Home > First National Bank of Clovis > Assets and Liabilities
First National Bank of Clovis, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $120,116,000 | 3,751 |
| Cash and due from depository institutions | $9,837,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,805,000 | 5,424 |
| Federal funds sold & reverse repurchase agreements | $23,130,000 | 457 |
| Net loans & leases | $66,463,000 | 4,154 |
| Loan loss allowance | $1,142,000 | 3,048 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,886,000 | 4,161 |
| Other real estate owned | $279,000 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,716,000 | 4,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,116,000 | 3,751 |
| Total liabilities | $109,081,000 | 3,724 |
| Total deposits | $97,536,000 | 3,820 |
| Interest-bearing deposits | $76,308,000 | 4,127 |
| Deposits held in domestic offices | $97,536,000 | 3,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,894,000 | 1,156 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $651,000 | 4,499 |
| Total equity capital | $11,035,000 | 3,914 |
| Total bank equity capital | $11,035,000 | 3,914 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,050,000 | 1,840 |
| Surplus | $2,050,000 | 5,392 |
| Undivided profits | $6,935,000 | 3,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 3,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,366,000 | 1,609 |
| Earning assets | $106,398,000 | 3,865 |
| Long-term assets (5+ years) | $3,797,000 | 6,780 |
| Average Assets, year-to-date | $116,552,200 | 3,728 |
| Average Assets, quarterly | $119,716,000 | 3,729 |
| Volatile liabilities | $25,129,000 | 2,908 |
| Insider loans | $331,000 | 6,299 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,476,000 | 4,452 |
| Tier 1 (core) risk-based capital | $11,067,000 | 3,888 |
| Tier 2 risk-based capital | $959,410 | 3,271 |
| Total risk weighted assets | $76,570,010 | 3,770 |
| Total unused commitments | $7,476,000 | 4,456 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $118,503,000 | 3,758 |
| Cash and due from depository institutions | $8,137,000 | 3,057 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $12,884,000 | 6,315 |
| Federal funds sold & reverse repurchase agreements | $22,465,000 | 715 |
| Net loans & leases | $70,754,000 | 3,746 |
| Loan loss allowance | $1,404,000 | 2,472 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,034,000 | 3,859 |
| Other real estate owned | $127,000 | 3,057 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,102,000 | 3,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,503,000 | 3,758 |
| Total liabilities | $108,225,000 | 3,685 |
| Total deposits | $105,787,000 | 3,540 |
| Interest-bearing deposits | $85,269,000 | 3,727 |
| Deposits held in domestic offices | $105,787,000 | 3,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,642,000 | 2,119 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $796,000 | 4,189 |
| Total equity capital | $10,278,000 | 4,230 |
| Total bank equity capital | $10,278,000 | 4,230 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,050,000 | 1,792 |
| Surplus | $2,050,000 | 5,301 |
| Undivided profits | $6,178,000 | 3,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 3,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,649,000 | 1,259 |
| Earning assets | $106,103,000 | 3,846 |
| Long-term assets (5+ years) | $3,165,000 | 7,069 |
| Average Assets, year-to-date | $113,894,000 | 3,692 |
| Average Assets, quarterly | $117,780,000 | 3,709 |
| Volatile liabilities | $18,493,000 | 3,205 |
| Insider loans | $350,000 | 6,122 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,015,000 | 4,167 |
| Tier 1 (core) risk-based capital | $10,277,000 | 4,060 |
| Tier 2 risk-based capital | $1,021,210 | 2,964 |
| Total risk weighted assets | $81,313,810 | 3,389 |
| Total unused commitments | $8,015,000 | 4,172 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $112,741,000 | 3,895 |
| Cash and due from depository institutions | $7,401,000 | 3,015 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,427,000 | 6,413 |
| Federal funds sold & reverse repurchase agreements | $18,425,000 | 716 |
| Net loans & leases | $70,077,000 | 3,833 |
| Loan loss allowance | $1,340,000 | 2,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,215,000 | 5,373 |
| Other real estate owned | $74,000 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,122,000 | 3,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,741,000 | 3,895 |
| Total liabilities | $102,559,000 | 3,834 |
| Total deposits | $101,503,000 | 3,654 |
| Interest-bearing deposits | $85,322,000 | 3,739 |
| Deposits held in domestic offices | $101,503,000 | 3,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $277,000 | 3,360 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $779,000 | 4,349 |
| Total equity capital | $10,182,000 | 4,226 |
| Total bank equity capital | $10,182,000 | 4,226 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,050,000 | 1,778 |
| Surplus | $2,050,000 | 5,304 |
| Undivided profits | $6,082,000 | 3,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,712,000 | 1,262 |
| Earning assets | $101,929,000 | 3,967 |
| Long-term assets (5+ years) | $1,893,000 | 7,764 |
| Average Assets, year-to-date | $108,536,000 | 3,860 |
| Average Assets, quarterly | $112,350,000 | 3,850 |
| Volatile liabilities | $19,247,000 | 3,089 |
| Insider loans | $302,000 | 6,629 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,126,000 | 3,943 |
| Tier 1 (core) risk-based capital | $10,171,000 | 4,099 |
| Tier 2 risk-based capital | $987,620 | 2,964 |
| Total risk weighted assets | $78,656,920 | 3,456 |
| Total unused commitments | $8,126,000 | 3,944 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $105,705,000 | 4,212 |
| Cash and due from depository institutions | $8,301,000 | 3,153 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,507,000 | 6,036 |
| Federal funds sold & reverse repurchase agreements | $16,095,000 | 799 |
| Net loans & leases | $61,700,000 | 4,260 |
| Loan loss allowance | $1,226,000 | 2,933 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $918,000 | 6,282 |
| Other real estate owned | $153,000 | 3,153 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,031,000 | 3,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,705,000 | 4,212 |
| Total liabilities | $95,643,000 | 4,186 |
| Total deposits | $94,250,000 | 4,012 |
| Interest-bearing deposits | $77,034,000 | 4,217 |
| Deposits held in domestic offices | $94,250,000 | 4,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $664,000 | 3,044 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $729,000 | 4,529 |
| Total equity capital | $10,062,000 | 4,317 |
| Total bank equity capital | $10,062,000 | 4,317 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,050,000 | 1,872 |
| Surplus | $2,050,000 | 5,373 |
| Undivided profits | $5,962,000 | 3,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,078,000 | 1,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $494,000 | 296 |
| Income earned, not collected on loans | $1,569,000 | 1,370 |
| Earning assets | $94,302,000 | 4,320 |
| Long-term assets (5+ years) | $1,375,000 | 8,385 |
| Average Assets, year-to-date | $103,280,400 | 4,125 |
| Average Assets, quarterly | $103,788,000 | 4,225 |
| Volatile liabilities | $17,125,000 | 3,298 |
| Insider loans | $272,000 | 7,070 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,092,000 | 4,202 |
| Tier 1 (core) risk-based capital | $10,055,000 | 4,218 |
| Tier 2 risk-based capital | $881,080 | 3,362 |
| Total risk weighted assets | $70,141,780 | 3,853 |
| Total unused commitments | $7,092,000 | 4,215 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $104,245,000 | 4,262 |
| Cash and due from depository institutions | $7,746,000 | 3,427 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,818,000 | 8,348 |
| Federal funds sold & reverse repurchase agreements | $23,375,000 | 635 |
| Net loans & leases | $60,733,000 | 4,231 |
| Loan loss allowance | $1,224,000 | 2,952 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $839,000 | 6,652 |
| Other real estate owned | $190,000 | 3,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,544,000 | 4,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,245,000 | 4,262 |
| Total liabilities | $94,498,000 | 4,227 |
| Total deposits | $93,635,000 | 4,057 |
| Interest-bearing deposits | $77,872,000 | 4,202 |
| Deposits held in domestic offices | $93,635,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $317,000 | 3,296 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $546,000 | 5,865 |
| Total equity capital | $9,747,000 | 4,433 |
| Total bank equity capital | $9,747,000 | 4,433 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,050,000 | 1,917 |
| Surplus | $2,050,000 | 5,426 |
| Undivided profits | $5,647,000 | 4,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,229,000 | 1,832 |
| Earning assets | $93,926,000 | 4,328 |
| Long-term assets (5+ years) | $115,000 | 10,192 |
| Average Assets, year-to-date | $98,114,800 | 4,312 |
| Average Assets, quarterly | $101,430,500 | 4,323 |
| Volatile liabilities | $15,406,000 | 3,249 |
| Insider loans | $336,000 | 6,736 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,259,000 | 4,030 |
| Tier 1 (core) risk-based capital | $9,742,000 | 4,309 |
| Tier 2 risk-based capital | $883,860 | 3,271 |
| Total risk weighted assets | $70,368,760 | 3,757 |
| Total unused commitments | $7,259,000 | 4,042 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $98,824,000 | 4,418 |
| Cash and due from depository institutions | $7,596,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,323,000 | 6,750 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 751 |
| Net loans & leases | $59,420,000 | 4,227 |
| Loan loss allowance | $1,166,000 | 3,104 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $863,000 | 6,633 |
| Other real estate owned | $265,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,557,000 | 4,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,824,000 | 4,418 |
| Total liabilities | $89,714,000 | 4,419 |
| Total deposits | $89,386,000 | 4,208 |
| Interest-bearing deposits | $73,841,000 | 4,358 |
| Deposits held in domestic offices | $89,386,000 | 4,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $328,000 | 6,935 |
| Total equity capital | $9,110,000 | 4,430 |
| Total bank equity capital | $9,110,000 | 4,430 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,050,000 | 1,973 |
| Surplus | $2,050,000 | 5,422 |
| Undivided profits | $5,010,000 | 4,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,105,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,170 |
| Income earned, not collected on loans | $1,051,000 | 1,862 |
| Earning assets | $88,543,000 | 4,503 |
| Long-term assets (5+ years) | $126,000 | 10,697 |
| Average Assets, year-to-date | $99,660,000 | 4,274 |
| Average Assets, quarterly | $97,644,500 | 4,429 |
| Volatile liabilities | $14,279,000 | 3,322 |
| Insider loans | $144,000 | 8,834 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,834,000 | 5,002 |
| Tier 1 (core) risk-based capital | $9,127,000 | 4,464 |
| Tier 2 risk-based capital | $850,710 | 3,366 |
| Total risk weighted assets | $67,741,210 | 3,789 |
| Total unused commitments | $4,834,000 | 5,008 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $99,861,000 | 4,440 |
| Cash and due from depository institutions | $5,007,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,642,000 | 6,451 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,394 |
| Net loans & leases | $63,586,000 | 3,931 |
| Loan loss allowance | $1,121,000 | 3,340 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $931,000 | 6,415 |
| Other real estate owned | $452,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,443,000 | 4,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,861,000 | 4,440 |
| Total liabilities | $91,437,000 | 4,418 |
| Total deposits | $91,222,000 | 4,234 |
| Interest-bearing deposits | $75,956,000 | 4,415 |
| Deposits held in domestic offices | $91,222,000 | 4,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $215,000 | 8,950 |
| Total equity capital | $8,424,000 | 4,781 |
| Total bank equity capital | $8,424,000 | 4,781 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,050,000 | 1,997 |
| Surplus | $2,050,000 | 5,405 |
| Undivided profits | $4,324,000 | 4,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 3,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $903,000 | 1,946 |
| Earning assets | $92,028,000 | 4,450 |
| Long-term assets (5+ years) | $150,000 | 11,184 |
| Average Assets, year-to-date | $101,741,600 | 4,267 |
| Average Assets, quarterly | $103,783,000 | 4,277 |
| Volatile liabilities | $15,349,000 | 2,950 |
| Insider loans | $91,000 | 9,883 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,915,000 | 4,432 |
| Tier 1 (core) risk-based capital | $8,424,000 | 4,683 |
| Tier 2 risk-based capital | $893,280 | 3,206 |
| Total risk weighted assets | $71,234,780 | 3,582 |
| Total unused commitments | $5,915,000 | 4,456 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $103,968,000 | 4,374 |
| Cash and due from depository institutions | $7,637,000 | 3,669 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,823,000 | 7,416 |
| Federal funds sold & reverse repurchase agreements | $13,900,000 | 1,200 |
| Net loans & leases | $64,574,000 | 3,918 |
| Loan loss allowance | $1,058,000 | 3,541 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,006,000 | 6,170 |
| Other real estate owned | $615,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,413,000 | 4,820 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,968,000 | 4,374 |
| Total liabilities | $95,954,000 | 4,340 |
| Total deposits | $95,707,000 | 4,171 |
| Interest-bearing deposits | $82,100,000 | 4,261 |
| Deposits held in domestic offices | $95,707,000 | 4,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $247,000 | 9,104 |
| Total equity capital | $8,014,000 | 4,778 |
| Total bank equity capital | $8,014,000 | 4,778 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,050,000 | 2,070 |
| Surplus | $1,850,000 | 5,814 |
| Undivided profits | $4,114,000 | 4,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 3,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,020,000 | 1,914 |
| Earning assets | $93,297,000 | 4,444 |
| Long-term assets (5+ years) | $376,000 | 11,185 |
| Average Assets, year-to-date | $100,568,400 | 4,416 |
| Average Assets, quarterly | $100,954,500 | 4,459 |
| Volatile liabilities | $11,802,000 | 3,640 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,273,000 | 5,059 |
| Tier 1 (core) risk-based capital | $8,014,000 | 4,703 |
| Tier 2 risk-based capital | $922,920 | 3,129 |
| Total risk weighted assets | $73,698,420 | 3,543 |
| Total unused commitments | $4,273,000 | 5,089 |
| Derivatives | $0 | 651 |