Home > First National Bank of Hereford > Income and Expense
First National Bank of Hereford, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,180,000 | 2,262 |
| Total interest expense | $3,862,000 | 2,321 |
| Net interest income | $11,318,000 | 2,200 |
| Provision for loan and lease losses | $270,000 | 1,752 |
| Total noninterest income | $1,636,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $754,000 | 1,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $882,000 | 2,410 |
| Total noninterest expense | $7,748,000 | 2,385 |
| Salaries and employee benefits | $4,330,000 | 2,411 |
| Premises and equipment expense | $1,074,000 | 1,944 |
| Additional noninterest expense | $882,000 | 2,410 |
| Pre-tax net operating income | $4,936,000 | 1,932 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $4,936,000 | 1,740 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,936,000 | 1,761 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,936,000 | 1,743 |
| Net charge-offs | $-9,000 | 3,826 |
| Cash dividends | $1,827,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,936,000 | 1,768 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,802,000 | 2,320 |
| Total interest expense | $2,553,000 | 2,350 |
| Net interest income | $8,249,000 | 2,259 |
| Provision for loan and lease losses | $225,000 | 1,554 |
| Total noninterest income | $1,252,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $564,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,351 |
| Total noninterest expense | $5,560,000 | 2,451 |
| Salaries and employee benefits | $3,150,000 | 2,447 |
| Premises and equipment expense | $719,000 | 2,082 |
| Additional noninterest expense | $688,000 | 2,350 |
| Pre-tax net operating income | $3,716,000 | 1,977 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $3,716,000 | 1,797 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,716,000 | 1,812 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,716,000 | 1,797 |
| Net charge-offs | $-2,000 | 3,495 |
| Cash dividends | $1,392,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,716,000 | 1,824 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,708,000 | 2,382 |
| Total interest expense | $1,371,000 | 2,461 |
| Net interest income | $5,337,000 | 2,327 |
| Provision for loan and lease losses | $80,000 | 1,948 |
| Total noninterest income | $867,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $369,000 | 1,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,205 |
| Total noninterest expense | $3,585,000 | 2,491 |
| Salaries and employee benefits | $2,036,000 | 2,484 |
| Premises and equipment expense | $429,000 | 2,209 |
| Additional noninterest expense | $498,000 | 2,202 |
| Pre-tax net operating income | $2,539,000 | 1,940 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,539,000 | 1,766 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,539,000 | 1,786 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,539,000 | 1,766 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $996,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,539,000 | 1,773 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 2,378 |
| Total interest expense | $522,000 | 2,596 |
| Net interest income | $2,818,000 | 2,248 |
| Provision for loan and lease losses | $35,000 | 1,867 |
| Total noninterest income | $436,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $186,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 2,189 |
| Total noninterest expense | $1,819,000 | 2,490 |
| Salaries and employee benefits | $994,000 | 2,562 |
| Premises and equipment expense | $223,000 | 2,197 |
| Additional noninterest expense | $250,000 | 2,189 |
| Pre-tax net operating income | $1,400,000 | 1,878 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,400,000 | 1,679 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,400,000 | 1,679 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,400,000 | 1,679 |
| Net charge-offs | $-9,000 | 4,009 |
| Cash dividends | $506,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,400,000 | 1,697 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 2,678 |
| Total interest expense | $536,000 | 3,168 |
| Net interest income | $8,464,000 | 2,597 |
| Provision for loan and lease losses | $110,000 | 2,172 |
| Total noninterest income | $1,621,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $723,000 | 1,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $898,000 | 2,443 |
| Total noninterest expense | $5,847,000 | 2,787 |
| Salaries and employee benefits | $3,372,000 | 2,758 |
| Premises and equipment expense | $709,000 | 2,470 |
| Additional noninterest expense | $898,000 | 2,443 |
| Pre-tax net operating income | $4,128,000 | 2,266 |
| Securities gains (losses) | $-10,000 | 3,436 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,118,000 | 2,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,118,000 | 2,067 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,118,000 | 2,067 |
| Net charge-offs | $-13,000 | 3,702 |
| Cash dividends | $1,304,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,128,000 | 2,096 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 2,787 |
| Total interest expense | $287,000 | 3,353 |
| Net interest income | $5,776,000 | 2,724 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $1,218,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $534,000 | 1,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $684,000 | 2,456 |
| Total noninterest expense | $4,225,000 | 2,826 |
| Salaries and employee benefits | $2,390,000 | 2,834 |
| Premises and equipment expense | $540,000 | 2,462 |
| Additional noninterest expense | $684,000 | 2,456 |
| Pre-tax net operating income | $2,679,000 | 2,434 |
| Securities gains (losses) | $-2,000 | 3,546 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,677,000 | 2,214 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,677,000 | 2,213 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,677,000 | 2,213 |
| Net charge-offs | $-15,000 | 3,724 |
| Cash dividends | $832,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,679,000 | 2,247 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 2,888 |
| Total interest expense | $174,000 | 3,374 |
| Net interest income | $3,519,000 | 2,821 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $824,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $347,000 | 1,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 2,440 |
| Total noninterest expense | $2,788,000 | 2,849 |
| Salaries and employee benefits | $1,582,000 | 2,852 |
| Premises and equipment expense | $355,000 | 2,488 |
| Additional noninterest expense | $851,000 | 2,880 |
| Pre-tax net operating income | $1,495,000 | 2,571 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,493,000 | 2,349 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,493,000 | 2,349 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,493,000 | 2,349 |
| Net charge-offs | $-7,000 | 3,543 |
| Cash dividends | $586,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,495,000 | 2,385 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 2,938 |
| Total interest expense | $85,000 | 3,390 |
| Net interest income | $1,649,000 | 2,880 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $423,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $168,000 | 1,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,350 |
| Total noninterest expense | $1,413,000 | 2,822 |
| Salaries and employee benefits | $786,000 | 2,868 |
| Premises and equipment expense | $185,000 | 2,442 |
| Additional noninterest expense | $442,000 | 2,806 |
| Pre-tax net operating income | $629,000 | 2,666 |
| Securities gains (losses) | $-2,000 | 4,032 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $627,000 | 2,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $627,000 | 2,490 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $627,000 | 2,493 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $367,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $629,000 | 2,509 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 2,876 |
| Total interest expense | $372,000 | 3,523 |
| Net interest income | $7,268,000 | 2,802 |
| Provision for loan and lease losses | $95,000 | 2,244 |
| Total noninterest income | $1,828,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $691,000 | 1,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,137,000 | 2,497 |
| Total noninterest expense | $5,468,000 | 2,869 |
| Salaries and employee benefits | $3,167,000 | 2,851 |
| Premises and equipment expense | $683,000 | 2,550 |
| Additional noninterest expense | $1,618,000 | 2,976 |
| Pre-tax net operating income | $3,533,000 | 2,489 |
| Securities gains (losses) | $-5,000 | 4,325 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,528,000 | 2,343 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,528,000 | 2,343 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,528,000 | 2,344 |
| Net charge-offs | $-120,000 | 4,418 |
| Cash dividends | $1,105,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,533,000 | 2,308 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 2,944 |
| Total interest expense | $285,000 | 3,588 |
| Net interest income | $5,360,000 | 2,872 |
| Provision for loan and lease losses | $65,000 | 2,226 |
| Total noninterest income | $1,214,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $518,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 2,723 |
| Total noninterest expense | $4,030,000 | 2,920 |
| Salaries and employee benefits | $2,339,000 | 2,886 |
| Premises and equipment expense | $510,000 | 2,575 |
| Additional noninterest expense | $1,181,000 | 3,038 |
| Pre-tax net operating income | $2,479,000 | 2,681 |
| Securities gains (losses) | $-3,000 | 4,477 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,476,000 | 2,523 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,476,000 | 2,523 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,476,000 | 2,523 |
| Net charge-offs | $-125,000 | 4,524 |
| Cash dividends | $768,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,479,000 | 2,495 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 3,010 |
| Total interest expense | $198,000 | 3,618 |
| Net interest income | $3,420,000 | 2,937 |
| Provision for loan and lease losses | $35,000 | 2,321 |
| Total noninterest income | $801,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $340,000 | 1,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,712 |
| Total noninterest expense | $2,672,000 | 2,926 |
| Salaries and employee benefits | $1,546,000 | 2,900 |
| Premises and equipment expense | $344,000 | 2,541 |
| Additional noninterest expense | $782,000 | 3,022 |
| Pre-tax net operating income | $1,514,000 | 2,760 |
| Securities gains (losses) | $-3,000 | 4,550 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,511,000 | 2,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,511,000 | 2,619 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,511,000 | 2,619 |
| Net charge-offs | $-48,000 | 4,348 |
| Cash dividends | $456,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,514,000 | 2,585 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 3,103 |
| Total interest expense | $106,000 | 3,613 |
| Net interest income | $1,594,000 | 3,017 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $342,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $166,000 | 1,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,963 |
| Total noninterest expense | $1,301,000 | 2,961 |
| Salaries and employee benefits | $753,000 | 2,934 |
| Premises and equipment expense | $174,000 | 2,549 |
| Additional noninterest expense | $374,000 | 3,059 |
| Pre-tax net operating income | $620,000 | 3,000 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $620,000 | 2,867 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $620,000 | 2,866 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $620,000 | 2,867 |
| Net charge-offs | $-48,000 | 4,608 |
| Cash dividends | $240,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $620,000 | 2,822 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,307,000 | 3,020 |
| Total interest expense | $667,000 | 3,509 |
| Net interest income | $6,640,000 | 2,895 |
| Provision for loan and lease losses | $71,000 | 3,745 |
| Total noninterest income | $1,393,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $604,000 | 1,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,697 |
| Total noninterest expense | $5,171,000 | 2,941 |
| Salaries and employee benefits | $2,981,000 | 2,954 |
| Premises and equipment expense | $686,000 | 2,562 |
| Additional noninterest expense | $1,504,000 | 3,046 |
| Pre-tax net operating income | $2,791,000 | 2,513 |
| Securities gains (losses) | $-6,000 | 4,777 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $2,785,000 | 2,401 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,785,000 | 2,401 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,785,000 | 2,401 |
| Net charge-offs | $-118,000 | 4,786 |
| Cash dividends | $928,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,791,000 | 2,344 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 3,045 |
| Total interest expense | $542,000 | 3,494 |
| Net interest income | $4,947,000 | 2,913 |
| Provision for loan and lease losses | $56,000 | 3,656 |
| Total noninterest income | $1,011,000 | 2,509 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $441,000 | 1,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,706 |
| Total noninterest expense | $3,862,000 | 2,942 |
| Salaries and employee benefits | $2,206,000 | 2,948 |
| Premises and equipment expense | $509,000 | 2,577 |
| Additional noninterest expense | $1,147,000 | 2,996 |
| Pre-tax net operating income | $2,040,000 | 2,555 |
| Securities gains (losses) | $-5,000 | 4,719 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,035,000 | 2,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,035,000 | 2,429 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,035,000 | 2,429 |
| Net charge-offs | $-135,000 | 4,867 |
| Cash dividends | $616,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,040,000 | 2,373 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,109 |
| Total interest expense | $386,000 | 3,499 |
| Net interest income | $3,182,000 | 2,985 |
| Provision for loan and lease losses | $41,000 | 3,558 |
| Total noninterest income | $650,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $286,000 | 1,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,706 |
| Total noninterest expense | $2,584,000 | 2,935 |
| Salaries and employee benefits | $1,479,000 | 2,958 |
| Premises and equipment expense | $340,000 | 2,565 |
| Additional noninterest expense | $765,000 | 2,991 |
| Pre-tax net operating income | $1,207,000 | 2,686 |
| Securities gains (losses) | $-5,000 | 4,717 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,202,000 | 2,550 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,202,000 | 2,549 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,202,000 | 2,550 |
| Net charge-offs | $-134,000 | 4,932 |
| Cash dividends | $405,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,207,000 | 2,506 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,087 |
| Total interest expense | $203,000 | 3,570 |
| Net interest income | $1,611,000 | 2,958 |
| Provision for loan and lease losses | $36,000 | 2,755 |
| Total noninterest income | $340,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $149,000 | 1,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,486 |
| Total noninterest expense | $1,308,000 | 2,944 |
| Salaries and employee benefits | $733,000 | 2,985 |
| Premises and equipment expense | $170,000 | 2,579 |
| Additional noninterest expense | $405,000 | 2,911 |
| Pre-tax net operating income | $607,000 | 2,541 |
| Securities gains (losses) | $-4,000 | 4,748 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $603,000 | 2,395 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $603,000 | 2,394 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $603,000 | 2,395 |
| Net charge-offs | $-50,000 | 4,857 |
| Cash dividends | $194,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $607,000 | 2,359 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 3,137 |
| Total interest expense | $707,000 | 3,793 |
| Net interest income | $6,518,000 | 2,956 |
| Provision for loan and lease losses | $330,000 | 1,862 |
| Total noninterest income | $1,650,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $602,000 | 1,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,048,000 | 2,191 |
| Total noninterest expense | $5,184,000 | 2,943 |
| Salaries and employee benefits | $2,828,000 | 3,043 |
| Premises and equipment expense | $646,000 | 2,678 |
| Additional noninterest expense | $1,710,000 | 2,838 |
| Pre-tax net operating income | $2,654,000 | 2,650 |
| Securities gains (losses) | $-21,000 | 4,907 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,633,000 | 2,502 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,633,000 | 2,503 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,633,000 | 2,504 |
| Net charge-offs | $76,000 | 2,382 |
| Cash dividends | $979,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,654,000 | 2,450 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,420,000 | 3,169 |
| Total interest expense | $507,000 | 3,887 |
| Net interest income | $4,913,000 | 2,984 |
| Provision for loan and lease losses | $230,000 | 1,819 |
| Total noninterest income | $1,301,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $451,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 2,103 |
| Total noninterest expense | $3,890,000 | 2,963 |
| Salaries and employee benefits | $2,126,000 | 3,050 |
| Premises and equipment expense | $471,000 | 2,740 |
| Additional noninterest expense | $1,293,000 | 2,835 |
| Pre-tax net operating income | $2,094,000 | 2,648 |
| Securities gains (losses) | $-21,000 | 5,000 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,073,000 | 2,474 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,073,000 | 2,475 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,073,000 | 2,475 |
| Net charge-offs | $-49,000 | 4,817 |
| Cash dividends | $747,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,094,000 | 2,430 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 3,187 |
| Total interest expense | $324,000 | 3,929 |
| Net interest income | $3,266,000 | 3,002 |
| Provision for loan and lease losses | $200,000 | 1,556 |
| Total noninterest income | $914,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $297,000 | 1,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 1,976 |
| Total noninterest expense | $2,560,000 | 3,007 |
| Salaries and employee benefits | $1,393,000 | 3,087 |
| Premises and equipment expense | $308,000 | 2,775 |
| Additional noninterest expense | $859,000 | 2,854 |
| Pre-tax net operating income | $1,420,000 | 2,606 |
| Securities gains (losses) | $-14,000 | 4,995 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,406,000 | 2,421 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,406,000 | 2,421 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,406,000 | 2,421 |
| Net charge-offs | $-49,000 | 4,905 |
| Cash dividends | $477,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,420,000 | 2,377 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,154 |
| Total interest expense | $155,000 | 3,970 |
| Net interest income | $1,680,000 | 2,985 |
| Provision for loan and lease losses | $170,000 | 1,061 |
| Total noninterest income | $403,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $149,000 | 1,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,131 |
| Total noninterest expense | $1,279,000 | 3,028 |
| Salaries and employee benefits | $685,000 | 3,143 |
| Premises and equipment expense | $159,000 | 2,742 |
| Additional noninterest expense | $435,000 | 2,834 |
| Pre-tax net operating income | $634,000 | 2,723 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $630,000 | 2,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $630,000 | 2,532 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $630,000 | 2,532 |
| Net charge-offs | $-26,000 | 4,931 |
| Cash dividends | $257,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $634,000 | 2,503 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 3,193 |
| Total interest expense | $511,000 | 3,903 |
| Net interest income | $6,352,000 | 3,065 |
| Provision for loan and lease losses | $260,000 | 2,104 |
| Total noninterest income | $1,180,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $603,000 | 1,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $577,000 | 2,882 |
| Total noninterest expense | $4,792,000 | 3,132 |
| Salaries and employee benefits | $2,438,000 | 3,322 |
| Premises and equipment expense | $546,000 | 3,013 |
| Additional noninterest expense | $1,808,000 | 2,773 |
| Pre-tax net operating income | $2,480,000 | 2,794 |
| Securities gains (losses) | $-18,000 | 4,565 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,462,000 | 2,609 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,462,000 | 2,607 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,462,000 | 2,608 |
| Net charge-offs | $269,000 | 1,413 |
| Cash dividends | $1,640,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,480,000 | 2,593 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,244 |
| Total interest expense | $365,000 | 3,920 |
| Net interest income | $4,679,000 | 3,116 |
| Provision for loan and lease losses | $230,000 | 1,831 |
| Total noninterest income | $749,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $451,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 3,388 |
| Total noninterest expense | $3,453,000 | 3,218 |
| Salaries and employee benefits | $1,769,000 | 3,385 |
| Premises and equipment expense | $374,000 | 3,184 |
| Additional noninterest expense | $1,310,000 | 2,841 |
| Pre-tax net operating income | $1,745,000 | 2,960 |
| Securities gains (losses) | $-17,000 | 4,891 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,728,000 | 2,770 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,728,000 | 2,769 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,728,000 | 2,769 |
| Net charge-offs | $269,000 | 1,060 |
| Cash dividends | $907,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,745,000 | 2,736 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 3,287 |
| Total interest expense | $235,000 | 3,927 |
| Net interest income | $3,033,000 | 3,170 |
| Provision for loan and lease losses | $125,000 | 1,966 |
| Total noninterest income | $539,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $296,000 | 1,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 3,138 |
| Total noninterest expense | $2,355,000 | 3,196 |
| Salaries and employee benefits | $1,169,000 | 3,424 |
| Premises and equipment expense | $247,000 | 3,233 |
| Additional noninterest expense | $939,000 | 2,728 |
| Pre-tax net operating income | $1,092,000 | 3,030 |
| Securities gains (losses) | $-6,000 | 4,894 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,086,000 | 2,834 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,086,000 | 2,834 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,086,000 | 2,833 |
| Net charge-offs | $302,000 | 724 |
| Cash dividends | $437,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,092,000 | 2,814 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 3,311 |
| Total interest expense | $114,000 | 3,937 |
| Net interest income | $1,500,000 | 3,216 |
| Provision for loan and lease losses | $95,000 | 1,506 |
| Total noninterest income | $337,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $148,000 | 1,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 2,561 |
| Total noninterest expense | $1,248,000 | 3,110 |
| Salaries and employee benefits | $579,000 | 3,483 |
| Premises and equipment expense | $122,000 | 3,293 |
| Additional noninterest expense | $547,000 | 2,458 |
| Pre-tax net operating income | $494,000 | 3,116 |
| Securities gains (losses) | $-6,000 | 5,156 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $488,000 | 2,939 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $488,000 | 2,940 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $488,000 | 2,939 |
| Net charge-offs | $302,000 | 416 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $494,000 | 2,902 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 3,409 |
| Total interest expense | $449,000 | 3,836 |
| Net interest income | $5,578,000 | 3,323 |
| Provision for loan and lease losses | $3,240,000 | 331 |
| Total noninterest income | $830,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $619,000 | 1,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,152 |
| Total noninterest expense | $4,247,000 | 3,444 |
| Salaries and employee benefits | $2,105,000 | 3,659 |
| Premises and equipment expense | $481,000 | 3,338 |
| Additional noninterest expense | $1,661,000 | 3,011 |
| Pre-tax net operating income | $-1,079,000 | 5,613 |
| Securities gains (losses) | $-4,000 | 4,949 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-1,083,000 | 5,582 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,083,000 | 5,582 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,083,000 | 5,582 |
| Net charge-offs | $4,027,000 | 240 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 227 |
| Net operating income | $-1,079,000 | 5,581 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 3,479 |
| Total interest expense | $333,000 | 3,871 |
| Net interest income | $4,085,000 | 3,387 |
| Provision for loan and lease losses | $1,845,000 | 428 |
| Total noninterest income | $631,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $469,000 | 1,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 4,194 |
| Total noninterest expense | $3,109,000 | 3,499 |
| Salaries and employee benefits | $1,646,000 | 3,580 |
| Premises and equipment expense | $362,000 | 3,359 |
| Additional noninterest expense | $1,101,000 | 3,276 |
| Pre-tax net operating income | $-238,000 | 5,611 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-239,000 | 5,616 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-239,000 | 5,616 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-239,000 | 5,616 |
| Net charge-offs | $1,863,000 | 311 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-238,000 | 5,613 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 3,527 |
| Total interest expense | $222,000 | 3,858 |
| Net interest income | $2,644,000 | 3,454 |
| Provision for loan and lease losses | $1,325,000 | 402 |
| Total noninterest income | $390,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $310,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,496 |
| Total noninterest expense | $2,094,000 | 3,503 |
| Salaries and employee benefits | $1,089,000 | 3,624 |
| Premises and equipment expense | $243,000 | 3,366 |
| Additional noninterest expense | $762,000 | 3,212 |
| Pre-tax net operating income | $-385,000 | 5,709 |
| Securities gains (losses) | $-1,000 | 5,255 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-386,000 | 5,702 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-386,000 | 5,702 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-386,000 | 5,702 |
| Net charge-offs | $1,546,000 | 267 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-385,000 | 5,704 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 3,564 |
| Total interest expense | $113,000 | 3,826 |
| Net interest income | $1,300,000 | 3,492 |
| Provision for loan and lease losses | $1,020,000 | 265 |
| Total noninterest income | $187,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $151,000 | 1,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,629 |
| Total noninterest expense | $1,043,000 | 3,534 |
| Salaries and employee benefits | $549,000 | 3,646 |
| Premises and equipment expense | $123,000 | 3,380 |
| Additional noninterest expense | $371,000 | 3,268 |
| Pre-tax net operating income | $-576,000 | 5,817 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-577,000 | 5,812 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-577,000 | 5,812 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-577,000 | 5,812 |
| Net charge-offs | $1,545,000 | 165 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-576,000 | 5,812 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 3,507 |
| Total interest expense | $464,000 | 3,779 |
| Net interest income | $5,324,000 | 3,435 |
| Provision for loan and lease losses | $1,110,000 | 831 |
| Total noninterest income | $727,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $571,000 | 1,866 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $156,000 | 4,614 |
| Total noninterest expense | $3,914,000 | 3,686 |
| Salaries and employee benefits | $2,092,000 | 3,736 |
| Premises and equipment expense | $474,000 | 3,477 |
| Additional noninterest expense | $1,348,000 | 3,563 |
| Pre-tax net operating income | $1,027,000 | 4,041 |
| Securities gains (losses) | $-55,000 | 5,756 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $972,000 | 3,924 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $972,000 | 3,922 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $972,000 | 3,923 |
| Net charge-offs | $736,000 | 837 |
| Cash dividends | $928,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,027,000 | 3,800 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 3,450 |
| Total interest expense | $347,000 | 3,805 |
| Net interest income | $4,142,000 | 3,368 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $535,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $421,000 | 1,901 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $114,000 | 4,682 |
| Total noninterest expense | $2,932,000 | 3,697 |
| Salaries and employee benefits | $1,582,000 | 3,733 |
| Premises and equipment expense | $342,000 | 3,554 |
| Additional noninterest expense | $1,008,000 | 3,588 |
| Pre-tax net operating income | $1,655,000 | 2,945 |
| Securities gains (losses) | $-45,000 | 5,875 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,610,000 | 2,699 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,610,000 | 2,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,610,000 | 2,699 |
| Net charge-offs | $101,000 | 2,065 |
| Cash dividends | $730,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,655,000 | 2,592 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 3,481 |
| Total interest expense | $231,000 | 3,825 |
| Net interest income | $2,743,000 | 3,403 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $342,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $268,000 | 1,950 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,718 |
| Total noninterest expense | $1,936,000 | 3,745 |
| Salaries and employee benefits | $1,049,000 | 3,774 |
| Premises and equipment expense | $233,000 | 3,554 |
| Additional noninterest expense | $654,000 | 3,677 |
| Pre-tax net operating income | $1,089,000 | 2,924 |
| Securities gains (losses) | $-24,000 | 5,935 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,065,000 | 2,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,065,000 | 2,699 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,065,000 | 2,699 |
| Net charge-offs | $198,000 | 1,130 |
| Cash dividends | $540,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,089,000 | 2,582 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,476 |
| Total interest expense | $116,000 | 3,843 |
| Net interest income | $1,369,000 | 3,412 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $170,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $134,000 | 1,942 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $36,000 | 4,741 |
| Total noninterest expense | $966,000 | 3,775 |
| Salaries and employee benefits | $523,000 | 3,796 |
| Premises and equipment expense | $120,000 | 3,515 |
| Additional noninterest expense | $323,000 | 3,708 |
| Pre-tax net operating income | $543,000 | 2,893 |
| Securities gains (losses) | $-13,000 | 5,994 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $530,000 | 2,655 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $530,000 | 2,655 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $530,000 | 2,655 |
| Net charge-offs | $202,000 | 661 |
| Cash dividends | $354,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $543,000 | 2,567 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 3,557 |
| Total interest expense | $457,000 | 3,891 |
| Net interest income | $5,245,000 | 3,475 |
| Provision for loan and lease losses | $896,000 | 899 |
| Total noninterest income | $673,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $524,000 | 2,057 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $149,000 | 4,751 |
| Total noninterest expense | $3,769,000 | 3,838 |
| Salaries and employee benefits | $1,992,000 | 3,911 |
| Premises and equipment expense | $488,000 | 3,534 |
| Additional noninterest expense | $1,289,000 | 3,757 |
| Pre-tax net operating income | $1,253,000 | 3,782 |
| Securities gains (losses) | $-30,000 | 5,975 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,223,000 | 3,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,223,000 | 3,594 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,223,000 | 3,596 |
| Net charge-offs | $483,000 | 1,196 |
| Cash dividends | $418,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,253,000 | 3,504 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 3,602 |
| Total interest expense | $339,000 | 3,972 |
| Net interest income | $3,913,000 | 3,523 |
| Provision for loan and lease losses | $866,000 | 684 |
| Total noninterest income | $506,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $394,000 | 2,066 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,789 |
| Total noninterest expense | $2,834,000 | 3,855 |
| Salaries and employee benefits | $1,512,000 | 3,907 |
| Premises and equipment expense | $359,000 | 3,611 |
| Additional noninterest expense | $963,000 | 3,781 |
| Pre-tax net operating income | $719,000 | 4,254 |
| Securities gains (losses) | $-23,000 | 6,075 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $696,000 | 4,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $696,000 | 4,125 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $696,000 | 4,128 |
| Net charge-offs | $387,000 | 1,034 |
| Cash dividends | $317,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $719,000 | 4,009 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 3,652 |
| Total interest expense | $224,000 | 4,027 |
| Net interest income | $2,568,000 | 3,562 |
| Provision for loan and lease losses | $576,000 | 680 |
| Total noninterest income | $333,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $258,000 | 2,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 4,810 |
| Total noninterest expense | $1,915,000 | 3,859 |
| Salaries and employee benefits | $1,015,000 | 3,922 |
| Premises and equipment expense | $238,000 | 3,652 |
| Additional noninterest expense | $662,000 | 3,736 |
| Pre-tax net operating income | $410,000 | 4,453 |
| Securities gains (losses) | $-10,000 | 6,114 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $400,000 | 4,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $400,000 | 4,298 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $400,000 | 4,298 |
| Net charge-offs | $386,000 | 785 |
| Cash dividends | $173,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $410,000 | 4,205 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 3,693 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $1,269,000 | 3,601 |
| Provision for loan and lease losses | $490,000 | 426 |
| Total noninterest income | $168,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $133,000 | 1,995 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 4,901 |
| Total noninterest expense | $953,000 | 3,902 |
| Salaries and employee benefits | $510,000 | 3,930 |
| Premises and equipment expense | $123,000 | 3,601 |
| Additional noninterest expense | $320,000 | 3,812 |
| Pre-tax net operating income | $-6,000 | 6,044 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-6,000 | 6,082 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-6,000 | 6,083 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-6,000 | 6,083 |
| Net charge-offs | $378,000 | 451 |
| Cash dividends | $173,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-6,000 | 6,044 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 3,725 |
| Total interest expense | $413,000 | 4,389 |
| Net interest income | $5,087,000 | 3,600 |
| Provision for loan and lease losses | $325,000 | 1,899 |
| Total noninterest income | $700,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $560,000 | 2,077 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $140,000 | 4,922 |
| Total noninterest expense | $3,711,000 | 3,994 |
| Salaries and employee benefits | $1,935,000 | 4,050 |
| Premises and equipment expense | $511,000 | 3,581 |
| Additional noninterest expense | $1,265,000 | 3,939 |
| Pre-tax net operating income | $1,751,000 | 3,214 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,751,000 | 2,944 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,751,000 | 2,943 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,751,000 | 2,944 |
| Net charge-offs | $121,000 | 2,992 |
| Cash dividends | $591,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,751,000 | 2,900 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 3,784 |
| Total interest expense | $307,000 | 4,472 |
| Net interest income | $3,774,000 | 3,657 |
| Provision for loan and lease losses | $265,000 | 1,761 |
| Total noninterest income | $519,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $417,000 | 2,103 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $102,000 | 5,014 |
| Total noninterest expense | $2,771,000 | 4,030 |
| Salaries and employee benefits | $1,434,000 | 4,085 |
| Premises and equipment expense | $373,000 | 3,701 |
| Additional noninterest expense | $964,000 | 3,926 |
| Pre-tax net operating income | $1,257,000 | 3,340 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,257,000 | 3,051 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,257,000 | 3,051 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,257,000 | 3,052 |
| Net charge-offs | $122,000 | 2,501 |
| Cash dividends | $418,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,257,000 | 3,005 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 3,852 |
| Total interest expense | $202,000 | 4,537 |
| Net interest income | $2,456,000 | 3,716 |
| Provision for loan and lease losses | $155,000 | 1,850 |
| Total noninterest income | $341,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $274,000 | 2,097 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $67,000 | 5,042 |
| Total noninterest expense | $1,874,000 | 4,022 |
| Salaries and employee benefits | $962,000 | 4,093 |
| Premises and equipment expense | $254,000 | 3,679 |
| Additional noninterest expense | $658,000 | 3,889 |
| Pre-tax net operating income | $768,000 | 3,458 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $768,000 | 3,167 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $768,000 | 3,173 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $768,000 | 3,173 |
| Net charge-offs | $124,000 | 1,995 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $768,000 | 3,130 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 3,905 |
| Total interest expense | $97,000 | 4,694 |
| Net interest income | $1,217,000 | 3,757 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $164,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $133,000 | 2,134 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $31,000 | 5,125 |
| Total noninterest expense | $932,000 | 4,070 |
| Salaries and employee benefits | $476,000 | 4,168 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $325,000 | 3,928 |
| Pre-tax net operating income | $434,000 | 3,153 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $434,000 | 2,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $434,000 | 2,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $434,000 | 2,850 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $148,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $434,000 | 2,803 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 3,968 |
| Total interest expense | $453,000 | 4,671 |
| Net interest income | $4,739,000 | 3,824 |
| Provision for loan and lease losses | $355,000 | 2,250 |
| Total noninterest income | $668,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $578,000 | 2,131 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,459 |
| Total noninterest expense | $3,591,000 | 4,190 |
| Salaries and employee benefits | $1,789,000 | 4,331 |
| Premises and equipment expense | $457,000 | 3,929 |
| Additional noninterest expense | $1,345,000 | 3,923 |
| Pre-tax net operating income | $1,461,000 | 3,467 |
| Securities gains (losses) | $-40,000 | 6,429 |
| Applicable income taxes | $6,000 | 4,375 |
| Income before extraordinary items | $1,415,000 | 3,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,415,000 | 3,269 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,415,000 | 3,270 |
| Net charge-offs | $205,000 | 2,986 |
| Cash dividends | $481,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,455,000 | 3,152 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 4,028 |
| Total interest expense | $355,000 | 4,674 |
| Net interest income | $3,509,000 | 3,886 |
| Provision for loan and lease losses | $295,000 | 2,100 |
| Total noninterest income | $495,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $433,000 | 2,136 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $62,000 | 5,611 |
| Total noninterest expense | $2,668,000 | 4,225 |
| Salaries and employee benefits | $1,333,000 | 4,363 |
| Premises and equipment expense | $335,000 | 4,034 |
| Additional noninterest expense | $1,000,000 | 3,940 |
| Pre-tax net operating income | $1,041,000 | 3,619 |
| Securities gains (losses) | $-41,000 | 6,644 |
| Applicable income taxes | $6,000 | 4,418 |
| Income before extraordinary items | $994,000 | 3,436 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $994,000 | 3,439 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $994,000 | 3,440 |
| Net charge-offs | $105,000 | 3,214 |
| Cash dividends | $354,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,034,590 | 3,293 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,075 |
| Total interest expense | $244,000 | 4,672 |
| Net interest income | $2,305,000 | 3,922 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $333,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $279,000 | 2,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,427 |
| Total noninterest expense | $1,776,000 | 4,246 |
| Salaries and employee benefits | $896,000 | 4,377 |
| Premises and equipment expense | $211,000 | 4,170 |
| Additional noninterest expense | $669,000 | 3,943 |
| Pre-tax net operating income | $637,000 | 3,726 |
| Securities gains (losses) | $-39,000 | 6,783 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $592,000 | 3,634 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $592,000 | 3,636 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $592,000 | 3,637 |
| Net charge-offs | $105,000 | 2,713 |
| Cash dividends | $236,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $630,610 | 3,422 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 4,103 |
| Total interest expense | $128,000 | 4,654 |
| Net interest income | $1,147,000 | 3,944 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $168,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $138,000 | 2,168 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $890,000 | 4,285 |
| Salaries and employee benefits | $451,000 | 4,395 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $328,000 | 4,014 |
| Pre-tax net operating income | $335,000 | 3,603 |
| Securities gains (losses) | $-27,000 | 6,889 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $302,000 | 3,548 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $302,000 | 3,549 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $302,000 | 3,550 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $131,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $328,460 | 3,303 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 4,242 |
| Total interest expense | $617,000 | 4,692 |
| Net interest income | $4,514,000 | 4,091 |
| Provision for loan and lease losses | $175,000 | 4,124 |
| Total noninterest income | $721,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $577,000 | 2,220 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $144,000 | 4,988 |
| Total noninterest expense | $3,313,000 | 4,508 |
| Salaries and employee benefits | $1,663,000 | 4,593 |
| Premises and equipment expense | $422,000 | 4,198 |
| Additional noninterest expense | $1,228,000 | 4,295 |
| Pre-tax net operating income | $1,747,000 | 3,069 |
| Securities gains (losses) | $-150,000 | 6,933 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,597,000 | 3,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,597,000 | 3,006 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,597,000 | 3,007 |
| Net charge-offs | $200,000 | 3,765 |
| Cash dividends | $965,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,747,000 | 2,729 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 4,327 |
| Total interest expense | $473,000 | 4,782 |
| Net interest income | $3,347,000 | 4,184 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $541,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $426,000 | 2,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,947 |
| Total noninterest expense | $2,475,000 | 4,538 |
| Salaries and employee benefits | $1,245,000 | 4,609 |
| Premises and equipment expense | $310,000 | 4,282 |
| Additional noninterest expense | $920,000 | 4,321 |
| Pre-tax net operating income | $1,353,000 | 3,091 |
| Securities gains (losses) | $-129,000 | 7,036 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,224,000 | 3,026 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,224,000 | 3,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,224,000 | 3,025 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $811,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,353,000 | 2,696 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 4,437 |
| Total interest expense | $323,000 | 4,834 |
| Net interest income | $2,155,000 | 4,287 |
| Provision for loan and lease losses | $37,000 | 4,773 |
| Total noninterest income | $360,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $278,000 | 2,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,899 |
| Total noninterest expense | $1,684,000 | 4,514 |
| Salaries and employee benefits | $827,000 | 4,649 |
| Premises and equipment expense | $212,000 | 4,242 |
| Additional noninterest expense | $645,000 | 4,217 |
| Pre-tax net operating income | $794,000 | 3,294 |
| Securities gains (losses) | $-85,000 | 7,088 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $709,000 | 3,300 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $709,000 | 3,300 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $709,000 | 3,301 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $670,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $794,000 | 2,902 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 4,475 |
| Total interest expense | $162,000 | 4,945 |
| Net interest income | $1,081,000 | 4,304 |
| Provision for loan and lease losses | $22,000 | 4,438 |
| Total noninterest income | $184,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $138,000 | 2,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,834 |
| Total noninterest expense | $831,000 | 4,563 |
| Salaries and employee benefits | $408,000 | 4,723 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $312,000 | 4,284 |
| Pre-tax net operating income | $412,000 | 3,254 |
| Securities gains (losses) | $-21,000 | 7,108 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $391,000 | 3,122 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $391,000 | 3,125 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $391,000 | 3,126 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $509,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $412,000 | 2,841 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 4,431 |
| Total interest expense | $774,000 | 4,991 |
| Net interest income | $4,485,000 | 4,217 |
| Provision for loan and lease losses | $304,000 | 4,086 |
| Total noninterest income | $585,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $496,000 | 2,593 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $89,000 | 5,425 |
| Total noninterest expense | $3,236,000 | 4,666 |
| Salaries and employee benefits | $1,664,000 | 4,661 |
| Premises and equipment expense | $421,000 | 4,452 |
| Additional noninterest expense | $1,151,000 | 4,579 |
| Pre-tax net operating income | $1,530,000 | 2,995 |
| Securities gains (losses) | $-146,000 | 7,129 |
| Applicable income taxes | $214,000 | 2,842 |
| Income before extraordinary items | $1,170,000 | 3,250 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,170,000 | 3,253 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,170,000 | 3,253 |
| Net charge-offs | $396,000 | 3,461 |
| Cash dividends | $1,330,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,294,100 | 2,970 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 4,483 |
| Total interest expense | $602,000 | 5,038 |
| Net interest income | $3,334,000 | 4,261 |
| Provision for loan and lease losses | $127,000 | 4,715 |
| Total noninterest income | $426,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $368,000 | 2,624 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $2,352,000 | 4,769 |
| Salaries and employee benefits | $1,244,000 | 4,685 |
| Premises and equipment expense | $307,000 | 4,557 |
| Additional noninterest expense | $801,000 | 4,780 |
| Pre-tax net operating income | $1,281,000 | 2,879 |
| Securities gains (losses) | $-101,000 | 7,224 |
| Applicable income taxes | $141,000 | 2,956 |
| Income before extraordinary items | $1,039,000 | 2,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 2,990 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,039,000 | 2,990 |
| Net charge-offs | $29,000 | 5,343 |
| Cash dividends | $503,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,127,880 | 2,732 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 4,576 |
| Total interest expense | $413,000 | 5,073 |
| Net interest income | $2,168,000 | 4,335 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $276,000 | 4,275 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $242,000 | 2,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $1,605,000 | 4,753 |
| Salaries and employee benefits | $838,000 | 4,701 |
| Premises and equipment expense | $200,000 | 4,656 |
| Additional noninterest expense | $567,000 | 4,664 |
| Pre-tax net operating income | $809,000 | 2,922 |
| Securities gains (losses) | $-73,000 | 7,279 |
| Applicable income taxes | $181,000 | 2,323 |
| Income before extraordinary items | $555,000 | 3,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $555,000 | 3,362 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $555,000 | 3,362 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $335,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $609,750 | 3,076 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 4,636 |
| Total interest expense | $213,000 | 5,103 |
| Net interest income | $1,059,000 | 4,400 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $127,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $115,000 | 2,685 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $805,000 | 4,773 |
| Salaries and employee benefits | $418,000 | 4,742 |
| Premises and equipment expense | $97,000 | 4,779 |
| Additional noninterest expense | $290,000 | 4,621 |
| Pre-tax net operating income | $366,000 | 3,149 |
| Securities gains (losses) | $-39,000 | 7,311 |
| Applicable income taxes | $166,000 | 1,692 |
| Income before extraordinary items | $161,000 | 4,344 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $161,000 | 4,343 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $161,000 | 4,344 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $185,960 | 4,067 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 4,681 |
| Total interest expense | $1,016,000 | 5,184 |
| Net interest income | $4,240,000 | 4,415 |
| Provision for loan and lease losses | $194,000 | 5,395 |
| Total noninterest income | $564,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $479,000 | 2,720 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $85,000 | 5,622 |
| Total noninterest expense | $3,191,000 | 4,849 |
| Salaries and employee benefits | $1,619,000 | 4,847 |
| Premises and equipment expense | $424,000 | 4,612 |
| Additional noninterest expense | $1,148,000 | 4,719 |
| Pre-tax net operating income | $1,419,000 | 2,805 |
| Securities gains (losses) | $-111,000 | 7,237 |
| Applicable income taxes | $495,000 | 1,900 |
| Income before extraordinary items | $813,000 | 3,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $813,000 | 3,580 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $813,000 | 3,582 |
| Net charge-offs | $80,000 | 5,598 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $884,040 | 3,330 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 4,749 |
| Total interest expense | $775,000 | 5,302 |
| Net interest income | $3,198,000 | 4,443 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $420,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $359,000 | 2,779 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $61,000 | 5,789 |
| Total noninterest expense | $2,400,000 | 4,848 |
| Salaries and employee benefits | $1,211,000 | 4,882 |
| Premises and equipment expense | $319,000 | 4,685 |
| Additional noninterest expense | $870,000 | 4,687 |
| Pre-tax net operating income | $1,038,000 | 3,014 |
| Securities gains (losses) | $-104,000 | 7,407 |
| Applicable income taxes | $346,000 | 2,013 |
| Income before extraordinary items | $588,000 | 3,817 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $588,000 | 3,817 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $588,000 | 3,818 |
| Net charge-offs | $84,000 | 5,077 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $654,560 | 3,495 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,789 |
| Total interest expense | $509,000 | 5,443 |
| Net interest income | $2,140,000 | 4,438 |
| Provision for loan and lease losses | $165,000 | 4,492 |
| Total noninterest income | $281,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $241,000 | 2,777 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $1,615,000 | 4,839 |
| Salaries and employee benefits | $824,000 | 4,846 |
| Premises and equipment expense | $213,000 | 4,693 |
| Additional noninterest expense | $578,000 | 4,685 |
| Pre-tax net operating income | $641,000 | 3,188 |
| Securities gains (losses) | $-57,000 | 7,448 |
| Applicable income taxes | $188,000 | 2,186 |
| Income before extraordinary items | $396,000 | 3,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $396,000 | 3,804 |
| Net charge-offs | $21,000 | 5,490 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $434,760 | 3,535 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 4,838 |
| Total interest expense | $245,000 | 5,640 |
| Net interest income | $1,087,000 | 4,429 |
| Provision for loan and lease losses | $49,000 | 4,902 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $124,000 | 2,730 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $827,000 | 4,817 |
| Salaries and employee benefits | $411,000 | 4,917 |
| Premises and equipment expense | $108,000 | 4,747 |
| Additional noninterest expense | $308,000 | 4,512 |
| Pre-tax net operating income | $354,000 | 3,054 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $116,000 | 1,983 |
| Income before extraordinary items | $238,000 | 3,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $238,000 | 3,578 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $238,000 | 3,581 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $238,000 | 3,455 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,327,000 | 4,949 |
| Total interest expense | $1,175,000 | 5,701 |
| Net interest income | $4,152,000 | 4,474 |
| Provision for loan and lease losses | $122,000 | 6,241 |
| Total noninterest income | $607,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $541,000 | 2,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $66,000 | 6,098 |
| Total noninterest expense | $3,015,000 | 5,163 |
| Salaries and employee benefits | $1,518,000 | 5,155 |
| Premises and equipment expense | $441,000 | 4,742 |
| Additional noninterest expense | $1,056,000 | 5,097 |
| Pre-tax net operating income | $1,622,000 | 2,243 |
| Securities gains (losses) | $-61,000 | 7,210 |
| Applicable income taxes | $395,000 | 1,775 |
| Income before extraordinary items | $1,166,000 | 2,521 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,166,000 | 2,519 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,166,000 | 2,520 |
| Net charge-offs | $13,000 | 6,819 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,211,750 | 2,416 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,993,000 | 5,014 |
| Total interest expense | $905,000 | 5,794 |
| Net interest income | $3,088,000 | 4,504 |
| Provision for loan and lease losses | $107,000 | 5,905 |
| Total noninterest income | $412,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $362,000 | 2,987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $2,252,000 | 5,189 |
| Salaries and employee benefits | $1,137,000 | 5,198 |
| Premises and equipment expense | $323,000 | 4,836 |
| Additional noninterest expense | $792,000 | 5,085 |
| Pre-tax net operating income | $1,141,000 | 2,506 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $415,000 | 1,591 |
| Income before extraordinary items | $735,000 | 3,026 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $735,000 | 3,024 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $735,000 | 3,027 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $729,240 | 2,963 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 5,061 |
| Total interest expense | $616,000 | 5,862 |
| Net interest income | $2,042,000 | 4,519 |
| Provision for loan and lease losses | $70,000 | 5,703 |
| Total noninterest income | $273,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $229,000 | 3,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $1,497,000 | 5,256 |
| Salaries and employee benefits | $761,000 | 5,258 |
| Premises and equipment expense | $206,000 | 4,998 |
| Additional noninterest expense | $530,000 | 5,082 |
| Pre-tax net operating income | $748,000 | 2,638 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $285,000 | 1,592 |
| Income before extraordinary items | $472,000 | 3,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,195 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $472,000 | 3,196 |
| Net charge-offs | $13,000 | 5,866 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $466,240 | 3,104 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 5,133 |
| Total interest expense | $320,000 | 5,878 |
| Net interest income | $996,000 | 4,588 |
| Provision for loan and lease losses | $27,000 | 5,667 |
| Total noninterest income | $133,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $111,000 | 3,071 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $722,000 | 5,295 |
| Salaries and employee benefits | $378,000 | 5,322 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $245,000 | 5,000 |
| Pre-tax net operating income | $380,000 | 2,906 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $228,000 | 3,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 3,641 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $228,000 | 3,642 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $222,240 | 3,542 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 5,101 |
| Total interest expense | $1,856,000 | 5,493 |
| Net interest income | $3,808,000 | 4,724 |
| Provision for loan and lease losses | $151,000 | 5,546 |
| Total noninterest income | $531,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $437,000 | 3,281 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $94,000 | 6,009 |
| Total noninterest expense | $2,663,000 | 5,464 |
| Salaries and employee benefits | $1,403,000 | 5,533 |
| Premises and equipment expense | $362,000 | 5,349 |
| Additional noninterest expense | $898,000 | 5,150 |
| Pre-tax net operating income | $1,525,000 | 2,999 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $525,000 | 1,805 |
| Income before extraordinary items | $1,000,000 | 3,297 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,000,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,000,000 | 3,440 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 5,162 |
| Total interest expense | $1,456,000 | 5,506 |
| Net interest income | $2,825,000 | 4,802 |
| Provision for loan and lease losses | $136,000 | 4,739 |
| Total noninterest income | $389,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $316,000 | 3,383 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 6,081 |
| Total noninterest expense | $1,997,000 | 5,458 |
| Salaries and employee benefits | $1,033,000 | 5,593 |
| Premises and equipment expense | $304,000 | 5,074 |
| Additional noninterest expense | $660,000 | 5,140 |
| Pre-tax net operating income | $1,081,000 | 3,529 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $330,000 | 2,361 |
| Income before extraordinary items | $751,000 | 3,686 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $751,000 | 3,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $751,000 | 3,824 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 5,248 |
| Total interest expense | $1,025,000 | 5,518 |
| Net interest income | $1,805,000 | 4,931 |
| Provision for loan and lease losses | $91,000 | 4,384 |
| Total noninterest income | $254,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $207,000 | 3,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $1,323,000 | 5,510 |
| Salaries and employee benefits | $681,000 | 5,666 |
| Premises and equipment expense | $205,000 | 5,075 |
| Additional noninterest expense | $437,000 | 5,154 |
| Pre-tax net operating income | $645,000 | 3,860 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $208,000 | 2,640 |
| Income before extraordinary items | $437,000 | 4,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $437,000 | 4,235 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 5,300 |
| Total interest expense | $568,000 | 5,438 |
| Net interest income | $875,000 | 5,025 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $125,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $102,000 | 3,412 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $662,000 | 5,521 |
| Salaries and employee benefits | $336,000 | 5,770 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $231,000 | 4,937 |
| Pre-tax net operating income | $323,000 | 3,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $100,000 | 2,803 |
| Income before extraordinary items | $223,000 | 4,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $223,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $223,000 | 4,334 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 5,323 |
| Total interest expense | $2,396,000 | 5,382 |
| Net interest income | $3,430,000 | 5,098 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $566,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $465,000 | 3,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $101,000 | 6,205 |
| Total noninterest expense | $2,380,000 | 5,754 |
| Salaries and employee benefits | $1,231,000 | 5,905 |
| Premises and equipment expense | $373,000 | 5,234 |
| Additional noninterest expense | $776,000 | 5,448 |
| Pre-tax net operating income | $1,556,000 | 3,838 |
| Securities gains (losses) | $-8,000 | 7,514 |
| Applicable income taxes | $477,000 | 2,799 |
| Income before extraordinary items | $1,071,000 | 4,164 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,071,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,700 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,076,520 | 4,151 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 5,364 |
| Total interest expense | $1,767,000 | 5,431 |
| Net interest income | $2,557,000 | 5,141 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $432,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $356,000 | 3,145 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $76,000 | 6,239 |
| Total noninterest expense | $1,765,000 | 5,752 |
| Salaries and employee benefits | $922,000 | 5,884 |
| Premises and equipment expense | $282,000 | 5,185 |
| Additional noninterest expense | $561,000 | 5,508 |
| Pre-tax net operating income | $1,179,000 | 3,993 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $361,000 | 2,945 |
| Income before extraordinary items | $818,000 | 4,303 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $818,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $818,000 | 4,291 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,832,000 | 5,438 |
| Total interest expense | $1,160,000 | 5,479 |
| Net interest income | $1,672,000 | 5,237 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $291,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $240,000 | 3,101 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $1,165,000 | 5,816 |
| Salaries and employee benefits | $608,000 | 5,966 |
| Premises and equipment expense | $190,000 | 5,178 |
| Additional noninterest expense | $367,000 | 5,552 |
| Pre-tax net operating income | $768,000 | 4,106 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $235,000 | 3,054 |
| Income before extraordinary items | $533,000 | 4,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $533,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $533,000 | 4,419 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 5,446 |
| Total interest expense | $580,000 | 5,467 |
| Net interest income | $833,000 | 5,248 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $589,000 | 5,808 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $190,000 | 5,431 |
| Pre-tax net operating income | $375,000 | 4,143 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $114,000 | 3,097 |
| Income before extraordinary items | $261,000 | 4,464 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $261,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $261,000 | 4,451 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 5,471 |
| Total interest expense | $1,972,000 | 5,441 |
| Net interest income | $3,179,000 | 5,345 |
| Provision for loan and lease losses | $85,000 | 4,954 |
| Total noninterest income | $540,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $439,000 | 3,348 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $101,000 | 6,313 |
| Total noninterest expense | $2,152,000 | 5,943 |
| Salaries and employee benefits | $1,141,000 | 6,064 |
| Premises and equipment expense | $380,000 | 5,092 |
| Additional noninterest expense | $631,000 | 5,917 |
| Pre-tax net operating income | $1,482,000 | 4,311 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $441,000 | 3,311 |
| Income before extraordinary items | $1,041,000 | 4,625 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,041,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,041,000 | 4,609 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 5,582 |
| Total interest expense | $1,365,000 | 5,592 |
| Net interest income | $2,355,000 | 5,426 |
| Provision for loan and lease losses | $70,000 | 4,662 |
| Total noninterest income | $399,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $325,000 | 3,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 6,339 |
| Total noninterest expense | $1,633,000 | 5,898 |
| Salaries and employee benefits | $877,000 | 5,965 |
| Premises and equipment expense | $289,000 | 5,069 |
| Additional noninterest expense | $467,000 | 5,963 |
| Pre-tax net operating income | $1,051,000 | 4,622 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $310,000 | 3,537 |
| Income before extraordinary items | $741,000 | 4,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $741,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $741,000 | 4,869 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 5,663 |
| Total interest expense | $836,000 | 5,694 |
| Net interest income | $1,552,000 | 5,491 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $264,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $215,000 | 3,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 6,410 |
| Total noninterest expense | $1,126,000 | 5,819 |
| Salaries and employee benefits | $583,000 | 6,003 |
| Premises and equipment expense | $201,000 | 4,913 |
| Additional noninterest expense | $342,000 | 5,683 |
| Pre-tax net operating income | $660,000 | 4,755 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $188,000 | 3,690 |
| Income before extraordinary items | $472,000 | 5,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $472,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $472,000 | 5,011 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 5,680 |
| Total interest expense | $393,000 | 5,751 |
| Net interest income | $773,000 | 5,499 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $122,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 3,520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $573,000 | 5,764 |
| Salaries and employee benefits | $288,000 | 6,052 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $174,000 | 5,609 |
| Pre-tax net operating income | $307,000 | 4,913 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $214,000 | 5,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $214,000 | 5,194 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 5,947 |
| Total interest expense | $1,005,000 | 6,273 |
| Net interest income | $2,832,000 | 5,680 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $497,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $392,000 | 3,598 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,333 |
| Total noninterest expense | $2,111,000 | 5,924 |
| Salaries and employee benefits | $1,107,000 | 6,034 |
| Premises and equipment expense | $354,000 | 5,243 |
| Additional noninterest expense | $650,000 | 5,801 |
| Pre-tax net operating income | $1,158,000 | 4,984 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $358,000 | 3,869 |
| Income before extraordinary items | $800,000 | 5,343 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $800,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $800,000 | 5,320 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 6,036 |
| Total interest expense | $676,000 | 6,447 |
| Net interest income | $2,084,000 | 5,766 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $379,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $294,000 | 3,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,211 |
| Total noninterest expense | $1,586,000 | 5,878 |
| Salaries and employee benefits | $835,000 | 5,978 |
| Premises and equipment expense | $269,000 | 5,188 |
| Additional noninterest expense | $482,000 | 5,822 |
| Pre-tax net operating income | $832,000 | 5,238 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $268,000 | 3,976 |
| Income before extraordinary items | $564,000 | 5,613 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $564,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $564,000 | 5,573 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 6,103 |
| Total interest expense | $399,000 | 6,605 |
| Net interest income | $1,366,000 | 5,803 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $250,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $193,000 | 3,576 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $57,000 | 6,200 |
| Total noninterest expense | $1,049,000 | 5,900 |
| Salaries and employee benefits | $554,000 | 6,015 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $316,000 | 5,842 |
| Pre-tax net operating income | $537,000 | 5,294 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $170,000 | 4,062 |
| Income before extraordinary items | $367,000 | 5,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $367,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $367,000 | 5,628 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 6,210 |
| Total interest expense | $173,000 | 6,884 |
| Net interest income | $677,000 | 5,833 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $92,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $497,000 | 6,122 |
| Salaries and employee benefits | $273,000 | 6,106 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $283,000 | 5,146 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $82,000 | 4,078 |
| Income before extraordinary items | $201,000 | 5,402 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $201,000 | 5,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $201,000 | 5,371 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 6,399 |
| Total interest expense | $522,000 | 7,226 |
| Net interest income | $2,496,000 | 6,013 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $518,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $419,000 | 3,530 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,449 |
| Total noninterest expense | $1,980,000 | 6,036 |
| Salaries and employee benefits | $1,068,000 | 6,073 |
| Premises and equipment expense | $336,000 | 5,354 |
| Additional noninterest expense | $576,000 | 6,119 |
| Pre-tax net operating income | $912,000 | 5,459 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $304,000 | 4,156 |
| Income before extraordinary items | $608,000 | 5,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $608,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $608,000 | 5,848 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 6,527 |
| Total interest expense | $370,000 | 7,349 |
| Net interest income | $1,807,000 | 6,126 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $384,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $311,000 | 3,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $1,485,000 | 5,993 |
| Salaries and employee benefits | $802,000 | 6,016 |
| Premises and equipment expense | $245,000 | 5,405 |
| Additional noninterest expense | $438,000 | 6,019 |
| Pre-tax net operating income | $641,000 | 5,724 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $228,000 | 4,240 |
| Income before extraordinary items | $413,000 | 6,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $413,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $413,000 | 6,172 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 6,709 |
| Total interest expense | $241,000 | 7,453 |
| Net interest income | $1,141,000 | 6,300 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $250,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $202,000 | 3,621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $981,000 | 6,050 |
| Salaries and employee benefits | $533,000 | 6,073 |
| Premises and equipment expense | $159,000 | 5,500 |
| Additional noninterest expense | $289,000 | 6,082 |
| Pre-tax net operating income | $380,000 | 5,982 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $139,000 | 4,375 |
| Income before extraordinary items | $241,000 | 6,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $241,000 | 6,442 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 6,675 |
| Total interest expense | $122,000 | 7,488 |
| Net interest income | $587,000 | 6,225 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $103,000 | 5,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $484,000 | 6,150 |
| Salaries and employee benefits | $257,000 | 6,239 |
| Premises and equipment expense | $78,000 | 5,588 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $191,000 | 5,930 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $78,000 | 4,184 |
| Income before extraordinary items | $113,000 | 6,645 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $113,000 | 6,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 7,154 |
| Total interest expense | $577,000 | 7,468 |
| Net interest income | $1,821,000 | 6,870 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $375,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $337,000 | 4,040 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $38,000 | 7,880 |
| Total noninterest expense | $1,777,000 | 6,391 |
| Salaries and employee benefits | $904,000 | 6,583 |
| Premises and equipment expense | $303,000 | 5,636 |
| Additional noninterest expense | $570,000 | 6,152 |
| Pre-tax net operating income | $364,000 | 7,177 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $76,000 | 5,981 |
| Income before extraordinary items | $299,000 | 7,287 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $299,000 | 7,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 9,016 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $290,200 | 7,177 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 7,321 |
| Total interest expense | $446,000 | 7,550 |
| Net interest income | $1,292,000 | 7,066 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $272,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $244,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $1,353,000 | 6,311 |
| Salaries and employee benefits | $676,000 | 6,574 |
| Premises and equipment expense | $230,000 | 5,580 |
| Additional noninterest expense | $447,000 | 6,006 |
| Pre-tax net operating income | $166,000 | 7,898 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $41,000 | 6,370 |
| Income before extraordinary items | $136,000 | 8,002 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $136,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $127,530 | 7,922 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 7,410 |
| Total interest expense | $293,000 | 7,716 |
| Net interest income | $847,000 | 7,121 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $153,000 | 4,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $921,000 | 6,248 |
| Salaries and employee benefits | $452,000 | 6,590 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $318,000 | 5,776 |
| Pre-tax net operating income | $66,000 | 8,257 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $54,000 | 8,388 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $54,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $46,300 | 8,327 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,504 |
| Total interest expense | $146,000 | 7,812 |
| Net interest income | $411,000 | 7,212 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $84,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $487,000 | 6,087 |
| Salaries and employee benefits | $222,000 | 6,661 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $191,000 | 5,135 |
| Pre-tax net operating income | $-7,000 | 8,751 |
| Securities gains (losses) | $11,000 | 2,147 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $4,000 | 8,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-7,000 | 8,711 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 7,664 |
| Total interest expense | $569,000 | 8,195 |
| Net interest income | $1,614,000 | 7,245 |
| Provision for loan and lease losses | $274,000 | 3,659 |
| Total noninterest income | $269,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $1,592,000 | 6,670 |
| Salaries and employee benefits | $766,000 | 7,010 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $575,000 | 6,079 |
| Pre-tax net operating income | $17,000 | 8,582 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-13,000 | 8,877 |
| Income before extraordinary items | $30,000 | 8,625 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $30,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,774 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,000 | 8,546 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 8,076 |
| Total interest expense | $647,000 | 8,726 |
| Net interest income | $1,494,000 | 7,347 |
| Provision for loan and lease losses | $163,000 | 4,608 |
| Total noninterest income | $171,000 | 7,620 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $159,000 | 5,683 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $1,109,000 | 7,668 |
| Salaries and employee benefits | $539,000 | 7,982 |
| Premises and equipment expense | $195,000 | 6,864 |
| Additional noninterest expense | $375,000 | 7,327 |
| Pre-tax net operating income | $393,000 | 7,014 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $339,000 | 6,899 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $339,000 | 6,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $339,000 | 6,783 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 8,811 |
| Total interest expense | $473,000 | 9,299 |
| Net interest income | $1,152,000 | 8,183 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $91,000 | 8,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 6,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $953,000 | 8,149 |
| Salaries and employee benefits | $496,000 | 8,259 |
| Premises and equipment expense | $169,000 | 7,263 |
| Additional noninterest expense | $288,000 | 8,038 |
| Pre-tax net operating income | $105,000 | 8,782 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $105,000 | 8,674 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $105,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $105,000 | 8,662 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,000 | 10,213 |
| Total interest expense | $10,000 | 10,171 |
| Net interest income | $10,000 | 10,212 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $382,000 | 9,919 |
| Salaries and employee benefits | $209,000 | 9,882 |
| Premises and equipment expense | $28,000 | 9,999 |
| Additional noninterest expense | $145,000 | 9,559 |
| Pre-tax net operating income | $-392,000 | 9,771 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-392,000 | 9,835 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-392,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,509,000 | 275 |
| Net operating income | $-392,000 | 9,813 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.