First National Bank and Trust Company of Newtown, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,353,0001,205
Total interest expense$1,250,0003,512
Net interest income$35,103,000910
Provision for loan and lease losses$-78,0004,307
Total noninterest income$8,101,000868
Gross Fiduciary activities income$3,942,000293
Service charges on deposit accounts$462,0001,736
Trading account gains and feesNANA
Additional Noninterest Income$3,697,0001,094
Total noninterest expense$22,478,0001,094
Salaries and employee benefits$13,292,0001,063
Premises and equipment expense$3,193,000812
Additional noninterest expense$3,697,0001,094
Pre-tax net operating income$20,804,000666
Securities gains (losses)$-940,0004,283
Applicable income taxes$3,678,000660
Income before extraordinary items$16,186,000686
Extraordinary gains, net$054
Net income$16,186,000697
Minority interest net income$088
Net income of bank and minority interests.$16,186,000689
Net charge-offs$-623,0004,552
Cash dividends$7,057,000621
Sale, conversion, retirement of capital stock, net$0540
Net operating income$16,947,400675
2023-09-30 (YTD Data)Rank
Total interest income$27,779,0001,166
Total interest expense$832,0003,539
Net interest income$26,947,000891
Provision for loan and lease losses$16,0002,868
Total noninterest income$5,527,000931
Gross Fiduciary activities income$2,922,000292
Service charges on deposit accounts$350,0001,723
Trading account gains and feesNANA
Additional Noninterest Income$2,255,0001,262
Total noninterest expense$16,530,0001,110
Salaries and employee benefits$10,051,0001,065
Premises and equipment expense$2,397,000813
Additional noninterest expense$2,255,0001,262
Pre-tax net operating income$15,928,000678
Securities gains (losses)$0849
Applicable income taxes$2,978,000650
Income before extraordinary items$12,950,000670
Extraordinary gains, net$052
Net income$12,950,000674
Minority interest net income$081
Net income of bank and minority interests.$12,950,000670
Net charge-offs$-623,0004,576
Cash dividends$3,046,000872
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,950,000681
2023-06-30 (YTD Data)Rank
Total interest income$18,831,0001,126
Total interest expense$563,0003,397
Net interest income$18,268,000882
Provision for loan and lease losses$396,000891
Total noninterest income$3,690,000885
Gross Fiduciary activities income$1,966,000286
Service charges on deposit accounts$230,0001,725
Trading account gains and feesNANA
Additional Noninterest Income$1,494,0001,188
Total noninterest expense$10,988,0001,108
Salaries and employee benefits$6,481,0001,085
Premises and equipment expense$1,627,000797
Additional noninterest expense$1,494,0001,187
Pre-tax net operating income$10,574,000669
Securities gains (losses)$0938
Applicable income taxes$1,983,000665
Income before extraordinary items$8,591,000679
Extraordinary gains, net$051
Net income$8,591,000690
Minority interest net income$081
Net income of bank and minority interests.$8,591,000679
Net charge-offs$-622,0004,618
Cash dividends$1,866,000941
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,591,000686
2023-03-31 (YTD Data)Rank
Total interest income$9,514,0001,104
Total interest expense$271,0003,273
Net interest income$9,243,000887
Provision for loan and lease losses$02,612
Total noninterest income$1,874,000873
Gross Fiduciary activities income$1,025,000295
Service charges on deposit accounts$116,0001,738
Trading account gains and feesNANA
Additional Noninterest Income$733,0001,190
Total noninterest expense$5,244,0001,170
Salaries and employee benefits$3,151,0001,131
Premises and equipment expense$752,000880
Additional noninterest expense$733,0001,190
Pre-tax net operating income$5,873,000637
Securities gains (losses)$0950
Applicable income taxes$1,113,000629
Income before extraordinary items$4,760,000642
Extraordinary gains, net$04
Net income$4,760,000641
Minority interest net income$048
Net income of bank and minority interests.$4,760,000641
Net charge-offs$-622,0004,654
Cash dividends$684,0001,057
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,760,000653
2022-12-31 (YTD Data)Rank
Total interest income$32,829,0001,061
Total interest expense$1,090,0002,298
Net interest income$31,739,000976
Provision for loan and lease losses$636,0001,072
Total noninterest income$8,963,000815
Gross Fiduciary activities income$3,864,000304
Service charges on deposit accounts$466,0001,766
Trading account gains and feesNANA
Additional Noninterest Income$4,633,000957
Total noninterest expense$21,769,0001,108
Salaries and employee benefits$12,252,0001,124
Premises and equipment expense$3,079,000842
Additional noninterest expense$4,633,000957
Pre-tax net operating income$18,297,000807
Securities gains (losses)$-527,0004,339
Applicable income taxes$2,906,000846
Income before extraordinary items$14,864,000797
Extraordinary gains, net$05
Net income$14,864,000798
Minority interest net income$063
Net income of bank and minority interests.$14,864,000798
Net charge-offs$02,620
Cash dividends$4,048,000921
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,306,680794
2022-09-30 (YTD Data)Rank
Total interest income$23,261,0001,073
Total interest expense$811,0002,023
Net interest income$22,450,0001,018
Provision for loan and lease losses$441,0001,046
Total noninterest income$6,275,000868
Gross Fiduciary activities income$3,023,000296
Service charges on deposit accounts$344,0001,788
Trading account gains and feesNANA
Additional Noninterest Income$2,908,0001,094
Total noninterest expense$16,117,0001,125
Salaries and employee benefits$8,972,0001,147
Premises and equipment expense$2,223,000869
Additional noninterest expense$2,908,0001,094
Pre-tax net operating income$12,167,000879
Securities gains (losses)$38,000270
Applicable income taxes$2,080,000873
Income before extraordinary items$10,125,000889
Extraordinary gains, net$04
Net income$10,125,000889
Minority interest net income$057
Net income of bank and minority interests.$10,125,000889
Net charge-offs$-2,0003,205
Cash dividends$2,517,000952
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,093,460905
2022-06-30 (YTD Data)Rank
Total interest income$14,422,0001,098
Total interest expense$540,0001,858
Net interest income$13,882,0001,057
Provision for loan and lease losses$401,000780
Total noninterest income$4,449,000825
Gross Fiduciary activities income$2,129,000255
Service charges on deposit accounts$224,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$2,096,0001,067
Total noninterest expense$10,607,0001,124
Salaries and employee benefits$5,844,0001,155
Premises and equipment expense$1,508,000843
Additional noninterest expense$3,255,0001,093
Pre-tax net operating income$7,323,000912
Securities gains (losses)$38,000246
Applicable income taxes$1,177,000910
Income before extraordinary items$6,184,000883
Extraordinary gains, net$04
Net income$6,184,000883
Minority interest net income$060
Net income of bank and minority interests.$6,184,000883
Net charge-offs$-1,0002,999
Cash dividends$1,831,000896
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,152,080901
2022-03-31 (YTD Data)Rank
Total interest income$6,996,0001,099
Total interest expense$267,0001,837
Net interest income$6,729,0001,056
Provision for loan and lease losses$28,0001,685
Total noninterest income$2,032,000878
Gross Fiduciary activities income$1,187,000247
Service charges on deposit accounts$113,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$732,0001,335
Total noninterest expense$5,023,0001,167
Salaries and employee benefits$3,007,0001,136
Premises and equipment expense$749,000857
Additional noninterest expense$1,267,0001,319
Pre-tax net operating income$3,710,000873
Securities gains (losses)$68,000168
Applicable income taxes$666,000826
Income before extraordinary items$3,112,000864
Extraordinary gains, net$04
Net income$3,112,000863
Minority interest net income$050
Net income of bank and minority interests.$3,112,000864
Net charge-offs$01,838
Cash dividends$645,0001,020
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,056,240888
2021-12-31 (YTD Data)Rank
Total interest income$27,615,0001,127
Total interest expense$1,001,0002,211
Net interest income$26,614,0001,074
Provision for loan and lease losses$-1,0004,127
Total noninterest income$7,225,0001,043
Gross Fiduciary activities income$3,751,000273
Service charges on deposit accounts$418,0001,808
Trading account gains and feesNANA
Additional Noninterest Income$3,056,0001,471
Total noninterest expense$21,870,0001,091
Salaries and employee benefits$12,479,0001,090
Premises and equipment expense$3,079,000839
Additional noninterest expense$6,312,0001,107
Pre-tax net operating income$11,970,0001,127
Securities gains (losses)$241,000541
Applicable income taxes$2,038,0001,086
Income before extraordinary items$10,173,0001,137
Extraordinary gains, net$010
Net income$10,173,0001,137
Minority interest net income$074
Net income of bank and minority interests.$10,173,0001,137
Net charge-offs$-2,0003,330
Cash dividends$4,137,000919
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,972,9701,139
2021-09-30 (YTD Data)Rank
Total interest income$20,400,0001,164
Total interest expense$737,0002,329
Net interest income$19,663,0001,102
Provision for loan and lease losses$-168,0004,422
Total noninterest income$5,423,0001,064
Gross Fiduciary activities income$2,854,000269
Service charges on deposit accounts$304,0001,842
Trading account gains and feesNANA
Additional Noninterest Income$2,265,0001,541
Total noninterest expense$16,339,0001,101
Salaries and employee benefits$9,090,0001,123
Premises and equipment expense$2,341,000846
Additional noninterest expense$4,908,0001,071
Pre-tax net operating income$8,915,0001,177
Securities gains (losses)$218,000532
Applicable income taxes$1,515,0001,143
Income before extraordinary items$7,618,0001,181
Extraordinary gains, net$08
Net income$7,618,0001,181
Minority interest net income$069
Net income of bank and minority interests.$7,618,0001,182
Net charge-offs$-2,0003,208
Cash dividends$2,649,000947
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,437,0601,182
2021-06-30 (YTD Data)Rank
Total interest income$13,225,0001,192
Total interest expense$482,0002,431
Net interest income$12,743,0001,122
Provision for loan and lease losses$-200,0004,536
Total noninterest income$3,599,0001,062
Gross Fiduciary activities income$1,915,000265
Service charges on deposit accounts$200,0001,798
Trading account gains and feesNANA
Additional Noninterest Income$1,484,0001,525
Total noninterest expense$10,862,0001,099
Salaries and employee benefits$5,866,0001,147
Premises and equipment expense$1,618,000821
Additional noninterest expense$3,378,0001,048
Pre-tax net operating income$5,680,0001,194
Securities gains (losses)$2,0001,698
Applicable income taxes$917,0001,215
Income before extraordinary items$4,765,0001,226
Extraordinary gains, net$06
Net income$4,765,0001,227
Minority interest net income$067
Net income of bank and minority interests.$4,765,0001,227
Net charge-offs$-1,0003,056
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,763,3201,198
2021-03-31 (YTD Data)Rank
Total interest income$6,580,0001,210
Total interest expense$235,0002,525
Net interest income$6,345,0001,121
Provision for loan and lease losses$-124,0004,673
Total noninterest income$1,777,0001,075
Gross Fiduciary activities income$983,000261
Service charges on deposit accounts$105,0001,730
Trading account gains and feesNANA
Additional Noninterest Income$689,0001,599
Total noninterest expense$5,578,0001,055
Salaries and employee benefits$2,910,0001,146
Premises and equipment expense$834,000803
Additional noninterest expense$1,834,000972
Pre-tax net operating income$2,668,0001,247
Securities gains (losses)$2,0001,277
Applicable income taxes$424,0001,261
Income before extraordinary items$2,246,0001,277
Extraordinary gains, net$03
Net income$2,246,0001,277
Minority interest net income$055
Net income of bank and minority interests.$2,246,0001,277
Net charge-offs$01,930
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,244,3201,250
2020-12-31 (YTD Data)Rank
Total interest income$26,922,0001,164
Total interest expense$903,0003,094
Net interest income$26,019,0001,032
Provision for loan and lease losses$838,0001,793
Total noninterest income$6,488,0001,073
Gross Fiduciary activities income$3,430,000264
Service charges on deposit accounts$339,0002,098
Trading account gains and feesNANA
Additional Noninterest Income$2,719,0001,521
Total noninterest expense$20,458,0001,106
Salaries and employee benefits$11,998,0001,075
Premises and equipment expense$2,921,000878
Additional noninterest expense$5,539,0001,165
Pre-tax net operating income$11,211,000965
Securities gains (losses)$379,000713
Applicable income taxes$1,845,000985
Income before extraordinary items$9,745,000984
Extraordinary gains, net$04
Net income$9,745,000984
Minority interest net income$072
Net income of bank and minority interests.$9,745,000984
Net charge-offs$-2,0003,992
Cash dividends$3,544,000983
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,426,640975
2020-09-30 (YTD Data)Rank
Total interest income$20,301,0001,156
Total interest expense$671,0003,187
Net interest income$19,630,0001,021
Provision for loan and lease losses$841,0001,510
Total noninterest income$4,740,0001,057
Gross Fiduciary activities income$2,536,000263
Service charges on deposit accounts$231,0002,203
Trading account gains and feesNANA
Additional Noninterest Income$1,973,0001,507
Total noninterest expense$14,757,0001,118
Salaries and employee benefits$8,643,0001,088
Premises and equipment expense$2,220,000862
Additional noninterest expense$3,894,0001,209
Pre-tax net operating income$8,772,000898
Securities gains (losses)$377,000594
Applicable income taxes$1,464,000919
Income before extraordinary items$7,685,000895
Extraordinary gains, net$04
Net income$7,685,000895
Minority interest net income$065
Net income of bank and minority interests.$7,685,000895
Net charge-offs$-2,0003,908
Cash dividends$2,557,000902
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,368,320904
2020-06-30 (YTD Data)Rank
Total interest income$13,473,0001,173
Total interest expense$439,0003,313
Net interest income$13,034,0001,025
Provision for loan and lease losses$387,0001,830
Total noninterest income$3,113,0001,014
Gross Fiduciary activities income$1,686,000266
Service charges on deposit accounts$171,0002,105
Trading account gains and feesNANA
Additional Noninterest Income$1,256,0001,474
Total noninterest expense$9,944,0001,103
Salaries and employee benefits$5,839,0001,070
Premises and equipment expense$1,437,000883
Additional noninterest expense$2,668,0001,172
Pre-tax net operating income$5,816,000838
Securities gains (losses)$377,000453
Applicable income taxes$989,000838
Income before extraordinary items$5,204,000824
Extraordinary gains, net$04
Net income$5,204,000824
Minority interest net income$065
Net income of bank and minority interests.$5,204,000824
Net charge-offs$03,033
Cash dividends$1,806,000870
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,887,320840
2020-03-31 (YTD Data)Rank
Total interest income$6,967,0001,144
Total interest expense$215,0003,497
Net interest income$6,752,000980
Provision for loan and lease losses$405,0001,000
Total noninterest income$1,635,000932
Gross Fiduciary activities income$877,000262
Service charges on deposit accounts$132,0001,787
Trading account gains and feesNANA
Additional Noninterest Income$626,0001,318
Total noninterest expense$4,927,0001,115
Salaries and employee benefits$2,899,0001,089
Premises and equipment expense$681,000934
Additional noninterest expense$1,347,0001,185
Pre-tax net operating income$3,055,000725
Securities gains (losses)$328,000262
Applicable income taxes$564,000673
Income before extraordinary items$2,819,000695
Extraordinary gains, net$04
Net income$2,819,000695
Minority interest net income$056
Net income of bank and minority interests.$2,819,000695
Net charge-offs$02,581
Cash dividends$1,153,000739
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,546,760737
2019-12-31 (YTD Data)Rank
Total interest income$28,740,0001,124
Total interest expense$883,0003,469
Net interest income$27,857,000959
Provision for loan and lease losses$-54,0004,961
Total noninterest income$6,767,000920
Gross Fiduciary activities income$3,452,000263
Service charges on deposit accounts$584,0001,709
Trading account gains and feesNANA
Additional Noninterest Income$2,731,0001,279
Total noninterest expense$21,287,0001,037
Salaries and employee benefits$12,354,0001,010
Premises and equipment expense$3,060,000834
Additional noninterest expense$5,873,0001,106
Pre-tax net operating income$13,391,000820
Securities gains (losses)$121,000830
Applicable income taxes$2,168,000851
Income before extraordinary items$11,344,000845
Extraordinary gains, net$011
Net income$11,344,000846
Minority interest net income$076
Net income of bank and minority interests.$11,344,000846
Net charge-offs$-16,0004,554
Cash dividends$4,888,000817
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,242,360829
2019-09-30 (YTD Data)Rank
Total interest income$21,662,0001,124
Total interest expense$673,0003,480
Net interest income$20,989,000959
Provision for loan and lease losses$-95,0005,102
Total noninterest income$5,123,000913
Gross Fiduciary activities income$2,654,000260
Service charges on deposit accounts$438,0001,714
Trading account gains and feesNANA
Additional Noninterest Income$2,031,0001,274
Total noninterest expense$15,037,0001,084
Salaries and employee benefits$8,799,0001,059
Premises and equipment expense$2,269,000849
Additional noninterest expense$3,969,0001,184
Pre-tax net operating income$11,170,000770
Securities gains (losses)$70,000939
Applicable income taxes$1,833,000813
Income before extraordinary items$9,407,000781
Extraordinary gains, net$011
Net income$9,407,000782
Minority interest net income$072
Net income of bank and minority interests.$9,407,000782
Net charge-offs$-15,0004,529
Cash dividends$3,915,000728
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,348,200767
2019-06-30 (YTD Data)Rank
Total interest income$14,414,0001,116
Total interest expense$443,0003,482
Net interest income$13,971,000958
Provision for loan and lease losses$-26,0005,134
Total noninterest income$3,378,000902
Gross Fiduciary activities income$1,735,000262
Service charges on deposit accounts$289,0001,710
Trading account gains and feesNANA
Additional Noninterest Income$1,354,0001,241
Total noninterest expense$10,013,0001,081
Salaries and employee benefits$5,761,0001,068
Premises and equipment expense$1,494,000864
Additional noninterest expense$2,758,0001,163
Pre-tax net operating income$7,362,000748
Securities gains (losses)$-186,0005,240
Applicable income taxes$1,152,000831
Income before extraordinary items$6,024,000782
Extraordinary gains, net$011
Net income$6,024,000783
Minority interest net income$069
Net income of bank and minority interests.$6,024,000782
Net charge-offs$-14,0004,574
Cash dividends$2,780,000690
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,180,240753
2019-03-31 (YTD Data)Rank
Total interest income$7,008,0001,137
Total interest expense$222,0003,463
Net interest income$6,786,000984
Provision for loan and lease losses$-84,0005,258
Total noninterest income$1,671,000884
Gross Fiduciary activities income$882,000257
Service charges on deposit accounts$145,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$644,0001,237
Total noninterest expense$4,889,0001,094
Salaries and employee benefits$2,944,0001,050
Premises and equipment expense$802,000809
Additional noninterest expense$1,143,0001,353
Pre-tax net operating income$3,652,000743
Securities gains (losses)$-172,0005,318
Applicable income taxes$561,000834
Income before extraordinary items$2,919,000794
Extraordinary gains, net$05
Net income$2,919,000794
Minority interest net income$052
Net income of bank and minority interests.$2,919,000793
Net charge-offs$02,740
Cash dividends$1,142,000749
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,063,480746
2018-12-31 (YTD Data)Rank
Total interest income$27,542,0001,087
Total interest expense$953,0003,002
Net interest income$26,589,000983
Provision for loan and lease losses$1,886,000531
Total noninterest income$7,287,000859
Gross Fiduciary activities income$3,400,000261
Service charges on deposit accounts$586,0001,763
Trading account gains and feesNANA
Additional Noninterest Income$3,301,0001,065
Total noninterest expense$21,737,000997
Salaries and employee benefits$12,561,000972
Premises and equipment expense$2,843,000880
Additional noninterest expense$6,333,0001,042
Pre-tax net operating income$10,253,0001,015
Securities gains (losses)$-23,0004,639
Applicable income taxes$1,352,0001,135
Income before extraordinary items$8,878,0001,020
Extraordinary gains, net$06
Net income$8,878,0001,019
Minority interest net income$072
Net income of bank and minority interests.$8,878,0001,019
Net charge-offs$1,741,000398
Cash dividends$4,337,000818
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,898,0101,016
2018-09-30 (YTD Data)Rank
Total interest income$20,358,0001,086
Total interest expense$720,0002,919
Net interest income$19,638,000992
Provision for loan and lease losses$1,689,000439
Total noninterest income$5,690,000839
Gross Fiduciary activities income$2,624,000258
Service charges on deposit accounts$432,0001,809
Trading account gains and feesNANA
Additional Noninterest Income$2,634,0001,026
Total noninterest expense$16,034,0001,004
Salaries and employee benefits$9,197,000995
Premises and equipment expense$2,123,000877
Additional noninterest expense$4,714,0001,041
Pre-tax net operating income$7,605,0001,030
Securities gains (losses)$-23,0004,962
Applicable income taxes$969,0001,193
Income before extraordinary items$6,613,0001,022
Extraordinary gains, net$05
Net income$6,613,0001,021
Minority interest net income$066
Net income of bank and minority interests.$6,613,0001,021
Net charge-offs$1,741,000300
Cash dividends$2,872,000809
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,633,0101,014
2018-06-30 (YTD Data)Rank
Total interest income$13,286,0001,098
Total interest expense$483,0002,845
Net interest income$12,803,0001,011
Provision for loan and lease losses$462,000873
Total noninterest income$4,006,000807
Gross Fiduciary activities income$1,739,000260
Service charges on deposit accounts$282,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$1,985,000940
Total noninterest expense$10,808,000994
Salaries and employee benefits$6,130,0001,000
Premises and equipment expense$1,424,000877
Additional noninterest expense$3,254,0001,007
Pre-tax net operating income$5,539,000955
Securities gains (losses)$-18,0005,093
Applicable income taxes$715,0001,103
Income before extraordinary items$4,806,000945
Extraordinary gains, net$06
Net income$4,806,000943
Minority interest net income$065
Net income of bank and minority interests.$4,806,000944
Net charge-offs$662,000433
Cash dividends$2,250,000692
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,821,660934
2018-03-31 (YTD Data)Rank
Total interest income$6,537,0001,113
Total interest expense$238,0002,819
Net interest income$6,299,0001,020
Provision for loan and lease losses$555,000424
Total noninterest income$2,202,000734
Gross Fiduciary activities income$884,000260
Service charges on deposit accounts$141,0001,834
Trading account gains and feesNANA
Additional Noninterest Income$1,177,000814
Total noninterest expense$5,458,000997
Salaries and employee benefits$3,051,0001,014
Premises and equipment expense$737,000858
Additional noninterest expense$1,670,000973
Pre-tax net operating income$2,488,0001,014
Securities gains (losses)$0735
Applicable income taxes$240,0001,405
Income before extraordinary items$2,248,000973
Extraordinary gains, net$07
Net income$2,248,000972
Minority interest net income$052
Net income of bank and minority interests.$2,248,000973
Net charge-offs$662,000271
Cash dividends$1,126,000650
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,248,000963
2017-12-31 (YTD Data)Rank
Total interest income$25,148,0001,115
Total interest expense$1,027,0002,500
Net interest income$24,121,0001,037
Provision for loan and lease losses$1,383,000692
Total noninterest income$6,080,000962
Gross Fiduciary activities income$3,105,000272
Service charges on deposit accounts$595,0001,786
Trading account gains and fees$0151
Additional Noninterest Income$2,380,0001,369
Total noninterest expense$20,417,0001,037
Salaries and employee benefits$11,635,0001,020
Premises and equipment expense$2,762,000889
Additional noninterest expense$6,020,0001,074
Pre-tax net operating income$8,401,0001,137
Securities gains (losses)$35,0001,066
Applicable income taxes$3,812,000803
Income before extraordinary items$4,624,0001,434
Extraordinary gains, net$09
Net income$4,624,0001,433
Minority interest net income$076
Net income of bank and minority interests.$4,624,0001,434
Net charge-offs$1,138,000630
Cash dividends$2,811,0001,083
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,601,6001,419
2017-09-30 (YTD Data)Rank
Total interest income$18,643,0001,126
Total interest expense$783,0002,454
Net interest income$17,860,0001,049
Provision for loan and lease losses$1,364,000546
Total noninterest income$4,564,000976
Gross Fiduciary activities income$2,354,000268
Service charges on deposit accounts$452,0001,777
Trading account gains and fees$0145
Additional Noninterest Income$1,758,0001,393
Total noninterest expense$15,584,0001,025
Salaries and employee benefits$9,007,000996
Premises and equipment expense$2,043,000906
Additional noninterest expense$4,534,0001,070
Pre-tax net operating income$5,476,0001,283
Securities gains (losses)$26,0001,206
Applicable income taxes$1,162,0001,330
Income before extraordinary items$4,340,0001,288
Extraordinary gains, net$09
Net income$4,340,0001,288
Minority interest net income$071
Net income of bank and minority interests.$4,340,0001,288
Net charge-offs$1,138,000457
Cash dividends$2,836,000807
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,319,4601,275
2017-06-30 (YTD Data)Rank
Total interest income$12,289,0001,128
Total interest expense$534,0002,366
Net interest income$11,755,0001,059
Provision for loan and lease losses$135,0001,938
Total noninterest income$3,004,000988
Gross Fiduciary activities income$1,547,000269
Service charges on deposit accounts$305,0001,742
Trading account gains and fees$0139
Additional Noninterest Income$1,152,0001,412
Total noninterest expense$10,406,0001,031
Salaries and employee benefits$6,010,0001,003
Premises and equipment expense$1,391,000889
Additional noninterest expense$3,005,0001,088
Pre-tax net operating income$4,218,0001,140
Securities gains (losses)$37,000759
Applicable income taxes$999,0001,103
Income before extraordinary items$3,256,0001,168
Extraordinary gains, net$011
Net income$3,256,0001,168
Minority interest net income$071
Net income of bank and minority interests.$3,256,0001,168
Net charge-offs$03,512
Cash dividends$2,204,000699
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,227,5101,156
2017-03-31 (YTD Data)Rank
Total interest income$6,045,0001,134
Total interest expense$267,0002,352
Net interest income$5,778,0001,068
Provision for loan and lease losses$76,0001,677
Total noninterest income$1,471,000992
Gross Fiduciary activities income$785,000269
Service charges on deposit accounts$156,0001,699
Trading account gains and fees$0142
Additional Noninterest Income$530,0001,484
Total noninterest expense$4,964,0001,077
Salaries and employee benefits$2,921,0001,041
Premises and equipment expense$679,000917
Additional noninterest expense$1,364,0001,162
Pre-tax net operating income$2,209,0001,078
Securities gains (losses)$105,000231
Applicable income taxes$563,000992
Income before extraordinary items$1,751,0001,075
Extraordinary gains, net$08
Net income$1,751,0001,074
Minority interest net income$055
Net income of bank and minority interests.$1,751,0001,075
Net charge-offs$02,943
Cash dividends$1,105,000664
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,671,2001,100
2016-12-31 (YTD Data)Rank
Total interest income$23,649,0001,117
Total interest expense$1,108,0002,259
Net interest income$22,541,0001,052
Provision for loan and lease losses$83,0003,285
Total noninterest income$5,889,0001,023
Gross Fiduciary activities income$2,897,000268
Service charges on deposit accounts$624,0001,754
Trading account gains and fees$0170
Additional Noninterest Income$2,368,0001,422
Total noninterest expense$20,781,0001,022
Salaries and employee benefits$11,795,000994
Premises and equipment expense$2,844,000865
Additional noninterest expense$6,142,0001,074
Pre-tax net operating income$7,566,0001,161
Securities gains (losses)$789,000294
Applicable income taxes$2,024,0001,042
Income before extraordinary items$6,331,0001,142
Extraordinary gains, net$05
Net income$6,331,0001,141
Minority interest net income$082
Net income of bank and minority interests.$6,331,0001,141
Net charge-offs$823,000766
Cash dividends$5,287,000632
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,731,3601,211
2016-09-30 (YTD Data)Rank
Total interest income$17,752,0001,116
Total interest expense$827,0002,270
Net interest income$16,925,0001,057
Provision for loan and lease losses$-42,0005,680
Total noninterest income$4,474,0001,013
Gross Fiduciary activities income$2,203,000268
Service charges on deposit accounts$467,0001,763
Trading account gains and fees$0169
Additional Noninterest Income$1,804,0001,406
Total noninterest expense$15,471,0001,024
Salaries and employee benefits$8,706,0001,007
Premises and equipment expense$2,134,000872
Additional noninterest expense$4,631,0001,067
Pre-tax net operating income$5,970,0001,121
Securities gains (losses)$786,000261
Applicable income taxes$1,684,000993
Income before extraordinary items$5,072,0001,103
Extraordinary gains, net$05
Net income$5,072,0001,103
Minority interest net income$071
Net income of bank and minority interests.$5,072,0001,103
Net charge-offs$632,000664
Cash dividends$3,519,000672
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,482,5001,179
2016-06-30 (YTD Data)Rank
Total interest income$11,832,0001,121
Total interest expense$535,0002,321
Net interest income$11,297,0001,057
Provision for loan and lease losses$-15,0005,762
Total noninterest income$2,968,000998
Gross Fiduciary activities income$1,468,000271
Service charges on deposit accounts$309,0001,761
Trading account gains and fees$0157
Additional Noninterest Income$1,191,0001,381
Total noninterest expense$10,355,0001,013
Salaries and employee benefits$5,799,0001,003
Premises and equipment expense$1,471,000849
Additional noninterest expense$3,085,0001,063
Pre-tax net operating income$3,925,0001,123
Securities gains (losses)$568,000253
Applicable income taxes$1,121,000998
Income before extraordinary items$3,372,0001,090
Extraordinary gains, net$016
Net income$3,372,0001,089
Minority interest net income$071
Net income of bank and minority interests.$3,372,0001,089
Net charge-offs$586,000531
Cash dividends$1,898,000812
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,946,0001,176
2016-03-31 (YTD Data)Rank
Total interest income$5,844,0001,132
Total interest expense$264,0002,361
Net interest income$5,580,0001,065
Provision for loan and lease losses$-67,0005,965
Total noninterest income$1,471,000974
Gross Fiduciary activities income$747,000271
Service charges on deposit accounts$157,0001,739
Trading account gains and fees$0142
Additional Noninterest Income$567,0001,398
Total noninterest expense$5,513,000952
Salaries and employee benefits$3,019,000980
Premises and equipment expense$735,000859
Additional noninterest expense$1,759,000925
Pre-tax net operating income$1,605,0001,330
Securities gains (losses)$172,000335
Applicable income taxes$391,0001,253
Income before extraordinary items$1,386,0001,262
Extraordinary gains, net$012
Net income$1,386,0001,264
Minority interest net income$062
Net income of bank and minority interests.$1,386,0001,263
Net charge-offs$571,000305
Cash dividends$1,275,000604
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,251,8401,324
2015-12-31 (YTD Data)Rank
Total interest income$23,785,0001,082
Total interest expense$1,121,0002,230
Net interest income$22,664,0001,018
Provision for loan and lease losses$366,0001,683
Total noninterest income$5,659,0001,031
Gross Fiduciary activities income$3,067,000266
Service charges on deposit accounts$660,0001,732
Trading account gains and fees$0159
Additional Noninterest Income$1,932,0001,562
Total noninterest expense$20,253,0001,019
Salaries and employee benefits$11,629,000968
Premises and equipment expense$2,950,000840
Additional noninterest expense$5,674,0001,141
Pre-tax net operating income$7,704,0001,108
Securities gains (losses)$293,000568
Applicable income taxes$1,931,0001,032
Income before extraordinary items$6,066,0001,158
Extraordinary gains, net$023
Net income$6,066,0001,158
Minority interest net income$081
Net income of bank and minority interests.$6,066,0001,158
Net charge-offs$156,0002,214
Cash dividends$5,178,000647
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,843,3201,177
2015-09-30 (YTD Data)Rank
Total interest income$17,928,0001,088
Total interest expense$850,0002,235
Net interest income$17,078,0001,021
Provision for loan and lease losses$363,0001,338
Total noninterest income$4,393,0001,016
Gross Fiduciary activities income$2,329,000267
Service charges on deposit accounts$498,0001,727
Trading account gains and fees$0153
Additional Noninterest Income$1,566,0001,487
Total noninterest expense$15,365,0001,015
Salaries and employee benefits$8,689,000979
Premises and equipment expense$2,238,000845
Additional noninterest expense$4,438,0001,098
Pre-tax net operating income$5,743,0001,134
Securities gains (losses)$189,000675
Applicable income taxes$1,433,0001,067
Income before extraordinary items$4,499,0001,183
Extraordinary gains, net$021
Net income$4,499,0001,182
Minority interest net income$078
Net income of bank and minority interests.$4,499,0001,183
Net charge-offs$156,0001,753
Cash dividends$3,710,000615
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,355,3601,186
2015-06-30 (YTD Data)Rank
Total interest income$12,079,0001,075
Total interest expense$574,0002,221
Net interest income$11,505,0001,002
Provision for loan and lease losses$139,0001,899
Total noninterest income$2,955,0001,017
Gross Fiduciary activities income$1,631,000264
Service charges on deposit accounts$332,0001,705
Trading account gains and fees$0157
Additional Noninterest Income$992,0001,566
Total noninterest expense$10,675,000979
Salaries and employee benefits$5,855,000970
Premises and equipment expense$1,530,000827
Additional noninterest expense$3,290,0001,004
Pre-tax net operating income$3,646,0001,165
Securities gains (losses)$172,000588
Applicable income taxes$911,0001,094
Income before extraordinary items$2,907,0001,202
Extraordinary gains, net$022
Net income$2,907,0001,203
Minority interest net income$075
Net income of bank and minority interests.$2,907,0001,203
Net charge-offs$10,0003,259
Cash dividends$2,473,000604
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,776,2801,222
2015-03-31 (YTD Data)Rank
Total interest income$6,054,0001,070
Total interest expense$291,0002,226
Net interest income$5,763,000998
Provision for loan and lease losses$-420,0006,312
Total noninterest income$1,439,0001,004
Gross Fiduciary activities income$797,000267
Service charges on deposit accounts$171,0001,656
Trading account gains and fees$0152
Additional Noninterest Income$471,0001,576
Total noninterest expense$5,191,000999
Salaries and employee benefits$2,890,000981
Premises and equipment expense$790,000807
Additional noninterest expense$1,511,0001,065
Pre-tax net operating income$2,431,000898
Securities gains (losses)$100,000588
Applicable income taxes$686,000814
Income before extraordinary items$1,845,000928
Extraordinary gains, net$013
Net income$1,845,000929
Minority interest net income$064
Net income of bank and minority interests.$1,845,000928
Net charge-offs$03,288
Cash dividends$1,139,000591
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,772,000933
2014-12-31 (YTD Data)Rank
Total interest income$23,178,0001,108
Total interest expense$1,318,0002,100
Net interest income$21,860,0001,031
Provision for loan and lease losses$-545,0006,274
Total noninterest income$6,051,000958
Gross Fiduciary activities income$3,057,000271
Service charges on deposit accounts$726,0001,707
Trading account gains and fees$0180
Additional Noninterest Income$2,268,0001,334
Total noninterest expense$20,297,0001,000
Salaries and employee benefits$11,204,000972
Premises and equipment expense$2,998,000824
Additional noninterest expense$6,095,0001,090
Pre-tax net operating income$8,159,0001,008
Securities gains (losses)$284,000627
Applicable income taxes$2,208,000911
Income before extraordinary items$6,235,0001,052
Extraordinary gains, net$017
Net income$6,235,0001,050
Minority interest net income$084
Net income of bank and minority interests.$6,235,0001,051
Net charge-offs$18,0004,348
Cash dividends$4,977,000607
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,024,8401,068
2014-09-30 (YTD Data)Rank
Total interest income$17,499,0001,108
Total interest expense$1,007,0002,117
Net interest income$16,492,0001,032
Provision for loan and lease losses$-583,0006,403
Total noninterest income$4,571,000945
Gross Fiduciary activities income$2,342,000267
Service charges on deposit accounts$545,0001,714
Trading account gains and fees$0174
Additional Noninterest Income$1,684,0001,348
Total noninterest expense$15,361,000993
Salaries and employee benefits$8,460,000967
Premises and equipment expense$2,256,000826
Additional noninterest expense$4,645,0001,057
Pre-tax net operating income$6,285,0001,000
Securities gains (losses)$203,000634
Applicable income taxes$1,697,000911
Income before extraordinary items$4,791,0001,046
Extraordinary gains, net$015
Net income$4,791,0001,046
Minority interest net income$081
Net income of bank and minority interests.$4,791,0001,046
Net charge-offs$-2,0005,291
Cash dividends$3,723,000568
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,640,7801,051
2014-06-30 (YTD Data)Rank
Total interest income$11,767,0001,090
Total interest expense$683,0002,093
Net interest income$11,084,0001,013
Provision for loan and lease losses$-418,0006,486
Total noninterest income$3,086,000919
Gross Fiduciary activities income$1,608,000263
Service charges on deposit accounts$368,0001,679
Trading account gains and fees$0172
Additional Noninterest Income$1,110,0001,358
Total noninterest expense$10,243,000979
Salaries and employee benefits$5,695,000955
Premises and equipment expense$1,558,000806
Additional noninterest expense$2,990,0001,089
Pre-tax net operating income$4,345,000941
Securities gains (losses)$202,000484
Applicable income taxes$1,203,000842
Income before extraordinary items$3,344,000974
Extraordinary gains, net$020
Net income$3,344,000975
Minority interest net income$080
Net income of bank and minority interests.$3,344,000975
Net charge-offs$04,375
Cash dividends$2,330,000573
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,194,520987
2014-03-31 (YTD Data)Rank
Total interest income$5,744,0001,114
Total interest expense$352,0002,060
Net interest income$5,392,0001,046
Provision for loan and lease losses$-336,0006,606
Total noninterest income$1,532,000896
Gross Fiduciary activities income$817,000261
Service charges on deposit accounts$185,0001,657
Trading account gains and fees$0147
Additional Noninterest Income$530,0001,357
Total noninterest expense$5,306,000955
Salaries and employee benefits$2,847,000971
Premises and equipment expense$851,000747
Additional noninterest expense$1,608,0001,006
Pre-tax net operating income$1,954,000998
Securities gains (losses)$57,000608
Applicable income taxes$514,000914
Income before extraordinary items$1,497,0001,049
Extraordinary gains, net$016
Net income$1,497,0001,050
Minority interest net income$066
Net income of bank and minority interests.$1,497,0001,050
Net charge-offs$03,660
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,454,8201,059
2013-12-31 (YTD Data)Rank
Total interest income$24,123,0001,052
Total interest expense$1,791,0001,883
Net interest income$22,332,000974
Provision for loan and lease losses$-386,0006,553
Total noninterest income$5,743,0001,024
Gross Fiduciary activities income$2,875,000268
Service charges on deposit accounts$763,0001,713
Trading account gains and fees$0184
Additional Noninterest Income$2,105,0001,459
Total noninterest expense$21,272,000964
Salaries and employee benefits$12,282,000880
Premises and equipment expense$2,683,000897
Additional noninterest expense$6,307,0001,069
Pre-tax net operating income$7,189,0001,056
Securities gains (losses)$187,000935
Applicable income taxes$1,832,000965
Income before extraordinary items$5,544,0001,117
Extraordinary gains, net$029
Net income$5,544,0001,119
Minority interest net income$090
Net income of bank and minority interests.$5,544,0001,120
Net charge-offs$901,0001,379
Cash dividends$5,478,000525
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,403,7501,118
2013-09-30 (YTD Data)Rank
Total interest income$18,148,0001,056
Total interest expense$1,399,0001,863
Net interest income$16,749,000982
Provision for loan and lease losses$-922,0006,777
Total noninterest income$4,394,0001,029
Gross Fiduciary activities income$2,211,000262
Service charges on deposit accounts$573,0001,719
Trading account gains and fees$0180
Additional Noninterest Income$1,610,0001,472
Total noninterest expense$15,637,000981
Salaries and employee benefits$9,036,000897
Premises and equipment expense$2,018,000900
Additional noninterest expense$4,583,0001,104
Pre-tax net operating income$6,428,000909
Securities gains (losses)$179,000871
Applicable income taxes$1,751,000834
Income before extraordinary items$4,856,000961
Extraordinary gains, net$025
Net income$4,856,000964
Minority interest net income$084
Net income of bank and minority interests.$4,856,000964
Net charge-offs$357,0001,939
Cash dividends$2,871,000672
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,725,330960
2013-06-30 (YTD Data)Rank
Total interest income$12,094,0001,049
Total interest expense$952,0001,865
Net interest income$11,142,000967
Provision for loan and lease losses$-404,0006,798
Total noninterest income$2,907,0001,040
Gross Fiduciary activities income$1,515,000255
Service charges on deposit accounts$381,0001,686
Trading account gains and fees$0157
Additional Noninterest Income$1,011,0001,567
Total noninterest expense$10,448,000968
Salaries and employee benefits$6,054,000893
Premises and equipment expense$1,341,000906
Additional noninterest expense$3,053,0001,107
Pre-tax net operating income$4,005,000945
Securities gains (losses)$177,000797
Applicable income taxes$1,101,000870
Income before extraordinary items$3,081,0001,003
Extraordinary gains, net$022
Net income$3,081,0001,004
Minority interest net income$082
Net income of bank and minority interests.$3,081,0001,006
Net charge-offs$357,0001,528
Cash dividends$2,211,000574
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,950,0201,013
2013-03-31 (YTD Data)Rank
Total interest income$6,010,0001,061
Total interest expense$479,0001,901
Net interest income$5,531,000970
Provision for loan and lease losses$-126,0006,860
Total noninterest income$1,480,0001,033
Gross Fiduciary activities income$741,000257
Service charges on deposit accounts$191,0001,672
Trading account gains and fees$0148
Additional Noninterest Income$548,0001,473
Total noninterest expense$5,307,000966
Salaries and employee benefits$3,042,000900
Premises and equipment expense$682,000907
Additional noninterest expense$1,583,0001,059
Pre-tax net operating income$1,830,0001,008
Securities gains (losses)$178,000505
Applicable income taxes$555,000832
Income before extraordinary items$1,453,0001,049
Extraordinary gains, net$010
Net income$1,453,0001,049
Minority interest net income$076
Net income of bank and minority interests.$1,453,0001,051
Net charge-offs$357,000946
Cash dividends$1,551,000374
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,324,8401,074
2012-12-31 (YTD Data)Rank
Total interest income$25,765,0001,027
Total interest expense$2,265,0001,930
Net interest income$23,500,000925
Provision for loan and lease losses$-751,0007,007
Total noninterest income$6,402,000959
Gross Fiduciary activities income$2,906,000244
Service charges on deposit accounts$777,0001,735
Trading account gains and fees$0166
Additional Noninterest Income$2,719,0001,256
Total noninterest expense$20,878,000957
Salaries and employee benefits$12,017,000869
Premises and equipment expense$2,697,000895
Additional noninterest expense$6,164,0001,130
Pre-tax net operating income$9,775,000731
Securities gains (losses)$165,0001,856
Applicable income taxes$2,584,000703
Income before extraordinary items$7,356,000804
Extraordinary gains, net$029
Net income$7,356,000803
Minority interest net income$093
Net income of bank and minority interests.$7,356,000804
Net charge-offs$68,0004,721
Cash dividends$5,781,000508
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,233,900766
2012-09-30 (YTD Data)Rank
Total interest income$19,554,0001,028
Total interest expense$1,750,0001,953
Net interest income$17,804,000923
Provision for loan and lease losses$-1,050,0007,138
Total noninterest income$5,005,000913
Gross Fiduciary activities income$2,297,000234
Service charges on deposit accounts$584,0001,751
Trading account gains and fees$0157
Additional Noninterest Income$2,124,0001,214
Total noninterest expense$15,563,000967
Salaries and employee benefits$9,028,000866
Premises and equipment expense$2,022,000903
Additional noninterest expense$4,513,0001,146
Pre-tax net operating income$8,296,000671
Securities gains (losses)$1,0003,476
Applicable income taxes$2,179,000653
Income before extraordinary items$6,118,000753
Extraordinary gains, net$020
Net income$6,118,000751
Minority interest net income$086
Net income of bank and minority interests.$6,118,000753
Net charge-offs$73,0004,263
Cash dividends$3,821,000445
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,117,260715
2012-06-30 (YTD Data)Rank
Total interest income$13,170,0001,025
Total interest expense$1,196,0001,972
Net interest income$11,974,000917
Provision for loan and lease losses$-1,241,0007,219
Total noninterest income$3,018,000984
Gross Fiduciary activities income$1,509,000238
Service charges on deposit accounts$381,0001,777
Trading account gains and fees$0153
Additional Noninterest Income$1,128,0001,394
Total noninterest expense$10,303,000972
Salaries and employee benefits$6,055,000857
Premises and equipment expense$1,403,000862
Additional noninterest expense$2,845,0001,205
Pre-tax net operating income$5,930,000628
Securities gains (losses)$1,0003,081
Applicable income taxes$1,705,000580
Income before extraordinary items$4,226,000718
Extraordinary gains, net$019
Net income$4,226,000717
Minority interest net income$084
Net income of bank and minority interests.$4,226,000718
Net charge-offs$73,0003,710
Cash dividends$2,853,000397
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,225,290687
2012-03-31 (YTD Data)Rank
Total interest income$6,675,0001,018
Total interest expense$623,0001,971
Net interest income$6,052,000908
Provision for loan and lease losses$-981,0007,283
Total noninterest income$1,535,000961
Gross Fiduciary activities income$779,000236
Service charges on deposit accounts$187,0001,800
Trading account gains and fees$0148
Additional Noninterest Income$569,0001,387
Total noninterest expense$5,046,000986
Salaries and employee benefits$3,130,000826
Premises and equipment expense$649,000936
Additional noninterest expense$1,267,0001,330
Pre-tax net operating income$3,522,000554
Securities gains (losses)$1,0002,095
Applicable income taxes$986,000511
Income before extraordinary items$2,537,000612
Extraordinary gains, net$019
Net income$2,537,000612
Minority interest net income$078
Net income of bank and minority interests.$2,537,000613
Net charge-offs$04,730
Cash dividends$1,189,000406
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,536,280602
2011-12-31 (YTD Data)Rank
Total interest income$26,672,0001,061
Total interest expense$2,945,0001,992
Net interest income$23,727,000923
Provision for loan and lease losses$2,021,0001,551
Total noninterest income$6,366,000856
Gross Fiduciary activities income$2,741,000212
Service charges on deposit accounts$785,0001,809
Trading account gains and fees$0146
Additional Noninterest Income$2,840,0001,079
Total noninterest expense$20,368,000962
Salaries and employee benefits$11,061,000887
Premises and equipment expense$2,585,000962
Additional noninterest expense$6,722,0001,038
Pre-tax net operating income$7,704,000789
Securities gains (losses)$03,838
Applicable income taxes$1,655,000920
Income before extraordinary items$6,049,000822
Extraordinary gains, net$029
Net income$6,049,000820
Minority interest net income$096
Net income of bank and minority interests.$6,049,000822
Net charge-offs$18,0005,935
Cash dividends$6,206,000348
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,049,000797
2011-09-30 (YTD Data)Rank
Total interest income$20,041,0001,076
Total interest expense$2,280,0002,020
Net interest income$17,761,000931
Provision for loan and lease losses$1,468,0001,531
Total noninterest income$5,018,000834
Gross Fiduciary activities income$2,172,000204
Service charges on deposit accounts$590,0001,814
Trading account gains and fees$0145
Additional Noninterest Income$2,256,0001,032
Total noninterest expense$16,101,000924
Salaries and employee benefits$8,810,000845
Premises and equipment expense$1,975,000964
Additional noninterest expense$5,316,000997
Pre-tax net operating income$5,210,000895
Securities gains (losses)$03,555
Applicable income taxes$1,012,0001,082
Income before extraordinary items$4,198,000902
Extraordinary gains, net$021
Net income$4,198,000901
Minority interest net income$087
Net income of bank and minority interests.$4,198,000902
Net charge-offs$19,0005,564
Cash dividends$4,687,000310
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,198,000866
2011-06-30 (YTD Data)Rank
Total interest income$13,319,0001,082
Total interest expense$1,563,0002,033
Net interest income$11,756,000939
Provision for loan and lease losses$1,223,0001,314
Total noninterest income$3,765,000766
Gross Fiduciary activities income$1,557,000199
Service charges on deposit accounts$391,0001,804
Trading account gains and fees$0153
Additional Noninterest Income$1,817,000895
Total noninterest expense$10,622,000944
Salaries and employee benefits$5,932,000844
Premises and equipment expense$1,366,000939
Additional noninterest expense$3,324,0001,073
Pre-tax net operating income$3,676,000824
Securities gains (losses)$02,914
Applicable income taxes$604,0001,146
Income before extraordinary items$3,072,000809
Extraordinary gains, net$015
Net income$3,072,000808
Minority interest net income$089
Net income of bank and minority interests.$3,072,000809
Net charge-offs$05,875
Cash dividends$2,202,000385
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,072,000781
2011-03-31 (YTD Data)Rank
Total interest income$6,617,0001,098
Total interest expense$809,0002,040
Net interest income$5,808,000957
Provision for loan and lease losses$05,840
Total noninterest income$1,662,000834
Gross Fiduciary activities income$947,000177
Service charges on deposit accounts$193,0001,793
Trading account gains and fees$0158
Additional Noninterest Income$522,0001,306
Total noninterest expense$5,245,000957
Salaries and employee benefits$3,055,000834
Premises and equipment expense$750,000878
Additional noninterest expense$1,440,0001,235
Pre-tax net operating income$2,225,000713
Securities gains (losses)$01,772
Applicable income taxes$538,000699
Income before extraordinary items$1,687,000753
Extraordinary gains, net$09
Net income$1,687,000753
Minority interest net income$086
Net income of bank and minority interests.$1,687,000753
Net charge-offs$-1,0006,209
Cash dividends$1,160,000335
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,687,000737
2010-12-31 (YTD Data)Rank
Total interest income$27,864,0001,111
Total interest expense$3,964,0002,014
Net interest income$23,900,000928
Provision for loan and lease losses$139,0005,729
Total noninterest income$6,063,000919
Gross Fiduciary activities income$2,713,000214
Service charges on deposit accounts$868,0001,692
Trading account gains and fees$0175
Additional Noninterest Income$2,482,0001,202
Total noninterest expense$20,026,000997
Salaries and employee benefits$10,823,000904
Premises and equipment expense$2,596,000993
Additional noninterest expense$6,607,0001,118
Pre-tax net operating income$9,798,000567
Securities gains (losses)$127,0001,954
Applicable income taxes$2,607,000599
Income before extraordinary items$7,318,000617
Extraordinary gains, net$029
Net income$7,318,000613
Minority interest net income$0111
Net income of bank and minority interests.$7,318,000617
Net charge-offs$51,0005,900
Cash dividends$6,561,000260
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,224,020588
2010-09-30 (YTD Data)Rank
Total interest income$21,097,0001,115
Total interest expense$3,040,0002,055
Net interest income$18,057,000922
Provision for loan and lease losses$58,0006,150
Total noninterest income$4,736,000884
Gross Fiduciary activities income$2,159,000203
Service charges on deposit accounts$659,0001,735
Trading account gains and fees$0165
Additional Noninterest Income$1,918,0001,133
Total noninterest expense$15,591,000946
Salaries and employee benefits$8,456,000859
Premises and equipment expense$1,956,000997
Additional noninterest expense$5,179,0001,031
Pre-tax net operating income$7,144,000595
Securities gains (losses)$73,0002,191
Applicable income taxes$1,882,000620
Income before extraordinary items$5,335,000655
Extraordinary gains, net$023
Net income$5,335,000653
Minority interest net income$0110
Net income of bank and minority interests.$5,335,000655
Net charge-offs$1,0006,616
Cash dividends$4,655,000239
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,280,980627
2010-06-30 (YTD Data)Rank
Total interest income$14,010,0001,124
Total interest expense$2,051,0002,109
Net interest income$11,959,000928
Provision for loan and lease losses$29,0006,244
Total noninterest income$2,935,000909
Gross Fiduciary activities income$1,484,000200
Service charges on deposit accounts$448,0001,708
Trading account gains and fees$0152
Additional Noninterest Income$1,003,0001,293
Total noninterest expense$10,367,000955
Salaries and employee benefits$5,624,000865
Premises and equipment expense$1,327,000994
Additional noninterest expense$3,416,0001,036
Pre-tax net operating income$4,498,000616
Securities gains (losses)$69,0001,672
Applicable income taxes$1,149,000644
Income before extraordinary items$3,418,000659
Extraordinary gains, net$019
Net income$3,418,000659
Minority interest net income$0105
Net income of bank and minority interests.$3,418,000659
Net charge-offs$2,0006,208
Cash dividends$3,448,000210
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,366,250648
2010-03-31 (YTD Data)Rank
Total interest income$7,107,0001,133
Total interest expense$1,031,0002,201
Net interest income$6,076,000921
Provision for loan and lease losses$29,0005,518
Total noninterest income$1,542,000863
Gross Fiduciary activities income$802,000195
Service charges on deposit accounts$227,0001,684
Trading account gains and fees$0175
Additional Noninterest Income$513,0001,269
Total noninterest expense$5,136,000969
Salaries and employee benefits$2,797,000884
Premises and equipment expense$726,000934
Additional noninterest expense$1,613,0001,087
Pre-tax net operating income$2,453,000552
Securities gains (losses)$57,0001,082
Applicable income taxes$622,000584
Income before extraordinary items$1,888,000588
Extraordinary gains, net$016
Net income$1,888,000593
Minority interest net income$091
Net income of bank and minority interests.$1,888,000592
Net charge-offs$2,0005,375
Cash dividends$2,501,000140
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,845,250588
2009-12-31 (YTD Data)Rank
Total interest income$28,530,0001,209
Total interest expense$5,514,0002,065
Net interest income$23,016,000939
Provision for loan and lease losses$154,0006,036
Total noninterest income$5,942,000954
Gross Fiduciary activities income$2,831,000205
Service charges on deposit accounts$1,077,0001,564
Trading account gains and fees$0211
Additional Noninterest Income$2,034,0001,352
Total noninterest expense$19,957,0001,055
Salaries and employee benefits$11,130,000889
Premises and equipment expense$2,452,0001,118
Additional noninterest expense$6,375,0001,205
Pre-tax net operating income$8,847,000486
Securities gains (losses)$130,0001,908
Applicable income taxes$2,229,000519
Income before extraordinary items$6,748,000505
Extraordinary gains, net$034
Net income$6,748,000505
Minority interest net income$0115
Net income of bank and minority interests.$6,748,000507
Net charge-offs$7,0006,974
Cash dividends$5,097,000339
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,650,500506
2009-09-30 (YTD Data)Rank
Total interest income$21,531,0001,224
Total interest expense$4,397,0002,043
Net interest income$17,134,000949
Provision for loan and lease losses$100,0005,952
Total noninterest income$4,542,000952
Gross Fiduciary activities income$2,216,000197
Service charges on deposit accounts$819,0001,554
Trading account gains and fees$0212
Additional Noninterest Income$1,507,0001,389
Total noninterest expense$15,109,0001,018
Salaries and employee benefits$8,493,000879
Premises and equipment expense$1,615,0001,275
Additional noninterest expense$5,001,0001,125
Pre-tax net operating income$6,467,000526
Securities gains (losses)$57,0002,219
Applicable income taxes$1,623,000558
Income before extraordinary items$4,901,000550
Extraordinary gains, net$027
Net income$4,901,000552
Minority interest net income$0118
Net income of bank and minority interests.$4,901,000552
Net charge-offs$7,0006,622
Cash dividends$2,926,000428
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,858,250550
2009-06-30 (YTD Data)Rank
Total interest income$14,416,0001,244
Total interest expense$3,075,0002,051
Net interest income$11,341,000952
Provision for loan and lease losses$39,0006,287
Total noninterest income$3,109,000934
Gross Fiduciary activities income$1,560,000193
Service charges on deposit accounts$552,0001,518
Trading account gains and fees$0193
Additional Noninterest Income$997,0001,438
Total noninterest expense$10,139,0001,035
Salaries and employee benefits$5,716,000891
Premises and equipment expense$1,100,0001,279
Additional noninterest expense$3,323,0001,155
Pre-tax net operating income$4,272,000510
Securities gains (losses)$54,0001,861
Applicable income taxes$1,057,000584
Income before extraordinary items$3,269,000545
Extraordinary gains, net$021
Net income$3,269,000543
Minority interest net income$0112
Net income of bank and minority interests.$3,269,000545
Net charge-offs$2,0006,442
Cash dividends$1,826,000489
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,227,960537
2009-03-31 (YTD Data)Rank
Total interest income$7,290,0001,242
Total interest expense$1,610,0002,039
Net interest income$5,680,000944
Provision for loan and lease losses$23,0005,791
Total noninterest income$1,668,000849
Gross Fiduciary activities income$901,000177
Service charges on deposit accounts$280,0001,464
Trading account gains and fees$0171
Additional Noninterest Income$487,0001,420
Total noninterest expense$4,866,0001,036
Salaries and employee benefits$2,914,000875
Premises and equipment expense$560,0001,273
Additional noninterest expense$1,392,0001,193
Pre-tax net operating income$2,459,000473
Securities gains (losses)$4,0002,106
Applicable income taxes$604,000548
Income before extraordinary items$1,859,000536
Extraordinary gains, net$015
Net income$1,859,000535
Minority interest net income$0102
Net income of bank and minority interests.$1,859,000539
Net charge-offs$05,728
Cash dividends$820,000551
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,856,000494
2008-12-31 (YTD Data)Rank
Total interest income$30,156,0001,282
Total interest expense$7,760,0002,026
Net interest income$22,396,000955
Provision for loan and lease losses$211,0005,143
Total noninterest income$6,389,000868
Gross Fiduciary activities income$3,099,000202
Service charges on deposit accounts$1,169,0001,525
Trading account gains and fees$0154
Additional Noninterest Income$2,121,0001,251
Total noninterest expense$18,520,0001,066
Salaries and employee benefits$10,618,000942
Premises and equipment expense$2,231,0001,221
Additional noninterest expense$5,671,0001,131
Pre-tax net operating income$10,054,000537
Securities gains (losses)$-885,0007,695
Applicable income taxes$2,336,000588
Income before extraordinary items$6,833,000576
Extraordinary gains, net$039
Net income$6,833,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,751
Cash dividends$9,642,000306
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,496,750560
2008-09-30 (YTD Data)Rank
Total interest income$22,539,0001,314
Total interest expense$6,014,0002,045
Net interest income$16,525,000988
Provision for loan and lease losses$80,0005,434
Total noninterest income$4,994,000872
Gross Fiduciary activities income$2,511,000200
Service charges on deposit accounts$872,0001,548
Trading account gains and fees$0148
Additional Noninterest Income$1,611,0001,292
Total noninterest expense$13,839,0001,064
Salaries and employee benefits$8,089,000953
Premises and equipment expense$1,691,0001,212
Additional noninterest expense$4,059,0001,132
Pre-tax net operating income$7,600,000657
Securities gains (losses)$-783,0007,859
Applicable income taxes$1,678,000754
Income before extraordinary items$5,139,000711
Extraordinary gains, net$031
Net income$5,139,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,512
Cash dividends$6,806,000338
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,726,250670
2008-06-30 (YTD Data)Rank
Total interest income$14,987,0001,333
Total interest expense$4,095,0002,083
Net interest income$10,892,000990
Provision for loan and lease losses$-9,0008,330
Total noninterest income$3,498,000852
Gross Fiduciary activities income$1,822,000194
Service charges on deposit accounts$585,0001,523
Trading account gains and fees$0149
Additional Noninterest Income$1,091,0001,320
Total noninterest expense$9,295,0001,057
Salaries and employee benefits$5,440,000956
Premises and equipment expense$1,123,0001,214
Additional noninterest expense$2,732,0001,102
Pre-tax net operating income$5,104,000691
Securities gains (losses)$75,0001,164
Applicable income taxes$1,365,000721
Income before extraordinary items$3,814,000721
Extraordinary gains, net$021
Net income$3,814,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$5,278,000315
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,758,500713
2008-03-31 (YTD Data)Rank
Total interest income$7,630,0001,344
Total interest expense$2,095,0002,159
Net interest income$5,535,000973
Provision for loan and lease losses$-63,0008,437
Total noninterest income$1,827,000810
Gross Fiduciary activities income$1,010,000184
Service charges on deposit accounts$286,0001,531
Trading account gains and fees$0158
Additional Noninterest Income$531,0001,352
Total noninterest expense$4,662,0001,049
Salaries and employee benefits$2,730,000959
Premises and equipment expense$572,0001,206
Additional noninterest expense$1,360,0001,069
Pre-tax net operating income$2,763,000698
Securities gains (losses)$41,0001,188
Applicable income taxes$732,000737
Income before extraordinary items$2,072,000735
Extraordinary gains, net$015
Net income$2,072,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$3,516,000254
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,041,660714
2007-12-31 (YTD Data)Rank
Total interest income$32,041,0001,332
Total interest expense$8,093,0002,294
Net interest income$23,948,000922
Provision for loan and lease losses$326,0003,045
Total noninterest income$6,314,000905
Gross Fiduciary activities income$3,258,000208
Service charges on deposit accounts$1,037,0001,713
Trading account gains and fees$0178
Additional Noninterest Income$2,019,0001,360
Total noninterest expense$18,561,0001,009
Salaries and employee benefits$10,870,000909
Premises and equipment expense$2,152,0001,238
Additional noninterest expense$5,539,0001,026
Pre-tax net operating income$11,375,000744
Securities gains (losses)$-239,0008,279
Applicable income taxes$3,049,000802
Income before extraordinary items$8,087,000806
Extraordinary gains, net$039
Net income$8,087,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,799
Cash dividends$8,603,000471
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,261,470778
2007-09-30 (YTD Data)Rank
Total interest income$24,152,0001,328
Total interest expense$5,990,0002,313
Net interest income$18,162,000917
Provision for loan and lease losses$352,0002,075
Total noninterest income$4,877,000884
Gross Fiduciary activities income$2,552,000200
Service charges on deposit accounts$764,0001,715
Trading account gains and fees$0184
Additional Noninterest Income$1,561,0001,342
Total noninterest expense$14,085,000987
Salaries and employee benefits$8,243,000897
Premises and equipment expense$1,650,0001,196
Additional noninterest expense$4,192,000989
Pre-tax net operating income$8,602,000800
Securities gains (losses)$-212,0008,381
Applicable income taxes$2,320,000853
Income before extraordinary items$6,070,000865
Extraordinary gains, net$033
Net income$6,070,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,810
Cash dividends$6,886,000439
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,222,640830
2007-06-30 (YTD Data)Rank
Total interest income$16,085,0001,330
Total interest expense$3,964,0002,343
Net interest income$12,121,000927
Provision for loan and lease losses$268,0001,709
Total noninterest income$3,344,000891
Gross Fiduciary activities income$1,788,000197
Service charges on deposit accounts$505,0001,737
Trading account gains and fees$0168
Additional Noninterest Income$1,051,0001,352
Total noninterest expense$9,524,000989
Salaries and employee benefits$5,443,000930
Premises and equipment expense$1,149,0001,166
Additional noninterest expense$2,932,000935
Pre-tax net operating income$5,673,000851
Securities gains (losses)$-84,0008,380
Applicable income taxes$1,558,000888
Income before extraordinary items$4,031,000910
Extraordinary gains, net$029
Net income$4,031,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,876
Cash dividends$4,875,000436
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,091,480882
2007-03-31 (YTD Data)Rank
Total interest income$7,999,0001,333
Total interest expense$1,963,0002,346
Net interest income$6,036,000929
Provision for loan and lease losses$193,0001,202
Total noninterest income$1,736,000837
Gross Fiduciary activities income$973,000183
Service charges on deposit accounts$251,0001,710
Trading account gains and fees$0195
Additional Noninterest Income$512,0001,341
Total noninterest expense$4,717,000993
Salaries and employee benefits$2,805,000911
Premises and equipment expense$589,0001,144
Additional noninterest expense$1,323,0001,036
Pre-tax net operating income$2,862,000834
Securities gains (losses)$01,187
Applicable income taxes$796,000869
Income before extraordinary items$2,066,000860
Extraordinary gains, net$022
Net income$2,066,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$1,410,000618
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,066,000852
2006-12-31 (YTD Data)Rank
Total interest income$32,155,0001,220
Total interest expense$7,402,0002,182
Net interest income$24,753,000893
Provision for loan and lease losses$236,0003,235
Total noninterest income$6,249,000912
Gross Fiduciary activities income$3,068,000200
Service charges on deposit accounts$1,013,0001,731
Trading account gains and fees$0130
Additional Noninterest Income$2,168,0001,281
Total noninterest expense$18,450,000971
Salaries and employee benefits$10,795,000893
Premises and equipment expense$2,325,0001,090
Additional noninterest expense$5,330,0001,000
Pre-tax net operating income$12,316,000807
Securities gains (losses)$-251,0008,423
Applicable income taxes$3,365,000853
Income before extraordinary items$8,700,000860
Extraordinary gains, net$051
Net income$8,700,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,486
Cash dividends$5,300,000665
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,880,720829
2006-09-30 (YTD Data)Rank
Total interest income$24,153,0001,229
Total interest expense$5,459,0002,167
Net interest income$18,694,000906
Provision for loan and lease losses$101,0004,060
Total noninterest income$4,801,000911
Gross Fiduciary activities income$2,418,000204
Service charges on deposit accounts$750,0001,755
Trading account gains and fees$0126
Additional Noninterest Income$1,633,0001,291
Total noninterest expense$13,772,000973
Salaries and employee benefits$8,302,000885
Premises and equipment expense$1,793,0001,064
Additional noninterest expense$3,677,0001,100
Pre-tax net operating income$9,622,000806
Securities gains (losses)$-256,0008,570
Applicable income taxes$2,599,000878
Income before extraordinary items$6,767,000856
Extraordinary gains, net$045
Net income$6,767,000855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$3,954,000659
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,951,320823
2006-06-30 (YTD Data)Rank
Total interest income$16,059,0001,219
Total interest expense$3,550,0002,104
Net interest income$12,509,000900
Provision for loan and lease losses$89,0003,618
Total noninterest income$3,228,000891
Gross Fiduciary activities income$1,694,000206
Service charges on deposit accounts$501,0001,737
Trading account gains and fees$0126
Additional Noninterest Income$1,033,0001,319
Total noninterest expense$9,180,000985
Salaries and employee benefits$5,401,000910
Premises and equipment expense$1,196,0001,065
Additional noninterest expense$2,583,0001,043
Pre-tax net operating income$6,468,000804
Securities gains (losses)$-274,0008,657
Applicable income taxes$1,675,000904
Income before extraordinary items$4,519,000861
Extraordinary gains, net$039
Net income$4,519,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,673
Cash dividends$2,373,000716
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,719,020810
2006-03-31 (YTD Data)Rank
Total interest income$8,117,0001,174
Total interest expense$1,734,0002,063
Net interest income$6,383,000884
Provision for loan and lease losses$110,0001,864
Total noninterest income$1,674,000853
Gross Fiduciary activities income$917,000193
Service charges on deposit accounts$251,0001,678
Trading account gains and fees$0115
Additional Noninterest Income$506,0001,332
Total noninterest expense$4,460,0001,015
Salaries and employee benefits$2,620,000933
Premises and equipment expense$609,0001,046
Additional noninterest expense$1,231,0001,087
Pre-tax net operating income$3,487,000757
Securities gains (losses)$-274,0008,728
Applicable income taxes$879,000866
Income before extraordinary items$2,334,000817
Extraordinary gains, net$021
Net income$2,334,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$1,141,000671
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,534,020739
2005-12-31 (YTD Data)Rank
Total interest income$29,993,0001,100
Total interest expense$5,390,0002,062
Net interest income$24,603,000875
Provision for loan and lease losses$331,0002,620
Total noninterest income$5,987,000941
Gross Fiduciary activities income$2,943,000209
Service charges on deposit accounts$1,033,0001,675
Trading account gains and fees$0138
Additional Noninterest Income$2,011,0001,363
Total noninterest expense$18,045,000941
Salaries and employee benefits$10,439,000874
Premises and equipment expense$2,337,0001,024
Additional noninterest expense$5,269,000994
Pre-tax net operating income$12,214,000811
Securities gains (losses)$-175,0008,557
Applicable income taxes$3,296,000897
Income before extraordinary items$8,743,000830
Extraordinary gains, net$046
Net income$8,743,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,956
Cash dividends$3,984,000821
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,870,750801
2005-09-30 (YTD Data)Rank
Total interest income$22,168,0001,080
Total interest expense$3,826,0002,056
Net interest income$18,342,000863
Provision for loan and lease losses$256,0002,503
Total noninterest income$4,556,000928
Gross Fiduciary activities income$2,320,000201
Service charges on deposit accounts$766,0001,683
Trading account gains and fees$0126
Additional Noninterest Income$1,470,0001,388
Total noninterest expense$13,501,000936
Salaries and employee benefits$7,664,000878
Premises and equipment expense$1,767,0001,012
Additional noninterest expense$4,070,000940
Pre-tax net operating income$9,141,000810
Securities gains (losses)$-176,0008,711
Applicable income taxes$2,442,000924
Income before extraordinary items$6,523,000820
Extraordinary gains, net$035
Net income$6,523,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,740
Cash dividends$2,738,000813
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,651,480789
2005-06-30 (YTD Data)Rank
Total interest income$14,504,0001,069
Total interest expense$2,405,0002,061
Net interest income$12,099,000864
Provision for loan and lease losses$204,0002,142
Total noninterest income$3,070,000906
Gross Fiduciary activities income$1,616,000195
Service charges on deposit accounts$506,0001,667
Trading account gains and fees$0116
Additional Noninterest Income$948,0001,404
Total noninterest expense$8,955,000934
Salaries and employee benefits$5,042,000883
Premises and equipment expense$1,178,0001,002
Additional noninterest expense$2,735,000918
Pre-tax net operating income$6,010,000798
Securities gains (losses)$-184,0008,762
Applicable income taxes$1,571,000912
Income before extraordinary items$4,255,000829
Extraordinary gains, net$030
Net income$4,255,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$1,887,000777
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,389,320793
2005-03-31 (YTD Data)Rank
Total interest income$7,089,0001,075
Total interest expense$1,137,0002,074
Net interest income$5,952,000874
Provision for loan and lease losses$142,0001,537
Total noninterest income$1,584,000868
Gross Fiduciary activities income$876,000189
Service charges on deposit accounts$260,0001,563
Trading account gains and fees$0115
Additional Noninterest Income$448,0001,433
Total noninterest expense$4,512,000923
Salaries and employee benefits$2,538,000876
Premises and equipment expense$571,0001,048
Additional noninterest expense$1,403,000891
Pre-tax net operating income$2,882,000822
Securities gains (losses)$-14,0008,607
Applicable income taxes$743,000960
Income before extraordinary items$2,125,000825
Extraordinary gains, net$024
Net income$2,125,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$1,082,000613
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,135,360797
2004-12-31 (YTD Data)Rank
Total interest income$27,815,0001,013
Total interest expense$4,388,0001,853
Net interest income$23,427,000842
Provision for loan and lease losses$301,0002,893
Total noninterest income$6,134,000892
Gross Fiduciary activities income$2,869,000211
Service charges on deposit accounts$1,098,0001,597
Trading account gains and fees$0138
Additional Noninterest Income$2,167,0001,249
Total noninterest expense$17,133,000945
Salaries and employee benefits$9,961,000862
Premises and equipment expense$2,430,000929
Additional noninterest expense$4,742,0001,056
Pre-tax net operating income$12,127,000730
Securities gains (losses)$51,0001,720
Applicable income taxes$3,228,000853
Income before extraordinary items$8,950,000742
Extraordinary gains, net$034
Net income$8,950,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,343
Cash dividends$3,689,000821
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,912,770718
2004-09-30 (YTD Data)Rank
Total interest income$20,806,0001,005
Total interest expense$3,280,0001,828
Net interest income$17,526,000845
Provision for loan and lease losses$232,0002,714
Total noninterest income$4,755,000885
Gross Fiduciary activities income$2,252,000205
Service charges on deposit accounts$810,0001,633
Trading account gains and fees$0134
Additional Noninterest Income$1,693,0001,212
Total noninterest expense$12,938,000946
Salaries and employee benefits$7,524,000854
Premises and equipment expense$1,847,000906
Additional noninterest expense$3,567,0001,041
Pre-tax net operating income$9,111,000739
Securities gains (losses)$49,0001,678
Applicable income taxes$2,435,000874
Income before extraordinary items$6,725,000751
Extraordinary gains, net$026
Net income$6,725,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,165
Cash dividends$2,569,000790
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,689,230724
2004-06-30 (YTD Data)Rank
Total interest income$13,837,000994
Total interest expense$2,182,0001,818
Net interest income$11,655,000840
Provision for loan and lease losses$230,0001,975
Total noninterest income$3,312,000840
Gross Fiduciary activities income$1,578,000203
Service charges on deposit accounts$508,0001,718
Trading account gains and fees$0130
Additional Noninterest Income$1,226,0001,156
Total noninterest expense$8,649,000935
Salaries and employee benefits$4,971,000859
Premises and equipment expense$1,230,000915
Additional noninterest expense$2,448,0001,016
Pre-tax net operating income$6,088,000735
Securities gains (losses)$45,0001,530
Applicable income taxes$1,613,000870
Income before extraordinary items$4,520,000737
Extraordinary gains, net$021
Net income$4,520,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,060
Cash dividends$1,614,000836
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,486,700703
2004-03-31 (YTD Data)Rank
Total interest income$6,924,000999
Total interest expense$1,095,0001,825
Net interest income$5,829,000853
Provision for loan and lease losses$128,0001,725
Total noninterest income$1,682,000821
Gross Fiduciary activities income$863,000188
Service charges on deposit accounts$244,0001,747
Trading account gains and fees$0121
Additional Noninterest Income$575,0001,184
Total noninterest expense$4,294,000954
Salaries and employee benefits$2,429,000894
Premises and equipment expense$619,000928
Additional noninterest expense$1,246,000989
Pre-tax net operating income$3,089,000723
Securities gains (losses)$48,0001,221
Applicable income taxes$867,000831
Income before extraordinary items$2,270,000732
Extraordinary gains, net$016
Net income$2,270,000732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$618,0001,004
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,235,440692
2003-12-31 (YTD Data)Rank
Total interest income$28,669,000984
Total interest expense$5,033,0001,779
Net interest income$23,636,000804
Provision for loan and lease losses$225,0003,797
Total noninterest income$6,138,000953
Gross Fiduciary activities income$2,700,000213
Service charges on deposit accounts$1,147,0001,498
Trading account gains and fees$0160
Additional Noninterest Income$2,291,0001,328
Total noninterest expense$17,411,000926
Salaries and employee benefits$9,714,000874
Premises and equipment expense$2,529,000884
Additional noninterest expense$5,168,000987
Pre-tax net operating income$12,138,000718
Securities gains (losses)$218,0001,286
Applicable income taxes$3,288,000853
Income before extraordinary items$9,068,000718
Extraordinary gains, net$054
Net income$9,068,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,340
Cash dividends$2,916,0001,025
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,908,860679
2003-09-30 (YTD Data)Rank
Total interest income$21,526,0001,001
Total interest expense$3,969,0001,765
Net interest income$17,557,000825
Provision for loan and lease losses$43,0006,051
Total noninterest income$4,717,000969
Gross Fiduciary activities income$2,149,000217
Service charges on deposit accounts$870,0001,500
Trading account gains and fees$0153
Additional Noninterest Income$1,698,0001,402
Total noninterest expense$13,012,000942
Salaries and employee benefits$7,266,000890
Premises and equipment expense$1,789,000956
Additional noninterest expense$3,957,000967
Pre-tax net operating income$9,219,000742
Securities gains (losses)$217,0001,182
Applicable income taxes$2,584,000875
Income before extraordinary items$6,852,000746
Extraordinary gains, net$040
Net income$6,852,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,128
Cash dividends$1,888,0001,061
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,693,590712
2003-06-30 (YTD Data)Rank
Total interest income$14,446,0001,007
Total interest expense$2,844,0001,712
Net interest income$11,602,000839
Provision for loan and lease losses$26,0006,061
Total noninterest income$3,111,000974
Gross Fiduciary activities income$1,513,000216
Service charges on deposit accounts$590,0001,448
Trading account gains and fees$0150
Additional Noninterest Income$1,008,0001,511
Total noninterest expense$8,672,000943
Salaries and employee benefits$4,802,000899
Premises and equipment expense$1,200,000960
Additional noninterest expense$2,670,000947
Pre-tax net operating income$6,015,000751
Securities gains (losses)$51,0002,000
Applicable income taxes$1,658,000912
Income before extraordinary items$4,408,000772
Extraordinary gains, net$030
Net income$4,408,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,223
Cash dividends$1,361,0001,014
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,370,770719
2003-03-31 (YTD Data)Rank
Total interest income$7,193,0001,019
Total interest expense$1,484,0001,678
Net interest income$5,709,000855
Provision for loan and lease losses$06,934
Total noninterest income$1,605,000926
Gross Fiduciary activities income$839,000207
Service charges on deposit accounts$290,0001,426
Trading account gains and fees$0134
Additional Noninterest Income$476,0001,536
Total noninterest expense$4,294,000949
Salaries and employee benefits$2,296,000935
Premises and equipment expense$609,000947
Additional noninterest expense$1,389,000903
Pre-tax net operating income$3,020,000752
Securities gains (losses)$44,0001,461
Applicable income taxes$841,000919
Income before extraordinary items$2,223,000761
Extraordinary gains, net$021
Net income$2,223,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,212
Cash dividends$729,000891
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,190,880710
2002-12-31 (YTD Data)Rank
Total interest income$30,900,000984
Total interest expense$7,262,0001,559
Net interest income$23,638,000808
Provision for loan and lease losses$08,089
Total noninterest income$5,941,000901
Gross Fiduciary activities income$2,724,000234
Service charges on deposit accounts$1,280,0001,266
Trading account gains and fees$0153
Additional Noninterest Income$1,937,0001,343
Total noninterest expense$16,921,000930
Salaries and employee benefits$9,087,000890
Premises and equipment expense$2,369,000922
Additional noninterest expense$5,465,000916
Pre-tax net operating income$12,658,000695
Securities gains (losses)$34,0002,728
Applicable income taxes$3,675,000779
Income before extraordinary items$9,017,000704
Extraordinary gains, net$070
Net income$9,017,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,843
Cash dividends$3,146,000898
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,992,860671
2001-12-31 (YTD Data)Rank
Total interest income$31,927,0001,064
Total interest expense$9,749,0001,666
Net interest income$22,178,000798
Provision for loan and lease losses$314,0003,109
Total noninterest income$5,647,000887
Gross Fiduciary activities income$3,043,000224
Service charges on deposit accounts$1,033,0001,443
Trading account gains and fees$0177
Additional Noninterest Income$1,571,0001,472
Total noninterest expense$15,759,000940
Salaries and employee benefits$8,285,000900
Premises and equipment expense$2,414,000869
Additional noninterest expense$5,060,000966
Pre-tax net operating income$11,752,000666
Securities gains (losses)$114,0001,646
Applicable income taxes$3,384,000754
Income before extraordinary items$8,482,000661
Extraordinary gains, net$0105
Net income$8,482,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$3,898,000755
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,401,060640
2000-12-31 (YTD Data)Rank
Total interest income$30,833,0001,140
Total interest expense$10,104,0001,701
Net interest income$20,729,000841
Provision for loan and lease losses$230,0003,449
Total noninterest income$5,402,000883
Gross Fiduciary activities income$3,001,000223
Service charges on deposit accounts$1,000,0001,361
Trading account gains and fees$0180
Additional Noninterest Income$1,401,0001,461
Total noninterest expense$14,739,000963
Salaries and employee benefits$7,969,000873
Premises and equipment expense$2,066,000968
Additional noninterest expense$4,704,000992
Pre-tax net operating income$11,162,000708
Securities gains (losses)$-85,0009,373
Applicable income taxes$3,256,000775
Income before extraordinary items$7,821,000702
Extraordinary gains, net$038
Net income$7,821,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$3,080,000937
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,881,350696
1999-12-31 (YTD Data)Rank
Total interest income$27,777,0001,172
Total interest expense$9,105,0001,648
Net interest income$18,672,000943
Provision for loan and lease losses$192,0003,644
Total noninterest income$5,051,000944
Gross Fiduciary activities income$2,740,000269
Service charges on deposit accounts$937,0001,390
Trading account gains and fees$0173
Additional Noninterest Income$1,374,0001,484
Total noninterest expense$13,717,0001,018
Salaries and employee benefits$7,493,000917
Premises and equipment expense$1,938,0001,049
Additional noninterest expense$4,286,0001,094
Pre-tax net operating income$9,814,000843
Securities gains (losses)$13,0001,614
Applicable income taxes$2,744,000949
Income before extraordinary items$7,083,000813
Extraordinary gains, net$035
Net income$7,083,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,511
Cash dividends$3,514,000849
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,073,640798
1998-12-31 (YTD Data)Rank
Total interest income$25,744,0001,255
Total interest expense$8,976,0001,712
Net interest income$16,768,0001,007
Provision for loan and lease losses$317,0002,490
Total noninterest income$4,482,0001,016
Gross Fiduciary activities income$2,415,000284
Service charges on deposit accounts$918,0001,369
Trading account gains and fees$0224
Additional Noninterest Income$1,149,0001,683
Total noninterest expense$11,687,0001,130
Salaries and employee benefits$5,896,0001,103
Premises and equipment expense$1,505,0001,282
Additional noninterest expense$4,286,0001,071
Pre-tax net operating income$9,246,000847
Securities gains (losses)$04,449
Applicable income taxes$2,668,000964
Income before extraordinary items$6,578,000836
Extraordinary gains, net$032
Net income$6,578,000835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,524
Cash dividends$2,418,0001,153
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,578,000802
1997-12-31 (YTD Data)Rank
Total interest income$24,460,0001,356
Total interest expense$8,266,0001,866
Net interest income$16,194,0001,090
Provision for loan and lease losses$136,0004,347
Total noninterest income$3,547,0001,165
Gross Fiduciary activities income$1,972,000326
Service charges on deposit accounts$922,0001,400
Trading account gains and fees$0239
Additional Noninterest Income$653,0002,333
Total noninterest expense$11,233,0001,178
Salaries and employee benefits$5,990,0001,098
Premises and equipment expense$1,722,0001,160
Additional noninterest expense$3,521,0001,247
Pre-tax net operating income$8,372,000979
Securities gains (losses)$-10,00010,039
Applicable income taxes$2,361,0001,150
Income before extraordinary items$6,001,000922
Extraordinary gains, net$044
Net income$6,001,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00010,459
Cash dividends$2,504,0001,086
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,008,200893
1996-12-31 (YTD Data)Rank
Total interest income$22,600,0001,495
Total interest expense$7,663,0002,051
Net interest income$14,937,0001,199
Provision for loan and lease losses$265,0002,838
Total noninterest income$3,540,0001,210
Gross Fiduciary activities income$1,754,000380
Service charges on deposit accounts$889,0001,511
Trading account gains and fees$0262
Additional Noninterest Income$897,0001,952
Total noninterest expense$10,801,0001,327
Salaries and employee benefits$5,538,0001,199
Premises and equipment expense$1,963,0001,076
Additional noninterest expense$3,300,0001,590
Pre-tax net operating income$7,411,0001,018
Securities gains (losses)$04,148
Applicable income taxes$2,175,0001,140
Income before extraordinary items$5,236,0001,000
Extraordinary gains, net$053
Net income$5,236,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,970
Cash dividends$1,833,0001,366
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,236,000984
1995-12-31 (YTD Data)Rank
Total interest income$21,148,0001,601
Total interest expense$7,047,0002,213
Net interest income$14,101,0001,279
Provision for loan and lease losses$134,0003,882
Total noninterest income$3,535,0001,213
Gross Fiduciary activities income$1,655,000416
Service charges on deposit accounts$847,0001,595
Trading account gains and fees$0522
Additional Noninterest Income$1,033,0001,766
Total noninterest expense$10,999,0001,300
Salaries and employee benefits$5,350,0001,245
Premises and equipment expense$2,143,000999
Additional noninterest expense$3,506,0001,480
Pre-tax net operating income$6,503,0001,182
Securities gains (losses)$03,831
Applicable income taxes$1,852,0001,362
Income before extraordinary items$4,651,0001,136
Extraordinary gains, net$065
Net income$4,651,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,053
Cash dividends$1,473,0001,541
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,651,0001,116
1994-12-31 (YTD Data)Rank
Total interest income$19,226,0001,602
Total interest expense$6,218,0002,013
Net interest income$13,008,0001,376
Provision for loan and lease losses$09,146
Total noninterest income$3,471,0001,215
Gross Fiduciary activities income$1,531,000427
Service charges on deposit accounts$797,0001,693
Trading account gains and fees$0475
Additional Noninterest Income$1,143,0001,687
Total noninterest expense$10,466,0001,395
Salaries and employee benefits$4,968,0001,362
Premises and equipment expense$2,158,000993
Additional noninterest expense$3,340,0001,650
Pre-tax net operating income$6,013,0001,243
Securities gains (losses)$03,600
Applicable income taxes$1,663,0001,411
Income before extraordinary items$4,350,0001,165
Extraordinary gains, net$0249
Net income$4,350,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,00012,284
Cash dividends$1,000,0001,879
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,350,0001,180
1993-12-31 (YTD Data)Rank
Total interest income$19,148,0001,641
Total interest expense$6,404,0002,019
Net interest income$12,744,0001,423
Provision for loan and lease losses$190,0004,040
Total noninterest income$3,452,0001,307
Gross Fiduciary activities income$1,426,000457
Service charges on deposit accounts$769,0001,779
Trading account gains and fees$0532
Additional Noninterest Income$1,257,0001,762
Total noninterest expense$10,380,0001,469
Salaries and employee benefits$4,761,0001,419
Premises and equipment expense$2,418,000916
Additional noninterest expense$3,201,0001,822
Pre-tax net operating income$5,626,0001,234
Securities gains (losses)$07,477
Applicable income taxes$1,584,0001,505
Income before extraordinary items$4,042,0001,256
Extraordinary gains, net$593,000379
Net income$4,635,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$893,0001,965
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,042,0001,169
1992-12-31 (YTD Data)Rank
Total interest income$19,854,0001,782
Total interest expense$7,890,0002,159
Net interest income$11,964,0001,537
Provision for loan and lease losses$791,0002,164
Total noninterest income$3,257,0001,335
Gross Fiduciary activities income$1,317,000479
Service charges on deposit accounts$740,0001,830
Trading account gains and fees$0504
Additional Noninterest Income$1,200,0001,767
Total noninterest expense$9,420,0001,622
Salaries and employee benefits$4,242,0001,569
Premises and equipment expense$2,121,0001,062
Additional noninterest expense$3,057,0001,970
Pre-tax net operating income$5,010,0001,270
Securities gains (losses)$08,369
Applicable income taxes$1,420,0001,512
Income before extraordinary items$3,590,0001,299
Extraordinary gains, net$01,422
Net income$3,590,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0003,275
Cash dividends$2,315,000746
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,590,0001,200

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.