Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2139% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0414% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0917% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1014% | 4,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7886% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7722% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 84.7237% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 4,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1195% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1319% | 4,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9036% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1214% | 2,042 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3605% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0261% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0603% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0766% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1700% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1872% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1540% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9149% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0410% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2422% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3465% | 1,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2312% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6954% | 280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2894% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9753% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3133% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3068% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9163% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9167% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6778% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8591% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3658% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1777% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4626% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3488% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6220% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8262% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5806% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3142% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9389% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 3,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6334% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4043% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4371% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2411% | 4,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3147% | 4,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0263% | 4,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 3,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0984% | 4,198 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3014% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0804% | 4,103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3188% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4224% | 4,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4420% | 4,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 3,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 3,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0982% | 4,135 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4007% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0713% | 4,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0375% | 4,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0584% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1878% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 3,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0491% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3438% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1607% | 4,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0413% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0601% | 4,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1939% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2882% | 4,347 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2857% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1049% | 3,973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0646% | 4,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0933% | 4,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2009% | 4,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2179% | 4,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2554% | 1,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8692% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1820% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0852% | 4,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1204% | 4,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2559% | 4,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2779% | 4,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2788% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6658% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1046% | 2,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1292% | 4,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1767% | 4,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3712% | 4,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4033% | 4,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3688% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2585% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 2,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0530% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 4,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1830% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7092% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1051% | 1,981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0832% | 4,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0909% | 4,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3295% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0067% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0548% | 3,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 4,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0934% | 4,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1023% | 4,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0980% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3803% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4278% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0369% | 2,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6310% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8710% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0571% | 2,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 1,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2809% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8033% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4872% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1191% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 4,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8337% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7496% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1202% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3128% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0997% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0224% | 4,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0185% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8417% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0632% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2060% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1710% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0348% | 5,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0479% | 5,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4411% | 5,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2347% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2527% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2534% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5601% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1762% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0718% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5848% | 5,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2925% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3149% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3443% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9401% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1920% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1189% | 5,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1400% | 5,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7724% | 5,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2813% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3032% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1504% | 5,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1836% | 5,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8808% | 5,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2606% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2810% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2365% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3002% | 1,669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1886% | 5,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2168% | 5,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4978% | 5,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0962% | 5,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1034% | 5,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1011% | 5,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1213% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3051% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1916% | 5,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1943% | 5,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2223% | 5,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6678% | 5,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1078% | 5,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1217% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3665% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2046% | 5,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2583% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0949% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2448% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0669% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2317% | 5,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2934% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 5,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1443% | 5,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3677% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5926% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3091% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4769% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5893% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4621% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2380% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2552% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6561% | 5,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0299% | 3,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2903% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0377% | 5,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5911% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7073% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9303% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1894% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5183% | 5,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1590% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1942% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1499% | 2,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7742% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9094% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7264% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3629% | 5,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2931% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2264% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3307% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5558% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6414% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1953% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4716% | 5,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4816% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6091% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2884% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4229% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3098% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3317% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5942% | 5,968 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0295% | 5,406 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4282% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4084% | 6,029 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2529% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3426% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5585% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3279% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3512% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6296% | 6,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4277% | 6,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1901% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5860% | 6,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1424% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2502% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7491% | 6,117 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1504% | 6,351 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7308% | 1,249 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0059% | 6,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3565% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3818% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1625% | 6,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1252% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2812% | 1,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 5,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 2,805 |
| Percentage Net Loans Charged-off:Construction & development | -1.1219% | 5,997 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0826% | 6,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3715% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3981% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3042% | 6,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1409% | 3,445 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4073% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1763% | 6,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1710% | 6,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0556% | 6,353 |
| Percentage Net Loans Charged-off:Construction & development | -1.4975% | 6,091 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1117% | 6,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 3,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 3,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4574% | 6,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0376% | 3,728 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5674% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1884% | 2,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1802% | 6,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0813% | 6,470 |
| Percentage Net Loans Charged-off:Construction & development | -2.1078% | 6,170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1617% | 6,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 2,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 2,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2421% | 6,487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1673% | 5,907 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9654% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2784% | 2,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1385% | 6,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1354% | 6,614 |
| Percentage Net Loans Charged-off:Construction & development | -4.0302% | 6,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 6,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 6,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 6,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2134% | 5,981 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4432% | 6,302 |
| Percentage Net Loans Charged-off: Credit card loans | -5.0174% | 1,318 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6914% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 5,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2013% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.3973% | 6,201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 6,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3970% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4257% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4075% | 6,705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4127% | 6,629 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5573% | 1,338 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3771% | 6,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0507% | 6,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1551% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.4211% | 6,256 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 6,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3112% | 2,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3338% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8060% | 6,813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4069% | 6,656 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5660% | 1,321 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3678% | 6,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2092% | 2,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.1412% | 6,147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 6,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3925% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4212% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2718% | 6,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2764% | 6,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3442% | 6,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 3,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 6,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1610% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1727% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3675% | 6,492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4436% | 6,555 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1111% | 1,308 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2772% | 6,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7216% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6653% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8594% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6969% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4928% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7125% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0479% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0998% | 4,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6923% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0281% | 6,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7721% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6410% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5971% | 1,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7935% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8550% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9207% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0979% | 6,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9394% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2870% | 6,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5398% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 6,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3872% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4172% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2131% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0492% | 6,199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1294% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2630% | 6,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 3,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 5,942 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2899% | 6,672 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5590% | 1,390 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1926% | 6,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5415% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5357% | 2,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2315% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2277% | 3,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2478% | 3,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5687% | 3,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1090% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5144% | 784 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4675% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4290% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8275% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2747% | 2,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2993% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5708% | 2,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4204% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0019% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2624% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1429% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2528% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2757% | 2,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8750% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1715% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4831% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 5,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 3,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 2,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1356% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 6,468 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1448% | 7,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9211% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2304% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2476% | 3,878 |
| Percentage Net Loans Charged-off:Construction & development | 3.4764% | 1,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3153% | 2,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3454% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1728% | 7,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6461% | 1,685 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9969% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 6,587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2240% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2455% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2242% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8908% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8528% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 6,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 4,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1270% | 3,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2224% | 2,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3407% | 7,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1018% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0052% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 6,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 4,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 7,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 7,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 7,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 6,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0752% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6325% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2359% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1432% | 3,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1211% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1806% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2722% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1451% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1096% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1656% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0414% | 6,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2634% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1409% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1598% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1264% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5911% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9921% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0112% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0569% | 6,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2969% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 2,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1644% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4001% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0855% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8489% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0945% | 7,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0749% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1369% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0987% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1266% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2052% | 7,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.9469% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1145% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 7,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5021% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3778% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1888% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1897% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.7235% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 6,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2101% | 4,035 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8570% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1346% | 7,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2251% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.9604% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 7,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2102% | 3,612 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2881% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1959% | 7,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 7,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 7,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 7,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 7,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 7,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2878% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2411% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4164% | 7,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0971% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1520% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7599% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1136% | 7,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2480% | 4,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5829% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0624% | 7,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0863% | 1,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0940% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1089% | 7,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5654% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1230% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0789% | 7,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 7,277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 7,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 8,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 8,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1602% | 7,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9441% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8916% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1170% | 7,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0808% | 8,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 8,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 8,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 8,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3141% | 7,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2048% | 7,370 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1619% | 1,909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2263% | 7,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4360% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5942% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9622% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0364% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5232% | 8,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0603% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0006% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5711% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6847% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0956% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1785% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1071% | 2,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1959% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0942% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 6,922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6116% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7777% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1993% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2884% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 7,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7959% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2684% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0104% | 6,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1203% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3254% | 7,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4751% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7229% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5567% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5870% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 3.3638% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6356% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6817% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8462% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5981% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4029% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1402% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5367% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6925% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 4.7114% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1595% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7015% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7519% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4214% | 8,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5244% | 3,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9491% | 1,267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1887% | 994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2663% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3729% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 6.9914% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6972% | 8,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9030% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4191% | 1,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 7,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1023% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1398% | 7,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4733% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8621% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0599% | 7,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6288% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4863% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 1.4608% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7394% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3781% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4036% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6821% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1872% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6209% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4823% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3662% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4006% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2043% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7850% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2683% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5741% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7128% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 2,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 2,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2180% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8594% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5445% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 8,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 8,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 8,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5605% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4804% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6241% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8531% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9255% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 7,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3487% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1196% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0683% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2191% | 2,990 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2393% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 7,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 5,969 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 8,591 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 7,115 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2246% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2110% | 7,130 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |