Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,611,000 | 2,057 |
| Total interest expense | $4,124,000 | 2,239 |
| Net interest income | $13,487,000 | 1,973 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,956,000 | 2,042 |
| Gross Fiduciary activities income | $73,000 | 744 |
| Service charges on deposit accounts | $380,000 | 1,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,503,000 | 1,884 |
| Total noninterest expense | $10,681,000 | 1,964 |
| Salaries and employee benefits | $5,658,000 | 2,028 |
| Premises and equipment expense | $1,742,000 | 1,369 |
| Additional noninterest expense | $1,503,000 | 1,884 |
| Pre-tax net operating income | $4,762,000 | 1,974 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,008,000 | 1,432 |
| Income before extraordinary items | $3,754,000 | 2,062 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,754,000 | 2,087 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,754,000 | 2,065 |
| Net charge-offs | $405,000 | 839 |
| Cash dividends | $498,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,754,000 | 2,094 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,127,000 | 2,034 |
| Total interest expense | $2,941,000 | 2,183 |
| Net interest income | $10,186,000 | 1,972 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,493,000 | 2,022 |
| Gross Fiduciary activities income | $47,000 | 744 |
| Service charges on deposit accounts | $286,000 | 1,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,160,000 | 1,847 |
| Total noninterest expense | $7,953,000 | 1,973 |
| Salaries and employee benefits | $4,304,000 | 2,015 |
| Premises and equipment expense | $1,260,000 | 1,408 |
| Additional noninterest expense | $1,160,000 | 1,847 |
| Pre-tax net operating income | $3,726,000 | 1,975 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $779,000 | 1,447 |
| Income before extraordinary items | $2,947,000 | 2,075 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,947,000 | 2,095 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,947,000 | 2,076 |
| Net charge-offs | $96,000 | 1,193 |
| Cash dividends | $498,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,947,000 | 2,104 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,795,000 | 2,008 |
| Total interest expense | $1,813,000 | 2,135 |
| Net interest income | $6,982,000 | 1,946 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $946,000 | 2,019 |
| Gross Fiduciary activities income | $33,000 | 736 |
| Service charges on deposit accounts | $187,000 | 1,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 1,849 |
| Total noninterest expense | $5,172,000 | 1,994 |
| Salaries and employee benefits | $2,885,000 | 2,009 |
| Premises and equipment expense | $858,000 | 1,373 |
| Additional noninterest expense | $726,000 | 1,847 |
| Pre-tax net operating income | $2,756,000 | 1,842 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $585,000 | 1,381 |
| Income before extraordinary items | $2,171,000 | 1,960 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,171,000 | 1,984 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,171,000 | 1,960 |
| Net charge-offs | $-56,000 | 4,352 |
| Cash dividends | $499,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,171,000 | 1,967 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 2,008 |
| Total interest expense | $775,000 | 2,135 |
| Net interest income | $3,539,000 | 1,934 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $463,000 | 2,048 |
| Gross Fiduciary activities income | $17,000 | 759 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 1,863 |
| Total noninterest expense | $2,553,000 | 2,037 |
| Salaries and employee benefits | $1,434,000 | 2,050 |
| Premises and equipment expense | $447,000 | 1,365 |
| Additional noninterest expense | $353,000 | 1,863 |
| Pre-tax net operating income | $1,449,000 | 1,834 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $316,000 | 1,343 |
| Income before extraordinary items | $1,133,000 | 1,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,133,000 | 1,941 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,133,000 | 1,941 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $234,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,133,000 | 1,963 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,403,000 | 2,225 |
| Total interest expense | $892,000 | 2,568 |
| Net interest income | $11,511,000 | 2,172 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,961,000 | 2,058 |
| Gross Fiduciary activities income | $81,000 | 764 |
| Service charges on deposit accounts | $424,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,456,000 | 1,930 |
| Total noninterest expense | $9,869,000 | 2,033 |
| Salaries and employee benefits | $5,183,000 | 2,127 |
| Premises and equipment expense | $1,924,000 | 1,259 |
| Additional noninterest expense | $1,456,000 | 1,930 |
| Pre-tax net operating income | $3,603,000 | 2,430 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $739,000 | 1,772 |
| Income before extraordinary items | $2,864,000 | 2,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,864,000 | 2,512 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,864,000 | 2,514 |
| Net charge-offs | $303,000 | 773 |
| Cash dividends | $354,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,864,000 | 2,548 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,375,000 | 2,328 |
| Total interest expense | $576,000 | 2,475 |
| Net interest income | $7,799,000 | 2,289 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,451,000 | 2,103 |
| Gross Fiduciary activities income | $61,000 | 762 |
| Service charges on deposit accounts | $324,000 | 1,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,066,000 | 1,987 |
| Total noninterest expense | $7,299,000 | 2,040 |
| Salaries and employee benefits | $3,883,000 | 2,122 |
| Premises and equipment expense | $1,428,000 | 1,278 |
| Additional noninterest expense | $1,066,000 | 1,987 |
| Pre-tax net operating income | $1,951,000 | 2,806 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $362,000 | 2,056 |
| Income before extraordinary items | $1,589,000 | 2,862 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,589,000 | 2,860 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,589,000 | 2,861 |
| Net charge-offs | $311,000 | 564 |
| Cash dividends | $254,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,589,000 | 2,898 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 2,438 |
| Total interest expense | $373,000 | 2,375 |
| Net interest income | $4,612,000 | 2,435 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $951,000 | 2,122 |
| Gross Fiduciary activities income | $42,000 | 730 |
| Service charges on deposit accounts | $210,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 2,054 |
| Total noninterest expense | $4,712,000 | 2,071 |
| Salaries and employee benefits | $2,572,000 | 2,138 |
| Premises and equipment expense | $951,000 | 1,270 |
| Additional noninterest expense | $1,189,000 | 2,315 |
| Pre-tax net operating income | $851,000 | 3,178 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $132,000 | 2,427 |
| Income before extraordinary items | $719,000 | 3,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $719,000 | 3,180 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $719,000 | 3,181 |
| Net charge-offs | $308,000 | 432 |
| Cash dividends | $254,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $719,000 | 3,209 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 2,491 |
| Total interest expense | $186,000 | 2,331 |
| Net interest income | $2,146,000 | 2,492 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $493,000 | 2,084 |
| Gross Fiduciary activities income | $21,000 | 731 |
| Service charges on deposit accounts | $104,000 | 1,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 1,986 |
| Total noninterest expense | $2,355,000 | 2,052 |
| Salaries and employee benefits | $1,283,000 | 2,144 |
| Premises and equipment expense | $479,000 | 1,267 |
| Additional noninterest expense | $593,000 | 2,306 |
| Pre-tax net operating income | $284,000 | 3,486 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $33,000 | 2,716 |
| Income before extraordinary items | $251,000 | 3,436 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $251,000 | 3,435 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $251,000 | 3,436 |
| Net charge-offs | $242,000 | 334 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $251,000 | 3,459 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,933,000 | 2,473 |
| Total interest expense | $712,000 | 2,687 |
| Net interest income | $9,221,000 | 2,427 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,196,000 | 2,120 |
| Gross Fiduciary activities income | $154,000 | 687 |
| Service charges on deposit accounts | $401,000 | 1,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,641,000 | 2,116 |
| Total noninterest expense | $9,716,000 | 2,011 |
| Salaries and employee benefits | $5,111,000 | 2,143 |
| Premises and equipment expense | $2,199,000 | 1,118 |
| Additional noninterest expense | $2,406,000 | 2,292 |
| Pre-tax net operating income | $1,701,000 | 3,345 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $269,000 | 2,543 |
| Income before extraordinary items | $1,432,000 | 3,395 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,432,000 | 3,395 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,432,000 | 3,395 |
| Net charge-offs | $-405,000 | 4,689 |
| Cash dividends | $804,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,432,000 | 3,380 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,089,000 | 2,587 |
| Total interest expense | $528,000 | 2,793 |
| Net interest income | $6,561,000 | 2,557 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,662,000 | 2,154 |
| Gross Fiduciary activities income | $65,000 | 731 |
| Service charges on deposit accounts | $291,000 | 1,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,306,000 | 2,107 |
| Total noninterest expense | $7,189,000 | 2,042 |
| Salaries and employee benefits | $3,860,000 | 2,145 |
| Premises and equipment expense | $1,520,000 | 1,211 |
| Additional noninterest expense | $1,809,000 | 2,311 |
| Pre-tax net operating income | $1,034,000 | 3,684 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $144,000 | 2,751 |
| Income before extraordinary items | $890,000 | 3,740 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $890,000 | 3,740 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $890,000 | 3,740 |
| Net charge-offs | $-401,000 | 4,788 |
| Cash dividends | $574,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $890,000 | 3,715 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 2,644 |
| Total interest expense | $348,000 | 2,873 |
| Net interest income | $4,252,000 | 2,597 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,162,000 | 2,067 |
| Gross Fiduciary activities income | $43,000 | 731 |
| Service charges on deposit accounts | $182,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 1,977 |
| Total noninterest expense | $4,781,000 | 2,045 |
| Salaries and employee benefits | $2,525,000 | 2,162 |
| Premises and equipment expense | $1,074,000 | 1,141 |
| Additional noninterest expense | $1,182,000 | 2,314 |
| Pre-tax net operating income | $633,000 | 3,752 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $84,000 | 2,812 |
| Income before extraordinary items | $549,000 | 3,803 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $549,000 | 3,803 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $549,000 | 3,803 |
| Net charge-offs | $-32,000 | 4,221 |
| Cash dividends | $574,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $549,000 | 3,783 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,043,000 | 2,830 |
| Total interest expense | $178,000 | 2,926 |
| Net interest income | $1,865,000 | 2,779 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $601,000 | 2,028 |
| Gross Fiduciary activities income | $19,000 | 742 |
| Service charges on deposit accounts | $87,000 | 1,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 1,931 |
| Total noninterest expense | $2,224,000 | 2,120 |
| Salaries and employee benefits | $1,219,000 | 2,201 |
| Premises and equipment expense | $499,000 | 1,219 |
| Additional noninterest expense | $506,000 | 2,514 |
| Pre-tax net operating income | $242,000 | 3,962 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $24,000 | 3,006 |
| Income before extraordinary items | $218,000 | 3,964 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $218,000 | 3,963 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $218,000 | 3,964 |
| Net charge-offs | $-18,000 | 4,295 |
| Cash dividends | $245,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $218,000 | 3,947 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,144,000 | 2,654 |
| Total interest expense | $1,006,000 | 2,921 |
| Net interest income | $8,138,000 | 2,595 |
| Provision for loan and lease losses | $315,000 | 2,635 |
| Total noninterest income | $2,316,000 | 1,954 |
| Gross Fiduciary activities income | $79,000 | 741 |
| Service charges on deposit accounts | $382,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,855,000 | 1,861 |
| Total noninterest expense | $8,931,000 | 2,111 |
| Salaries and employee benefits | $5,086,000 | 2,136 |
| Premises and equipment expense | $1,919,000 | 1,221 |
| Additional noninterest expense | $1,926,000 | 2,596 |
| Pre-tax net operating income | $1,208,000 | 3,532 |
| Securities gains (losses) | $13,000 | 2,243 |
| Applicable income taxes | $203,000 | 2,551 |
| Income before extraordinary items | $1,018,000 | 3,633 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,018,000 | 3,633 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,018,000 | 3,633 |
| Net charge-offs | $-108,000 | 4,768 |
| Cash dividends | $515,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,007,210 | 3,589 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 2,647 |
| Total interest expense | $814,000 | 2,904 |
| Net interest income | $6,159,000 | 2,580 |
| Provision for loan and lease losses | $215,000 | 2,698 |
| Total noninterest income | $1,637,000 | 1,980 |
| Gross Fiduciary activities income | $54,000 | 740 |
| Service charges on deposit accounts | $269,000 | 2,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,314,000 | 1,882 |
| Total noninterest expense | $6,571,000 | 2,125 |
| Salaries and employee benefits | $3,837,000 | 2,095 |
| Premises and equipment expense | $1,333,000 | 1,315 |
| Additional noninterest expense | $1,401,000 | 2,630 |
| Pre-tax net operating income | $1,010,000 | 3,438 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $182,000 | 2,447 |
| Income before extraordinary items | $841,000 | 3,545 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $841,000 | 3,544 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $841,000 | 3,545 |
| Net charge-offs | $-105,000 | 4,820 |
| Cash dividends | $515,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $830,340 | 3,512 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 2,649 |
| Total interest expense | $614,000 | 2,839 |
| Net interest income | $4,107,000 | 2,592 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $925,000 | 2,104 |
| Gross Fiduciary activities income | $40,000 | 738 |
| Service charges on deposit accounts | $168,000 | 2,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $717,000 | 2,013 |
| Total noninterest expense | $4,316,000 | 2,145 |
| Salaries and employee benefits | $2,431,000 | 2,170 |
| Premises and equipment expense | $902,000 | 1,291 |
| Additional noninterest expense | $983,000 | 2,541 |
| Pre-tax net operating income | $716,000 | 3,358 |
| Securities gains (losses) | $11,000 | 1,847 |
| Applicable income taxes | $138,000 | 2,331 |
| Income before extraordinary items | $589,000 | 3,475 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $589,000 | 3,475 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $589,000 | 3,475 |
| Net charge-offs | $-104,000 | 4,891 |
| Cash dividends | $515,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $580,090 | 3,433 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 2,552 |
| Total interest expense | $385,000 | 2,663 |
| Net interest income | $2,118,000 | 2,497 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $406,000 | 2,167 |
| Gross Fiduciary activities income | $19,000 | 748 |
| Service charges on deposit accounts | $108,000 | 2,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 2,081 |
| Total noninterest expense | $2,174,000 | 2,146 |
| Salaries and employee benefits | $1,247,000 | 2,155 |
| Premises and equipment expense | $442,000 | 1,322 |
| Additional noninterest expense | $485,000 | 2,596 |
| Pre-tax net operating income | $350,000 | 3,230 |
| Securities gains (losses) | $8,000 | 1,366 |
| Applicable income taxes | $67,000 | 2,211 |
| Income before extraordinary items | $291,000 | 3,319 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $291,000 | 3,319 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $291,000 | 3,320 |
| Net charge-offs | $-6,000 | 4,282 |
| Cash dividends | $265,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $284,520 | 3,331 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,689,000 | 2,476 |
| Total interest expense | $1,570,000 | 2,690 |
| Net interest income | $9,119,000 | 2,400 |
| Provision for loan and lease losses | $87,000 | 3,050 |
| Total noninterest income | $1,870,000 | 2,036 |
| Gross Fiduciary activities income | $76,000 | 759 |
| Service charges on deposit accounts | $495,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,299,000 | 1,960 |
| Total noninterest expense | $8,296,000 | 2,195 |
| Salaries and employee benefits | $4,713,000 | 2,193 |
| Premises and equipment expense | $1,698,000 | 1,346 |
| Additional noninterest expense | $1,885,000 | 2,658 |
| Pre-tax net operating income | $2,606,000 | 2,682 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $577,000 | 1,873 |
| Income before extraordinary items | $2,029,000 | 2,878 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,029,000 | 2,878 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,029,000 | 2,879 |
| Net charge-offs | $-23,000 | 4,622 |
| Cash dividends | $610,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,029,000 | 2,837 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 2,479 |
| Total interest expense | $1,153,000 | 2,739 |
| Net interest income | $6,941,000 | 2,409 |
| Provision for loan and lease losses | $87,000 | 2,773 |
| Total noninterest income | $1,376,000 | 2,057 |
| Gross Fiduciary activities income | $58,000 | 753 |
| Service charges on deposit accounts | $372,000 | 1,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,990 |
| Total noninterest expense | $6,249,000 | 2,187 |
| Salaries and employee benefits | $3,558,000 | 2,196 |
| Premises and equipment expense | $1,277,000 | 1,352 |
| Additional noninterest expense | $1,414,000 | 2,668 |
| Pre-tax net operating income | $1,981,000 | 2,743 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $439,000 | 1,920 |
| Income before extraordinary items | $1,542,000 | 2,918 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,542,000 | 2,919 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,542,000 | 2,919 |
| Net charge-offs | $-19,000 | 4,594 |
| Cash dividends | $610,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,542,000 | 2,890 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 2,494 |
| Total interest expense | $740,000 | 2,771 |
| Net interest income | $4,611,000 | 2,425 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $874,000 | 2,114 |
| Gross Fiduciary activities income | $40,000 | 761 |
| Service charges on deposit accounts | $241,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 2,018 |
| Total noninterest expense | $4,166,000 | 2,198 |
| Salaries and employee benefits | $2,371,000 | 2,207 |
| Premises and equipment expense | $860,000 | 1,335 |
| Additional noninterest expense | $935,000 | 2,717 |
| Pre-tax net operating income | $1,244,000 | 2,803 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $272,000 | 1,944 |
| Income before extraordinary items | $972,000 | 2,981 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $972,000 | 2,981 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $972,000 | 2,980 |
| Net charge-offs | $22,000 | 2,303 |
| Cash dividends | $360,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $972,000 | 2,957 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 2,494 |
| Total interest expense | $348,000 | 2,825 |
| Net interest income | $2,317,000 | 2,428 |
| Provision for loan and lease losses | $37,000 | 2,316 |
| Total noninterest income | $419,000 | 2,118 |
| Gross Fiduciary activities income | $20,000 | 765 |
| Service charges on deposit accounts | $113,000 | 2,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 2,012 |
| Total noninterest expense | $2,100,000 | 2,194 |
| Salaries and employee benefits | $1,192,000 | 2,219 |
| Premises and equipment expense | $458,000 | 1,299 |
| Additional noninterest expense | $450,000 | 2,780 |
| Pre-tax net operating income | $599,000 | 2,820 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $130,000 | 1,956 |
| Income before extraordinary items | $469,000 | 2,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $469,000 | 2,976 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $469,000 | 2,977 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $330,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $469,000 | 2,966 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,054,000 | 2,516 |
| Total interest expense | $831,000 | 3,208 |
| Net interest income | $9,223,000 | 2,404 |
| Provision for loan and lease losses | $135,000 | 2,738 |
| Total noninterest income | $1,714,000 | 2,166 |
| Gross Fiduciary activities income | $79,000 | 783 |
| Service charges on deposit accounts | $485,000 | 2,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,150,000 | 2,082 |
| Total noninterest expense | $8,308,000 | 2,187 |
| Salaries and employee benefits | $4,470,000 | 2,276 |
| Premises and equipment expense | $1,897,000 | 1,235 |
| Additional noninterest expense | $1,941,000 | 2,636 |
| Pre-tax net operating income | $2,494,000 | 2,784 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $435,000 | 2,096 |
| Income before extraordinary items | $2,059,000 | 2,890 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,059,000 | 2,889 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,059,000 | 2,889 |
| Net charge-offs | $21,000 | 3,086 |
| Cash dividends | $338,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,059,000 | 2,884 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 2,548 |
| Total interest expense | $540,000 | 3,362 |
| Net interest income | $6,851,000 | 2,420 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $1,283,000 | 2,192 |
| Gross Fiduciary activities income | $61,000 | 780 |
| Service charges on deposit accounts | $360,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $862,000 | 2,112 |
| Total noninterest expense | $6,365,000 | 2,149 |
| Salaries and employee benefits | $3,482,000 | 2,214 |
| Premises and equipment expense | $1,407,000 | 1,243 |
| Additional noninterest expense | $1,476,000 | 2,639 |
| Pre-tax net operating income | $1,649,000 | 3,042 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $348,000 | 2,110 |
| Income before extraordinary items | $1,301,000 | 3,212 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,301,000 | 3,211 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,301,000 | 3,211 |
| Net charge-offs | $24,000 | 2,616 |
| Cash dividends | $238,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,301,000 | 3,209 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 2,577 |
| Total interest expense | $299,000 | 3,567 |
| Net interest income | $4,500,000 | 2,451 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $857,000 | 2,189 |
| Gross Fiduciary activities income | $40,000 | 786 |
| Service charges on deposit accounts | $233,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,092 |
| Total noninterest expense | $4,254,000 | 2,162 |
| Salaries and employee benefits | $2,327,000 | 2,222 |
| Premises and equipment expense | $941,000 | 1,244 |
| Additional noninterest expense | $986,000 | 2,644 |
| Pre-tax net operating income | $1,028,000 | 3,123 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $213,000 | 2,172 |
| Income before extraordinary items | $815,000 | 3,262 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $815,000 | 3,261 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $815,000 | 3,261 |
| Net charge-offs | $55,000 | 1,701 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $815,000 | 3,252 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,575 |
| Total interest expense | $124,000 | 3,803 |
| Net interest income | $2,274,000 | 2,422 |
| Provision for loan and lease losses | $45,000 | 2,144 |
| Total noninterest income | $433,000 | 2,153 |
| Gross Fiduciary activities income | $21,000 | 787 |
| Service charges on deposit accounts | $118,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 2,044 |
| Total noninterest expense | $2,147,000 | 2,161 |
| Salaries and employee benefits | $1,191,000 | 2,206 |
| Premises and equipment expense | $477,000 | 1,245 |
| Additional noninterest expense | $479,000 | 2,713 |
| Pre-tax net operating income | $515,000 | 3,063 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $112,000 | 2,074 |
| Income before extraordinary items | $403,000 | 3,244 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $403,000 | 3,244 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $403,000 | 3,244 |
| Net charge-offs | $48,000 | 1,222 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $403,000 | 3,247 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,027,000 | 2,641 |
| Total interest expense | $498,000 | 3,673 |
| Net interest income | $8,529,000 | 2,518 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $1,909,000 | 2,090 |
| Gross Fiduciary activities income | $68,000 | 820 |
| Service charges on deposit accounts | $492,000 | 2,055 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,349,000 | 1,934 |
| Total noninterest expense | $8,229,000 | 2,217 |
| Salaries and employee benefits | $4,413,000 | 2,311 |
| Premises and equipment expense | $1,825,000 | 1,276 |
| Additional noninterest expense | $1,991,000 | 2,659 |
| Pre-tax net operating income | $2,179,000 | 2,982 |
| Securities gains (losses) | $30,000 | 1,140 |
| Applicable income taxes | $1,041,000 | 1,836 |
| Income before extraordinary items | $1,168,000 | 3,518 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,168,000 | 3,517 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,168,000 | 3,518 |
| Net charge-offs | $-55,000 | 5,169 |
| Cash dividends | $432,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,148,800 | 3,519 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,670,000 | 2,683 |
| Total interest expense | $377,000 | 3,675 |
| Net interest income | $6,293,000 | 2,564 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,375,000 | 2,164 |
| Gross Fiduciary activities income | $52,000 | 816 |
| Service charges on deposit accounts | $370,000 | 2,058 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $953,000 | 2,021 |
| Total noninterest expense | $6,133,000 | 2,239 |
| Salaries and employee benefits | $3,334,000 | 2,307 |
| Premises and equipment expense | $1,283,000 | 1,356 |
| Additional noninterest expense | $1,516,000 | 2,647 |
| Pre-tax net operating income | $1,535,000 | 3,125 |
| Securities gains (losses) | $30,000 | 1,110 |
| Applicable income taxes | $473,000 | 2,122 |
| Income before extraordinary items | $1,092,000 | 3,382 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,092,000 | 3,380 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,092,000 | 3,382 |
| Net charge-offs | $-63,000 | 5,227 |
| Cash dividends | $432,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,071,000 | 3,385 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 2,737 |
| Total interest expense | $252,000 | 3,652 |
| Net interest income | $4,037,000 | 2,630 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $903,000 | 2,185 |
| Gross Fiduciary activities income | $27,000 | 840 |
| Service charges on deposit accounts | $244,000 | 2,067 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $632,000 | 2,059 |
| Total noninterest expense | $4,051,000 | 2,262 |
| Salaries and employee benefits | $2,218,000 | 2,317 |
| Premises and equipment expense | $856,000 | 1,354 |
| Additional noninterest expense | $977,000 | 2,717 |
| Pre-tax net operating income | $889,000 | 3,317 |
| Securities gains (losses) | $30,000 | 834 |
| Applicable income taxes | $270,000 | 2,233 |
| Income before extraordinary items | $649,000 | 3,543 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $649,000 | 3,542 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $649,000 | 3,543 |
| Net charge-offs | $-93,000 | 5,424 |
| Cash dividends | $232,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $627,700 | 3,580 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,759 |
| Total interest expense | $126,000 | 3,639 |
| Net interest income | $1,987,000 | 2,655 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $458,000 | 2,156 |
| Gross Fiduciary activities income | $14,000 | 842 |
| Service charges on deposit accounts | $118,000 | 2,128 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $326,000 | 1,989 |
| Total noninterest expense | $2,047,000 | 2,268 |
| Salaries and employee benefits | $1,098,000 | 2,362 |
| Premises and equipment expense | $440,000 | 1,342 |
| Additional noninterest expense | $509,000 | 2,638 |
| Pre-tax net operating income | $398,000 | 3,427 |
| Securities gains (losses) | $29,000 | 443 |
| Applicable income taxes | $128,000 | 2,253 |
| Income before extraordinary items | $299,000 | 3,610 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $299,000 | 3,609 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $299,000 | 3,610 |
| Net charge-offs | $-59,000 | 5,508 |
| Cash dividends | $232,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $278,700 | 3,703 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,134,000 | 2,813 |
| Total interest expense | $533,000 | 3,531 |
| Net interest income | $7,601,000 | 2,721 |
| Provision for loan and lease losses | $50,000 | 3,627 |
| Total noninterest income | $1,929,000 | 2,166 |
| Gross Fiduciary activities income | $50,000 | 872 |
| Service charges on deposit accounts | $502,000 | 2,073 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,377,000 | 1,994 |
| Total noninterest expense | $7,728,000 | 2,361 |
| Salaries and employee benefits | $4,011,000 | 2,494 |
| Premises and equipment expense | $1,659,000 | 1,384 |
| Additional noninterest expense | $2,058,000 | 2,701 |
| Pre-tax net operating income | $1,752,000 | 3,283 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $523,000 | 2,221 |
| Income before extraordinary items | $1,230,000 | 3,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,230,000 | 3,594 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,230,000 | 3,595 |
| Net charge-offs | $-291,000 | 5,731 |
| Cash dividends | $375,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,229,300 | 3,532 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 2,839 |
| Total interest expense | $404,000 | 3,534 |
| Net interest income | $5,636,000 | 2,742 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $1,443,000 | 2,171 |
| Gross Fiduciary activities income | $40,000 | 858 |
| Service charges on deposit accounts | $379,000 | 2,077 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,024,000 | 2,009 |
| Total noninterest expense | $5,887,000 | 2,329 |
| Salaries and employee benefits | $3,100,000 | 2,427 |
| Premises and equipment expense | $1,237,000 | 1,385 |
| Additional noninterest expense | $1,550,000 | 2,705 |
| Pre-tax net operating income | $1,142,000 | 3,539 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $327,000 | 2,430 |
| Income before extraordinary items | $816,000 | 3,822 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $816,000 | 3,820 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $816,000 | 3,822 |
| Net charge-offs | $-223,000 | 5,747 |
| Cash dividends | $375,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $815,290 | 3,764 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 2,857 |
| Total interest expense | $271,000 | 3,542 |
| Net interest income | $3,735,000 | 2,765 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $932,000 | 2,191 |
| Gross Fiduciary activities income | $27,000 | 871 |
| Service charges on deposit accounts | $248,000 | 2,082 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $657,000 | 2,027 |
| Total noninterest expense | $3,920,000 | 2,338 |
| Salaries and employee benefits | $2,078,000 | 2,435 |
| Premises and equipment expense | $825,000 | 1,397 |
| Additional noninterest expense | $1,017,000 | 2,741 |
| Pre-tax net operating income | $697,000 | 3,664 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $192,000 | 2,532 |
| Income before extraordinary items | $506,000 | 3,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $506,000 | 3,937 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $506,000 | 3,938 |
| Net charge-offs | $55,000 | 2,078 |
| Cash dividends | $150,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $505,280 | 3,865 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 2,860 |
| Total interest expense | $137,000 | 3,552 |
| Net interest income | $1,867,000 | 2,767 |
| Provision for loan and lease losses | $37,000 | 2,417 |
| Total noninterest income | $459,000 | 2,182 |
| Gross Fiduciary activities income | $14,000 | 866 |
| Service charges on deposit accounts | $120,000 | 2,125 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $325,000 | 1,997 |
| Total noninterest expense | $1,934,000 | 2,371 |
| Salaries and employee benefits | $1,029,000 | 2,461 |
| Premises and equipment expense | $404,000 | 1,424 |
| Additional noninterest expense | $501,000 | 2,773 |
| Pre-tax net operating income | $355,000 | 3,598 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $98,000 | 2,483 |
| Income before extraordinary items | $257,000 | 3,885 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $257,000 | 3,882 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $257,000 | 3,883 |
| Net charge-offs | $30,000 | 1,747 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $257,000 | 3,824 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,031,000 | 2,829 |
| Total interest expense | $591,000 | 3,415 |
| Net interest income | $7,440,000 | 2,739 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $1,789,000 | 2,254 |
| Gross Fiduciary activities income | $51,000 | 894 |
| Service charges on deposit accounts | $518,000 | 2,076 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,220,000 | 2,119 |
| Total noninterest expense | $7,330,000 | 2,477 |
| Salaries and employee benefits | $3,836,000 | 2,566 |
| Premises and equipment expense | $1,557,000 | 1,483 |
| Additional noninterest expense | $1,937,000 | 2,856 |
| Pre-tax net operating income | $1,749,000 | 3,246 |
| Securities gains (losses) | $190,000 | 778 |
| Applicable income taxes | $542,000 | 2,157 |
| Income before extraordinary items | $1,397,000 | 3,355 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,397,000 | 3,354 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,397,000 | 3,356 |
| Net charge-offs | $723,000 | 872 |
| Cash dividends | $447,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,260,200 | 3,490 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 2,878 |
| Total interest expense | $451,000 | 3,432 |
| Net interest income | $5,483,000 | 2,795 |
| Provision for loan and lease losses | $130,000 | 2,427 |
| Total noninterest income | $1,349,000 | 2,261 |
| Gross Fiduciary activities income | $38,000 | 892 |
| Service charges on deposit accounts | $390,000 | 2,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $921,000 | 2,132 |
| Total noninterest expense | $5,538,000 | 2,468 |
| Salaries and employee benefits | $2,891,000 | 2,573 |
| Premises and equipment expense | $1,139,000 | 1,527 |
| Additional noninterest expense | $1,508,000 | 2,773 |
| Pre-tax net operating income | $1,164,000 | 3,514 |
| Securities gains (losses) | $190,000 | 670 |
| Applicable income taxes | $372,000 | 2,278 |
| Income before extraordinary items | $982,000 | 3,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 3,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $982,000 | 3,534 |
| Net charge-offs | $668,000 | 704 |
| Cash dividends | $447,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $843,300 | 3,741 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 2,879 |
| Total interest expense | $305,000 | 3,427 |
| Net interest income | $3,646,000 | 2,805 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $867,000 | 2,322 |
| Gross Fiduciary activities income | $20,000 | 926 |
| Service charges on deposit accounts | $252,000 | 2,090 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $595,000 | 2,199 |
| Total noninterest expense | $3,679,000 | 2,482 |
| Salaries and employee benefits | $1,923,000 | 2,601 |
| Premises and equipment expense | $767,000 | 1,525 |
| Additional noninterest expense | $989,000 | 2,829 |
| Pre-tax net operating income | $724,000 | 3,595 |
| Securities gains (losses) | $124,000 | 733 |
| Applicable income taxes | $229,000 | 2,348 |
| Income before extraordinary items | $619,000 | 3,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $619,000 | 3,612 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $619,000 | 3,613 |
| Net charge-offs | $584,000 | 560 |
| Cash dividends | $212,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $528,480 | 3,822 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 2,924 |
| Total interest expense | $157,000 | 3,380 |
| Net interest income | $1,772,000 | 2,857 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $399,000 | 2,396 |
| Gross Fiduciary activities income | $13,000 | 906 |
| Service charges on deposit accounts | $122,000 | 2,139 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $264,000 | 2,280 |
| Total noninterest expense | $1,880,000 | 2,447 |
| Salaries and employee benefits | $965,000 | 2,597 |
| Premises and equipment expense | $392,000 | 1,512 |
| Additional noninterest expense | $523,000 | 2,694 |
| Pre-tax net operating income | $231,000 | 4,248 |
| Securities gains (losses) | $124,000 | 509 |
| Applicable income taxes | $91,000 | 2,532 |
| Income before extraordinary items | $264,000 | 3,871 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $264,000 | 3,874 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $264,000 | 3,875 |
| Net charge-offs | $500,000 | 358 |
| Cash dividends | $212,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $172,240 | 4,430 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 2,886 |
| Total interest expense | $693,000 | 3,336 |
| Net interest income | $7,318,000 | 2,802 |
| Provision for loan and lease losses | $219,000 | 2,380 |
| Total noninterest income | $1,674,000 | 2,362 |
| Gross Fiduciary activities income | $52,000 | 925 |
| Service charges on deposit accounts | $526,000 | 2,201 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,096,000 | 2,204 |
| Total noninterest expense | $6,984,000 | 2,625 |
| Salaries and employee benefits | $3,720,000 | 2,652 |
| Premises and equipment expense | $1,315,000 | 1,760 |
| Additional noninterest expense | $1,949,000 | 2,938 |
| Pre-tax net operating income | $1,789,000 | 3,184 |
| Securities gains (losses) | $10,000 | 2,652 |
| Applicable income taxes | $475,000 | 2,250 |
| Income before extraordinary items | $1,324,000 | 3,446 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,324,000 | 3,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,324,000 | 3,448 |
| Net charge-offs | $324,000 | 1,936 |
| Cash dividends | $418,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,316,600 | 3,411 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 2,922 |
| Total interest expense | $527,000 | 3,357 |
| Net interest income | $5,449,000 | 2,837 |
| Provision for loan and lease losses | $119,000 | 2,649 |
| Total noninterest income | $1,225,000 | 2,407 |
| Gross Fiduciary activities income | $43,000 | 914 |
| Service charges on deposit accounts | $389,000 | 2,238 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $793,000 | 2,269 |
| Total noninterest expense | $5,348,000 | 2,575 |
| Salaries and employee benefits | $2,923,000 | 2,561 |
| Premises and equipment expense | $943,000 | 1,854 |
| Additional noninterest expense | $1,482,000 | 2,907 |
| Pre-tax net operating income | $1,207,000 | 3,421 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $310,000 | 2,437 |
| Income before extraordinary items | $907,000 | 3,670 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $907,000 | 3,672 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $907,000 | 3,673 |
| Net charge-offs | $281,000 | 1,661 |
| Cash dividends | $418,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $899,500 | 3,644 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 2,957 |
| Total interest expense | $356,000 | 3,357 |
| Net interest income | $3,573,000 | 2,879 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $798,000 | 2,413 |
| Gross Fiduciary activities income | $24,000 | 928 |
| Service charges on deposit accounts | $253,000 | 2,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $521,000 | 2,261 |
| Total noninterest expense | $3,516,000 | 2,605 |
| Salaries and employee benefits | $1,969,000 | 2,549 |
| Premises and equipment expense | $583,000 | 2,002 |
| Additional noninterest expense | $964,000 | 2,979 |
| Pre-tax net operating income | $755,000 | 3,493 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $191,000 | 2,458 |
| Income before extraordinary items | $574,000 | 3,711 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $574,000 | 3,716 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $574,000 | 3,718 |
| Net charge-offs | $43,000 | 2,918 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $566,500 | 3,672 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,964 |
| Total interest expense | $181,000 | 3,377 |
| Net interest income | $1,784,000 | 2,882 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $377,000 | 2,460 |
| Gross Fiduciary activities income | $14,000 | 913 |
| Service charges on deposit accounts | $120,000 | 2,307 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $243,000 | 2,290 |
| Total noninterest expense | $1,742,000 | 2,636 |
| Salaries and employee benefits | $1,029,000 | 2,444 |
| Premises and equipment expense | $219,000 | 2,574 |
| Additional noninterest expense | $494,000 | 2,911 |
| Pre-tax net operating income | $344,000 | 3,574 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $84,000 | 2,504 |
| Income before extraordinary items | $270,000 | 3,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $270,000 | 3,732 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $270,000 | 3,732 |
| Net charge-offs | $36,000 | 2,105 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $262,400 | 3,728 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,394,000 | 2,834 |
| Total interest expense | $875,000 | 3,246 |
| Net interest income | $7,519,000 | 2,761 |
| Provision for loan and lease losses | $250,000 | 2,679 |
| Total noninterest income | $1,729,000 | 2,358 |
| Gross Fiduciary activities income | $49,000 | 944 |
| Service charges on deposit accounts | $561,000 | 2,187 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,119,000 | 2,227 |
| Total noninterest expense | $7,291,000 | 2,536 |
| Salaries and employee benefits | $3,765,000 | 2,618 |
| Premises and equipment expense | $1,403,000 | 1,675 |
| Additional noninterest expense | $2,123,000 | 2,846 |
| Pre-tax net operating income | $1,707,000 | 3,157 |
| Securities gains (losses) | $88,000 | 1,417 |
| Applicable income taxes | $490,000 | 2,181 |
| Income before extraordinary items | $1,305,000 | 3,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,305,000 | 3,407 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,305,000 | 3,409 |
| Net charge-offs | $21,000 | 4,826 |
| Cash dividends | $125,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,240,760 | 3,442 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 2,827 |
| Total interest expense | $678,000 | 3,249 |
| Net interest income | $5,694,000 | 2,738 |
| Provision for loan and lease losses | $210,000 | 2,518 |
| Total noninterest income | $1,330,000 | 2,379 |
| Gross Fiduciary activities income | $40,000 | 928 |
| Service charges on deposit accounts | $414,000 | 2,217 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $876,000 | 2,231 |
| Total noninterest expense | $5,503,000 | 2,526 |
| Salaries and employee benefits | $2,890,000 | 2,561 |
| Premises and equipment expense | $1,031,000 | 1,724 |
| Additional noninterest expense | $1,582,000 | 2,854 |
| Pre-tax net operating income | $1,311,000 | 3,178 |
| Securities gains (losses) | $87,000 | 1,313 |
| Applicable income taxes | $387,000 | 2,168 |
| Income before extraordinary items | $1,011,000 | 3,406 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,011,000 | 3,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,011,000 | 3,410 |
| Net charge-offs | $-193,000 | 6,716 |
| Cash dividends | $125,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $948,360 | 3,444 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 2,807 |
| Total interest expense | $466,000 | 3,236 |
| Net interest income | $3,818,000 | 2,715 |
| Provision for loan and lease losses | $132,000 | 2,626 |
| Total noninterest income | $856,000 | 2,454 |
| Gross Fiduciary activities income | $24,000 | 946 |
| Service charges on deposit accounts | $268,000 | 2,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $564,000 | 2,313 |
| Total noninterest expense | $3,658,000 | 2,532 |
| Salaries and employee benefits | $1,948,000 | 2,552 |
| Premises and equipment expense | $686,000 | 1,721 |
| Additional noninterest expense | $1,024,000 | 2,916 |
| Pre-tax net operating income | $884,000 | 3,137 |
| Securities gains (losses) | $72,000 | 1,307 |
| Applicable income taxes | $269,000 | 2,137 |
| Income before extraordinary items | $687,000 | 3,356 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $687,000 | 3,357 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $687,000 | 3,359 |
| Net charge-offs | $-137,000 | 6,741 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $635,160 | 3,403 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 2,798 |
| Total interest expense | $240,000 | 3,260 |
| Net interest income | $1,922,000 | 2,706 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $455,000 | 2,364 |
| Gross Fiduciary activities income | $15,000 | 926 |
| Service charges on deposit accounts | $130,000 | 2,279 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $310,000 | 2,175 |
| Total noninterest expense | $1,845,000 | 2,546 |
| Salaries and employee benefits | $978,000 | 2,558 |
| Premises and equipment expense | $346,000 | 1,734 |
| Additional noninterest expense | $521,000 | 2,882 |
| Pre-tax net operating income | $427,000 | 3,186 |
| Securities gains (losses) | $15,000 | 1,363 |
| Applicable income taxes | $137,000 | 2,086 |
| Income before extraordinary items | $305,000 | 3,532 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $305,000 | 3,533 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $305,000 | 3,534 |
| Net charge-offs | $-53,000 | 6,729 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $294,650 | 3,511 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 2,777 |
| Total interest expense | $1,400,000 | 2,865 |
| Net interest income | $7,792,000 | 2,720 |
| Provision for loan and lease losses | $562,000 | 2,560 |
| Total noninterest income | $2,025,000 | 2,161 |
| Gross Fiduciary activities income | $55,000 | 959 |
| Service charges on deposit accounts | $602,000 | 2,149 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,368,000 | 1,964 |
| Total noninterest expense | $7,120,000 | 2,617 |
| Salaries and employee benefits | $3,664,000 | 2,662 |
| Premises and equipment expense | $1,352,000 | 1,744 |
| Additional noninterest expense | $2,104,000 | 2,979 |
| Pre-tax net operating income | $2,135,000 | 2,694 |
| Securities gains (losses) | $46,000 | 2,777 |
| Applicable income taxes | $695,000 | 1,848 |
| Income before extraordinary items | $1,486,000 | 3,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,486,000 | 3,146 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,486,000 | 3,146 |
| Net charge-offs | $38,000 | 5,094 |
| Cash dividends | $576,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,454,720 | 3,050 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 2,813 |
| Total interest expense | $1,131,000 | 2,806 |
| Net interest income | $5,837,000 | 2,765 |
| Provision for loan and lease losses | $448,000 | 2,454 |
| Total noninterest income | $1,525,000 | 2,155 |
| Gross Fiduciary activities income | $43,000 | 947 |
| Service charges on deposit accounts | $453,000 | 2,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,029,000 | 1,958 |
| Total noninterest expense | $5,267,000 | 2,659 |
| Salaries and employee benefits | $2,748,000 | 2,680 |
| Premises and equipment expense | $993,000 | 1,799 |
| Additional noninterest expense | $1,526,000 | 3,069 |
| Pre-tax net operating income | $1,647,000 | 2,708 |
| Securities gains (losses) | $46,000 | 2,486 |
| Applicable income taxes | $542,000 | 1,855 |
| Income before extraordinary items | $1,151,000 | 3,162 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,151,000 | 3,161 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,151,000 | 3,160 |
| Net charge-offs | $-59,000 | 6,955 |
| Cash dividends | $161,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,119,720 | 3,064 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 2,909 |
| Total interest expense | $797,000 | 2,787 |
| Net interest income | $3,696,000 | 2,899 |
| Provision for loan and lease losses | $234,000 | 2,800 |
| Total noninterest income | $931,000 | 2,267 |
| Gross Fiduciary activities income | $27,000 | 961 |
| Service charges on deposit accounts | $299,000 | 2,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $605,000 | 2,100 |
| Total noninterest expense | $3,464,000 | 2,700 |
| Salaries and employee benefits | $1,836,000 | 2,691 |
| Premises and equipment expense | $640,000 | 1,855 |
| Additional noninterest expense | $988,000 | 3,158 |
| Pre-tax net operating income | $929,000 | 2,999 |
| Securities gains (losses) | $21,000 | 2,473 |
| Applicable income taxes | $290,000 | 2,091 |
| Income before extraordinary items | $660,000 | 3,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $660,000 | 3,455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $660,000 | 3,455 |
| Net charge-offs | $105,000 | 3,358 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $645,510 | 3,310 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 2,957 |
| Total interest expense | $412,000 | 2,808 |
| Net interest income | $1,814,000 | 2,958 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $415,000 | 2,426 |
| Gross Fiduciary activities income | $15,000 | 947 |
| Service charges on deposit accounts | $144,000 | 2,209 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $256,000 | 2,315 |
| Total noninterest expense | $1,717,000 | 2,721 |
| Salaries and employee benefits | $918,000 | 2,704 |
| Premises and equipment expense | $317,000 | 1,879 |
| Additional noninterest expense | $482,000 | 3,186 |
| Pre-tax net operating income | $392,000 | 3,336 |
| Securities gains (losses) | $21,000 | 1,579 |
| Applicable income taxes | $120,000 | 2,259 |
| Income before extraordinary items | $293,000 | 3,694 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $293,000 | 3,696 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $293,000 | 3,697 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $278,090 | 3,618 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 2,975 |
| Total interest expense | $2,194,000 | 2,578 |
| Net interest income | $7,012,000 | 3,069 |
| Provision for loan and lease losses | $1,275,000 | 2,075 |
| Total noninterest income | $1,572,000 | 2,371 |
| Gross Fiduciary activities income | $52,000 | 917 |
| Service charges on deposit accounts | $602,000 | 2,227 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $918,000 | 2,254 |
| Total noninterest expense | $6,922,000 | 2,687 |
| Salaries and employee benefits | $3,519,000 | 2,738 |
| Premises and equipment expense | $1,376,000 | 1,807 |
| Additional noninterest expense | $2,027,000 | 3,105 |
| Pre-tax net operating income | $387,000 | 5,002 |
| Securities gains (losses) | $828,000 | 525 |
| Applicable income taxes | $258,000 | 2,666 |
| Income before extraordinary items | $957,000 | 3,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $957,000 | 3,641 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $957,000 | 3,640 |
| Net charge-offs | $1,132,000 | 2,213 |
| Cash dividends | $52,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $302,880 | 5,121 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,967,000 | 2,989 |
| Total interest expense | $1,719,000 | 2,576 |
| Net interest income | $5,248,000 | 3,086 |
| Provision for loan and lease losses | $845,000 | 2,195 |
| Total noninterest income | $1,176,000 | 2,367 |
| Gross Fiduciary activities income | $42,000 | 898 |
| Service charges on deposit accounts | $446,000 | 2,269 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $688,000 | 2,235 |
| Total noninterest expense | $5,515,000 | 2,558 |
| Salaries and employee benefits | $2,823,000 | 2,547 |
| Premises and equipment expense | $1,032,000 | 1,827 |
| Additional noninterest expense | $1,660,000 | 2,867 |
| Pre-tax net operating income | $64,000 | 5,943 |
| Securities gains (losses) | $752,000 | 451 |
| Applicable income taxes | $154,000 | 2,891 |
| Income before extraordinary items | $662,000 | 3,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $662,000 | 3,860 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $662,000 | 3,860 |
| Net charge-offs | $906,000 | 2,008 |
| Cash dividends | $52,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $52,880 | 5,975 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 2,986 |
| Total interest expense | $1,166,000 | 2,621 |
| Net interest income | $3,498,000 | 3,083 |
| Provision for loan and lease losses | $590,000 | 2,124 |
| Total noninterest income | $842,000 | 2,256 |
| Gross Fiduciary activities income | $28,000 | 908 |
| Service charges on deposit accounts | $282,000 | 2,334 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 2,016 |
| Total noninterest expense | $3,792,000 | 2,503 |
| Salaries and employee benefits | $1,880,000 | 2,560 |
| Premises and equipment expense | $779,000 | 1,623 |
| Additional noninterest expense | $1,133,000 | 2,868 |
| Pre-tax net operating income | $-42,000 | 6,312 |
| Securities gains (losses) | $579,000 | 317 |
| Applicable income taxes | $85,000 | 2,984 |
| Income before extraordinary items | $452,000 | 3,767 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 3,767 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $452,000 | 3,768 |
| Net charge-offs | $424,000 | 2,305 |
| Cash dividends | $42,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-34,360 | 6,329 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 3,030 |
| Total interest expense | $593,000 | 2,666 |
| Net interest income | $1,716,000 | 3,126 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $477,000 | 2,066 |
| Gross Fiduciary activities income | $16,000 | 907 |
| Service charges on deposit accounts | $135,000 | 2,385 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $326,000 | 1,806 |
| Total noninterest expense | $1,799,000 | 2,642 |
| Salaries and employee benefits | $916,000 | 2,649 |
| Premises and equipment expense | $366,000 | 1,766 |
| Additional noninterest expense | $517,000 | 3,098 |
| Pre-tax net operating income | $169,000 | 4,471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-19,000 | 7,076 |
| Income before extraordinary items | $188,000 | 4,093 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $188,000 | 4,092 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $188,000 | 4,093 |
| Net charge-offs | $23,000 | 3,949 |
| Cash dividends | $42,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $188,000 | 4,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 2,925 |
| Total interest expense | $2,650,000 | 2,853 |
| Net interest income | $7,485,000 | 2,903 |
| Provision for loan and lease losses | $1,030,000 | 3,000 |
| Total noninterest income | $1,799,000 | 2,226 |
| Gross Fiduciary activities income | $58,000 | 947 |
| Service charges on deposit accounts | $633,000 | 2,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,108,000 | 2,058 |
| Total noninterest expense | $7,264,000 | 2,651 |
| Salaries and employee benefits | $3,753,000 | 2,556 |
| Premises and equipment expense | $1,410,000 | 1,822 |
| Additional noninterest expense | $2,101,000 | 3,128 |
| Pre-tax net operating income | $990,000 | 3,399 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $216,000 | 2,659 |
| Income before extraordinary items | $774,000 | 3,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $774,000 | 3,661 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $774,000 | 3,663 |
| Net charge-offs | $908,000 | 2,822 |
| Cash dividends | $702,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $774,000 | 3,531 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 2,944 |
| Total interest expense | $2,022,000 | 2,927 |
| Net interest income | $5,705,000 | 2,892 |
| Provision for loan and lease losses | $785,000 | 2,879 |
| Total noninterest income | $1,338,000 | 2,263 |
| Gross Fiduciary activities income | $46,000 | 928 |
| Service charges on deposit accounts | $477,000 | 2,240 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $815,000 | 2,047 |
| Total noninterest expense | $5,396,000 | 2,660 |
| Salaries and employee benefits | $2,849,000 | 2,546 |
| Premises and equipment expense | $1,035,000 | 1,881 |
| Additional noninterest expense | $1,512,000 | 3,197 |
| Pre-tax net operating income | $862,000 | 3,344 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $208,000 | 2,516 |
| Income before extraordinary items | $654,000 | 3,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $654,000 | 3,626 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $654,000 | 3,628 |
| Net charge-offs | $593,000 | 2,844 |
| Cash dividends | $575,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $654,000 | 3,497 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 2,949 |
| Total interest expense | $1,360,000 | 3,011 |
| Net interest income | $3,848,000 | 2,859 |
| Provision for loan and lease losses | $475,000 | 2,932 |
| Total noninterest income | $797,000 | 2,385 |
| Gross Fiduciary activities income | $30,000 | 940 |
| Service charges on deposit accounts | $317,000 | 2,252 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $450,000 | 2,242 |
| Total noninterest expense | $3,570,000 | 2,688 |
| Salaries and employee benefits | $1,901,000 | 2,553 |
| Premises and equipment expense | $682,000 | 1,910 |
| Additional noninterest expense | $987,000 | 3,240 |
| Pre-tax net operating income | $600,000 | 3,301 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $148,000 | 2,413 |
| Income before extraordinary items | $452,000 | 3,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 3,580 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $452,000 | 3,582 |
| Net charge-offs | $224,000 | 3,400 |
| Cash dividends | $175,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $452,000 | 3,468 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 2,952 |
| Total interest expense | $692,000 | 3,088 |
| Net interest income | $1,955,000 | 2,837 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $404,000 | 2,350 |
| Gross Fiduciary activities income | $18,000 | 923 |
| Service charges on deposit accounts | $150,000 | 2,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $236,000 | 2,153 |
| Total noninterest expense | $1,807,000 | 2,689 |
| Salaries and employee benefits | $954,000 | 2,582 |
| Premises and equipment expense | $350,000 | 1,922 |
| Additional noninterest expense | $503,000 | 3,166 |
| Pre-tax net operating income | $327,000 | 3,222 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $85,000 | 2,275 |
| Income before extraordinary items | $242,000 | 3,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 3,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $242,000 | 3,553 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $175,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $242,000 | 3,426 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,533,000 | 2,856 |
| Total interest expense | $3,235,000 | 3,233 |
| Net interest income | $8,298,000 | 2,635 |
| Provision for loan and lease losses | $1,031,000 | 3,452 |
| Total noninterest income | $1,883,000 | 2,207 |
| Gross Fiduciary activities income | $59,000 | 939 |
| Service charges on deposit accounts | $737,000 | 2,161 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,087,000 | 2,052 |
| Total noninterest expense | $7,157,000 | 2,737 |
| Salaries and employee benefits | $3,629,000 | 2,688 |
| Premises and equipment expense | $1,370,000 | 1,964 |
| Additional noninterest expense | $2,158,000 | 3,130 |
| Pre-tax net operating income | $1,993,000 | 1,911 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $612,000 | 1,359 |
| Income before extraordinary items | $1,380,000 | 2,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,380,000 | 2,244 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,380,000 | 2,245 |
| Net charge-offs | $410,000 | 4,050 |
| Cash dividends | $525,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,380,690 | 2,215 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 2,886 |
| Total interest expense | $2,472,000 | 3,320 |
| Net interest income | $6,223,000 | 2,639 |
| Provision for loan and lease losses | $542,000 | 3,684 |
| Total noninterest income | $1,361,000 | 2,325 |
| Gross Fiduciary activities income | $44,000 | 931 |
| Service charges on deposit accounts | $553,000 | 2,170 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $764,000 | 2,178 |
| Total noninterest expense | $5,482,000 | 2,697 |
| Salaries and employee benefits | $2,839,000 | 2,590 |
| Premises and equipment expense | $1,018,000 | 1,997 |
| Additional noninterest expense | $1,625,000 | 3,085 |
| Pre-tax net operating income | $1,560,000 | 1,988 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $458,000 | 1,492 |
| Income before extraordinary items | $1,101,000 | 2,316 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,101,000 | 2,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,101,000 | 2,316 |
| Net charge-offs | $184,000 | 4,340 |
| Cash dividends | $525,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,101,710 | 2,274 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 2,903 |
| Total interest expense | $1,704,000 | 3,355 |
| Net interest income | $4,120,000 | 2,635 |
| Provision for loan and lease losses | $322,000 | 3,595 |
| Total noninterest income | $858,000 | 2,417 |
| Gross Fiduciary activities income | $28,000 | 950 |
| Service charges on deposit accounts | $368,000 | 2,154 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $462,000 | 2,323 |
| Total noninterest expense | $3,612,000 | 2,749 |
| Salaries and employee benefits | $1,920,000 | 2,593 |
| Premises and equipment expense | $665,000 | 2,054 |
| Additional noninterest expense | $1,027,000 | 3,228 |
| Pre-tax net operating income | $1,044,000 | 2,038 |
| Securities gains (losses) | $-3,000 | 7,398 |
| Applicable income taxes | $310,000 | 1,500 |
| Income before extraordinary items | $731,000 | 2,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $731,000 | 2,384 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $731,000 | 2,386 |
| Net charge-offs | $120,000 | 4,046 |
| Cash dividends | $175,000 | 2,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $733,100 | 2,312 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 2,878 |
| Total interest expense | $896,000 | 3,334 |
| Net interest income | $2,085,000 | 2,607 |
| Provision for loan and lease losses | $182,000 | 2,979 |
| Total noninterest income | $445,000 | 2,311 |
| Gross Fiduciary activities income | $15,000 | 949 |
| Service charges on deposit accounts | $192,000 | 2,034 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $238,000 | 2,260 |
| Total noninterest expense | $1,851,000 | 2,605 |
| Salaries and employee benefits | $975,000 | 2,598 |
| Premises and equipment expense | $327,000 | 2,131 |
| Additional noninterest expense | $549,000 | 2,777 |
| Pre-tax net operating income | $497,000 | 2,393 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $142,000 | 1,798 |
| Income before extraordinary items | $355,000 | 2,786 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $355,000 | 2,785 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $355,000 | 2,787 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $175,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $355,000 | 2,648 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,815,000 | 2,859 |
| Total interest expense | $4,314,000 | 3,320 |
| Net interest income | $8,501,000 | 2,555 |
| Provision for loan and lease losses | $570,000 | 3,604 |
| Total noninterest income | $1,914,000 | 2,216 |
| Gross Fiduciary activities income | $51,000 | 971 |
| Service charges on deposit accounts | $948,000 | 1,842 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $915,000 | 2,263 |
| Total noninterest expense | $7,708,000 | 2,454 |
| Salaries and employee benefits | $3,886,000 | 2,569 |
| Premises and equipment expense | $1,292,000 | 2,095 |
| Additional noninterest expense | $2,530,000 | 2,316 |
| Pre-tax net operating income | $2,137,000 | 2,326 |
| Securities gains (losses) | $-46,000 | 7,155 |
| Applicable income taxes | $577,000 | 1,704 |
| Income before extraordinary items | $1,514,000 | 2,500 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,514,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 3,067 |
| Cash dividends | $430,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,547,120 | 2,604 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,756,000 | 2,875 |
| Total interest expense | $3,336,000 | 3,355 |
| Net interest income | $6,420,000 | 2,562 |
| Provision for loan and lease losses | $325,000 | 3,416 |
| Total noninterest income | $1,283,000 | 2,467 |
| Gross Fiduciary activities income | $40,000 | 967 |
| Service charges on deposit accounts | $712,000 | 1,846 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $531,000 | 2,718 |
| Total noninterest expense | $5,575,000 | 2,539 |
| Salaries and employee benefits | $2,983,000 | 2,563 |
| Premises and equipment expense | $965,000 | 2,111 |
| Additional noninterest expense | $1,627,000 | 2,579 |
| Pre-tax net operating income | $1,803,000 | 2,484 |
| Securities gains (losses) | $-9,000 | 7,325 |
| Applicable income taxes | $560,000 | 1,759 |
| Income before extraordinary items | $1,234,000 | 2,708 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,234,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 2,392 |
| Cash dividends | $430,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,240,210 | 2,834 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 2,886 |
| Total interest expense | $2,343,000 | 3,343 |
| Net interest income | $4,256,000 | 2,571 |
| Provision for loan and lease losses | $220,000 | 3,001 |
| Total noninterest income | $849,000 | 2,507 |
| Gross Fiduciary activities income | $24,000 | 995 |
| Service charges on deposit accounts | $459,000 | 1,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $366,000 | 2,708 |
| Total noninterest expense | $3,645,000 | 2,587 |
| Salaries and employee benefits | $1,989,000 | 2,582 |
| Premises and equipment expense | $616,000 | 2,193 |
| Additional noninterest expense | $1,040,000 | 2,657 |
| Pre-tax net operating income | $1,240,000 | 2,533 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $400,000 | 1,866 |
| Income before extraordinary items | $844,000 | 2,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,950 |
| Cash dividends | $215,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $841,280 | 2,900 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 2,875 |
| Total interest expense | $1,277,000 | 3,302 |
| Net interest income | $2,118,000 | 2,576 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $429,000 | 2,481 |
| Gross Fiduciary activities income | $12,000 | 1,003 |
| Service charges on deposit accounts | $219,000 | 1,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $198,000 | 2,588 |
| Total noninterest expense | $1,792,000 | 2,626 |
| Salaries and employee benefits | $1,004,000 | 2,574 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $485,000 | 2,800 |
| Pre-tax net operating income | $640,000 | 2,579 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $210,000 | 1,901 |
| Income before extraordinary items | $430,000 | 3,026 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $215,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $430,000 | 2,943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,899,000 | 2,879 |
| Total interest expense | $5,447,000 | 3,245 |
| Net interest income | $8,452,000 | 2,592 |
| Provision for loan and lease losses | $295,000 | 3,233 |
| Total noninterest income | $1,730,000 | 2,453 |
| Gross Fiduciary activities income | $99,000 | 925 |
| Service charges on deposit accounts | $1,029,000 | 1,721 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $602,000 | 2,992 |
| Total noninterest expense | $7,295,000 | 2,487 |
| Salaries and employee benefits | $3,844,000 | 2,578 |
| Premises and equipment expense | $1,238,000 | 2,099 |
| Additional noninterest expense | $2,213,000 | 2,434 |
| Pre-tax net operating income | $2,592,000 | 2,745 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $824,000 | 2,098 |
| Income before extraordinary items | $1,768,000 | 3,077 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,768,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,556 |
| Cash dividends | $868,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,768,000 | 3,069 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,425,000 | 2,881 |
| Total interest expense | $4,061,000 | 3,251 |
| Net interest income | $6,364,000 | 2,600 |
| Provision for loan and lease losses | $155,000 | 3,427 |
| Total noninterest income | $1,290,000 | 2,461 |
| Gross Fiduciary activities income | $87,000 | 896 |
| Service charges on deposit accounts | $767,000 | 1,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $436,000 | 3,055 |
| Total noninterest expense | $5,565,000 | 2,432 |
| Salaries and employee benefits | $2,967,000 | 2,510 |
| Premises and equipment expense | $921,000 | 2,105 |
| Additional noninterest expense | $1,677,000 | 2,364 |
| Pre-tax net operating income | $1,934,000 | 2,915 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $609,000 | 2,268 |
| Income before extraordinary items | $1,325,000 | 3,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,325,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,083 |
| Cash dividends | $776,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,325,000 | 3,224 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 2,931 |
| Total interest expense | $2,707,000 | 3,248 |
| Net interest income | $4,168,000 | 2,663 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $823,000 | 2,558 |
| Gross Fiduciary activities income | $39,000 | 965 |
| Service charges on deposit accounts | $500,000 | 1,748 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $284,000 | 3,112 |
| Total noninterest expense | $3,714,000 | 2,448 |
| Salaries and employee benefits | $1,996,000 | 2,532 |
| Premises and equipment expense | $604,000 | 2,144 |
| Additional noninterest expense | $1,114,000 | 2,378 |
| Pre-tax net operating income | $1,207,000 | 3,101 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $372,000 | 2,467 |
| Income before extraordinary items | $835,000 | 3,427 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $835,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,703 |
| Cash dividends | $415,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $835,000 | 3,404 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 2,961 |
| Total interest expense | $1,331,000 | 3,273 |
| Net interest income | $2,058,000 | 2,693 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $390,000 | 2,606 |
| Gross Fiduciary activities income | $27,000 | 927 |
| Service charges on deposit accounts | $228,000 | 1,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $135,000 | 3,201 |
| Total noninterest expense | $1,891,000 | 2,420 |
| Salaries and employee benefits | $1,045,000 | 2,459 |
| Premises and equipment expense | $306,000 | 2,138 |
| Additional noninterest expense | $540,000 | 2,444 |
| Pre-tax net operating income | $547,000 | 3,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $168,000 | 2,627 |
| Income before extraordinary items | $379,000 | 3,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $379,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,108 |
| Cash dividends | $415,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $379,000 | 3,604 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,369,000 | 2,813 |
| Total interest expense | $4,836,000 | 3,120 |
| Net interest income | $8,533,000 | 2,639 |
| Provision for loan and lease losses | $660,000 | 1,485 |
| Total noninterest income | $1,614,000 | 2,575 |
| Gross Fiduciary activities income | $88,000 | 953 |
| Service charges on deposit accounts | $989,000 | 1,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $537,000 | 3,218 |
| Total noninterest expense | $7,644,000 | 2,317 |
| Salaries and employee benefits | $4,333,000 | 2,255 |
| Premises and equipment expense | $1,238,000 | 2,017 |
| Additional noninterest expense | $2,073,000 | 2,490 |
| Pre-tax net operating income | $1,843,000 | 3,834 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $510,000 | 3,134 |
| Income before extraordinary items | $1,333,000 | 4,032 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,333,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,984 |
| Cash dividends | $398,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,333,000 | 4,008 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,875,000 | 2,825 |
| Total interest expense | $3,522,000 | 3,092 |
| Net interest income | $6,353,000 | 2,675 |
| Provision for loan and lease losses | $495,000 | 1,399 |
| Total noninterest income | $1,191,000 | 2,613 |
| Gross Fiduciary activities income | $72,000 | 927 |
| Service charges on deposit accounts | $730,000 | 1,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 3,265 |
| Total noninterest expense | $5,691,000 | 2,322 |
| Salaries and employee benefits | $3,237,000 | 2,265 |
| Premises and equipment expense | $924,000 | 2,044 |
| Additional noninterest expense | $1,530,000 | 2,510 |
| Pre-tax net operating income | $1,358,000 | 4,007 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $367,000 | 3,298 |
| Income before extraordinary items | $991,000 | 4,190 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $991,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,262 |
| Cash dividends | $398,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $991,000 | 4,178 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 2,843 |
| Total interest expense | $2,278,000 | 3,062 |
| Net interest income | $4,179,000 | 2,699 |
| Provision for loan and lease losses | $330,000 | 1,354 |
| Total noninterest income | $779,000 | 2,639 |
| Gross Fiduciary activities income | $39,000 | 983 |
| Service charges on deposit accounts | $465,000 | 1,849 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,169 |
| Total noninterest expense | $3,703,000 | 2,385 |
| Salaries and employee benefits | $2,133,000 | 2,296 |
| Premises and equipment expense | $616,000 | 2,037 |
| Additional noninterest expense | $954,000 | 2,681 |
| Pre-tax net operating income | $925,000 | 3,982 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $253,000 | 3,287 |
| Income before extraordinary items | $672,000 | 4,172 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $672,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $190,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $672,000 | 4,166 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 2,839 |
| Total interest expense | $1,124,000 | 2,966 |
| Net interest income | $2,043,000 | 2,735 |
| Provision for loan and lease losses | $165,000 | 1,317 |
| Total noninterest income | $378,000 | 2,640 |
| Gross Fiduciary activities income | $17,000 | 1,009 |
| Service charges on deposit accounts | $218,000 | 1,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,060 |
| Total noninterest expense | $1,799,000 | 2,466 |
| Salaries and employee benefits | $1,058,000 | 2,331 |
| Premises and equipment expense | $295,000 | 2,134 |
| Additional noninterest expense | $446,000 | 2,827 |
| Pre-tax net operating income | $457,000 | 3,961 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $125,000 | 3,281 |
| Income before extraordinary items | $332,000 | 4,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,380 |
| Cash dividends | $170,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $332,000 | 4,132 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,999,000 | 2,709 |
| Total interest expense | $4,043,000 | 2,635 |
| Net interest income | $7,956,000 | 2,712 |
| Provision for loan and lease losses | $819,000 | 1,240 |
| Total noninterest income | $1,608,000 | 2,576 |
| Gross Fiduciary activities income | $66,000 | 1,010 |
| Service charges on deposit accounts | $973,000 | 1,773 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $569,000 | 3,156 |
| Total noninterest expense | $7,084,000 | 2,363 |
| Salaries and employee benefits | $3,866,000 | 2,366 |
| Premises and equipment expense | $1,213,000 | 1,977 |
| Additional noninterest expense | $2,005,000 | 2,484 |
| Pre-tax net operating income | $1,661,000 | 4,136 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $483,000 | 3,428 |
| Income before extraordinary items | $1,178,000 | 4,394 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,178,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 849 |
| Cash dividends | $545,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,178,000 | 4,358 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 2,682 |
| Total interest expense | $2,961,000 | 2,567 |
| Net interest income | $5,930,000 | 2,714 |
| Provision for loan and lease losses | $584,000 | 1,230 |
| Total noninterest income | $1,177,000 | 2,617 |
| Gross Fiduciary activities income | $31,000 | 1,060 |
| Service charges on deposit accounts | $721,000 | 1,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,170 |
| Total noninterest expense | $5,343,000 | 2,315 |
| Salaries and employee benefits | $2,956,000 | 2,299 |
| Premises and equipment expense | $902,000 | 1,985 |
| Additional noninterest expense | $1,485,000 | 2,479 |
| Pre-tax net operating income | $1,180,000 | 4,338 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $339,000 | 3,581 |
| Income before extraordinary items | $841,000 | 4,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $841,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 636 |
| Cash dividends | $545,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $841,000 | 4,587 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,867,000 | 2,651 |
| Total interest expense | $1,936,000 | 2,479 |
| Net interest income | $3,931,000 | 2,703 |
| Provision for loan and lease losses | $415,000 | 1,155 |
| Total noninterest income | $724,000 | 2,705 |
| Gross Fiduciary activities income | $20,000 | 1,069 |
| Service charges on deposit accounts | $451,000 | 1,854 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $253,000 | 3,354 |
| Total noninterest expense | $3,546,000 | 2,320 |
| Salaries and employee benefits | $1,940,000 | 2,323 |
| Premises and equipment expense | $594,000 | 1,998 |
| Additional noninterest expense | $1,012,000 | 2,396 |
| Pre-tax net operating income | $694,000 | 4,650 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $190,000 | 3,870 |
| Income before extraordinary items | $504,000 | 4,870 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $504,000 | 4,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 585 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $504,000 | 4,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 2,781 |
| Total interest expense | $944,000 | 2,448 |
| Net interest income | $1,790,000 | 2,927 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $333,000 | 2,824 |
| Gross Fiduciary activities income | $13,000 | 1,030 |
| Service charges on deposit accounts | $205,000 | 1,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,480 |
| Total noninterest expense | $1,762,000 | 2,347 |
| Salaries and employee benefits | $1,004,000 | 2,265 |
| Premises and equipment expense | $287,000 | 2,078 |
| Additional noninterest expense | $471,000 | 2,577 |
| Pre-tax net operating income | $256,000 | 5,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $196,000 | 5,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $196,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $196,000 | 5,434 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,650,000 | 2,660 |
| Total interest expense | $3,592,000 | 2,256 |
| Net interest income | $7,058,000 | 2,855 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $1,447,000 | 2,748 |
| Gross Fiduciary activities income | $63,000 | 1,024 |
| Service charges on deposit accounts | $897,000 | 1,941 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $487,000 | 3,358 |
| Total noninterest expense | $6,837,000 | 2,337 |
| Salaries and employee benefits | $3,905,000 | 2,226 |
| Premises and equipment expense | $1,102,000 | 2,084 |
| Additional noninterest expense | $1,830,000 | 2,615 |
| Pre-tax net operating income | $1,168,000 | 4,860 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $280,000 | 4,284 |
| Income before extraordinary items | $894,000 | 4,991 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $894,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $898,000 | 853 |
| Cash dividends | $378,000 | 4,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $889,440 | 4,934 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,900,000 | 2,668 |
| Total interest expense | $2,708,000 | 2,199 |
| Net interest income | $5,192,000 | 2,896 |
| Provision for loan and lease losses | $295,000 | 2,304 |
| Total noninterest income | $1,018,000 | 2,888 |
| Gross Fiduciary activities income | $51,000 | 1,012 |
| Service charges on deposit accounts | $644,000 | 2,031 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $323,000 | 3,600 |
| Total noninterest expense | $5,065,000 | 2,352 |
| Salaries and employee benefits | $2,960,000 | 2,198 |
| Premises and equipment expense | $790,000 | 2,170 |
| Additional noninterest expense | $1,315,000 | 2,677 |
| Pre-tax net operating income | $850,000 | 5,026 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $199,000 | 4,442 |
| Income before extraordinary items | $657,000 | 5,123 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $657,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 785 |
| Cash dividends | $245,000 | 3,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $652,380 | 5,058 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 2,673 |
| Total interest expense | $1,852,000 | 2,127 |
| Net interest income | $3,385,000 | 2,952 |
| Provision for loan and lease losses | $175,000 | 2,464 |
| Total noninterest income | $686,000 | 2,877 |
| Gross Fiduciary activities income | $42,000 | 984 |
| Service charges on deposit accounts | $409,000 | 2,105 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $235,000 | 3,432 |
| Total noninterest expense | $3,352,000 | 2,370 |
| Salaries and employee benefits | $1,984,000 | 2,187 |
| Premises and equipment expense | $526,000 | 2,171 |
| Additional noninterest expense | $842,000 | 2,797 |
| Pre-tax net operating income | $544,000 | 5,094 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $121,000 | 4,596 |
| Income before extraordinary items | $423,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,313 |
| Cash dividends | $115,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $423,000 | 5,083 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 2,617 |
| Total interest expense | $964,000 | 2,071 |
| Net interest income | $1,696,000 | 2,922 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $322,000 | 2,966 |
| Gross Fiduciary activities income | $12,000 | 1,071 |
| Service charges on deposit accounts | $196,000 | 2,118 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $114,000 | 3,433 |
| Total noninterest expense | $1,713,000 | 2,325 |
| Salaries and employee benefits | $1,007,000 | 2,181 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $434,000 | 2,692 |
| Pre-tax net operating income | $220,000 | 5,603 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $179,000 | 5,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $115,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $179,000 | 5,485 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,861,000 | 2,408 |
| Total interest expense | $4,584,000 | 1,947 |
| Net interest income | $7,277,000 | 2,659 |
| Provision for loan and lease losses | $1,065,000 | 1,122 |
| Total noninterest income | $1,605,000 | 2,703 |
| Gross Fiduciary activities income | $32,000 | 1,166 |
| Service charges on deposit accounts | $831,000 | 2,065 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $742,000 | 2,856 |
| Total noninterest expense | $6,383,000 | 2,461 |
| Salaries and employee benefits | $3,552,000 | 2,376 |
| Premises and equipment expense | $1,105,000 | 2,062 |
| Additional noninterest expense | $1,726,000 | 2,721 |
| Pre-tax net operating income | $1,434,000 | 4,236 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $388,000 | 3,847 |
| Income before extraordinary items | $1,049,000 | 4,507 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,049,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,048,000 | 892 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,046,810 | 4,343 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 2,466 |
| Total interest expense | $3,557,000 | 1,959 |
| Net interest income | $5,281,000 | 2,762 |
| Provision for loan and lease losses | $620,000 | 1,367 |
| Total noninterest income | $1,239,000 | 2,711 |
| Gross Fiduciary activities income | $23,000 | 1,161 |
| Service charges on deposit accounts | $611,000 | 2,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $605,000 | 2,819 |
| Total noninterest expense | $4,754,000 | 2,478 |
| Salaries and employee benefits | $2,665,000 | 2,382 |
| Premises and equipment expense | $801,000 | 2,138 |
| Additional noninterest expense | $1,288,000 | 2,724 |
| Pre-tax net operating income | $1,146,000 | 4,208 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $321,000 | 3,794 |
| Income before extraordinary items | $828,000 | 4,503 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $828,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,238 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $825,840 | 4,337 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 2,408 |
| Total interest expense | $2,463,000 | 1,959 |
| Net interest income | $3,624,000 | 2,688 |
| Provision for loan and lease losses | $455,000 | 1,245 |
| Total noninterest income | $855,000 | 2,622 |
| Gross Fiduciary activities income | $14,000 | 1,176 |
| Service charges on deposit accounts | $397,000 | 2,111 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $444,000 | 2,634 |
| Total noninterest expense | $3,122,000 | 2,499 |
| Salaries and employee benefits | $1,744,000 | 2,415 |
| Premises and equipment expense | $531,000 | 2,139 |
| Additional noninterest expense | $847,000 | 2,740 |
| Pre-tax net operating income | $902,000 | 3,754 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $269,000 | 3,423 |
| Income before extraordinary items | $633,000 | 4,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $633,000 | 4,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,864 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $633,000 | 3,945 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 2,366 |
| Total interest expense | $1,253,000 | 1,968 |
| Net interest income | $1,859,000 | 2,606 |
| Provision for loan and lease losses | $210,000 | 1,306 |
| Total noninterest income | $423,000 | 2,571 |
| Gross Fiduciary activities income | $9,000 | 1,140 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 2,523 |
| Total noninterest expense | $1,579,000 | 2,459 |
| Salaries and employee benefits | $867,000 | 2,435 |
| Premises and equipment expense | $268,000 | 2,126 |
| Additional noninterest expense | $444,000 | 2,598 |
| Pre-tax net operating income | $493,000 | 3,530 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $151,000 | 3,211 |
| Income before extraordinary items | $342,000 | 3,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 1,818 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $342,000 | 3,688 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,599,000 | 2,263 |
| Total interest expense | $6,062,000 | 1,884 |
| Net interest income | $7,537,000 | 2,538 |
| Provision for loan and lease losses | $695,000 | 1,849 |
| Total noninterest income | $1,502,000 | 2,614 |
| Gross Fiduciary activities income | $43,000 | 1,139 |
| Service charges on deposit accounts | $820,000 | 1,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $639,000 | 2,866 |
| Total noninterest expense | $5,815,000 | 2,543 |
| Salaries and employee benefits | $3,068,000 | 2,572 |
| Premises and equipment expense | $965,000 | 2,267 |
| Additional noninterest expense | $1,782,000 | 2,562 |
| Pre-tax net operating income | $2,529,000 | 2,862 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $790,000 | 2,619 |
| Income before extraordinary items | $1,739,000 | 3,116 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,739,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,016 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,739,000 | 3,011 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,933,000 | 2,292 |
| Total interest expense | $8,314,000 | 1,950 |
| Net interest income | $6,619,000 | 2,696 |
| Provision for loan and lease losses | $499,000 | 2,225 |
| Total noninterest income | $1,259,000 | 2,836 |
| Gross Fiduciary activities income | $34,000 | 1,206 |
| Service charges on deposit accounts | $771,000 | 1,969 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $454,000 | 3,292 |
| Total noninterest expense | $5,253,000 | 2,695 |
| Salaries and employee benefits | $2,737,000 | 2,729 |
| Premises and equipment expense | $983,000 | 2,176 |
| Additional noninterest expense | $1,533,000 | 2,819 |
| Pre-tax net operating income | $2,126,000 | 3,031 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $753,000 | 2,534 |
| Income before extraordinary items | $1,424,000 | 3,351 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,424,000 | 3,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 2,029 |
| Cash dividends | $470,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,390,850 | 3,320 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,553,000 | 2,397 |
| Total interest expense | $7,791,000 | 2,184 |
| Net interest income | $6,762,000 | 2,635 |
| Provision for loan and lease losses | $478,000 | 1,971 |
| Total noninterest income | $917,000 | 3,343 |
| Gross Fiduciary activities income | $51,000 | 1,049 |
| Service charges on deposit accounts | $716,000 | 1,929 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $4,817,000 | 2,810 |
| Salaries and employee benefits | $2,557,000 | 2,776 |
| Premises and equipment expense | $909,000 | 2,271 |
| Additional noninterest expense | $1,351,000 | 3,074 |
| Pre-tax net operating income | $2,384,000 | 2,874 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $863,000 | 2,385 |
| Income before extraordinary items | $1,502,000 | 3,249 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,502,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,340 |
| Cash dividends | $468,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,514,160 | 3,223 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,878,000 | 2,543 |
| Total interest expense | $6,710,000 | 2,200 |
| Net interest income | $6,168,000 | 2,847 |
| Provision for loan and lease losses | $449,000 | 1,927 |
| Total noninterest income | $836,000 | 3,511 |
| Gross Fiduciary activities income | $47,000 | 1,106 |
| Service charges on deposit accounts | $643,000 | 2,065 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $146,000 | 5,673 |
| Total noninterest expense | $4,390,000 | 3,040 |
| Salaries and employee benefits | $2,260,000 | 3,078 |
| Premises and equipment expense | $790,000 | 2,567 |
| Additional noninterest expense | $1,340,000 | 3,143 |
| Pre-tax net operating income | $2,165,000 | 3,137 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $769,000 | 2,722 |
| Income before extraordinary items | $1,396,000 | 3,428 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,396,000 | 3,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,789 |
| Cash dividends | $330,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,396,000 | 3,395 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,866,000 | 2,733 |
| Total interest expense | $6,339,000 | 2,376 |
| Net interest income | $5,527,000 | 3,108 |
| Provision for loan and lease losses | $376,000 | 2,166 |
| Total noninterest income | $759,000 | 3,759 |
| Gross Fiduciary activities income | $59,000 | 1,088 |
| Service charges on deposit accounts | $542,000 | 2,376 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $158,000 | 5,537 |
| Total noninterest expense | $3,886,000 | 3,296 |
| Salaries and employee benefits | $2,061,000 | 3,241 |
| Premises and equipment expense | $729,000 | 2,684 |
| Additional noninterest expense | $1,096,000 | 3,637 |
| Pre-tax net operating income | $2,024,000 | 3,311 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $761,000 | 2,849 |
| Income before extraordinary items | $1,263,000 | 3,765 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,263,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,888 |
| Cash dividends | $227,000 | 5,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,263,000 | 3,678 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,370,000 | 3,119 |
| Total interest expense | $5,385,000 | 2,782 |
| Net interest income | $4,985,000 | 3,501 |
| Provision for loan and lease losses | $205,000 | 3,384 |
| Total noninterest income | $638,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $471,000 | 2,780 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $3,172,000 | 3,920 |
| Salaries and employee benefits | $1,653,000 | 3,918 |
| Premises and equipment expense | $644,000 | 2,964 |
| Additional noninterest expense | $875,000 | 4,419 |
| Pre-tax net operating income | $2,246,000 | 3,199 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $823,000 | 2,863 |
| Income before extraordinary items | $1,423,000 | 3,511 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,423,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $223,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,423,000 | 3,437 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,801,000 | 3,685 |
| Total interest expense | $4,773,000 | 3,128 |
| Net interest income | $4,028,000 | 4,296 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $523,000 | 5,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,917 |
| Total noninterest expense | $2,761,000 | 4,613 |
| Salaries and employee benefits | $1,451,000 | 4,451 |
| Premises and equipment expense | $548,000 | 3,500 |
| Additional noninterest expense | $762,000 | 5,398 |
| Pre-tax net operating income | $1,725,000 | 3,861 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $652,000 | 3,355 |
| Income before extraordinary items | $1,073,000 | 4,230 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,073,000 | 4,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $249,000 | 5,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,073,000 | 4,174 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 4,316 |
| Total interest expense | $3,801,000 | 3,853 |
| Net interest income | $3,635,000 | 4,695 |
| Provision for loan and lease losses | $111,000 | 4,376 |
| Total noninterest income | $457,000 | 5,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,531 |
| Total noninterest expense | $2,480,000 | 5,030 |
| Salaries and employee benefits | $1,200,000 | 5,217 |
| Premises and equipment expense | $469,000 | 3,959 |
| Additional noninterest expense | $811,000 | 5,198 |
| Pre-tax net operating income | $1,501,000 | 4,454 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $482,000 | 4,319 |
| Income before extraordinary items | $1,019,000 | 4,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,019,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $144,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,019,000 | 4,509 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 4,618 |
| Total interest expense | $3,052,000 | 3,903 |
| Net interest income | $3,301,000 | 5,199 |
| Provision for loan and lease losses | $177,000 | 3,293 |
| Total noninterest income | $436,000 | 5,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,633 |
| Total noninterest expense | $2,198,000 | 5,750 |
| Salaries and employee benefits | $1,023,000 | 5,985 |
| Premises and equipment expense | $348,000 | 5,102 |
| Additional noninterest expense | $827,000 | 5,553 |
| Pre-tax net operating income | $1,362,000 | 4,762 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $435,000 | 4,489 |
| Income before extraordinary items | $944,000 | 4,722 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $944,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $210,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $932,440 | 4,814 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,025,000 | 4,931 |
| Total interest expense | $3,079,000 | 4,027 |
| Net interest income | $2,946,000 | 5,737 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $350,000 | 7,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $2,079,000 | 6,135 |
| Salaries and employee benefits | $868,000 | 6,909 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $849,000 | 5,630 |
| Pre-tax net operating income | $1,142,000 | 5,362 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $412,000 | 4,906 |
| Income before extraordinary items | $745,000 | 5,853 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $745,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,954 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $735,400 | 5,647 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 5,660 |
| Total interest expense | $3,047,000 | 5,086 |
| Net interest income | $2,742,000 | 6,137 |
| Provision for loan and lease losses | $325,000 | 3,946 |
| Total noninterest income | $347,000 | 7,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,846,000 | 6,805 |
| Salaries and employee benefits | $817,000 | 7,153 |
| Premises and equipment expense | $354,000 | 5,320 |
| Additional noninterest expense | $675,000 | 6,916 |
| Pre-tax net operating income | $918,000 | 6,000 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $618,000 | 6,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $618,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $203,000 | 4,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $616,660 | 6,094 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.