Home > First National Bank of Nevada > Income and Expense
First National Bank of Nevada, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $122,623,000 | 202 |
| Total interest expense | $46,356,000 | 220 |
| Net interest income | $76,267,000 | 183 |
| Provision for loan and lease losses | $191,400,000 | 46 |
| Total noninterest income | $19,554,000 | 242 |
| Gross Fiduciary activities income | $2,489,000 | 160 |
| Service charges on deposit accounts | $2,031,000 | 422 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,034,000 | 203 |
| Total noninterest expense | $115,133,000 | 126 |
| Salaries and employee benefits | $45,804,000 | 129 |
| Premises and equipment expense | $11,152,000 | 140 |
| Additional noninterest expense | $58,177,000 | 112 |
| Pre-tax net operating income | $-210,712,000 | 8,445 |
| Securities gains (losses) | $1,128,000 | 167 |
| Applicable income taxes | $14,626,000 | 115 |
| Income before extraordinary items | $-224,210,000 | 8,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-224,210,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,264,000 | 51 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-225,338,000 | 8,438 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $21,265,000 | 492 |
| Total interest expense | $10,291,000 | 462 |
| Net interest income | $10,974,000 | 502 |
| Provision for loan and lease losses | $17,993,000 | 116 |
| Total noninterest income | $6,483,000 | 332 |
| Gross Fiduciary activities income | $104,000 | 637 |
| Service charges on deposit accounts | $366,000 | 1,202 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,013,000 | 244 |
| Total noninterest expense | $12,264,000 | 423 |
| Salaries and employee benefits | $3,847,000 | 654 |
| Premises and equipment expense | $1,150,000 | 608 |
| Additional noninterest expense | $7,267,000 | 268 |
| Pre-tax net operating income | $-12,800,000 | 8,456 |
| Securities gains (losses) | $1,128,000 | 136 |
| Applicable income taxes | $-4,418,000 | 8,451 |
| Income before extraordinary items | $-7,254,000 | 8,441 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,254,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $712,000 | 574 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-7,975,920 | 8,444 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $112,839,000 | 395 |
| Total interest expense | $43,332,000 | 472 |
| Net interest income | $69,507,000 | 357 |
| Provision for loan and lease losses | $3,306,000 | 589 |
| Total noninterest income | $24,863,000 | 327 |
| Gross Fiduciary activities income | $426,000 | 630 |
| Service charges on deposit accounts | $1,153,000 | 1,559 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,284,000 | 234 |
| Total noninterest expense | $48,194,000 | 422 |
| Salaries and employee benefits | $13,132,000 | 743 |
| Premises and equipment expense | $3,987,000 | 667 |
| Additional noninterest expense | $31,075,000 | 246 |
| Pre-tax net operating income | $42,870,000 | 258 |
| Securities gains (losses) | $1,501,000 | 137 |
| Applicable income taxes | $16,268,000 | 231 |
| Income before extraordinary items | $28,103,000 | 277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,103,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-572,000 | 8,508 |
| Cash dividends | $48,500,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $27,142,360 | 282 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $86,431,000 | 396 |
| Total interest expense | $33,153,000 | 472 |
| Net interest income | $53,278,000 | 349 |
| Provision for loan and lease losses | $1,398,000 | 684 |
| Total noninterest income | $9,807,000 | 513 |
| Gross Fiduciary activities income | $247,000 | 680 |
| Service charges on deposit accounts | $824,000 | 1,603 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,736,000 | 379 |
| Total noninterest expense | $29,109,000 | 492 |
| Salaries and employee benefits | $6,034,000 | 1,238 |
| Premises and equipment expense | $2,524,000 | 788 |
| Additional noninterest expense | $20,551,000 | 260 |
| Pre-tax net operating income | $32,578,000 | 282 |
| Securities gains (losses) | $1,519,000 | 116 |
| Applicable income taxes | $12,879,000 | 243 |
| Income before extraordinary items | $21,218,000 | 303 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $21,218,000 | 301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-571,000 | 8,532 |
| Cash dividends | $20,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $20,245,840 | 310 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $59,002,000 | 396 |
| Total interest expense | $23,076,000 | 459 |
| Net interest income | $35,926,000 | 353 |
| Provision for loan and lease losses | $1,418,000 | 449 |
| Total noninterest income | $6,696,000 | 524 |
| Gross Fiduciary activities income | $146,000 | 718 |
| Service charges on deposit accounts | $544,000 | 1,625 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,006,000 | 384 |
| Total noninterest expense | $18,989,000 | 520 |
| Salaries and employee benefits | $4,343,000 | 1,177 |
| Premises and equipment expense | $1,445,000 | 913 |
| Additional noninterest expense | $13,201,000 | 279 |
| Pre-tax net operating income | $22,215,000 | 291 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $8,565,000 | 260 |
| Income before extraordinary items | $13,653,000 | 328 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,653,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-441,000 | 8,575 |
| Cash dividends | $20,000,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $13,651,080 | 325 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $30,611,000 | 389 |
| Total interest expense | $12,405,000 | 423 |
| Net interest income | $18,206,000 | 346 |
| Provision for loan and lease losses | $1,151,000 | 268 |
| Total noninterest income | $3,379,000 | 508 |
| Gross Fiduciary activities income | $70,000 | 742 |
| Service charges on deposit accounts | $256,000 | 1,684 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,053,000 | 376 |
| Total noninterest expense | $9,405,000 | 521 |
| Salaries and employee benefits | $2,613,000 | 976 |
| Premises and equipment expense | $710,000 | 936 |
| Additional noninterest expense | $6,082,000 | 286 |
| Pre-tax net operating income | $11,029,000 | 304 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,254,000 | 270 |
| Income before extraordinary items | $6,775,000 | 332 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,775,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-376,000 | 8,612 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,775,000 | 329 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $114,438,000 | 384 |
| Total interest expense | $44,158,000 | 408 |
| Net interest income | $70,280,000 | 349 |
| Provision for loan and lease losses | $1,955,000 | 575 |
| Total noninterest income | $14,713,000 | 472 |
| Gross Fiduciary activities income | $239,000 | 758 |
| Service charges on deposit accounts | $938,000 | 1,845 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,536,000 | 347 |
| Total noninterest expense | $28,790,000 | 619 |
| Salaries and employee benefits | $6,919,000 | 1,425 |
| Premises and equipment expense | $3,003,000 | 839 |
| Additional noninterest expense | $18,868,000 | 340 |
| Pre-tax net operating income | $54,248,000 | 264 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $20,666,000 | 228 |
| Income before extraordinary items | $33,582,000 | 282 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $33,582,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,800 |
| Cash dividends | $8,000,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $33,582,000 | 279 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $83,625,000 | 400 |
| Total interest expense | $31,318,000 | 428 |
| Net interest income | $52,307,000 | 367 |
| Provision for loan and lease losses | $1,075,000 | 712 |
| Total noninterest income | $11,115,000 | 490 |
| Gross Fiduciary activities income | $170,000 | 763 |
| Service charges on deposit accounts | $636,000 | 2,014 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,309,000 | 356 |
| Total noninterest expense | $20,053,000 | 676 |
| Salaries and employee benefits | $5,323,000 | 1,391 |
| Premises and equipment expense | $2,307,000 | 830 |
| Additional noninterest expense | $12,423,000 | 381 |
| Pre-tax net operating income | $42,294,000 | 266 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $16,236,000 | 235 |
| Income before extraordinary items | $26,058,000 | 295 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $26,058,000 | 295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,357 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $26,058,000 | 293 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $54,459,000 | 398 |
| Total interest expense | $19,903,000 | 428 |
| Net interest income | $34,556,000 | 370 |
| Provision for loan and lease losses | $600,000 | 813 |
| Total noninterest income | $7,374,000 | 492 |
| Gross Fiduciary activities income | $97,000 | 812 |
| Service charges on deposit accounts | $405,000 | 2,083 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,872,000 | 352 |
| Total noninterest expense | $12,490,000 | 725 |
| Salaries and employee benefits | $3,693,000 | 1,339 |
| Premises and equipment expense | $1,643,000 | 790 |
| Additional noninterest expense | $7,154,000 | 428 |
| Pre-tax net operating income | $28,840,000 | 265 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,072,000 | 240 |
| Income before extraordinary items | $17,768,000 | 291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $17,768,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 847 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $17,768,000 | 285 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $26,894,000 | 391 |
| Total interest expense | $10,021,000 | 408 |
| Net interest income | $16,873,000 | 379 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,236,000 | 522 |
| Gross Fiduciary activities income | $36,000 | 887 |
| Service charges on deposit accounts | $197,000 | 2,069 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,003,000 | 392 |
| Total noninterest expense | $6,389,000 | 705 |
| Salaries and employee benefits | $2,134,000 | 1,160 |
| Premises and equipment expense | $828,000 | 784 |
| Additional noninterest expense | $3,427,000 | 440 |
| Pre-tax net operating income | $13,720,000 | 270 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,268,000 | 242 |
| Income before extraordinary items | $8,452,000 | 292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,452,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 461 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $8,452,000 | 290 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $88,268,000 | 411 |
| Total interest expense | $33,885,000 | 380 |
| Net interest income | $54,383,000 | 429 |
| Provision for loan and lease losses | $1,215,000 | 860 |
| Total noninterest income | $14,458,000 | 492 |
| Gross Fiduciary activities income | $130,000 | 900 |
| Service charges on deposit accounts | $923,000 | 1,860 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,405,000 | 363 |
| Total noninterest expense | $26,862,000 | 644 |
| Salaries and employee benefits | $6,213,000 | 1,513 |
| Premises and equipment expense | $3,275,000 | 737 |
| Additional noninterest expense | $17,374,000 | 377 |
| Pre-tax net operating income | $40,764,000 | 319 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $15,089,000 | 303 |
| Income before extraordinary items | $25,675,000 | 343 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $25,675,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,632 |
| Cash dividends | $11,600,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $25,675,000 | 336 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $63,147,000 | 417 |
| Total interest expense | $24,560,000 | 368 |
| Net interest income | $38,587,000 | 443 |
| Provision for loan and lease losses | $425,000 | 1,625 |
| Total noninterest income | $11,272,000 | 475 |
| Gross Fiduciary activities income | $81,000 | 917 |
| Service charges on deposit accounts | $709,000 | 1,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,482,000 | 347 |
| Total noninterest expense | $19,651,000 | 653 |
| Salaries and employee benefits | $4,940,000 | 1,405 |
| Premises and equipment expense | $2,477,000 | 730 |
| Additional noninterest expense | $12,234,000 | 386 |
| Pre-tax net operating income | $29,783,000 | 326 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,385,000 | 306 |
| Income before extraordinary items | $18,398,000 | 358 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,398,000 | 359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,594 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $18,398,000 | 350 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $39,122,000 | 435 |
| Total interest expense | $14,186,000 | 390 |
| Net interest income | $24,936,000 | 453 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $7,243,000 | 482 |
| Gross Fiduciary activities income | $29,000 | 1,018 |
| Service charges on deposit accounts | $475,000 | 1,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,739,000 | 355 |
| Total noninterest expense | $13,614,000 | 632 |
| Salaries and employee benefits | $3,563,000 | 1,285 |
| Premises and equipment expense | $1,623,000 | 736 |
| Additional noninterest expense | $8,428,000 | 374 |
| Pre-tax net operating income | $18,565,000 | 343 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,197,000 | 311 |
| Income before extraordinary items | $11,368,000 | 376 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,368,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 8,712 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $11,368,000 | 366 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,964,000 | 450 |
| Total interest expense | $5,475,000 | 463 |
| Net interest income | $12,489,000 | 443 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $3,178,000 | 510 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $236,000 | 1,714 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,936,000 | 371 |
| Total noninterest expense | $6,746,000 | 628 |
| Salaries and employee benefits | $1,841,000 | 1,247 |
| Premises and equipment expense | $852,000 | 702 |
| Additional noninterest expense | $4,053,000 | 378 |
| Pre-tax net operating income | $8,921,000 | 342 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,459,000 | 317 |
| Income before extraordinary items | $5,462,000 | 377 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,462,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,462,000 | 370 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $57,552,000 | 513 |
| Total interest expense | $17,639,000 | 477 |
| Net interest income | $39,913,000 | 516 |
| Provision for loan and lease losses | $2,795,000 | 408 |
| Total noninterest income | $41,247,000 | 249 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $1,063,000 | 1,648 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,181,000 | 194 |
| Total noninterest expense | $18,772,000 | 867 |
| Salaries and employee benefits | $5,733,000 | 1,552 |
| Premises and equipment expense | $3,320,000 | 695 |
| Additional noninterest expense | $9,719,000 | 562 |
| Pre-tax net operating income | $59,593,000 | 234 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $19,363,000 | 232 |
| Income before extraordinary items | $40,230,000 | 239 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $40,230,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,730 |
| Cash dividends | $10,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $40,230,000 | 232 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $39,744,000 | 548 |
| Total interest expense | $11,811,000 | 515 |
| Net interest income | $27,933,000 | 546 |
| Provision for loan and lease losses | $1,560,000 | 511 |
| Total noninterest income | $35,042,000 | 236 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $831,000 | 1,584 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,211,000 | 188 |
| Total noninterest expense | $14,326,000 | 851 |
| Salaries and employee benefits | $4,198,000 | 1,582 |
| Premises and equipment expense | $2,521,000 | 690 |
| Additional noninterest expense | $7,607,000 | 533 |
| Pre-tax net operating income | $47,089,000 | 226 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $16,680,000 | 215 |
| Income before extraordinary items | $30,409,000 | 237 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $30,409,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-538,000 | 8,988 |
| Cash dividends | $10,000,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $30,409,000 | 229 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $23,590,000 | 590 |
| Total interest expense | $6,678,000 | 596 |
| Net interest income | $16,912,000 | 587 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $29,583,000 | 205 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $579,000 | 1,524 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,004,000 | 163 |
| Total noninterest expense | $9,838,000 | 824 |
| Salaries and employee benefits | $2,291,000 | 1,894 |
| Premises and equipment expense | $1,694,000 | 690 |
| Additional noninterest expense | $5,853,000 | 474 |
| Pre-tax net operating income | $36,057,000 | 206 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $12,720,000 | 197 |
| Income before extraordinary items | $23,337,000 | 217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,337,000 | 218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-553,000 | 9,055 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $23,337,000 | 211 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,226,000 | 677 |
| Total interest expense | $2,877,000 | 703 |
| Net interest income | $7,349,000 | 666 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $12,935,000 | 216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $284,000 | 1,511 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,651,000 | 170 |
| Total noninterest expense | $4,771,000 | 858 |
| Salaries and employee benefits | $902,000 | 2,404 |
| Premises and equipment expense | $814,000 | 731 |
| Additional noninterest expense | $3,055,000 | 451 |
| Pre-tax net operating income | $15,513,000 | 219 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,476,000 | 211 |
| Income before extraordinary items | $10,037,000 | 238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,037,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-541,000 | 9,098 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,037,000 | 221 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $29,023,000 | 969 |
| Total interest expense | $10,145,000 | 873 |
| Net interest income | $18,878,000 | 1,021 |
| Provision for loan and lease losses | $4,360,000 | 360 |
| Total noninterest income | $43,706,000 | 248 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,242,000 | 1,394 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,464,000 | 206 |
| Total noninterest expense | $21,127,000 | 763 |
| Salaries and employee benefits | $5,316,000 | 1,625 |
| Premises and equipment expense | $3,217,000 | 712 |
| Additional noninterest expense | $12,594,000 | 459 |
| Pre-tax net operating income | $37,097,000 | 304 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $13,245,000 | 303 |
| Income before extraordinary items | $23,852,000 | 331 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $23,852,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,604,000 | 452 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,852,000 | 310 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,495,000 | 1,048 |
| Total interest expense | $7,332,000 | 953 |
| Net interest income | $13,163,000 | 1,115 |
| Provision for loan and lease losses | $3,550,000 | 357 |
| Total noninterest income | $30,887,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $970,000 | 1,340 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,917,000 | 217 |
| Total noninterest expense | $14,510,000 | 844 |
| Salaries and employee benefits | $3,447,000 | 1,877 |
| Premises and equipment expense | $2,450,000 | 718 |
| Additional noninterest expense | $8,613,000 | 503 |
| Pre-tax net operating income | $25,990,000 | 326 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $9,279,000 | 331 |
| Income before extraordinary items | $16,711,000 | 369 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $16,711,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,464,000 | 372 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $16,711,000 | 338 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,038,000 | 1,117 |
| Total interest expense | $4,956,000 | 968 |
| Net interest income | $8,082,000 | 1,205 |
| Provision for loan and lease losses | $800,000 | 760 |
| Total noninterest income | $19,650,000 | 264 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $693,000 | 1,242 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,957,000 | 217 |
| Total noninterest expense | $9,503,000 | 860 |
| Salaries and employee benefits | $2,030,000 | 2,093 |
| Premises and equipment expense | $1,642,000 | 714 |
| Additional noninterest expense | $5,831,000 | 502 |
| Pre-tax net operating income | $17,429,000 | 327 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,210,000 | 335 |
| Income before extraordinary items | $11,219,000 | 363 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,219,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 884 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $11,219,000 | 338 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 1,181 |
| Total interest expense | $2,477,000 | 992 |
| Net interest income | $3,790,000 | 1,290 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $8,624,000 | 291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $373,000 | 1,107 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,251,000 | 231 |
| Total noninterest expense | $4,842,000 | 842 |
| Salaries and employee benefits | $1,138,000 | 1,874 |
| Premises and equipment expense | $803,000 | 735 |
| Additional noninterest expense | $2,901,000 | 501 |
| Pre-tax net operating income | $7,572,000 | 348 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,687,000 | 376 |
| Income before extraordinary items | $4,885,000 | 395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,885,000 | 395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 927 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,885,000 | 364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,529,000 | 1,766 |
| Total interest expense | $6,959,000 | 1,635 |
| Net interest income | $10,570,000 | 1,842 |
| Provision for loan and lease losses | $1,235,000 | 1,099 |
| Total noninterest income | $28,857,000 | 316 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,123,000 | 1,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,734,000 | 249 |
| Total noninterest expense | $16,626,000 | 945 |
| Salaries and employee benefits | $5,272,000 | 1,534 |
| Premises and equipment expense | $2,624,000 | 831 |
| Additional noninterest expense | $8,730,000 | 618 |
| Pre-tax net operating income | $21,566,000 | 446 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,686,000 | 396 |
| Income before extraordinary items | $12,880,000 | 523 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,880,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,508 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $12,880,000 | 495 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,877,000 | 2,647 |
| Total interest expense | $6,412,000 | 2,499 |
| Net interest income | $6,465,000 | 2,747 |
| Provision for loan and lease losses | $1,375,000 | 971 |
| Total noninterest income | $15,252,000 | 456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $616,000 | 2,385 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,636,000 | 347 |
| Total noninterest expense | $15,582,000 | 951 |
| Salaries and employee benefits | $6,486,000 | 1,142 |
| Premises and equipment expense | $1,832,000 | 1,163 |
| Additional noninterest expense | $7,264,000 | 718 |
| Pre-tax net operating income | $4,760,000 | 1,509 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,678,000 | 1,363 |
| Income before extraordinary items | $3,082,000 | 1,704 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,082,000 | 1,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $998,000 | 946 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,082,000 | 1,631 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,316,000 | 2,831 |
| Total interest expense | $5,941,000 | 2,812 |
| Net interest income | $6,375,000 | 2,789 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $4,995,000 | 929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,657,000 | 660 |
| Total noninterest expense | $13,011,000 | 1,076 |
| Salaries and employee benefits | $5,562,000 | 1,271 |
| Premises and equipment expense | $1,542,000 | 1,327 |
| Additional noninterest expense | $5,907,000 | 840 |
| Pre-tax net operating income | $-2,391,000 | 9,834 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-753,000 | 9,823 |
| Income before extraordinary items | $-1,638,000 | 9,809 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,638,000 | 9,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 1,098 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,638,000 | 9,809 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,535,000 | 3,066 |
| Total interest expense | $4,075,000 | 3,530 |
| Net interest income | $6,460,000 | 2,720 |
| Provision for loan and lease losses | $601,000 | 1,497 |
| Total noninterest income | $3,671,000 | 1,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,452,000 | 812 |
| Total noninterest expense | $13,620,000 | 1,026 |
| Salaries and employee benefits | $8,102,000 | 845 |
| Premises and equipment expense | $1,665,000 | 1,211 |
| Additional noninterest expense | $3,853,000 | 1,201 |
| Pre-tax net operating income | $-4,090,000 | 10,195 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,391,000 | 10,187 |
| Income before extraordinary items | $-2,699,000 | 10,176 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,699,000 | 10,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,868 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,699,000 | 10,172 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 9,811 |
| Total interest expense | $526,000 | 9,635 |
| Net interest income | $522,000 | 9,875 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $877,000 | 8,503 |
| Salaries and employee benefits | $344,000 | 9,330 |
| Premises and equipment expense | $105,000 | 8,597 |
| Additional noninterest expense | $428,000 | 6,999 |
| Pre-tax net operating income | $-237,000 | 10,024 |
| Securities gains (losses) | $-16,000 | 10,254 |
| Applicable income taxes | $-95,000 | 10,219 |
| Income before extraordinary items | $-158,000 | 10,014 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-158,000 | 10,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,828 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-147,760 | 9,956 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 7,068 |
| Total interest expense | $1,565,000 | 7,197 |
| Net interest income | $2,020,000 | 6,884 |
| Provision for loan and lease losses | $103,000 | 5,098 |
| Total noninterest income | $435,000 | 5,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,621 |
| Total noninterest expense | $2,062,000 | 5,535 |
| Salaries and employee benefits | $851,000 | 6,533 |
| Premises and equipment expense | $397,000 | 4,472 |
| Additional noninterest expense | $814,000 | 4,659 |
| Pre-tax net operating income | $290,000 | 9,048 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $240,000 | 8,832 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $240,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,491 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $240,000 | 8,798 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 7,320 |
| Total interest expense | $1,653,000 | 7,209 |
| Net interest income | $1,905,000 | 7,344 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $432,000 | 5,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,822 |
| Total noninterest expense | $1,892,000 | 6,181 |
| Salaries and employee benefits | $804,000 | 6,962 |
| Premises and equipment expense | $386,000 | 4,667 |
| Additional noninterest expense | $702,000 | 5,740 |
| Pre-tax net operating income | $390,000 | 8,561 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $279,000 | 8,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $279,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $279,000 | 8,531 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 7,790 |
| Total interest expense | $1,255,000 | 8,418 |
| Net interest income | $2,054,000 | 7,188 |
| Provision for loan and lease losses | $476,000 | 1,643 |
| Total noninterest income | $391,000 | 6,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,514 |
| Total noninterest expense | $1,911,000 | 6,204 |
| Salaries and employee benefits | $754,000 | 7,373 |
| Premises and equipment expense | $402,000 | 4,513 |
| Additional noninterest expense | $755,000 | 5,503 |
| Pre-tax net operating income | $58,000 | 11,275 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $23,000 | 10,706 |
| Income before extraordinary items | $35,000 | 11,371 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $35,000 | 11,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,598 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $35,000 | 11,336 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 8,211 |
| Total interest expense | $1,104,000 | 8,278 |
| Net interest income | $1,804,000 | 8,033 |
| Provision for loan and lease losses | $275,000 | 2,418 |
| Total noninterest income | $565,000 | 4,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,864 |
| Total noninterest expense | $1,703,000 | 6,980 |
| Salaries and employee benefits | $703,000 | 7,859 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $670,000 | 6,534 |
| Pre-tax net operating income | $391,000 | 9,436 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $253,000 | 9,666 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $253,000 | 9,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,967 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $253,000 | 9,737 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 9,025 |
| Total interest expense | $897,000 | 9,566 |
| Net interest income | $1,692,000 | 8,519 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $419,000 | 6,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $1,400,000 | 8,190 |
| Salaries and employee benefits | $603,000 | 8,782 |
| Premises and equipment expense | $265,000 | 6,412 |
| Additional noninterest expense | $532,000 | 7,934 |
| Pre-tax net operating income | $576,000 | 8,115 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $194,000 | 7,729 |
| Income before extraordinary items | $378,000 | 8,655 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $378,000 | 8,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $380,640 | 8,373 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 9,702 |
| Total interest expense | $1,093,000 | 10,004 |
| Net interest income | $1,518,000 | 9,217 |
| Provision for loan and lease losses | $208,000 | 5,117 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $1,185,000 | 9,113 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $232,000 | 7,136 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $406,000 | 9,185 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $261,000 | 9,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $261,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $258,440 | 9,438 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.