Home > First Minnetonka City Bank > Income and Expense

First Minnetonka City Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$8,866,0002,993
Total interest expense$2,452,0002,840
Net interest income$6,414,0003,018
Provision for loan and lease losses$03,275
Total noninterest income$1,333,0002,411
Gross Fiduciary activities income$0981
Service charges on deposit accounts$167,0002,875
Trading account gains and feesNANA
Additional Noninterest Income$1,166,0002,133
Total noninterest expense$5,494,0002,912
Salaries and employee benefits$3,791,0002,609
Premises and equipment expense$520,0002,903
Additional noninterest expense$1,166,0002,133
Pre-tax net operating income$2,253,0002,825
Securities gains (losses)$-203,0003,961
Applicable income taxes$190,0002,472
Income before extraordinary items$1,860,0002,864
Extraordinary gains, net$054
Net income$1,860,0002,892
Minority interest net income$088
Net income of bank and minority interests.$1,860,0002,866
Net charge-offs$13,0002,350
Cash dividends$1,687,0001,686
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,044,7302,793
2023-09-30 (YTD Data)Rank
Total interest income$6,458,0003,005
Total interest expense$1,800,0002,763
Net interest income$4,658,0003,079
Provision for loan and lease losses$03,085
Total noninterest income$1,019,0002,397
Gross Fiduciary activities income$0950
Service charges on deposit accounts$123,0002,909
Trading account gains and feesNANA
Additional Noninterest Income$896,0002,101
Total noninterest expense$4,237,0002,863
Salaries and employee benefits$2,983,0002,524
Premises and equipment expense$384,0002,932
Additional noninterest expense$896,0002,101
Pre-tax net operating income$1,440,0003,065
Securities gains (losses)$-206,0004,188
Applicable income taxes$132,0002,552
Income before extraordinary items$1,102,0003,190
Extraordinary gains, net$052
Net income$1,102,0003,223
Minority interest net income$081
Net income of bank and minority interests.$1,102,0003,191
Net charge-offs$13,0002,056
Cash dividends$1,401,0001,423
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,285,3403,050
2023-06-30 (YTD Data)Rank
Total interest income$4,164,0003,032
Total interest expense$1,163,0002,662
Net interest income$3,001,0003,143
Provision for loan and lease losses$02,940
Total noninterest income$632,0002,422
Gross Fiduciary activities income$0931
Service charges on deposit accounts$81,0002,911
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,104
Total noninterest expense$2,884,0002,824
Salaries and employee benefits$2,033,0002,486
Premises and equipment expense$263,0002,888
Additional noninterest expense$551,0002,101
Pre-tax net operating income$749,0003,355
Securities gains (losses)$-209,0004,342
Applicable income taxes$98,0002,556
Income before extraordinary items$442,0003,674
Extraordinary gains, net$051
Net income$442,0003,709
Minority interest net income$081
Net income of bank and minority interests.$442,0003,673
Net charge-offs$02,431
Cash dividends$1,210,0001,245
Sale, conversion, retirement of capital stock, net$0486
Net operating income$613,3803,430
2023-03-31 (YTD Data)Rank
Total interest income$2,005,0003,071
Total interest expense$586,0002,453
Net interest income$1,419,0003,239
Provision for loan and lease losses$02,612
Total noninterest income$304,0002,470
Gross Fiduciary activities income$0913
Service charges on deposit accounts$37,0003,030
Trading account gains and feesNANA
Additional Noninterest Income$267,0002,124
Total noninterest expense$1,629,0002,662
Salaries and employee benefits$1,188,0002,294
Premises and equipment expense$139,0002,860
Additional noninterest expense$267,0002,124
Pre-tax net operating income$94,0004,226
Securities gains (losses)$-210,0004,445
Applicable income taxes$49,0002,563
Income before extraordinary items$-165,0004,547
Extraordinary gains, net$04
Net income$-165,0004,547
Minority interest net income$048
Net income of bank and minority interests.$-165,0004,547
Net charge-offs$02,062
Cash dividends$1,067,000775
Sale, conversion, retirement of capital stock, net$0430
Net operating income$45,0004,365
2022-12-31 (YTD Data)Rank
Total interest income$7,384,0002,962
Total interest expense$426,0003,407
Net interest income$6,958,0002,886
Provision for loan and lease losses$15,0002,833
Total noninterest income$1,595,0002,274
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$192,0002,793
Trading account gains and feesNANA
Additional Noninterest Income$1,403,0001,974
Total noninterest expense$5,369,0002,922
Salaries and employee benefits$3,716,0002,613
Premises and equipment expense$484,0003,035
Additional noninterest expense$1,403,0001,974
Pre-tax net operating income$3,169,0002,588
Securities gains (losses)$-25,0003,613
Applicable income taxes$154,0002,782
Income before extraordinary items$2,990,0002,470
Extraordinary gains, net$05
Net income$2,990,0002,468
Minority interest net income$063
Net income of bank and minority interests.$2,990,0002,469
Net charge-offs$-162,0004,394
Cash dividends$1,971,0001,525
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,013,7502,486
2022-09-30 (YTD Data)Rank
Total interest income$5,380,0002,954
Total interest expense$240,0003,534
Net interest income$5,140,0002,879
Provision for loan and lease losses$15,0002,615
Total noninterest income$1,252,0002,261
Gross Fiduciary activities income$0968
Service charges on deposit accounts$150,0002,773
Trading account gains and feesNANA
Additional Noninterest Income$1,102,0001,953
Total noninterest expense$4,100,0002,892
Salaries and employee benefits$2,911,0002,555
Premises and equipment expense$360,0003,043
Additional noninterest expense$1,102,0001,953
Pre-tax net operating income$2,277,0002,636
Securities gains (losses)$-27,0003,997
Applicable income taxes$108,0002,817
Income before extraordinary items$2,142,0002,498
Extraordinary gains, net$04
Net income$2,142,0002,496
Minority interest net income$057
Net income of bank and minority interests.$2,142,0002,497
Net charge-offs$-162,0004,421
Cash dividends$1,685,0001,253
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,167,6502,526
2022-06-30 (YTD Data)Rank
Total interest income$3,512,0002,952
Total interest expense$160,0003,470
Net interest income$3,352,0002,895
Provision for loan and lease losses$15,0002,317
Total noninterest income$723,0002,398
Gross Fiduciary activities income$0925
Service charges on deposit accounts$106,0002,702
Trading account gains and feesNANA
Additional Noninterest Income$617,0002,166
Total noninterest expense$2,714,0002,889
Salaries and employee benefits$1,936,0002,551
Premises and equipment expense$239,0003,072
Additional noninterest expense$539,0003,568
Pre-tax net operating income$1,346,0002,693
Securities gains (losses)$-28,0004,150
Applicable income taxes$62,0002,820
Income before extraordinary items$1,256,0002,563
Extraordinary gains, net$04
Net income$1,256,0002,563
Minority interest net income$060
Net income of bank and minority interests.$1,256,0002,563
Net charge-offs$-162,0004,505
Cash dividends$1,494,0001,062
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,282,6002,579
2022-03-31 (YTD Data)Rank
Total interest income$1,692,0002,971
Total interest expense$76,0003,499
Net interest income$1,616,0002,914
Provision for loan and lease losses$15,0001,841
Total noninterest income$364,0002,366
Gross Fiduciary activities income$0892
Service charges on deposit accounts$57,0002,586
Trading account gains and feesNANA
Additional Noninterest Income$307,0002,158
Total noninterest expense$1,518,0002,710
Salaries and employee benefits$1,135,0002,317
Premises and equipment expense$108,0003,221
Additional noninterest expense$275,0003,538
Pre-tax net operating income$447,0003,040
Securities gains (losses)$0623
Applicable income taxes$15,0003,002
Income before extraordinary items$432,0002,897
Extraordinary gains, net$04
Net income$432,0002,895
Minority interest net income$050
Net income of bank and minority interests.$432,0002,897
Net charge-offs$01,838
Cash dividends$1,303,000644
Sale, conversion, retirement of capital stock, net$0453
Net operating income$432,0002,923
2021-12-31 (YTD Data)Rank
Total interest income$7,339,0002,933
Total interest expense$354,0003,572
Net interest income$6,985,0002,850
Provision for loan and lease losses$180,0001,802
Total noninterest income$1,488,0002,551
Gross Fiduciary activities income$0994
Service charges on deposit accounts$228,0002,516
Trading account gains and feesNANA
Additional Noninterest Income$1,260,0002,399
Total noninterest expense$5,240,0002,945
Salaries and employee benefits$3,663,0002,641
Premises and equipment expense$436,0003,215
Additional noninterest expense$1,141,0003,522
Pre-tax net operating income$3,053,0002,667
Securities gains (losses)$2,0001,964
Applicable income taxes$300,0002,470
Income before extraordinary items$2,755,0002,648
Extraordinary gains, net$010
Net income$2,755,0002,649
Minority interest net income$074
Net income of bank and minority interests.$2,755,0002,649
Net charge-offs$-13,0003,724
Cash dividends$2,167,0001,451
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,753,2002,630
2021-09-30 (YTD Data)Rank
Total interest income$5,587,0002,959
Total interest expense$273,0003,644
Net interest income$5,314,0002,883
Provision for loan and lease losses$135,0001,755
Total noninterest income$1,155,0002,550
Gross Fiduciary activities income$0957
Service charges on deposit accounts$166,0002,556
Trading account gains and feesNANA
Additional Noninterest Income$989,0002,401
Total noninterest expense$4,049,0002,908
Salaries and employee benefits$2,895,0002,561
Premises and equipment expense$333,0003,230
Additional noninterest expense$821,0003,599
Pre-tax net operating income$2,285,0002,786
Securities gains (losses)$2,0001,903
Applicable income taxes$4,0003,598
Income before extraordinary items$2,283,0002,635
Extraordinary gains, net$08
Net income$2,283,0002,635
Minority interest net income$069
Net income of bank and minority interests.$2,283,0002,635
Net charge-offs$-12,0003,729
Cash dividends$2,167,0001,102
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,281,0002,612
2021-06-30 (YTD Data)Rank
Total interest income$3,790,0002,953
Total interest expense$192,0003,651
Net interest income$3,598,0002,861
Provision for loan and lease losses$90,0001,757
Total noninterest income$746,0002,556
Gross Fiduciary activities income$0951
Service charges on deposit accounts$110,0002,507
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,397
Total noninterest expense$2,619,0002,955
Salaries and employee benefits$1,972,0002,536
Premises and equipment expense$227,0003,192
Additional noninterest expense$420,0003,912
Pre-tax net operating income$1,635,0002,669
Securities gains (losses)$1,0001,754
Applicable income taxes$4,0003,559
Income before extraordinary items$1,632,0002,514
Extraordinary gains, net$06
Net income$1,632,0002,514
Minority interest net income$067
Net income of bank and minority interests.$1,632,0002,514
Net charge-offs$-12,0003,873
Cash dividends$1,785,000940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,631,0002,478
2021-03-31 (YTD Data)Rank
Total interest income$1,908,0002,942
Total interest expense$104,0003,639
Net interest income$1,804,0002,830
Provision for loan and lease losses$45,0001,795
Total noninterest income$348,0002,625
Gross Fiduciary activities income$0922
Service charges on deposit accounts$56,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$292,0002,482
Total noninterest expense$1,483,0002,737
Salaries and employee benefits$1,154,0002,274
Premises and equipment expense$127,0003,040
Additional noninterest expense$202,0003,951
Pre-tax net operating income$624,0002,995
Securities gains (losses)$1,0001,331
Applicable income taxes$4,0003,431
Income before extraordinary items$621,0002,864
Extraordinary gains, net$03
Net income$621,0002,863
Minority interest net income$055
Net income of bank and minority interests.$621,0002,864
Net charge-offs$-11,0004,101
Cash dividends$1,070,000712
Sale, conversion, retirement of capital stock, net$0482
Net operating income$620,0102,821
2020-12-31 (YTD Data)Rank
Total interest income$7,995,0002,881
Total interest expense$642,0003,551
Net interest income$7,353,0002,746
Provision for loan and lease losses$180,0003,128
Total noninterest income$1,521,0002,410
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$256,0002,420
Trading account gains and feesNANA
Additional Noninterest Income$1,265,0002,251
Total noninterest expense$5,014,0002,998
Salaries and employee benefits$3,503,0002,679
Premises and equipment expense$599,0002,755
Additional noninterest expense$912,0003,814
Pre-tax net operating income$3,680,0002,159
Securities gains (losses)$3,0002,512
Applicable income taxes$4,0003,569
Income before extraordinary items$3,679,0002,027
Extraordinary gains, net$04
Net income$3,679,0002,027
Minority interest net income$072
Net income of bank and minority interests.$3,679,0002,027
Net charge-offs$30,0002,651
Cash dividends$2,359,0001,349
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,676,0001,973
2020-09-30 (YTD Data)Rank
Total interest income$5,829,0002,945
Total interest expense$509,0003,576
Net interest income$5,320,0002,804
Provision for loan and lease losses$135,0003,076
Total noninterest income$1,173,0002,347
Gross Fiduciary activities income$0981
Service charges on deposit accounts$197,0002,393
Trading account gains and feesNANA
Additional Noninterest Income$976,0002,170
Total noninterest expense$3,907,0002,916
Salaries and employee benefits$2,772,0002,594
Premises and equipment expense$455,0002,741
Additional noninterest expense$680,0003,811
Pre-tax net operating income$2,451,0002,319
Securities gains (losses)$2,0002,375
Applicable income taxes$4,0003,559
Income before extraordinary items$2,449,0002,177
Extraordinary gains, net$04
Net income$2,449,0002,177
Minority interest net income$065
Net income of bank and minority interests.$2,449,0002,177
Net charge-offs$-1,0003,797
Cash dividends$1,827,0001,183
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,447,0002,116
2020-06-30 (YTD Data)Rank
Total interest income$3,876,0002,987
Total interest expense$353,0003,634
Net interest income$3,523,0002,825
Provision for loan and lease losses$90,0003,062
Total noninterest income$831,0002,222
Gross Fiduciary activities income$0970
Service charges on deposit accounts$140,0002,362
Trading account gains and feesNANA
Additional Noninterest Income$691,0002,040
Total noninterest expense$2,633,0002,905
Salaries and employee benefits$1,902,0002,552
Premises and equipment expense$310,0002,696
Additional noninterest expense$421,0003,921
Pre-tax net operating income$1,631,0002,283
Securities gains (losses)$1,0002,174
Applicable income taxes$4,0003,498
Income before extraordinary items$1,628,0002,126
Extraordinary gains, net$04
Net income$1,628,0002,126
Minority interest net income$065
Net income of bank and minority interests.$1,628,0002,126
Net charge-offs$03,033
Cash dividends$1,494,0001,016
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,627,0002,082
2020-03-31 (YTD Data)Rank
Total interest income$1,914,0003,000
Total interest expense$191,0003,644
Net interest income$1,723,0002,834
Provision for loan and lease losses$45,0002,611
Total noninterest income$381,0002,236
Gross Fiduciary activities income$0941
Service charges on deposit accounts$85,0002,358
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,014
Total noninterest expense$1,383,0002,850
Salaries and employee benefits$994,0002,499
Premises and equipment expense$163,0002,648
Additional noninterest expense$226,0003,872
Pre-tax net operating income$676,0002,393
Securities gains (losses)$1,0001,614
Applicable income taxes$4,0003,309
Income before extraordinary items$673,0002,238
Extraordinary gains, net$04
Net income$673,0002,237
Minority interest net income$056
Net income of bank and minority interests.$673,0002,238
Net charge-offs$3,0002,231
Cash dividends$826,000932
Sale, conversion, retirement of capital stock, net$0482
Net operating income$672,0102,206
2019-12-31 (YTD Data)Rank
Total interest income$7,928,0002,972
Total interest expense$828,0003,567
Net interest income$7,100,0002,817
Provision for loan and lease losses$180,0002,435
Total noninterest income$1,324,0002,447
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$305,0002,584
Trading account gains and feesNANA
Additional Noninterest Income$1,019,0002,225
Total noninterest expense$5,245,0002,918
Salaries and employee benefits$3,485,0002,673
Premises and equipment expense$602,0002,790
Additional noninterest expense$1,158,0003,552
Pre-tax net operating income$2,999,0002,458
Securities gains (losses)$-7,0004,752
Applicable income taxes$4,0003,730
Income before extraordinary items$2,988,0002,299
Extraordinary gains, net$011
Net income$2,988,0002,301
Minority interest net income$076
Net income of bank and minority interests.$2,988,0002,301
Net charge-offs$28,0002,969
Cash dividends$2,207,0001,490
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,995,0002,256
2019-09-30 (YTD Data)Rank
Total interest income$5,935,0003,013
Total interest expense$629,0003,576
Net interest income$5,306,0002,857
Provision for loan and lease losses$135,0002,339
Total noninterest income$1,025,0002,425
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$226,0002,638
Trading account gains and feesNANA
Additional Noninterest Income$799,0002,173
Total noninterest expense$4,027,0002,888
Salaries and employee benefits$2,635,0002,672
Premises and equipment expense$450,0002,810
Additional noninterest expense$942,0003,439
Pre-tax net operating income$2,169,0002,585
Securities gains (losses)$-8,0004,868
Applicable income taxes$4,0003,770
Income before extraordinary items$2,157,0002,419
Extraordinary gains, net$011
Net income$2,157,0002,420
Minority interest net income$072
Net income of bank and minority interests.$2,157,0002,420
Net charge-offs$1,0003,377
Cash dividends$1,873,0001,263
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,165,0002,381
2019-06-30 (YTD Data)Rank
Total interest income$3,927,0003,033
Total interest expense$419,0003,567
Net interest income$3,508,0002,888
Provision for loan and lease losses$90,0002,284
Total noninterest income$642,0002,469
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$157,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$485,0002,240
Total noninterest expense$2,610,0002,969
Salaries and employee benefits$1,857,0002,605
Premises and equipment expense$310,0002,762
Additional noninterest expense$443,0004,028
Pre-tax net operating income$1,450,0002,573
Securities gains (losses)$-8,0004,901
Applicable income taxes$4,0003,751
Income before extraordinary items$1,438,0002,391
Extraordinary gains, net$011
Net income$1,438,0002,390
Minority interest net income$069
Net income of bank and minority interests.$1,438,0002,391
Net charge-offs$-2,0004,040
Cash dividends$1,540,0001,081
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,446,0002,350
2019-03-31 (YTD Data)Rank
Total interest income$1,924,0003,082
Total interest expense$206,0003,554
Net interest income$1,718,0002,948
Provision for loan and lease losses$45,0002,137
Total noninterest income$313,0002,472
Gross Fiduciary activities income$0972
Service charges on deposit accounts$81,0002,504
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,234
Total noninterest expense$1,362,0002,898
Salaries and employee benefits$960,0002,557
Premises and equipment expense$161,0002,721
Additional noninterest expense$241,0003,925
Pre-tax net operating income$624,0002,755
Securities gains (losses)$4,000883
Applicable income taxes$4,0003,587
Income before extraordinary items$624,0002,559
Extraordinary gains, net$05
Net income$624,0002,558
Minority interest net income$052
Net income of bank and minority interests.$624,0002,558
Net charge-offs$-1,0003,818
Cash dividends$873,000926
Sale, conversion, retirement of capital stock, net$0529
Net operating income$620,0402,552
2018-12-31 (YTD Data)Rank
Total interest income$7,367,0003,078
Total interest expense$603,0003,669
Net interest income$6,764,0002,958
Provision for loan and lease losses$180,0002,460
Total noninterest income$1,416,0002,402
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$317,0002,675
Trading account gains and feesNANA
Additional Noninterest Income$1,099,0002,141
Total noninterest expense$5,103,0003,011
Salaries and employee benefits$3,497,0002,684
Premises and equipment expense$615,0002,794
Additional noninterest expense$991,0003,912
Pre-tax net operating income$2,897,0002,551
Securities gains (losses)$-8,0004,349
Applicable income taxes$03,978
Income before extraordinary items$2,889,0002,367
Extraordinary gains, net$06
Net income$2,889,0002,366
Minority interest net income$072
Net income of bank and minority interests.$2,889,0002,366
Net charge-offs$-1,0004,181
Cash dividends$1,936,0001,497
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,897,0002,357
2018-09-30 (YTD Data)Rank
Total interest income$5,455,0003,107
Total interest expense$414,0003,754
Net interest income$5,041,0002,983
Provision for loan and lease losses$135,0002,344
Total noninterest income$1,101,0002,373
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$240,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$861,0002,114
Total noninterest expense$3,890,0002,998
Salaries and employee benefits$2,626,0002,683
Premises and equipment expense$466,0002,794
Additional noninterest expense$798,0003,822
Pre-tax net operating income$2,117,0002,638
Securities gains (losses)$-4,0004,587
Applicable income taxes$04,032
Income before extraordinary items$2,113,0002,422
Extraordinary gains, net$05
Net income$2,113,0002,421
Minority interest net income$066
Net income of bank and minority interests.$2,113,0002,421
Net charge-offs$2,0003,345
Cash dividends$1,650,0001,223
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,117,0002,419
2018-06-30 (YTD Data)Rank
Total interest income$3,620,0003,098
Total interest expense$231,0003,948
Net interest income$3,389,0002,973
Provision for loan and lease losses$90,0002,265
Total noninterest income$714,0002,406
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$158,0002,684
Trading account gains and feesNANA
Additional Noninterest Income$556,0002,158
Total noninterest expense$2,774,0002,897
Salaries and employee benefits$1,871,0002,579
Premises and equipment expense$307,0002,828
Additional noninterest expense$596,0003,638
Pre-tax net operating income$1,239,0002,822
Securities gains (losses)$-2,0004,720
Applicable income taxes$04,018
Income before extraordinary items$1,237,0002,614
Extraordinary gains, net$06
Net income$1,237,0002,613
Minority interest net income$065
Net income of bank and minority interests.$1,237,0002,613
Net charge-offs$3,0002,950
Cash dividends$1,364,0001,039
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,239,0002,605
2018-03-31 (YTD Data)Rank
Total interest income$1,789,0003,130
Total interest expense$107,0004,023
Net interest income$1,682,0002,998
Provision for loan and lease losses$45,0002,144
Total noninterest income$329,0002,490
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$83,0002,605
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,243
Total noninterest expense$1,339,0002,983
Salaries and employee benefits$967,0002,553
Premises and equipment expense$160,0002,789
Additional noninterest expense$212,0004,240
Pre-tax net operating income$627,0002,745
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$628,0002,538
Extraordinary gains, net$07
Net income$628,0002,538
Minority interest net income$052
Net income of bank and minority interests.$628,0002,538
Net charge-offs$02,722
Cash dividends$1,078,000670
Sale, conversion, retirement of capital stock, net$0580
Net operating income$627,0002,538
2017-12-31 (YTD Data)Rank
Total interest income$7,076,0003,103
Total interest expense$404,0003,980
Net interest income$6,672,0002,986
Provision for loan and lease losses$500,0001,444
Total noninterest income$1,380,0002,505
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$383,0002,444
Trading account gains and feesNANA
Additional Noninterest Income$997,0002,296
Total noninterest expense$4,845,0003,147
Salaries and employee benefits$3,412,0002,758
Premises and equipment expense$653,0002,780
Additional noninterest expense$780,0004,429
Pre-tax net operating income$2,707,0002,640
Securities gains (losses)$28,0001,181
Applicable income taxes$3,0004,014
Income before extraordinary items$2,732,0002,199
Extraordinary gains, net$09
Net income$2,732,0002,198
Minority interest net income$076
Net income of bank and minority interests.$2,732,0002,199
Net charge-offs$899,000746
Cash dividends$2,101,0001,361
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,704,0002,191
2017-09-30 (YTD Data)Rank
Total interest income$5,259,0003,145
Total interest expense$304,0003,993
Net interest income$4,955,0003,023
Provision for loan and lease losses$250,0001,804
Total noninterest income$1,067,0002,489
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$293,0002,438
Trading account gains and feesNANA
Additional Noninterest Income$774,0002,286
Total noninterest expense$3,623,0003,170
Salaries and employee benefits$2,552,0002,786
Premises and equipment expense$502,0002,756
Additional noninterest expense$569,0004,496
Pre-tax net operating income$2,149,0002,612
Securities gains (losses)$28,0001,157
Applicable income taxes$4,0003,992
Income before extraordinary items$2,173,0002,257
Extraordinary gains, net$09
Net income$2,173,0002,257
Minority interest net income$071
Net income of bank and minority interests.$2,173,0002,258
Net charge-offs$489,000823
Cash dividends$1,815,0001,137
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,145,0002,263
2017-06-30 (YTD Data)Rank
Total interest income$3,496,0003,142
Total interest expense$201,0003,989
Net interest income$3,295,0003,016
Provision for loan and lease losses$250,0001,362
Total noninterest income$701,0002,503
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$198,0002,410
Trading account gains and feesNANA
Additional Noninterest Income$503,0002,324
Total noninterest expense$2,525,0003,111
Salaries and employee benefits$1,819,0002,671
Premises and equipment expense$336,0002,762
Additional noninterest expense$370,0004,558
Pre-tax net operating income$1,221,0002,813
Securities gains (losses)$-9,0005,476
Applicable income taxes$4,0003,987
Income before extraordinary items$1,208,0002,512
Extraordinary gains, net$011
Net income$1,208,0002,511
Minority interest net income$071
Net income of bank and minority interests.$1,208,0002,512
Net charge-offs$499,000568
Cash dividends$1,529,000938
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,217,0002,481
2017-03-31 (YTD Data)Rank
Total interest income$1,716,0003,183
Total interest expense$98,0004,037
Net interest income$1,618,0003,051
Provision for loan and lease losses$30,0002,408
Total noninterest income$359,0002,474
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$97,0002,433
Trading account gains and feesNANA
Additional Noninterest Income$262,0002,262
Total noninterest expense$1,313,0003,076
Salaries and employee benefits$959,0002,601
Premises and equipment expense$188,0002,615
Additional noninterest expense$166,0004,769
Pre-tax net operating income$634,0002,707
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$630,0002,360
Extraordinary gains, net$08
Net income$630,0002,359
Minority interest net income$055
Net income of bank and minority interests.$630,0002,360
Net charge-offs$1,0002,795
Cash dividends$1,241,000608
Sale, conversion, retirement of capital stock, net$0632
Net operating income$630,0002,336
2016-12-31 (YTD Data)Rank
Total interest income$7,038,0003,115
Total interest expense$414,0003,963
Net interest income$6,624,0003,005
Provision for loan and lease losses$120,0002,919
Total noninterest income$1,282,0002,682
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$416,0002,394
Trading account gains and fees$0170
Additional Noninterest Income$866,0002,573
Total noninterest expense$4,722,0003,299
Salaries and employee benefits$3,275,0002,873
Premises and equipment expense$603,0003,005
Additional noninterest expense$844,0004,475
Pre-tax net operating income$3,064,0002,367
Securities gains (losses)$1,0003,113
Applicable income taxes$4,0004,104
Income before extraordinary items$3,061,0002,076
Extraordinary gains, net$05
Net income$3,061,0002,074
Minority interest net income$082
Net income of bank and minority interests.$3,061,0002,075
Net charge-offs$107,0002,553
Cash dividends$2,004,0001,391
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,060,0002,018
2016-09-30 (YTD Data)Rank
Total interest income$5,286,0003,127
Total interest expense$313,0003,971
Net interest income$4,973,0003,007
Provision for loan and lease losses$120,0002,560
Total noninterest income$968,0002,669
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$318,0002,366
Trading account gains and fees$0169
Additional Noninterest Income$650,0002,574
Total noninterest expense$3,550,0003,300
Salaries and employee benefits$2,455,0002,866
Premises and equipment expense$443,0003,057
Additional noninterest expense$652,0004,443
Pre-tax net operating income$2,271,0002,413
Securities gains (losses)$1,0003,060
Applicable income taxes$4,0004,144
Income before extraordinary items$2,268,0002,134
Extraordinary gains, net$05
Net income$2,268,0002,134
Minority interest net income$071
Net income of bank and minority interests.$2,268,0002,134
Net charge-offs$65,0002,406
Cash dividends$1,670,0001,195
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,267,0002,063
2016-06-30 (YTD Data)Rank
Total interest income$3,501,0003,146
Total interest expense$209,0003,974
Net interest income$3,292,0003,040
Provision for loan and lease losses$100,0002,280
Total noninterest income$608,0002,733
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$214,0002,327
Trading account gains and fees$0157
Additional Noninterest Income$394,0002,681
Total noninterest expense$2,449,0003,246
Salaries and employee benefits$1,736,0002,788
Premises and equipment expense$297,0003,066
Additional noninterest expense$416,0004,560
Pre-tax net operating income$1,351,0002,570
Securities gains (losses)$02,835
Applicable income taxes$4,0004,116
Income before extraordinary items$1,347,0002,303
Extraordinary gains, net$016
Net income$1,347,0002,302
Minority interest net income$071
Net income of bank and minority interests.$1,347,0002,302
Net charge-offs$21,0002,751
Cash dividends$1,384,0001,037
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,347,0002,235
2016-03-31 (YTD Data)Rank
Total interest income$1,734,0003,170
Total interest expense$107,0003,970
Net interest income$1,627,0003,066
Provision for loan and lease losses$40,0002,355
Total noninterest income$298,0002,735
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$101,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$197,0002,636
Total noninterest expense$1,283,0003,168
Salaries and employee benefits$914,0002,689
Premises and equipment expense$147,0003,102
Additional noninterest expense$222,0004,466
Pre-tax net operating income$602,0002,732
Securities gains (losses)$02,077
Applicable income taxes$4,0003,979
Income before extraordinary items$598,0002,452
Extraordinary gains, net$012
Net income$598,0002,452
Minority interest net income$062
Net income of bank and minority interests.$598,0002,452
Net charge-offs$23,0001,894
Cash dividends$850,000846
Sale, conversion, retirement of capital stock, net$0659
Net operating income$598,0002,402
2015-12-31 (YTD Data)Rank
Total interest income$6,735,0003,199
Total interest expense$448,0003,934
Net interest income$6,287,0003,100
Provision for loan and lease losses$245,0002,115
Total noninterest income$1,383,0002,588
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$450,0002,321
Trading account gains and fees$0159
Additional Noninterest Income$933,0002,475
Total noninterest expense$4,613,0003,404
Salaries and employee benefits$3,226,0002,896
Premises and equipment expense$595,0003,116
Additional noninterest expense$792,0004,722
Pre-tax net operating income$2,812,0002,435
Securities gains (losses)$13,0002,458
Applicable income taxes$8,0004,139
Income before extraordinary items$2,817,0002,152
Extraordinary gains, net$023
Net income$2,817,0002,152
Minority interest net income$081
Net income of bank and minority interests.$2,817,0002,153
Net charge-offs$248,0001,786
Cash dividends$1,918,0001,409
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,804,0002,116
2015-09-30 (YTD Data)Rank
Total interest income$5,040,0003,230
Total interest expense$340,0003,966
Net interest income$4,700,0003,123
Provision for loan and lease losses$170,0002,151
Total noninterest income$1,078,0002,564
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$342,0002,309
Trading account gains and fees$0153
Additional Noninterest Income$736,0002,419
Total noninterest expense$3,442,0003,437
Salaries and employee benefits$2,424,0002,913
Premises and equipment expense$437,0003,207
Additional noninterest expense$581,0004,803
Pre-tax net operating income$2,166,0002,421
Securities gains (losses)$13,0002,219
Applicable income taxes$8,0004,197
Income before extraordinary items$2,171,0002,128
Extraordinary gains, net$021
Net income$2,171,0002,130
Minority interest net income$078
Net income of bank and minority interests.$2,171,0002,129
Net charge-offs$288,0001,235
Cash dividends$1,537,0001,186
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,158,0002,094
2015-06-30 (YTD Data)Rank
Total interest income$3,319,0003,273
Total interest expense$228,0003,990
Net interest income$3,091,0003,153
Provision for loan and lease losses$95,0002,288
Total noninterest income$708,0002,600
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$231,0002,243
Trading account gains and fees$0157
Additional Noninterest Income$477,0002,460
Total noninterest expense$2,294,0003,468
Salaries and employee benefits$1,613,0002,925
Premises and equipment expense$295,0003,204
Additional noninterest expense$386,0004,845
Pre-tax net operating income$1,410,0002,457
Securities gains (losses)$02,636
Applicable income taxes$8,0004,131
Income before extraordinary items$1,402,0002,167
Extraordinary gains, net$022
Net income$1,402,0002,170
Minority interest net income$075
Net income of bank and minority interests.$1,402,0002,170
Net charge-offs$281,000947
Cash dividends$1,308,000989
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,402,0002,111
2015-03-31 (YTD Data)Rank
Total interest income$1,644,0003,301
Total interest expense$114,0004,033
Net interest income$1,530,0003,179
Provision for loan and lease losses$20,0002,822
Total noninterest income$367,0002,513
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$119,0002,179
Trading account gains and fees$0152
Additional Noninterest Income$248,0002,362
Total noninterest expense$1,244,0003,297
Salaries and employee benefits$898,0002,731
Premises and equipment expense$147,0003,236
Additional noninterest expense$199,0004,809
Pre-tax net operating income$633,0002,597
Securities gains (losses)$02,027
Applicable income taxes$8,0003,914
Income before extraordinary items$625,0002,319
Extraordinary gains, net$013
Net income$625,0002,320
Minority interest net income$064
Net income of bank and minority interests.$625,0002,320
Net charge-offs$19,0002,149
Cash dividends$1,079,000617
Sale, conversion, retirement of capital stock, net$0697
Net operating income$625,0002,255
2014-12-31 (YTD Data)Rank
Total interest income$6,657,0003,300
Total interest expense$521,0003,931
Net interest income$6,136,0003,194
Provision for loan and lease losses$25,0004,136
Total noninterest income$1,390,0002,628
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$502,0002,277
Trading account gains and fees$0180
Additional Noninterest Income$888,0002,495
Total noninterest expense$4,905,0003,357
Salaries and employee benefits$3,364,0002,840
Premises and equipment expense$617,0003,162
Additional noninterest expense$924,0004,617
Pre-tax net operating income$2,596,0002,506
Securities gains (losses)$2,0003,069
Applicable income taxes$6,0004,280
Income before extraordinary items$2,592,0002,246
Extraordinary gains, net$017
Net income$2,592,0002,245
Minority interest net income$084
Net income of bank and minority interests.$2,592,0002,245
Net charge-offs$154,0002,755
Cash dividends$1,716,0001,423
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,590,0002,200
2014-09-30 (YTD Data)Rank
Total interest income$4,995,0003,324
Total interest expense$399,0003,951
Net interest income$4,596,0003,222
Provision for loan and lease losses$25,0003,831
Total noninterest income$1,066,0002,616
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$378,0002,286
Trading account gains and fees$0174
Additional Noninterest Income$688,0002,464
Total noninterest expense$3,733,0003,341
Salaries and employee benefits$2,585,0002,795
Premises and equipment expense$464,0003,202
Additional noninterest expense$684,0004,659
Pre-tax net operating income$1,904,0002,606
Securities gains (losses)$2,0002,770
Applicable income taxes$6,0004,296
Income before extraordinary items$1,900,0002,308
Extraordinary gains, net$015
Net income$1,900,0002,309
Minority interest net income$081
Net income of bank and minority interests.$1,900,0002,308
Net charge-offs$133,0002,415
Cash dividends$1,496,0001,164
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,898,0002,263
2014-06-30 (YTD Data)Rank
Total interest income$3,329,0003,340
Total interest expense$272,0003,950
Net interest income$3,057,0003,224
Provision for loan and lease losses$25,0003,493
Total noninterest income$716,0002,569
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$246,0002,296
Trading account gains and fees$0172
Additional Noninterest Income$470,0002,394
Total noninterest expense$2,549,0003,302
Salaries and employee benefits$1,767,0002,760
Premises and equipment expense$319,0003,154
Additional noninterest expense$463,0004,648
Pre-tax net operating income$1,199,0002,654
Securities gains (losses)$2,0002,363
Applicable income taxes$6,0004,225
Income before extraordinary items$1,195,0002,349
Extraordinary gains, net$020
Net income$1,195,0002,353
Minority interest net income$080
Net income of bank and minority interests.$1,195,0002,353
Net charge-offs$114,0002,061
Cash dividends$1,277,000957
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,193,0002,304
2014-03-31 (YTD Data)Rank
Total interest income$1,657,0003,354
Total interest expense$138,0003,978
Net interest income$1,519,0003,237
Provision for loan and lease losses$25,0002,805
Total noninterest income$369,0002,494
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$120,0002,307
Trading account gains and fees$0147
Additional Noninterest Income$249,0002,263
Total noninterest expense$1,461,0003,014
Salaries and employee benefits$1,052,0002,395
Premises and equipment expense$172,0003,048
Additional noninterest expense$237,0004,617
Pre-tax net operating income$402,0003,279
Securities gains (losses)$01,715
Applicable income taxes$5,0004,041
Income before extraordinary items$397,0003,013
Extraordinary gains, net$016
Net income$397,0003,016
Minority interest net income$066
Net income of bank and minority interests.$397,0003,016
Net charge-offs$116,0001,278
Cash dividends$1,058,000576
Sale, conversion, retirement of capital stock, net$0747
Net operating income$397,0002,976
2013-12-31 (YTD Data)Rank
Total interest income$6,777,0003,335
Total interest expense$732,0003,644
Net interest income$6,045,0003,260
Provision for loan and lease losses$250,0002,679
Total noninterest income$1,487,0002,601
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$510,0002,339
Trading account gains and fees$0184
Additional Noninterest Income$977,0002,414
Total noninterest expense$4,755,0003,528
Salaries and employee benefits$3,318,0002,905
Premises and equipment expense$566,0003,451
Additional noninterest expense$871,0004,889
Pre-tax net operating income$2,527,0002,448
Securities gains (losses)$1,0003,056
Applicable income taxes$1,0004,552
Income before extraordinary items$2,527,0002,176
Extraordinary gains, net$029
Net income$2,527,0002,181
Minority interest net income$090
Net income of bank and minority interests.$2,527,0002,180
Net charge-offs$147,0003,351
Cash dividends$1,685,0001,370
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,526,0002,130
2013-09-30 (YTD Data)Rank
Total interest income$5,096,0003,359
Total interest expense$580,0003,606
Net interest income$4,516,0003,283
Provision for loan and lease losses$250,0002,282
Total noninterest income$1,033,0002,775
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$381,0002,359
Trading account gains and fees$0180
Additional Noninterest Income$652,0002,606
Total noninterest expense$3,629,0003,495
Salaries and employee benefits$2,567,0002,862
Premises and equipment expense$415,0003,523
Additional noninterest expense$647,0004,920
Pre-tax net operating income$1,670,0002,735
Securities gains (losses)$1,0002,916
Applicable income taxes$1,0004,622
Income before extraordinary items$1,670,0002,435
Extraordinary gains, net$025
Net income$1,670,0002,439
Minority interest net income$084
Net income of bank and minority interests.$1,670,0002,439
Net charge-offs$149,0002,871
Cash dividends$1,464,0001,125
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,669,0002,371
2013-06-30 (YTD Data)Rank
Total interest income$3,418,0003,348
Total interest expense$401,0003,578
Net interest income$3,017,0003,271
Provision for loan and lease losses$250,0001,852
Total noninterest income$669,0002,842
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$251,0002,357
Trading account gains and fees$0157
Additional Noninterest Income$418,0002,740
Total noninterest expense$2,424,0003,515
Salaries and employee benefits$1,737,0002,845
Premises and equipment expense$281,0003,515
Additional noninterest expense$406,0005,061
Pre-tax net operating income$1,012,0002,875
Securities gains (losses)$1,0002,688
Applicable income taxes$1,0004,582
Income before extraordinary items$1,012,0002,624
Extraordinary gains, net$022
Net income$1,012,0002,629
Minority interest net income$082
Net income of bank and minority interests.$1,012,0002,629
Net charge-offs$100,0002,758
Cash dividends$1,235,000913
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,011,0002,520
2013-03-31 (YTD Data)Rank
Total interest income$1,731,0003,339
Total interest expense$204,0003,627
Net interest income$1,527,0003,253
Provision for loan and lease losses$100,0002,044
Total noninterest income$339,0002,830
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$127,0002,323
Trading account gains and fees$0148
Additional Noninterest Income$212,0002,703
Total noninterest expense$1,387,0003,188
Salaries and employee benefits$1,016,0002,485
Premises and equipment expense$141,0003,529
Additional noninterest expense$230,0004,837
Pre-tax net operating income$379,0003,388
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$378,0003,130
Extraordinary gains, net$010
Net income$378,0003,131
Minority interest net income$076
Net income of bank and minority interests.$378,0003,132
Net charge-offs$26,0002,890
Cash dividends$1,035,000510
Sale, conversion, retirement of capital stock, net$0789
Net operating income$378,0003,041
2012-12-31 (YTD Data)Rank
Total interest income$7,193,0003,380
Total interest expense$984,0003,649
Net interest income$6,209,0003,284
Provision for loan and lease losses$550,0002,586
Total noninterest income$1,430,0002,682
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$561,0002,269
Trading account gains and fees$0166
Additional Noninterest Income$869,0002,559
Total noninterest expense$4,757,0003,604
Salaries and employee benefits$3,267,0002,947
Premises and equipment expense$534,0003,656
Additional noninterest expense$956,0004,899
Pre-tax net operating income$2,332,0002,532
Securities gains (losses)$109,0002,203
Applicable income taxes$04,751
Income before extraordinary items$2,441,0002,223
Extraordinary gains, net$029
Net income$2,441,0002,222
Minority interest net income$093
Net income of bank and minority interests.$2,441,0002,224
Net charge-offs$718,0002,202
Cash dividends$1,518,0001,475
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,332,0002,187
2012-09-30 (YTD Data)Rank
Total interest income$5,401,0003,440
Total interest expense$765,0003,684
Net interest income$4,636,0003,356
Provision for loan and lease losses$450,0002,400
Total noninterest income$1,107,0002,643
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$426,0002,273
Trading account gains and fees$0157
Additional Noninterest Income$681,0002,506
Total noninterest expense$3,630,0003,574
Salaries and employee benefits$2,567,0002,852
Premises and equipment expense$396,0003,733
Additional noninterest expense$667,0005,098
Pre-tax net operating income$1,663,0002,692
Securities gains (losses)$109,0001,909
Applicable income taxes$04,802
Income before extraordinary items$1,772,0002,329
Extraordinary gains, net$020
Net income$1,772,0002,330
Minority interest net income$086
Net income of bank and minority interests.$1,772,0002,330
Net charge-offs$694,0001,821
Cash dividends$1,327,0001,089
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,663,0002,336
2012-06-30 (YTD Data)Rank
Total interest income$3,611,0003,452
Total interest expense$522,0003,722
Net interest income$3,089,0003,361
Provision for loan and lease losses$300,0002,388
Total noninterest income$697,0002,690
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$282,0002,262
Trading account gains and fees$0153
Additional Noninterest Income$415,0002,593
Total noninterest expense$2,451,0003,557
Salaries and employee benefits$1,732,0002,825
Premises and equipment expense$259,0003,775
Additional noninterest expense$460,0005,056
Pre-tax net operating income$1,035,0002,783
Securities gains (losses)$109,0001,528
Applicable income taxes$04,770
Income before extraordinary items$1,144,0002,361
Extraordinary gains, net$019
Net income$1,144,0002,361
Minority interest net income$084
Net income of bank and minority interests.$1,144,0002,361
Net charge-offs$243,0002,533
Cash dividends$1,150,000860
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,035,0002,421
2012-03-31 (YTD Data)Rank
Total interest income$1,778,0003,526
Total interest expense$269,0003,757
Net interest income$1,509,0003,441
Provision for loan and lease losses$150,0002,302
Total noninterest income$356,0002,659
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$139,0002,273
Trading account gains and fees$0148
Additional Noninterest Income$217,0002,544
Total noninterest expense$1,357,0003,318
Salaries and employee benefits$1,009,0002,451
Premises and equipment expense$130,0003,799
Additional noninterest expense$218,0005,165
Pre-tax net operating income$358,0003,508
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$358,0003,304
Extraordinary gains, net$019
Net income$358,0003,308
Minority interest net income$078
Net income of bank and minority interests.$358,0003,308
Net charge-offs$41,0003,172
Cash dividends$931,000510
Sale, conversion, retirement of capital stock, net$0861
Net operating income$358,0003,130
2011-12-31 (YTD Data)Rank
Total interest income$7,307,0003,571
Total interest expense$1,260,0003,848
Net interest income$6,047,0003,442
Provision for loan and lease losses$545,0003,335
Total noninterest income$1,396,0002,563
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$550,0002,380
Trading account gains and fees$0146
Additional Noninterest Income$846,0002,359
Total noninterest expense$4,673,0003,709
Salaries and employee benefits$3,135,0003,001
Premises and equipment expense$545,0003,820
Additional noninterest expense$993,0004,912
Pre-tax net operating income$2,225,0002,318
Securities gains (losses)$03,838
Applicable income taxes$9,0004,328
Income before extraordinary items$2,216,0002,081
Extraordinary gains, net$029
Net income$2,216,0002,082
Minority interest net income$096
Net income of bank and minority interests.$2,216,0002,082
Net charge-offs$931,0002,446
Cash dividends$1,331,0001,337
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,216,0001,993
2011-09-30 (YTD Data)Rank
Total interest income$5,497,0003,598
Total interest expense$971,0003,897
Net interest income$4,526,0003,459
Provision for loan and lease losses$495,0002,899
Total noninterest income$1,069,0002,519
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$408,0002,418
Trading account gains and fees$0145
Additional Noninterest Income$661,0002,295
Total noninterest expense$3,553,0003,683
Salaries and employee benefits$2,447,0002,906
Premises and equipment expense$406,0003,870
Additional noninterest expense$700,0005,095
Pre-tax net operating income$1,547,0002,514
Securities gains (losses)$03,555
Applicable income taxes$9,0004,287
Income before extraordinary items$1,538,0002,267
Extraordinary gains, net$021
Net income$1,538,0002,267
Minority interest net income$087
Net income of bank and minority interests.$1,538,0002,268
Net charge-offs$213,0003,643
Cash dividends$1,111,0001,066
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,538,0002,177
2011-06-30 (YTD Data)Rank
Total interest income$3,656,0003,633
Total interest expense$657,0003,967
Net interest income$2,999,0003,482
Provision for loan and lease losses$495,0002,336
Total noninterest income$678,0002,595
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$266,0002,433
Trading account gains and fees$0153
Additional Noninterest Income$412,0002,393
Total noninterest expense$2,389,0003,698
Salaries and employee benefits$1,648,0002,907
Premises and equipment expense$274,0003,884
Additional noninterest expense$467,0005,173
Pre-tax net operating income$793,0002,961
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$788,0002,701
Extraordinary gains, net$015
Net income$788,0002,701
Minority interest net income$089
Net income of bank and minority interests.$788,0002,701
Net charge-offs$211,0003,057
Cash dividends$920,000871
Sale, conversion, retirement of capital stock, net$0986
Net operating income$788,0002,616
2011-03-31 (YTD Data)Rank
Total interest income$1,804,0003,683
Total interest expense$335,0004,026
Net interest income$1,469,0003,523
Provision for loan and lease losses$495,0001,438
Total noninterest income$349,0002,578
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$124,0002,555
Trading account gains and fees$0158
Additional Noninterest Income$225,0002,304
Total noninterest expense$1,308,0003,453
Salaries and employee benefits$955,0002,535
Premises and equipment expense$133,0004,011
Additional noninterest expense$220,0005,300
Pre-tax net operating income$15,0006,156
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$15,0006,185
Extraordinary gains, net$09
Net income$15,0006,184
Minority interest net income$086
Net income of bank and minority interests.$15,0006,185
Net charge-offs$212,0002,071
Cash dividends$758,000507
Sale, conversion, retirement of capital stock, net$0925
Net operating income$15,0006,146
2010-12-31 (YTD Data)Rank
Total interest income$7,704,0003,645
Total interest expense$1,657,0004,034
Net interest income$6,047,0003,451
Provision for loan and lease losses$1,820,0002,201
Total noninterest income$1,265,0002,815
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$548,0002,472
Trading account gains and fees$0175
Additional Noninterest Income$717,0002,655
Total noninterest expense$4,541,0003,870
Salaries and employee benefits$3,046,0003,071
Premises and equipment expense$574,0003,830
Additional noninterest expense$921,0005,300
Pre-tax net operating income$951,0003,465
Securities gains (losses)$762,000616
Applicable income taxes$1,0004,548
Income before extraordinary items$1,712,0002,284
Extraordinary gains, net$029
Net income$1,712,0002,282
Minority interest net income$0111
Net income of bank and minority interests.$1,712,0002,285
Net charge-offs$1,772,0001,996
Cash dividends$1,129,0001,345
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$950,0003,181
2010-09-30 (YTD Data)Rank
Total interest income$5,802,0003,710
Total interest expense$1,292,0004,081
Net interest income$4,510,0003,508
Provision for loan and lease losses$1,620,0001,885
Total noninterest income$951,0002,825
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$419,0002,495
Trading account gains and fees$0165
Additional Noninterest Income$532,0002,665
Total noninterest expense$3,358,0003,919
Salaries and employee benefits$2,235,0003,154
Premises and equipment expense$441,0003,830
Additional noninterest expense$682,0005,333
Pre-tax net operating income$483,0004,260
Securities gains (losses)$762,000521
Applicable income taxes$1,0004,603
Income before extraordinary items$1,244,0002,479
Extraordinary gains, net$023
Net income$1,244,0002,476
Minority interest net income$0110
Net income of bank and minority interests.$1,244,0002,480
Net charge-offs$1,664,0001,684
Cash dividends$1,038,0001,012
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$482,0004,027
2010-06-30 (YTD Data)Rank
Total interest income$3,841,0003,775
Total interest expense$878,0004,128
Net interest income$2,963,0003,551
Provision for loan and lease losses$1,350,0001,628
Total noninterest income$627,0002,787
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$279,0002,503
Trading account gains and fees$0152
Additional Noninterest Income$348,0002,616
Total noninterest expense$2,359,0003,783
Salaries and employee benefits$1,591,0002,981
Premises and equipment expense$297,0003,833
Additional noninterest expense$471,0005,242
Pre-tax net operating income$-119,0006,313
Securities gains (losses)$596,000405
Applicable income taxes$1,0004,552
Income before extraordinary items$476,0003,502
Extraordinary gains, net$019
Net income$476,0003,499
Minority interest net income$0105
Net income of bank and minority interests.$476,0003,501
Net charge-offs$1,533,0001,350
Cash dividends$809,000874
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-120,0006,384
2010-03-31 (YTD Data)Rank
Total interest income$1,872,0003,902
Total interest expense$444,0004,226
Net interest income$1,428,0003,686
Provision for loan and lease losses$1,230,0001,013
Total noninterest income$314,0002,778
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$138,0002,500
Trading account gains and fees$0175
Additional Noninterest Income$176,0002,581
Total noninterest expense$1,243,0003,665
Salaries and employee benefits$838,0002,891
Premises and equipment expense$160,0003,713
Additional noninterest expense$245,0005,171
Pre-tax net operating income$-731,0007,307
Securities gains (losses)$501,000252
Applicable income taxes$1,0004,457
Income before extraordinary items$-231,0006,981
Extraordinary gains, net$016
Net income$-231,0006,982
Minority interest net income$091
Net income of bank and minority interests.$-231,0006,981
Net charge-offs$1,502,000791
Cash dividends$679,000494
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-732,0007,363
2009-12-31 (YTD Data)Rank
Total interest income$8,202,0003,753
Total interest expense$2,214,0004,182
Net interest income$5,988,0003,477
Provision for loan and lease losses$475,0004,613
Total noninterest income$1,295,0002,830
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$642,0002,420
Trading account gains and fees$0211
Additional Noninterest Income$653,0002,772
Total noninterest expense$4,839,0003,794
Salaries and employee benefits$3,148,0003,040
Premises and equipment expense$556,0004,104
Additional noninterest expense$1,135,0004,882
Pre-tax net operating income$1,969,0001,932
Securities gains (losses)$21,0003,019
Applicable income taxes$04,388
Income before extraordinary items$1,990,0001,689
Extraordinary gains, net$034
Net income$1,990,0001,687
Minority interest net income$0115
Net income of bank and minority interests.$1,990,0001,688
Net charge-offs$394,0004,112
Cash dividends$1,804,0001,001
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,969,0001,657
2009-09-30 (YTD Data)Rank
Total interest income$6,154,0003,788
Total interest expense$1,736,0004,212
Net interest income$4,418,0003,519
Provision for loan and lease losses$375,0004,271
Total noninterest income$997,0002,820
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$482,0002,431
Trading account gains and fees$0212
Additional Noninterest Income$515,0002,764
Total noninterest expense$3,611,0003,803
Salaries and employee benefits$2,379,0003,058
Premises and equipment expense$396,0004,287
Additional noninterest expense$836,0004,946
Pre-tax net operating income$1,429,0002,129
Securities gains (losses)$20,0002,745
Applicable income taxes$04,592
Income before extraordinary items$1,449,0001,835
Extraordinary gains, net$027
Net income$1,449,0001,833
Minority interest net income$0118
Net income of bank and minority interests.$1,449,0001,835
Net charge-offs$242,0004,014
Cash dividends$1,610,000791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,429,0001,815
2009-06-30 (YTD Data)Rank
Total interest income$4,096,0003,830
Total interest expense$1,222,0004,197
Net interest income$2,874,0003,580
Provision for loan and lease losses$350,0003,472
Total noninterest income$664,0002,835
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$315,0002,445
Trading account gains and fees$0193
Additional Noninterest Income$349,0002,749
Total noninterest expense$2,513,0003,702
Salaries and employee benefits$1,700,0002,922
Premises and equipment expense$269,0004,266
Additional noninterest expense$544,0005,003
Pre-tax net operating income$675,0002,833
Securities gains (losses)$19,0002,345
Applicable income taxes$04,657
Income before extraordinary items$694,0002,510
Extraordinary gains, net$021
Net income$694,0002,507
Minority interest net income$0112
Net income of bank and minority interests.$694,0002,509
Net charge-offs$201,0003,411
Cash dividends$1,448,000633
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$675,0002,485
2009-03-31 (YTD Data)Rank
Total interest income$2,032,0003,896
Total interest expense$617,0004,291
Net interest income$1,415,0003,615
Provision for loan and lease losses$200,0002,838
Total noninterest income$358,0002,690
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$152,0002,437
Trading account gains and fees$0171
Additional Noninterest Income$206,0002,467
Total noninterest expense$1,231,0003,694
Salaries and employee benefits$896,0002,823
Premises and equipment expense$130,0004,390
Additional noninterest expense$205,0005,541
Pre-tax net operating income$342,0003,120
Securities gains (losses)$1,0002,304
Applicable income taxes$04,835
Income before extraordinary items$343,0002,865
Extraordinary gains, net$015
Net income$343,0002,865
Minority interest net income$0102
Net income of bank and minority interests.$343,0002,866
Net charge-offs$12,0004,660
Cash dividends$1,255,000348
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$342,0002,736
2008-12-31 (YTD Data)Rank
Total interest income$9,157,0003,760
Total interest expense$3,480,0003,864
Net interest income$5,677,0003,617
Provision for loan and lease losses$575,0003,588
Total noninterest income$1,419,0002,737
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$624,0002,574
Trading account gains and fees$0154
Additional Noninterest Income$795,0002,462
Total noninterest expense$4,676,0003,771
Salaries and employee benefits$3,168,0003,097
Premises and equipment expense$559,0004,160
Additional noninterest expense$949,0004,980
Pre-tax net operating income$1,845,0002,616
Securities gains (losses)$4,0002,823
Applicable income taxes$7,0004,604
Income before extraordinary items$1,842,0002,154
Extraordinary gains, net$039
Net income$1,842,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0004,868
Cash dividends$1,471,0001,759
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,838,0002,275
2008-09-30 (YTD Data)Rank
Total interest income$6,965,0003,779
Total interest expense$2,744,0003,840
Net interest income$4,221,0003,672
Provision for loan and lease losses$375,0003,175
Total noninterest income$1,108,0002,725
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$465,0002,598
Trading account gains and fees$0148
Additional Noninterest Income$643,0002,440
Total noninterest expense$3,480,0003,772
Salaries and employee benefits$2,370,0003,131
Premises and equipment expense$429,0004,080
Additional noninterest expense$681,0005,037
Pre-tax net operating income$1,474,0002,874
Securities gains (losses)$3,0002,756
Applicable income taxes$7,0004,953
Income before extraordinary items$1,470,0002,361
Extraordinary gains, net$031
Net income$1,470,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,515
Cash dividends$1,286,0001,509
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,467,0002,474
2008-06-30 (YTD Data)Rank
Total interest income$4,712,0003,796
Total interest expense$1,922,0003,843
Net interest income$2,790,0003,679
Provision for loan and lease losses$150,0003,592
Total noninterest income$728,0002,772
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$310,0002,571
Trading account gains and fees$0149
Additional Noninterest Income$418,0002,523
Total noninterest expense$2,396,0003,708
Salaries and employee benefits$1,673,0003,001
Premises and equipment expense$275,0004,237
Additional noninterest expense$448,0005,078
Pre-tax net operating income$972,0003,005
Securities gains (losses)$2,0002,957
Applicable income taxes$7,0005,127
Income before extraordinary items$967,0002,642
Extraordinary gains, net$021
Net income$967,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,637
Cash dividends$1,102,0001,299
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$965,0202,592
2008-03-31 (YTD Data)Rank
Total interest income$2,393,0003,830
Total interest expense$1,013,0003,880
Net interest income$1,380,0003,699
Provision for loan and lease losses$75,0003,123
Total noninterest income$368,0002,756
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$149,0002,633
Trading account gains and fees$0158
Additional Noninterest Income$219,0002,443
Total noninterest expense$1,191,0003,721
Salaries and employee benefits$874,0002,914
Premises and equipment expense$112,0004,832
Additional noninterest expense$205,0005,302
Pre-tax net operating income$482,0003,142
Securities gains (losses)$1,0002,556
Applicable income taxes$7,0004,983
Income before extraordinary items$476,0002,809
Extraordinary gains, net$015
Net income$476,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$991,000780
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$475,0102,732
2007-12-31 (YTD Data)Rank
Total interest income$10,244,0003,722
Total interest expense$4,562,0003,685
Net interest income$5,682,0003,647
Provision for loan and lease losses$175,0004,119
Total noninterest income$1,432,0002,795
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$627,0002,584
Trading account gains and fees$0178
Additional Noninterest Income$805,0002,551
Total noninterest expense$4,516,0003,742
Salaries and employee benefits$3,071,0003,161
Premises and equipment expense$522,0004,236
Additional noninterest expense$923,0004,896
Pre-tax net operating income$2,423,0002,900
Securities gains (losses)$2,0001,832
Applicable income taxes$4,0005,829
Income before extraordinary items$2,421,0002,450
Extraordinary gains, net$039
Net income$2,421,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,940
Cash dividends$1,616,0001,890
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,419,0002,440
2007-09-30 (YTD Data)Rank
Total interest income$7,698,0003,711
Total interest expense$3,447,0003,682
Net interest income$4,251,0003,666
Provision for loan and lease losses$150,0003,464
Total noninterest income$1,026,0002,859
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$461,0002,612
Trading account gains and fees$0184
Additional Noninterest Income$565,0002,655
Total noninterest expense$3,329,0003,788
Salaries and employee benefits$2,267,0003,194
Premises and equipment expense$374,0004,361
Additional noninterest expense$688,0004,847
Pre-tax net operating income$1,798,0003,064
Securities gains (losses)$1,0001,492
Applicable income taxes$18,0005,533
Income before extraordinary items$1,781,0002,609
Extraordinary gains, net$033
Net income$1,781,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,709
Cash dividends$1,397,0001,597
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,780,0102,585
2007-06-30 (YTD Data)Rank
Total interest income$5,048,0003,761
Total interest expense$2,229,0003,742
Net interest income$2,819,0003,701
Provision for loan and lease losses$125,0002,906
Total noninterest income$622,0003,076
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$290,0002,724
Trading account gains and fees$0168
Additional Noninterest Income$332,0002,859
Total noninterest expense$2,289,0003,712
Salaries and employee benefits$1,592,0003,083
Premises and equipment expense$248,0004,414
Additional noninterest expense$449,0004,922
Pre-tax net operating income$1,027,0003,471
Securities gains (losses)$01,444
Applicable income taxes$12,0005,584
Income before extraordinary items$1,015,0003,011
Extraordinary gains, net$029
Net income$1,015,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,303
Cash dividends$1,193,0001,352
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,015,0002,995
2007-03-31 (YTD Data)Rank
Total interest income$2,523,0003,754
Total interest expense$1,123,0003,705
Net interest income$1,400,0003,721
Provision for loan and lease losses$75,0002,404
Total noninterest income$282,0003,257
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$138,0002,762
Trading account gains and fees$0195
Additional Noninterest Income$144,0003,096
Total noninterest expense$1,128,0003,753
Salaries and employee benefits$801,0003,079
Premises and equipment expense$129,0004,299
Additional noninterest expense$198,0005,286
Pre-tax net operating income$479,0003,630
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$474,0003,150
Extraordinary gains, net$022
Net income$474,0003,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$1,017,000769
Sale, conversion, retirement of capital stock, net$0885
Net operating income$474,0003,124
2006-12-31 (YTD Data)Rank
Total interest income$9,590,0003,693
Total interest expense$3,773,0003,731
Net interest income$5,817,0003,609
Provision for loan and lease losses$275,0002,942
Total noninterest income$1,286,0002,988
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$639,0002,559
Trading account gains and fees$0130
Additional Noninterest Income$647,0002,878
Total noninterest expense$4,172,0003,864
Salaries and employee benefits$2,866,0003,261
Premises and equipment expense$524,0004,141
Additional noninterest expense$782,0005,303
Pre-tax net operating income$2,656,0003,005
Securities gains (losses)$-25,0007,648
Applicable income taxes$1,0006,499
Income before extraordinary items$2,630,0002,507
Extraordinary gains, net$051
Net income$2,630,0002,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,906
Cash dividends$1,722,0001,757
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,655,0002,473
2006-09-30 (YTD Data)Rank
Total interest income$7,078,0003,720
Total interest expense$2,679,0003,793
Net interest income$4,399,0003,603
Provision for loan and lease losses$200,0002,859
Total noninterest income$986,0002,947
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$485,0002,542
Trading account gains and fees$0126
Additional Noninterest Income$501,0002,844
Total noninterest expense$3,060,0003,928
Salaries and employee benefits$2,112,0003,300
Premises and equipment expense$380,0004,231
Additional noninterest expense$568,0005,389
Pre-tax net operating income$2,125,0002,992
Securities gains (losses)$-25,0007,922
Applicable income taxes$1,0006,574
Income before extraordinary items$2,099,0002,470
Extraordinary gains, net$045
Net income$2,099,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,609
Cash dividends$1,475,0001,472
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,124,0002,438
2006-06-30 (YTD Data)Rank
Total interest income$4,606,0003,732
Total interest expense$1,664,0003,855
Net interest income$2,942,0003,601
Provision for loan and lease losses$175,0002,349
Total noninterest income$641,0002,998
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$323,0002,517
Trading account gains and fees$0126
Additional Noninterest Income$318,0002,902
Total noninterest expense$2,083,0003,883
Salaries and employee benefits$1,477,0003,167
Premises and equipment expense$236,0004,434
Additional noninterest expense$370,0005,464
Pre-tax net operating income$1,325,0003,148
Securities gains (losses)$-25,0008,157
Applicable income taxes$1,0006,575
Income before extraordinary items$1,299,0002,618
Extraordinary gains, net$039
Net income$1,299,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,112
Cash dividends$1,204,0001,234
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,324,0002,566
2006-03-31 (YTD Data)Rank
Total interest income$2,217,0003,782
Total interest expense$787,0003,856
Net interest income$1,430,0003,675
Provision for loan and lease losses$75,0002,394
Total noninterest income$310,0003,023
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$155,0002,531
Trading account gains and fees$0115
Additional Noninterest Income$155,0002,918
Total noninterest expense$1,066,0003,816
Salaries and employee benefits$749,0003,152
Premises and equipment expense$116,0004,522
Additional noninterest expense$201,0005,158
Pre-tax net operating income$599,0003,315
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$598,0002,754
Extraordinary gains, net$021
Net income$598,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$975,000781
Sale, conversion, retirement of capital stock, net$0648
Net operating income$598,0002,733
2005-12-31 (YTD Data)Rank
Total interest income$8,034,0003,745
Total interest expense$2,708,0003,606
Net interest income$5,326,0003,777
Provision for loan and lease losses$150,0004,107
Total noninterest income$1,336,0002,897
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$712,0002,312
Trading account gains and fees$0138
Additional Noninterest Income$624,0002,984
Total noninterest expense$4,087,0003,809
Salaries and employee benefits$2,853,0003,111
Premises and equipment expense$527,0004,017
Additional noninterest expense$707,0005,562
Pre-tax net operating income$2,425,0003,220
Securities gains (losses)$-11,0007,567
Applicable income taxes$2,0006,781
Income before extraordinary items$2,412,0002,667
Extraordinary gains, net$046
Net income$2,412,0002,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,737
Cash dividends$1,276,0002,052
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,423,0002,630
2005-09-30 (YTD Data)Rank
Total interest income$5,873,0003,778
Total interest expense$1,950,0003,582
Net interest income$3,923,0003,824
Provision for loan and lease losses$150,0003,463
Total noninterest income$1,009,0002,890
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$535,0002,312
Trading account gains and fees$0126
Additional Noninterest Income$474,0002,981
Total noninterest expense$3,075,0003,762
Salaries and employee benefits$2,149,0003,064
Premises and equipment expense$400,0003,972
Additional noninterest expense$526,0005,556
Pre-tax net operating income$1,707,0003,443
Securities gains (losses)$-9,0007,876
Applicable income taxes$2,0006,802
Income before extraordinary items$1,696,0002,829
Extraordinary gains, net$035
Net income$1,696,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,701
Cash dividends$1,058,0001,710
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,705,0002,780
2005-06-30 (YTD Data)Rank
Total interest income$3,782,0003,792
Total interest expense$1,233,0003,554
Net interest income$2,549,0003,868
Provision for loan and lease losses$150,0002,598
Total noninterest income$639,0002,956
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$347,0002,325
Trading account gains and fees$0116
Additional Noninterest Income$292,0003,113
Total noninterest expense$2,144,0003,624
Salaries and employee benefits$1,513,0002,908
Premises and equipment expense$250,0004,149
Additional noninterest expense$381,0005,255
Pre-tax net operating income$894,0004,005
Securities gains (losses)$-9,0008,110
Applicable income taxes$2,0006,782
Income before extraordinary items$883,0003,408
Extraordinary gains, net$030
Net income$883,0003,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,653
Cash dividends$783,0001,615
Sale, conversion, retirement of capital stock, net$0643
Net operating income$892,0003,326
2005-03-31 (YTD Data)Rank
Total interest income$1,844,0003,830
Total interest expense$591,0003,541
Net interest income$1,253,0003,918
Provision for loan and lease losses$75,0002,455
Total noninterest income$282,0003,197
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$155,0002,488
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,295
Total noninterest expense$1,061,0003,675
Salaries and employee benefits$760,0002,896
Premises and equipment expense$122,0004,262
Additional noninterest expense$179,0005,430
Pre-tax net operating income$399,0004,282
Securities gains (losses)$-2,0008,244
Applicable income taxes$2,0006,630
Income before extraordinary items$395,0003,658
Extraordinary gains, net$024
Net income$395,0003,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,063
Cash dividends$610,0001,015
Sale, conversion, retirement of capital stock, net$0491
Net operating income$396,9803,610
2004-12-31 (YTD Data)Rank
Total interest income$6,907,0003,850
Total interest expense$2,032,0003,597
Net interest income$4,875,0003,876
Provision for loan and lease losses$240,0003,319
Total noninterest income$1,350,0002,885
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$767,0002,217
Trading account gains and fees$0138
Additional Noninterest Income$583,0003,033
Total noninterest expense$4,037,0003,715
Salaries and employee benefits$2,690,0003,153
Premises and equipment expense$460,0004,343
Additional noninterest expense$887,0004,754
Pre-tax net operating income$1,948,0003,570
Securities gains (losses)$-18,0008,362
Applicable income taxes$3,0007,000
Income before extraordinary items$1,927,0003,013
Extraordinary gains, net$034
Net income$1,927,0003,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,625
Cash dividends$871,0002,584
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,945,0002,928
2004-09-30 (YTD Data)Rank
Total interest income$5,101,0003,873
Total interest expense$1,479,0003,659
Net interest income$3,622,0003,895
Provision for loan and lease losses$210,0002,903
Total noninterest income$1,025,0002,868
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$581,0002,217
Trading account gains and fees$0134
Additional Noninterest Income$444,0003,008
Total noninterest expense$3,007,0003,707
Salaries and employee benefits$1,976,0003,165
Premises and equipment expense$359,0004,216
Additional noninterest expense$672,0004,675
Pre-tax net operating income$1,430,0003,693
Securities gains (losses)$-18,0008,631
Applicable income taxes$3,0007,043
Income before extraordinary items$1,409,0003,127
Extraordinary gains, net$026
Net income$1,409,0003,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,698
Cash dividends$710,0002,176
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,427,0003,014
2004-06-30 (YTD Data)Rank
Total interest income$3,347,0003,914
Total interest expense$976,0003,678
Net interest income$2,371,0003,935
Provision for loan and lease losses$150,0002,691
Total noninterest income$627,0003,077
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$379,0002,249
Trading account gains and fees$0130
Additional Noninterest Income$248,0003,336
Total noninterest expense$2,047,0003,671
Salaries and employee benefits$1,360,0003,103
Premises and equipment expense$240,0004,198
Additional noninterest expense$447,0004,702
Pre-tax net operating income$801,0004,110
Securities gains (losses)$1,0003,212
Applicable income taxes$3,0006,985
Income before extraordinary items$799,0003,526
Extraordinary gains, net$021
Net income$799,0003,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,426
Cash dividends$530,0002,055
Sale, conversion, retirement of capital stock, net$0638
Net operating income$798,0003,441
2004-03-31 (YTD Data)Rank
Total interest income$1,630,0004,004
Total interest expense$481,0003,756
Net interest income$1,149,0004,036
Provision for loan and lease losses$60,0002,918
Total noninterest income$304,0003,074
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$184,0002,241
Trading account gains and fees$0121
Additional Noninterest Income$120,0003,347
Total noninterest expense$1,024,0003,680
Salaries and employee benefits$668,0003,163
Premises and equipment expense$127,0004,055
Additional noninterest expense$229,0004,609
Pre-tax net operating income$369,0004,294
Securities gains (losses)$1,0002,756
Applicable income taxes$3,0006,752
Income before extraordinary items$367,0003,741
Extraordinary gains, net$016
Net income$367,0003,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,575
Cash dividends$339,0001,606
Sale, conversion, retirement of capital stock, net$0464
Net operating income$366,0103,622
2003-12-31 (YTD Data)Rank
Total interest income$6,791,0003,917
Total interest expense$2,173,0003,758
Net interest income$4,618,0003,925
Provision for loan and lease losses$500,0002,155
Total noninterest income$1,332,0003,081
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$751,0002,232
Trading account gains and fees$0160
Additional Noninterest Income$581,0003,319
Total noninterest expense$3,911,0003,776
Salaries and employee benefits$2,561,0003,222
Premises and equipment expense$427,0004,519
Additional noninterest expense$923,0004,541
Pre-tax net operating income$1,539,0004,067
Securities gains (losses)$165,0001,475
Applicable income taxes$5,0007,192
Income before extraordinary items$1,699,0003,237
Extraordinary gains, net$054
Net income$1,699,0003,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,506
Cash dividends$1,006,0002,285
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,534,0003,334
2003-09-30 (YTD Data)Rank
Total interest income$5,151,0003,929
Total interest expense$1,709,0003,717
Net interest income$3,442,0003,958
Provision for loan and lease losses$360,0002,185
Total noninterest income$1,001,0003,133
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$563,0002,246
Trading account gains and fees$0153
Additional Noninterest Income$438,0003,378
Total noninterest expense$2,932,0003,761
Salaries and employee benefits$1,925,0003,205
Premises and equipment expense$306,0004,647
Additional noninterest expense$701,0004,466
Pre-tax net operating income$1,151,0004,198
Securities gains (losses)$165,0001,353
Applicable income taxes$5,0007,232
Income before extraordinary items$1,311,0003,265
Extraordinary gains, net$040
Net income$1,311,0003,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,718
Cash dividends$980,0001,782
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,146,0003,447
2003-06-30 (YTD Data)Rank
Total interest income$3,510,0003,890
Total interest expense$1,190,0003,689
Net interest income$2,320,0003,936
Provision for loan and lease losses$335,0001,653
Total noninterest income$605,0003,322
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$378,0002,194
Trading account gains and fees$0150
Additional Noninterest Income$227,0003,795
Total noninterest expense$1,931,0003,802
Salaries and employee benefits$1,255,0003,263
Premises and equipment expense$222,0004,415
Additional noninterest expense$454,0004,567
Pre-tax net operating income$659,0004,597
Securities gains (losses)$165,0001,171
Applicable income taxes$5,0007,181
Income before extraordinary items$819,0003,450
Extraordinary gains, net$030
Net income$819,0003,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,439
Cash dividends$879,0001,474
Sale, conversion, retirement of capital stock, net$0589
Net operating income$655,6503,874
2003-03-31 (YTD Data)Rank
Total interest income$1,774,0003,871
Total interest expense$614,0003,676
Net interest income$1,160,0003,926
Provision for loan and lease losses$110,0002,202
Total noninterest income$304,0003,218
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$198,0002,041
Trading account gains and fees$0134
Additional Noninterest Income$106,0003,823
Total noninterest expense$1,024,0003,581
Salaries and employee benefits$670,0003,065
Premises and equipment expense$118,0004,220
Additional noninterest expense$236,0004,401
Pre-tax net operating income$330,0004,541
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$330,0003,977
Extraordinary gains, net$021
Net income$330,0003,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$631,0001,008
Sale, conversion, retirement of capital stock, net$0419
Net operating income$330,0003,788
2002-12-31 (YTD Data)Rank
Total interest income$7,602,0003,805
Total interest expense$2,869,0003,654
Net interest income$4,733,0003,833
Provision for loan and lease losses$350,0003,125
Total noninterest income$1,325,0002,864
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$837,0001,922
Trading account gains and fees$0153
Additional Noninterest Income$488,0003,330
Total noninterest expense$3,797,0003,705
Salaries and employee benefits$2,452,0003,174
Premises and equipment expense$391,0004,728
Additional noninterest expense$954,0004,336
Pre-tax net operating income$1,911,0003,537
Securities gains (losses)$99,0001,763
Applicable income taxes$-4,0008,814
Income before extraordinary items$2,014,0002,786
Extraordinary gains, net$070
Net income$2,014,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,275
Cash dividends$1,171,0001,994
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,915,0002,814
2001-12-31 (YTD Data)Rank
Total interest income$8,762,0003,714
Total interest expense$3,932,0003,858
Net interest income$4,830,0003,534
Provision for loan and lease losses$320,0003,073
Total noninterest income$1,030,0003,268
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$753,0002,008
Trading account gains and fees$0177
Additional Noninterest Income$277,0004,284
Total noninterest expense$3,612,0003,727
Salaries and employee benefits$2,262,0003,242
Premises and equipment expense$461,0004,156
Additional noninterest expense$889,0004,450
Pre-tax net operating income$1,928,0003,263
Securities gains (losses)$04,612
Applicable income taxes$-17,0009,039
Income before extraordinary items$1,945,0002,593
Extraordinary gains, net$0105
Net income$1,945,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,450
Cash dividends$1,405,0001,748
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,945,0002,524
2000-12-31 (YTD Data)Rank
Total interest income$8,863,0003,772
Total interest expense$3,732,0004,185
Net interest income$5,131,0003,391
Provision for loan and lease losses$275,0003,040
Total noninterest income$980,0003,186
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$675,0002,055
Trading account gains and fees$0180
Additional Noninterest Income$305,0003,878
Total noninterest expense$3,302,0003,904
Salaries and employee benefits$2,172,0003,229
Premises and equipment expense$450,0004,129
Additional noninterest expense$680,0005,291
Pre-tax net operating income$2,534,0002,734
Securities gains (losses)$-8,0008,215
Applicable income taxes$256,0004,932
Income before extraordinary items$2,270,0002,273
Extraordinary gains, net$038
Net income$2,270,0002,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,920
Cash dividends$1,614,0001,571
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,277,2002,275
1999-12-31 (YTD Data)Rank
Total interest income$7,808,0004,009
Total interest expense$3,124,0004,453
Net interest income$4,684,0003,661
Provision for loan and lease losses$110,0005,020
Total noninterest income$946,0003,217
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$638,0002,084
Trading account gains and fees$0173
Additional Noninterest Income$308,0003,963
Total noninterest expense$3,115,0004,082
Salaries and employee benefits$2,007,0003,431
Premises and equipment expense$398,0004,553
Additional noninterest expense$710,0005,197
Pre-tax net operating income$2,405,0002,881
Securities gains (losses)$03,155
Applicable income taxes$236,0005,341
Income before extraordinary items$2,169,0002,403
Extraordinary gains, net$035
Net income$2,169,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,793
Cash dividends$1,480,0001,713
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,169,0002,372
1998-12-31 (YTD Data)Rank
Total interest income$7,635,0004,099
Total interest expense$3,131,0004,562
Net interest income$4,504,0003,729
Provision for loan and lease losses$20,0007,729
Total noninterest income$872,0003,394
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$609,0002,103
Trading account gains and feesNANA
Additional Noninterest Income$263,0004,296
Total noninterest expense$3,001,0004,119
Salaries and employee benefits$1,869,0003,552
Premises and equipment expense$415,0004,292
Additional noninterest expense$717,0005,074
Pre-tax net operating income$2,355,0002,937
Securities gains (losses)$04,449
Applicable income taxes$319,0005,011
Income before extraordinary items$2,036,0002,506
Extraordinary gains, net$032
Net income$2,036,0002,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,584
Cash dividends$1,574,0001,593
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,036,0002,427
1997-12-31 (YTD Data)Rank
Total interest income$7,053,0004,474
Total interest expense$2,542,0005,346
Net interest income$4,511,0003,813
Provision for loan and lease losses$90,0005,371
Total noninterest income$812,0003,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$616,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,008
Total noninterest expense$2,951,0004,144
Salaries and employee benefits$1,670,0003,890
Premises and equipment expense$570,0003,308
Additional noninterest expense$711,0005,157
Pre-tax net operating income$2,282,0003,153
Securities gains (losses)$-6,0009,765
Applicable income taxes$892,0002,681
Income before extraordinary items$1,384,0003,603
Extraordinary gains, net$044
Net income$1,384,0003,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,171
Cash dividends$2,200,0001,198
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,387,8403,514
1996-12-31 (YTD Data)Rank
Total interest income$6,530,0004,848
Total interest expense$2,228,0005,994
Net interest income$4,302,0004,031
Provision for loan and lease losses$75,0005,702
Total noninterest income$948,0003,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$600,0002,264
Trading account gains and feesNANA
Additional Noninterest Income$348,0003,713
Total noninterest expense$2,807,0004,546
Salaries and employee benefits$1,546,0004,195
Premises and equipment expense$550,0003,486
Additional noninterest expense$711,0005,680
Pre-tax net operating income$2,368,0002,943
Securities gains (losses)$-24,00010,728
Applicable income taxes$911,0002,549
Income before extraordinary items$1,433,0003,334
Extraordinary gains, net$053
Net income$1,433,0003,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,970
Cash dividends$450,0003,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,448,3603,270
1995-12-31 (YTD Data)Rank
Total interest income$5,870,0005,292
Total interest expense$1,920,0006,646
Net interest income$3,950,0004,358
Provision for loan and lease losses$30,0007,070
Total noninterest income$792,0003,710
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$651,0002,087
Trading account gains and feesNANA
Additional Noninterest Income$141,0006,163
Total noninterest expense$2,714,0004,654
Salaries and employee benefits$1,450,0004,421
Premises and equipment expense$532,0003,562
Additional noninterest expense$732,0005,643
Pre-tax net operating income$1,998,0003,502
Securities gains (losses)$03,831
Applicable income taxes$774,0002,962
Income before extraordinary items$1,224,0003,892
Extraordinary gains, net$065
Net income$1,224,0003,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,590
Cash dividends$375,0004,026
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,224,0003,875
1994-12-31 (YTD Data)Rank
Total interest income$4,957,0005,709
Total interest expense$1,243,0007,738
Net interest income$3,714,0004,683
Provision for loan and lease losses$150,0003,586
Total noninterest income$812,0003,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$701,0001,920
Trading account gains and feesNANA
Additional Noninterest Income$111,0007,194
Total noninterest expense$2,601,0004,982
Salaries and employee benefits$1,343,0004,745
Premises and equipment expense$487,0003,887
Additional noninterest expense$771,0005,875
Pre-tax net operating income$1,775,0003,797
Securities gains (losses)$2,0003,070
Applicable income taxes$675,0003,176
Income before extraordinary items$1,102,0004,174
Extraordinary gains, net$0249
Net income$1,102,0004,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,552
Cash dividends$375,0003,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,100,7204,224
1993-12-31 (YTD Data)Rank
Total interest income$4,927,0005,855
Total interest expense$1,446,0007,387
Net interest income$3,481,0004,981
Provision for loan and lease losses$100,0005,727
Total noninterest income$897,0003,643
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$776,0001,766
Trading account gains and feesNANA
Additional Noninterest Income$121,0007,282
Total noninterest expense$2,498,0005,284
Salaries and employee benefits$1,274,0004,973
Premises and equipment expense$516,0003,752
Additional noninterest expense$708,0006,505
Pre-tax net operating income$1,780,0003,719
Securities gains (losses)$1,0007,052
Applicable income taxes$709,0003,078
Income before extraordinary items$1,072,0004,418
Extraordinary gains, net$03,149
Net income$1,072,0004,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0006,126
Cash dividends$375,0003,834
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,071,3604,195
1992-12-31 (YTD Data)Rank
Total interest income$5,348,0006,033
Total interest expense$2,060,0006,980
Net interest income$3,288,0005,287
Provision for loan and lease losses$270,0004,396
Total noninterest income$796,0003,992
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$684,0001,990
Trading account gains and feesNANA
Additional Noninterest Income$112,0007,695
Total noninterest expense$2,683,0004,985
Salaries and employee benefits$1,331,0004,719
Premises and equipment expense$589,0003,416
Additional noninterest expense$763,0006,328
Pre-tax net operating income$1,131,0005,151
Securities gains (losses)$08,369
Applicable income taxes$356,0005,267
Income before extraordinary items$775,0005,495
Extraordinary gains, net$01,422
Net income$775,0005,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0003,671
Cash dividends$210,0004,877
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$775,0005,172

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.