Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,842,0002,123
Total interest expense$827,0003,837
Net interest income$16,015,0001,720
Provision for loan and lease losses$400,0001,437
Total noninterest income$3,027,0001,622
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,121,000920
Trading account gains and feesNANA
Additional Noninterest Income$1,906,0001,657
Total noninterest expense$8,513,0002,241
Salaries and employee benefits$4,920,0002,216
Premises and equipment expense$1,033,0001,993
Additional noninterest expense$1,906,0001,657
Pre-tax net operating income$10,129,0001,149
Securities gains (losses)$0988
Applicable income taxes$629,0001,745
Income before extraordinary items$9,500,0001,053
Extraordinary gains, net$054
Net income$9,500,0001,065
Minority interest net income$088
Net income of bank and minority interests.$9,500,0001,056
Net charge-offs$304,000960
Cash dividends$4,085,000941
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,500,0001,076
2023-09-30 (YTD Data)Rank
Total interest income$12,519,0002,101
Total interest expense$585,0003,802
Net interest income$11,934,0001,727
Provision for loan and lease losses$250,0001,476
Total noninterest income$2,277,0001,617
Gross Fiduciary activities income$0950
Service charges on deposit accounts$838,000920
Trading account gains and feesNANA
Additional Noninterest Income$1,439,0001,649
Total noninterest expense$6,370,0002,237
Salaries and employee benefits$3,682,0002,213
Premises and equipment expense$782,0001,984
Additional noninterest expense$1,439,0001,649
Pre-tax net operating income$7,591,0001,186
Securities gains (losses)$0849
Applicable income taxes$505,0001,745
Income before extraordinary items$7,086,0001,108
Extraordinary gains, net$052
Net income$7,086,0001,113
Minority interest net income$081
Net income of bank and minority interests.$7,086,0001,108
Net charge-offs$199,000891
Cash dividends$4,085,000704
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,086,0001,124
2023-03-31 (YTD Data)Rank
Total interest income$4,040,0002,086
Total interest expense$174,0003,681
Net interest income$3,866,0001,800
Provision for loan and lease losses$35,0001,867
Total noninterest income$763,0001,531
Gross Fiduciary activities income$0913
Service charges on deposit accounts$251,000989
Trading account gains and feesNANA
Additional Noninterest Income$512,0001,506
Total noninterest expense$2,182,0002,228
Salaries and employee benefits$1,287,0002,175
Premises and equipment expense$261,0001,996
Additional noninterest expense$512,0001,506
Pre-tax net operating income$2,412,0001,267
Securities gains (losses)$0950
Applicable income taxes$165,0001,808
Income before extraordinary items$2,247,0001,171
Extraordinary gains, net$04
Net income$2,247,0001,170
Minority interest net income$048
Net income of bank and minority interests.$2,247,0001,170
Net charge-offs$18,0001,150
Cash dividends$1,070,000770
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,247,0001,190
2022-12-31 (YTD Data)Rank
Total interest income$12,002,0002,280
Total interest expense$561,0003,115
Net interest income$11,441,0002,184
Provision for loan and lease losses$135,0002,028
Total noninterest income$2,734,0001,730
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,025,000998
Trading account gains and feesNANA
Additional Noninterest Income$1,709,0001,771
Total noninterest expense$7,879,0002,318
Salaries and employee benefits$4,611,0002,297
Premises and equipment expense$989,0002,020
Additional noninterest expense$1,709,0001,771
Pre-tax net operating income$6,161,0001,796
Securities gains (losses)$0691
Applicable income taxes$350,0002,295
Income before extraordinary items$5,811,0001,656
Extraordinary gains, net$05
Net income$5,811,0001,653
Minority interest net income$063
Net income of bank and minority interests.$5,811,0001,655
Net charge-offs$104,0001,205
Cash dividends$2,308,0001,361
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,811,0001,687
2022-09-30 (YTD Data)Rank
Total interest income$8,188,0002,358
Total interest expense$417,0002,898
Net interest income$7,771,0002,297
Provision for loan and lease losses$90,0001,934
Total noninterest income$2,344,0001,616
Gross Fiduciary activities income$0968
Service charges on deposit accounts$765,0001,008
Trading account gains and feesNANA
Additional Noninterest Income$1,579,0001,593
Total noninterest expense$6,018,0002,292
Salaries and employee benefits$3,540,0002,264
Premises and equipment expense$745,0002,023
Additional noninterest expense$1,579,0001,593
Pre-tax net operating income$4,007,0001,941
Securities gains (losses)$0740
Applicable income taxes$217,0002,431
Income before extraordinary items$3,790,0001,801
Extraordinary gains, net$04
Net income$3,790,0001,799
Minority interest net income$057
Net income of bank and minority interests.$3,790,0001,800
Net charge-offs$58,0001,149
Cash dividends$2,307,0001,020
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,790,0001,833
2022-06-30 (YTD Data)Rank
Total interest income$4,919,0002,458
Total interest expense$274,0002,783
Net interest income$4,645,0002,420
Provision for loan and lease losses$60,0001,769
Total noninterest income$1,574,0001,597
Gross Fiduciary activities income$0925
Service charges on deposit accounts$507,000999
Trading account gains and feesNANA
Additional Noninterest Income$1,067,0001,615
Total noninterest expense$3,956,0002,303
Salaries and employee benefits$2,320,0002,281
Premises and equipment expense$501,0002,020
Additional noninterest expense$1,135,0002,399
Pre-tax net operating income$2,203,0002,082
Securities gains (losses)$0687
Applicable income taxes$108,0002,533
Income before extraordinary items$2,095,0001,950
Extraordinary gains, net$04
Net income$2,095,0001,950
Minority interest net income$060
Net income of bank and minority interests.$2,095,0001,950
Net charge-offs$36,0001,102
Cash dividends$1,452,0001,075
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,095,0001,989
2022-03-31 (YTD Data)Rank
Total interest income$2,227,0002,563
Total interest expense$136,0002,764
Net interest income$2,091,0002,526
Provision for loan and lease losses$30,0001,548
Total noninterest income$773,0001,614
Gross Fiduciary activities income$0892
Service charges on deposit accounts$240,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$533,0001,605
Total noninterest expense$1,893,0002,371
Salaries and employee benefits$1,079,0002,393
Premises and equipment expense$256,0002,010
Additional noninterest expense$558,0002,404
Pre-tax net operating income$941,0002,176
Securities gains (losses)$0623
Applicable income taxes$54,0002,469
Income before extraordinary items$887,0002,068
Extraordinary gains, net$04
Net income$887,0002,067
Minority interest net income$050
Net income of bank and minority interests.$887,0002,068
Net charge-offs$25,000891
Cash dividends$423,0001,282
Sale, conversion, retirement of capital stock, net$0453
Net operating income$887,0002,084
2021-12-31 (YTD Data)Rank
Total interest income$9,280,0002,568
Total interest expense$609,0002,892
Net interest income$8,671,0002,525
Provision for loan and lease losses$210,0001,696
Total noninterest income$2,846,0001,864
Gross Fiduciary activities income$0994
Service charges on deposit accounts$887,0001,055
Trading account gains and feesNANA
Additional Noninterest Income$1,959,0001,925
Total noninterest expense$8,062,0002,275
Salaries and employee benefits$4,738,0002,232
Premises and equipment expense$1,054,0001,968
Additional noninterest expense$2,270,0002,377
Pre-tax net operating income$3,245,0002,591
Securities gains (losses)$02,062
Applicable income taxes$170,0002,784
Income before extraordinary items$3,075,0002,506
Extraordinary gains, net$010
Net income$3,075,0002,507
Minority interest net income$074
Net income of bank and minority interests.$3,075,0002,507
Net charge-offs$175,0001,089
Cash dividends$2,046,0001,494
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,075,0002,486
2021-09-30 (YTD Data)Rank
Total interest income$7,059,0002,594
Total interest expense$469,0002,949
Net interest income$6,590,0002,547
Provision for loan and lease losses$166,0001,611
Total noninterest income$2,110,0001,922
Gross Fiduciary activities income$0957
Service charges on deposit accounts$648,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,987
Total noninterest expense$5,881,0002,332
Salaries and employee benefits$3,446,0002,281
Premises and equipment expense$770,0002,025
Additional noninterest expense$1,665,0002,409
Pre-tax net operating income$2,653,0002,598
Securities gains (losses)$02,015
Applicable income taxes$168,0002,672
Income before extraordinary items$2,485,0002,518
Extraordinary gains, net$08
Net income$2,485,0002,518
Minority interest net income$069
Net income of bank and minority interests.$2,485,0002,518
Net charge-offs$136,000953
Cash dividends$2,046,0001,137
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,485,0002,491
2021-06-30 (YTD Data)Rank
Total interest income$4,840,0002,556
Total interest expense$319,0003,006
Net interest income$4,521,0002,504
Provision for loan and lease losses$113,0001,616
Total noninterest income$1,368,0001,892
Gross Fiduciary activities income$0951
Service charges on deposit accounts$413,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$955,0001,959
Total noninterest expense$3,926,0002,320
Salaries and employee benefits$2,358,0002,249
Premises and equipment expense$500,0002,059
Additional noninterest expense$1,068,0002,452
Pre-tax net operating income$1,850,0002,503
Securities gains (losses)$01,818
Applicable income taxes$113,0002,669
Income before extraordinary items$1,737,0002,423
Extraordinary gains, net$06
Net income$1,737,0002,423
Minority interest net income$067
Net income of bank and minority interests.$1,737,0002,423
Net charge-offs$90,000953
Cash dividends$1,587,0001,015
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,737,0002,381
2021-03-31 (YTD Data)Rank
Total interest income$2,341,0002,604
Total interest expense$163,0003,049
Net interest income$2,178,0002,535
Provision for loan and lease losses$47,0001,780
Total noninterest income$680,0001,915
Gross Fiduciary activities income$0922
Service charges on deposit accounts$210,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$470,0001,979
Total noninterest expense$1,892,0002,350
Salaries and employee benefits$1,083,0002,367
Premises and equipment expense$268,0001,981
Additional noninterest expense$541,0002,412
Pre-tax net operating income$919,0002,490
Securities gains (losses)$01,392
Applicable income taxes$59,0002,609
Income before extraordinary items$860,0002,409
Extraordinary gains, net$03
Net income$860,0002,408
Minority interest net income$055
Net income of bank and minority interests.$860,0002,409
Net charge-offs$38,000923
Cash dividends$555,0001,119
Sale, conversion, retirement of capital stock, net$0482
Net operating income$860,0002,369
2020-12-31 (YTD Data)Rank
Total interest income$10,082,0002,504
Total interest expense$663,0003,511
Net interest income$9,419,0002,359
Provision for loan and lease losses$233,0002,920
Total noninterest income$2,412,0001,919
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$827,0001,104
Trading account gains and feesNANA
Additional Noninterest Income$1,585,0002,036
Total noninterest expense$7,644,0002,339
Salaries and employee benefits$4,496,0002,295
Premises and equipment expense$1,055,0001,968
Additional noninterest expense$2,093,0002,468
Pre-tax net operating income$3,954,0002,083
Securities gains (losses)$02,675
Applicable income taxes$207,0002,537
Income before extraordinary items$3,747,0002,009
Extraordinary gains, net$04
Net income$3,747,0002,008
Minority interest net income$072
Net income of bank and minority interests.$3,747,0002,009
Net charge-offs$184,0001,600
Cash dividends$2,280,0001,381
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,747,0001,955
2020-09-30 (YTD Data)Rank
Total interest income$7,741,0002,489
Total interest expense$495,0003,616
Net interest income$7,246,0002,317
Provision for loan and lease losses$195,0002,796
Total noninterest income$1,785,0001,899
Gross Fiduciary activities income$0981
Service charges on deposit accounts$606,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$1,179,0002,000
Total noninterest expense$5,649,0002,344
Salaries and employee benefits$3,273,0002,329
Premises and equipment expense$787,0001,961
Additional noninterest expense$1,589,0002,414
Pre-tax net operating income$3,187,0001,972
Securities gains (losses)$02,494
Applicable income taxes$178,0002,457
Income before extraordinary items$3,009,0001,898
Extraordinary gains, net$04
Net income$3,009,0001,897
Minority interest net income$065
Net income of bank and minority interests.$3,009,0001,898
Net charge-offs$155,0001,399
Cash dividends$4,504,000613
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,009,0001,850
2020-06-30 (YTD Data)Rank
Total interest income$5,355,0002,447
Total interest expense$328,0003,712
Net interest income$5,027,0002,265
Provision for loan and lease losses$158,0002,601
Total noninterest income$1,174,0001,868
Gross Fiduciary activities income$0970
Service charges on deposit accounts$405,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$769,0001,944
Total noninterest expense$3,831,0002,317
Salaries and employee benefits$2,248,0002,282
Premises and equipment expense$524,0001,961
Additional noninterest expense$1,059,0002,405
Pre-tax net operating income$2,212,0001,864
Securities gains (losses)$02,249
Applicable income taxes$116,0002,431
Income before extraordinary items$2,096,0001,775
Extraordinary gains, net$04
Net income$2,096,0001,776
Minority interest net income$065
Net income of bank and minority interests.$2,096,0001,776
Net charge-offs$134,0001,207
Cash dividends$3,912,000524
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,096,0001,727
2020-03-31 (YTD Data)Rank
Total interest income$2,710,0002,428
Total interest expense$165,0003,825
Net interest income$2,545,0002,198
Provision for loan and lease losses$105,0001,912
Total noninterest income$616,0001,728
Gross Fiduciary activities income$0941
Service charges on deposit accounts$240,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$376,0001,798
Total noninterest expense$1,822,0002,400
Salaries and employee benefits$1,053,0002,394
Premises and equipment expense$264,0001,977
Additional noninterest expense$505,0002,523
Pre-tax net operating income$1,234,0001,549
Securities gains (losses)$01,705
Applicable income taxes$74,0002,159
Income before extraordinary items$1,160,0001,473
Extraordinary gains, net$04
Net income$1,160,0001,471
Minority interest net income$056
Net income of bank and minority interests.$1,160,0001,473
Net charge-offs$91,000924
Cash dividends$729,0001,018
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,160,0001,450
2019-12-31 (YTD Data)Rank
Total interest income$11,311,0002,388
Total interest expense$645,0003,907
Net interest income$10,666,0002,116
Provision for loan and lease losses$290,0002,012
Total noninterest income$2,501,0001,748
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$997,0001,139
Trading account gains and feesNANA
Additional Noninterest Income$1,504,0001,791
Total noninterest expense$7,755,0002,291
Salaries and employee benefits$4,720,0002,192
Premises and equipment expense$1,071,0001,951
Additional noninterest expense$1,964,0002,590
Pre-tax net operating income$5,122,0001,719
Securities gains (losses)$02,379
Applicable income taxes$297,0002,364
Income before extraordinary items$4,825,0001,643
Extraordinary gains, net$011
Net income$4,825,0001,645
Minority interest net income$076
Net income of bank and minority interests.$4,825,0001,645
Net charge-offs$241,0001,520
Cash dividends$2,505,0001,365
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,825,0001,608
2019-09-30 (YTD Data)Rank
Total interest income$8,564,0002,400
Total interest expense$484,0003,942
Net interest income$8,080,0002,130
Provision for loan and lease losses$250,0001,754
Total noninterest income$1,892,0001,726
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$741,0001,152
Trading account gains and feesNANA
Additional Noninterest Income$1,151,0001,768
Total noninterest expense$5,802,0002,305
Salaries and employee benefits$3,478,0002,221
Premises and equipment expense$792,0001,984
Additional noninterest expense$1,532,0002,525
Pre-tax net operating income$3,920,0001,751
Securities gains (losses)$02,167
Applicable income taxes$221,0002,444
Income before extraordinary items$3,699,0001,639
Extraordinary gains, net$011
Net income$3,699,0001,640
Minority interest net income$072
Net income of bank and minority interests.$3,699,0001,640
Net charge-offs$214,0001,247
Cash dividends$2,483,0001,020
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,699,0001,601
2019-06-30 (YTD Data)Rank
Total interest income$5,720,0002,399
Total interest expense$324,0003,929
Net interest income$5,396,0002,137
Provision for loan and lease losses$165,0001,721
Total noninterest income$1,238,0001,724
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$489,0001,154
Trading account gains and feesNANA
Additional Noninterest Income$749,0001,776
Total noninterest expense$3,887,0002,308
Salaries and employee benefits$2,387,0002,194
Premises and equipment expense$518,0002,017
Additional noninterest expense$982,0002,615
Pre-tax net operating income$2,582,0001,745
Securities gains (losses)$01,702
Applicable income taxes$145,0002,438
Income before extraordinary items$2,437,0001,642
Extraordinary gains, net$011
Net income$2,437,0001,643
Minority interest net income$069
Net income of bank and minority interests.$2,437,0001,643
Net charge-offs$145,0001,191
Cash dividends$1,836,000944
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,437,0001,611
2019-03-31 (YTD Data)Rank
Total interest income$2,839,0002,402
Total interest expense$159,0003,944
Net interest income$2,680,0002,159
Provision for loan and lease losses$43,0002,235
Total noninterest income$608,0001,715
Gross Fiduciary activities income$0972
Service charges on deposit accounts$245,0001,150
Trading account gains and feesNANA
Additional Noninterest Income$363,0001,761
Total noninterest expense$1,869,0002,377
Salaries and employee benefits$1,126,0002,294
Premises and equipment expense$254,0002,059
Additional noninterest expense$489,0002,633
Pre-tax net operating income$1,376,0001,629
Securities gains (losses)$01,087
Applicable income taxes$69,0002,418
Income before extraordinary items$1,307,0001,520
Extraordinary gains, net$05
Net income$1,307,0001,520
Minority interest net income$052
Net income of bank and minority interests.$1,307,0001,519
Net charge-offs$27,0001,553
Cash dividends$730,0001,051
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,307,0001,492
2018-12-31 (YTD Data)Rank
Total interest income$10,891,0002,382
Total interest expense$611,0003,645
Net interest income$10,280,0002,193
Provision for loan and lease losses$354,0001,792
Total noninterest income$2,527,0001,740
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,049,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$1,478,0001,815
Total noninterest expense$7,651,0002,324
Salaries and employee benefits$4,663,0002,215
Premises and equipment expense$991,0002,070
Additional noninterest expense$1,997,0002,593
Pre-tax net operating income$4,802,0001,825
Securities gains (losses)$01,125
Applicable income taxes$275,0002,451
Income before extraordinary items$4,527,0001,713
Extraordinary gains, net$06
Net income$4,527,0001,712
Minority interest net income$072
Net income of bank and minority interests.$4,527,0001,712
Net charge-offs$270,0001,410
Cash dividends$2,595,0001,216
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,527,0001,708
2018-09-30 (YTD Data)Rank
Total interest income$8,103,0002,394
Total interest expense$453,0003,613
Net interest income$7,650,0002,207
Provision for loan and lease losses$263,0001,710
Total noninterest income$1,907,0001,742
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$775,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$1,132,0001,803
Total noninterest expense$5,644,0002,352
Salaries and employee benefits$3,415,0002,246
Premises and equipment expense$742,0002,069
Additional noninterest expense$1,487,0002,624
Pre-tax net operating income$3,650,0001,831
Securities gains (losses)$01,118
Applicable income taxes$213,0002,499
Income before extraordinary items$3,437,0001,712
Extraordinary gains, net$05
Net income$3,437,0001,711
Minority interest net income$066
Net income of bank and minority interests.$3,437,0001,711
Net charge-offs$187,0001,297
Cash dividends$2,486,000907
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,437,0001,698
2018-06-30 (YTD Data)Rank
Total interest income$5,368,0002,386
Total interest expense$299,0003,567
Net interest income$5,069,0002,210
Provision for loan and lease losses$166,0001,705
Total noninterest income$1,230,0001,775
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$510,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$720,0001,848
Total noninterest expense$3,705,0002,388
Salaries and employee benefits$2,301,0002,244
Premises and equipment expense$478,0002,140
Additional noninterest expense$926,0002,747
Pre-tax net operating income$2,428,0001,810
Securities gains (losses)$0961
Applicable income taxes$143,0002,468
Income before extraordinary items$2,285,0001,700
Extraordinary gains, net$06
Net income$2,285,0001,699
Minority interest net income$065
Net income of bank and minority interests.$2,285,0001,699
Net charge-offs$123,0001,189
Cash dividends$1,880,000819
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,285,0001,690
2018-03-31 (YTD Data)Rank
Total interest income$2,646,0002,408
Total interest expense$148,0003,544
Net interest income$2,498,0002,248
Provision for loan and lease losses$75,0001,680
Total noninterest income$607,0001,786
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$261,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$346,0001,858
Total noninterest expense$1,757,0002,505
Salaries and employee benefits$1,063,0002,405
Premises and equipment expense$242,0002,155
Additional noninterest expense$452,0002,826
Pre-tax net operating income$1,273,0001,704
Securities gains (losses)$0735
Applicable income taxes$73,0002,425
Income before extraordinary items$1,200,0001,584
Extraordinary gains, net$07
Net income$1,200,0001,584
Minority interest net income$052
Net income of bank and minority interests.$1,200,0001,584
Net charge-offs$63,0001,068
Cash dividends$780,000874
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,200,0001,574
2017-12-31 (YTD Data)Rank
Total interest income$10,760,0002,299
Total interest expense$570,0003,468
Net interest income$10,190,0002,191
Provision for loan and lease losses$925,000954
Total noninterest income$2,422,0001,810
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,038,0001,151
Trading account gains and feesNANA
Additional Noninterest Income$1,384,0001,909
Total noninterest expense$7,347,0002,434
Salaries and employee benefits$4,487,0002,275
Premises and equipment expense$945,0002,194
Additional noninterest expense$1,915,0002,734
Pre-tax net operating income$4,340,0001,921
Securities gains (losses)$02,243
Applicable income taxes$248,0002,858
Income before extraordinary items$4,092,0001,589
Extraordinary gains, net$09
Net income$4,092,0001,589
Minority interest net income$076
Net income of bank and minority interests.$4,092,0001,589
Net charge-offs$882,000761
Cash dividends$2,209,0001,313
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,092,0001,567
2017-09-30 (YTD Data)Rank
Total interest income$8,049,0002,307
Total interest expense$428,0003,467
Net interest income$7,621,0002,205
Provision for loan and lease losses$830,000819
Total noninterest income$1,821,0001,825
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$775,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$1,046,0001,926
Total noninterest expense$5,405,0002,478
Salaries and employee benefits$3,259,0002,339
Premises and equipment expense$715,0002,188
Additional noninterest expense$1,431,0002,747
Pre-tax net operating income$3,207,0001,958
Securities gains (losses)$02,274
Applicable income taxes$225,0002,689
Income before extraordinary items$2,982,0001,739
Extraordinary gains, net$09
Net income$2,982,0001,739
Minority interest net income$071
Net income of bank and minority interests.$2,982,0001,739
Net charge-offs$798,000579
Cash dividends$2,174,000981
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,982,0001,722
2017-06-30 (YTD Data)Rank
Total interest income$5,346,0002,303
Total interest expense$300,0003,365
Net interest income$5,046,0002,207
Provision for loan and lease losses$710,000654
Total noninterest income$1,225,0001,807
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$508,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$717,0001,904
Total noninterest expense$3,638,0002,463
Salaries and employee benefits$2,215,0002,322
Premises and equipment expense$474,0002,208
Additional noninterest expense$949,0002,764
Pre-tax net operating income$1,923,0002,087
Securities gains (losses)$01,906
Applicable income taxes$136,0002,741
Income before extraordinary items$1,787,0001,863
Extraordinary gains, net$011
Net income$1,787,0001,863
Minority interest net income$071
Net income of bank and minority interests.$1,787,0001,863
Net charge-offs$692,000448
Cash dividends$1,478,000987
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,787,0001,838
2017-03-31 (YTD Data)Rank
Total interest income$2,646,0002,327
Total interest expense$143,0003,424
Net interest income$2,503,0002,225
Provision for loan and lease losses$650,000371
Total noninterest income$617,0001,788
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$252,0001,185
Trading account gains and feesNANA
Additional Noninterest Income$365,0001,843
Total noninterest expense$1,725,0002,570
Salaries and employee benefits$1,023,0002,483
Premises and equipment expense$246,0002,179
Additional noninterest expense$456,0002,847
Pre-tax net operating income$745,0002,424
Securities gains (losses)$01,153
Applicable income taxes$48,0002,916
Income before extraordinary items$697,0002,200
Extraordinary gains, net$08
Net income$697,0002,201
Minority interest net income$055
Net income of bank and minority interests.$697,0002,201
Net charge-offs$653,000283
Cash dividends$548,0001,130
Sale, conversion, retirement of capital stock, net$0632
Net operating income$697,0002,174
2016-12-31 (YTD Data)Rank
Total interest income$10,581,0002,294
Total interest expense$565,0003,418
Net interest income$10,016,0002,184
Provision for loan and lease losses$240,0002,221
Total noninterest income$2,414,0001,897
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,062,0001,147
Trading account gains and fees$0170
Additional Noninterest Income$1,352,0002,024
Total noninterest expense$7,500,0002,414
Salaries and employee benefits$4,628,0002,219
Premises and equipment expense$913,0002,290
Additional noninterest expense$1,959,0002,799
Pre-tax net operating income$4,690,0001,707
Securities gains (losses)$03,212
Applicable income taxes$260,0002,752
Income before extraordinary items$4,430,0001,529
Extraordinary gains, net$05
Net income$4,430,0001,528
Minority interest net income$082
Net income of bank and minority interests.$4,430,0001,528
Net charge-offs$-34,0005,259
Cash dividends$2,168,0001,316
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,430,0001,496
2016-09-30 (YTD Data)Rank
Total interest income$7,916,0002,304
Total interest expense$426,0003,439
Net interest income$7,490,0002,189
Provision for loan and lease losses$180,0002,135
Total noninterest income$1,846,0001,869
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$805,0001,126
Trading account gains and fees$0169
Additional Noninterest Income$1,041,0001,997
Total noninterest expense$5,530,0002,447
Salaries and employee benefits$3,407,0002,247
Premises and equipment expense$674,0002,321
Additional noninterest expense$1,449,0002,813
Pre-tax net operating income$3,626,0001,679
Securities gains (losses)$03,160
Applicable income taxes$231,0002,707
Income before extraordinary items$3,395,0001,522
Extraordinary gains, net$05
Net income$3,395,0001,521
Minority interest net income$071
Net income of bank and minority interests.$3,395,0001,522
Net charge-offs$-72,0005,482
Cash dividends$2,084,000990
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,395,0001,485
2016-06-30 (YTD Data)Rank
Total interest income$5,268,0002,304
Total interest expense$284,0003,459
Net interest income$4,984,0002,187
Provision for loan and lease losses$120,0002,108
Total noninterest income$1,245,0001,848
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$530,0001,132
Trading account gains and fees$0157
Additional Noninterest Income$715,0001,932
Total noninterest expense$3,527,0002,542
Salaries and employee benefits$2,152,0002,362
Premises and equipment expense$438,0002,355
Additional noninterest expense$937,0002,877
Pre-tax net operating income$2,582,0001,593
Securities gains (losses)$02,835
Applicable income taxes$141,0002,752
Income before extraordinary items$2,441,0001,423
Extraordinary gains, net$016
Net income$2,441,0001,423
Minority interest net income$071
Net income of bank and minority interests.$2,441,0001,423
Net charge-offs$-148,0005,791
Cash dividends$1,561,000923
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,441,0001,375
2016-03-31 (YTD Data)Rank
Total interest income$2,601,0002,334
Total interest expense$143,0003,464
Net interest income$2,458,0002,203
Provision for loan and lease losses$60,0001,948
Total noninterest income$685,0001,693
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$257,0001,161
Trading account gains and fees$0142
Additional Noninterest Income$428,0001,670
Total noninterest expense$1,795,0002,526
Salaries and employee benefits$1,075,0002,373
Premises and equipment expense$218,0002,388
Additional noninterest expense$502,0002,767
Pre-tax net operating income$1,288,0001,569
Securities gains (losses)$02,077
Applicable income taxes$63,0002,817
Income before extraordinary items$1,225,0001,386
Extraordinary gains, net$012
Net income$1,225,0001,386
Minority interest net income$062
Net income of bank and minority interests.$1,225,0001,387
Net charge-offs$-190,0005,986
Cash dividends$422,0001,342
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,225,0001,345
2015-12-31 (YTD Data)Rank
Total interest income$10,325,0002,308
Total interest expense$612,0003,352
Net interest income$9,713,0002,203
Provision for loan and lease losses$240,0002,131
Total noninterest income$2,287,0001,933
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,087,0001,142
Trading account gains and fees$0159
Additional Noninterest Income$1,200,0002,134
Total noninterest expense$7,868,0002,322
Salaries and employee benefits$4,939,0002,083
Premises and equipment expense$912,0002,317
Additional noninterest expense$2,017,0002,776
Pre-tax net operating income$3,892,0001,906
Securities gains (losses)$03,216
Applicable income taxes$226,0002,862
Income before extraordinary items$3,666,0001,731
Extraordinary gains, net$023
Net income$3,666,0001,732
Minority interest net income$081
Net income of bank and minority interests.$3,666,0001,732
Net charge-offs$170,0002,144
Cash dividends$1,813,0001,445
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,666,0001,689
2015-09-30 (YTD Data)Rank
Total interest income$7,735,0002,326
Total interest expense$471,0003,328
Net interest income$7,264,0002,219
Provision for loan and lease losses$180,0002,044
Total noninterest income$1,694,0001,967
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$813,0001,146
Trading account gains and fees$0153
Additional Noninterest Income$881,0002,188
Total noninterest expense$5,691,0002,412
Salaries and employee benefits$3,460,0002,199
Premises and equipment expense$686,0002,345
Additional noninterest expense$1,545,0002,725
Pre-tax net operating income$3,087,0001,856
Securities gains (losses)$03,031
Applicable income taxes$201,0002,816
Income before extraordinary items$2,886,0001,685
Extraordinary gains, net$021
Net income$2,886,0001,687
Minority interest net income$078
Net income of bank and minority interests.$2,886,0001,687
Net charge-offs$143,0001,839
Cash dividends$1,813,0001,067
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,886,0001,641
2015-06-30 (YTD Data)Rank
Total interest income$5,136,0002,336
Total interest expense$327,0003,273
Net interest income$4,809,0002,230
Provision for loan and lease losses$120,0002,009
Total noninterest income$1,110,0001,997
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$537,0001,140
Trading account gains and fees$0157
Additional Noninterest Income$573,0002,255
Total noninterest expense$3,698,0002,465
Salaries and employee benefits$2,255,0002,266
Premises and equipment expense$437,0002,427
Additional noninterest expense$1,006,0002,795
Pre-tax net operating income$2,101,0001,830
Securities gains (losses)$02,636
Applicable income taxes$128,0002,850
Income before extraordinary items$1,973,0001,628
Extraordinary gains, net$022
Net income$1,973,0001,631
Minority interest net income$075
Net income of bank and minority interests.$1,973,0001,631
Net charge-offs$54,0002,250
Cash dividends$1,401,000938
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,973,0001,586
2015-03-31 (YTD Data)Rank
Total interest income$2,492,0002,392
Total interest expense$167,0003,257
Net interest income$2,325,0002,296
Provision for loan and lease losses$60,0001,893
Total noninterest income$582,0001,916
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$273,0001,100
Trading account gains and fees$0152
Additional Noninterest Income$309,0002,082
Total noninterest expense$1,910,0002,405
Salaries and employee benefits$1,215,0002,133
Premises and equipment expense$212,0002,529
Additional noninterest expense$483,0002,861
Pre-tax net operating income$937,0001,966
Securities gains (losses)$02,027
Applicable income taxes$68,0002,760
Income before extraordinary items$869,0001,804
Extraordinary gains, net$013
Net income$869,0001,806
Minority interest net income$064
Net income of bank and minority interests.$869,0001,806
Net charge-offs$33,0001,825
Cash dividends$509,0001,084
Sale, conversion, retirement of capital stock, net$0697
Net operating income$869,0001,735
2014-12-31 (YTD Data)Rank
Total interest income$10,498,0002,296
Total interest expense$874,0002,861
Net interest income$9,624,0002,211
Provision for loan and lease losses$240,0002,251
Total noninterest income$2,572,0001,760
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,202,0001,100
Trading account gains and fees$0180
Additional Noninterest Income$1,370,0001,886
Total noninterest expense$7,398,0002,485
Salaries and employee benefits$4,515,0002,246
Premises and equipment expense$977,0002,282
Additional noninterest expense$1,906,0002,998
Pre-tax net operating income$4,558,0001,653
Securities gains (losses)$03,259
Applicable income taxes$283,0002,692
Income before extraordinary items$4,275,0001,497
Extraordinary gains, net$017
Net income$4,275,0001,495
Minority interest net income$084
Net income of bank and minority interests.$4,275,0001,496
Net charge-offs$200,0002,458
Cash dividends$1,875,0001,354
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,275,0001,468
2014-09-30 (YTD Data)Rank
Total interest income$7,911,0002,296
Total interest expense$633,0002,981
Net interest income$7,278,0002,209
Provision for loan and lease losses$210,0002,017
Total noninterest income$1,961,0001,735
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$901,0001,108
Trading account gains and fees$0174
Additional Noninterest Income$1,060,0001,864
Total noninterest expense$5,624,0002,451
Salaries and employee benefits$3,466,0002,206
Premises and equipment expense$745,0002,278
Additional noninterest expense$1,413,0003,023
Pre-tax net operating income$3,405,0001,668
Securities gains (losses)$02,980
Applicable income taxes$213,0002,748
Income before extraordinary items$3,192,0001,484
Extraordinary gains, net$015
Net income$3,192,0001,484
Minority interest net income$081
Net income of bank and minority interests.$3,192,0001,484
Net charge-offs$176,0002,135
Cash dividends$1,669,0001,078
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,192,0001,467
2014-06-30 (YTD Data)Rank
Total interest income$5,295,0002,274
Total interest expense$429,0002,974
Net interest income$4,866,0002,172
Provision for loan and lease losses$80,0002,568
Total noninterest income$1,327,0001,689
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$585,0001,112
Trading account gains and fees$0172
Additional Noninterest Income$742,0001,788
Total noninterest expense$3,710,0002,486
Salaries and employee benefits$2,273,0002,238
Premises and equipment expense$506,0002,252
Additional noninterest expense$931,0003,058
Pre-tax net operating income$2,403,0001,551
Securities gains (losses)$02,580
Applicable income taxes$146,0002,707
Income before extraordinary items$2,257,0001,383
Extraordinary gains, net$020
Net income$2,257,0001,384
Minority interest net income$080
Net income of bank and minority interests.$2,257,0001,385
Net charge-offs$94,0002,236
Cash dividends$1,240,000981
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,257,0001,365
2014-03-31 (YTD Data)Rank
Total interest income$2,614,0002,310
Total interest expense$223,0002,916
Net interest income$2,391,0002,214
Provision for loan and lease losses$20,0002,958
Total noninterest income$656,0001,677
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$287,0001,125
Trading account gains and fees$0147
Additional Noninterest Income$369,0001,754
Total noninterest expense$1,961,0002,371
Salaries and employee benefits$1,230,0002,111
Premises and equipment expense$261,0002,224
Additional noninterest expense$470,0003,036
Pre-tax net operating income$1,066,0001,674
Securities gains (losses)$01,715
Applicable income taxes$76,0002,599
Income before extraordinary items$990,0001,509
Extraordinary gains, net$016
Net income$990,0001,512
Minority interest net income$066
Net income of bank and minority interests.$990,0001,512
Net charge-offs$39,0002,040
Cash dividends$495,0001,050
Sale, conversion, retirement of capital stock, net$0747
Net operating income$990,0001,489
2013-12-31 (YTD Data)Rank
Total interest income$10,672,0002,273
Total interest expense$1,077,0002,799
Net interest income$9,595,0002,181
Provision for loan and lease losses$240,0002,739
Total noninterest income$2,501,0001,842
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,250,0001,106
Trading account gains and fees$0184
Additional Noninterest Income$1,251,0002,074
Total noninterest expense$7,295,0002,533
Salaries and employee benefits$4,422,0002,283
Premises and equipment expense$1,018,0002,220
Additional noninterest expense$1,855,0003,144
Pre-tax net operating income$4,561,0001,537
Securities gains (losses)$03,182
Applicable income taxes$305,0002,616
Income before extraordinary items$4,256,0001,415
Extraordinary gains, net$029
Net income$4,256,0001,418
Minority interest net income$090
Net income of bank and minority interests.$4,256,0001,418
Net charge-offs$231,0002,853
Cash dividends$2,040,0001,181
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,256,0001,394
2013-09-30 (YTD Data)Rank
Total interest income$7,980,0002,294
Total interest expense$833,0002,807
Net interest income$7,147,0002,198
Provision for loan and lease losses$150,0002,922
Total noninterest income$1,877,0001,876
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$936,0001,113
Trading account gains and fees$0180
Additional Noninterest Income$941,0002,135
Total noninterest expense$5,522,0002,517
Salaries and employee benefits$3,361,0002,268
Premises and equipment expense$763,0002,248
Additional noninterest expense$1,398,0003,129
Pre-tax net operating income$3,352,0001,587
Securities gains (losses)$03,040
Applicable income taxes$245,0002,608
Income before extraordinary items$3,107,0001,459
Extraordinary gains, net$025
Net income$3,107,0001,461
Minority interest net income$084
Net income of bank and minority interests.$3,107,0001,461
Net charge-offs$207,0002,528
Cash dividends$1,834,000941
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,107,0001,426
2013-06-30 (YTD Data)Rank
Total interest income$5,351,0002,286
Total interest expense$572,0002,811
Net interest income$4,779,0002,183
Provision for loan and lease losses$150,0002,434
Total noninterest income$1,224,0001,944
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$606,0001,116
Trading account gains and fees$0157
Additional Noninterest Income$618,0002,193
Total noninterest expense$3,596,0002,587
Salaries and employee benefits$2,198,0002,305
Premises and equipment expense$478,0002,365
Additional noninterest expense$920,0003,154
Pre-tax net operating income$2,257,0001,564
Securities gains (losses)$02,791
Applicable income taxes$155,0002,662
Income before extraordinary items$2,102,0001,436
Extraordinary gains, net$022
Net income$2,102,0001,439
Minority interest net income$082
Net income of bank and minority interests.$2,102,0001,439
Net charge-offs$73,0003,042
Cash dividends$1,281,000886
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,102,0001,385
2013-03-31 (YTD Data)Rank
Total interest income$2,647,0002,335
Total interest expense$298,0002,791
Net interest income$2,349,0002,237
Provision for loan and lease losses$90,0002,172
Total noninterest income$612,0001,929
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$302,0001,106
Trading account gains and fees$0148
Additional Noninterest Income$310,0002,175
Total noninterest expense$1,874,0002,509
Salaries and employee benefits$1,160,0002,225
Premises and equipment expense$275,0002,128
Additional noninterest expense$439,0003,289
Pre-tax net operating income$997,0001,707
Securities gains (losses)$01,966
Applicable income taxes$76,0002,655
Income before extraordinary items$921,0001,593
Extraordinary gains, net$010
Net income$921,0001,595
Minority interest net income$076
Net income of bank and minority interests.$921,0001,595
Net charge-offs$37,0002,639
Cash dividends$604,000806
Sale, conversion, retirement of capital stock, net$0789
Net operating income$921,0001,535
2012-12-31 (YTD Data)Rank
Total interest income$11,469,0002,267
Total interest expense$1,524,0002,676
Net interest income$9,945,0002,163
Provision for loan and lease losses$112,0004,568
Total noninterest income$2,043,0002,149
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,259,0001,135
Trading account gains and fees$0166
Additional Noninterest Income$784,0002,711
Total noninterest expense$7,237,0002,594
Salaries and employee benefits$4,276,0002,307
Premises and equipment expense$1,289,0001,828
Additional noninterest expense$1,672,0003,527
Pre-tax net operating income$4,639,0001,466
Securities gains (losses)$271,0001,447
Applicable income taxes$440,0002,305
Income before extraordinary items$4,470,0001,319
Extraordinary gains, net$029
Net income$4,470,0001,320
Minority interest net income$093
Net income of bank and minority interests.$4,470,0001,320
Net charge-offs$562,0002,500
Cash dividends$2,756,000940
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,223,3901,312
2012-09-30 (YTD Data)Rank
Total interest income$8,740,0002,288
Total interest expense$1,200,0002,672
Net interest income$7,540,0002,176
Provision for loan and lease losses$113,0004,227
Total noninterest income$1,415,0002,266
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$933,0001,146
Trading account gains and fees$0157
Additional Noninterest Income$482,0003,005
Total noninterest expense$5,355,0002,628
Salaries and employee benefits$3,254,0002,279
Premises and equipment expense$975,0001,829
Additional noninterest expense$1,126,0003,811
Pre-tax net operating income$3,487,0001,501
Securities gains (losses)$268,0001,212
Applicable income taxes$301,0002,462
Income before extraordinary items$3,454,0001,303
Extraordinary gains, net$020
Net income$3,454,0001,304
Minority interest net income$086
Net income of bank and minority interests.$3,454,0001,304
Net charge-offs$422,0002,396
Cash dividends$2,174,000725
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,207,4401,321
2012-06-30 (YTD Data)Rank
Total interest income$5,900,0002,278
Total interest expense$836,0002,674
Net interest income$5,064,0002,158
Provision for loan and lease losses$113,0003,737
Total noninterest income$1,024,0002,125
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$610,0001,157
Trading account gains and fees$0153
Additional Noninterest Income$414,0002,598
Total noninterest expense$3,628,0002,609
Salaries and employee benefits$2,146,0002,307
Premises and equipment expense$644,0001,841
Additional noninterest expense$838,0003,552
Pre-tax net operating income$2,347,0001,484
Securities gains (losses)$268,000924
Applicable income taxes$195,0002,475
Income before extraordinary items$2,420,0001,241
Extraordinary gains, net$019
Net income$2,420,0001,241
Minority interest net income$084
Net income of bank and minority interests.$2,420,0001,241
Net charge-offs$374,0002,074
Cash dividends$1,466,000714
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,170,7601,286
2012-03-31 (YTD Data)Rank
Total interest income$2,953,0002,291
Total interest expense$431,0002,702
Net interest income$2,522,0002,178
Provision for loan and lease losses$38,0003,964
Total noninterest income$512,0002,113
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$309,0001,139
Trading account gains and fees$0148
Additional Noninterest Income$203,0002,634
Total noninterest expense$1,785,0002,623
Salaries and employee benefits$1,143,0002,189
Premises and equipment expense$311,0001,921
Additional noninterest expense$331,0004,132
Pre-tax net operating income$1,211,0001,432
Securities gains (losses)$268,000488
Applicable income taxes$72,0002,737
Income before extraordinary items$1,407,0001,062
Extraordinary gains, net$019
Net income$1,407,0001,063
Minority interest net income$078
Net income of bank and minority interests.$1,407,0001,063
Net charge-offs$24,0003,566
Cash dividends$423,000994
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,152,4001,195
2011-12-31 (YTD Data)Rank
Total interest income$12,337,0002,262
Total interest expense$2,013,0002,767
Net interest income$10,324,0002,121
Provision for loan and lease losses$237,0004,439
Total noninterest income$2,016,0001,991
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,308,0001,121
Trading account gains and fees$0146
Additional Noninterest Income$708,0002,627
Total noninterest expense$7,129,0002,629
Salaries and employee benefits$4,186,0002,307
Premises and equipment expense$1,224,0002,024
Additional noninterest expense$1,719,0003,533
Pre-tax net operating income$4,974,0001,180
Securities gains (losses)$431,000881
Applicable income taxes$372,0002,316
Income before extraordinary items$5,033,000999
Extraordinary gains, net$029
Net income$5,033,000999
Minority interest net income$096
Net income of bank and minority interests.$5,033,000999
Net charge-offs$384,0003,500
Cash dividends$2,223,000879
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,632,1701,031
2011-09-30 (YTD Data)Rank
Total interest income$9,330,0002,270
Total interest expense$1,549,0002,806
Net interest income$7,781,0002,113
Provision for loan and lease losses$117,0004,804
Total noninterest income$1,488,0002,013
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$962,0001,150
Trading account gains and fees$0145
Additional Noninterest Income$526,0002,630
Total noninterest expense$5,377,0002,612
Salaries and employee benefits$3,193,0002,265
Premises and equipment expense$889,0002,100
Additional noninterest expense$1,295,0003,502
Pre-tax net operating income$3,775,0001,220
Securities gains (losses)$428,000725
Applicable income taxes$210,0002,617
Income before extraordinary items$3,993,000964
Extraordinary gains, net$021
Net income$3,993,000961
Minority interest net income$087
Net income of bank and minority interests.$3,993,000964
Net charge-offs$25,0005,435
Cash dividends$1,984,000652
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,586,4001,019
2011-06-30 (YTD Data)Rank
Total interest income$6,188,0002,299
Total interest expense$1,057,0002,843
Net interest income$5,131,0002,132
Provision for loan and lease losses$117,0004,265
Total noninterest income$952,0002,067
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$628,0001,156
Trading account gains and fees$0153
Additional Noninterest Income$324,0002,762
Total noninterest expense$3,529,0002,675
Salaries and employee benefits$2,073,0002,337
Premises and equipment expense$596,0002,122
Additional noninterest expense$860,0003,562
Pre-tax net operating income$2,437,0001,222
Securities gains (losses)$02,914
Applicable income taxes$139,0002,584
Income before extraordinary items$2,298,0001,074
Extraordinary gains, net$015
Net income$2,298,0001,073
Minority interest net income$089
Net income of bank and minority interests.$2,298,0001,074
Net charge-offs$33,0004,776
Cash dividends$1,370,000622
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,298,0001,039
2011-03-31 (YTD Data)Rank
Total interest income$3,010,0002,371
Total interest expense$549,0002,834
Net interest income$2,461,0002,221
Provision for loan and lease losses$117,0003,189
Total noninterest income$464,0002,122
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$311,0001,155
Trading account gains and fees$0158
Additional Noninterest Income$153,0002,867
Total noninterest expense$1,671,0002,812
Salaries and employee benefits$968,0002,511
Premises and equipment expense$296,0002,170
Additional noninterest expense$407,0003,686
Pre-tax net operating income$1,137,0001,272
Securities gains (losses)$01,772
Applicable income taxes$69,0002,568
Income before extraordinary items$1,068,0001,150
Extraordinary gains, net$09
Net income$1,068,0001,150
Minority interest net income$086
Net income of bank and minority interests.$1,068,0001,150
Net charge-offs$-13,0007,088
Cash dividends$514,000711
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,068,0001,117
2010-12-31 (YTD Data)Rank
Total interest income$12,770,0002,348
Total interest expense$2,773,0002,767
Net interest income$9,997,0002,195
Provision for loan and lease losses$691,0003,612
Total noninterest income$1,958,0002,104
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,251,0001,200
Trading account gains and fees$0175
Additional Noninterest Income$707,0002,674
Total noninterest expense$7,049,0002,711
Salaries and employee benefits$4,098,0002,354
Premises and equipment expense$1,282,0001,983
Additional noninterest expense$1,669,0003,717
Pre-tax net operating income$4,215,0001,210
Securities gains (losses)$619,000738
Applicable income taxes$280,0002,427
Income before extraordinary items$4,554,000969
Extraordinary gains, net$029
Net income$4,554,000971
Minority interest net income$0111
Net income of bank and minority interests.$4,554,000972
Net charge-offs$771,0003,043
Cash dividends$1,863,000876
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,972,1401,043
2010-09-30 (YTD Data)Rank
Total interest income$9,719,0002,377
Total interest expense$2,148,0002,806
Net interest income$7,571,0002,188
Provision for loan and lease losses$485,0003,589
Total noninterest income$1,439,0002,155
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$910,0001,272
Trading account gains and fees$0165
Additional Noninterest Income$529,0002,672
Total noninterest expense$5,132,0002,780
Salaries and employee benefits$2,945,0002,457
Premises and equipment expense$938,0002,051
Additional noninterest expense$1,249,0003,709
Pre-tax net operating income$3,393,0001,172
Securities gains (losses)$497,000744
Applicable income taxes$210,0002,505
Income before extraordinary items$3,680,000945
Extraordinary gains, net$023
Net income$3,680,000947
Minority interest net income$0110
Net income of bank and minority interests.$3,680,000947
Net charge-offs$615,0002,788
Cash dividends$1,668,000646
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,207,8501,015
2010-06-30 (YTD Data)Rank
Total interest income$6,458,0002,410
Total interest expense$1,476,0002,836
Net interest income$4,982,0002,230
Provision for loan and lease losses$428,0003,094
Total noninterest income$978,0002,088
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$603,0001,301
Trading account gains and fees$0152
Additional Noninterest Income$375,0002,505
Total noninterest expense$3,449,0002,762
Salaries and employee benefits$2,013,0002,424
Premises and equipment expense$631,0002,053
Additional noninterest expense$805,0003,782
Pre-tax net operating income$2,083,0001,260
Securities gains (losses)$302,000708
Applicable income taxes$139,0002,476
Income before extraordinary items$2,246,0001,006
Extraordinary gains, net$019
Net income$2,246,0001,007
Minority interest net income$0105
Net income of bank and minority interests.$2,246,0001,007
Net charge-offs$491,0002,463
Cash dividends$1,165,000610
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,962,1201,090
2010-03-31 (YTD Data)Rank
Total interest income$3,261,0002,443
Total interest expense$753,0002,905
Net interest income$2,508,0002,223
Provision for loan and lease losses$171,0003,201
Total noninterest income$464,0002,150
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$295,0001,326
Trading account gains and fees$0175
Additional Noninterest Income$169,0002,649
Total noninterest expense$1,690,0002,847
Salaries and employee benefits$931,0002,637
Premises and equipment expense$316,0002,110
Additional noninterest expense$443,0003,515
Pre-tax net operating income$1,111,0001,172
Securities gains (losses)$303,000383
Applicable income taxes$69,0002,480
Income before extraordinary items$1,345,000815
Extraordinary gains, net$016
Net income$1,345,000819
Minority interest net income$091
Net income of bank and minority interests.$1,345,000819
Net charge-offs$305,0002,014
Cash dividends$865,000396
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,057,1501,006
2009-12-31 (YTD Data)Rank
Total interest income$13,723,0002,437
Total interest expense$3,565,0003,007
Net interest income$10,158,0002,155
Provision for loan and lease losses$786,0003,862
Total noninterest income$1,865,0002,226
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,203,0001,428
Trading account gains and fees$0211
Additional Noninterest Income$662,0002,748
Total noninterest expense$6,968,0002,808
Salaries and employee benefits$3,809,0002,556
Premises and equipment expense$1,215,0002,189
Additional noninterest expense$1,944,0003,383
Pre-tax net operating income$4,269,000983
Securities gains (losses)$429,000978
Applicable income taxes$467,0001,609
Income before extraordinary items$4,231,000816
Extraordinary gains, net$034
Net income$4,231,000815
Minority interest net income$0115
Net income of bank and minority interests.$4,231,000816
Net charge-offs$803,0003,177
Cash dividends$5,532,000316
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,844,900889
2009-09-30 (YTD Data)Rank
Total interest income$10,354,0002,453
Total interest expense$2,778,0003,033
Net interest income$7,576,0002,172
Provision for loan and lease losses$615,0003,490
Total noninterest income$1,406,0002,274
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$891,0001,440
Trading account gains and fees$0212
Additional Noninterest Income$515,0002,764
Total noninterest expense$5,259,0002,795
Salaries and employee benefits$2,767,0002,667
Premises and equipment expense$920,0002,194
Additional noninterest expense$1,572,0003,164
Pre-tax net operating income$3,108,0001,052
Securities gains (losses)$429,000783
Applicable income taxes$397,0001,640
Income before extraordinary items$3,140,000868
Extraordinary gains, net$027
Net income$3,140,000869
Minority interest net income$0118
Net income of bank and minority interests.$3,140,000869
Net charge-offs$721,0002,604
Cash dividends$5,342,000235
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,758,190968
2009-06-30 (YTD Data)Rank
Total interest income$7,013,0002,458
Total interest expense$1,956,0003,017
Net interest income$5,057,0002,160
Provision for loan and lease losses$381,0003,352
Total noninterest income$897,0002,346
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$585,0001,450
Trading account gains and fees$0193
Additional Noninterest Income$312,0002,939
Total noninterest expense$3,529,0002,808
Salaries and employee benefits$1,875,0002,651
Premises and equipment expense$611,0002,225
Additional noninterest expense$1,043,0003,190
Pre-tax net operating income$2,044,0001,113
Securities gains (losses)$132,0001,284
Applicable income taxes$326,0001,451
Income before extraordinary items$1,850,0001,030
Extraordinary gains, net$021
Net income$1,850,0001,029
Minority interest net income$0112
Net income of bank and minority interests.$1,850,0001,030
Net charge-offs$490,0002,374
Cash dividends$4,791,000184
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,737,8001,061
2009-03-31 (YTD Data)Rank
Total interest income$3,552,0002,442
Total interest expense$1,036,0002,971
Net interest income$2,516,0002,179
Provision for loan and lease losses$167,0003,087
Total noninterest income$441,0002,327
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$295,0001,403
Trading account gains and fees$0171
Additional Noninterest Income$146,0003,009
Total noninterest expense$1,751,0002,742
Salaries and employee benefits$863,0002,903
Premises and equipment expense$293,0002,343
Additional noninterest expense$595,0002,580
Pre-tax net operating income$1,039,0001,239
Securities gains (losses)$-5,0007,781
Applicable income taxes$256,0001,206
Income before extraordinary items$778,0001,414
Extraordinary gains, net$015
Net income$778,0001,413
Minority interest net income$0102
Net income of bank and minority interests.$778,0001,416
Net charge-offs$204,0002,114
Cash dividends$4,028,000112
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$781,7501,328
2008-12-31 (YTD Data)Rank
Total interest income$15,384,0002,403
Total interest expense$5,449,0002,752
Net interest income$9,935,0002,242
Provision for loan and lease losses$808,0003,028
Total noninterest income$1,879,0002,242
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,300,0001,380
Trading account gains and fees$0154
Additional Noninterest Income$579,0002,948
Total noninterest expense$6,560,0002,836
Salaries and employee benefits$3,568,0002,775
Premises and equipment expense$1,185,0002,273
Additional noninterest expense$1,807,0003,132
Pre-tax net operating income$4,446,0001,230
Securities gains (losses)$13,0002,401
Applicable income taxes$1,312,000960
Income before extraordinary items$3,147,0001,296
Extraordinary gains, net$039
Net income$3,147,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0002,747
Cash dividends$870,0002,536
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,137,7701,399
2008-09-30 (YTD Data)Rank
Total interest income$11,647,0002,445
Total interest expense$4,291,0002,727
Net interest income$7,356,0002,276
Provision for loan and lease losses$511,0002,699
Total noninterest income$1,421,0002,295
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$976,0001,394
Trading account gains and fees$0148
Additional Noninterest Income$445,0003,000
Total noninterest expense$4,858,0002,837
Salaries and employee benefits$2,589,0002,879
Premises and equipment expense$899,0002,259
Additional noninterest expense$1,370,0002,997
Pre-tax net operating income$3,408,0001,430
Securities gains (losses)$03,106
Applicable income taxes$956,0001,194
Income before extraordinary items$2,452,0001,487
Extraordinary gains, net$031
Net income$2,452,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0002,126
Cash dividends$10,0004,892
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,452,0001,561
2008-06-30 (YTD Data)Rank
Total interest income$7,890,0002,445
Total interest expense$3,055,0002,667
Net interest income$4,835,0002,285
Provision for loan and lease losses$192,0003,222
Total noninterest income$904,0002,408
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$651,0001,375
Trading account gains and fees$0149
Additional Noninterest Income$253,0003,333
Total noninterest expense$3,348,0002,782
Salaries and employee benefits$1,756,0002,874
Premises and equipment expense$616,0002,193
Additional noninterest expense$976,0002,805
Pre-tax net operating income$2,199,0001,550
Securities gains (losses)$03,233
Applicable income taxes$695,0001,238
Income before extraordinary items$1,504,0001,803
Extraordinary gains, net$021
Net income$1,504,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0002,384
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,504,0001,776
2008-03-31 (YTD Data)Rank
Total interest income$3,993,0002,475
Total interest expense$1,651,0002,641
Net interest income$2,342,0002,344
Provision for loan and lease losses$144,0002,238
Total noninterest income$434,0002,458
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$320,0001,366
Trading account gains and fees$0158
Additional Noninterest Income$114,0003,537
Total noninterest expense$1,581,0002,914
Salaries and employee benefits$807,0003,139
Premises and equipment expense$305,0002,229
Additional noninterest expense$469,0002,867
Pre-tax net operating income$1,051,0001,708
Securities gains (losses)$02,688
Applicable income taxes$352,0001,309
Income before extraordinary items$699,0002,034
Extraordinary gains, net$015
Net income$699,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,038
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$699,0001,973
2007-12-31 (YTD Data)Rank
Total interest income$16,899,0002,433
Total interest expense$7,432,0002,479
Net interest income$9,467,0002,351
Provision for loan and lease losses$559,0002,172
Total noninterest income$1,967,0002,238
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,324,0001,353
Trading account gains and fees$0178
Additional Noninterest Income$643,0002,899
Total noninterest expense$6,251,0002,856
Salaries and employee benefits$3,426,0002,863
Premises and equipment expense$1,051,0002,452
Additional noninterest expense$1,774,0002,970
Pre-tax net operating income$4,624,0001,756
Securities gains (losses)$-67,0008,067
Applicable income taxes$1,312,0001,552
Income before extraordinary items$3,245,0001,910
Extraordinary gains, net$039
Net income$3,245,0001,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,0001,305
Cash dividends$753,0003,068
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,292,5701,876
2007-09-30 (YTD Data)Rank
Total interest income$12,650,0002,439
Total interest expense$5,617,0002,462
Net interest income$7,033,0002,389
Provision for loan and lease losses$352,0002,075
Total noninterest income$1,510,0002,205
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$984,0001,337
Trading account gains and fees$0184
Additional Noninterest Income$526,0002,760
Total noninterest expense$4,573,0002,909
Salaries and employee benefits$2,500,0002,923
Premises and equipment expense$783,0002,465
Additional noninterest expense$1,290,0002,996
Pre-tax net operating income$3,618,0001,809
Securities gains (losses)$-67,0008,226
Applicable income taxes$987,0001,667
Income before extraordinary items$2,564,0001,963
Extraordinary gains, net$033
Net income$2,564,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,023
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,612,2401,923
2007-06-30 (YTD Data)Rank
Total interest income$8,390,0002,470
Total interest expense$3,718,0002,479
Net interest income$4,672,0002,421
Provision for loan and lease losses$217,0002,039
Total noninterest income$1,053,0002,163
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$659,0001,339
Trading account gains and fees$0168
Additional Noninterest Income$394,0002,602
Total noninterest expense$3,061,0002,924
Salaries and employee benefits$1,708,0002,887
Premises and equipment expense$510,0002,539
Additional noninterest expense$843,0003,055
Pre-tax net operating income$2,447,0001,843
Securities gains (losses)$01,444
Applicable income taxes$544,0001,954
Income before extraordinary items$1,903,0001,818
Extraordinary gains, net$029
Net income$1,903,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,000857
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,903,0001,803
2007-03-31 (YTD Data)Rank
Total interest income$4,133,0002,489
Total interest expense$1,820,0002,513
Net interest income$2,313,0002,446
Provision for loan and lease losses$151,0001,421
Total noninterest income$493,0002,231
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$315,0001,361
Trading account gains and fees$0195
Additional Noninterest Income$178,0002,727
Total noninterest expense$1,536,0002,922
Salaries and employee benefits$798,0003,088
Premises and equipment expense$252,0002,575
Additional noninterest expense$486,0002,685
Pre-tax net operating income$1,119,0001,980
Securities gains (losses)$01,187
Applicable income taxes$254,0002,070
Income before extraordinary items$865,0001,933
Extraordinary gains, net$022
Net income$865,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,000980
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$865,0001,923
2006-12-31 (YTD Data)Rank
Total interest income$15,552,0002,475
Total interest expense$5,828,0002,654
Net interest income$9,724,0002,344
Provision for loan and lease losses$591,0001,652
Total noninterest income$1,923,0002,295
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,266,0001,412
Trading account gains and fees$0130
Additional Noninterest Income$657,0002,850
Total noninterest expense$6,209,0002,788
Salaries and employee benefits$3,322,0002,860
Premises and equipment expense$965,0002,559
Additional noninterest expense$1,922,0002,665
Pre-tax net operating income$4,847,0001,944
Securities gains (losses)$12,0001,037
Applicable income taxes$1,491,0001,676
Income before extraordinary items$3,368,0002,076
Extraordinary gains, net$051
Net income$3,368,0002,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,340
Cash dividends$724,0003,144
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,359,7202,069
2006-09-30 (YTD Data)Rank
Total interest income$11,466,0002,502
Total interest expense$4,115,0002,710
Net interest income$7,351,0002,348
Provision for loan and lease losses$481,0001,440
Total noninterest income$1,453,0002,280
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$941,0001,431
Trading account gains and fees$0126
Additional Noninterest Income$512,0002,816
Total noninterest expense$4,701,0002,772
Salaries and employee benefits$2,525,0002,824
Premises and equipment expense$738,0002,515
Additional noninterest expense$1,438,0002,657
Pre-tax net operating income$3,622,0002,000
Securities gains (losses)$14,000824
Applicable income taxes$1,303,0001,540
Income before extraordinary items$2,333,0002,278
Extraordinary gains, net$045
Net income$2,333,0002,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,234
Cash dividends$22,0005,183
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,324,0402,273
2006-06-30 (YTD Data)Rank
Total interest income$7,559,0002,490
Total interest expense$2,627,0002,707
Net interest income$4,932,0002,349
Provision for loan and lease losses$323,0001,380
Total noninterest income$948,0002,303
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$621,0001,433
Trading account gains and fees$0126
Additional Noninterest Income$327,0002,859
Total noninterest expense$3,213,0002,731
Salaries and employee benefits$1,753,0002,743
Premises and equipment expense$483,0002,560
Additional noninterest expense$977,0002,623
Pre-tax net operating income$2,344,0002,059
Securities gains (losses)$14,000672
Applicable income taxes$850,0001,587
Income before extraordinary items$1,508,0002,331
Extraordinary gains, net$039
Net income$1,508,0002,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,392
Cash dividends$22,0004,964
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,499,0402,326
2006-03-31 (YTD Data)Rank
Total interest income$3,734,0002,475
Total interest expense$1,283,0002,661
Net interest income$2,451,0002,363
Provision for loan and lease losses$158,0001,371
Total noninterest income$457,0002,329
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$302,0001,419
Trading account gains and fees$0115
Additional Noninterest Income$155,0002,918
Total noninterest expense$1,547,0002,805
Salaries and employee benefits$817,0002,915
Premises and equipment expense$246,0002,501
Additional noninterest expense$484,0002,609
Pre-tax net operating income$1,203,0001,966
Securities gains (losses)$0955
Applicable income taxes$407,0001,635
Income before extraordinary items$796,0002,199
Extraordinary gains, net$021
Net income$796,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,106
Cash dividends$22,0003,816
Sale, conversion, retirement of capital stock, net$0648
Net operating income$796,0002,175
2005-12-31 (YTD Data)Rank
Total interest income$13,534,0002,442
Total interest expense$4,472,0002,426
Net interest income$9,062,0002,424
Provision for loan and lease losses$526,0001,814
Total noninterest income$1,859,0002,333
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,208,0001,451
Trading account gains and fees$0138
Additional Noninterest Income$651,0002,910
Total noninterest expense$5,918,0002,786
Salaries and employee benefits$3,328,0002,716
Premises and equipment expense$887,0002,632
Additional noninterest expense$1,703,0002,914
Pre-tax net operating income$4,477,0002,035
Securities gains (losses)$-86,0008,375
Applicable income taxes$1,420,0001,773
Income before extraordinary items$2,971,0002,265
Extraordinary gains, net$046
Net income$2,971,0002,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,832
Cash dividends$818,0002,798
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,029,4802,189
2005-09-30 (YTD Data)Rank
Total interest income$9,982,0002,419
Total interest expense$3,231,0002,400
Net interest income$6,751,0002,423
Provision for loan and lease losses$348,0001,957
Total noninterest income$1,391,0002,333
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$905,0001,428
Trading account gains and fees$0126
Additional Noninterest Income$486,0002,937
Total noninterest expense$4,355,0002,810
Salaries and employee benefits$2,414,0002,757
Premises and equipment expense$679,0002,567
Additional noninterest expense$1,262,0002,913
Pre-tax net operating income$3,439,0002,010
Securities gains (losses)$6,0001,641
Applicable income taxes$1,223,0001,630
Income before extraordinary items$2,222,0002,293
Extraordinary gains, net$035
Net income$2,222,0002,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0001,496
Cash dividends$225,0003,898
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,218,1602,256
2005-06-30 (YTD Data)Rank
Total interest income$6,575,0002,389
Total interest expense$2,056,0002,376
Net interest income$4,519,0002,391
Provision for loan and lease losses$245,0001,817
Total noninterest income$908,0002,350
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$582,0001,454
Trading account gains and fees$0116
Additional Noninterest Income$326,0002,913
Total noninterest expense$2,837,0002,848
Salaries and employee benefits$1,535,0002,866
Premises and equipment expense$456,0002,543
Additional noninterest expense$846,0002,865
Pre-tax net operating income$2,345,0001,937
Securities gains (losses)$02,146
Applicable income taxes$840,0001,557
Income before extraordinary items$1,505,0002,221
Extraordinary gains, net$030
Net income$1,505,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,251
Cash dividends$225,0003,356
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,505,0002,183
2005-03-31 (YTD Data)Rank
Total interest income$3,250,0002,371
Total interest expense$970,0002,405
Net interest income$2,280,0002,357
Provision for loan and lease losses$110,0001,892
Total noninterest income$402,0002,480
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$276,0001,478
Trading account gains and fees$0115
Additional Noninterest Income$126,0003,309
Total noninterest expense$1,427,0002,841
Salaries and employee benefits$766,0002,870
Premises and equipment expense$221,0002,633
Additional noninterest expense$440,0002,751
Pre-tax net operating income$1,145,0001,945
Securities gains (losses)$01,685
Applicable income taxes$417,0001,567
Income before extraordinary items$728,0002,258
Extraordinary gains, net$024
Net income$728,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,244
Cash dividends$212,0002,128
Sale, conversion, retirement of capital stock, net$0491
Net operating income$728,0002,224
2004-12-31 (YTD Data)Rank
Total interest income$12,289,0002,341
Total interest expense$3,469,0002,319
Net interest income$8,820,0002,312
Provision for loan and lease losses$385,0002,439
Total noninterest income$1,616,0002,545
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,206,0001,457
Trading account gains and fees$0138
Additional Noninterest Income$410,0003,667
Total noninterest expense$5,807,0002,731
Salaries and employee benefits$3,283,0002,622
Premises and equipment expense$928,0002,459
Additional noninterest expense$1,596,0002,979
Pre-tax net operating income$4,244,0001,953
Securities gains (losses)$48,0001,775
Applicable income taxes$1,395,0001,694
Income before extraordinary items$2,897,0002,144
Extraordinary gains, net$034
Net income$2,897,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,0001,854
Cash dividends$3,393,000888
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,864,8402,123
2004-09-30 (YTD Data)Rank
Total interest income$9,161,0002,324
Total interest expense$2,575,0002,291
Net interest income$6,586,0002,291
Provision for loan and lease losses$305,0002,238
Total noninterest income$1,253,0002,503
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$907,0001,465
Trading account gains and fees$0134
Additional Noninterest Income$346,0003,455
Total noninterest expense$4,324,0002,715
Salaries and employee benefits$2,434,0002,627
Premises and equipment expense$697,0002,430
Additional noninterest expense$1,193,0002,953
Pre-tax net operating income$3,210,0001,959
Securities gains (losses)$47,0001,709
Applicable income taxes$973,0001,815
Income before extraordinary items$2,284,0002,058
Extraordinary gains, net$026
Net income$2,284,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0001,706
Cash dividends$2,794,000743
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,251,1002,030
2004-06-30 (YTD Data)Rank
Total interest income$5,983,0002,360
Total interest expense$1,696,0002,297
Net interest income$4,287,0002,327
Provision for loan and lease losses$195,0002,252
Total noninterest income$795,0002,604
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$595,0001,476
Trading account gains and fees$0130
Additional Noninterest Income$200,0003,732
Total noninterest expense$2,869,0002,733
Salaries and employee benefits$1,595,0002,679
Premises and equipment expense$482,0002,364
Additional noninterest expense$792,0002,960
Pre-tax net operating income$2,018,0002,033
Securities gains (losses)$1,0003,212
Applicable income taxes$578,0001,991
Income before extraordinary items$1,441,0002,147
Extraordinary gains, net$021
Net income$1,441,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,694
Cash dividends$2,794,000531
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,440,2902,089
2004-03-31 (YTD Data)Rank
Total interest income$2,971,0002,379
Total interest expense$839,0002,342
Net interest income$2,132,0002,338
Provision for loan and lease losses$140,0001,616
Total noninterest income$400,0002,535
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$297,0001,439
Trading account gains and fees$0121
Additional Noninterest Income$103,0003,651
Total noninterest expense$1,448,0002,722
Salaries and employee benefits$840,0002,572
Premises and equipment expense$238,0002,416
Additional noninterest expense$370,0003,128
Pre-tax net operating income$944,0002,113
Securities gains (losses)$02,934
Applicable income taxes$266,0002,100
Income before extraordinary items$678,0002,238
Extraordinary gains, net$016
Net income$678,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0001,622
Cash dividends$2,611,000301
Sale, conversion, retirement of capital stock, net$0464
Net operating income$678,0002,154
2003-12-31 (YTD Data)Rank
Total interest income$12,160,0002,358
Total interest expense$3,844,0002,302
Net interest income$8,316,0002,340
Provision for loan and lease losses$592,0001,903
Total noninterest income$1,670,0002,618
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,216,0001,427
Trading account gains and fees$0160
Additional Noninterest Income$454,0003,745
Total noninterest expense$5,629,0002,759
Salaries and employee benefits$3,104,0002,695
Premises and equipment expense$1,017,0002,230
Additional noninterest expense$1,508,0003,064
Pre-tax net operating income$3,765,0002,068
Securities gains (losses)$245,0001,198
Applicable income taxes$935,0002,272
Income before extraordinary items$3,075,0001,993
Extraordinary gains, net$054
Net income$3,075,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0001,532
Cash dividends$2,689,0001,096
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,886,3502,010
2003-09-30 (YTD Data)Rank
Total interest income$9,206,0002,380
Total interest expense$2,988,0002,304
Net interest income$6,218,0002,350
Provision for loan and lease losses$385,0002,081
Total noninterest income$1,227,0002,730
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$891,0001,468
Trading account gains and fees$0153
Additional Noninterest Income$336,0003,847
Total noninterest expense$4,348,0002,678
Salaries and employee benefits$2,356,0002,681
Premises and equipment expense$790,0002,168
Additional noninterest expense$1,202,0002,881
Pre-tax net operating income$2,712,0002,216
Securities gains (losses)$33,0002,620
Applicable income taxes$795,0002,210
Income before extraordinary items$1,950,0002,390
Extraordinary gains, net$040
Net income$1,950,0002,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,537
Cash dividends$2,139,000956
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,926,5702,299
2003-06-30 (YTD Data)Rank
Total interest income$6,257,0002,345
Total interest expense$2,084,0002,275
Net interest income$4,173,0002,327
Provision for loan and lease losses$255,0002,092
Total noninterest income$758,0002,864
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$589,0001,450
Trading account gains and fees$0150
Additional Noninterest Income$169,0004,347
Total noninterest expense$2,850,0002,724
Salaries and employee benefits$1,542,0002,721
Premises and equipment expense$468,0002,388
Additional noninterest expense$840,0002,765
Pre-tax net operating income$1,826,0002,206
Securities gains (losses)$03,782
Applicable income taxes$511,0002,282
Income before extraordinary items$1,315,0002,360
Extraordinary gains, net$030
Net income$1,315,0002,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,433
Cash dividends$2,139,000699
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,315,0002,234
2003-03-31 (YTD Data)Rank
Total interest income$3,155,0002,339
Total interest expense$1,070,0002,269
Net interest income$2,085,0002,332
Provision for loan and lease losses$125,0001,986
Total noninterest income$362,0002,847
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$287,0001,445
Trading account gains and fees$0134
Additional Noninterest Income$75,0004,475
Total noninterest expense$1,485,0002,610
Salaries and employee benefits$838,0002,514
Premises and equipment expense$227,0002,452
Additional noninterest expense$420,0002,737
Pre-tax net operating income$837,0002,386
Securities gains (losses)$02,891
Applicable income taxes$264,0002,242
Income before extraordinary items$573,0002,645
Extraordinary gains, net$021
Net income$573,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0001,618
Cash dividends$2,139,000368
Sale, conversion, retirement of capital stock, net$0419
Net operating income$573,0002,507
2002-12-31 (YTD Data)Rank
Total interest income$12,699,0002,436
Total interest expense$4,683,0002,372
Net interest income$8,016,0002,395
Provision for loan and lease losses$657,0001,920
Total noninterest income$1,329,0002,858
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,034,0001,560
Trading account gains and fees$0153
Additional Noninterest Income$295,0004,295
Total noninterest expense$4,939,0002,958
Salaries and employee benefits$2,793,0002,823
Premises and equipment expense$757,0002,799
Additional noninterest expense$1,389,0003,159
Pre-tax net operating income$3,749,0002,093
Securities gains (losses)$29,0002,860
Applicable income taxes$1,239,0001,905
Income before extraordinary items$2,539,0002,322
Extraordinary gains, net$070
Net income$2,539,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,0001,472
Cash dividends$9,109,000388
Sale, conversion, retirement of capital stock, net$-15,0009,218
Net operating income$2,519,5702,256
2001-12-31 (YTD Data)Rank
Total interest income$12,081,0002,807
Total interest expense$6,181,0002,583
Net interest income$5,900,0002,984
Provision for loan and lease losses$575,0001,973
Total noninterest income$826,0003,768
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$719,0002,092
Trading account gains and fees$0177
Additional Noninterest Income$107,0006,284
Total noninterest expense$3,764,0003,613
Salaries and employee benefits$2,092,0003,468
Premises and equipment expense$695,0002,956
Additional noninterest expense$977,0004,141
Pre-tax net operating income$2,387,0002,763
Securities gains (losses)$48,0002,391
Applicable income taxes$615,0002,924
Income before extraordinary items$1,820,0002,763
Extraordinary gains, net$0105
Net income$1,820,0002,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,405
Cash dividends$551,0003,297
Sale, conversion, retirement of capital stock, net$-48,0009,479
Net operating income$1,784,0002,727
2000-12-31 (YTD Data)Rank
Total interest income$12,272,0002,841
Total interest expense$6,472,0002,577
Net interest income$5,800,0003,050
Provision for loan and lease losses$550,0001,730
Total noninterest income$848,0003,526
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$688,0002,015
Trading account gains and fees$0180
Additional Noninterest Income$160,0005,316
Total noninterest expense$3,647,0003,577
Salaries and employee benefits$2,107,0003,318
Premises and equipment expense$703,0002,869
Additional noninterest expense$837,0004,587
Pre-tax net operating income$2,451,0002,809
Securities gains (losses)$01,956
Applicable income taxes$761,0002,610
Income before extraordinary items$1,690,0002,947
Extraordinary gains, net$038
Net income$1,690,0002,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,0001,113
Cash dividends$497,0003,594
Sale, conversion, retirement of capital stock, net$-7,0009,734
Net operating income$1,690,0002,932
1999-12-31 (YTD Data)Rank
Total interest income$11,431,0002,828
Total interest expense$5,384,0002,724
Net interest income$6,047,0002,912
Provision for loan and lease losses$596,0001,536
Total noninterest income$714,0003,938
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$644,0002,060
Trading account gains and fees$0173
Additional Noninterest Income$70,0007,430
Total noninterest expense$3,531,0003,684
Salaries and employee benefits$1,987,0003,460
Premises and equipment expense$712,0002,833
Additional noninterest expense$832,0004,650
Pre-tax net operating income$2,634,0002,686
Securities gains (losses)$-8,0009,241
Applicable income taxes$833,0002,558
Income before extraordinary items$1,793,0002,820
Extraordinary gains, net$035
Net income$1,793,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,0001,262
Cash dividends$477,0003,629
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,798,4402,776
1998-12-31 (YTD Data)Rank
Total interest income$11,372,0002,835
Total interest expense$5,902,0002,563
Net interest income$5,470,0003,136
Provision for loan and lease losses$471,0001,809
Total noninterest income$707,0003,951
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$649,0001,974
Trading account gains and fees$0224
Additional Noninterest Income$58,0007,880
Total noninterest expense$3,401,0003,702
Salaries and employee benefits$1,947,0003,430
Premises and equipment expense$672,0002,869
Additional noninterest expense$782,0004,764
Pre-tax net operating income$2,305,0002,982
Securities gains (losses)$15,0002,661
Applicable income taxes$701,0003,024
Income before extraordinary items$1,619,0003,054
Extraordinary gains, net$032
Net income$1,619,0003,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,434
Cash dividends$361,0004,189
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,608,5002,984
1997-12-31 (YTD Data)Rank
Total interest income$10,367,0003,122
Total interest expense$5,504,0002,721
Net interest income$4,863,0003,581
Provision for loan and lease losses$240,0003,015
Total noninterest income$612,0004,360
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$564,0002,327
Trading account gains and fees$0239
Additional Noninterest Income$48,0008,525
Total noninterest expense$3,174,0003,918
Salaries and employee benefits$1,749,0003,738
Premises and equipment expense$613,0003,089
Additional noninterest expense$812,0004,673
Pre-tax net operating income$2,061,0003,435
Securities gains (losses)$62,0001,215
Applicable income taxes$647,0003,465
Income before extraordinary items$1,476,0003,410
Extraordinary gains, net$044
Net income$1,476,0003,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,715
Cash dividends$333,0004,340
Sale, conversion, retirement of capital stock, net$-6,00010,719
Net operating income$1,432,6003,410
1996-12-31 (YTD Data)Rank
Total interest income$9,336,0003,492
Total interest expense$4,848,0003,089
Net interest income$4,488,0003,905
Provision for loan and lease losses$213,0003,278
Total noninterest income$578,0004,681
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$538,0002,525
Trading account gains and fees$0262
Additional Noninterest Income$40,0009,363
Total noninterest expense$2,822,0004,520
Salaries and employee benefits$1,540,0004,217
Premises and equipment expense$525,0003,632
Additional noninterest expense$757,0005,419
Pre-tax net operating income$2,031,0003,390
Securities gains (losses)$12,0002,365
Applicable income taxes$667,0003,291
Income before extraordinary items$1,376,0003,456
Extraordinary gains, net$053
Net income$1,376,0003,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,776
Cash dividends$333,0004,291
Sale, conversion, retirement of capital stock, net$-18,00011,312
Net operating income$1,367,9603,428
1995-12-31 (YTD Data)Rank
Total interest income$7,902,0004,055
Total interest expense$4,023,0003,664
Net interest income$3,879,0004,427
Provision for loan and lease losses$135,0003,846
Total noninterest income$650,0004,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$472,0002,874
Trading account gains and feesNANA
Additional Noninterest Income$178,0005,476
Total noninterest expense$2,598,0004,830
Salaries and employee benefits$1,352,0004,707
Premises and equipment expense$472,0003,941
Additional noninterest expense$774,0005,401
Pre-tax net operating income$1,796,0003,858
Securities gains (losses)$-10,00010,097
Applicable income taxes$573,0003,779
Income before extraordinary items$1,213,0003,924
Extraordinary gains, net$065
Net income$1,213,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$289,0004,662
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,219,8003,894
1994-12-31 (YTD Data)Rank
Total interest income$6,499,0004,522
Total interest expense$2,860,0004,136
Net interest income$3,639,0004,768
Provision for loan and lease losses$100,0004,522
Total noninterest income$592,0004,706
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$390,0003,450
Trading account gains and feesNANA
Additional Noninterest Income$202,0005,240
Total noninterest expense$2,316,0005,512
Salaries and employee benefits$1,237,0005,104
Premises and equipment expense$391,0004,674
Additional noninterest expense$688,0006,411
Pre-tax net operating income$1,815,0003,714
Securities gains (losses)$-9,0009,765
Applicable income taxes$563,0003,691
Income before extraordinary items$1,243,0003,736
Extraordinary gains, net$0249
Net income$1,243,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,964
Cash dividends$223,0005,217
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,249,2103,747
1993-12-31 (YTD Data)Rank
Total interest income$6,253,0004,779
Total interest expense$2,806,0004,362
Net interest income$3,447,0005,024
Provision for loan and lease losses$65,0006,791
Total noninterest income$491,0005,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,709
Trading account gains and feesNANA
Additional Noninterest Income$123,0007,223
Total noninterest expense$2,195,0005,873
Salaries and employee benefits$1,076,0005,758
Premises and equipment expense$376,0004,957
Additional noninterest expense$743,0006,283
Pre-tax net operating income$1,678,0003,919
Securities gains (losses)$39,0003,767
Applicable income taxes$502,0004,171
Income before extraordinary items$1,215,0003,970
Extraordinary gains, net$03,149
Net income$1,215,0004,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,721
Cash dividends$195,0005,540
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,187,3103,864
1992-12-31 (YTD Data)Rank
Total interest income$6,208,0005,338
Total interest expense$3,108,0005,004
Net interest income$3,100,0005,578
Provision for loan and lease losses$150,0006,067
Total noninterest income$521,0005,488
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$394,0003,541
Trading account gains and feesNANA
Additional Noninterest Income$127,0007,254
Total noninterest expense$2,117,0006,114
Salaries and employee benefits$1,044,0005,799
Premises and equipment expense$358,0005,273
Additional noninterest expense$715,0006,665
Pre-tax net operating income$1,354,0004,460
Securities gains (losses)$53,0004,016
Applicable income taxes$393,0004,865
Income before extraordinary items$1,014,0004,438
Extraordinary gains, net$01,422
Net income$1,014,0004,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0005,156
Cash dividends$1,194,0001,342
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$975,8404,276

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.