Home > First National Bank and Trust > Net charge- offs to loans
First National Bank and Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0632% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.5599% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 2,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 4,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.7637% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2065% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2541% | 4,604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2282% | 1,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0372% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 4,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1221% | 4,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1279% | 4,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0711% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0744% | 1,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1527% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 3,824 |
| Percentage Net Loans Charged-off:Construction & development | -2.0138% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6968% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0918% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1850% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0869% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,608 |
| Percentage Net Loans Charged-off:Construction & development | -1.5549% | 4,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9513% | 4,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2424% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1558% | 1,618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3880% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | -2.8662% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3864% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3724% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3367% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3257% | 4,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,112 |
| Percentage Net Loans Charged-off:Construction & development | -5.3215% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6135% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4258% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4481% | 837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0617% | 4,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2656% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4005% | 4,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4209% | 4,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0418% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 4,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5196% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5457% | 4,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0551% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1232% | 4,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,453 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6517% | 4,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4101% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7054% | 4,606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1003% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 4,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2697% | 4,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1922% | 4,721 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2525% | 4,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.5192% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7548% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2726% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0077% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3376% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2488% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 885 |
| Percentage Net Loans Charged-off:Construction & development | -0.6650% | 4,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8384% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3097% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0801% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3794% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.9360% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7694% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1740% | 2,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1829% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 3,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3795% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3995% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | -0.5109% | 4,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8534% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8448% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7840% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8479% | 882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.7207% | 4,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1904% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6143% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0665% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5920% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2344% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,285 |
| Percentage Net Loans Charged-off:Construction & development | -1.0695% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8090% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7497% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6097% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7077% | 941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4441% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4068% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8205% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3873% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | -0.3441% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2004% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1999% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2004% | 2,341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.6053% | 4,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 4,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0903% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2668% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0813% | 2,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.9063% | 4,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1352% | 4,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1167% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3916% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 2,221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0223% | 4,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2356% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7813% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2894% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 1,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.3216% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 4,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0303% | 4,897 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9395% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0854% | 5,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 4,498 |
| Percentage Net Loans Charged-off:Construction & development | -0.4218% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2508% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0715% | 4,911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1629% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8904% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0646% | 2,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 4,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3020% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 5,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 5,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 4,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2067% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1898% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2077% | 2,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4426% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 5,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0617% | 5,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0629% | 5,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 4,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3195% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2556% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3525% | 1,824 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 4,977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0362% | 5,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0922% | 5,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0941% | 5,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 4,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3899% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2894% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0498% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0843% | 5,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2167% | 5,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2209% | 5,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0843% | 5,021 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7952% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0445% | 4,833 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0092% | 5,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 5,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4292% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1364% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5763% | 1,176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1776% | 2,641 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0895% | 5,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 3,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 2,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0440% | 4,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2811% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5127% | 1,168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3271% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0100% | 5,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1273% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3861% | 1,147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,297 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 5,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 4,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1699% | 5,386 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7612% | 1,161 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1349% | 5,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 3,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 3,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0966% | 5,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1501% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3848% | 1,226 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2401% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 5,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1710% | 5,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4846% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5205% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6012% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1983% | 5,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6063% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3955% | 1,206 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7225% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3212% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2132% | 5,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9608% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7859% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2424% | 161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 3,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 2,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.3730% | 5,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5965% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1210% | 5,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9435% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5595% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9675% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1050% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 2,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.5191% | 5,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8519% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1700% | 5,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5606% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5959% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1350% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 6,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.8204% | 6,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1036% | 5,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5160% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5493% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2013% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1252% | 5,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1805% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1922% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0566% | 6,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 4,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0352% | 4,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7474% | 6,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1779% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7743% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2038% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0065% | 1,639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1996% | 6,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 3,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3208% | 6,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3930% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0518% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3511% | 2,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2287% | 7,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 4,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 3,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 3,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6625% | 6,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4047% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0000% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3038% | 2,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0070% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4524% | 7,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 3,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1217% | 6,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7290% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0363% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5172% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 5,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 4,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3224% | 2,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3390% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4875% | 6,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6457% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4016% | 1,399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6298% | 2,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0069% | 1,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1794% | 4,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 3,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4450% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4682% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 2,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7139% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8155% | 1,418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6947% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0139% | 1,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2291% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2647% | 3,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7226% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7614% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1718% | 6,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1328% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2491% | 1,419 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0446% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0279% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4157% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5430% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4881% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5718% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1675% | 6,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7329% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8403% | 1,403 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3908% | 797 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0413% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1453% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 5,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1628% | 3,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 3,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2244% | 7,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7923% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2090% | 1,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1489% | 1,483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 4,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 4,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 2,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2550% | 2,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2437% | 7,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9307% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2548% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 4,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 3,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 3,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2807% | 7,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6828% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2506% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 3,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 2,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 2,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1389% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0523% | 3,819 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8466% | 1,497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4520% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6566% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 4,756 |
| Percentage Net Loans Charged-off:Construction & development | 1.1067% | 2,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 7,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1564% | 5,837 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 7,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5005% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4557% | 4,225 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3112% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1241% | 1,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2915% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1425% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | 1.4305% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0344% | 7,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2107% | 5,870 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 7,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1115% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4526% | 3,877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2987% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0752% | 6,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 3,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 7,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3202% | 5,923 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 7,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1186% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7904% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9126% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3231% | 6,998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 7,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0348% | 7,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6457% | 5,925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3939% | 7,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7467% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0299% | 6,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7972% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6117% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 5.4132% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0332% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 7,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3177% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 7,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3488% | 3,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5601% | 3,500 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3304% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0500% | 6,904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1604% | 8,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 7,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 7,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2117% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 7,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1066% | 7,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2319% | 7,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2195% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0523% | 6,903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2214% | 8,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 7,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0701% | 8,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0741% | 8,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6543% | 7,980 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2932% | 7,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3122% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0499% | 6,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3582% | 8,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3080% | 8,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1062% | 7,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0571% | 6,930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1522% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2350% | 7,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3122% | 8,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1619% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2043% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2193% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1110% | 7,444 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3651% | 8,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2392% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0632% | 7,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 7,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 7,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4995% | 8,045 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2840% | 1,819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0465% | 7,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0358% | 7,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2795% | 7,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 6,994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 7,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1925% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5171% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4184% | 7,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0422% | 7,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 5,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2862% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7313% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2611% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4679% | 8,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3061% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2120% | 1,890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0170% | 6,953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1263% | 8,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1063% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0416% | 8,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5727% | 8,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8898% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3288% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0262% | 6,984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1776% | 8,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 7,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 8,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 8,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9545% | 8,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2149% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6633% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0362% | 7,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2861% | 8,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 8,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0511% | 8,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0539% | 8,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8522% | 8,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3914% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6312% | 7,587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1941% | 8,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 7,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 8,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 8,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5233% | 8,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4393% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1918% | 1,302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8052% | 7,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2751% | 8,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 7,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0615% | 8,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0648% | 8,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4099% | 7,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8033% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3002% | 2,009 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1505% | 7,641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1526% | 8,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5325% | 8,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3672% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6359% | 2,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0411% | 7,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2355% | 2,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 3,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5347% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0896% | 6,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3085% | 1,577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0528% | 1,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3451% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3581% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0677% | 7,962 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0773% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 3,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0869% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2389% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1016% | 5,148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1265% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0328% | 7,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1638% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1736% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1229% | 7,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1518% | 7,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0483% | 7,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3769% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 3,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5677% | 3,916 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0646% | 1,154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6284% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4053% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1129% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1323% | 7,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2955% | 4,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8291% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1362% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3984% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4197% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9892% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6131% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3934% | 1,524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2221% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7312% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1816% | 8,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4333% | 8,611 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3669% | 2,730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7134% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3246% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4592% | 8,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4927% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5344% | 1,455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6943% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2213% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2330% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5916% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5844% | 3,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1410% | 1,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5634% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0889% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5052% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6094% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7294% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6523% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2549% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 7,825 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |