First National Bank Northwest Florida, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$8,920,0002,988
Total interest expense$1,647,0003,240
Net interest income$7,273,0002,847
Provision for loan and lease losses$-8,0004,189
Total noninterest income$164,0004,117
Gross Fiduciary activities income$0981
Service charges on deposit accounts$32,0004,032
Trading account gains and feesNANA
Additional Noninterest Income$132,0003,887
Total noninterest expense$3,724,0003,444
Salaries and employee benefits$2,221,0003,328
Premises and equipment expense$482,0003,008
Additional noninterest expense$132,0003,887
Pre-tax net operating income$3,721,0002,260
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,721,0002,076
Extraordinary gains, net$054
Net income$3,721,0002,102
Minority interest net income$088
Net income of bank and minority interests.$3,721,0002,080
Net charge-offs$-1,0003,506
Cash dividends$742,0002,451
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,721,0002,105
2023-09-30 (YTD Data)Rank
Total interest income$6,526,0002,991
Total interest expense$1,037,0003,314
Net interest income$5,489,0002,846
Provision for loan and lease losses$-2,0004,229
Total noninterest income$122,0004,129
Gross Fiduciary activities income$0950
Service charges on deposit accounts$25,0004,041
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,905
Total noninterest expense$2,794,0003,422
Salaries and employee benefits$1,699,0003,290
Premises and equipment expense$362,0003,015
Additional noninterest expense$97,0003,903
Pre-tax net operating income$2,819,0002,305
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,819,0002,125
Extraordinary gains, net$052
Net income$2,819,0002,146
Minority interest net income$081
Net income of bank and minority interests.$2,819,0002,127
Net charge-offs$-1,0003,402
Cash dividends$742,0001,956
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,819,0002,151
2023-06-30 (YTD Data)Rank
Total interest income$4,259,0003,000
Total interest expense$609,0003,316
Net interest income$3,650,0002,870
Provision for loan and lease losses$3,0002,874
Total noninterest income$79,0004,141
Gross Fiduciary activities income$0931
Service charges on deposit accounts$17,0004,038
Trading account gains and feesNANA
Additional Noninterest Income$62,0003,956
Total noninterest expense$1,823,0003,451
Salaries and employee benefits$1,145,0003,281
Premises and equipment expense$236,0003,045
Additional noninterest expense$62,0003,936
Pre-tax net operating income$1,903,0002,309
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,903,0002,126
Extraordinary gains, net$051
Net income$1,903,0002,151
Minority interest net income$081
Net income of bank and minority interests.$1,903,0002,126
Net charge-offs$-1,0003,356
Cash dividends$742,0001,638
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,903,0002,138
2023-03-31 (YTD Data)Rank
Total interest income$2,088,0003,025
Total interest expense$261,0003,304
Net interest income$1,827,0002,876
Provision for loan and lease losses$02,612
Total noninterest income$34,0004,228
Gross Fiduciary activities income$0913
Service charges on deposit accounts$9,0004,053
Trading account gains and feesNANA
Additional Noninterest Income$25,0004,046
Total noninterest expense$901,0003,502
Salaries and employee benefits$576,0003,322
Premises and equipment expense$115,0003,125
Additional noninterest expense$25,0004,046
Pre-tax net operating income$960,0002,350
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$960,0002,152
Extraordinary gains, net$04
Net income$960,0002,152
Minority interest net income$048
Net income of bank and minority interests.$960,0002,152
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$960,0002,173
2022-12-31 (YTD Data)Rank
Total interest income$5,828,0003,280
Total interest expense$161,0004,181
Net interest income$5,667,0003,178
Provision for loan and lease losses$03,012
Total noninterest income$628,0003,317
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$37,0004,098
Trading account gains and feesNANA
Additional Noninterest Income$591,0002,891
Total noninterest expense$3,549,0003,506
Salaries and employee benefits$2,208,0003,355
Premises and equipment expense$468,0003,083
Additional noninterest expense$591,0002,891
Pre-tax net operating income$2,746,0002,754
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$2,746,0002,558
Extraordinary gains, net$05
Net income$2,746,0002,555
Minority interest net income$063
Net income of bank and minority interests.$2,746,0002,557
Net charge-offs$02,620
Cash dividends$935,0002,212
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,746,0002,590
2022-09-30 (YTD Data)Rank
Total interest income$3,708,0003,450
Total interest expense$81,0004,343
Net interest income$3,627,0003,365
Provision for loan and lease losses$02,835
Total noninterest income$599,0003,095
Gross Fiduciary activities income$0968
Service charges on deposit accounts$28,0004,128
Trading account gains and feesNANA
Additional Noninterest Income$571,0002,654
Total noninterest expense$2,525,0003,572
Salaries and employee benefits$1,508,0003,453
Premises and equipment expense$368,0003,018
Additional noninterest expense$571,0002,654
Pre-tax net operating income$1,701,0002,961
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$1,701,0002,777
Extraordinary gains, net$04
Net income$1,701,0002,775
Minority interest net income$057
Net income of bank and minority interests.$1,701,0002,776
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,701,0002,810
2022-06-30 (YTD Data)Rank
Total interest income$2,069,0003,656
Total interest expense$56,0004,342
Net interest income$2,013,0003,591
Provision for loan and lease losses$02,599
Total noninterest income$574,0002,674
Gross Fiduciary activities income$0925
Service charges on deposit accounts$19,0004,160
Trading account gains and feesNANA
Additional Noninterest Income$555,0002,279
Total noninterest expense$1,634,0003,610
Salaries and employee benefits$969,0003,516
Premises and equipment expense$242,0003,059
Additional noninterest expense$423,0003,835
Pre-tax net operating income$953,0003,064
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$953,0002,874
Extraordinary gains, net$04
Net income$953,0002,873
Minority interest net income$060
Net income of bank and minority interests.$953,0002,874
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$953,0002,913
2022-03-31 (YTD Data)Rank
Total interest income$905,0003,786
Total interest expense$28,0004,346
Net interest income$877,0003,726
Provision for loan and lease losses$02,285
Total noninterest income$24,0004,466
Gross Fiduciary activities income$0892
Service charges on deposit accounts$10,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$14,0004,396
Total noninterest expense$789,0003,662
Salaries and employee benefits$458,0003,603
Premises and equipment expense$121,0003,062
Additional noninterest expense$210,0003,842
Pre-tax net operating income$112,0004,087
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$112,0004,013
Extraordinary gains, net$04
Net income$112,0004,012
Minority interest net income$050
Net income of bank and minority interests.$112,0004,013
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$112,0004,035
2021-12-31 (YTD Data)Rank
Total interest income$4,242,0003,696
Total interest expense$148,0004,316
Net interest income$4,094,0003,628
Provision for loan and lease losses$03,064
Total noninterest income$372,0003,891
Gross Fiduciary activities income$0994
Service charges on deposit accounts$33,0004,244
Trading account gains and feesNANA
Additional Noninterest Income$339,0003,633
Total noninterest expense$3,640,0003,489
Salaries and employee benefits$2,086,0003,467
Premises and equipment expense$448,0003,175
Additional noninterest expense$1,106,0003,559
Pre-tax net operating income$826,0003,967
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$826,0003,898
Extraordinary gains, net$010
Net income$826,0003,898
Minority interest net income$074
Net income of bank and minority interests.$826,0003,898
Net charge-offs$02,705
Cash dividends$388,0002,971
Sale, conversion, retirement of capital stock, net$0582
Net operating income$826,0003,875
2021-09-30 (YTD Data)Rank
Total interest income$3,286,0003,727
Total interest expense$115,0004,388
Net interest income$3,171,0003,649
Provision for loan and lease losses$02,963
Total noninterest income$350,0003,750
Gross Fiduciary activities income$0957
Service charges on deposit accounts$23,0004,327
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,434
Total noninterest expense$2,803,0003,488
Salaries and employee benefits$1,557,0003,485
Premises and equipment expense$348,0003,167
Additional noninterest expense$898,0003,461
Pre-tax net operating income$718,0003,987
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$718,0003,910
Extraordinary gains, net$08
Net income$718,0003,910
Minority interest net income$069
Net income of bank and minority interests.$718,0003,910
Net charge-offs$02,463
Cash dividends$388,0002,511
Sale, conversion, retirement of capital stock, net$0543
Net operating income$718,0003,892
2021-06-30 (YTD Data)Rank
Total interest income$2,202,0003,742
Total interest expense$81,0004,410
Net interest income$2,121,0003,660
Provision for loan and lease losses$02,862
Total noninterest income$52,0004,636
Gross Fiduciary activities income$0951
Service charges on deposit accounts$14,0004,373
Trading account gains and feesNANA
Additional Noninterest Income$38,0004,521
Total noninterest expense$1,656,0003,668
Salaries and employee benefits$1,008,0003,535
Premises and equipment expense$227,0003,192
Additional noninterest expense$421,0003,910
Pre-tax net operating income$517,0003,932
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$517,0003,851
Extraordinary gains, net$06
Net income$517,0003,851
Minority interest net income$067
Net income of bank and minority interests.$517,0003,851
Net charge-offs$02,245
Cash dividends$388,0002,175
Sale, conversion, retirement of capital stock, net$0517
Net operating income$517,0003,831
2021-03-31 (YTD Data)Rank
Total interest income$1,183,0003,653
Total interest expense$45,0004,410
Net interest income$1,138,0003,532
Provision for loan and lease losses$02,741
Total noninterest income$31,0004,563
Gross Fiduciary activities income$0922
Service charges on deposit accounts$6,0004,455
Trading account gains and feesNANA
Additional Noninterest Income$25,0004,389
Total noninterest expense$816,0003,688
Salaries and employee benefits$501,0003,548
Premises and equipment expense$113,0003,215
Additional noninterest expense$202,0003,951
Pre-tax net operating income$353,0003,630
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$353,0003,508
Extraordinary gains, net$03
Net income$353,0003,509
Minority interest net income$055
Net income of bank and minority interests.$353,0003,508
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$353,0003,486
2020-12-31 (YTD Data)Rank
Total interest income$5,226,0003,518
Total interest expense$608,0003,609
Net interest income$4,618,0003,467
Provision for loan and lease losses$04,319
Total noninterest income$169,0004,431
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$25,0004,528
Trading account gains and feesNANA
Additional Noninterest Income$144,0004,179
Total noninterest expense$3,353,0003,657
Salaries and employee benefits$2,071,0003,518
Premises and equipment expense$458,0003,188
Additional noninterest expense$824,0003,934
Pre-tax net operating income$1,434,0003,331
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$1,434,0003,237
Extraordinary gains, net$04
Net income$1,434,0003,236
Minority interest net income$072
Net income of bank and minority interests.$1,434,0003,237
Net charge-offs$1,0003,386
Cash dividends$305,0003,168
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,434,0003,176
2020-09-30 (YTD Data)Rank
Total interest income$4,062,0003,500
Total interest expense$536,0003,507
Net interest income$3,526,0003,473
Provision for loan and lease losses$04,239
Total noninterest income$144,0004,364
Gross Fiduciary activities income$0981
Service charges on deposit accounts$19,0004,553
Trading account gains and feesNANA
Additional Noninterest Income$125,0004,064
Total noninterest expense$2,571,0003,610
Salaries and employee benefits$1,585,0003,465
Premises and equipment expense$366,0003,112
Additional noninterest expense$620,0003,930
Pre-tax net operating income$1,099,0003,339
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$1,099,0003,234
Extraordinary gains, net$04
Net income$1,099,0003,233
Minority interest net income$065
Net income of bank and minority interests.$1,099,0003,234
Net charge-offs$03,243
Cash dividends$305,0002,693
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,099,0003,171
2020-06-30 (YTD Data)Rank
Total interest income$2,812,0003,479
Total interest expense$424,0003,368
Net interest income$2,388,0003,473
Provision for loan and lease losses$04,134
Total noninterest income$118,0004,219
Gross Fiduciary activities income$0970
Service charges on deposit accounts$13,0004,569
Trading account gains and feesNANA
Additional Noninterest Income$105,0003,888
Total noninterest expense$1,719,0003,616
Salaries and employee benefits$1,059,0003,470
Premises and equipment expense$241,0003,121
Additional noninterest expense$419,0003,933
Pre-tax net operating income$787,0003,249
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$787,0003,125
Extraordinary gains, net$04
Net income$787,0003,124
Minority interest net income$065
Net income of bank and minority interests.$787,0003,125
Net charge-offs$03,033
Cash dividends$305,0002,376
Sale, conversion, retirement of capital stock, net$0504
Net operating income$787,0003,080
2020-03-31 (YTD Data)Rank
Total interest income$1,502,0003,377
Total interest expense$260,0003,204
Net interest income$1,242,0003,363
Provision for loan and lease losses$03,711
Total noninterest income$87,0003,921
Gross Fiduciary activities income$0941
Service charges on deposit accounts$6,0004,699
Trading account gains and feesNANA
Additional Noninterest Income$81,0003,404
Total noninterest expense$848,0003,677
Salaries and employee benefits$526,0003,508
Premises and equipment expense$121,0003,144
Additional noninterest expense$201,0004,035
Pre-tax net operating income$481,0002,835
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$481,0002,680
Extraordinary gains, net$04
Net income$481,0002,679
Minority interest net income$056
Net income of bank and minority interests.$481,0002,681
Net charge-offs$02,581
Cash dividends$163,0002,048
Sale, conversion, retirement of capital stock, net$0482
Net operating income$481,0002,667
2019-12-31 (YTD Data)Rank
Total interest income$6,680,0003,258
Total interest expense$1,289,0002,949
Net interest income$5,391,0003,283
Provision for loan and lease losses$03,973
Total noninterest income$191,0004,487
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$22,0004,830
Trading account gains and feesNANA
Additional Noninterest Income$169,0004,073
Total noninterest expense$3,230,0003,780
Salaries and employee benefits$1,956,0003,642
Premises and equipment expense$498,0003,103
Additional noninterest expense$776,0004,142
Pre-tax net operating income$2,352,0002,827
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$2,352,0002,659
Extraordinary gains, net$011
Net income$2,352,0002,659
Minority interest net income$076
Net income of bank and minority interests.$2,352,0002,661
Net charge-offs$03,726
Cash dividends$928,0002,442
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,352,0002,627
2019-09-30 (YTD Data)Rank
Total interest income$5,066,0003,279
Total interest expense$978,0002,957
Net interest income$4,088,0003,307
Provision for loan and lease losses$03,836
Total noninterest income$81,0004,826
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$16,0004,910
Trading account gains and feesNANA
Additional Noninterest Income$65,0004,535
Total noninterest expense$2,366,0003,855
Salaries and employee benefits$1,432,0003,706
Premises and equipment expense$364,0003,174
Additional noninterest expense$570,0004,206
Pre-tax net operating income$1,803,0002,884
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$1,803,0002,688
Extraordinary gains, net$011
Net income$1,803,0002,689
Minority interest net income$072
Net income of bank and minority interests.$1,803,0002,689
Net charge-offs$03,455
Cash dividends$690,0002,195
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,803,0002,653
2019-06-30 (YTD Data)Rank
Total interest income$3,365,0003,298
Total interest expense$629,0002,994
Net interest income$2,736,0003,322
Provision for loan and lease losses$03,685
Total noninterest income$58,0004,828
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$11,0004,933
Trading account gains and feesNANA
Additional Noninterest Income$47,0004,539
Total noninterest expense$1,542,0003,908
Salaries and employee benefits$931,0003,780
Premises and equipment expense$236,0003,230
Additional noninterest expense$375,0004,242
Pre-tax net operating income$1,252,0002,788
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,252,0002,603
Extraordinary gains, net$011
Net income$1,252,0002,602
Minority interest net income$069
Net income of bank and minority interests.$1,252,0002,602
Net charge-offs$03,172
Cash dividends$422,0002,277
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,252,0002,567
2019-03-31 (YTD Data)Rank
Total interest income$1,636,0003,355
Total interest expense$292,0003,082
Net interest income$1,344,0003,374
Provision for loan and lease losses$03,406
Total noninterest income$23,0004,957
Gross Fiduciary activities income$0972
Service charges on deposit accounts$5,0005,005
Trading account gains and feesNANA
Additional Noninterest Income$18,0004,673
Total noninterest expense$750,0003,991
Salaries and employee benefits$460,0003,841
Premises and equipment expense$110,0003,388
Additional noninterest expense$180,0004,333
Pre-tax net operating income$617,0002,775
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$617,0002,582
Extraordinary gains, net$05
Net income$617,0002,581
Minority interest net income$052
Net income of bank and minority interests.$617,0002,581
Net charge-offs$02,740
Cash dividends$159,0002,169
Sale, conversion, retirement of capital stock, net$0529
Net operating income$617,0002,565
2018-12-31 (YTD Data)Rank
Total interest income$5,282,0003,665
Total interest expense$742,0003,368
Net interest income$4,540,0003,672
Provision for loan and lease losses$-100,0005,179
Total noninterest income$462,0003,883
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$29,0004,976
Trading account gains and feesNANA
Additional Noninterest Income$433,0003,258
Total noninterest expense$3,150,0003,927
Salaries and employee benefits$1,850,0003,817
Premises and equipment expense$452,0003,338
Additional noninterest expense$848,0004,129
Pre-tax net operating income$1,952,0003,178
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,952,0002,972
Extraordinary gains, net$06
Net income$1,952,0002,971
Minority interest net income$072
Net income of bank and minority interests.$1,952,0002,971
Net charge-offs$1,0003,708
Cash dividends$990,0002,250
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,952,0002,973
2018-09-30 (YTD Data)Rank
Total interest income$3,786,0003,753
Total interest expense$511,0003,435
Net interest income$3,275,0003,768
Provision for loan and lease losses$-100,0005,285
Total noninterest income$93,0004,984
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$21,0005,055
Trading account gains and feesNANA
Additional Noninterest Income$72,0004,668
Total noninterest expense$2,392,0003,925
Salaries and employee benefits$1,391,0003,845
Premises and equipment expense$360,0003,265
Additional noninterest expense$641,0004,153
Pre-tax net operating income$1,076,0003,662
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,076,0003,477
Extraordinary gains, net$05
Net income$1,076,0003,476
Minority interest net income$066
Net income of bank and minority interests.$1,076,0003,476
Net charge-offs$03,489
Cash dividends$814,0001,880
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,076,0003,477
2018-06-30 (YTD Data)Rank
Total interest income$2,389,0003,850
Total interest expense$312,0003,490
Net interest income$2,077,0003,862
Provision for loan and lease losses$03,782
Total noninterest income$59,0005,070
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$14,0005,100
Trading account gains and feesNANA
Additional Noninterest Income$45,0004,743
Total noninterest expense$1,501,0004,068
Salaries and employee benefits$920,0003,879
Premises and equipment expense$234,0003,330
Additional noninterest expense$347,0004,483
Pre-tax net operating income$635,0003,818
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$635,0003,639
Extraordinary gains, net$06
Net income$635,0003,637
Minority interest net income$065
Net income of bank and minority interests.$635,0003,638
Net charge-offs$03,209
Cash dividends$636,0001,724
Sale, conversion, retirement of capital stock, net$0620
Net operating income$635,0003,640
2018-03-31 (YTD Data)Rank
Total interest income$1,159,0003,917
Total interest expense$141,0003,623
Net interest income$1,018,0003,919
Provision for loan and lease losses$03,508
Total noninterest income$22,0005,247
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$7,0005,141
Trading account gains and feesNANA
Additional Noninterest Income$15,0004,965
Total noninterest expense$749,0004,104
Salaries and employee benefits$458,0003,923
Premises and equipment expense$116,0003,395
Additional noninterest expense$175,0004,530
Pre-tax net operating income$291,0003,897
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$291,0003,720
Extraordinary gains, net$07
Net income$291,0003,720
Minority interest net income$052
Net income of bank and minority interests.$291,0003,720
Net charge-offs$02,722
Cash dividends$50,0002,554
Sale, conversion, retirement of capital stock, net$0580
Net operating income$291,0003,725
2017-12-31 (YTD Data)Rank
Total interest income$4,153,0004,085
Total interest expense$420,0003,922
Net interest income$3,733,0004,066
Provision for loan and lease losses$-200,0005,431
Total noninterest income$225,0004,780
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$28,0005,243
Trading account gains and feesNANA
Additional Noninterest Income$197,0004,225
Total noninterest expense$3,057,0004,072
Salaries and employee benefits$1,902,0003,852
Premises and equipment expense$436,0003,508
Additional noninterest expense$719,0004,547
Pre-tax net operating income$1,101,0003,938
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$1,101,0003,591
Extraordinary gains, net$09
Net income$1,101,0003,590
Minority interest net income$076
Net income of bank and minority interests.$1,101,0003,591
Net charge-offs$-182,0005,419
Cash dividends$405,0003,154
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,101,0003,582
2017-09-30 (YTD Data)Rank
Total interest income$3,070,0004,140
Total interest expense$306,0003,981
Net interest income$2,764,0004,127
Provision for loan and lease losses$-200,0005,567
Total noninterest income$74,0005,346
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$22,0005,286
Trading account gains and feesNANA
Additional Noninterest Income$52,0005,055
Total noninterest expense$2,332,0004,074
Salaries and employee benefits$1,456,0003,826
Premises and equipment expense$337,0003,485
Additional noninterest expense$539,0004,577
Pre-tax net operating income$706,0004,214
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$706,0004,000
Extraordinary gains, net$09
Net income$706,0003,999
Minority interest net income$071
Net income of bank and minority interests.$706,0004,000
Net charge-offs$-182,0005,471
Cash dividends$371,0002,707
Sale, conversion, retirement of capital stock, net$0677
Net operating income$706,0003,985
2017-06-30 (YTD Data)Rank
Total interest income$2,010,0004,188
Total interest expense$195,0004,041
Net interest income$1,815,0004,169
Provision for loan and lease losses$-200,0005,652
Total noninterest income$51,0005,365
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$15,0005,325
Trading account gains and feesNANA
Additional Noninterest Income$36,0005,063
Total noninterest expense$1,547,0004,109
Salaries and employee benefits$970,0003,845
Premises and equipment expense$216,0003,572
Additional noninterest expense$361,0004,604
Pre-tax net operating income$519,0004,082
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$519,0003,851
Extraordinary gains, net$011
Net income$519,0003,849
Minority interest net income$071
Net income of bank and minority interests.$519,0003,851
Net charge-offs$-182,0005,570
Cash dividends$337,0002,398
Sale, conversion, retirement of capital stock, net$0659
Net operating income$519,0003,837
2017-03-31 (YTD Data)Rank
Total interest income$1,004,0004,187
Total interest expense$98,0004,037
Net interest income$906,0004,177
Provision for loan and lease losses$-200,0005,776
Total noninterest income$26,0005,401
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$8,0005,335
Trading account gains and feesNANA
Additional Noninterest Income$18,0005,090
Total noninterest expense$767,0004,155
Salaries and employee benefits$478,0003,933
Premises and equipment expense$98,0003,778
Additional noninterest expense$191,0004,555
Pre-tax net operating income$365,0003,553
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$365,0003,291
Extraordinary gains, net$08
Net income$365,0003,290
Minority interest net income$055
Net income of bank and minority interests.$365,0003,291
Net charge-offs$-181,0005,711
Cash dividends$34,0002,705
Sale, conversion, retirement of capital stock, net$0632
Net operating income$365,0003,267
2016-12-31 (YTD Data)Rank
Total interest income$3,919,0004,240
Total interest expense$374,0004,131
Net interest income$3,545,0004,218
Provision for loan and lease losses$04,332
Total noninterest income$207,0005,032
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$25,0005,502
Trading account gains and fees$0170
Additional Noninterest Income$182,0004,440
Total noninterest expense$3,063,0004,190
Salaries and employee benefits$1,847,0003,976
Premises and equipment expense$450,0003,568
Additional noninterest expense$766,0004,634
Pre-tax net operating income$689,0004,518
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$689,0004,376
Extraordinary gains, net$05
Net income$689,0004,374
Minority interest net income$082
Net income of bank and minority interests.$689,0004,375
Net charge-offs$-1,0004,661
Cash dividends$301,0003,417
Sale, conversion, retirement of capital stock, net$0759
Net operating income$689,0004,322
2016-09-30 (YTD Data)Rank
Total interest income$2,936,0004,277
Total interest expense$275,0004,193
Net interest income$2,661,0004,242
Provision for loan and lease losses$04,186
Total noninterest income$180,0004,927
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$19,0005,563
Trading account gains and fees$0169
Additional Noninterest Income$161,0004,333
Total noninterest expense$2,354,0004,143
Salaries and employee benefits$1,425,0003,932
Premises and equipment expense$354,0003,498
Additional noninterest expense$575,0004,659
Pre-tax net operating income$487,0004,662
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$487,0004,529
Extraordinary gains, net$05
Net income$487,0004,528
Minority interest net income$071
Net income of bank and minority interests.$487,0004,529
Net charge-offs$-1,0004,445
Cash dividends$267,0002,973
Sale, conversion, retirement of capital stock, net$0719
Net operating income$487,0004,455
2016-06-30 (YTD Data)Rank
Total interest income$1,959,0004,305
Total interest expense$177,0004,294
Net interest income$1,782,0004,265
Provision for loan and lease losses$04,017
Total noninterest income$152,0004,728
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$13,0005,608
Trading account gains and fees$0157
Additional Noninterest Income$139,0004,076
Total noninterest expense$1,578,0004,167
Salaries and employee benefits$957,0003,944
Premises and equipment expense$241,0003,488
Additional noninterest expense$380,0004,717
Pre-tax net operating income$356,0004,586
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$356,0004,420
Extraordinary gains, net$016
Net income$356,0004,416
Minority interest net income$071
Net income of bank and minority interests.$356,0004,418
Net charge-offs$-1,0004,332
Cash dividends$233,0002,743
Sale, conversion, retirement of capital stock, net$0705
Net operating income$356,0004,361
2016-03-31 (YTD Data)Rank
Total interest income$1,006,0004,281
Total interest expense$87,0004,352
Net interest income$919,0004,231
Provision for loan and lease losses$03,656
Total noninterest income$26,0005,610
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$6,0005,671
Trading account gains and fees$0142
Additional Noninterest Income$20,0005,216
Total noninterest expense$805,0004,164
Salaries and employee benefits$481,0003,968
Premises and equipment expense$139,0003,230
Additional noninterest expense$185,0004,802
Pre-tax net operating income$140,0004,799
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$140,0004,703
Extraordinary gains, net$012
Net income$140,0004,702
Minority interest net income$062
Net income of bank and minority interests.$140,0004,703
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$140,0004,643
2015-12-31 (YTD Data)Rank
Total interest income$3,880,0004,367
Total interest expense$365,0004,324
Net interest income$3,515,0004,327
Provision for loan and lease losses$04,380
Total noninterest income$116,0005,602
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$26,0005,740
Trading account gains and fees$0159
Additional Noninterest Income$90,0005,165
Total noninterest expense$3,179,0004,207
Salaries and employee benefits$1,845,0004,077
Premises and equipment expense$574,0003,202
Additional noninterest expense$760,0004,798
Pre-tax net operating income$452,0005,015
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$452,0004,914
Extraordinary gains, net$023
Net income$452,0004,917
Minority interest net income$081
Net income of bank and minority interests.$452,0004,917
Net charge-offs$-10,0005,186
Cash dividends$100,0003,983
Sale, conversion, retirement of capital stock, net$0804
Net operating income$452,0004,865
2015-09-30 (YTD Data)Rank
Total interest income$2,885,0004,431
Total interest expense$269,0004,399
Net interest income$2,616,0004,389
Provision for loan and lease losses$04,232
Total noninterest income$90,0005,659
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0153
Additional Noninterest Income$70,0005,170
Total noninterest expense$2,418,0004,202
Salaries and employee benefits$1,421,0004,031
Premises and equipment expense$432,0003,239
Additional noninterest expense$565,0004,858
Pre-tax net operating income$288,0005,250
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$288,0005,149
Extraordinary gains, net$021
Net income$288,0005,154
Minority interest net income$078
Net income of bank and minority interests.$288,0005,156
Net charge-offs$-8,0005,100
Cash dividends$75,0003,553
Sale, conversion, retirement of capital stock, net$0773
Net operating income$288,0005,100
2015-06-30 (YTD Data)Rank
Total interest income$1,945,0004,441
Total interest expense$173,0004,486
Net interest income$1,772,0004,381
Provision for loan and lease losses$04,069
Total noninterest income$59,0005,729
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$13,0005,880
Trading account gains and fees$0157
Additional Noninterest Income$46,0005,237
Total noninterest expense$1,616,0004,232
Salaries and employee benefits$947,0004,069
Premises and equipment expense$282,0003,296
Additional noninterest expense$387,0004,839
Pre-tax net operating income$215,0005,180
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$215,0005,061
Extraordinary gains, net$022
Net income$215,0005,063
Minority interest net income$075
Net income of bank and minority interests.$215,0005,065
Net charge-offs$-5,0005,028
Cash dividends$50,0003,429
Sale, conversion, retirement of capital stock, net$0751
Net operating income$215,0005,011
2015-03-31 (YTD Data)Rank
Total interest income$971,0004,474
Total interest expense$85,0004,564
Net interest income$886,0004,412
Provision for loan and lease losses$03,703
Total noninterest income$30,0005,755
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$7,0005,879
Trading account gains and fees$0152
Additional Noninterest Income$23,0005,282
Total noninterest expense$789,0004,326
Salaries and employee benefits$464,0004,146
Premises and equipment expense$140,0003,342
Additional noninterest expense$185,0004,951
Pre-tax net operating income$127,0005,022
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$127,0004,876
Extraordinary gains, net$013
Net income$127,0004,878
Minority interest net income$064
Net income of bank and minority interests.$127,0004,880
Net charge-offs$-3,0004,874
Cash dividends$25,0002,736
Sale, conversion, retirement of capital stock, net$0697
Net operating income$127,0004,817
2014-12-31 (YTD Data)Rank
Total interest income$3,744,0004,611
Total interest expense$351,0004,692
Net interest income$3,393,0004,547
Provision for loan and lease losses$04,603
Total noninterest income$347,0004,827
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$38,0005,885
Trading account gains and fees$0180
Additional Noninterest Income$309,0003,981
Total noninterest expense$3,232,0004,308
Salaries and employee benefits$1,877,0004,119
Premises and equipment expense$572,0003,336
Additional noninterest expense$783,0004,952
Pre-tax net operating income$508,0005,025
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$508,0004,907
Extraordinary gains, net$017
Net income$508,0004,906
Minority interest net income$084
Net income of bank and minority interests.$508,0004,907
Net charge-offs$587,0001,318
Cash dividends$195,0003,752
Sale, conversion, retirement of capital stock, net$0862
Net operating income$508,0004,861
2014-09-30 (YTD Data)Rank
Total interest income$2,821,0004,651
Total interest expense$260,0004,785
Net interest income$2,561,0004,578
Provision for loan and lease losses$04,401
Total noninterest income$283,0004,755
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$28,0005,970
Trading account gains and fees$0174
Additional Noninterest Income$255,0003,877
Total noninterest expense$2,413,0004,344
Salaries and employee benefits$1,392,0004,157
Premises and equipment expense$429,0003,382
Additional noninterest expense$592,0004,976
Pre-tax net operating income$431,0004,986
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$431,0004,838
Extraordinary gains, net$015
Net income$431,0004,838
Minority interest net income$081
Net income of bank and minority interests.$431,0004,839
Net charge-offs$589,0001,021
Cash dividends$170,0003,186
Sale, conversion, retirement of capital stock, net$0819
Net operating income$431,0004,788
2014-06-30 (YTD Data)Rank
Total interest income$1,856,0004,694
Total interest expense$168,0004,887
Net interest income$1,688,0004,606
Provision for loan and lease losses$04,196
Total noninterest income$181,0004,812
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$18,0006,033
Trading account gains and fees$0172
Additional Noninterest Income$163,0003,945
Total noninterest expense$1,617,0004,370
Salaries and employee benefits$932,0004,184
Premises and equipment expense$309,0003,229
Additional noninterest expense$376,0005,083
Pre-tax net operating income$252,0005,096
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$252,0004,965
Extraordinary gains, net$020
Net income$252,0004,967
Minority interest net income$080
Net income of bank and minority interests.$252,0004,968
Net charge-offs$576,000775
Cash dividends$145,0002,967
Sale, conversion, retirement of capital stock, net$0794
Net operating income$252,0004,911
2014-03-31 (YTD Data)Rank
Total interest income$930,0004,727
Total interest expense$85,0004,932
Net interest income$845,0004,642
Provision for loan and lease losses$03,817
Total noninterest income$06,595
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$9,0006,059
Trading account gains and fees$0147
Additional Noninterest Income$-9,0006,571
Total noninterest expense$821,0004,376
Salaries and employee benefits$469,0004,210
Premises and equipment expense$154,0003,286
Additional noninterest expense$198,0005,028
Pre-tax net operating income$24,0006,003
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$24,0005,999
Extraordinary gains, net$016
Net income$24,0005,999
Minority interest net income$066
Net income of bank and minority interests.$24,0006,000
Net charge-offs$18,0002,548
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$24,0005,966
2013-12-31 (YTD Data)Rank
Total interest income$3,858,0004,708
Total interest expense$367,0005,067
Net interest income$3,491,0004,596
Provision for loan and lease losses$05,091
Total noninterest income$23,0006,586
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$38,0006,160
Trading account gains and fees$0184
Additional Noninterest Income$-15,0006,511
Total noninterest expense$3,287,0004,408
Salaries and employee benefits$1,784,0004,341
Premises and equipment expense$612,0003,263
Additional noninterest expense$891,0004,837
Pre-tax net operating income$227,0005,657
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$227,0005,630
Extraordinary gains, net$029
Net income$227,0005,632
Minority interest net income$090
Net income of bank and minority interests.$227,0005,632
Net charge-offs$-141,0006,583
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$227,0005,579
2013-09-30 (YTD Data)Rank
Total interest income$2,971,0004,696
Total interest expense$275,0005,162
Net interest income$2,696,0004,557
Provision for loan and lease losses$04,941
Total noninterest income$-19,0006,778
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$30,0006,202
Trading account gains and fees$0180
Additional Noninterest Income$-49,0006,689
Total noninterest expense$2,506,0004,389
Salaries and employee benefits$1,353,0004,325
Premises and equipment expense$472,0003,240
Additional noninterest expense$681,0004,817
Pre-tax net operating income$171,0005,764
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$171,0005,744
Extraordinary gains, net$025
Net income$171,0005,745
Minority interest net income$084
Net income of bank and minority interests.$171,0005,745
Net charge-offs$-142,0006,661
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$171,0005,679
2013-06-30 (YTD Data)Rank
Total interest income$1,989,0004,698
Total interest expense$180,0005,244
Net interest income$1,809,0004,562
Provision for loan and lease losses$04,788
Total noninterest income$-37,0006,836
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$21,0006,196
Trading account gains and fees$0157
Additional Noninterest Income$-58,0006,766
Total noninterest expense$1,654,0004,427
Salaries and employee benefits$907,0004,346
Premises and equipment expense$308,0003,299
Additional noninterest expense$439,0004,909
Pre-tax net operating income$118,0005,742
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$118,0005,733
Extraordinary gains, net$022
Net income$118,0005,735
Minority interest net income$082
Net income of bank and minority interests.$118,0005,735
Net charge-offs$-141,0006,747
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$118,0005,641
2013-03-31 (YTD Data)Rank
Total interest income$985,0004,766
Total interest expense$89,0005,354
Net interest income$896,0004,606
Provision for loan and lease losses$04,409
Total noninterest income$-61,0006,945
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$11,0006,179
Trading account gains and fees$0148
Additional Noninterest Income$-72,0006,910
Total noninterest expense$823,0004,473
Salaries and employee benefits$454,0004,384
Premises and equipment expense$147,0003,434
Additional noninterest expense$222,0004,926
Pre-tax net operating income$12,0006,232
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$12,0006,299
Extraordinary gains, net$010
Net income$12,0006,300
Minority interest net income$076
Net income of bank and minority interests.$12,0006,300
Net charge-offs$-131,0006,875
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$12,0006,222
2012-12-31 (YTD Data)Rank
Total interest income$3,883,0004,947
Total interest expense$492,0005,156
Net interest income$3,391,0004,831
Provision for loan and lease losses$55,0005,147
Total noninterest income$143,0006,012
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$51,0006,210
Trading account gains and fees$0166
Additional Noninterest Income$92,0005,419
Total noninterest expense$3,673,0004,259
Salaries and employee benefits$1,831,0004,359
Premises and equipment expense$619,0003,305
Additional noninterest expense$1,223,0004,310
Pre-tax net operating income$-194,0006,350
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-194,0006,459
Extraordinary gains, net$029
Net income$-194,0006,453
Minority interest net income$093
Net income of bank and minority interests.$-194,0006,455
Net charge-offs$232,0003,613
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-194,0006,370
2012-09-30 (YTD Data)Rank
Total interest income$2,953,0004,995
Total interest expense$398,0005,129
Net interest income$2,555,0004,897
Provision for loan and lease losses$55,0004,875
Total noninterest income$101,0006,164
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$36,0006,338
Trading account gains and fees$0157
Additional Noninterest Income$65,0005,532
Total noninterest expense$2,685,0004,345
Salaries and employee benefits$1,402,0004,314
Premises and equipment expense$480,0003,263
Additional noninterest expense$803,0004,658
Pre-tax net operating income$-84,0006,400
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-84,0006,520
Extraordinary gains, net$020
Net income$-84,0006,518
Minority interest net income$086
Net income of bank and minority interests.$-84,0006,518
Net charge-offs$214,0003,223
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-84,0006,420
2012-06-30 (YTD Data)Rank
Total interest income$2,021,0004,972
Total interest expense$290,0005,061
Net interest income$1,731,0004,876
Provision for loan and lease losses$55,0004,498
Total noninterest income$65,0006,212
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$22,0006,442
Trading account gains and fees$0153
Additional Noninterest Income$43,0005,589
Total noninterest expense$1,807,0004,345
Salaries and employee benefits$944,0004,319
Premises and equipment expense$310,0003,348
Additional noninterest expense$553,0004,584
Pre-tax net operating income$-66,0006,480
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-66,0006,595
Extraordinary gains, net$019
Net income$-66,0006,595
Minority interest net income$084
Net income of bank and minority interests.$-66,0006,595
Net charge-offs$92,0003,493
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-66,0006,500
2012-03-31 (YTD Data)Rank
Total interest income$1,033,0004,965
Total interest expense$159,0004,973
Net interest income$874,0004,873
Provision for loan and lease losses$45,0003,771
Total noninterest income$33,0006,276
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,0006,444
Trading account gains and fees$0148
Additional Noninterest Income$22,0005,635
Total noninterest expense$831,0004,563
Salaries and employee benefits$474,0004,341
Premises and equipment expense$153,0003,412
Additional noninterest expense$204,0005,306
Pre-tax net operating income$31,0006,116
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$31,0006,209
Extraordinary gains, net$019
Net income$31,0006,207
Minority interest net income$078
Net income of bank and minority interests.$31,0006,209
Net charge-offs$122,0002,285
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$31,0006,082
2011-12-31 (YTD Data)Rank
Total interest income$4,707,0004,716
Total interest expense$900,0004,646
Net interest income$3,807,0004,672
Provision for loan and lease losses$2,629,0001,308
Total noninterest income$182,0005,840
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$54,0006,260
Trading account gains and fees$0146
Additional Noninterest Income$128,0005,042
Total noninterest expense$3,737,0004,310
Salaries and employee benefits$1,955,0004,232
Premises and equipment expense$618,0003,510
Additional noninterest expense$1,164,0004,545
Pre-tax net operating income$-2,377,0006,843
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-2,377,0006,884
Extraordinary gains, net$029
Net income$-2,377,0006,883
Minority interest net income$096
Net income of bank and minority interests.$-2,377,0006,884
Net charge-offs$2,030,0001,535
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,377,0006,871
2011-09-30 (YTD Data)Rank
Total interest income$3,624,0004,712
Total interest expense$714,0004,634
Net interest income$2,910,0004,652
Provision for loan and lease losses$1,596,0001,450
Total noninterest income$137,0005,940
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$43,0006,245
Trading account gains and fees$0145
Additional Noninterest Income$94,0005,162
Total noninterest expense$2,794,0004,324
Salaries and employee benefits$1,492,0004,190
Premises and equipment expense$476,0003,471
Additional noninterest expense$826,0004,700
Pre-tax net operating income$-1,343,0006,887
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,343,0006,946
Extraordinary gains, net$021
Net income$-1,343,0006,947
Minority interest net income$087
Net income of bank and minority interests.$-1,343,0006,947
Net charge-offs$1,564,0001,444
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,343,0006,917
2011-06-30 (YTD Data)Rank
Total interest income$2,481,0004,687
Total interest expense$498,0004,641
Net interest income$1,983,0004,607
Provision for loan and lease losses$1,566,0001,082
Total noninterest income$86,0006,032
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$30,0006,196
Trading account gains and fees$0153
Additional Noninterest Income$56,0005,334
Total noninterest expense$1,719,0004,584
Salaries and employee benefits$996,0004,214
Premises and equipment expense$312,0003,551
Additional noninterest expense$411,0005,464
Pre-tax net operating income$-1,216,0007,033
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,216,0007,086
Extraordinary gains, net$015
Net income$-1,216,0007,086
Minority interest net income$089
Net income of bank and minority interests.$-1,216,0007,087
Net charge-offs$1,471,0001,138
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,216,0007,066
2011-03-31 (YTD Data)Rank
Total interest income$1,207,0004,787
Total interest expense$258,0004,670
Net interest income$949,0004,731
Provision for loan and lease losses$30,0004,582
Total noninterest income$50,0005,944
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$15,0006,157
Trading account gains and fees$0158
Additional Noninterest Income$35,0005,181
Total noninterest expense$851,0004,625
Salaries and employee benefits$502,0004,222
Premises and equipment expense$151,0003,683
Additional noninterest expense$198,0005,565
Pre-tax net operating income$118,0004,951
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$118,0004,795
Extraordinary gains, net$09
Net income$118,0004,793
Minority interest net income$086
Net income of bank and minority interests.$118,0004,795
Net charge-offs$7,0004,526
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$118,0004,733
2010-12-31 (YTD Data)Rank
Total interest income$5,310,0004,650
Total interest expense$1,340,0004,533
Net interest income$3,970,0004,610
Provision for loan and lease losses$901,0003,212
Total noninterest income$203,0005,933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$67,0005,965
Trading account gains and fees$0175
Additional Noninterest Income$136,0005,089
Total noninterest expense$3,799,0004,352
Salaries and employee benefits$2,031,0004,177
Premises and equipment expense$624,0003,619
Additional noninterest expense$1,144,0004,729
Pre-tax net operating income$-527,0006,265
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-527,0006,381
Extraordinary gains, net$029
Net income$-527,0006,382
Minority interest net income$0111
Net income of bank and minority interests.$-527,0006,382
Net charge-offs$379,0003,995
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-527,0006,337
2010-09-30 (YTD Data)Rank
Total interest income$4,073,0004,675
Total interest expense$1,052,0004,574
Net interest income$3,021,0004,632
Provision for loan and lease losses$557,0003,364
Total noninterest income$184,0005,803
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$51,0006,028
Trading account gains and fees$0165
Additional Noninterest Income$133,0004,831
Total noninterest expense$2,630,0004,605
Salaries and employee benefits$1,510,0004,250
Premises and equipment expense$467,0003,677
Additional noninterest expense$653,0005,435
Pre-tax net operating income$18,0005,911
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$18,0006,052
Extraordinary gains, net$023
Net income$18,0006,053
Minority interest net income$0110
Net income of bank and minority interests.$18,0006,053
Net charge-offs$191,0004,280
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$18,0005,933
2010-06-30 (YTD Data)Rank
Total interest income$2,802,0004,636
Total interest expense$718,0004,621
Net interest income$2,084,0004,513
Provision for loan and lease losses$150,0004,587
Total noninterest income$142,0005,572
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$35,0006,033
Trading account gains and fees$0152
Additional Noninterest Income$107,0004,534
Total noninterest expense$1,828,0004,497
Salaries and employee benefits$1,078,0004,073
Premises and equipment expense$310,0003,714
Additional noninterest expense$440,0005,433
Pre-tax net operating income$248,0004,657
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$248,0004,594
Extraordinary gains, net$019
Net income$248,0004,594
Minority interest net income$0105
Net income of bank and minority interests.$248,0004,594
Net charge-offs$15,0005,638
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$248,0004,450
2010-03-31 (YTD Data)Rank
Total interest income$1,396,0004,701
Total interest expense$364,0004,719
Net interest income$1,032,0004,581
Provision for loan and lease losses$75,0004,293
Total noninterest income$68,0005,678
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$16,0006,154
Trading account gains and fees$0175
Additional Noninterest Income$52,0004,626
Total noninterest expense$931,0004,485
Salaries and employee benefits$546,0004,091
Premises and equipment expense$154,0003,821
Additional noninterest expense$231,0005,330
Pre-tax net operating income$94,0005,120
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$94,0005,066
Extraordinary gains, net$016
Net income$94,0005,067
Minority interest net income$091
Net income of bank and minority interests.$94,0005,066
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$94,0004,948
2009-12-31 (YTD Data)Rank
Total interest income$6,061,0004,585
Total interest expense$1,964,0004,507
Net interest income$4,097,0004,506
Provision for loan and lease losses$280,0005,369
Total noninterest income$193,0006,278
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$74,0006,114
Trading account gains and fees$0211
Additional Noninterest Income$119,0005,415
Total noninterest expense$3,351,0004,853
Salaries and employee benefits$1,911,0004,508
Premises and equipment expense$584,0003,947
Additional noninterest expense$856,0005,645
Pre-tax net operating income$659,0003,639
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$659,0003,459
Extraordinary gains, net$034
Net income$659,0003,458
Minority interest net income$0115
Net income of bank and minority interests.$659,0003,458
Net charge-offs$412,0004,043
Cash dividends$75,0004,282
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$659,0003,396
2009-09-30 (YTD Data)Rank
Total interest income$4,614,0004,600
Total interest expense$1,568,0004,465
Net interest income$3,046,0004,543
Provision for loan and lease losses$130,0005,681
Total noninterest income$150,0006,336
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$57,0006,120
Trading account gains and fees$0212
Additional Noninterest Income$93,0005,486
Total noninterest expense$2,505,0004,878
Salaries and employee benefits$1,424,0004,548
Premises and equipment expense$458,0003,863
Additional noninterest expense$623,0005,725
Pre-tax net operating income$561,0003,715
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$561,0003,484
Extraordinary gains, net$027
Net income$561,0003,482
Minority interest net income$0118
Net income of bank and minority interests.$561,0003,484
Net charge-offs$341,0003,536
Cash dividends$75,0003,750
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$561,0003,395
2009-06-30 (YTD Data)Rank
Total interest income$3,095,0004,625
Total interest expense$1,096,0004,465
Net interest income$1,999,0004,578
Provision for loan and lease losses$07,158
Total noninterest income$100,0006,384
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$39,0006,109
Trading account gains and fees$0193
Additional Noninterest Income$61,0005,563
Total noninterest expense$1,736,0004,802
Salaries and employee benefits$1,023,0004,362
Premises and equipment expense$303,0003,899
Additional noninterest expense$410,0005,765
Pre-tax net operating income$363,0003,857
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$363,0003,642
Extraordinary gains, net$021
Net income$363,0003,640
Minority interest net income$0112
Net income of bank and minority interests.$363,0003,641
Net charge-offs$343,0002,778
Cash dividends$75,0003,463
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$363,0003,534
2009-03-31 (YTD Data)Rank
Total interest income$1,540,0004,683
Total interest expense$552,0004,565
Net interest income$988,0004,614
Provision for loan and lease losses$06,744
Total noninterest income$50,0006,383
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$32,0005,513
Total noninterest expense$838,0004,819
Salaries and employee benefits$511,0004,390
Premises and equipment expense$148,0004,012
Additional noninterest expense$179,0005,873
Pre-tax net operating income$200,0004,045
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$200,0003,864
Extraordinary gains, net$015
Net income$200,0003,865
Minority interest net income$0102
Net income of bank and minority interests.$200,0003,865
Net charge-offs$104,0002,827
Cash dividends$75,0002,450
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$200,0003,709
2008-12-31 (YTD Data)Rank
Total interest income$7,589,0004,273
Total interest expense$2,884,0004,369
Net interest income$4,705,0004,111
Provision for loan and lease losses$07,334
Total noninterest income$-3,925,0008,280
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0006,338
Trading account gains and fees$0154
Additional Noninterest Income$-3,995,0008,294
Total noninterest expense$3,045,0005,070
Salaries and employee benefits$1,811,0004,764
Premises and equipment expense$583,0004,023
Additional noninterest expense$651,0006,019
Pre-tax net operating income$-2,265,0007,438
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,265,0007,456
Extraordinary gains, net$039
Net income$-2,265,0007,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,982
Cash dividends$1,417,0001,801
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,265,0007,544
2008-09-30 (YTD Data)Rank
Total interest income$5,899,0004,251
Total interest expense$2,282,0004,327
Net interest income$3,617,0004,066
Provision for loan and lease losses$06,991
Total noninterest income$-3,759,0008,364
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$52,0006,400
Trading account gains and fees$0148
Additional Noninterest Income$-3,811,0008,376
Total noninterest expense$2,420,0004,864
Salaries and employee benefits$1,478,0004,537
Premises and equipment expense$449,0003,947
Additional noninterest expense$493,0005,939
Pre-tax net operating income$-2,562,0007,949
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-2,562,0007,958
Extraordinary gains, net$031
Net income$-2,562,0007,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,934
Cash dividends$1,083,0001,703
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,562,0008,018
2008-06-30 (YTD Data)Rank
Total interest income$4,078,0004,192
Total interest expense$1,593,0004,348
Net interest income$2,485,0003,987
Provision for loan and lease losses$06,671
Total noninterest income$111,0006,501
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$34,0006,431
Trading account gains and fees$0149
Additional Noninterest Income$77,0005,474
Total noninterest expense$1,603,0004,904
Salaries and employee benefits$986,0004,567
Premises and equipment expense$295,0004,009
Additional noninterest expense$322,0005,989
Pre-tax net operating income$993,0002,967
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$993,0002,578
Extraordinary gains, net$021
Net income$993,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,124
Cash dividends$822,0001,654
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$993,0002,537
2008-03-31 (YTD Data)Rank
Total interest income$2,175,0004,103
Total interest expense$882,0004,238
Net interest income$1,293,0003,886
Provision for loan and lease losses$06,080
Total noninterest income$57,0006,444
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$0158
Additional Noninterest Income$40,0005,445
Total noninterest expense$797,0004,942
Salaries and employee benefits$497,0004,572
Premises and equipment expense$143,0004,131
Additional noninterest expense$157,0006,058
Pre-tax net operating income$553,0002,873
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$553,0002,477
Extraordinary gains, net$015
Net income$553,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$472,0001,431
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$553,0002,403
2007-12-31 (YTD Data)Rank
Total interest income$9,458,0003,916
Total interest expense$3,899,0004,077
Net interest income$5,559,0003,707
Provision for loan and lease losses$25,0006,187
Total noninterest income$285,0006,114
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$76,0006,358
Trading account gains and fees$0178
Additional Noninterest Income$209,0004,974
Total noninterest expense$3,285,0004,727
Salaries and employee benefits$1,934,0004,496
Premises and equipment expense$595,0003,861
Additional noninterest expense$756,0005,529
Pre-tax net operating income$2,534,0002,794
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,534,0002,324
Extraordinary gains, net$039
Net income$2,534,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,055
Cash dividends$1,727,0001,808
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,534,0002,315
2007-09-30 (YTD Data)Rank
Total interest income$7,144,0003,909
Total interest expense$2,926,0004,085
Net interest income$4,218,0003,679
Provision for loan and lease losses$25,0005,669
Total noninterest income$222,0006,107
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$58,0006,367
Trading account gains and fees$0184
Additional Noninterest Income$164,0004,893
Total noninterest expense$2,602,0004,525
Salaries and employee benefits$1,579,0004,210
Premises and equipment expense$443,0003,872
Additional noninterest expense$580,0005,405
Pre-tax net operating income$1,813,0003,047
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,813,0002,579
Extraordinary gains, net$033
Net income$1,813,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$1,196,0001,788
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,813,0002,558
2007-06-30 (YTD Data)Rank
Total interest income$4,726,0003,935
Total interest expense$1,901,0004,153
Net interest income$2,825,0003,695
Provision for loan and lease losses$25,0005,140
Total noninterest income$150,0006,137
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$37,0006,450
Trading account gains and fees$0168
Additional Noninterest Income$113,0004,881
Total noninterest expense$1,733,0004,549
Salaries and employee benefits$1,061,0004,231
Premises and equipment expense$284,0003,995
Additional noninterest expense$388,0005,396
Pre-tax net operating income$1,217,0003,087
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,217,0002,608
Extraordinary gains, net$029
Net income$1,217,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$1,045,0001,463
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,217,0002,590
2007-03-31 (YTD Data)Rank
Total interest income$2,341,0003,954
Total interest expense$908,0004,241
Net interest income$1,433,0003,674
Provision for loan and lease losses$15,0004,592
Total noninterest income$73,0006,151
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$17,0006,538
Trading account gains and fees$0195
Additional Noninterest Income$56,0004,901
Total noninterest expense$873,0004,528
Salaries and employee benefits$533,0004,235
Premises and equipment expense$142,0004,012
Additional noninterest expense$198,0005,286
Pre-tax net operating income$618,0003,053
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$618,0002,573
Extraordinary gains, net$022
Net income$618,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$544,0001,310
Sale, conversion, retirement of capital stock, net$0885
Net operating income$618,0002,550
2006-12-31 (YTD Data)Rank
Total interest income$9,513,0003,711
Total interest expense$3,248,0004,109
Net interest income$6,265,0003,414
Provision for loan and lease losses$160,0003,939
Total noninterest income$1,558,0002,637
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$76,0006,499
Trading account gains and fees$0130
Additional Noninterest Income$1,482,0001,684
Total noninterest expense$3,833,0004,114
Salaries and employee benefits$1,996,0004,273
Premises and equipment expense$588,0003,828
Additional noninterest expense$1,249,0003,821
Pre-tax net operating income$3,830,0002,331
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,830,0001,861
Extraordinary gains, net$051
Net income$3,830,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$2,031,0001,510
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,830,0001,846
2006-09-30 (YTD Data)Rank
Total interest income$7,107,0003,704
Total interest expense$2,320,0004,155
Net interest income$4,787,0003,385
Provision for loan and lease losses$145,0003,470
Total noninterest income$1,299,0002,472
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$59,0006,534
Trading account gains and fees$0126
Additional Noninterest Income$1,240,0001,553
Total noninterest expense$3,070,0003,920
Salaries and employee benefits$1,611,0004,036
Premises and equipment expense$428,0003,920
Additional noninterest expense$1,031,0003,532
Pre-tax net operating income$2,871,0002,406
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,871,0001,902
Extraordinary gains, net$045
Net income$2,871,0001,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$1,718,0001,301
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,871,0001,888
2006-06-30 (YTD Data)Rank
Total interest income$4,623,0003,720
Total interest expense$1,459,0004,187
Net interest income$3,164,0003,418
Provision for loan and lease losses$130,0002,874
Total noninterest income$951,0002,298
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$40,0006,539
Trading account gains and fees$0126
Additional Noninterest Income$911,0001,459
Total noninterest expense$2,063,0003,919
Salaries and employee benefits$1,078,0004,040
Premises and equipment expense$283,0003,946
Additional noninterest expense$702,0003,466
Pre-tax net operating income$1,922,0002,392
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,922,0001,904
Extraordinary gains, net$039
Net income$1,922,0001,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,253,0001,206
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,922,0001,887
2006-03-31 (YTD Data)Rank
Total interest income$2,233,0003,766
Total interest expense$684,0004,229
Net interest income$1,549,0003,454
Provision for loan and lease losses$115,0001,817
Total noninterest income$564,0002,022
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$20,0006,506
Trading account gains and fees$0115
Additional Noninterest Income$544,0001,256
Total noninterest expense$1,016,0003,980
Salaries and employee benefits$548,0004,012
Premises and equipment expense$137,0004,043
Additional noninterest expense$331,0003,604
Pre-tax net operating income$982,0002,305
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$982,0001,823
Extraordinary gains, net$021
Net income$982,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$520,0001,280
Sale, conversion, retirement of capital stock, net$0648
Net operating income$982,0001,808
2005-12-31 (YTD Data)Rank
Total interest income$8,306,0003,649
Total interest expense$2,267,0004,078
Net interest income$6,039,0003,404
Provision for loan and lease losses$60,0005,443
Total noninterest income$977,0003,622
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$72,0006,717
Trading account gains and fees$0138
Additional Noninterest Income$905,0002,352
Total noninterest expense$3,771,0004,044
Salaries and employee benefits$1,902,0004,278
Premises and equipment expense$515,0004,087
Additional noninterest expense$1,354,0003,505
Pre-tax net operating income$3,185,0002,637
Securities gains (losses)$-79,0008,347
Applicable income taxes$06,964
Income before extraordinary items$3,106,0002,181
Extraordinary gains, net$046
Net income$3,106,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,303
Cash dividends$1,989,0001,490
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,185,0002,114
2005-09-30 (YTD Data)Rank
Total interest income$6,034,0003,689
Total interest expense$1,606,0004,105
Net interest income$4,428,0003,462
Provision for loan and lease losses$45,0005,313
Total noninterest income$811,0003,376
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0006,786
Trading account gains and fees$0126
Additional Noninterest Income$758,0002,199
Total noninterest expense$2,975,0003,860
Salaries and employee benefits$1,500,0004,096
Premises and equipment expense$428,0003,781
Additional noninterest expense$1,047,0003,391
Pre-tax net operating income$2,219,0002,821
Securities gains (losses)$-79,0008,588
Applicable income taxes$06,976
Income before extraordinary items$2,140,0002,365
Extraordinary gains, net$035
Net income$2,140,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0002,528
Cash dividends$1,802,0001,152
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,219,0002,255
2005-06-30 (YTD Data)Rank
Total interest income$3,862,0003,745
Total interest expense$981,0004,191
Net interest income$2,881,0003,510
Provision for loan and lease losses$30,0005,130
Total noninterest income$491,0003,572
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$37,0006,721
Trading account gains and fees$0116
Additional Noninterest Income$454,0002,335
Total noninterest expense$1,960,0003,872
Salaries and employee benefits$992,0004,108
Premises and equipment expense$285,0003,771
Additional noninterest expense$683,0003,430
Pre-tax net operating income$1,382,0002,928
Securities gains (losses)$-79,0008,670
Applicable income taxes$06,961
Income before extraordinary items$1,303,0002,488
Extraordinary gains, net$030
Net income$1,303,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$1,406,000992
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,382,0002,333
2005-03-31 (YTD Data)Rank
Total interest income$1,847,0003,826
Total interest expense$473,0004,184
Net interest income$1,374,0003,666
Provision for loan and lease losses$15,0004,875
Total noninterest income$261,0003,374
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$18,0006,743
Trading account gains and fees$0115
Additional Noninterest Income$243,0002,200
Total noninterest expense$961,0003,961
Salaries and employee benefits$503,0004,076
Premises and equipment expense$137,0003,911
Additional noninterest expense$321,0003,599
Pre-tax net operating income$659,0003,009
Securities gains (losses)$-79,0008,824
Applicable income taxes$06,892
Income before extraordinary items$580,0002,687
Extraordinary gains, net$024
Net income$580,0002,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$509,0001,189
Sale, conversion, retirement of capital stock, net$0491
Net operating income$659,0002,393
2004-12-31 (YTD Data)Rank
Total interest income$6,614,0003,975
Total interest expense$1,615,0004,304
Net interest income$4,999,0003,803
Provision for loan and lease losses$53,0005,869
Total noninterest income$4,552,0001,159
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$121,0006,159
Trading account gains and fees$0138
Additional Noninterest Income$4,431,000730
Total noninterest expense$4,046,0003,708
Salaries and employee benefits$2,031,0003,950
Premises and equipment expense$648,0003,327
Additional noninterest expense$1,367,0003,369
Pre-tax net operating income$5,452,0001,564
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$5,452,0001,198
Extraordinary gains, net$034
Net income$5,452,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,855
Cash dividends$2,583,0001,096
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,452,0001,168
2004-09-30 (YTD Data)Rank
Total interest income$4,884,0003,999
Total interest expense$1,173,0004,352
Net interest income$3,711,0003,821
Provision for loan and lease losses$38,0005,777
Total noninterest income$3,374,0001,187
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$100,0006,053
Trading account gains and fees$0134
Additional Noninterest Income$3,274,000749
Total noninterest expense$3,251,0003,493
Salaries and employee benefits$1,673,0003,637
Premises and equipment expense$503,0003,240
Additional noninterest expense$1,075,0003,218
Pre-tax net operating income$3,796,0001,693
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$3,796,0001,294
Extraordinary gains, net$026
Net income$3,796,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$1,877,0001,047
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,796,0001,260
2004-06-30 (YTD Data)Rank
Total interest income$3,297,0003,965
Total interest expense$786,0004,335
Net interest income$2,511,0003,770
Provision for loan and lease losses$24,0005,696
Total noninterest income$3,007,000927
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$75,0005,834
Trading account gains and fees$0130
Additional Noninterest Income$2,932,000607
Total noninterest expense$2,223,0003,446
Salaries and employee benefits$1,173,0003,522
Premises and equipment expense$331,0003,278
Additional noninterest expense$719,0003,228
Pre-tax net operating income$3,271,0001,305
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$3,271,0001,005
Extraordinary gains, net$021
Net income$3,271,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,877,000741
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,271,000962
2004-03-31 (YTD Data)Rank
Total interest income$1,730,0003,824
Total interest expense$403,0004,305
Net interest income$1,327,0003,590
Provision for loan and lease losses$12,0005,458
Total noninterest income$445,0002,364
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$36,0005,877
Trading account gains and fees$0121
Additional Noninterest Income$409,0001,515
Total noninterest expense$1,057,0003,601
Salaries and employee benefits$572,0003,607
Premises and equipment expense$169,0003,259
Additional noninterest expense$316,0003,595
Pre-tax net operating income$703,0002,698
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$703,0002,170
Extraordinary gains, net$016
Net income$703,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$126,0002,640
Sale, conversion, retirement of capital stock, net$0464
Net operating income$703,0002,091
2003-12-31 (YTD Data)Rank
Total interest income$6,778,0003,924
Total interest expense$2,109,0003,864
Net interest income$4,669,0003,885
Provision for loan and lease losses$180,0004,206
Total noninterest income$1,177,0003,351
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$151,0005,850
Trading account gains and fees$0160
Additional Noninterest Income$1,026,0002,352
Total noninterest expense$4,328,0003,474
Salaries and employee benefits$2,107,0003,766
Premises and equipment expense$725,0002,997
Additional noninterest expense$1,496,0003,090
Pre-tax net operating income$1,338,0004,408
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,338,0003,845
Extraordinary gains, net$054
Net income$1,338,0003,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$1,247,0002,005
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,338,0003,684
2003-09-30 (YTD Data)Rank
Total interest income$5,137,0003,943
Total interest expense$1,659,0003,825
Net interest income$3,478,0003,922
Provision for loan and lease losses$120,0004,343
Total noninterest income$903,0003,360
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$109,0005,956
Trading account gains and fees$0153
Additional Noninterest Income$794,0002,382
Total noninterest expense$3,411,0003,313
Salaries and employee benefits$1,693,0003,532
Premises and equipment expense$557,0002,934
Additional noninterest expense$1,161,0002,979
Pre-tax net operating income$850,0004,973
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$850,0004,444
Extraordinary gains, net$040
Net income$850,0004,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$1,008,0001,720
Sale, conversion, retirement of capital stock, net$0722
Net operating income$850,0004,271
2003-06-30 (YTD Data)Rank
Total interest income$3,500,0003,900
Total interest expense$1,174,0003,732
Net interest income$2,326,0003,923
Provision for loan and lease losses$60,0004,687
Total noninterest income$573,0003,469
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$74,0005,920
Trading account gains and fees$0150
Additional Noninterest Income$499,0002,439
Total noninterest expense$2,247,0003,340
Salaries and employee benefits$1,128,0003,535
Premises and equipment expense$366,0002,969
Additional noninterest expense$753,0003,026
Pre-tax net operating income$592,0004,867
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$592,0004,341
Extraordinary gains, net$030
Net income$592,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$731,0001,667
Sale, conversion, retirement of capital stock, net$0589
Net operating income$592,0004,130
2003-03-31 (YTD Data)Rank
Total interest income$1,758,0003,902
Total interest expense$617,0003,663
Net interest income$1,141,0003,973
Provision for loan and lease losses$06,934
Total noninterest income$265,0003,515
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$39,0005,725
Trading account gains and fees$0134
Additional Noninterest Income$226,0002,503
Total noninterest expense$1,103,0003,381
Salaries and employee benefits$580,0003,461
Premises and equipment expense$182,0002,985
Additional noninterest expense$341,0003,269
Pre-tax net operating income$303,0004,766
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$303,0004,216
Extraordinary gains, net$021
Net income$303,0004,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$232,0002,056
Sale, conversion, retirement of capital stock, net$0419
Net operating income$303,0004,028
2002-12-31 (YTD Data)Rank
Total interest income$8,019,0003,640
Total interest expense$3,082,0003,472
Net interest income$4,937,0003,714
Provision for loan and lease losses$08,089
Total noninterest income$993,0003,502
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$150,0005,831
Trading account gains and fees$0153
Additional Noninterest Income$843,0002,427
Total noninterest expense$4,225,0003,404
Salaries and employee benefits$2,120,0003,567
Premises and equipment expense$687,0003,045
Additional noninterest expense$1,418,0003,087
Pre-tax net operating income$1,705,0003,784
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,705,0003,173
Extraordinary gains, net$070
Net income$1,705,0003,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$637,0003,054
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,705,0003,062
2001-12-31 (YTD Data)Rank
Total interest income$9,786,0003,378
Total interest expense$5,295,0003,002
Net interest income$4,491,0003,769
Provision for loan and lease losses$08,228
Total noninterest income$914,0003,546
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$148,0005,823
Trading account gains and fees$0177
Additional Noninterest Income$766,0002,453
Total noninterest expense$4,174,0003,301
Salaries and employee benefits$2,113,0003,434
Premises and equipment expense$690,0002,982
Additional noninterest expense$1,371,0003,112
Pre-tax net operating income$1,231,0004,364
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$1,231,0003,729
Extraordinary gains, net$0105
Net income$1,231,0003,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,490
Cash dividends$1,260,0001,894
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,231,0003,618
2000-12-31 (YTD Data)Rank
Total interest income$11,626,0002,972
Total interest expense$5,825,0002,862
Net interest income$5,801,0003,049
Provision for loan and lease losses$15,0007,764
Total noninterest income$1,266,0002,652
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$195,0005,154
Trading account gains and fees$0180
Additional Noninterest Income$1,071,0001,781
Total noninterest expense$4,583,0002,945
Salaries and employee benefits$2,150,0003,267
Premises and equipment expense$750,0002,723
Additional noninterest expense$1,683,0002,536
Pre-tax net operating income$2,469,0002,788
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,469,0002,108
Extraordinary gains, net$038
Net income$2,469,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,446
Cash dividends$1,266,0001,897
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,469,0002,106
1999-12-31 (YTD Data)Rank
Total interest income$7,629,0004,104
Total interest expense$3,685,0003,853
Net interest income$3,944,0004,232
Provision for loan and lease losses$08,503
Total noninterest income$1,343,0002,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0006,013
Trading account gains and feesNANA
Additional Noninterest Income$1,203,0001,633
Total noninterest expense$3,621,0003,613
Salaries and employee benefits$1,825,0003,697
Premises and equipment expense$499,0003,772
Additional noninterest expense$1,297,0003,215
Pre-tax net operating income$1,666,0003,815
Securities gains (losses)$03,155
Applicable income taxes$25,0008,122
Income before extraordinary items$1,641,0003,026
Extraordinary gains, net$035
Net income$1,641,0003,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,344
Cash dividends$1,181,0002,016
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,641,0002,989
1998-12-31 (YTD Data)Rank
Total interest income$7,183,0004,314
Total interest expense$3,343,0004,325
Net interest income$3,840,0004,261
Provision for loan and lease losses$08,652
Total noninterest income$1,230,0002,637
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0005,420
Trading account gains and feesNANA
Additional Noninterest Income$1,049,0001,787
Total noninterest expense$3,314,0003,779
Salaries and employee benefits$1,759,0003,745
Premises and equipment expense$407,0004,368
Additional noninterest expense$1,148,0003,495
Pre-tax net operating income$1,756,0003,712
Securities gains (losses)$04,449
Applicable income taxes$96,0007,595
Income before extraordinary items$1,660,0002,991
Extraordinary gains, net$032
Net income$1,660,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,498
Cash dividends$668,0002,931
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,660,0002,907
1997-12-31 (YTD Data)Rank
Total interest income$6,341,0004,851
Total interest expense$2,961,0004,773
Net interest income$3,380,0004,853
Provision for loan and lease losses$08,829
Total noninterest income$1,506,0002,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$183,0005,610
Trading account gains and feesNANA
Additional Noninterest Income$1,323,0001,447
Total noninterest expense$3,082,0004,012
Salaries and employee benefits$1,640,0003,944
Premises and equipment expense$391,0004,520
Additional noninterest expense$1,051,0003,724
Pre-tax net operating income$1,804,0003,855
Securities gains (losses)$03,944
Applicable income taxes$484,0004,309
Income before extraordinary items$1,320,0003,752
Extraordinary gains, net$044
Net income$1,320,0003,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,00010,378
Cash dividends$517,0003,394
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,320,0003,680
1996-12-31 (YTD Data)Rank
Total interest income$5,936,0005,225
Total interest expense$2,876,0004,965
Net interest income$3,060,0005,353
Provision for loan and lease losses$09,041
Total noninterest income$1,463,0002,334
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,737
Trading account gains and feesNANA
Additional Noninterest Income$1,273,0001,534
Total noninterest expense$3,052,0004,255
Salaries and employee benefits$1,738,0003,786
Premises and equipment expense$371,0004,824
Additional noninterest expense$943,0004,613
Pre-tax net operating income$1,471,0004,410
Securities gains (losses)$04,148
Applicable income taxes$527,0003,982
Income before extraordinary items$944,0004,712
Extraordinary gains, net$053
Net income$944,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,972
Cash dividends$350,0004,182
Sale, conversion, retirement of capital stock, net$0953
Net operating income$944,0004,662
1995-12-31 (YTD Data)Rank
Total interest income$5,282,0005,751
Total interest expense$2,605,0005,386
Net interest income$2,677,0006,000
Provision for loan and lease losses$08,958
Total noninterest income$1,410,0002,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,262
Trading account gains and feesNANA
Additional Noninterest Income$1,185,0001,618
Total noninterest expense$2,925,0004,387
Salaries and employee benefits$1,613,0004,016
Premises and equipment expense$368,0004,852
Additional noninterest expense$944,0004,572
Pre-tax net operating income$1,162,0005,379
Securities gains (losses)$03,831
Applicable income taxes$490,0004,263
Income before extraordinary items$672,0006,167
Extraordinary gains, net$065
Net income$672,0006,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$171,0005,835
Sale, conversion, retirement of capital stock, net$0809
Net operating income$672,0006,144
1994-12-31 (YTD Data)Rank
Total interest income$4,031,0006,662
Total interest expense$1,896,0005,843
Net interest income$2,135,0007,237
Provision for loan and lease losses$09,146
Total noninterest income$1,448,0002,362
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$218,0005,548
Trading account gains and feesNANA
Additional Noninterest Income$1,230,0001,601
Total noninterest expense$2,742,0004,774
Salaries and employee benefits$1,441,0004,439
Premises and equipment expense$353,0005,063
Additional noninterest expense$948,0004,935
Pre-tax net operating income$841,0006,670
Securities gains (losses)$03,600
Applicable income taxes$260,0006,395
Income before extraordinary items$581,0006,686
Extraordinary gains, net$0249
Net income$581,0006,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$221,0005,225
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$581,0006,741
1993-12-31 (YTD Data)Rank
Total interest income$3,426,0007,639
Total interest expense$1,614,0006,841
Net interest income$1,812,0008,218
Provision for loan and lease losses$35,0008,215
Total noninterest income$1,773,0002,146
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0006,009
Trading account gains and feesNANA
Additional Noninterest Income$1,575,0001,494
Total noninterest expense$2,685,0004,953
Salaries and employee benefits$1,351,0004,720
Premises and equipment expense$291,0006,002
Additional noninterest expense$1,043,0004,747
Pre-tax net operating income$865,0006,491
Securities gains (losses)$07,477
Applicable income taxes$237,0006,990
Income before extraordinary items$628,0006,574
Extraordinary gains, net$-17,00012,417
Net income$611,0006,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-285,00013,171
Cash dividends$198,0005,518
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$628,0006,333
1992-12-31 (YTD Data)Rank
Total interest income$3,471,0008,222
Total interest expense$1,665,0007,993
Net interest income$1,806,0008,326
Provision for loan and lease losses$178,0005,607
Total noninterest income$1,349,0002,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$214,0005,737
Trading account gains and feesNANA
Additional Noninterest Income$1,135,0001,832
Total noninterest expense$2,248,0005,807
Salaries and employee benefits$1,172,0005,275
Premises and equipment expense$312,0005,807
Additional noninterest expense$764,0006,321
Pre-tax net operating income$729,0006,944
Securities gains (losses)$08,369
Applicable income taxes$274,0006,309
Income before extraordinary items$455,0007,696
Extraordinary gains, net$274,000332
Net income$729,0005,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0007,838
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$455,0007,338

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.