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First National Bank in Olney, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$18,620,000	1,984
Total interest expense	$5,638,000	1,893
Net interest income	$12,982,000	2,014
Provision for loan and lease losses	$45,000	2,836
Total noninterest income	$2,277,000	1,879
Gross Fiduciary activities income	$301,000	646
Service charges on deposit accounts	$765,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,211,000	2,094
Total noninterest expense	$9,256,000	2,133
Salaries and employee benefits	$5,678,000	2,022
Premises and equipment expense	$688,000	2,519
Additional noninterest expense	$1,211,000	2,094
Pre-tax net operating income	$5,958,000	1,723
Securities gains (losses)	$128,000	215
Applicable income taxes	$1,620,000	1,125
Income before extraordinary items	$4,466,000	1,861
Extraordinary gains, net	$0	54
Net income	$4,466,000	1,883
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,466,000	1,864
Net charge-offs	$164,000	1,265
Cash dividends	$1,869,000	1,595
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,364,880	1,917
2023-09-30 (YTD Data)		Rank
Total interest income	$13,521,000	1,997
Total interest expense	$3,825,000	1,876
Net interest income	$9,696,000	2,025
Provision for loan and lease losses	$515,000	990
Total noninterest income	$1,765,000	1,848
Gross Fiduciary activities income	$216,000	643
Service charges on deposit accounts	$570,000	1,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$979,000	2,011
Total noninterest expense	$6,690,000	2,172
Salaries and employee benefits	$4,088,000	2,074
Premises and equipment expense	$507,000	2,538
Additional noninterest expense	$979,000	2,011
Pre-tax net operating income	$4,256,000	1,836
Securities gains (losses)	$128,000	139
Applicable income taxes	$1,196,000	1,151
Income before extraordinary items	$3,188,000	1,983
Extraordinary gains, net	$0	52
Net income	$3,188,000	2,002
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,188,000	1,983
Net charge-offs	$463,000	598
Cash dividends	$512,000	2,219
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,086,880	2,042
2023-06-30 (YTD Data)		Rank
Total interest income	$8,747,000	2,014
Total interest expense	$2,281,000	1,861
Net interest income	$6,466,000	2,053
Provision for loan and lease losses	$-65,000	4,426
Total noninterest income	$1,035,000	1,917
Gross Fiduciary activities income	$142,000	640
Service charges on deposit accounts	$361,000	1,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$532,000	2,132
Total noninterest expense	$4,581,000	2,130
Salaries and employee benefits	$2,837,000	2,034
Premises and equipment expense	$340,000	2,521
Additional noninterest expense	$532,000	2,129
Pre-tax net operating income	$2,985,000	1,764
Securities gains (losses)	$128,000	149
Applicable income taxes	$827,000	1,129
Income before extraordinary items	$2,286,000	1,888
Extraordinary gains, net	$0	51
Net income	$2,286,000	1,912
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,286,000	1,888
Net charge-offs	$113,000	878
Cash dividends	$512,000	1,923
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,184,880	1,952
2023-03-31 (YTD Data)		Rank
Total interest income	$4,212,000	2,038
Total interest expense	$1,067,000	1,758
Net interest income	$3,145,000	2,095
Provision for loan and lease losses	$-115,000	4,546
Total noninterest income	$493,000	1,963
Gross Fiduciary activities income	$73,000	664
Service charges on deposit accounts	$173,000	1,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	2,202
Total noninterest expense	$2,294,000	2,164
Salaries and employee benefits	$1,434,000	2,050
Premises and equipment expense	$173,000	2,540
Additional noninterest expense	$247,000	2,202
Pre-tax net operating income	$1,459,000	1,827
Securities gains (losses)	$128,000	140
Applicable income taxes	$395,000	1,175
Income before extraordinary items	$1,192,000	1,874
Extraordinary gains, net	$0	4
Net income	$1,192,000	1,874
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,192,000	1,874
Net charge-offs	$24,000	1,045
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,090,880	2,007
2022-12-31 (YTD Data)		Rank
Total interest income	$13,649,000	2,084
Total interest expense	$1,985,000	1,605
Net interest income	$11,664,000	2,147
Provision for loan and lease losses	$350,000	1,437
Total noninterest income	$1,974,000	2,054
Gross Fiduciary activities income	$304,000	671
Service charges on deposit accounts	$695,000	1,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$975,000	2,350
Total noninterest expense	$8,512,000	2,218
Salaries and employee benefits	$5,140,000	2,138
Premises and equipment expense	$682,000	2,531
Additional noninterest expense	$975,000	2,350
Pre-tax net operating income	$4,776,000	2,092
Securities gains (losses)	$2,000	598
Applicable income taxes	$1,136,000	1,455
Income before extraordinary items	$3,642,000	2,231
Extraordinary gains, net	$0	5
Net income	$3,642,000	2,230
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,642,000	2,230
Net charge-offs	$172,000	993
Cash dividends	$1,856,000	1,579
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,640,420	2,259
2022-09-30 (YTD Data)		Rank
Total interest income	$9,713,000	2,106
Total interest expense	$1,130,000	1,618
Net interest income	$8,583,000	2,148
Provision for loan and lease losses	$275,000	1,267
Total noninterest income	$1,552,000	2,040
Gross Fiduciary activities income	$237,000	661
Service charges on deposit accounts	$516,000	1,376
Trading account gains and fees	NA	NA
Additional Noninterest Income	$799,000	2,306
Total noninterest expense	$6,190,000	2,248
Salaries and employee benefits	$3,819,000	2,146
Premises and equipment expense	$464,000	2,670
Additional noninterest expense	$799,000	2,306
Pre-tax net operating income	$3,670,000	2,041
Securities gains (losses)	$2,000	628
Applicable income taxes	$882,000	1,429
Income before extraordinary items	$2,790,000	2,166
Extraordinary gains, net	$0	4
Net income	$2,790,000	2,165
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,790,000	2,165
Net charge-offs	$162,000	761
Cash dividends	$512,000	2,176
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,788,420	2,199
2022-06-30 (YTD Data)		Rank
Total interest income	$6,067,000	2,154
Total interest expense	$637,000	1,649
Net interest income	$5,430,000	2,198
Provision for loan and lease losses	$225,000	1,087
Total noninterest income	$1,044,000	2,020
Gross Fiduciary activities income	$170,000	616
Service charges on deposit accounts	$324,000	1,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$550,000	2,293
Total noninterest expense	$4,075,000	2,252
Salaries and employee benefits	$2,498,000	2,179
Premises and equipment expense	$309,000	2,684
Additional noninterest expense	$1,268,000	2,230
Pre-tax net operating income	$2,174,000	2,098
Securities gains (losses)	$0	687
Applicable income taxes	$515,000	1,464
Income before extraordinary items	$1,659,000	2,217
Extraordinary gains, net	$0	4
Net income	$1,659,000	2,218
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,659,000	2,217
Net charge-offs	$-46,000	4,157
Cash dividends	$512,000	1,858
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,659,000	2,252
2022-03-31 (YTD Data)		Rank
Total interest income	$2,898,000	2,172
Total interest expense	$301,000	1,676
Net interest income	$2,597,000	2,220
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$530,000	2,003
Gross Fiduciary activities income	$102,000	601
Service charges on deposit accounts	$159,000	1,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$269,000	2,295
Total noninterest expense	$2,019,000	2,278
Salaries and employee benefits	$1,246,000	2,179
Premises and equipment expense	$154,000	2,692
Additional noninterest expense	$619,000	2,249
Pre-tax net operating income	$1,033,000	2,060
Securities gains (losses)	$0	623
Applicable income taxes	$229,000	1,505
Income before extraordinary items	$804,000	2,185
Extraordinary gains, net	$0	4
Net income	$804,000	2,185
Minority interest net income	$0	50
Net income of bank and minority interests.	$804,000	2,185
Net charge-offs	$-75,000	4,488
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$804,000	2,206
2021-12-31 (YTD Data)		Rank
Total interest income	$12,420,000	2,146
Total interest expense	$1,422,000	1,736
Net interest income	$10,998,000	2,180
Provision for loan and lease losses	$100,000	2,175
Total noninterest income	$2,311,000	2,075
Gross Fiduciary activities income	$337,000	623
Service charges on deposit accounts	$601,000	1,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,373,000	2,313
Total noninterest expense	$8,081,000	2,271
Salaries and employee benefits	$4,884,000	2,200
Premises and equipment expense	$608,000	2,720
Additional noninterest expense	$2,589,000	2,203
Pre-tax net operating income	$5,128,000	2,023
Securities gains (losses)	$39,000	1,240
Applicable income taxes	$1,336,000	1,409
Income before extraordinary items	$3,831,000	2,223
Extraordinary gains, net	$0	10
Net income	$3,831,000	2,224
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,831,000	2,224
Net charge-offs	$436,000	689
Cash dividends	$1,824,000	1,626
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,800,190	2,209
2021-09-30 (YTD Data)		Rank
Total interest income	$9,600,000	2,130
Total interest expense	$1,097,000	1,785
Net interest income	$8,503,000	2,153
Provision for loan and lease losses	$-150,000	4,404
Total noninterest income	$1,727,000	2,126
Gross Fiduciary activities income	$234,000	629
Service charges on deposit accounts	$431,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,062,000	2,315
Total noninterest expense	$5,995,000	2,295
Salaries and employee benefits	$3,625,000	2,217
Premises and equipment expense	$467,000	2,702
Additional noninterest expense	$1,903,000	2,230
Pre-tax net operating income	$4,385,000	1,939
Securities gains (losses)	$16,000	1,506
Applicable income taxes	$1,130,000	1,372
Income before extraordinary items	$3,271,000	2,137
Extraordinary gains, net	$0	8
Net income	$3,271,000	2,138
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,271,000	2,138
Net charge-offs	$235,000	733
Cash dividends	$512,000	2,294
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,258,360	2,115
2021-06-30 (YTD Data)		Rank
Total interest income	$6,850,000	2,023
Total interest expense	$784,000	1,758
Net interest income	$6,066,000	2,032
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,125,000	2,109
Gross Fiduciary activities income	$146,000	635
Service charges on deposit accounts	$273,000	1,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$706,000	2,294
Total noninterest expense	$3,872,000	2,347
Salaries and employee benefits	$2,367,000	2,241
Premises and equipment expense	$293,000	2,790
Additional noninterest expense	$1,212,000	2,286
Pre-tax net operating income	$3,319,000	1,726
Securities gains (losses)	$16,000	1,253
Applicable income taxes	$877,000	1,250
Income before extraordinary items	$2,458,000	1,972
Extraordinary gains, net	$0	6
Net income	$2,458,000	1,971
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,458,000	1,972
Net charge-offs	$147,000	755
Cash dividends	$512,000	1,924
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,445,360	1,942
2021-03-31 (YTD Data)		Rank
Total interest income	$3,242,000	2,091
Total interest expense	$422,000	1,723
Net interest income	$2,820,000	2,117
Provision for loan and lease losses	$125,000	1,106
Total noninterest income	$592,000	2,047
Gross Fiduciary activities income	$74,000	635
Service charges on deposit accounts	$131,000	1,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	2,189
Total noninterest expense	$1,827,000	2,403
Salaries and employee benefits	$1,094,000	2,351
Premises and equipment expense	$148,000	2,797
Additional noninterest expense	$585,000	2,303
Pre-tax net operating income	$1,460,000	1,909
Securities gains (losses)	$16,000	931
Applicable income taxes	$392,000	1,327
Income before extraordinary items	$1,084,000	2,109
Extraordinary gains, net	$0	3
Net income	$1,084,000	2,109
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,084,000	2,109
Net charge-offs	$-16,000	4,237
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,071,360	2,083
2020-12-31 (YTD Data)		Rank
Total interest income	$12,727,000	2,135
Total interest expense	$2,124,000	1,905
Net interest income	$10,603,000	2,161
Provision for loan and lease losses	$235,000	2,917
Total noninterest income	$2,275,000	1,988
Gross Fiduciary activities income	$308,000	633
Service charges on deposit accounts	$582,000	1,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,385,000	2,146
Total noninterest expense	$7,781,000	2,313
Salaries and employee benefits	$5,056,000	2,143
Premises and equipment expense	$568,000	2,842
Additional noninterest expense	$2,157,000	2,417
Pre-tax net operating income	$4,862,000	1,818
Securities gains (losses)	$993,000	373
Applicable income taxes	$1,543,000	1,113
Income before extraordinary items	$4,312,000	1,821
Extraordinary gains, net	$0	4
Net income	$4,312,000	1,820
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,312,000	1,821
Net charge-offs	$100,000	2,002
Cash dividends	$2,144,000	1,438
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,527,530	2,022
2020-09-30 (YTD Data)		Rank
Total interest income	$9,761,000	2,113
Total interest expense	$1,633,000	1,952
Net interest income	$8,128,000	2,113
Provision for loan and lease losses	$235,000	2,621
Total noninterest income	$1,656,000	1,964
Gross Fiduciary activities income	$221,000	630
Service charges on deposit accounts	$418,000	1,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,017,000	2,131
Total noninterest expense	$5,729,000	2,318
Salaries and employee benefits	$3,768,000	2,122
Premises and equipment expense	$429,000	2,833
Additional noninterest expense	$1,532,000	2,471
Pre-tax net operating income	$3,820,000	1,742
Securities gains (losses)	$934,000	326
Applicable income taxes	$1,260,000	1,003
Income before extraordinary items	$3,494,000	1,709
Extraordinary gains, net	$0	4
Net income	$3,494,000	1,709
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,494,000	1,709
Net charge-offs	$65,000	1,912
Cash dividends	$512,000	2,287
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,756,140	1,951
2020-06-30 (YTD Data)		Rank
Total interest income	$6,707,000	2,088
Total interest expense	$1,117,000	2,026
Net interest income	$5,590,000	2,077
Provision for loan and lease losses	$160,000	2,590
Total noninterest income	$1,023,000	2,001
Gross Fiduciary activities income	$154,000	628
Service charges on deposit accounts	$267,000	1,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	2,189
Total noninterest expense	$3,832,000	2,316
Salaries and employee benefits	$2,549,000	2,107
Premises and equipment expense	$280,000	2,877
Additional noninterest expense	$1,003,000	2,507
Pre-tax net operating income	$2,621,000	1,629
Securities gains (losses)	$785,000	268
Applicable income taxes	$916,000	886
Income before extraordinary items	$2,490,000	1,533
Extraordinary gains, net	$0	4
Net income	$2,490,000	1,532
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,490,000	1,533
Net charge-offs	$40,000	1,845
Cash dividends	$512,000	1,938
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,869,850	1,893
2020-03-31 (YTD Data)		Rank
Total interest income	$3,471,000	2,021
Total interest expense	$594,000	2,066
Net interest income	$2,877,000	1,984
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$489,000	1,967
Gross Fiduciary activities income	$78,000	630
Service charges on deposit accounts	$159,000	1,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,183
Total noninterest expense	$1,978,000	2,286
Salaries and employee benefits	$1,272,000	2,130
Premises and equipment expense	$141,000	2,894
Additional noninterest expense	$565,000	2,342
Pre-tax net operating income	$1,328,000	1,454
Securities gains (losses)	$546,000	173
Applicable income taxes	$522,000	722
Income before extraordinary items	$1,352,000	1,296
Extraordinary gains, net	$0	4
Net income	$1,352,000	1,295
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,352,000	1,296
Net charge-offs	$31,000	1,419
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$920,660	1,746
2019-12-31 (YTD Data)		Rank
Total interest income	$13,773,000	2,066
Total interest expense	$2,438,000	2,077
Net interest income	$11,335,000	2,018
Provision for loan and lease losses	$440,000	1,611
Total noninterest income	$1,804,000	2,078
Gross Fiduciary activities income	$277,000	650
Service charges on deposit accounts	$554,000	1,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$973,000	2,276
Total noninterest expense	$7,789,000	2,283
Salaries and employee benefits	$5,019,000	2,099
Premises and equipment expense	$541,000	2,981
Additional noninterest expense	$2,229,000	2,384
Pre-tax net operating income	$4,910,000	1,781
Securities gains (losses)	$754,000	277
Applicable income taxes	$1,451,000	1,139
Income before extraordinary items	$4,213,000	1,811
Extraordinary gains, net	$0	11
Net income	$4,213,000	1,813
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,213,000	1,813
Net charge-offs	$121,000	2,071
Cash dividends	$2,074,000	1,544
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,617,340	1,994
2019-09-30 (YTD Data)		Rank
Total interest income	$10,214,000	2,111
Total interest expense	$1,786,000	2,117
Net interest income	$8,428,000	2,055
Provision for loan and lease losses	$350,000	1,466
Total noninterest income	$1,307,000	2,125
Gross Fiduciary activities income	$205,000	647
Service charges on deposit accounts	$385,000	1,888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$717,000	2,293
Total noninterest expense	$5,821,000	2,300
Salaries and employee benefits	$3,746,000	2,116
Premises and equipment expense	$409,000	2,976
Additional noninterest expense	$1,666,000	2,394
Pre-tax net operating income	$3,564,000	1,873
Securities gains (losses)	$703,000	249
Applicable income taxes	$1,095,000	1,159
Income before extraordinary items	$3,172,000	1,860
Extraordinary gains, net	$0	11
Net income	$3,172,000	1,859
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,172,000	1,861
Net charge-offs	$77,000	1,933
Cash dividends	$512,000	2,457
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,616,630	2,101
2019-06-30 (YTD Data)		Rank
Total interest income	$6,726,000	2,127
Total interest expense	$1,153,000	2,137
Net interest income	$5,573,000	2,079
Provision for loan and lease losses	$0	3,685
Total noninterest income	$838,000	2,151
Gross Fiduciary activities income	$135,000	659
Service charges on deposit accounts	$207,000	2,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$496,000	2,214
Total noninterest expense	$3,852,000	2,327
Salaries and employee benefits	$2,488,000	2,125
Premises and equipment expense	$273,000	2,997
Additional noninterest expense	$1,091,000	2,437
Pre-tax net operating income	$2,559,000	1,758
Securities gains (losses)	$506,000	221
Applicable income taxes	$782,000	1,080
Income before extraordinary items	$2,283,000	1,717
Extraordinary gains, net	$0	11
Net income	$2,283,000	1,717
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,283,000	1,717
Net charge-offs	$29,000	2,183
Cash dividends	$512,000	2,081
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,883,260	1,975
2019-03-31 (YTD Data)		Rank
Total interest income	$3,253,000	2,167
Total interest expense	$544,000	2,195
Net interest income	$2,709,000	2,147
Provision for loan and lease losses	$0	3,406
Total noninterest income	$420,000	2,114
Gross Fiduciary activities income	$72,000	657
Service charges on deposit accounts	$98,000	2,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	2,147
Total noninterest expense	$1,850,000	2,395
Salaries and employee benefits	$1,163,000	2,247
Premises and equipment expense	$137,000	3,017
Additional noninterest expense	$550,000	2,423
Pre-tax net operating income	$1,279,000	1,724
Securities gains (losses)	$18,000	594
Applicable income taxes	$323,000	1,210
Income before extraordinary items	$974,000	1,907
Extraordinary gains, net	$0	5
Net income	$974,000	1,905
Minority interest net income	$0	52
Net income of bank and minority interests.	$974,000	1,906
Net charge-offs	$32,000	1,464
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$959,780	1,912
2018-12-31 (YTD Data)		Rank
Total interest income	$12,522,000	2,142
Total interest expense	$1,728,000	2,133
Net interest income	$10,794,000	2,112
Provision for loan and lease losses	$285,000	2,034
Total noninterest income	$1,723,000	2,159
Gross Fiduciary activities income	$323,000	651
Service charges on deposit accounts	$412,000	2,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$988,000	2,257
Total noninterest expense	$7,482,000	2,362
Salaries and employee benefits	$4,771,000	2,181
Premises and equipment expense	$525,000	3,082
Additional noninterest expense	$2,186,000	2,446
Pre-tax net operating income	$4,750,000	1,847
Securities gains (losses)	$13,000	661
Applicable income taxes	$1,131,000	1,279
Income before extraordinary items	$3,632,000	2,034
Extraordinary gains, net	$0	6
Net income	$3,632,000	2,032
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,632,000	2,033
Net charge-offs	$407,000	1,092
Cash dividends	$1,632,000	1,644
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,621,730	2,033
2018-09-30 (YTD Data)		Rank
Total interest income	$9,249,000	2,157
Total interest expense	$1,217,000	2,149
Net interest income	$8,032,000	2,131
Provision for loan and lease losses	$160,000	2,205
Total noninterest income	$1,285,000	2,190
Gross Fiduciary activities income	$250,000	641
Service charges on deposit accounts	$298,000	2,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$737,000	2,283
Total noninterest expense	$5,597,000	2,366
Salaries and employee benefits	$3,569,000	2,179
Premises and equipment expense	$378,000	3,173
Additional noninterest expense	$1,650,000	2,436
Pre-tax net operating income	$3,560,000	1,868
Securities gains (losses)	$17,000	605
Applicable income taxes	$853,000	1,308
Income before extraordinary items	$2,724,000	2,045
Extraordinary gains, net	$0	5
Net income	$2,724,000	2,043
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,724,000	2,044
Net charge-offs	$388,000	840
Cash dividends	$480,000	2,410
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,710,570	2,046
2018-06-30 (YTD Data)		Rank
Total interest income	$6,051,000	2,165
Total interest expense	$756,000	2,164
Net interest income	$5,295,000	2,139
Provision for loan and lease losses	$35,000	3,040
Total noninterest income	$845,000	2,206
Gross Fiduciary activities income	$169,000	643
Service charges on deposit accounts	$194,000	2,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$482,000	2,301
Total noninterest expense	$3,727,000	2,375
Salaries and employee benefits	$2,380,000	2,193
Premises and equipment expense	$250,000	3,207
Additional noninterest expense	$1,097,000	2,443
Pre-tax net operating income	$2,378,000	1,848
Securities gains (losses)	$32,000	397
Applicable income taxes	$577,000	1,279
Income before extraordinary items	$1,833,000	2,011
Extraordinary gains, net	$0	6
Net income	$1,833,000	2,009
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,833,000	2,010
Net charge-offs	$383,000	624
Cash dividends	$480,000	2,060
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,807,720	2,021
2018-03-31 (YTD Data)		Rank
Total interest income	$2,957,000	2,196
Total interest expense	$370,000	2,131
Net interest income	$2,587,000	2,188
Provision for loan and lease losses	$0	3,508
Total noninterest income	$443,000	2,131
Gross Fiduciary activities income	$91,000	634
Service charges on deposit accounts	$100,000	2,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,215
Total noninterest expense	$1,884,000	2,371
Salaries and employee benefits	$1,185,000	2,219
Premises and equipment expense	$129,000	3,180
Additional noninterest expense	$570,000	2,384
Pre-tax net operating income	$1,146,000	1,847
Securities gains (losses)	$31,000	278
Applicable income taxes	$284,000	1,264
Income before extraordinary items	$893,000	2,001
Extraordinary gains, net	$0	7
Net income	$893,000	2,000
Minority interest net income	$0	52
Net income of bank and minority interests.	$893,000	2,001
Net charge-offs	$22,000	1,609
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$868,510	2,038
2017-12-31 (YTD Data)		Rank
Total interest income	$11,780,000	2,161
Total interest expense	$1,292,000	2,146
Net interest income	$10,488,000	2,141
Provision for loan and lease losses	$280,000	2,046
Total noninterest income	$1,586,000	2,329
Gross Fiduciary activities income	$289,000	672
Service charges on deposit accounts	$396,000	2,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$901,000	2,417
Total noninterest expense	$7,163,000	2,478
Salaries and employee benefits	$4,552,000	2,256
Premises and equipment expense	$506,000	3,245
Additional noninterest expense	$2,105,000	2,558
Pre-tax net operating income	$4,631,000	1,821
Securities gains (losses)	$248,000	347
Applicable income taxes	$1,059,000	1,822
Income before extraordinary items	$3,820,000	1,671
Extraordinary gains, net	$0	9
Net income	$3,820,000	1,672
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,820,000	1,671
Net charge-offs	$22,000	3,387
Cash dividends	$1,382,000	1,813
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,626,560	1,724
2017-09-30 (YTD Data)		Rank
Total interest income	$8,702,000	2,192
Total interest expense	$937,000	2,177
Net interest income	$7,765,000	2,171
Provision for loan and lease losses	$125,000	2,461
Total noninterest income	$1,181,000	2,351
Gross Fiduciary activities income	$211,000	675
Service charges on deposit accounts	$294,000	2,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$676,000	2,438
Total noninterest expense	$5,327,000	2,497
Salaries and employee benefits	$3,364,000	2,287
Premises and equipment expense	$382,000	3,270
Additional noninterest expense	$1,581,000	2,570
Pre-tax net operating income	$3,494,000	1,833
Securities gains (losses)	$248,000	323
Applicable income taxes	$1,180,000	1,312
Income before extraordinary items	$2,562,000	1,996
Extraordinary gains, net	$0	9
Net income	$2,562,000	1,995
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,562,000	1,996
Net charge-offs	$19,000	3,008
Cash dividends	$352,000	2,742
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,393,360	2,069
2017-06-30 (YTD Data)		Rank
Total interest income	$5,651,000	2,217
Total interest expense	$611,000	2,178
Net interest income	$5,040,000	2,209
Provision for loan and lease losses	$100,000	2,230
Total noninterest income	$749,000	2,429
Gross Fiduciary activities income	$142,000	681
Service charges on deposit accounts	$185,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	2,522
Total noninterest expense	$3,541,000	2,510
Salaries and employee benefits	$2,247,000	2,298
Premises and equipment expense	$252,000	3,280
Additional noninterest expense	$1,042,000	2,596
Pre-tax net operating income	$2,148,000	1,924
Securities gains (losses)	$214,000	278
Applicable income taxes	$728,000	1,360
Income before extraordinary items	$1,634,000	2,018
Extraordinary gains, net	$0	11
Net income	$1,634,000	2,018
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,634,000	2,018
Net charge-offs	$30,000	2,343
Cash dividends	$352,000	2,343
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,486,340	2,137
2017-03-31 (YTD Data)		Rank
Total interest income	$2,803,000	2,228
Total interest expense	$302,000	2,162
Net interest income	$2,501,000	2,227
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$349,000	2,514
Gross Fiduciary activities income	$68,000	690
Service charges on deposit accounts	$92,000	2,534
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	2,653
Total noninterest expense	$1,771,000	2,534
Salaries and employee benefits	$1,097,000	2,365
Premises and equipment expense	$134,000	3,212
Additional noninterest expense	$540,000	2,521
Pre-tax net operating income	$979,000	1,990
Securities gains (losses)	$-4,000	5,562
Applicable income taxes	$281,000	1,543
Income before extraordinary items	$694,000	2,213
Extraordinary gains, net	$0	8
Net income	$694,000	2,214
Minority interest net income	$0	55
Net income of bank and minority interests.	$694,000	2,214
Net charge-offs	$13,000	2,104
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$696,840	2,182
2016-12-31 (YTD Data)		Rank
Total interest income	$11,306,000	2,174
Total interest expense	$1,360,000	1,936
Net interest income	$9,946,000	2,194
Provision for loan and lease losses	$225,000	2,297
Total noninterest income	$1,650,000	2,360
Gross Fiduciary activities income	$393,000	641
Service charges on deposit accounts	$333,000	2,776
Trading account gains and fees	$0	170
Additional Noninterest Income	$924,000	2,486
Total noninterest expense	$7,081,000	2,535
Salaries and employee benefits	$4,438,000	2,301
Premises and equipment expense	$545,000	3,194
Additional noninterest expense	$2,098,000	2,665
Pre-tax net operating income	$4,290,000	1,836
Securities gains (losses)	$408,000	526
Applicable income taxes	$1,481,000	1,276
Income before extraordinary items	$3,217,000	1,982
Extraordinary gains, net	$0	5
Net income	$3,217,000	1,981
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,217,000	1,981
Net charge-offs	$86,000	2,732
Cash dividends	$1,267,000	1,902
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,939,560	2,088
2016-09-30 (YTD Data)		Rank
Total interest income	$8,446,000	2,183
Total interest expense	$1,048,000	1,904
Net interest income	$7,398,000	2,207
Provision for loan and lease losses	$75,000	3,003
Total noninterest income	$1,260,000	2,338
Gross Fiduciary activities income	$309,000	632
Service charges on deposit accounts	$247,000	2,801
Trading account gains and fees	$0	169
Additional Noninterest Income	$704,000	2,478
Total noninterest expense	$5,274,000	2,538
Salaries and employee benefits	$3,288,000	2,322
Premises and equipment expense	$411,000	3,216
Additional noninterest expense	$1,575,000	2,670
Pre-tax net operating income	$3,309,000	1,822
Securities gains (losses)	$371,000	521
Applicable income taxes	$1,186,000	1,262
Income before extraordinary items	$2,494,000	1,951
Extraordinary gains, net	$0	5
Net income	$2,494,000	1,951
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,494,000	1,951
Net charge-offs	$53,000	2,550
Cash dividends	$352,000	2,738
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,241,720	2,087
2016-06-30 (YTD Data)		Rank
Total interest income	$5,591,000	2,201
Total interest expense	$732,000	1,844
Net interest income	$4,859,000	2,245
Provision for loan and lease losses	$75,000	2,531
Total noninterest income	$879,000	2,259
Gross Fiduciary activities income	$240,000	608
Service charges on deposit accounts	$158,000	2,863
Trading account gains and fees	$0	157
Additional Noninterest Income	$481,000	2,425
Total noninterest expense	$3,566,000	2,524
Salaries and employee benefits	$2,225,000	2,302
Premises and equipment expense	$276,000	3,221
Additional noninterest expense	$1,065,000	2,661
Pre-tax net operating income	$2,097,000	1,861
Securities gains (losses)	$264,000	478
Applicable income taxes	$767,000	1,278
Income before extraordinary items	$1,594,000	2,008
Extraordinary gains, net	$0	16
Net income	$1,594,000	2,008
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,594,000	2,008
Net charge-offs	$80,000	1,820
Cash dividends	$352,000	2,345
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,414,480	2,155
2016-03-31 (YTD Data)		Rank
Total interest income	$2,783,000	2,211
Total interest expense	$394,000	1,713
Net interest income	$2,389,000	2,277
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$458,000	2,184
Gross Fiduciary activities income	$98,000	640
Service charges on deposit accounts	$81,000	2,791
Trading account gains and fees	$0	142
Additional Noninterest Income	$279,000	2,181
Total noninterest expense	$1,864,000	2,454
Salaries and employee benefits	$1,177,000	2,209
Premises and equipment expense	$139,000	3,230
Additional noninterest expense	$548,000	2,580
Pre-tax net operating income	$908,000	2,061
Securities gains (losses)	$97,000	545
Applicable income taxes	$320,000	1,413
Income before extraordinary items	$685,000	2,234
Extraordinary gains, net	$0	12
Net income	$685,000	2,234
Minority interest net income	$0	62
Net income of bank and minority interests.	$685,000	2,234
Net charge-offs	$5,000	2,584
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$619,040	2,348
2015-12-31 (YTD Data)		Rank
Total interest income	$10,922,000	2,200
Total interest expense	$1,040,000	2,354
Net interest income	$9,882,000	2,161
Provision for loan and lease losses	$150,000	2,613
Total noninterest income	$1,409,000	2,567
Gross Fiduciary activities income	$263,000	709
Service charges on deposit accounts	$331,000	2,844
Trading account gains and fees	$0	159
Additional Noninterest Income	$815,000	2,625
Total noninterest expense	$6,710,000	2,637
Salaries and employee benefits	$4,227,000	2,367
Premises and equipment expense	$543,000	3,317
Additional noninterest expense	$1,940,000	2,854
Pre-tax net operating income	$4,431,000	1,736
Securities gains (losses)	$217,000	697
Applicable income taxes	$1,474,000	1,252
Income before extraordinary items	$3,174,000	1,955
Extraordinary gains, net	$0	23
Net income	$3,174,000	1,956
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,174,000	1,957
Net charge-offs	$-73,000	5,659
Cash dividends	$1,146,000	1,980
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,026,440	1,999
2015-09-30 (YTD Data)		Rank
Total interest income	$8,082,000	2,236
Total interest expense	$766,000	2,409
Net interest income	$7,316,000	2,205
Provision for loan and lease losses	$75,000	2,945
Total noninterest income	$1,069,000	2,576
Gross Fiduciary activities income	$198,000	714
Service charges on deposit accounts	$242,000	2,916
Trading account gains and fees	$0	153
Additional Noninterest Income	$629,000	2,609
Total noninterest expense	$4,967,000	2,672
Salaries and employee benefits	$3,161,000	2,379
Premises and equipment expense	$410,000	3,344
Additional noninterest expense	$1,396,000	2,947
Pre-tax net operating income	$3,343,000	1,750
Securities gains (losses)	$125,000	896
Applicable income taxes	$1,099,000	1,288
Income before extraordinary items	$2,369,000	1,977
Extraordinary gains, net	$0	21
Net income	$2,369,000	1,979
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,369,000	1,979
Net charge-offs	$-96,000	5,798
Cash dividends	$230,000	3,017
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,284,000	1,990
2015-06-30 (YTD Data)		Rank
Total interest income	$5,276,000	2,284
Total interest expense	$502,000	2,455
Net interest income	$4,774,000	2,241
Provision for loan and lease losses	$0	4,069
Total noninterest income	$706,000	2,606
Gross Fiduciary activities income	$131,000	722
Service charges on deposit accounts	$150,000	3,023
Trading account gains and fees	$0	157
Additional Noninterest Income	$425,000	2,601
Total noninterest expense	$3,264,000	2,724
Salaries and employee benefits	$2,106,000	2,398
Premises and equipment expense	$275,000	3,343
Additional noninterest expense	$883,000	3,090
Pre-tax net operating income	$2,216,000	1,751
Securities gains (losses)	$49,000	1,246
Applicable income taxes	$719,000	1,306
Income before extraordinary items	$1,546,000	1,989
Extraordinary gains, net	$0	22
Net income	$1,546,000	1,992
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,546,000	1,991
Net charge-offs	$-91,000	5,905
Cash dividends	$230,000	2,658
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,512,680	1,985
2015-03-31 (YTD Data)		Rank
Total interest income	$2,596,000	2,310
Total interest expense	$249,000	2,487
Net interest income	$2,347,000	2,276
Provision for loan and lease losses	$0	3,703
Total noninterest income	$337,000	2,632
Gross Fiduciary activities income	$68,000	719
Service charges on deposit accounts	$67,000	3,209
Trading account gains and fees	$0	152
Additional Noninterest Income	$202,000	2,620
Total noninterest expense	$1,641,000	2,720
Salaries and employee benefits	$1,051,000	2,414
Premises and equipment expense	$141,000	3,330
Additional noninterest expense	$449,000	3,032
Pre-tax net operating income	$1,043,000	1,787
Securities gains (losses)	$51,000	832
Applicable income taxes	$355,000	1,291
Income before extraordinary items	$739,000	2,042
Extraordinary gains, net	$0	13
Net income	$739,000	2,043
Minority interest net income	$0	64
Net income of bank and minority interests.	$739,000	2,043
Net charge-offs	$-87,000	6,094
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$704,320	2,059
2014-12-31 (YTD Data)		Rank
Total interest income	$10,572,000	2,274
Total interest expense	$1,090,000	2,443
Net interest income	$9,482,000	2,235
Provision for loan and lease losses	$250,000	2,195
Total noninterest income	$1,541,000	2,464
Gross Fiduciary activities income	$267,000	725
Service charges on deposit accounts	$369,000	2,828
Trading account gains and fees	$0	180
Additional Noninterest Income	$905,000	2,461
Total noninterest expense	$6,679,000	2,702
Salaries and employee benefits	$4,218,000	2,381
Premises and equipment expense	$539,000	3,469
Additional noninterest expense	$1,922,000	2,981
Pre-tax net operating income	$4,094,000	1,804
Securities gains (losses)	$366,000	532
Applicable income taxes	$1,453,000	1,223
Income before extraordinary items	$3,007,000	2,017
Extraordinary gains, net	$0	17
Net income	$3,007,000	2,016
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,007,000	2,016
Net charge-offs	$106,000	3,134
Cash dividends	$1,146,000	1,881
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,761,780	2,094
2014-09-30 (YTD Data)		Rank
Total interest income	$7,917,000	2,295
Total interest expense	$821,000	2,470
Net interest income	$7,096,000	2,258
Provision for loan and lease losses	$150,000	2,373
Total noninterest income	$1,155,000	2,499
Gross Fiduciary activities income	$205,000	719
Service charges on deposit accounts	$286,000	2,800
Trading account gains and fees	$0	174
Additional Noninterest Income	$664,000	2,501
Total noninterest expense	$4,904,000	2,754
Salaries and employee benefits	$3,105,000	2,415
Premises and equipment expense	$407,000	3,497
Additional noninterest expense	$1,392,000	3,058
Pre-tax net operating income	$3,197,000	1,751
Securities gains (losses)	$165,000	730
Applicable income taxes	$1,095,000	1,230
Income before extraordinary items	$2,267,000	2,011
Extraordinary gains, net	$0	15
Net income	$2,267,000	2,011
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,267,000	2,010
Net charge-offs	$94,000	2,746
Cash dividends	$230,000	2,965
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,156,450	2,052
2014-06-30 (YTD Data)		Rank
Total interest income	$5,290,000	2,276
Total interest expense	$557,000	2,452
Net interest income	$4,733,000	2,246
Provision for loan and lease losses	$75,000	2,610
Total noninterest income	$763,000	2,474
Gross Fiduciary activities income	$134,000	726
Service charges on deposit accounts	$193,000	2,767
Trading account gains and fees	$0	172
Additional Noninterest Income	$436,000	2,493
Total noninterest expense	$3,216,000	2,806
Salaries and employee benefits	$2,043,000	2,454
Premises and equipment expense	$274,000	3,501
Additional noninterest expense	$899,000	3,143
Pre-tax net operating income	$2,205,000	1,679
Securities gains (losses)	$138,000	626
Applicable income taxes	$775,000	1,160
Income before extraordinary items	$1,568,000	1,913
Extraordinary gains, net	$0	20
Net income	$1,568,000	1,917
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,568,000	1,916
Net charge-offs	$82,000	2,376
Cash dividends	$230,000	2,598
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,475,540	1,953
2014-03-31 (YTD Data)		Rank
Total interest income	$2,641,000	2,282
Total interest expense	$281,000	2,475
Net interest income	$2,360,000	2,240
Provision for loan and lease losses	$0	3,817
Total noninterest income	$397,000	2,382
Gross Fiduciary activities income	$71,000	721
Service charges on deposit accounts	$96,000	2,751
Trading account gains and fees	$0	147
Additional Noninterest Income	$230,000	2,359
Total noninterest expense	$1,629,000	2,799
Salaries and employee benefits	$1,029,000	2,444
Premises and equipment expense	$145,000	3,429
Additional noninterest expense	$455,000	3,123
Pre-tax net operating income	$1,128,000	1,592
Securities gains (losses)	$81,000	501
Applicable income taxes	$412,000	1,063
Income before extraordinary items	$797,000	1,820
Extraordinary gains, net	$0	16
Net income	$797,000	1,824
Minority interest net income	$0	66
Net income of bank and minority interests.	$797,000	1,823
Net charge-offs	$38,000	2,059
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$743,540	1,883
2013-12-31 (YTD Data)		Rank
Total interest income	$10,403,000	2,339
Total interest expense	$1,274,000	2,453
Net interest income	$9,129,000	2,302
Provision for loan and lease losses	$70,000	3,999
Total noninterest income	$1,538,000	2,549
Gross Fiduciary activities income	$272,000	720
Service charges on deposit accounts	$455,000	2,565
Trading account gains and fees	$0	184
Additional Noninterest Income	$811,000	2,657
Total noninterest expense	$6,500,000	2,805
Salaries and employee benefits	$4,138,000	2,402
Premises and equipment expense	$532,000	3,596
Additional noninterest expense	$1,830,000	3,181
Pre-tax net operating income	$4,097,000	1,693
Securities gains (losses)	$576,000	399
Applicable income taxes	$1,498,000	1,128
Income before extraordinary items	$3,175,000	1,809
Extraordinary gains, net	$0	29
Net income	$3,175,000	1,811
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,175,000	1,811
Net charge-offs	$-44,000	6,397
Cash dividends	$1,139,000	1,771
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,783,320	1,959
2013-09-30 (YTD Data)		Rank
Total interest income	$7,716,000	2,366
Total interest expense	$973,000	2,492
Net interest income	$6,743,000	2,342
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,171,000	2,566
Gross Fiduciary activities income	$208,000	713
Service charges on deposit accounts	$341,000	2,590
Trading account gains and fees	$0	180
Additional Noninterest Income	$622,000	2,679
Total noninterest expense	$4,812,000	2,835
Salaries and employee benefits	$3,040,000	2,463
Premises and equipment expense	$391,000	3,666
Additional noninterest expense	$1,381,000	3,159
Pre-tax net operating income	$3,102,000	1,688
Securities gains (losses)	$372,000	538
Applicable income taxes	$1,111,000	1,160
Income before extraordinary items	$2,363,000	1,859
Extraordinary gains, net	$0	25
Net income	$2,363,000	1,864
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,363,000	1,864
Net charge-offs	$-68,000	6,520
Cash dividends	$224,000	2,859
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,110,040	1,981
2013-06-30 (YTD Data)		Rank
Total interest income	$5,090,000	2,396
Total interest expense	$665,000	2,503
Net interest income	$4,425,000	2,369
Provision for loan and lease losses	$0	4,788
Total noninterest income	$766,000	2,614
Gross Fiduciary activities income	$141,000	719
Service charges on deposit accounts	$223,000	2,590
Trading account gains and fees	$0	157
Additional Noninterest Income	$402,000	2,796
Total noninterest expense	$3,160,000	2,877
Salaries and employee benefits	$2,019,000	2,476
Premises and equipment expense	$253,000	3,762
Additional noninterest expense	$888,000	3,241
Pre-tax net operating income	$2,031,000	1,695
Securities gains (losses)	$283,000	583
Applicable income taxes	$752,000	1,143
Income before extraordinary items	$1,562,000	1,859
Extraordinary gains, net	$0	22
Net income	$1,562,000	1,864
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,562,000	1,865
Net charge-offs	$90,000	2,851
Cash dividends	$224,000	2,483
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,369,560	1,998
2013-03-31 (YTD Data)		Rank
Total interest income	$2,598,000	2,376
Total interest expense	$339,000	2,516
Net interest income	$2,259,000	2,321
Provision for loan and lease losses	$0	4,409
Total noninterest income	$374,000	2,650
Gross Fiduciary activities income	$78,000	705
Service charges on deposit accounts	$111,000	2,599
Trading account gains and fees	$0	148
Additional Noninterest Income	$185,000	2,889
Total noninterest expense	$1,591,000	2,883
Salaries and employee benefits	$1,007,000	2,501
Premises and equipment expense	$125,000	3,806
Additional noninterest expense	$459,000	3,168
Pre-tax net operating income	$1,042,000	1,641
Securities gains (losses)	$14,000	1,385
Applicable income taxes	$336,000	1,227
Income before extraordinary items	$720,000	1,959
Extraordinary gains, net	$0	10
Net income	$720,000	1,960
Minority interest net income	$0	76
Net income of bank and minority interests.	$720,000	1,961
Net charge-offs	$-2,000	5,471
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$710,480	1,903
2012-12-31 (YTD Data)		Rank
Total interest income	$10,866,000	2,377
Total interest expense	$1,641,000	2,541
Net interest income	$9,225,000	2,330
Provision for loan and lease losses	$100,000	4,651
Total noninterest income	$1,594,000	2,512
Gross Fiduciary activities income	$251,000	746
Service charges on deposit accounts	$516,000	2,426
Trading account gains and fees	$0	166
Additional Noninterest Income	$827,000	2,628
Total noninterest expense	$6,293,000	2,927
Salaries and employee benefits	$4,024,000	2,429
Premises and equipment expense	$504,000	3,804
Additional noninterest expense	$1,765,000	3,391
Pre-tax net operating income	$4,426,000	1,529
Securities gains (losses)	$57,000	2,640
Applicable income taxes	$1,414,000	1,144
Income before extraordinary items	$3,069,000	1,822
Extraordinary gains, net	$0	29
Net income	$3,069,000	1,821
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,069,000	1,822
Net charge-offs	$151,000	4,049
Cash dividends	$1,139,000	1,796
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,030,240	1,740
2012-09-30 (YTD Data)		Rank
Total interest income	$8,142,000	2,423
Total interest expense	$1,278,000	2,562
Net interest income	$6,864,000	2,386
Provision for loan and lease losses	$100,000	4,329
Total noninterest income	$1,190,000	2,525
Gross Fiduciary activities income	$186,000	742
Service charges on deposit accounts	$373,000	2,528
Trading account gains and fees	$0	157
Additional Noninterest Income	$631,000	2,604
Total noninterest expense	$4,602,000	2,997
Salaries and employee benefits	$2,906,000	2,540
Premises and equipment expense	$377,000	3,845
Additional noninterest expense	$1,319,000	3,413
Pre-tax net operating income	$3,352,000	1,550
Securities gains (losses)	$57,000	2,357
Applicable income taxes	$1,087,000	1,158
Income before extraordinary items	$2,322,000	1,853
Extraordinary gains, net	$0	20
Net income	$2,322,000	1,852
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,322,000	1,854
Net charge-offs	$156,000	3,552
Cash dividends	$224,000	2,819
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,283,240	1,778
2012-06-30 (YTD Data)		Rank
Total interest income	$5,411,000	2,440
Total interest expense	$896,000	2,529
Net interest income	$4,515,000	2,413
Provision for loan and lease losses	$0	5,619
Total noninterest income	$762,000	2,555
Gross Fiduciary activities income	$124,000	749
Service charges on deposit accounts	$237,000	2,601
Trading account gains and fees	$0	153
Additional Noninterest Income	$401,000	2,644
Total noninterest expense	$3,040,000	3,026
Salaries and employee benefits	$1,935,000	2,536
Premises and equipment expense	$245,000	3,922
Additional noninterest expense	$860,000	3,494
Pre-tax net operating income	$2,237,000	1,548
Securities gains (losses)	$23,000	2,438
Applicable income taxes	$733,000	1,132
Income before extraordinary items	$1,527,000	1,856
Extraordinary gains, net	$0	19
Net income	$1,527,000	1,855
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,527,000	1,856
Net charge-offs	$157,000	2,996
Cash dividends	$224,000	2,425
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,511,360	1,782
2012-03-31 (YTD Data)		Rank
Total interest income	$2,739,000	2,449
Total interest expense	$485,000	2,442
Net interest income	$2,254,000	2,425
Provision for loan and lease losses	$0	5,254
Total noninterest income	$376,000	2,578
Gross Fiduciary activities income	$56,000	769
Service charges on deposit accounts	$110,000	2,721
Trading account gains and fees	$0	148
Additional Noninterest Income	$210,000	2,582
Total noninterest expense	$1,539,000	2,987
Salaries and employee benefits	$972,000	2,544
Premises and equipment expense	$125,000	3,884
Additional noninterest expense	$442,000	3,403
Pre-tax net operating income	$1,091,000	1,561
Securities gains (losses)	$0	2,210
Applicable income taxes	$359,000	1,160
Income before extraordinary items	$732,000	1,942
Extraordinary gains, net	$0	19
Net income	$732,000	1,943
Minority interest net income	$0	78
Net income of bank and minority interests.	$732,000	1,944
Net charge-offs	$1,000	4,615
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$732,000	1,840
2011-12-31 (YTD Data)		Rank
Total interest income	$11,643,000	2,393
Total interest expense	$2,459,000	2,352
Net interest income	$9,184,000	2,388
Provision for loan and lease losses	$0	6,496
Total noninterest income	$1,301,000	2,653
Gross Fiduciary activities income	$211,000	732
Service charges on deposit accounts	$443,000	2,828
Trading account gains and fees	$0	146
Additional Noninterest Income	$647,000	2,747
Total noninterest expense	$6,312,000	2,927
Salaries and employee benefits	$3,945,000	2,435
Premises and equipment expense	$502,000	4,031
Additional noninterest expense	$1,865,000	3,330
Pre-tax net operating income	$4,173,000	1,383
Securities gains (losses)	$367,000	990
Applicable income taxes	$1,478,000	1,014
Income before extraordinary items	$3,062,000	1,574
Extraordinary gains, net	$0	29
Net income	$3,062,000	1,575
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,062,000	1,575
Net charge-offs	$61,000	5,363
Cash dividends	$1,568,000	1,189
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,816,110	1,624
2011-09-30 (YTD Data)		Rank
Total interest income	$8,726,000	2,429
Total interest expense	$1,897,000	2,380
Net interest income	$6,829,000	2,416
Provision for loan and lease losses	$0	6,393
Total noninterest income	$912,000	2,762
Gross Fiduciary activities income	$155,000	729
Service charges on deposit accounts	$318,000	2,914
Trading account gains and fees	$0	145
Additional Noninterest Income	$439,000	2,891
Total noninterest expense	$4,686,000	2,957
Salaries and employee benefits	$2,888,000	2,485
Premises and equipment expense	$390,000	3,977
Additional noninterest expense	$1,408,000	3,314
Pre-tax net operating income	$3,055,000	1,464
Securities gains (losses)	$367,000	788
Applicable income taxes	$1,121,000	998
Income before extraordinary items	$2,301,000	1,641
Extraordinary gains, net	$0	21
Net income	$2,301,000	1,642
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,301,000	1,642
Net charge-offs	$6,000	5,901
Cash dividends	$288,000	2,388
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,055,110	1,719
2011-06-30 (YTD Data)		Rank
Total interest income	$5,788,000	2,451
Total interest expense	$1,296,000	2,412
Net interest income	$4,492,000	2,453
Provision for loan and lease losses	$0	6,217
Total noninterest income	$580,000	2,860
Gross Fiduciary activities income	$103,000	744
Service charges on deposit accounts	$191,000	3,121
Trading account gains and fees	$0	153
Additional Noninterest Income	$286,000	2,953
Total noninterest expense	$3,045,000	3,060
Salaries and employee benefits	$1,851,000	2,603
Premises and equipment expense	$259,000	4,029
Additional noninterest expense	$935,000	3,358
Pre-tax net operating income	$2,027,000	1,435
Securities gains (losses)	$27,000	1,941
Applicable income taxes	$666,000	1,061
Income before extraordinary items	$1,388,000	1,727
Extraordinary gains, net	$0	15
Net income	$1,388,000	1,727
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,388,000	1,727
Net charge-offs	$15,000	5,199
Cash dividends	$288,000	1,984
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,369,640	1,676
2011-03-31 (YTD Data)		Rank
Total interest income	$2,862,000	2,490
Total interest expense	$675,000	2,394
Net interest income	$2,187,000	2,518
Provision for loan and lease losses	$0	5,840
Total noninterest income	$300,000	2,828
Gross Fiduciary activities income	$54,000	732
Service charges on deposit accounts	$90,000	3,191
Trading account gains and fees	$0	158
Additional Noninterest Income	$156,000	2,841
Total noninterest expense	$1,582,000	2,964
Salaries and employee benefits	$930,000	2,604
Premises and equipment expense	$131,000	4,040
Additional noninterest expense	$521,000	3,075
Pre-tax net operating income	$905,000	1,581
Securities gains (losses)	$21,000	1,080
Applicable income taxes	$300,000	1,122
Income before extraordinary items	$626,000	1,846
Extraordinary gains, net	$0	9
Net income	$626,000	1,845
Minority interest net income	$0	86
Net income of bank and minority interests.	$626,000	1,846
Net charge-offs	$-6,000	6,852
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$611,720	1,843
2010-12-31 (YTD Data)		Rank
Total interest income	$11,953,000	2,507
Total interest expense	$3,031,000	2,588
Net interest income	$8,922,000	2,463
Provision for loan and lease losses	$300,000	4,839
Total noninterest income	$1,348,000	2,704
Gross Fiduciary activities income	$252,000	706
Service charges on deposit accounts	$427,000	2,949
Trading account gains and fees	$0	175
Additional Noninterest Income	$669,000	2,759
Total noninterest expense	$6,175,000	3,040
Salaries and employee benefits	$3,823,000	2,511
Premises and equipment expense	$477,000	4,307
Additional noninterest expense	$1,875,000	3,425
Pre-tax net operating income	$3,795,000	1,319
Securities gains (losses)	$164,000	1,759
Applicable income taxes	$1,215,000	1,057
Income before extraordinary items	$2,744,000	1,516
Extraordinary gains, net	$0	29
Net income	$2,744,000	1,517
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,744,000	1,518
Net charge-offs	$38,000	6,081
Cash dividends	$1,696,000	954
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,630,840	1,516
2010-09-30 (YTD Data)		Rank
Total interest income	$8,974,000	2,561
Total interest expense	$2,292,000	2,656
Net interest income	$6,682,000	2,483
Provision for loan and lease losses	$100,000	5,670
Total noninterest income	$969,000	2,786
Gross Fiduciary activities income	$161,000	737
Service charges on deposit accounts	$324,000	2,996
Trading account gains and fees	$0	165
Additional Noninterest Income	$484,000	2,806
Total noninterest expense	$4,643,000	3,033
Salaries and employee benefits	$2,826,000	2,571
Premises and equipment expense	$390,000	4,153
Additional noninterest expense	$1,427,000	3,367
Pre-tax net operating income	$2,908,000	1,365
Securities gains (losses)	$164,000	1,528
Applicable income taxes	$953,000	1,037
Income before extraordinary items	$2,119,000	1,563
Extraordinary gains, net	$0	23
Net income	$2,119,000	1,566
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,119,000	1,566
Net charge-offs	$-38,000	7,615
Cash dividends	$416,000	1,976
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,005,840	1,578
2010-06-30 (YTD Data)		Rank
Total interest income	$5,961,000	2,598
Total interest expense	$1,508,000	2,776
Net interest income	$4,453,000	2,487
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$610,000	2,841
Gross Fiduciary activities income	$108,000	739
Service charges on deposit accounts	$212,000	3,049
Trading account gains and fees	$0	152
Additional Noninterest Income	$290,000	2,889
Total noninterest expense	$3,070,000	3,056
Salaries and employee benefits	$1,862,000	2,597
Premises and equipment expense	$255,000	4,219
Additional noninterest expense	$953,000	3,334
Pre-tax net operating income	$1,893,000	1,366
Securities gains (losses)	$164,000	1,074
Applicable income taxes	$643,000	1,005
Income before extraordinary items	$1,414,000	1,546
Extraordinary gains, net	$0	19
Net income	$1,414,000	1,547
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,414,000	1,547
Net charge-offs	$-26,000	7,623
Cash dividends	$416,000	1,528
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,300,840	1,607
2010-03-31 (YTD Data)		Rank
Total interest income	$2,976,000	2,656
Total interest expense	$755,000	2,896
Net interest income	$2,221,000	2,533
Provision for loan and lease losses	$100,000	3,933
Total noninterest income	$325,000	2,715
Gross Fiduciary activities income	$55,000	742
Service charges on deposit accounts	$104,000	3,074
Trading account gains and fees	$0	175
Additional Noninterest Income	$166,000	2,669
Total noninterest expense	$1,560,000	3,045
Salaries and employee benefits	$931,000	2,637
Premises and equipment expense	$129,000	4,282
Additional noninterest expense	$500,000	3,183
Pre-tax net operating income	$886,000	1,479
Securities gains (losses)	$164,000	587
Applicable income taxes	$330,000	969
Income before extraordinary items	$720,000	1,517
Extraordinary gains, net	$0	16
Net income	$720,000	1,519
Minority interest net income	$0	91
Net income of bank and minority interests.	$720,000	1,519
Net charge-offs	$-24,000	7,680
Cash dividends	$416,000	808
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$606,840	1,732
2009-12-31 (YTD Data)		Rank
Total interest income	$12,399,000	2,660
Total interest expense	$3,751,000	2,880
Net interest income	$8,648,000	2,505
Provision for loan and lease losses	$270,000	5,431
Total noninterest income	$1,225,000	2,936
Gross Fiduciary activities income	$231,000	722
Service charges on deposit accounts	$452,000	3,084
Trading account gains and fees	$0	211
Additional Noninterest Income	$542,000	3,066
Total noninterest expense	$6,268,000	3,073
Salaries and employee benefits	$3,713,000	2,627
Premises and equipment expense	$543,000	4,160
Additional noninterest expense	$2,012,000	3,297
Pre-tax net operating income	$3,335,000	1,212
Securities gains (losses)	$2,000	3,583
Applicable income taxes	$980,000	980
Income before extraordinary items	$2,357,000	1,416
Extraordinary gains, net	$0	34
Net income	$2,357,000	1,414
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,357,000	1,415
Net charge-offs	$232,000	4,813
Cash dividends	$1,568,000	1,152
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,355,580	1,393
2009-09-30 (YTD Data)		Rank
Total interest income	$9,271,000	2,709
Total interest expense	$2,898,000	2,932
Net interest income	$6,373,000	2,559
Provision for loan and lease losses	$220,000	5,038
Total noninterest income	$963,000	2,887
Gross Fiduciary activities income	$178,000	717
Service charges on deposit accounts	$328,000	3,164
Trading account gains and fees	$0	212
Additional Noninterest Income	$457,000	2,965
Total noninterest expense	$4,747,000	3,058
Salaries and employee benefits	$2,762,000	2,669
Premises and equipment expense	$428,000	4,065
Additional noninterest expense	$1,557,000	3,189
Pre-tax net operating income	$2,369,000	1,360
Securities gains (losses)	$0	3,497
Applicable income taxes	$686,000	1,106
Income before extraordinary items	$1,683,000	1,592
Extraordinary gains, net	$0	27
Net income	$1,683,000	1,590
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,683,000	1,592
Net charge-offs	$213,000	4,181
Cash dividends	$288,000	2,693
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,683,000	1,553
2009-06-30 (YTD Data)		Rank
Total interest income	$6,152,000	2,753
Total interest expense	$1,940,000	3,040
Net interest income	$4,212,000	2,573
Provision for loan and lease losses	$220,000	4,203
Total noninterest income	$609,000	3,019
Gross Fiduciary activities income	$99,000	765
Service charges on deposit accounts	$200,000	3,310
Trading account gains and fees	$0	193
Additional Noninterest Income	$310,000	2,952
Total noninterest expense	$3,166,000	3,078
Salaries and employee benefits	$1,833,000	2,716
Premises and equipment expense	$278,000	4,161
Additional noninterest expense	$1,055,000	3,165
Pre-tax net operating income	$1,435,000	1,577
Securities gains (losses)	$0	3,136
Applicable income taxes	$402,000	1,262
Income before extraordinary items	$1,033,000	1,800
Extraordinary gains, net	$0	21
Net income	$1,033,000	1,797
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,033,000	1,799
Net charge-offs	$209,000	3,373
Cash dividends	$288,000	2,279
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,033,000	1,748
2009-03-31 (YTD Data)		Rank
Total interest income	$3,073,000	2,792
Total interest expense	$978,000	3,111
Net interest income	$2,095,000	2,590
Provision for loan and lease losses	$160,000	3,128
Total noninterest income	$301,000	3,014
Gross Fiduciary activities income	$50,000	771
Service charges on deposit accounts	$94,000	3,374
Trading account gains and fees	$0	171
Additional Noninterest Income	$157,000	2,891
Total noninterest expense	$1,440,000	3,249
Salaries and employee benefits	$902,000	2,798
Premises and equipment expense	$141,000	4,156
Additional noninterest expense	$397,000	3,599
Pre-tax net operating income	$796,000	1,611
Securities gains (losses)	$0	2,434
Applicable income taxes	$230,000	1,301
Income before extraordinary items	$566,000	1,900
Extraordinary gains, net	$0	15
Net income	$566,000	1,902
Minority interest net income	$0	102
Net income of bank and minority interests.	$566,000	1,902
Net charge-offs	$76,000	3,153
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$566,000	1,795
2008-12-31 (YTD Data)		Rank
Total interest income	$13,170,000	2,794
Total interest expense	$4,243,000	3,364
Net interest income	$8,927,000	2,438
Provision for loan and lease losses	$660,000	3,337
Total noninterest income	$1,134,000	3,153
Gross Fiduciary activities income	$232,000	750
Service charges on deposit accounts	$483,000	3,079
Trading account gains and fees	$0	154
Additional Noninterest Income	$419,000	3,504
Total noninterest expense	$5,935,000	3,108
Salaries and employee benefits	$3,651,000	2,721
Premises and equipment expense	$578,000	4,056
Additional noninterest expense	$1,706,000	3,289
Pre-tax net operating income	$3,466,000	1,568
Securities gains (losses)	$34,000	1,848
Applicable income taxes	$1,045,000	1,163
Income before extraordinary items	$2,455,000	1,642
Extraordinary gains, net	$0	39
Net income	$2,455,000	1,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	3,476
Cash dividends	$1,581,000	1,665
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,431,200	1,764
2008-09-30 (YTD Data)		Rank
Total interest income	$9,922,000	2,837
Total interest expense	$3,242,000	3,424
Net interest income	$6,680,000	2,469
Provision for loan and lease losses	$325,000	3,416
Total noninterest income	$849,000	3,217
Gross Fiduciary activities income	$168,000	760
Service charges on deposit accounts	$356,000	3,141
Trading account gains and fees	$0	148
Additional Noninterest Income	$325,000	3,549
Total noninterest expense	$4,434,000	3,097
Salaries and employee benefits	$2,734,000	2,745
Premises and equipment expense	$459,000	3,890
Additional noninterest expense	$1,241,000	3,287
Pre-tax net operating income	$2,770,000	1,760
Securities gains (losses)	$4,000	2,700
Applicable income taxes	$847,000	1,317
Income before extraordinary items	$1,927,000	1,833
Extraordinary gains, net	$0	31
Net income	$1,927,000	1,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,414
Cash dividends	$288,000	3,474
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,924,240	1,936
2008-06-30 (YTD Data)		Rank
Total interest income	$6,646,000	2,875
Total interest expense	$2,203,000	3,501
Net interest income	$4,443,000	2,463
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$543,000	3,334
Gross Fiduciary activities income	$114,000	775
Service charges on deposit accounts	$216,000	3,330
Trading account gains and fees	$0	149
Additional Noninterest Income	$213,000	3,639
Total noninterest expense	$2,936,000	3,123
Salaries and employee benefits	$1,815,000	2,786
Premises and equipment expense	$311,000	3,863
Additional noninterest expense	$810,000	3,331
Pre-tax net operating income	$1,900,000	1,754
Securities gains (losses)	$4,000	2,798
Applicable income taxes	$591,000	1,411
Income before extraordinary items	$1,313,000	2,017
Extraordinary gains, net	$0	21
Net income	$1,313,000	2,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,847
Cash dividends	$288,000	3,045
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,310,240	1,984
2008-03-31 (YTD Data)		Rank
Total interest income	$3,367,000	2,902
Total interest expense	$1,191,000	3,474
Net interest income	$2,176,000	2,510
Provision for loan and lease losses	$100,000	2,696
Total noninterest income	$281,000	3,272
Gross Fiduciary activities income	$58,000	782
Service charges on deposit accounts	$105,000	3,347
Trading account gains and fees	$0	158
Additional Noninterest Income	$118,000	3,465
Total noninterest expense	$1,497,000	3,070
Salaries and employee benefits	$911,000	2,798
Premises and equipment expense	$160,000	3,794
Additional noninterest expense	$426,000	3,117
Pre-tax net operating income	$860,000	2,028
Securities gains (losses)	$3,000	2,367
Applicable income taxes	$262,000	1,633
Income before extraordinary items	$601,000	2,311
Extraordinary gains, net	$0	15
Net income	$601,000	2,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$598,900	2,248
2007-12-31 (YTD Data)		Rank
Total interest income	$13,452,000	2,957
Total interest expense	$5,931,000	3,029
Net interest income	$7,521,000	2,905
Provision for loan and lease losses	$100,000	4,892
Total noninterest income	$1,099,000	3,349
Gross Fiduciary activities income	$279,000	722
Service charges on deposit accounts	$458,000	3,253
Trading account gains and fees	$0	178
Additional Noninterest Income	$362,000	3,928
Total noninterest expense	$6,286,000	2,841
Salaries and employee benefits	$3,950,000	2,510
Premises and equipment expense	$641,000	3,670
Additional noninterest expense	$1,695,000	3,095
Pre-tax net operating income	$2,234,000	3,083
Securities gains (losses)	$8,000	1,417
Applicable income taxes	$643,000	2,418
Income before extraordinary items	$1,599,000	3,302
Extraordinary gains, net	$0	39
Net income	$1,599,000	3,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	2,810
Cash dividends	$1,158,000	2,403
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,593,320	3,299
2007-09-30 (YTD Data)		Rank
Total interest income	$9,977,000	2,990
Total interest expense	$4,522,000	2,986
Net interest income	$5,455,000	2,997
Provision for loan and lease losses	$100,000	4,093
Total noninterest income	$823,000	3,330
Gross Fiduciary activities income	$224,000	707
Service charges on deposit accounts	$334,000	3,311
Trading account gains and fees	$0	184
Additional Noninterest Income	$265,000	3,979
Total noninterest expense	$4,815,000	2,754
Salaries and employee benefits	$3,032,000	2,472
Premises and equipment expense	$497,000	3,557
Additional noninterest expense	$1,286,000	3,005
Pre-tax net operating income	$1,363,000	3,668
Securities gains (losses)	$6,000	1,140
Applicable income taxes	$386,000	2,846
Income before extraordinary items	$983,000	3,933
Extraordinary gains, net	$0	33
Net income	$983,000	3,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	1,921
Cash dividends	$288,000	3,701
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$978,680	3,924
2007-06-30 (YTD Data)		Rank
Total interest income	$6,557,000	3,033
Total interest expense	$3,002,000	3,011
Net interest income	$3,555,000	3,085
Provision for loan and lease losses	$100,000	3,268
Total noninterest income	$521,000	3,472
Gross Fiduciary activities income	$154,000	707
Service charges on deposit accounts	$219,000	3,318
Trading account gains and fees	$0	168
Additional Noninterest Income	$148,000	4,332
Total noninterest expense	$3,326,000	2,719
Salaries and employee benefits	$2,131,000	2,397
Premises and equipment expense	$330,000	3,596
Additional noninterest expense	$865,000	2,982
Pre-tax net operating income	$650,000	4,477
Securities gains (losses)	$6,000	974
Applicable income taxes	$192,000	3,326
Income before extraordinary items	$464,000	4,729
Extraordinary gains, net	$0	29
Net income	$464,000	4,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	1,343
Cash dividends	$288,000	3,195
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$459,740	4,752
2007-03-31 (YTD Data)		Rank
Total interest income	$3,192,000	3,106
Total interest expense	$1,469,000	3,039
Net interest income	$1,723,000	3,154
Provision for loan and lease losses	$100,000	2,001
Total noninterest income	$216,000	3,845
Gross Fiduciary activities income	$86,000	694
Service charges on deposit accounts	$108,000	3,287
Trading account gains and fees	$0	195
Additional Noninterest Income	$22,000	6,474
Total noninterest expense	$1,562,000	2,879
Salaries and employee benefits	$961,000	2,637
Premises and equipment expense	$168,000	3,579
Additional noninterest expense	$433,000	2,961
Pre-tax net operating income	$277,000	4,831
Securities gains (losses)	$6,000	777
Applicable income taxes	$33,000	4,531
Income before extraordinary items	$250,000	4,560
Extraordinary gains, net	$0	22
Net income	$250,000	4,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	713
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$244,720	4,606
2006-12-31 (YTD Data)		Rank
Total interest income	$12,160,000	3,051
Total interest expense	$5,431,000	2,821
Net interest income	$6,729,000	3,218
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,393,000	2,841
Gross Fiduciary activities income	$313,000	706
Service charges on deposit accounts	$492,000	3,093
Trading account gains and fees	$0	130
Additional Noninterest Income	$588,000	3,051
Total noninterest expense	$6,011,000	2,870
Salaries and employee benefits	$3,769,000	2,576
Premises and equipment expense	$636,000	3,606
Additional noninterest expense	$1,606,000	3,112
Pre-tax net operating income	$2,111,000	3,527
Securities gains (losses)	$4,000	1,309
Applicable income taxes	$531,000	3,079
Income before extraordinary items	$1,584,000	3,654
Extraordinary gains, net	$0	51
Net income	$1,584,000	3,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,073
Cash dividends	$1,581,000	1,864
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,581,000	3,637
2006-09-30 (YTD Data)		Rank
Total interest income	$8,988,000	3,071
Total interest expense	$3,961,000	2,804
Net interest income	$5,027,000	3,256
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,054,000	2,827
Gross Fiduciary activities income	$230,000	701
Service charges on deposit accounts	$362,000	3,149
Trading account gains and fees	$0	126
Additional Noninterest Income	$462,000	2,974
Total noninterest expense	$4,494,000	2,874
Salaries and employee benefits	$2,797,000	2,606
Premises and equipment expense	$487,000	3,540
Additional noninterest expense	$1,210,000	3,106
Pre-tax net operating income	$1,587,000	3,666
Securities gains (losses)	$-6,000	7,439
Applicable income taxes	$393,000	3,202
Income before extraordinary items	$1,188,000	3,769
Extraordinary gains, net	$0	45
Net income	$1,188,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,173
Cash dividends	$288,000	3,736
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,192,500	3,740
2006-06-30 (YTD Data)		Rank
Total interest income	$5,839,000	3,100
Total interest expense	$2,499,000	2,824
Net interest income	$3,340,000	3,265
Provision for loan and lease losses	$0	6,419
Total noninterest income	$670,000	2,909
Gross Fiduciary activities income	$157,000	701
Service charges on deposit accounts	$227,000	3,258
Trading account gains and fees	$0	126
Additional Noninterest Income	$286,000	3,107
Total noninterest expense	$2,980,000	2,893
Salaries and employee benefits	$1,866,000	2,601
Premises and equipment expense	$328,000	3,512
Additional noninterest expense	$786,000	3,182
Pre-tax net operating income	$1,030,000	3,736
Securities gains (losses)	$-6,000	7,728
Applicable income taxes	$251,000	3,302
Income before extraordinary items	$773,000	3,824
Extraordinary gains, net	$0	39
Net income	$773,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,157
Cash dividends	$288,000	3,206
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$777,500	3,811
2006-03-31 (YTD Data)		Rank
Total interest income	$2,834,000	3,121
Total interest expense	$1,162,000	2,875
Net interest income	$1,672,000	3,248
Provision for loan and lease losses	$0	6,013
Total noninterest income	$311,000	3,011
Gross Fiduciary activities income	$75,000	725
Service charges on deposit accounts	$105,000	3,367
Trading account gains and fees	$0	115
Additional Noninterest Income	$131,000	3,225
Total noninterest expense	$1,512,000	2,859
Salaries and employee benefits	$944,000	2,577
Premises and equipment expense	$162,000	3,559
Additional noninterest expense	$406,000	3,077
Pre-tax net operating income	$471,000	3,885
Securities gains (losses)	$-6,000	8,127
Applicable income taxes	$110,000	3,471
Income before extraordinary items	$355,000	3,990
Extraordinary gains, net	$0	21
Net income	$355,000	3,990
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$359,560	3,950
2005-12-31 (YTD Data)		Rank
Total interest income	$10,558,000	3,017
Total interest expense	$3,470,000	2,965
Net interest income	$7,088,000	3,013
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,311,000	2,943
Gross Fiduciary activities income	$395,000	635
Service charges on deposit accounts	$457,000	3,244
Trading account gains and fees	$0	138
Additional Noninterest Income	$459,000	3,525
Total noninterest expense	$6,300,000	2,625
Salaries and employee benefits	$3,898,000	2,347
Premises and equipment expense	$675,000	3,332
Additional noninterest expense	$1,727,000	2,873
Pre-tax net operating income	$2,099,000	3,571
Securities gains (losses)	$71,000	817
Applicable income taxes	$638,000	2,976
Income before extraordinary items	$1,532,000	3,735
Extraordinary gains, net	$0	46
Net income	$1,532,000	3,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,564
Cash dividends	$1,504,000	1,811
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,481,590	3,778
2005-09-30 (YTD Data)		Rank
Total interest income	$7,741,000	3,019
Total interest expense	$2,423,000	3,004
Net interest income	$5,318,000	2,996
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,050,000	2,804
Gross Fiduciary activities income	$309,000	625
Service charges on deposit accounts	$342,000	3,263
Trading account gains and fees	$0	126
Additional Noninterest Income	$399,000	3,286
Total noninterest expense	$4,765,000	2,584
Salaries and employee benefits	$2,944,000	2,307
Premises and equipment expense	$489,000	3,410
Additional noninterest expense	$1,332,000	2,763
Pre-tax net operating income	$1,603,000	3,576
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$493,000	2,973
Income before extraordinary items	$1,115,000	3,871
Extraordinary gains, net	$0	35
Net income	$1,115,000	3,872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	4,230
Cash dividends	$288,000	3,620
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,111,550	3,841
2005-06-30 (YTD Data)		Rank
Total interest income	$5,039,000	3,010
Total interest expense	$1,458,000	3,115
Net interest income	$3,581,000	2,938
Provision for loan and lease losses	$0	6,626
Total noninterest income	$675,000	2,843
Gross Fiduciary activities income	$191,000	643
Service charges on deposit accounts	$223,000	3,255
Trading account gains and fees	$0	116
Additional Noninterest Income	$261,000	3,308
Total noninterest expense	$3,211,000	2,537
Salaries and employee benefits	$1,967,000	2,296
Premises and equipment expense	$350,000	3,194
Additional noninterest expense	$894,000	2,722
Pre-tax net operating income	$1,045,000	3,597
Securities gains (losses)	$5,000	1,582
Applicable income taxes	$332,000	2,923
Income before extraordinary items	$718,000	3,924
Extraordinary gains, net	$0	30
Net income	$718,000	3,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	3,351
Cash dividends	$288,000	3,045
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$714,600	3,889
2005-03-31 (YTD Data)		Rank
Total interest income	$2,440,000	3,056
Total interest expense	$659,000	3,265
Net interest income	$1,781,000	2,938
Provision for loan and lease losses	$0	6,226
Total noninterest income	$292,000	3,116
Gross Fiduciary activities income	$92,000	658
Service charges on deposit accounts	$108,000	3,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,905
Total noninterest expense	$1,666,000	2,461
Salaries and employee benefits	$987,000	2,307
Premises and equipment expense	$213,000	2,712
Additional noninterest expense	$466,000	2,606
Pre-tax net operating income	$407,000	4,228
Securities gains (losses)	$0	1,685
Applicable income taxes	$124,000	3,414
Income before extraordinary items	$283,000	4,527
Extraordinary gains, net	$0	24
Net income	$283,000	4,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$283,000	4,487
2004-12-31 (YTD Data)		Rank
Total interest income	$9,808,000	2,890
Total interest expense	$2,390,000	3,156
Net interest income	$7,418,000	2,731
Provision for loan and lease losses	$-110,000	8,797
Total noninterest income	$1,226,000	3,076
Gross Fiduciary activities income	$363,000	649
Service charges on deposit accounts	$478,000	3,243
Trading account gains and fees	$0	138
Additional Noninterest Income	$385,000	3,788
Total noninterest expense	$6,028,000	2,634
Salaries and employee benefits	$3,836,000	2,269
Premises and equipment expense	$467,000	4,297
Additional noninterest expense	$1,725,000	2,766
Pre-tax net operating income	$2,726,000	2,796
Securities gains (losses)	$174,000	903
Applicable income taxes	$977,000	2,198
Income before extraordinary items	$1,923,000	3,016
Extraordinary gains, net	$0	34
Net income	$1,923,000	3,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,385
Cash dividends	$1,581,000	1,662
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,808,160	3,116
2004-09-30 (YTD Data)		Rank
Total interest income	$7,341,000	2,853
Total interest expense	$1,789,000	3,119
Net interest income	$5,552,000	2,701
Provision for loan and lease losses	$60,000	5,125
Total noninterest income	$878,000	3,197
Gross Fiduciary activities income	$240,000	669
Service charges on deposit accounts	$360,000	3,255
Trading account gains and fees	$0	134
Additional Noninterest Income	$278,000	3,871
Total noninterest expense	$4,472,000	2,629
Salaries and employee benefits	$2,845,000	2,270
Premises and equipment expense	$381,000	4,015
Additional noninterest expense	$1,246,000	2,832
Pre-tax net operating income	$1,898,000	3,010
Securities gains (losses)	$174,000	839
Applicable income taxes	$701,000	2,309
Income before extraordinary items	$1,371,000	3,201
Extraordinary gains, net	$0	26
Net income	$1,371,000	3,202
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,767
Cash dividends	$288,000	3,522
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,256,160	3,335
2004-06-30 (YTD Data)		Rank
Total interest income	$4,880,000	2,846
Total interest expense	$1,197,000	3,093
Net interest income	$3,683,000	2,700
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$552,000	3,357
Gross Fiduciary activities income	$155,000	687
Service charges on deposit accounts	$228,000	3,344
Trading account gains and fees	$0	130
Additional Noninterest Income	$169,000	4,080
Total noninterest expense	$2,967,000	2,642
Salaries and employee benefits	$1,889,000	2,290
Premises and equipment expense	$253,000	4,030
Additional noninterest expense	$825,000	2,860
Pre-tax net operating income	$1,208,000	3,094
Securities gains (losses)	$174,000	713
Applicable income taxes	$464,000	2,322
Income before extraordinary items	$918,000	3,152
Extraordinary gains, net	$0	21
Net income	$918,000	3,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	2,290
Cash dividends	$288,000	2,968
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$803,160	3,433
2004-03-31 (YTD Data)		Rank
Total interest income	$2,416,000	2,889
Total interest expense	$618,000	3,050
Net interest income	$1,798,000	2,765
Provision for loan and lease losses	$0	6,501
Total noninterest income	$310,000	3,038
Gross Fiduciary activities income	$67,000	740
Service charges on deposit accounts	$111,000	3,331
Trading account gains and fees	$0	121
Additional Noninterest Income	$132,000	3,164
Total noninterest expense	$1,489,000	2,640
Salaries and employee benefits	$938,000	2,323
Premises and equipment expense	$126,000	4,084
Additional noninterest expense	$425,000	2,738
Pre-tax net operating income	$619,000	3,003
Securities gains (losses)	$174,000	562
Applicable income taxes	$277,000	2,041
Income before extraordinary items	$516,000	2,866
Extraordinary gains, net	$0	16
Net income	$516,000	2,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,364
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$402,900	3,380
2003-12-31 (YTD Data)		Rank
Total interest income	$11,395,000	2,500
Total interest expense	$3,442,000	2,532
Net interest income	$7,953,000	2,443
Provision for loan and lease losses	$773,000	1,510
Total noninterest income	$1,704,000	2,588
Gross Fiduciary activities income	$110,000	942
Service charges on deposit accounts	$572,000	2,797
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,022,000	2,356
Total noninterest expense	$6,155,000	2,542
Salaries and employee benefits	$3,760,000	2,263
Premises and equipment expense	$505,000	4,022
Additional noninterest expense	$1,890,000	2,528
Pre-tax net operating income	$2,729,000	2,697
Securities gains (losses)	$48,000	2,552
Applicable income taxes	$942,000	2,264
Income before extraordinary items	$1,835,000	3,059
Extraordinary gains, net	$0	54
Net income	$1,835,000	3,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$662,000	1,280
Cash dividends	$1,440,000	1,790
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,803,320	2,955
2003-09-30 (YTD Data)		Rank
Total interest income	$8,721,000	2,488
Total interest expense	$2,747,000	2,494
Net interest income	$5,974,000	2,456
Provision for loan and lease losses	$671,000	1,285
Total noninterest income	$1,025,000	3,081
Gross Fiduciary activities income	$89,000	928
Service charges on deposit accounts	$436,000	2,763
Trading account gains and fees	$0	153
Additional Noninterest Income	$500,000	3,138
Total noninterest expense	$4,506,000	2,606
Salaries and employee benefits	$2,713,000	2,340
Premises and equipment expense	$374,000	4,053
Additional noninterest expense	$1,419,000	2,517
Pre-tax net operating income	$1,822,000	3,047
Securities gains (losses)	$49,000	2,325
Applicable income taxes	$528,000	2,935
Income before extraordinary items	$1,343,000	3,211
Extraordinary gains, net	$0	40
Net income	$1,343,000	3,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	1,085
Cash dividends	$288,000	3,568
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,307,720	3,118
2003-06-30 (YTD Data)		Rank
Total interest income	$5,871,000	2,486
Total interest expense	$1,970,000	2,405
Net interest income	$3,901,000	2,490
Provision for loan and lease losses	$569,000	1,041
Total noninterest income	$610,000	3,305
Gross Fiduciary activities income	$31,000	1,049
Service charges on deposit accounts	$284,000	2,770
Trading account gains and fees	$0	150
Additional Noninterest Income	$295,000	3,322
Total noninterest expense	$2,985,000	2,613
Salaries and employee benefits	$1,791,000	2,356
Premises and equipment expense	$251,000	4,030
Additional noninterest expense	$943,000	2,507
Pre-tax net operating income	$957,000	3,619
Securities gains (losses)	$0	3,782
Applicable income taxes	$247,000	3,573
Income before extraordinary items	$710,000	3,819
Extraordinary gains, net	$0	30
Net income	$710,000	3,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$390,000	1,012
Cash dividends	$288,000	2,962
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$710,000	3,629
2003-03-31 (YTD Data)		Rank
Total interest income	$3,045,000	2,417
Total interest expense	$1,052,000	2,313
Net interest income	$1,993,000	2,440
Provision for loan and lease losses	$368,000	798
Total noninterest income	$255,000	3,591
Gross Fiduciary activities income	$26,000	973
Service charges on deposit accounts	$129,000	2,921
Trading account gains and fees	$0	134
Additional Noninterest Income	$100,000	3,931
Total noninterest expense	$1,452,000	2,662
Salaries and employee benefits	$874,000	2,410
Premises and equipment expense	$130,000	3,924
Additional noninterest expense	$448,000	2,573
Pre-tax net operating income	$428,000	3,883
Securities gains (losses)	$0	2,891
Applicable income taxes	$107,000	3,820
Income before extraordinary items	$321,000	4,055
Extraordinary gains, net	$0	21
Net income	$321,000	4,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	1,338
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$321,000	3,859
2002-12-31 (YTD Data)		Rank
Total interest income	$11,444,000	2,670
Total interest expense	$4,460,000	2,493
Net interest income	$6,984,000	2,740
Provision for loan and lease losses	$1,257,000	1,083
Total noninterest income	$1,119,000	3,220
Gross Fiduciary activities income	$112,000	970
Service charges on deposit accounts	$507,000	2,939
Trading account gains and fees	$0	153
Additional Noninterest Income	$500,000	3,286
Total noninterest expense	$5,226,000	2,809
Salaries and employee benefits	$3,109,000	2,536
Premises and equipment expense	$484,000	4,039
Additional noninterest expense	$1,633,000	2,757
Pre-tax net operating income	$1,620,000	3,905
Securities gains (losses)	$298,000	901
Applicable income taxes	$492,000	3,479
Income before extraordinary items	$1,426,000	3,628
Extraordinary gains, net	$0	70
Net income	$1,426,000	3,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$648,000	1,358
Cash dividends	$1,033,000	2,180
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,205,480	3,967
2001-12-31 (YTD Data)		Rank
Total interest income	$10,942,000	3,068
Total interest expense	$4,823,000	3,247
Net interest income	$6,119,000	2,898
Provision for loan and lease losses	$630,000	1,822
Total noninterest income	$648,000	4,389
Gross Fiduciary activities income	$130,000	931
Service charges on deposit accounts	$453,000	3,073
Trading account gains and fees	$0	177
Additional Noninterest Income	$65,000	7,257
Total noninterest expense	$4,301,000	3,208
Salaries and employee benefits	$2,570,000	2,881
Premises and equipment expense	$454,000	4,209
Additional noninterest expense	$1,277,000	3,301
Pre-tax net operating income	$1,836,000	3,380
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$510,000	3,300
Income before extraordinary items	$1,328,000	3,536
Extraordinary gains, net	$0	105
Net income	$1,328,000	3,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,231,000	805
Cash dividends	$1,884,000	1,409
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,326,560	3,448
2000-12-31 (YTD Data)		Rank
Total interest income	$11,602,000	2,975
Total interest expense	$5,981,000	2,793
Net interest income	$5,621,000	3,137
Provision for loan and lease losses	$669,000	1,473
Total noninterest income	$784,000	3,704
Gross Fiduciary activities income	$90,000	960
Service charges on deposit accounts	$364,000	3,480
Trading account gains and fees	$0	180
Additional Noninterest Income	$330,000	3,725
Total noninterest expense	$4,181,000	3,210
Salaries and employee benefits	$2,526,000	2,805
Premises and equipment expense	$437,000	4,222
Additional noninterest expense	$1,218,000	3,387
Pre-tax net operating income	$1,555,000	3,978
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$384,000	4,061
Income before extraordinary items	$1,172,000	3,930
Extraordinary gains, net	$0	38
Net income	$1,172,000	3,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$779,000	894
Cash dividends	$1,664,000	1,540
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,171,250	3,917
1999-12-31 (YTD Data)		Rank
Total interest income	$11,192,000	2,889
Total interest expense	$5,027,000	2,908
Net interest income	$6,165,000	2,848
Provision for loan and lease losses	$45,000	6,711
Total noninterest income	$762,000	3,748
Gross Fiduciary activities income	$35,000	1,147
Service charges on deposit accounts	$403,000	3,199
Trading account gains and fees	$0	173
Additional Noninterest Income	$324,000	3,841
Total noninterest expense	$4,202,000	3,172
Salaries and employee benefits	$2,557,000	2,752
Premises and equipment expense	$433,000	4,251
Additional noninterest expense	$1,212,000	3,399
Pre-tax net operating income	$2,680,000	2,646
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$757,000	2,753
Income before extraordinary items	$1,930,000	2,665
Extraordinary gains, net	$0	35
Net income	$1,930,000	2,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$224,000	2,233
Cash dividends	$864,000	2,536
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,924,960	2,637
1998-12-31 (YTD Data)		Rank
Total interest income	$10,997,000	2,930
Total interest expense	$4,762,000	3,139
Net interest income	$6,235,000	2,751
Provision for loan and lease losses	$200,000	3,499
Total noninterest income	$719,000	3,896
Gross Fiduciary activities income	$25,000	1,203
Service charges on deposit accounts	$386,000	3,230
Trading account gains and fees	$0	224
Additional Noninterest Income	$308,000	3,974
Total noninterest expense	$4,051,000	3,174
Salaries and employee benefits	$2,504,000	2,715
Premises and equipment expense	$408,000	4,358
Additional noninterest expense	$1,139,000	3,520
Pre-tax net operating income	$2,703,000	2,607
Securities gains (losses)	$26,000	2,229
Applicable income taxes	$784,000	2,789
Income before extraordinary items	$1,945,000	2,623
Extraordinary gains, net	$0	32
Net income	$1,945,000	2,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,145
Cash dividends	$1,568,000	1,595
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,926,540	2,560
1997-12-31 (YTD Data)		Rank
Total interest income	$10,148,000	3,191
Total interest expense	$4,457,000	3,319
Net interest income	$5,691,000	3,067
Provision for loan and lease losses	$-40,000	10,700
Total noninterest income	$571,000	4,562
Gross Fiduciary activities income	$26,000	1,253
Service charges on deposit accounts	$332,000	3,765
Trading account gains and fees	$0	239
Additional Noninterest Income	$213,000	4,817
Total noninterest expense	$3,586,000	3,530
Salaries and employee benefits	$2,106,000	3,143
Premises and equipment expense	$369,000	4,719
Additional noninterest expense	$1,111,000	3,572
Pre-tax net operating income	$2,716,000	2,717
Securities gains (losses)	$-3,000	9,416
Applicable income taxes	$675,000	3,339
Income before extraordinary items	$2,038,000	2,540
Extraordinary gains, net	$0	44
Net income	$2,038,000	2,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,041
Cash dividends	$1,120,000	1,984
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,040,250	2,484
1996-12-31 (YTD Data)		Rank
Total interest income	$9,715,000	3,364
Total interest expense	$4,563,000	3,281
Net interest income	$5,152,000	3,451
Provision for loan and lease losses	$0	9,041
Total noninterest income	$541,000	4,894
Gross Fiduciary activities income	$29,000	1,310
Service charges on deposit accounts	$275,000	4,494
Trading account gains and fees	$0	262
Additional Noninterest Income	$237,000	4,689
Total noninterest expense	$3,187,000	4,098
Salaries and employee benefits	$1,800,000	3,670
Premises and equipment expense	$365,000	4,881
Additional noninterest expense	$1,022,000	4,332
Pre-tax net operating income	$2,506,000	2,763
Securities gains (losses)	$20,000	2,000
Applicable income taxes	$630,000	3,441
Income before extraordinary items	$1,896,000	2,572
Extraordinary gains, net	$0	53
Net income	$1,896,000	2,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-202,000	11,335
Cash dividends	$1,271,000	1,792
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,881,000	2,544
1995-12-31 (YTD Data)		Rank
Total interest income	$7,794,000	4,107
Total interest expense	$3,705,000	3,954
Net interest income	$4,089,000	4,229
Provision for loan and lease losses	$14,000	8,034
Total noninterest income	$375,000	6,217
Gross Fiduciary activities income	$28,000	1,372
Service charges on deposit accounts	$217,000	5,396
Trading account gains and fees	$0	522
Additional Noninterest Income	$130,000	6,408
Total noninterest expense	$2,647,000	4,749
Salaries and employee benefits	$1,342,000	4,741
Premises and equipment expense	$332,000	5,224
Additional noninterest expense	$973,000	4,458
Pre-tax net operating income	$1,803,000	3,838
Securities gains (losses)	$-11,000	10,162
Applicable income taxes	$392,000	5,017
Income before extraordinary items	$1,400,000	3,468
Extraordinary gains, net	$0	65
Net income	$1,400,000	3,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-81,000	11,654
Cash dividends	$898,000	2,249
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,408,580	3,411
1994-12-31 (YTD Data)		Rank
Total interest income	$6,873,000	4,295
Total interest expense	$2,800,000	4,203
Net interest income	$4,073,000	4,307
Provision for loan and lease losses	$162,000	3,451
Total noninterest income	$380,000	6,330
Gross Fiduciary activities income	$30,000	1,384
Service charges on deposit accounts	$225,000	5,425
Trading account gains and fees	$0	475
Additional Noninterest Income	$125,000	6,797
Total noninterest expense	$2,704,000	4,823
Salaries and employee benefits	$1,275,000	4,972
Premises and equipment expense	$283,000	5,959
Additional noninterest expense	$1,146,000	4,222
Pre-tax net operating income	$1,587,000	4,209
Securities gains (losses)	$-5,000	9,408
Applicable income taxes	$294,000	5,955
Income before extraordinary items	$1,288,000	3,619
Extraordinary gains, net	$0	249
Net income	$1,288,000	3,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,283
Cash dividends	$640,000	2,684
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,292,050	3,645
1993-12-31 (YTD Data)		Rank
Total interest income	$7,174,000	4,221
Total interest expense	$2,995,000	4,120
Net interest income	$4,179,000	4,233
Provision for loan and lease losses	$0	10,371
Total noninterest income	$409,000	6,386
Gross Fiduciary activities income	$29,000	1,414
Service charges on deposit accounts	$206,000	5,867
Trading account gains and fees	$0	532
Additional Noninterest Income	$174,000	6,088
Total noninterest expense	$2,726,000	4,886
Salaries and employee benefits	$1,249,000	5,058
Premises and equipment expense	$245,000	6,787
Additional noninterest expense	$1,232,000	4,101
Pre-tax net operating income	$1,862,000	3,561
Securities gains (losses)	$-6,000	12,616
Applicable income taxes	$415,000	4,873
Income before extraordinary items	$1,441,000	3,369
Extraordinary gains, net	$0	3,149
Net income	$1,441,000	3,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,680
Cash dividends	$576,000	2,743
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,445,680	3,174
1992-12-31 (YTD Data)		Rank
Total interest income	$8,300,000	4,160
Total interest expense	$4,027,000	4,055
Net interest income	$4,273,000	4,193
Provision for loan and lease losses	$590,000	2,668
Total noninterest income	$348,000	7,143
Gross Fiduciary activities income	$32,000	1,429
Service charges on deposit accounts	$195,000	6,087
Trading account gains and fees	$0	504
Additional Noninterest Income	$121,000	7,418
Total noninterest expense	$2,509,000	5,298
Salaries and employee benefits	$1,165,000	5,306
Premises and equipment expense	$249,000	6,794
Additional noninterest expense	$1,095,000	4,706
Pre-tax net operating income	$1,522,000	3,996
Securities gains (losses)	$14,000	6,053
Applicable income taxes	$405,000	4,744
Income before extraordinary items	$1,131,000	4,019
Extraordinary gains, net	$0	1,422
Net income	$1,131,000	4,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$266,000	3,585
Cash dividends	$467,000	2,960
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,120,640	3,757

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.