Home > First National Bank of Pana > Income and Expense
First National Bank of Pana, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,749,000 | 2,511 |
| Total interest expense | $2,437,000 | 2,845 |
| Net interest income | $10,312,000 | 2,349 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $1,537,000 | 2,287 |
| Gross Fiduciary activities income | $23,000 | 818 |
| Service charges on deposit accounts | $218,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,296,000 | 2,025 |
| Total noninterest expense | $6,003,000 | 2,780 |
| Salaries and employee benefits | $3,194,000 | 2,863 |
| Premises and equipment expense | $568,000 | 2,790 |
| Additional noninterest expense | $1,296,000 | 2,025 |
| Pre-tax net operating income | $5,546,000 | 1,817 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $355,000 | 2,120 |
| Income before extraordinary items | $5,191,000 | 1,683 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,191,000 | 1,704 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,191,000 | 1,686 |
| Net charge-offs | $548,000 | 722 |
| Cash dividends | $1,835,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,191,000 | 1,709 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,373,000 | 2,512 |
| Total interest expense | $1,576,000 | 2,895 |
| Net interest income | $7,797,000 | 2,346 |
| Provision for loan and lease losses | $200,000 | 1,644 |
| Total noninterest income | $1,140,000 | 2,285 |
| Gross Fiduciary activities income | $23,000 | 793 |
| Service charges on deposit accounts | $155,000 | 2,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $962,000 | 2,035 |
| Total noninterest expense | $4,403,000 | 2,807 |
| Salaries and employee benefits | $2,301,000 | 2,894 |
| Premises and equipment expense | $420,000 | 2,813 |
| Additional noninterest expense | $962,000 | 2,035 |
| Pre-tax net operating income | $4,334,000 | 1,817 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $277,000 | 2,159 |
| Income before extraordinary items | $4,057,000 | 1,701 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,057,000 | 1,715 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,057,000 | 1,701 |
| Net charge-offs | $538,000 | 555 |
| Cash dividends | $1,832,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,057,000 | 1,724 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 2,522 |
| Total interest expense | $916,000 | 2,899 |
| Net interest income | $5,143,000 | 2,379 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $712,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $95,000 | 2,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 1,987 |
| Total noninterest expense | $2,917,000 | 2,811 |
| Salaries and employee benefits | $1,549,000 | 2,889 |
| Premises and equipment expense | $273,000 | 2,833 |
| Additional noninterest expense | $617,000 | 1,984 |
| Pre-tax net operating income | $2,938,000 | 1,779 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $186,000 | 2,177 |
| Income before extraordinary items | $2,752,000 | 1,663 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,752,000 | 1,682 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,752,000 | 1,662 |
| Net charge-offs | $42,000 | 1,246 |
| Cash dividends | $1,364,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,752,000 | 1,674 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 2,608 |
| Total interest expense | $353,000 | 2,997 |
| Net interest income | $2,466,000 | 2,451 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $328,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $44,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 2,062 |
| Total noninterest expense | $1,334,000 | 2,980 |
| Salaries and employee benefits | $728,000 | 3,013 |
| Premises and equipment expense | $139,000 | 2,860 |
| Additional noninterest expense | $284,000 | 2,062 |
| Pre-tax net operating income | $1,460,000 | 1,826 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $94,000 | 2,183 |
| Income before extraordinary items | $1,366,000 | 1,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,366,000 | 1,701 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,366,000 | 1,702 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $404,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,366,000 | 1,722 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 2,662 |
| Total interest expense | $504,000 | 2,643 |
| Net interest income | $6,090,000 | 2,638 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $1,206,000 | 2,297 |
| Gross Fiduciary activities income | $23,000 | 823 |
| Service charges on deposit accounts | $159,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,024,000 | 2,025 |
| Total noninterest expense | $3,846,000 | 2,980 |
| Salaries and employee benefits | $2,048,000 | 3,074 |
| Premises and equipment expense | $434,000 | 2,773 |
| Additional noninterest expense | $1,024,000 | 2,025 |
| Pre-tax net operating income | $3,300,000 | 2,174 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $279,000 | 2,269 |
| Income before extraordinary items | $3,021,000 | 2,079 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,021,000 | 2,078 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,021,000 | 2,078 |
| Net charge-offs | $10,000 | 1,827 |
| Cash dividends | $1,273,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,021,000 | 2,107 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 2,693 |
| Total interest expense | $327,000 | 2,545 |
| Net interest income | $3,871,000 | 2,679 |
| Provision for loan and lease losses | $50,000 | 1,907 |
| Total noninterest income | $838,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 2,001 |
| Total noninterest expense | $2,495,000 | 3,025 |
| Salaries and employee benefits | $1,306,000 | 3,135 |
| Premises and equipment expense | $266,000 | 2,926 |
| Additional noninterest expense | $923,000 | 2,751 |
| Pre-tax net operating income | $2,164,000 | 2,103 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $206,000 | 2,106 |
| Income before extraordinary items | $1,958,000 | 2,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,958,000 | 2,020 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,958,000 | 2,020 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $955,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,958,000 | 2,058 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 2,719 |
| Total interest expense | $163,000 | 2,518 |
| Net interest income | $1,831,000 | 2,720 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $486,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $48,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 1,813 |
| Total noninterest expense | $1,204,000 | 3,075 |
| Salaries and employee benefits | $638,000 | 3,173 |
| Premises and equipment expense | $130,000 | 2,970 |
| Additional noninterest expense | $436,000 | 2,825 |
| Pre-tax net operating income | $1,113,000 | 1,977 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $72,000 | 2,280 |
| Income before extraordinary items | $1,041,000 | 1,870 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,041,000 | 1,869 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,041,000 | 1,870 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $319,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,041,000 | 1,889 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 2,685 |
| Total interest expense | $710,000 | 2,694 |
| Net interest income | $7,981,000 | 2,655 |
| Provision for loan and lease losses | $325,000 | 1,356 |
| Total noninterest income | $1,489,000 | 2,550 |
| Gross Fiduciary activities income | $23,000 | 821 |
| Service charges on deposit accounts | $186,000 | 2,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,280,000 | 2,387 |
| Total noninterest expense | $4,884,000 | 3,058 |
| Salaries and employee benefits | $2,643,000 | 3,123 |
| Premises and equipment expense | $498,000 | 3,042 |
| Additional noninterest expense | $1,743,000 | 2,836 |
| Pre-tax net operating income | $4,261,000 | 2,254 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $147,000 | 2,877 |
| Income before extraordinary items | $4,114,000 | 2,119 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,114,000 | 2,120 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,114,000 | 2,120 |
| Net charge-offs | $-17,000 | 3,790 |
| Cash dividends | $1,268,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,114,000 | 2,089 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 2,817 |
| Total interest expense | $544,000 | 2,749 |
| Net interest income | $5,633,000 | 2,791 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $1,110,000 | 2,594 |
| Gross Fiduciary activities income | $23,000 | 788 |
| Service charges on deposit accounts | $134,000 | 2,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $953,000 | 2,439 |
| Total noninterest expense | $3,498,000 | 3,151 |
| Salaries and employee benefits | $1,857,000 | 3,229 |
| Premises and equipment expense | $368,000 | 3,087 |
| Additional noninterest expense | $1,273,000 | 2,888 |
| Pre-tax net operating income | $3,095,000 | 2,389 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $46,000 | 3,213 |
| Income before extraordinary items | $3,049,000 | 2,223 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,049,000 | 2,222 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,049,000 | 2,223 |
| Net charge-offs | $-12,000 | 3,729 |
| Cash dividends | $1,270,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,049,000 | 2,194 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,989,000 | 2,884 |
| Total interest expense | $376,000 | 2,770 |
| Net interest income | $3,613,000 | 2,859 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $612,000 | 2,771 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $81,000 | 2,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,573 |
| Total noninterest expense | $2,271,000 | 3,187 |
| Salaries and employee benefits | $1,196,000 | 3,275 |
| Premises and equipment expense | $234,000 | 3,146 |
| Additional noninterest expense | $841,000 | 2,888 |
| Pre-tax net operating income | $1,854,000 | 2,496 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $28,000 | 3,233 |
| Income before extraordinary items | $1,826,000 | 2,350 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,826,000 | 2,349 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,826,000 | 2,350 |
| Net charge-offs | $-10,000 | 3,814 |
| Cash dividends | $954,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,826,000 | 2,315 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 2,875 |
| Total interest expense | $202,000 | 2,751 |
| Net interest income | $1,789,000 | 2,844 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $295,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $39,000 | 2,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 2,601 |
| Total noninterest expense | $1,111,000 | 3,206 |
| Salaries and employee benefits | $599,000 | 3,273 |
| Premises and equipment expense | $112,000 | 3,228 |
| Additional noninterest expense | $400,000 | 2,939 |
| Pre-tax net operating income | $923,000 | 2,481 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $14,000 | 3,191 |
| Income before extraordinary items | $909,000 | 2,348 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $909,000 | 2,346 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $909,000 | 2,348 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $314,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $909,000 | 2,298 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,780,000 | 2,920 |
| Total interest expense | $1,080,000 | 2,817 |
| Net interest income | $6,700,000 | 2,877 |
| Provision for loan and lease losses | $200,000 | 3,026 |
| Total noninterest income | $1,122,000 | 2,747 |
| Gross Fiduciary activities income | $23,000 | 841 |
| Service charges on deposit accounts | $163,000 | 3,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 2,551 |
| Total noninterest expense | $4,630,000 | 3,138 |
| Salaries and employee benefits | $2,544,000 | 3,188 |
| Premises and equipment expense | $469,000 | 3,162 |
| Additional noninterest expense | $1,617,000 | 2,917 |
| Pre-tax net operating income | $2,992,000 | 2,428 |
| Securities gains (losses) | $24,000 | 2,043 |
| Applicable income taxes | $45,000 | 3,212 |
| Income before extraordinary items | $2,971,000 | 2,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,971,000 | 2,324 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,971,000 | 2,324 |
| Net charge-offs | $11,000 | 3,000 |
| Cash dividends | $1,272,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,947,240 | 2,285 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 2,960 |
| Total interest expense | $832,000 | 2,869 |
| Net interest income | $4,955,000 | 2,911 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $850,000 | 2,696 |
| Gross Fiduciary activities income | $23,000 | 799 |
| Service charges on deposit accounts | $116,000 | 3,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $711,000 | 2,483 |
| Total noninterest expense | $3,430,000 | 3,142 |
| Salaries and employee benefits | $1,910,000 | 3,175 |
| Premises and equipment expense | $352,000 | 3,164 |
| Additional noninterest expense | $1,168,000 | 2,961 |
| Pre-tax net operating income | $2,225,000 | 2,432 |
| Securities gains (losses) | $24,000 | 1,848 |
| Applicable income taxes | $34,000 | 3,217 |
| Income before extraordinary items | $2,215,000 | 2,301 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,215,000 | 2,301 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,215,000 | 2,301 |
| Net charge-offs | $16,000 | 2,583 |
| Cash dividends | $1,274,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,191,480 | 2,263 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 3,003 |
| Total interest expense | $547,000 | 3,007 |
| Net interest income | $3,289,000 | 2,936 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $556,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $72,000 | 3,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,399 |
| Total noninterest expense | $2,173,000 | 3,238 |
| Salaries and employee benefits | $1,185,000 | 3,292 |
| Premises and equipment expense | $232,000 | 3,187 |
| Additional noninterest expense | $756,000 | 3,011 |
| Pre-tax net operating income | $1,572,000 | 2,332 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $24,000 | 3,168 |
| Income before extraordinary items | $1,548,000 | 2,197 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,548,000 | 2,197 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,548,000 | 2,197 |
| Net charge-offs | $-19,000 | 4,501 |
| Cash dividends | $955,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,548,000 | 2,159 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 2,929 |
| Total interest expense | $272,000 | 3,140 |
| Net interest income | $1,732,000 | 2,824 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $289,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $46,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 2,217 |
| Total noninterest expense | $1,118,000 | 3,213 |
| Salaries and employee benefits | $632,000 | 3,223 |
| Premises and equipment expense | $114,000 | 3,223 |
| Additional noninterest expense | $372,000 | 3,069 |
| Pre-tax net operating income | $853,000 | 2,068 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $13,000 | 3,058 |
| Income before extraordinary items | $840,000 | 1,901 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $840,000 | 1,901 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $840,000 | 1,901 |
| Net charge-offs | $8,000 | 1,948 |
| Cash dividends | $318,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $840,000 | 1,867 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 3,101 |
| Total interest expense | $1,051,000 | 3,232 |
| Net interest income | $6,326,000 | 3,004 |
| Provision for loan and lease losses | $140,000 | 2,667 |
| Total noninterest income | $1,084,000 | 2,710 |
| Gross Fiduciary activities income | $23,000 | 862 |
| Service charges on deposit accounts | $242,000 | 2,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $819,000 | 2,481 |
| Total noninterest expense | $4,409,000 | 3,254 |
| Salaries and employee benefits | $2,395,000 | 3,308 |
| Premises and equipment expense | $433,000 | 3,338 |
| Additional noninterest expense | $1,581,000 | 2,976 |
| Pre-tax net operating income | $2,861,000 | 2,538 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $43,000 | 3,352 |
| Income before extraordinary items | $2,818,000 | 2,382 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,818,000 | 2,383 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,818,000 | 2,384 |
| Net charge-offs | $-46,000 | 4,758 |
| Cash dividends | $1,272,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,818,000 | 2,344 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 3,137 |
| Total interest expense | $777,000 | 3,284 |
| Net interest income | $4,743,000 | 3,043 |
| Provision for loan and lease losses | $105,000 | 2,554 |
| Total noninterest income | $808,000 | 2,732 |
| Gross Fiduciary activities income | $23,000 | 825 |
| Service charges on deposit accounts | $177,000 | 2,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 2,485 |
| Total noninterest expense | $3,303,000 | 3,262 |
| Salaries and employee benefits | $1,800,000 | 3,322 |
| Premises and equipment expense | $326,000 | 3,351 |
| Additional noninterest expense | $1,177,000 | 3,011 |
| Pre-tax net operating income | $2,143,000 | 2,601 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $32,000 | 3,423 |
| Income before extraordinary items | $2,111,000 | 2,441 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,111,000 | 2,442 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,111,000 | 2,442 |
| Net charge-offs | $-45,000 | 4,798 |
| Cash dividends | $1,273,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,111,000 | 2,412 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 3,153 |
| Total interest expense | $505,000 | 3,303 |
| Net interest income | $3,139,000 | 3,073 |
| Provision for loan and lease losses | $70,000 | 2,482 |
| Total noninterest income | $496,000 | 2,820 |
| Gross Fiduciary activities income | $2,000 | 940 |
| Service charges on deposit accounts | $111,000 | 3,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 2,533 |
| Total noninterest expense | $2,164,000 | 3,320 |
| Salaries and employee benefits | $1,153,000 | 3,407 |
| Premises and equipment expense | $209,000 | 3,442 |
| Additional noninterest expense | $802,000 | 2,998 |
| Pre-tax net operating income | $1,401,000 | 2,632 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $21,000 | 3,424 |
| Income before extraordinary items | $1,380,000 | 2,440 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,380,000 | 2,440 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,380,000 | 2,440 |
| Net charge-offs | $-41,000 | 4,859 |
| Cash dividends | $953,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,380,000 | 2,418 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 3,194 |
| Total interest expense | $246,000 | 3,305 |
| Net interest income | $1,552,000 | 3,120 |
| Provision for loan and lease losses | $35,000 | 2,345 |
| Total noninterest income | $243,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $50,000 | 3,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 2,437 |
| Total noninterest expense | $1,071,000 | 3,362 |
| Salaries and employee benefits | $568,000 | 3,473 |
| Premises and equipment expense | $98,000 | 3,577 |
| Additional noninterest expense | $405,000 | 2,982 |
| Pre-tax net operating income | $689,000 | 2,600 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $679,000 | 2,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $679,000 | 2,404 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $679,000 | 2,404 |
| Net charge-offs | $-68,000 | 5,135 |
| Cash dividends | $315,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $679,000 | 2,392 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 3,158 |
| Total interest expense | $738,000 | 3,379 |
| Net interest income | $6,281,000 | 3,079 |
| Provision for loan and lease losses | $205,000 | 2,338 |
| Total noninterest income | $1,119,000 | 2,705 |
| Gross Fiduciary activities income | $21,000 | 904 |
| Service charges on deposit accounts | $271,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $827,000 | 2,461 |
| Total noninterest expense | $4,243,000 | 3,373 |
| Salaries and employee benefits | $2,292,000 | 3,439 |
| Premises and equipment expense | $409,000 | 3,483 |
| Additional noninterest expense | $1,542,000 | 3,123 |
| Pre-tax net operating income | $2,952,000 | 2,521 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $42,000 | 3,428 |
| Income before extraordinary items | $2,910,000 | 2,357 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,910,000 | 2,356 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,910,000 | 2,356 |
| Net charge-offs | $206,000 | 1,628 |
| Cash dividends | $1,288,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,910,000 | 2,353 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 3,201 |
| Total interest expense | $500,000 | 3,462 |
| Net interest income | $4,663,000 | 3,125 |
| Provision for loan and lease losses | $105,000 | 2,550 |
| Total noninterest income | $861,000 | 2,712 |
| Gross Fiduciary activities income | $21,000 | 860 |
| Service charges on deposit accounts | $208,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,458 |
| Total noninterest expense | $3,175,000 | 3,380 |
| Salaries and employee benefits | $1,732,000 | 3,440 |
| Premises and equipment expense | $293,000 | 3,617 |
| Additional noninterest expense | $1,150,000 | 3,128 |
| Pre-tax net operating income | $2,244,000 | 2,557 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $33,000 | 3,472 |
| Income before extraordinary items | $2,211,000 | 2,362 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,211,000 | 2,361 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,211,000 | 2,361 |
| Net charge-offs | $215,000 | 1,196 |
| Cash dividends | $1,288,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,211,000 | 2,352 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 3,214 |
| Total interest expense | $306,000 | 3,532 |
| Net interest income | $3,089,000 | 3,145 |
| Provision for loan and lease losses | $70,000 | 2,477 |
| Total noninterest income | $572,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $132,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,405 |
| Total noninterest expense | $2,115,000 | 3,401 |
| Salaries and employee benefits | $1,155,000 | 3,447 |
| Premises and equipment expense | $190,000 | 3,684 |
| Additional noninterest expense | $770,000 | 3,128 |
| Pre-tax net operating income | $1,476,000 | 2,542 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $22,000 | 3,468 |
| Income before extraordinary items | $1,454,000 | 2,358 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,454,000 | 2,357 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,454,000 | 2,357 |
| Net charge-offs | $189,000 | 972 |
| Cash dividends | $936,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,454,000 | 2,353 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 3,238 |
| Total interest expense | $150,000 | 3,519 |
| Net interest income | $1,530,000 | 3,174 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $299,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $64,000 | 3,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 2,295 |
| Total noninterest expense | $1,050,000 | 3,448 |
| Salaries and employee benefits | $579,000 | 3,483 |
| Premises and equipment expense | $94,000 | 3,749 |
| Additional noninterest expense | $377,000 | 3,198 |
| Pre-tax net operating income | $779,000 | 2,429 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $11,000 | 3,465 |
| Income before extraordinary items | $768,000 | 2,224 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $768,000 | 2,223 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $768,000 | 2,224 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $321,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $768,000 | 2,214 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 3,243 |
| Total interest expense | $641,000 | 3,279 |
| Net interest income | $5,901,000 | 3,205 |
| Provision for loan and lease losses | $225,000 | 2,262 |
| Total noninterest income | $1,158,000 | 2,739 |
| Gross Fiduciary activities income | $36,000 | 876 |
| Service charges on deposit accounts | $279,000 | 2,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $843,000 | 2,500 |
| Total noninterest expense | $4,407,000 | 3,357 |
| Salaries and employee benefits | $2,457,000 | 3,361 |
| Premises and equipment expense | $378,000 | 3,766 |
| Additional noninterest expense | $1,572,000 | 3,135 |
| Pre-tax net operating income | $2,427,000 | 2,797 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $36,000 | 3,623 |
| Income before extraordinary items | $2,394,000 | 2,391 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,394,000 | 2,391 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,394,000 | 2,391 |
| Net charge-offs | $110,000 | 2,340 |
| Cash dividends | $1,172,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,391,030 | 2,378 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 3,284 |
| Total interest expense | $482,000 | 3,274 |
| Net interest income | $4,370,000 | 3,255 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $904,000 | 2,714 |
| Gross Fiduciary activities income | $36,000 | 843 |
| Service charges on deposit accounts | $207,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,468 |
| Total noninterest expense | $3,303,000 | 3,374 |
| Salaries and employee benefits | $1,830,000 | 3,387 |
| Premises and equipment expense | $289,000 | 3,751 |
| Additional noninterest expense | $1,184,000 | 3,128 |
| Pre-tax net operating income | $1,746,000 | 2,920 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $26,000 | 3,657 |
| Income before extraordinary items | $1,723,000 | 2,636 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,723,000 | 2,636 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,723,000 | 2,636 |
| Net charge-offs | $65,000 | 2,260 |
| Cash dividends | $1,172,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,720,030 | 2,619 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 3,313 |
| Total interest expense | $323,000 | 3,236 |
| Net interest income | $2,860,000 | 3,288 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $567,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $129,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 2,485 |
| Total noninterest expense | $2,212,000 | 3,381 |
| Salaries and employee benefits | $1,221,000 | 3,400 |
| Premises and equipment expense | $190,000 | 3,793 |
| Additional noninterest expense | $801,000 | 3,110 |
| Pre-tax net operating income | $1,065,000 | 3,025 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $16,000 | 3,701 |
| Income before extraordinary items | $1,049,000 | 2,746 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,049,000 | 2,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,049,000 | 2,746 |
| Net charge-offs | $-27,000 | 5,100 |
| Cash dividends | $854,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,049,000 | 2,722 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 3,365 |
| Total interest expense | $162,000 | 3,218 |
| Net interest income | $1,395,000 | 3,347 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $306,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 2,346 |
| Total noninterest expense | $1,101,000 | 3,412 |
| Salaries and employee benefits | $610,000 | 3,454 |
| Premises and equipment expense | $91,000 | 3,915 |
| Additional noninterest expense | $400,000 | 3,115 |
| Pre-tax net operating income | $525,000 | 3,005 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $517,000 | 2,700 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $517,000 | 2,700 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $517,000 | 2,700 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $223,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $517,000 | 2,686 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 3,319 |
| Total interest expense | $706,000 | 3,040 |
| Net interest income | $5,625,000 | 3,316 |
| Provision for loan and lease losses | $300,000 | 1,988 |
| Total noninterest income | $1,088,000 | 2,907 |
| Gross Fiduciary activities income | $35,000 | 908 |
| Service charges on deposit accounts | $314,000 | 2,873 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $739,000 | 2,759 |
| Total noninterest expense | $4,413,000 | 3,457 |
| Salaries and employee benefits | $2,446,000 | 3,443 |
| Premises and equipment expense | $373,000 | 3,907 |
| Additional noninterest expense | $1,594,000 | 3,205 |
| Pre-tax net operating income | $2,000,000 | 3,058 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $27,000 | 3,784 |
| Income before extraordinary items | $1,973,000 | 2,821 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,973,000 | 2,819 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,973,000 | 2,820 |
| Net charge-offs | $15,000 | 3,736 |
| Cash dividends | $930,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,973,000 | 2,768 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 3,332 |
| Total interest expense | $541,000 | 2,988 |
| Net interest income | $4,208,000 | 3,332 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $803,000 | 2,938 |
| Gross Fiduciary activities income | $35,000 | 870 |
| Service charges on deposit accounts | $232,000 | 2,906 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $536,000 | 2,805 |
| Total noninterest expense | $3,266,000 | 3,477 |
| Salaries and employee benefits | $1,799,000 | 3,476 |
| Premises and equipment expense | $284,000 | 3,889 |
| Additional noninterest expense | $1,183,000 | 3,258 |
| Pre-tax net operating income | $1,520,000 | 3,087 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $23,000 | 3,827 |
| Income before extraordinary items | $1,497,000 | 2,830 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,497,000 | 2,830 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,497,000 | 2,830 |
| Net charge-offs | $9,000 | 3,453 |
| Cash dividends | $930,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,497,000 | 2,769 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 3,359 |
| Total interest expense | $370,000 | 2,960 |
| Net interest income | $2,796,000 | 3,364 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $510,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $152,000 | 2,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $358,000 | 2,799 |
| Total noninterest expense | $2,168,000 | 3,514 |
| Salaries and employee benefits | $1,190,000 | 3,524 |
| Premises and equipment expense | $186,000 | 3,952 |
| Additional noninterest expense | $792,000 | 3,259 |
| Pre-tax net operating income | $988,000 | 3,095 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $15,000 | 3,858 |
| Income before extraordinary items | $973,000 | 2,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $973,000 | 2,854 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $973,000 | 2,855 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $611,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $973,000 | 2,781 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 3,279 |
| Total interest expense | $185,000 | 2,982 |
| Net interest income | $1,459,000 | 3,277 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $259,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $77,000 | 2,901 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $182,000 | 2,737 |
| Total noninterest expense | $1,087,000 | 3,519 |
| Salaries and employee benefits | $575,000 | 3,615 |
| Premises and equipment expense | $104,000 | 3,791 |
| Additional noninterest expense | $408,000 | 3,186 |
| Pre-tax net operating income | $556,000 | 2,848 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $8,000 | 3,829 |
| Income before extraordinary items | $548,000 | 2,602 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $548,000 | 2,602 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $548,000 | 2,602 |
| Net charge-offs | $-19,000 | 5,448 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $548,000 | 2,555 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 3,438 |
| Total interest expense | $740,000 | 2,960 |
| Net interest income | $5,276,000 | 3,467 |
| Provision for loan and lease losses | $275,000 | 2,003 |
| Total noninterest income | $1,089,000 | 2,921 |
| Gross Fiduciary activities income | $35,000 | 934 |
| Service charges on deposit accounts | $298,000 | 3,047 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $756,000 | 2,721 |
| Total noninterest expense | $3,936,000 | 3,752 |
| Salaries and employee benefits | $2,140,000 | 3,761 |
| Premises and equipment expense | $314,000 | 4,398 |
| Additional noninterest expense | $1,482,000 | 3,424 |
| Pre-tax net operating income | $2,154,000 | 2,876 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $353,000 | 2,522 |
| Income before extraordinary items | $1,801,000 | 2,907 |
| Extraordinary gains, net | $717,000 | 9 |
| Net income | $2,518,000 | 2,328 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,518,000 | 2,329 |
| Net charge-offs | $59,000 | 3,125 |
| Cash dividends | $1,343,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,087 |
| Net operating income | $1,801,000 | 2,867 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 3,557 |
| Total interest expense | $556,000 | 2,994 |
| Net interest income | $3,785,000 | 3,592 |
| Provision for loan and lease losses | $175,000 | 2,122 |
| Total noninterest income | $830,000 | 2,919 |
| Gross Fiduciary activities income | $35,000 | 900 |
| Service charges on deposit accounts | $205,000 | 3,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,692 |
| Total noninterest expense | $2,587,000 | 4,065 |
| Salaries and employee benefits | $1,399,000 | 4,074 |
| Premises and equipment expense | $225,000 | 4,516 |
| Additional noninterest expense | $963,000 | 3,781 |
| Pre-tax net operating income | $1,853,000 | 2,700 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $352,000 | 2,328 |
| Income before extraordinary items | $1,501,000 | 2,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 2,765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,501,000 | 2,766 |
| Net charge-offs | $35,000 | 3,030 |
| Cash dividends | $1,043,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,196 |
| Net operating income | $1,501,000 | 2,715 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 3,597 |
| Total interest expense | $375,000 | 2,996 |
| Net interest income | $2,491,000 | 3,630 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $543,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $127,000 | 3,332 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $416,000 | 2,624 |
| Total noninterest expense | $1,708,000 | 4,121 |
| Salaries and employee benefits | $925,000 | 4,121 |
| Premises and equipment expense | $148,000 | 4,570 |
| Additional noninterest expense | $635,000 | 3,834 |
| Pre-tax net operating income | $1,226,000 | 2,700 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $343,000 | 1,995 |
| Income before extraordinary items | $883,000 | 2,981 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $883,000 | 2,981 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $883,000 | 2,983 |
| Net charge-offs | $17,000 | 3,040 |
| Cash dividends | $650,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,287 |
| Net operating income | $883,000 | 2,923 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 3,602 |
| Total interest expense | $189,000 | 3,011 |
| Net interest income | $1,241,000 | 3,648 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $263,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $205,000 | 2,594 |
| Total noninterest expense | $846,000 | 4,177 |
| Salaries and employee benefits | $457,000 | 4,176 |
| Premises and equipment expense | $72,000 | 4,664 |
| Additional noninterest expense | $317,000 | 3,833 |
| Pre-tax net operating income | $608,000 | 2,659 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $332,000 | 1,347 |
| Income before extraordinary items | $276,000 | 3,794 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $276,000 | 3,797 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $276,000 | 3,798 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 6,379 |
| Net operating income | $276,000 | 3,713 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 3,590 |
| Total interest expense | $852,000 | 2,907 |
| Net interest income | $4,995,000 | 3,650 |
| Provision for loan and lease losses | $155,000 | 2,743 |
| Total noninterest income | $1,055,000 | 3,033 |
| Gross Fiduciary activities income | $35,000 | 961 |
| Service charges on deposit accounts | $298,000 | 3,219 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $722,000 | 2,767 |
| Total noninterest expense | $3,527,000 | 4,116 |
| Salaries and employee benefits | $2,013,000 | 3,969 |
| Premises and equipment expense | $294,000 | 4,714 |
| Additional noninterest expense | $1,220,000 | 4,020 |
| Pre-tax net operating income | $2,368,000 | 2,686 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $792,000 | 1,776 |
| Income before extraordinary items | $1,576,000 | 3,158 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,576,000 | 3,158 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,576,000 | 3,159 |
| Net charge-offs | $76,000 | 3,432 |
| Cash dividends | $437,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $-2,265,000 | 6,487 |
| Net operating income | $1,576,000 | 3,106 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 3,667 |
| Total interest expense | $651,000 | 2,915 |
| Net interest income | $3,632,000 | 3,761 |
| Provision for loan and lease losses | $75,000 | 3,094 |
| Total noninterest income | $807,000 | 3,026 |
| Gross Fiduciary activities income | $34,000 | 929 |
| Service charges on deposit accounts | $223,000 | 3,245 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $550,000 | 2,772 |
| Total noninterest expense | $2,510,000 | 4,264 |
| Salaries and employee benefits | $1,371,000 | 4,200 |
| Premises and equipment expense | $220,000 | 4,758 |
| Additional noninterest expense | $919,000 | 4,028 |
| Pre-tax net operating income | $1,854,000 | 2,645 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $662,000 | 1,711 |
| Income before extraordinary items | $1,192,000 | 3,161 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,192,000 | 3,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,192,000 | 3,162 |
| Net charge-offs | $72,000 | 2,981 |
| Cash dividends | $175,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,524 |
| Net operating income | $1,192,000 | 3,119 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 3,681 |
| Total interest expense | $441,000 | 2,909 |
| Net interest income | $2,407,000 | 3,772 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $518,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $140,000 | 3,368 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $378,000 | 2,720 |
| Total noninterest expense | $1,652,000 | 4,324 |
| Salaries and employee benefits | $913,000 | 4,238 |
| Premises and equipment expense | $144,000 | 4,840 |
| Additional noninterest expense | $595,000 | 4,115 |
| Pre-tax net operating income | $1,223,000 | 2,612 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $441,000 | 1,673 |
| Income before extraordinary items | $782,000 | 3,129 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $782,000 | 3,135 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $782,000 | 3,135 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $175,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,604 |
| Net operating income | $782,000 | 3,088 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 3,683 |
| Total interest expense | $221,000 | 2,941 |
| Net interest income | $1,211,000 | 3,770 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $251,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $188,000 | 2,650 |
| Total noninterest expense | $822,000 | 4,375 |
| Salaries and employee benefits | $461,000 | 4,252 |
| Premises and equipment expense | $73,000 | 4,864 |
| Additional noninterest expense | $288,000 | 4,192 |
| Pre-tax net operating income | $615,000 | 2,532 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $228,000 | 1,598 |
| Income before extraordinary items | $387,000 | 3,074 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $387,000 | 3,077 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $387,000 | 3,077 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 6,697 |
| Net operating income | $387,000 | 3,024 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,802,000 | 3,705 |
| Total interest expense | $937,000 | 3,096 |
| Net interest income | $4,865,000 | 3,759 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $1,050,000 | 3,109 |
| Gross Fiduciary activities income | $37,000 | 973 |
| Service charges on deposit accounts | $398,000 | 2,820 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $615,000 | 3,084 |
| Total noninterest expense | $3,645,000 | 4,156 |
| Salaries and employee benefits | $2,142,000 | 3,926 |
| Premises and equipment expense | $277,000 | 5,013 |
| Additional noninterest expense | $1,226,000 | 4,144 |
| Pre-tax net operating income | $2,170,000 | 2,705 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $713,000 | 1,793 |
| Income before extraordinary items | $1,457,000 | 3,209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,457,000 | 3,212 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,457,000 | 3,213 |
| Net charge-offs | $35,000 | 4,583 |
| Cash dividends | $351,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $-92,000 | 6,736 |
| Net operating income | $1,457,000 | 3,149 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 3,748 |
| Total interest expense | $710,000 | 3,140 |
| Net interest income | $3,645,000 | 3,792 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $782,000 | 3,176 |
| Gross Fiduciary activities income | $37,000 | 935 |
| Service charges on deposit accounts | $315,000 | 2,730 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $430,000 | 3,244 |
| Total noninterest expense | $2,510,000 | 4,386 |
| Salaries and employee benefits | $1,438,000 | 4,188 |
| Premises and equipment expense | $205,000 | 5,079 |
| Additional noninterest expense | $867,000 | 4,288 |
| Pre-tax net operating income | $1,842,000 | 2,582 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $645,000 | 1,653 |
| Income before extraordinary items | $1,197,000 | 3,084 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,197,000 | 3,088 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,197,000 | 3,088 |
| Net charge-offs | $-20,000 | 6,264 |
| Cash dividends | $176,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $-92,000 | 6,837 |
| Net operating income | $1,197,000 | 3,014 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 3,829 |
| Total interest expense | $481,000 | 3,165 |
| Net interest income | $2,331,000 | 3,889 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $469,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $216,000 | 2,645 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,435 |
| Total noninterest expense | $1,677,000 | 4,400 |
| Salaries and employee benefits | $976,000 | 4,177 |
| Premises and equipment expense | $135,000 | 5,107 |
| Additional noninterest expense | $566,000 | 4,331 |
| Pre-tax net operating income | $1,048,000 | 2,805 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $367,000 | 1,826 |
| Income before extraordinary items | $681,000 | 3,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $681,000 | 3,371 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $681,000 | 3,373 |
| Net charge-offs | $5,000 | 4,545 |
| Cash dividends | $176,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $-52,000 | 6,892 |
| Net operating income | $681,000 | 3,275 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 3,890 |
| Total interest expense | $245,000 | 3,214 |
| Net interest income | $1,143,000 | 3,958 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $230,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,449 |
| Total noninterest expense | $830,000 | 4,456 |
| Salaries and employee benefits | $486,000 | 4,226 |
| Premises and equipment expense | $67,000 | 5,143 |
| Additional noninterest expense | $277,000 | 4,410 |
| Pre-tax net operating income | $468,000 | 2,997 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $163,000 | 1,917 |
| Income before extraordinary items | $305,000 | 3,532 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $305,000 | 3,533 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $305,000 | 3,534 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-52,000 | 6,989 |
| Net operating income | $305,000 | 3,441 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,757,000 | 3,940 |
| Total interest expense | $1,085,000 | 3,427 |
| Net interest income | $4,672,000 | 3,980 |
| Provision for loan and lease losses | $175,000 | 4,124 |
| Total noninterest income | $1,061,000 | 3,161 |
| Gross Fiduciary activities income | $79,000 | 918 |
| Service charges on deposit accounts | $457,000 | 2,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $525,000 | 3,282 |
| Total noninterest expense | $3,467,000 | 4,404 |
| Salaries and employee benefits | $2,009,000 | 4,122 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $1,175,000 | 4,411 |
| Pre-tax net operating income | $2,091,000 | 2,728 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $684,000 | 1,864 |
| Income before extraordinary items | $1,407,000 | 3,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,407,000 | 3,245 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,407,000 | 3,245 |
| Net charge-offs | $197,000 | 3,781 |
| Cash dividends | $352,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,407,000 | 3,100 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 3,991 |
| Total interest expense | $827,000 | 3,504 |
| Net interest income | $3,525,000 | 4,025 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $775,000 | 3,213 |
| Gross Fiduciary activities income | $78,000 | 870 |
| Service charges on deposit accounts | $340,000 | 2,709 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $357,000 | 3,436 |
| Total noninterest expense | $2,405,000 | 4,609 |
| Salaries and employee benefits | $1,333,000 | 4,447 |
| Premises and equipment expense | $214,000 | 5,136 |
| Additional noninterest expense | $858,000 | 4,500 |
| Pre-tax net operating income | $1,770,000 | 2,578 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $620,000 | 1,714 |
| Income before extraordinary items | $1,150,000 | 3,164 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,150,000 | 3,163 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,150,000 | 3,162 |
| Net charge-offs | $200,000 | 3,308 |
| Cash dividends | $176,000 | 3,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,150,000 | 3,015 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 3,981 |
| Total interest expense | $558,000 | 3,569 |
| Net interest income | $2,383,000 | 4,001 |
| Provision for loan and lease losses | $125,000 | 3,566 |
| Total noninterest income | $472,000 | 3,346 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $220,000 | 2,754 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 3,338 |
| Total noninterest expense | $1,578,000 | 4,671 |
| Salaries and employee benefits | $878,000 | 4,497 |
| Premises and equipment expense | $136,000 | 5,240 |
| Additional noninterest expense | $564,000 | 4,542 |
| Pre-tax net operating income | $1,152,000 | 2,590 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $403,000 | 1,707 |
| Income before extraordinary items | $749,000 | 3,185 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $749,000 | 3,183 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $749,000 | 3,185 |
| Net charge-offs | $151,000 | 3,031 |
| Cash dividends | $176,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $749,000 | 3,025 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 4,167 |
| Total interest expense | $283,000 | 3,642 |
| Net interest income | $1,121,000 | 4,203 |
| Provision for loan and lease losses | $125,000 | 2,605 |
| Total noninterest income | $231,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $110,000 | 2,721 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,406 |
| Total noninterest expense | $781,000 | 4,731 |
| Salaries and employee benefits | $438,000 | 4,535 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $280,000 | 4,552 |
| Pre-tax net operating income | $446,000 | 3,121 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $156,000 | 1,986 |
| Income before extraordinary items | $290,000 | 3,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $290,000 | 3,715 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $290,000 | 3,716 |
| Net charge-offs | $264,000 | 1,602 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $290,000 | 3,542 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 4,217 |
| Total interest expense | $1,261,000 | 3,847 |
| Net interest income | $4,451,000 | 4,241 |
| Provision for loan and lease losses | $110,000 | 5,257 |
| Total noninterest income | $1,040,000 | 3,048 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $497,000 | 2,585 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $542,000 | 3,002 |
| Total noninterest expense | $3,461,000 | 4,511 |
| Salaries and employee benefits | $1,909,000 | 4,285 |
| Premises and equipment expense | $285,000 | 5,343 |
| Additional noninterest expense | $1,267,000 | 4,301 |
| Pre-tax net operating income | $1,920,000 | 2,593 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $608,000 | 1,831 |
| Income before extraordinary items | $1,312,000 | 3,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,312,000 | 3,030 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,312,000 | 3,029 |
| Net charge-offs | $133,000 | 4,726 |
| Cash dividends | $352,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,260 |
| Net operating income | $1,312,000 | 2,933 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 4,266 |
| Total interest expense | $969,000 | 3,899 |
| Net interest income | $3,305,000 | 4,289 |
| Provision for loan and lease losses | $110,000 | 4,854 |
| Total noninterest income | $792,000 | 3,027 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $370,000 | 2,613 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $421,000 | 2,950 |
| Total noninterest expense | $2,533,000 | 4,573 |
| Salaries and employee benefits | $1,312,000 | 4,534 |
| Premises and equipment expense | $207,000 | 5,455 |
| Additional noninterest expense | $1,014,000 | 4,144 |
| Pre-tax net operating income | $1,454,000 | 2,642 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $509,000 | 1,723 |
| Income before extraordinary items | $945,000 | 3,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $945,000 | 3,185 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $945,000 | 3,185 |
| Net charge-offs | $112,000 | 4,316 |
| Cash dividends | $176,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,350 |
| Net operating income | $945,000 | 3,075 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 4,344 |
| Total interest expense | $661,000 | 3,954 |
| Net interest income | $2,154,000 | 4,360 |
| Provision for loan and lease losses | $110,000 | 4,297 |
| Total noninterest income | $522,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $240,000 | 2,660 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 2,971 |
| Total noninterest expense | $1,714,000 | 4,590 |
| Salaries and employee benefits | $882,000 | 4,546 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $690,000 | 4,155 |
| Pre-tax net operating income | $852,000 | 2,804 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $298,000 | 1,807 |
| Income before extraordinary items | $554,000 | 3,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $554,000 | 3,367 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $554,000 | 3,367 |
| Net charge-offs | $115,000 | 3,699 |
| Cash dividends | $176,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,439 |
| Net operating income | $554,000 | 3,273 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 4,378 |
| Total interest expense | $338,000 | 4,005 |
| Net interest income | $1,060,000 | 4,397 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $260,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $119,000 | 2,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,013 |
| Total noninterest expense | $877,000 | 4,545 |
| Salaries and employee benefits | $452,000 | 4,494 |
| Premises and equipment expense | $68,000 | 5,570 |
| Additional noninterest expense | $357,000 | 4,040 |
| Pre-tax net operating income | $403,000 | 2,951 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $141,000 | 1,853 |
| Income before extraordinary items | $262,000 | 3,494 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $262,000 | 3,490 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $262,000 | 3,492 |
| Net charge-offs | $43,000 | 3,481 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,513 |
| Net operating income | $262,000 | 3,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 4,292 |
| Total interest expense | $1,640,000 | 4,051 |
| Net interest income | $4,429,000 | 4,292 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $1,015,000 | 3,198 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $529,000 | 2,543 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $485,000 | 3,238 |
| Total noninterest expense | $3,498,000 | 4,600 |
| Salaries and employee benefits | $1,957,000 | 4,299 |
| Premises and equipment expense | $278,000 | 5,588 |
| Additional noninterest expense | $1,263,000 | 4,471 |
| Pre-tax net operating income | $1,721,000 | 2,503 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $517,000 | 1,847 |
| Income before extraordinary items | $1,204,000 | 2,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,204,000 | 2,902 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,204,000 | 2,906 |
| Net charge-offs | $-46,000 | 7,556 |
| Cash dividends | $353,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $-330,000 | 7,621 |
| Net operating income | $1,204,000 | 2,790 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 4,356 |
| Total interest expense | $1,285,000 | 4,094 |
| Net interest income | $3,299,000 | 4,361 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $760,000 | 3,246 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $396,000 | 2,606 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $363,000 | 3,252 |
| Total noninterest expense | $2,474,000 | 4,766 |
| Salaries and employee benefits | $1,366,000 | 4,527 |
| Premises and equipment expense | $210,000 | 5,637 |
| Additional noninterest expense | $898,000 | 4,611 |
| Pre-tax net operating income | $1,360,000 | 2,566 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $476,000 | 1,721 |
| Income before extraordinary items | $884,000 | 3,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $884,000 | 3,109 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $884,000 | 3,111 |
| Net charge-offs | $-46,000 | 7,629 |
| Cash dividends | $177,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $-271,000 | 7,727 |
| Net operating income | $884,000 | 2,982 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 4,385 |
| Total interest expense | $886,000 | 4,102 |
| Net interest income | $2,175,000 | 4,394 |
| Provision for loan and lease losses | $75,000 | 5,435 |
| Total noninterest income | $510,000 | 3,186 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $264,000 | 2,608 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $245,000 | 3,158 |
| Total noninterest expense | $1,652,000 | 4,767 |
| Salaries and employee benefits | $907,000 | 4,548 |
| Premises and equipment expense | $138,000 | 5,696 |
| Additional noninterest expense | $607,000 | 4,560 |
| Pre-tax net operating income | $958,000 | 2,459 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $335,000 | 1,620 |
| Income before extraordinary items | $623,000 | 2,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $623,000 | 2,990 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $623,000 | 2,993 |
| Net charge-offs | $-46,000 | 7,693 |
| Cash dividends | $177,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $-248,000 | 7,802 |
| Net operating income | $623,000 | 2,878 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,420 |
| Total interest expense | $461,000 | 4,134 |
| Net interest income | $1,080,000 | 4,443 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $258,000 | 3,162 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $838,000 | 4,771 |
| Salaries and employee benefits | $456,000 | 4,613 |
| Premises and equipment expense | $68,000 | 5,804 |
| Additional noninterest expense | $314,000 | 4,462 |
| Pre-tax net operating income | $475,000 | 2,503 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $166,000 | 1,623 |
| Income before extraordinary items | $309,000 | 3,072 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $309,000 | 3,069 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $309,000 | 3,072 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $-248,000 | 7,918 |
| Net operating income | $309,000 | 2,965 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 4,406 |
| Total interest expense | $2,032,000 | 4,400 |
| Net interest income | $4,424,000 | 4,279 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $951,000 | 3,438 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $546,000 | 2,706 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $404,000 | 3,535 |
| Total noninterest expense | $3,510,000 | 4,705 |
| Salaries and employee benefits | $1,885,000 | 4,553 |
| Premises and equipment expense | $271,000 | 5,877 |
| Additional noninterest expense | $1,354,000 | 4,374 |
| Pre-tax net operating income | $1,765,000 | 2,116 |
| Securities gains (losses) | $-38,000 | 7,138 |
| Applicable income taxes | $498,000 | 1,565 |
| Income before extraordinary items | $1,229,000 | 2,433 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,229,000 | 2,431 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,229,000 | 2,432 |
| Net charge-offs | $196,000 | 5,037 |
| Cash dividends | $360,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $-850,000 | 7,988 |
| Net operating income | $1,255,980 | 2,360 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 4,444 |
| Total interest expense | $1,538,000 | 4,528 |
| Net interest income | $3,326,000 | 4,275 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $702,000 | 3,524 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $409,000 | 2,711 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $292,000 | 3,661 |
| Total noninterest expense | $2,519,000 | 4,855 |
| Salaries and employee benefits | $1,312,000 | 4,779 |
| Premises and equipment expense | $204,000 | 5,932 |
| Additional noninterest expense | $1,003,000 | 4,371 |
| Pre-tax net operating income | $1,409,000 | 2,155 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $494,000 | 1,417 |
| Income before extraordinary items | $915,000 | 2,625 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $915,000 | 2,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $915,000 | 2,625 |
| Net charge-offs | $203,000 | 4,231 |
| Cash dividends | $180,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $-850,000 | 8,083 |
| Net operating income | $915,000 | 2,577 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 4,482 |
| Total interest expense | $1,033,000 | 4,640 |
| Net interest income | $2,218,000 | 4,270 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $467,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $262,000 | 2,759 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $205,000 | 3,619 |
| Total noninterest expense | $1,719,000 | 4,827 |
| Salaries and employee benefits | $876,000 | 4,822 |
| Premises and equipment expense | $136,000 | 5,971 |
| Additional noninterest expense | $707,000 | 4,240 |
| Pre-tax net operating income | $891,000 | 2,315 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $312,000 | 1,489 |
| Income before extraordinary items | $579,000 | 2,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 2,827 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $579,000 | 2,829 |
| Net charge-offs | $101,000 | 4,237 |
| Cash dividends | $180,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $-850,000 | 8,181 |
| Net operating income | $579,000 | 2,725 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 4,509 |
| Total interest expense | $521,000 | 4,729 |
| Net interest income | $1,111,000 | 4,242 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $236,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $109,000 | 3,517 |
| Total noninterest expense | $803,000 | 4,940 |
| Salaries and employee benefits | $443,000 | 4,849 |
| Premises and equipment expense | $69,000 | 5,979 |
| Additional noninterest expense | $291,000 | 4,510 |
| Pre-tax net operating income | $469,000 | 2,493 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $164,000 | 1,653 |
| Income before extraordinary items | $305,000 | 3,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $305,000 | 3,101 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $305,000 | 3,101 |
| Net charge-offs | $105,000 | 2,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-850,000 | 8,234 |
| Net operating income | $305,000 | 2,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 4,482 |
| Total interest expense | $2,516,000 | 4,727 |
| Net interest income | $4,500,000 | 4,230 |
| Provision for loan and lease losses | $209,000 | 5,158 |
| Total noninterest income | $1,003,000 | 3,392 |
| Gross Fiduciary activities income | $8,000 | 1,246 |
| Service charges on deposit accounts | $588,000 | 2,683 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $407,000 | 3,553 |
| Total noninterest expense | $3,262,000 | 4,853 |
| Salaries and employee benefits | $1,906,000 | 4,628 |
| Premises and equipment expense | $304,000 | 5,762 |
| Additional noninterest expense | $1,052,000 | 4,673 |
| Pre-tax net operating income | $2,032,000 | 2,417 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $672,000 | 1,562 |
| Income before extraordinary items | $1,370,000 | 2,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,370,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,818 |
| Cash dividends | $378,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,363,300 | 2,830 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 4,518 |
| Total interest expense | $1,946,000 | 4,758 |
| Net interest income | $3,367,000 | 4,260 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $750,000 | 3,488 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $440,000 | 2,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $309,000 | 3,643 |
| Total noninterest expense | $2,274,000 | 5,071 |
| Salaries and employee benefits | $1,315,000 | 4,882 |
| Premises and equipment expense | $219,000 | 5,868 |
| Additional noninterest expense | $740,000 | 4,789 |
| Pre-tax net operating income | $1,693,000 | 2,596 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $596,000 | 1,689 |
| Income before extraordinary items | $1,107,000 | 2,903 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,107,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $189,000 | 3,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,100,500 | 3,064 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 4,563 |
| Total interest expense | $1,360,000 | 4,774 |
| Net interest income | $2,204,000 | 4,312 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $501,000 | 3,497 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $281,000 | 2,781 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $219,000 | 3,587 |
| Total noninterest expense | $1,513,000 | 5,095 |
| Salaries and employee benefits | $877,000 | 4,914 |
| Premises and equipment expense | $146,000 | 5,901 |
| Additional noninterest expense | $490,000 | 4,786 |
| Pre-tax net operating income | $1,092,000 | 2,769 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $386,000 | 1,912 |
| Income before extraordinary items | $716,000 | 3,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $716,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $189,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $709,500 | 3,240 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 4,613 |
| Total interest expense | $732,000 | 4,765 |
| Net interest income | $1,075,000 | 4,388 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $243,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $136,000 | 2,821 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,641 |
| Total noninterest expense | $766,000 | 5,068 |
| Salaries and employee benefits | $441,000 | 4,944 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $251,000 | 4,675 |
| Pre-tax net operating income | $552,000 | 2,881 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $193,000 | 2,022 |
| Income before extraordinary items | $359,000 | 3,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $359,000 | 3,335 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,202,000 | 4,667 |
| Total interest expense | $3,307,000 | 4,499 |
| Net interest income | $3,895,000 | 4,708 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $965,000 | 3,610 |
| Gross Fiduciary activities income | $20,000 | 1,151 |
| Service charges on deposit accounts | $585,000 | 2,725 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $360,000 | 3,939 |
| Total noninterest expense | $3,036,000 | 4,971 |
| Salaries and employee benefits | $1,720,000 | 4,899 |
| Premises and equipment expense | $290,000 | 5,867 |
| Additional noninterest expense | $1,026,000 | 4,578 |
| Pre-tax net operating income | $1,824,000 | 3,526 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $530,000 | 2,663 |
| Income before extraordinary items | $1,294,000 | 3,773 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,294,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,708 |
| Cash dividends | $379,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $-508,000 | 8,479 |
| Net operating income | $1,294,000 | 3,766 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 4,708 |
| Total interest expense | $2,476,000 | 4,511 |
| Net interest income | $2,875,000 | 4,779 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $723,000 | 3,617 |
| Gross Fiduciary activities income | $19,000 | 1,088 |
| Service charges on deposit accounts | $432,000 | 2,746 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $2,131,000 | 5,153 |
| Salaries and employee benefits | $1,173,000 | 5,170 |
| Premises and equipment expense | $220,000 | 5,835 |
| Additional noninterest expense | $738,000 | 4,650 |
| Pre-tax net operating income | $1,467,000 | 3,532 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $495,000 | 2,548 |
| Income before extraordinary items | $972,000 | 3,961 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $972,000 | 3,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,826 |
| Cash dividends | $190,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $-508,000 | 8,517 |
| Net operating income | $972,000 | 3,945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 4,766 |
| Total interest expense | $1,620,000 | 4,555 |
| Net interest income | $1,882,000 | 4,851 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $465,000 | 3,703 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $277,000 | 2,821 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $187,000 | 3,909 |
| Total noninterest expense | $1,401,000 | 5,233 |
| Salaries and employee benefits | $763,000 | 5,281 |
| Premises and equipment expense | $148,000 | 5,847 |
| Additional noninterest expense | $490,000 | 4,646 |
| Pre-tax net operating income | $946,000 | 3,655 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $313,000 | 2,686 |
| Income before extraordinary items | $633,000 | 4,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $633,000 | 4,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $190,000 | 3,734 |
| Sale, conversion, retirement of capital stock, net | $-423,000 | 8,584 |
| Net operating income | $633,000 | 4,047 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 4,813 |
| Total interest expense | $788,000 | 4,610 |
| Net interest income | $928,000 | 4,911 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $100,000 | 3,771 |
| Total noninterest expense | $701,000 | 5,247 |
| Salaries and employee benefits | $385,000 | 5,292 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $456,000 | 3,715 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $141,000 | 2,811 |
| Income before extraordinary items | $315,000 | 4,058 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $315,000 | 4,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $-414,000 | 8,625 |
| Net operating income | $315,000 | 4,032 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 4,733 |
| Total interest expense | $2,800,000 | 4,500 |
| Net interest income | $3,780,000 | 4,828 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $946,000 | 3,684 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $576,000 | 2,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $368,000 | 3,898 |
| Total noninterest expense | $2,988,000 | 4,900 |
| Salaries and employee benefits | $1,591,000 | 5,004 |
| Premises and equipment expense | $279,000 | 5,927 |
| Additional noninterest expense | $1,118,000 | 4,160 |
| Pre-tax net operating income | $1,738,000 | 3,968 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $420,000 | 3,373 |
| Income before extraordinary items | $1,318,000 | 4,068 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,318,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $391,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,318,000 | 4,041 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 4,736 |
| Total interest expense | $2,024,000 | 4,520 |
| Net interest income | $2,878,000 | 4,821 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $703,000 | 3,704 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $421,000 | 2,841 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,860 |
| Total noninterest expense | $2,116,000 | 5,076 |
| Salaries and employee benefits | $1,079,000 | 5,314 |
| Premises and equipment expense | $215,000 | 5,874 |
| Additional noninterest expense | $822,000 | 4,192 |
| Pre-tax net operating income | $1,465,000 | 3,836 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $454,000 | 2,993 |
| Income before extraordinary items | $1,011,000 | 4,141 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,011,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $195,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,011,000 | 4,131 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,727 |
| Total interest expense | $1,319,000 | 4,443 |
| Net interest income | $1,930,000 | 4,819 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $464,000 | 3,691 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $261,000 | 2,975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $1,435,000 | 5,042 |
| Salaries and employee benefits | $715,000 | 5,351 |
| Premises and equipment expense | $138,000 | 5,989 |
| Additional noninterest expense | $582,000 | 4,002 |
| Pre-tax net operating income | $959,000 | 3,891 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $297,000 | 3,059 |
| Income before extraordinary items | $662,000 | 4,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $662,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $195,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $662,000 | 4,190 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 4,647 |
| Total interest expense | $626,000 | 4,462 |
| Net interest income | $1,011,000 | 4,681 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $248,000 | 3,492 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $117,000 | 3,129 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,236 |
| Total noninterest expense | $650,000 | 5,361 |
| Salaries and employee benefits | $356,000 | 5,394 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $229,000 | 4,739 |
| Pre-tax net operating income | $609,000 | 3,272 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $189,000 | 2,686 |
| Income before extraordinary items | $420,000 | 3,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $420,000 | 3,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 4,929 |
| Total interest expense | $1,913,000 | 4,561 |
| Net interest income | $3,464,000 | 5,055 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $711,000 | 4,332 |
| Gross Fiduciary activities income | $2,000 | 1,452 |
| Service charges on deposit accounts | $513,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,204 |
| Total noninterest expense | $2,664,000 | 5,168 |
| Salaries and employee benefits | $1,484,000 | 5,087 |
| Premises and equipment expense | $278,000 | 5,933 |
| Additional noninterest expense | $902,000 | 4,760 |
| Pre-tax net operating income | $1,436,000 | 4,491 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $384,000 | 3,764 |
| Income before extraordinary items | $1,052,000 | 4,696 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,052,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $391,000 | 4,045 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 8,758 |
| Net operating income | $1,052,000 | 4,662 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 4,974 |
| Total interest expense | $1,339,000 | 4,620 |
| Net interest income | $2,589,000 | 5,072 |
| Provision for loan and lease losses | $67,000 | 4,861 |
| Total noninterest income | $517,000 | 4,457 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $374,000 | 3,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 5,297 |
| Total noninterest expense | $1,887,000 | 5,324 |
| Salaries and employee benefits | $1,039,000 | 5,297 |
| Premises and equipment expense | $204,000 | 5,984 |
| Additional noninterest expense | $644,000 | 4,877 |
| Pre-tax net operating income | $1,152,000 | 4,414 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $357,000 | 3,505 |
| Income before extraordinary items | $795,000 | 4,771 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $795,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $147,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 8,804 |
| Net operating income | $795,000 | 4,740 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 5,020 |
| Total interest expense | $829,000 | 4,689 |
| Net interest income | $1,705,000 | 5,106 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $339,000 | 4,452 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $1,235,000 | 5,376 |
| Salaries and employee benefits | $683,000 | 5,325 |
| Premises and equipment expense | $134,000 | 6,022 |
| Additional noninterest expense | $418,000 | 4,946 |
| Pre-tax net operating income | $764,000 | 4,397 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $237,000 | 3,497 |
| Income before extraordinary items | $527,000 | 4,759 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $527,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $147,000 | 3,893 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 8,830 |
| Net operating income | $527,000 | 4,707 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 5,074 |
| Total interest expense | $398,000 | 4,703 |
| Net interest income | $845,000 | 5,162 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $160,000 | 4,552 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $607,000 | 5,487 |
| Salaries and employee benefits | $347,000 | 5,324 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $375,000 | 4,440 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $116,000 | 3,521 |
| Income before extraordinary items | $259,000 | 4,770 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $259,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 8,907 |
| Net operating income | $259,000 | 4,731 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 4,921 |
| Total interest expense | $1,527,000 | 4,464 |
| Net interest income | $3,364,000 | 5,037 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $625,000 | 4,712 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $431,000 | 3,469 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,186 |
| Total noninterest expense | $2,417,000 | 5,415 |
| Salaries and employee benefits | $1,364,000 | 5,271 |
| Premises and equipment expense | $260,000 | 6,086 |
| Additional noninterest expense | $793,000 | 5,118 |
| Pre-tax net operating income | $1,482,000 | 4,272 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $398,000 | 3,732 |
| Income before extraordinary items | $1,084,000 | 4,479 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,084,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,596 |
| Cash dividends | $397,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $-272,000 | 8,918 |
| Net operating income | $1,084,000 | 4,409 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 4,939 |
| Total interest expense | $1,144,000 | 4,431 |
| Net interest income | $2,491,000 | 5,073 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $463,000 | 4,744 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $315,000 | 3,545 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 5,169 |
| Total noninterest expense | $1,741,000 | 5,508 |
| Salaries and employee benefits | $967,000 | 5,434 |
| Premises and equipment expense | $189,000 | 6,157 |
| Additional noninterest expense | $585,000 | 5,122 |
| Pre-tax net operating income | $1,145,000 | 4,274 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $353,000 | 3,504 |
| Income before extraordinary items | $792,000 | 4,653 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $792,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $151,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $-272,000 | 8,987 |
| Net operating income | $792,000 | 4,564 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 4,965 |
| Total interest expense | $764,000 | 4,411 |
| Net interest income | $1,648,000 | 5,097 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $315,000 | 4,706 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $205,000 | 3,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,154,000 | 5,558 |
| Salaries and employee benefits | $638,000 | 5,497 |
| Premises and equipment expense | $127,000 | 6,167 |
| Additional noninterest expense | $389,000 | 5,155 |
| Pre-tax net operating income | $764,000 | 4,233 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $237,000 | 3,480 |
| Income before extraordinary items | $527,000 | 4,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,878 |
| Cash dividends | $151,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 9,025 |
| Net operating income | $527,000 | 4,513 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 4,990 |
| Total interest expense | $384,000 | 4,440 |
| Net interest income | $818,000 | 5,130 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $96,000 | 3,683 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $580,000 | 5,558 |
| Salaries and employee benefits | $319,000 | 5,536 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $375,000 | 4,250 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $116,000 | 3,541 |
| Income before extraordinary items | $259,000 | 4,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $259,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $-11,000 | 9,079 |
| Net operating income | $259,000 | 4,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 4,975 |
| Total interest expense | $1,722,000 | 4,488 |
| Net interest income | $3,158,000 | 5,141 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $632,000 | 4,829 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $390,000 | 3,697 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $239,000 | 4,932 |
| Total noninterest expense | $2,289,000 | 5,547 |
| Salaries and employee benefits | $1,344,000 | 5,231 |
| Premises and equipment expense | $244,000 | 6,251 |
| Additional noninterest expense | $701,000 | 5,497 |
| Pre-tax net operating income | $1,411,000 | 4,286 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $374,000 | 3,916 |
| Income before extraordinary items | $1,037,000 | 4,546 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,037,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,848 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $-135,000 | 9,118 |
| Net operating income | $1,037,000 | 4,371 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,008 |
| Total interest expense | $1,319,000 | 4,541 |
| Net interest income | $2,372,000 | 5,161 |
| Provision for loan and lease losses | $67,000 | 5,386 |
| Total noninterest income | $486,000 | 4,821 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $283,000 | 3,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 4,785 |
| Total noninterest expense | $1,604,000 | 5,751 |
| Salaries and employee benefits | $923,000 | 5,519 |
| Premises and equipment expense | $187,000 | 6,172 |
| Additional noninterest expense | $494,000 | 5,684 |
| Pre-tax net operating income | $1,187,000 | 4,104 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $368,000 | 3,551 |
| Income before extraordinary items | $819,000 | 4,532 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $819,000 | 4,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $153,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $-119,000 | 9,172 |
| Net operating income | $819,000 | 4,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 5,007 |
| Total interest expense | $904,000 | 4,565 |
| Net interest income | $1,582,000 | 5,158 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $341,000 | 4,646 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $181,000 | 3,850 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $158,000 | 4,487 |
| Total noninterest expense | $1,062,000 | 5,782 |
| Salaries and employee benefits | $610,000 | 5,565 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $328,000 | 5,680 |
| Pre-tax net operating income | $816,000 | 3,996 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $253,000 | 3,534 |
| Income before extraordinary items | $563,000 | 4,467 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $563,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,733 |
| Cash dividends | $153,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $563,000 | 4,255 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 4,981 |
| Total interest expense | $459,000 | 4,607 |
| Net interest income | $801,000 | 5,092 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $145,000 | 4,974 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $523,000 | 5,848 |
| Salaries and employee benefits | $305,000 | 5,564 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $158,000 | 5,757 |
| Pre-tax net operating income | $401,000 | 4,025 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $277,000 | 4,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $277,000 | 4,250 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 5,035 |
| Total interest expense | $2,165,000 | 4,557 |
| Net interest income | $3,050,000 | 5,231 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $501,000 | 5,209 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $356,000 | 3,822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,719 |
| Total noninterest expense | $2,275,000 | 5,421 |
| Salaries and employee benefits | $1,260,000 | 5,306 |
| Premises and equipment expense | $228,000 | 6,413 |
| Additional noninterest expense | $787,000 | 4,983 |
| Pre-tax net operating income | $1,186,000 | 4,746 |
| Securities gains (losses) | $43,000 | 2,542 |
| Applicable income taxes | $323,000 | 4,315 |
| Income before extraordinary items | $906,000 | 4,865 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $906,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $307,000 | 4,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $874,180 | 4,822 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 5,057 |
| Total interest expense | $3,068,000 | 4,640 |
| Net interest income | $2,778,000 | 5,346 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $438,000 | 5,447 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $301,000 | 4,160 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $134,000 | 5,754 |
| Total noninterest expense | $1,970,000 | 5,796 |
| Salaries and employee benefits | $1,095,000 | 5,661 |
| Premises and equipment expense | $229,000 | 6,372 |
| Additional noninterest expense | $646,000 | 5,575 |
| Pre-tax net operating income | $1,156,000 | 4,512 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $293,000 | 4,317 |
| Income before extraordinary items | $863,000 | 4,675 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $863,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,241 |
| Cash dividends | $307,000 | 4,329 |
| Sale, conversion, retirement of capital stock, net | $-69,000 | 9,490 |
| Net operating income | $863,000 | 4,563 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,224 |
| Total interest expense | $3,094,000 | 4,807 |
| Net interest income | $2,660,000 | 5,588 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $445,000 | 5,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,346 |
| Total noninterest expense | $1,747,000 | 6,162 |
| Salaries and employee benefits | $961,000 | 6,079 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $603,000 | 5,770 |
| Pre-tax net operating income | $1,268,000 | 4,580 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $351,000 | 4,266 |
| Income before extraordinary items | $897,000 | 4,690 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $897,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $315,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $-926,000 | 9,851 |
| Net operating income | $911,400 | 4,645 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 5,472 |
| Total interest expense | $2,612,000 | 5,067 |
| Net interest income | $2,524,000 | 5,767 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $392,000 | 5,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,271 |
| Total noninterest expense | $1,594,000 | 6,545 |
| Salaries and employee benefits | $902,000 | 6,300 |
| Premises and equipment expense | $173,000 | 7,268 |
| Additional noninterest expense | $519,000 | 6,370 |
| Pre-tax net operating income | $1,232,000 | 4,691 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $355,000 | 4,440 |
| Income before extraordinary items | $877,000 | 4,817 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $877,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $342,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $-453,000 | 10,145 |
| Net operating income | $877,000 | 4,774 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 5,501 |
| Total interest expense | $2,742,000 | 5,036 |
| Net interest income | $2,481,000 | 5,880 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $348,000 | 6,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $1,518,000 | 6,640 |
| Salaries and employee benefits | $847,000 | 6,488 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $498,000 | 6,456 |
| Pre-tax net operating income | $1,221,000 | 4,832 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $846,000 | 5,008 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $846,000 | 5,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $360,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $846,000 | 4,925 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 5,751 |
| Total interest expense | $2,595,000 | 5,273 |
| Net interest income | $2,468,000 | 6,103 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $310,000 | 6,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,480,000 | 6,838 |
| Salaries and employee benefits | $827,000 | 6,648 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $479,000 | 6,685 |
| Pre-tax net operating income | $1,208,000 | 5,230 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $369,000 | 5,138 |
| Income before extraordinary items | $839,000 | 5,300 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $839,000 | 5,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $348,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $839,000 | 5,243 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,610,000 | 6,280 |
| Total interest expense | $2,247,000 | 5,948 |
| Net interest income | $2,363,000 | 6,456 |
| Provision for loan and lease losses | $109,000 | 4,905 |
| Total noninterest income | $275,000 | 7,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $1,404,000 | 7,379 |
| Salaries and employee benefits | $773,000 | 7,122 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $456,000 | 7,412 |
| Pre-tax net operating income | $1,125,000 | 5,332 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $310,000 | 5,727 |
| Income before extraordinary items | $815,000 | 5,238 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $815,000 | 5,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,297 |
| Cash dividends | $336,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $815,000 | 5,171 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 6,669 |
| Total interest expense | $2,154,000 | 6,165 |
| Net interest income | $2,159,000 | 6,961 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $219,000 | 8,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,369,000 | 7,682 |
| Salaries and employee benefits | $740,000 | 7,460 |
| Premises and equipment expense | $139,000 | 8,553 |
| Additional noninterest expense | $490,000 | 7,341 |
| Pre-tax net operating income | $949,000 | 6,195 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $682,000 | 6,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $682,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $336,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $682,000 | 6,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 7,005 |
| Total interest expense | $1,689,000 | 6,357 |
| Net interest income | $2,057,000 | 7,433 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $200,000 | 8,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $1,336,000 | 8,129 |
| Salaries and employee benefits | $679,000 | 8,036 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $528,000 | 7,613 |
| Pre-tax net operating income | $906,000 | 6,367 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $679,000 | 6,030 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $679,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $336,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $679,000 | 6,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 7,048 |
| Total interest expense | $1,694,000 | 6,641 |
| Net interest income | $2,167,000 | 7,263 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $168,000 | 9,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $1,277,000 | 8,590 |
| Salaries and employee benefits | $647,000 | 8,414 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $518,000 | 8,046 |
| Pre-tax net operating income | $1,058,000 | 5,652 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $807,000 | 5,536 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $807,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $336,000 | 4,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $807,000 | 5,292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 7,076 |
| Total interest expense | $2,084,000 | 6,911 |
| Net interest income | $2,264,000 | 7,085 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,208,000 | 9,000 |
| Salaries and employee benefits | $596,000 | 8,839 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $502,000 | 8,439 |
| Pre-tax net operating income | $1,174,000 | 5,000 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $293,000 | 6,029 |
| Income before extraordinary items | $881,000 | 5,000 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $881,000 | 5,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $336,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $881,000 | 4,700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.