Home > First National Bank of Steeleville > Income and Expense

First National Bank of Steeleville, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$10,153,000	2,819
Total interest expense	$2,041,000	3,025
Net interest income	$8,112,000	2,674
Provision for loan and lease losses	$175,000	2,112
Total noninterest income	$1,446,000	2,340
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$529,000	1,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$917,000	2,379
Total noninterest expense	$5,693,000	2,864
Salaries and employee benefits	$3,216,000	2,853
Premises and equipment expense	$643,000	2,603
Additional noninterest expense	$917,000	2,379
Pre-tax net operating income	$3,690,000	2,268
Securities gains (losses)	$-370,000	4,123
Applicable income taxes	$46,000	3,051
Income before extraordinary items	$3,274,000	2,223
Extraordinary gains, net	$0	54
Net income	$3,274,000	2,247
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,274,000	2,226
Net charge-offs	$28,000	2,061
Cash dividends	$1,633,000	1,710
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,640,300	2,133
2023-09-30 (YTD Data)		Rank
Total interest income	$7,437,000	2,832
Total interest expense	$1,407,000	3,013
Net interest income	$6,030,000	2,709
Provision for loan and lease losses	$50,000	2,479
Total noninterest income	$1,075,000	2,345
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$394,000	1,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$681,000	2,358
Total noninterest expense	$4,184,000	2,880
Salaries and employee benefits	$2,308,000	2,891
Premises and equipment expense	$487,000	2,592
Additional noninterest expense	$681,000	2,357
Pre-tax net operating income	$2,871,000	2,279
Securities gains (losses)	$-231,000	4,226
Applicable income taxes	$36,000	3,092
Income before extraordinary items	$2,604,000	2,209
Extraordinary gains, net	$0	52
Net income	$2,604,000	2,231
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,604,000	2,211
Net charge-offs	$7,000	2,243
Cash dividends	$792,000	1,887
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,832,690	2,143
2023-06-30 (YTD Data)		Rank
Total interest income	$4,825,000	2,842
Total interest expense	$852,000	2,968
Net interest income	$3,973,000	2,750
Provision for loan and lease losses	$0	2,940
Total noninterest income	$698,000	2,322
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$262,000	1,579
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	2,339
Total noninterest expense	$2,703,000	2,924
Salaries and employee benefits	$1,549,000	2,889
Premises and equipment expense	$321,000	2,606
Additional noninterest expense	$436,000	2,335
Pre-tax net operating income	$1,968,000	2,270
Securities gains (losses)	$-231,000	4,365
Applicable income taxes	$24,000	3,118
Income before extraordinary items	$1,713,000	2,233
Extraordinary gains, net	$0	51
Net income	$1,713,000	2,260
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,713,000	2,233
Net charge-offs	$-5,000	3,722
Cash dividends	$577,000	1,839
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,941,690	2,112
2023-03-31 (YTD Data)		Rank
Total interest income	$2,330,000	2,873
Total interest expense	$381,000	2,921
Net interest income	$1,949,000	2,781
Provision for loan and lease losses	$-16,000	4,451
Total noninterest income	$341,000	2,345
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$128,000	1,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	2,364
Total noninterest expense	$1,345,000	2,968
Salaries and employee benefits	$776,000	2,928
Premises and equipment expense	$160,000	2,646
Additional noninterest expense	$213,000	2,364
Pre-tax net operating income	$961,000	2,349
Securities gains (losses)	$-166,000	4,414
Applicable income taxes	$10,000	3,133
Income before extraordinary items	$785,000	2,404
Extraordinary gains, net	$0	4
Net income	$785,000	2,404
Minority interest net income	$0	48
Net income of bank and minority interests.	$785,000	2,404
Net charge-offs	$-3,000	3,659
Cash dividends	$361,000	1,471
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$949,340	2,185
2022-12-31 (YTD Data)		Rank
Total interest income	$7,428,000	2,957
Total interest expense	$945,000	2,491
Net interest income	$6,483,000	2,995
Provision for loan and lease losses	$48,000	2,569
Total noninterest income	$1,419,000	2,401
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$554,000	1,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$865,000	2,497
Total noninterest expense	$5,148,000	2,991
Salaries and employee benefits	$3,057,000	2,908
Premises and equipment expense	$631,000	2,648
Additional noninterest expense	$865,000	2,497
Pre-tax net operating income	$2,706,000	2,776
Securities gains (losses)	$-330,000	4,225
Applicable income taxes	$6,000	3,536
Income before extraordinary items	$2,370,000	2,748
Extraordinary gains, net	$0	5
Net income	$2,370,000	2,745
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,370,000	2,747
Net charge-offs	$-68,000	4,181
Cash dividends	$1,380,000	1,842
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,700,000	2,613
2022-09-30 (YTD Data)		Rank
Total interest income	$5,250,000	2,984
Total interest expense	$625,000	2,349
Net interest income	$4,625,000	3,039
Provision for loan and lease losses	$50,000	2,233
Total noninterest income	$1,062,000	2,421
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$409,000	1,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$653,000	2,507
Total noninterest expense	$3,832,000	2,991
Salaries and employee benefits	$2,243,000	2,935
Premises and equipment expense	$473,000	2,645
Additional noninterest expense	$653,000	2,507
Pre-tax net operating income	$1,805,000	2,893
Securities gains (losses)	$-67,000	4,152
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,738,000	2,748
Extraordinary gains, net	$0	4
Net income	$1,738,000	2,746
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,738,000	2,747
Net charge-offs	$-56,000	4,146
Cash dividends	$574,000	2,100
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,805,000	2,750
2022-06-30 (YTD Data)		Rank
Total interest income	$3,282,000	3,055
Total interest expense	$397,000	2,273
Net interest income	$2,885,000	3,105
Provision for loan and lease losses	$28,000	2,177
Total noninterest income	$689,000	2,455
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$262,000	1,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$427,000	2,553
Total noninterest expense	$2,545,000	2,994
Salaries and employee benefits	$1,497,000	2,937
Premises and equipment expense	$316,000	2,649
Additional noninterest expense	$732,000	3,123
Pre-tax net operating income	$1,001,000	3,004
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,001,000	2,830
Extraordinary gains, net	$0	4
Net income	$1,001,000	2,828
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,001,000	2,830
Net charge-offs	$-16,000	3,814
Cash dividends	$367,000	2,119
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,001,000	2,859
2022-03-31 (YTD Data)		Rank
Total interest income	$1,580,000	3,068
Total interest expense	$197,000	2,245
Net interest income	$1,383,000	3,129
Provision for loan and lease losses	$11,000	1,983
Total noninterest income	$332,000	2,470
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$127,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$205,000	2,540
Total noninterest expense	$1,276,000	2,989
Salaries and employee benefits	$753,000	2,926
Premises and equipment expense	$160,000	2,634
Additional noninterest expense	$363,000	3,136
Pre-tax net operating income	$428,000	3,074
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$428,000	2,912
Extraordinary gains, net	$0	4
Net income	$428,000	2,910
Minority interest net income	$0	50
Net income of bank and minority interests.	$428,000	2,912
Net charge-offs	$4,000	1,408
Cash dividends	$160,000	1,835
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$428,000	2,938
2021-12-31 (YTD Data)		Rank
Total interest income	$6,477,000	3,122
Total interest expense	$885,000	2,394
Net interest income	$5,592,000	3,174
Provision for loan and lease losses	$215,000	1,683
Total noninterest income	$1,332,000	2,674
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$460,000	1,690
Trading account gains and fees	NA	NA
Additional Noninterest Income	$872,000	2,751
Total noninterest expense	$4,958,000	3,035
Salaries and employee benefits	$2,913,000	2,981
Premises and equipment expense	$668,000	2,586
Additional noninterest expense	$1,377,000	3,224
Pre-tax net operating income	$1,751,000	3,313
Securities gains (losses)	$165,000	675
Applicable income taxes	$24,000	3,468
Income before extraordinary items	$1,892,000	3,100
Extraordinary gains, net	$0	10
Net income	$1,892,000	3,100
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,892,000	3,100
Net charge-offs	$330,000	798
Cash dividends	$902,000	2,321
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,728,650	3,180
2021-09-30 (YTD Data)		Rank
Total interest income	$4,896,000	3,159
Total interest expense	$682,000	2,447
Net interest income	$4,214,000	3,224
Provision for loan and lease losses	$167,000	1,609
Total noninterest income	$995,000	2,709
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$333,000	1,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	2,772
Total noninterest expense	$3,723,000	3,037
Salaries and employee benefits	$2,208,000	2,973
Premises and equipment expense	$509,000	2,580
Additional noninterest expense	$1,006,000	3,287
Pre-tax net operating income	$1,319,000	3,412
Securities gains (losses)	$165,000	625
Applicable income taxes	$18,000	3,445
Income before extraordinary items	$1,466,000	3,159
Extraordinary gains, net	$0	8
Net income	$1,466,000	3,158
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,466,000	3,159
Net charge-offs	$288,000	663
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,302,650	3,278
2021-06-30 (YTD Data)		Rank
Total interest income	$3,112,000	3,245
Total interest expense	$461,000	2,491
Net interest income	$2,651,000	3,316
Provision for loan and lease losses	$-6,000	4,388
Total noninterest income	$653,000	2,693
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$209,000	1,746
Trading account gains and fees	NA	NA
Additional Noninterest Income	$444,000	2,754
Total noninterest expense	$2,502,000	3,022
Salaries and employee benefits	$1,491,000	2,953
Premises and equipment expense	$337,000	2,579
Additional noninterest expense	$674,000	3,272
Pre-tax net operating income	$808,000	3,517
Securities gains (losses)	$165,000	517
Applicable income taxes	$12,000	3,433
Income before extraordinary items	$961,000	3,177
Extraordinary gains, net	$0	6
Net income	$961,000	3,175
Minority interest net income	$0	67
Net income of bank and minority interests.	$961,000	3,177
Net charge-offs	$289,000	519
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$797,650	3,370
2021-03-31 (YTD Data)		Rank
Total interest income	$1,549,000	3,245
Total interest expense	$236,000	2,516
Net interest income	$1,313,000	3,319
Provision for loan and lease losses	$-7,000	4,572
Total noninterest income	$323,000	2,713
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$100,000	1,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	2,739
Total noninterest expense	$1,270,000	2,994
Salaries and employee benefits	$768,000	2,897
Premises and equipment expense	$171,000	2,573
Additional noninterest expense	$331,000	3,260
Pre-tax net operating income	$373,000	3,576
Securities gains (losses)	$102,000	477
Applicable income taxes	$4,000	3,431
Income before extraordinary items	$471,000	3,178
Extraordinary gains, net	$0	3
Net income	$471,000	3,179
Minority interest net income	$0	55
Net income of bank and minority interests.	$471,000	3,178
Net charge-offs	$35,000	950
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$370,020	3,435
2020-12-31 (YTD Data)		Rank
Total interest income	$6,697,000	3,131
Total interest expense	$1,089,000	2,806
Net interest income	$5,608,000	3,154
Provision for loan and lease losses	$1,238,000	1,407
Total noninterest income	$1,229,000	2,653
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$475,000	1,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$754,000	2,736
Total noninterest expense	$4,933,000	3,032
Salaries and employee benefits	$2,925,000	2,979
Premises and equipment expense	$684,000	2,566
Additional noninterest expense	$1,324,000	3,249
Pre-tax net operating income	$666,000	4,028
Securities gains (losses)	$822,000	431
Applicable income taxes	$6,000	3,547
Income before extraordinary items	$1,482,000	3,201
Extraordinary gains, net	$0	4
Net income	$1,482,000	3,200
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,482,000	3,201
Net charge-offs	$1,257,000	559
Cash dividends	$929,000	2,301
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$660,000	3,955
2020-09-30 (YTD Data)		Rank
Total interest income	$5,089,000	3,141
Total interest expense	$820,000	2,895
Net interest income	$4,269,000	3,153
Provision for loan and lease losses	$33,000	3,870
Total noninterest income	$945,000	2,593
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$360,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	2,680
Total noninterest expense	$3,738,000	3,001
Salaries and employee benefits	$2,249,000	2,925
Premises and equipment expense	$516,000	2,551
Additional noninterest expense	$973,000	3,267
Pre-tax net operating income	$1,443,000	2,999
Securities gains (losses)	$484,000	509
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,927,000	2,498
Extraordinary gains, net	$0	4
Net income	$1,927,000	2,498
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,927,000	2,498
Net charge-offs	$53,000	2,029
Cash dividends	$929,000	1,763
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,443,000	2,831
2020-06-30 (YTD Data)		Rank
Total interest income	$3,474,000	3,142
Total interest expense	$546,000	3,015
Net interest income	$2,928,000	3,122
Provision for loan and lease losses	$-14,000	5,003
Total noninterest income	$602,000	2,606
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$240,000	1,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	2,711
Total noninterest expense	$2,501,000	2,997
Salaries and employee benefits	$1,502,000	2,941
Premises and equipment expense	$351,000	2,509
Additional noninterest expense	$648,000	3,278
Pre-tax net operating income	$1,043,000	2,890
Securities gains (losses)	$484,000	374
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,527,000	2,215
Extraordinary gains, net	$0	4
Net income	$1,527,000	2,215
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,527,000	2,215
Net charge-offs	$9,000	2,487
Cash dividends	$643,000	1,717
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,043,000	2,710
2020-03-31 (YTD Data)		Rank
Total interest income	$1,759,000	3,127
Total interest expense	$269,000	3,158
Net interest income	$1,490,000	3,062
Provision for loan and lease losses	$-10,000	5,046
Total noninterest income	$317,000	2,450
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$143,000	1,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,599
Total noninterest expense	$1,286,000	2,975
Salaries and employee benefits	$776,000	2,901
Premises and equipment expense	$173,000	2,542
Additional noninterest expense	$337,000	3,254
Pre-tax net operating income	$531,000	2,711
Securities gains (losses)	$198,000	387
Applicable income taxes	$0	3,513
Income before extraordinary items	$729,000	2,111
Extraordinary gains, net	$0	4
Net income	$729,000	2,110
Minority interest net income	$0	56
Net income of bank and minority interests.	$729,000	2,111
Net charge-offs	$20,000	1,597
Cash dividends	$251,000	1,773
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$531,000	2,531
2019-12-31 (YTD Data)		Rank
Total interest income	$7,158,000	3,152
Total interest expense	$950,000	3,376
Net interest income	$6,208,000	3,042
Provision for loan and lease losses	$9,000	3,885
Total noninterest income	$1,334,000	2,437
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$611,000	1,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$723,000	2,612
Total noninterest expense	$5,094,000	2,972
Salaries and employee benefits	$3,036,000	2,919
Premises and equipment expense	$707,000	2,530
Additional noninterest expense	$1,351,000	3,275
Pre-tax net operating income	$2,439,000	2,775
Securities gains (losses)	$540,000	336
Applicable income taxes	$42,000	3,361
Income before extraordinary items	$2,937,000	2,322
Extraordinary gains, net	$0	11
Net income	$2,937,000	2,325
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,937,000	2,324
Net charge-offs	$81,000	2,344
Cash dividends	$1,614,000	1,792
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,402,400	2,591
2019-09-30 (YTD Data)		Rank
Total interest income	$5,352,000	3,192
Total interest expense	$690,000	3,441
Net interest income	$4,662,000	3,072
Provision for loan and lease losses	$-11,000	5,043
Total noninterest income	$1,000,000	2,453
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$458,000	1,660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$542,000	2,633
Total noninterest expense	$3,787,000	3,008
Salaries and employee benefits	$2,246,000	2,949
Premises and equipment expense	$534,000	2,529
Additional noninterest expense	$1,007,000	3,315
Pre-tax net operating income	$1,886,000	2,816
Securities gains (losses)	$540,000	296
Applicable income taxes	$34,000	3,405
Income before extraordinary items	$2,392,000	2,269
Extraordinary gains, net	$0	11
Net income	$2,392,000	2,269
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,392,000	2,270
Net charge-offs	$27,000	2,576
Cash dividends	$773,000	2,084
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,857,400	2,610
2019-06-30 (YTD Data)		Rank
Total interest income	$3,529,000	3,220
Total interest expense	$440,000	3,490
Net interest income	$3,089,000	3,097
Provision for loan and lease losses	$-17,000	5,117
Total noninterest income	$641,000	2,473
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$297,000	1,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$344,000	2,658
Total noninterest expense	$2,551,000	3,016
Salaries and employee benefits	$1,493,000	2,971
Premises and equipment expense	$359,000	2,519
Additional noninterest expense	$699,000	3,269
Pre-tax net operating income	$1,196,000	2,859
Securities gains (losses)	$15,000	1,113
Applicable income taxes	$16,000	3,502
Income before extraordinary items	$1,195,000	2,679
Extraordinary gains, net	$0	11
Net income	$1,195,000	2,678
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,195,000	2,678
Net charge-offs	$22,000	2,303
Cash dividends	$504,000	2,087
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,180,150	2,664
2019-03-31 (YTD Data)		Rank
Total interest income	$1,730,000	3,275
Total interest expense	$207,000	3,550
Net interest income	$1,523,000	3,148
Provision for loan and lease losses	$-16,000	5,219
Total noninterest income	$326,000	2,424
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$144,000	1,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	2,516
Total noninterest expense	$1,277,000	3,031
Salaries and employee benefits	$757,000	2,964
Premises and equipment expense	$178,000	2,563
Additional noninterest expense	$342,000	3,315
Pre-tax net operating income	$588,000	2,845
Securities gains (losses)	$-3,000	4,951
Applicable income taxes	$8,000	3,458
Income before extraordinary items	$577,000	2,684
Extraordinary gains, net	$0	5
Net income	$577,000	2,683
Minority interest net income	$0	52
Net income of bank and minority interests.	$577,000	2,683
Net charge-offs	$-2,000	4,062
Cash dividends	$235,000	1,937
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$579,970	2,647
2018-12-31 (YTD Data)		Rank
Total interest income	$6,853,000	3,197
Total interest expense	$789,000	3,285
Net interest income	$6,064,000	3,146
Provision for loan and lease losses	$119,000	2,937
Total noninterest income	$1,282,000	2,524
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$650,000	1,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$632,000	2,784
Total noninterest expense	$5,038,000	3,042
Salaries and employee benefits	$3,017,000	2,952
Premises and equipment expense	$691,000	2,599
Additional noninterest expense	$1,330,000	3,406
Pre-tax net operating income	$2,189,000	2,994
Securities gains (losses)	$26,000	519
Applicable income taxes	$30,000	3,538
Income before extraordinary items	$2,185,000	2,801
Extraordinary gains, net	$0	6
Net income	$2,185,000	2,800
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,185,000	2,800
Net charge-offs	$45,000	2,692
Cash dividends	$1,145,000	2,070
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,159,260	2,807
2018-09-30 (YTD Data)		Rank
Total interest income	$5,128,000	3,213
Total interest expense	$593,000	3,215
Net interest income	$4,535,000	3,173
Provision for loan and lease losses	$63,000	3,031
Total noninterest income	$952,000	2,576
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$480,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$472,000	2,827
Total noninterest expense	$3,704,000	3,086
Salaries and employee benefits	$2,251,000	2,971
Premises and equipment expense	$517,000	2,615
Additional noninterest expense	$936,000	3,535
Pre-tax net operating income	$1,720,000	2,988
Securities gains (losses)	$26,000	521
Applicable income taxes	$24,000	3,584
Income before extraordinary items	$1,722,000	2,775
Extraordinary gains, net	$0	5
Net income	$1,722,000	2,774
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,722,000	2,774
Net charge-offs	$59,000	2,086
Cash dividends	$630,000	2,148
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,696,260	2,787
2018-06-30 (YTD Data)		Rank
Total interest income	$3,432,000	3,193
Total interest expense	$391,000	3,165
Net interest income	$3,041,000	3,167
Provision for loan and lease losses	$62,000	2,563
Total noninterest income	$623,000	2,596
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$310,000	1,700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	2,841
Total noninterest expense	$2,437,000	3,133
Salaries and employee benefits	$1,483,000	3,018
Premises and equipment expense	$342,000	2,642
Additional noninterest expense	$612,000	3,573
Pre-tax net operating income	$1,165,000	2,925
Securities gains (losses)	$21,000	466
Applicable income taxes	$16,000	3,581
Income before extraordinary items	$1,170,000	2,699
Extraordinary gains, net	$0	6
Net income	$1,170,000	2,698
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,170,000	2,698
Net charge-offs	$48,000	1,797
Cash dividends	$398,000	2,238
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,149,210	2,719
2018-03-31 (YTD Data)		Rank
Total interest income	$1,696,000	3,219
Total interest expense	$195,000	3,123
Net interest income	$1,501,000	3,213
Provision for loan and lease losses	$51,000	2,048
Total noninterest income	$302,000	2,618
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$148,000	1,773
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	2,806
Total noninterest expense	$1,202,000	3,180
Salaries and employee benefits	$744,000	3,022
Premises and equipment expense	$168,000	2,717
Additional noninterest expense	$290,000	3,714
Pre-tax net operating income	$550,000	2,961
Securities gains (losses)	$21,000	329
Applicable income taxes	$8,000	3,565
Income before extraordinary items	$563,000	2,715
Extraordinary gains, net	$0	7
Net income	$563,000	2,715
Minority interest net income	$0	52
Net income of bank and minority interests.	$563,000	2,715
Net charge-offs	$0	2,722
Cash dividends	$146,000	2,142
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$542,210	2,764
2017-12-31 (YTD Data)		Rank
Total interest income	$6,720,000	3,199
Total interest expense	$763,000	3,001
Net interest income	$5,957,000	3,193
Provision for loan and lease losses	$-505,000	5,529
Total noninterest income	$1,417,000	2,478
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$635,000	1,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$782,000	2,592
Total noninterest expense	$4,966,000	3,102
Salaries and employee benefits	$2,956,000	3,019
Premises and equipment expense	$672,000	2,720
Additional noninterest expense	$1,338,000	3,453
Pre-tax net operating income	$2,913,000	2,530
Securities gains (losses)	$130,000	529
Applicable income taxes	$42,000	3,587
Income before extraordinary items	$3,001,000	2,054
Extraordinary gains, net	$0	9
Net income	$3,001,000	2,053
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,001,000	2,054
Net charge-offs	$-404,000	5,547
Cash dividends	$1,820,000	1,524
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,872,300	2,107
2017-09-30 (YTD Data)		Rank
Total interest income	$5,027,000	3,227
Total interest expense	$564,000	3,013
Net interest income	$4,463,000	3,219
Provision for loan and lease losses	$63,000	3,068
Total noninterest income	$1,088,000	2,468
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$464,000	1,733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	2,532
Total noninterest expense	$3,641,000	3,163
Salaries and employee benefits	$2,183,000	3,059
Premises and equipment expense	$527,000	2,669
Additional noninterest expense	$931,000	3,614
Pre-tax net operating income	$1,847,000	2,834
Securities gains (losses)	$83,000	663
Applicable income taxes	$27,000	3,642
Income before extraordinary items	$1,903,000	2,489
Extraordinary gains, net	$0	9
Net income	$1,903,000	2,489
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,903,000	2,489
Net charge-offs	$-468,000	5,636
Cash dividends	$392,000	2,651
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,820,830	2,546
2017-06-30 (YTD Data)		Rank
Total interest income	$3,249,000	3,277
Total interest expense	$376,000	2,988
Net interest income	$2,873,000	3,279
Provision for loan and lease losses	$68,000	2,543
Total noninterest income	$564,000	2,801
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$295,000	1,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$269,000	3,085
Total noninterest expense	$2,431,000	3,180
Salaries and employee benefits	$1,481,000	3,044
Premises and equipment expense	$367,000	2,614
Additional noninterest expense	$583,000	3,752
Pre-tax net operating income	$938,000	3,227
Securities gains (losses)	$78,000	505
Applicable income taxes	$14,000	3,736
Income before extraordinary items	$1,002,000	2,814
Extraordinary gains, net	$0	11
Net income	$1,002,000	2,814
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,002,000	2,814
Net charge-offs	$45,000	2,067
Cash dividends	$196,000	2,855
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$924,780	2,916
2017-03-31 (YTD Data)		Rank
Total interest income	$1,612,000	3,299
Total interest expense	$190,000	2,956
Net interest income	$1,422,000	3,306
Provision for loan and lease losses	$14,000	3,077
Total noninterest income	$246,000	2,983
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$140,000	1,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	3,383
Total noninterest expense	$1,238,000	3,182
Salaries and employee benefits	$737,000	3,096
Premises and equipment expense	$188,000	2,615
Additional noninterest expense	$313,000	3,618
Pre-tax net operating income	$416,000	3,366
Securities gains (losses)	$26,000	467
Applicable income taxes	$5,000	3,770
Income before extraordinary items	$437,000	2,979
Extraordinary gains, net	$0	8
Net income	$437,000	2,979
Minority interest net income	$0	55
Net income of bank and minority interests.	$437,000	2,979
Net charge-offs	$11,000	2,170
Cash dividends	$196,000	1,986
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$411,260	3,073
2016-12-31 (YTD Data)		Rank
Total interest income	$6,558,000	3,244
Total interest expense	$808,000	2,802
Net interest income	$5,750,000	3,271
Provision for loan and lease losses	$192,000	2,496
Total noninterest income	$1,309,000	2,657
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$669,000	1,680
Trading account gains and fees	$0	170
Additional Noninterest Income	$640,000	2,948
Total noninterest expense	$5,022,000	3,174
Salaries and employee benefits	$2,906,000	3,083
Premises and equipment expense	$763,000	2,585
Additional noninterest expense	$1,353,000	3,555
Pre-tax net operating income	$1,845,000	3,197
Securities gains (losses)	$268,000	714
Applicable income taxes	$28,000	3,775
Income before extraordinary items	$2,085,000	2,717
Extraordinary gains, net	$0	5
Net income	$2,085,000	2,714
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,085,000	2,716
Net charge-offs	$116,000	2,476
Cash dividends	$952,000	2,276
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,819,680	2,898
2016-09-30 (YTD Data)		Rank
Total interest income	$4,892,000	3,264
Total interest expense	$607,000	2,796
Net interest income	$4,285,000	3,299
Provision for loan and lease losses	$146,000	2,397
Total noninterest income	$977,000	2,660
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$495,000	1,698
Trading account gains and fees	$0	169
Additional Noninterest Income	$482,000	2,941
Total noninterest expense	$3,779,000	3,178
Salaries and employee benefits	$2,137,000	3,127
Premises and equipment expense	$571,000	2,589
Additional noninterest expense	$1,071,000	3,465
Pre-tax net operating income	$1,337,000	3,294
Securities gains (losses)	$269,000	648
Applicable income taxes	$21,000	3,853
Income before extraordinary items	$1,585,000	2,733
Extraordinary gains, net	$0	5
Net income	$1,585,000	2,733
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,585,000	2,733
Net charge-offs	$106,000	2,021
Cash dividends	$336,000	2,790
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,318,690	2,980
2016-06-30 (YTD Data)		Rank
Total interest income	$3,241,000	3,308
Total interest expense	$407,000	2,797
Net interest income	$2,834,000	3,333
Provision for loan and lease losses	$99,000	2,339
Total noninterest income	$630,000	2,692
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$317,000	1,733
Trading account gains and fees	$0	157
Additional Noninterest Income	$313,000	2,964
Total noninterest expense	$2,457,000	3,243
Salaries and employee benefits	$1,419,000	3,158
Premises and equipment expense	$386,000	2,582
Additional noninterest expense	$652,000	3,684
Pre-tax net operating income	$908,000	3,244
Securities gains (losses)	$269,000	469
Applicable income taxes	$15,000	3,858
Income before extraordinary items	$1,162,000	2,535
Extraordinary gains, net	$0	16
Net income	$1,162,000	2,534
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,162,000	2,534
Net charge-offs	$36,000	2,397
Cash dividends	$168,000	2,974
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$895,690	2,919
2016-03-31 (YTD Data)		Rank
Total interest income	$1,634,000	3,292
Total interest expense	$204,000	2,806
Net interest income	$1,430,000	3,321
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$307,000	2,696
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$151,000	1,791
Trading account gains and fees	$0	142
Additional Noninterest Income	$156,000	2,936
Total noninterest expense	$1,191,000	3,317
Salaries and employee benefits	$703,000	3,198
Premises and equipment expense	$205,000	2,499
Additional noninterest expense	$283,000	4,001
Pre-tax net operating income	$501,000	3,041
Securities gains (losses)	$163,000	348
Applicable income taxes	$8,000	3,829
Income before extraordinary items	$656,000	2,307
Extraordinary gains, net	$0	12
Net income	$656,000	2,307
Minority interest net income	$0	62
Net income of bank and minority interests.	$656,000	2,307
Net charge-offs	$15,000	2,144
Cash dividends	$168,000	2,074
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$494,630	2,715
2015-12-31 (YTD Data)		Rank
Total interest income	$6,487,000	3,277
Total interest expense	$890,000	2,635
Net interest income	$5,597,000	3,340
Provision for loan and lease losses	$198,000	2,354
Total noninterest income	$1,328,000	2,640
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$667,000	1,714
Trading account gains and fees	$0	159
Additional Noninterest Income	$661,000	2,912
Total noninterest expense	$4,572,000	3,419
Salaries and employee benefits	$2,743,000	3,207
Premises and equipment expense	$549,000	3,293
Additional noninterest expense	$1,280,000	3,776
Pre-tax net operating income	$2,155,000	2,875
Securities gains (losses)	$164,000	854
Applicable income taxes	$30,000	3,806
Income before extraordinary items	$2,289,000	2,489
Extraordinary gains, net	$0	23
Net income	$2,289,000	2,491
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,289,000	2,491
Net charge-offs	$110,000	2,560
Cash dividends	$1,764,000	1,463
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,126,640	2,561
2015-09-30 (YTD Data)		Rank
Total interest income	$4,874,000	3,302
Total interest expense	$681,000	2,627
Net interest income	$4,193,000	3,372
Provision for loan and lease losses	$149,000	2,302
Total noninterest income	$881,000	2,844
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$495,000	1,734
Trading account gains and fees	$0	153
Additional Noninterest Income	$386,000	3,271
Total noninterest expense	$3,367,000	3,487
Salaries and employee benefits	$2,059,000	3,237
Premises and equipment expense	$379,000	3,500
Additional noninterest expense	$929,000	3,858
Pre-tax net operating income	$1,558,000	3,005
Securities gains (losses)	$164,000	750
Applicable income taxes	$22,000	3,929
Income before extraordinary items	$1,700,000	2,555
Extraordinary gains, net	$0	21
Net income	$1,700,000	2,556
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,700,000	2,556
Net charge-offs	$54,000	2,717
Cash dividends	$1,182,000	1,440
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,537,640	2,668
2015-06-30 (YTD Data)		Rank
Total interest income	$3,277,000	3,300
Total interest expense	$462,000	2,603
Net interest income	$2,815,000	3,366
Provision for loan and lease losses	$99,000	2,268
Total noninterest income	$568,000	2,890
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$324,000	1,746
Trading account gains and fees	$0	157
Additional Noninterest Income	$244,000	3,342
Total noninterest expense	$2,289,000	3,476
Salaries and employee benefits	$1,374,000	3,258
Premises and equipment expense	$257,000	3,480
Additional noninterest expense	$658,000	3,753
Pre-tax net operating income	$995,000	3,079
Securities gains (losses)	$114,000	784
Applicable income taxes	$14,000	3,964
Income before extraordinary items	$1,095,000	2,591
Extraordinary gains, net	$0	22
Net income	$1,095,000	2,593
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,095,000	2,593
Net charge-offs	$34,000	2,614
Cash dividends	$874,000	1,372
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$982,140	2,726
2015-03-31 (YTD Data)		Rank
Total interest income	$1,650,000	3,292
Total interest expense	$235,000	2,602
Net interest income	$1,415,000	3,355
Provision for loan and lease losses	$49,000	2,138
Total noninterest income	$267,000	2,939
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$151,000	1,808
Trading account gains and fees	$0	152
Additional Noninterest Income	$116,000	3,377
Total noninterest expense	$1,123,000	3,545
Salaries and employee benefits	$684,000	3,287
Premises and equipment expense	$131,000	3,472
Additional noninterest expense	$308,000	3,904
Pre-tax net operating income	$510,000	2,982
Securities gains (losses)	$30,000	1,059
Applicable income taxes	$7,000	3,948
Income before extraordinary items	$533,000	2,599
Extraordinary gains, net	$0	13
Net income	$533,000	2,602
Minority interest net income	$0	64
Net income of bank and minority interests.	$533,000	2,602
Net charge-offs	$-3,000	4,874
Cash dividends	$599,000	992
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$503,300	2,634
2014-12-31 (YTD Data)		Rank
Total interest income	$6,963,000	3,191
Total interest expense	$1,033,000	2,524
Net interest income	$5,930,000	3,272
Provision for loan and lease losses	$208,000	2,426
Total noninterest income	$1,257,000	2,765
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$734,000	1,692
Trading account gains and fees	$0	180
Additional Noninterest Income	$523,000	3,219
Total noninterest expense	$4,279,000	3,674
Salaries and employee benefits	$2,654,000	3,354
Premises and equipment expense	$483,000	3,712
Additional noninterest expense	$1,142,000	4,146
Pre-tax net operating income	$2,700,000	2,447
Securities gains (losses)	$165,000	912
Applicable income taxes	$38,000	3,822
Income before extraordinary items	$2,827,000	2,116
Extraordinary gains, net	$0	17
Net income	$2,827,000	2,116
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,827,000	2,115
Net charge-offs	$168,000	2,658
Cash dividends	$1,349,000	1,692
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,663,650	2,151
2014-09-30 (YTD Data)		Rank
Total interest income	$5,275,000	3,196
Total interest expense	$795,000	2,531
Net interest income	$4,480,000	3,278
Provision for loan and lease losses	$157,000	2,336
Total noninterest income	$937,000	2,792
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$538,000	1,725
Trading account gains and fees	$0	174
Additional Noninterest Income	$399,000	3,228
Total noninterest expense	$3,164,000	3,721
Salaries and employee benefits	$1,983,000	3,368
Premises and equipment expense	$361,000	3,766
Additional noninterest expense	$820,000	4,280
Pre-tax net operating income	$2,096,000	2,440
Securities gains (losses)	$157,000	749
Applicable income taxes	$30,000	3,865
Income before extraordinary items	$2,223,000	2,043
Extraordinary gains, net	$0	15
Net income	$2,223,000	2,042
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,223,000	2,041
Net charge-offs	$105,000	2,639
Cash dividends	$650,000	1,945
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,067,570	2,123
2014-06-30 (YTD Data)		Rank
Total interest income	$3,534,000	3,187
Total interest expense	$547,000	2,485
Net interest income	$2,987,000	3,281
Provision for loan and lease losses	$104,000	2,304
Total noninterest income	$614,000	2,793
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$338,000	1,789
Trading account gains and fees	$0	172
Additional Noninterest Income	$276,000	3,156
Total noninterest expense	$2,099,000	3,752
Salaries and employee benefits	$1,316,000	3,396
Premises and equipment expense	$241,000	3,794
Additional noninterest expense	$542,000	4,310
Pre-tax net operating income	$1,398,000	2,380
Securities gains (losses)	$99,000	794
Applicable income taxes	$20,000	3,857
Income before extraordinary items	$1,477,000	2,006
Extraordinary gains, net	$0	20
Net income	$1,477,000	2,009
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,477,000	2,008
Net charge-offs	$39,000	2,989
Cash dividends	$426,000	1,982
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,378,990	2,071
2014-03-31 (YTD Data)		Rank
Total interest income	$1,761,000	3,200
Total interest expense	$284,000	2,455
Net interest income	$1,477,000	3,308
Provision for loan and lease losses	$51,000	2,201
Total noninterest income	$310,000	2,755
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$156,000	1,875
Trading account gains and fees	$0	147
Additional Noninterest Income	$154,000	2,936
Total noninterest expense	$1,048,000	3,790
Salaries and employee benefits	$658,000	3,430
Premises and equipment expense	$129,000	3,685
Additional noninterest expense	$261,000	4,426
Pre-tax net operating income	$688,000	2,346
Securities gains (losses)	$21,000	941
Applicable income taxes	$10,000	3,818
Income before extraordinary items	$699,000	2,006
Extraordinary gains, net	$0	16
Net income	$699,000	2,009
Minority interest net income	$0	66
Net income of bank and minority interests.	$699,000	2,009
Net charge-offs	$25,000	2,339
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$678,210	2,016
2013-12-31 (YTD Data)		Rank
Total interest income	$6,527,000	3,432
Total interest expense	$1,393,000	2,295
Net interest income	$5,134,000	3,644
Provision for loan and lease losses	$427,000	2,030
Total noninterest income	$1,292,000	2,805
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$761,000	1,718
Trading account gains and fees	$0	184
Additional Noninterest Income	$531,000	3,278
Total noninterest expense	$4,237,000	3,780
Salaries and employee benefits	$2,689,000	3,354
Premises and equipment expense	$489,000	3,782
Additional noninterest expense	$1,059,000	4,459
Pre-tax net operating income	$1,762,000	3,104
Securities gains (losses)	$299,000	695
Applicable income taxes	$28,000	3,990
Income before extraordinary items	$2,033,000	2,573
Extraordinary gains, net	$0	29
Net income	$2,033,000	2,576
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,033,000	2,576
Net charge-offs	$590,000	1,839
Cash dividends	$1,389,000	1,559
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,736,990	2,812
2013-09-30 (YTD Data)		Rank
Total interest income	$4,799,000	3,497
Total interest expense	$1,081,000	2,297
Net interest income	$3,718,000	3,736
Provision for loan and lease losses	$159,000	2,878
Total noninterest income	$977,000	2,850
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$577,000	1,705
Trading account gains and fees	$0	180
Additional Noninterest Income	$400,000	3,339
Total noninterest expense	$3,148,000	3,826
Salaries and employee benefits	$2,010,000	3,386
Premises and equipment expense	$371,000	3,788
Additional noninterest expense	$767,000	4,577
Pre-tax net operating income	$1,388,000	3,065
Securities gains (losses)	$299,000	637
Applicable income taxes	$23,000	4,052
Income before extraordinary items	$1,664,000	2,441
Extraordinary gains, net	$0	25
Net income	$1,664,000	2,445
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,664,000	2,445
Net charge-offs	$113,000	3,135
Cash dividends	$863,000	1,596
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,367,990	2,761
2013-06-30 (YTD Data)		Rank
Total interest income	$3,200,000	3,505
Total interest expense	$750,000	2,276
Net interest income	$2,450,000	3,772
Provision for loan and lease losses	$103,000	2,904
Total noninterest income	$631,000	2,930
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$366,000	1,753
Trading account gains and fees	$0	157
Additional Noninterest Income	$265,000	3,379
Total noninterest expense	$2,111,000	3,829
Salaries and employee benefits	$1,339,000	3,402
Premises and equipment expense	$248,000	3,802
Additional noninterest expense	$524,000	4,528
Pre-tax net operating income	$867,000	3,182
Securities gains (losses)	$299,000	560
Applicable income taxes	$16,000	4,026
Income before extraordinary items	$1,150,000	2,363
Extraordinary gains, net	$0	22
Net income	$1,150,000	2,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,150,000	2,371
Net charge-offs	$27,000	3,818
Cash dividends	$594,000	1,552
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$853,990	2,850
2013-03-31 (YTD Data)		Rank
Total interest income	$1,631,000	3,497
Total interest expense	$394,000	2,229
Net interest income	$1,237,000	3,763
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$292,000	3,048
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$167,000	1,871
Trading account gains and fees	$0	148
Additional Noninterest Income	$125,000	3,438
Total noninterest expense	$1,052,000	3,874
Salaries and employee benefits	$662,000	3,460
Premises and equipment expense	$131,000	3,698
Additional noninterest expense	$259,000	4,568
Pre-tax net operating income	$427,000	3,186
Securities gains (losses)	$177,000	509
Applicable income taxes	$8,000	4,015
Income before extraordinary items	$596,000	2,272
Extraordinary gains, net	$0	10
Net income	$596,000	2,274
Minority interest net income	$0	76
Net income of bank and minority interests.	$596,000	2,274
Net charge-offs	$13,000	3,331
Cash dividends	$325,000	1,274
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$420,770	2,856
2012-12-31 (YTD Data)		Rank
Total interest income	$7,610,000	3,241
Total interest expense	$1,974,000	2,157
Net interest income	$5,636,000	3,521
Provision for loan and lease losses	$208,000	3,887
Total noninterest income	$1,097,000	3,103
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$691,000	1,921
Trading account gains and fees	$0	166
Additional Noninterest Income	$406,000	3,617
Total noninterest expense	$4,136,000	3,941
Salaries and employee benefits	$2,584,000	3,480
Premises and equipment expense	$496,000	3,842
Additional noninterest expense	$1,056,000	4,664
Pre-tax net operating income	$2,389,000	2,498
Securities gains (losses)	$393,000	1,129
Applicable income taxes	$39,000	3,973
Income before extraordinary items	$2,743,000	2,013
Extraordinary gains, net	$0	29
Net income	$2,743,000	2,012
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,743,000	2,014
Net charge-offs	$255,000	3,501
Cash dividends	$1,615,000	1,407
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,353,930	2,161
2012-09-30 (YTD Data)		Rank
Total interest income	$5,856,000	3,231
Total interest expense	$1,528,000	2,185
Net interest income	$4,328,000	3,525
Provision for loan and lease losses	$156,000	3,837
Total noninterest income	$791,000	3,181
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$499,000	2,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$292,000	3,729
Total noninterest expense	$3,096,000	3,971
Salaries and employee benefits	$1,938,000	3,505
Premises and equipment expense	$373,000	3,883
Additional noninterest expense	$785,000	4,713
Pre-tax net operating income	$1,867,000	2,478
Securities gains (losses)	$321,000	1,060
Applicable income taxes	$32,000	3,997
Income before extraordinary items	$2,156,000	1,974
Extraordinary gains, net	$0	20
Net income	$2,156,000	1,973
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,156,000	1,975
Net charge-offs	$176,000	3,428
Cash dividends	$1,168,000	1,196
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,838,210	2,142
2012-06-30 (YTD Data)		Rank
Total interest income	$4,002,000	3,191
Total interest expense	$1,037,000	2,219
Net interest income	$2,965,000	3,462
Provision for loan and lease losses	$103,000	3,808
Total noninterest income	$482,000	3,307
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$323,000	2,027
Trading account gains and fees	$0	153
Additional Noninterest Income	$159,000	3,980
Total noninterest expense	$2,066,000	3,989
Salaries and employee benefits	$1,284,000	3,533
Premises and equipment expense	$245,000	3,922
Additional noninterest expense	$537,000	4,663
Pre-tax net operating income	$1,278,000	2,403
Securities gains (losses)	$214,000	1,056
Applicable income taxes	$23,000	3,951
Income before extraordinary items	$1,469,000	1,927
Extraordinary gains, net	$0	19
Net income	$1,469,000	1,925
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,469,000	1,927
Net charge-offs	$50,000	4,033
Cash dividends	$969,000	1,020
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,259,280	2,068
2012-03-31 (YTD Data)		Rank
Total interest income	$2,072,000	3,119
Total interest expense	$530,000	2,255
Net interest income	$1,542,000	3,384
Provision for loan and lease losses	$51,000	3,637
Total noninterest income	$185,000	3,802
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$148,000	2,157
Trading account gains and fees	$0	148
Additional Noninterest Income	$37,000	5,121
Total noninterest expense	$1,008,000	4,082
Salaries and employee benefits	$622,000	3,639
Premises and equipment expense	$125,000	3,884
Additional noninterest expense	$261,000	4,754
Pre-tax net operating income	$668,000	2,344
Securities gains (losses)	$147,000	725
Applicable income taxes	$13,000	3,884
Income before extraordinary items	$802,000	1,795
Extraordinary gains, net	$0	19
Net income	$802,000	1,796
Minority interest net income	$0	78
Net income of bank and minority interests.	$802,000	1,796
Net charge-offs	$28,000	3,468
Cash dividends	$798,000	584
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$657,940	2,005
2011-12-31 (YTD Data)		Rank
Total interest income	$8,167,000	3,269
Total interest expense	$2,419,000	2,385
Net interest income	$5,748,000	3,577
Provision for loan and lease losses	$208,000	4,596
Total noninterest income	$1,063,000	3,010
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$641,000	2,130
Trading account gains and fees	$0	146
Additional Noninterest Income	$422,000	3,354
Total noninterest expense	$4,148,000	4,017
Salaries and employee benefits	$2,585,000	3,465
Premises and equipment expense	$501,000	4,039
Additional noninterest expense	$1,062,000	4,759
Pre-tax net operating income	$2,455,000	2,161
Securities gains (losses)	$166,000	1,608
Applicable income taxes	$36,000	3,887
Income before extraordinary items	$2,585,000	1,830
Extraordinary gains, net	$0	29
Net income	$2,585,000	1,831
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,585,000	1,831
Net charge-offs	$47,000	5,506
Cash dividends	$1,497,000	1,253
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,420,660	1,837
2011-09-30 (YTD Data)		Rank
Total interest income	$6,004,000	3,364
Total interest expense	$1,868,000	2,415
Net interest income	$4,136,000	3,695
Provision for loan and lease losses	$155,000	4,455
Total noninterest income	$773,000	3,073
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$465,000	2,194
Trading account gains and fees	$0	145
Additional Noninterest Income	$308,000	3,426
Total noninterest expense	$3,135,000	4,000
Salaries and employee benefits	$1,926,000	3,492
Premises and equipment expense	$377,000	4,067
Additional noninterest expense	$832,000	4,678
Pre-tax net operating income	$1,619,000	2,436
Securities gains (losses)	$95,000	1,838
Applicable income taxes	$23,000	3,990
Income before extraordinary items	$1,691,000	2,103
Extraordinary gains, net	$0	21
Net income	$1,691,000	2,103
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,691,000	2,104
Net charge-offs	$48,000	4,999
Cash dividends	$699,000	1,489
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,596,950	2,118
2011-06-30 (YTD Data)		Rank
Total interest income	$3,979,000	3,411
Total interest expense	$1,287,000	2,425
Net interest income	$2,692,000	3,767
Provision for loan and lease losses	$102,000	4,352
Total noninterest income	$523,000	3,029
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$289,000	2,292
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	3,244
Total noninterest expense	$2,082,000	4,058
Salaries and employee benefits	$1,286,000	3,502
Premises and equipment expense	$249,000	4,120
Additional noninterest expense	$547,000	4,764
Pre-tax net operating income	$1,031,000	2,486
Securities gains (losses)	$56,000	1,520
Applicable income taxes	$14,000	3,977
Income before extraordinary items	$1,073,000	2,146
Extraordinary gains, net	$0	15
Net income	$1,073,000	2,145
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,073,000	2,145
Net charge-offs	$39,000	4,649
Cash dividends	$375,000	1,702
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,017,560	2,163
2011-03-31 (YTD Data)		Rank
Total interest income	$1,978,000	3,442
Total interest expense	$658,000	2,450
Net interest income	$1,320,000	3,806
Provision for loan and lease losses	$51,000	4,146
Total noninterest income	$249,000	3,163
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$133,000	2,407
Trading account gains and fees	$0	158
Additional Noninterest Income	$116,000	3,323
Total noninterest expense	$1,041,000	4,077
Salaries and employee benefits	$643,000	3,537
Premises and equipment expense	$124,000	4,195
Additional noninterest expense	$274,000	4,754
Pre-tax net operating income	$477,000	2,646
Securities gains (losses)	$0	1,772
Applicable income taxes	$6,000	3,979
Income before extraordinary items	$471,000	2,364
Extraordinary gains, net	$0	9
Net income	$471,000	2,363
Minority interest net income	$0	86
Net income of bank and minority interests.	$471,000	2,364
Net charge-offs	$14,000	4,237
Cash dividends	$160,000	1,569
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$471,000	2,319
2010-12-31 (YTD Data)		Rank
Total interest income	$8,705,000	3,313
Total interest expense	$3,034,000	2,585
Net interest income	$5,671,000	3,630
Provision for loan and lease losses	$356,000	4,614
Total noninterest income	$1,046,000	3,157
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$624,000	2,219
Trading account gains and fees	$0	175
Additional Noninterest Income	$422,000	3,430
Total noninterest expense	$4,262,000	4,032
Salaries and employee benefits	$2,572,000	3,507
Premises and equipment expense	$528,000	4,035
Additional noninterest expense	$1,162,000	4,693
Pre-tax net operating income	$2,099,000	2,156
Securities gains (losses)	$81,000	2,336
Applicable income taxes	$51,000	3,625
Income before extraordinary items	$2,129,000	1,913
Extraordinary gains, net	$0	29
Net income	$2,129,000	1,914
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,129,000	1,915
Net charge-offs	$484,000	3,700
Cash dividends	$1,106,000	1,364
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,049,620	1,908
2010-09-30 (YTD Data)		Rank
Total interest income	$6,583,000	3,361
Total interest expense	$2,313,000	2,639
Net interest income	$4,270,000	3,659
Provision for loan and lease losses	$155,000	5,204
Total noninterest income	$783,000	3,195
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$469,000	2,269
Trading account gains and fees	$0	165
Additional Noninterest Income	$314,000	3,493
Total noninterest expense	$3,184,000	4,053
Salaries and employee benefits	$1,931,000	3,538
Premises and equipment expense	$400,000	4,097
Additional noninterest expense	$853,000	4,747
Pre-tax net operating income	$1,714,000	2,141
Securities gains (losses)	$81,000	2,102
Applicable income taxes	$46,000	3,613
Income before extraordinary items	$1,749,000	1,886
Extraordinary gains, net	$0	23
Net income	$1,749,000	1,887
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,749,000	1,888
Net charge-offs	$405,000	3,341
Cash dividends	$826,000	1,240
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,670,430	1,871
2010-06-30 (YTD Data)		Rank
Total interest income	$4,415,000	3,374
Total interest expense	$1,557,000	2,702
Net interest income	$2,858,000	3,649
Provision for loan and lease losses	$103,000	5,115
Total noninterest income	$506,000	3,204
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$304,000	2,334
Trading account gains and fees	$0	152
Additional Noninterest Income	$202,000	3,492
Total noninterest expense	$2,105,000	4,095
Salaries and employee benefits	$1,280,000	3,575
Premises and equipment expense	$265,000	4,130
Additional noninterest expense	$560,000	4,780
Pre-tax net operating income	$1,156,000	2,108
Securities gains (losses)	$81,000	1,568
Applicable income taxes	$38,000	3,460
Income before extraordinary items	$1,199,000	1,809
Extraordinary gains, net	$0	19
Net income	$1,199,000	1,808
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,199,000	1,809
Net charge-offs	$138,000	3,915
Cash dividends	$588,000	1,180
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,120,430	1,829
2010-03-31 (YTD Data)		Rank
Total interest income	$2,268,000	3,359
Total interest expense	$787,000	2,788
Net interest income	$1,481,000	3,595
Provision for loan and lease losses	$51,000	4,818
Total noninterest income	$236,000	3,317
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$141,000	2,456
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$1,042,000	4,158
Salaries and employee benefits	$636,000	3,645
Premises and equipment expense	$133,000	4,203
Additional noninterest expense	$273,000	4,857
Pre-tax net operating income	$624,000	2,034
Securities gains (losses)	$58,000	1,067
Applicable income taxes	$31,000	3,152
Income before extraordinary items	$651,000	1,684
Extraordinary gains, net	$0	16
Net income	$651,000	1,685
Minority interest net income	$0	91
Net income of bank and minority interests.	$651,000	1,686
Net charge-offs	$40,000	3,918
Cash dividends	$350,000	951
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$595,900	1,761
2009-12-31 (YTD Data)		Rank
Total interest income	$8,795,000	3,570
Total interest expense	$3,515,000	3,045
Net interest income	$5,280,000	3,811
Provision for loan and lease losses	$250,000	5,514
Total noninterest income	$1,083,000	3,189
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$664,000	2,348
Trading account gains and fees	$0	211
Additional Noninterest Income	$419,000	3,476
Total noninterest expense	$4,375,000	4,079
Salaries and employee benefits	$2,534,000	3,649
Premises and equipment expense	$508,000	4,334
Additional noninterest expense	$1,333,000	4,431
Pre-tax net operating income	$1,738,000	2,141
Securities gains (losses)	$127,000	1,928
Applicable income taxes	$21,000	3,644
Income before extraordinary items	$1,844,000	1,804
Extraordinary gains, net	$0	34
Net income	$1,844,000	1,801
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,844,000	1,803
Net charge-offs	$72,000	5,958
Cash dividends	$848,000	1,847
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,718,270	1,864
2009-09-30 (YTD Data)		Rank
Total interest income	$6,566,000	3,631
Total interest expense	$2,680,000	3,122
Net interest income	$3,886,000	3,858
Provision for loan and lease losses	$112,000	5,842
Total noninterest income	$807,000	3,235
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$492,000	2,389
Trading account gains and fees	$0	212
Additional Noninterest Income	$315,000	3,544
Total noninterest expense	$3,284,000	4,087
Salaries and employee benefits	$1,908,000	3,676
Premises and equipment expense	$380,000	4,385
Additional noninterest expense	$996,000	4,402
Pre-tax net operating income	$1,297,000	2,306
Securities gains (losses)	$81,000	1,972
Applicable income taxes	$15,000	3,904
Income before extraordinary items	$1,363,000	1,950
Extraordinary gains, net	$0	27
Net income	$1,363,000	1,949
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,363,000	1,950
Net charge-offs	$43,000	5,787
Cash dividends	$563,000	1,874
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,282,810	2,021
2009-06-30 (YTD Data)		Rank
Total interest income	$4,350,000	3,679
Total interest expense	$1,799,000	3,223
Net interest income	$2,551,000	3,887
Provision for loan and lease losses	$75,000	5,625
Total noninterest income	$530,000	3,273
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$317,000	2,436
Trading account gains and fees	$0	193
Additional Noninterest Income	$213,000	3,561
Total noninterest expense	$2,223,000	4,065
Salaries and employee benefits	$1,268,000	3,726
Premises and equipment expense	$252,000	4,424
Additional noninterest expense	$703,000	4,252
Pre-tax net operating income	$783,000	2,547
Securities gains (losses)	$88,000	1,580
Applicable income taxes	$10,000	4,008
Income before extraordinary items	$861,000	2,109
Extraordinary gains, net	$0	21
Net income	$861,000	2,106
Minority interest net income	$0	112
Net income of bank and minority interests.	$861,000	2,108
Net charge-offs	$-1,000	7,516
Cash dividends	$462,000	1,707
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$773,880	2,233
2009-03-31 (YTD Data)		Rank
Total interest income	$2,154,000	3,740
Total interest expense	$912,000	3,296
Net interest income	$1,242,000	3,958
Provision for loan and lease losses	$37,000	5,262
Total noninterest income	$250,000	3,377
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$145,000	2,536
Trading account gains and fees	$0	171
Additional Noninterest Income	$105,000	3,590
Total noninterest expense	$1,023,000	4,245
Salaries and employee benefits	$628,000	3,788
Premises and equipment expense	$130,000	4,390
Additional noninterest expense	$265,000	4,794
Pre-tax net operating income	$432,000	2,655
Securities gains (losses)	$31,000	1,505
Applicable income taxes	$0	4,835
Income before extraordinary items	$463,000	2,276
Extraordinary gains, net	$0	15
Net income	$463,000	2,276
Minority interest net income	$0	102
Net income of bank and minority interests.	$463,000	2,278
Net charge-offs	$13,000	4,614
Cash dividends	$218,000	1,642
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$432,000	2,272
2008-12-31 (YTD Data)		Rank
Total interest income	$8,866,000	3,839
Total interest expense	$3,941,000	3,542
Net interest income	$4,925,000	3,989
Provision for loan and lease losses	$177,000	5,369
Total noninterest income	$1,035,000	3,338
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$671,000	2,426
Trading account gains and fees	$0	154
Additional Noninterest Income	$364,000	3,747
Total noninterest expense	$3,716,000	4,459
Salaries and employee benefits	$2,352,000	3,954
Premises and equipment expense	$472,000	4,621
Additional noninterest expense	$892,000	5,166
Pre-tax net operating income	$2,067,000	2,384
Securities gains (losses)	$129,000	950
Applicable income taxes	$-7,000	6,773
Income before extraordinary items	$2,203,000	1,819
Extraordinary gains, net	$0	39
Net income	$2,203,000	1,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	3,975
Cash dividends	$1,047,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,074,000	2,041
2008-09-30 (YTD Data)		Rank
Total interest income	$6,618,000	3,907
Total interest expense	$3,001,000	3,621
Net interest income	$3,617,000	4,066
Provision for loan and lease losses	$22,000	6,451
Total noninterest income	$778,000	3,402
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$499,000	2,465
Trading account gains and fees	$0	148
Additional Noninterest Income	$279,000	3,802
Total noninterest expense	$2,746,000	4,492
Salaries and employee benefits	$1,775,000	3,963
Premises and equipment expense	$356,000	4,608
Additional noninterest expense	$615,000	5,351
Pre-tax net operating income	$1,627,000	2,676
Securities gains (losses)	$135,000	809
Applicable income taxes	$-7,000	7,287
Income before extraordinary items	$1,769,000	1,991
Extraordinary gains, net	$0	31
Net income	$1,769,000	1,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,457
Cash dividends	$599,000	2,523
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,634,000	2,263
2008-06-30 (YTD Data)		Rank
Total interest income	$4,452,000	3,941
Total interest expense	$2,035,000	3,699
Net interest income	$2,417,000	4,071
Provision for loan and lease losses	$14,000	6,187
Total noninterest income	$491,000	3,549
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$310,000	2,571
Trading account gains and fees	$0	149
Additional Noninterest Income	$181,000	3,952
Total noninterest expense	$1,806,000	4,559
Salaries and employee benefits	$1,184,000	3,996
Premises and equipment expense	$231,000	4,726
Additional noninterest expense	$391,000	5,477
Pre-tax net operating income	$1,088,000	2,775
Securities gains (losses)	$68,000	1,224
Applicable income taxes	$-7,000	7,594
Income before extraordinary items	$1,163,000	2,270
Extraordinary gains, net	$0	21
Net income	$1,163,000	2,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,229
Cash dividends	$375,000	2,666
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,095,000	2,340
2008-03-31 (YTD Data)		Rank
Total interest income	$2,260,000	3,992
Total interest expense	$1,052,000	3,780
Net interest income	$1,208,000	4,087
Provision for loan and lease losses	$7,000	5,635
Total noninterest income	$230,000	3,701
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$148,000	2,655
Trading account gains and fees	$0	158
Additional Noninterest Income	$82,000	4,146
Total noninterest expense	$889,000	4,605
Salaries and employee benefits	$588,000	4,030
Premises and equipment expense	$111,000	4,858
Additional noninterest expense	$190,000	5,518
Pre-tax net operating income	$542,000	2,912
Securities gains (losses)	$66,000	931
Applicable income taxes	$-7,000	7,817
Income before extraordinary items	$615,000	2,266
Extraordinary gains, net	$0	15
Net income	$615,000	2,269
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,249
Cash dividends	$151,000	2,567
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$549,000	2,417
2007-12-31 (YTD Data)		Rank
Total interest income	$8,579,000	4,170
Total interest expense	$4,104,000	3,947
Net interest income	$4,475,000	4,305
Provision for loan and lease losses	$31,000	6,052
Total noninterest income	$972,000	3,594
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$604,000	2,659
Trading account gains and fees	$0	178
Additional Noninterest Income	$368,000	3,893
Total noninterest expense	$3,619,000	4,418
Salaries and employee benefits	$2,331,000	3,915
Premises and equipment expense	$440,000	4,750
Additional noninterest expense	$848,000	5,156
Pre-tax net operating income	$1,797,000	3,550
Securities gains (losses)	$21,000	1,089
Applicable income taxes	$222,000	3,741
Income before extraordinary items	$1,596,000	3,311
Extraordinary gains, net	$0	39
Net income	$1,596,000	3,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,631
Cash dividends	$1,022,000	2,582
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,577,520	3,315
2007-09-30 (YTD Data)		Rank
Total interest income	$6,349,000	4,234
Total interest expense	$3,010,000	4,014
Net interest income	$3,339,000	4,345
Provision for loan and lease losses	$21,000	5,805
Total noninterest income	$686,000	3,725
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$432,000	2,746
Trading account gains and fees	$0	184
Additional Noninterest Income	$254,000	4,064
Total noninterest expense	$2,703,000	4,412
Salaries and employee benefits	$1,762,000	3,885
Premises and equipment expense	$329,000	4,742
Additional noninterest expense	$612,000	5,217
Pre-tax net operating income	$1,301,000	3,778
Securities gains (losses)	$-2,000	7,433
Applicable income taxes	$222,000	3,587
Income before extraordinary items	$1,077,000	3,712
Extraordinary gains, net	$0	33
Net income	$1,077,000	3,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,396
Cash dividends	$302,000	3,596
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,078,660	3,693
2007-06-30 (YTD Data)		Rank
Total interest income	$4,126,000	4,319
Total interest expense	$1,936,000	4,094
Net interest income	$2,190,000	4,423
Provision for loan and lease losses	$13,000	5,620
Total noninterest income	$450,000	3,773
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$282,000	2,789
Trading account gains and fees	$0	168
Additional Noninterest Income	$168,000	4,117
Total noninterest expense	$1,789,000	4,457
Salaries and employee benefits	$1,158,000	3,960
Premises and equipment expense	$217,000	4,776
Additional noninterest expense	$414,000	5,188
Pre-tax net operating income	$838,000	3,910
Securities gains (losses)	$0	1,444
Applicable income taxes	$222,000	3,134
Income before extraordinary items	$616,000	4,107
Extraordinary gains, net	$0	29
Net income	$616,000	4,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,719
Cash dividends	$151,000	3,933
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$616,000	4,100
2007-03-31 (YTD Data)		Rank
Total interest income	$2,046,000	4,333
Total interest expense	$953,000	4,133
Net interest income	$1,093,000	4,434
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$215,000	3,857
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$130,000	2,901
Trading account gains and fees	$0	195
Additional Noninterest Income	$85,000	4,082
Total noninterest expense	$872,000	4,531
Salaries and employee benefits	$569,000	4,031
Premises and equipment expense	$110,000	4,765
Additional noninterest expense	$193,000	5,378
Pre-tax net operating income	$430,000	3,837
Securities gains (losses)	$0	1,187
Applicable income taxes	$222,000	2,264
Income before extraordinary items	$208,000	4,967
Extraordinary gains, net	$0	22
Net income	$208,000	4,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,851
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$208,000	4,954
2006-12-31 (YTD Data)		Rank
Total interest income	$7,360,000	4,425
Total interest expense	$3,043,000	4,286
Net interest income	$4,317,000	4,453
Provision for loan and lease losses	$6,000	6,686
Total noninterest income	$833,000	3,961
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$554,000	2,851
Trading account gains and fees	$0	130
Additional Noninterest Income	$279,000	4,444
Total noninterest expense	$3,463,000	4,435
Salaries and employee benefits	$2,239,000	3,928
Premises and equipment expense	$435,000	4,665
Additional noninterest expense	$789,000	5,274
Pre-tax net operating income	$1,681,000	4,034
Securities gains (losses)	$0	1,687
Applicable income taxes	$417,000	3,382
Income before extraordinary items	$1,264,000	4,174
Extraordinary gains, net	$0	51
Net income	$1,264,000	4,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,284
Cash dividends	$605,000	3,427
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,264,000	4,140
2006-09-30 (YTD Data)		Rank
Total interest income	$5,320,000	4,519
Total interest expense	$2,104,000	4,405
Net interest income	$3,216,000	4,502
Provision for loan and lease losses	$0	6,685
Total noninterest income	$619,000	3,992
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$410,000	2,899
Trading account gains and fees	$0	126
Additional Noninterest Income	$209,000	4,447
Total noninterest expense	$2,637,000	4,365
Salaries and employee benefits	$1,734,000	3,828
Premises and equipment expense	$330,000	4,638
Additional noninterest expense	$573,000	5,367
Pre-tax net operating income	$1,198,000	4,304
Securities gains (losses)	$0	1,388
Applicable income taxes	$327,000	3,459
Income before extraordinary items	$871,000	4,498
Extraordinary gains, net	$0	45
Net income	$871,000	4,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,348
Cash dividends	$302,000	3,617
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$871,000	4,485
2006-06-30 (YTD Data)		Rank
Total interest income	$3,421,000	4,578
Total interest expense	$1,273,000	4,538
Net interest income	$2,148,000	4,508
Provision for loan and lease losses	$0	6,419
Total noninterest income	$395,000	4,069
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$269,000	2,920
Trading account gains and fees	$0	126
Additional Noninterest Income	$126,000	4,648
Total noninterest expense	$1,747,000	4,405
Salaries and employee benefits	$1,142,000	3,881
Premises and equipment expense	$218,000	4,670
Additional noninterest expense	$387,000	5,318
Pre-tax net operating income	$796,000	4,336
Securities gains (losses)	$0	1,185
Applicable income taxes	$214,000	3,527
Income before extraordinary items	$582,000	4,518
Extraordinary gains, net	$0	39
Net income	$582,000	4,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$151,000	3,974
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$582,000	4,508
2006-03-31 (YTD Data)		Rank
Total interest income	$1,631,000	4,659
Total interest expense	$571,000	4,724
Net interest income	$1,060,000	4,542
Provision for loan and lease losses	$0	6,013
Total noninterest income	$177,000	4,247
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$129,000	2,926
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,189
Total noninterest expense	$845,000	4,516
Salaries and employee benefits	$557,000	3,970
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$186,000	5,401
Pre-tax net operating income	$392,000	4,321
Securities gains (losses)	$0	955
Applicable income taxes	$105,000	3,523
Income before extraordinary items	$287,000	4,529
Extraordinary gains, net	$0	21
Net income	$287,000	4,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$287,000	4,512
2005-12-31 (YTD Data)		Rank
Total interest income	$6,374,000	4,443
Total interest expense	$1,961,000	4,488
Net interest income	$4,413,000	4,318
Provision for loan and lease losses	$0	7,120
Total noninterest income	$580,000	4,873
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$426,000	3,417
Trading account gains and fees	$0	138
Additional Noninterest Income	$154,000	5,678
Total noninterest expense	$3,437,000	4,350
Salaries and employee benefits	$2,194,000	3,849
Premises and equipment expense	$407,000	4,796
Additional noninterest expense	$836,000	5,018
Pre-tax net operating income	$1,556,000	4,282
Securities gains (losses)	$30,000	1,113
Applicable income taxes	$421,000	3,627
Income before extraordinary items	$1,165,000	4,424
Extraordinary gains, net	$0	46
Net income	$1,165,000	4,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,115
Cash dividends	$605,000	3,302
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,143,100	4,424
2005-09-30 (YTD Data)		Rank
Total interest income	$4,748,000	4,414
Total interest expense	$1,410,000	4,492
Net interest income	$3,338,000	4,300
Provision for loan and lease losses	$0	6,899
Total noninterest income	$421,000	4,991
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$302,000	3,540
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	5,636
Total noninterest expense	$2,568,000	4,330
Salaries and employee benefits	$1,656,000	3,810
Premises and equipment expense	$299,000	4,855
Additional noninterest expense	$613,000	5,049
Pre-tax net operating income	$1,191,000	4,316
Securities gains (losses)	$30,000	1,073
Applicable income taxes	$328,000	3,640
Income before extraordinary items	$893,000	4,474
Extraordinary gains, net	$0	35
Net income	$893,000	4,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,057
Cash dividends	$302,000	3,486
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$871,100	4,497
2005-06-30 (YTD Data)		Rank
Total interest income	$3,144,000	4,357
Total interest expense	$896,000	4,456
Net interest income	$2,248,000	4,244
Provision for loan and lease losses	$0	6,626
Total noninterest income	$246,000	5,255
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$168,000	3,886
Trading account gains and fees	$0	116
Additional Noninterest Income	$78,000	5,666
Total noninterest expense	$1,682,000	4,375
Salaries and employee benefits	$1,095,000	3,827
Premises and equipment expense	$186,000	5,060
Additional noninterest expense	$401,000	5,072
Pre-tax net operating income	$812,000	4,257
Securities gains (losses)	$30,000	967
Applicable income taxes	$230,000	3,549
Income before extraordinary items	$612,000	4,365
Extraordinary gains, net	$0	30
Net income	$612,000	4,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,223
Cash dividends	$151,000	3,805
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$590,100	4,409
2005-03-31 (YTD Data)		Rank
Total interest income	$1,586,000	4,308
Total interest expense	$409,000	4,610
Net interest income	$1,177,000	4,123
Provision for loan and lease losses	$0	6,226
Total noninterest income	$99,000	5,706
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$59,000	4,633
Trading account gains and fees	$0	115
Additional Noninterest Income	$40,000	5,645
Total noninterest expense	$829,000	4,445
Salaries and employee benefits	$538,000	3,869
Premises and equipment expense	$92,000	5,144
Additional noninterest expense	$199,000	5,090
Pre-tax net operating income	$447,000	3,979
Securities gains (losses)	$0	1,685
Applicable income taxes	$123,000	3,424
Income before extraordinary items	$324,000	4,156
Extraordinary gains, net	$0	24
Net income	$324,000	4,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	1,197
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$324,000	4,112
2004-12-31 (YTD Data)		Rank
Total interest income	$6,718,000	3,934
Total interest expense	$1,961,000	3,715
Net interest income	$4,757,000	3,952
Provision for loan and lease losses	$60,000	5,645
Total noninterest income	$617,000	4,749
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$264,000	4,621
Trading account gains and fees	$0	138
Additional Noninterest Income	$353,000	3,952
Total noninterest expense	$3,410,000	4,259
Salaries and employee benefits	$2,180,000	3,719
Premises and equipment expense	$384,000	4,897
Additional noninterest expense	$846,000	4,914
Pre-tax net operating income	$1,904,000	3,621
Securities gains (losses)	$3,000	3,369
Applicable income taxes	$540,000	3,214
Income before extraordinary items	$1,367,000	3,860
Extraordinary gains, net	$0	34
Net income	$1,367,000	3,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-158,000	8,850
Cash dividends	$700,000	2,948
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,364,840	3,804
2004-09-30 (YTD Data)		Rank
Total interest income	$5,065,000	3,900
Total interest expense	$1,512,000	3,573
Net interest income	$3,553,000	3,958
Provision for loan and lease losses	$60,000	5,125
Total noninterest income	$517,000	4,437
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$199,000	4,656
Trading account gains and fees	$0	134
Additional Noninterest Income	$318,000	3,628
Total noninterest expense	$2,501,000	4,300
Salaries and employee benefits	$1,612,000	3,741
Premises and equipment expense	$290,000	4,862
Additional noninterest expense	$599,000	5,062
Pre-tax net operating income	$1,509,000	3,566
Securities gains (losses)	$0	3,710
Applicable income taxes	$304,000	3,777
Income before extraordinary items	$1,205,000	3,532
Extraordinary gains, net	$0	26
Net income	$1,205,000	3,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-131,000	8,852
Cash dividends	$302,000	3,415
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,205,000	3,457
2004-06-30 (YTD Data)		Rank
Total interest income	$3,388,000	3,872
Total interest expense	$1,046,000	3,471
Net interest income	$2,342,000	3,978
Provision for loan and lease losses	$45,000	4,838
Total noninterest income	$220,000	5,615
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$123,000	4,818
Trading account gains and fees	$0	130
Additional Noninterest Income	$97,000	5,216
Total noninterest expense	$1,669,000	4,326
Salaries and employee benefits	$1,080,000	3,750
Premises and equipment expense	$191,000	4,913
Additional noninterest expense	$398,000	5,080
Pre-tax net operating income	$848,000	3,960
Securities gains (losses)	$0	3,413
Applicable income taxes	$237,000	3,480
Income before extraordinary items	$611,000	4,200
Extraordinary gains, net	$0	21
Net income	$611,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	1,885
Cash dividends	$151,000	3,770
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$611,000	4,110
2004-03-31 (YTD Data)		Rank
Total interest income	$1,733,000	3,816
Total interest expense	$545,000	3,381
Net interest income	$1,188,000	3,927
Provision for loan and lease losses	$22,000	4,718
Total noninterest income	$104,000	5,696
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$59,000	4,847
Trading account gains and fees	$0	121
Additional Noninterest Income	$45,000	5,324
Total noninterest expense	$833,000	4,358
Salaries and employee benefits	$531,000	3,813
Premises and equipment expense	$97,000	4,884
Additional noninterest expense	$205,000	4,985
Pre-tax net operating income	$437,000	3,851
Securities gains (losses)	$0	2,934
Applicable income taxes	$120,000	3,488
Income before extraordinary items	$317,000	4,132
Extraordinary gains, net	$0	16
Net income	$317,000	4,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	1,335
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$317,000	3,986
2003-12-31 (YTD Data)		Rank
Total interest income	$7,340,000	3,678
Total interest expense	$2,647,000	3,202
Net interest income	$4,693,000	3,870
Provision for loan and lease losses	$110,000	5,170
Total noninterest income	$384,000	6,051
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$241,000	4,837
Trading account gains and fees	$0	160
Additional Noninterest Income	$143,000	5,905
Total noninterest expense	$3,281,000	4,335
Salaries and employee benefits	$2,049,000	3,844
Premises and equipment expense	$351,000	5,156
Additional noninterest expense	$881,000	4,703
Pre-tax net operating income	$1,686,000	3,810
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$464,000	3,510
Income before extraordinary items	$1,223,000	4,092
Extraordinary gains, net	$0	54
Net income	$1,223,000	4,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,670
Cash dividends	$571,000	3,305
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,222,280	3,913
2003-09-30 (YTD Data)		Rank
Total interest income	$5,559,000	3,689
Total interest expense	$2,056,000	3,221
Net interest income	$3,503,000	3,897
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$289,000	6,093
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$177,000	4,913
Trading account gains and fees	$0	153
Additional Noninterest Income	$112,000	5,863
Total noninterest expense	$2,422,000	4,366
Salaries and employee benefits	$1,522,000	3,862
Premises and equipment expense	$264,000	5,147
Additional noninterest expense	$636,000	4,809
Pre-tax net operating income	$1,280,000	3,901
Securities gains (losses)	$0	4,204
Applicable income taxes	$350,000	3,641
Income before extraordinary items	$930,000	4,186
Extraordinary gains, net	$0	40
Net income	$930,000	4,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,569
Cash dividends	$297,000	3,523
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$930,000	4,014
2003-06-30 (YTD Data)		Rank
Total interest income	$3,830,000	3,630
Total interest expense	$1,424,000	3,212
Net interest income	$2,406,000	3,819
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$143,000	6,735
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$114,000	4,956
Trading account gains and fees	$0	150
Additional Noninterest Income	$29,000	7,373
Total noninterest expense	$1,571,000	4,430
Salaries and employee benefits	$993,000	3,937
Premises and equipment expense	$172,000	5,198
Additional noninterest expense	$406,000	4,954
Pre-tax net operating income	$918,000	3,706
Securities gains (losses)	$0	3,782
Applicable income taxes	$256,000	3,514
Income before extraordinary items	$662,000	4,021
Extraordinary gains, net	$0	30
Net income	$662,000	4,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,977
Cash dividends	$174,000	3,691
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$662,000	3,842
2003-03-31 (YTD Data)		Rank
Total interest income	$1,969,000	3,573
Total interest expense	$735,000	3,174
Net interest income	$1,234,000	3,729
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$67,000	6,806
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$54,000	5,010
Trading account gains and fees	$0	134
Additional Noninterest Income	$13,000	7,569
Total noninterest expense	$770,000	4,484
Salaries and employee benefits	$478,000	4,037
Premises and equipment expense	$83,000	5,318
Additional noninterest expense	$209,000	4,798
Pre-tax net operating income	$501,000	3,483
Securities gains (losses)	$0	2,891
Applicable income taxes	$134,000	3,424
Income before extraordinary items	$367,000	3,682
Extraordinary gains, net	$0	21
Net income	$367,000	3,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,563
Cash dividends	$56,000	3,348
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$367,000	3,509
2002-12-31 (YTD Data)		Rank
Total interest income	$8,628,000	3,423
Total interest expense	$3,927,000	2,796
Net interest income	$4,701,000	3,845
Provision for loan and lease losses	$110,000	5,550
Total noninterest income	$340,000	6,174
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$241,000	4,789
Trading account gains and fees	$0	153
Additional Noninterest Income	$99,000	6,467
Total noninterest expense	$3,053,000	4,404
Salaries and employee benefits	$1,908,000	3,895
Premises and equipment expense	$321,000	5,345
Additional noninterest expense	$824,000	4,829
Pre-tax net operating income	$1,878,000	3,579
Securities gains (losses)	$0	4,537
Applicable income taxes	$513,000	3,394
Income before extraordinary items	$1,365,000	3,757
Extraordinary gains, net	$0	70
Net income	$1,365,000	3,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,668
Cash dividends	$655,000	3,001
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,365,000	3,642
2001-12-31 (YTD Data)		Rank
Total interest income	$9,225,000	3,550
Total interest expense	$5,384,000	2,952
Net interest income	$3,841,000	4,248
Provision for loan and lease losses	$546,000	2,060
Total noninterest income	$305,000	6,377
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$233,000	4,803
Trading account gains and fees	$0	177
Additional Noninterest Income	$72,000	7,063
Total noninterest expense	$3,012,000	4,322
Salaries and employee benefits	$1,885,000	3,760
Premises and equipment expense	$315,000	5,372
Additional noninterest expense	$812,000	4,732
Pre-tax net operating income	$588,000	6,205
Securities gains (losses)	$173,000	1,312
Applicable income taxes	$73,000	6,361
Income before extraordinary items	$688,000	5,271
Extraordinary gains, net	$0	105
Net income	$688,000	5,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$594,000	1,381
Cash dividends	$437,000	3,702
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$532,300	5,807
2000-12-31 (YTD Data)		Rank
Total interest income	$8,519,000	3,926
Total interest expense	$4,606,000	3,547
Net interest income	$3,913,000	4,258
Provision for loan and lease losses	$194,000	3,824
Total noninterest income	$335,000	6,018
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$206,000	5,012
Trading account gains and fees	$0	180
Additional Noninterest Income	$129,000	5,837
Total noninterest expense	$2,981,000	4,257
Salaries and employee benefits	$1,849,000	3,695
Premises and equipment expense	$327,000	5,170
Additional noninterest expense	$805,000	4,722
Pre-tax net operating income	$1,073,000	5,078
Securities gains (losses)	$0	1,956
Applicable income taxes	$184,000	5,557
Income before extraordinary items	$889,000	4,719
Extraordinary gains, net	$0	38
Net income	$889,000	4,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	2,298
Cash dividends	$434,000	3,815
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$889,000	4,720
1999-12-31 (YTD Data)		Rank
Total interest income	$8,091,000	3,869
Total interest expense	$4,237,000	3,420
Net interest income	$3,854,000	4,311
Provision for loan and lease losses	$148,000	4,314
Total noninterest income	$298,000	6,458
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$180,000	5,397
Trading account gains and fees	$0	173
Additional Noninterest Income	$118,000	6,224
Total noninterest expense	$2,743,000	4,541
Salaries and employee benefits	$1,668,000	3,986
Premises and equipment expense	$313,000	5,345
Additional noninterest expense	$762,000	4,967
Pre-tax net operating income	$1,261,000	4,616
Securities gains (losses)	$0	3,155
Applicable income taxes	$266,000	5,071
Income before extraordinary items	$995,000	4,453
Extraordinary gains, net	$0	35
Net income	$995,000	4,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,079
Cash dividends	$445,000	3,741
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$995,000	4,416
1998-12-31 (YTD Data)		Rank
Total interest income	$8,032,000	3,925
Total interest expense	$4,234,000	3,502
Net interest income	$3,798,000	4,302
Provision for loan and lease losses	$80,000	5,577
Total noninterest income	$266,000	6,815
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$160,000	5,747
Trading account gains and fees	$0	224
Additional Noninterest Income	$106,000	6,504
Total noninterest expense	$2,436,000	4,857
Salaries and employee benefits	$1,504,000	4,227
Premises and equipment expense	$283,000	5,554
Additional noninterest expense	$649,000	5,452
Pre-tax net operating income	$1,548,000	4,082
Securities gains (losses)	$0	4,449
Applicable income taxes	$392,000	4,475
Income before extraordinary items	$1,156,000	4,050
Extraordinary gains, net	$0	32
Net income	$1,156,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	9,952
Cash dividends	$527,000	3,391
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,156,000	3,956
1997-12-31 (YTD Data)		Rank
Total interest income	$8,013,000	3,958
Total interest expense	$4,301,000	3,425
Net interest income	$3,712,000	4,518
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$243,000	7,298
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$164,000	5,915
Trading account gains and fees	$0	239
Additional Noninterest Income	$79,000	7,409
Total noninterest expense	$2,386,000	4,970
Salaries and employee benefits	$1,504,000	4,247
Premises and equipment expense	$277,000	5,702
Additional noninterest expense	$605,000	5,771
Pre-tax net operating income	$1,449,000	4,619
Securities gains (losses)	$0	3,944
Applicable income taxes	$371,000	5,120
Income before extraordinary items	$1,078,000	4,431
Extraordinary gains, net	$0	44
Net income	$1,078,000	4,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,116
Cash dividends	$319,000	4,432
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,078,000	4,366
1996-12-31 (YTD Data)		Rank
Total interest income	$7,463,000	4,303
Total interest expense	$4,082,000	3,637
Net interest income	$3,381,000	4,978
Provision for loan and lease losses	$586,000	1,549
Total noninterest income	$240,000	7,715
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$59,000	8,581
Trading account gains and fees	$0	262
Additional Noninterest Income	$181,000	5,448
Total noninterest expense	$2,332,000	5,289
Salaries and employee benefits	$1,378,000	4,641
Premises and equipment expense	$252,000	6,227
Additional noninterest expense	$702,000	5,740
Pre-tax net operating income	$703,000	6,920
Securities gains (losses)	$0	4,148
Applicable income taxes	$148,000	7,899
Income before extraordinary items	$555,000	6,533
Extraordinary gains, net	$0	53
Net income	$555,000	6,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$531,000	1,358
Cash dividends	$302,000	4,465
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$555,000	6,474
1995-12-31 (YTD Data)		Rank
Total interest income	$6,971,000	4,571
Total interest expense	$3,649,000	4,004
Net interest income	$3,322,000	5,078
Provision for loan and lease losses	$173,000	3,366
Total noninterest income	$302,000	7,055
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$142,000	6,833
Trading account gains and fees	$0	522
Additional Noninterest Income	$160,000	5,798
Total noninterest expense	$2,282,000	5,396
Salaries and employee benefits	$1,341,000	4,747
Premises and equipment expense	$228,000	6,692
Additional noninterest expense	$713,000	5,756
Pre-tax net operating income	$1,169,000	5,351
Securities gains (losses)	$0	3,831
Applicable income taxes	$338,000	5,574
Income before extraordinary items	$831,000	5,298
Extraordinary gains, net	$0	65
Net income	$831,000	5,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$330,000	1,825
Cash dividends	$302,000	4,473
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$831,000	5,279
1994-12-31 (YTD Data)		Rank
Total interest income	$6,589,000	4,473
Total interest expense	$3,037,000	3,919
Net interest income	$3,552,000	4,876
Provision for loan and lease losses	$145,000	3,683
Total noninterest income	$376,000	6,382
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$136,000	7,213
Trading account gains and fees	$0	475
Additional Noninterest Income	$240,000	4,702
Total noninterest expense	$2,501,000	5,155
Salaries and employee benefits	$1,306,000	4,855
Premises and equipment expense	$147,000	8,631
Additional noninterest expense	$1,048,000	4,530
Pre-tax net operating income	$1,282,000	4,993
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$396,000	4,799
Income before extraordinary items	$887,000	4,971
Extraordinary gains, net	$0	249
Net income	$887,000	4,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	1,570
Cash dividends	$328,000	4,235
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$886,310	5,028
1993-12-31 (YTD Data)		Rank
Total interest income	$7,156,000	4,236
Total interest expense	$3,352,000	3,740
Net interest income	$3,804,000	4,607
Provision for loan and lease losses	$160,000	4,468
Total noninterest income	$249,000	8,375
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$159,000	6,850
Trading account gains and fees	$0	532
Additional Noninterest Income	$90,000	8,232
Total noninterest expense	$2,494,000	5,291
Salaries and employee benefits	$1,267,000	4,990
Premises and equipment expense	$127,000	9,576
Additional noninterest expense	$1,100,000	4,529
Pre-tax net operating income	$1,399,000	4,598
Securities gains (losses)	$-11,000	12,798
Applicable income taxes	$351,000	5,485
Income before extraordinary items	$1,037,000	4,565
Extraordinary gains, net	$29,000	2,505
Net income	$1,066,000	4,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	4,115
Cash dividends	$294,000	4,510
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,045,250	4,290
1992-12-31 (YTD Data)		Rank
Total interest income	$8,279,000	4,170
Total interest expense	$4,415,000	3,713
Net interest income	$3,864,000	4,595
Provision for loan and lease losses	$310,000	4,033
Total noninterest income	$266,000	8,237
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	6,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	8,594
Total noninterest expense	$2,402,000	5,483
Salaries and employee benefits	$1,281,000	4,887
Premises and equipment expense	$153,000	9,020
Additional noninterest expense	$968,000	5,184
Pre-tax net operating income	$1,418,000	4,265
Securities gains (losses)	$-2,000	12,861
Applicable income taxes	$476,000	4,162
Income before extraordinary items	$940,000	4,757
Extraordinary gains, net	$181,000	478
Net income	$1,121,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	4,433
Cash dividends	$757,000	2,003
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$941,320	4,429

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.