Home > First-Lockhart National Bank > Income and Expense
First-Lockhart National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,607,000 | 2,143 |
| Total interest expense | $4,679,000 | 2,095 |
| Net interest income | $11,928,000 | 2,122 |
| Provision for loan and lease losses | $39,000 | 2,877 |
| Total noninterest income | $1,258,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $679,000 | 1,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 2,832 |
| Total noninterest expense | $11,352,000 | 1,881 |
| Salaries and employee benefits | $5,709,000 | 2,015 |
| Premises and equipment expense | $1,654,000 | 1,423 |
| Additional noninterest expense | $579,000 | 2,832 |
| Pre-tax net operating income | $1,795,000 | 3,073 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $310,000 | 2,210 |
| Income before extraordinary items | $1,485,000 | 3,086 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,485,000 | 3,120 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,485,000 | 3,088 |
| Net charge-offs | $14,000 | 2,331 |
| Cash dividends | $800,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,485,000 | 3,121 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,163,000 | 2,132 |
| Total interest expense | $3,117,000 | 2,121 |
| Net interest income | $9,046,000 | 2,121 |
| Provision for loan and lease losses | $39,000 | 2,623 |
| Total noninterest income | $1,004,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $511,000 | 1,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,700 |
| Total noninterest expense | $8,490,000 | 1,879 |
| Salaries and employee benefits | $4,289,000 | 2,022 |
| Premises and equipment expense | $1,225,000 | 1,436 |
| Additional noninterest expense | $493,000 | 2,699 |
| Pre-tax net operating income | $1,521,000 | 3,011 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $275,000 | 2,165 |
| Income before extraordinary items | $1,246,000 | 3,047 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,246,000 | 3,080 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,246,000 | 3,048 |
| Net charge-offs | $13,000 | 2,056 |
| Cash dividends | $800,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,246,000 | 3,082 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,018,000 | 2,119 |
| Total interest expense | $1,806,000 | 2,140 |
| Net interest income | $6,212,000 | 2,099 |
| Provision for loan and lease losses | $39,000 | 2,357 |
| Total noninterest income | $562,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $358,000 | 1,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 3,144 |
| Total noninterest expense | $5,659,000 | 1,872 |
| Salaries and employee benefits | $2,878,000 | 2,013 |
| Premises and equipment expense | $800,000 | 1,454 |
| Additional noninterest expense | $204,000 | 3,137 |
| Pre-tax net operating income | $1,076,000 | 2,954 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $195,000 | 2,152 |
| Income before extraordinary items | $881,000 | 3,011 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $881,000 | 3,044 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $881,000 | 3,010 |
| Net charge-offs | $4,000 | 2,088 |
| Cash dividends | $672,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $881,000 | 3,033 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 2,133 |
| Total interest expense | $810,000 | 2,091 |
| Net interest income | $3,105,000 | 2,110 |
| Provision for loan and lease losses | $39,000 | 1,835 |
| Total noninterest income | $279,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $185,000 | 1,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,210 |
| Total noninterest expense | $2,740,000 | 1,929 |
| Salaries and employee benefits | $1,436,000 | 2,047 |
| Premises and equipment expense | $386,000 | 1,523 |
| Additional noninterest expense | $94,000 | 3,210 |
| Pre-tax net operating income | $605,000 | 2,877 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $111,000 | 2,073 |
| Income before extraordinary items | $494,000 | 2,944 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $494,000 | 2,944 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $494,000 | 2,944 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $440,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $494,000 | 2,965 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,155,000 | 2,046 |
| Total interest expense | $1,089,000 | 2,300 |
| Net interest income | $13,066,000 | 1,990 |
| Provision for loan and lease losses | $156,000 | 1,940 |
| Total noninterest income | $1,297,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $831,000 | 1,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,110 |
| Total noninterest expense | $10,752,000 | 1,901 |
| Salaries and employee benefits | $5,724,000 | 2,007 |
| Premises and equipment expense | $1,548,000 | 1,504 |
| Additional noninterest expense | $466,000 | 3,110 |
| Pre-tax net operating income | $3,455,000 | 2,487 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $674,000 | 1,832 |
| Income before extraordinary items | $2,781,000 | 2,545 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,781,000 | 2,541 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,781,000 | 2,544 |
| Net charge-offs | $5,000 | 2,318 |
| Cash dividends | $1,228,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,781,000 | 2,578 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,158,000 | 2,052 |
| Total interest expense | $575,000 | 2,480 |
| Net interest income | $9,583,000 | 1,990 |
| Provision for loan and lease losses | $117,000 | 1,791 |
| Total noninterest income | $1,078,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $634,000 | 1,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 2,924 |
| Total noninterest expense | $7,987,000 | 1,917 |
| Salaries and employee benefits | $4,326,000 | 2,000 |
| Premises and equipment expense | $1,142,000 | 1,522 |
| Additional noninterest expense | $444,000 | 2,924 |
| Pre-tax net operating income | $2,557,000 | 2,504 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $503,000 | 1,837 |
| Income before extraordinary items | $2,054,000 | 2,546 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,054,000 | 2,543 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,054,000 | 2,545 |
| Net charge-offs | $6,000 | 1,967 |
| Cash dividends | $1,036,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,054,000 | 2,583 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 2,065 |
| Total interest expense | $347,000 | 2,467 |
| Net interest income | $6,169,000 | 2,009 |
| Provision for loan and lease losses | $78,000 | 1,663 |
| Total noninterest income | $784,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $453,000 | 1,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 2,841 |
| Total noninterest expense | $5,243,000 | 1,925 |
| Salaries and employee benefits | $2,844,000 | 2,018 |
| Premises and equipment expense | $759,000 | 1,531 |
| Additional noninterest expense | $1,640,000 | 1,866 |
| Pre-tax net operating income | $1,632,000 | 2,463 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $320,000 | 1,804 |
| Income before extraordinary items | $1,312,000 | 2,515 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,312,000 | 2,515 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,312,000 | 2,515 |
| Net charge-offs | $4,000 | 1,826 |
| Cash dividends | $708,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,312,000 | 2,545 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 2,036 |
| Total interest expense | $168,000 | 2,473 |
| Net interest income | $3,041,000 | 1,968 |
| Provision for loan and lease losses | $39,000 | 1,484 |
| Total noninterest income | $374,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $230,000 | 1,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,919 |
| Total noninterest expense | $2,591,000 | 1,938 |
| Salaries and employee benefits | $1,411,000 | 2,018 |
| Premises and equipment expense | $372,000 | 1,575 |
| Additional noninterest expense | $808,000 | 1,865 |
| Pre-tax net operating income | $785,000 | 2,408 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $154,000 | 1,782 |
| Income before extraordinary items | $631,000 | 2,484 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $631,000 | 2,481 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $631,000 | 2,484 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $348,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $631,000 | 2,505 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,528,000 | 2,396 |
| Total interest expense | $873,000 | 2,414 |
| Net interest income | $9,655,000 | 2,375 |
| Provision for loan and lease losses | $56,000 | 2,509 |
| Total noninterest income | $2,662,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $878,000 | 1,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,784,000 | 2,036 |
| Total noninterest expense | $8,905,000 | 2,133 |
| Salaries and employee benefits | $4,732,000 | 2,233 |
| Premises and equipment expense | $1,441,000 | 1,566 |
| Additional noninterest expense | $2,732,000 | 2,116 |
| Pre-tax net operating income | $3,356,000 | 2,550 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $638,000 | 1,937 |
| Income before extraordinary items | $2,718,000 | 2,658 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,718,000 | 2,659 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,718,000 | 2,659 |
| Net charge-offs | $-6,000 | 3,525 |
| Cash dividends | $1,120,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,718,000 | 2,646 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 2,488 |
| Total interest expense | $702,000 | 2,406 |
| Net interest income | $6,971,000 | 2,470 |
| Provision for loan and lease losses | $15,000 | 2,773 |
| Total noninterest income | $2,073,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $642,000 | 1,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,431,000 | 2,005 |
| Total noninterest expense | $6,619,000 | 2,154 |
| Salaries and employee benefits | $3,522,000 | 2,250 |
| Premises and equipment expense | $1,103,000 | 1,572 |
| Additional noninterest expense | $1,994,000 | 2,165 |
| Pre-tax net operating income | $2,410,000 | 2,712 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $456,000 | 2,038 |
| Income before extraordinary items | $1,954,000 | 2,828 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,954,000 | 2,828 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,954,000 | 2,828 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $752,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,954,000 | 2,806 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 2,490 |
| Total interest expense | $492,000 | 2,407 |
| Net interest income | $4,585,000 | 2,477 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,295,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $415,000 | 1,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 2,054 |
| Total noninterest expense | $4,320,000 | 2,173 |
| Salaries and employee benefits | $2,325,000 | 2,271 |
| Premises and equipment expense | $678,000 | 1,665 |
| Additional noninterest expense | $1,317,000 | 2,150 |
| Pre-tax net operating income | $1,560,000 | 2,724 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $294,000 | 2,034 |
| Income before extraordinary items | $1,266,000 | 2,861 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,266,000 | 2,860 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,266,000 | 2,861 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $496,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,266,000 | 2,840 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 2,479 |
| Total interest expense | $262,000 | 2,376 |
| Net interest income | $2,269,000 | 2,483 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $702,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $197,000 | 1,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $505,000 | 1,908 |
| Total noninterest expense | $2,104,000 | 2,195 |
| Salaries and employee benefits | $1,161,000 | 2,265 |
| Premises and equipment expense | $307,000 | 1,815 |
| Additional noninterest expense | $636,000 | 2,172 |
| Pre-tax net operating income | $867,000 | 2,561 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $166,000 | 1,940 |
| Income before extraordinary items | $701,000 | 2,689 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $701,000 | 2,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $701,000 | 2,689 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $271,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $701,000 | 2,657 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,104,000 | 2,361 |
| Total interest expense | $1,869,000 | 2,058 |
| Net interest income | $9,235,000 | 2,387 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,042,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $859,000 | 1,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,183,000 | 2,316 |
| Total noninterest expense | $8,105,000 | 2,248 |
| Salaries and employee benefits | $4,417,000 | 2,327 |
| Premises and equipment expense | $1,137,000 | 1,864 |
| Additional noninterest expense | $2,551,000 | 2,178 |
| Pre-tax net operating income | $3,172,000 | 2,361 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $602,000 | 1,815 |
| Income before extraordinary items | $2,570,000 | 2,516 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,570,000 | 2,516 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,570,000 | 2,516 |
| Net charge-offs | $15,000 | 2,901 |
| Cash dividends | $988,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,570,000 | 2,459 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,505,000 | 2,343 |
| Total interest expense | $1,535,000 | 2,031 |
| Net interest income | $6,970,000 | 2,367 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,476,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $641,000 | 1,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $835,000 | 2,331 |
| Total noninterest expense | $6,128,000 | 2,209 |
| Salaries and employee benefits | $3,360,000 | 2,284 |
| Premises and equipment expense | $888,000 | 1,812 |
| Additional noninterest expense | $1,880,000 | 2,163 |
| Pre-tax net operating income | $2,318,000 | 2,381 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $439,000 | 1,819 |
| Income before extraordinary items | $1,879,000 | 2,521 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,879,000 | 2,521 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,879,000 | 2,521 |
| Net charge-offs | $16,000 | 2,583 |
| Cash dividends | $714,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,879,000 | 2,478 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 2,329 |
| Total interest expense | $1,086,000 | 2,050 |
| Net interest income | $4,768,000 | 2,350 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,052,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $440,000 | 1,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,171 |
| Total noninterest expense | $4,081,000 | 2,220 |
| Salaries and employee benefits | $2,242,000 | 2,290 |
| Premises and equipment expense | $584,000 | 1,822 |
| Additional noninterest expense | $1,255,000 | 2,160 |
| Pre-tax net operating income | $1,739,000 | 2,194 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $336,000 | 1,661 |
| Income before extraordinary items | $1,403,000 | 2,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,403,000 | 2,323 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,403,000 | 2,324 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $481,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,403,000 | 2,285 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 2,227 |
| Total interest expense | $580,000 | 2,101 |
| Net interest income | $2,461,000 | 2,247 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $462,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $246,000 | 1,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 2,349 |
| Total noninterest expense | $2,078,000 | 2,220 |
| Salaries and employee benefits | $1,152,000 | 2,259 |
| Premises and equipment expense | $296,000 | 1,824 |
| Additional noninterest expense | $630,000 | 2,171 |
| Pre-tax net operating income | $845,000 | 2,080 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $165,000 | 1,550 |
| Income before extraordinary items | $680,000 | 2,220 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $680,000 | 2,219 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $680,000 | 2,220 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $234,000 | 1,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $680,000 | 2,183 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,832,000 | 2,310 |
| Total interest expense | $2,526,000 | 2,033 |
| Net interest income | $9,306,000 | 2,364 |
| Provision for loan and lease losses | $80,000 | 3,087 |
| Total noninterest income | $2,015,000 | 1,961 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,070,000 | 1,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $945,000 | 2,321 |
| Total noninterest expense | $8,383,000 | 2,173 |
| Salaries and employee benefits | $4,629,000 | 2,212 |
| Premises and equipment expense | $1,103,000 | 1,906 |
| Additional noninterest expense | $2,651,000 | 2,122 |
| Pre-tax net operating income | $2,858,000 | 2,541 |
| Securities gains (losses) | $3,000 | 2,172 |
| Applicable income taxes | $538,000 | 1,922 |
| Income before extraordinary items | $2,323,000 | 2,681 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,323,000 | 2,681 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,323,000 | 2,683 |
| Net charge-offs | $11,000 | 3,294 |
| Cash dividends | $948,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,320,570 | 2,654 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 2,357 |
| Total interest expense | $1,877,000 | 2,057 |
| Net interest income | $6,912,000 | 2,417 |
| Provision for loan and lease losses | $80,000 | 2,806 |
| Total noninterest income | $1,524,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $811,000 | 1,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,304 |
| Total noninterest expense | $6,321,000 | 2,169 |
| Salaries and employee benefits | $3,511,000 | 2,208 |
| Premises and equipment expense | $809,000 | 1,950 |
| Additional noninterest expense | $2,001,000 | 2,118 |
| Pre-tax net operating income | $2,035,000 | 2,699 |
| Securities gains (losses) | $3,000 | 1,926 |
| Applicable income taxes | $383,000 | 2,041 |
| Income before extraordinary items | $1,655,000 | 2,815 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,655,000 | 2,816 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,655,000 | 2,816 |
| Net charge-offs | $12,000 | 2,893 |
| Cash dividends | $726,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,652,570 | 2,786 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 2,379 |
| Total interest expense | $1,204,000 | 2,086 |
| Net interest income | $4,558,000 | 2,441 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $971,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $535,000 | 1,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 2,362 |
| Total noninterest expense | $4,244,000 | 2,174 |
| Salaries and employee benefits | $2,413,000 | 2,177 |
| Premises and equipment expense | $510,000 | 2,034 |
| Additional noninterest expense | $1,321,000 | 2,139 |
| Pre-tax net operating income | $1,225,000 | 2,835 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $230,000 | 2,097 |
| Income before extraordinary items | $998,000 | 2,951 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $998,000 | 2,950 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $998,000 | 2,950 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $462,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $995,570 | 2,933 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 2,388 |
| Total interest expense | $597,000 | 2,069 |
| Net interest income | $2,270,000 | 2,458 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $465,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $261,000 | 1,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 2,384 |
| Total noninterest expense | $2,150,000 | 2,162 |
| Salaries and employee benefits | $1,250,000 | 2,134 |
| Premises and equipment expense | $253,000 | 2,065 |
| Additional noninterest expense | $647,000 | 2,162 |
| Pre-tax net operating income | $555,000 | 2,925 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $106,000 | 2,105 |
| Income before extraordinary items | $449,000 | 3,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $449,000 | 3,044 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $449,000 | 3,045 |
| Net charge-offs | $14,000 | 1,843 |
| Cash dividends | $231,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $449,000 | 3,034 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 2,366 |
| Total interest expense | $1,917,000 | 1,990 |
| Net interest income | $9,073,000 | 2,437 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $2,092,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $994,000 | 1,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,098,000 | 2,142 |
| Total noninterest expense | $8,498,000 | 2,153 |
| Salaries and employee benefits | $4,673,000 | 2,210 |
| Premises and equipment expense | $1,075,000 | 1,949 |
| Additional noninterest expense | $2,750,000 | 2,062 |
| Pre-tax net operating income | $2,547,000 | 2,750 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $82,000 | 3,188 |
| Income before extraordinary items | $2,465,000 | 2,606 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,465,000 | 2,604 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,465,000 | 2,605 |
| Net charge-offs | $37,000 | 2,792 |
| Cash dividends | $866,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,465,000 | 2,601 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,074,000 | 2,399 |
| Total interest expense | $1,325,000 | 2,031 |
| Net interest income | $6,749,000 | 2,456 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $1,585,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $719,000 | 1,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 2,104 |
| Total noninterest expense | $6,335,000 | 2,157 |
| Salaries and employee benefits | $3,458,000 | 2,228 |
| Premises and equipment expense | $791,000 | 1,989 |
| Additional noninterest expense | $2,086,000 | 2,045 |
| Pre-tax net operating income | $1,909,000 | 2,813 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $31,000 | 3,503 |
| Income before extraordinary items | $1,878,000 | 2,626 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,878,000 | 2,625 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,878,000 | 2,625 |
| Net charge-offs | $55,000 | 2,140 |
| Cash dividends | $708,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,878,000 | 2,614 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 2,426 |
| Total interest expense | $802,000 | 2,083 |
| Net interest income | $4,426,000 | 2,484 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $1,071,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $478,000 | 1,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 2,077 |
| Total noninterest expense | $4,193,000 | 2,182 |
| Salaries and employee benefits | $2,288,000 | 2,253 |
| Premises and equipment expense | $520,000 | 2,015 |
| Additional noninterest expense | $1,385,000 | 2,069 |
| Pre-tax net operating income | $1,244,000 | 2,815 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-102,000 | 5,475 |
| Income before extraordinary items | $1,346,000 | 2,477 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,346,000 | 2,476 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,346,000 | 2,476 |
| Net charge-offs | $57,000 | 1,671 |
| Cash dividends | $530,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,346,000 | 2,473 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 2,439 |
| Total interest expense | $353,000 | 2,197 |
| Net interest income | $2,229,000 | 2,457 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $493,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $228,000 | 1,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 2,160 |
| Total noninterest expense | $1,834,000 | 2,424 |
| Salaries and employee benefits | $1,142,000 | 2,268 |
| Premises and equipment expense | $249,000 | 2,117 |
| Additional noninterest expense | $443,000 | 2,865 |
| Pre-tax net operating income | $858,000 | 2,270 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $858,000 | 2,064 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $858,000 | 2,063 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $858,000 | 2,064 |
| Net charge-offs | $58,000 | 1,113 |
| Cash dividends | $299,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $858,000 | 2,054 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,037,000 | 2,443 |
| Total interest expense | $1,352,000 | 2,073 |
| Net interest income | $8,685,000 | 2,487 |
| Provision for loan and lease losses | $105,000 | 3,014 |
| Total noninterest income | $2,249,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,062,000 | 1,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,187,000 | 2,078 |
| Total noninterest expense | $7,840,000 | 2,314 |
| Salaries and employee benefits | $4,314,000 | 2,346 |
| Premises and equipment expense | $1,076,000 | 2,005 |
| Additional noninterest expense | $2,450,000 | 2,291 |
| Pre-tax net operating income | $2,989,000 | 2,489 |
| Securities gains (losses) | $21,000 | 1,311 |
| Applicable income taxes | $5,000 | 3,958 |
| Income before extraordinary items | $3,005,000 | 2,050 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,005,000 | 2,049 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,005,000 | 2,050 |
| Net charge-offs | $88,000 | 2,546 |
| Cash dividends | $1,595,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,984,000 | 2,037 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,469,000 | 2,464 |
| Total interest expense | $1,039,000 | 2,029 |
| Net interest income | $6,430,000 | 2,518 |
| Provision for loan and lease losses | $105,000 | 2,606 |
| Total noninterest income | $1,785,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $824,000 | 1,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 2,009 |
| Total noninterest expense | $5,892,000 | 2,316 |
| Salaries and employee benefits | $3,251,000 | 2,343 |
| Premises and equipment expense | $809,000 | 2,011 |
| Additional noninterest expense | $1,832,000 | 2,292 |
| Pre-tax net operating income | $2,218,000 | 2,553 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $5,000 | 3,974 |
| Income before extraordinary items | $2,234,000 | 2,206 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,234,000 | 2,206 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,234,000 | 2,206 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $1,118,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,213,000 | 2,195 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 2,462 |
| Total interest expense | $691,000 | 1,983 |
| Net interest income | $4,241,000 | 2,530 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $1,243,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $547,000 | 1,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $696,000 | 1,937 |
| Total noninterest expense | $4,010,000 | 2,282 |
| Salaries and employee benefits | $2,303,000 | 2,254 |
| Premises and equipment expense | $537,000 | 2,009 |
| Additional noninterest expense | $1,170,000 | 2,375 |
| Pre-tax net operating income | $1,384,000 | 2,611 |
| Securities gains (losses) | $13,000 | 1,152 |
| Applicable income taxes | $3,000 | 4,027 |
| Income before extraordinary items | $1,394,000 | 2,275 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,394,000 | 2,275 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,394,000 | 2,275 |
| Net charge-offs | $-9,000 | 4,762 |
| Cash dividends | $763,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,381,000 | 2,261 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 2,483 |
| Total interest expense | $339,000 | 1,989 |
| Net interest income | $2,096,000 | 2,545 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $627,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $280,000 | 1,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 1,904 |
| Total noninterest expense | $1,991,000 | 2,308 |
| Salaries and employee benefits | $1,158,000 | 2,265 |
| Premises and equipment expense | $266,000 | 2,047 |
| Additional noninterest expense | $567,000 | 2,420 |
| Pre-tax net operating income | $687,000 | 2,572 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $694,000 | 2,213 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $694,000 | 2,214 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $694,000 | 2,214 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $361,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $685,000 | 2,205 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 2,520 |
| Total interest expense | $1,272,000 | 2,032 |
| Net interest income | $8,196,000 | 2,569 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $2,404,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,065,000 | 1,145 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,339,000 | 2,038 |
| Total noninterest expense | $7,908,000 | 2,310 |
| Salaries and employee benefits | $4,254,000 | 2,386 |
| Premises and equipment expense | $1,137,000 | 1,955 |
| Additional noninterest expense | $2,517,000 | 2,300 |
| Pre-tax net operating income | $2,512,000 | 2,671 |
| Securities gains (losses) | $52,000 | 1,815 |
| Applicable income taxes | $6,000 | 4,063 |
| Income before extraordinary items | $2,558,000 | 2,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,558,000 | 2,365 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,558,000 | 2,367 |
| Net charge-offs | $-33,000 | 5,252 |
| Cash dividends | $1,411,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,506,000 | 2,352 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 2,541 |
| Total interest expense | $932,000 | 2,078 |
| Net interest income | $6,108,000 | 2,589 |
| Provision for loan and lease losses | $135,000 | 2,451 |
| Total noninterest income | $1,854,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $800,000 | 1,139 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,054,000 | 1,974 |
| Total noninterest expense | $5,870,000 | 2,336 |
| Salaries and employee benefits | $3,200,000 | 2,366 |
| Premises and equipment expense | $815,000 | 2,014 |
| Additional noninterest expense | $1,855,000 | 2,330 |
| Pre-tax net operating income | $1,957,000 | 2,663 |
| Securities gains (losses) | $52,000 | 1,740 |
| Applicable income taxes | $5,000 | 4,121 |
| Income before extraordinary items | $2,004,000 | 2,345 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,004,000 | 2,344 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,004,000 | 2,345 |
| Net charge-offs | $-32,000 | 5,238 |
| Cash dividends | $1,084,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,952,000 | 2,324 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 2,569 |
| Total interest expense | $599,000 | 2,135 |
| Net interest income | $4,046,000 | 2,609 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $1,419,000 | 1,682 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $547,000 | 1,101 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $872,000 | 1,708 |
| Total noninterest expense | $3,904,000 | 2,345 |
| Salaries and employee benefits | $2,136,000 | 2,374 |
| Premises and equipment expense | $545,000 | 2,006 |
| Additional noninterest expense | $1,223,000 | 2,357 |
| Pre-tax net operating income | $1,471,000 | 2,436 |
| Securities gains (losses) | $52,000 | 1,395 |
| Applicable income taxes | $3,000 | 4,154 |
| Income before extraordinary items | $1,520,000 | 2,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,520,000 | 2,102 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,520,000 | 2,102 |
| Net charge-offs | $-32,000 | 5,374 |
| Cash dividends | $704,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,468,000 | 2,100 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 2,602 |
| Total interest expense | $290,000 | 2,194 |
| Net interest income | $1,996,000 | 2,640 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $537,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $277,000 | 1,084 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $260,000 | 2,285 |
| Total noninterest expense | $1,920,000 | 2,386 |
| Salaries and employee benefits | $1,067,000 | 2,389 |
| Premises and equipment expense | $245,000 | 2,196 |
| Additional noninterest expense | $608,000 | 2,361 |
| Pre-tax net operating income | $568,000 | 2,813 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $578,000 | 2,500 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $578,000 | 2,500 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $578,000 | 2,500 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $288,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $566,000 | 2,493 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 2,683 |
| Total interest expense | $1,051,000 | 2,337 |
| Net interest income | $7,590,000 | 2,703 |
| Provision for loan and lease losses | $90,000 | 3,155 |
| Total noninterest income | $2,458,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,154,000 | 1,076 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,304,000 | 2,040 |
| Total noninterest expense | $7,451,000 | 2,447 |
| Salaries and employee benefits | $4,078,000 | 2,458 |
| Premises and equipment expense | $1,019,000 | 2,146 |
| Additional noninterest expense | $2,354,000 | 2,461 |
| Pre-tax net operating income | $2,507,000 | 2,624 |
| Securities gains (losses) | $38,000 | 1,841 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $2,525,000 | 2,319 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,525,000 | 2,319 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,525,000 | 2,320 |
| Net charge-offs | $-60,000 | 5,622 |
| Cash dividends | $1,389,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,487,380 | 2,317 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,423,000 | 2,720 |
| Total interest expense | $775,000 | 2,392 |
| Net interest income | $5,648,000 | 2,743 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $1,879,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $832,000 | 1,124 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,047,000 | 1,969 |
| Total noninterest expense | $5,593,000 | 2,449 |
| Salaries and employee benefits | $3,038,000 | 2,474 |
| Premises and equipment expense | $792,000 | 2,122 |
| Additional noninterest expense | $1,763,000 | 2,456 |
| Pre-tax net operating income | $1,844,000 | 2,705 |
| Securities gains (losses) | $29,000 | 1,813 |
| Applicable income taxes | $18,000 | 3,990 |
| Income before extraordinary items | $1,855,000 | 2,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,855,000 | 2,393 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,855,000 | 2,393 |
| Net charge-offs | $-31,000 | 5,471 |
| Cash dividends | $1,008,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,826,290 | 2,378 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 2,769 |
| Total interest expense | $511,000 | 2,429 |
| Net interest income | $3,685,000 | 2,783 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $1,217,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $525,000 | 1,157 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $692,000 | 1,982 |
| Total noninterest expense | $3,720,000 | 2,454 |
| Salaries and employee benefits | $2,035,000 | 2,479 |
| Premises and equipment expense | $523,000 | 2,147 |
| Additional noninterest expense | $1,162,000 | 2,502 |
| Pre-tax net operating income | $1,122,000 | 2,865 |
| Securities gains (losses) | $29,000 | 1,517 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $1,139,000 | 2,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,139,000 | 2,523 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,139,000 | 2,523 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $517,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,110,290 | 2,508 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 2,774 |
| Total interest expense | $257,000 | 2,432 |
| Net interest income | $1,827,000 | 2,795 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $536,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $250,000 | 1,188 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $286,000 | 2,185 |
| Total noninterest expense | $1,866,000 | 2,460 |
| Salaries and employee benefits | $1,018,000 | 2,486 |
| Premises and equipment expense | $262,000 | 2,165 |
| Additional noninterest expense | $586,000 | 2,466 |
| Pre-tax net operating income | $467,000 | 3,132 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $485,000 | 2,777 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $485,000 | 2,780 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $485,000 | 2,780 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $227,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $461,240 | 2,803 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,104,000 | 2,869 |
| Total interest expense | $982,000 | 2,601 |
| Net interest income | $7,122,000 | 2,851 |
| Provision for loan and lease losses | $325,000 | 1,899 |
| Total noninterest income | $2,372,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,070,000 | 1,215 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,302,000 | 1,962 |
| Total noninterest expense | $7,641,000 | 2,402 |
| Salaries and employee benefits | $4,025,000 | 2,483 |
| Premises and equipment expense | $1,091,000 | 2,088 |
| Additional noninterest expense | $2,525,000 | 2,392 |
| Pre-tax net operating income | $1,528,000 | 3,452 |
| Securities gains (losses) | $126,000 | 1,091 |
| Applicable income taxes | $9,000 | 4,216 |
| Income before extraordinary items | $1,645,000 | 3,077 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,645,000 | 3,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,645,000 | 3,078 |
| Net charge-offs | $233,000 | 2,304 |
| Cash dividends | $864,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,520,260 | 3,168 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 2,909 |
| Total interest expense | $711,000 | 2,716 |
| Net interest income | $5,310,000 | 2,894 |
| Provision for loan and lease losses | $220,000 | 1,981 |
| Total noninterest income | $1,861,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $792,000 | 1,241 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,069,000 | 1,855 |
| Total noninterest expense | $5,813,000 | 2,384 |
| Salaries and employee benefits | $3,041,000 | 2,463 |
| Premises and equipment expense | $807,000 | 2,130 |
| Additional noninterest expense | $1,965,000 | 2,287 |
| Pre-tax net operating income | $1,138,000 | 3,542 |
| Securities gains (losses) | $108,000 | 947 |
| Applicable income taxes | $7,000 | 4,269 |
| Income before extraordinary items | $1,239,000 | 3,075 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,239,000 | 3,075 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,239,000 | 3,076 |
| Net charge-offs | $132,000 | 2,420 |
| Cash dividends | $569,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,132,080 | 3,221 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,944 |
| Total interest expense | $460,000 | 2,812 |
| Net interest income | $3,497,000 | 2,920 |
| Provision for loan and lease losses | $115,000 | 2,235 |
| Total noninterest income | $1,131,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $525,000 | 1,228 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $606,000 | 2,043 |
| Total noninterest expense | $3,988,000 | 2,338 |
| Salaries and employee benefits | $2,038,000 | 2,461 |
| Premises and equipment expense | $535,000 | 2,148 |
| Additional noninterest expense | $1,415,000 | 2,123 |
| Pre-tax net operating income | $525,000 | 4,092 |
| Securities gains (losses) | $108,000 | 746 |
| Applicable income taxes | $5,000 | 4,257 |
| Income before extraordinary items | $628,000 | 3,542 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $628,000 | 3,547 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $628,000 | 3,548 |
| Net charge-offs | $149,000 | 1,841 |
| Cash dividends | $279,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $521,080 | 3,826 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 2,977 |
| Total interest expense | $232,000 | 2,831 |
| Net interest income | $1,727,000 | 2,961 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $577,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $255,000 | 1,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $322,000 | 1,914 |
| Total noninterest expense | $2,115,000 | 2,224 |
| Salaries and employee benefits | $1,088,000 | 2,332 |
| Premises and equipment expense | $254,000 | 2,282 |
| Additional noninterest expense | $773,000 | 1,947 |
| Pre-tax net operating income | $149,000 | 4,862 |
| Securities gains (losses) | $108,000 | 420 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $253,000 | 3,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 3,836 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $253,000 | 3,836 |
| Net charge-offs | $150,000 | 1,118 |
| Cash dividends | $102,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $147,160 | 4,662 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 3,006 |
| Total interest expense | $935,000 | 3,101 |
| Net interest income | $6,837,000 | 2,954 |
| Provision for loan and lease losses | $310,000 | 2,398 |
| Total noninterest income | $2,577,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,226,000 | 1,129 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,351,000 | 1,979 |
| Total noninterest expense | $7,139,000 | 2,587 |
| Salaries and employee benefits | $3,907,000 | 2,534 |
| Premises and equipment expense | $757,000 | 2,808 |
| Additional noninterest expense | $2,475,000 | 2,494 |
| Pre-tax net operating income | $1,965,000 | 2,892 |
| Securities gains (losses) | $43,000 | 1,909 |
| Applicable income taxes | $18,000 | 4,138 |
| Income before extraordinary items | $1,990,000 | 2,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,990,000 | 2,626 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,990,000 | 2,626 |
| Net charge-offs | $119,000 | 3,576 |
| Cash dividends | $1,011,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,947,430 | 2,597 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,774,000 | 3,055 |
| Total interest expense | $701,000 | 3,169 |
| Net interest income | $5,073,000 | 3,001 |
| Provision for loan and lease losses | $220,000 | 2,473 |
| Total noninterest income | $1,914,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $933,000 | 1,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $981,000 | 2,058 |
| Total noninterest expense | $5,277,000 | 2,620 |
| Salaries and employee benefits | $2,954,000 | 2,513 |
| Premises and equipment expense | $540,000 | 2,944 |
| Additional noninterest expense | $1,783,000 | 2,572 |
| Pre-tax net operating income | $1,490,000 | 2,930 |
| Securities gains (losses) | $43,000 | 1,775 |
| Applicable income taxes | $14,000 | 4,224 |
| Income before extraordinary items | $1,519,000 | 2,637 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,519,000 | 2,641 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,519,000 | 2,641 |
| Net charge-offs | $130,000 | 3,014 |
| Cash dividends | $753,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,476,430 | 2,610 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,762,000 | 3,114 |
| Total interest expense | $466,000 | 3,236 |
| Net interest income | $3,296,000 | 3,060 |
| Provision for loan and lease losses | $130,000 | 2,635 |
| Total noninterest income | $1,290,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $633,000 | 1,065 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $657,000 | 2,107 |
| Total noninterest expense | $3,526,000 | 2,620 |
| Salaries and employee benefits | $1,982,000 | 2,519 |
| Premises and equipment expense | $355,000 | 2,961 |
| Additional noninterest expense | $1,189,000 | 2,563 |
| Pre-tax net operating income | $930,000 | 3,028 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $9,000 | 4,224 |
| Income before extraordinary items | $936,000 | 2,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $936,000 | 2,786 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $936,000 | 2,786 |
| Net charge-offs | $111,000 | 2,651 |
| Cash dividends | $393,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $921,150 | 2,705 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 3,179 |
| Total interest expense | $233,000 | 3,324 |
| Net interest income | $1,612,000 | 3,122 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $567,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $318,000 | 1,052 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,475 |
| Total noninterest expense | $1,789,000 | 2,616 |
| Salaries and employee benefits | $1,024,000 | 2,467 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $587,000 | 2,601 |
| Pre-tax net operating income | $330,000 | 3,633 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $326,000 | 3,411 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $326,000 | 3,411 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $326,000 | 3,413 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $176,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $326,000 | 3,313 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,326,000 | 3,342 |
| Total interest expense | $898,000 | 3,871 |
| Net interest income | $6,428,000 | 3,204 |
| Provision for loan and lease losses | $270,000 | 3,531 |
| Total noninterest income | $2,310,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,185,000 | 1,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,125,000 | 2,231 |
| Total noninterest expense | $6,260,000 | 2,939 |
| Salaries and employee benefits | $3,473,000 | 2,807 |
| Premises and equipment expense | $609,000 | 3,352 |
| Additional noninterest expense | $2,178,000 | 2,892 |
| Pre-tax net operating income | $2,208,000 | 2,633 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $14,000 | 4,312 |
| Income before extraordinary items | $2,194,000 | 2,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,194,000 | 2,421 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,194,000 | 2,422 |
| Net charge-offs | $48,000 | 4,949 |
| Cash dividends | $1,044,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,194,000 | 2,294 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 3,405 |
| Total interest expense | $676,000 | 3,980 |
| Net interest income | $4,787,000 | 3,266 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $1,694,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $879,000 | 1,215 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $815,000 | 2,253 |
| Total noninterest expense | $4,593,000 | 3,002 |
| Salaries and employee benefits | $2,591,000 | 2,831 |
| Premises and equipment expense | $432,000 | 3,524 |
| Additional noninterest expense | $1,570,000 | 2,995 |
| Pre-tax net operating income | $1,663,000 | 2,692 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $1,649,000 | 2,478 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,649,000 | 2,479 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,649,000 | 2,479 |
| Net charge-offs | $42,000 | 4,633 |
| Cash dividends | $786,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,649,000 | 2,344 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 3,423 |
| Total interest expense | $457,000 | 4,039 |
| Net interest income | $3,191,000 | 3,269 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $1,083,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $602,000 | 1,173 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $481,000 | 2,387 |
| Total noninterest expense | $3,038,000 | 3,028 |
| Salaries and employee benefits | $1,719,000 | 2,841 |
| Premises and equipment expense | $277,000 | 3,625 |
| Additional noninterest expense | $1,042,000 | 3,023 |
| Pre-tax net operating income | $1,056,000 | 2,744 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $1,047,000 | 2,538 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,047,000 | 2,538 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,047,000 | 2,538 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $513,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,047,000 | 2,397 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 3,440 |
| Total interest expense | $226,000 | 4,169 |
| Net interest income | $1,609,000 | 3,264 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $530,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $296,000 | 1,193 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $234,000 | 2,427 |
| Total noninterest expense | $1,537,000 | 2,990 |
| Salaries and employee benefits | $881,000 | 2,795 |
| Premises and equipment expense | $131,000 | 3,785 |
| Additional noninterest expense | $525,000 | 2,977 |
| Pre-tax net operating income | $512,000 | 2,839 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $507,000 | 2,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $507,000 | 2,582 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $507,000 | 2,583 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $257,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $507,000 | 2,459 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,523,000 | 3,497 |
| Total interest expense | $1,054,000 | 4,292 |
| Net interest income | $6,469,000 | 3,274 |
| Provision for loan and lease losses | $530,000 | 3,373 |
| Total noninterest income | $2,298,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,299,000 | 1,128 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $999,000 | 2,137 |
| Total noninterest expense | $5,912,000 | 3,098 |
| Salaries and employee benefits | $3,163,000 | 2,978 |
| Premises and equipment expense | $495,000 | 4,069 |
| Additional noninterest expense | $2,254,000 | 2,805 |
| Pre-tax net operating income | $2,325,000 | 2,236 |
| Securities gains (losses) | $119,000 | 1,923 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $2,432,000 | 1,916 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,432,000 | 1,917 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,432,000 | 1,917 |
| Net charge-offs | $57,000 | 5,403 |
| Cash dividends | $1,391,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,313,000 | 1,909 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,611,000 | 3,551 |
| Total interest expense | $827,000 | 4,290 |
| Net interest income | $4,784,000 | 3,322 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $1,778,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,003,000 | 1,111 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $775,000 | 2,085 |
| Total noninterest expense | $4,413,000 | 3,105 |
| Salaries and employee benefits | $2,327,000 | 3,040 |
| Premises and equipment expense | $378,000 | 4,059 |
| Additional noninterest expense | $1,708,000 | 2,799 |
| Pre-tax net operating income | $1,879,000 | 2,187 |
| Securities gains (losses) | $118,000 | 1,637 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $1,988,000 | 1,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,988,000 | 1,844 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,988,000 | 1,844 |
| Net charge-offs | $28,000 | 5,367 |
| Cash dividends | $948,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,870,000 | 1,845 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 3,625 |
| Total interest expense | $573,000 | 4,294 |
| Net interest income | $3,099,000 | 3,401 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $1,187,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $663,000 | 1,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $524,000 | 2,031 |
| Total noninterest expense | $3,008,000 | 3,096 |
| Salaries and employee benefits | $1,552,000 | 3,058 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $1,206,000 | 2,738 |
| Pre-tax net operating income | $1,098,000 | 2,384 |
| Securities gains (losses) | $16,000 | 2,184 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $1,108,000 | 2,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,108,000 | 2,086 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,108,000 | 2,086 |
| Net charge-offs | $14,000 | 5,222 |
| Cash dividends | $496,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,092,160 | 2,045 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,668 |
| Total interest expense | $297,000 | 4,324 |
| Net interest income | $1,516,000 | 3,437 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $544,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $325,000 | 1,117 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $219,000 | 2,347 |
| Total noninterest expense | $1,533,000 | 3,050 |
| Salaries and employee benefits | $784,000 | 3,054 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $620,000 | 2,656 |
| Pre-tax net operating income | $437,000 | 2,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $434,000 | 2,502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $434,000 | 2,501 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $434,000 | 2,502 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $206,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $434,000 | 2,455 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 3,748 |
| Total interest expense | $1,439,000 | 4,362 |
| Net interest income | $6,000,000 | 3,467 |
| Provision for loan and lease losses | $430,000 | 4,364 |
| Total noninterest income | $1,973,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,443,000 | 1,050 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $530,000 | 3,101 |
| Total noninterest expense | $5,522,000 | 3,328 |
| Salaries and employee benefits | $2,716,000 | 3,379 |
| Premises and equipment expense | $456,000 | 4,423 |
| Additional noninterest expense | $2,350,000 | 2,812 |
| Pre-tax net operating income | $2,021,000 | 2,218 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $12,000 | 4,176 |
| Income before extraordinary items | $2,036,000 | 1,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,036,000 | 1,993 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,036,000 | 1,994 |
| Net charge-offs | $87,000 | 5,529 |
| Cash dividends | $1,079,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,009,270 | 1,935 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 3,806 |
| Total interest expense | $1,109,000 | 4,452 |
| Net interest income | $4,517,000 | 3,503 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $1,448,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,069,000 | 1,093 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $379,000 | 3,189 |
| Total noninterest expense | $4,072,000 | 3,358 |
| Salaries and employee benefits | $2,002,000 | 3,435 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $1,730,000 | 2,810 |
| Pre-tax net operating income | $1,623,000 | 2,236 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $1,641,000 | 1,999 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,641,000 | 2,000 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,641,000 | 2,001 |
| Net charge-offs | $49,000 | 5,513 |
| Cash dividends | $799,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,614,270 | 1,930 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 3,819 |
| Total interest expense | $757,000 | 4,487 |
| Net interest income | $3,016,000 | 3,498 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $941,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $709,000 | 1,099 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $2,737,000 | 3,351 |
| Salaries and employee benefits | $1,336,000 | 3,457 |
| Premises and equipment expense | $222,000 | 4,593 |
| Additional noninterest expense | $1,179,000 | 2,759 |
| Pre-tax net operating income | $1,040,000 | 2,312 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $1,061,000 | 1,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,061,000 | 1,999 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,061,000 | 1,999 |
| Net charge-offs | $36,000 | 5,141 |
| Cash dividends | $528,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,034,270 | 1,977 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 3,840 |
| Total interest expense | $391,000 | 4,531 |
| Net interest income | $1,522,000 | 3,513 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $464,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $354,000 | 1,102 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $110,000 | 3,338 |
| Total noninterest expense | $1,380,000 | 3,370 |
| Salaries and employee benefits | $669,000 | 3,509 |
| Premises and equipment expense | $109,000 | 4,723 |
| Additional noninterest expense | $602,000 | 2,698 |
| Pre-tax net operating income | $516,000 | 2,350 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $513,000 | 2,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $513,000 | 2,105 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $513,000 | 2,106 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $246,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $513,000 | 2,017 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 4,025 |
| Total interest expense | $1,950,000 | 4,530 |
| Net interest income | $5,464,000 | 3,720 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $1,922,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,400,000 | 1,235 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $522,000 | 3,138 |
| Total noninterest expense | $5,144,000 | 3,597 |
| Salaries and employee benefits | $2,394,000 | 3,814 |
| Premises and equipment expense | $469,000 | 4,554 |
| Additional noninterest expense | $2,281,000 | 2,977 |
| Pre-tax net operating income | $1,942,000 | 1,957 |
| Securities gains (losses) | $59,000 | 2,529 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $2,019,000 | 1,665 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,019,000 | 1,663 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,019,000 | 1,664 |
| Net charge-offs | $163,000 | 5,229 |
| Cash dividends | $993,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,960,000 | 1,666 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 4,135 |
| Total interest expense | $1,464,000 | 4,669 |
| Net interest income | $3,984,000 | 3,801 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $1,436,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,026,000 | 1,262 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $410,000 | 3,141 |
| Total noninterest expense | $3,819,000 | 3,623 |
| Salaries and employee benefits | $1,792,000 | 3,866 |
| Premises and equipment expense | $346,000 | 4,643 |
| Additional noninterest expense | $1,681,000 | 2,997 |
| Pre-tax net operating income | $1,436,000 | 2,117 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $12,000 | 3,988 |
| Income before extraordinary items | $1,446,000 | 1,839 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,446,000 | 1,838 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,446,000 | 1,839 |
| Net charge-offs | $114,000 | 4,936 |
| Cash dividends | $708,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,424,220 | 1,822 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 4,235 |
| Total interest expense | $965,000 | 4,822 |
| Net interest income | $2,571,000 | 3,861 |
| Provision for loan and lease losses | $105,000 | 5,253 |
| Total noninterest income | $918,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $663,000 | 1,281 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $255,000 | 3,264 |
| Total noninterest expense | $2,510,000 | 3,708 |
| Salaries and employee benefits | $1,199,000 | 3,901 |
| Premises and equipment expense | $225,000 | 4,742 |
| Additional noninterest expense | $1,086,000 | 3,079 |
| Pre-tax net operating income | $874,000 | 2,351 |
| Securities gains (losses) | $22,000 | 2,291 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $884,000 | 2,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $884,000 | 2,055 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $884,000 | 2,057 |
| Net charge-offs | $56,000 | 4,816 |
| Cash dividends | $451,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $862,220 | 2,046 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 4,313 |
| Total interest expense | $486,000 | 4,901 |
| Net interest income | $1,264,000 | 3,900 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $449,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $324,000 | 1,267 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $1,219,000 | 3,720 |
| Salaries and employee benefits | $602,000 | 3,908 |
| Premises and equipment expense | $113,000 | 4,786 |
| Additional noninterest expense | $504,000 | 2,991 |
| Pre-tax net operating income | $419,000 | 2,706 |
| Securities gains (losses) | $22,000 | 1,645 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $432,000 | 2,407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $432,000 | 2,407 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $432,000 | 2,409 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $209,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $410,440 | 2,378 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 4,484 |
| Total interest expense | $2,281,000 | 4,983 |
| Net interest income | $4,732,000 | 4,101 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $1,749,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,210,000 | 1,475 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $539,000 | 3,057 |
| Total noninterest expense | $4,681,000 | 3,762 |
| Salaries and employee benefits | $2,392,000 | 3,907 |
| Premises and equipment expense | $468,000 | 4,647 |
| Additional noninterest expense | $1,821,000 | 3,115 |
| Pre-tax net operating income | $1,400,000 | 3,138 |
| Securities gains (losses) | $-968,000 | 7,731 |
| Applicable income taxes | $25,000 | 4,181 |
| Income before extraordinary items | $407,000 | 4,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $407,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 3,427 |
| Cash dividends | $532,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,316,920 | 2,891 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 4,540 |
| Total interest expense | $1,767,000 | 5,025 |
| Net interest income | $3,515,000 | 4,153 |
| Provision for loan and lease losses | $350,000 | 3,295 |
| Total noninterest income | $1,239,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $836,000 | 1,608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $403,000 | 3,173 |
| Total noninterest expense | $3,446,000 | 3,809 |
| Salaries and employee benefits | $1,814,000 | 3,899 |
| Premises and equipment expense | $369,000 | 4,523 |
| Additional noninterest expense | $1,263,000 | 3,241 |
| Pre-tax net operating income | $958,000 | 3,765 |
| Securities gains (losses) | $-903,000 | 7,885 |
| Applicable income taxes | $25,000 | 4,501 |
| Income before extraordinary items | $30,000 | 6,493 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $30,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,018 |
| Cash dividends | $532,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $607,920 | 4,252 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 4,613 |
| Total interest expense | $1,227,000 | 5,052 |
| Net interest income | $2,291,000 | 4,215 |
| Provision for loan and lease losses | $145,000 | 3,718 |
| Total noninterest income | $755,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $450,000 | 1,904 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $305,000 | 2,989 |
| Total noninterest expense | $2,283,000 | 3,840 |
| Salaries and employee benefits | $1,225,000 | 3,901 |
| Premises and equipment expense | $243,000 | 4,586 |
| Additional noninterest expense | $815,000 | 3,312 |
| Pre-tax net operating income | $618,000 | 3,951 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $599,000 | 3,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,229 |
| Cash dividends | $415,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $599,000 | 3,589 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 4,691 |
| Total interest expense | $650,000 | 5,074 |
| Net interest income | $1,117,000 | 4,290 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $347,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $216,000 | 1,945 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $131,000 | 3,281 |
| Total noninterest expense | $1,155,000 | 3,813 |
| Salaries and employee benefits | $601,000 | 3,971 |
| Premises and equipment expense | $127,000 | 4,473 |
| Additional noninterest expense | $427,000 | 3,113 |
| Pre-tax net operating income | $294,000 | 4,199 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $284,000 | 3,928 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $284,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $240,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $284,000 | 3,845 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 4,715 |
| Total interest expense | $2,406,000 | 5,368 |
| Net interest income | $4,630,000 | 4,208 |
| Provision for loan and lease losses | $55,000 | 5,599 |
| Total noninterest income | $1,638,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $880,000 | 1,961 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $758,000 | 2,632 |
| Total noninterest expense | $4,302,000 | 3,900 |
| Salaries and employee benefits | $2,342,000 | 3,908 |
| Premises and equipment expense | $449,000 | 4,680 |
| Additional noninterest expense | $1,511,000 | 3,399 |
| Pre-tax net operating income | $1,911,000 | 3,409 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 4,953 |
| Income before extraordinary items | $1,863,000 | 2,980 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,863,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $1,785,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,863,000 | 2,975 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 4,773 |
| Total interest expense | $1,729,000 | 5,491 |
| Net interest income | $3,490,000 | 4,222 |
| Provision for loan and lease losses | $39,000 | 5,365 |
| Total noninterest income | $1,288,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $645,000 | 1,996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $643,000 | 2,457 |
| Total noninterest expense | $3,180,000 | 3,922 |
| Salaries and employee benefits | $1,768,000 | 3,877 |
| Premises and equipment expense | $338,000 | 4,648 |
| Additional noninterest expense | $1,074,000 | 3,500 |
| Pre-tax net operating income | $1,559,000 | 3,387 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $36,000 | 5,160 |
| Income before extraordinary items | $1,523,000 | 2,935 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,523,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,960 |
| Cash dividends | $937,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,523,000 | 2,924 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 4,825 |
| Total interest expense | $1,077,000 | 5,692 |
| Net interest income | $2,354,000 | 4,232 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $654,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $420,000 | 2,027 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $234,000 | 3,481 |
| Total noninterest expense | $2,103,000 | 3,975 |
| Salaries and employee benefits | $1,174,000 | 3,916 |
| Premises and equipment expense | $221,000 | 4,726 |
| Additional noninterest expense | $708,000 | 3,531 |
| Pre-tax net operating income | $875,000 | 3,823 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $851,000 | 3,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $851,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $664,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $851,000 | 3,362 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 4,857 |
| Total interest expense | $518,000 | 5,771 |
| Net interest income | $1,176,000 | 4,223 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $314,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $196,000 | 2,086 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $118,000 | 3,468 |
| Total noninterest expense | $1,090,000 | 3,860 |
| Salaries and employee benefits | $597,000 | 3,908 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $383,000 | 3,292 |
| Pre-tax net operating income | $385,000 | 4,095 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $373,000 | 3,663 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $373,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,284 |
| Cash dividends | $490,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $373,000 | 3,642 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,316,000 | 4,842 |
| Total interest expense | $1,739,000 | 5,773 |
| Net interest income | $4,577,000 | 4,296 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $1,230,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $783,000 | 2,150 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $447,000 | 3,548 |
| Total noninterest expense | $4,211,000 | 3,835 |
| Salaries and employee benefits | $2,270,000 | 3,882 |
| Premises and equipment expense | $460,000 | 4,500 |
| Additional noninterest expense | $1,481,000 | 3,317 |
| Pre-tax net operating income | $1,551,000 | 4,216 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,551,000 | 3,700 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,551,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $1,028,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,551,000 | 3,680 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 4,889 |
| Total interest expense | $1,232,000 | 5,853 |
| Net interest income | $3,418,000 | 4,326 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $931,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $592,000 | 2,147 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $339,000 | 3,505 |
| Total noninterest expense | $3,166,000 | 3,817 |
| Salaries and employee benefits | $1,709,000 | 3,869 |
| Premises and equipment expense | $339,000 | 4,560 |
| Additional noninterest expense | $1,118,000 | 3,306 |
| Pre-tax net operating income | $1,153,000 | 4,404 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,153,000 | 3,831 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,153,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $302,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,153,000 | 3,817 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 4,908 |
| Total interest expense | $778,000 | 5,878 |
| Net interest income | $2,261,000 | 4,358 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $637,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $391,000 | 2,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $246,000 | 3,350 |
| Total noninterest expense | $2,129,000 | 3,799 |
| Salaries and employee benefits | $1,146,000 | 3,871 |
| Premises and equipment expense | $221,000 | 4,633 |
| Additional noninterest expense | $762,000 | 3,250 |
| Pre-tax net operating income | $739,000 | 4,500 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $739,000 | 3,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $739,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $151,000 | 3,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $739,000 | 3,914 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,916 |
| Total interest expense | $365,000 | 5,927 |
| Net interest income | $1,122,000 | 4,368 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $343,000 | 2,830 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $201,000 | 2,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $142,000 | 3,070 |
| Total noninterest expense | $1,049,000 | 3,864 |
| Salaries and employee benefits | $569,000 | 3,904 |
| Premises and equipment expense | $110,000 | 4,666 |
| Additional noninterest expense | $370,000 | 3,327 |
| Pre-tax net operating income | $401,000 | 4,271 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $401,000 | 3,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $401,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $401,000 | 3,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 4,753 |
| Total interest expense | $1,199,000 | 5,812 |
| Net interest income | $4,486,000 | 4,266 |
| Provision for loan and lease losses | $35,000 | 6,101 |
| Total noninterest income | $1,330,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $831,000 | 2,045 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $499,000 | 3,371 |
| Total noninterest expense | $4,079,000 | 3,811 |
| Salaries and employee benefits | $2,102,000 | 3,983 |
| Premises and equipment expense | $516,000 | 4,085 |
| Additional noninterest expense | $1,461,000 | 3,299 |
| Pre-tax net operating income | $1,702,000 | 4,085 |
| Securities gains (losses) | $25,000 | 1,178 |
| Applicable income taxes | $874,000 | 2,462 |
| Income before extraordinary items | $853,000 | 5,206 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $853,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $1,305,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $837,000 | 5,212 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 4,751 |
| Total interest expense | $869,000 | 5,804 |
| Net interest income | $3,354,000 | 4,286 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $1,034,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $623,000 | 2,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $411,000 | 3,230 |
| Total noninterest expense | $3,034,000 | 3,809 |
| Salaries and employee benefits | $1,575,000 | 3,940 |
| Premises and equipment expense | $377,000 | 4,149 |
| Additional noninterest expense | $1,082,000 | 3,303 |
| Pre-tax net operating income | $1,319,000 | 4,082 |
| Securities gains (losses) | $25,000 | 1,139 |
| Applicable income taxes | $368,000 | 3,455 |
| Income before extraordinary items | $976,000 | 4,228 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $976,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $663,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $957,750 | 4,235 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 4,704 |
| Total interest expense | $571,000 | 5,703 |
| Net interest income | $2,237,000 | 4,258 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $711,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $415,000 | 2,010 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $296,000 | 3,081 |
| Total noninterest expense | $2,033,000 | 3,767 |
| Salaries and employee benefits | $1,052,000 | 3,924 |
| Premises and equipment expense | $251,000 | 4,138 |
| Additional noninterest expense | $730,000 | 3,247 |
| Pre-tax net operating income | $885,000 | 4,037 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $238,000 | 3,493 |
| Income before extraordinary items | $647,000 | 4,222 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $647,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $663,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $647,000 | 4,170 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 4,693 |
| Total interest expense | $266,000 | 5,801 |
| Net interest income | $1,135,000 | 4,230 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $348,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $201,000 | 1,997 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,014 |
| Total noninterest expense | $1,008,000 | 3,823 |
| Salaries and employee benefits | $524,000 | 3,951 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $365,000 | 3,254 |
| Pre-tax net operating income | $460,000 | 3,902 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $124,000 | 3,414 |
| Income before extraordinary items | $336,000 | 4,065 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $336,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,042 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $336,000 | 4,024 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 4,627 |
| Total interest expense | $929,000 | 5,870 |
| Net interest income | $4,417,000 | 4,174 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $1,350,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $904,000 | 1,932 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $446,000 | 3,518 |
| Total noninterest expense | $3,900,000 | 3,839 |
| Salaries and employee benefits | $1,866,000 | 4,220 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $1,499,000 | 3,121 |
| Pre-tax net operating income | $1,827,000 | 3,754 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $470,000 | 3,449 |
| Income before extraordinary items | $1,357,000 | 3,887 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,357,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $1,415,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,357,000 | 3,822 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,638 |
| Total interest expense | $692,000 | 5,867 |
| Net interest income | $3,274,000 | 4,199 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $1,042,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $686,000 | 1,925 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $356,000 | 3,409 |
| Total noninterest expense | $2,903,000 | 3,812 |
| Salaries and employee benefits | $1,408,000 | 4,154 |
| Premises and equipment expense | $397,000 | 3,897 |
| Additional noninterest expense | $1,098,000 | 3,160 |
| Pre-tax net operating income | $1,388,000 | 3,775 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $357,000 | 3,491 |
| Income before extraordinary items | $1,031,000 | 3,923 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,031,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $142,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,031,000 | 3,862 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 4,659 |
| Total interest expense | $460,000 | 5,886 |
| Net interest income | $2,176,000 | 4,218 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $698,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $458,000 | 1,899 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $1,940,000 | 3,837 |
| Salaries and employee benefits | $951,000 | 4,132 |
| Premises and equipment expense | $254,000 | 4,022 |
| Additional noninterest expense | $735,000 | 3,172 |
| Pre-tax net operating income | $924,000 | 3,723 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $236,000 | 3,491 |
| Income before extraordinary items | $688,000 | 3,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $142,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $688,000 | 3,807 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 4,630 |
| Total interest expense | $234,000 | 5,889 |
| Net interest income | $1,101,000 | 4,179 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $336,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $117,000 | 3,389 |
| Total noninterest expense | $975,000 | 3,838 |
| Salaries and employee benefits | $483,000 | 4,123 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $370,000 | 3,128 |
| Pre-tax net operating income | $462,000 | 3,726 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $118,000 | 3,512 |
| Income before extraordinary items | $344,000 | 3,895 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $344,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $344,000 | 3,773 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 4,523 |
| Total interest expense | $1,150,000 | 5,709 |
| Net interest income | $4,417,000 | 4,054 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $1,380,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $918,000 | 1,881 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $462,000 | 3,717 |
| Total noninterest expense | $3,970,000 | 3,739 |
| Salaries and employee benefits | $1,944,000 | 4,020 |
| Premises and equipment expense | $542,000 | 3,822 |
| Additional noninterest expense | $1,484,000 | 3,113 |
| Pre-tax net operating income | $1,737,000 | 3,733 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $437,000 | 3,607 |
| Income before extraordinary items | $1,300,000 | 3,923 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,300,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $1,575,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,300,000 | 3,758 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 4,543 |
| Total interest expense | $901,000 | 5,711 |
| Net interest income | $3,327,000 | 4,054 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,037,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $684,000 | 1,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 3,764 |
| Total noninterest expense | $2,850,000 | 3,848 |
| Salaries and employee benefits | $1,328,000 | 4,302 |
| Premises and equipment expense | $411,000 | 3,776 |
| Additional noninterest expense | $1,111,000 | 3,102 |
| Pre-tax net operating income | $1,424,000 | 3,625 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $406,000 | 3,388 |
| Income before extraordinary items | $1,018,000 | 3,940 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,018,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,018,000 | 3,777 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 4,521 |
| Total interest expense | $623,000 | 5,713 |
| Net interest income | $2,249,000 | 4,018 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $642,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $429,000 | 1,962 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $213,000 | 3,928 |
| Total noninterest expense | $1,913,000 | 3,822 |
| Salaries and employee benefits | $892,000 | 4,281 |
| Premises and equipment expense | $280,000 | 3,699 |
| Additional noninterest expense | $741,000 | 3,088 |
| Pre-tax net operating income | $888,000 | 3,789 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $254,000 | 3,527 |
| Income before extraordinary items | $634,000 | 4,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $634,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,602 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $634,000 | 3,939 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 4,511 |
| Total interest expense | $324,000 | 5,705 |
| Net interest income | $1,126,000 | 4,025 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $281,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $172,000 | 2,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $109,000 | 3,778 |
| Total noninterest expense | $958,000 | 3,801 |
| Salaries and employee benefits | $459,000 | 4,182 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $361,000 | 3,108 |
| Pre-tax net operating income | $389,000 | 4,096 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $110,000 | 3,771 |
| Income before extraordinary items | $279,000 | 4,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $279,000 | 4,237 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,401 |
| Total interest expense | $1,682,000 | 5,362 |
| Net interest income | $4,658,000 | 3,868 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $1,135,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $678,000 | 2,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $457,000 | 3,454 |
| Total noninterest expense | $3,765,000 | 3,725 |
| Salaries and employee benefits | $1,798,000 | 4,091 |
| Premises and equipment expense | $567,000 | 3,582 |
| Additional noninterest expense | $1,400,000 | 3,129 |
| Pre-tax net operating income | $1,628,000 | 3,891 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $439,000 | 3,711 |
| Income before extraordinary items | $1,189,000 | 4,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,189,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,680 |
| Cash dividends | $1,069,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,189,000 | 4,003 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 4,372 |
| Total interest expense | $3,085,000 | 4,618 |
| Net interest income | $4,040,000 | 4,098 |
| Provision for loan and lease losses | $153,000 | 4,725 |
| Total noninterest income | $1,007,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $669,000 | 2,239 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $338,000 | 3,874 |
| Total noninterest expense | $3,565,000 | 3,769 |
| Salaries and employee benefits | $1,618,000 | 4,273 |
| Premises and equipment expense | $539,000 | 3,665 |
| Additional noninterest expense | $1,408,000 | 3,042 |
| Pre-tax net operating income | $1,329,000 | 4,164 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $364,000 | 3,914 |
| Income before extraordinary items | $965,000 | 4,371 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $965,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $640,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $965,000 | 4,258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 4,363 |
| Total interest expense | $3,093,000 | 4,810 |
| Net interest income | $4,346,000 | 3,913 |
| Provision for loan and lease losses | $121,000 | 4,816 |
| Total noninterest income | $870,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $599,000 | 2,294 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $271,000 | 4,138 |
| Total noninterest expense | $3,697,000 | 3,546 |
| Salaries and employee benefits | $1,644,000 | 4,062 |
| Premises and equipment expense | $483,000 | 3,895 |
| Additional noninterest expense | $1,570,000 | 2,699 |
| Pre-tax net operating income | $1,398,000 | 4,270 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $384,000 | 4,061 |
| Income before extraordinary items | $1,014,000 | 4,341 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,014,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,014,000 | 4,347 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 4,360 |
| Total interest expense | $3,048,000 | 4,543 |
| Net interest income | $4,015,000 | 4,161 |
| Provision for loan and lease losses | $64,000 | 6,067 |
| Total noninterest income | $937,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $632,000 | 2,108 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $305,000 | 3,984 |
| Total noninterest expense | $3,350,000 | 3,845 |
| Salaries and employee benefits | $1,566,000 | 4,186 |
| Premises and equipment expense | $440,000 | 4,203 |
| Additional noninterest expense | $1,344,000 | 3,140 |
| Pre-tax net operating income | $1,538,000 | 4,018 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $427,000 | 3,990 |
| Income before extraordinary items | $1,112,000 | 4,103 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,112,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,111,280 | 4,064 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,094,000 | 4,355 |
| Total interest expense | $3,435,000 | 4,204 |
| Net interest income | $3,659,000 | 4,423 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $754,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $570,000 | 2,256 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $184,000 | 5,183 |
| Total noninterest expense | $3,110,000 | 3,988 |
| Salaries and employee benefits | $1,467,000 | 4,313 |
| Premises and equipment expense | $354,000 | 4,844 |
| Additional noninterest expense | $1,289,000 | 3,161 |
| Pre-tax net operating income | $1,278,000 | 4,681 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $418,000 | 4,309 |
| Income before extraordinary items | $860,000 | 4,964 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $860,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 10,130 |
| Cash dividends | $1,115,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $860,000 | 4,880 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,033,000 | 4,484 |
| Total interest expense | $3,590,000 | 4,055 |
| Net interest income | $3,443,000 | 4,790 |
| Provision for loan and lease losses | $67,000 | 5,992 |
| Total noninterest income | $791,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $583,000 | 2,247 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $2,997,000 | 4,101 |
| Salaries and employee benefits | $1,431,000 | 4,420 |
| Premises and equipment expense | $339,000 | 5,026 |
| Additional noninterest expense | $1,227,000 | 3,297 |
| Pre-tax net operating income | $1,170,000 | 5,319 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $392,000 | 4,934 |
| Income before extraordinary items | $778,000 | 5,549 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $778,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $3,731,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $778,000 | 5,509 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 4,738 |
| Total interest expense | $3,347,000 | 4,354 |
| Net interest income | $3,366,000 | 4,992 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $852,000 | 3,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $2,779,000 | 4,582 |
| Salaries and employee benefits | $1,320,000 | 4,797 |
| Premises and equipment expense | $319,000 | 5,342 |
| Additional noninterest expense | $1,140,000 | 3,942 |
| Pre-tax net operating income | $1,423,000 | 4,523 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $471,000 | 4,352 |
| Income before extraordinary items | $951,000 | 4,674 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $951,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $345,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $951,670 | 4,628 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 5,230 |
| Total interest expense | $2,681,000 | 5,261 |
| Net interest income | $3,285,000 | 5,123 |
| Provision for loan and lease losses | $-23,000 | 11,487 |
| Total noninterest income | $829,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,061 |
| Total noninterest expense | $2,646,000 | 4,752 |
| Salaries and employee benefits | $1,246,000 | 5,047 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $1,101,000 | 4,024 |
| Pre-tax net operating income | $1,491,000 | 4,474 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $477,000 | 4,345 |
| Income before extraordinary items | $1,006,000 | 4,597 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,006,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $509,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,011,440 | 4,549 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 5,395 |
| Total interest expense | $2,197,000 | 5,162 |
| Net interest income | $3,103,000 | 5,472 |
| Provision for loan and lease losses | $-150,000 | 12,259 |
| Total noninterest income | $636,000 | 4,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,850 |
| Total noninterest expense | $2,651,000 | 4,901 |
| Salaries and employee benefits | $1,218,000 | 5,175 |
| Premises and equipment expense | $304,000 | 5,659 |
| Additional noninterest expense | $1,129,000 | 4,273 |
| Pre-tax net operating income | $1,238,000 | 5,121 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $365,000 | 5,096 |
| Income before extraordinary items | $850,000 | 5,118 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $850,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $305,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $866,100 | 5,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 5,509 |
| Total interest expense | $2,107,000 | 5,591 |
| Net interest income | $3,175,000 | 5,401 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $612,000 | 4,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,748 |
| Total noninterest expense | $2,440,000 | 5,384 |
| Salaries and employee benefits | $1,147,000 | 5,441 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $1,012,000 | 4,873 |
| Pre-tax net operating income | $1,347,000 | 4,738 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $373,000 | 5,263 |
| Income before extraordinary items | $972,000 | 4,792 |
| Extraordinary gains, net | $85,000 | 1,727 |
| Net income | $1,057,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 12,473 |
| Cash dividends | $291,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $973,440 | 4,547 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 5,347 |
| Total interest expense | $2,868,000 | 5,348 |
| Net interest income | $3,329,000 | 5,242 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $636,000 | 4,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,284 |
| Total noninterest expense | $2,503,000 | 5,307 |
| Salaries and employee benefits | $1,087,000 | 5,636 |
| Premises and equipment expense | $289,000 | 6,140 |
| Additional noninterest expense | $1,127,000 | 4,591 |
| Pre-tax net operating income | $1,342,000 | 4,498 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $1,153,000 | 3,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,153,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 7,730 |
| Cash dividends | $540,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,149,560 | 3,675 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.