Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$129,073,000427
Total interest expense$62,967,000329
Net interest income$66,106,000541
Provision for loan and lease losses$1,184,000757
Total noninterest income$14,580,000571
Gross Fiduciary activities income$4,654,000267
Service charges on deposit accounts$1,887,000589
Trading account gains and fees$0123
Additional Noninterest Income$8,039,000631
Total noninterest expense$42,597,000654
Salaries and employee benefits$21,957,000690
Premises and equipment expense$8,391,000343
Additional noninterest expense$8,039,000631
Pre-tax net operating income$36,905,000441
Securities gains (losses)$0988
Applicable income taxes$6,464,000460
Income before extraordinary items$30,441,000419
Extraordinary gains, net$054
Net income$30,441,000424
Minority interest net income$088
Net income of bank and minority interests.$30,441,000421
Net charge-offs$233,0001,086
Cash dividends$14,750,000374
Sale, conversion, retirement of capital stock, net$0540
Net operating income$30,441,000431
2023-09-30 (YTD Data)Rank
Total interest income$94,041,000431
Total interest expense$43,998,000333
Net interest income$50,043,000537
Provision for loan and lease losses$501,000999
Total noninterest income$10,683,000587
Gross Fiduciary activities income$3,515,000267
Service charges on deposit accounts$1,399,000593
Trading account gains and fees$0125
Additional Noninterest Income$5,769,000662
Total noninterest expense$31,694,000659
Salaries and employee benefits$16,430,000698
Premises and equipment expense$6,276,000350
Additional noninterest expense$5,769,000662
Pre-tax net operating income$28,531,000447
Securities gains (losses)$0849
Applicable income taxes$4,986,000466
Income before extraordinary items$23,545,000426
Extraordinary gains, net$052
Net income$23,545,000430
Minority interest net income$081
Net income of bank and minority interests.$23,545,000426
Net charge-offs$30,0001,716
Cash dividends$11,000,000350
Sale, conversion, retirement of capital stock, net$0507
Net operating income$23,545,000434
2023-06-30 (YTD Data)Rank
Total interest income$60,561,000422
Total interest expense$26,698,000322
Net interest income$33,863,000529
Provision for loan and lease losses$701,000630
Total noninterest income$6,977,000585
Gross Fiduciary activities income$2,355,000261
Service charges on deposit accounts$933,000579
Trading account gains and fees$0112
Additional Noninterest Income$3,689,000651
Total noninterest expense$20,928,000650
Salaries and employee benefits$10,903,000695
Premises and equipment expense$4,175,000338
Additional noninterest expense$3,689,000651
Pre-tax net operating income$19,211,000438
Securities gains (losses)$0938
Applicable income taxes$3,356,000461
Income before extraordinary items$15,855,000419
Extraordinary gains, net$051
Net income$15,855,000428
Minority interest net income$081
Net income of bank and minority interests.$15,855,000420
Net charge-offs$48,0001,185
Cash dividends$7,300,000344
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,855,000426
2022-12-31 (YTD Data)Rank
Total interest income$94,157,000437
Total interest expense$16,868,000297
Net interest income$77,289,000464
Provision for loan and lease losses$1,750,000569
Total noninterest income$15,741,000557
Gross Fiduciary activities income$4,600,000276
Service charges on deposit accounts$1,825,000623
Trading account gains and fees$0116
Additional Noninterest Income$9,316,000591
Total noninterest expense$42,738,000629
Salaries and employee benefits$23,295,000650
Premises and equipment expense$7,805,000364
Additional noninterest expense$9,316,000591
Pre-tax net operating income$48,542,000392
Securities gains (losses)$7,000482
Applicable income taxes$8,695,000421
Income before extraordinary items$39,854,000380
Extraordinary gains, net$05
Net income$39,854,000381
Minority interest net income$063
Net income of bank and minority interests.$39,854,000381
Net charge-offs$548,000563
Cash dividends$14,000,000364
Sale, conversion, retirement of capital stock, net$0568
Net operating income$39,848,260388
2022-09-30 (YTD Data)Rank
Total interest income$66,844,000439
Total interest expense$9,273,000274
Net interest income$57,571,000462
Provision for loan and lease losses$1,300,000530
Total noninterest income$12,128,000554
Gross Fiduciary activities income$3,513,000275
Service charges on deposit accounts$1,358,000627
Trading account gains and fees$0111
Additional Noninterest Income$7,257,000589
Total noninterest expense$31,293,000631
Salaries and employee benefits$17,080,000661
Premises and equipment expense$5,814,000363
Additional noninterest expense$7,257,000589
Pre-tax net operating income$37,106,000379
Securities gains (losses)$7,000491
Applicable income taxes$6,660,000414
Income before extraordinary items$30,453,000368
Extraordinary gains, net$04
Net income$30,453,000367
Minority interest net income$057
Net income of bank and minority interests.$30,453,000368
Net charge-offs$434,000481
Cash dividends$10,400,000340
Sale, conversion, retirement of capital stock, net$0519
Net operating income$30,447,260378
2022-06-30 (YTD Data)Rank
Total interest income$42,575,000434
Total interest expense$4,646,000277
Net interest income$37,929,000450
Provision for loan and lease losses$900,000457
Total noninterest income$7,697,000577
Gross Fiduciary activities income$2,426,000237
Service charges on deposit accounts$904,000626
Trading account gains and fees$0108
Additional Noninterest Income$4,367,000651
Total noninterest expense$20,199,000646
Salaries and employee benefits$11,324,000657
Premises and equipment expense$3,903,000354
Additional noninterest expense$4,972,000765
Pre-tax net operating income$24,527,000371
Securities gains (losses)$1,000612
Applicable income taxes$4,379,000398
Income before extraordinary items$20,149,000357
Extraordinary gains, net$04
Net income$20,149,000357
Minority interest net income$060
Net income of bank and minority interests.$20,149,000357
Net charge-offs$220,000509
Cash dividends$6,900,000355
Sale, conversion, retirement of capital stock, net$0494
Net operating income$20,148,180367
2022-03-31 (YTD Data)Rank
Total interest income$20,823,000427
Total interest expense$1,913,000301
Net interest income$18,910,000439
Provision for loan and lease losses$450,000361
Total noninterest income$3,940,000579
Gross Fiduciary activities income$1,197,000246
Service charges on deposit accounts$437,000640
Trading account gains and fees$0103
Additional Noninterest Income$2,306,000637
Total noninterest expense$10,355,000633
Salaries and employee benefits$5,921,000637
Premises and equipment expense$1,994,000359
Additional noninterest expense$2,440,000775
Pre-tax net operating income$12,045,000363
Securities gains (losses)$1,000563
Applicable income taxes$2,147,000397
Income before extraordinary items$9,899,000364
Extraordinary gains, net$04
Net income$9,899,000364
Minority interest net income$050
Net income of bank and minority interests.$9,899,000364
Net charge-offs$205,000361
Cash dividends$3,400,000330
Sale, conversion, retirement of capital stock, net$0453
Net operating income$9,898,180372
2021-12-31 (YTD Data)Rank
Total interest income$78,392,000458
Total interest expense$10,779,000271
Net interest income$67,613,000474
Provision for loan and lease losses$-375,0004,390
Total noninterest income$18,141,000549
Gross Fiduciary activities income$4,529,000247
Service charges on deposit accounts$1,568,000659
Trading account gains and fees$0132
Additional Noninterest Income$12,044,000589
Total noninterest expense$41,091,000636
Salaries and employee benefits$21,123,000698
Premises and equipment expense$7,335,000383
Additional noninterest expense$12,633,000635
Pre-tax net operating income$45,038,000415
Securities gains (losses)$23,0001,454
Applicable income taxes$7,913,000455
Income before extraordinary items$37,148,000415
Extraordinary gains, net$010
Net income$37,148,000414
Minority interest net income$074
Net income of bank and minority interests.$37,148,000415
Net charge-offs$357,000770
Cash dividends$13,400,000391
Sale, conversion, retirement of capital stock, net$0582
Net operating income$37,129,140409
2021-09-30 (YTD Data)Rank
Total interest income$58,083,000468
Total interest expense$8,474,000270
Net interest income$49,609,000489
Provision for loan and lease losses$1,575,000281
Total noninterest income$13,652,000562
Gross Fiduciary activities income$3,352,000247
Service charges on deposit accounts$1,132,000674
Trading account gains and fees$0132
Additional Noninterest Income$9,168,000603
Total noninterest expense$28,493,000684
Salaries and employee benefits$15,580,000718
Premises and equipment expense$5,487,000387
Additional noninterest expense$7,426,000780
Pre-tax net operating income$33,193,000433
Securities gains (losses)$22,0001,359
Applicable income taxes$5,805,000475
Income before extraordinary items$27,410,000429
Extraordinary gains, net$08
Net income$27,410,000429
Minority interest net income$069
Net income of bank and minority interests.$27,410,000430
Net charge-offs$321,000627
Cash dividends$10,200,000373
Sale, conversion, retirement of capital stock, net$0543
Net operating income$27,391,740424
2021-06-30 (YTD Data)Rank
Total interest income$38,185,000464
Total interest expense$5,898,000270
Net interest income$32,287,000493
Provision for loan and lease losses$1,050,000291
Total noninterest income$9,459,000553
Gross Fiduciary activities income$2,217,000245
Service charges on deposit accounts$719,000677
Trading account gains and fees$0133
Additional Noninterest Income$6,523,000591
Total noninterest expense$18,820,000687
Salaries and employee benefits$10,166,000727
Premises and equipment expense$3,680,000390
Additional noninterest expense$4,974,000768
Pre-tax net operating income$21,876,000430
Securities gains (losses)$164,000521
Applicable income taxes$3,835,000481
Income before extraordinary items$18,205,000429
Extraordinary gains, net$06
Net income$18,205,000428
Minority interest net income$067
Net income of bank and minority interests.$18,205,000429
Net charge-offs$269,000550
Cash dividends$6,800,000358
Sale, conversion, retirement of capital stock, net$0517
Net operating income$18,068,880423
2021-03-31 (YTD Data)Rank
Total interest income$19,274,000460
Total interest expense$3,080,000277
Net interest income$16,194,000489
Provision for loan and lease losses$525,000356
Total noninterest income$4,957,000544
Gross Fiduciary activities income$1,065,000253
Service charges on deposit accounts$338,000706
Trading account gains and fees$0127
Additional Noninterest Income$3,554,000561
Total noninterest expense$9,628,000669
Salaries and employee benefits$5,119,000712
Premises and equipment expense$1,912,000380
Additional noninterest expense$2,597,000727
Pre-tax net operating income$10,998,000425
Securities gains (losses)$119,000433
Applicable income taxes$1,939,000474
Income before extraordinary items$9,178,000427
Extraordinary gains, net$03
Net income$9,178,000425
Minority interest net income$055
Net income of bank and minority interests.$9,178,000427
Net charge-offs$184,000452
Cash dividends$3,400,000317
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,079,230420
2020-12-31 (YTD Data)Rank
Total interest income$78,329,000448
Total interest expense$17,286,000307
Net interest income$61,043,000487
Provision for loan and lease losses$6,050,000496
Total noninterest income$15,918,000583
Gross Fiduciary activities income$3,660,000258
Service charges on deposit accounts$1,648,000613
Trading account gains and fees$0133
Additional Noninterest Income$10,610,000614
Total noninterest expense$38,913,000645
Salaries and employee benefits$20,388,000702
Premises and equipment expense$7,265,000380
Additional noninterest expense$11,260,000673
Pre-tax net operating income$31,998,000410
Securities gains (losses)$1,155,000332
Applicable income taxes$5,367,000461
Income before extraordinary items$27,786,000408
Extraordinary gains, net$04
Net income$27,786,000408
Minority interest net income$072
Net income of bank and minority interests.$27,786,000408
Net charge-offs$1,436,000520
Cash dividends$13,300,000377
Sale, conversion, retirement of capital stock, net$0566
Net operating income$26,815,800408
2020-09-30 (YTD Data)Rank
Total interest income$58,880,000445
Total interest expense$13,832,000312
Net interest income$45,048,000487
Provision for loan and lease losses$4,550,000524
Total noninterest income$11,545,000573
Gross Fiduciary activities income$2,712,000258
Service charges on deposit accounts$1,257,000597
Trading account gains and fees$0125
Additional Noninterest Income$7,576,000611
Total noninterest expense$28,540,000643
Salaries and employee benefits$14,718,000718
Premises and equipment expense$5,361,000379
Additional noninterest expense$8,461,000655
Pre-tax net operating income$23,503,000390
Securities gains (losses)$1,178,000271
Applicable income taxes$4,036,000426
Income before extraordinary items$20,645,000383
Extraordinary gains, net$04
Net income$20,645,000382
Minority interest net income$065
Net income of bank and minority interests.$20,645,000383
Net charge-offs$818,000562
Cash dividends$9,900,000362
Sale, conversion, retirement of capital stock, net$0532
Net operating income$19,655,480386
2020-06-30 (YTD Data)Rank
Total interest income$40,028,000443
Total interest expense$10,071,000315
Net interest income$29,957,000489
Provision for loan and lease losses$2,750,000586
Total noninterest income$7,062,000586
Gross Fiduciary activities income$1,803,000260
Service charges on deposit accounts$882,000578
Trading account gains and fees$0123
Additional Noninterest Income$4,377,000628
Total noninterest expense$19,457,000632
Salaries and employee benefits$9,690,000720
Premises and equipment expense$3,541,000384
Additional noninterest expense$6,226,000584
Pre-tax net operating income$14,812,000368
Securities gains (losses)$1,179,000195
Applicable income taxes$2,612,000402
Income before extraordinary items$13,379,000343
Extraordinary gains, net$04
Net income$13,379,000343
Minority interest net income$065
Net income of bank and minority interests.$13,379,000343
Net charge-offs$279,000845
Cash dividends$6,550,000358
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,388,640361
2020-03-31 (YTD Data)Rank
Total interest income$20,919,000432
Total interest expense$5,775,000323
Net interest income$15,144,000484
Provision for loan and lease losses$400,0001,004
Total noninterest income$3,243,000578
Gross Fiduciary activities income$894,000259
Service charges on deposit accounts$577,000530
Trading account gains and fees$0106
Additional Noninterest Income$1,772,000659
Total noninterest expense$10,829,000568
Salaries and employee benefits$5,026,000694
Premises and equipment expense$1,765,000384
Additional noninterest expense$4,038,000471
Pre-tax net operating income$7,158,000342
Securities gains (losses)$751,000134
Applicable income taxes$1,302,000367
Income before extraordinary items$6,607,000317
Extraordinary gains, net$04
Net income$6,607,000316
Minority interest net income$056
Net income of bank and minority interests.$6,607,000317
Net charge-offs$181,000662
Cash dividends$3,200,000391
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,976,160339
2019-12-31 (YTD Data)Rank
Total interest income$79,470,000453
Total interest expense$26,158,000311
Net interest income$53,312,000513
Provision for loan and lease losses$1,250,000760
Total noninterest income$13,254,000570
Gross Fiduciary activities income$3,318,000265
Service charges on deposit accounts$2,330,000536
Trading account gains and fees$0135
Additional Noninterest Income$7,606,000635
Total noninterest expense$34,459,000688
Salaries and employee benefits$18,359,000732
Premises and equipment expense$6,213,000435
Additional noninterest expense$9,887,000710
Pre-tax net operating income$30,857,000436
Securities gains (losses)$230,000591
Applicable income taxes$4,965,000519
Income before extraordinary items$26,122,000434
Extraordinary gains, net$011
Net income$26,122,000434
Minority interest net income$076
Net income of bank and minority interests.$26,122,000434
Net charge-offs$843,000730
Cash dividends$12,600,000409
Sale, conversion, retirement of capital stock, net$0626
Net operating income$25,928,800429
2019-09-30 (YTD Data)Rank
Total interest income$59,571,000458
Total interest expense$19,919,000316
Net interest income$39,652,000526
Provision for loan and lease losses$875,000772
Total noninterest income$9,802,000574
Gross Fiduciary activities income$2,459,000270
Service charges on deposit accounts$1,747,000537
Trading account gains and fees$0129
Additional Noninterest Income$5,596,000645
Total noninterest expense$25,711,000689
Salaries and employee benefits$13,665,000731
Premises and equipment expense$4,674,000435
Additional noninterest expense$7,372,000716
Pre-tax net operating income$22,868,000447
Securities gains (losses)$15,0001,535
Applicable income taxes$3,628,000529
Income before extraordinary items$19,255,000445
Extraordinary gains, net$011
Net income$19,255,000445
Minority interest net income$072
Net income of bank and minority interests.$19,255,000445
Net charge-offs$342,000955
Cash dividends$9,400,000387
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,242,400439
2019-06-30 (YTD Data)Rank
Total interest income$39,467,000461
Total interest expense$13,241,000317
Net interest income$26,226,000533
Provision for loan and lease losses$625,000695
Total noninterest income$6,479,000564
Gross Fiduciary activities income$1,637,000268
Service charges on deposit accounts$1,170,000535
Trading account gains and fees$0131
Additional Noninterest Income$3,672,000632
Total noninterest expense$16,845,000697
Salaries and employee benefits$8,819,000749
Premises and equipment expense$3,129,000434
Additional noninterest expense$4,897,000728
Pre-tax net operating income$15,235,000439
Securities gains (losses)$01,702
Applicable income taxes$2,407,000514
Income before extraordinary items$12,828,000436
Extraordinary gains, net$011
Net income$12,828,000435
Minority interest net income$069
Net income of bank and minority interests.$12,828,000436
Net charge-offs$386,000669
Cash dividends$6,200,000379
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,828,000430
2019-03-31 (YTD Data)Rank
Total interest income$19,434,000461
Total interest expense$6,368,000323
Net interest income$13,066,000530
Provision for loan and lease losses$375,000582
Total noninterest income$2,977,000587
Gross Fiduciary activities income$773,000271
Service charges on deposit accounts$561,000543
Trading account gains and fees$0126
Additional Noninterest Income$1,643,000651
Total noninterest expense$8,221,000701
Salaries and employee benefits$4,406,000744
Premises and equipment expense$1,545,000442
Additional noninterest expense$2,270,000762
Pre-tax net operating income$7,447,000444
Securities gains (losses)$01,087
Applicable income taxes$1,178,000519
Income before extraordinary items$6,269,000440
Extraordinary gains, net$05
Net income$6,269,000439
Minority interest net income$052
Net income of bank and minority interests.$6,269,000439
Net charge-offs$116,000824
Cash dividends$3,000,000372
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,269,000433
2018-12-31 (YTD Data)Rank
Total interest income$71,257,000464
Total interest expense$20,334,000315
Net interest income$50,923,000535
Provision for loan and lease losses$1,500,000620
Total noninterest income$12,060,000597
Gross Fiduciary activities income$3,030,000278
Service charges on deposit accounts$2,194,000583
Trading account gains and fees$0126
Additional Noninterest Income$6,836,000662
Total noninterest expense$33,126,000691
Salaries and employee benefits$17,611,000721
Premises and equipment expense$6,011,000444
Additional noninterest expense$9,504,000735
Pre-tax net operating income$28,357,000454
Securities gains (losses)$1,0001,025
Applicable income taxes$4,469,000511
Income before extraordinary items$23,889,000451
Extraordinary gains, net$06
Net income$23,889,000450
Minority interest net income$072
Net income of bank and minority interests.$23,889,000450
Net charge-offs$997,000588
Cash dividends$11,300,000383
Sale, conversion, retirement of capital stock, net$0671
Net operating income$23,888,160450
2018-09-30 (YTD Data)Rank
Total interest income$52,283,000463
Total interest expense$14,527,000308
Net interest income$37,756,000536
Provision for loan and lease losses$1,333,000524
Total noninterest income$8,981,000603
Gross Fiduciary activities income$2,285,000279
Service charges on deposit accounts$1,624,000587
Trading account gains and fees$0138
Additional Noninterest Income$5,072,000676
Total noninterest expense$24,787,000682
Salaries and employee benefits$13,206,000722
Premises and equipment expense$4,455,000451
Additional noninterest expense$7,126,000724
Pre-tax net operating income$20,617,000464
Securities gains (losses)$01,118
Applicable income taxes$3,211,000536
Income before extraordinary items$17,406,000457
Extraordinary gains, net$05
Net income$17,406,000456
Minority interest net income$066
Net income of bank and minority interests.$17,406,000456
Net charge-offs$380,000853
Cash dividends$8,350,000367
Sale, conversion, retirement of capital stock, net$0633
Net operating income$17,406,000459
2018-06-30 (YTD Data)Rank
Total interest income$34,018,000464
Total interest expense$8,978,000308
Net interest income$25,040,000536
Provision for loan and lease losses$1,000,000472
Total noninterest income$5,998,000603
Gross Fiduciary activities income$1,542,000280
Service charges on deposit accounts$1,097,000579
Trading account gains and fees$0130
Additional Noninterest Income$3,359,000680
Total noninterest expense$16,588,000680
Salaries and employee benefits$8,753,000732
Premises and equipment expense$2,996,000453
Additional noninterest expense$4,839,000706
Pre-tax net operating income$13,450,000470
Securities gains (losses)$0961
Applicable income taxes$2,084,000543
Income before extraordinary items$11,366,000461
Extraordinary gains, net$06
Net income$11,366,000460
Minority interest net income$065
Net income of bank and minority interests.$11,366,000460
Net charge-offs$257,000811
Cash dividends$5,450,000359
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,366,000458
2018-03-31 (YTD Data)Rank
Total interest income$16,609,000472
Total interest expense$4,043,000315
Net interest income$12,566,000528
Provision for loan and lease losses$500,000462
Total noninterest income$2,851,000618
Gross Fiduciary activities income$740,000284
Service charges on deposit accounts$527,000605
Trading account gains and fees$0123
Additional Noninterest Income$1,584,000680
Total noninterest expense$8,427,000673
Salaries and employee benefits$4,485,000717
Premises and equipment expense$1,556,000439
Additional noninterest expense$2,386,000705
Pre-tax net operating income$6,490,000472
Securities gains (losses)$0735
Applicable income taxes$1,005,000551
Income before extraordinary items$5,485,000468
Extraordinary gains, net$07
Net income$5,485,000467
Minority interest net income$052
Net income of bank and minority interests.$5,485,000468
Net charge-offs$272,000452
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,485,000466
2017-12-31 (YTD Data)Rank
Total interest income$61,560,000473
Total interest expense$13,527,000309
Net interest income$48,033,000529
Provision for loan and lease losses$2,000,000510
Total noninterest income$11,415,000626
Gross Fiduciary activities income$2,680,000293
Service charges on deposit accounts$2,081,000610
Trading account gains and fees$0151
Additional Noninterest Income$6,654,000692
Total noninterest expense$31,141,000704
Salaries and employee benefits$16,563,000742
Premises and equipment expense$5,737,000451
Additional noninterest expense$8,841,000761
Pre-tax net operating income$26,307,000438
Securities gains (losses)$474,000233
Applicable income taxes$6,799,000549
Income before extraordinary items$19,982,000405
Extraordinary gains, net$09
Net income$19,982,000405
Minority interest net income$076
Net income of bank and minority interests.$19,982,000405
Net charge-offs$1,409,000540
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$0711
Net operating income$19,626,500405
2017-09-30 (YTD Data)Rank
Total interest income$45,557,000482
Total interest expense$9,914,000301
Net interest income$35,643,000536
Provision for loan and lease losses$1,750,000454
Total noninterest income$8,380,000636
Gross Fiduciary activities income$1,995,000292
Service charges on deposit accounts$1,562,000612
Trading account gains and fees$0145
Additional Noninterest Income$4,823,000708
Total noninterest expense$23,014,000715
Salaries and employee benefits$12,076,000763
Premises and equipment expense$4,282,000457
Additional noninterest expense$6,656,000749
Pre-tax net operating income$19,259,000459
Securities gains (losses)$474,000212
Applicable income taxes$4,973,000495
Income before extraordinary items$14,760,000443
Extraordinary gains, net$09
Net income$14,760,000443
Minority interest net income$071
Net income of bank and minority interests.$14,760,000443
Net charge-offs$876,000539
Cash dividends$7,500,000357
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,404,500444
2017-06-30 (YTD Data)Rank
Total interest income$29,874,000482
Total interest expense$6,353,000297
Net interest income$23,521,000536
Provision for loan and lease losses$1,000,000498
Total noninterest income$5,529,000651
Gross Fiduciary activities income$1,340,000292
Service charges on deposit accounts$1,051,000592
Trading account gains and fees$0139
Additional Noninterest Income$3,138,000713
Total noninterest expense$15,133,000724
Salaries and employee benefits$7,818,000782
Premises and equipment expense$2,864,000454
Additional noninterest expense$4,451,000749
Pre-tax net operating income$12,917,000450
Securities gains (losses)$3,0001,556
Applicable income taxes$3,225,000495
Income before extraordinary items$9,695,000449
Extraordinary gains, net$011
Net income$9,695,000449
Minority interest net income$071
Net income of bank and minority interests.$9,695,000449
Net charge-offs$527,000538
Cash dividends$5,000,000353
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,692,750446
2017-03-31 (YTD Data)Rank
Total interest income$14,666,000486
Total interest expense$3,015,000297
Net interest income$11,651,000535
Provision for loan and lease losses$500,000453
Total noninterest income$2,661,000647
Gross Fiduciary activities income$631,000300
Service charges on deposit accounts$501,000624
Trading account gains and fees$0142
Additional Noninterest Income$1,529,000715
Total noninterest expense$7,569,000730
Salaries and employee benefits$3,958,000786
Premises and equipment expense$1,438,000464
Additional noninterest expense$2,173,000759
Pre-tax net operating income$6,243,000453
Securities gains (losses)$3,000889
Applicable income taxes$1,528,000500
Income before extraordinary items$4,718,000457
Extraordinary gains, net$08
Net income$4,718,000456
Minority interest net income$055
Net income of bank and minority interests.$4,718,000457
Net charge-offs$271,000494
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,715,720447
2016-12-31 (YTD Data)Rank
Total interest income$54,505,000496
Total interest expense$10,811,000295
Net interest income$43,694,000550
Provision for loan and lease losses$1,600,000620
Total noninterest income$11,234,000631
Gross Fiduciary activities income$2,411,000299
Service charges on deposit accounts$2,237,000585
Trading account gains and fees$0170
Additional Noninterest Income$6,586,000694
Total noninterest expense$29,022,000738
Salaries and employee benefits$15,160,000786
Premises and equipment expense$5,293,000479
Additional noninterest expense$8,569,000773
Pre-tax net operating income$24,306,000435
Securities gains (losses)$679,000333
Applicable income taxes$6,641,000459
Income before extraordinary items$18,344,000440
Extraordinary gains, net$05
Net income$18,344,000437
Minority interest net income$082
Net income of bank and minority interests.$18,344,000439
Net charge-offs$1,378,000525
Cash dividends$11,300,000343
Sale, conversion, retirement of capital stock, net$0759
Net operating income$17,848,330444
2016-09-30 (YTD Data)Rank
Total interest income$40,706,000496
Total interest expense$7,950,000292
Net interest income$32,756,000545
Provision for loan and lease losses$1,125,000638
Total noninterest income$8,378,000644
Gross Fiduciary activities income$1,805,000302
Service charges on deposit accounts$1,711,000572
Trading account gains and fees$0169
Additional Noninterest Income$4,862,000709
Total noninterest expense$21,611,000738
Salaries and employee benefits$11,087,000802
Premises and equipment expense$3,930,000481
Additional noninterest expense$6,594,000756
Pre-tax net operating income$18,398,000429
Securities gains (losses)$674,000294
Applicable income taxes$5,126,000450
Income before extraordinary items$13,946,000431
Extraordinary gains, net$05
Net income$13,946,000429
Minority interest net income$071
Net income of bank and minority interests.$13,946,000431
Net charge-offs$743,000600
Cash dividends$7,500,000363
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,453,980444
2016-06-30 (YTD Data)Rank
Total interest income$27,231,000495
Total interest expense$5,196,000299
Net interest income$22,035,000542
Provision for loan and lease losses$750,000620
Total noninterest income$5,156,000670
Gross Fiduciary activities income$1,214,000298
Service charges on deposit accounts$1,183,000546
Trading account gains and fees$0157
Additional Noninterest Income$2,759,000778
Total noninterest expense$14,248,000743
Salaries and employee benefits$7,173,000825
Premises and equipment expense$2,591,000495
Additional noninterest expense$4,484,000742
Pre-tax net operating income$12,193,000436
Securities gains (losses)$537,000266
Applicable income taxes$3,426,000442
Income before extraordinary items$9,304,000426
Extraordinary gains, net$016
Net income$9,304,000425
Minority interest net income$071
Net income of bank and minority interests.$9,304,000425
Net charge-offs$468,000629
Cash dividends$5,000,000360
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,911,990431
2016-03-31 (YTD Data)Rank
Total interest income$13,434,000501
Total interest expense$2,547,000299
Net interest income$10,887,000549
Provision for loan and lease losses$375,000570
Total noninterest income$2,271,000725
Gross Fiduciary activities income$562,000309
Service charges on deposit accounts$575,000555
Trading account gains and fees$0142
Additional Noninterest Income$1,134,000859
Total noninterest expense$7,088,000748
Salaries and employee benefits$3,595,000819
Premises and equipment expense$1,298,000498
Additional noninterest expense$2,195,000747
Pre-tax net operating income$5,695,000438
Securities gains (losses)$536,000127
Applicable income taxes$1,656,000448
Income before extraordinary items$4,575,000412
Extraordinary gains, net$012
Net income$4,575,000412
Minority interest net income$062
Net income of bank and minority interests.$4,575,000412
Net charge-offs$72,0001,203
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,183,720437
2015-12-31 (YTD Data)Rank
Total interest income$51,409,000496
Total interest expense$9,872,000287
Net interest income$41,537,000548
Provision for loan and lease losses$1,550,000559
Total noninterest income$10,208,000667
Gross Fiduciary activities income$2,258,000314
Service charges on deposit accounts$2,384,000553
Trading account gains and fees$0159
Additional Noninterest Income$5,566,000756
Total noninterest expense$29,392,000701
Salaries and employee benefits$15,047,000761
Premises and equipment expense$5,099,000490
Additional noninterest expense$9,246,000717
Pre-tax net operating income$20,803,000470
Securities gains (losses)$1,399,000153
Applicable income taxes$5,686,000479
Income before extraordinary items$16,516,000454
Extraordinary gains, net$023
Net income$16,516,000453
Minority interest net income$081
Net income of bank and minority interests.$16,516,000455
Net charge-offs$1,978,000373
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,480,740470
2015-09-30 (YTD Data)Rank
Total interest income$38,205,000501
Total interest expense$7,481,000281
Net interest income$30,724,000559
Provision for loan and lease losses$1,100,000542
Total noninterest income$7,627,000679
Gross Fiduciary activities income$1,707,000316
Service charges on deposit accounts$1,801,000557
Trading account gains and fees$0153
Additional Noninterest Income$4,119,000767
Total noninterest expense$21,574,000727
Salaries and employee benefits$10,933,000798
Premises and equipment expense$3,844,000502
Additional noninterest expense$6,797,000736
Pre-tax net operating income$15,677,000486
Securities gains (losses)$1,396,000135
Applicable income taxes$4,399,000485
Income before extraordinary items$12,674,000445
Extraordinary gains, net$021
Net income$12,674,000444
Minority interest net income$078
Net income of bank and minority interests.$12,674,000445
Net charge-offs$1,767,000306
Cash dividends$7,500,000347
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,640,960475
2015-06-30 (YTD Data)Rank
Total interest income$25,224,000502
Total interest expense$5,160,000273
Net interest income$20,064,000565
Provision for loan and lease losses$900,000466
Total noninterest income$4,850,000706
Gross Fiduciary activities income$1,158,000316
Service charges on deposit accounts$1,237,000534
Trading account gains and fees$0157
Additional Noninterest Income$2,455,000834
Total noninterest expense$14,027,000744
Salaries and employee benefits$7,159,000812
Premises and equipment expense$2,597,000500
Additional noninterest expense$4,271,000774
Pre-tax net operating income$9,987,000503
Securities gains (losses)$1,395,000103
Applicable income taxes$2,968,000480
Income before extraordinary items$8,414,000445
Extraordinary gains, net$022
Net income$8,414,000444
Minority interest net income$075
Net income of bank and minority interests.$8,414,000445
Net charge-offs$1,336,000294
Cash dividends$5,000,000347
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,381,700498
2015-03-31 (YTD Data)Rank
Total interest income$12,463,000509
Total interest expense$2,662,000267
Net interest income$9,801,000577
Provision for loan and lease losses$500,000407
Total noninterest income$2,205,000733
Gross Fiduciary activities income$541,000320
Service charges on deposit accounts$579,000552
Trading account gains and fees$0152
Additional Noninterest Income$1,085,000876
Total noninterest expense$7,191,000722
Salaries and employee benefits$3,723,000785
Premises and equipment expense$1,328,000498
Additional noninterest expense$2,140,000770
Pre-tax net operating income$4,315,000548
Securities gains (losses)$1,395,00067
Applicable income taxes$1,462,000483
Income before extraordinary items$4,248,000439
Extraordinary gains, net$013
Net income$4,248,000439
Minority interest net income$064
Net income of bank and minority interests.$4,248,000439
Net charge-offs$648,000277
Cash dividends$2,500,000307
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,215,700547
2014-12-31 (YTD Data)Rank
Total interest income$51,475,000481
Total interest expense$11,424,000250
Net interest income$40,051,000551
Provision for loan and lease losses$1,150,000776
Total noninterest income$9,393,000673
Gross Fiduciary activities income$2,139,000327
Service charges on deposit accounts$2,505,000542
Trading account gains and fees$0180
Additional Noninterest Income$4,749,000785
Total noninterest expense$29,572,000694
Salaries and employee benefits$14,887,000745
Premises and equipment expense$4,758,000525
Additional noninterest expense$9,927,000676
Pre-tax net operating income$18,722,000479
Securities gains (losses)$1,116,000190
Applicable income taxes$4,766,000514
Income before extraordinary items$15,072,000468
Extraordinary gains, net$017
Net income$15,072,000467
Minority interest net income$084
Net income of bank and minority interests.$15,072,000468
Net charge-offs$2,320,000440
Cash dividends$8,850,000372
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,223,840480
2014-09-30 (YTD Data)Rank
Total interest income$38,581,000479
Total interest expense$8,681,000243
Net interest income$29,900,000553
Provision for loan and lease losses$850,000772
Total noninterest income$6,969,000673
Gross Fiduciary activities income$1,619,000320
Service charges on deposit accounts$1,899,000537
Trading account gains and fees$0174
Additional Noninterest Income$3,451,000812
Total noninterest expense$21,909,000697
Salaries and employee benefits$11,270,000738
Premises and equipment expense$3,445,000540
Additional noninterest expense$7,194,000689
Pre-tax net operating income$14,110,000479
Securities gains (losses)$1,114,000142
Applicable income taxes$3,668,000506
Income before extraordinary items$11,556,000457
Extraordinary gains, net$015
Net income$11,556,000456
Minority interest net income$081
Net income of bank and minority interests.$11,556,000457
Net charge-offs$723,000869
Cash dividends$6,350,000361
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,709,360469
2014-06-30 (YTD Data)Rank
Total interest income$25,576,000480
Total interest expense$5,817,000244
Net interest income$19,759,000555
Provision for loan and lease losses$500,000845
Total noninterest income$4,575,000680
Gross Fiduciary activities income$1,102,000319
Service charges on deposit accounts$1,300,000525
Trading account gains and fees$0172
Additional Noninterest Income$2,173,000824
Total noninterest expense$14,283,000706
Salaries and employee benefits$7,224,000758
Premises and equipment expense$2,309,000541
Additional noninterest expense$4,750,000691
Pre-tax net operating income$9,551,000466
Securities gains (losses)$10,0001,948
Applicable income taxes$2,214,000538
Income before extraordinary items$7,347,000468
Extraordinary gains, net$020
Net income$7,347,000467
Minority interest net income$080
Net income of bank and minority interests.$7,347,000468
Net charge-offs$370,0001,099
Cash dividends$4,100,000364
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,339,300461
2014-03-31 (YTD Data)Rank
Total interest income$12,721,000482
Total interest expense$2,912,000244
Net interest income$9,809,000560
Provision for loan and lease losses$400,000543
Total noninterest income$2,231,000673
Gross Fiduciary activities income$517,000328
Service charges on deposit accounts$619,000539
Trading account gains and fees$0147
Additional Noninterest Income$1,095,000783
Total noninterest expense$7,147,000716
Salaries and employee benefits$3,705,000752
Premises and equipment expense$1,148,000551
Additional noninterest expense$2,294,000717
Pre-tax net operating income$4,493,000483
Securities gains (losses)$5,0001,340
Applicable income taxes$1,001,000557
Income before extraordinary items$3,497,000465
Extraordinary gains, net$016
Net income$3,497,000464
Minority interest net income$066
Net income of bank and minority interests.$3,497,000465
Net charge-offs$259,000793
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,493,100455
2013-12-31 (YTD Data)Rank
Total interest income$50,500,000481
Total interest expense$12,496,000252
Net interest income$38,004,000571
Provision for loan and lease losses$4,200,000315
Total noninterest income$10,452,000647
Gross Fiduciary activities income$1,919,000329
Service charges on deposit accounts$2,756,000504
Trading account gains and fees$0184
Additional Noninterest Income$5,777,000725
Total noninterest expense$28,589,000707
Salaries and employee benefits$14,281,000757
Premises and equipment expense$4,157,000588
Additional noninterest expense$10,151,000685
Pre-tax net operating income$15,667,000524
Securities gains (losses)$1,087,000215
Applicable income taxes$3,554,000592
Income before extraordinary items$13,200,000508
Extraordinary gains, net$029
Net income$13,200,000508
Minority interest net income$090
Net income of bank and minority interests.$13,200,000509
Net charge-offs$5,186,000325
Cash dividends$7,096,000423
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,341,270533
2013-09-30 (YTD Data)Rank
Total interest income$37,606,000492
Total interest expense$9,390,000255
Net interest income$28,216,000572
Provision for loan and lease losses$3,500,000290
Total noninterest income$7,946,000654
Gross Fiduciary activities income$1,438,000327
Service charges on deposit accounts$2,099,000497
Trading account gains and fees$0180
Additional Noninterest Income$4,409,000728
Total noninterest expense$21,531,000705
Salaries and employee benefits$10,584,000771
Premises and equipment expense$3,136,000589
Additional noninterest expense$7,811,000665
Pre-tax net operating income$11,131,000554
Securities gains (losses)$1,087,000188
Applicable income taxes$2,581,000611
Income before extraordinary items$9,637,000535
Extraordinary gains, net$025
Net income$9,637,000533
Minority interest net income$084
Net income of bank and minority interests.$9,637,000537
Net charge-offs$3,543,000363
Cash dividends$5,596,000374
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,778,270565
2013-06-30 (YTD Data)Rank
Total interest income$24,794,000499
Total interest expense$6,239,000260
Net interest income$18,555,000572
Provision for loan and lease losses$2,700,000274
Total noninterest income$5,472,000639
Gross Fiduciary activities income$969,000326
Service charges on deposit accounts$1,423,000487
Trading account gains and fees$0157
Additional Noninterest Income$3,080,000704
Total noninterest expense$14,596,000702
Salaries and employee benefits$6,986,000774
Premises and equipment expense$2,096,000583
Additional noninterest expense$5,514,000620
Pre-tax net operating income$6,731,000590
Securities gains (losses)$1,087,000165
Applicable income taxes$1,598,000635
Income before extraordinary items$6,220,000547
Extraordinary gains, net$022
Net income$6,220,000547
Minority interest net income$082
Net income of bank and minority interests.$6,220,000549
Net charge-offs$2,530,000371
Cash dividends$3,896,000366
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,350,400596
2013-03-31 (YTD Data)Rank
Total interest income$12,397,000503
Total interest expense$3,101,000267
Net interest income$9,296,000574
Provision for loan and lease losses$1,500,000262
Total noninterest income$2,804,000632
Gross Fiduciary activities income$449,000338
Service charges on deposit accounts$648,000520
Trading account gains and fees$0148
Additional Noninterest Income$1,707,000669
Total noninterest expense$7,253,000712
Salaries and employee benefits$3,471,000788
Premises and equipment expense$1,033,000614
Additional noninterest expense$2,749,000628
Pre-tax net operating income$3,347,000596
Securities gains (losses)$299,000326
Applicable income taxes$736,000679
Income before extraordinary items$2,910,000561
Extraordinary gains, net$010
Net income$2,910,000558
Minority interest net income$076
Net income of bank and minority interests.$2,910,000562
Net charge-offs$1,280,000382
Cash dividends$2,056,000292
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,670,800584
2012-12-31 (YTD Data)Rank
Total interest income$52,352,000502
Total interest expense$12,938,000314
Net interest income$39,414,000554
Provision for loan and lease losses$7,835,000345
Total noninterest income$8,782,000748
Gross Fiduciary activities income$1,636,000345
Service charges on deposit accounts$2,671,000545
Trading account gains and fees$0166
Additional Noninterest Income$4,475,000887
Total noninterest expense$26,052,000771
Salaries and employee benefits$12,723,000821
Premises and equipment expense$3,335,000725
Additional noninterest expense$9,994,000712
Pre-tax net operating income$14,309,000538
Securities gains (losses)$1,968,000272
Applicable income taxes$3,449,000547
Income before extraordinary items$12,828,000520
Extraordinary gains, net$029
Net income$12,828,000518
Minority interest net income$093
Net income of bank and minority interests.$12,828,000520
Net charge-offs$8,335,000376
Cash dividends$9,694,000336
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$11,273,280551
2012-09-30 (YTD Data)Rank
Total interest income$39,508,000501
Total interest expense$9,737,000324
Net interest income$29,771,000556
Provision for loan and lease losses$6,300,000339
Total noninterest income$6,175,000782
Gross Fiduciary activities income$1,230,000344
Service charges on deposit accounts$1,995,000547
Trading account gains and fees$0157
Additional Noninterest Income$2,950,000949
Total noninterest expense$19,310,000782
Salaries and employee benefits$9,445,000833
Premises and equipment expense$2,508,000725
Additional noninterest expense$7,357,000715
Pre-tax net operating income$10,336,000568
Securities gains (losses)$1,967,000205
Applicable income taxes$2,724,000551
Income before extraordinary items$9,579,000528
Extraordinary gains, net$020
Net income$9,579,000526
Minority interest net income$086
Net income of bank and minority interests.$9,579,000528
Net charge-offs$4,561,000496
Cash dividends$7,638,000257
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,044,740582
2012-06-30 (YTD Data)Rank
Total interest income$26,495,000505
Total interest expense$6,515,000339
Net interest income$19,980,000554
Provision for loan and lease losses$4,900,000301
Total noninterest income$3,796,000816
Gross Fiduciary activities income$844,000342
Service charges on deposit accounts$1,351,000539
Trading account gains and fees$0153
Additional Noninterest Income$1,601,0001,088
Total noninterest expense$12,751,000788
Salaries and employee benefits$6,186,000844
Premises and equipment expense$1,681,000722
Additional noninterest expense$4,884,000712
Pre-tax net operating income$6,125,000614
Securities gains (losses)$1,967,000140
Applicable income taxes$1,770,000563
Income before extraordinary items$6,322,000519
Extraordinary gains, net$019
Net income$6,322,000518
Minority interest net income$084
Net income of bank and minority interests.$6,322,000519
Net charge-offs$3,516,000458
Cash dividends$4,081,000299
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,787,740631
2012-03-31 (YTD Data)Rank
Total interest income$13,220,000503
Total interest expense$3,300,000343
Net interest income$9,920,000562
Provision for loan and lease losses$2,100,000334
Total noninterest income$1,487,000982
Gross Fiduciary activities income$396,000348
Service charges on deposit accounts$638,000557
Trading account gains and fees$0148
Additional Noninterest Income$453,0001,619
Total noninterest expense$6,082,000816
Salaries and employee benefits$3,071,000844
Premises and equipment expense$853,000714
Additional noninterest expense$2,158,000796
Pre-tax net operating income$3,225,000596
Securities gains (losses)$523,000265
Applicable income taxes$794,000604
Income before extraordinary items$2,954,000536
Extraordinary gains, net$019
Net income$2,954,000535
Minority interest net income$078
Net income of bank and minority interests.$2,954,000537
Net charge-offs$2,146,000386
Cash dividends$2,025,000256
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,540,830600
2011-12-31 (YTD Data)Rank
Total interest income$56,149,000484
Total interest expense$14,709,000372
Net interest income$41,440,000529
Provision for loan and lease losses$10,550,000399
Total noninterest income$8,007,000730
Gross Fiduciary activities income$1,506,000323
Service charges on deposit accounts$2,688,000553
Trading account gains and fees$0146
Additional Noninterest Income$3,813,000868
Total noninterest expense$25,903,000764
Salaries and employee benefits$12,226,000810
Premises and equipment expense$3,186,000777
Additional noninterest expense$10,491,000681
Pre-tax net operating income$12,994,000501
Securities gains (losses)$3,140,000152
Applicable income taxes$3,777,000490
Income before extraordinary items$12,357,000442
Extraordinary gains, net$029
Net income$12,357,000443
Minority interest net income$096
Net income of bank and minority interests.$12,357,000443
Net charge-offs$10,866,000419
Cash dividends$8,709,000263
Sale, conversion, retirement of capital stock, net$-12,500,0007,351
Net operating income$9,939,200531
2011-09-30 (YTD Data)Rank
Total interest income$42,465,000483
Total interest expense$11,194,000389
Net interest income$31,271,000530
Provision for loan and lease losses$5,600,000566
Total noninterest income$6,041,000731
Gross Fiduciary activities income$1,140,000320
Service charges on deposit accounts$2,032,000549
Trading account gains and fees$0145
Additional Noninterest Income$2,869,000861
Total noninterest expense$19,571,000759
Salaries and employee benefits$9,241,000810
Premises and equipment expense$2,448,000770
Additional noninterest expense$7,882,000675
Pre-tax net operating income$12,141,000437
Securities gains (losses)$88,0001,891
Applicable income taxes$2,913,000481
Income before extraordinary items$9,316,000442
Extraordinary gains, net$021
Net income$9,316,000442
Minority interest net income$087
Net income of bank and minority interests.$9,316,000442
Net charge-offs$3,597,000817
Cash dividends$6,653,000225
Sale, conversion, retirement of capital stock, net$-12,500,0007,434
Net operating income$9,249,120431
2011-06-30 (YTD Data)Rank
Total interest income$28,468,000490
Total interest expense$7,523,000409
Net interest income$20,945,000529
Provision for loan and lease losses$4,100,000524
Total noninterest income$4,013,000731
Gross Fiduciary activities income$782,000318
Service charges on deposit accounts$1,351,000550
Trading account gains and fees$0153
Additional Noninterest Income$1,880,000877
Total noninterest expense$12,613,000796
Salaries and employee benefits$6,000,000835
Premises and equipment expense$1,666,000760
Additional noninterest expense$4,947,000730
Pre-tax net operating income$8,245,000431
Securities gains (losses)$87,0001,233
Applicable income taxes$2,037,000455
Income before extraordinary items$6,295,000429
Extraordinary gains, net$015
Net income$6,295,000428
Minority interest net income$089
Net income of bank and minority interests.$6,295,000429
Net charge-offs$2,382,000803
Cash dividends$4,425,000219
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,228,880417
2011-03-31 (YTD Data)Rank
Total interest income$14,378,000487
Total interest expense$3,749,000432
Net interest income$10,629,000517
Provision for loan and lease losses$2,100,000492
Total noninterest income$2,106,000702
Gross Fiduciary activities income$425,000295
Service charges on deposit accounts$640,000561
Trading account gains and fees$0158
Additional Noninterest Income$1,041,000802
Total noninterest expense$6,415,000785
Salaries and employee benefits$3,081,000826
Premises and equipment expense$857,000747
Additional noninterest expense$2,477,000726
Pre-tax net operating income$4,220,000424
Securities gains (losses)$01,772
Applicable income taxes$1,059,000435
Income before extraordinary items$3,161,000421
Extraordinary gains, net$09
Net income$3,161,000421
Minority interest net income$086
Net income of bank and minority interests.$3,161,000421
Net charge-offs$1,416,000674
Cash dividends$2,213,000193
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,161,000412
2010-12-31 (YTD Data)Rank
Total interest income$57,784,000514
Total interest expense$16,672,000474
Net interest income$41,112,000526
Provision for loan and lease losses$8,400,000771
Total noninterest income$8,478,000712
Gross Fiduciary activities income$1,455,000321
Service charges on deposit accounts$2,838,000530
Trading account gains and fees$0175
Additional Noninterest Income$4,185,000844
Total noninterest expense$24,857,000809
Salaries and employee benefits$11,906,000829
Premises and equipment expense$3,119,000826
Additional noninterest expense$9,832,000762
Pre-tax net operating income$16,333,000367
Securities gains (losses)$2,0003,620
Applicable income taxes$4,116,000429
Income before extraordinary items$12,219,000377
Extraordinary gains, net$029
Net income$12,219,000376
Minority interest net income$0111
Net income of bank and minority interests.$12,219,000377
Net charge-offs$8,721,000670
Cash dividends$8,850,000197
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$12,217,500366
2010-09-30 (YTD Data)Rank
Total interest income$43,286,000511
Total interest expense$12,689,000486
Net interest income$30,597,000521
Provision for loan and lease losses$6,300,000730
Total noninterest income$6,117,000719
Gross Fiduciary activities income$1,116,000319
Service charges on deposit accounts$2,194,000518
Trading account gains and fees$0165
Additional Noninterest Income$2,807,000872
Total noninterest expense$18,247,000809
Salaries and employee benefits$8,649,000846
Premises and equipment expense$2,311,000835
Additional noninterest expense$7,287,000746
Pre-tax net operating income$12,167,000360
Securities gains (losses)$2,0003,465
Applicable income taxes$3,044,000419
Income before extraordinary items$9,125,000374
Extraordinary gains, net$023
Net income$9,125,000375
Minority interest net income$0110
Net income of bank and minority interests.$9,125,000375
Net charge-offs$5,692,000711
Cash dividends$6,638,000169
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,123,500366
2010-06-30 (YTD Data)Rank
Total interest income$28,592,000527
Total interest expense$8,370,000506
Net interest income$20,222,000523
Provision for loan and lease losses$4,500,000688
Total noninterest income$4,224,000691
Gross Fiduciary activities income$787,000309
Service charges on deposit accounts$1,505,000506
Trading account gains and fees$0152
Additional Noninterest Income$1,932,000828
Total noninterest expense$12,112,000815
Salaries and employee benefits$5,544,000878
Premises and equipment expense$1,548,000841
Additional noninterest expense$5,020,000723
Pre-tax net operating income$7,834,000362
Securities gains (losses)$2,0002,979
Applicable income taxes$1,936,000409
Income before extraordinary items$5,900,000370
Extraordinary gains, net$019
Net income$5,900,000370
Minority interest net income$0105
Net income of bank and minority interests.$5,900,000370
Net charge-offs$3,972,000671
Cash dividends$4,425,000164
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,898,500363
2010-03-31 (YTD Data)Rank
Total interest income$14,246,000544
Total interest expense$4,112,000541
Net interest income$10,134,000535
Provision for loan and lease losses$2,400,000646
Total noninterest income$2,065,000690
Gross Fiduciary activities income$411,000297
Service charges on deposit accounts$709,000536
Trading account gains and fees$0175
Additional Noninterest Income$945,000829
Total noninterest expense$6,254,000795
Salaries and employee benefits$2,743,000900
Premises and equipment expense$791,000849
Additional noninterest expense$2,720,000674
Pre-tax net operating income$3,545,000380
Securities gains (losses)$2,0002,064
Applicable income taxes$839,000436
Income before extraordinary items$2,708,000400
Extraordinary gains, net$016
Net income$2,708,000401
Minority interest net income$091
Net income of bank and minority interests.$2,708,000402
Net charge-offs$1,754,000710
Cash dividends$2,212,000158
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,706,480394
2009-12-31 (YTD Data)Rank
Total interest income$63,314,000522
Total interest expense$18,916,000605
Net interest income$44,398,000484
Provision for loan and lease losses$12,160,000734
Total noninterest income$11,997,000573
Gross Fiduciary activities income$1,331,000326
Service charges on deposit accounts$2,516,000669
Trading account gains and fees$0211
Additional Noninterest Income$8,150,000511
Total noninterest expense$25,380,000831
Salaries and employee benefits$10,926,000901
Premises and equipment expense$3,173,000853
Additional noninterest expense$11,281,000717
Pre-tax net operating income$18,855,000231
Securities gains (losses)$-1,066,0007,720
Applicable income taxes$4,606,000280
Income before extraordinary items$13,183,000247
Extraordinary gains, net$034
Net income$13,183,000249
Minority interest net income$0115
Net income of bank and minority interests.$13,183,000248
Net charge-offs$7,323,000860
Cash dividends$8,463,000212
Sale, conversion, retirement of capital stock, net$25,000,00035
Net operating income$13,971,840238
2009-09-30 (YTD Data)Rank
Total interest income$48,696,000525
Total interest expense$14,768,000621
Net interest income$33,928,000483
Provision for loan and lease losses$7,660,000769
Total noninterest income$7,895,000624
Gross Fiduciary activities income$998,000324
Service charges on deposit accounts$1,754,000715
Trading account gains and fees$0212
Additional Noninterest Income$5,143,000580
Total noninterest expense$18,641,000836
Salaries and employee benefits$7,984,000940
Premises and equipment expense$2,372,000863
Additional noninterest expense$8,285,000692
Pre-tax net operating income$15,522,000224
Securities gains (losses)$-1,064,0007,868
Applicable income taxes$3,965,000260
Income before extraordinary items$10,493,000245
Extraordinary gains, net$027
Net income$10,493,000245
Minority interest net income$0118
Net income of bank and minority interests.$10,493,000245
Net charge-offs$3,660,0001,041
Cash dividends$6,250,000202
Sale, conversion, retirement of capital stock, net$25,000,00027
Net operating income$11,269,720226
2009-06-30 (YTD Data)Rank
Total interest income$33,309,000521
Total interest expense$10,358,000617
Net interest income$22,951,000476
Provision for loan and lease losses$4,600,000797
Total noninterest income$5,106,000648
Gross Fiduciary activities income$678,000323
Service charges on deposit accounts$1,158,000712
Trading account gains and fees$0193
Additional Noninterest Income$3,270,000608
Total noninterest expense$11,841,000890
Salaries and employee benefits$5,147,000984
Premises and equipment expense$1,628,000864
Additional noninterest expense$5,066,000765
Pre-tax net operating income$11,616,000205
Securities gains (losses)$-1,064,0008,009
Applicable income taxes$2,982,000247
Income before extraordinary items$7,570,000241
Extraordinary gains, net$021
Net income$7,570,000240
Minority interest net income$0112
Net income of bank and minority interests.$7,570,000240
Net charge-offs$1,648,0001,268
Cash dividends$4,038,000215
Sale, conversion, retirement of capital stock, net$25,000,00018
Net operating income$8,336,080210
2009-03-31 (YTD Data)Rank
Total interest income$16,818,000526
Total interest expense$5,546,000597
Net interest income$11,272,000480
Provision for loan and lease losses$1,650,000853
Total noninterest income$2,387,000662
Gross Fiduciary activities income$325,000323
Service charges on deposit accounts$558,000720
Trading account gains and fees$0171
Additional Noninterest Income$1,504,000626
Total noninterest expense$5,658,000895
Salaries and employee benefits$2,584,000982
Premises and equipment expense$846,000847
Additional noninterest expense$2,228,000762
Pre-tax net operating income$6,351,000208
Securities gains (losses)$-1,058,0008,139
Applicable income taxes$1,516,000258
Income before extraordinary items$3,777,000272
Extraordinary gains, net$015
Net income$3,777,000272
Minority interest net income$0102
Net income of bank and minority interests.$3,777,000273
Net charge-offs$645,0001,203
Cash dividends$1,925,000232
Sale, conversion, retirement of capital stock, net$25,000,0009
Net operating income$4,528,180217
2008-12-31 (YTD Data)Rank
Total interest income$72,010,000526
Total interest expense$33,669,000477
Net interest income$38,341,000569
Provision for loan and lease losses$4,700,0001,047
Total noninterest income$9,003,000653
Gross Fiduciary activities income$1,475,000323
Service charges on deposit accounts$2,838,000613
Trading account gains and fees$0154
Additional Noninterest Income$4,690,000690
Total noninterest expense$22,829,000871
Salaries and employee benefits$11,245,000883
Premises and equipment expense$3,005,000916
Additional noninterest expense$8,579,000769
Pre-tax net operating income$19,815,000290
Securities gains (losses)$-66,0007,194
Applicable income taxes$5,588,000297
Income before extraordinary items$14,161,000285
Extraordinary gains, net$039
Net income$14,161,000285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,700,0001,077
Cash dividends$7,550,000385
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$14,208,520297
2008-09-30 (YTD Data)Rank
Total interest income$54,228,000538
Total interest expense$26,353,000482
Net interest income$27,875,000603
Provision for loan and lease losses$2,314,0001,071
Total noninterest income$7,042,000658
Gross Fiduciary activities income$1,138,000319
Service charges on deposit accounts$2,191,000604
Trading account gains and fees$0148
Additional Noninterest Income$3,713,000702
Total noninterest expense$17,027,000868
Salaries and employee benefits$8,564,000895
Premises and equipment expense$2,270,000913
Additional noninterest expense$6,193,000761
Pre-tax net operating income$15,576,000339
Securities gains (losses)$30,0001,749
Applicable income taxes$4,477,000341
Income before extraordinary items$11,129,000332
Extraordinary gains, net$031
Net income$11,129,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,0001,479
Cash dividends$5,750,000400
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,107,700352
2008-06-30 (YTD Data)Rank
Total interest income$35,839,000548
Total interest expense$18,085,000484
Net interest income$17,754,000618
Provision for loan and lease losses$1,439,000985
Total noninterest income$4,657,000674
Gross Fiduciary activities income$779,000324
Service charges on deposit accounts$1,488,000578
Trading account gains and fees$0149
Additional Noninterest Income$2,390,000743
Total noninterest expense$10,781,000916
Salaries and employee benefits$5,661,000909
Premises and equipment expense$1,458,000938
Additional noninterest expense$3,662,000819
Pre-tax net operating income$10,191,000361
Securities gains (losses)$28,0001,831
Applicable income taxes$2,968,000386
Income before extraordinary items$7,251,000374
Extraordinary gains, net$021
Net income$7,251,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,433
Cash dividends$4,650,000364
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,231,120371
2008-03-31 (YTD Data)Rank
Total interest income$18,327,000553
Total interest expense$9,513,000498
Net interest income$8,814,000621
Provision for loan and lease losses$500,000995
Total noninterest income$2,174,000706
Gross Fiduciary activities income$390,000321
Service charges on deposit accounts$683,000621
Trading account gains and fees$0158
Additional Noninterest Income$1,101,000798
Total noninterest expense$5,413,000893
Salaries and employee benefits$2,916,000882
Premises and equipment expense$762,000910
Additional noninterest expense$1,735,000831
Pre-tax net operating income$5,075,000398
Securities gains (losses)$2,0002,447
Applicable income taxes$1,462,000433
Income before extraordinary items$3,615,000408
Extraordinary gains, net$015
Net income$3,615,000409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,877
Cash dividends$2,300,000376
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,613,580396
2007-12-31 (YTD Data)Rank
Total interest income$71,693,000587
Total interest expense$39,885,000506
Net interest income$31,808,000698
Provision for loan and lease losses$1,432,0001,095
Total noninterest income$10,096,000608
Gross Fiduciary activities income$1,737,000303
Service charges on deposit accounts$2,740,000641
Trading account gains and fees$0178
Additional Noninterest Income$5,619,000615
Total noninterest expense$21,941,000846
Salaries and employee benefits$10,977,000901
Premises and equipment expense$2,786,000936
Additional noninterest expense$8,178,000701
Pre-tax net operating income$18,531,000491
Securities gains (losses)$4,0001,644
Applicable income taxes$5,309,000515
Income before extraordinary items$13,226,000501
Extraordinary gains, net$039
Net income$13,226,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$996,0001,028
Cash dividends$7,825,000508
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,223,160496
2007-09-30 (YTD Data)Rank
Total interest income$52,971,000593
Total interest expense$29,655,000514
Net interest income$23,316,000710
Provision for loan and lease losses$850,0001,022
Total noninterest income$7,552,000610
Gross Fiduciary activities income$1,345,000294
Service charges on deposit accounts$2,059,000626
Trading account gains and fees$0184
Additional Noninterest Income$4,148,000635
Total noninterest expense$16,433,000838
Salaries and employee benefits$8,106,000916
Premises and equipment expense$2,083,000929
Additional noninterest expense$6,244,000664
Pre-tax net operating income$13,585,000539
Securities gains (losses)$4,0001,247
Applicable income taxes$3,895,000569
Income before extraordinary items$9,694,000548
Extraordinary gains, net$033
Net income$9,694,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,071
Cash dividends$5,075,000566
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,691,160544
2007-06-30 (YTD Data)Rank
Total interest income$34,438,000630
Total interest expense$19,273,000535
Net interest income$15,165,000742
Provision for loan and lease losses$550,000943
Total noninterest income$4,597,000675
Gross Fiduciary activities income$955,000287
Service charges on deposit accounts$1,400,000615
Trading account gains and fees$0168
Additional Noninterest Income$2,242,000781
Total noninterest expense$10,475,000890
Salaries and employee benefits$5,334,000948
Premises and equipment expense$1,400,000941
Additional noninterest expense$3,741,000768
Pre-tax net operating income$8,737,000582
Securities gains (losses)$01,444
Applicable income taxes$2,466,000613
Income before extraordinary items$6,271,000590
Extraordinary gains, net$029
Net income$6,271,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,343
Cash dividends$3,375,000595
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,271,000582
2007-03-31 (YTD Data)Rank
Total interest income$16,941,000632
Total interest expense$9,383,000534
Net interest income$7,558,000738
Provision for loan and lease losses$300,000788
Total noninterest income$2,148,000715
Gross Fiduciary activities income$502,000276
Service charges on deposit accounts$659,000640
Trading account gains and fees$0195
Additional Noninterest Income$987,000855
Total noninterest expense$5,208,000890
Salaries and employee benefits$2,712,000941
Premises and equipment expense$704,000940
Additional noninterest expense$1,792,000779
Pre-tax net operating income$4,198,000600
Securities gains (losses)$01,187
Applicable income taxes$1,168,000643
Income before extraordinary items$3,030,000602
Extraordinary gains, net$022
Net income$3,030,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,000826
Cash dividends$1,625,000544
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,030,000592
2006-12-31 (YTD Data)Rank
Total interest income$64,177,000617
Total interest expense$33,589,000520
Net interest income$30,588,000718
Provision for loan and lease losses$1,325,000791
Total noninterest income$10,279,000599
Gross Fiduciary activities income$1,951,000274
Service charges on deposit accounts$2,752,000626
Trading account gains and fees$0130
Additional Noninterest Income$5,576,000629
Total noninterest expense$22,267,000799
Salaries and employee benefits$10,826,000888
Premises and equipment expense$2,709,000922
Additional noninterest expense$8,732,000628
Pre-tax net operating income$17,275,000613
Securities gains (losses)$18,000936
Applicable income taxes$4,914,000641
Income before extraordinary items$12,379,000612
Extraordinary gains, net$051
Net income$12,379,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,047,000654
Cash dividends$7,400,000508
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,366,040605
2006-09-30 (YTD Data)Rank
Total interest income$47,455,000633
Total interest expense$24,496,000526
Net interest income$22,959,000733
Provision for loan and lease losses$900,000830
Total noninterest income$7,667,000614
Gross Fiduciary activities income$1,447,000275
Service charges on deposit accounts$2,054,000634
Trading account gains and fees$0126
Additional Noninterest Income$4,166,000633
Total noninterest expense$16,618,000807
Salaries and employee benefits$8,207,000893
Premises and equipment expense$2,007,000946
Additional noninterest expense$6,404,000649
Pre-tax net operating income$13,108,000626
Securities gains (losses)$2,0001,183
Applicable income taxes$3,722,000673
Income before extraordinary items$9,388,000636
Extraordinary gains, net$045
Net income$9,388,000635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$765,000570
Cash dividends$5,600,000471
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,386,560624
2006-06-30 (YTD Data)Rank
Total interest income$30,632,000639
Total interest expense$15,403,000529
Net interest income$15,229,000738
Provision for loan and lease losses$600,000813
Total noninterest income$4,433,000691
Gross Fiduciary activities income$973,000283
Service charges on deposit accounts$1,350,000637
Trading account gains and fees$0126
Additional Noninterest Income$2,110,000784
Total noninterest expense$10,425,000859
Salaries and employee benefits$5,170,000942
Premises and equipment expense$1,359,000931
Additional noninterest expense$3,896,000714
Pre-tax net operating income$8,637,000631
Securities gains (losses)$01,185
Applicable income taxes$2,441,000683
Income before extraordinary items$6,196,000646
Extraordinary gains, net$039
Net income$6,196,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$665,000466
Cash dividends$4,100,000442
Sale, conversion, retirement of capital stock, net$0887
Net operating income$6,196,000633
2006-03-31 (YTD Data)Rank
Total interest income$14,805,000642
Total interest expense$7,065,000539
Net interest income$7,740,000723
Provision for loan and lease losses$250,000918
Total noninterest income$2,073,000713
Gross Fiduciary activities income$496,000279
Service charges on deposit accounts$622,000666
Trading account gains and fees$0115
Additional Noninterest Income$955,000833
Total noninterest expense$5,378,000830
Salaries and employee benefits$2,661,000917
Premises and equipment expense$678,000939
Additional noninterest expense$2,039,000678
Pre-tax net operating income$4,185,000644
Securities gains (losses)$0955
Applicable income taxes$1,177,000706
Income before extraordinary items$3,008,000651
Extraordinary gains, net$021
Net income$3,008,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,000608
Cash dividends$2,000,000412
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,008,000635
2005-12-31 (YTD Data)Rank
Total interest income$50,398,000648
Total interest expense$18,847,000606
Net interest income$31,551,000670
Provision for loan and lease losses$200,0003,577
Total noninterest income$9,034,000669
Gross Fiduciary activities income$1,686,000304
Service charges on deposit accounts$2,438,000715
Trading account gains and fees$0138
Additional Noninterest Income$4,910,000695
Total noninterest expense$22,404,000770
Salaries and employee benefits$11,099,000820
Premises and equipment expense$2,760,000854
Additional noninterest expense$8,545,000641
Pre-tax net operating income$17,981,000579
Securities gains (losses)$02,296
Applicable income taxes$5,112,000627
Income before extraordinary items$12,869,000582
Extraordinary gains, net$046
Net income$12,869,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$893,000742
Cash dividends$7,800,000458
Sale, conversion, retirement of capital stock, net$0934
Net operating income$12,869,000572
2005-09-30 (YTD Data)Rank
Total interest income$36,304,000653
Total interest expense$12,932,000626
Net interest income$23,372,000662
Provision for loan and lease losses$100,0004,154
Total noninterest income$6,846,000665
Gross Fiduciary activities income$1,245,000301
Service charges on deposit accounts$1,779,000726
Trading account gains and fees$0126
Additional Noninterest Income$3,822,000676
Total noninterest expense$16,798,000751
Salaries and employee benefits$8,349,000801
Premises and equipment expense$2,042,000860
Additional noninterest expense$6,407,000635
Pre-tax net operating income$13,320,000588
Securities gains (losses)$02,317
Applicable income taxes$3,801,000641
Income before extraordinary items$9,519,000589
Extraordinary gains, net$035
Net income$9,519,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,004
Cash dividends$7,400,000354
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,519,000573
2005-06-30 (YTD Data)Rank
Total interest income$23,178,000662
Total interest expense$7,912,000639
Net interest income$15,266,000665
Provision for loan and lease losses$100,0003,338
Total noninterest income$3,891,000740
Gross Fiduciary activities income$820,000304
Service charges on deposit accounts$1,151,000731
Trading account gains and fees$0116
Additional Noninterest Income$1,920,000835
Total noninterest expense$10,444,000797
Salaries and employee benefits$5,474,000812
Premises and equipment expense$1,367,000853
Additional noninterest expense$3,603,000723
Pre-tax net operating income$8,613,000583
Securities gains (losses)$02,146
Applicable income taxes$2,449,000652
Income before extraordinary items$6,164,000598
Extraordinary gains, net$030
Net income$6,164,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,000773
Cash dividends$5,000,000335
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,164,000581
2005-03-31 (YTD Data)Rank
Total interest income$10,890,000692
Total interest expense$3,512,000686
Net interest income$7,378,000687
Provision for loan and lease losses$06,226
Total noninterest income$1,663,000836
Gross Fiduciary activities income$400,000307
Service charges on deposit accounts$488,000835
Trading account gains and fees$0115
Additional Noninterest Income$775,000975
Total noninterest expense$4,820,000867
Salaries and employee benefits$2,626,000848
Premises and equipment expense$676,000872
Additional noninterest expense$1,518,000824
Pre-tax net operating income$4,221,000598
Securities gains (losses)$01,685
Applicable income taxes$1,213,000659
Income before extraordinary items$3,008,000606
Extraordinary gains, net$024
Net income$3,008,000606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,000522
Cash dividends$3,000,000256
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,008,000587
2004-12-31 (YTD Data)Rank
Total interest income$30,472,000921
Total interest expense$9,025,000895
Net interest income$21,447,000919
Provision for loan and lease losses$880,0001,178
Total noninterest income$4,666,0001,145
Gross Fiduciary activities income$874,000406
Service charges on deposit accounts$1,177,0001,498
Trading account gains and fees$0138
Additional Noninterest Income$2,615,0001,091
Total noninterest expense$13,269,0001,238
Salaries and employee benefits$7,071,0001,239
Premises and equipment expense$1,803,0001,277
Additional noninterest expense$4,395,0001,118
Pre-tax net operating income$11,964,000741
Securities gains (losses)$2,0003,489
Applicable income taxes$3,438,000808
Income before extraordinary items$8,528,000775
Extraordinary gains, net$034
Net income$8,528,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,0001,703
Cash dividends$3,426,000875
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,526,580751
2004-09-30 (YTD Data)Rank
Total interest income$22,369,000930
Total interest expense$6,617,000899
Net interest income$15,752,000938
Provision for loan and lease losses$720,0001,054
Total noninterest income$3,521,0001,145
Gross Fiduciary activities income$645,000413
Service charges on deposit accounts$881,0001,512
Trading account gains and fees$0134
Additional Noninterest Income$1,995,0001,089
Total noninterest expense$9,856,0001,242
Salaries and employee benefits$5,138,0001,284
Premises and equipment expense$1,369,0001,257
Additional noninterest expense$3,349,0001,091
Pre-tax net operating income$8,697,000766
Securities gains (losses)$2,0003,384
Applicable income taxes$2,486,000857
Income before extraordinary items$6,213,000805
Extraordinary gains, net$026
Net income$6,213,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,955
Cash dividends$2,526,000798
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,211,580770
2004-06-30 (YTD Data)Rank
Total interest income$14,511,000943
Total interest expense$4,354,000897
Net interest income$10,157,000961
Provision for loan and lease losses$480,0001,034
Total noninterest income$2,222,0001,181
Gross Fiduciary activities income$430,000419
Service charges on deposit accounts$580,0001,519
Trading account gains and fees$0130
Additional Noninterest Income$1,212,0001,161
Total noninterest expense$6,300,0001,299
Salaries and employee benefits$3,303,0001,320
Premises and equipment expense$924,0001,244
Additional noninterest expense$2,073,0001,170
Pre-tax net operating income$5,599,000781
Securities gains (losses)$2,0003,048
Applicable income taxes$1,603,000875
Income before extraordinary items$3,998,000818
Extraordinary gains, net$021
Net income$3,998,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,149
Cash dividends$1,706,000791
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,996,580785
2004-03-31 (YTD Data)Rank
Total interest income$7,107,000978
Total interest expense$2,168,000921
Net interest income$4,939,000992
Provision for loan and lease losses$240,000991
Total noninterest income$1,103,0001,171
Gross Fiduciary activities income$214,000416
Service charges on deposit accounts$271,0001,580
Trading account gains and fees$0121
Additional Noninterest Income$618,0001,109
Total noninterest expense$3,096,0001,327
Salaries and employee benefits$1,664,0001,323
Premises and equipment expense$459,0001,269
Additional noninterest expense$973,0001,236
Pre-tax net operating income$2,706,000810
Securities gains (losses)$02,934
Applicable income taxes$775,000917
Income before extraordinary items$1,931,000849
Extraordinary gains, net$016
Net income$1,931,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$900,000738
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,931,000802
2003-12-31 (YTD Data)Rank
Total interest income$27,480,0001,022
Total interest expense$9,796,000906
Net interest income$17,684,0001,090
Provision for loan and lease losses$907,0001,299
Total noninterest income$5,149,0001,106
Gross Fiduciary activities income$773,000435
Service charges on deposit accounts$1,110,0001,556
Trading account gains and fees$0160
Additional Noninterest Income$3,266,0001,018
Total noninterest expense$11,527,0001,390
Salaries and employee benefits$6,017,0001,423
Premises and equipment expense$1,677,0001,355
Additional noninterest expense$3,833,0001,298
Pre-tax net operating income$10,399,000830
Securities gains (losses)$04,500
Applicable income taxes$2,969,000937
Income before extraordinary items$7,430,000875
Extraordinary gains, net$054
Net income$7,430,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,862
Cash dividends$2,825,0001,047
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,430,000812
2003-09-30 (YTD Data)Rank
Total interest income$20,442,0001,050
Total interest expense$7,638,000910
Net interest income$12,804,0001,149
Provision for loan and lease losses$675,0001,261
Total noninterest income$3,976,0001,110
Gross Fiduciary activities income$577,000446
Service charges on deposit accounts$833,0001,553
Trading account gains and fees$0153
Additional Noninterest Income$2,566,0001,031
Total noninterest expense$8,545,0001,419
Salaries and employee benefits$4,377,0001,477
Premises and equipment expense$1,286,0001,341
Additional noninterest expense$2,882,0001,293
Pre-tax net operating income$7,560,000884
Securities gains (losses)$04,204
Applicable income taxes$2,145,0001,008
Income before extraordinary items$5,415,000933
Extraordinary gains, net$040
Net income$5,415,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,212
Cash dividends$2,075,000982
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,415,000866
2003-06-30 (YTD Data)Rank
Total interest income$13,644,0001,067
Total interest expense$5,408,000883
Net interest income$8,236,0001,188
Provision for loan and lease losses$450,0001,255
Total noninterest income$2,434,0001,172
Gross Fiduciary activities income$374,000453
Service charges on deposit accounts$565,0001,511
Trading account gains and fees$0150
Additional Noninterest Income$1,495,0001,141
Total noninterest expense$5,487,0001,465
Salaries and employee benefits$2,831,0001,523
Premises and equipment expense$878,0001,308
Additional noninterest expense$1,778,0001,388
Pre-tax net operating income$4,733,000931
Securities gains (losses)$03,782
Applicable income taxes$1,327,0001,095
Income before extraordinary items$3,406,000980
Extraordinary gains, net$030
Net income$3,406,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0001,886
Cash dividends$1,375,0001,007
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,406,000903
2003-03-31 (YTD Data)Rank
Total interest income$6,854,0001,075
Total interest expense$2,768,000887
Net interest income$4,086,0001,198
Provision for loan and lease losses$225,0001,208
Total noninterest income$1,223,0001,146
Gross Fiduciary activities income$189,000458
Service charges on deposit accounts$267,0001,544
Trading account gains and fees$0134
Additional Noninterest Income$767,0001,081
Total noninterest expense$2,744,0001,449
Salaries and employee benefits$1,412,0001,515
Premises and equipment expense$444,0001,304
Additional noninterest expense$888,0001,361
Pre-tax net operating income$2,340,000949
Securities gains (losses)$02,891
Applicable income taxes$662,0001,112
Income before extraordinary items$1,678,0001,003
Extraordinary gains, net$021
Net income$1,678,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,354
Cash dividends$675,000950
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,678,000927
2002-12-31 (YTD Data)Rank
Total interest income$29,251,0001,055
Total interest expense$12,204,000918
Net interest income$17,047,0001,137
Provision for loan and lease losses$1,324,0001,042
Total noninterest income$4,952,0001,066
Gross Fiduciary activities income$728,000464
Service charges on deposit accounts$985,0001,638
Trading account gains and fees$0153
Additional Noninterest Income$3,239,000951
Total noninterest expense$11,439,0001,345
Salaries and employee benefits$5,766,0001,414
Premises and equipment expense$1,906,0001,163
Additional noninterest expense$3,767,0001,280
Pre-tax net operating income$9,236,000928
Securities gains (losses)$04,537
Applicable income taxes$2,701,0001,020
Income before extraordinary items$6,535,000955
Extraordinary gains, net$070
Net income$6,535,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,387
Cash dividends$2,675,0001,025
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,535,000914
2001-12-31 (YTD Data)Rank
Total interest income$30,006,0001,131
Total interest expense$15,031,0001,076
Net interest income$14,975,0001,182
Provision for loan and lease losses$1,230,0001,060
Total noninterest income$3,825,0001,228
Gross Fiduciary activities income$698,000494
Service charges on deposit accounts$901,0001,681
Trading account gains and fees$0177
Additional Noninterest Income$2,226,0001,150
Total noninterest expense$9,901,0001,485
Salaries and employee benefits$4,903,0001,537
Premises and equipment expense$1,515,0001,413
Additional noninterest expense$3,483,0001,344
Pre-tax net operating income$7,669,000983
Securities gains (losses)$73,0002,015
Applicable income taxes$2,258,0001,064
Income before extraordinary items$5,484,0001,003
Extraordinary gains, net$0105
Net income$5,484,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,494
Cash dividends$2,300,0001,167
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,432,170970
2000-12-31 (YTD Data)Rank
Total interest income$27,866,0001,273
Total interest expense$15,153,0001,145
Net interest income$12,713,0001,379
Provision for loan and lease losses$700,0001,410
Total noninterest income$2,967,0001,365
Gross Fiduciary activities income$673,000511
Service charges on deposit accounts$832,0001,664
Trading account gains and fees$0180
Additional Noninterest Income$1,462,0001,408
Total noninterest expense$8,471,0001,647
Salaries and employee benefits$4,335,0001,647
Premises and equipment expense$1,227,0001,698
Additional noninterest expense$2,909,0001,538
Pre-tax net operating income$6,509,0001,152
Securities gains (losses)$01,956
Applicable income taxes$1,909,0001,211
Income before extraordinary items$4,600,0001,147
Extraordinary gains, net$038
Net income$4,600,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,383
Cash dividends$2,075,0001,313
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,600,0001,144
1999-12-31 (YTD Data)Rank
Total interest income$23,505,0001,386
Total interest expense$11,591,0001,303
Net interest income$11,914,0001,477
Provision for loan and lease losses$645,0001,413
Total noninterest income$2,810,0001,432
Gross Fiduciary activities income$546,000609
Service charges on deposit accounts$670,0001,982
Trading account gains and fees$0173
Additional Noninterest Income$1,594,0001,341
Total noninterest expense$7,686,0001,793
Salaries and employee benefits$3,981,0001,733
Premises and equipment expense$1,177,0001,740
Additional noninterest expense$2,528,0001,752
Pre-tax net operating income$6,393,0001,196
Securities gains (losses)$03,155
Applicable income taxes$1,923,0001,268
Income before extraordinary items$4,470,0001,217
Extraordinary gains, net$035
Net income$4,470,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,369
Cash dividends$2,893,0001,015
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,470,0001,200
1998-12-31 (YTD Data)Rank
Total interest income$21,284,0001,516
Total interest expense$10,464,0001,459
Net interest income$10,820,0001,562
Provision for loan and lease losses$400,0002,051
Total noninterest income$2,333,0001,638
Gross Fiduciary activities income$421,000696
Service charges on deposit accounts$613,0002,087
Trading account gains and fees$0224
Additional Noninterest Income$1,299,0001,540
Total noninterest expense$6,976,0001,865
Salaries and employee benefits$3,703,0001,801
Premises and equipment expense$1,032,0001,917
Additional noninterest expense$2,241,0001,886
Pre-tax net operating income$5,777,0001,299
Securities gains (losses)$-21,00010,295
Applicable income taxes$1,755,0001,415
Income before extraordinary items$4,001,0001,325
Extraordinary gains, net$032
Net income$4,001,0001,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0001,572
Cash dividends$1,400,0001,743
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,015,7001,266
1997-12-31 (YTD Data)Rank
Total interest income$19,828,0001,662
Total interest expense$9,497,0001,628
Net interest income$10,331,0001,693
Provision for loan and lease losses$103,0005,098
Total noninterest income$1,602,0002,088
Gross Fiduciary activities income$324,000792
Service charges on deposit accounts$562,0002,336
Trading account gains and fees$0239
Additional Noninterest Income$716,0002,188
Total noninterest expense$6,105,0002,107
Salaries and employee benefits$3,142,0002,094
Premises and equipment expense$979,0002,028
Additional noninterest expense$1,984,0002,100
Pre-tax net operating income$5,725,0001,355
Securities gains (losses)$3,0003,097
Applicable income taxes$1,824,0001,437
Income before extraordinary items$3,904,0001,403
Extraordinary gains, net$044
Net income$3,904,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,481
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,901,9601,365
1996-12-31 (YTD Data)Rank
Total interest income$17,513,0001,932
Total interest expense$8,170,0001,916
Net interest income$9,343,0001,915
Provision for loan and lease losses$60,0006,086
Total noninterest income$1,344,0002,482
Gross Fiduciary activities income$306,000852
Service charges on deposit accounts$491,0002,759
Trading account gains and fees$0262
Additional Noninterest Income$547,0002,745
Total noninterest expense$5,562,0002,469
Salaries and employee benefits$2,988,0002,232
Premises and equipment expense$900,0002,214
Additional noninterest expense$1,674,0002,849
Pre-tax net operating income$5,065,0001,419
Securities gains (losses)$2,0003,501
Applicable income taxes$1,642,0001,468
Income before extraordinary items$3,425,0001,438
Extraordinary gains, net$053
Net income$3,425,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,573
Cash dividends$580,0003,126
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,423,6401,407
1995-12-31 (YTD Data)Rank
Total interest income$16,261,0002,073
Total interest expense$7,730,0002,022
Net interest income$8,531,0002,110
Provision for loan and lease losses$08,958
Total noninterest income$1,182,0002,758
Gross Fiduciary activities income$237,000958
Service charges on deposit accounts$470,0002,888
Trading account gains and fees$0522
Additional Noninterest Income$475,0002,977
Total noninterest expense$5,619,0002,417
Salaries and employee benefits$2,977,0002,219
Premises and equipment expense$893,0002,243
Additional noninterest expense$1,749,0002,684
Pre-tax net operating income$4,094,0001,808
Securities gains (losses)$-45,00011,108
Applicable income taxes$1,326,0001,835
Income before extraordinary items$2,723,0001,851
Extraordinary gains, net$065
Net income$2,723,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,691
Cash dividends$426,0003,707
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,753,1501,805
1994-12-31 (YTD Data)Rank
Total interest income$13,905,0002,204
Total interest expense$5,667,0002,198
Net interest income$8,238,0002,195
Provision for loan and lease losses$09,146
Total noninterest income$908,0003,343
Gross Fiduciary activities income$195,0001,024
Service charges on deposit accounts$454,0003,031
Trading account gains and fees$0475
Additional Noninterest Income$259,0004,483
Total noninterest expense$5,962,0002,362
Salaries and employee benefits$3,054,0002,173
Premises and equipment expense$883,0002,288
Additional noninterest expense$2,025,0002,546
Pre-tax net operating income$3,184,0002,229
Securities gains (losses)$-33,00010,736
Applicable income taxes$984,0002,276
Income before extraordinary items$2,167,0002,248
Extraordinary gains, net$0249
Net income$2,167,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,572
Cash dividends$333,0004,205
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,189,7702,254
1993-12-31 (YTD Data)Rank
Total interest income$12,819,0002,408
Total interest expense$5,195,0002,488
Net interest income$7,624,0002,344
Provision for loan and lease losses$455,0002,242
Total noninterest income$844,0003,823
Gross Fiduciary activities income$178,0001,081
Service charges on deposit accounts$447,0003,104
Trading account gains and fees$0532
Additional Noninterest Income$219,0005,394
Total noninterest expense$5,759,0002,484
Salaries and employee benefits$2,851,0002,339
Premises and equipment expense$734,0002,757
Additional noninterest expense$2,174,0002,545
Pre-tax net operating income$2,254,0002,971
Securities gains (losses)$105,0002,440
Applicable income taxes$710,0003,070
Income before extraordinary items$1,649,0002,965
Extraordinary gains, net$318,000673
Net income$1,967,0002,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,338
Cash dividends$280,0004,592
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,575,5002,919
1992-12-31 (YTD Data)Rank
Total interest income$13,579,0002,602
Total interest expense$6,853,0002,456
Net interest income$6,726,0002,711
Provision for loan and lease losses$1,200,0001,633
Total noninterest income$820,0003,911
Gross Fiduciary activities income$161,0001,141
Service charges on deposit accounts$397,0003,513
Trading account gains and fees$0504
Additional Noninterest Income$262,0004,818
Total noninterest expense$5,114,0002,799
Salaries and employee benefits$2,400,0002,702
Premises and equipment expense$643,0003,148
Additional noninterest expense$2,071,0002,711
Pre-tax net operating income$1,232,0004,819
Securities gains (losses)$141,0002,495
Applicable income taxes$270,0006,362
Income before extraordinary items$1,103,0004,120
Extraordinary gains, net$01,422
Net income$1,103,0004,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$576,0002,230
Cash dividends$262,0004,361
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$990,2004,220

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.