Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$17,939,0002,036
Total interest expense$3,295,0002,500
Net interest income$14,644,0001,846
Provision for loan and lease losses$03,275
Total noninterest income$1,800,0002,126
Gross Fiduciary activities income$0981
Service charges on deposit accounts$386,0001,936
Trading account gains and feesNANA
Additional Noninterest Income$1,414,0001,943
Total noninterest expense$10,564,0001,978
Salaries and employee benefits$6,105,0001,946
Premises and equipment expense$1,426,0001,597
Additional noninterest expense$1,414,0001,943
Pre-tax net operating income$5,880,0001,740
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$5,880,0001,542
Extraordinary gains, net$054
Net income$5,880,0001,557
Minority interest net income$088
Net income of bank and minority interests.$5,880,0001,545
Net charge-offs$41,0001,898
Cash dividends$4,512,000874
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,880,0001,571
2023-09-30 (YTD Data)Rank
Total interest income$13,050,0002,045
Total interest expense$2,276,0002,484
Net interest income$10,774,0001,892
Provision for loan and lease losses$03,085
Total noninterest income$1,343,0002,129
Gross Fiduciary activities income$0950
Service charges on deposit accounts$290,0001,938
Trading account gains and feesNANA
Additional Noninterest Income$1,053,0001,935
Total noninterest expense$7,841,0001,986
Salaries and employee benefits$4,503,0001,960
Premises and equipment expense$1,052,0001,608
Additional noninterest expense$1,053,0001,935
Pre-tax net operating income$4,276,0001,830
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$4,276,0001,632
Extraordinary gains, net$052
Net income$4,276,0001,645
Minority interest net income$081
Net income of bank and minority interests.$4,276,0001,632
Net charge-offs$42,0001,549
Cash dividends$3,324,000824
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,276,0001,654
2023-06-30 (YTD Data)Rank
Total interest income$8,624,0002,031
Total interest expense$1,401,0002,435
Net interest income$7,223,0001,890
Provision for loan and lease losses$02,940
Total noninterest income$873,0002,104
Gross Fiduciary activities income$0931
Service charges on deposit accounts$195,0001,910
Trading account gains and feesNANA
Additional Noninterest Income$678,0001,899
Total noninterest expense$5,287,0001,965
Salaries and employee benefits$3,026,0001,948
Premises and equipment expense$704,0001,608
Additional noninterest expense$678,0001,896
Pre-tax net operating income$2,809,0001,825
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,809,0001,632
Extraordinary gains, net$051
Net income$2,809,0001,651
Minority interest net income$081
Net income of bank and minority interests.$2,809,0001,631
Net charge-offs$-3,0003,600
Cash dividends$2,125,000836
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,809,0001,649
2023-03-31 (YTD Data)Rank
Total interest income$4,093,0002,070
Total interest expense$583,0002,456
Net interest income$3,510,0001,949
Provision for loan and lease losses$02,612
Total noninterest income$480,0002,004
Gross Fiduciary activities income$0913
Service charges on deposit accounts$100,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$380,0001,792
Total noninterest expense$2,658,0001,975
Salaries and employee benefits$1,509,0001,993
Premises and equipment expense$338,0001,688
Additional noninterest expense$380,0001,792
Pre-tax net operating income$1,332,0001,933
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,332,0001,728
Extraordinary gains, net$04
Net income$1,332,0001,727
Minority interest net income$048
Net income of bank and minority interests.$1,332,0001,728
Net charge-offs$-2,0003,519
Cash dividends$1,070,000770
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,332,0001,749
2022-12-31 (YTD Data)Rank
Total interest income$14,646,0002,007
Total interest expense$845,0002,628
Net interest income$13,801,0001,900
Provision for loan and lease losses$125,0002,070
Total noninterest income$1,952,0002,063
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$394,0001,965
Trading account gains and feesNANA
Additional Noninterest Income$1,558,0001,857
Total noninterest expense$10,065,0002,001
Salaries and employee benefits$5,979,0001,963
Premises and equipment expense$1,205,0001,809
Additional noninterest expense$1,558,0001,857
Pre-tax net operating income$5,563,0001,923
Securities gains (losses)$26,000314
Applicable income taxes$03,596
Income before extraordinary items$5,589,0001,690
Extraordinary gains, net$05
Net income$5,589,0001,688
Minority interest net income$063
Net income of bank and minority interests.$5,589,0001,689
Net charge-offs$97,0001,241
Cash dividends$4,817,000804
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,563,0001,722
2022-09-30 (YTD Data)Rank
Total interest income$10,667,0001,979
Total interest expense$452,0002,788
Net interest income$10,215,0001,892
Provision for loan and lease losses$40,0002,362
Total noninterest income$1,522,0002,060
Gross Fiduciary activities income$0968
Service charges on deposit accounts$293,0001,988
Trading account gains and feesNANA
Additional Noninterest Income$1,229,0001,847
Total noninterest expense$7,483,0002,015
Salaries and employee benefits$4,422,0001,974
Premises and equipment expense$912,0001,812
Additional noninterest expense$1,229,0001,847
Pre-tax net operating income$4,214,0001,875
Securities gains (losses)$26,000315
Applicable income taxes$03,603
Income before extraordinary items$4,240,0001,656
Extraordinary gains, net$04
Net income$4,240,0001,655
Minority interest net income$057
Net income of bank and minority interests.$4,240,0001,655
Net charge-offs$124,000852
Cash dividends$3,543,000745
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,214,0001,699
2022-06-30 (YTD Data)Rank
Total interest income$6,894,0001,968
Total interest expense$247,0002,929
Net interest income$6,647,0001,891
Provision for loan and lease losses$40,0001,997
Total noninterest income$1,024,0002,038
Gross Fiduciary activities income$0925
Service charges on deposit accounts$189,0002,024
Trading account gains and feesNANA
Additional Noninterest Income$835,0001,861
Total noninterest expense$4,935,0002,008
Salaries and employee benefits$2,905,0001,991
Premises and equipment expense$597,0001,832
Additional noninterest expense$1,433,0002,069
Pre-tax net operating income$2,696,0001,855
Securities gains (losses)$2,000556
Applicable income taxes$03,564
Income before extraordinary items$2,698,0001,632
Extraordinary gains, net$04
Net income$2,698,0001,631
Minority interest net income$060
Net income of bank and minority interests.$2,698,0001,632
Net charge-offs$94,000749
Cash dividends$2,499,000719
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,696,0001,666
2022-03-31 (YTD Data)Rank
Total interest income$3,385,0001,937
Total interest expense$111,0003,049
Net interest income$3,274,0001,869
Provision for loan and lease losses$02,285
Total noninterest income$553,0001,952
Gross Fiduciary activities income$0892
Service charges on deposit accounts$99,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$454,0001,771
Total noninterest expense$2,435,0002,015
Salaries and employee benefits$1,420,0002,012
Premises and equipment expense$299,0001,846
Additional noninterest expense$716,0002,065
Pre-tax net operating income$1,392,0001,732
Securities gains (losses)$2,000526
Applicable income taxes$03,450
Income before extraordinary items$1,394,0001,530
Extraordinary gains, net$04
Net income$1,394,0001,529
Minority interest net income$050
Net income of bank and minority interests.$1,394,0001,530
Net charge-offs$156,000412
Cash dividends$1,369,000633
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,392,0001,549
2021-12-31 (YTD Data)Rank
Total interest income$13,564,0002,010
Total interest expense$543,0003,053
Net interest income$13,021,0001,922
Provision for loan and lease losses$410,0001,188
Total noninterest income$2,285,0002,084
Gross Fiduciary activities income$0994
Service charges on deposit accounts$357,0002,002
Trading account gains and feesNANA
Additional Noninterest Income$1,928,0001,945
Total noninterest expense$9,582,0002,029
Salaries and employee benefits$5,731,0001,996
Premises and equipment expense$1,153,0001,869
Additional noninterest expense$2,698,0002,139
Pre-tax net operating income$5,314,0001,962
Securities gains (losses)$549,000335
Applicable income taxes$03,710
Income before extraordinary items$5,863,0001,683
Extraordinary gains, net$010
Net income$5,863,0001,682
Minority interest net income$074
Net income of bank and minority interests.$5,863,0001,683
Net charge-offs$50,0001,657
Cash dividends$4,633,000842
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,314,0001,771
2021-09-30 (YTD Data)Rank
Total interest income$10,251,0002,035
Total interest expense$426,0003,078
Net interest income$9,825,0001,950
Provision for loan and lease losses$660,000647
Total noninterest income$1,774,0002,099
Gross Fiduciary activities income$0957
Service charges on deposit accounts$259,0002,037
Trading account gains and feesNANA
Additional Noninterest Income$1,515,0001,945
Total noninterest expense$7,230,0002,038
Salaries and employee benefits$4,329,0001,985
Premises and equipment expense$869,0001,891
Additional noninterest expense$2,032,0002,134
Pre-tax net operating income$3,709,0002,144
Securities gains (losses)$516,000320
Applicable income taxes$03,719
Income before extraordinary items$4,225,0001,805
Extraordinary gains, net$08
Net income$4,225,0001,804
Minority interest net income$069
Net income of bank and minority interests.$4,225,0001,805
Net charge-offs$25,0001,650
Cash dividends$3,554,000755
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,709,0001,952
2021-06-30 (YTD Data)Rank
Total interest income$6,906,0002,013
Total interest expense$296,0003,112
Net interest income$6,610,0001,916
Provision for loan and lease losses$620,000486
Total noninterest income$1,161,0002,069
Gross Fiduciary activities income$0951
Service charges on deposit accounts$169,0002,007
Trading account gains and feesNANA
Additional Noninterest Income$992,0001,917
Total noninterest expense$4,782,0002,044
Salaries and employee benefits$2,890,0001,973
Premises and equipment expense$569,0001,904
Additional noninterest expense$1,323,0002,143
Pre-tax net operating income$2,369,0002,176
Securities gains (losses)$503,000268
Applicable income taxes$03,702
Income before extraordinary items$2,872,0001,754
Extraordinary gains, net$06
Net income$2,872,0001,754
Minority interest net income$067
Net income of bank and minority interests.$2,872,0001,754
Net charge-offs$25,0001,407
Cash dividends$2,370,000747
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,369,0001,990
2021-03-31 (YTD Data)Rank
Total interest income$3,555,0001,951
Total interest expense$158,0003,090
Net interest income$3,397,0001,844
Provision for loan and lease losses$560,000341
Total noninterest income$619,0002,007
Gross Fiduciary activities income$0922
Service charges on deposit accounts$85,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$534,0001,854
Total noninterest expense$2,355,0002,043
Salaries and employee benefits$1,395,0002,015
Premises and equipment expense$281,0001,929
Additional noninterest expense$679,0002,070
Pre-tax net operating income$1,101,0002,245
Securities gains (losses)$494,000195
Applicable income taxes$03,613
Income before extraordinary items$1,595,0001,658
Extraordinary gains, net$03
Net income$1,595,0001,658
Minority interest net income$055
Net income of bank and minority interests.$1,595,0001,658
Net charge-offs$21,0001,125
Cash dividends$1,095,000705
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,101,0002,059
2020-12-31 (YTD Data)Rank
Total interest income$13,838,0002,002
Total interest expense$722,0003,403
Net interest income$13,116,0001,832
Provision for loan and lease losses$560,0002,129
Total noninterest income$2,662,0001,837
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$399,0001,898
Trading account gains and feesNANA
Additional Noninterest Income$2,263,0001,675
Total noninterest expense$9,612,0002,006
Salaries and employee benefits$5,775,0001,955
Premises and equipment expense$1,257,0001,741
Additional noninterest expense$2,580,0002,161
Pre-tax net operating income$5,606,0001,638
Securities gains (losses)$531,000582
Applicable income taxes$03,697
Income before extraordinary items$6,137,0001,395
Extraordinary gains, net$04
Net income$6,137,0001,396
Minority interest net income$072
Net income of bank and minority interests.$6,137,0001,396
Net charge-offs$17,0002,854
Cash dividends$5,024,000744
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,606,0001,453
2020-09-30 (YTD Data)Rank
Total interest income$10,439,0002,001
Total interest expense$556,0003,452
Net interest income$9,883,0001,827
Provision for loan and lease losses$440,0002,074
Total noninterest income$2,087,0001,764
Gross Fiduciary activities income$0981
Service charges on deposit accounts$298,0001,900
Trading account gains and feesNANA
Additional Noninterest Income$1,789,0001,590
Total noninterest expense$7,242,0001,987
Salaries and employee benefits$4,320,0001,934
Premises and equipment expense$974,0001,698
Additional noninterest expense$1,948,0002,109
Pre-tax net operating income$4,288,0001,598
Securities gains (losses)$432,000544
Applicable income taxes$03,696
Income before extraordinary items$4,720,0001,331
Extraordinary gains, net$04
Net income$4,720,0001,331
Minority interest net income$065
Net income of bank and minority interests.$4,720,0001,331
Net charge-offs$21,0002,476
Cash dividends$3,787,000691
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,288,0001,389
2020-06-30 (YTD Data)Rank
Total interest income$7,109,0001,999
Total interest expense$388,0003,490
Net interest income$6,721,0001,810
Provision for loan and lease losses$320,0001,990
Total noninterest income$1,384,0001,697
Gross Fiduciary activities income$0970
Service charges on deposit accounts$205,0001,880
Trading account gains and feesNANA
Additional Noninterest Income$1,179,0001,514
Total noninterest expense$4,782,0001,996
Salaries and employee benefits$2,854,0001,942
Premises and equipment expense$628,0001,731
Additional noninterest expense$1,300,0002,105
Pre-tax net operating income$3,003,0001,447
Securities gains (losses)$385,000439
Applicable income taxes$03,655
Income before extraordinary items$3,388,0001,197
Extraordinary gains, net$04
Net income$3,388,0001,197
Minority interest net income$065
Net income of bank and minority interests.$3,388,0001,197
Net charge-offs$23,0002,125
Cash dividends$2,580,000660
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,003,0001,266
2020-03-31 (YTD Data)Rank
Total interest income$3,531,0001,997
Total interest expense$227,0003,419
Net interest income$3,304,0001,777
Provision for loan and lease losses$30,0002,812
Total noninterest income$883,0001,393
Gross Fiduciary activities income$0941
Service charges on deposit accounts$125,0001,863
Trading account gains and feesNANA
Additional Noninterest Income$758,0001,178
Total noninterest expense$2,451,0001,972
Salaries and employee benefits$1,429,0001,957
Premises and equipment expense$299,0001,814
Additional noninterest expense$723,0001,982
Pre-tax net operating income$1,706,0001,196
Securities gains (losses)$124,000531
Applicable income taxes$03,513
Income before extraordinary items$1,830,0001,004
Extraordinary gains, net$04
Net income$1,830,0001,004
Minority interest net income$056
Net income of bank and minority interests.$1,830,0001,004
Net charge-offs$27,0001,477
Cash dividends$1,160,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,706,0001,051
2019-12-31 (YTD Data)Rank
Total interest income$13,821,0002,057
Total interest expense$930,0003,400
Net interest income$12,891,0001,831
Provision for loan and lease losses$256,0002,113
Total noninterest income$2,452,0001,767
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$563,0001,757
Trading account gains and feesNANA
Additional Noninterest Income$1,889,0001,592
Total noninterest expense$9,788,0001,957
Salaries and employee benefits$5,552,0001,960
Premises and equipment expense$1,285,0001,709
Additional noninterest expense$2,951,0001,950
Pre-tax net operating income$5,299,0001,690
Securities gains (losses)$189,000656
Applicable income taxes$03,859
Income before extraordinary items$5,488,0001,481
Extraordinary gains, net$011
Net income$5,488,0001,482
Minority interest net income$076
Net income of bank and minority interests.$5,488,0001,483
Net charge-offs$524,000997
Cash dividends$4,042,000951
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,299,0001,502
2019-09-30 (YTD Data)Rank
Total interest income$10,291,0002,099
Total interest expense$688,0003,446
Net interest income$9,603,0001,858
Provision for loan and lease losses$90,0002,664
Total noninterest income$1,841,0001,758
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$427,0001,745
Trading account gains and feesNANA
Additional Noninterest Income$1,414,0001,585
Total noninterest expense$7,515,0001,930
Salaries and employee benefits$4,278,0001,918
Premises and equipment expense$970,0001,712
Additional noninterest expense$2,267,0001,899
Pre-tax net operating income$3,839,0001,776
Securities gains (losses)$187,000546
Applicable income taxes$03,902
Income before extraordinary items$4,026,0001,543
Extraordinary gains, net$011
Net income$4,026,0001,545
Minority interest net income$072
Net income of bank and minority interests.$4,026,0001,545
Net charge-offs$526,000739
Cash dividends$2,714,000947
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,839,0001,563
2019-06-30 (YTD Data)Rank
Total interest income$6,842,0002,094
Total interest expense$443,0003,482
Net interest income$6,399,0001,865
Provision for loan and lease losses$60,0002,560
Total noninterest income$1,084,0001,878
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$284,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$800,0001,714
Total noninterest expense$5,038,0001,926
Salaries and employee benefits$2,823,0001,938
Premises and equipment expense$641,0001,737
Additional noninterest expense$1,574,0001,857
Pre-tax net operating income$2,385,0001,848
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,385,0001,662
Extraordinary gains, net$011
Net income$2,385,0001,662
Minority interest net income$069
Net income of bank and minority interests.$2,385,0001,662
Net charge-offs$216,000947
Cash dividends$1,770,000970
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,385,0001,630
2019-03-31 (YTD Data)Rank
Total interest income$3,411,0002,092
Total interest expense$199,0003,614
Net interest income$3,212,0001,861
Provision for loan and lease losses$30,0002,400
Total noninterest income$515,0001,891
Gross Fiduciary activities income$0972
Service charges on deposit accounts$143,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$372,0001,738
Total noninterest expense$2,523,0001,928
Salaries and employee benefits$1,436,0001,936
Premises and equipment expense$319,0001,765
Additional noninterest expense$768,0001,882
Pre-tax net operating income$1,174,0001,839
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,174,0001,651
Extraordinary gains, net$05
Net income$1,174,0001,649
Minority interest net income$052
Net income of bank and minority interests.$1,174,0001,650
Net charge-offs$19,0001,716
Cash dividends$911,000899
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,174,0001,630
2018-12-31 (YTD Data)Rank
Total interest income$13,995,0001,966
Total interest expense$654,0003,549
Net interest income$13,341,0001,783
Provision for loan and lease losses$370,0001,736
Total noninterest income$2,135,0001,914
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$578,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$1,557,0001,754
Total noninterest expense$9,665,0001,957
Salaries and employee benefits$5,508,0001,949
Premises and equipment expense$1,353,0001,643
Additional noninterest expense$2,804,0002,040
Pre-tax net operating income$5,441,0001,671
Securities gains (losses)$1,0001,025
Applicable income taxes$03,978
Income before extraordinary items$5,442,0001,474
Extraordinary gains, net$06
Net income$5,442,0001,473
Minority interest net income$072
Net income of bank and minority interests.$5,442,0001,473
Net charge-offs$7,0003,458
Cash dividends$4,421,000812
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,441,0001,471
2018-09-30 (YTD Data)Rank
Total interest income$10,654,0001,929
Total interest expense$462,0003,586
Net interest income$10,192,0001,751
Provision for loan and lease losses$340,0001,468
Total noninterest income$1,599,0001,939
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$422,0001,839
Trading account gains and feesNANA
Additional Noninterest Income$1,177,0001,764
Total noninterest expense$7,224,0001,962
Salaries and employee benefits$4,123,0001,939
Premises and equipment expense$1,025,0001,640
Additional noninterest expense$2,076,0002,058
Pre-tax net operating income$4,227,0001,614
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$4,227,0001,438
Extraordinary gains, net$05
Net income$4,227,0001,437
Minority interest net income$066
Net income of bank and minority interests.$4,227,0001,437
Net charge-offs$6,0003,153
Cash dividends$3,232,000745
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,227,0001,427
2018-06-30 (YTD Data)Rank
Total interest income$6,795,0001,983
Total interest expense$299,0003,567
Net interest income$6,496,0001,810
Provision for loan and lease losses$60,0002,584
Total noninterest income$1,048,0001,967
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$280,0001,848
Trading account gains and feesNANA
Additional Noninterest Income$768,0001,782
Total noninterest expense$4,756,0001,997
Salaries and employee benefits$2,704,0001,977
Premises and equipment expense$692,0001,634
Additional noninterest expense$1,360,0002,102
Pre-tax net operating income$2,728,0001,628
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,728,0001,449
Extraordinary gains, net$06
Net income$2,728,0001,449
Minority interest net income$065
Net income of bank and minority interests.$2,728,0001,448
Net charge-offs$1,0003,095
Cash dividends$2,142,000718
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,728,0001,438
2018-03-31 (YTD Data)Rank
Total interest income$3,345,0002,001
Total interest expense$143,0003,602
Net interest income$3,202,0001,825
Provision for loan and lease losses$38,0002,291
Total noninterest income$513,0001,963
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$140,0001,842
Trading account gains and feesNANA
Additional Noninterest Income$373,0001,780
Total noninterest expense$2,345,0002,034
Salaries and employee benefits$1,325,0002,027
Premises and equipment expense$348,0001,652
Additional noninterest expense$672,0002,101
Pre-tax net operating income$1,332,0001,636
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,332,0001,455
Extraordinary gains, net$07
Net income$1,332,0001,455
Minority interest net income$052
Net income of bank and minority interests.$1,332,0001,455
Net charge-offs$-1,0003,770
Cash dividends$1,117,000653
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,332,0001,444
2017-12-31 (YTD Data)Rank
Total interest income$13,292,0001,952
Total interest expense$425,0003,904
Net interest income$12,867,0001,800
Provision for loan and lease losses$85,0003,210
Total noninterest income$2,128,0001,956
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$641,0001,668
Trading account gains and feesNANA
Additional Noninterest Income$1,487,0001,825
Total noninterest expense$9,221,0002,036
Salaries and employee benefits$5,162,0002,040
Premises and equipment expense$1,453,0001,556
Additional noninterest expense$2,606,0002,192
Pre-tax net operating income$5,689,0001,540
Securities gains (losses)$82,000693
Applicable income taxes$04,135
Income before extraordinary items$5,771,0001,204
Extraordinary gains, net$09
Net income$5,771,0001,205
Minority interest net income$076
Net income of bank and minority interests.$5,771,0001,204
Net charge-offs$32,0003,208
Cash dividends$4,356,000763
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,689,0001,205
2017-09-30 (YTD Data)Rank
Total interest income$9,908,0001,961
Total interest expense$295,0004,036
Net interest income$9,613,0001,802
Provision for loan and lease losses$55,0003,165
Total noninterest income$1,632,0001,950
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$481,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$1,151,0001,806
Total noninterest expense$6,921,0002,045
Salaries and employee benefits$3,909,0002,041
Premises and equipment expense$1,099,0001,554
Additional noninterest expense$1,913,0002,215
Pre-tax net operating income$4,269,0001,541
Securities gains (losses)$82,000667
Applicable income taxes$04,172
Income before extraordinary items$4,351,0001,286
Extraordinary gains, net$09
Net income$4,351,0001,286
Minority interest net income$071
Net income of bank and minority interests.$4,351,0001,286
Net charge-offs$7,0003,377
Cash dividends$3,211,000728
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,269,0001,287
2017-06-30 (YTD Data)Rank
Total interest income$6,578,0001,953
Total interest expense$176,0004,191
Net interest income$6,402,0001,797
Provision for loan and lease losses$25,0003,303
Total noninterest income$1,044,0002,000
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$321,0001,667
Trading account gains and feesNANA
Additional Noninterest Income$723,0001,888
Total noninterest expense$4,607,0002,049
Salaries and employee benefits$2,584,0002,056
Premises and equipment expense$733,0001,561
Additional noninterest expense$1,290,0002,189
Pre-tax net operating income$2,814,0001,542
Securities gains (losses)$82,000487
Applicable income taxes$04,189
Income before extraordinary items$2,896,0001,278
Extraordinary gains, net$011
Net income$2,896,0001,278
Minority interest net income$071
Net income of bank and minority interests.$2,896,0001,278
Net charge-offs$7,0003,031
Cash dividends$1,995,000786
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,814,0001,290
2017-03-31 (YTD Data)Rank
Total interest income$3,227,0001,970
Total interest expense$87,0004,217
Net interest income$3,140,0001,825
Provision for loan and lease losses$03,537
Total noninterest income$504,0002,039
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$161,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$343,0001,920
Total noninterest expense$2,264,0002,099
Salaries and employee benefits$1,271,0002,099
Premises and equipment expense$352,0001,630
Additional noninterest expense$641,0002,193
Pre-tax net operating income$1,380,0001,520
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,380,0001,311
Extraordinary gains, net$08
Net income$1,380,0001,310
Minority interest net income$055
Net income of bank and minority interests.$1,380,0001,311
Net charge-offs$2,0002,694
Cash dividends$905,000795
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,380,0001,293
2016-12-31 (YTD Data)Rank
Total interest income$12,465,0002,009
Total interest expense$332,0004,317
Net interest income$12,133,0001,843
Provision for loan and lease losses$300,0001,988
Total noninterest income$2,537,0001,831
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$709,0001,593
Trading account gains and fees$0170
Additional Noninterest Income$1,828,0001,674
Total noninterest expense$9,389,0002,018
Salaries and employee benefits$5,362,0001,983
Premises and equipment expense$1,532,0001,492
Additional noninterest expense$2,495,0002,314
Pre-tax net operating income$4,981,0001,629
Securities gains (losses)$397,000539
Applicable income taxes$04,278
Income before extraordinary items$5,378,0001,306
Extraordinary gains, net$05
Net income$5,378,0001,305
Minority interest net income$082
Net income of bank and minority interests.$5,378,0001,305
Net charge-offs$15,0003,736
Cash dividends$4,379,000758
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,981,0001,363
2016-09-30 (YTD Data)Rank
Total interest income$9,357,0002,008
Total interest expense$247,0004,368
Net interest income$9,110,0001,845
Provision for loan and lease losses$300,0001,615
Total noninterest income$2,049,0001,752
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$534,0001,594
Trading account gains and fees$0169
Additional Noninterest Income$1,515,0001,583
Total noninterest expense$7,069,0002,011
Salaries and employee benefits$4,098,0001,938
Premises and equipment expense$1,161,0001,474
Additional noninterest expense$1,810,0002,381
Pre-tax net operating income$3,790,0001,622
Securities gains (losses)$396,000496
Applicable income taxes$04,325
Income before extraordinary items$4,186,0001,284
Extraordinary gains, net$05
Net income$4,186,0001,285
Minority interest net income$071
Net income of bank and minority interests.$4,186,0001,284
Net charge-offs$9,0003,453
Cash dividends$3,307,000703
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,790,0001,353
2016-06-30 (YTD Data)Rank
Total interest income$6,244,0002,016
Total interest expense$168,0004,371
Net interest income$6,076,0001,849
Provision for loan and lease losses$300,0001,234
Total noninterest income$1,480,0001,639
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$350,0001,599
Trading account gains and fees$0157
Additional Noninterest Income$1,130,0001,428
Total noninterest expense$4,684,0002,028
Salaries and employee benefits$2,733,0001,943
Premises and equipment expense$746,0001,529
Additional noninterest expense$1,205,0002,390
Pre-tax net operating income$2,572,0001,598
Securities gains (losses)$247,000499
Applicable income taxes$04,338
Income before extraordinary items$2,819,0001,268
Extraordinary gains, net$016
Net income$2,819,0001,269
Minority interest net income$071
Net income of bank and minority interests.$2,819,0001,269
Net charge-offs$9,0003,132
Cash dividends$2,143,000712
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,572,0001,328
2016-03-31 (YTD Data)Rank
Total interest income$3,115,0002,014
Total interest expense$85,0004,389
Net interest income$3,030,0001,856
Provision for loan and lease losses$300,000670
Total noninterest income$944,0001,353
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$171,0001,618
Trading account gains and fees$0142
Additional Noninterest Income$773,0001,124
Total noninterest expense$2,351,0002,029
Salaries and employee benefits$1,382,0001,932
Premises and equipment expense$374,0001,543
Additional noninterest expense$595,0002,403
Pre-tax net operating income$1,323,0001,531
Securities gains (losses)$2,0001,894
Applicable income taxes$04,259
Income before extraordinary items$1,325,0001,303
Extraordinary gains, net$012
Net income$1,325,0001,304
Minority interest net income$062
Net income of bank and minority interests.$1,325,0001,304
Net charge-offs$2,0002,815
Cash dividends$1,126,000672
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,323,0001,270
2015-12-31 (YTD Data)Rank
Total interest income$12,466,0001,958
Total interest expense$341,0004,422
Net interest income$12,125,0001,808
Provision for loan and lease losses$04,380
Total noninterest income$2,324,0001,916
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$708,0001,635
Trading account gains and fees$0159
Additional Noninterest Income$1,616,0001,759
Total noninterest expense$9,219,0002,053
Salaries and employee benefits$5,287,0001,965
Premises and equipment expense$1,524,0001,514
Additional noninterest expense$2,408,0002,414
Pre-tax net operating income$5,230,0001,523
Securities gains (losses)$161,000868
Applicable income taxes$04,402
Income before extraordinary items$5,391,0001,279
Extraordinary gains, net$023
Net income$5,391,0001,279
Minority interest net income$081
Net income of bank and minority interests.$5,391,0001,279
Net charge-offs$122,0002,482
Cash dividends$4,253,000748
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,230,0001,279
2015-09-30 (YTD Data)Rank
Total interest income$9,339,0001,979
Total interest expense$256,0004,473
Net interest income$9,083,0001,826
Provision for loan and lease losses$04,232
Total noninterest income$1,665,0001,991
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$519,0001,672
Trading account gains and fees$0153
Additional Noninterest Income$1,146,0001,852
Total noninterest expense$6,950,0002,036
Salaries and employee benefits$4,067,0001,924
Premises and equipment expense$1,164,0001,499
Additional noninterest expense$1,719,0002,514
Pre-tax net operating income$3,798,0001,589
Securities gains (losses)$161,000760
Applicable income taxes$04,489
Income before extraordinary items$3,959,0001,309
Extraordinary gains, net$021
Net income$3,959,0001,309
Minority interest net income$078
Net income of bank and minority interests.$3,959,0001,309
Net charge-offs$24,0003,264
Cash dividends$3,110,000685
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,798,0001,322
2015-06-30 (YTD Data)Rank
Total interest income$6,149,0001,998
Total interest expense$172,0004,498
Net interest income$5,977,0001,844
Provision for loan and lease losses$04,069
Total noninterest income$1,092,0002,019
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$340,0001,673
Trading account gains and fees$0157
Additional Noninterest Income$752,0001,877
Total noninterest expense$4,552,0002,077
Salaries and employee benefits$2,683,0001,955
Premises and equipment expense$766,0001,528
Additional noninterest expense$1,103,0002,609
Pre-tax net operating income$2,517,0001,572
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$2,517,0001,336
Extraordinary gains, net$022
Net income$2,517,0001,338
Minority interest net income$075
Net income of bank and minority interests.$2,517,0001,337
Net charge-offs$4,0003,531
Cash dividends$2,108,000668
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,517,0001,304
2015-03-31 (YTD Data)Rank
Total interest income$3,063,0002,007
Total interest expense$88,0004,518
Net interest income$2,975,0001,849
Provision for loan and lease losses$03,703
Total noninterest income$558,0001,970
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$167,0001,682
Trading account gains and fees$0152
Additional Noninterest Income$391,0001,799
Total noninterest expense$2,314,0002,042
Salaries and employee benefits$1,363,0001,926
Premises and equipment expense$384,0001,550
Additional noninterest expense$567,0002,540
Pre-tax net operating income$1,219,0001,576
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,219,0001,351
Extraordinary gains, net$013
Net income$1,219,0001,352
Minority interest net income$064
Net income of bank and minority interests.$1,219,0001,353
Net charge-offs$5,0002,746
Cash dividends$1,179,000578
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,219,0001,310
2014-12-31 (YTD Data)Rank
Total interest income$12,436,0001,980
Total interest expense$388,0004,519
Net interest income$12,048,0001,821
Provision for loan and lease losses$-200,0006,122
Total noninterest income$2,259,0001,937
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$727,0001,705
Trading account gains and fees$0180
Additional Noninterest Income$1,532,0001,753
Total noninterest expense$9,440,0002,005
Salaries and employee benefits$5,312,0001,933
Premises and equipment expense$1,544,0001,535
Additional noninterest expense$2,584,0002,345
Pre-tax net operating income$5,067,0001,496
Securities gains (losses)$13,0002,526
Applicable income taxes$04,531
Income before extraordinary items$5,080,0001,283
Extraordinary gains, net$017
Net income$5,080,0001,282
Minority interest net income$084
Net income of bank and minority interests.$5,080,0001,282
Net charge-offs$-179,0006,230
Cash dividends$3,484,000825
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,067,0001,259
2014-09-30 (YTD Data)Rank
Total interest income$9,336,0001,992
Total interest expense$292,0004,580
Net interest income$9,044,0001,830
Provision for loan and lease losses$04,401
Total noninterest income$1,720,0001,932
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$547,0001,710
Trading account gains and fees$0174
Additional Noninterest Income$1,173,0001,759
Total noninterest expense$7,157,0001,982
Salaries and employee benefits$4,061,0001,905
Premises and equipment expense$1,166,0001,529
Additional noninterest expense$1,930,0002,335
Pre-tax net operating income$3,607,0001,586
Securities gains (losses)$11,0002,296
Applicable income taxes$04,583
Income before extraordinary items$3,618,0001,337
Extraordinary gains, net$015
Net income$3,618,0001,336
Minority interest net income$081
Net income of bank and minority interests.$3,618,0001,337
Net charge-offs$11,0004,115
Cash dividends$2,538,000771
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,607,0001,318
2014-06-30 (YTD Data)Rank
Total interest income$6,200,0001,991
Total interest expense$201,0004,548
Net interest income$5,999,0001,830
Provision for loan and lease losses$04,196
Total noninterest income$1,151,0001,904
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$371,0001,669
Trading account gains and fees$0172
Additional Noninterest Income$780,0001,732
Total noninterest expense$4,770,0001,989
Salaries and employee benefits$2,708,0001,900
Premises and equipment expense$758,0001,567
Additional noninterest expense$1,304,0002,294
Pre-tax net operating income$2,380,0001,564
Securities gains (losses)$6,0002,106
Applicable income taxes$04,568
Income before extraordinary items$2,386,0001,313
Extraordinary gains, net$020
Net income$2,386,0001,312
Minority interest net income$080
Net income of bank and minority interests.$2,386,0001,314
Net charge-offs$3,0004,063
Cash dividends$1,641,000767
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,380,0001,290
2014-03-31 (YTD Data)Rank
Total interest income$3,088,0001,991
Total interest expense$104,0004,553
Net interest income$2,984,0001,825
Provision for loan and lease losses$03,817
Total noninterest income$574,0001,866
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$184,0001,664
Trading account gains and fees$0147
Additional Noninterest Income$390,0001,685
Total noninterest expense$2,363,0002,016
Salaries and employee benefits$1,391,0001,868
Premises and equipment expense$384,0001,574
Additional noninterest expense$588,0002,527
Pre-tax net operating income$1,195,0001,516
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,195,0001,261
Extraordinary gains, net$016
Net income$1,195,0001,262
Minority interest net income$066
Net income of bank and minority interests.$1,195,0001,262
Net charge-offs$5,0003,116
Cash dividends$745,000778
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,195,0001,232
2013-12-31 (YTD Data)Rank
Total interest income$12,102,0002,037
Total interest expense$524,0004,364
Net interest income$11,578,0001,855
Provision for loan and lease losses$720,0001,449
Total noninterest income$3,608,0001,415
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$756,0001,726
Trading account gains and fees$0184
Additional Noninterest Income$2,852,0001,179
Total noninterest expense$9,543,0001,978
Salaries and employee benefits$5,328,0001,909
Premises and equipment expense$1,537,0001,544
Additional noninterest expense$2,678,0002,309
Pre-tax net operating income$4,923,0001,447
Securities gains (losses)$248,000783
Applicable income taxes$04,631
Income before extraordinary items$5,171,0001,184
Extraordinary gains, net$029
Net income$5,171,0001,187
Minority interest net income$090
Net income of bank and minority interests.$5,171,0001,187
Net charge-offs$233,0002,838
Cash dividends$3,863,000719
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,923,0001,217
2013-09-30 (YTD Data)Rank
Total interest income$8,975,0002,066
Total interest expense$406,0004,382
Net interest income$8,569,0001,874
Provision for loan and lease losses$540,0001,440
Total noninterest income$3,054,0001,334
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$561,0001,743
Trading account gains and fees$0180
Additional Noninterest Income$2,493,0001,099
Total noninterest expense$7,202,0001,966
Salaries and employee benefits$3,959,0001,935
Premises and equipment expense$1,197,0001,508
Additional noninterest expense$2,046,0002,263
Pre-tax net operating income$3,881,0001,415
Securities gains (losses)$245,000731
Applicable income taxes$04,713
Income before extraordinary items$4,126,0001,128
Extraordinary gains, net$025
Net income$4,126,0001,130
Minority interest net income$084
Net income of bank and minority interests.$4,126,0001,130
Net charge-offs$52,0003,827
Cash dividends$2,967,000658
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,881,0001,160
2013-06-30 (YTD Data)Rank
Total interest income$5,935,0002,078
Total interest expense$285,0004,330
Net interest income$5,650,0001,886
Provision for loan and lease losses$540,0001,094
Total noninterest income$2,313,0001,230
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$377,0001,704
Trading account gains and fees$0157
Additional Noninterest Income$1,936,0001,017
Total noninterest expense$4,733,0002,001
Salaries and employee benefits$2,618,0001,966
Premises and equipment expense$773,0001,549
Additional noninterest expense$1,342,0002,283
Pre-tax net operating income$2,690,0001,355
Securities gains (losses)$245,000647
Applicable income taxes$04,679
Income before extraordinary items$2,935,0001,058
Extraordinary gains, net$022
Net income$2,935,0001,059
Minority interest net income$082
Net income of bank and minority interests.$2,935,0001,061
Net charge-offs$63,0003,155
Cash dividends$1,846,000674
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,690,0001,097
2013-03-31 (YTD Data)Rank
Total interest income$2,901,0002,144
Total interest expense$151,0004,304
Net interest income$2,750,0001,938
Provision for loan and lease losses$30,0003,174
Total noninterest income$716,0001,695
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$186,0001,706
Trading account gains and fees$0148
Additional Noninterest Income$530,0001,513
Total noninterest expense$2,316,0002,071
Salaries and employee benefits$1,316,0001,975
Premises and equipment expense$385,0001,576
Additional noninterest expense$615,0002,485
Pre-tax net operating income$1,120,0001,556
Securities gains (losses)$245,000392
Applicable income taxes$04,602
Income before extraordinary items$1,365,0001,113
Extraordinary gains, net$010
Net income$1,365,0001,115
Minority interest net income$076
Net income of bank and minority interests.$1,365,0001,115
Net charge-offs$-8,0006,115
Cash dividends$781,000673
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,120,0001,280
2012-12-31 (YTD Data)Rank
Total interest income$11,736,0002,221
Total interest expense$667,0004,523
Net interest income$11,069,0001,967
Provision for loan and lease losses$60,0005,049
Total noninterest income$2,681,0001,781
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$826,0001,657
Trading account gains and fees$0166
Additional Noninterest Income$1,855,0001,599
Total noninterest expense$9,246,0002,061
Salaries and employee benefits$5,080,0001,986
Premises and equipment expense$1,387,0001,699
Additional noninterest expense$2,779,0002,335
Pre-tax net operating income$4,444,0001,526
Securities gains (losses)$531,000893
Applicable income taxes$04,751
Income before extraordinary items$4,975,0001,197
Extraordinary gains, net$029
Net income$4,975,0001,198
Minority interest net income$093
Net income of bank and minority interests.$4,975,0001,198
Net charge-offs$305,0003,280
Cash dividends$4,090,000680
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,444,0001,271
2012-09-30 (YTD Data)Rank
Total interest income$8,851,0002,259
Total interest expense$514,0004,584
Net interest income$8,337,0001,995
Provision for loan and lease losses$30,0005,216
Total noninterest income$2,046,0001,761
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$627,0001,655
Trading account gains and fees$0157
Additional Noninterest Income$1,419,0001,577
Total noninterest expense$6,908,0002,085
Salaries and employee benefits$3,782,0002,001
Premises and equipment expense$1,037,0001,713
Additional noninterest expense$2,089,0002,326
Pre-tax net operating income$3,445,0001,515
Securities gains (losses)$421,000863
Applicable income taxes$04,802
Income before extraordinary items$3,866,0001,167
Extraordinary gains, net$020
Net income$3,866,0001,168
Minority interest net income$086
Net income of bank and minority interests.$3,866,0001,168
Net charge-offs$300,0002,821
Cash dividends$3,142,000533
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,445,0001,246
2012-06-30 (YTD Data)Rank
Total interest income$5,891,0002,282
Total interest expense$358,0004,594
Net interest income$5,533,0001,997
Provision for loan and lease losses$05,619
Total noninterest income$1,349,0001,760
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$427,0001,606
Trading account gains and fees$0153
Additional Noninterest Income$922,0001,595
Total noninterest expense$4,539,0002,120
Salaries and employee benefits$2,485,0002,019
Premises and equipment expense$659,0001,804
Additional noninterest expense$1,395,0002,321
Pre-tax net operating income$2,343,0001,486
Securities gains (losses)$255,000956
Applicable income taxes$04,770
Income before extraordinary items$2,598,0001,161
Extraordinary gains, net$019
Net income$2,598,0001,160
Minority interest net income$084
Net income of bank and minority interests.$2,598,0001,160
Net charge-offs$292,0002,353
Cash dividends$2,176,000489
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,343,0001,200
2012-03-31 (YTD Data)Rank
Total interest income$2,942,0002,307
Total interest expense$194,0004,519
Net interest income$2,748,0002,011
Provision for loan and lease losses$05,254
Total noninterest income$686,0001,736
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$211,0001,614
Trading account gains and fees$0148
Additional Noninterest Income$475,0001,558
Total noninterest expense$2,265,0002,113
Salaries and employee benefits$1,245,0002,018
Premises and equipment expense$342,0001,730
Additional noninterest expense$678,0002,360
Pre-tax net operating income$1,169,0001,473
Securities gains (losses)$137,000774
Applicable income taxes$04,704
Income before extraordinary items$1,306,0001,133
Extraordinary gains, net$019
Net income$1,306,0001,133
Minority interest net income$078
Net income of bank and minority interests.$1,306,0001,133
Net charge-offs$23,0003,594
Cash dividends$1,172,000411
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,169,0001,174
2011-12-31 (YTD Data)Rank
Total interest income$12,263,0002,276
Total interest expense$980,0004,449
Net interest income$11,283,0001,943
Provision for loan and lease losses$28,0006,109
Total noninterest income$2,426,0001,757
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$872,0001,667
Trading account gains and fees$0146
Additional Noninterest Income$1,554,0001,611
Total noninterest expense$10,171,0001,880
Salaries and employee benefits$3,894,0002,460
Premises and equipment expense$1,373,0001,812
Additional noninterest expense$4,904,0001,406
Pre-tax net operating income$3,510,0001,593
Securities gains (losses)$239,0001,315
Applicable income taxes$04,719
Income before extraordinary items$3,749,0001,319
Extraordinary gains, net$029
Net income$3,749,0001,319
Minority interest net income$096
Net income of bank and minority interests.$3,749,0001,319
Net charge-offs$-162,0007,284
Cash dividends$2,663,000733
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,510,0001,325
2011-09-30 (YTD Data)Rank
Total interest income$9,262,0002,283
Total interest expense$763,0004,476
Net interest income$8,499,0001,940
Provision for loan and lease losses$28,0005,855
Total noninterest income$1,844,0001,712
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$668,0001,642
Trading account gains and fees$0145
Additional Noninterest Income$1,176,0001,582
Total noninterest expense$7,775,0001,848
Salaries and employee benefits$2,899,0002,479
Premises and equipment expense$1,004,0001,870
Additional noninterest expense$3,872,0001,331
Pre-tax net operating income$2,540,0001,709
Securities gains (losses)$235,0001,091
Applicable income taxes$04,740
Income before extraordinary items$2,775,0001,389
Extraordinary gains, net$021
Net income$2,775,0001,389
Minority interest net income$087
Net income of bank and minority interests.$2,775,0001,389
Net charge-offs$-191,0007,373
Cash dividends$1,765,000727
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,540,0001,418
2011-06-30 (YTD Data)Rank
Total interest income$4,919,0002,854
Total interest expense$417,0005,058
Net interest income$4,502,0002,446
Provision for loan and lease losses$06,217
Total noninterest income$940,0002,085
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$312,0002,169
Trading account gains and fees$0153
Additional Noninterest Income$628,0001,817
Total noninterest expense$4,015,0002,396
Salaries and employee benefits$1,506,0003,133
Premises and equipment expense$496,0002,470
Additional noninterest expense$2,013,0001,706
Pre-tax net operating income$1,427,0001,961
Securities gains (losses)$-1,0006,874
Applicable income taxes$04,697
Income before extraordinary items$1,426,0001,693
Extraordinary gains, net$015
Net income$1,426,0001,693
Minority interest net income$089
Net income of bank and minority interests.$1,426,0001,693
Net charge-offs$-284,0007,463
Cash dividends$1,319,000638
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,427,0001,627
2011-03-31 (YTD Data)Rank
Total interest income$2,408,0002,917
Total interest expense$222,0005,019
Net interest income$2,186,0002,519
Provision for loan and lease losses$05,840
Total noninterest income$468,0002,104
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$154,0002,159
Trading account gains and fees$0158
Additional Noninterest Income$314,0001,860
Total noninterest expense$1,937,0002,486
Salaries and employee benefits$752,0003,150
Premises and equipment expense$232,0002,643
Additional noninterest expense$953,0001,779
Pre-tax net operating income$717,0001,939
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$717,0001,638
Extraordinary gains, net$09
Net income$717,0001,638
Minority interest net income$086
Net income of bank and minority interests.$717,0001,638
Net charge-offs$37,0003,587
Cash dividends$804,000477
Sale, conversion, retirement of capital stock, net$0925
Net operating income$717,0001,592
2010-12-31 (YTD Data)Rank
Total interest income$10,844,0002,753
Total interest expense$1,261,0004,687
Net interest income$9,583,0002,286
Provision for loan and lease losses$99,0006,052
Total noninterest income$2,105,0002,012
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$804,0001,820
Trading account gains and fees$0175
Additional Noninterest Income$1,301,0001,861
Total noninterest expense$7,656,0002,535
Salaries and employee benefits$2,912,0003,200
Premises and equipment expense$977,0002,526
Additional noninterest expense$3,767,0001,893
Pre-tax net operating income$3,933,0001,283
Securities gains (losses)$798,000597
Applicable income taxes$04,655
Income before extraordinary items$4,731,000932
Extraordinary gains, net$029
Net income$4,731,000933
Minority interest net income$0111
Net income of bank and minority interests.$4,731,000934
Net charge-offs$172,0004,908
Cash dividends$3,600,000460
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,933,0001,058
2010-09-30 (YTD Data)Rank
Total interest income$8,374,0002,742
Total interest expense$984,0004,734
Net interest income$7,390,0002,267
Provision for loan and lease losses$99,0005,704
Total noninterest income$1,572,0002,022
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$607,0001,865
Trading account gains and fees$0165
Additional Noninterest Income$965,0001,837
Total noninterest expense$5,789,0002,499
Salaries and employee benefits$2,168,0003,234
Premises and equipment expense$730,0002,576
Additional noninterest expense$2,891,0001,831
Pre-tax net operating income$3,074,0001,295
Securities gains (losses)$723,000546
Applicable income taxes$04,726
Income before extraordinary items$3,797,000918
Extraordinary gains, net$023
Net income$3,797,000920
Minority interest net income$0110
Net income of bank and minority interests.$3,797,000920
Net charge-offs$170,0004,390
Cash dividends$2,927,000377
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,074,0001,064
2010-06-30 (YTD Data)Rank
Total interest income$5,770,0002,684
Total interest expense$693,0004,710
Net interest income$5,077,0002,179
Provision for loan and lease losses$56,0005,772
Total noninterest income$1,035,0001,999
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$411,0001,841
Trading account gains and fees$0152
Additional Noninterest Income$624,0001,812
Total noninterest expense$3,887,0002,490
Salaries and employee benefits$1,429,0003,279
Premises and equipment expense$484,0002,597
Additional noninterest expense$1,974,0001,778
Pre-tax net operating income$2,169,0001,203
Securities gains (losses)$652,000371
Applicable income taxes$04,691
Income before extraordinary items$2,821,000793
Extraordinary gains, net$019
Net income$2,821,000792
Minority interest net income$0105
Net income of bank and minority interests.$2,821,000794
Net charge-offs$173,0003,682
Cash dividends$1,881,000384
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,169,000996
2010-03-31 (YTD Data)Rank
Total interest income$2,951,0002,688
Total interest expense$384,0004,580
Net interest income$2,567,0002,170
Provision for loan and lease losses$06,552
Total noninterest income$515,0001,989
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$210,0001,797
Trading account gains and fees$0175
Additional Noninterest Income$305,0001,824
Total noninterest expense$1,847,0002,634
Salaries and employee benefits$714,0003,343
Premises and equipment expense$242,0002,655
Additional noninterest expense$891,0001,921
Pre-tax net operating income$1,235,0001,072
Securities gains (losses)$25,0001,431
Applicable income taxes$04,611
Income before extraordinary items$1,260,000865
Extraordinary gains, net$016
Net income$1,260,000869
Minority interest net income$091
Net income of bank and minority interests.$1,260,000869
Net charge-offs$55,0003,635
Cash dividends$956,000359
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,235,000861
2009-12-31 (YTD Data)Rank
Total interest income$11,501,0002,868
Total interest expense$1,701,0004,866
Net interest income$9,800,0002,228
Provision for loan and lease losses$07,427
Total noninterest income$2,093,0002,063
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$917,0001,814
Trading account gains and fees$0211
Additional Noninterest Income$1,176,0001,934
Total noninterest expense$7,304,0002,692
Salaries and employee benefits$2,870,0003,312
Premises and equipment expense$1,035,0002,501
Additional noninterest expense$3,399,0002,104
Pre-tax net operating income$4,589,000908
Securities gains (losses)$338,0001,133
Applicable income taxes$04,388
Income before extraordinary items$4,927,000693
Extraordinary gains, net$034
Net income$4,927,000693
Minority interest net income$0115
Net income of bank and minority interests.$4,927,000693
Net charge-offs$291,0004,532
Cash dividends$5,031,000341
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,589,000736
2009-09-30 (YTD Data)Rank
Total interest income$8,568,0002,921
Total interest expense$1,287,0004,980
Net interest income$7,281,0002,255
Provision for loan and lease losses$07,284
Total noninterest income$1,595,0002,073
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$692,0001,811
Trading account gains and fees$0212
Additional Noninterest Income$903,0001,961
Total noninterest expense$5,479,0002,699
Salaries and employee benefits$2,155,0003,340
Premises and equipment expense$778,0002,524
Additional noninterest expense$2,546,0002,072
Pre-tax net operating income$3,397,000976
Securities gains (losses)$338,000915
Applicable income taxes$04,592
Income before extraordinary items$3,735,000725
Extraordinary gains, net$027
Net income$3,735,000725
Minority interest net income$0118
Net income of bank and minority interests.$3,735,000726
Net charge-offs$269,0003,875
Cash dividends$4,068,000307
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,397,000791
2009-06-30 (YTD Data)Rank
Total interest income$5,663,0002,970
Total interest expense$869,0005,066
Net interest income$4,794,0002,278
Provision for loan and lease losses$07,158
Total noninterest income$1,040,0002,111
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$451,0001,826
Trading account gains and fees$0193
Additional Noninterest Income$589,0002,013
Total noninterest expense$3,596,0002,766
Salaries and employee benefits$1,420,0003,394
Premises and equipment expense$520,0002,557
Additional noninterest expense$1,656,0002,143
Pre-tax net operating income$2,238,0001,012
Securities gains (losses)$148,0001,211
Applicable income taxes$04,657
Income before extraordinary items$2,386,000780
Extraordinary gains, net$021
Net income$2,386,000777
Minority interest net income$0112
Net income of bank and minority interests.$2,386,000780
Net charge-offs$271,0003,054
Cash dividends$3,133,000274
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,238,000809
2009-03-31 (YTD Data)Rank
Total interest income$2,751,0003,090
Total interest expense$435,0005,174
Net interest income$2,316,0002,346
Provision for loan and lease losses$06,744
Total noninterest income$508,0002,117
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$212,0001,874
Trading account gains and fees$0171
Additional Noninterest Income$296,0001,980
Total noninterest expense$1,688,0002,835
Salaries and employee benefits$713,0003,411
Premises and equipment expense$265,0002,561
Additional noninterest expense$710,0002,201
Pre-tax net operating income$1,136,0001,123
Securities gains (losses)$86,0001,075
Applicable income taxes$04,835
Income before extraordinary items$1,222,000868
Extraordinary gains, net$015
Net income$1,222,000868
Minority interest net income$0102
Net income of bank and minority interests.$1,222,000870
Net charge-offs$327,0001,697
Cash dividends$937,000494
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,136,000879
2008-12-31 (YTD Data)Rank
Total interest income$11,467,0003,156
Total interest expense$2,051,0005,229
Net interest income$9,416,0002,332
Provision for loan and lease losses$347,0004,384
Total noninterest income$2,283,0001,940
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$898,0001,920
Trading account gains and fees$0154
Additional Noninterest Income$1,385,0001,687
Total noninterest expense$6,810,0002,751
Salaries and employee benefits$2,927,0003,324
Premises and equipment expense$1,036,0002,545
Additional noninterest expense$2,847,0002,102
Pre-tax net operating income$4,542,0001,200
Securities gains (losses)$91,0001,201
Applicable income taxes$04,979
Income before extraordinary items$4,633,000872
Extraordinary gains, net$039
Net income$4,633,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$3,908,000718
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,542,000972
2008-09-30 (YTD Data)Rank
Total interest income$8,715,0003,190
Total interest expense$1,572,0005,311
Net interest income$7,143,0002,324
Provision for loan and lease losses$547,0002,607
Total noninterest income$1,652,0002,060
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$670,0001,933
Trading account gains and fees$0148
Additional Noninterest Income$982,0001,844
Total noninterest expense$5,115,0002,726
Salaries and employee benefits$2,198,0003,362
Premises and equipment expense$734,0002,689
Additional noninterest expense$2,183,0001,995
Pre-tax net operating income$3,133,0001,558
Securities gains (losses)$87,0001,061
Applicable income taxes$05,372
Income before extraordinary items$3,220,0001,144
Extraordinary gains, net$031
Net income$3,220,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,863
Cash dividends$3,908,000579
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,133,0001,243
2008-06-30 (YTD Data)Rank
Total interest income$5,786,0003,237
Total interest expense$1,058,0005,434
Net interest income$4,728,0002,327
Provision for loan and lease losses$-3,0008,312
Total noninterest income$1,088,0002,103
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$446,0001,919
Trading account gains and fees$0149
Additional Noninterest Income$642,0001,915
Total noninterest expense$3,356,0002,772
Salaries and employee benefits$1,422,0003,481
Premises and equipment expense$488,0002,699
Additional noninterest expense$1,446,0001,992
Pre-tax net operating income$2,463,0001,401
Securities gains (losses)$87,0001,074
Applicable income taxes$05,627
Income before extraordinary items$2,550,0001,084
Extraordinary gains, net$021
Net income$2,550,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$2,956,000569
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,463,0001,097
2008-03-31 (YTD Data)Rank
Total interest income$2,860,0003,361
Total interest expense$556,0005,491
Net interest income$2,304,0002,379
Provision for loan and lease losses$-3,0008,353
Total noninterest income$544,0002,106
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$236,0001,804
Trading account gains and fees$0158
Additional Noninterest Income$308,0001,939
Total noninterest expense$1,675,0002,771
Salaries and employee benefits$692,0003,574
Premises and equipment expense$247,0002,685
Additional noninterest expense$736,0001,915
Pre-tax net operating income$1,176,0001,547
Securities gains (losses)$89,000774
Applicable income taxes$05,622
Income before extraordinary items$1,265,0001,187
Extraordinary gains, net$015
Net income$1,265,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$989,000782
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,176,0001,242
2007-12-31 (YTD Data)Rank
Total interest income$11,541,0003,381
Total interest expense$2,423,0005,350
Net interest income$9,118,0002,424
Provision for loan and lease losses$06,851
Total noninterest income$2,303,0002,000
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$945,0001,863
Trading account gains and fees$0178
Additional Noninterest Income$1,358,0001,802
Total noninterest expense$6,916,0002,624
Salaries and employee benefits$2,947,0003,272
Premises and equipment expense$827,0002,994
Additional noninterest expense$3,142,0001,757
Pre-tax net operating income$4,505,0001,801
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,505,0001,433
Extraordinary gains, net$039
Net income$4,505,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0005,733
Cash dividends$4,507,000810
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,505,0001,417
2007-09-30 (YTD Data)Rank
Total interest income$8,585,0003,426
Total interest expense$1,783,0005,412
Net interest income$6,802,0002,454
Provision for loan and lease losses$06,528
Total noninterest income$1,744,0001,991
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$691,0001,881
Trading account gains and fees$0184
Additional Noninterest Income$1,053,0001,769
Total noninterest expense$5,173,0002,609
Salaries and employee benefits$2,186,0003,287
Premises and equipment expense$605,0003,051
Additional noninterest expense$2,382,0001,706
Pre-tax net operating income$3,373,0001,908
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,373,0001,508
Extraordinary gains, net$033
Net income$3,373,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$4,507,000616
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,373,0001,502
2007-06-30 (YTD Data)Rank
Total interest income$5,605,0003,494
Total interest expense$1,126,0005,564
Net interest income$4,479,0002,499
Provision for loan and lease losses$06,209
Total noninterest income$1,155,0002,017
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$456,0001,898
Trading account gains and fees$0168
Additional Noninterest Income$699,0001,781
Total noninterest expense$3,467,0002,624
Salaries and employee benefits$1,434,0003,365
Premises and equipment expense$446,0002,842
Additional noninterest expense$1,587,0001,718
Pre-tax net operating income$2,167,0002,022
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,167,0001,609
Extraordinary gains, net$029
Net income$2,167,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,510
Cash dividends$3,290,000602
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,167,0001,590
2007-03-31 (YTD Data)Rank
Total interest income$2,748,0003,528
Total interest expense$539,0005,674
Net interest income$2,209,0002,539
Provision for loan and lease losses$05,779
Total noninterest income$555,0002,066
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$223,0001,880
Trading account gains and fees$0195
Additional Noninterest Income$332,0001,825
Total noninterest expense$1,676,0002,711
Salaries and employee benefits$689,0003,503
Premises and equipment expense$227,0002,812
Additional noninterest expense$760,0001,762
Pre-tax net operating income$1,088,0002,022
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,088,0001,588
Extraordinary gains, net$022
Net income$1,088,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$895,000902
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,088,0001,575
2006-12-31 (YTD Data)Rank
Total interest income$11,095,0003,295
Total interest expense$2,081,0005,291
Net interest income$9,014,0002,507
Provision for loan and lease losses$06,850
Total noninterest income$2,281,0002,014
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,041,0001,691
Trading account gains and fees$0130
Additional Noninterest Income$1,240,0001,914
Total noninterest expense$6,584,0002,662
Salaries and employee benefits$2,701,0003,411
Premises and equipment expense$841,0002,870
Additional noninterest expense$3,042,0001,738
Pre-tax net operating income$4,711,0001,989
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$4,711,0001,538
Extraordinary gains, net$051
Net income$4,711,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,850
Cash dividends$3,287,0001,025
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,711,0001,520
2006-09-30 (YTD Data)Rank
Total interest income$8,257,0003,287
Total interest expense$1,495,0005,347
Net interest income$6,762,0002,537
Provision for loan and lease losses$06,685
Total noninterest income$1,706,0002,036
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$803,0001,652
Trading account gains and fees$0126
Additional Noninterest Income$903,0001,969
Total noninterest expense$4,836,0002,709
Salaries and employee benefits$1,973,0003,486
Premises and equipment expense$616,0002,934
Additional noninterest expense$2,247,0001,738
Pre-tax net operating income$3,632,0001,997
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,632,0001,541
Extraordinary gains, net$045
Net income$3,632,0001,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,262
Cash dividends$3,287,000767
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,632,0001,522
2006-06-30 (YTD Data)Rank
Total interest income$5,377,0003,309
Total interest expense$948,0005,363
Net interest income$4,429,0002,579
Provision for loan and lease losses$06,419
Total noninterest income$1,116,0002,054
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$531,0001,650
Trading account gains and fees$0126
Additional Noninterest Income$585,0001,999
Total noninterest expense$3,212,0002,735
Salaries and employee benefits$1,300,0003,524
Premises and equipment expense$404,0002,978
Additional noninterest expense$1,508,0001,749
Pre-tax net operating income$2,333,0002,065
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,333,0001,580
Extraordinary gains, net$039
Net income$2,333,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,531
Cash dividends$2,402,000704
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,333,0001,566
2006-03-31 (YTD Data)Rank
Total interest income$2,626,0003,313
Total interest expense$427,0005,524
Net interest income$2,199,0002,579
Provision for loan and lease losses$06,013
Total noninterest income$534,0002,092
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$255,0001,654
Trading account gains and fees$0115
Additional Noninterest Income$279,0002,038
Total noninterest expense$1,586,0002,763
Salaries and employee benefits$653,0003,528
Premises and equipment expense$198,0003,049
Additional noninterest expense$735,0001,781
Pre-tax net operating income$1,147,0002,057
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,147,0001,578
Extraordinary gains, net$021
Net income$1,147,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,300
Cash dividends$858,000857
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,147,0001,559
2005-12-31 (YTD Data)Rank
Total interest income$9,772,0003,199
Total interest expense$1,452,0005,302
Net interest income$8,320,0002,608
Provision for loan and lease losses$07,120
Total noninterest income$2,249,0002,038
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$969,0001,778
Trading account gains and fees$0138
Additional Noninterest Income$1,280,0001,869
Total noninterest expense$6,520,0002,543
Salaries and employee benefits$2,506,0003,474
Premises and equipment expense$989,0002,389
Additional noninterest expense$3,025,0001,665
Pre-tax net operating income$4,049,0002,205
Securities gains (losses)$28,0001,142
Applicable income taxes$06,964
Income before extraordinary items$4,077,0001,720
Extraordinary gains, net$046
Net income$4,077,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,476
Cash dividends$4,107,000793
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,049,0001,701
2005-09-30 (YTD Data)Rank
Total interest income$7,236,0003,186
Total interest expense$1,065,0005,266
Net interest income$6,171,0002,606
Provision for loan and lease losses$06,899
Total noninterest income$1,688,0002,023
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$711,0001,809
Trading account gains and fees$0126
Additional Noninterest Income$977,0001,850
Total noninterest expense$4,866,0002,533
Salaries and employee benefits$1,921,0003,399
Premises and equipment expense$796,0002,237
Additional noninterest expense$2,149,0001,736
Pre-tax net operating income$2,993,0002,243
Securities gains (losses)$29,0001,083
Applicable income taxes$06,976
Income before extraordinary items$3,022,0001,742
Extraordinary gains, net$035
Net income$3,022,0001,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$4,107,000563
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,993,0001,727
2005-06-30 (YTD Data)Rank
Total interest income$4,743,0003,178
Total interest expense$681,0005,236
Net interest income$4,062,0002,614
Provision for loan and lease losses$06,626
Total noninterest income$1,037,0002,117
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$430,0001,953
Trading account gains and fees$0116
Additional Noninterest Income$607,0001,913
Total noninterest expense$3,221,0002,524
Salaries and employee benefits$1,281,0003,382
Premises and equipment expense$533,0002,224
Additional noninterest expense$1,404,0001,764
Pre-tax net operating income$1,878,0002,296
Securities gains (losses)$2,0001,855
Applicable income taxes$06,961
Income before extraordinary items$1,880,0001,814
Extraordinary gains, net$030
Net income$1,880,0001,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$2,989,000524
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,878,0001,781
2005-03-31 (YTD Data)Rank
Total interest income$2,369,0003,132
Total interest expense$326,0005,259
Net interest income$2,043,0002,602
Provision for loan and lease losses$06,226
Total noninterest income$530,0002,056
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$198,0002,016
Trading account gains and fees$0115
Additional Noninterest Income$332,0001,770
Total noninterest expense$1,580,0002,581
Salaries and employee benefits$633,0003,415
Premises and equipment expense$248,0002,371
Additional noninterest expense$699,0001,771
Pre-tax net operating income$993,0002,178
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$993,0001,685
Extraordinary gains, net$024
Net income$993,0001,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$1,770,000410
Sale, conversion, retirement of capital stock, net$0491
Net operating income$993,0001,656
2004-12-31 (YTD Data)Rank
Total interest income$10,429,0002,720
Total interest expense$1,484,0004,538
Net interest income$8,945,0002,283
Provision for loan and lease losses$-17,0008,692
Total noninterest income$1,718,0002,447
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$838,0002,051
Trading account gains and fees$0138
Additional Noninterest Income$880,0002,328
Total noninterest expense$5,725,0002,770
Salaries and employee benefits$2,118,0003,807
Premises and equipment expense$1,000,0002,288
Additional noninterest expense$2,607,0001,864
Pre-tax net operating income$4,955,0001,713
Securities gains (losses)$24,0002,281
Applicable income taxes$07,185
Income before extraordinary items$4,979,0001,305
Extraordinary gains, net$034
Net income$4,979,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,448
Cash dividends$2,890,0001,006
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,955,0001,276
2004-09-30 (YTD Data)Rank
Total interest income$7,722,0002,721
Total interest expense$1,203,0004,273
Net interest income$6,519,0002,314
Provision for loan and lease losses$-17,0008,791
Total noninterest income$1,061,0002,803
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$632,0002,058
Trading account gains and fees$0134
Additional Noninterest Income$429,0003,074
Total noninterest expense$4,179,0002,807
Salaries and employee benefits$1,530,0003,895
Premises and equipment expense$768,0002,235
Additional noninterest expense$1,881,0001,915
Pre-tax net operating income$3,418,0001,843
Securities gains (losses)$31,0002,017
Applicable income taxes$07,220
Income before extraordinary items$3,449,0001,429
Extraordinary gains, net$026
Net income$3,449,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,570
Cash dividends$2,890,000727
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,418,0001,399
2004-06-30 (YTD Data)Rank
Total interest income$5,087,0002,742
Total interest expense$825,0004,187
Net interest income$4,262,0002,347
Provision for loan and lease losses$06,885
Total noninterest income$700,0002,832
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$425,0002,035
Trading account gains and fees$0130
Additional Noninterest Income$275,0003,141
Total noninterest expense$2,782,0002,809
Salaries and employee benefits$1,033,0003,879
Premises and equipment expense$490,0002,331
Additional noninterest expense$1,259,0001,894
Pre-tax net operating income$2,180,0001,901
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$2,181,0001,476
Extraordinary gains, net$021
Net income$2,181,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$2,016,000686
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,180,0001,421
2004-03-31 (YTD Data)Rank
Total interest income$2,569,0002,714
Total interest expense$423,0004,161
Net interest income$2,146,0002,322
Provision for loan and lease losses$06,501
Total noninterest income$327,0002,930
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$212,0001,972
Trading account gains and fees$0121
Additional Noninterest Income$115,0003,415
Total noninterest expense$1,396,0002,814
Salaries and employee benefits$554,0003,700
Premises and equipment expense$230,0002,477
Additional noninterest expense$612,0001,944
Pre-tax net operating income$1,077,0001,893
Securities gains (losses)$1,0002,756
Applicable income taxes$07,103
Income before extraordinary items$1,078,0001,488
Extraordinary gains, net$016
Net income$1,078,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$778,000828
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,077,0001,405
2003-12-31 (YTD Data)Rank
Total interest income$9,555,0002,960
Total interest expense$1,662,0004,581
Net interest income$7,893,0002,458
Provision for loan and lease losses$-58,0008,998
Total noninterest income$1,331,0003,084
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$848,0002,022
Trading account gains and fees$0160
Additional Noninterest Income$483,0003,645
Total noninterest expense$5,770,0002,684
Salaries and employee benefits$2,237,0003,567
Premises and equipment expense$919,0002,433
Additional noninterest expense$2,614,0001,848
Pre-tax net operating income$3,512,0002,210
Securities gains (losses)$167,0001,465
Applicable income taxes$07,459
Income before extraordinary items$3,679,0001,687
Extraordinary gains, net$054
Net income$3,679,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,829
Cash dividends$3,355,000904
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,512,0001,684
2003-09-30 (YTD Data)Rank
Total interest income$7,147,0003,008
Total interest expense$1,266,0004,656
Net interest income$5,881,0002,486
Provision for loan and lease losses$07,481
Total noninterest income$1,060,0003,015
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$633,0002,039
Trading account gains and fees$0153
Additional Noninterest Income$427,0003,416
Total noninterest expense$4,306,0002,709
Salaries and employee benefits$1,694,0003,528
Premises and equipment expense$692,0002,437
Additional noninterest expense$1,920,0001,868
Pre-tax net operating income$2,635,0002,272
Securities gains (losses)$144,0001,448
Applicable income taxes$07,524
Income before extraordinary items$2,779,0001,730
Extraordinary gains, net$040
Net income$2,779,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,822
Cash dividends$3,355,000671
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,635,0001,733
2003-06-30 (YTD Data)Rank
Total interest income$4,781,0003,019
Total interest expense$873,0004,667
Net interest income$3,908,0002,487
Provision for loan and lease losses$07,324
Total noninterest income$676,0003,085
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$410,0002,055
Trading account gains and fees$0150
Additional Noninterest Income$266,0003,519
Total noninterest expense$2,881,0002,695
Salaries and employee benefits$1,121,0003,553
Premises and equipment expense$462,0002,413
Additional noninterest expense$1,298,0001,856
Pre-tax net operating income$1,703,0002,347
Securities gains (losses)$141,0001,269
Applicable income taxes$07,529
Income before extraordinary items$1,844,0001,753
Extraordinary gains, net$030
Net income$1,844,0001,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$2,155,000692
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,703,0001,772
2003-03-31 (YTD Data)Rank
Total interest income$2,469,0002,952
Total interest expense$463,0004,583
Net interest income$2,006,0002,426
Provision for loan and lease losses$06,934
Total noninterest income$323,0003,088
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$197,0002,048
Trading account gains and fees$0134
Additional Noninterest Income$126,0003,520
Total noninterest expense$1,414,0002,730
Salaries and employee benefits$550,0003,604
Premises and equipment expense$223,0002,509
Additional noninterest expense$641,0001,839
Pre-tax net operating income$915,0002,211
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$915,0001,741
Extraordinary gains, net$021
Net income$915,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$2,155,000365
Sale, conversion, retirement of capital stock, net$0419
Net operating income$915,0001,629
2002-12-31 (YTD Data)Rank
Total interest income$10,959,0002,775
Total interest expense$2,495,0004,106
Net interest income$8,464,0002,289
Provision for loan and lease losses$242,0003,929
Total noninterest income$1,554,0002,560
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$890,0001,811
Trading account gains and fees$0153
Additional Noninterest Income$664,0002,789
Total noninterest expense$5,903,0002,499
Salaries and employee benefits$2,229,0003,427
Premises and equipment expense$968,0002,258
Additional noninterest expense$2,706,0001,732
Pre-tax net operating income$3,873,0002,038
Securities gains (losses)$40,0002,603
Applicable income taxes$07,681
Income before extraordinary items$3,913,0001,556
Extraordinary gains, net$070
Net income$3,913,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,454
Cash dividends$4,118,000725
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,873,0001,519
2001-12-31 (YTD Data)Rank
Total interest income$12,058,0002,814
Total interest expense$3,950,0003,841
Net interest income$8,108,0002,217
Provision for loan and lease losses$310,0003,126
Total noninterest income$1,606,0002,373
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$974,0001,521
Trading account gains and fees$0177
Additional Noninterest Income$632,0002,745
Total noninterest expense$5,660,0002,500
Salaries and employee benefits$2,213,0003,308
Premises and equipment expense$916,0002,322
Additional noninterest expense$2,531,0001,812
Pre-tax net operating income$3,744,0001,876
Securities gains (losses)$55,0002,257
Applicable income taxes$350,0003,983
Income before extraordinary items$3,449,0001,550
Extraordinary gains, net$0105
Net income$3,449,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0002,309
Cash dividends$1,510,0001,649
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,398,9501,498
2000-12-31 (YTD Data)Rank
Total interest income$12,803,0002,719
Total interest expense$4,891,0003,387
Net interest income$7,912,0002,252
Provision for loan and lease losses$380,0002,366
Total noninterest income$1,286,0002,620
Gross Fiduciary activities income$2,0001,298
Service charges on deposit accounts$850,0001,629
Trading account gains and fees$0180
Additional Noninterest Income$434,0003,183
Total noninterest expense$5,526,0002,472
Salaries and employee benefits$2,157,0003,253
Premises and equipment expense$868,0002,384
Additional noninterest expense$2,501,0001,775
Pre-tax net operating income$3,292,0002,193
Securities gains (losses)$417,000288
Applicable income taxes$1,034,0002,061
Income before extraordinary items$2,675,0001,949
Extraordinary gains, net$038
Net income$2,675,0001,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,236
Cash dividends$2,050,0001,325
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,374,7602,189
1999-12-31 (YTD Data)Rank
Total interest income$11,738,0002,750
Total interest expense$3,798,0003,743
Net interest income$7,940,0002,215
Provision for loan and lease losses$461,0001,887
Total noninterest income$1,638,0002,159
Gross Fiduciary activities income$2,0001,341
Service charges on deposit accounts$853,0001,542
Trading account gains and fees$0173
Additional Noninterest Income$783,0002,186
Total noninterest expense$5,185,0002,604
Salaries and employee benefits$2,086,0003,307
Premises and equipment expense$749,0002,710
Additional noninterest expense$2,350,0001,860
Pre-tax net operating income$3,932,0001,870
Securities gains (losses)$118,000679
Applicable income taxes$1,348,0001,734
Income before extraordinary items$2,702,0001,966
Extraordinary gains, net$035
Net income$2,702,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,125
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,622,9401,984
1998-12-31 (YTD Data)Rank
Total interest income$11,788,0002,748
Total interest expense$4,013,0003,676
Net interest income$7,775,0002,196
Provision for loan and lease losses$153,0004,102
Total noninterest income$1,265,0002,574
Gross Fiduciary activities income$2,0001,363
Service charges on deposit accounts$877,0001,424
Trading account gains and fees$0224
Additional Noninterest Income$386,0003,503
Total noninterest expense$5,295,0002,456
Salaries and employee benefits$2,085,0003,199
Premises and equipment expense$740,0002,634
Additional noninterest expense$2,470,0001,725
Pre-tax net operating income$3,592,0002,024
Securities gains (losses)$17,0002,560
Applicable income taxes$1,066,0002,191
Income before extraordinary items$2,543,0002,054
Extraordinary gains, net$032
Net income$2,543,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,628
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,531,1001,987
1997-12-31 (YTD Data)Rank
Total interest income$11,106,0002,937
Total interest expense$3,674,0003,972
Net interest income$7,432,0002,351
Provision for loan and lease losses$-60,00010,730
Total noninterest income$1,261,0002,515
Gross Fiduciary activities income$2,0001,413
Service charges on deposit accounts$931,0001,381
Trading account gains and fees$0239
Additional Noninterest Income$328,0003,736
Total noninterest expense$5,068,0002,529
Salaries and employee benefits$1,991,0003,326
Premises and equipment expense$702,0002,725
Additional noninterest expense$2,375,0001,788
Pre-tax net operating income$3,685,0002,044
Securities gains (losses)$23,0001,798
Applicable income taxes$1,161,0002,149
Income before extraordinary items$2,547,0002,077
Extraordinary gains, net$044
Net income$2,547,0002,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00010,459
Cash dividends$3,000,000929
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,531,1302,037
1996-12-31 (YTD Data)Rank
Total interest income$10,882,0003,025
Total interest expense$3,414,0004,277
Net interest income$7,468,0002,410
Provision for loan and lease losses$09,041
Total noninterest income$1,360,0002,466
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$935,0001,436
Trading account gains and fees$0262
Additional Noninterest Income$413,0003,345
Total noninterest expense$4,937,0002,767
Salaries and employee benefits$2,025,0003,300
Premises and equipment expense$675,0002,898
Additional noninterest expense$2,237,0002,225
Pre-tax net operating income$3,891,0001,857
Securities gains (losses)$-10,00010,276
Applicable income taxes$1,305,0001,848
Income before extraordinary items$2,576,0001,921
Extraordinary gains, net$053
Net income$2,576,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,845
Cash dividends$4,850,000689
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,582,6001,877
1995-12-31 (YTD Data)Rank
Total interest income$10,145,0003,239
Total interest expense$2,960,0004,821
Net interest income$7,185,0002,497
Provision for loan and lease losses$-100,00011,704
Total noninterest income$1,319,0002,515
Gross Fiduciary activities income$3,0001,541
Service charges on deposit accounts$979,0001,394
Trading account gains and fees$0522
Additional Noninterest Income$337,0003,715
Total noninterest expense$4,915,0002,761
Salaries and employee benefits$1,956,0003,373
Premises and equipment expense$676,0002,905
Additional noninterest expense$2,283,0002,160
Pre-tax net operating income$3,689,0001,993
Securities gains (losses)$106,000928
Applicable income taxes$1,249,0001,954
Income before extraordinary items$2,546,0001,975
Extraordinary gains, net$065
Net income$2,546,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,00011,716
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,474,9802,012
1994-12-31 (YTD Data)Rank
Total interest income$9,396,0003,215
Total interest expense$2,528,0004,603
Net interest income$6,868,0002,628
Provision for loan and lease losses$-137,00012,240
Total noninterest income$1,523,0002,265
Gross Fiduciary activities income$5,0001,522
Service charges on deposit accounts$1,000,0001,341
Trading account gains and fees$0475
Additional Noninterest Income$518,0002,891
Total noninterest expense$4,806,0002,869
Salaries and employee benefits$1,898,0003,447
Premises and equipment expense$616,0003,190
Additional noninterest expense$2,292,0002,297
Pre-tax net operating income$3,722,0001,911
Securities gains (losses)$-49,00011,013
Applicable income taxes$1,146,0001,967
Income before extraordinary items$2,527,0001,928
Extraordinary gains, net$0249
Net income$2,527,0001,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-166,00012,371
Cash dividends$2,500,000920
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,560,8101,897
1993-12-31 (YTD Data)Rank
Total interest income$9,726,0003,177
Total interest expense$2,827,0004,341
Net interest income$6,899,0002,615
Provision for loan and lease losses$-141,00012,967
Total noninterest income$1,536,0002,404
Gross Fiduciary activities income$6,0001,545
Service charges on deposit accounts$1,022,0001,325
Trading account gains and fees$0532
Additional Noninterest Income$508,0003,241
Total noninterest expense$4,895,0002,906
Salaries and employee benefits$1,777,0003,655
Premises and equipment expense$659,0003,040
Additional noninterest expense$2,459,0002,266
Pre-tax net operating income$3,681,0001,855
Securities gains (losses)$87,0002,698
Applicable income taxes$1,059,0002,126
Income before extraordinary items$2,709,0001,839
Extraordinary gains, net$-165,00013,022
Net income$2,544,0002,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-167,00013,074
Cash dividends$2,250,000917
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,646,3601,777
1992-12-31 (YTD Data)Rank
Total interest income$10,382,0003,367
Total interest expense$3,681,0004,376
Net interest income$6,701,0002,726
Provision for loan and lease losses$165,0005,823
Total noninterest income$1,463,0002,437
Gross Fiduciary activities income$51,0001,360
Service charges on deposit accounts$944,0001,419
Trading account gains and fees$0504
Additional Noninterest Income$468,0003,324
Total noninterest expense$4,700,0003,037
Salaries and employee benefits$2,062,0003,133
Premises and equipment expense$702,0002,918
Additional noninterest expense$1,936,0002,873
Pre-tax net operating income$3,299,0001,878
Securities gains (losses)$08,369
Applicable income taxes$1,112,0001,909
Income before extraordinary items$2,187,0002,104
Extraordinary gains, net$01,422
Net income$2,187,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0005,743
Cash dividends$1,235,0001,289
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,187,0001,924

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.