Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3199% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0486% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9015% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3213% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4291% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2214% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4130% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0643% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0057% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1642% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3710% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8006% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2383% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0091% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3196% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4995% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2046% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1497% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4850% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7381% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2572% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0762% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1214% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2551% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0996% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7906% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1291% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1630% | 4,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1286% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2710% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1194% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3416% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3844% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5936% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4588% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1114% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3468% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0496% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3745% | 997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5573% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4018% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5718% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1340% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0645% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3178% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9218% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1686% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1829% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1131% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1868% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0515% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 3,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2462% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9058% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0812% | 1,571 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 4,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1771% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1448% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0217% | 3,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2629% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 448 |
| Percentage Net Loans Charged-off:Construction & development | -0.1250% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4417% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3235% | 4,072 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9239% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3644% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9416% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1974% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2995% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 379 |
| Percentage Net Loans Charged-off:Construction & development | -0.1678% | 4,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6322% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4523% | 4,087 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1247% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2314% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3600% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1476% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1696% | 1,944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3734% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2297% | 254 |
| Percentage Net Loans Charged-off:Construction & development | -0.3140% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9595% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0465% | 4,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1878% | 3,688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3661% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8087% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2603% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5654% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5589% | 83 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0400% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0922% | 4,106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4310% | 3,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2995% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5556% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0444% | 2,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0376% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3236% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4874% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2965% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1710% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.1657% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0997% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4040% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9871% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1133% | 2,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 4,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0222% | 4,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3102% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3489% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0836% | 2,406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0925% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0530% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0102% | 4,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3911% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.3242% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1301% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2546% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1939% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2570% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9813% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7197% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6889% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6215% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2143% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1585% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.4350% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6313% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0403% | 3,765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2027% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3151% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9138% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8108% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8215% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1354% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 3,698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8209% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5641% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7389% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0386% | 3,855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6794% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2525% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6154% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3851% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3116% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9815% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1342% | 1,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6139% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7829% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2242% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3157% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1766% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1138% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1127% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7373% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8520% | 875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1556% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4824% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 3,840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1178% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7549% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6492% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7664% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1058% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3827% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5189% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3679% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4414% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1540% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9632% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8866% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6225% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8070% | 1,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0048% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5190% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 5,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 1,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0350% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2610% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8008% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2570% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7516% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5879% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7340% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9164% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6296% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5854% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6344% | 1,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8095% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6265% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 5,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9521% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7397% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1297% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8063% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8856% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 2,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0361% | 5,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0254% | 2,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9554% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1159% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9373% | 781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3844% | 666 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 5,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1233% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 4,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8061% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8348% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8028% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3216% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 2,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1923% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0280% | 4,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9275% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8548% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9359% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2634% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3662% | 4,595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4556% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7846% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4168% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0367% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 2,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1173% | 4,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 3,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5377% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8283% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1872% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7849% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4765% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 5,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 1,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0348% | 5,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0479% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0382% | 5,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7428% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7781% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7117% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7861% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4337% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 5,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 6,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1232% | 4,663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0432% | 6,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1557% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8682% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9423% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8592% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3556% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 5,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0854% | 6,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0890% | 6,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7205% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6324% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2074% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6842% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1048% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2408% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.8148% | 902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0906% | 2,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 4,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2399% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4432% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8806% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3925% | 2,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4775% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2159% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 1.0883% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1252% | 1,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 4,665 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2198% | 1,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4016% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0527% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3276% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4333% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2146% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2011% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 1.5915% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1308% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3002% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1051% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2097% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3424% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0139% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8310% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0773% | 5,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1419% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 4,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1113% | 3,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1568% | 2,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1680% | 3,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1769% | 2,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5731% | 6,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4790% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4281% | 2,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4350% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 3,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2082% | 2,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 3,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1645% | 2,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0982% | 6,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2660% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5729% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1249% | 3,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3860% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 3,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2561% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 2,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1666% | 2,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 5,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3124% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3963% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1956% | 2,801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3296% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 3,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 6,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1253% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 5,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2316% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6725% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0755% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0683% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2466% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1955% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.2893% | 2,598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2991% | 2,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4466% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 3,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1611% | 1,682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1591% | 3,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7996% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9076% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5161% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8465% | 1,665 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0164% | 5,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 5,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.4005% | 2,243 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1233% | 3,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2156% | 1,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 3,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 3,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7413% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8757% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6287% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3029% | 6,373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 6,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1188% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.6279% | 1,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 2,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 3,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 3,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2402% | 6,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7915% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8275% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6516% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9013% | 6,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0585% | 6,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1673% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.7646% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2262% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2380% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4465% | 6,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1326% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7787% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8072% | 1,268 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4285% | 6,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 4,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0549% | 3,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1417% | 3,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2134% | 3,406 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0983% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1677% | 3,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5245% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7767% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5557% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4696% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 5,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0626% | 6,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 3,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4085% | 3,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6105% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5402% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5465% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1480% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0928% | 6,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 3,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 3,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5885% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3761% | 3,306 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4053% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4523% | 894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 5,161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.1849% | 7,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 3,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3537% | 7,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8269% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3864% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0846% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4971% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4000% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.3695% | 3,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4358% | 1,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5415% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1860% | 1,630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5592% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8482% | 3,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1798% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1995% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0669% | 1,894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4712% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4235% | 2,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.3748% | 2,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5832% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5166% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2510% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5296% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5905% | 2,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8896% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5990% | 646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0277% | 1,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4263% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3537% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.4073% | 2,199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0920% | 7,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6906% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3797% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7059% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7390% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6775% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5171% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0494% | 1,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3900% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2965% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.6687% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4936% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5176% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4173% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7120% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6261% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1049% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4222% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2986% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.4881% | 2,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3941% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3141% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3280% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4900% | 2,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6285% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7013% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 6,678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3422% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 2,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.5136% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1858% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5745% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3581% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1657% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 6,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1405% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1465% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8133% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0855% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2987% | 729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0083% | 6,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5600% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8817% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2179% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 6,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1643% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.6748% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1914% | 2,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0122% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2694% | 1,171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2558% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2981% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.9285% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9324% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4657% | 1,888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2162% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3199% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1889% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 1.2000% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1755% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1009% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0777% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0524% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0567% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4540% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3068% | 1,799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1288% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.5271% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1875% | 2,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6234% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9127% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0358% | 1,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.3009% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5081% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5104% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0491% | 7,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2002% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1050% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.4660% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2493% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2840% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5348% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 6,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5144% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8873% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5120% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 6,927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.4377% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 2,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2141% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5681% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9552% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 6,909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 2,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1154% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 7,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3049% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2520% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8388% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0072% | 6,923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4123% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0910% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1954% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 6,964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4888% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4705% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7757% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0145% | 7,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4181% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.2806% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2574% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6308% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2337% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 11.4038% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1397% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9537% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0249% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9597% | 1,355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 7,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3439% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1170% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.1300% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1878% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8406% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7864% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1217% | 1,624 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0919% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3534% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.2024% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2861% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2493% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6877% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9711% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9691% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.3867% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4238% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8868% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2126% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9616% | 1,862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 7,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4268% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.2802% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 8,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7938% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6321% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6354% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0503% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8724% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3774% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 9.5298% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3251% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6629% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8553% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9344% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5057% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0385% | 8,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 15.3846% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2481% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9542% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8833% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3194% | 493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2451% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0923% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0759% | 8,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1857% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 33.2847% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5672% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9034% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8886% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0435% | 7,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4013% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2252% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3766% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3785% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5665% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1597% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9691% | 1,277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2287% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2880% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8574% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1004% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5572% | 1,460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3168% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1211% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 5,524 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 6,579 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 6,441 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 6,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 10,281 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |