Home > First National Bank of Michigan > Income and Expense

First National Bank of Michigan, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,216,0001,077
Total interest expense$18,447,000828
Net interest income$23,769,0001,258
Provision for loan and lease losses$660,0001,086
Total noninterest income$1,277,0002,469
Gross Fiduciary activities income$0981
Service charges on deposit accounts$433,0001,805
Trading account gains and feesNANA
Additional Noninterest Income$844,0002,453
Total noninterest expense$19,914,0001,218
Salaries and employee benefits$11,587,0001,199
Premises and equipment expense$2,069,0001,180
Additional noninterest expense$844,0002,453
Pre-tax net operating income$4,472,0002,047
Securities gains (losses)$-7,0003,338
Applicable income taxes$725,0001,651
Income before extraordinary items$3,740,0002,065
Extraordinary gains, net$054
Net income$3,740,0002,090
Minority interest net income$088
Net income of bank and minority interests.$3,740,0002,068
Net charge-offs$-2,0003,575
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$707,000232
Net operating income$3,745,8802,097
2023-09-30 (YTD Data)Rank
Total interest income$30,986,0001,075
Total interest expense$12,755,000826
Net interest income$18,231,0001,232
Provision for loan and lease losses$1,222,000583
Total noninterest income$937,0002,484
Gross Fiduciary activities income$0950
Service charges on deposit accounts$305,0001,875
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,445
Total noninterest expense$14,730,0001,221
Salaries and employee benefits$8,991,0001,159
Premises and equipment expense$1,559,0001,182
Additional noninterest expense$632,0002,444
Pre-tax net operating income$3,216,0002,151
Securities gains (losses)$-7,0003,437
Applicable income taxes$578,0001,650
Income before extraordinary items$2,631,0002,198
Extraordinary gains, net$052
Net income$2,631,0002,220
Minority interest net income$081
Net income of bank and minority interests.$2,631,0002,200
Net charge-offs$-1,0003,402
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$524,000214
Net operating income$2,636,7402,218
2023-06-30 (YTD Data)Rank
Total interest income$19,835,0001,088
Total interest expense$7,509,000831
Net interest income$12,326,0001,234
Provision for loan and lease losses$929,000531
Total noninterest income$622,0002,441
Gross Fiduciary activities income$0931
Service charges on deposit accounts$196,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$426,0002,367
Total noninterest expense$9,928,0001,199
Salaries and employee benefits$5,966,0001,155
Premises and equipment expense$1,058,0001,160
Additional noninterest expense$426,0002,363
Pre-tax net operating income$2,091,0002,200
Securities gains (losses)$-7,0003,750
Applicable income taxes$375,0001,687
Income before extraordinary items$1,709,0002,239
Extraordinary gains, net$051
Net income$1,709,0002,266
Minority interest net income$081
Net income of bank and minority interests.$1,709,0002,239
Net charge-offs$-1,0003,356
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$364,000200
Net operating income$1,714,7402,253
2023-03-31 (YTD Data)Rank
Total interest income$9,579,0001,099
Total interest expense$3,072,000877
Net interest income$6,507,0001,184
Provision for loan and lease losses$592,000475
Total noninterest income$300,0002,486
Gross Fiduciary activities income$0913
Service charges on deposit accounts$94,0001,971
Trading account gains and feesNANA
Additional Noninterest Income$206,0002,405
Total noninterest expense$4,941,0001,219
Salaries and employee benefits$3,007,0001,176
Premises and equipment expense$531,0001,182
Additional noninterest expense$206,0002,405
Pre-tax net operating income$1,274,0001,995
Securities gains (losses)$-7,0004,001
Applicable income taxes$219,0001,615
Income before extraordinary items$1,048,0002,040
Extraordinary gains, net$04
Net income$1,048,0002,039
Minority interest net income$048
Net income of bank and minority interests.$1,048,0002,040
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$162,000194
Net operating income$1,053,8102,056
2022-12-31 (YTD Data)Rank
Total interest income$31,509,0001,098
Total interest expense$3,744,000986
Net interest income$27,765,0001,102
Provision for loan and lease losses$2,078,000504
Total noninterest income$1,264,0002,540
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$322,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$942,0002,389
Total noninterest expense$19,010,0001,236
Salaries and employee benefits$11,251,0001,205
Premises and equipment expense$2,078,0001,168
Additional noninterest expense$942,0002,389
Pre-tax net operating income$7,941,0001,495
Securities gains (losses)$-39,0003,705
Applicable income taxes$1,363,0001,336
Income before extraordinary items$6,539,0001,537
Extraordinary gains, net$05
Net income$6,539,0001,535
Minority interest net income$063
Net income of bank and minority interests.$6,539,0001,536
Net charge-offs$-1,0003,246
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$467,000332
Net operating income$6,571,3701,549
2022-09-30 (YTD Data)Rank
Total interest income$22,407,0001,100
Total interest expense$2,125,000961
Net interest income$20,282,0001,114
Provision for loan and lease losses$1,456,000483
Total noninterest income$978,0002,521
Gross Fiduciary activities income$0968
Service charges on deposit accounts$264,0002,111
Trading account gains and feesNANA
Additional Noninterest Income$714,0002,413
Total noninterest expense$13,944,0001,250
Salaries and employee benefits$8,418,0001,201
Premises and equipment expense$1,510,0001,197
Additional noninterest expense$714,0002,413
Pre-tax net operating income$5,860,0001,510
Securities gains (losses)$0740
Applicable income taxes$996,0001,346
Income before extraordinary items$4,864,0001,522
Extraordinary gains, net$04
Net income$4,864,0001,521
Minority interest net income$057
Net income of bank and minority interests.$4,864,0001,522
Net charge-offs$-1,0003,079
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$319,000307
Net operating income$4,864,0001,555
2022-06-30 (YTD Data)Rank
Total interest income$14,276,0001,104
Total interest expense$1,305,000883
Net interest income$12,971,0001,121
Provision for loan and lease losses$920,000452
Total noninterest income$664,0002,490
Gross Fiduciary activities income$0925
Service charges on deposit accounts$172,0002,123
Trading account gains and feesNANA
Additional Noninterest Income$492,0002,412
Total noninterest expense$8,817,0001,291
Salaries and employee benefits$5,297,0001,255
Premises and equipment expense$1,002,0001,193
Additional noninterest expense$2,518,0001,333
Pre-tax net operating income$3,898,0001,441
Securities gains (losses)$0687
Applicable income taxes$663,0001,282
Income before extraordinary items$3,235,0001,445
Extraordinary gains, net$04
Net income$3,235,0001,444
Minority interest net income$060
Net income of bank and minority interests.$3,235,0001,445
Net charge-offs$-1,0002,999
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$177,000314
Net operating income$3,235,0001,483
2022-03-31 (YTD Data)Rank
Total interest income$6,905,0001,108
Total interest expense$715,000765
Net interest income$6,190,0001,131
Provision for loan and lease losses$468,000354
Total noninterest income$347,0002,427
Gross Fiduciary activities income$0892
Service charges on deposit accounts$84,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$263,0002,322
Total noninterest expense$4,356,0001,304
Salaries and employee benefits$2,682,0001,235
Premises and equipment expense$450,0001,333
Additional noninterest expense$1,224,0001,356
Pre-tax net operating income$1,713,0001,499
Securities gains (losses)$0623
Applicable income taxes$274,0001,388
Income before extraordinary items$1,439,0001,496
Extraordinary gains, net$04
Net income$1,439,0001,495
Minority interest net income$050
Net income of bank and minority interests.$1,439,0001,496
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$112,000260
Net operating income$1,439,0001,512
2021-12-31 (YTD Data)Rank
Total interest income$29,476,0001,070
Total interest expense$3,098,000874
Net interest income$26,378,0001,078
Provision for loan and lease losses$1,896,000314
Total noninterest income$1,319,0002,691
Gross Fiduciary activities income$0994
Service charges on deposit accounts$322,0002,108
Trading account gains and feesNANA
Additional Noninterest Income$997,0002,638
Total noninterest expense$16,813,0001,330
Salaries and employee benefits$9,850,0001,305
Premises and equipment expense$2,217,0001,106
Additional noninterest expense$4,746,0001,388
Pre-tax net operating income$8,988,0001,374
Securities gains (losses)$-54,0004,573
Applicable income taxes$1,541,0001,294
Income before extraordinary items$7,393,0001,436
Extraordinary gains, net$010
Net income$7,393,0001,436
Minority interest net income$074
Net income of bank and minority interests.$7,393,0001,436
Net charge-offs$-6,0003,525
Cash dividends$250,0003,188
Sale, conversion, retirement of capital stock, net$414,000332
Net operating income$7,437,8201,403
2021-09-30 (YTD Data)Rank
Total interest income$21,465,0001,125
Total interest expense$2,293,000937
Net interest income$19,172,0001,126
Provision for loan and lease losses$1,395,000315
Total noninterest income$964,0002,751
Gross Fiduciary activities income$0957
Service charges on deposit accounts$236,0002,133
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,690
Total noninterest expense$12,062,0001,385
Salaries and employee benefits$7,276,0001,340
Premises and equipment expense$1,626,0001,141
Additional noninterest expense$3,160,0001,527
Pre-tax net operating income$6,679,0001,426
Securities gains (losses)$-2,0004,460
Applicable income taxes$1,269,0001,285
Income before extraordinary items$5,408,0001,527
Extraordinary gains, net$08
Net income$5,408,0001,527
Minority interest net income$069
Net income of bank and minority interests.$5,408,0001,527
Net charge-offs$-5,0003,437
Cash dividends$250,0002,755
Sale, conversion, retirement of capital stock, net$315,000295
Net operating income$5,409,6201,494
2021-06-30 (YTD Data)Rank
Total interest income$13,996,0001,140
Total interest expense$1,534,000974
Net interest income$12,462,0001,148
Provision for loan and lease losses$840,000371
Total noninterest income$619,0002,759
Gross Fiduciary activities income$0951
Service charges on deposit accounts$151,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$468,0002,701
Total noninterest expense$7,952,0001,388
Salaries and employee benefits$4,824,0001,337
Premises and equipment expense$1,061,0001,155
Additional noninterest expense$2,067,0001,535
Pre-tax net operating income$4,289,0001,459
Securities gains (losses)$-2,0004,535
Applicable income taxes$848,0001,270
Income before extraordinary items$3,439,0001,559
Extraordinary gains, net$06
Net income$3,439,0001,559
Minority interest net income$067
Net income of bank and minority interests.$3,439,0001,559
Net charge-offs$-3,0003,379
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$160,000304
Net operating income$3,440,6001,526
2021-03-31 (YTD Data)Rank
Total interest income$7,136,0001,112
Total interest expense$845,000936
Net interest income$6,291,0001,128
Provision for loan and lease losses$540,000348
Total noninterest income$295,0002,811
Gross Fiduciary activities income$0922
Service charges on deposit accounts$71,0002,200
Trading account gains and feesNANA
Additional Noninterest Income$224,0002,734
Total noninterest expense$3,973,0001,373
Salaries and employee benefits$2,442,0001,312
Premises and equipment expense$521,0001,180
Additional noninterest expense$1,010,0001,539
Pre-tax net operating income$2,073,0001,487
Securities gains (losses)$01,392
Applicable income taxes$415,0001,276
Income before extraordinary items$1,658,0001,609
Extraordinary gains, net$03
Net income$1,658,0001,609
Minority interest net income$055
Net income of bank and minority interests.$1,658,0001,609
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$104,000246
Net operating income$1,658,0001,565
2020-12-31 (YTD Data)Rank
Total interest income$26,915,0001,166
Total interest expense$4,363,0001,075
Net interest income$22,552,0001,165
Provision for loan and lease losses$1,959,0001,058
Total noninterest income$1,224,0002,660
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$290,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$934,0002,555
Total noninterest expense$14,509,0001,445
Salaries and employee benefits$8,567,0001,427
Premises and equipment expense$1,752,0001,338
Additional noninterest expense$4,190,0001,475
Pre-tax net operating income$7,308,0001,342
Securities gains (losses)$02,675
Applicable income taxes$1,845,000985
Income before extraordinary items$5,463,0001,531
Extraordinary gains, net$04
Net income$5,463,0001,531
Minority interest net income$072
Net income of bank and minority interests.$5,463,0001,531
Net charge-offs$-200,0004,851
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$288,000332
Net operating income$5,463,0001,487
2020-09-30 (YTD Data)Rank
Total interest income$18,297,0001,255
Total interest expense$3,423,0001,096
Net interest income$14,874,0001,276
Provision for loan and lease losses$1,819,000943
Total noninterest income$903,0002,640
Gross Fiduciary activities income$0981
Service charges on deposit accounts$215,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$688,0002,525
Total noninterest expense$10,553,0001,464
Salaries and employee benefits$6,406,0001,407
Premises and equipment expense$1,260,0001,387
Additional noninterest expense$2,887,0001,558
Pre-tax net operating income$3,405,0001,886
Securities gains (losses)$02,494
Applicable income taxes$734,0001,416
Income before extraordinary items$2,671,0002,054
Extraordinary gains, net$04
Net income$2,671,0002,055
Minority interest net income$065
Net income of bank and minority interests.$2,671,0002,055
Net charge-offs$-199,0004,913
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$228,000305
Net operating income$2,671,0002,001
2020-06-30 (YTD Data)Rank
Total interest income$12,337,0001,259
Total interest expense$2,376,0001,142
Net interest income$9,961,0001,273
Provision for loan and lease losses$1,316,000921
Total noninterest income$593,0002,625
Gross Fiduciary activities income$0970
Service charges on deposit accounts$143,0002,338
Trading account gains and feesNANA
Additional Noninterest Income$450,0002,474
Total noninterest expense$7,016,0001,458
Salaries and employee benefits$4,295,0001,404
Premises and equipment expense$811,0001,418
Additional noninterest expense$1,910,0001,564
Pre-tax net operating income$2,222,0001,857
Securities gains (losses)$02,249
Applicable income taxes$413,0001,502
Income before extraordinary items$1,809,0001,972
Extraordinary gains, net$04
Net income$1,809,0001,973
Minority interest net income$065
Net income of bank and minority interests.$1,809,0001,973
Net charge-offs$-197,0004,972
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$147,000284
Net operating income$1,809,0001,932
2020-03-31 (YTD Data)Rank
Total interest income$6,494,0001,220
Total interest expense$1,265,0001,178
Net interest income$5,229,0001,200
Provision for loan and lease losses$784,000697
Total noninterest income$284,0002,592
Gross Fiduciary activities income$0941
Service charges on deposit accounts$71,0002,584
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,367
Total noninterest expense$3,471,0001,477
Salaries and employee benefits$2,090,0001,440
Premises and equipment expense$406,0001,426
Additional noninterest expense$975,0001,552
Pre-tax net operating income$1,258,0001,520
Securities gains (losses)$01,705
Applicable income taxes$233,0001,270
Income before extraordinary items$1,025,0001,627
Extraordinary gains, net$04
Net income$1,025,0001,628
Minority interest net income$056
Net income of bank and minority interests.$1,025,0001,628
Net charge-offs$-196,0005,032
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$63,000291
Net operating income$1,025,0001,604
2019-12-31 (YTD Data)Rank
Total interest income$26,106,0001,209
Total interest expense$5,491,0001,152
Net interest income$20,615,0001,225
Provision for loan and lease losses$692,0001,214
Total noninterest income$1,069,0002,730
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$292,0002,653
Trading account gains and feesNANA
Additional Noninterest Income$777,0002,533
Total noninterest expense$13,608,0001,474
Salaries and employee benefits$8,038,0001,443
Premises and equipment expense$1,664,0001,374
Additional noninterest expense$3,906,0001,540
Pre-tax net operating income$7,384,0001,301
Securities gains (losses)$30,0001,474
Applicable income taxes$1,372,0001,177
Income before extraordinary items$6,042,0001,380
Extraordinary gains, net$011
Net income$6,042,0001,383
Minority interest net income$076
Net income of bank and minority interests.$6,042,0001,383
Net charge-offs$791,000777
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$174,000413
Net operating income$6,017,7001,350
2019-09-30 (YTD Data)Rank
Total interest income$19,556,0001,218
Total interest expense$4,168,0001,139
Net interest income$15,388,0001,242
Provision for loan and lease losses$555,0001,067
Total noninterest income$788,0002,775
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$216,0002,721
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,569
Total noninterest expense$10,300,0001,464
Salaries and employee benefits$5,967,0001,467
Premises and equipment expense$1,218,0001,417
Additional noninterest expense$3,115,0001,468
Pre-tax net operating income$5,321,0001,377
Securities gains (losses)$30,0001,272
Applicable income taxes$976,0001,248
Income before extraordinary items$4,375,0001,445
Extraordinary gains, net$011
Net income$4,375,0001,445
Minority interest net income$072
Net income of bank and minority interests.$4,375,0001,447
Net charge-offs$695,000620
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$201,000337
Net operating income$4,350,4001,416
2019-06-30 (YTD Data)Rank
Total interest income$12,824,0001,231
Total interest expense$2,809,0001,108
Net interest income$10,015,0001,271
Provision for loan and lease losses$385,0001,039
Total noninterest income$514,0002,772
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$129,0002,862
Trading account gains and feesNANA
Additional Noninterest Income$385,0002,527
Total noninterest expense$6,705,0001,497
Salaries and employee benefits$3,935,0001,485
Premises and equipment expense$741,0001,535
Additional noninterest expense$2,029,0001,497
Pre-tax net operating income$3,439,0001,388
Securities gains (losses)$01,702
Applicable income taxes$619,0001,278
Income before extraordinary items$2,820,0001,457
Extraordinary gains, net$011
Net income$2,820,0001,456
Minority interest net income$069
Net income of bank and minority interests.$2,820,0001,457
Net charge-offs$695,000462
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$128,000328
Net operating income$2,820,0001,429
2019-03-31 (YTD Data)Rank
Total interest income$6,291,0001,243
Total interest expense$1,352,0001,118
Net interest income$4,939,0001,285
Provision for loan and lease losses$196,000965
Total noninterest income$255,0002,722
Gross Fiduciary activities income$0972
Service charges on deposit accounts$62,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$193,0002,437
Total noninterest expense$3,298,0001,534
Salaries and employee benefits$1,959,0001,490
Premises and equipment expense$354,0001,619
Additional noninterest expense$985,0001,527
Pre-tax net operating income$1,700,0001,372
Securities gains (losses)$01,087
Applicable income taxes$303,0001,251
Income before extraordinary items$1,397,0001,427
Extraordinary gains, net$05
Net income$1,397,0001,425
Minority interest net income$052
Net income of bank and minority interests.$1,397,0001,426
Net charge-offs$695,000266
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$60,000293
Net operating income$1,397,0001,402
2018-12-31 (YTD Data)Rank
Total interest income$22,441,0001,306
Total interest expense$3,450,0001,278
Net interest income$18,991,0001,294
Provision for loan and lease losses$1,005,000870
Total noninterest income$1,039,0002,810
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$274,0002,884
Trading account gains and feesNANA
Additional Noninterest Income$765,0002,549
Total noninterest expense$12,405,0001,562
Salaries and employee benefits$7,159,0001,570
Premises and equipment expense$1,384,0001,618
Additional noninterest expense$3,862,0001,554
Pre-tax net operating income$6,620,0001,412
Securities gains (losses)$21,000564
Applicable income taxes$1,187,0001,231
Income before extraordinary items$5,454,0001,473
Extraordinary gains, net$06
Net income$5,454,0001,472
Minority interest net income$072
Net income of bank and minority interests.$5,454,0001,472
Net charge-offs$21,0003,086
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$-16,0005,342
Net operating income$5,436,7801,472
2018-09-30 (YTD Data)Rank
Total interest income$16,234,0001,328
Total interest expense$2,160,0001,412
Net interest income$14,074,0001,304
Provision for loan and lease losses$878,000731
Total noninterest income$779,0002,832
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$207,0002,887
Trading account gains and feesNANA
Additional Noninterest Income$572,0002,578
Total noninterest expense$9,022,0001,610
Salaries and employee benefits$5,196,0001,613
Premises and equipment expense$1,013,0001,664
Additional noninterest expense$2,813,0001,585
Pre-tax net operating income$4,953,0001,436
Securities gains (losses)$21,000556
Applicable income taxes$965,0001,197
Income before extraordinary items$4,009,0001,507
Extraordinary gains, net$05
Net income$4,009,0001,506
Minority interest net income$066
Net income of bank and minority interests.$4,009,0001,506
Net charge-offs$-8,0004,430
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$162,000370
Net operating income$3,991,9901,504
2018-06-30 (YTD Data)Rank
Total interest income$10,419,0001,362
Total interest expense$1,272,0001,481
Net interest income$9,147,0001,327
Provision for loan and lease losses$453,000882
Total noninterest income$516,0002,846
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$137,0002,896
Trading account gains and feesNANA
Additional Noninterest Income$379,0002,596
Total noninterest expense$5,971,0001,630
Salaries and employee benefits$3,462,0001,635
Premises and equipment expense$631,0001,772
Additional noninterest expense$1,878,0001,592
Pre-tax net operating income$3,239,0001,444
Securities gains (losses)$9,000622
Applicable income taxes$636,0001,195
Income before extraordinary items$2,612,0001,519
Extraordinary gains, net$06
Net income$2,612,0001,518
Minority interest net income$065
Net income of bank and minority interests.$2,612,0001,518
Net charge-offs$-6,0004,367
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$98,000372
Net operating income$2,604,8001,505
2018-03-31 (YTD Data)Rank
Total interest income$4,994,0001,401
Total interest expense$570,0001,553
Net interest income$4,424,0001,357
Provision for loan and lease losses$176,0001,036
Total noninterest income$255,0002,828
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$66,0002,967
Trading account gains and feesNANA
Additional Noninterest Income$189,0002,561
Total noninterest expense$2,975,0001,644
Salaries and employee benefits$1,736,0001,644
Premises and equipment expense$311,0001,819
Additional noninterest expense$928,0001,610
Pre-tax net operating income$1,528,0001,460
Securities gains (losses)$0735
Applicable income taxes$291,0001,246
Income before extraordinary items$1,237,0001,553
Extraordinary gains, net$07
Net income$1,237,0001,553
Minority interest net income$052
Net income of bank and minority interests.$1,237,0001,553
Net charge-offs$-4,0004,365
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$42,000357
Net operating income$1,237,0001,544
2017-12-31 (YTD Data)Rank
Total interest income$18,402,0001,460
Total interest expense$1,655,0001,776
Net interest income$16,747,0001,396
Provision for loan and lease losses$327,0001,884
Total noninterest income$1,072,0002,840
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$245,0003,162
Trading account gains and feesNANA
Additional Noninterest Income$827,0002,536
Total noninterest expense$10,976,0001,748
Salaries and employee benefits$6,318,0001,743
Premises and equipment expense$1,224,0001,813
Additional noninterest expense$3,434,0001,742
Pre-tax net operating income$6,516,0001,384
Securities gains (losses)$139,000507
Applicable income taxes$2,506,0001,108
Income before extraordinary items$4,149,0001,567
Extraordinary gains, net$09
Net income$4,149,0001,567
Minority interest net income$076
Net income of bank and minority interests.$4,149,0001,567
Net charge-offs$-10,0004,791
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-176,0005,628
Net operating income$4,060,0401,581
2017-09-30 (YTD Data)Rank
Total interest income$13,514,0001,485
Total interest expense$1,200,0001,802
Net interest income$12,314,0001,424
Provision for loan and lease losses$225,0001,898
Total noninterest income$802,0002,872
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$184,0003,182
Trading account gains and feesNANA
Additional Noninterest Income$618,0002,545
Total noninterest expense$8,051,0001,802
Salaries and employee benefits$4,630,0001,781
Premises and equipment expense$899,0001,865
Additional noninterest expense$2,522,0001,765
Pre-tax net operating income$4,840,0001,405
Securities gains (losses)$128,000495
Applicable income taxes$1,416,0001,165
Income before extraordinary items$3,552,0001,506
Extraordinary gains, net$09
Net income$3,552,0001,505
Minority interest net income$071
Net income of bank and minority interests.$3,552,0001,506
Net charge-offs$-8,0004,678
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$41,000525
Net operating income$3,461,1201,516
2017-06-30 (YTD Data)Rank
Total interest income$8,783,0001,500
Total interest expense$797,0001,773
Net interest income$7,986,0001,451
Provision for loan and lease losses$120,0002,050
Total noninterest income$519,0002,911
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$122,0003,183
Trading account gains and feesNANA
Additional Noninterest Income$397,0002,586
Total noninterest expense$5,300,0001,821
Salaries and employee benefits$3,029,0001,815
Premises and equipment expense$583,0001,904
Additional noninterest expense$1,688,0001,753
Pre-tax net operating income$3,085,0001,439
Securities gains (losses)$34,000793
Applicable income taxes$889,0001,191
Income before extraordinary items$2,230,0001,562
Extraordinary gains, net$011
Net income$2,230,0001,561
Minority interest net income$071
Net income of bank and minority interests.$2,230,0001,562
Net charge-offs$-6,0004,624
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-3,0005,723
Net operating income$2,205,8601,550
2017-03-31 (YTD Data)Rank
Total interest income$4,286,0001,519
Total interest expense$389,0001,789
Net interest income$3,897,0001,485
Provision for loan and lease losses$60,0001,878
Total noninterest income$264,0002,875
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$62,0003,168
Trading account gains and feesNANA
Additional Noninterest Income$202,0002,562
Total noninterest expense$2,567,0001,882
Salaries and employee benefits$1,468,0001,885
Premises and equipment expense$298,0001,895
Additional noninterest expense$801,0001,841
Pre-tax net operating income$1,534,0001,417
Securities gains (losses)$28,000450
Applicable income taxes$445,0001,167
Income before extraordinary items$1,117,0001,540
Extraordinary gains, net$08
Net income$1,117,0001,540
Minority interest net income$055
Net income of bank and minority interests.$1,117,0001,540
Net charge-offs$-4,0004,579
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$41,000345
Net operating income$1,096,8401,543
2016-12-31 (YTD Data)Rank
Total interest income$16,196,0001,562
Total interest expense$1,170,0002,175
Net interest income$15,026,0001,494
Provision for loan and lease losses$458,0001,565
Total noninterest income$1,065,0002,937
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$245,0003,306
Trading account gains and fees$0170
Additional Noninterest Income$820,0002,632
Total noninterest expense$9,476,0002,002
Salaries and employee benefits$5,339,0001,992
Premises and equipment expense$960,0002,215
Additional noninterest expense$3,177,0001,882
Pre-tax net operating income$6,157,0001,371
Securities gains (losses)$130,0001,152
Applicable income taxes$1,792,0001,131
Income before extraordinary items$4,495,0001,509
Extraordinary gains, net$05
Net income$4,495,0001,508
Minority interest net income$082
Net income of bank and minority interests.$4,495,0001,508
Net charge-offs$88,0002,710
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$244,000375
Net operating income$4,402,7001,506
2016-09-30 (YTD Data)Rank
Total interest income$11,965,0001,589
Total interest expense$858,0002,206
Net interest income$11,107,0001,509
Provision for loan and lease losses$226,0001,902
Total noninterest income$784,0002,971
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$183,0003,320
Trading account gains and fees$0169
Additional Noninterest Income$601,0002,656
Total noninterest expense$6,870,0002,053
Salaries and employee benefits$3,856,0002,043
Premises and equipment expense$711,0002,232
Additional noninterest expense$2,303,0001,927
Pre-tax net operating income$4,795,0001,353
Securities gains (losses)$120,0001,135
Applicable income taxes$1,401,0001,131
Income before extraordinary items$3,514,0001,485
Extraordinary gains, net$05
Net income$3,514,0001,484
Minority interest net income$071
Net income of bank and minority interests.$3,514,0001,485
Net charge-offs$-3,0004,630
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$200,000334
Net operating income$3,428,8001,465
2016-06-30 (YTD Data)Rank
Total interest income$7,860,0001,619
Total interest expense$568,0002,230
Net interest income$7,292,0001,535
Provision for loan and lease losses$136,0002,022
Total noninterest income$498,0003,042
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$120,0003,343
Trading account gains and fees$0157
Additional Noninterest Income$378,0002,730
Total noninterest expense$4,432,0002,108
Salaries and employee benefits$2,484,0002,101
Premises and equipment expense$454,0002,304
Additional noninterest expense$1,494,0001,976
Pre-tax net operating income$3,222,0001,341
Securities gains (losses)$120,000848
Applicable income taxes$952,0001,119
Income before extraordinary items$2,390,0001,447
Extraordinary gains, net$016
Net income$2,390,0001,447
Minority interest net income$071
Net income of bank and minority interests.$2,390,0001,447
Net charge-offs$-3,0004,597
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$161,000311
Net operating income$2,303,6001,454
2016-03-31 (YTD Data)Rank
Total interest income$3,916,0001,621
Total interest expense$283,0002,238
Net interest income$3,633,0001,544
Provision for loan and lease losses$03,656
Total noninterest income$246,0003,045
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$187,0002,698
Total noninterest expense$2,182,0002,156
Salaries and employee benefits$1,225,0002,141
Premises and equipment expense$230,0002,296
Additional noninterest expense$727,0002,015
Pre-tax net operating income$1,697,0001,267
Securities gains (losses)$1,0001,958
Applicable income taxes$489,0001,075
Income before extraordinary items$1,209,0001,401
Extraordinary gains, net$012
Net income$1,209,0001,402
Minority interest net income$062
Net income of bank and minority interests.$1,209,0001,403
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$124,000231
Net operating income$1,208,2901,365
2015-12-31 (YTD Data)Rank
Total interest income$14,814,0001,673
Total interest expense$1,137,0002,207
Net interest income$13,677,0001,599
Provision for loan and lease losses$154,0002,597
Total noninterest income$1,079,0002,940
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$290,0003,093
Trading account gains and fees$0159
Additional Noninterest Income$789,0002,673
Total noninterest expense$7,537,0002,421
Salaries and employee benefits$4,483,0002,257
Premises and equipment expense$958,0002,244
Additional noninterest expense$2,096,0002,705
Pre-tax net operating income$7,065,0001,191
Securities gains (losses)$61,0001,501
Applicable income taxes$2,248,000926
Income before extraordinary items$4,878,0001,384
Extraordinary gains, net$023
Net income$4,878,0001,383
Minority interest net income$081
Net income of bank and minority interests.$4,878,0001,384
Net charge-offs$04,462
Cash dividends$1,100,0002,007
Sale, conversion, retirement of capital stock, net$222,000413
Net operating income$4,836,5201,369
2015-09-30 (YTD Data)Rank
Total interest income$11,004,0001,697
Total interest expense$859,0002,217
Net interest income$10,145,0001,635
Provision for loan and lease losses$154,0002,230
Total noninterest income$828,0002,924
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$227,0003,028
Trading account gains and fees$0153
Additional Noninterest Income$601,0002,666
Total noninterest expense$5,505,0002,478
Salaries and employee benefits$3,307,0002,296
Premises and equipment expense$720,0002,273
Additional noninterest expense$1,478,0002,818
Pre-tax net operating income$5,314,0001,200
Securities gains (losses)$63,0001,321
Applicable income taxes$1,680,000950
Income before extraordinary items$3,697,0001,384
Extraordinary gains, net$021
Net income$3,697,0001,385
Minority interest net income$078
Net income of bank and minority interests.$3,697,0001,385
Net charge-offs$04,182
Cash dividends$1,100,0001,506
Sale, conversion, retirement of capital stock, net$188,000366
Net operating income$3,653,5301,367
2015-06-30 (YTD Data)Rank
Total interest income$7,155,0001,749
Total interest expense$566,0002,247
Net interest income$6,589,0001,684
Provision for loan and lease losses$94,0002,302
Total noninterest income$573,0002,884
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$165,0002,846
Trading account gains and fees$0157
Additional Noninterest Income$408,0002,651
Total noninterest expense$3,661,0002,492
Salaries and employee benefits$2,179,0002,327
Premises and equipment expense$486,0002,261
Additional noninterest expense$996,0002,819
Pre-tax net operating income$3,407,0001,234
Securities gains (losses)$31,0001,488
Applicable income taxes$1,030,0001,007
Income before extraordinary items$2,408,0001,388
Extraordinary gains, net$022
Net income$2,408,0001,390
Minority interest net income$075
Net income of bank and minority interests.$2,408,0001,389
Net charge-offs$03,893
Cash dividends$1,100,0001,129
Sale, conversion, retirement of capital stock, net$68,000427
Net operating income$2,386,3001,362
2015-03-31 (YTD Data)Rank
Total interest income$3,510,0001,778
Total interest expense$281,0002,280
Net interest income$3,229,0001,709
Provision for loan and lease losses$64,0001,862
Total noninterest income$315,0002,725
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$81,0002,849
Trading account gains and fees$0152
Additional Noninterest Income$234,0002,436
Total noninterest expense$1,771,0002,583
Salaries and employee benefits$1,056,0002,397
Premises and equipment expense$248,0002,262
Additional noninterest expense$467,0002,936
Pre-tax net operating income$1,709,0001,190
Securities gains (losses)$11,0001,447
Applicable income taxes$512,000995
Income before extraordinary items$1,208,0001,364
Extraordinary gains, net$013
Net income$1,208,0001,365
Minority interest net income$064
Net income of bank and minority interests.$1,208,0001,366
Net charge-offs$03,288
Cash dividends$550,0001,036
Sale, conversion, retirement of capital stock, net$33,000401
Net operating income$1,200,3001,331
2014-12-31 (YTD Data)Rank
Total interest income$13,530,0001,856
Total interest expense$1,219,0002,230
Net interest income$12,311,0001,782
Provision for loan and lease losses$340,0001,855
Total noninterest income$1,155,0002,887
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$259,0003,468
Trading account gains and fees$0180
Additional Noninterest Income$896,0002,481
Total noninterest expense$7,287,0002,522
Salaries and employee benefits$4,224,0002,375
Premises and equipment expense$896,0002,451
Additional noninterest expense$2,167,0002,707
Pre-tax net operating income$5,839,0001,343
Securities gains (losses)$2,0003,069
Applicable income taxes$1,752,0001,083
Income before extraordinary items$4,089,0001,562
Extraordinary gains, net$017
Net income$4,089,0001,560
Minority interest net income$084
Net income of bank and minority interests.$4,089,0001,561
Net charge-offs$157,0002,733
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$57,000617
Net operating income$4,087,6001,527
2014-09-30 (YTD Data)Rank
Total interest income$10,084,0001,868
Total interest expense$927,0002,234
Net interest income$9,157,0001,803
Provision for loan and lease losses$265,0001,761
Total noninterest income$614,0003,478
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$182,0003,636
Trading account gains and fees$0174
Additional Noninterest Income$432,0003,115
Total noninterest expense$5,037,0002,703
Salaries and employee benefits$3,064,0002,444
Premises and equipment expense$658,0002,523
Additional noninterest expense$1,315,0003,177
Pre-tax net operating income$4,469,0001,331
Securities gains (losses)$2,0002,770
Applicable income taxes$1,303,0001,092
Income before extraordinary items$3,168,0001,497
Extraordinary gains, net$015
Net income$3,168,0001,496
Minority interest net income$081
Net income of bank and minority interests.$3,168,0001,497
Net charge-offs$159,0002,243
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$20,000680
Net operating income$3,166,5801,477
2014-06-30 (YTD Data)Rank
Total interest income$6,680,0001,879
Total interest expense$612,0002,289
Net interest income$6,068,0001,806
Provision for loan and lease losses$265,0001,403
Total noninterest income$363,0003,668
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$104,0003,872
Trading account gains and fees$0172
Additional Noninterest Income$259,0003,239
Total noninterest expense$3,315,0002,744
Salaries and employee benefits$2,044,0002,451
Premises and equipment expense$414,0002,639
Additional noninterest expense$857,0003,248
Pre-tax net operating income$2,851,0001,345
Securities gains (losses)$2,0002,363
Applicable income taxes$830,0001,106
Income before extraordinary items$2,023,0001,528
Extraordinary gains, net$020
Net income$2,023,0001,531
Minority interest net income$080
Net income of bank and minority interests.$2,023,0001,530
Net charge-offs$160,0001,783
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$-19,0006,591
Net operating income$2,021,5801,497
2014-03-31 (YTD Data)Rank
Total interest income$3,184,0001,944
Total interest expense$301,0002,353
Net interest income$2,883,0001,883
Provision for loan and lease losses$232,000891
Total noninterest income$174,0003,714
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$50,0003,922
Trading account gains and fees$0147
Additional Noninterest Income$124,0003,255
Total noninterest expense$1,622,0002,808
Salaries and employee benefits$1,040,0002,414
Premises and equipment expense$200,0002,751
Additional noninterest expense$382,0003,527
Pre-tax net operating income$1,203,0001,504
Securities gains (losses)$01,715
Applicable income taxes$351,0001,193
Income before extraordinary items$852,0001,714
Extraordinary gains, net$016
Net income$852,0001,718
Minority interest net income$066
Net income of bank and minority interests.$852,0001,717
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$-56,0006,699
Net operating income$852,0001,686
2013-12-31 (YTD Data)Rank
Total interest income$11,972,0002,059
Total interest expense$1,193,0002,573
Net interest income$10,779,0001,966
Provision for loan and lease losses$808,0001,314
Total noninterest income$1,227,0002,880
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$231,0003,853
Trading account gains and fees$0184
Additional Noninterest Income$996,0002,388
Total noninterest expense$6,608,0002,759
Salaries and employee benefits$3,817,0002,581
Premises and equipment expense$922,0002,413
Additional noninterest expense$1,869,0003,132
Pre-tax net operating income$4,590,0001,526
Securities gains (losses)$52,0001,763
Applicable income taxes$1,358,0001,202
Income before extraordinary items$3,284,0001,757
Extraordinary gains, net$029
Net income$3,284,0001,760
Minority interest net income$090
Net income of bank and minority interests.$3,284,0001,760
Net charge-offs$-17,0006,261
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$104,000535
Net operating income$3,247,0801,750
2013-09-30 (YTD Data)Rank
Total interest income$8,797,0002,110
Total interest expense$907,0002,621
Net interest income$7,890,0002,011
Provision for loan and lease losses$550,0001,414
Total noninterest income$867,0003,012
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$177,0003,844
Trading account gains and fees$0180
Additional Noninterest Income$690,0002,530
Total noninterest expense$4,842,0002,821
Salaries and employee benefits$2,778,0002,665
Premises and equipment expense$525,0002,993
Additional noninterest expense$1,539,0002,921
Pre-tax net operating income$3,365,0001,582
Securities gains (losses)$61,0001,522
Applicable income taxes$1,064,0001,192
Income before extraordinary items$2,362,0001,860
Extraordinary gains, net$025
Net income$2,362,0001,865
Minority interest net income$084
Net income of bank and minority interests.$2,362,0001,865
Net charge-offs$-15,0006,214
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$69,000521
Net operating income$2,319,9101,838
2013-06-30 (YTD Data)Rank
Total interest income$5,758,0002,140
Total interest expense$629,0002,606
Net interest income$5,129,0002,046
Provision for loan and lease losses$344,0001,521
Total noninterest income$528,0003,198
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$118,0003,809
Trading account gains and fees$0157
Additional Noninterest Income$410,0002,768
Total noninterest expense$3,171,0002,868
Salaries and employee benefits$1,832,0002,716
Premises and equipment expense$334,0003,110
Additional noninterest expense$1,005,0002,956
Pre-tax net operating income$2,142,0001,627
Securities gains (losses)$44,0001,609
Applicable income taxes$674,0001,224
Income before extraordinary items$1,512,0001,914
Extraordinary gains, net$022
Net income$1,512,0001,921
Minority interest net income$082
Net income of bank and minority interests.$1,512,0001,920
Net charge-offs$-16,0006,269
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$33,000536
Net operating income$1,481,6401,873
2013-03-31 (YTD Data)Rank
Total interest income$2,821,0002,207
Total interest expense$328,0002,584
Net interest income$2,493,0002,105
Provision for loan and lease losses$172,0001,503
Total noninterest income$291,0003,058
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$62,0003,704
Trading account gains and fees$0148
Additional Noninterest Income$229,0002,578
Total noninterest expense$1,584,0002,897
Salaries and employee benefits$930,0002,688
Premises and equipment expense$184,0002,917
Additional noninterest expense$470,0003,122
Pre-tax net operating income$1,028,0001,658
Securities gains (losses)$39,0001,029
Applicable income taxes$339,0001,218
Income before extraordinary items$728,0001,945
Extraordinary gains, net$010
Net income$728,0001,946
Minority interest net income$076
Net income of bank and minority interests.$728,0001,947
Net charge-offs$-14,0006,319
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$36,000386
Net operating income$701,4801,913
2012-12-31 (YTD Data)Rank
Total interest income$10,183,0002,527
Total interest expense$1,265,0003,086
Net interest income$8,918,0002,414
Provision for loan and lease losses$515,0002,686
Total noninterest income$1,133,0003,050
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$308,0003,441
Trading account gains and fees$0166
Additional Noninterest Income$825,0002,635
Total noninterest expense$5,970,0003,059
Salaries and employee benefits$3,446,0002,831
Premises and equipment expense$564,0003,529
Additional noninterest expense$1,960,0003,144
Pre-tax net operating income$3,566,0001,795
Securities gains (losses)$6,0003,492
Applicable income taxes$1,132,0001,350
Income before extraordinary items$2,440,0002,227
Extraordinary gains, net$029
Net income$2,440,0002,226
Minority interest net income$093
Net income of bank and minority interests.$2,440,0002,228
Net charge-offs$75,0004,652
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$141,000499
Net operating income$2,435,9202,096
2012-09-30 (YTD Data)Rank
Total interest income$7,441,0002,635
Total interest expense$952,0003,188
Net interest income$6,489,0002,515
Provision for loan and lease losses$375,0002,673
Total noninterest income$776,0003,210
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$216,0003,598
Trading account gains and fees$0157
Additional Noninterest Income$560,0002,771
Total noninterest expense$4,378,0003,116
Salaries and employee benefits$2,522,0002,898
Premises and equipment expense$415,0003,629
Additional noninterest expense$1,441,0003,214
Pre-tax net operating income$2,512,0001,969
Securities gains (losses)$6,0003,225
Applicable income taxes$794,0001,447
Income before extraordinary items$1,724,0002,389
Extraordinary gains, net$020
Net income$1,724,0002,390
Minority interest net income$086
Net income of bank and minority interests.$1,724,0002,390
Net charge-offs$41,0004,650
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$105,000461
Net operating income$1,719,9202,264
2012-06-30 (YTD Data)Rank
Total interest income$4,831,0002,713
Total interest expense$640,0003,265
Net interest income$4,191,0002,601
Provision for loan and lease losses$175,0003,168
Total noninterest income$474,0003,339
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$141,0003,634
Trading account gains and fees$0153
Additional Noninterest Income$333,0002,926
Total noninterest expense$2,859,0003,179
Salaries and employee benefits$1,648,0002,954
Premises and equipment expense$258,0003,792
Additional noninterest expense$953,0003,249
Pre-tax net operating income$1,631,0002,003
Securities gains (losses)$10,0002,721
Applicable income taxes$529,0001,442
Income before extraordinary items$1,112,0002,409
Extraordinary gains, net$019
Net income$1,112,0002,409
Minority interest net income$084
Net income of bank and minority interests.$1,112,0002,409
Net charge-offs$24,0004,535
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$69,000433
Net operating income$1,105,2002,297
2012-03-31 (YTD Data)Rank
Total interest income$2,412,0002,754
Total interest expense$325,0003,334
Net interest income$2,087,0002,618
Provision for loan and lease losses$175,0002,152
Total noninterest income$223,0003,449
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$67,0003,746
Trading account gains and fees$0148
Additional Noninterest Income$156,0003,014
Total noninterest expense$1,352,0003,332
Salaries and employee benefits$793,0003,046
Premises and equipment expense$128,0003,830
Additional noninterest expense$431,0003,472
Pre-tax net operating income$783,0002,066
Securities gains (losses)$02,210
Applicable income taxes$251,0001,487
Income before extraordinary items$532,0002,479
Extraordinary gains, net$019
Net income$532,0002,481
Minority interest net income$078
Net income of bank and minority interests.$532,0002,482
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$32,000401
Net operating income$532,0002,357
2011-12-31 (YTD Data)Rank
Total interest income$9,505,0002,889
Total interest expense$1,611,0003,266
Net interest income$7,894,0002,779
Provision for loan and lease losses$567,0003,287
Total noninterest income$866,0003,373
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$251,0003,949
Trading account gains and fees$0146
Additional Noninterest Income$615,0002,827
Total noninterest expense$5,013,0003,530
Salaries and employee benefits$2,726,0003,342
Premises and equipment expense$509,0003,990
Additional noninterest expense$1,778,0003,430
Pre-tax net operating income$3,180,0001,737
Securities gains (losses)$4,0003,534
Applicable income taxes$1,018,0001,325
Income before extraordinary items$2,166,0002,115
Extraordinary gains, net$029
Net income$2,166,0002,116
Minority interest net income$096
Net income of bank and minority interests.$2,166,0002,116
Net charge-offs$96,0005,012
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$146,000579
Net operating income$2,163,2802,039
2011-09-30 (YTD Data)Rank
Total interest income$7,035,0002,957
Total interest expense$1,224,0003,354
Net interest income$5,811,0002,822
Provision for loan and lease losses$474,0002,945
Total noninterest income$588,0003,575
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$164,0004,241
Trading account gains and fees$0145
Additional Noninterest Income$424,0002,940
Total noninterest expense$3,683,0003,595
Salaries and employee benefits$1,996,0003,404
Premises and equipment expense$392,0003,966
Additional noninterest expense$1,295,0003,502
Pre-tax net operating income$2,242,0001,908
Securities gains (losses)$03,555
Applicable income taxes$717,0001,400
Income before extraordinary items$1,525,0002,289
Extraordinary gains, net$021
Net income$1,525,0002,289
Minority interest net income$087
Net income of bank and minority interests.$1,525,0002,290
Net charge-offs$84,0004,595
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$110,000539
Net operating income$1,525,0002,192
2011-06-30 (YTD Data)Rank
Total interest income$4,588,0003,033
Total interest expense$815,0003,460
Net interest income$3,773,0002,885
Provision for loan and lease losses$316,0002,888
Total noninterest income$385,0003,633
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$105,0004,294
Trading account gains and fees$0153
Additional Noninterest Income$280,0002,979
Total noninterest expense$2,428,0003,656
Salaries and employee benefits$1,331,0003,416
Premises and equipment expense$260,0004,016
Additional noninterest expense$837,0003,620
Pre-tax net operating income$1,414,0001,975
Securities gains (losses)$4,0002,586
Applicable income taxes$455,0001,406
Income before extraordinary items$963,0002,346
Extraordinary gains, net$015
Net income$963,0002,346
Minority interest net income$089
Net income of bank and minority interests.$963,0002,346
Net charge-offs$-8,0006,966
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$73,000461
Net operating income$960,2802,264
2011-03-31 (YTD Data)Rank
Total interest income$2,261,0003,080
Total interest expense$413,0003,521
Net interest income$1,848,0002,924
Provision for loan and lease losses$115,0003,204
Total noninterest income$207,0003,516
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$57,0004,112
Trading account gains and fees$0158
Additional Noninterest Income$150,0002,897
Total noninterest expense$1,241,0003,607
Salaries and employee benefits$674,0003,418
Premises and equipment expense$137,0003,939
Additional noninterest expense$430,0003,559
Pre-tax net operating income$699,0001,975
Securities gains (losses)$01,772
Applicable income taxes$225,0001,388
Income before extraordinary items$474,0002,355
Extraordinary gains, net$09
Net income$474,0002,354
Minority interest net income$086
Net income of bank and minority interests.$474,0002,355
Net charge-offs$-4,0006,688
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$36,000413
Net operating income$474,0002,308
2010-12-31 (YTD Data)Rank
Total interest income$8,171,0003,498
Total interest expense$1,759,0003,884
Net interest income$6,412,0003,301
Provision for loan and lease losses$879,0003,257
Total noninterest income$1,136,0003,003
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$196,0004,447
Trading account gains and fees$0175
Additional Noninterest Income$940,0002,247
Total noninterest expense$4,371,0003,966
Salaries and employee benefits$2,393,0003,704
Premises and equipment expense$379,0004,870
Additional noninterest expense$1,599,0003,835
Pre-tax net operating income$2,298,0002,014
Securities gains (losses)$03,793
Applicable income taxes$757,0001,478
Income before extraordinary items$1,541,0002,470
Extraordinary gains, net$029
Net income$1,541,0002,467
Minority interest net income$0111
Net income of bank and minority interests.$1,541,0002,472
Net charge-offs$9,0006,589
Cash dividends$250,0003,071
Sale, conversion, retirement of capital stock, net$159,000678
Net operating income$1,541,0002,371
2010-09-30 (YTD Data)Rank
Total interest income$5,937,0003,649
Total interest expense$1,306,0004,051
Net interest income$4,631,0003,449
Provision for loan and lease losses$534,0003,440
Total noninterest income$857,0003,015
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$146,0004,537
Trading account gains and fees$0165
Additional Noninterest Income$711,0002,237
Total noninterest expense$3,179,0004,059
Salaries and employee benefits$1,765,0003,791
Premises and equipment expense$260,0005,151
Additional noninterest expense$1,154,0003,914
Pre-tax net operating income$1,775,0002,087
Securities gains (losses)$03,651
Applicable income taxes$583,0001,506
Income before extraordinary items$1,192,0002,558
Extraordinary gains, net$023
Net income$1,192,0002,554
Minority interest net income$0110
Net income of bank and minority interests.$1,192,0002,559
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$120,000608
Net operating income$1,192,0002,418
2010-06-30 (YTD Data)Rank
Total interest income$3,844,0003,774
Total interest expense$855,0004,191
Net interest income$2,989,0003,525
Provision for loan and lease losses$354,0003,375
Total noninterest income$428,0003,514
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$95,0004,578
Trading account gains and fees$0152
Additional Noninterest Income$333,0002,687
Total noninterest expense$2,014,0004,207
Salaries and employee benefits$1,153,0003,882
Premises and equipment expense$160,0005,372
Additional noninterest expense$701,0004,158
Pre-tax net operating income$1,049,0002,290
Securities gains (losses)$203,000946
Applicable income taxes$411,0001,423
Income before extraordinary items$841,0002,422
Extraordinary gains, net$019
Net income$841,0002,418
Minority interest net income$0105
Net income of bank and minority interests.$841,0002,421
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$80,000531
Net operating income$704,9902,658
2010-03-31 (YTD Data)Rank
Total interest income$1,916,0003,832
Total interest expense$405,0004,448
Net interest income$1,511,0003,534
Provision for loan and lease losses$232,0002,786
Total noninterest income$216,0003,490
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$170,0002,637
Total noninterest expense$953,0004,426
Salaries and employee benefits$573,0003,952
Premises and equipment expense$76,0005,569
Additional noninterest expense$304,0004,553
Pre-tax net operating income$542,0002,262
Securities gains (losses)$203,000511
Applicable income taxes$253,0001,187
Income before extraordinary items$492,0002,175
Extraordinary gains, net$016
Net income$492,0002,174
Minority interest net income$091
Net income of bank and minority interests.$492,0002,175
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$42,000457
Net operating income$358,0202,655
2009-12-31 (YTD Data)Rank
Total interest income$6,824,0004,245
Total interest expense$1,607,0005,000
Net interest income$5,217,0003,836
Provision for loan and lease losses$975,0003,549
Total noninterest income$555,0004,534
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$148,0005,185
Trading account gains and fees$0211
Additional Noninterest Income$407,0003,520
Total noninterest expense$3,617,0004,619
Salaries and employee benefits$2,063,0004,255
Premises and equipment expense$313,0005,545
Additional noninterest expense$1,241,0004,649
Pre-tax net operating income$1,180,0002,741
Securities gains (losses)$03,754
Applicable income taxes$376,0001,824
Income before extraordinary items$804,0003,146
Extraordinary gains, net$034
Net income$804,0003,146
Minority interest net income$0115
Net income of bank and minority interests.$804,0003,146
Net charge-offs$16,0006,746
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$181,000737
Net operating income$804,0003,068
2009-09-30 (YTD Data)Rank
Total interest income$4,896,0004,426
Total interest expense$1,202,0005,144
Net interest income$3,694,0003,985
Provision for loan and lease losses$675,0003,339
Total noninterest income$369,0004,817
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$103,0005,320
Trading account gains and fees$0212
Additional Noninterest Income$266,0003,800
Total noninterest expense$2,674,0004,670
Salaries and employee benefits$1,515,0004,350
Premises and equipment expense$232,0005,629
Additional noninterest expense$927,0004,636
Pre-tax net operating income$714,0003,295
Securities gains (losses)$03,497
Applicable income taxes$237,0002,148
Income before extraordinary items$477,0003,771
Extraordinary gains, net$027
Net income$477,0003,769
Minority interest net income$0118
Net income of bank and minority interests.$477,0003,770
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$140,000660
Net operating income$477,0003,683
2009-06-30 (YTD Data)Rank
Total interest income$3,073,0004,642
Total interest expense$803,0005,270
Net interest income$2,270,0004,194
Provision for loan and lease losses$416,0003,216
Total noninterest income$212,0005,120
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$65,0005,414
Trading account gains and fees$0193
Additional Noninterest Income$147,0004,160
Total noninterest expense$1,750,0004,772
Salaries and employee benefits$987,0004,474
Premises and equipment expense$154,0005,692
Additional noninterest expense$609,0004,682
Pre-tax net operating income$316,0004,072
Securities gains (losses)$03,136
Applicable income taxes$106,0002,577
Income before extraordinary items$210,0004,483
Extraordinary gains, net$021
Net income$210,0004,480
Minority interest net income$0112
Net income of bank and minority interests.$210,0004,480
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$100,000600
Net operating income$210,0004,373
2009-03-31 (YTD Data)Rank
Total interest income$1,375,0005,000
Total interest expense$418,0005,277
Net interest income$957,0004,698
Provision for loan and lease losses$193,0002,916
Total noninterest income$69,0005,846
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$31,0005,453
Trading account gains and fees$0171
Additional Noninterest Income$38,0005,265
Total noninterest expense$798,0004,959
Salaries and employee benefits$481,0004,604
Premises and equipment expense$74,0005,827
Additional noninterest expense$243,0005,023
Pre-tax net operating income$35,0005,823
Securities gains (losses)$02,434
Applicable income taxes$12,0003,875
Income before extraordinary items$23,0006,102
Extraordinary gains, net$015
Net income$23,0006,104
Minority interest net income$0102
Net income of bank and minority interests.$23,0006,104
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$52,000493
Net operating income$23,0005,942
2008-12-31 (YTD Data)Rank
Total interest income$4,583,0005,689
Total interest expense$1,650,0005,767
Net interest income$2,933,0005,468
Provision for loan and lease losses$540,0003,686
Total noninterest income$193,0006,531
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$94,0005,981
Trading account gains and fees$0154
Additional Noninterest Income$99,0005,935
Total noninterest expense$2,761,0005,366
Salaries and employee benefits$1,764,0004,857
Premises and equipment expense$140,0007,229
Additional noninterest expense$857,0005,286
Pre-tax net operating income$-175,0006,528
Securities gains (losses)$03,220
Applicable income taxes$-190,0007,209
Income before extraordinary items$15,0006,170
Extraordinary gains, net$039
Net income$15,0006,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0003,905
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$162,000838
Net operating income$15,0006,312
2008-09-30 (YTD Data)Rank
Total interest income$3,368,0005,809
Total interest expense$1,230,0005,904
Net interest income$2,138,0005,602
Provision for loan and lease losses$324,0003,429
Total noninterest income$129,0006,804
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$46,0006,522
Trading account gains and fees$0148
Additional Noninterest Income$83,0005,906
Total noninterest expense$2,003,0005,449
Salaries and employee benefits$1,303,0004,913
Premises and equipment expense$90,0007,472
Additional noninterest expense$610,0005,376
Pre-tax net operating income$-60,0006,861
Securities gains (losses)$03,106
Applicable income taxes$-23,0007,358
Income before extraordinary items$-37,0006,674
Extraordinary gains, net$031
Net income$-37,0006,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$119,000726
Net operating income$-37,0006,850
2008-06-30 (YTD Data)Rank
Total interest income$2,136,0005,998
Total interest expense$807,0006,094
Net interest income$1,329,0005,814
Provision for loan and lease losses$220,0003,001
Total noninterest income$83,0006,900
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$28,0006,625
Trading account gains and fees$0149
Additional Noninterest Income$55,0006,001
Total noninterest expense$1,327,0005,502
Salaries and employee benefits$869,0004,940
Premises and equipment expense$59,0007,533
Additional noninterest expense$399,0005,430
Pre-tax net operating income$-135,0007,246
Securities gains (losses)$03,233
Applicable income taxes$-46,0007,744
Income before extraordinary items$-89,0007,231
Extraordinary gains, net$021
Net income$-89,0007,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$79,000639
Net operating income$-89,0007,197
2008-03-31 (YTD Data)Rank
Total interest income$1,046,0006,117
Total interest expense$409,0006,203
Net interest income$637,0005,944
Provision for loan and lease losses$104,0002,670
Total noninterest income$32,0007,250
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$13,0006,679
Trading account gains and fees$0158
Additional Noninterest Income$19,0006,522
Total noninterest expense$650,0005,590
Salaries and employee benefits$436,0004,974
Premises and equipment expense$31,0007,509
Additional noninterest expense$183,0005,620
Pre-tax net operating income$-85,0007,517
Securities gains (losses)$02,688
Applicable income taxes$-29,0007,945
Income before extraordinary items$-56,0007,524
Extraordinary gains, net$015
Net income$-56,0007,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$40,000520
Net operating income$-56,0007,462
2007-12-31 (YTD Data)Rank
Total interest income$3,534,0006,495
Total interest expense$1,279,0006,746
Net interest income$2,255,0006,216
Provision for loan and lease losses$398,0002,712
Total noninterest income$126,0007,317
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$45,0006,835
Trading account gains and fees$0178
Additional Noninterest Income$81,0006,513
Total noninterest expense$2,361,0005,773
Salaries and employee benefits$1,512,0005,277
Premises and equipment expense$121,0007,532
Additional noninterest expense$728,0005,634
Pre-tax net operating income$-378,0007,745
Securities gains (losses)$02,146
Applicable income taxes$-300,0008,209
Income before extraordinary items$-78,0007,610
Extraordinary gains, net$039
Net income$-78,0007,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$107,000911
Net operating income$-78,0007,589
2007-09-30 (YTD Data)Rank
Total interest income$2,389,0006,759
Total interest expense$867,0006,958
Net interest income$1,522,0006,497
Provision for loan and lease losses$365,0001,991
Total noninterest income$84,0007,492
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$25,0007,006
Trading account gains and fees$0184
Additional Noninterest Income$59,0006,570
Total noninterest expense$1,726,0005,809
Salaries and employee benefits$1,115,0005,313
Premises and equipment expense$88,0007,556
Additional noninterest expense$523,0005,690
Pre-tax net operating income$-485,0008,066
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-485,0008,132
Extraordinary gains, net$033
Net income$-485,0008,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$66,000843
Net operating income$-485,0008,118
2007-06-30 (YTD Data)Rank
Total interest income$1,474,0006,955
Total interest expense$521,0007,154
Net interest income$953,0006,692
Provision for loan and lease losses$294,0001,596
Total noninterest income$46,0007,746
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$12,0007,175
Trading account gains and fees$0168
Additional Noninterest Income$34,0006,824
Total noninterest expense$1,125,0005,909
Salaries and employee benefits$732,0005,410
Premises and equipment expense$55,0007,676
Additional noninterest expense$338,0005,780
Pre-tax net operating income$-420,0008,246
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-420,0008,283
Extraordinary gains, net$029
Net income$-420,0008,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$43,000772
Net operating income$-420,0008,274
2007-03-31 (YTD Data)Rank
Total interest income$646,0007,249
Total interest expense$210,0007,509
Net interest income$436,0006,924
Provision for loan and lease losses$186,0001,238
Total noninterest income$14,0008,107
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$4,0007,300
Trading account gains and fees$0195
Additional Noninterest Income$10,0007,401
Total noninterest expense$544,0006,050
Salaries and employee benefits$365,0005,457
Premises and equipment expense$29,0007,638
Additional noninterest expense$150,0006,119
Pre-tax net operating income$-280,0008,401
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-280,0008,420
Extraordinary gains, net$022
Net income$-280,0008,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$21,000662
Net operating income$-280,0008,409
2006-12-31 (YTD Data)Rank
Total interest income$1,189,0008,143
Total interest expense$289,0008,309
Net interest income$900,0007,978
Provision for loan and lease losses$261,0003,023
Total noninterest income$40,0008,289
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,0007,507
Trading account gains and fees$0130
Additional Noninterest Income$35,0007,597
Total noninterest expense$1,689,0006,597
Salaries and employee benefits$801,0006,952
Premises and equipment expense$87,0007,943
Additional noninterest expense$801,0005,229
Pre-tax net operating income$-1,010,0008,422
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,010,0008,461
Extraordinary gains, net$051
Net income$-1,010,0008,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$17,726,00097
Net operating income$-1,010,0008,452
2006-09-30 (YTD Data)Rank
Total interest income$688,0008,402
Total interest expense$155,0008,465
Net interest income$533,0008,273
Provision for loan and lease losses$186,0002,997
Total noninterest income$8,0008,564
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,420
Total noninterest expense$1,217,0006,711
Salaries and employee benefits$492,0007,404
Premises and equipment expense$58,0008,100
Additional noninterest expense$667,0004,877
Pre-tax net operating income$-862,0008,551
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-862,0008,582
Extraordinary gains, net$045
Net income$-862,0008,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$17,000,00080
Net operating income$-862,0008,573
2006-06-30 (YTD Data)Rank
Total interest income$250,0008,653
Total interest expense$44,0008,643
Net interest income$206,0008,609
Provision for loan and lease losses$49,0004,503
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$775,0006,849
Salaries and employee benefits$226,0008,048
Premises and equipment expense$31,0008,292
Additional noninterest expense$518,0004,360
Pre-tax net operating income$-618,0008,603
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-618,0008,622
Extraordinary gains, net$039
Net income$-618,0008,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$17,000,00046
Net operating income$-618,0008,616

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.