Home > First National Bank in Montevideo > Income and Expense
First National Bank in Montevideo, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 4,142 |
| Total interest expense | $480,000 | 4,133 |
| Net interest income | $1,192,000 | 4,081 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $320,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $121,000 | 3,015 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $199,000 | 2,488 |
| Total noninterest expense | $809,000 | 4,531 |
| Salaries and employee benefits | $391,000 | 4,921 |
| Premises and equipment expense | $84,000 | 5,420 |
| Additional noninterest expense | $334,000 | 3,497 |
| Pre-tax net operating income | $687,000 | 2,902 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $686,000 | 2,363 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $686,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $318,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $686,000 | 2,329 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 3,831 |
| Total interest expense | $2,065,000 | 3,552 |
| Net interest income | $4,883,000 | 3,872 |
| Provision for loan and lease losses | $-543,000 | 8,908 |
| Total noninterest income | $1,377,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $562,000 | 2,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $815,000 | 2,468 |
| Total noninterest expense | $3,742,000 | 3,952 |
| Salaries and employee benefits | $1,912,000 | 4,143 |
| Premises and equipment expense | $349,000 | 5,226 |
| Additional noninterest expense | $1,481,000 | 3,156 |
| Pre-tax net operating income | $3,061,000 | 2,541 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $3,053,000 | 2,044 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,053,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $2,289,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,051,000 | 2,001 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 3,772 |
| Total interest expense | $1,585,000 | 3,449 |
| Net interest income | $3,664,000 | 3,860 |
| Provision for loan and lease losses | $17,000 | 6,493 |
| Total noninterest income | $1,085,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $413,000 | 2,931 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $672,000 | 2,325 |
| Total noninterest expense | $2,817,000 | 3,905 |
| Salaries and employee benefits | $1,444,000 | 4,082 |
| Premises and equipment expense | $269,000 | 5,098 |
| Additional noninterest expense | $1,104,000 | 3,147 |
| Pre-tax net operating income | $1,915,000 | 2,993 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $1,909,000 | 2,421 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,909,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,602 |
| Cash dividends | $998,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,907,000 | 2,367 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 3,762 |
| Total interest expense | $1,090,000 | 3,331 |
| Net interest income | $2,423,000 | 3,880 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $776,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $260,000 | 3,045 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $516,000 | 2,140 |
| Total noninterest expense | $1,881,000 | 3,938 |
| Salaries and employee benefits | $975,000 | 4,064 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $731,000 | 3,185 |
| Pre-tax net operating income | $1,301,000 | 2,922 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $1,304,000 | 2,343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,304,000 | 2,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $553,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,296,000 | 2,289 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,731 |
| Total interest expense | $571,000 | 3,242 |
| Net interest income | $1,211,000 | 3,866 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $451,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $332,000 | 1,758 |
| Total noninterest expense | $989,000 | 3,793 |
| Salaries and employee benefits | $531,000 | 3,813 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $368,000 | 3,147 |
| Pre-tax net operating income | $656,000 | 2,855 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $653,000 | 2,316 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $653,000 | 2,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $653,000 | 2,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,271,000 | 3,348 |
| Total interest expense | $3,006,000 | 2,860 |
| Net interest income | $5,265,000 | 3,552 |
| Provision for loan and lease losses | $384,000 | 2,672 |
| Total noninterest income | $1,147,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $507,000 | 3,056 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $640,000 | 3,126 |
| Total noninterest expense | $4,083,000 | 3,657 |
| Salaries and employee benefits | $2,013,000 | 3,900 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $1,673,000 | 2,790 |
| Pre-tax net operating income | $1,945,000 | 3,451 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $90,000 | 5,823 |
| Income before extraordinary items | $1,855,000 | 3,032 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,855,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $945,000 | 967 |
| Cash dividends | $797,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,855,000 | 2,907 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 3,313 |
| Total interest expense | $2,329,000 | 2,867 |
| Net interest income | $4,026,000 | 3,510 |
| Provision for loan and lease losses | $734,000 | 1,169 |
| Total noninterest income | $894,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $380,000 | 3,069 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 3,089 |
| Total noninterest expense | $3,009,000 | 3,702 |
| Salaries and employee benefits | $1,499,000 | 3,920 |
| Premises and equipment expense | $298,000 | 4,734 |
| Additional noninterest expense | $1,212,000 | 2,859 |
| Pre-tax net operating income | $1,177,000 | 4,129 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $68,000 | 5,959 |
| Income before extraordinary items | $1,109,000 | 3,716 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,109,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 908 |
| Cash dividends | $639,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,109,000 | 3,543 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 3,237 |
| Total interest expense | $1,624,000 | 2,838 |
| Net interest income | $2,761,000 | 3,415 |
| Provision for loan and lease losses | $719,000 | 861 |
| Total noninterest income | $580,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $244,000 | 3,129 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $336,000 | 3,095 |
| Total noninterest expense | $2,018,000 | 3,670 |
| Salaries and employee benefits | $1,000,000 | 3,916 |
| Premises and equipment expense | $202,000 | 4,671 |
| Additional noninterest expense | $816,000 | 2,829 |
| Pre-tax net operating income | $604,000 | 4,816 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $46,000 | 5,986 |
| Income before extraordinary items | $558,000 | 4,497 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $558,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 987 |
| Cash dividends | $413,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $558,000 | 4,290 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 3,194 |
| Total interest expense | $856,000 | 2,755 |
| Net interest income | $1,390,000 | 3,383 |
| Provision for loan and lease losses | $596,000 | 562 |
| Total noninterest income | $287,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $175,000 | 2,949 |
| Total noninterest expense | $1,021,000 | 3,594 |
| Salaries and employee benefits | $515,000 | 3,819 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $407,000 | 2,811 |
| Pre-tax net operating income | $60,000 | 7,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 957 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 2,833 |
| Total interest expense | $4,187,000 | 2,646 |
| Net interest income | $6,530,000 | 2,917 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,145,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $480,000 | 3,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $665,000 | 2,787 |
| Total noninterest expense | $4,198,000 | 3,424 |
| Salaries and employee benefits | $2,141,000 | 3,532 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $1,640,000 | 2,751 |
| Pre-tax net operating income | $3,477,000 | 2,217 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $912,000 | 2,374 |
| Income before extraordinary items | $2,565,000 | 2,302 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,565,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,811 |
| Cash dividends | $1,400,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,565,000 | 2,232 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,583,000 | 2,705 |
| Total interest expense | $6,447,000 | 2,487 |
| Net interest income | $6,136,000 | 2,891 |
| Provision for loan and lease losses | $1,705,000 | 803 |
| Total noninterest income | $1,190,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $548,000 | 2,630 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $642,000 | 2,709 |
| Total noninterest expense | $3,965,000 | 3,456 |
| Salaries and employee benefits | $2,006,000 | 3,583 |
| Premises and equipment expense | $404,000 | 4,573 |
| Additional noninterest expense | $1,555,000 | 2,782 |
| Pre-tax net operating income | $1,656,000 | 3,624 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $562,000 | 3,097 |
| Income before extraordinary items | $1,094,000 | 4,052 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,094,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,202,000 | 821 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,094,000 | 3,924 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,347,000 | 2,605 |
| Total interest expense | $7,066,000 | 2,393 |
| Net interest income | $6,281,000 | 2,820 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $1,163,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $545,000 | 2,490 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $618,000 | 2,594 |
| Total noninterest expense | $3,959,000 | 3,357 |
| Salaries and employee benefits | $2,076,000 | 3,361 |
| Premises and equipment expense | $413,000 | 4,405 |
| Additional noninterest expense | $1,470,000 | 2,867 |
| Pre-tax net operating income | $2,585,000 | 2,689 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $943,000 | 2,238 |
| Income before extraordinary items | $1,642,000 | 3,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,642,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,113 |
| Cash dividends | $1,850,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,642,000 | 3,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,455,000 | 2,614 |
| Total interest expense | $5,881,000 | 2,502 |
| Net interest income | $6,574,000 | 2,666 |
| Provision for loan and lease losses | $318,000 | 2,534 |
| Total noninterest income | $1,147,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $514,000 | 2,568 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $633,000 | 2,543 |
| Total noninterest expense | $3,985,000 | 3,325 |
| Salaries and employee benefits | $2,163,000 | 3,194 |
| Premises and equipment expense | $406,000 | 4,482 |
| Additional noninterest expense | $1,416,000 | 3,001 |
| Pre-tax net operating income | $3,418,000 | 2,155 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,277,000 | 1,811 |
| Income before extraordinary items | $2,141,000 | 2,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,141,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,020 |
| Cash dividends | $1,034,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,141,000 | 2,398 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,980,000 | 2,709 |
| Total interest expense | $5,860,000 | 2,589 |
| Net interest income | $6,120,000 | 2,808 |
| Provision for loan and lease losses | $349,000 | 2,327 |
| Total noninterest income | $1,560,000 | 2,204 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $453,000 | 2,794 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,107,000 | 1,723 |
| Total noninterest expense | $3,960,000 | 3,219 |
| Salaries and employee benefits | $2,137,000 | 3,138 |
| Premises and equipment expense | $407,000 | 4,368 |
| Additional noninterest expense | $1,416,000 | 2,920 |
| Pre-tax net operating income | $3,371,000 | 2,136 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,248,000 | 1,922 |
| Income before extraordinary items | $2,123,000 | 2,427 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,123,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,123,000 | 2,347 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,255,000 | 2,898 |
| Total interest expense | $5,550,000 | 2,689 |
| Net interest income | $5,705,000 | 3,055 |
| Provision for loan and lease losses | $172,000 | 3,837 |
| Total noninterest income | $714,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $407,000 | 3,176 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $307,000 | 3,872 |
| Total noninterest expense | $3,804,000 | 3,326 |
| Salaries and employee benefits | $2,071,000 | 3,205 |
| Premises and equipment expense | $453,000 | 4,019 |
| Additional noninterest expense | $1,280,000 | 3,154 |
| Pre-tax net operating income | $2,443,000 | 2,968 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $882,000 | 2,706 |
| Income before extraordinary items | $1,561,000 | 3,247 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,561,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $639,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,561,000 | 3,175 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 3,197 |
| Total interest expense | $5,060,000 | 2,972 |
| Net interest income | $5,215,000 | 3,410 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $1,009,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $376,000 | 3,519 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $633,000 | 2,473 |
| Total noninterest expense | $3,478,000 | 3,790 |
| Salaries and employee benefits | $1,892,000 | 3,512 |
| Premises and equipment expense | $430,000 | 4,288 |
| Additional noninterest expense | $1,156,000 | 3,905 |
| Pre-tax net operating income | $2,521,000 | 2,753 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $933,000 | 2,496 |
| Income before extraordinary items | $1,588,000 | 3,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,588,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,893 |
| Cash dividends | $801,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,588,000 | 2,993 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,696,000 | 3,375 |
| Total interest expense | $4,821,000 | 3,116 |
| Net interest income | $4,875,000 | 3,625 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $695,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $343,000 | 3,838 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $352,000 | 3,597 |
| Total noninterest expense | $3,491,000 | 3,757 |
| Salaries and employee benefits | $1,898,000 | 3,476 |
| Premises and equipment expense | $428,000 | 4,278 |
| Additional noninterest expense | $1,165,000 | 3,841 |
| Pre-tax net operating income | $2,059,000 | 3,394 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $713,000 | 3,190 |
| Income before extraordinary items | $1,347,000 | 3,558 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,347,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $802,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,346,350 | 3,544 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,613,000 | 3,477 |
| Total interest expense | $3,653,000 | 3,334 |
| Net interest income | $4,960,000 | 3,595 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $639,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $350,000 | 3,842 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $289,000 | 4,192 |
| Total noninterest expense | $3,384,000 | 3,959 |
| Salaries and employee benefits | $1,724,000 | 3,781 |
| Premises and equipment expense | $421,000 | 4,395 |
| Additional noninterest expense | $1,239,000 | 3,941 |
| Pre-tax net operating income | $2,095,000 | 3,295 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $719,000 | 3,031 |
| Income before extraordinary items | $1,378,000 | 3,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,378,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,717 |
| Cash dividends | $803,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,376,680 | 3,444 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,233,000 | 3,711 |
| Total interest expense | $3,547,000 | 3,536 |
| Net interest income | $4,686,000 | 3,793 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $514,000 | 5,502 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $319,000 | 4,203 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $195,000 | 5,748 |
| Total noninterest expense | $3,191,000 | 4,273 |
| Salaries and employee benefits | $1,656,000 | 3,917 |
| Premises and equipment expense | $336,000 | 5,391 |
| Additional noninterest expense | $1,199,000 | 4,196 |
| Pre-tax net operating income | $1,889,000 | 3,509 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $607,000 | 3,562 |
| Income before extraordinary items | $1,276,000 | 3,783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,276,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $802,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,280,080 | 3,574 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 3,962 |
| Total interest expense | $4,236,000 | 3,865 |
| Net interest income | $4,496,000 | 4,006 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $497,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $299,000 | 4,456 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $198,000 | 5,704 |
| Total noninterest expense | $2,999,000 | 4,538 |
| Salaries and employee benefits | $1,552,000 | 4,091 |
| Premises and equipment expense | $294,000 | 6,065 |
| Additional noninterest expense | $1,153,000 | 4,504 |
| Pre-tax net operating income | $1,919,000 | 3,221 |
| Securities gains (losses) | $-27,000 | 13,553 |
| Applicable income taxes | $582,000 | 3,524 |
| Income before extraordinary items | $1,310,000 | 3,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,310,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 4,373 |
| Cash dividends | $706,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,328,630 | 3,205 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.