Home > First Iowa State Bank > Income and Expense

First Iowa State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,237,0002,168
Total interest expense$2,845,0002,684
Net interest income$13,392,0001,986
Provision for loan and lease losses$03,275
Total noninterest income$1,782,0002,139
Gross Fiduciary activities income$0981
Service charges on deposit accounts$543,0001,556
Trading account gains and feesNANA
Additional Noninterest Income$1,239,0002,070
Total noninterest expense$8,362,0002,270
Salaries and employee benefits$5,431,0002,088
Premises and equipment expense$582,0002,756
Additional noninterest expense$1,239,0002,070
Pre-tax net operating income$6,812,0001,571
Securities gains (losses)$-344,0004,111
Applicable income taxes$315,0002,193
Income before extraordinary items$6,153,0001,491
Extraordinary gains, net$054
Net income$6,153,0001,507
Minority interest net income$088
Net income of bank and minority interests.$6,153,0001,494
Net charge-offs$155,0001,284
Cash dividends$5,500,000751
Sale, conversion, retirement of capital stock, net$15,109,00036
Net operating income$6,479,8001,464
2023-09-30 (YTD Data)Rank
Total interest income$11,933,0002,159
Total interest expense$1,954,0002,670
Net interest income$9,979,0001,999
Provision for loan and lease losses$03,085
Total noninterest income$1,480,0002,030
Gross Fiduciary activities income$0950
Service charges on deposit accounts$412,0001,550
Trading account gains and feesNANA
Additional Noninterest Income$1,068,0001,924
Total noninterest expense$6,246,0002,260
Salaries and employee benefits$4,012,0002,098
Premises and equipment expense$435,0002,767
Additional noninterest expense$1,068,0001,924
Pre-tax net operating income$5,213,0001,606
Securities gains (losses)$-344,0004,313
Applicable income taxes$241,0002,240
Income before extraordinary items$4,628,0001,548
Extraordinary gains, net$052
Net income$4,628,0001,562
Minority interest net income$081
Net income of bank and minority interests.$4,628,0001,548
Net charge-offs$15,0002,004
Cash dividends$1,000,0001,672
Sale, conversion, retirement of capital stock, net$15,109,00029
Net operating income$4,954,8001,484
2023-06-30 (YTD Data)Rank
Total interest income$7,655,0002,186
Total interest expense$1,156,0002,667
Net interest income$6,499,0002,045
Provision for loan and lease losses$02,940
Total noninterest income$1,015,0001,931
Gross Fiduciary activities income$0931
Service charges on deposit accounts$263,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$752,0001,811
Total noninterest expense$4,335,0002,202
Salaries and employee benefits$2,669,0002,095
Premises and equipment expense$285,0002,778
Additional noninterest expense$752,0001,809
Pre-tax net operating income$3,179,0001,696
Securities gains (losses)$0938
Applicable income taxes$156,0002,290
Income before extraordinary items$3,023,0001,567
Extraordinary gains, net$051
Net income$3,023,0001,587
Minority interest net income$081
Net income of bank and minority interests.$3,023,0001,567
Net charge-offs$20,0001,543
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$15,109,00016
Net operating income$3,023,0001,582
2023-03-31 (YTD Data)Rank
Total interest income$3,729,0002,204
Total interest expense$491,0002,658
Net interest income$3,238,0002,059
Provision for loan and lease losses$02,612
Total noninterest income$621,0001,745
Gross Fiduciary activities income$0913
Service charges on deposit accounts$119,0001,706
Trading account gains and feesNANA
Additional Noninterest Income$502,0001,524
Total noninterest expense$2,309,0002,153
Salaries and employee benefits$1,335,0002,128
Premises and equipment expense$150,0002,756
Additional noninterest expense$502,0001,524
Pre-tax net operating income$1,550,0001,744
Securities gains (losses)$0950
Applicable income taxes$76,0002,344
Income before extraordinary items$1,474,0001,617
Extraordinary gains, net$04
Net income$1,474,0001,617
Minority interest net income$048
Net income of bank and minority interests.$1,474,0001,617
Net charge-offs$12,0001,306
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$15,109,00013
Net operating income$1,474,0001,635
2022-12-31 (YTD Data)Rank
Total interest income$7,366,0002,964
Total interest expense$567,0003,101
Net interest income$6,799,0002,924
Provision for loan and lease losses$03,012
Total noninterest income$1,065,0002,728
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$328,0002,157
Trading account gains and feesNANA
Additional Noninterest Income$737,0002,661
Total noninterest expense$4,038,0003,334
Salaries and employee benefits$2,567,0003,161
Premises and equipment expense$261,0003,791
Additional noninterest expense$737,0002,661
Pre-tax net operating income$3,826,0002,356
Securities gains (losses)$-130,0003,989
Applicable income taxes$179,0002,692
Income before extraordinary items$3,517,0002,263
Extraordinary gains, net$05
Net income$3,517,0002,262
Minority interest net income$063
Net income of bank and minority interests.$3,517,0002,262
Net charge-offs$-16,0003,756
Cash dividends$3,200,0001,087
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,640,5002,258
2022-09-30 (YTD Data)Rank
Total interest income$5,384,0002,952
Total interest expense$365,0003,052
Net interest income$5,019,0002,926
Provision for loan and lease losses$02,835
Total noninterest income$776,0002,801
Gross Fiduciary activities income$0968
Service charges on deposit accounts$247,0002,169
Trading account gains and feesNANA
Additional Noninterest Income$529,0002,740
Total noninterest expense$2,859,0003,411
Salaries and employee benefits$1,849,0003,205
Premises and equipment expense$199,0003,793
Additional noninterest expense$529,0002,740
Pre-tax net operating income$2,936,0002,313
Securities gains (losses)$-74,0004,162
Applicable income taxes$139,0002,676
Income before extraordinary items$2,723,0002,193
Extraordinary gains, net$04
Net income$2,723,0002,192
Minority interest net income$057
Net income of bank and minority interests.$2,723,0002,192
Net charge-offs$-10,0003,603
Cash dividends$1,900,0001,163
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,793,3002,196
2022-06-30 (YTD Data)Rank
Total interest income$3,531,0002,946
Total interest expense$198,0003,216
Net interest income$3,333,0002,905
Provision for loan and lease losses$02,599
Total noninterest income$545,0002,732
Gross Fiduciary activities income$0925
Service charges on deposit accounts$157,0002,220
Trading account gains and feesNANA
Additional Noninterest Income$388,0002,668
Total noninterest expense$1,927,0003,387
Salaries and employee benefits$1,256,0003,194
Premises and equipment expense$134,0003,803
Additional noninterest expense$537,0003,570
Pre-tax net operating income$1,951,0002,226
Securities gains (losses)$-70,0004,300
Applicable income taxes$91,0002,620
Income before extraordinary items$1,790,0002,125
Extraordinary gains, net$04
Net income$1,790,0002,125
Minority interest net income$060
Net income of bank and minority interests.$1,790,0002,125
Net charge-offs$-3,0003,282
Cash dividends$1,650,000977
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,856,5002,121
2022-03-31 (YTD Data)Rank
Total interest income$1,729,0002,944
Total interest expense$97,0003,218
Net interest income$1,632,0002,896
Provision for loan and lease losses$02,285
Total noninterest income$322,0002,504
Gross Fiduciary activities income$0892
Service charges on deposit accounts$76,0002,237
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,380
Total noninterest expense$920,0003,446
Salaries and employee benefits$588,0003,280
Premises and equipment expense$65,0003,857
Additional noninterest expense$267,0003,573
Pre-tax net operating income$1,034,0002,058
Securities gains (losses)$-70,0004,495
Applicable income taxes$47,0002,541
Income before extraordinary items$917,0002,018
Extraordinary gains, net$04
Net income$917,0002,017
Minority interest net income$050
Net income of bank and minority interests.$917,0002,018
Net charge-offs$-2,0003,266
Cash dividends$800,000877
Sale, conversion, retirement of capital stock, net$0453
Net operating income$983,5001,958
2021-12-31 (YTD Data)Rank
Total interest income$6,731,0003,052
Total interest expense$451,0003,303
Net interest income$6,280,0003,008
Provision for loan and lease losses$135,0001,981
Total noninterest income$2,110,0002,159
Gross Fiduciary activities income$0994
Service charges on deposit accounts$290,0002,229
Trading account gains and feesNANA
Additional Noninterest Income$1,820,0002,019
Total noninterest expense$3,710,0003,457
Salaries and employee benefits$2,465,0003,216
Premises and equipment expense$273,0003,827
Additional noninterest expense$972,0003,716
Pre-tax net operating income$4,545,0002,178
Securities gains (losses)$-53,0004,570
Applicable income taxes$221,0002,653
Income before extraordinary items$4,271,0002,079
Extraordinary gains, net$010
Net income$4,271,0002,080
Minority interest net income$074
Net income of bank and minority interests.$4,271,0002,081
Net charge-offs$2,0002,583
Cash dividends$3,800,000989
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,321,3502,042
2021-09-30 (YTD Data)Rank
Total interest income$5,010,0003,128
Total interest expense$350,0003,356
Net interest income$4,660,0003,067
Provision for loan and lease losses$135,0001,755
Total noninterest income$1,895,0002,027
Gross Fiduciary activities income$0957
Service charges on deposit accounts$208,0002,282
Trading account gains and feesNANA
Additional Noninterest Income$1,687,0001,843
Total noninterest expense$2,737,0003,511
Salaries and employee benefits$1,822,0003,247
Premises and equipment expense$200,0003,894
Additional noninterest expense$715,0003,754
Pre-tax net operating income$3,683,0002,157
Securities gains (losses)$-53,0004,737
Applicable income taxes$177,0002,652
Income before extraordinary items$3,453,0002,064
Extraordinary gains, net$08
Net income$3,453,0002,064
Minority interest net income$069
Net income of bank and minority interests.$3,453,0002,065
Net charge-offs$7,0002,078
Cash dividends$2,800,000911
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,503,3502,020
2021-06-30 (YTD Data)Rank
Total interest income$3,289,0003,151
Total interest expense$242,0003,382
Net interest income$3,047,0003,100
Provision for loan and lease losses$90,0001,757
Total noninterest income$1,423,0001,851
Gross Fiduciary activities income$0951
Service charges on deposit accounts$128,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$1,295,0001,652
Total noninterest expense$1,790,0003,554
Salaries and employee benefits$1,178,0003,292
Premises and equipment expense$130,0003,940
Additional noninterest expense$482,0003,746
Pre-tax net operating income$2,590,0002,065
Securities gains (losses)$-10,0004,648
Applicable income taxes$130,0002,581
Income before extraordinary items$2,450,0001,977
Extraordinary gains, net$06
Net income$2,450,0001,976
Minority interest net income$067
Net income of bank and minority interests.$2,450,0001,977
Net charge-offs$8,0001,799
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,459,5001,933
2021-03-31 (YTD Data)Rank
Total interest income$1,594,0003,208
Total interest expense$127,0003,389
Net interest income$1,467,0003,149
Provision for loan and lease losses$45,0001,795
Total noninterest income$322,0002,720
Gross Fiduciary activities income$0922
Service charges on deposit accounts$63,0002,347
Trading account gains and feesNANA
Additional Noninterest Income$259,0002,590
Total noninterest expense$892,0003,546
Salaries and employee benefits$565,0003,374
Premises and equipment expense$72,0003,857
Additional noninterest expense$255,0003,666
Pre-tax net operating income$852,0002,584
Securities gains (losses)$-11,0004,679
Applicable income taxes$41,0002,776
Income before extraordinary items$800,0002,519
Extraordinary gains, net$03
Net income$800,0002,517
Minority interest net income$055
Net income of bank and minority interests.$800,0002,519
Net charge-offs$6,0001,479
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$0482
Net operating income$810,4502,460
2020-12-31 (YTD Data)Rank
Total interest income$6,509,0003,175
Total interest expense$675,0003,488
Net interest income$5,834,0003,095
Provision for loan and lease losses$279,0002,763
Total noninterest income$952,0002,921
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$292,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$660,0002,876
Total noninterest expense$3,683,0003,512
Salaries and employee benefits$2,543,0003,190
Premises and equipment expense$259,0003,990
Additional noninterest expense$881,0003,844
Pre-tax net operating income$2,824,0002,495
Securities gains (losses)$29,0001,952
Applicable income taxes$137,0002,773
Income before extraordinary items$2,716,0002,430
Extraordinary gains, net$04
Net income$2,716,0002,430
Minority interest net income$072
Net income of bank and minority interests.$2,716,0002,430
Net charge-offs$76,0002,164
Cash dividends$2,850,0001,176
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,688,4502,391
2020-09-30 (YTD Data)Rank
Total interest income$4,868,0003,202
Total interest expense$531,0003,519
Net interest income$4,337,0003,127
Provision for loan and lease losses$179,0002,884
Total noninterest income$647,0003,016
Gross Fiduciary activities income$0981
Service charges on deposit accounts$223,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$424,0003,007
Total noninterest expense$2,631,0003,569
Salaries and employee benefits$1,796,0003,262
Premises and equipment expense$201,0003,972
Additional noninterest expense$634,0003,898
Pre-tax net operating income$2,174,0002,463
Securities gains (losses)$1,0002,423
Applicable income taxes$105,0002,779
Income before extraordinary items$2,070,0002,405
Extraordinary gains, net$04
Net income$2,070,0002,405
Minority interest net income$065
Net income of bank and minority interests.$2,070,0002,405
Net charge-offs$84,0001,770
Cash dividends$850,0001,859
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,069,0502,357
2020-06-30 (YTD Data)Rank
Total interest income$3,251,0003,236
Total interest expense$372,0003,565
Net interest income$2,879,0003,153
Provision for loan and lease losses$108,0002,908
Total noninterest income$408,0003,070
Gross Fiduciary activities income$0970
Service charges on deposit accounts$153,0002,242
Trading account gains and feesNANA
Additional Noninterest Income$255,0003,059
Total noninterest expense$1,722,0003,612
Salaries and employee benefits$1,169,0003,310
Premises and equipment expense$133,0003,981
Additional noninterest expense$420,0003,929
Pre-tax net operating income$1,457,0002,424
Securities gains (losses)$02,249
Applicable income taxes$70,0002,729
Income before extraordinary items$1,387,0002,341
Extraordinary gains, net$04
Net income$1,387,0002,341
Minority interest net income$065
Net income of bank and minority interests.$1,387,0002,341
Net charge-offs$109,0001,320
Cash dividends$550,0001,866
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,387,0002,304
2020-03-31 (YTD Data)Rank
Total interest income$1,635,0003,253
Total interest expense$193,0003,634
Net interest income$1,442,0003,133
Provision for loan and lease losses$45,0002,611
Total noninterest income$211,0002,952
Gross Fiduciary activities income$0941
Service charges on deposit accounts$87,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$124,0002,945
Total noninterest expense$898,0003,573
Salaries and employee benefits$616,0003,262
Premises and equipment expense$68,0003,990
Additional noninterest expense$214,0003,939
Pre-tax net operating income$710,0002,329
Securities gains (losses)$01,705
Applicable income taxes$35,0002,614
Income before extraordinary items$675,0002,233
Extraordinary gains, net$04
Net income$675,0002,232
Minority interest net income$056
Net income of bank and minority interests.$675,0002,233
Net charge-offs$-15,0004,590
Cash dividends$250,0001,776
Sale, conversion, retirement of capital stock, net$0482
Net operating income$675,0002,197
2019-12-31 (YTD Data)Rank
Total interest income$6,453,0003,310
Total interest expense$846,0003,540
Net interest income$5,607,0003,218
Provision for loan and lease losses$385,0001,725
Total noninterest income$863,0003,014
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$381,0002,271
Trading account gains and feesNANA
Additional Noninterest Income$482,0003,073
Total noninterest expense$3,545,0003,632
Salaries and employee benefits$2,321,0003,361
Premises and equipment expense$259,0004,095
Additional noninterest expense$965,0003,846
Pre-tax net operating income$2,540,0002,709
Securities gains (losses)$2,0002,225
Applicable income taxes$122,0002,932
Income before extraordinary items$2,420,0002,621
Extraordinary gains, net$011
Net income$2,420,0002,621
Minority interest net income$076
Net income of bank and minority interests.$2,420,0002,623
Net charge-offs$62,0002,511
Cash dividends$1,150,0002,175
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,418,1002,579
2019-09-30 (YTD Data)Rank
Total interest income$4,821,0003,359
Total interest expense$636,0003,563
Net interest income$4,185,0003,267
Provision for loan and lease losses$315,0001,553
Total noninterest income$606,0003,107
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$291,0002,265
Trading account gains and feesNANA
Additional Noninterest Income$315,0003,230
Total noninterest expense$2,756,0003,588
Salaries and employee benefits$1,785,0003,336
Premises and equipment expense$218,0004,002
Additional noninterest expense$753,0003,811
Pre-tax net operating income$1,720,0002,934
Securities gains (losses)$02,167
Applicable income taxes$82,0003,041
Income before extraordinary items$1,638,0002,834
Extraordinary gains, net$011
Net income$1,638,0002,835
Minority interest net income$072
Net income of bank and minority interests.$1,638,0002,835
Net charge-offs$75,0001,952
Cash dividends$600,0002,308
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,638,0002,801
2019-06-30 (YTD Data)Rank
Total interest income$3,217,0003,369
Total interest expense$410,0003,602
Net interest income$2,807,0003,280
Provision for loan and lease losses$210,0001,506
Total noninterest income$416,0003,039
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$190,0002,275
Trading account gains and feesNANA
Additional Noninterest Income$226,0003,125
Total noninterest expense$1,775,0003,684
Salaries and employee benefits$1,158,0003,395
Premises and equipment expense$151,0003,964
Additional noninterest expense$466,0003,964
Pre-tax net operating income$1,238,0002,814
Securities gains (losses)$01,702
Applicable income taxes$60,0002,995
Income before extraordinary items$1,178,0002,700
Extraordinary gains, net$011
Net income$1,178,0002,699
Minority interest net income$069
Net income of bank and minority interests.$1,178,0002,699
Net charge-offs$29,0002,183
Cash dividends$400,0002,324
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,178,0002,668
2019-03-31 (YTD Data)Rank
Total interest income$1,592,0003,405
Total interest expense$203,0003,581
Net interest income$1,389,0003,324
Provision for loan and lease losses$105,0001,424
Total noninterest income$186,0003,129
Gross Fiduciary activities income$0972
Service charges on deposit accounts$86,0002,412
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,221
Total noninterest expense$939,0003,611
Salaries and employee benefits$627,0003,308
Premises and equipment expense$68,0004,144
Additional noninterest expense$244,0003,903
Pre-tax net operating income$531,0002,992
Securities gains (losses)$01,087
Applicable income taxes$25,0003,045
Income before extraordinary items$506,0002,886
Extraordinary gains, net$05
Net income$506,0002,885
Minority interest net income$052
Net income of bank and minority interests.$506,0002,885
Net charge-offs$62,0001,103
Cash dividends$200,0002,017
Sale, conversion, retirement of capital stock, net$0529
Net operating income$506,0002,865
2018-12-31 (YTD Data)Rank
Total interest income$6,223,0003,366
Total interest expense$704,0003,447
Net interest income$5,519,0003,312
Provision for loan and lease losses$420,0001,604
Total noninterest income$853,0003,066
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$400,0002,295
Trading account gains and feesNANA
Additional Noninterest Income$453,0003,193
Total noninterest expense$3,425,0003,783
Salaries and employee benefits$2,084,0003,615
Premises and equipment expense$316,0003,947
Additional noninterest expense$1,025,0003,859
Pre-tax net operating income$2,527,0002,765
Securities gains (losses)$-19,0004,583
Applicable income taxes$119,0002,995
Income before extraordinary items$2,389,0002,656
Extraordinary gains, net$06
Net income$2,389,0002,654
Minority interest net income$072
Net income of bank and minority interests.$2,389,0002,655
Net charge-offs$506,000953
Cash dividends$790,0002,483
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,407,0502,639
2018-09-30 (YTD Data)Rank
Total interest income$4,597,0003,411
Total interest expense$502,0003,459
Net interest income$4,095,0003,357
Provision for loan and lease losses$315,0001,521
Total noninterest income$661,0003,056
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$295,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,125
Total noninterest expense$2,529,0003,832
Salaries and employee benefits$1,511,0003,689
Premises and equipment expense$242,0003,941
Additional noninterest expense$776,0003,870
Pre-tax net operating income$1,912,0002,811
Securities gains (losses)$2,000952
Applicable income taxes$89,0003,071
Income before extraordinary items$1,825,0002,673
Extraordinary gains, net$05
Net income$1,825,0002,672
Minority interest net income$066
Net income of bank and minority interests.$1,825,0002,672
Net charge-offs$439,000771
Cash dividends$590,0002,224
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,823,1002,665
2018-06-30 (YTD Data)Rank
Total interest income$3,031,0003,425
Total interest expense$316,0003,479
Net interest income$2,715,0003,360
Provision for loan and lease losses$210,0001,458
Total noninterest income$470,0002,962
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$206,0002,262
Trading account gains and feesNANA
Additional Noninterest Income$264,0003,050
Total noninterest expense$1,668,0003,874
Salaries and employee benefits$985,0003,742
Premises and equipment expense$156,0004,018
Additional noninterest expense$527,0003,863
Pre-tax net operating income$1,307,0002,745
Securities gains (losses)$-3,0004,784
Applicable income taxes$60,0003,036
Income before extraordinary items$1,244,0002,601
Extraordinary gains, net$06
Net income$1,244,0002,600
Minority interest net income$065
Net income of bank and minority interests.$1,244,0002,600
Net charge-offs$440,000566
Cash dividends$410,0002,181
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,246,8502,595
2018-03-31 (YTD Data)Rank
Total interest income$1,489,0003,461
Total interest expense$152,0003,492
Net interest income$1,337,0003,396
Provision for loan and lease losses$105,0001,394
Total noninterest income$247,0002,870
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$109,0002,195
Trading account gains and feesNANA
Additional Noninterest Income$138,0002,949
Total noninterest expense$876,0003,817
Salaries and employee benefits$526,0003,661
Premises and equipment expense$74,0004,152
Additional noninterest expense$276,0003,801
Pre-tax net operating income$603,0002,815
Securities gains (losses)$-3,0005,077
Applicable income taxes$32,0002,989
Income before extraordinary items$568,0002,701
Extraordinary gains, net$07
Net income$568,0002,701
Minority interest net income$052
Net income of bank and minority interests.$568,0002,701
Net charge-offs$3,0002,344
Cash dividends$190,0001,958
Sale, conversion, retirement of capital stock, net$0580
Net operating income$570,8502,684
2017-12-31 (YTD Data)Rank
Total interest income$6,187,0003,354
Total interest expense$521,0003,607
Net interest income$5,666,0003,294
Provision for loan and lease losses$300,0001,956
Total noninterest income$907,0003,095
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$509,0001,992
Trading account gains and feesNANA
Additional Noninterest Income$398,0003,461
Total noninterest expense$3,371,0003,896
Salaries and employee benefits$1,975,0003,779
Premises and equipment expense$305,0004,150
Additional noninterest expense$1,091,0003,858
Pre-tax net operating income$2,902,0002,537
Securities gains (losses)$19,0001,351
Applicable income taxes$141,0003,139
Income before extraordinary items$2,780,0002,179
Extraordinary gains, net$09
Net income$2,780,0002,177
Minority interest net income$076
Net income of bank and minority interests.$2,780,0002,179
Net charge-offs$245,0001,659
Cash dividends$9,268,000399
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,761,9502,166
2017-09-30 (YTD Data)Rank
Total interest income$4,620,0003,381
Total interest expense$370,0003,705
Net interest income$4,250,0003,310
Provision for loan and lease losses$225,0001,898
Total noninterest income$690,0003,081
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$388,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,467
Total noninterest expense$2,547,0003,905
Salaries and employee benefits$1,502,0003,762
Premises and equipment expense$222,0004,223
Additional noninterest expense$823,0003,857
Pre-tax net operating income$2,168,0002,597
Securities gains (losses)$29,0001,142
Applicable income taxes$105,0003,129
Income before extraordinary items$2,092,0002,323
Extraordinary gains, net$09
Net income$2,092,0002,322
Minority interest net income$071
Net income of bank and minority interests.$2,092,0002,323
Net charge-offs$106,0001,875
Cash dividends$9,060,000305
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,064,4502,330
2017-06-30 (YTD Data)Rank
Total interest income$3,066,0003,377
Total interest expense$224,0003,843
Net interest income$2,842,0003,303
Provision for loan and lease losses$150,0001,808
Total noninterest income$425,0003,233
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$220,0002,241
Trading account gains and feesNANA
Additional Noninterest Income$205,0003,443
Total noninterest expense$1,653,0003,973
Salaries and employee benefits$971,0003,844
Premises and equipment expense$148,0004,233
Additional noninterest expense$534,0003,927
Pre-tax net operating income$1,464,0002,531
Securities gains (losses)$29,000855
Applicable income taxes$73,0003,115
Income before extraordinary items$1,420,0002,238
Extraordinary gains, net$011
Net income$1,420,0002,239
Minority interest net income$071
Net income of bank and minority interests.$1,420,0002,238
Net charge-offs$106,0001,471
Cash dividends$810,0001,512
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,392,4502,247
2017-03-31 (YTD Data)Rank
Total interest income$1,507,0003,418
Total interest expense$108,0003,901
Net interest income$1,399,0003,337
Provision for loan and lease losses$75,0001,685
Total noninterest income$201,0003,299
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$105,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$96,0003,534
Total noninterest expense$853,0003,948
Salaries and employee benefits$518,0003,782
Premises and equipment expense$74,0004,275
Additional noninterest expense$261,0003,995
Pre-tax net operating income$672,0002,601
Securities gains (losses)$29,000443
Applicable income taxes$32,0003,140
Income before extraordinary items$669,0002,271
Extraordinary gains, net$08
Net income$669,0002,270
Minority interest net income$055
Net income of bank and minority interests.$669,0002,271
Net charge-offs$02,943
Cash dividends$450,0001,307
Sale, conversion, retirement of capital stock, net$0632
Net operating income$641,4502,307
2016-12-31 (YTD Data)Rank
Total interest income$6,147,0003,377
Total interest expense$524,0003,563
Net interest income$5,623,0003,318
Provision for loan and lease losses$300,0001,988
Total noninterest income$773,0003,432
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$421,0002,367
Trading account gains and fees$0170
Additional Noninterest Income$352,0003,753
Total noninterest expense$3,328,0004,019
Salaries and employee benefits$1,923,0003,910
Premises and equipment expense$267,0004,502
Additional noninterest expense$1,138,0003,941
Pre-tax net operating income$2,768,0002,511
Securities gains (losses)$14,0002,531
Applicable income taxes$133,0003,165
Income before extraordinary items$2,649,0002,316
Extraordinary gains, net$05
Net income$2,649,0002,313
Minority interest net income$082
Net income of bank and minority interests.$2,649,0002,315
Net charge-offs$175,0002,071
Cash dividends$1,580,0001,649
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,635,7002,272
2016-09-30 (YTD Data)Rank
Total interest income$4,601,0003,393
Total interest expense$405,0003,532
Net interest income$4,196,0003,341
Provision for loan and lease losses$225,0001,908
Total noninterest income$558,0003,501
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$304,0002,446
Trading account gains and fees$0169
Additional Noninterest Income$254,0003,810
Total noninterest expense$2,494,0004,030
Salaries and employee benefits$1,481,0003,852
Premises and equipment expense$201,0004,518
Additional noninterest expense$812,0004,051
Pre-tax net operating income$2,035,0002,589
Securities gains (losses)$16,0002,406
Applicable income taxes$99,0003,231
Income before extraordinary items$1,952,0002,383
Extraordinary gains, net$05
Net income$1,952,0002,382
Minority interest net income$071
Net income of bank and minority interests.$1,952,0002,383
Net charge-offs$44,0002,670
Cash dividends$1,220,0001,470
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,936,8002,336
2016-06-30 (YTD Data)Rank
Total interest income$3,052,0003,406
Total interest expense$276,0003,517
Net interest income$2,776,0003,385
Provision for loan and lease losses$135,0002,026
Total noninterest income$353,0003,588
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$191,0002,510
Trading account gains and fees$0157
Additional Noninterest Income$162,0003,893
Total noninterest expense$1,637,0004,100
Salaries and employee benefits$960,0003,938
Premises and equipment expense$136,0004,536
Additional noninterest expense$541,0004,094
Pre-tax net operating income$1,357,0002,562
Securities gains (losses)$16,0002,060
Applicable income taxes$63,0003,258
Income before extraordinary items$1,310,0002,345
Extraordinary gains, net$016
Net income$1,310,0002,344
Minority interest net income$071
Net income of bank and minority interests.$1,310,0002,344
Net charge-offs$29,0002,534
Cash dividends$860,0001,449
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,294,8002,302
2016-03-31 (YTD Data)Rank
Total interest income$1,491,0003,472
Total interest expense$142,0003,482
Net interest income$1,349,0003,450
Provision for loan and lease losses$15,0002,996
Total noninterest income$170,0003,617
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$90,0002,592
Trading account gains and fees$0142
Additional Noninterest Income$80,0003,869
Total noninterest expense$866,0004,018
Salaries and employee benefits$506,0003,860
Premises and equipment expense$73,0004,430
Additional noninterest expense$287,0003,973
Pre-tax net operating income$638,0002,634
Securities gains (losses)$02,077
Applicable income taxes$31,0003,256
Income before extraordinary items$607,0002,427
Extraordinary gains, net$012
Net income$607,0002,427
Minority interest net income$062
Net income of bank and minority interests.$607,0002,427
Net charge-offs$-1,0004,102
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$607,0002,379
2015-12-31 (YTD Data)Rank
Total interest income$6,166,0003,380
Total interest expense$619,0003,323
Net interest income$5,547,0003,358
Provision for loan and lease losses$188,0002,404
Total noninterest income$799,0003,429
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$395,0002,538
Trading account gains and fees$0159
Additional Noninterest Income$404,0003,576
Total noninterest expense$3,224,0004,170
Salaries and employee benefits$1,822,0004,092
Premises and equipment expense$284,0004,560
Additional noninterest expense$1,118,0004,070
Pre-tax net operating income$2,934,0002,359
Securities gains (losses)$19,0002,264
Applicable income taxes$143,0003,145
Income before extraordinary items$2,810,0002,155
Extraordinary gains, net$023
Net income$2,810,0002,155
Minority interest net income$081
Net income of bank and minority interests.$2,810,0002,156
Net charge-offs$195,0002,012
Cash dividends$1,910,0001,411
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,791,9502,124
2015-09-30 (YTD Data)Rank
Total interest income$4,610,0003,426
Total interest expense$470,0003,333
Net interest income$4,140,0003,399
Provision for loan and lease losses$158,0002,215
Total noninterest income$576,0003,517
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$291,0002,579
Trading account gains and fees$0153
Additional Noninterest Income$285,0003,686
Total noninterest expense$2,378,0004,231
Salaries and employee benefits$1,328,0004,177
Premises and equipment expense$212,0004,621
Additional noninterest expense$838,0004,086
Pre-tax net operating income$2,180,0002,412
Securities gains (losses)$19,0002,045
Applicable income taxes$108,0003,235
Income before extraordinary items$2,091,0002,186
Extraordinary gains, net$021
Net income$2,091,0002,188
Minority interest net income$078
Net income of bank and minority interests.$2,091,0002,187
Net charge-offs$121,0001,984
Cash dividends$1,625,0001,146
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,072,9502,154
2015-06-30 (YTD Data)Rank
Total interest income$3,070,0003,437
Total interest expense$316,0003,341
Net interest income$2,754,0003,418
Provision for loan and lease losses$98,0002,271
Total noninterest income$366,0003,588
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$183,0002,668
Trading account gains and fees$0157
Additional Noninterest Income$183,0003,769
Total noninterest expense$1,574,0004,299
Salaries and employee benefits$889,0004,204
Premises and equipment expense$147,0004,589
Additional noninterest expense$538,0004,191
Pre-tax net operating income$1,448,0002,397
Securities gains (losses)$-4,0006,027
Applicable income taxes$68,0003,269
Income before extraordinary items$1,376,0002,194
Extraordinary gains, net$022
Net income$1,376,0002,197
Minority interest net income$075
Net income of bank and minority interests.$1,376,0002,197
Net charge-offs$112,0001,631
Cash dividends$1,290,0001,008
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,379,8002,138
2015-03-31 (YTD Data)Rank
Total interest income$1,540,0003,436
Total interest expense$156,0003,396
Net interest income$1,384,0003,402
Provision for loan and lease losses$68,0001,824
Total noninterest income$169,0003,683
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$84,0002,800
Trading account gains and fees$0152
Additional Noninterest Income$85,0003,841
Total noninterest expense$754,0004,416
Salaries and employee benefits$401,0004,452
Premises and equipment expense$79,0004,507
Additional noninterest expense$274,0004,159
Pre-tax net operating income$731,0002,352
Securities gains (losses)$02,027
Applicable income taxes$35,0003,243
Income before extraordinary items$696,0002,146
Extraordinary gains, net$013
Net income$696,0002,147
Minority interest net income$064
Net income of bank and minority interests.$696,0002,147
Net charge-offs$27,0001,951
Cash dividends$930,000723
Sale, conversion, retirement of capital stock, net$0697
Net operating income$696,0002,082
2014-12-31 (YTD Data)Rank
Total interest income$6,446,0003,368
Total interest expense$664,0003,414
Net interest income$5,782,0003,337
Provision for loan and lease losses$804,0001,018
Total noninterest income$941,0003,204
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$411,0002,635
Trading account gains and fees$0180
Additional Noninterest Income$530,0003,195
Total noninterest expense$3,151,0004,369
Salaries and employee benefits$1,764,0004,268
Premises and equipment expense$288,0004,751
Additional noninterest expense$1,099,0004,240
Pre-tax net operating income$2,768,0002,402
Securities gains (losses)$2,0003,069
Applicable income taxes$137,0003,222
Income before extraordinary items$2,633,0002,219
Extraordinary gains, net$017
Net income$2,633,0002,218
Minority interest net income$084
Net income of bank and minority interests.$2,633,0002,218
Net charge-offs$18,0004,348
Cash dividends$925,0002,127
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,631,1002,173
2014-09-30 (YTD Data)Rank
Total interest income$4,764,0003,425
Total interest expense$506,0003,431
Net interest income$4,258,0003,400
Provision for loan and lease losses$543,0001,069
Total noninterest income$747,0003,153
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$317,0002,606
Trading account gains and fees$0174
Additional Noninterest Income$430,0003,124
Total noninterest expense$2,318,0004,425
Salaries and employee benefits$1,294,0004,332
Premises and equipment expense$207,0004,877
Additional noninterest expense$817,0004,287
Pre-tax net operating income$2,144,0002,401
Securities gains (losses)$2,0002,770
Applicable income taxes$101,0003,275
Income before extraordinary items$2,045,0002,187
Extraordinary gains, net$015
Net income$2,045,0002,187
Minority interest net income$081
Net income of bank and minority interests.$2,045,0002,186
Net charge-offs$18,0003,882
Cash dividends$675,0001,912
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,043,1002,140
2014-06-30 (YTD Data)Rank
Total interest income$3,153,0003,441
Total interest expense$342,0003,438
Net interest income$2,811,0003,416
Provision for loan and lease losses$342,0001,129
Total noninterest income$405,0003,479
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$208,0002,614
Trading account gains and fees$0172
Additional Noninterest Income$197,0003,658
Total noninterest expense$1,543,0004,472
Salaries and employee benefits$880,0004,308
Premises and equipment expense$131,0005,014
Additional noninterest expense$532,0004,356
Pre-tax net operating income$1,331,0002,453
Securities gains (losses)$2,0002,363
Applicable income taxes$62,0003,320
Income before extraordinary items$1,271,0002,249
Extraordinary gains, net$020
Net income$1,271,0002,252
Minority interest net income$080
Net income of bank and minority interests.$1,271,0002,251
Net charge-offs$18,0003,462
Cash dividends$425,0001,985
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,269,1002,199
2014-03-31 (YTD Data)Rank
Total interest income$1,571,0003,471
Total interest expense$174,0003,454
Net interest income$1,397,0003,445
Provision for loan and lease losses$161,0001,145
Total noninterest income$187,0003,571
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$94,0002,795
Trading account gains and fees$0147
Additional Noninterest Income$93,0003,685
Total noninterest expense$745,0004,600
Salaries and employee benefits$411,0004,508
Premises and equipment expense$68,0005,000
Additional noninterest expense$266,0004,382
Pre-tax net operating income$678,0002,380
Securities gains (losses)$1,0001,605
Applicable income taxes$30,0003,289
Income before extraordinary items$649,0002,135
Extraordinary gains, net$016
Net income$649,0002,137
Minority interest net income$066
Net income of bank and minority interests.$649,0002,137
Net charge-offs$03,660
Cash dividends$175,0001,870
Sale, conversion, retirement of capital stock, net$0747
Net operating income$648,0402,094
2013-12-31 (YTD Data)Rank
Total interest income$5,110,0004,020
Total interest expense$638,0003,962
Net interest income$4,472,0003,985
Provision for loan and lease losses$505,0001,818
Total noninterest income$723,0003,805
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$335,0003,163
Trading account gains and fees$0184
Additional Noninterest Income$388,0003,711
Total noninterest expense$2,459,0005,075
Salaries and employee benefits$1,396,0004,934
Premises and equipment expense$224,0005,384
Additional noninterest expense$839,0004,972
Pre-tax net operating income$2,231,0002,647
Securities gains (losses)$-3,0006,132
Applicable income taxes$116,0003,324
Income before extraordinary items$2,112,0002,502
Extraordinary gains, net$029
Net income$2,112,0002,505
Minority interest net income$090
Net income of bank and minority interests.$2,112,0002,505
Net charge-offs$40,0004,505
Cash dividends$750,0002,271
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,114,8502,436
2013-09-30 (YTD Data)Rank
Total interest income$3,428,0004,358
Total interest expense$456,0004,137
Net interest income$2,972,0004,337
Provision for loan and lease losses$288,0002,133
Total noninterest income$492,0004,044
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$236,0003,287
Trading account gains and fees$0180
Additional Noninterest Income$256,0003,993
Total noninterest expense$1,645,0005,328
Salaries and employee benefits$937,0005,203
Premises and equipment expense$155,0005,543
Additional noninterest expense$553,0005,247
Pre-tax net operating income$1,531,0002,883
Securities gains (losses)$-12,0006,525
Applicable income taxes$73,0003,504
Income before extraordinary items$1,446,0002,729
Extraordinary gains, net$025
Net income$1,446,0002,733
Minority interest net income$084
Net income of bank and minority interests.$1,446,0002,733
Net charge-offs$05,212
Cash dividends$500,0002,089
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,457,4002,632
2013-06-30 (YTD Data)Rank
Total interest income$1,949,0004,755
Total interest expense$267,0004,468
Net interest income$1,682,0004,736
Provision for loan and lease losses$160,0002,361
Total noninterest income$259,0004,465
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$133,0003,571
Trading account gains and fees$0157
Additional Noninterest Income$126,0004,452
Total noninterest expense$944,0005,611
Salaries and employee benefits$554,0005,435
Premises and equipment expense$74,0006,016
Additional noninterest expense$316,0005,531
Pre-tax net operating income$837,0003,248
Securities gains (losses)$02,791
Applicable income taxes$43,0003,579
Income before extraordinary items$794,0003,082
Extraordinary gains, net$022
Net income$794,0003,084
Minority interest net income$082
Net income of bank and minority interests.$794,0003,085
Net charge-offs$04,909
Cash dividends$250,0002,371
Sale, conversion, retirement of capital stock, net$0838
Net operating income$794,0002,993
2013-03-31 (YTD Data)Rank
Total interest income$524,0005,960
Total interest expense$72,0005,711
Net interest income$452,0005,941
Provision for loan and lease losses$10,0003,981
Total noninterest income$57,0005,577
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$31,0004,905
Trading account gains and fees$0148
Additional Noninterest Income$26,0005,453
Total noninterest expense$226,0006,599
Salaries and employee benefits$123,0006,571
Premises and equipment expense$21,0006,548
Additional noninterest expense$82,0006,441
Pre-tax net operating income$273,0003,973
Securities gains (losses)$01,966
Applicable income taxes$10,0003,924
Income before extraordinary items$263,0003,799
Extraordinary gains, net$010
Net income$263,0003,798
Minority interest net income$076
Net income of bank and minority interests.$263,0003,801
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$263,0003,693
2012-12-31 (YTD Data)Rank
Total interest income$6,621,0003,588
Total interest expense$1,216,0003,167
Net interest income$5,405,0003,615
Provision for loan and lease losses$250,0003,619
Total noninterest income$871,0003,507
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$430,0002,777
Trading account gains and fees$0166
Additional Noninterest Income$441,0003,512
Total noninterest expense$3,177,0004,605
Salaries and employee benefits$1,749,0004,465
Premises and equipment expense$234,0005,479
Additional noninterest expense$1,194,0004,368
Pre-tax net operating income$2,849,0002,183
Securities gains (losses)$03,810
Applicable income taxes$115,0003,417
Income before extraordinary items$2,734,0002,019
Extraordinary gains, net$029
Net income$2,734,0002,018
Minority interest net income$093
Net income of bank and minority interests.$2,734,0002,020
Net charge-offs$600,0002,416
Cash dividends$1,100,0001,831
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,734,0001,910
2012-09-30 (YTD Data)Rank
Total interest income$5,039,0003,612
Total interest expense$946,0003,203
Net interest income$4,093,0003,655
Provision for loan and lease losses$250,0003,206
Total noninterest income$712,0003,384
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$330,0002,779
Trading account gains and fees$0157
Additional Noninterest Income$382,0003,341
Total noninterest expense$2,408,0004,607
Salaries and employee benefits$1,299,0004,521
Premises and equipment expense$177,0005,517
Additional noninterest expense$932,0004,296
Pre-tax net operating income$2,147,0002,222
Securities gains (losses)$03,575
Applicable income taxes$102,0003,359
Income before extraordinary items$2,045,0002,067
Extraordinary gains, net$020
Net income$2,045,0002,066
Minority interest net income$086
Net income of bank and minority interests.$2,045,0002,068
Net charge-offs$537,0002,096
Cash dividends$600,0001,829
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,045,0001,947
2012-06-30 (YTD Data)Rank
Total interest income$3,401,0003,608
Total interest expense$647,0003,240
Net interest income$2,754,0003,643
Provision for loan and lease losses$200,0002,964
Total noninterest income$414,0003,592
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$221,0002,746
Trading account gains and fees$0153
Additional Noninterest Income$193,0003,732
Total noninterest expense$1,682,0004,521
Salaries and employee benefits$900,0004,449
Premises and equipment expense$122,0005,474
Additional noninterest expense$660,0004,159
Pre-tax net operating income$1,286,0002,389
Securities gains (losses)$03,178
Applicable income taxes$64,0003,378
Income before extraordinary items$1,222,0002,237
Extraordinary gains, net$019
Net income$1,222,0002,237
Minority interest net income$084
Net income of bank and minority interests.$1,222,0002,237
Net charge-offs$209,0002,706
Cash dividends$400,0001,828
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,222,0002,114
2012-03-31 (YTD Data)Rank
Total interest income$1,729,0003,593
Total interest expense$334,0003,269
Net interest income$1,395,0003,637
Provision for loan and lease losses$125,0002,605
Total noninterest income$239,0003,317
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$109,0002,739
Trading account gains and fees$0148
Additional Noninterest Income$130,0003,275
Total noninterest expense$823,0004,581
Salaries and employee benefits$429,0004,603
Premises and equipment expense$41,0006,152
Additional noninterest expense$353,0003,963
Pre-tax net operating income$686,0002,301
Securities gains (losses)$02,210
Applicable income taxes$36,0003,305
Income before extraordinary items$650,0002,125
Extraordinary gains, net$019
Net income$650,0002,126
Minority interest net income$078
Net income of bank and minority interests.$650,0002,127
Net charge-offs$35,0003,308
Cash dividends$200,0001,565
Sale, conversion, retirement of capital stock, net$0861
Net operating income$650,0002,024
2011-12-31 (YTD Data)Rank
Total interest income$7,491,0003,507
Total interest expense$1,640,0003,209
Net interest income$5,851,0003,524
Provision for loan and lease losses$1,485,0001,900
Total noninterest income$735,0003,681
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$491,0002,615
Trading account gains and fees$0146
Additional Noninterest Income$244,0004,173
Total noninterest expense$3,275,0004,642
Salaries and employee benefits$1,655,0004,677
Premises and equipment expense$275,0005,423
Additional noninterest expense$1,345,0004,139
Pre-tax net operating income$1,826,0002,675
Securities gains (losses)$87,0002,170
Applicable income taxes$117,0003,272
Income before extraordinary items$1,796,0002,456
Extraordinary gains, net$029
Net income$1,796,0002,456
Minority interest net income$096
Net income of bank and minority interests.$1,796,0002,457
Net charge-offs$1,431,0001,947
Cash dividends$1,400,0001,301
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,714,2202,452
2011-09-30 (YTD Data)Rank
Total interest income$5,670,0003,519
Total interest expense$1,271,0003,249
Net interest income$4,399,0003,538
Provision for loan and lease losses$885,0002,133
Total noninterest income$548,0003,716
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$371,0002,606
Trading account gains and fees$0145
Additional Noninterest Income$177,0004,281
Total noninterest expense$2,322,0004,802
Salaries and employee benefits$1,211,0004,758
Premises and equipment expense$177,0005,769
Additional noninterest expense$934,0004,351
Pre-tax net operating income$1,740,0002,319
Securities gains (losses)$87,0001,901
Applicable income taxes$85,0003,325
Income before extraordinary items$1,742,0002,045
Extraordinary gains, net$021
Net income$1,742,0002,044
Minority interest net income$087
Net income of bank and minority interests.$1,742,0002,045
Net charge-offs$647,0002,381
Cash dividends$600,0001,607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,659,3502,046
2011-06-30 (YTD Data)Rank
Total interest income$3,790,0003,551
Total interest expense$875,0003,274
Net interest income$2,915,0003,554
Provision for loan and lease losses$685,0001,924
Total noninterest income$472,0003,234
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$255,0002,523
Trading account gains and fees$0153
Additional Noninterest Income$217,0003,361
Total noninterest expense$1,609,0004,748
Salaries and employee benefits$822,0004,748
Premises and equipment expense$126,0005,671
Additional noninterest expense$661,0004,247
Pre-tax net operating income$1,093,0002,394
Securities gains (losses)$62,0001,453
Applicable income taxes$57,0003,281
Income before extraordinary items$1,098,0002,100
Extraordinary gains, net$015
Net income$1,098,0002,100
Minority interest net income$089
Net income of bank and minority interests.$1,098,0002,100
Net charge-offs$514,0002,110
Cash dividends$200,0002,272
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,039,1002,131
2011-03-31 (YTD Data)Rank
Total interest income$1,919,0003,525
Total interest expense$455,0003,279
Net interest income$1,464,0003,532
Provision for loan and lease losses$350,0001,781
Total noninterest income$202,0003,565
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$132,0002,426
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,124
Total noninterest expense$745,0004,989
Salaries and employee benefits$378,0005,003
Premises and equipment expense$69,0005,544
Additional noninterest expense$298,0004,551
Pre-tax net operating income$571,0002,322
Securities gains (losses)$01,772
Applicable income taxes$24,0003,333
Income before extraordinary items$547,0002,088
Extraordinary gains, net$09
Net income$547,0002,087
Minority interest net income$086
Net income of bank and minority interests.$547,0002,088
Net charge-offs$414,0001,497
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$547,0002,049
2010-12-31 (YTD Data)Rank
Total interest income$8,033,0003,546
Total interest expense$2,152,0003,369
Net interest income$5,881,0003,522
Provision for loan and lease losses$2,345,0001,878
Total noninterest income$785,0003,696
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$608,0002,267
Trading account gains and fees$0175
Additional Noninterest Income$177,0004,759
Total noninterest expense$2,987,0005,033
Salaries and employee benefits$1,628,0004,821
Premises and equipment expense$267,0005,668
Additional noninterest expense$1,092,0004,860
Pre-tax net operating income$1,334,0002,907
Securities gains (losses)$188,0001,635
Applicable income taxes$70,0003,455
Income before extraordinary items$1,452,0002,568
Extraordinary gains, net$029
Net income$1,452,0002,564
Minority interest net income$0111
Net income of bank and minority interests.$1,452,0002,569
Net charge-offs$1,521,0002,171
Cash dividends$115,0003,637
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,273,4002,693
2010-09-30 (YTD Data)Rank
Total interest income$6,072,0003,585
Total interest expense$1,645,0003,451
Net interest income$4,427,0003,558
Provision for loan and lease losses$2,145,0001,579
Total noninterest income$718,0003,341
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$462,0002,302
Trading account gains and fees$0165
Additional Noninterest Income$256,0003,801
Total noninterest expense$2,195,0005,112
Salaries and employee benefits$1,163,0005,005
Premises and equipment expense$189,0005,848
Additional noninterest expense$843,0004,776
Pre-tax net operating income$805,0003,456
Securities gains (losses)$156,0001,571
Applicable income taxes$47,0003,600
Income before extraordinary items$914,0003,049
Extraordinary gains, net$023
Net income$914,0003,047
Minority interest net income$0110
Net income of bank and minority interests.$914,0003,050
Net charge-offs$1,197,0001,989
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$765,8003,220
2010-06-30 (YTD Data)Rank
Total interest income$4,044,0003,622
Total interest expense$1,116,0003,502
Net interest income$2,928,0003,579
Provision for loan and lease losses$2,045,0001,260
Total noninterest income$466,0003,347
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$325,0002,211
Trading account gains and fees$0152
Additional Noninterest Income$141,0004,077
Total noninterest expense$1,439,0005,177
Salaries and employee benefits$761,0005,071
Premises and equipment expense$125,0005,884
Additional noninterest expense$553,0004,819
Pre-tax net operating income$-90,0006,258
Securities gains (losses)$122,0001,290
Applicable income taxes$04,691
Income before extraordinary items$32,0006,013
Extraordinary gains, net$019
Net income$32,0006,015
Minority interest net income$0105
Net income of bank and minority interests.$32,0006,014
Net charge-offs$866,0001,869
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-90,0006,315
2010-03-31 (YTD Data)Rank
Total interest income$2,066,0003,623
Total interest expense$562,0003,611
Net interest income$1,504,0003,548
Provision for loan and lease losses$500,0001,815
Total noninterest income$222,0003,440
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$156,0002,271
Trading account gains and fees$0175
Additional Noninterest Income$66,0004,229
Total noninterest expense$710,0005,266
Salaries and employee benefits$371,0005,196
Premises and equipment expense$61,0006,007
Additional noninterest expense$278,0004,810
Pre-tax net operating income$516,0002,350
Securities gains (losses)$02,284
Applicable income taxes$25,0003,295
Income before extraordinary items$491,0002,176
Extraordinary gains, net$016
Net income$491,0002,175
Minority interest net income$091
Net income of bank and minority interests.$491,0002,176
Net charge-offs$480,0001,609
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$491,0002,084
2009-12-31 (YTD Data)Rank
Total interest income$8,404,0003,692
Total interest expense$2,729,0003,673
Net interest income$5,675,0003,618
Provision for loan and lease losses$2,230,0002,344
Total noninterest income$1,003,0003,333
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$705,0002,238
Trading account gains and fees$0211
Additional Noninterest Income$298,0003,995
Total noninterest expense$3,204,0004,995
Salaries and employee benefits$1,589,0005,029
Premises and equipment expense$288,0005,742
Additional noninterest expense$1,327,0004,446
Pre-tax net operating income$1,244,0002,651
Securities gains (losses)$130,0001,908
Applicable income taxes$43,0003,345
Income before extraordinary items$1,331,0002,307
Extraordinary gains, net$034
Net income$1,331,0002,303
Minority interest net income$0115
Net income of bank and minority interests.$1,331,0002,305
Net charge-offs$2,047,0002,007
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,204,9002,425
2009-09-30 (YTD Data)Rank
Total interest income$6,320,0003,728
Total interest expense$2,114,0003,719
Net interest income$4,206,0003,659
Provision for loan and lease losses$1,330,0002,378
Total noninterest income$753,0003,395
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$506,0002,331
Trading account gains and fees$0212
Additional Noninterest Income$247,0003,929
Total noninterest expense$2,357,0005,046
Salaries and employee benefits$1,157,0005,150
Premises and equipment expense$210,0005,856
Additional noninterest expense$990,0004,420
Pre-tax net operating income$1,272,0002,338
Securities gains (losses)$33,0002,514
Applicable income taxes$38,0003,481
Income before extraordinary items$1,267,0002,085
Extraordinary gains, net$027
Net income$1,267,0002,083
Minority interest net income$0118
Net income of bank and minority interests.$1,267,0002,085
Net charge-offs$1,133,0002,069
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,234,9902,075
2009-06-30 (YTD Data)Rank
Total interest income$4,218,0003,761
Total interest expense$1,453,0003,755
Net interest income$2,765,0003,684
Provision for loan and lease losses$730,0002,443
Total noninterest income$490,0003,461
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$310,0002,479
Trading account gains and fees$0193
Additional Noninterest Income$180,0003,813
Total noninterest expense$1,529,0005,190
Salaries and employee benefits$740,0005,332
Premises and equipment expense$128,0006,102
Additional noninterest expense$661,0004,427
Pre-tax net operating income$996,0002,121
Securities gains (losses)$03,136
Applicable income taxes$49,0003,169
Income before extraordinary items$947,0001,936
Extraordinary gains, net$021
Net income$947,0001,934
Minority interest net income$0112
Net income of bank and minority interests.$947,0001,935
Net charge-offs$684,0002,002
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$947,0001,875
2009-03-31 (YTD Data)Rank
Total interest income$2,112,0003,784
Total interest expense$727,0003,843
Net interest income$1,385,0003,674
Provision for loan and lease losses$450,0001,876
Total noninterest income$244,0003,430
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$150,0002,472
Trading account gains and fees$0171
Additional Noninterest Income$94,0003,755
Total noninterest expense$730,0005,258
Salaries and employee benefits$373,0005,366
Premises and equipment expense$71,0005,916
Additional noninterest expense$286,0004,555
Pre-tax net operating income$449,0002,574
Securities gains (losses)$02,434
Applicable income taxes$23,0003,465
Income before extraordinary items$426,0002,436
Extraordinary gains, net$015
Net income$426,0002,436
Minority interest net income$0102
Net income of bank and minority interests.$426,0002,438
Net charge-offs$501,0001,362
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$426,0002,297
2008-12-31 (YTD Data)Rank
Total interest income$8,993,0003,802
Total interest expense$3,571,0003,799
Net interest income$5,422,0003,735
Provision for loan and lease losses$2,100,0001,734
Total noninterest income$906,0003,627
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$678,0002,405
Trading account gains and fees$0154
Additional Noninterest Income$228,0004,630
Total noninterest expense$2,970,0005,145
Salaries and employee benefits$1,653,0005,042
Premises and equipment expense$249,0006,256
Additional noninterest expense$1,068,0004,633
Pre-tax net operating income$1,258,0003,332
Securities gains (losses)$161,000829
Applicable income taxes$136,0003,151
Income before extraordinary items$1,283,0002,789
Extraordinary gains, net$039
Net income$1,283,0002,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,260,0001,198
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,138,1003,175
2008-09-30 (YTD Data)Rank
Total interest income$6,728,0003,871
Total interest expense$2,764,0003,819
Net interest income$3,964,0003,828
Provision for loan and lease losses$1,300,0001,565
Total noninterest income$690,0003,671
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$508,0002,427
Trading account gains and fees$0148
Additional Noninterest Income$182,0004,610
Total noninterest expense$2,223,0005,142
Salaries and employee benefits$1,261,0005,012
Premises and equipment expense$188,0006,254
Additional noninterest expense$774,0004,641
Pre-tax net operating income$1,131,0003,437
Securities gains (losses)$161,000711
Applicable income taxes$65,0003,935
Income before extraordinary items$1,227,0002,715
Extraordinary gains, net$031
Net income$1,227,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,577,000976
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,074,0503,112
2008-06-30 (YTD Data)Rank
Total interest income$4,529,0003,901
Total interest expense$1,886,0003,885
Net interest income$2,643,0003,831
Provision for loan and lease losses$900,0001,302
Total noninterest income$440,0003,798
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$319,0002,509
Trading account gains and fees$0149
Additional Noninterest Income$121,0004,711
Total noninterest expense$1,408,0005,327
Salaries and employee benefits$800,0005,215
Premises and equipment expense$128,0006,236
Additional noninterest expense$480,0004,865
Pre-tax net operating income$775,0003,493
Securities gains (losses)$123,000831
Applicable income taxes$42,0004,205
Income before extraordinary items$856,0002,916
Extraordinary gains, net$021
Net income$856,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$843,000958
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$739,1503,167
2008-03-31 (YTD Data)Rank
Total interest income$2,296,0003,947
Total interest expense$960,0004,003
Net interest income$1,336,0003,793
Provision for loan and lease losses$500,000995
Total noninterest income$209,0003,917
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$138,0002,792
Trading account gains and fees$0158
Additional Noninterest Income$71,0004,403
Total noninterest expense$743,0005,166
Salaries and employee benefits$426,0005,053
Premises and equipment expense$67,0006,170
Additional noninterest expense$250,0004,690
Pre-tax net operating income$302,0004,140
Securities gains (losses)$123,000627
Applicable income taxes$18,0004,432
Income before extraordinary items$407,0003,154
Extraordinary gains, net$015
Net income$407,0003,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,000530
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$288,9203,806
2007-12-31 (YTD Data)Rank
Total interest income$8,628,0004,152
Total interest expense$3,659,0004,230
Net interest income$4,969,0004,021
Provision for loan and lease losses$675,0001,895
Total noninterest income$910,0003,726
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$748,0002,246
Trading account gains and fees$0178
Additional Noninterest Income$162,0005,445
Total noninterest expense$2,803,0005,220
Salaries and employee benefits$1,549,0005,209
Premises and equipment expense$266,0006,082
Additional noninterest expense$988,0004,703
Pre-tax net operating income$2,401,0002,920
Securities gains (losses)$-20,0007,762
Applicable income taxes$102,0004,471
Income before extraordinary items$2,279,0002,555
Extraordinary gains, net$039
Net income$2,279,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,627
Cash dividends$1,050,0002,540
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,298,2002,531
2007-09-30 (YTD Data)Rank
Total interest income$6,318,0004,243
Total interest expense$2,675,0004,300
Net interest income$3,643,0004,093
Provision for loan and lease losses$525,0001,503
Total noninterest income$693,0003,700
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$556,0002,242
Trading account gains and fees$0184
Additional Noninterest Income$137,0005,258
Total noninterest expense$2,027,0005,318
Salaries and employee benefits$1,185,0005,135
Premises and equipment expense$188,0006,231
Additional noninterest expense$654,0005,008
Pre-tax net operating income$1,784,0003,084
Securities gains (losses)$-18,0007,926
Applicable income taxes$86,0004,568
Income before extraordinary items$1,680,0002,737
Extraordinary gains, net$033
Net income$1,680,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,537
Cash dividends$700,0002,462
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,697,1002,694
2007-06-30 (YTD Data)Rank
Total interest income$4,149,0004,303
Total interest expense$1,693,0004,431
Net interest income$2,456,0004,087
Provision for loan and lease losses$400,0001,235
Total noninterest income$445,0003,800
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$367,0002,267
Trading account gains and fees$0168
Additional Noninterest Income$78,0005,568
Total noninterest expense$1,309,0005,458
Salaries and employee benefits$760,0005,288
Premises and equipment expense$124,0006,285
Additional noninterest expense$425,0005,085
Pre-tax net operating income$1,192,0003,136
Securities gains (losses)$-18,0008,116
Applicable income taxes$56,0004,670
Income before extraordinary items$1,118,0002,803
Extraordinary gains, net$029
Net income$1,118,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,675
Cash dividends$700,0001,963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,135,1002,746
2007-03-31 (YTD Data)Rank
Total interest income$2,032,0004,357
Total interest expense$818,0004,512
Net interest income$1,214,0004,115
Provision for loan and lease losses$150,0001,427
Total noninterest income$225,0003,775
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$170,0002,357
Trading account gains and fees$0195
Additional Noninterest Income$55,0004,922
Total noninterest expense$674,0005,377
Salaries and employee benefits$401,0005,160
Premises and equipment expense$64,0006,249
Additional noninterest expense$209,0005,128
Pre-tax net operating income$615,0003,073
Securities gains (losses)$-18,0008,359
Applicable income taxes$31,0004,589
Income before extraordinary items$566,0002,761
Extraordinary gains, net$022
Net income$566,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,755
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$583,1002,679
2006-12-31 (YTD Data)Rank
Total interest income$7,658,0004,318
Total interest expense$2,831,0004,471
Net interest income$4,827,0004,113
Provision for loan and lease losses$760,0001,322
Total noninterest income$843,0003,928
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$607,0002,664
Trading account gains and fees$0130
Additional Noninterest Income$236,0004,788
Total noninterest expense$2,513,0005,467
Salaries and employee benefits$1,463,0005,284
Premises and equipment expense$266,0006,045
Additional noninterest expense$784,0005,293
Pre-tax net operating income$2,397,0003,220
Securities gains (losses)$-21,0007,568
Applicable income taxes$115,0004,852
Income before extraordinary items$2,261,0002,835
Extraordinary gains, net$051
Net income$2,261,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$918,000743
Cash dividends$1,400,0002,029
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,280,9502,808
2006-09-30 (YTD Data)Rank
Total interest income$5,670,0004,329
Total interest expense$2,042,0004,488
Net interest income$3,628,0004,129
Provision for loan and lease losses$490,0001,413
Total noninterest income$624,0003,966
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$444,0002,722
Trading account gains and fees$0126
Additional Noninterest Income$180,0004,755
Total noninterest expense$1,867,0005,482
Salaries and employee benefits$1,116,0005,199
Premises and equipment expense$192,0006,184
Additional noninterest expense$559,0005,441
Pre-tax net operating income$1,895,0003,229
Securities gains (losses)$-18,0007,797
Applicable income taxes$90,0005,018
Income before extraordinary items$1,787,0002,805
Extraordinary gains, net$045
Net income$1,787,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$495,000809
Cash dividends$1,050,0001,853
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,804,1002,779
2006-06-30 (YTD Data)Rank
Total interest income$3,727,0004,321
Total interest expense$1,272,0004,544
Net interest income$2,455,0004,092
Provision for loan and lease losses$450,0001,060
Total noninterest income$420,0003,940
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$299,0002,665
Trading account gains and fees$0126
Additional Noninterest Income$121,0004,728
Total noninterest expense$1,257,0005,461
Salaries and employee benefits$723,0005,312
Premises and equipment expense$117,0006,409
Additional noninterest expense$417,0005,063
Pre-tax net operating income$1,168,0003,420
Securities gains (losses)$1,0001,053
Applicable income taxes$56,0005,143
Income before extraordinary items$1,113,0002,958
Extraordinary gains, net$039
Net income$1,113,0002,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,000691
Cash dividends$700,0001,877
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,112,0502,951
2006-03-31 (YTD Data)Rank
Total interest income$1,836,0004,324
Total interest expense$594,0004,606
Net interest income$1,242,0004,062
Provision for loan and lease losses$200,0001,130
Total noninterest income$207,0003,907
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$148,0002,627
Trading account gains and fees$0115
Additional Noninterest Income$59,0004,794
Total noninterest expense$626,0005,489
Salaries and employee benefits$383,0005,165
Premises and equipment expense$61,0006,319
Additional noninterest expense$182,0005,465
Pre-tax net operating income$623,0003,227
Securities gains (losses)$-2,0007,972
Applicable income taxes$30,0005,017
Income before extraordinary items$591,0002,774
Extraordinary gains, net$021
Net income$591,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,000423
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$592,9002,752
2005-12-31 (YTD Data)Rank
Total interest income$7,376,0003,994
Total interest expense$2,189,0004,170
Net interest income$5,187,0003,847
Provision for loan and lease losses$800,0001,260
Total noninterest income$584,0004,856
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$576,0002,748
Trading account gains and fees$0138
Additional Noninterest Income$8,0008,464
Total noninterest expense$2,609,0005,230
Salaries and employee benefits$1,401,0005,283
Premises and equipment expense$243,0006,288
Additional noninterest expense$965,0004,536
Pre-tax net operating income$2,362,0003,271
Securities gains (losses)$5,0001,712
Applicable income taxes$118,0005,227
Income before extraordinary items$2,249,0002,797
Extraordinary gains, net$046
Net income$2,249,0002,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$785,000814
Cash dividends$2,400,0001,272
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,244,2502,765
2005-09-30 (YTD Data)Rank
Total interest income$5,526,0003,947
Total interest expense$1,606,0004,105
Net interest income$3,920,0003,826
Provision for loan and lease losses$700,0001,063
Total noninterest income$651,0003,881
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$436,0002,720
Trading account gains and fees$0126
Additional Noninterest Income$215,0004,440
Total noninterest expense$1,973,0005,188
Salaries and employee benefits$1,073,0005,185
Premises and equipment expense$188,0006,184
Additional noninterest expense$712,0004,574
Pre-tax net operating income$1,898,0003,165
Securities gains (losses)$5,0001,712
Applicable income taxes$100,0005,242
Income before extraordinary items$1,803,0002,690
Extraordinary gains, net$035
Net income$1,803,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,000661
Cash dividends$700,0002,306
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,798,2502,663
2005-06-30 (YTD Data)Rank
Total interest income$3,651,0003,911
Total interest expense$1,034,0004,042
Net interest income$2,617,0003,788
Provision for loan and lease losses$450,0001,068
Total noninterest income$417,0003,951
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$277,0002,777
Trading account gains and fees$0116
Additional Noninterest Income$140,0004,472
Total noninterest expense$1,351,0005,087
Salaries and employee benefits$702,0005,239
Premises and equipment expense$130,0006,100
Additional noninterest expense$519,0004,249
Pre-tax net operating income$1,233,0003,179
Securities gains (losses)$-2,0007,723
Applicable income taxes$61,0005,341
Income before extraordinary items$1,170,0002,710
Extraordinary gains, net$030
Net income$1,170,0002,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$650,000503
Cash dividends$350,0002,694
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,171,9002,667
2005-03-31 (YTD Data)Rank
Total interest income$1,766,0003,978
Total interest expense$517,0003,928
Net interest income$1,249,0003,925
Provision for loan and lease losses$175,0001,252
Total noninterest income$202,0003,954
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$132,0002,810
Trading account gains and fees$0115
Additional Noninterest Income$70,0004,462
Total noninterest expense$729,0004,847
Salaries and employee benefits$385,0004,963
Premises and equipment expense$63,0006,224
Additional noninterest expense$281,0004,003
Pre-tax net operating income$547,0003,442
Securities gains (losses)$01,685
Applicable income taxes$31,0005,273
Income before extraordinary items$516,0002,980
Extraordinary gains, net$024
Net income$516,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,000332
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$516,0002,937
2004-12-31 (YTD Data)Rank
Total interest income$6,838,0003,874
Total interest expense$2,108,0003,495
Net interest income$4,730,0003,968
Provision for loan and lease losses$1,050,0001,000
Total noninterest income$882,0003,820
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$580,0002,781
Trading account gains and fees$0138
Additional Noninterest Income$302,0004,256
Total noninterest expense$2,501,0005,307
Salaries and employee benefits$1,363,0005,276
Premises and equipment expense$253,0006,158
Additional noninterest expense$885,0004,759
Pre-tax net operating income$2,061,0003,432
Securities gains (losses)$15,0002,589
Applicable income taxes$103,0005,478
Income before extraordinary items$1,973,0002,952
Extraordinary gains, net$034
Net income$1,973,0002,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$895,000855
Cash dividends$1,050,0002,224
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,958,7502,915
2004-09-30 (YTD Data)Rank
Total interest income$5,085,0003,887
Total interest expense$1,582,0003,457
Net interest income$3,503,0004,001
Provision for loan and lease losses$650,0001,158
Total noninterest income$636,0003,938
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$434,0002,798
Trading account gains and fees$0134
Additional Noninterest Income$202,0004,478
Total noninterest expense$1,880,0005,257
Salaries and employee benefits$1,038,0005,190
Premises and equipment expense$199,0005,992
Additional noninterest expense$643,0004,823
Pre-tax net operating income$1,609,0003,423
Securities gains (losses)$20,0002,305
Applicable income taxes$59,0005,842
Income before extraordinary items$1,570,0002,842
Extraordinary gains, net$026
Net income$1,570,0002,843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,088
Cash dividends$1,050,0001,641
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,550,8002,802
2004-06-30 (YTD Data)Rank
Total interest income$3,375,0003,883
Total interest expense$1,043,0003,478
Net interest income$2,332,0003,996
Provision for loan and lease losses$350,0001,369
Total noninterest income$412,0004,022
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$277,0002,894
Trading account gains and fees$0130
Additional Noninterest Income$135,0004,514
Total noninterest expense$1,257,0005,269
Salaries and employee benefits$673,0005,324
Premises and equipment expense$136,0005,958
Additional noninterest expense$448,0004,694
Pre-tax net operating income$1,137,0003,242
Securities gains (losses)$22,0001,980
Applicable income taxes$59,0005,455
Income before extraordinary items$1,100,0002,715
Extraordinary gains, net$021
Net income$1,100,0002,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$1,050,0001,200
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,079,1002,679
2004-03-31 (YTD Data)Rank
Total interest income$1,672,0003,918
Total interest expense$522,0003,507
Net interest income$1,150,0004,031
Provision for loan and lease losses$150,0001,414
Total noninterest income$188,0004,196
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$125,0003,064
Trading account gains and fees$0121
Additional Noninterest Income$63,0004,647
Total noninterest expense$621,0005,332
Salaries and employee benefits$312,0005,616
Premises and equipment expense$72,0005,806
Additional noninterest expense$237,0004,492
Pre-tax net operating income$567,0003,224
Securities gains (losses)$02,934
Applicable income taxes$21,0005,742
Income before extraordinary items$546,0002,730
Extraordinary gains, net$016
Net income$546,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$546,0002,633
2003-12-31 (YTD Data)Rank
Total interest income$6,848,0003,892
Total interest expense$2,376,0003,481
Net interest income$4,472,0004,017
Provision for loan and lease losses$850,0001,382
Total noninterest income$708,0004,531
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$439,0003,440
Trading account gains and fees$0160
Additional Noninterest Income$269,0004,711
Total noninterest expense$2,289,0005,547
Salaries and employee benefits$1,300,0005,358
Premises and equipment expense$253,0006,151
Additional noninterest expense$736,0005,336
Pre-tax net operating income$2,041,0003,352
Securities gains (losses)$26,0003,046
Applicable income taxes$107,0005,653
Income before extraordinary items$1,960,0002,908
Extraordinary gains, net$054
Net income$1,960,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,0001,549
Cash dividends$1,050,0002,232
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,935,3002,814
2003-09-30 (YTD Data)Rank
Total interest income$5,222,0003,883
Total interest expense$1,830,0003,513
Net interest income$3,392,0004,004
Provision for loan and lease losses$600,0001,404
Total noninterest income$514,0004,673
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$328,0003,445
Trading account gains and fees$0153
Additional Noninterest Income$186,0004,936
Total noninterest expense$1,675,0005,591
Salaries and employee benefits$940,0005,455
Premises and equipment expense$181,0006,279
Additional noninterest expense$554,0005,296
Pre-tax net operating income$1,631,0003,333
Securities gains (losses)$26,0002,803
Applicable income taxes$83,0005,769
Income before extraordinary items$1,574,0002,862
Extraordinary gains, net$040
Net income$1,574,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,953
Cash dividends$1,050,0001,675
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,549,3002,750
2003-06-30 (YTD Data)Rank
Total interest income$3,508,0003,891
Total interest expense$1,251,0003,539
Net interest income$2,257,0004,009
Provision for loan and lease losses$350,0001,581
Total noninterest income$334,0004,707
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$217,0003,427
Trading account gains and fees$0150
Additional Noninterest Income$117,0005,041
Total noninterest expense$1,120,0005,585
Salaries and employee benefits$644,0005,393
Premises and equipment expense$121,0006,238
Additional noninterest expense$355,0005,427
Pre-tax net operating income$1,121,0003,242
Securities gains (losses)$24,0002,506
Applicable income taxes$59,0005,754
Income before extraordinary items$1,086,0002,798
Extraordinary gains, net$030
Net income$1,086,0002,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,691
Cash dividends$700,0001,703
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,063,2002,680
2003-03-31 (YTD Data)Rank
Total interest income$1,806,0003,812
Total interest expense$646,0003,541
Net interest income$1,160,0003,926
Provision for loan and lease losses$150,0001,666
Total noninterest income$162,0004,695
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$106,0003,394
Trading account gains and fees$0134
Additional Noninterest Income$56,0005,056
Total noninterest expense$551,0005,626
Salaries and employee benefits$305,0005,564
Premises and equipment expense$59,0006,332
Additional noninterest expense$187,0005,211
Pre-tax net operating income$621,0003,001
Securities gains (losses)$19,0001,926
Applicable income taxes$31,0005,692
Income before extraordinary items$609,0002,513
Extraordinary gains, net$021
Net income$609,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$350,0001,587
Sale, conversion, retirement of capital stock, net$0419
Net operating income$590,9502,443
2002-12-31 (YTD Data)Rank
Total interest income$7,422,0003,866
Total interest expense$3,022,0003,521
Net interest income$4,400,0004,070
Provision for loan and lease losses$480,0002,438
Total noninterest income$607,0004,697
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$424,0003,389
Trading account gains and fees$0153
Additional Noninterest Income$183,0005,205
Total noninterest expense$2,277,0005,416
Salaries and employee benefits$1,270,0005,270
Premises and equipment expense$246,0006,193
Additional noninterest expense$761,0005,116
Pre-tax net operating income$2,250,0003,130
Securities gains (losses)$99,0001,763
Applicable income taxes$138,0005,622
Income before extraordinary items$2,211,0002,590
Extraordinary gains, net$070
Net income$2,211,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0002,143
Cash dividends$1,400,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,117,9402,587
2001-12-31 (YTD Data)Rank
Total interest income$7,471,0004,243
Total interest expense$3,469,0004,238
Net interest income$4,002,0004,129
Provision for loan and lease losses$190,0004,243
Total noninterest income$540,0004,848
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$416,0003,279
Trading account gains and fees$0177
Additional Noninterest Income$124,0005,927
Total noninterest expense$2,147,0005,481
Salaries and employee benefits$1,212,0005,281
Premises and equipment expense$231,0006,343
Additional noninterest expense$704,0005,278
Pre-tax net operating income$2,205,0002,946
Securities gains (losses)$15,0003,362
Applicable income taxes$128,0005,682
Income before extraordinary items$2,092,0002,425
Extraordinary gains, net$0105
Net income$2,092,0002,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,566
Cash dividends$1,350,0001,809
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,077,9002,362
2000-12-31 (YTD Data)Rank
Total interest income$6,848,0004,669
Total interest expense$3,090,0004,814
Net interest income$3,758,0004,391
Provision for loan and lease losses$23,0007,535
Total noninterest income$589,0004,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$387,0003,330
Trading account gains and feesNANA
Additional Noninterest Income$202,0004,785
Total noninterest expense$2,181,0005,365
Salaries and employee benefits$1,319,0004,855
Premises and equipment expense$230,0006,312
Additional noninterest expense$632,0005,574
Pre-tax net operating income$2,143,0003,146
Securities gains (losses)$-36,0009,047
Applicable income taxes$123,0006,257
Income before extraordinary items$1,984,0002,594
Extraordinary gains, net$038
Net income$1,984,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$1,672,0001,534
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,017,8402,539
1999-12-31 (YTD Data)Rank
Total interest income$6,308,0004,787
Total interest expense$2,846,0004,783
Net interest income$3,462,0004,683
Provision for loan and lease losses$170,0003,962
Total noninterest income$527,0004,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$364,0003,462
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,408
Total noninterest expense$2,130,0005,433
Salaries and employee benefits$1,334,0004,776
Premises and equipment expense$221,0006,486
Additional noninterest expense$575,0005,986
Pre-tax net operating income$1,689,0003,789
Securities gains (losses)$3,0002,393
Applicable income taxes$104,0006,870
Income before extraordinary items$1,588,0003,105
Extraordinary gains, net$035
Net income$1,588,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,549
Cash dividends$1,180,0002,017
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,585,1803,080
1998-12-31 (YTD Data)Rank
Total interest income$6,178,0004,893
Total interest expense$2,637,0005,185
Net interest income$3,541,0004,557
Provision for loan and lease losses$401,0002,048
Total noninterest income$484,0005,036
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,474
Trading account gains and feesNANA
Additional Noninterest Income$130,0006,008
Total noninterest expense$2,067,0005,476
Salaries and employee benefits$1,319,0004,701
Premises and equipment expense$184,0006,975
Additional noninterest expense$564,0005,993
Pre-tax net operating income$1,557,0004,063
Securities gains (losses)$8,0003,124
Applicable income taxes$90,0007,687
Income before extraordinary items$1,475,0003,307
Extraordinary gains, net$032
Net income$1,475,0003,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$1,213,0001,925
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,467,4803,232
1997-12-31 (YTD Data)Rank
Total interest income$5,699,0005,265
Total interest expense$2,384,0005,601
Net interest income$3,315,0004,923
Provision for loan and lease losses$360,0002,248
Total noninterest income$457,0005,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$326,0003,822
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,052
Total noninterest expense$1,902,0005,845
Salaries and employee benefits$1,186,0005,152
Premises and equipment expense$171,0007,366
Additional noninterest expense$545,0006,165
Pre-tax net operating income$1,510,0004,481
Securities gains (losses)$-5,0009,661
Applicable income taxes$122,0008,050
Income before extraordinary items$1,383,0003,605
Extraordinary gains, net$044
Net income$1,383,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,353
Cash dividends$1,005,0002,140
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,387,6003,515
1996-12-31 (YTD Data)Rank
Total interest income$5,383,0005,617
Total interest expense$2,335,0005,781
Net interest income$3,048,0005,374
Provision for loan and lease losses$330,0002,402
Total noninterest income$478,0005,316
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$341,0003,838
Trading account gains and feesNANA
Additional Noninterest Income$137,0006,227
Total noninterest expense$1,808,0006,364
Salaries and employee benefits$1,136,0005,460
Premises and equipment expense$129,0008,550
Additional noninterest expense$543,0006,739
Pre-tax net operating income$1,388,0004,604
Securities gains (losses)$4,0003,123
Applicable income taxes$435,0004,624
Income before extraordinary items$957,0004,651
Extraordinary gains, net$053
Net income$957,0004,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,058
Cash dividends$1,500,0001,563
Sale, conversion, retirement of capital stock, net$0953
Net operating income$954,2404,614
1995-12-31 (YTD Data)Rank
Total interest income$4,976,0006,009
Total interest expense$2,214,0006,061
Net interest income$2,762,0005,876
Provision for loan and lease losses$193,0003,096
Total noninterest income$420,0005,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$335,0003,915
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,757
Total noninterest expense$1,822,0006,404
Salaries and employee benefits$1,096,0005,614
Premises and equipment expense$139,0008,553
Additional noninterest expense$587,0006,617
Pre-tax net operating income$1,167,0005,357
Securities gains (losses)$6,0002,714
Applicable income taxes$360,0005,320
Income before extraordinary items$813,0005,385
Extraordinary gains, net$065
Net income$813,0005,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,527
Cash dividends$1,000,0002,009
Sale, conversion, retirement of capital stock, net$0809
Net operating income$808,8605,378
1994-12-31 (YTD Data)Rank
Total interest income$4,545,0006,099
Total interest expense$1,744,0006,223
Net interest income$2,801,0005,910
Provision for loan and lease losses$88,0004,864
Total noninterest income$481,0005,442
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$318,0004,157
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,950
Total noninterest expense$1,829,0006,622
Salaries and employee benefits$1,045,0005,879
Premises and equipment expense$145,0008,686
Additional noninterest expense$639,0006,744
Pre-tax net operating income$1,365,0004,750
Securities gains (losses)$8,0002,362
Applicable income taxes$446,0004,420
Income before extraordinary items$927,0004,787
Extraordinary gains, net$0249
Net income$927,0004,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,422
Cash dividends$1,050,0001,812
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$921,5604,865
1993-12-31 (YTD Data)Rank
Total interest income$4,455,0006,358
Total interest expense$1,811,0006,307
Net interest income$2,644,0006,264
Provision for loan and lease losses$36,0008,112
Total noninterest income$440,0006,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$291,0004,531
Trading account gains and feesNANA
Additional Noninterest Income$149,0006,586
Total noninterest expense$1,809,0006,861
Salaries and employee benefits$1,035,0005,947
Premises and equipment expense$140,0009,169
Additional noninterest expense$634,0007,047
Pre-tax net operating income$1,239,0005,062
Securities gains (losses)$81,0002,783
Applicable income taxes$446,0004,614
Income before extraordinary items$874,0005,206
Extraordinary gains, net$03,149
Net income$874,0005,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0006,087
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$820,5405,226
1992-12-31 (YTD Data)Rank
Total interest income$5,107,0006,291
Total interest expense$2,358,0006,272
Net interest income$2,749,0006,124
Provision for loan and lease losses$82,0007,825
Total noninterest income$433,0006,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,573
Trading account gains and feesNANA
Additional Noninterest Income$143,0006,812
Total noninterest expense$1,641,0007,429
Salaries and employee benefits$904,0006,600
Premises and equipment expense$165,0008,699
Additional noninterest expense$572,0007,759
Pre-tax net operating income$1,459,0004,146
Securities gains (losses)$71,0003,566
Applicable income taxes$555,0003,661
Income before extraordinary items$975,0004,604
Extraordinary gains, net$01,422
Net income$975,0004,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00012,871
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$929,5604,486

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.