Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$45,550,0001,010
Total interest expense$4,203,0002,221
Net interest income$41,347,000787
Provision for loan and lease losses$26,559,000113
Total noninterest income$14,309,000581
Gross Fiduciary activities income$0981
Service charges on deposit accounts$655,0001,386
Trading account gains and fees$0123
Additional Noninterest Income$13,654,000435
Total noninterest expense$23,884,0001,049
Salaries and employee benefits$6,422,0001,862
Premises and equipment expense$881,0002,170
Additional noninterest expense$13,654,000435
Pre-tax net operating income$5,213,0001,864
Securities gains (losses)$-37,0003,583
Applicable income taxes$818,0001,567
Income before extraordinary items$4,358,0001,890
Extraordinary gains, net$054
Net income$4,358,0001,913
Minority interest net income$088
Net income of bank and minority interests.$4,358,0001,893
Net charge-offs$25,309,00093
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,389,0801,909
2023-09-30 (YTD Data)Rank
Total interest income$33,548,0001,001
Total interest expense$2,589,0002,332
Net interest income$30,959,000797
Provision for loan and lease losses$19,583,000115
Total noninterest income$10,882,000577
Gross Fiduciary activities income$0950
Service charges on deposit accounts$496,0001,381
Trading account gains and fees$0125
Additional Noninterest Income$10,386,000439
Total noninterest expense$17,967,0001,046
Salaries and employee benefits$4,807,0001,881
Premises and equipment expense$664,0002,172
Additional noninterest expense$10,386,000439
Pre-tax net operating income$4,291,0001,826
Securities gains (losses)$-53,0003,845
Applicable income taxes$598,0001,628
Income before extraordinary items$3,640,0001,827
Extraordinary gains, net$052
Net income$3,640,0001,844
Minority interest net income$081
Net income of bank and minority interests.$3,640,0001,827
Net charge-offs$17,896,00093
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,685,5801,835
2023-06-30 (YTD Data)Rank
Total interest income$21,840,000993
Total interest expense$1,402,0002,431
Net interest income$20,438,000801
Provision for loan and lease losses$13,172,000112
Total noninterest income$7,248,000565
Gross Fiduciary activities income$0931
Service charges on deposit accounts$326,0001,374
Trading account gains and fees$0112
Additional Noninterest Income$6,922,000424
Total noninterest expense$11,934,0001,043
Salaries and employee benefits$3,225,0001,865
Premises and equipment expense$451,0002,142
Additional noninterest expense$6,922,000424
Pre-tax net operating income$2,580,0001,920
Securities gains (losses)$13,000568
Applicable income taxes$198,0002,142
Income before extraordinary items$2,395,0001,829
Extraordinary gains, net$051
Net income$2,395,0001,849
Minority interest net income$081
Net income of bank and minority interests.$2,395,0001,829
Net charge-offs$11,820,00086
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,383,0401,842
2023-03-31 (YTD Data)Rank
Total interest income$10,720,0001,000
Total interest expense$573,0002,479
Net interest income$10,147,000817
Provision for loan and lease losses$6,674,000117
Total noninterest income$3,650,000562
Gross Fiduciary activities income$0913
Service charges on deposit accounts$159,0001,417
Trading account gains and fees$097
Additional Noninterest Income$3,491,000419
Total noninterest expense$6,031,0001,048
Salaries and employee benefits$1,576,0001,928
Premises and equipment expense$238,0002,113
Additional noninterest expense$3,491,000419
Pre-tax net operating income$1,092,0002,187
Securities gains (losses)$-7,0004,001
Applicable income taxes$2,0003,329
Income before extraordinary items$1,083,0001,998
Extraordinary gains, net$04
Net income$1,083,0001,997
Minority interest net income$048
Net income of bank and minority interests.$1,083,0001,998
Net charge-offs$6,101,00078
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,090,0002,008
2022-12-31 (YTD Data)Rank
Total interest income$38,610,000916
Total interest expense$1,155,0002,231
Net interest income$37,455,000859
Provision for loan and lease losses$20,477,000111
Total noninterest income$14,421,000599
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$669,0001,392
Trading account gains and fees$0116
Additional Noninterest Income$13,752,000442
Total noninterest expense$24,254,0001,026
Salaries and employee benefits$6,616,0001,816
Premises and equipment expense$942,0002,078
Additional noninterest expense$13,752,000442
Pre-tax net operating income$7,145,0001,619
Securities gains (losses)$-6,0003,342
Applicable income taxes$1,697,0001,184
Income before extraordinary items$5,442,0001,724
Extraordinary gains, net$05
Net income$5,442,0001,720
Minority interest net income$063
Net income of bank and minority interests.$5,442,0001,723
Net charge-offs$15,937,00082
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,446,7401,754
2022-09-30 (YTD Data)Rank
Total interest income$27,883,000914
Total interest expense$692,0002,208
Net interest income$27,191,000867
Provision for loan and lease losses$12,918,000119
Total noninterest income$10,766,000614
Gross Fiduciary activities income$0968
Service charges on deposit accounts$502,0001,404
Trading account gains and fees$0111
Additional Noninterest Income$10,264,000458
Total noninterest expense$17,970,0001,036
Salaries and employee benefits$4,868,0001,843
Premises and equipment expense$713,0002,080
Additional noninterest expense$10,264,000458
Pre-tax net operating income$7,069,0001,316
Securities gains (losses)$-7,0003,702
Applicable income taxes$1,986,000898
Income before extraordinary items$5,076,0001,469
Extraordinary gains, net$04
Net income$5,076,0001,469
Minority interest net income$057
Net income of bank and minority interests.$5,076,0001,469
Net charge-offs$10,269,00076
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,081,5301,500
2022-06-30 (YTD Data)Rank
Total interest income$14,490,0001,095
Total interest expense$373,0002,375
Net interest income$14,117,0001,043
Provision for loan and lease losses$7,036,000115
Total noninterest income$10,142,000467
Gross Fiduciary activities income$0925
Service charges on deposit accounts$330,0001,396
Trading account gains and fees$0108
Additional Noninterest Income$9,812,000376
Total noninterest expense$11,790,0001,030
Salaries and employee benefits$3,287,0001,823
Premises and equipment expense$481,0002,063
Additional noninterest expense$8,022,000521
Pre-tax net operating income$5,433,0001,137
Securities gains (losses)$-3,0003,777
Applicable income taxes$1,539,000781
Income before extraordinary items$3,891,0001,256
Extraordinary gains, net$04
Net income$3,891,0001,256
Minority interest net income$060
Net income of bank and minority interests.$3,891,0001,256
Net charge-offs$6,208,00076
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,893,3701,278
2022-03-31 (YTD Data)Rank
Total interest income$8,414,000941
Total interest expense$191,0002,298
Net interest income$8,223,000896
Provision for loan and lease losses$3,021,00090
Total noninterest income$3,417,000637
Gross Fiduciary activities income$0892
Service charges on deposit accounts$161,0001,412
Trading account gains and fees$0103
Additional Noninterest Income$3,256,000508
Total noninterest expense$5,903,0001,029
Salaries and employee benefits$1,658,0001,796
Premises and equipment expense$272,0001,965
Additional noninterest expense$3,973,000511
Pre-tax net operating income$2,716,0001,084
Securities gains (losses)$-3,0004,076
Applicable income taxes$769,000761
Income before extraordinary items$1,944,0001,216
Extraordinary gains, net$04
Net income$1,944,0001,216
Minority interest net income$050
Net income of bank and minority interests.$1,944,0001,216
Net charge-offs$3,000,00087
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,946,3701,228
2021-12-31 (YTD Data)Rank
Total interest income$26,228,0001,180
Total interest expense$1,063,0002,134
Net interest income$25,165,0001,125
Provision for loan and lease losses$6,318,00083
Total noninterest income$17,310,000579
Gross Fiduciary activities income$0994
Service charges on deposit accounts$521,0001,564
Trading account gains and fees$0132
Additional Noninterest Income$16,789,000474
Total noninterest expense$20,910,0001,130
Salaries and employee benefits$6,512,0001,812
Premises and equipment expense$940,0002,109
Additional noninterest expense$13,458,000607
Pre-tax net operating income$15,247,000924
Securities gains (losses)$26,0001,401
Applicable income taxes$4,347,000692
Income before extraordinary items$10,926,0001,075
Extraordinary gains, net$010
Net income$10,926,0001,075
Minority interest net income$074
Net income of bank and minority interests.$10,926,0001,075
Net charge-offs$6,952,000144
Cash dividends$750,0002,477
Sale, conversion, retirement of capital stock, net$9,278,00073
Net operating income$10,905,4601,062
2021-09-30 (YTD Data)Rank
Total interest income$21,998,0001,099
Total interest expense$830,0002,156
Net interest income$21,168,0001,042
Provision for loan and lease losses$4,230,00091
Total noninterest income$8,958,000749
Gross Fiduciary activities income$0957
Service charges on deposit accounts$368,0001,620
Trading account gains and fees$0132
Additional Noninterest Income$8,590,000628
Total noninterest expense$15,479,0001,146
Salaries and employee benefits$4,893,0001,811
Premises and equipment expense$723,0002,105
Additional noninterest expense$9,863,000608
Pre-tax net operating income$10,417,0001,041
Securities gains (losses)$02,015
Applicable income taxes$2,963,000759
Income before extraordinary items$7,454,0001,200
Extraordinary gains, net$08
Net income$7,454,0001,200
Minority interest net income$069
Net income of bank and minority interests.$7,454,0001,201
Net charge-offs$4,552,000154
Cash dividends$750,0001,972
Sale, conversion, retirement of capital stock, net$9,278,00062
Net operating income$7,454,0001,181
2021-06-30 (YTD Data)Rank
Total interest income$13,987,0001,142
Total interest expense$575,0002,159
Net interest income$13,412,0001,077
Provision for loan and lease losses$3,068,00086
Total noninterest income$5,730,000782
Gross Fiduciary activities income$0951
Service charges on deposit accounts$221,0001,677
Trading account gains and fees$0133
Additional Noninterest Income$5,509,000659
Total noninterest expense$10,052,0001,154
Salaries and employee benefits$3,258,0001,811
Premises and equipment expense$493,0002,075
Additional noninterest expense$6,301,000621
Pre-tax net operating income$6,022,0001,145
Securities gains (losses)$01,818
Applicable income taxes$1,712,000817
Income before extraordinary items$4,310,0001,319
Extraordinary gains, net$06
Net income$4,310,0001,319
Minority interest net income$067
Net income of bank and minority interests.$4,310,0001,319
Net charge-offs$3,149,000154
Cash dividends$750,0001,610
Sale, conversion, retirement of capital stock, net$9,278,00039
Net operating income$4,310,0001,291
2021-03-31 (YTD Data)Rank
Total interest income$6,795,0001,171
Total interest expense$302,0002,167
Net interest income$6,493,0001,099
Provision for loan and lease losses$1,761,000100
Total noninterest income$2,802,000790
Gross Fiduciary activities income$0922
Service charges on deposit accounts$108,0001,697
Trading account gains and fees$0127
Additional Noninterest Income$2,694,000662
Total noninterest expense$5,019,0001,143
Salaries and employee benefits$1,570,0001,844
Premises and equipment expense$249,0002,071
Additional noninterest expense$3,200,000597
Pre-tax net operating income$2,515,0001,304
Securities gains (losses)$01,392
Applicable income taxes$714,000902
Income before extraordinary items$1,801,0001,502
Extraordinary gains, net$03
Net income$1,801,0001,502
Minority interest net income$055
Net income of bank and minority interests.$1,801,0001,502
Net charge-offs$1,742,000148
Cash dividends$750,000919
Sale, conversion, retirement of capital stock, net$9,278,00028
Net operating income$1,801,0001,466
2020-12-31 (YTD Data)Rank
Total interest income$27,031,0001,160
Total interest expense$1,682,0002,210
Net interest income$25,349,0001,059
Provision for loan and lease losses$10,637,000332
Total noninterest income$9,524,000830
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$437,0001,772
Trading account gains and fees$0133
Additional Noninterest Income$9,087,000693
Total noninterest expense$18,795,0001,163
Salaries and employee benefits$5,866,0001,930
Premises and equipment expense$1,056,0001,965
Additional noninterest expense$11,873,000637
Pre-tax net operating income$5,441,0001,680
Securities gains (losses)$02,675
Applicable income taxes$1,540,0001,116
Income before extraordinary items$3,901,0001,956
Extraordinary gains, net$04
Net income$3,901,0001,955
Minority interest net income$072
Net income of bank and minority interests.$3,901,0001,956
Net charge-offs$7,653,000176
Cash dividends$12,563,000389
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,901,0001,907
2020-09-30 (YTD Data)Rank
Total interest income$20,184,0001,165
Total interest expense$1,334,0002,220
Net interest income$18,850,0001,054
Provision for loan and lease losses$7,908,000364
Total noninterest income$6,816,000832
Gross Fiduciary activities income$0981
Service charges on deposit accounts$326,0001,769
Trading account gains and fees$0125
Additional Noninterest Income$6,490,000682
Total noninterest expense$13,865,0001,162
Salaries and employee benefits$4,349,0001,918
Premises and equipment expense$771,0001,999
Additional noninterest expense$8,745,000630
Pre-tax net operating income$3,893,0001,709
Securities gains (losses)$02,494
Applicable income taxes$1,102,0001,109
Income before extraordinary items$2,791,0001,994
Extraordinary gains, net$04
Net income$2,791,0001,993
Minority interest net income$065
Net income of bank and minority interests.$2,791,0001,994
Net charge-offs$6,221,000162
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,791,0001,933
2020-06-30 (YTD Data)Rank
Total interest income$13,381,0001,178
Total interest expense$931,0002,249
Net interest income$12,450,0001,068
Provision for loan and lease losses$5,413,000381
Total noninterest income$4,329,000815
Gross Fiduciary activities income$0970
Service charges on deposit accounts$220,0001,780
Trading account gains and fees$0123
Additional Noninterest Income$4,109,000659
Total noninterest expense$8,970,0001,180
Salaries and employee benefits$2,913,0001,914
Premises and equipment expense$522,0001,970
Additional noninterest expense$5,535,000647
Pre-tax net operating income$2,396,0001,762
Securities gains (losses)$02,249
Applicable income taxes$677,0001,105
Income before extraordinary items$1,719,0002,040
Extraordinary gains, net$04
Net income$1,719,0002,040
Minority interest net income$065
Net income of bank and minority interests.$1,719,0002,040
Net charge-offs$4,873,000150
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,719,0002,001
2020-03-31 (YTD Data)Rank
Total interest income$6,925,0001,150
Total interest expense$487,0002,324
Net interest income$6,438,0001,022
Provision for loan and lease losses$3,087,000318
Total noninterest income$2,080,000798
Gross Fiduciary activities income$0941
Service charges on deposit accounts$136,0001,740
Trading account gains and fees$0106
Additional Noninterest Income$1,944,000619
Total noninterest expense$4,482,0001,197
Salaries and employee benefits$1,460,0001,921
Premises and equipment expense$258,0002,007
Additional noninterest expense$2,764,000658
Pre-tax net operating income$949,0001,903
Securities gains (losses)$01,705
Applicable income taxes$267,0001,171
Income before extraordinary items$682,0002,213
Extraordinary gains, net$04
Net income$682,0002,212
Minority interest net income$056
Net income of bank and minority interests.$682,0002,213
Net charge-offs$2,843,000142
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$682,0002,179
2019-12-31 (YTD Data)Rank
Total interest income$26,242,0001,203
Total interest expense$1,866,0002,454
Net interest income$24,376,0001,074
Provision for loan and lease losses$11,081,000148
Total noninterest income$8,056,000812
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$498,0001,937
Trading account gains and fees$0135
Additional Noninterest Income$7,558,000637
Total noninterest expense$17,443,0001,199
Salaries and employee benefits$5,950,0001,856
Premises and equipment expense$1,024,0002,005
Additional noninterest expense$10,469,000677
Pre-tax net operating income$3,908,0002,084
Securities gains (losses)$02,379
Applicable income taxes$1,087,0001,357
Income before extraordinary items$2,821,0002,379
Extraordinary gains, net$011
Net income$2,821,0002,381
Minority interest net income$076
Net income of bank and minority interests.$2,821,0002,381
Net charge-offs$9,439,000144
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,821,0002,341
2019-09-30 (YTD Data)Rank
Total interest income$19,354,0001,230
Total interest expense$1,349,0002,527
Net interest income$18,005,0001,092
Provision for loan and lease losses$7,805,000149
Total noninterest income$5,855,000830
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$362,0001,971
Trading account gains and fees$0129
Additional Noninterest Income$5,493,000652
Total noninterest expense$12,966,0001,209
Salaries and employee benefits$4,480,0001,856
Premises and equipment expense$805,0001,956
Additional noninterest expense$7,681,000688
Pre-tax net operating income$3,089,0002,072
Securities gains (losses)$02,167
Applicable income taxes$860,0001,355
Income before extraordinary items$2,229,0002,363
Extraordinary gains, net$011
Net income$2,229,0002,364
Minority interest net income$072
Net income of bank and minority interests.$2,229,0002,364
Net charge-offs$6,769,000146
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,229,0002,330
2019-06-30 (YTD Data)Rank
Total interest income$12,636,0001,255
Total interest expense$849,0002,585
Net interest income$11,787,0001,103
Provision for loan and lease losses$4,908,000157
Total noninterest income$3,785,000834
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$237,0001,974
Trading account gains and fees$0131
Additional Noninterest Income$3,548,000647
Total noninterest expense$8,540,0001,234
Salaries and employee benefits$3,078,0001,815
Premises and equipment expense$549,0001,935
Additional noninterest expense$4,913,000723
Pre-tax net operating income$2,124,0002,025
Securities gains (losses)$01,702
Applicable income taxes$592,0001,305
Income before extraordinary items$1,532,0002,298
Extraordinary gains, net$011
Net income$1,532,0002,298
Minority interest net income$069
Net income of bank and minority interests.$1,532,0002,298
Net charge-offs$4,708,000140
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,532,0002,269
2019-03-31 (YTD Data)Rank
Total interest income$6,246,0001,254
Total interest expense$403,0002,634
Net interest income$5,843,0001,113
Provision for loan and lease losses$2,383,000163
Total noninterest income$1,838,000825
Gross Fiduciary activities income$0972
Service charges on deposit accounts$117,0001,991
Trading account gains and fees$0126
Additional Noninterest Income$1,721,000624
Total noninterest expense$4,129,0001,255
Salaries and employee benefits$1,508,0001,860
Premises and equipment expense$278,0001,942
Additional noninterest expense$2,343,000739
Pre-tax net operating income$1,169,0001,843
Securities gains (losses)$01,087
Applicable income taxes$326,0001,203
Income before extraordinary items$843,0002,129
Extraordinary gains, net$05
Net income$843,0002,128
Minority interest net income$052
Net income of bank and minority interests.$843,0002,128
Net charge-offs$2,583,000132
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$843,0002,114
2018-12-31 (YTD Data)Rank
Total interest income$24,813,0001,190
Total interest expense$1,190,0002,681
Net interest income$23,623,0001,083
Provision for loan and lease losses$10,591,000156
Total noninterest income$8,763,000750
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$501,0001,976
Trading account gains and fees$0126
Additional Noninterest Income$8,262,000575
Total noninterest expense$16,530,0001,240
Salaries and employee benefits$5,460,0001,959
Premises and equipment expense$1,111,0001,898
Additional noninterest expense$9,959,000706
Pre-tax net operating income$5,265,0001,720
Securities gains (losses)$01,125
Applicable income taxes$1,521,0001,038
Income before extraordinary items$3,744,0001,993
Extraordinary gains, net$06
Net income$3,744,0001,991
Minority interest net income$072
Net income of bank and minority interests.$3,744,0001,992
Net charge-offs$9,855,000141
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,744,0001,987
2018-09-30 (YTD Data)Rank
Total interest income$10,656,0001,928
Total interest expense$580,0003,250
Net interest income$10,076,0001,763
Provision for loan and lease losses$3,551,000259
Total noninterest income$3,946,0001,071
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$269,0002,466
Trading account gains and fees$0138
Additional Noninterest Income$3,677,000815
Total noninterest expense$7,386,0001,924
Salaries and employee benefits$2,978,0002,464
Premises and equipment expense$479,0002,746
Additional noninterest expense$3,929,0001,202
Pre-tax net operating income$3,085,0002,088
Securities gains (losses)$01,118
Applicable income taxes$925,0001,231
Income before extraordinary items$2,160,0002,392
Extraordinary gains, net$05
Net income$2,160,0002,391
Minority interest net income$066
Net income of bank and minority interests.$2,160,0002,391
Net charge-offs$3,269,000206
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,160,0002,384
2018-06-30 (YTD Data)Rank
Total interest income$7,015,0001,931
Total interest expense$356,0003,296
Net interest income$6,659,0001,772
Provision for loan and lease losses$2,329,000263
Total noninterest income$2,894,0001,002
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$172,0002,526
Trading account gains and fees$0130
Additional Noninterest Income$2,722,000767
Total noninterest expense$4,954,0001,931
Salaries and employee benefits$2,033,0002,438
Premises and equipment expense$329,0002,713
Additional noninterest expense$2,592,0001,204
Pre-tax net operating income$2,270,0001,906
Securities gains (losses)$0961
Applicable income taxes$700,0001,121
Income before extraordinary items$1,570,0002,238
Extraordinary gains, net$06
Net income$1,570,0002,236
Minority interest net income$065
Net income of bank and minority interests.$1,570,0002,237
Net charge-offs$2,338,000193
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,570,0002,238
2018-03-31 (YTD Data)Rank
Total interest income$3,536,0001,913
Total interest expense$174,0003,297
Net interest income$3,362,0001,766
Provision for loan and lease losses$1,196,000245
Total noninterest income$1,046,0001,233
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$91,0002,452
Trading account gains and fees$0123
Additional Noninterest Income$955,000957
Total noninterest expense$2,401,0001,987
Salaries and employee benefits$988,0002,528
Premises and equipment expense$173,0002,678
Additional noninterest expense$1,240,0001,251
Pre-tax net operating income$811,0002,379
Securities gains (losses)$0735
Applicable income taxes$214,0001,514
Income before extraordinary items$597,0002,619
Extraordinary gains, net$07
Net income$597,0002,619
Minority interest net income$052
Net income of bank and minority interests.$597,0002,619
Net charge-offs$1,295,000189
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$597,0002,617
2017-12-31 (YTD Data)Rank
Total interest income$13,658,0001,908
Total interest expense$616,0003,352
Net interest income$13,042,0001,776
Provision for loan and lease losses$5,095,000247
Total noninterest income$3,808,0001,338
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$368,0002,510
Trading account gains and fees$0151
Additional Noninterest Income$3,440,0001,056
Total noninterest expense$9,218,0002,037
Salaries and employee benefits$3,584,0002,669
Premises and equipment expense$651,0002,783
Additional noninterest expense$4,983,0001,254
Pre-tax net operating income$2,537,0002,730
Securities gains (losses)$02,243
Applicable income taxes$1,323,0001,643
Income before extraordinary items$1,214,0003,461
Extraordinary gains, net$09
Net income$1,214,0003,459
Minority interest net income$076
Net income of bank and minority interests.$1,214,0003,461
Net charge-offs$4,380,000228
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,214,0003,442
2017-09-30 (YTD Data)Rank
Total interest income$10,131,0001,928
Total interest expense$447,0003,400
Net interest income$9,684,0001,792
Provision for loan and lease losses$3,779,000244
Total noninterest income$2,838,0001,355
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$276,0002,526
Trading account gains and fees$0145
Additional Noninterest Income$2,562,0001,081
Total noninterest expense$6,884,0002,052
Salaries and employee benefits$2,670,0002,697
Premises and equipment expense$497,0002,773
Additional noninterest expense$3,717,0001,253
Pre-tax net operating income$1,859,0002,822
Securities gains (losses)$02,274
Applicable income taxes$703,0001,788
Income before extraordinary items$1,156,0003,278
Extraordinary gains, net$09
Net income$1,156,0003,277
Minority interest net income$071
Net income of bank and minority interests.$1,156,0003,278
Net charge-offs$3,191,000218
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,156,0003,259
2017-06-30 (YTD Data)Rank
Total interest income$6,691,0001,923
Total interest expense$286,0003,450
Net interest income$6,405,0001,796
Provision for loan and lease losses$2,486,000236
Total noninterest income$1,850,0001,379
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$180,0002,558
Trading account gains and fees$0139
Additional Noninterest Income$1,670,0001,103
Total noninterest expense$4,597,0002,054
Salaries and employee benefits$1,784,0002,704
Premises and equipment expense$326,0002,803
Additional noninterest expense$2,487,0001,241
Pre-tax net operating income$1,172,0002,875
Securities gains (losses)$01,906
Applicable income taxes$441,0001,816
Income before extraordinary items$731,0003,331
Extraordinary gains, net$011
Net income$731,0003,330
Minority interest net income$071
Net income of bank and minority interests.$731,0003,331
Net charge-offs$2,241,000208
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$731,0003,308
2017-03-31 (YTD Data)Rank
Total interest income$3,316,0001,936
Total interest expense$140,0003,462
Net interest income$3,176,0001,801
Provision for loan and lease losses$1,227,000234
Total noninterest income$911,0001,382
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$87,0002,620
Trading account gains and fees$0142
Additional Noninterest Income$824,0001,105
Total noninterest expense$2,322,0002,054
Salaries and employee benefits$900,0002,727
Premises and equipment expense$171,0002,770
Additional noninterest expense$1,251,0001,246
Pre-tax net operating income$538,0002,965
Securities gains (losses)$01,153
Applicable income taxes$202,0001,859
Income before extraordinary items$336,0003,445
Extraordinary gains, net$08
Net income$336,0003,444
Minority interest net income$055
Net income of bank and minority interests.$336,0003,445
Net charge-offs$1,229,000199
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$336,0003,418
2016-12-31 (YTD Data)Rank
Total interest income$12,363,0002,017
Total interest expense$494,0003,664
Net interest income$11,869,0001,880
Provision for loan and lease losses$4,197,000298
Total noninterest income$3,538,0001,463
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$412,0002,416
Trading account gains and fees$0170
Additional Noninterest Income$3,126,0001,174
Total noninterest expense$9,315,0002,033
Salaries and employee benefits$3,314,0002,857
Premises and equipment expense$647,0002,880
Additional noninterest expense$5,354,0001,194
Pre-tax net operating income$1,895,0003,153
Securities gains (losses)$03,212
Applicable income taxes$701,0001,966
Income before extraordinary items$1,194,0003,647
Extraordinary gains, net$05
Net income$1,194,0003,645
Minority interest net income$082
Net income of bank and minority interests.$1,194,0003,646
Net charge-offs$3,393,000271
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,194,0003,579
2016-09-30 (YTD Data)Rank
Total interest income$9,051,0002,068
Total interest expense$358,0003,749
Net interest income$8,693,0001,925
Provision for loan and lease losses$2,898,000302
Total noninterest income$2,530,0001,508
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$310,0002,406
Trading account gains and fees$0169
Additional Noninterest Income$2,220,0001,219
Total noninterest expense$6,838,0002,063
Salaries and employee benefits$2,512,0002,828
Premises and equipment expense$490,0002,876
Additional noninterest expense$3,836,0001,236
Pre-tax net operating income$1,487,0003,118
Securities gains (losses)$03,160
Applicable income taxes$552,0001,967
Income before extraordinary items$935,0003,611
Extraordinary gains, net$05
Net income$935,0003,609
Minority interest net income$071
Net income of bank and minority interests.$935,0003,611
Net charge-offs$2,360,000266
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$935,0003,547
2016-06-30 (YTD Data)Rank
Total interest income$5,851,0002,120
Total interest expense$233,0003,813
Net interest income$5,618,0001,986
Provision for loan and lease losses$1,716,000333
Total noninterest income$1,611,0001,538
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$203,0002,417
Trading account gains and fees$0157
Additional Noninterest Income$1,408,0001,236
Total noninterest expense$4,473,0002,088
Salaries and employee benefits$1,668,0002,858
Premises and equipment expense$330,0002,860
Additional noninterest expense$2,475,0001,282
Pre-tax net operating income$1,040,0003,018
Securities gains (losses)$02,835
Applicable income taxes$389,0001,903
Income before extraordinary items$651,0003,534
Extraordinary gains, net$016
Net income$651,0003,530
Minority interest net income$071
Net income of bank and minority interests.$651,0003,532
Net charge-offs$1,587,000259
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$651,0003,472
2016-03-31 (YTD Data)Rank
Total interest income$2,958,0002,103
Total interest expense$209,0002,761
Net interest income$2,749,0002,026
Provision for loan and lease losses$759,000345
Total noninterest income$758,0001,578
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$93,0002,537
Trading account gains and fees$0142
Additional Noninterest Income$665,0001,258
Total noninterest expense$2,191,0002,144
Salaries and employee benefits$823,0002,898
Premises and equipment expense$173,0002,807
Additional noninterest expense$1,195,0001,314
Pre-tax net operating income$557,0002,843
Securities gains (losses)$02,077
Applicable income taxes$210,0001,791
Income before extraordinary items$347,0003,381
Extraordinary gains, net$012
Net income$347,0003,379
Minority interest net income$062
Net income of bank and minority interests.$347,0003,379
Net charge-offs$664,000281
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$347,0003,316
2015-12-31 (YTD Data)Rank
Total interest income$10,517,0002,274
Total interest expense$462,0003,868
Net interest income$10,055,0002,124
Provision for loan and lease losses$2,621,000356
Total noninterest income$3,023,0001,592
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$410,0002,475
Trading account gains and fees$0159
Additional Noninterest Income$2,613,0001,271
Total noninterest expense$8,760,0002,133
Salaries and employee benefits$3,437,0002,775
Premises and equipment expense$696,0002,828
Additional noninterest expense$4,627,0001,359
Pre-tax net operating income$1,697,0003,291
Securities gains (losses)$03,216
Applicable income taxes$620,0002,031
Income before extraordinary items$1,077,0003,807
Extraordinary gains, net$023
Net income$1,077,0003,807
Minority interest net income$081
Net income of bank and minority interests.$1,077,0003,808
Net charge-offs$1,853,000401
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,077,0003,755
2015-09-30 (YTD Data)Rank
Total interest income$7,740,0002,322
Total interest expense$346,0003,932
Net interest income$7,394,0002,176
Provision for loan and lease losses$1,797,000367
Total noninterest income$2,070,0001,709
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$300,0002,524
Trading account gains and fees$0153
Additional Noninterest Income$1,770,0001,367
Total noninterest expense$6,265,0002,207
Salaries and employee benefits$2,644,0002,736
Premises and equipment expense$528,0002,859
Additional noninterest expense$3,093,0001,486
Pre-tax net operating income$1,402,0003,197
Securities gains (losses)$03,031
Applicable income taxes$513,0001,991
Income before extraordinary items$889,0003,703
Extraordinary gains, net$021
Net income$889,0003,702
Minority interest net income$078
Net income of bank and minority interests.$889,0003,703
Net charge-offs$1,233,000413
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$889,0003,659
2015-06-30 (YTD Data)Rank
Total interest income$5,097,0002,349
Total interest expense$231,0003,968
Net interest income$4,866,0002,201
Provision for loan and lease losses$1,133,000387
Total noninterest income$1,344,0001,746
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$194,0002,552
Trading account gains and fees$0157
Additional Noninterest Income$1,150,0001,406
Total noninterest expense$4,171,0002,224
Salaries and employee benefits$1,768,0002,748
Premises and equipment expense$360,0002,821
Additional noninterest expense$2,043,0001,512
Pre-tax net operating income$906,0003,247
Securities gains (losses)$02,636
Applicable income taxes$332,0002,024
Income before extraordinary items$574,0003,743
Extraordinary gains, net$022
Net income$574,0003,744
Minority interest net income$075
Net income of bank and minority interests.$574,0003,745
Net charge-offs$814,000408
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$574,0003,682
2015-03-31 (YTD Data)Rank
Total interest income$2,490,0002,393
Total interest expense$115,0004,019
Net interest income$2,375,0002,246
Provision for loan and lease losses$492,000424
Total noninterest income$645,0001,788
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$94,0002,583
Trading account gains and fees$0152
Additional Noninterest Income$551,0001,403
Total noninterest expense$2,037,0002,270
Salaries and employee benefits$858,0002,822
Premises and equipment expense$186,0002,791
Additional noninterest expense$993,0001,537
Pre-tax net operating income$491,0003,049
Securities gains (losses)$02,027
Applicable income taxes$180,0001,924
Income before extraordinary items$311,0003,583
Extraordinary gains, net$013
Net income$311,0003,586
Minority interest net income$064
Net income of bank and minority interests.$311,0003,586
Net charge-offs$429,000405
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$311,0003,493
2014-12-31 (YTD Data)Rank
Total interest income$9,376,0002,550
Total interest expense$500,0004,008
Net interest income$8,876,0002,388
Provision for loan and lease losses$2,005,000464
Total noninterest income$2,234,0001,952
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$412,0002,630
Trading account gains and fees$0180
Additional Noninterest Income$1,822,0001,571
Total noninterest expense$7,640,0002,403
Salaries and employee benefits$3,332,0002,862
Premises and equipment expense$658,0003,032
Additional noninterest expense$3,650,0001,696
Pre-tax net operating income$1,465,0003,531
Securities gains (losses)$03,259
Applicable income taxes$520,0002,160
Income before extraordinary items$945,0004,057
Extraordinary gains, net$017
Net income$945,0004,056
Minority interest net income$084
Net income of bank and minority interests.$945,0004,058
Net charge-offs$1,115,000816
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$945,0003,994
2014-09-30 (YTD Data)Rank
Total interest income$6,829,0002,628
Total interest expense$381,0004,044
Net interest income$6,448,0002,473
Provision for loan and lease losses$1,329,000512
Total noninterest income$1,638,0001,989
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$302,0002,697
Trading account gains and fees$0174
Additional Noninterest Income$1,336,0001,592
Total noninterest expense$5,627,0002,449
Salaries and employee benefits$2,531,0002,843
Premises and equipment expense$493,0003,066
Additional noninterest expense$2,603,0001,766
Pre-tax net operating income$1,130,0003,559
Securities gains (losses)$02,980
Applicable income taxes$402,0002,186
Income before extraordinary items$728,0004,063
Extraordinary gains, net$015
Net income$728,0004,064
Minority interest net income$081
Net income of bank and minority interests.$728,0004,064
Net charge-offs$653,000943
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$728,0004,016
2014-06-30 (YTD Data)Rank
Total interest income$4,430,0002,692
Total interest expense$259,0004,057
Net interest income$4,171,0002,536
Provision for loan and lease losses$796,000572
Total noninterest income$1,162,0001,891
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$196,0002,739
Trading account gains and fees$0172
Additional Noninterest Income$966,0001,480
Total noninterest expense$3,756,0002,464
Salaries and employee benefits$1,685,0002,863
Premises and equipment expense$337,0003,047
Additional noninterest expense$1,734,0001,770
Pre-tax net operating income$781,0003,416
Securities gains (losses)$02,580
Applicable income taxes$279,0002,096
Income before extraordinary items$502,0003,955
Extraordinary gains, net$020
Net income$502,0003,961
Minority interest net income$080
Net income of bank and minority interests.$502,0003,961
Net charge-offs$386,0001,066
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$502,0003,896
2014-03-31 (YTD Data)Rank
Total interest income$2,168,0002,740
Total interest expense$130,0004,088
Net interest income$2,038,0002,584
Provision for loan and lease losses$320,000662
Total noninterest income$527,0001,953
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$96,0002,751
Trading account gains and fees$0147
Additional Noninterest Income$431,0001,558
Total noninterest expense$1,935,0002,407
Salaries and employee benefits$838,0002,891
Premises and equipment expense$179,0002,978
Additional noninterest expense$918,0001,667
Pre-tax net operating income$310,0003,764
Securities gains (losses)$01,715
Applicable income taxes$107,0002,300
Income before extraordinary items$203,0004,229
Extraordinary gains, net$016
Net income$203,0004,229
Minority interest net income$066
Net income of bank and minority interests.$203,0004,231
Net charge-offs$172,0001,038
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$203,0004,176
2013-12-31 (YTD Data)Rank
Total interest income$8,029,0002,936
Total interest expense$647,0003,921
Net interest income$7,382,0002,801
Provision for loan and lease losses$1,386,000845
Total noninterest income$2,298,0001,958
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$405,0002,786
Trading account gains and fees$0184
Additional Noninterest Income$1,893,0001,578
Total noninterest expense$6,640,0002,747
Salaries and employee benefits$3,254,0002,942
Premises and equipment expense$658,0003,085
Additional noninterest expense$2,728,0002,279
Pre-tax net operating income$1,654,0003,215
Securities gains (losses)$03,182
Applicable income taxes$592,0001,980
Income before extraordinary items$1,062,0003,786
Extraordinary gains, net$029
Net income$1,062,0003,790
Minority interest net income$090
Net income of bank and minority interests.$1,062,0003,790
Net charge-offs$173,0003,180
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,062,0003,735
2013-09-30 (YTD Data)Rank
Total interest income$5,775,0003,054
Total interest expense$506,0003,915
Net interest income$5,269,0002,916
Provision for loan and lease losses$862,0001,000
Total noninterest income$1,680,0002,046
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$299,0002,829
Trading account gains and fees$0180
Additional Noninterest Income$1,381,0001,647
Total noninterest expense$4,899,0002,798
Salaries and employee benefits$2,472,0002,934
Premises and equipment expense$482,0003,180
Additional noninterest expense$1,945,0002,362
Pre-tax net operating income$1,188,0003,376
Securities gains (losses)$03,040
Applicable income taxes$423,0002,084
Income before extraordinary items$765,0003,899
Extraordinary gains, net$025
Net income$765,0003,902
Minority interest net income$084
Net income of bank and minority interests.$765,0003,902
Net charge-offs$56,0003,763
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$765,0003,834
2013-06-30 (YTD Data)Rank
Total interest income$3,753,0003,119
Total interest expense$349,0003,903
Net interest income$3,404,0002,983
Provision for loan and lease losses$444,0001,288
Total noninterest income$986,0002,239
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$187,0002,929
Trading account gains and fees$0157
Additional Noninterest Income$799,0001,860
Total noninterest expense$3,215,0002,837
Salaries and employee benefits$1,620,0002,993
Premises and equipment expense$324,0003,179
Additional noninterest expense$1,271,0002,403
Pre-tax net operating income$731,0003,503
Securities gains (losses)$02,791
Applicable income taxes$257,0002,178
Income before extraordinary items$474,0004,034
Extraordinary gains, net$022
Net income$474,0004,036
Minority interest net income$082
Net income of bank and minority interests.$474,0004,037
Net charge-offs$35,0003,632
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$474,0003,933
2013-03-31 (YTD Data)Rank
Total interest income$1,819,0003,212
Total interest expense$180,0003,922
Net interest income$1,639,0003,088
Provision for loan and lease losses$117,0001,932
Total noninterest income$287,0003,068
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$92,0002,953
Trading account gains and fees$0148
Additional Noninterest Income$195,0002,811
Total noninterest expense$1,509,0002,997
Salaries and employee benefits$807,0003,031
Premises and equipment expense$174,0003,031
Additional noninterest expense$528,0002,852
Pre-tax net operating income$300,0003,810
Securities gains (losses)$01,966
Applicable income taxes$102,0002,384
Income before extraordinary items$198,0004,291
Extraordinary gains, net$010
Net income$198,0004,294
Minority interest net income$076
Net income of bank and minority interests.$198,0004,293
Net charge-offs$37,0002,639
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$198,0004,192
2012-12-31 (YTD Data)Rank
Total interest income$7,741,0003,200
Total interest expense$913,0003,831
Net interest income$6,828,0003,044
Provision for loan and lease losses$75,0004,908
Total noninterest income$788,0003,668
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$439,0002,745
Trading account gains and fees$0166
Additional Noninterest Income$349,0003,832
Total noninterest expense$5,732,0003,136
Salaries and employee benefits$3,149,0003,022
Premises and equipment expense$601,0003,381
Additional noninterest expense$1,982,0003,113
Pre-tax net operating income$1,809,0003,007
Securities gains (losses)$03,810
Applicable income taxes$661,0001,892
Income before extraordinary items$1,148,0003,651
Extraordinary gains, net$029
Net income$1,148,0003,653
Minority interest net income$093
Net income of bank and minority interests.$1,148,0003,654
Net charge-offs$45,0004,994
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,148,0003,492
2012-09-30 (YTD Data)Rank
Total interest income$5,762,0003,279
Total interest expense$707,0003,877
Net interest income$5,055,0003,129
Provision for loan and lease losses$05,790
Total noninterest income$587,0003,716
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$328,0002,795
Trading account gains and fees$0157
Additional Noninterest Income$259,0003,896
Total noninterest expense$4,308,0003,151
Salaries and employee benefits$2,367,0003,042
Premises and equipment expense$455,0003,403
Additional noninterest expense$1,486,0003,141
Pre-tax net operating income$1,334,0003,114
Securities gains (losses)$03,575
Applicable income taxes$488,0001,974
Income before extraordinary items$846,0003,760
Extraordinary gains, net$020
Net income$846,0003,760
Minority interest net income$086
Net income of bank and minority interests.$846,0003,762
Net charge-offs$44,0004,598
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$846,0003,597
2012-06-30 (YTD Data)Rank
Total interest income$3,828,0003,314
Total interest expense$492,0003,867
Net interest income$3,336,0003,168
Provision for loan and lease losses$05,619
Total noninterest income$384,0003,736
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$216,0002,791
Trading account gains and fees$0153
Additional Noninterest Income$168,0003,905
Total noninterest expense$2,884,0003,155
Salaries and employee benefits$1,578,0003,053
Premises and equipment expense$302,0003,425
Additional noninterest expense$1,004,0003,114
Pre-tax net operating income$836,0003,193
Securities gains (losses)$03,178
Applicable income taxes$299,0002,062
Income before extraordinary items$537,0003,851
Extraordinary gains, net$019
Net income$537,0003,853
Minority interest net income$084
Net income of bank and minority interests.$537,0003,854
Net charge-offs$-24,0006,834
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$537,0003,663
2012-03-31 (YTD Data)Rank
Total interest income$1,878,0003,384
Total interest expense$256,0003,880
Net interest income$1,622,0003,235
Provision for loan and lease losses$05,254
Total noninterest income$194,0003,706
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$108,0002,754
Trading account gains and fees$0148
Additional Noninterest Income$86,0003,919
Total noninterest expense$1,474,0003,101
Salaries and employee benefits$793,0003,046
Premises and equipment expense$156,0003,367
Additional noninterest expense$525,0002,977
Pre-tax net operating income$342,0003,599
Securities gains (losses)$02,210
Applicable income taxes$119,0002,273
Income before extraordinary items$223,0004,190
Extraordinary gains, net$019
Net income$223,0004,194
Minority interest net income$078
Net income of bank and minority interests.$223,0004,194
Net charge-offs$-11,0006,688
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$223,0004,041
2011-12-31 (YTD Data)Rank
Total interest income$7,680,0003,433
Total interest expense$1,316,0003,750
Net interest income$6,364,0003,310
Provision for loan and lease losses$283,0004,212
Total noninterest income$793,0003,543
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$510,0002,525
Trading account gains and fees$0146
Additional Noninterest Income$283,0003,955
Total noninterest expense$5,716,0003,180
Salaries and employee benefits$3,109,0003,025
Premises and equipment expense$630,0003,456
Additional noninterest expense$1,977,0003,171
Pre-tax net operating income$1,158,0003,460
Securities gains (losses)$03,838
Applicable income taxes$386,0002,274
Income before extraordinary items$772,0004,005
Extraordinary gains, net$029
Net income$772,0004,010
Minority interest net income$096
Net income of bank and minority interests.$772,0004,009
Net charge-offs$4,0006,264
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$772,0003,873
2011-09-30 (YTD Data)Rank
Total interest income$5,718,0003,498
Total interest expense$1,033,0003,749
Net interest income$4,685,0003,373
Provision for loan and lease losses$148,0004,532
Total noninterest income$616,0003,465
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$385,0002,524
Trading account gains and fees$0145
Additional Noninterest Income$231,0003,873
Total noninterest expense$4,310,0003,174
Salaries and employee benefits$2,343,0003,023
Premises and equipment expense$474,0003,484
Additional noninterest expense$1,493,0003,165
Pre-tax net operating income$843,0003,616
Securities gains (losses)$03,555
Applicable income taxes$279,0002,339
Income before extraordinary items$564,0004,125
Extraordinary gains, net$021
Net income$564,0004,127
Minority interest net income$087
Net income of bank and minority interests.$564,0004,127
Net charge-offs$10,0005,779
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$564,0004,010
2011-06-30 (YTD Data)Rank
Total interest income$3,846,0003,498
Total interest expense$719,0003,745
Net interest income$3,127,0003,371
Provision for loan and lease losses$135,0004,043
Total noninterest income$404,0003,536
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$247,0002,588
Trading account gains and fees$0153
Additional Noninterest Income$157,0003,860
Total noninterest expense$2,933,0003,149
Salaries and employee benefits$1,565,0003,036
Premises and equipment expense$331,0003,401
Additional noninterest expense$1,037,0003,115
Pre-tax net operating income$463,0003,954
Securities gains (losses)$02,914
Applicable income taxes$146,0002,542
Income before extraordinary items$317,0004,360
Extraordinary gains, net$015
Net income$317,0004,359
Minority interest net income$089
Net income of bank and minority interests.$317,0004,361
Net charge-offs$-5,0006,855
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$317,0004,279
2011-03-31 (YTD Data)Rank
Total interest income$1,890,0003,568
Total interest expense$370,0003,783
Net interest income$1,520,0003,432
Provision for loan and lease losses$135,0002,993
Total noninterest income$214,0003,444
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$122,0002,582
Trading account gains and fees$0158
Additional Noninterest Income$92,0003,703
Total noninterest expense$1,452,0003,187
Salaries and employee benefits$798,0003,013
Premises and equipment expense$179,0003,251
Additional noninterest expense$475,0003,310
Pre-tax net operating income$147,0004,670
Securities gains (losses)$01,772
Applicable income taxes$38,0003,035
Income before extraordinary items$109,0004,894
Extraordinary gains, net$09
Net income$109,0004,892
Minority interest net income$086
Net income of bank and minority interests.$109,0004,894
Net charge-offs$-18,0007,169
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$109,0004,835
2010-12-31 (YTD Data)Rank
Total interest income$8,266,0003,466
Total interest expense$1,745,0003,917
Net interest income$6,521,0003,258
Provision for loan and lease losses$2,664,0001,747
Total noninterest income$903,0003,403
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$606,0002,270
Trading account gains and fees$0175
Additional Noninterest Income$297,0003,960
Total noninterest expense$5,474,0003,352
Salaries and employee benefits$2,900,0003,208
Premises and equipment expense$658,0003,472
Additional noninterest expense$1,916,0003,371
Pre-tax net operating income$-714,0006,360
Securities gains (losses)$03,793
Applicable income taxes$-373,0007,096
Income before extraordinary items$-341,0006,272
Extraordinary gains, net$029
Net income$-341,0006,273
Minority interest net income$0111
Net income of bank and minority interests.$-341,0006,274
Net charge-offs$825,0002,954
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,800,000220
Net operating income$-341,0006,225
2010-09-30 (YTD Data)Rank
Total interest income$6,206,0003,529
Total interest expense$1,347,0003,987
Net interest income$4,859,0003,317
Provision for loan and lease losses$2,461,0001,448
Total noninterest income$690,0003,412
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$456,0002,327
Trading account gains and fees$0165
Additional Noninterest Income$234,0003,935
Total noninterest expense$4,145,0003,318
Salaries and employee benefits$2,203,0003,194
Premises and equipment expense$500,0003,493
Additional noninterest expense$1,442,0003,341
Pre-tax net operating income$-1,057,0006,812
Securities gains (losses)$03,651
Applicable income taxes$-491,0007,366
Income before extraordinary items$-566,0006,708
Extraordinary gains, net$023
Net income$-566,0006,709
Minority interest net income$0110
Net income of bank and minority interests.$-566,0006,709
Net charge-offs$885,0002,333
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$2,800,000173
Net operating income$-566,0006,647
2010-06-30 (YTD Data)Rank
Total interest income$4,137,0003,557
Total interest expense$921,0004,012
Net interest income$3,216,0003,341
Provision for loan and lease losses$1,920,0001,313
Total noninterest income$449,0003,427
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$297,0002,374
Trading account gains and fees$0152
Additional Noninterest Income$152,0003,959
Total noninterest expense$2,768,0003,320
Salaries and employee benefits$1,466,0003,204
Premises and equipment expense$341,0003,454
Additional noninterest expense$961,0003,305
Pre-tax net operating income$-1,023,0007,024
Securities gains (losses)$03,184
Applicable income taxes$-455,0007,468
Income before extraordinary items$-568,0006,903
Extraordinary gains, net$019
Net income$-568,0006,903
Minority interest net income$0105
Net income of bank and minority interests.$-568,0006,903
Net charge-offs$56,0004,782
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$2,800,000125
Net operating income$-568,0006,863
2010-03-31 (YTD Data)Rank
Total interest income$2,103,0003,583
Total interest expense$466,0004,108
Net interest income$1,637,0003,309
Provision for loan and lease losses$232,0002,786
Total noninterest income$233,0003,350
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$153,0002,306
Trading account gains and fees$0175
Additional Noninterest Income$80,0003,909
Total noninterest expense$1,409,0003,314
Salaries and employee benefits$743,0003,213
Premises and equipment expense$178,0003,414
Additional noninterest expense$488,0003,256
Pre-tax net operating income$229,0003,839
Securities gains (losses)$02,284
Applicable income taxes$101,0002,110
Income before extraordinary items$128,0004,630
Extraordinary gains, net$016
Net income$128,0004,631
Minority interest net income$091
Net income of bank and minority interests.$128,0004,629
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$128,0004,521
2009-12-31 (YTD Data)Rank
Total interest income$6,801,0004,259
Total interest expense$1,595,0005,022
Net interest income$5,206,0003,842
Provision for loan and lease losses$782,0003,871
Total noninterest income$784,0003,807
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$529,0002,770
Trading account gains and fees$0211
Additional Noninterest Income$255,0004,238
Total noninterest expense$4,513,0004,000
Salaries and employee benefits$2,384,0003,835
Premises and equipment expense$565,0004,053
Additional noninterest expense$1,564,0003,975
Pre-tax net operating income$695,0003,560
Securities gains (losses)$03,754
Applicable income taxes$255,0002,172
Income before extraordinary items$440,0004,048
Extraordinary gains, net$034
Net income$440,0004,047
Minority interest net income$0115
Net income of bank and minority interests.$440,0004,047
Net charge-offs$681,0003,387
Cash dividends$800,0001,918
Sale, conversion, retirement of capital stock, net$2,500,000302
Net operating income$440,0003,963
2009-09-30 (YTD Data)Rank
Total interest income$4,947,0004,397
Total interest expense$1,184,0005,188
Net interest income$3,763,0003,943
Provision for loan and lease losses$350,0004,373
Total noninterest income$581,0003,911
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$384,0002,843
Trading account gains and fees$0212
Additional Noninterest Income$197,0004,307
Total noninterest expense$3,321,0004,052
Salaries and employee benefits$1,768,0003,906
Premises and equipment expense$425,0004,086
Additional noninterest expense$1,128,0004,044
Pre-tax net operating income$673,0003,414
Securities gains (losses)$03,497
Applicable income taxes$251,0002,095
Income before extraordinary items$422,0003,969
Extraordinary gains, net$027
Net income$422,0003,965
Minority interest net income$0118
Net income of bank and minority interests.$422,0003,968
Net charge-offs$279,0003,821
Cash dividends$600,0001,788
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$422,0003,868
2009-06-30 (YTD Data)Rank
Total interest income$3,341,0004,401
Total interest expense$798,0005,286
Net interest income$2,543,0003,894
Provision for loan and lease losses$275,0003,863
Total noninterest income$372,0003,975
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$249,0002,878
Trading account gains and fees$0193
Additional Noninterest Income$123,0004,448
Total noninterest expense$2,232,0004,051
Salaries and employee benefits$1,160,0003,976
Premises and equipment expense$300,0003,930
Additional noninterest expense$772,0003,977
Pre-tax net operating income$408,0003,644
Securities gains (losses)$03,136
Applicable income taxes$151,0002,262
Income before extraordinary items$257,0004,213
Extraordinary gains, net$021
Net income$257,0004,213
Minority interest net income$0112
Net income of bank and minority interests.$257,0004,213
Net charge-offs$177,0003,582
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$257,0004,104
2009-03-31 (YTD Data)Rank
Total interest income$1,716,0004,356
Total interest expense$401,0005,384
Net interest income$1,315,0003,799
Provision for loan and lease losses$200,0002,838
Total noninterest income$178,0004,042
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$111,0003,071
Trading account gains and fees$0171
Additional Noninterest Income$67,0004,324
Total noninterest expense$1,102,0004,022
Salaries and employee benefits$570,0004,044
Premises and equipment expense$163,0003,735
Additional noninterest expense$369,0003,811
Pre-tax net operating income$191,0004,125
Securities gains (losses)$02,434
Applicable income taxes$70,0002,552
Income before extraordinary items$121,0004,676
Extraordinary gains, net$015
Net income$121,0004,680
Minority interest net income$0102
Net income of bank and minority interests.$121,0004,679
Net charge-offs$193,0002,172
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$121,0004,508
2008-12-31 (YTD Data)Rank
Total interest income$7,129,0004,433
Total interest expense$2,076,0005,208
Net interest income$5,053,0003,923
Provision for loan and lease losses$271,0004,798
Total noninterest income$822,0003,820
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$501,0003,012
Trading account gains and fees$0154
Additional Noninterest Income$321,0003,990
Total noninterest expense$4,178,0004,107
Salaries and employee benefits$2,286,0004,030
Premises and equipment expense$633,0003,764
Additional noninterest expense$1,259,0004,133
Pre-tax net operating income$1,426,0003,112
Securities gains (losses)$03,220
Applicable income taxes$545,0001,762
Income before extraordinary items$881,0003,530
Extraordinary gains, net$039
Net income$881,0003,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0003,267
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$881,0003,674
2008-09-30 (YTD Data)Rank
Total interest income$5,437,0004,444
Total interest expense$1,624,0005,233
Net interest income$3,813,0003,926
Provision for loan and lease losses$10,0006,725
Total noninterest income$624,0003,886
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$378,0003,027
Trading account gains and fees$0148
Additional Noninterest Income$246,0004,056
Total noninterest expense$3,163,0004,065
Salaries and employee benefits$1,746,0004,011
Premises and equipment expense$491,0003,684
Additional noninterest expense$926,0004,114
Pre-tax net operating income$1,264,0003,210
Securities gains (losses)$03,106
Applicable income taxes$488,0001,936
Income before extraordinary items$776,0003,622
Extraordinary gains, net$031
Net income$776,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,447
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$776,0003,767
2008-06-30 (YTD Data)Rank
Total interest income$3,686,0004,467
Total interest expense$1,129,0005,274
Net interest income$2,557,0003,914
Provision for loan and lease losses$06,671
Total noninterest income$410,0003,964
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$257,0002,939
Trading account gains and fees$0149
Additional Noninterest Income$153,0004,281
Total noninterest expense$2,110,0004,086
Salaries and employee benefits$1,151,0004,082
Premises and equipment expense$346,0003,580
Additional noninterest expense$613,0004,118
Pre-tax net operating income$857,0003,284
Securities gains (losses)$03,233
Applicable income taxes$334,0002,076
Income before extraordinary items$523,0003,930
Extraordinary gains, net$021
Net income$523,0003,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,713
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$523,0003,868
2008-03-31 (YTD Data)Rank
Total interest income$1,908,0004,462
Total interest expense$581,0005,377
Net interest income$1,327,0003,811
Provision for loan and lease losses$06,080
Total noninterest income$206,0003,945
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$122,0003,018
Trading account gains and fees$0158
Additional Noninterest Income$84,0004,100
Total noninterest expense$1,049,0004,101
Salaries and employee benefits$568,0004,140
Premises and equipment expense$182,0003,469
Additional noninterest expense$299,0004,131
Pre-tax net operating income$484,0003,134
Securities gains (losses)$02,688
Applicable income taxes$189,0002,045
Income before extraordinary items$295,0003,830
Extraordinary gains, net$015
Net income$295,0003,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$200,0002,298
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$295,0003,748
2007-12-31 (YTD Data)Rank
Total interest income$7,712,0004,464
Total interest expense$2,504,0005,260
Net interest income$5,208,0003,874
Provision for loan and lease losses$06,851
Total noninterest income$902,0003,750
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$594,0002,693
Trading account gains and fees$0178
Additional Noninterest Income$308,0004,192
Total noninterest expense$4,117,0004,025
Salaries and employee benefits$2,235,0004,040
Premises and equipment expense$698,0003,452
Additional noninterest expense$1,184,0004,111
Pre-tax net operating income$1,993,0003,327
Securities gains (losses)$02,146
Applicable income taxes$783,0002,165
Income before extraordinary items$1,210,0003,925
Extraordinary gains, net$039
Net income$1,210,0003,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,313
Cash dividends$800,0002,954
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,210,0003,918
2007-09-30 (YTD Data)Rank
Total interest income$5,777,0004,497
Total interest expense$1,875,0005,273
Net interest income$3,902,0003,888
Provision for loan and lease losses$06,528
Total noninterest income$676,0003,755
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$442,0002,695
Trading account gains and fees$0184
Additional Noninterest Income$234,0004,196
Total noninterest expense$3,078,0004,021
Salaries and employee benefits$1,668,0004,037
Premises and equipment expense$525,0003,423
Additional noninterest expense$885,0004,063
Pre-tax net operating income$1,500,0003,475
Securities gains (losses)$01,655
Applicable income taxes$591,0002,312
Income before extraordinary items$909,0004,097
Extraordinary gains, net$033
Net income$909,0004,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,364
Cash dividends$600,0002,668
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$909,0004,084
2007-06-30 (YTD Data)Rank
Total interest income$3,824,0004,530
Total interest expense$1,238,0005,306
Net interest income$2,586,0003,925
Provision for loan and lease losses$06,209
Total noninterest income$439,0003,823
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$284,0002,771
Trading account gains and fees$0168
Additional Noninterest Income$155,0004,256
Total noninterest expense$2,061,0004,044
Salaries and employee benefits$1,118,0004,062
Premises and equipment expense$358,0003,368
Additional noninterest expense$585,0004,088
Pre-tax net operating income$964,0003,613
Securities gains (losses)$01,444
Applicable income taxes$380,0002,439
Income before extraordinary items$584,0004,214
Extraordinary gains, net$029
Net income$584,0004,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$400,0002,742
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$584,0004,201
2007-03-31 (YTD Data)Rank
Total interest income$1,905,0004,535
Total interest expense$602,0005,374
Net interest income$1,303,0003,907
Provision for loan and lease losses$05,779
Total noninterest income$227,0003,753
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$140,0002,738
Trading account gains and fees$0195
Additional Noninterest Income$87,0004,037
Total noninterest expense$1,048,0003,995
Salaries and employee benefits$569,0004,031
Premises and equipment expense$191,0003,230
Additional noninterest expense$288,0004,090
Pre-tax net operating income$482,0003,615
Securities gains (losses)$01,187
Applicable income taxes$190,0002,470
Income before extraordinary items$292,0004,232
Extraordinary gains, net$022
Net income$292,0004,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$292,0004,210
2006-12-31 (YTD Data)Rank
Total interest income$7,685,0004,308
Total interest expense$2,167,0005,190
Net interest income$5,518,0003,748
Provision for loan and lease losses$90,0004,875
Total noninterest income$1,053,0003,423
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$664,0002,481
Trading account gains and fees$0130
Additional Noninterest Income$389,0003,782
Total noninterest expense$3,999,0004,001
Salaries and employee benefits$2,130,0004,081
Premises and equipment expense$678,0003,416
Additional noninterest expense$1,191,0003,961
Pre-tax net operating income$2,482,0003,142
Securities gains (losses)$01,687
Applicable income taxes$991,0002,208
Income before extraordinary items$1,491,0003,796
Extraordinary gains, net$051
Net income$1,491,0003,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-290,0008,614
Cash dividends$800,0002,936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,491,0003,773
2006-09-30 (YTD Data)Rank
Total interest income$5,720,0004,313
Total interest expense$1,576,0005,203
Net interest income$4,144,0003,764
Provision for loan and lease losses$90,0004,225
Total noninterest income$810,0003,374
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$495,0002,501
Trading account gains and fees$0126
Additional Noninterest Income$315,0003,658
Total noninterest expense$2,994,0003,984
Salaries and employee benefits$1,590,0004,075
Premises and equipment expense$513,0003,404
Additional noninterest expense$891,0003,948
Pre-tax net operating income$1,870,0003,256
Securities gains (losses)$01,388
Applicable income taxes$747,0002,303
Income before extraordinary items$1,123,0003,886
Extraordinary gains, net$045
Net income$1,123,0003,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-291,0008,667
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,123,0003,875
2006-06-30 (YTD Data)Rank
Total interest income$3,781,0004,288
Total interest expense$1,026,0005,161
Net interest income$2,755,0003,779
Provision for loan and lease losses$90,0003,463
Total noninterest income$533,0003,368
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$312,0002,591
Trading account gains and fees$0126
Additional Noninterest Income$221,0003,549
Total noninterest expense$1,981,0004,028
Salaries and employee benefits$1,048,0004,132
Premises and equipment expense$347,0003,351
Additional noninterest expense$586,0003,986
Pre-tax net operating income$1,217,0003,328
Securities gains (losses)$01,185
Applicable income taxes$487,0002,354
Income before extraordinary items$730,0003,960
Extraordinary gains, net$039
Net income$730,0003,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$0887
Net operating income$730,0003,949
2006-03-31 (YTD Data)Rank
Total interest income$1,876,0004,264
Total interest expense$493,0005,152
Net interest income$1,383,0003,771
Provision for loan and lease losses$45,0003,261
Total noninterest income$250,0003,467
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$140,0002,745
Trading account gains and fees$0115
Additional Noninterest Income$110,0003,540
Total noninterest expense$972,0004,095
Salaries and employee benefits$505,0004,248
Premises and equipment expense$179,0003,284
Additional noninterest expense$288,0004,029
Pre-tax net operating income$616,0003,250
Securities gains (losses)$0955
Applicable income taxes$247,0002,289
Income before extraordinary items$369,0003,878
Extraordinary gains, net$021
Net income$369,0003,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$369,0003,860
2005-12-31 (YTD Data)Rank
Total interest income$6,992,0004,148
Total interest expense$1,697,0004,913
Net interest income$5,295,0003,792
Provision for loan and lease losses$180,0003,751
Total noninterest income$1,119,0003,286
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$640,0002,528
Trading account gains and fees$0138
Additional Noninterest Income$479,0003,443
Total noninterest expense$4,251,0003,691
Salaries and employee benefits$2,156,0003,906
Premises and equipment expense$679,0003,320
Additional noninterest expense$1,416,0003,378
Pre-tax net operating income$1,983,0003,702
Securities gains (losses)$02,296
Applicable income taxes$791,0002,617
Income before extraordinary items$1,192,0004,368
Extraordinary gains, net$046
Net income$1,192,0004,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,000888
Cash dividends$800,0002,821
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,192,0004,330
2005-09-30 (YTD Data)Rank
Total interest income$5,157,0004,144
Total interest expense$1,221,0004,893
Net interest income$3,936,0003,812
Provision for loan and lease losses$135,0003,636
Total noninterest income$848,0003,280
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$470,0002,568
Trading account gains and fees$0126
Additional Noninterest Income$378,0003,377
Total noninterest expense$3,248,0003,614
Salaries and employee benefits$1,629,0003,860
Premises and equipment expense$510,0003,308
Additional noninterest expense$1,109,0003,236
Pre-tax net operating income$1,401,0003,939
Securities gains (losses)$02,317
Applicable income taxes$558,0002,764
Income before extraordinary items$843,0004,617
Extraordinary gains, net$035
Net income$843,0004,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000653
Cash dividends$600,0002,503
Sale, conversion, retirement of capital stock, net$0769
Net operating income$843,0004,577
2005-06-30 (YTD Data)Rank
Total interest income$3,392,0004,123
Total interest expense$796,0004,800
Net interest income$2,596,0003,812
Provision for loan and lease losses$90,0003,491
Total noninterest income$538,0003,344
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$296,0002,647
Trading account gains and fees$0116
Additional Noninterest Income$242,0003,417
Total noninterest expense$2,213,0003,528
Salaries and employee benefits$1,094,0003,830
Premises and equipment expense$349,0003,200
Additional noninterest expense$770,0003,116
Pre-tax net operating income$831,0004,202
Securities gains (losses)$02,146
Applicable income taxes$330,0002,933
Income before extraordinary items$501,0004,887
Extraordinary gains, net$030
Net income$501,0004,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000471
Cash dividends$400,0002,509
Sale, conversion, retirement of capital stock, net$0643
Net operating income$501,0004,841
2005-03-31 (YTD Data)Rank
Total interest income$1,665,0004,155
Total interest expense$381,0004,816
Net interest income$1,284,0003,834
Provision for loan and lease losses$45,0003,327
Total noninterest income$250,0003,462
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$133,0002,798
Trading account gains and fees$0115
Additional Noninterest Income$117,0003,447
Total noninterest expense$1,069,0003,648
Salaries and employee benefits$540,0003,859
Premises and equipment expense$182,0003,111
Additional noninterest expense$347,0003,389
Pre-tax net operating income$420,0004,131
Securities gains (losses)$01,685
Applicable income taxes$166,0002,920
Income before extraordinary items$254,0004,825
Extraordinary gains, net$024
Net income$254,0004,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$254,0004,785
2004-12-31 (YTD Data)Rank
Total interest income$6,767,0003,907
Total interest expense$1,469,0004,574
Net interest income$5,298,0003,645
Provision for loan and lease losses$310,0002,840
Total noninterest income$998,0003,557
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$619,0002,637
Trading account gains and fees$0138
Additional Noninterest Income$379,0003,805
Total noninterest expense$4,192,0003,599
Salaries and employee benefits$2,195,0003,698
Premises and equipment expense$646,0003,337
Additional noninterest expense$1,351,0003,413
Pre-tax net operating income$1,794,0003,795
Securities gains (losses)$03,819
Applicable income taxes$707,0002,748
Income before extraordinary items$1,087,0004,473
Extraordinary gains, net$034
Net income$1,087,0004,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,094
Cash dividends$800,0002,706
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,087,0004,400
2004-09-30 (YTD Data)Rank
Total interest income$5,081,0003,890
Total interest expense$1,100,0004,536
Net interest income$3,981,0003,612
Provision for loan and lease losses$265,0002,488
Total noninterest income$763,0003,523
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$456,0002,683
Trading account gains and fees$0134
Additional Noninterest Income$307,0003,684
Total noninterest expense$3,164,0003,550
Salaries and employee benefits$1,647,0003,687
Premises and equipment expense$488,0003,316
Additional noninterest expense$1,029,0003,344
Pre-tax net operating income$1,315,0003,919
Securities gains (losses)$03,710
Applicable income taxes$518,0002,838
Income before extraordinary items$797,0004,639
Extraordinary gains, net$026
Net income$797,0004,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,767
Cash dividends$600,0002,394
Sale, conversion, retirement of capital stock, net$0738
Net operating income$797,0004,550
2004-06-30 (YTD Data)Rank
Total interest income$3,430,0003,842
Total interest expense$736,0004,534
Net interest income$2,694,0003,557
Provision for loan and lease losses$220,0002,035
Total noninterest income$463,0003,747
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$294,0002,756
Trading account gains and fees$0130
Additional Noninterest Income$169,0004,080
Total noninterest expense$2,136,0003,552
Salaries and employee benefits$1,095,0003,713
Premises and equipment expense$332,0003,268
Additional noninterest expense$709,0003,265
Pre-tax net operating income$801,0004,110
Securities gains (losses)$03,413
Applicable income taxes$315,0002,999
Income before extraordinary items$486,0004,804
Extraordinary gains, net$021
Net income$486,0004,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,952
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$486,0004,709
2004-03-31 (YTD Data)Rank
Total interest income$1,744,0003,790
Total interest expense$371,0004,538
Net interest income$1,373,0003,503
Provision for loan and lease losses$45,0003,437
Total noninterest income$181,0004,308
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$138,0002,841
Trading account gains and fees$0121
Additional Noninterest Income$43,0005,417
Total noninterest expense$1,090,0003,513
Salaries and employee benefits$548,0003,731
Premises and equipment expense$176,0003,144
Additional noninterest expense$366,0003,166
Pre-tax net operating income$419,0003,965
Securities gains (losses)$02,934
Applicable income taxes$165,0002,911
Income before extraordinary items$254,0004,707
Extraordinary gains, net$016
Net income$254,0004,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,335
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$254,0004,582
2003-12-31 (YTD Data)Rank
Total interest income$7,245,0003,711
Total interest expense$1,738,0004,459
Net interest income$5,507,0003,420
Provision for loan and lease losses$07,651
Total noninterest income$903,0003,943
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$489,0003,140
Trading account gains and fees$0160
Additional Noninterest Income$414,0003,916
Total noninterest expense$3,981,0003,736
Salaries and employee benefits$1,996,0003,931
Premises and equipment expense$617,0003,441
Additional noninterest expense$1,368,0003,346
Pre-tax net operating income$2,429,0002,955
Securities gains (losses)$04,500
Applicable income taxes$961,0002,237
Income before extraordinary items$1,468,0003,611
Extraordinary gains, net$054
Net income$1,468,0003,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,233
Cash dividends$800,0002,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,468,0003,457
2003-09-30 (YTD Data)Rank
Total interest income$5,465,0003,731
Total interest expense$1,347,0004,482
Net interest income$4,118,0003,436
Provision for loan and lease losses$07,481
Total noninterest income$669,0004,036
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$370,0003,138
Trading account gains and fees$0153
Additional Noninterest Income$299,0004,047
Total noninterest expense$2,974,0003,733
Salaries and employee benefits$1,525,0003,856
Premises and equipment expense$451,0003,519
Additional noninterest expense$998,0003,404
Pre-tax net operating income$1,813,0003,061
Securities gains (losses)$04,204
Applicable income taxes$717,0002,350
Income before extraordinary items$1,096,0003,750
Extraordinary gains, net$040
Net income$1,096,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,702
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,096,0003,580
2003-06-30 (YTD Data)Rank
Total interest income$3,595,0003,809
Total interest expense$923,0004,509
Net interest income$2,672,0003,512
Provision for loan and lease losses$07,324
Total noninterest income$432,0004,074
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$254,0003,031
Trading account gains and fees$0150
Additional Noninterest Income$178,0004,250
Total noninterest expense$2,025,0003,659
Salaries and employee benefits$1,024,0003,839
Premises and equipment expense$298,0003,511
Additional noninterest expense$703,0003,225
Pre-tax net operating income$1,079,0003,336
Securities gains (losses)$03,782
Applicable income taxes$425,0002,580
Income before extraordinary items$654,0004,059
Extraordinary gains, net$030
Net income$654,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,544
Cash dividends$400,0002,440
Sale, conversion, retirement of capital stock, net$0589
Net operating income$654,0003,877
2003-03-31 (YTD Data)Rank
Total interest income$1,818,0003,790
Total interest expense$471,0004,532
Net interest income$1,347,0003,475
Provision for loan and lease losses$06,934
Total noninterest income$213,0004,006
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$127,0002,959
Trading account gains and fees$0134
Additional Noninterest Income$86,0004,205
Total noninterest expense$989,0003,699
Salaries and employee benefits$527,0003,746
Premises and equipment expense$148,0003,521
Additional noninterest expense$314,0003,528
Pre-tax net operating income$571,0003,198
Securities gains (losses)$02,891
Applicable income taxes$225,0002,499
Income before extraordinary items$346,0003,835
Extraordinary gains, net$021
Net income$346,0003,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,227
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$0419
Net operating income$346,0003,650
2002-12-31 (YTD Data)Rank
Total interest income$7,417,0003,868
Total interest expense$2,331,0004,326
Net interest income$5,086,0003,622
Provision for loan and lease losses$45,0006,823
Total noninterest income$783,0004,044
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$481,0003,074
Trading account gains and fees$0153
Additional Noninterest Income$302,0004,241
Total noninterest expense$3,509,0003,965
Salaries and employee benefits$1,892,0003,931
Premises and equipment expense$466,0004,161
Additional noninterest expense$1,151,0003,740
Pre-tax net operating income$2,315,0003,063
Securities gains (losses)$04,537
Applicable income taxes$912,0002,374
Income before extraordinary items$1,403,0003,673
Extraordinary gains, net$070
Net income$1,403,0003,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0009,008
Cash dividends$800,0002,639
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,403,0003,566
2001-12-31 (YTD Data)Rank
Total interest income$8,408,0003,852
Total interest expense$3,454,0004,249
Net interest income$4,954,0003,451
Provision for loan and lease losses$150,0004,756
Total noninterest income$706,0004,172
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$450,0003,100
Trading account gains and fees$0177
Additional Noninterest Income$256,0004,443
Total noninterest expense$3,281,0004,038
Salaries and employee benefits$1,765,0003,970
Premises and equipment expense$444,0004,276
Additional noninterest expense$1,072,0003,844
Pre-tax net operating income$2,229,0002,925
Securities gains (losses)$04,612
Applicable income taxes$878,0002,276
Income before extraordinary items$1,351,0003,497
Extraordinary gains, net$0105
Net income$1,351,0003,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,067
Cash dividends$800,0002,618
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,351,0003,397
2000-12-31 (YTD Data)Rank
Total interest income$8,285,0004,009
Total interest expense$3,527,0004,360
Net interest income$4,758,0003,627
Provision for loan and lease losses$180,0003,942
Total noninterest income$613,0004,356
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$414,0003,153
Trading account gains and fees$0180
Additional Noninterest Income$199,0004,817
Total noninterest expense$3,116,0004,104
Salaries and employee benefits$1,624,0004,103
Premises and equipment expense$442,0004,180
Additional noninterest expense$1,050,0003,845
Pre-tax net operating income$2,075,0003,232
Securities gains (losses)$01,956
Applicable income taxes$816,0002,487
Income before extraordinary items$1,259,0003,732
Extraordinary gains, net$038
Net income$1,259,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,747
Cash dividends$600,0003,185
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,259,0003,717
1999-12-31 (YTD Data)Rank
Total interest income$7,465,0004,170
Total interest expense$3,202,0004,348
Net interest income$4,263,0003,957
Provision for loan and lease losses$657,0001,389
Total noninterest income$630,0004,288
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$374,0003,390
Trading account gains and fees$0173
Additional Noninterest Income$256,0004,381
Total noninterest expense$3,180,0004,017
Salaries and employee benefits$1,518,0004,296
Premises and equipment expense$425,0004,321
Additional noninterest expense$1,237,0003,336
Pre-tax net operating income$1,056,0005,145
Securities gains (losses)$03,155
Applicable income taxes$402,0004,152
Income before extraordinary items$654,0005,654
Extraordinary gains, net$035
Net income$654,0005,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$518,0001,188
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$654,0005,626
1998-12-31 (YTD Data)Rank
Total interest income$7,932,0003,966
Total interest expense$3,607,0004,011
Net interest income$4,325,0003,865
Provision for loan and lease losses$448,0001,889
Total noninterest income$559,0004,608
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$363,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,014
Total noninterest expense$2,924,0004,222
Salaries and employee benefits$1,433,0004,410
Premises and equipment expense$448,0004,025
Additional noninterest expense$1,043,0003,817
Pre-tax net operating income$1,512,0004,162
Securities gains (losses)$04,449
Applicable income taxes$585,0003,473
Income before extraordinary items$927,0004,737
Extraordinary gains, net$032
Net income$927,0004,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,407
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$927,0004,646
1997-12-31 (YTD Data)Rank
Total interest income$8,123,0003,918
Total interest expense$3,480,0004,160
Net interest income$4,643,0003,729
Provision for loan and lease losses$120,0004,629
Total noninterest income$537,0004,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,251
Trading account gains and feesNANA
Additional Noninterest Income$142,0005,840
Total noninterest expense$2,773,0004,376
Salaries and employee benefits$1,359,0004,615
Premises and equipment expense$418,0004,296
Additional noninterest expense$996,0003,924
Pre-tax net operating income$2,287,0003,142
Securities gains (losses)$03,944
Applicable income taxes$897,0002,669
Income before extraordinary items$1,390,0003,592
Extraordinary gains, net$044
Net income$1,390,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,260
Cash dividends$560,0003,228
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,390,0003,510
1996-12-31 (YTD Data)Rank
Total interest income$7,528,0004,260
Total interest expense$3,272,0004,439
Net interest income$4,256,0004,079
Provision for loan and lease losses$30,0007,397
Total noninterest income$539,0004,909
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$374,0003,538
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,697
Total noninterest expense$2,545,0004,927
Salaries and employee benefits$1,274,0004,930
Premises and equipment expense$403,0004,512
Additional noninterest expense$868,0004,885
Pre-tax net operating income$2,220,0003,133
Securities gains (losses)$04,148
Applicable income taxes$856,0002,685
Income before extraordinary items$1,364,0003,488
Extraordinary gains, net$053
Net income$1,364,0003,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,265
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,364,0003,439
1995-12-31 (YTD Data)Rank
Total interest income$6,209,0005,051
Total interest expense$2,613,0005,371
Net interest income$3,596,0004,737
Provision for loan and lease losses$08,958
Total noninterest income$418,0005,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0003,941
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,713
Total noninterest expense$2,527,0004,949
Salaries and employee benefits$1,138,0005,452
Premises and equipment expense$381,0004,729
Additional noninterest expense$1,008,0004,321
Pre-tax net operating income$1,487,0004,488
Securities gains (losses)$-1,0009,017
Applicable income taxes$595,0003,680
Income before extraordinary items$891,0005,033
Extraordinary gains, net$065
Net income$891,0005,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$160,000509
Net operating income$891,6405,019
1994-12-31 (YTD Data)Rank
Total interest income$5,362,0005,352
Total interest expense$2,048,0005,498
Net interest income$3,314,0005,183
Provision for loan and lease losses$15,0008,073
Total noninterest income$380,0006,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$310,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,653
Total noninterest expense$2,545,0005,083
Salaries and employee benefits$1,089,0005,684
Premises and equipment expense$369,0004,900
Additional noninterest expense$1,087,0004,397
Pre-tax net operating income$1,134,0005,450
Securities gains (losses)$03,600
Applicable income taxes$502,0004,041
Income before extraordinary items$632,0006,325
Extraordinary gains, net$0249
Net income$632,0006,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$334,0004,202
Sale, conversion, retirement of capital stock, net$-4,789,00012,594
Net operating income$632,0006,402
1993-12-31 (YTD Data)Rank
Total interest income$2,663,0008,882
Total interest expense$1,112,0008,627
Net interest income$1,551,0008,945
Provision for loan and lease losses$21,0008,998
Total noninterest income$149,00010,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,898
Trading account gains and feesNANA
Additional Noninterest Income$31,00011,240
Total noninterest expense$1,039,0009,565
Salaries and employee benefits$488,0009,786
Premises and equipment expense$130,0009,470
Additional noninterest expense$421,0009,020
Pre-tax net operating income$640,0007,686
Securities gains (losses)$07,477
Applicable income taxes$258,0006,670
Income before extraordinary items$382,0008,619
Extraordinary gains, net$03,149
Net income$382,0008,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$305,0004,328
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$382,0008,357
1992-12-31 (YTD Data)Rank
Total interest income$2,938,0009,097
Total interest expense$1,441,0008,695
Net interest income$1,497,0009,282
Provision for loan and lease losses$60,0008,535
Total noninterest income$175,0009,918
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,737
Trading account gains and feesNANA
Additional Noninterest Income$47,00010,600
Total noninterest expense$1,022,0009,877
Salaries and employee benefits$487,0009,901
Premises and equipment expense$122,0009,963
Additional noninterest expense$413,0009,411
Pre-tax net operating income$590,0007,787
Securities gains (losses)$2,0007,695
Applicable income taxes$241,0006,810
Income before extraordinary items$351,0008,707
Extraordinary gains, net$01,422
Net income$351,0008,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0009,616
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$349,7208,363

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.