Home > First National Bank and Trust > Income and Expense
First National Bank and Trust, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,591,000 | 2,523 |
| Total interest expense | $3,597,000 | 2,408 |
| Net interest income | $8,994,000 | 2,521 |
| Provision for loan and lease losses | $200,000 | 1,989 |
| Total noninterest income | $2,347,000 | 1,853 |
| Gross Fiduciary activities income | $1,261,000 | 468 |
| Service charges on deposit accounts | $347,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,606 |
| Total noninterest expense | $8,784,000 | 2,195 |
| Salaries and employee benefits | $5,448,000 | 2,081 |
| Premises and equipment expense | $654,000 | 2,581 |
| Additional noninterest expense | $739,000 | 2,606 |
| Pre-tax net operating income | $2,357,000 | 2,770 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $100,000 | 2,794 |
| Income before extraordinary items | $2,257,000 | 2,651 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,257,000 | 2,678 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,257,000 | 2,653 |
| Net charge-offs | $-110,000 | 4,356 |
| Cash dividends | $854,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,257,000 | 2,675 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 2,568 |
| Total interest expense | $2,455,000 | 2,408 |
| Net interest income | $6,552,000 | 2,569 |
| Provision for loan and lease losses | $100,000 | 2,122 |
| Total noninterest income | $1,714,000 | 1,872 |
| Gross Fiduciary activities income | $906,000 | 470 |
| Service charges on deposit accounts | $261,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,600 |
| Total noninterest expense | $6,285,000 | 2,251 |
| Salaries and employee benefits | $3,824,000 | 2,165 |
| Premises and equipment expense | $505,000 | 2,546 |
| Additional noninterest expense | $547,000 | 2,599 |
| Pre-tax net operating income | $1,881,000 | 2,771 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $77,000 | 2,844 |
| Income before extraordinary items | $1,804,000 | 2,627 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,804,000 | 2,656 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,804,000 | 2,628 |
| Net charge-offs | $-28,000 | 4,075 |
| Cash dividends | $355,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,804,000 | 2,649 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 2,600 |
| Total interest expense | $1,359,000 | 2,472 |
| Net interest income | $4,374,000 | 2,598 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,125,000 | 1,833 |
| Gross Fiduciary activities income | $599,000 | 465 |
| Service charges on deposit accounts | $173,000 | 2,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 2,589 |
| Total noninterest expense | $4,197,000 | 2,241 |
| Salaries and employee benefits | $2,555,000 | 2,154 |
| Premises and equipment expense | $355,000 | 2,465 |
| Additional noninterest expense | $353,000 | 2,584 |
| Pre-tax net operating income | $1,302,000 | 2,741 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $1,251,000 | 2,609 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,251,000 | 2,639 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,251,000 | 2,609 |
| Net charge-offs | $-31,000 | 4,214 |
| Cash dividends | $237,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,251,000 | 2,624 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 2,655 |
| Total interest expense | $561,000 | 2,517 |
| Net interest income | $2,177,000 | 2,614 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $589,000 | 1,790 |
| Gross Fiduciary activities income | $307,000 | 476 |
| Service charges on deposit accounts | $86,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,459 |
| Total noninterest expense | $2,162,000 | 2,236 |
| Salaries and employee benefits | $1,237,000 | 2,227 |
| Premises and equipment expense | $176,000 | 2,519 |
| Additional noninterest expense | $196,000 | 2,459 |
| Pre-tax net operating income | $604,000 | 2,881 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $9,000 | 3,152 |
| Income before extraordinary items | $595,000 | 2,704 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $595,000 | 2,704 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $595,000 | 2,704 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $119,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $595,000 | 2,735 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,536,000 | 2,583 |
| Total interest expense | $1,202,000 | 2,183 |
| Net interest income | $8,334,000 | 2,620 |
| Provision for loan and lease losses | $330,000 | 1,469 |
| Total noninterest income | $2,365,000 | 1,875 |
| Gross Fiduciary activities income | $1,140,000 | 488 |
| Service charges on deposit accounts | $363,000 | 2,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $862,000 | 2,501 |
| Total noninterest expense | $8,498,000 | 2,219 |
| Salaries and employee benefits | $5,011,000 | 2,175 |
| Premises and equipment expense | $652,000 | 2,599 |
| Additional noninterest expense | $862,000 | 2,501 |
| Pre-tax net operating income | $1,871,000 | 3,207 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $78,000 | 3,096 |
| Income before extraordinary items | $1,793,000 | 3,063 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,793,000 | 3,060 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,793,000 | 3,062 |
| Net charge-offs | $238,000 | 858 |
| Cash dividends | $555,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,793,000 | 3,101 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,076,000 | 2,552 |
| Total interest expense | $687,000 | 2,217 |
| Net interest income | $6,389,000 | 2,559 |
| Provision for loan and lease losses | $197,000 | 1,488 |
| Total noninterest income | $1,794,000 | 1,879 |
| Gross Fiduciary activities income | $859,000 | 491 |
| Service charges on deposit accounts | $271,000 | 2,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $664,000 | 2,489 |
| Total noninterest expense | $6,151,000 | 2,263 |
| Salaries and employee benefits | $3,573,000 | 2,252 |
| Premises and equipment expense | $465,000 | 2,666 |
| Additional noninterest expense | $664,000 | 2,489 |
| Pre-tax net operating income | $1,835,000 | 2,878 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $76,000 | 3,003 |
| Income before extraordinary items | $1,759,000 | 2,736 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,759,000 | 2,734 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,759,000 | 2,735 |
| Net charge-offs | $277,000 | 597 |
| Cash dividends | $555,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,759,000 | 2,770 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 2,583 |
| Total interest expense | $324,000 | 2,561 |
| Net interest income | $4,163,000 | 2,562 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $1,121,000 | 1,938 |
| Gross Fiduciary activities income | $579,000 | 452 |
| Service charges on deposit accounts | $177,000 | 2,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 2,739 |
| Total noninterest expense | $3,958,000 | 2,302 |
| Salaries and employee benefits | $2,484,000 | 2,191 |
| Premises and equipment expense | $310,000 | 2,679 |
| Additional noninterest expense | $1,164,000 | 2,350 |
| Pre-tax net operating income | $1,296,000 | 2,724 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $52,000 | 2,910 |
| Income before extraordinary items | $1,244,000 | 2,575 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,244,000 | 2,575 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,244,000 | 2,575 |
| Net charge-offs | $290,000 | 445 |
| Cash dividends | $355,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,244,000 | 2,614 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 2,643 |
| Total interest expense | $153,000 | 2,604 |
| Net interest income | $1,943,000 | 2,626 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $572,000 | 1,920 |
| Gross Fiduciary activities income | $298,000 | 456 |
| Service charges on deposit accounts | $86,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,640 |
| Total noninterest expense | $1,899,000 | 2,364 |
| Salaries and employee benefits | $1,159,000 | 2,288 |
| Premises and equipment expense | $163,000 | 2,607 |
| Additional noninterest expense | $577,000 | 2,343 |
| Pre-tax net operating income | $586,000 | 2,736 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $21,000 | 2,899 |
| Income before extraordinary items | $565,000 | 2,612 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $565,000 | 2,609 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $565,000 | 2,612 |
| Net charge-offs | $-120,000 | 4,596 |
| Cash dividends | $155,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $565,000 | 2,634 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,395,000 | 2,412 |
| Total interest expense | $792,000 | 2,532 |
| Net interest income | $9,603,000 | 2,385 |
| Provision for loan and lease losses | $350,000 | 1,292 |
| Total noninterest income | $2,105,000 | 2,161 |
| Gross Fiduciary activities income | $1,104,000 | 462 |
| Service charges on deposit accounts | $321,000 | 2,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $680,000 | 2,992 |
| Total noninterest expense | $8,087,000 | 2,269 |
| Salaries and employee benefits | $5,023,000 | 2,171 |
| Premises and equipment expense | $672,000 | 2,577 |
| Additional noninterest expense | $2,392,000 | 2,303 |
| Pre-tax net operating income | $3,271,000 | 2,579 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $138,000 | 2,910 |
| Income before extraordinary items | $3,133,000 | 2,485 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,133,000 | 2,485 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,133,000 | 2,486 |
| Net charge-offs | $390,000 | 731 |
| Cash dividends | $1,522,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,133,000 | 2,459 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,164,000 | 2,397 |
| Total interest expense | $635,000 | 2,535 |
| Net interest income | $7,529,000 | 2,363 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,539,000 | 2,237 |
| Gross Fiduciary activities income | $797,000 | 466 |
| Service charges on deposit accounts | $234,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 3,049 |
| Total noninterest expense | $5,453,000 | 2,429 |
| Salaries and employee benefits | $3,385,000 | 2,310 |
| Premises and equipment expense | $438,000 | 2,800 |
| Additional noninterest expense | $1,630,000 | 2,442 |
| Pre-tax net operating income | $3,615,000 | 2,188 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $159,000 | 2,712 |
| Income before extraordinary items | $3,456,000 | 2,061 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,456,000 | 2,061 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,456,000 | 2,062 |
| Net charge-offs | $-46,000 | 4,184 |
| Cash dividends | $1,022,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,456,000 | 2,039 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 2,268 |
| Total interest expense | $464,000 | 2,480 |
| Net interest income | $5,440,000 | 2,212 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,016,000 | 2,221 |
| Gross Fiduciary activities income | $532,000 | 461 |
| Service charges on deposit accounts | $143,000 | 2,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,022 |
| Total noninterest expense | $3,653,000 | 2,422 |
| Salaries and employee benefits | $2,264,000 | 2,310 |
| Premises and equipment expense | $292,000 | 2,797 |
| Additional noninterest expense | $1,097,000 | 2,421 |
| Pre-tax net operating income | $2,803,000 | 1,969 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $123,000 | 2,617 |
| Income before extraordinary items | $2,680,000 | 1,847 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,680,000 | 1,848 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,680,000 | 1,847 |
| Net charge-offs | $-40,000 | 4,302 |
| Cash dividends | $522,000 | 1,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,680,000 | 1,810 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 2,089 |
| Total interest expense | $253,000 | 2,425 |
| Net interest income | $2,996,000 | 2,034 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $506,000 | 2,226 |
| Gross Fiduciary activities income | $264,000 | 461 |
| Service charges on deposit accounts | $69,000 | 2,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,986 |
| Total noninterest expense | $1,677,000 | 2,542 |
| Salaries and employee benefits | $1,040,000 | 2,444 |
| Premises and equipment expense | $143,000 | 2,850 |
| Additional noninterest expense | $494,000 | 2,558 |
| Pre-tax net operating income | $1,825,000 | 1,628 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $80,000 | 2,416 |
| Income before extraordinary items | $1,745,000 | 1,540 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,745,000 | 1,540 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,745,000 | 1,540 |
| Net charge-offs | $-36,000 | 4,511 |
| Cash dividends | $272,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,745,000 | 1,505 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,420,000 | 2,457 |
| Total interest expense | $1,423,000 | 2,467 |
| Net interest income | $8,997,000 | 2,428 |
| Provision for loan and lease losses | $500,000 | 2,227 |
| Total noninterest income | $3,617,000 | 1,557 |
| Gross Fiduciary activities income | $979,000 | 464 |
| Service charges on deposit accounts | $333,000 | 2,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,305,000 | 1,662 |
| Total noninterest expense | $8,211,000 | 2,228 |
| Salaries and employee benefits | $5,008,000 | 2,157 |
| Premises and equipment expense | $639,000 | 2,673 |
| Additional noninterest expense | $2,564,000 | 2,168 |
| Pre-tax net operating income | $3,903,000 | 2,103 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $73,000 | 3,042 |
| Income before extraordinary items | $3,830,000 | 1,980 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,830,000 | 1,979 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,830,000 | 1,980 |
| Net charge-offs | $276,000 | 1,337 |
| Cash dividends | $1,381,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,830,000 | 1,926 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,075,000 | 2,419 |
| Total interest expense | $1,137,000 | 2,467 |
| Net interest income | $6,938,000 | 2,380 |
| Provision for loan and lease losses | $400,000 | 2,141 |
| Total noninterest income | $2,967,000 | 1,439 |
| Gross Fiduciary activities income | $703,000 | 465 |
| Service charges on deposit accounts | $251,000 | 2,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,013,000 | 1,491 |
| Total noninterest expense | $5,758,000 | 2,310 |
| Salaries and employee benefits | $3,452,000 | 2,244 |
| Premises and equipment expense | $464,000 | 2,709 |
| Additional noninterest expense | $1,842,000 | 2,200 |
| Pre-tax net operating income | $3,747,000 | 1,762 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $118,000 | 2,699 |
| Income before extraordinary items | $3,629,000 | 1,654 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,629,000 | 1,655 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,629,000 | 1,655 |
| Net charge-offs | $291,000 | 1,039 |
| Cash dividends | $556,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,629,000 | 1,607 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 2,385 |
| Total interest expense | $804,000 | 2,489 |
| Net interest income | $4,801,000 | 2,339 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $870,000 | 2,189 |
| Gross Fiduciary activities income | $439,000 | 475 |
| Service charges on deposit accounts | $164,000 | 2,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,016 |
| Total noninterest expense | $3,754,000 | 2,345 |
| Salaries and employee benefits | $2,330,000 | 2,225 |
| Premises and equipment expense | $308,000 | 2,708 |
| Additional noninterest expense | $1,116,000 | 2,331 |
| Pre-tax net operating income | $1,617,000 | 2,294 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $23,000 | 3,178 |
| Income before extraordinary items | $1,594,000 | 2,156 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,594,000 | 2,156 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,594,000 | 2,156 |
| Net charge-offs | $184,000 | 1,052 |
| Cash dividends | $376,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,594,000 | 2,110 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 2,504 |
| Total interest expense | $442,000 | 2,486 |
| Net interest income | $2,151,000 | 2,467 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $456,000 | 2,037 |
| Gross Fiduciary activities income | $210,000 | 490 |
| Service charges on deposit accounts | $96,000 | 2,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 2,772 |
| Total noninterest expense | $1,797,000 | 2,424 |
| Salaries and employee benefits | $1,072,000 | 2,361 |
| Premises and equipment expense | $170,000 | 2,579 |
| Additional noninterest expense | $555,000 | 2,366 |
| Pre-tax net operating income | $710,000 | 2,329 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $34,000 | 2,631 |
| Income before extraordinary items | $676,000 | 2,232 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $676,000 | 2,231 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $676,000 | 2,232 |
| Net charge-offs | $23,000 | 1,537 |
| Cash dividends | $197,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $676,000 | 2,196 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,392,000 | 2,530 |
| Total interest expense | $1,856,000 | 2,468 |
| Net interest income | $8,536,000 | 2,507 |
| Provision for loan and lease losses | $252,000 | 2,130 |
| Total noninterest income | $2,013,000 | 1,963 |
| Gross Fiduciary activities income | $1,007,000 | 458 |
| Service charges on deposit accounts | $467,000 | 2,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,945 |
| Total noninterest expense | $7,823,000 | 2,275 |
| Salaries and employee benefits | $4,829,000 | 2,160 |
| Premises and equipment expense | $741,000 | 2,451 |
| Additional noninterest expense | $2,253,000 | 2,370 |
| Pre-tax net operating income | $2,474,000 | 2,753 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $96,000 | 3,038 |
| Income before extraordinary items | $2,378,000 | 2,639 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,378,000 | 2,639 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,378,000 | 2,641 |
| Net charge-offs | $331,000 | 1,288 |
| Cash dividends | $899,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,378,000 | 2,608 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,774,000 | 2,565 |
| Total interest expense | $1,392,000 | 2,468 |
| Net interest income | $6,382,000 | 2,543 |
| Provision for loan and lease losses | $152,000 | 2,245 |
| Total noninterest income | $1,504,000 | 1,969 |
| Gross Fiduciary activities income | $736,000 | 460 |
| Service charges on deposit accounts | $364,000 | 1,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $404,000 | 2,946 |
| Total noninterest expense | $5,577,000 | 2,367 |
| Salaries and employee benefits | $3,379,000 | 2,261 |
| Premises and equipment expense | $561,000 | 2,457 |
| Additional noninterest expense | $1,637,000 | 2,419 |
| Pre-tax net operating income | $2,157,000 | 2,590 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $92,000 | 2,980 |
| Income before extraordinary items | $2,065,000 | 2,478 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,065,000 | 2,479 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,065,000 | 2,479 |
| Net charge-offs | $291,000 | 1,051 |
| Cash dividends | $549,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,065,000 | 2,447 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 2,590 |
| Total interest expense | $907,000 | 2,479 |
| Net interest income | $4,180,000 | 2,583 |
| Provision for loan and lease losses | $101,000 | 2,181 |
| Total noninterest income | $1,009,000 | 1,947 |
| Gross Fiduciary activities income | $517,000 | 449 |
| Service charges on deposit accounts | $236,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 2,979 |
| Total noninterest expense | $3,582,000 | 2,428 |
| Salaries and employee benefits | $2,165,000 | 2,334 |
| Premises and equipment expense | $400,000 | 2,375 |
| Additional noninterest expense | $1,017,000 | 2,550 |
| Pre-tax net operating income | $1,506,000 | 2,501 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $64,000 | 2,960 |
| Income before extraordinary items | $1,442,000 | 2,387 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,442,000 | 2,386 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,442,000 | 2,387 |
| Net charge-offs | $174,000 | 1,077 |
| Cash dividends | $366,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,442,000 | 2,357 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 2,614 |
| Total interest expense | $423,000 | 2,556 |
| Net interest income | $2,098,000 | 2,589 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $490,000 | 1,944 |
| Gross Fiduciary activities income | $249,000 | 459 |
| Service charges on deposit accounts | $116,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,956 |
| Total noninterest expense | $1,827,000 | 2,415 |
| Salaries and employee benefits | $1,048,000 | 2,406 |
| Premises and equipment expense | $227,000 | 2,217 |
| Additional noninterest expense | $552,000 | 2,419 |
| Pre-tax net operating income | $711,000 | 2,555 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $32,000 | 2,931 |
| Income before extraordinary items | $679,000 | 2,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $679,000 | 2,404 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $679,000 | 2,404 |
| Net charge-offs | $38,000 | 1,361 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $679,000 | 2,392 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,606,000 | 2,604 |
| Total interest expense | $1,047,000 | 2,863 |
| Net interest income | $8,559,000 | 2,533 |
| Provision for loan and lease losses | $400,000 | 1,664 |
| Total noninterest income | $2,002,000 | 1,983 |
| Gross Fiduciary activities income | $917,000 | 480 |
| Service charges on deposit accounts | $512,000 | 1,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $573,000 | 2,897 |
| Total noninterest expense | $7,277,000 | 2,412 |
| Salaries and employee benefits | $4,536,000 | 2,258 |
| Premises and equipment expense | $672,000 | 2,648 |
| Additional noninterest expense | $2,069,000 | 2,549 |
| Pre-tax net operating income | $2,884,000 | 2,563 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $114,000 | 3,017 |
| Income before extraordinary items | $2,770,000 | 2,437 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,770,000 | 2,435 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,770,000 | 2,436 |
| Net charge-offs | $74,000 | 2,363 |
| Cash dividends | $1,083,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,770,000 | 2,435 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 2,619 |
| Total interest expense | $694,000 | 2,977 |
| Net interest income | $6,428,000 | 2,545 |
| Provision for loan and lease losses | $300,000 | 1,565 |
| Total noninterest income | $1,416,000 | 2,071 |
| Gross Fiduciary activities income | $603,000 | 497 |
| Service charges on deposit accounts | $385,000 | 1,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 2,945 |
| Total noninterest expense | $5,207,000 | 2,497 |
| Salaries and employee benefits | $3,272,000 | 2,316 |
| Premises and equipment expense | $458,000 | 2,820 |
| Additional noninterest expense | $1,477,000 | 2,638 |
| Pre-tax net operating income | $2,337,000 | 2,485 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $101,000 | 3,001 |
| Income before extraordinary items | $2,236,000 | 2,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,236,000 | 2,342 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,236,000 | 2,342 |
| Net charge-offs | $50,000 | 2,210 |
| Cash dividends | $583,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,236,000 | 2,341 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,611,000 | 2,662 |
| Total interest expense | $411,000 | 3,076 |
| Net interest income | $4,200,000 | 2,568 |
| Provision for loan and lease losses | $200,000 | 1,508 |
| Total noninterest income | $940,000 | 2,076 |
| Gross Fiduciary activities income | $403,000 | 498 |
| Service charges on deposit accounts | $249,000 | 1,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,944 |
| Total noninterest expense | $3,494,000 | 2,494 |
| Salaries and employee benefits | $2,194,000 | 2,321 |
| Premises and equipment expense | $327,000 | 2,727 |
| Additional noninterest expense | $973,000 | 2,668 |
| Pre-tax net operating income | $1,446,000 | 2,581 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $62,000 | 3,019 |
| Income before extraordinary items | $1,384,000 | 2,439 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,384,000 | 2,438 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,384,000 | 2,438 |
| Net charge-offs | $41,000 | 1,877 |
| Cash dividends | $370,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,384,000 | 2,436 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 2,682 |
| Total interest expense | $199,000 | 3,080 |
| Net interest income | $2,077,000 | 2,600 |
| Provision for loan and lease losses | $100,000 | 1,437 |
| Total noninterest income | $469,000 | 2,048 |
| Gross Fiduciary activities income | $204,000 | 506 |
| Service charges on deposit accounts | $123,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $1,814,000 | 2,447 |
| Salaries and employee benefits | $1,121,000 | 2,300 |
| Premises and equipment expense | $166,000 | 2,737 |
| Additional noninterest expense | $527,000 | 2,540 |
| Pre-tax net operating income | $632,000 | 2,730 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $32,000 | 2,989 |
| Income before extraordinary items | $600,000 | 2,612 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $600,000 | 2,612 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $600,000 | 2,612 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $600,000 | 2,609 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,649,000 | 2,720 |
| Total interest expense | $719,000 | 3,094 |
| Net interest income | $7,930,000 | 2,654 |
| Provision for loan and lease losses | $540,000 | 1,377 |
| Total noninterest income | $1,721,000 | 2,222 |
| Gross Fiduciary activities income | $687,000 | 525 |
| Service charges on deposit accounts | $527,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,141 |
| Total noninterest expense | $7,393,000 | 2,418 |
| Salaries and employee benefits | $4,343,000 | 2,336 |
| Premises and equipment expense | $637,000 | 2,824 |
| Additional noninterest expense | $2,413,000 | 2,310 |
| Pre-tax net operating income | $1,718,000 | 3,350 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-12,000 | 5,457 |
| Income before extraordinary items | $1,730,000 | 2,919 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,730,000 | 2,918 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,730,000 | 2,919 |
| Net charge-offs | $201,000 | 1,829 |
| Cash dividends | $641,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,730,000 | 2,900 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 2,707 |
| Total interest expense | $520,000 | 3,151 |
| Net interest income | $6,057,000 | 2,635 |
| Provision for loan and lease losses | $440,000 | 1,288 |
| Total noninterest income | $1,313,000 | 2,225 |
| Gross Fiduciary activities income | $517,000 | 531 |
| Service charges on deposit accounts | $394,000 | 1,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,085 |
| Total noninterest expense | $5,442,000 | 2,458 |
| Salaries and employee benefits | $3,155,000 | 2,396 |
| Premises and equipment expense | $456,000 | 2,924 |
| Additional noninterest expense | $1,831,000 | 2,294 |
| Pre-tax net operating income | $1,488,000 | 3,195 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $60,000 | 3,391 |
| Income before extraordinary items | $1,428,000 | 2,933 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,428,000 | 2,932 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,428,000 | 2,933 |
| Net charge-offs | $180,000 | 1,481 |
| Cash dividends | $611,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,428,000 | 2,915 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 2,714 |
| Total interest expense | $334,000 | 3,181 |
| Net interest income | $4,013,000 | 2,639 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $860,000 | 2,253 |
| Gross Fiduciary activities income | $346,000 | 535 |
| Service charges on deposit accounts | $244,000 | 2,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,077 |
| Total noninterest expense | $3,398,000 | 2,569 |
| Salaries and employee benefits | $2,092,000 | 2,417 |
| Premises and equipment expense | $313,000 | 2,888 |
| Additional noninterest expense | $993,000 | 2,687 |
| Pre-tax net operating income | $1,275,000 | 2,748 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $56,000 | 3,253 |
| Income before extraordinary items | $1,219,000 | 2,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,219,000 | 2,494 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,219,000 | 2,495 |
| Net charge-offs | $53,000 | 1,957 |
| Cash dividends | $406,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,219,000 | 2,475 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 2,737 |
| Total interest expense | $168,000 | 3,164 |
| Net interest income | $1,973,000 | 2,674 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $432,000 | 2,220 |
| Gross Fiduciary activities income | $175,000 | 535 |
| Service charges on deposit accounts | $113,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,982 |
| Total noninterest expense | $1,660,000 | 2,626 |
| Salaries and employee benefits | $1,070,000 | 2,405 |
| Premises and equipment expense | $147,000 | 3,030 |
| Additional noninterest expense | $443,000 | 2,902 |
| Pre-tax net operating income | $645,000 | 2,675 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $26,000 | 3,238 |
| Income before extraordinary items | $619,000 | 2,388 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $619,000 | 2,387 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $619,000 | 2,388 |
| Net charge-offs | $54,000 | 1,274 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $619,000 | 2,368 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,177,000 | 2,801 |
| Total interest expense | $636,000 | 3,215 |
| Net interest income | $7,541,000 | 2,741 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $1,550,000 | 2,446 |
| Gross Fiduciary activities income | $633,000 | 545 |
| Service charges on deposit accounts | $452,000 | 2,250 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $465,000 | 3,358 |
| Total noninterest expense | $6,491,000 | 2,698 |
| Salaries and employee benefits | $4,184,000 | 2,419 |
| Premises and equipment expense | $595,000 | 3,028 |
| Additional noninterest expense | $1,712,000 | 3,057 |
| Pre-tax net operating income | $2,200,000 | 2,898 |
| Securities gains (losses) | $40,000 | 1,983 |
| Applicable income taxes | $99,000 | 3,316 |
| Income before extraordinary items | $2,141,000 | 2,676 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,141,000 | 2,674 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,141,000 | 2,675 |
| Net charge-offs | $200,000 | 1,931 |
| Cash dividends | $1,192,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,102,600 | 2,649 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,131,000 | 2,804 |
| Total interest expense | $474,000 | 3,232 |
| Net interest income | $5,657,000 | 2,734 |
| Provision for loan and lease losses | $200,000 | 2,037 |
| Total noninterest income | $1,178,000 | 2,432 |
| Gross Fiduciary activities income | $500,000 | 535 |
| Service charges on deposit accounts | $339,000 | 2,256 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $339,000 | 3,409 |
| Total noninterest expense | $4,709,000 | 2,756 |
| Salaries and employee benefits | $3,032,000 | 2,459 |
| Premises and equipment expense | $433,000 | 3,102 |
| Additional noninterest expense | $1,244,000 | 3,141 |
| Pre-tax net operating income | $1,926,000 | 2,687 |
| Securities gains (losses) | $40,000 | 1,917 |
| Applicable income taxes | $86,000 | 3,290 |
| Income before extraordinary items | $1,880,000 | 2,445 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,880,000 | 2,446 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,880,000 | 2,446 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $762,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,841,600 | 2,422 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 2,847 |
| Total interest expense | $305,000 | 3,313 |
| Net interest income | $3,727,000 | 2,772 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $781,000 | 2,421 |
| Gross Fiduciary activities income | $328,000 | 539 |
| Service charges on deposit accounts | $214,000 | 2,327 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $239,000 | 3,341 |
| Total noninterest expense | $3,002,000 | 2,861 |
| Salaries and employee benefits | $1,957,000 | 2,544 |
| Premises and equipment expense | $277,000 | 3,209 |
| Additional noninterest expense | $768,000 | 3,339 |
| Pre-tax net operating income | $1,406,000 | 2,510 |
| Securities gains (losses) | $40,000 | 1,579 |
| Applicable income taxes | $62,000 | 3,269 |
| Income before extraordinary items | $1,384,000 | 2,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,384,000 | 2,258 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,384,000 | 2,258 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $308,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,345,600 | 2,236 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 2,826 |
| Total interest expense | $155,000 | 3,301 |
| Net interest income | $1,885,000 | 2,744 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $396,000 | 2,374 |
| Gross Fiduciary activities income | $165,000 | 546 |
| Service charges on deposit accounts | $101,000 | 2,412 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $130,000 | 3,168 |
| Total noninterest expense | $1,545,000 | 2,801 |
| Salaries and employee benefits | $1,021,000 | 2,479 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $379,000 | 3,355 |
| Pre-tax net operating income | $736,000 | 2,397 |
| Securities gains (losses) | $40,000 | 923 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $742,000 | 2,115 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $742,000 | 2,115 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $742,000 | 2,115 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $703,600 | 2,137 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,969,000 | 2,845 |
| Total interest expense | $655,000 | 3,193 |
| Net interest income | $7,314,000 | 2,778 |
| Provision for loan and lease losses | $400,000 | 1,583 |
| Total noninterest income | $1,525,000 | 2,459 |
| Gross Fiduciary activities income | $598,000 | 558 |
| Service charges on deposit accounts | $463,000 | 2,267 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $464,000 | 3,397 |
| Total noninterest expense | $6,283,000 | 2,767 |
| Salaries and employee benefits | $4,110,000 | 2,439 |
| Premises and equipment expense | $582,000 | 3,172 |
| Additional noninterest expense | $1,591,000 | 3,284 |
| Pre-tax net operating income | $2,156,000 | 2,873 |
| Securities gains (losses) | $87,000 | 1,250 |
| Applicable income taxes | $96,000 | 3,341 |
| Income before extraordinary items | $2,147,000 | 2,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,147,000 | 2,597 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,147,000 | 2,598 |
| Net charge-offs | $-10,000 | 5,186 |
| Cash dividends | $954,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,063,480 | 2,624 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 2,905 |
| Total interest expense | $499,000 | 3,215 |
| Net interest income | $5,377,000 | 2,835 |
| Provision for loan and lease losses | $250,000 | 1,694 |
| Total noninterest income | $1,175,000 | 2,450 |
| Gross Fiduciary activities income | $468,000 | 555 |
| Service charges on deposit accounts | $357,000 | 2,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,392 |
| Total noninterest expense | $4,580,000 | 2,843 |
| Salaries and employee benefits | $3,017,000 | 2,490 |
| Premises and equipment expense | $407,000 | 3,362 |
| Additional noninterest expense | $1,156,000 | 3,359 |
| Pre-tax net operating income | $1,722,000 | 2,839 |
| Securities gains (losses) | $87,000 | 1,116 |
| Applicable income taxes | $76,000 | 3,426 |
| Income before extraordinary items | $1,733,000 | 2,518 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,733,000 | 2,519 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,733,000 | 2,519 |
| Net charge-offs | $26,000 | 3,214 |
| Cash dividends | $409,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,649,480 | 2,551 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 2,964 |
| Total interest expense | $330,000 | 3,256 |
| Net interest income | $3,464,000 | 2,898 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $776,000 | 2,461 |
| Gross Fiduciary activities income | $316,000 | 564 |
| Service charges on deposit accounts | $229,000 | 2,258 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,421 |
| Total noninterest expense | $3,038,000 | 2,865 |
| Salaries and employee benefits | $1,978,000 | 2,537 |
| Premises and equipment expense | $288,000 | 3,255 |
| Additional noninterest expense | $772,000 | 3,369 |
| Pre-tax net operating income | $1,102,000 | 2,899 |
| Securities gains (losses) | $81,000 | 940 |
| Applicable income taxes | $49,000 | 3,461 |
| Income before extraordinary items | $1,134,000 | 2,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,134,000 | 2,532 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,134,000 | 2,532 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $279,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,056,240 | 2,598 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,021 |
| Total interest expense | $165,000 | 3,283 |
| Net interest income | $1,685,000 | 2,963 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $397,000 | 2,406 |
| Gross Fiduciary activities income | $165,000 | 559 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $125,000 | 3,283 |
| Total noninterest expense | $1,534,000 | 2,858 |
| Salaries and employee benefits | $1,027,000 | 2,466 |
| Premises and equipment expense | $144,000 | 3,285 |
| Additional noninterest expense | $363,000 | 3,506 |
| Pre-tax net operating income | $498,000 | 3,023 |
| Securities gains (losses) | $66,000 | 735 |
| Applicable income taxes | $24,000 | 3,446 |
| Income before extraordinary items | $540,000 | 2,583 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $540,000 | 2,585 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $540,000 | 2,585 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $476,640 | 2,738 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 2,997 |
| Total interest expense | $767,000 | 3,116 |
| Net interest income | $6,793,000 | 2,960 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $1,600,000 | 2,417 |
| Gross Fiduciary activities income | $690,000 | 548 |
| Service charges on deposit accounts | $456,000 | 2,421 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $454,000 | 3,405 |
| Total noninterest expense | $6,210,000 | 2,840 |
| Salaries and employee benefits | $3,990,000 | 2,507 |
| Premises and equipment expense | $594,000 | 3,258 |
| Additional noninterest expense | $1,626,000 | 3,361 |
| Pre-tax net operating income | $1,933,000 | 3,032 |
| Securities gains (losses) | $30,000 | 2,077 |
| Applicable income taxes | $82,000 | 3,501 |
| Income before extraordinary items | $1,881,000 | 2,829 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,881,000 | 2,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,881,000 | 2,829 |
| Net charge-offs | $94,000 | 3,240 |
| Cash dividends | $591,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,852,200 | 2,806 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 3,033 |
| Total interest expense | $590,000 | 3,132 |
| Net interest income | $5,053,000 | 2,995 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $1,165,000 | 2,490 |
| Gross Fiduciary activities income | $470,000 | 562 |
| Service charges on deposit accounts | $347,000 | 2,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $348,000 | 3,407 |
| Total noninterest expense | $4,461,000 | 2,944 |
| Salaries and employee benefits | $2,817,000 | 2,627 |
| Premises and equipment expense | $417,000 | 3,447 |
| Additional noninterest expense | $1,227,000 | 3,341 |
| Pre-tax net operating income | $1,557,000 | 2,972 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $67,000 | 3,511 |
| Income before extraordinary items | $1,520,000 | 2,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,520,000 | 2,705 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,520,000 | 2,705 |
| Net charge-offs | $87,000 | 2,813 |
| Cash dividends | $360,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,491,200 | 2,696 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 3,061 |
| Total interest expense | $405,000 | 3,103 |
| Net interest income | $3,317,000 | 3,027 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $728,000 | 2,536 |
| Gross Fiduciary activities income | $319,000 | 564 |
| Service charges on deposit accounts | $226,000 | 2,446 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $183,000 | 3,770 |
| Total noninterest expense | $2,917,000 | 3,001 |
| Salaries and employee benefits | $1,861,000 | 2,660 |
| Premises and equipment expense | $255,000 | 3,671 |
| Additional noninterest expense | $801,000 | 3,404 |
| Pre-tax net operating income | $928,000 | 3,094 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $40,000 | 3,553 |
| Income before extraordinary items | $907,000 | 2,838 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $907,000 | 2,843 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $907,000 | 2,843 |
| Net charge-offs | $61,000 | 2,616 |
| Cash dividends | $260,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $888,760 | 2,826 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,111 |
| Total interest expense | $205,000 | 3,121 |
| Net interest income | $1,629,000 | 3,078 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $345,000 | 2,602 |
| Gross Fiduciary activities income | $152,000 | 573 |
| Service charges on deposit accounts | $107,000 | 2,533 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $86,000 | 3,790 |
| Total noninterest expense | $1,361,000 | 3,178 |
| Salaries and employee benefits | $856,000 | 2,846 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $392,000 | 3,454 |
| Pre-tax net operating income | $563,000 | 2,688 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $30,000 | 3,289 |
| Income before extraordinary items | $533,000 | 2,456 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $533,000 | 2,459 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $533,000 | 2,459 |
| Net charge-offs | $83,000 | 1,496 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $533,000 | 2,411 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 3,221 |
| Total interest expense | $940,000 | 3,090 |
| Net interest income | $6,146,000 | 3,214 |
| Provision for loan and lease losses | $100,000 | 3,676 |
| Total noninterest income | $1,505,000 | 2,583 |
| Gross Fiduciary activities income | $659,000 | 548 |
| Service charges on deposit accounts | $445,000 | 2,604 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,673 |
| Total noninterest expense | $5,794,000 | 3,067 |
| Salaries and employee benefits | $3,811,000 | 2,585 |
| Premises and equipment expense | $546,000 | 3,528 |
| Additional noninterest expense | $1,437,000 | 3,757 |
| Pre-tax net operating income | $1,757,000 | 3,111 |
| Securities gains (losses) | $58,000 | 1,698 |
| Applicable income taxes | $75,000 | 3,571 |
| Income before extraordinary items | $1,740,000 | 2,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,740,000 | 2,864 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,740,000 | 2,865 |
| Net charge-offs | $161,000 | 3,261 |
| Cash dividends | $677,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,684,320 | 2,878 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 3,289 |
| Total interest expense | $717,000 | 3,122 |
| Net interest income | $4,513,000 | 3,284 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $1,153,000 | 2,599 |
| Gross Fiduciary activities income | $509,000 | 539 |
| Service charges on deposit accounts | $329,000 | 2,651 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $315,000 | 3,672 |
| Total noninterest expense | $4,111,000 | 3,191 |
| Salaries and employee benefits | $2,682,000 | 2,753 |
| Premises and equipment expense | $361,000 | 3,853 |
| Additional noninterest expense | $1,068,000 | 3,776 |
| Pre-tax net operating income | $1,505,000 | 2,912 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $62,000 | 3,606 |
| Income before extraordinary items | $1,452,000 | 2,716 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,452,000 | 2,720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,452,000 | 2,720 |
| Net charge-offs | $101,000 | 3,246 |
| Cash dividends | $578,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,443,360 | 2,653 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 3,340 |
| Total interest expense | $486,000 | 3,138 |
| Net interest income | $2,940,000 | 3,339 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $752,000 | 2,647 |
| Gross Fiduciary activities income | $332,000 | 552 |
| Service charges on deposit accounts | $206,000 | 2,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 3,692 |
| Total noninterest expense | $2,731,000 | 3,207 |
| Salaries and employee benefits | $1,784,000 | 2,773 |
| Premises and equipment expense | $238,000 | 3,898 |
| Additional noninterest expense | $709,000 | 3,794 |
| Pre-tax net operating income | $961,000 | 2,974 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $923,000 | 2,808 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $923,000 | 2,812 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $923,000 | 2,812 |
| Net charge-offs | $50,000 | 3,354 |
| Cash dividends | $438,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $922,040 | 2,702 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 3,369 |
| Total interest expense | $248,000 | 3,169 |
| Net interest income | $1,467,000 | 3,354 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $395,000 | 2,571 |
| Gross Fiduciary activities income | $184,000 | 538 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,568 |
| Total noninterest expense | $1,291,000 | 3,366 |
| Salaries and employee benefits | $835,000 | 2,942 |
| Premises and equipment expense | $113,000 | 4,039 |
| Additional noninterest expense | $343,000 | 3,897 |
| Pre-tax net operating income | $571,000 | 2,638 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $24,000 | 3,495 |
| Income before extraordinary items | $547,000 | 2,418 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $547,000 | 2,420 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $547,000 | 2,420 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $170,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $547,000 | 2,326 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,084,000 | 3,425 |
| Total interest expense | $1,071,000 | 3,463 |
| Net interest income | $6,013,000 | 3,370 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,240,000 | 2,908 |
| Gross Fiduciary activities income | $457,000 | 623 |
| Service charges on deposit accounts | $423,000 | 2,815 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $360,000 | 3,780 |
| Total noninterest expense | $5,360,000 | 3,293 |
| Salaries and employee benefits | $3,483,000 | 2,803 |
| Premises and equipment expense | $463,000 | 4,001 |
| Additional noninterest expense | $1,414,000 | 3,933 |
| Pre-tax net operating income | $1,893,000 | 2,912 |
| Securities gains (losses) | $54,000 | 2,682 |
| Applicable income taxes | $63,000 | 3,778 |
| Income before extraordinary items | $1,884,000 | 2,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,884,000 | 2,694 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,884,000 | 2,692 |
| Net charge-offs | $-47,000 | 6,844 |
| Cash dividends | $552,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,831,620 | 2,632 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 3,477 |
| Total interest expense | $821,000 | 3,518 |
| Net interest income | $4,495,000 | 3,432 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $928,000 | 2,926 |
| Gross Fiduciary activities income | $355,000 | 616 |
| Service charges on deposit accounts | $311,000 | 2,890 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $262,000 | 3,876 |
| Total noninterest expense | $3,754,000 | 3,489 |
| Salaries and employee benefits | $2,439,000 | 2,980 |
| Premises and equipment expense | $323,000 | 4,206 |
| Additional noninterest expense | $992,000 | 4,123 |
| Pre-tax net operating income | $1,669,000 | 2,685 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $73,000 | 3,575 |
| Income before extraordinary items | $1,643,000 | 2,484 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,643,000 | 2,485 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,643,000 | 2,485 |
| Net charge-offs | $-121,000 | 7,059 |
| Cash dividends | $522,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,597,880 | 2,401 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,563,000 | 3,493 |
| Total interest expense | $567,000 | 3,534 |
| Net interest income | $2,996,000 | 3,440 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $621,000 | 2,877 |
| Gross Fiduciary activities income | $244,000 | 618 |
| Service charges on deposit accounts | $206,000 | 2,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 3,882 |
| Total noninterest expense | $2,460,000 | 3,548 |
| Salaries and employee benefits | $1,631,000 | 2,976 |
| Premises and equipment expense | $207,000 | 4,298 |
| Additional noninterest expense | $622,000 | 4,303 |
| Pre-tax net operating income | $1,157,000 | 2,586 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $50,000 | 3,537 |
| Income before extraordinary items | $1,110,000 | 2,413 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,110,000 | 2,413 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,110,000 | 2,413 |
| Net charge-offs | $-91,000 | 7,079 |
| Cash dividends | $372,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,107,120 | 2,292 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 3,480 |
| Total interest expense | $290,000 | 3,586 |
| Net interest income | $1,522,000 | 3,423 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $337,000 | 2,755 |
| Gross Fiduciary activities income | $142,000 | 589 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,766 |
| Total noninterest expense | $1,146,000 | 3,759 |
| Salaries and employee benefits | $762,000 | 3,137 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $298,000 | 4,402 |
| Pre-tax net operating income | $713,000 | 2,244 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $32,000 | 3,394 |
| Income before extraordinary items | $681,000 | 2,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $681,000 | 2,050 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $681,000 | 2,051 |
| Net charge-offs | $-90,000 | 7,171 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $681,000 | 1,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 3,526 |
| Total interest expense | $1,277,000 | 3,822 |
| Net interest income | $6,160,000 | 3,398 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,168,000 | 2,851 |
| Gross Fiduciary activities income | $395,000 | 610 |
| Service charges on deposit accounts | $416,000 | 2,949 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $357,000 | 3,596 |
| Total noninterest expense | $5,035,000 | 3,517 |
| Salaries and employee benefits | $3,295,000 | 2,894 |
| Premises and equipment expense | $400,000 | 4,566 |
| Additional noninterest expense | $1,340,000 | 4,156 |
| Pre-tax net operating income | $2,293,000 | 2,258 |
| Securities gains (losses) | $-3,000 | 6,779 |
| Applicable income taxes | $93,000 | 3,420 |
| Income before extraordinary items | $2,197,000 | 2,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,197,000 | 2,099 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,197,000 | 2,099 |
| Net charge-offs | $62,000 | 5,347 |
| Cash dividends | $754,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,199,880 | 2,010 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 3,546 |
| Total interest expense | $985,000 | 3,869 |
| Net interest income | $4,640,000 | 3,397 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $925,000 | 2,744 |
| Gross Fiduciary activities income | $304,000 | 596 |
| Service charges on deposit accounts | $343,000 | 2,761 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $278,000 | 3,577 |
| Total noninterest expense | $3,495,000 | 3,728 |
| Salaries and employee benefits | $2,271,000 | 3,103 |
| Premises and equipment expense | $289,000 | 4,708 |
| Additional noninterest expense | $935,000 | 4,343 |
| Pre-tax net operating income | $2,070,000 | 2,030 |
| Securities gains (losses) | $-3,000 | 6,910 |
| Applicable income taxes | $88,000 | 3,299 |
| Income before extraordinary items | $1,979,000 | 1,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,979,000 | 1,850 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,979,000 | 1,850 |
| Net charge-offs | $106,000 | 4,377 |
| Cash dividends | $568,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,981,880 | 1,763 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 3,580 |
| Total interest expense | $665,000 | 3,941 |
| Net interest income | $3,077,000 | 3,420 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $575,000 | 2,876 |
| Gross Fiduciary activities income | $209,000 | 599 |
| Service charges on deposit accounts | $192,000 | 3,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,719 |
| Total noninterest expense | $2,299,000 | 3,805 |
| Salaries and employee benefits | $1,563,000 | 3,039 |
| Premises and equipment expense | $178,000 | 4,926 |
| Additional noninterest expense | $558,000 | 4,704 |
| Pre-tax net operating income | $1,353,000 | 2,040 |
| Securities gains (losses) | $-3,000 | 6,961 |
| Applicable income taxes | $57,000 | 3,281 |
| Income before extraordinary items | $1,293,000 | 1,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,293,000 | 1,834 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,293,000 | 1,834 |
| Net charge-offs | $90,000 | 3,947 |
| Cash dividends | $382,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,295,880 | 1,759 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,606 |
| Total interest expense | $340,000 | 3,991 |
| Net interest income | $1,521,000 | 3,430 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $295,000 | 2,853 |
| Gross Fiduciary activities income | $117,000 | 583 |
| Service charges on deposit accounts | $89,000 | 3,215 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,751 |
| Total noninterest expense | $1,171,000 | 3,765 |
| Salaries and employee benefits | $739,000 | 3,192 |
| Premises and equipment expense | $88,000 | 5,007 |
| Additional noninterest expense | $344,000 | 4,142 |
| Pre-tax net operating income | $645,000 | 2,099 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $27,000 | 3,254 |
| Income before extraordinary items | $618,000 | 1,871 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $618,000 | 1,870 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $618,000 | 1,871 |
| Net charge-offs | $82,000 | 2,935 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $618,000 | 1,817 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 3,668 |
| Total interest expense | $1,586,000 | 4,129 |
| Net interest income | $6,051,000 | 3,450 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,024,000 | 3,188 |
| Gross Fiduciary activities income | $302,000 | 670 |
| Service charges on deposit accounts | $380,000 | 3,159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $342,000 | 3,757 |
| Total noninterest expense | $5,326,000 | 3,421 |
| Salaries and employee benefits | $3,214,000 | 2,941 |
| Premises and equipment expense | $374,000 | 4,908 |
| Additional noninterest expense | $1,738,000 | 3,617 |
| Pre-tax net operating income | $1,749,000 | 2,479 |
| Securities gains (losses) | $75,000 | 2,394 |
| Applicable income taxes | $76,000 | 3,410 |
| Income before extraordinary items | $1,748,000 | 2,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,748,000 | 2,245 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,748,000 | 2,247 |
| Net charge-offs | $110,000 | 5,341 |
| Cash dividends | $942,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,676,000 | 2,228 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 3,726 |
| Total interest expense | $1,203,000 | 4,243 |
| Net interest income | $4,561,000 | 3,480 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $767,000 | 3,228 |
| Gross Fiduciary activities income | $219,000 | 662 |
| Service charges on deposit accounts | $286,000 | 3,236 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $262,000 | 3,756 |
| Total noninterest expense | $3,767,000 | 3,601 |
| Salaries and employee benefits | $2,198,000 | 3,202 |
| Premises and equipment expense | $274,000 | 5,045 |
| Additional noninterest expense | $1,295,000 | 3,611 |
| Pre-tax net operating income | $1,561,000 | 2,300 |
| Securities gains (losses) | $72,000 | 2,205 |
| Applicable income taxes | $69,000 | 3,362 |
| Income before extraordinary items | $1,564,000 | 2,070 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,564,000 | 2,072 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,564,000 | 2,072 |
| Net charge-offs | $118,000 | 4,745 |
| Cash dividends | $670,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,494,880 | 2,054 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 3,785 |
| Total interest expense | $807,000 | 4,322 |
| Net interest income | $3,013,000 | 3,501 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $511,000 | 3,182 |
| Gross Fiduciary activities income | $150,000 | 661 |
| Service charges on deposit accounts | $184,000 | 3,318 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $177,000 | 3,708 |
| Total noninterest expense | $2,459,000 | 3,671 |
| Salaries and employee benefits | $1,446,000 | 3,243 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $858,000 | 3,615 |
| Pre-tax net operating income | $1,065,000 | 2,259 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $46,000 | 3,338 |
| Income before extraordinary items | $1,038,000 | 2,048 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,038,000 | 2,046 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,038,000 | 2,048 |
| Net charge-offs | $54,000 | 4,817 |
| Cash dividends | $466,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,019,760 | 2,000 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,898,000 | 3,866 |
| Total interest expense | $430,000 | 4,301 |
| Net interest income | $1,468,000 | 3,615 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $240,000 | 3,279 |
| Gross Fiduciary activities income | $79,000 | 661 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $1,126,000 | 3,938 |
| Salaries and employee benefits | $712,000 | 3,357 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $336,000 | 4,278 |
| Pre-tax net operating income | $582,000 | 2,142 |
| Securities gains (losses) | $-9,000 | 7,497 |
| Applicable income taxes | $26,000 | 3,267 |
| Income before extraordinary items | $547,000 | 1,978 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $547,000 | 1,976 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $547,000 | 1,978 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $301,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $555,550 | 1,887 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 3,811 |
| Total interest expense | $2,039,000 | 4,391 |
| Net interest income | $5,987,000 | 3,478 |
| Provision for loan and lease losses | $250,000 | 5,514 |
| Total noninterest income | $1,109,000 | 3,143 |
| Gross Fiduciary activities income | $264,000 | 691 |
| Service charges on deposit accounts | $441,000 | 3,137 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $404,000 | 3,535 |
| Total noninterest expense | $5,048,000 | 3,664 |
| Salaries and employee benefits | $3,102,000 | 3,072 |
| Premises and equipment expense | $316,000 | 5,529 |
| Additional noninterest expense | $1,630,000 | 3,870 |
| Pre-tax net operating income | $1,798,000 | 2,087 |
| Securities gains (losses) | $58,000 | 2,541 |
| Applicable income taxes | $48,000 | 3,285 |
| Income before extraordinary items | $1,808,000 | 1,832 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,808,000 | 1,829 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,808,000 | 1,831 |
| Net charge-offs | $499,000 | 3,791 |
| Cash dividends | $1,232,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,751,740 | 1,835 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 3,823 |
| Total interest expense | $1,579,000 | 4,444 |
| Net interest income | $4,510,000 | 3,464 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $725,000 | 3,462 |
| Gross Fiduciary activities income | $189,000 | 699 |
| Service charges on deposit accounts | $332,000 | 3,135 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $204,000 | 4,252 |
| Total noninterest expense | $3,702,000 | 3,735 |
| Salaries and employee benefits | $2,178,000 | 3,309 |
| Premises and equipment expense | $235,000 | 5,602 |
| Additional noninterest expense | $1,289,000 | 3,682 |
| Pre-tax net operating income | $1,533,000 | 2,022 |
| Securities gains (losses) | $55,000 | 2,242 |
| Applicable income taxes | $43,000 | 3,409 |
| Income before extraordinary items | $1,545,000 | 1,726 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,545,000 | 1,726 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,545,000 | 1,726 |
| Net charge-offs | $167,000 | 4,471 |
| Cash dividends | $1,007,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,491,650 | 1,741 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,101,000 | 3,825 |
| Total interest expense | $1,099,000 | 4,456 |
| Net interest income | $3,002,000 | 3,455 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $483,000 | 3,493 |
| Gross Fiduciary activities income | $133,000 | 695 |
| Service charges on deposit accounts | $213,000 | 3,195 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $137,000 | 4,276 |
| Total noninterest expense | $2,432,000 | 3,814 |
| Salaries and employee benefits | $1,467,000 | 3,302 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $809,000 | 3,843 |
| Pre-tax net operating income | $1,053,000 | 2,026 |
| Securities gains (losses) | $55,000 | 1,855 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $1,087,000 | 1,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,087,000 | 1,712 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,087,000 | 1,714 |
| Net charge-offs | $105,000 | 4,192 |
| Cash dividends | $671,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,033,100 | 1,747 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 3,841 |
| Total interest expense | $577,000 | 4,452 |
| Net interest income | $1,493,000 | 3,462 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $243,000 | 3,439 |
| Gross Fiduciary activities income | $74,000 | 681 |
| Service charges on deposit accounts | $100,000 | 3,259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $1,157,000 | 3,875 |
| Salaries and employee benefits | $702,000 | 3,459 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $385,000 | 3,688 |
| Pre-tax net operating income | $579,000 | 2,105 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $585,000 | 1,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $585,000 | 1,843 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $585,000 | 1,843 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $335,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $576,090 | 1,762 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,899,000 | 3,830 |
| Total interest expense | $3,032,000 | 4,224 |
| Net interest income | $5,867,000 | 3,530 |
| Provision for loan and lease losses | $-100,000 | 8,256 |
| Total noninterest income | $1,072,000 | 3,267 |
| Gross Fiduciary activities income | $270,000 | 717 |
| Service charges on deposit accounts | $476,000 | 3,115 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $326,000 | 3,947 |
| Total noninterest expense | $4,786,000 | 3,690 |
| Salaries and employee benefits | $3,148,000 | 3,118 |
| Premises and equipment expense | $317,000 | 5,661 |
| Additional noninterest expense | $1,321,000 | 3,967 |
| Pre-tax net operating income | $2,253,000 | 2,262 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $12,000 | 4,478 |
| Income before extraordinary items | $2,241,000 | 1,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,241,000 | 1,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 2,483 |
| Cash dividends | $1,711,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,241,000 | 1,898 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 3,864 |
| Total interest expense | $2,354,000 | 4,250 |
| Net interest income | $4,389,000 | 3,564 |
| Provision for loan and lease losses | $-600,000 | 8,375 |
| Total noninterest income | $778,000 | 3,402 |
| Gross Fiduciary activities income | $221,000 | 693 |
| Service charges on deposit accounts | $313,000 | 3,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 4,068 |
| Total noninterest expense | $3,274,000 | 3,943 |
| Salaries and employee benefits | $2,167,000 | 3,406 |
| Premises and equipment expense | $239,000 | 5,671 |
| Additional noninterest expense | $868,000 | 4,317 |
| Pre-tax net operating income | $2,493,000 | 1,935 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $96,000 | 3,617 |
| Income before extraordinary items | $2,397,000 | 1,518 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,397,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 8,273 |
| Cash dividends | $1,341,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,397,000 | 1,605 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 3,877 |
| Total interest expense | $1,650,000 | 4,242 |
| Net interest income | $2,920,000 | 3,565 |
| Provision for loan and lease losses | $-600,000 | 8,444 |
| Total noninterest income | $505,000 | 3,478 |
| Gross Fiduciary activities income | $127,000 | 745 |
| Service charges on deposit accounts | $201,000 | 3,470 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $177,000 | 4,012 |
| Total noninterest expense | $2,162,000 | 3,999 |
| Salaries and employee benefits | $1,400,000 | 3,513 |
| Premises and equipment expense | $157,000 | 5,743 |
| Additional noninterest expense | $605,000 | 4,174 |
| Pre-tax net operating income | $1,863,000 | 1,789 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $71,000 | 3,780 |
| Income before extraordinary items | $1,792,000 | 1,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,792,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 8,336 |
| Cash dividends | $1,028,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,792,000 | 1,491 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,920 |
| Total interest expense | $885,000 | 4,229 |
| Net interest income | $1,434,000 | 3,602 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $266,000 | 3,382 |
| Gross Fiduciary activities income | $72,000 | 723 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,896 |
| Total noninterest expense | $1,186,000 | 3,737 |
| Salaries and employee benefits | $743,000 | 3,384 |
| Premises and equipment expense | $95,000 | 5,305 |
| Additional noninterest expense | $348,000 | 3,692 |
| Pre-tax net operating income | $514,000 | 3,024 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,372 |
| Cash dividends | $401,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $494,000 | 2,647 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 3,947 |
| Total interest expense | $3,911,000 | 4,067 |
| Net interest income | $5,420,000 | 3,765 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,017,000 | 3,504 |
| Gross Fiduciary activities income | $233,000 | 771 |
| Service charges on deposit accounts | $455,000 | 3,268 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $329,000 | 4,079 |
| Total noninterest expense | $4,236,000 | 3,939 |
| Salaries and employee benefits | $2,697,000 | 3,515 |
| Premises and equipment expense | $345,000 | 5,446 |
| Additional noninterest expense | $1,194,000 | 4,086 |
| Pre-tax net operating income | $2,201,000 | 3,121 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $90,000 | 4,551 |
| Income before extraordinary items | $2,111,000 | 2,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,111,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,700 |
| Cash dividends | $1,024,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,111,000 | 2,690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 3,984 |
| Total interest expense | $2,912,000 | 4,094 |
| Net interest income | $4,031,000 | 3,805 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $728,000 | 3,606 |
| Gross Fiduciary activities income | $145,000 | 800 |
| Service charges on deposit accounts | $340,000 | 3,267 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $243,000 | 4,140 |
| Total noninterest expense | $3,104,000 | 3,990 |
| Salaries and employee benefits | $1,912,000 | 3,655 |
| Premises and equipment expense | $262,000 | 5,407 |
| Additional noninterest expense | $930,000 | 3,919 |
| Pre-tax net operating income | $1,655,000 | 3,254 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $63,000 | 4,799 |
| Income before extraordinary items | $1,592,000 | 2,844 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,592,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $885,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,592,000 | 2,832 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 4,079 |
| Total interest expense | $1,845,000 | 4,229 |
| Net interest income | $2,645,000 | 3,865 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $510,000 | 3,518 |
| Gross Fiduciary activities income | $124,000 | 756 |
| Service charges on deposit accounts | $225,000 | 3,253 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $161,000 | 4,188 |
| Total noninterest expense | $2,012,000 | 4,113 |
| Salaries and employee benefits | $1,224,000 | 3,819 |
| Premises and equipment expense | $166,000 | 5,569 |
| Additional noninterest expense | $622,000 | 3,915 |
| Pre-tax net operating income | $1,143,000 | 3,214 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $40,000 | 4,929 |
| Income before extraordinary items | $1,103,000 | 2,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,103,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $610,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,103,000 | 2,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 4,140 |
| Total interest expense | $908,000 | 4,241 |
| Net interest income | $1,281,000 | 3,955 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $258,000 | 3,451 |
| Gross Fiduciary activities income | $64,000 | 767 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $88,000 | 4,018 |
| Total noninterest expense | $1,054,000 | 3,974 |
| Salaries and employee benefits | $656,000 | 3,631 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $310,000 | 3,875 |
| Pre-tax net operating income | $485,000 | 3,597 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $18,000 | 4,999 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $467,000 | 3,144 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 4,140 |
| Total interest expense | $3,086,000 | 4,243 |
| Net interest income | $5,107,000 | 3,945 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $962,000 | 3,641 |
| Gross Fiduciary activities income | $202,000 | 797 |
| Service charges on deposit accounts | $426,000 | 3,399 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $334,000 | 4,091 |
| Total noninterest expense | $4,020,000 | 3,984 |
| Salaries and employee benefits | $2,583,000 | 3,529 |
| Premises and equipment expense | $366,000 | 5,194 |
| Additional noninterest expense | $1,071,000 | 4,296 |
| Pre-tax net operating income | $2,049,000 | 3,584 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $91,000 | 5,046 |
| Income before extraordinary items | $1,958,000 | 3,144 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,958,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,104 |
| Cash dividends | $1,260,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,958,000 | 3,132 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 4,136 |
| Total interest expense | $2,241,000 | 4,241 |
| Net interest income | $3,845,000 | 3,961 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $700,000 | 3,717 |
| Gross Fiduciary activities income | $129,000 | 820 |
| Service charges on deposit accounts | $325,000 | 3,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $246,000 | 4,123 |
| Total noninterest expense | $2,985,000 | 3,991 |
| Salaries and employee benefits | $1,913,000 | 3,560 |
| Premises and equipment expense | $272,000 | 5,230 |
| Additional noninterest expense | $800,000 | 4,260 |
| Pre-tax net operating income | $1,560,000 | 3,705 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $64,000 | 5,278 |
| Income before extraordinary items | $1,496,000 | 3,213 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,496,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $812,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,496,000 | 3,209 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 4,130 |
| Total interest expense | $1,429,000 | 4,241 |
| Net interest income | $2,572,000 | 3,963 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $463,000 | 3,699 |
| Gross Fiduciary activities income | $113,000 | 774 |
| Service charges on deposit accounts | $218,000 | 3,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 4,558 |
| Total noninterest expense | $1,910,000 | 4,123 |
| Salaries and employee benefits | $1,238,000 | 3,655 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $521,000 | 4,341 |
| Pre-tax net operating income | $1,125,000 | 3,509 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $1,080,000 | 3,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,080,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,396 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,080,000 | 3,025 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 4,159 |
| Total interest expense | $686,000 | 4,221 |
| Net interest income | $1,261,000 | 4,021 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $237,000 | 3,598 |
| Gross Fiduciary activities income | $62,000 | 767 |
| Service charges on deposit accounts | $107,000 | 3,329 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $1,026,000 | 3,954 |
| Salaries and employee benefits | $652,000 | 3,531 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $286,000 | 4,046 |
| Pre-tax net operating income | $472,000 | 3,880 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $454,000 | 3,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,343 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $454,000 | 3,372 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 3,763 |
| Total interest expense | $2,517,000 | 3,809 |
| Net interest income | $5,481,000 | 3,695 |
| Provision for loan and lease losses | $122,000 | 4,440 |
| Total noninterest income | $968,000 | 3,639 |
| Gross Fiduciary activities income | $212,000 | 783 |
| Service charges on deposit accounts | $449,000 | 3,285 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $307,000 | 4,284 |
| Total noninterest expense | $4,049,000 | 3,836 |
| Salaries and employee benefits | $2,501,000 | 3,487 |
| Premises and equipment expense | $402,000 | 4,836 |
| Additional noninterest expense | $1,146,000 | 4,005 |
| Pre-tax net operating income | $2,278,000 | 3,378 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $95,000 | 5,420 |
| Income before extraordinary items | $2,233,000 | 2,810 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,233,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-218,000 | 8,738 |
| Cash dividends | $1,740,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,185,000 | 2,836 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,947,000 | 3,741 |
| Total interest expense | $1,842,000 | 3,724 |
| Net interest income | $4,105,000 | 3,683 |
| Provision for loan and lease losses | $101,000 | 4,139 |
| Total noninterest income | $693,000 | 3,754 |
| Gross Fiduciary activities income | $131,000 | 816 |
| Service charges on deposit accounts | $334,000 | 3,309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 4,316 |
| Total noninterest expense | $2,974,000 | 3,861 |
| Salaries and employee benefits | $1,799,000 | 3,571 |
| Premises and equipment expense | $290,000 | 4,949 |
| Additional noninterest expense | $885,000 | 3,856 |
| Pre-tax net operating income | $1,723,000 | 3,419 |
| Securities gains (losses) | $50,000 | 878 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $1,701,000 | 2,820 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,701,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,659 |
| Cash dividends | $1,365,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,653,000 | 2,858 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 3,632 |
| Total interest expense | $1,198,000 | 3,622 |
| Net interest income | $2,807,000 | 3,592 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $493,000 | 3,562 |
| Gross Fiduciary activities income | $113,000 | 771 |
| Service charges on deposit accounts | $216,000 | 3,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $164,000 | 4,121 |
| Total noninterest expense | $1,922,000 | 3,938 |
| Salaries and employee benefits | $1,148,000 | 3,690 |
| Premises and equipment expense | $175,000 | 5,260 |
| Additional noninterest expense | $599,000 | 3,810 |
| Pre-tax net operating income | $1,298,000 | 3,073 |
| Securities gains (losses) | $50,000 | 782 |
| Applicable income taxes | $49,000 | 5,534 |
| Income before extraordinary items | $1,299,000 | 2,494 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,299,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 8,673 |
| Cash dividends | $965,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,251,000 | 2,522 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 3,744 |
| Total interest expense | $586,000 | 3,571 |
| Net interest income | $1,318,000 | 3,762 |
| Provision for loan and lease losses | $59,000 | 3,012 |
| Total noninterest income | $242,000 | 3,540 |
| Gross Fiduciary activities income | $65,000 | 744 |
| Service charges on deposit accounts | $102,000 | 3,402 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $974,000 | 3,917 |
| Salaries and employee benefits | $588,000 | 3,625 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $304,000 | 3,761 |
| Pre-tax net operating income | $527,000 | 3,534 |
| Securities gains (losses) | $50,000 | 548 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $554,000 | 2,788 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $554,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $168,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $506,000 | 2,980 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,209,000 | 3,350 |
| Total interest expense | $2,333,000 | 3,223 |
| Net interest income | $5,876,000 | 3,339 |
| Provision for loan and lease losses | $740,000 | 1,388 |
| Total noninterest income | $946,000 | 3,682 |
| Gross Fiduciary activities income | $194,000 | 797 |
| Service charges on deposit accounts | $475,000 | 3,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,415 |
| Total noninterest expense | $3,778,000 | 3,917 |
| Salaries and employee benefits | $2,341,000 | 3,527 |
| Premises and equipment expense | $335,000 | 5,363 |
| Additional noninterest expense | $1,102,000 | 4,010 |
| Pre-tax net operating income | $2,304,000 | 3,199 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $95,000 | 5,557 |
| Income before extraordinary items | $2,209,000 | 2,682 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,209,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,593 |
| Cash dividends | $1,478,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,209,000 | 2,633 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,286 |
| Total interest expense | $1,758,000 | 3,161 |
| Net interest income | $4,477,000 | 3,291 |
| Provision for loan and lease losses | $605,000 | 1,227 |
| Total noninterest income | $683,000 | 3,797 |
| Gross Fiduciary activities income | $126,000 | 827 |
| Service charges on deposit accounts | $348,000 | 3,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $209,000 | 4,407 |
| Total noninterest expense | $2,743,000 | 3,989 |
| Salaries and employee benefits | $1,727,000 | 3,550 |
| Premises and equipment expense | $242,000 | 5,452 |
| Additional noninterest expense | $774,000 | 4,183 |
| Pre-tax net operating income | $1,812,000 | 3,127 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $72,000 | 5,681 |
| Income before extraordinary items | $1,740,000 | 2,623 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,740,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,777 |
| Cash dividends | $1,110,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,740,000 | 2,554 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 3,218 |
| Total interest expense | $1,183,000 | 3,118 |
| Net interest income | $3,069,000 | 3,223 |
| Provision for loan and lease losses | $470,000 | 1,064 |
| Total noninterest income | $459,000 | 3,772 |
| Gross Fiduciary activities income | $108,000 | 779 |
| Service charges on deposit accounts | $224,000 | 3,386 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $1,800,000 | 4,077 |
| Salaries and employee benefits | $1,114,000 | 3,660 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $513,000 | 4,234 |
| Pre-tax net operating income | $1,258,000 | 2,996 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $50,000 | 5,634 |
| Income before extraordinary items | $1,208,000 | 2,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,208,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $740,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,208,000 | 2,444 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 3,453 |
| Total interest expense | $606,000 | 3,091 |
| Net interest income | $1,348,000 | 3,551 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $269,000 | 3,352 |
| Gross Fiduciary activities income | $62,000 | 756 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $911,000 | 4,051 |
| Salaries and employee benefits | $582,000 | 3,569 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $265,000 | 4,125 |
| Pre-tax net operating income | $571,000 | 3,202 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $22,000 | 5,705 |
| Income before extraordinary items | $549,000 | 2,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $549,000 | 2,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $549,000 | 2,618 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,216,000 | 3,362 |
| Total interest expense | $2,808,000 | 3,043 |
| Net interest income | $5,408,000 | 3,481 |
| Provision for loan and lease losses | $620,000 | 1,792 |
| Total noninterest income | $904,000 | 3,937 |
| Gross Fiduciary activities income | $168,000 | 846 |
| Service charges on deposit accounts | $436,000 | 3,456 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $300,000 | 4,509 |
| Total noninterest expense | $3,932,000 | 3,762 |
| Salaries and employee benefits | $2,282,000 | 3,527 |
| Premises and equipment expense | $439,000 | 4,436 |
| Additional noninterest expense | $1,211,000 | 3,703 |
| Pre-tax net operating income | $1,760,000 | 3,693 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $1,758,000 | 3,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,758,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,154 |
| Cash dividends | $1,147,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,758,000 | 3,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 3,391 |
| Total interest expense | $2,175,000 | 3,055 |
| Net interest income | $4,033,000 | 3,504 |
| Provision for loan and lease losses | $485,000 | 1,707 |
| Total noninterest income | $650,000 | 4,091 |
| Gross Fiduciary activities income | $107,000 | 890 |
| Service charges on deposit accounts | $322,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,597 |
| Total noninterest expense | $2,961,000 | 3,743 |
| Salaries and employee benefits | $1,776,000 | 3,397 |
| Premises and equipment expense | $350,000 | 4,266 |
| Additional noninterest expense | $835,000 | 3,949 |
| Pre-tax net operating income | $1,237,000 | 3,989 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $48,000 | 6,237 |
| Income before extraordinary items | $1,189,000 | 3,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,189,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,866 |
| Cash dividends | $816,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,189,000 | 3,360 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 3,400 |
| Total interest expense | $1,507,000 | 3,030 |
| Net interest income | $2,649,000 | 3,537 |
| Provision for loan and lease losses | $350,000 | 1,581 |
| Total noninterest income | $468,000 | 3,893 |
| Gross Fiduciary activities income | $88,000 | 844 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $181,000 | 4,211 |
| Total noninterest expense | $1,968,000 | 3,747 |
| Salaries and employee benefits | $1,160,000 | 3,461 |
| Premises and equipment expense | $251,000 | 4,030 |
| Additional noninterest expense | $557,000 | 3,914 |
| Pre-tax net operating income | $799,000 | 4,060 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $768,000 | 3,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $768,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 847 |
| Cash dividends | $308,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $768,000 | 3,422 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 3,370 |
| Total interest expense | $777,000 | 3,012 |
| Net interest income | $1,336,000 | 3,500 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $50,000 | 815 |
| Service charges on deposit accounts | $94,000 | 3,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 4,363 |
| Total noninterest expense | $919,000 | 3,933 |
| Salaries and employee benefits | $539,000 | 3,664 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $295,000 | 3,698 |
| Pre-tax net operating income | $565,000 | 3,213 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $543,000 | 2,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,083 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $543,000 | 2,627 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,498,000 | 3,153 |
| Total interest expense | $3,525,000 | 3,073 |
| Net interest income | $5,973,000 | 3,147 |
| Provision for loan and lease losses | $525,000 | 2,307 |
| Total noninterest income | $911,000 | 3,678 |
| Gross Fiduciary activities income | $168,000 | 888 |
| Service charges on deposit accounts | $411,000 | 3,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $332,000 | 4,044 |
| Total noninterest expense | $3,649,000 | 3,819 |
| Salaries and employee benefits | $2,275,000 | 3,370 |
| Premises and equipment expense | $290,000 | 5,685 |
| Additional noninterest expense | $1,084,000 | 3,931 |
| Pre-tax net operating income | $2,710,000 | 2,710 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $104,000 | 5,932 |
| Income before extraordinary items | $2,633,000 | 2,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,633,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,516 |
| Cash dividends | $1,343,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,607,080 | 2,204 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,612,000 | 3,148 |
| Total interest expense | $5,001,000 | 3,152 |
| Net interest income | $5,611,000 | 3,123 |
| Provision for loan and lease losses | $313,000 | 3,112 |
| Total noninterest income | $651,000 | 4,377 |
| Gross Fiduciary activities income | $132,000 | 928 |
| Service charges on deposit accounts | $361,000 | 3,682 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $3,588,000 | 3,749 |
| Salaries and employee benefits | $2,283,000 | 3,212 |
| Premises and equipment expense | $294,000 | 5,581 |
| Additional noninterest expense | $1,011,000 | 4,037 |
| Pre-tax net operating income | $2,361,000 | 2,792 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $99,000 | 6,018 |
| Income before extraordinary items | $2,262,000 | 2,275 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,262,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,928 |
| Cash dividends | $1,163,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,262,000 | 2,212 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,383,000 | 3,302 |
| Total interest expense | $5,186,000 | 3,204 |
| Net interest income | $5,197,000 | 3,350 |
| Provision for loan and lease losses | $363,000 | 2,469 |
| Total noninterest income | $564,000 | 4,576 |
| Gross Fiduciary activities income | $90,000 | 960 |
| Service charges on deposit accounts | $280,000 | 4,245 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $194,000 | 4,870 |
| Total noninterest expense | $3,403,000 | 3,807 |
| Salaries and employee benefits | $2,031,000 | 3,415 |
| Premises and equipment expense | $260,000 | 5,908 |
| Additional noninterest expense | $1,112,000 | 3,670 |
| Pre-tax net operating income | $1,995,000 | 3,331 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $67,000 | 6,976 |
| Income before extraordinary items | $1,926,000 | 2,652 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,926,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,376 |
| Cash dividends | $878,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,927,940 | 2,648 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 3,431 |
| Total interest expense | $4,762,000 | 3,065 |
| Net interest income | $4,564,000 | 3,739 |
| Provision for loan and lease losses | $825,000 | 1,161 |
| Total noninterest income | $549,000 | 4,689 |
| Gross Fiduciary activities income | $71,000 | 1,043 |
| Service charges on deposit accounts | $300,000 | 3,989 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $178,000 | 5,203 |
| Total noninterest expense | $3,342,000 | 3,855 |
| Salaries and employee benefits | $2,018,000 | 3,414 |
| Premises and equipment expense | $298,000 | 5,484 |
| Additional noninterest expense | $1,026,000 | 3,934 |
| Pre-tax net operating income | $946,000 | 5,469 |
| Securities gains (losses) | $37,000 | 1,107 |
| Applicable income taxes | $-4,000 | 9,629 |
| Income before extraordinary items | $987,000 | 4,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $987,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $859,000 | 791 |
| Cash dividends | $646,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $950,000 | 4,540 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 3,342 |
| Total interest expense | $4,855,000 | 3,085 |
| Net interest income | $4,797,000 | 3,540 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $530,000 | 4,776 |
| Gross Fiduciary activities income | $63,000 | 1,079 |
| Service charges on deposit accounts | $314,000 | 3,803 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $153,000 | 5,630 |
| Total noninterest expense | $3,152,000 | 3,938 |
| Salaries and employee benefits | $2,004,000 | 3,328 |
| Premises and equipment expense | $321,000 | 5,170 |
| Additional noninterest expense | $827,000 | 4,574 |
| Pre-tax net operating income | $1,875,000 | 3,517 |
| Securities gains (losses) | $52,000 | 1,697 |
| Applicable income taxes | $85,000 | 7,751 |
| Income before extraordinary items | $1,842,000 | 2,746 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,842,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,487 |
| Cash dividends | $1,578,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,792,080 | 2,725 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,351,000 | 3,457 |
| Total interest expense | $4,498,000 | 3,297 |
| Net interest income | $4,853,000 | 3,591 |
| Provision for loan and lease losses | $450,000 | 1,925 |
| Total noninterest income | $564,000 | 4,608 |
| Gross Fiduciary activities income | $55,000 | 1,159 |
| Service charges on deposit accounts | $334,000 | 3,749 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $2,938,000 | 4,170 |
| Salaries and employee benefits | $1,800,000 | 3,638 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $824,000 | 4,622 |
| Pre-tax net operating income | $2,029,000 | 3,486 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $488,000 | 4,282 |
| Income before extraordinary items | $1,541,000 | 3,287 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,541,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,447 |
| Cash dividends | $787,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,541,000 | 3,209 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,580,000 | 3,778 |
| Total interest expense | $4,379,000 | 3,402 |
| Net interest income | $4,201,000 | 4,141 |
| Provision for loan and lease losses | $895,000 | 1,110 |
| Total noninterest income | $597,000 | 4,587 |
| Gross Fiduciary activities income | $62,000 | 1,191 |
| Service charges on deposit accounts | $338,000 | 3,867 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $197,000 | 5,206 |
| Total noninterest expense | $2,877,000 | 4,433 |
| Salaries and employee benefits | $1,791,000 | 3,690 |
| Premises and equipment expense | $328,000 | 5,249 |
| Additional noninterest expense | $758,000 | 5,412 |
| Pre-tax net operating income | $1,026,000 | 5,638 |
| Securities gains (losses) | $256,000 | 608 |
| Applicable income taxes | $439,000 | 4,584 |
| Income before extraordinary items | $843,000 | 5,102 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $843,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,384 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $674,040 | 5,814 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,373,000 | 3,860 |
| Total interest expense | $4,285,000 | 3,475 |
| Net interest income | $4,088,000 | 4,230 |
| Provision for loan and lease losses | $450,000 | 1,710 |
| Total noninterest income | $723,000 | 3,980 |
| Gross Fiduciary activities income | $62,000 | 1,255 |
| Service charges on deposit accounts | $338,000 | 3,889 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $323,000 | 3,831 |
| Total noninterest expense | $2,846,000 | 4,476 |
| Salaries and employee benefits | $1,780,000 | 3,687 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $730,000 | 5,655 |
| Pre-tax net operating income | $1,515,000 | 4,423 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $545,000 | 3,939 |
| Income before extraordinary items | $940,000 | 4,823 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $940,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,492 |
| Cash dividends | $207,000 | 5,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $959,200 | 4,741 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 3,902 |
| Total interest expense | $3,307,000 | 3,625 |
| Net interest income | $4,327,000 | 4,068 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $497,000 | 5,314 |
| Gross Fiduciary activities income | $65,000 | 1,262 |
| Service charges on deposit accounts | $326,000 | 4,074 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $2,983,000 | 4,436 |
| Salaries and employee benefits | $1,675,000 | 3,881 |
| Premises and equipment expense | $350,000 | 5,081 |
| Additional noninterest expense | $958,000 | 4,890 |
| Pre-tax net operating income | $1,591,000 | 4,198 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $547,000 | 3,785 |
| Income before extraordinary items | $1,031,000 | 4,426 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,031,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,843 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,039,450 | 4,446 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 4,185 |
| Total interest expense | $3,349,000 | 3,745 |
| Net interest income | $3,893,000 | 4,519 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $537,000 | 5,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $2,785,000 | 4,812 |
| Salaries and employee benefits | $1,581,000 | 4,079 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $914,000 | 5,299 |
| Pre-tax net operating income | $1,495,000 | 4,332 |
| Securities gains (losses) | $149,000 | 1,986 |
| Applicable income taxes | $642,000 | 3,382 |
| Income before extraordinary items | $1,002,000 | 4,699 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,002,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,986 |
| Cash dividends | $198,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $906,640 | 4,841 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,557,000 | 4,514 |
| Total interest expense | $3,771,000 | 4,276 |
| Net interest income | $3,786,000 | 4,676 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $380,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $2,399,000 | 5,494 |
| Salaries and employee benefits | $1,416,000 | 4,453 |
| Premises and equipment expense | $217,000 | 7,459 |
| Additional noninterest expense | $766,000 | 6,306 |
| Pre-tax net operating income | $1,592,000 | 3,826 |
| Securities gains (losses) | $85,000 | 3,276 |
| Applicable income taxes | $591,000 | 3,473 |
| Income before extraordinary items | $1,086,000 | 4,174 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,086,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $199,000 | 5,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,030,750 | 4,065 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.