Home > First National Bank of Pulaski > Net charge- offs to loans
First National Bank of Pulaski, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0291% | 4,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4677% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4677% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 4,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3473% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3473% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 4,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3764% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3841% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3841% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 4,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 3,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3760% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3760% | 1,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 3,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 4,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2058% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1752% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1752% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 4,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 3,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0240% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0240% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 4,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0309% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0664% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0664% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 3,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 4,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0421% | 3,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0454% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0454% | 1,620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 3,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2178% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2178% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 3,984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0538% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 4,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1359% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1359% | 1,506 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0353% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 4,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0831% | 4,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1217% | 4,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0859% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0859% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0695% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0695% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2958% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4057% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4057% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3967% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3442% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6427% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4129% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4129% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7284% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5450% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5450% | 1,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0836% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.7248% | 4,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1803% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9336% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 4,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8188% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8188% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2454% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2817% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9973% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9973% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1160% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0470% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0470% | 638 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6730% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6730% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0665% | 5,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1208% | 5,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4360% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4360% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 4,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0800% | 5,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1626% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2024% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4166% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4166% | 1,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1100% | 5,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2467% | 5,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4421% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3488% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3488% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0685% | 4,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0685% | 4,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0761% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 5,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0899% | 5,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3100% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3070% | 2,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 4,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 5,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1125% | 5,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1336% | 5,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3361% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3361% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0485% | 5,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1525% | 5,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1810% | 5,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3000% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3000% | 1,881 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0537% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0812% | 5,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2525% | 5,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2996% | 5,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2317% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2317% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0671% | 4,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 2,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2340% | 2,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0228% | 1,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0827% | 4,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3394% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3394% | 1,857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 4,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 5,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3391% | 5,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2927% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2927% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 5,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7442% | 5,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1789% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1789% | 1,902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1428% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1485% | 5,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1804% | 5,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3722% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5482% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5482% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 5,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0214% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,489 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1754% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3668% | 6,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4484% | 6,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 5,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 5,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0593% | 5,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0191% | 4,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2657% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5582% | 6,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6885% | 6,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0479% | 2,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0479% | 2,781 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 5,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0827% | 5,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1097% | 5,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5730% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1645% | 6,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4482% | 6,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0830% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0830% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 2,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 2,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 5,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2211% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2735% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3083% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6568% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6568% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3449% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.1584% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 5,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2510% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4135% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3643% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3643% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0255% | 5,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.2365% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 5,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3117% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4908% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4908% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0192% | 5,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 5,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 5,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 5,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 5,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1806% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 5,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2673% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.4686% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1505% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4673% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5758% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5436% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1445% | 3,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1334% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 2,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.6646% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0919% | 1,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0180% | 3,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 3,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7032% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2291% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2291% | 2,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1800% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 3,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.2066% | 1,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 1,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 6,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 6,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5333% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1991% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1991% | 2,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2925% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1891% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 5,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 5,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9766% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5014% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5984% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2867% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2030% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.2999% | 1,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1099% | 2,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2993% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1778% | 1,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3288% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4719% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9668% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2476% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3306% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2386% | 2,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.3063% | 1,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2108% | 2,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2274% | 2,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2355% | 1,210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2253% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6388% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9330% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9330% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3336% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4241% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2854% | 2,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2585% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3479% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3499% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3473% | 1,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0545% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1306% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1306% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5159% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3446% | 2,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 2,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1752% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2680% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3378% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3497% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3894% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3894% | 766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5751% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4967% | 2,651 |
| Percentage Net Loans Charged-off:Construction & development | 1.4754% | 1,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1428% | 2,942 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2751% | 5,700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8933% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2910% | 1,491 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0574% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1005% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0045% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9098% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1182% | 1,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3952% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2806% | 3,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.2245% | 2,379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 2,670 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3592% | 5,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6829% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3918% | 1,198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7626% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0193% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9979% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8766% | 1,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1558% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4697% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3264% | 2,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.5316% | 1,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1580% | 2,143 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5237% | 5,747 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6433% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6021% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6548% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2949% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0988% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9170% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1988% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6717% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5153% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 1.4781% | 1,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 1,642 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3336% | 5,760 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9689% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1961% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9043% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7793% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2555% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9511% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0668% | 6,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0710% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2150% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 4.4281% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9003% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6474% | 805 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5458% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7050% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3769% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1084% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1308% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2944% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 5.1737% | 1,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6525% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8275% | 608 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7155% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9256% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4295% | 3,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0162% | 1,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9380% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0123% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 3.6680% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4987% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2952% | 433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5068% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6562% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6568% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0432% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0276% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2548% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3610% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 7.0989% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5851% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7200% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4174% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5411% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0405% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9601% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1407% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8887% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0304% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | 4.0922% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 3,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2174% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5803% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3839% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4609% | 4,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0720% | 6,800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8213% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9374% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 2.6975% | 1,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 2,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5739% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0427% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4812% | 3,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4141% | 4,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0684% | 6,796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8051% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9530% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 2.3465% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 1,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9594% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5436% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 3,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 3,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0772% | 6,828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 3,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1771% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3851% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6617% | 2,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0748% | 6,803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 5,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0886% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 3,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 2,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2383% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 4,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0757% | 6,965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 7,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2871% | 4,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0778% | 6,962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 7,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2097% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1829% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3651% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0824% | 6,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1453% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3468% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4171% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3462% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5309% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0947% | 6,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0946% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3036% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3578% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0577% | 3,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3836% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1992% | 7,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 8,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2545% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2988% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 3,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 4,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1932% | 7,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 7,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 8,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0532% | 8,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0500% | 8,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 8,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 6,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0351% | 4,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2092% | 7,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 7,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 8,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0962% | 8,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 7,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 7,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 6,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4784% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2111% | 7,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1305% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 7,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 7,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0836% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5094% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2392% | 7,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 8,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 7,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 3,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2201% | 7,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 2,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 7,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2808% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7447% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2061% | 7,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 7,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 8,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0571% | 8,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0647% | 8,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0743% | 7,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0354% | 6,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2753% | 7,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 3,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.6856% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2650% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7058% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1548% | 7,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 7,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 7,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5111% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1286% | 7,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 5,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 8,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 7,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2635% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1173% | 7,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2030% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2249% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0788% | 7,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2562% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1230% | 7,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2604% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2083% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3959% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3271% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7818% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1294% | 7,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2817% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5681% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1162% | 2,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7298% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1945% | 7,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3454% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4328% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8852% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3649% | 8,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5593% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1821% | 7,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7691% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8990% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8525% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8685% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1843% | 7,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8103% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5605% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 7.5463% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2198% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7625% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9700% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | 433.3333% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4489% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9376% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6461% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 9.6420% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1181% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0434% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0394% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0279% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | 426.6667% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0524% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0083% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9635% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 13.9255% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1780% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 2,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7933% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | 480.0000% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6903% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8537% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8584% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 28.6316% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2223% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3200% | 8,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1314% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 693.3333% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2292% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4039% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0099% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4485% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2519% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7503% | 1,021 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5552% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3318% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3564% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7777% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0701% | 7,929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6710% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8320% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4347% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7555% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 4,569 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1589% | 4,649 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 5,778 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3801% | 5,252 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |