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First Internet Bank of Indiana, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$239,441,000	264
Total interest expense	$159,162,000	164
Net interest income	$80,279,000	455
Provision for loan and lease losses	$16,653,000	152
Total noninterest income	$25,886,000	375
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$263,000	2,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,623,000	272
Total noninterest expense	$76,240,000	389
Salaries and employee benefits	$43,410,000	364
Premises and equipment expense	$5,343,000	518
Additional noninterest expense	$25,623,000	272
Pre-tax net operating income	$13,272,000	942
Securities gains (losses)	$36,000	485
Applicable income taxes	$-1,661,000	4,560
Income before extraordinary items	$14,969,000	744
Extraordinary gains, net	$0	54
Net income	$14,969,000	755
Minority interest net income	$0	88
Net income of bank and minority interests.	$14,969,000	747
Net charge-offs	$11,379,000	149
Cash dividends	$12,000,000	428
Sale, conversion, retirement of capital stock, net	$836,000	213
Net operating income	$14,933,000	751
2023-09-30 (YTD Data)		Rank
Total interest income	$173,170,000	272
Total interest expense	$114,042,000	167
Net interest income	$59,128,000	471
Provision for loan and lease losses	$13,059,000	154
Total noninterest income	$18,811,000	390
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$190,000	2,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,621,000	280
Total noninterest expense	$56,996,000	385
Salaries and employee benefits	$32,844,000	363
Premises and equipment expense	$3,834,000	540
Additional noninterest expense	$18,621,000	280
Pre-tax net operating income	$7,884,000	1,149
Securities gains (losses)	$-81,000	3,950
Applicable income taxes	$-1,463,000	4,599
Income before extraordinary items	$9,266,000	882
Extraordinary gains, net	$0	52
Net income	$9,266,000	886
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,266,000	882
Net charge-offs	$10,223,000	125
Cash dividends	$8,000,000	432
Sale, conversion, retirement of capital stock, net	$592,000	206
Net operating income	$9,347,000	892
2023-06-30 (YTD Data)		Rank
Total interest income	$110,155,000	269
Total interest expense	$69,749,000	165
Net interest income	$40,406,000	453
Provision for loan and lease losses	$11,113,000	129
Total noninterest income	$11,603,000	402
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$129,000	2,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,474,000	287
Total noninterest expense	$37,962,000	376
Salaries and employee benefits	$21,546,000	366
Premises and equipment expense	$2,808,000	488
Additional noninterest expense	$11,474,000	287
Pre-tax net operating income	$2,934,000	1,781
Securities gains (losses)	$0	938
Applicable income taxes	$-1,535,000	4,634
Income before extraordinary items	$4,469,000	1,151
Extraordinary gains, net	$0	51
Net income	$4,469,000	1,161
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,469,000	1,151
Net charge-offs	$8,767,000	101
Cash dividends	$4,000,000	520
Sale, conversion, retirement of capital stock, net	$291,000	226
Net operating income	$4,469,000	1,163
2023-03-31 (YTD Data)		Rank
Total interest income	$52,033,000	282
Total interest expense	$31,116,000	165
Net interest income	$20,917,000	451
Provision for loan and lease losses	$9,415,000	99
Total noninterest income	$5,448,000	417
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$62,000	2,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,386,000	306
Total noninterest expense	$20,154,000	370
Salaries and employee benefits	$11,320,000	359
Premises and equipment expense	$1,395,000	508
Additional noninterest expense	$5,386,000	306
Pre-tax net operating income	$-3,204,000	4,672
Securities gains (losses)	$42,000	292
Applicable income taxes	$-1,839,000	4,656
Income before extraordinary items	$-1,323,000	4,630
Extraordinary gains, net	$0	4
Net income	$-1,323,000	4,629
Minority interest net income	$0	48
Net income of bank and minority interests.	$-1,323,000	4,630
Net charge-offs	$7,193,000	71
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$239,000	164
Net operating income	$-1,356,180	4,638
2022-12-31 (YTD Data)		Rank
Total interest income	$156,908,000	295
Total interest expense	$54,444,000	142
Net interest income	$102,464,000	356
Provision for loan and lease losses	$4,977,000	285
Total noninterest income	$21,312,000	456
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$424,000	1,876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,888,000	334
Total noninterest expense	$69,978,000	406
Salaries and employee benefits	$39,591,000	395
Premises and equipment expense	$5,770,000	481
Additional noninterest expense	$20,888,000	334
Pre-tax net operating income	$48,821,000	388
Securities gains (losses)	$-339,000	4,231
Applicable income taxes	$6,433,000	520
Income before extraordinary items	$42,049,000	367
Extraordinary gains, net	$0	5
Net income	$42,049,000	368
Minority interest net income	$0	63
Net income of bank and minority interests.	$42,049,000	368
Net charge-offs	$1,081,000	402
Cash dividends	$8,000,000	548
Sale, conversion, retirement of capital stock, net	$1,173,000	218
Net operating income	$42,343,930	372
2022-09-30 (YTD Data)		Rank
Total interest income	$111,239,000	294
Total interest expense	$31,787,000	116
Net interest income	$79,452,000	340
Provision for loan and lease losses	$2,868,000	318
Total noninterest income	$15,794,000	462
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$348,000	1,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,446,000	358
Total noninterest expense	$52,176,000	407
Salaries and employee benefits	$29,666,000	389
Premises and equipment expense	$4,201,000	494
Additional noninterest expense	$15,446,000	358
Pre-tax net operating income	$40,202,000	363
Securities gains (losses)	$-345,000	4,439
Applicable income taxes	$5,541,000	472
Income before extraordinary items	$34,316,000	339
Extraordinary gains, net	$0	4
Net income	$34,316,000	339
Minority interest net income	$0	57
Net income of bank and minority interests.	$34,316,000	339
Net charge-offs	$843,000	333
Cash dividends	$4,000,000	682
Sale, conversion, retirement of capital stock, net	$1,342,000	168
Net operating income	$34,612,700	342
2022-06-30 (YTD Data)		Rank
Total interest income	$72,140,000	284
Total interest expense	$18,025,000	103
Net interest income	$54,115,000	327
Provision for loan and lease losses	$1,976,000	265
Total noninterest income	$11,393,000	435
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$256,000	1,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,137,000	342
Total noninterest expense	$34,886,000	393
Salaries and employee benefits	$19,753,000	381
Premises and equipment expense	$2,730,000	497
Additional noninterest expense	$12,403,000	366
Pre-tax net operating income	$28,646,000	339
Securities gains (losses)	$-231,000	4,483
Applicable income taxes	$4,084,000	416
Income before extraordinary items	$24,331,000	311
Extraordinary gains, net	$0	4
Net income	$24,331,000	311
Minority interest net income	$0	60
Net income of bank and minority interests.	$24,331,000	311
Net charge-offs	$664,000	285
Cash dividends	$4,000,000	490
Sale, conversion, retirement of capital stock, net	$1,049,000	139
Net operating income	$24,529,660	319
2022-03-31 (YTD Data)		Rank
Total interest income	$36,034,000	275
Total interest expense	$8,942,000	88
Net interest income	$27,092,000	321
Provision for loan and lease losses	$791,000	238
Total noninterest income	$6,745,000	402
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$150,000	1,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,595,000	322
Total noninterest expense	$17,787,000	388
Salaries and employee benefits	$9,398,000	406
Premises and equipment expense	$1,457,000	477
Additional noninterest expense	$6,932,000	341
Pre-tax net operating income	$15,259,000	310
Securities gains (losses)	$-11,000	4,268
Applicable income taxes	$2,289,000	374
Income before extraordinary items	$12,959,000	293
Extraordinary gains, net	$0	4
Net income	$12,959,000	293
Minority interest net income	$0	50
Net income of bank and minority interests.	$12,959,000	293
Net charge-offs	$381,000	263
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$482,000	123
Net operating income	$12,968,350	293
2021-12-31 (YTD Data)		Rank
Total interest income	$133,920,000	289
Total interest expense	$41,471,000	87
Net interest income	$92,449,000	358
Provision for loan and lease losses	$1,030,000	576
Total noninterest income	$30,310,000	386
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$446,000	1,730
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,864,000	316
Total noninterest expense	$57,651,000	458
Salaries and employee benefits	$36,626,000	414
Premises and equipment expense	$2,265,000	1,086
Additional noninterest expense	$18,760,000	445
Pre-tax net operating income	$64,078,000	316
Securities gains (losses)	$-86,000	4,632
Applicable income taxes	$10,145,000	390
Income before extraordinary items	$53,847,000	309
Extraordinary gains, net	$0	10
Net income	$53,847,000	310
Minority interest net income	$0	74
Net income of bank and minority interests.	$53,847,000	310
Net charge-offs	$2,673,000	244
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$1,553,000	190
Net operating income	$53,919,240	302
2021-09-30 (YTD Data)		Rank
Total interest income	$99,728,000	295
Total interest expense	$32,127,000	88
Net interest income	$67,601,000	367
Provision for loan and lease losses	$1,268,000	343
Total noninterest income	$22,609,000	401
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$332,000	1,724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,277,000	325
Total noninterest expense	$42,009,000	473
Salaries and employee benefits	$26,928,000	425
Premises and equipment expense	$1,679,000	1,106
Additional noninterest expense	$13,402,000	466
Pre-tax net operating income	$46,933,000	328
Securities gains (losses)	$-58,000	4,740
Applicable income taxes	$7,541,000	402
Income before extraordinary items	$39,334,000	325
Extraordinary gains, net	$0	8
Net income	$39,334,000	325
Minority interest net income	$0	69
Net income of bank and minority interests.	$39,334,000	325
Net charge-offs	$2,752,000	200
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$1,326,000	164
Net operating income	$39,382,720	320
2021-06-30 (YTD Data)		Rank
Total interest income	$66,694,000	288
Total interest expense	$22,091,000	88
Net interest income	$44,603,000	370
Provision for loan and lease losses	$1,297,000	235
Total noninterest income	$14,801,000	403
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$227,000	1,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,574,000	333
Total noninterest expense	$28,404,000	464
Salaries and employee benefits	$17,996,000	422
Premises and equipment expense	$1,140,000	1,082
Additional noninterest expense	$9,268,000	442
Pre-tax net operating income	$29,703,000	342
Securities gains (losses)	$-45,000	4,799
Applicable income taxes	$4,663,000	423
Income before extraordinary items	$24,995,000	331
Extraordinary gains, net	$0	6
Net income	$24,995,000	331
Minority interest net income	$0	67
Net income of bank and minority interests.	$24,995,000	331
Net charge-offs	$2,715,000	167
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$855,000	145
Net operating income	$25,032,800	323
2021-03-31 (YTD Data)		Rank
Total interest income	$33,312,000	287
Total interest expense	$11,484,000	92
Net interest income	$21,828,000	373
Provision for loan and lease losses	$1,276,000	139
Total noninterest income	$8,274,000	383
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$113,000	1,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,161,000	315
Total noninterest expense	$14,338,000	456
Salaries and employee benefits	$9,129,000	416
Premises and equipment expense	$596,000	1,044
Additional noninterest expense	$4,613,000	428
Pre-tax net operating income	$14,488,000	348
Securities gains (losses)	$17,000	918
Applicable income taxes	$2,354,000	418
Income before extraordinary items	$12,151,000	343
Extraordinary gains, net	$0	3
Net income	$12,151,000	341
Minority interest net income	$0	55
Net income of bank and minority interests.	$12,151,000	343
Net charge-offs	$118,000	573
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$386,000	134
Net operating income	$12,136,720	336
2020-12-31 (YTD Data)		Rank
Total interest income	$136,997,000	292
Total interest expense	$67,532,000	111
Net interest income	$69,465,000	427
Provision for loan and lease losses	$9,325,000	377
Total noninterest income	$35,807,000	337
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$372,000	1,978
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,435,000	273
Total noninterest expense	$54,074,000	475
Salaries and employee benefits	$32,974,000	441
Premises and equipment expense	$1,957,000	1,204
Additional noninterest expense	$19,143,000	423
Pre-tax net operating income	$41,873,000	334
Securities gains (losses)	$187,000	1,061
Applicable income taxes	$6,534,000	410
Income before extraordinary items	$35,526,000	329
Extraordinary gains, net	$0	4
Net income	$35,526,000	327
Minority interest net income	$0	72
Net income of bank and minority interests.	$35,526,000	329
Net charge-offs	$1,681,000	466
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$1,590,000	167
Net operating income	$35,368,920	326
2020-09-30 (YTD Data)		Rank
Total interest income	$103,321,000	290
Total interest expense	$54,031,000	112
Net interest income	$49,290,000	445
Provision for loan and lease losses	$6,461,000	415
Total noninterest income	$23,237,000	356
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$285,000	1,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,952,000	289
Total noninterest expense	$40,395,000	467
Salaries and employee benefits	$24,172,000	440
Premises and equipment expense	$1,478,000	1,193
Additional noninterest expense	$14,745,000	408
Pre-tax net operating income	$25,671,000	368
Securities gains (losses)	$196,000	900
Applicable income taxes	$2,954,000	560
Income before extraordinary items	$22,913,000	346
Extraordinary gains, net	$0	4
Net income	$22,913,000	345
Minority interest net income	$0	65
Net income of bank and minority interests.	$22,913,000	346
Net charge-offs	$1,384,000	414
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$1,217,000	150
Net operating income	$22,738,560	339
2020-06-30 (YTD Data)		Rank
Total interest income	$70,538,000	287
Total interest expense	$38,683,000	113
Net interest income	$31,855,000	459
Provision for loan and lease losses	$3,952,000	476
Total noninterest income	$10,921,000	421
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$185,000	2,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,736,000	340
Total noninterest expense	$24,778,000	496
Salaries and employee benefits	$14,950,000	460
Premises and equipment expense	$986,000	1,186
Additional noninterest expense	$8,842,000	436
Pre-tax net operating income	$14,046,000	381
Securities gains (losses)	$113,000	935
Applicable income taxes	$1,074,000	783
Income before extraordinary items	$13,085,000	353
Extraordinary gains, net	$0	4
Net income	$13,085,000	353
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,085,000	353
Net charge-offs	$1,327,000	330
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$784,000	134
Net operating income	$12,981,040	344
2020-03-31 (YTD Data)		Rank
Total interest income	$36,285,000	288
Total interest expense	$20,056,000	135
Net interest income	$16,229,000	445
Provision for loan and lease losses	$1,461,000	488
Total noninterest income	$6,068,000	373
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$106,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,962,000	280
Total noninterest expense	$12,488,000	491
Salaries and employee benefits	$7,434,000	460
Premises and equipment expense	$482,000	1,222
Additional noninterest expense	$4,572,000	427
Pre-tax net operating income	$8,348,000	304
Securities gains (losses)	$88,000	652
Applicable income taxes	$802,000	535
Income before extraordinary items	$7,634,000	279
Extraordinary gains, net	$0	4
Net income	$7,634,000	279
Minority interest net income	$0	56
Net income of bank and minority interests.	$7,634,000	279
Net charge-offs	$444,000	403
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$356,000	134
Net operating income	$7,554,800	281
2019-12-31 (YTD Data)		Rank
Total interest income	$147,609,000	288
Total interest expense	$80,838,000	147
Net interest income	$66,771,000	429
Provision for loan and lease losses	$5,966,000	231
Total noninterest income	$16,428,000	491
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$448,000	2,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,980,000	379
Total noninterest expense	$43,335,000	536
Salaries and employee benefits	$25,758,000	503
Premises and equipment expense	$1,812,000	1,264
Additional noninterest expense	$15,765,000	463
Pre-tax net operating income	$33,898,000	411
Securities gains (losses)	$169,000	695
Applicable income taxes	$3,700,000	614
Income before extraordinary items	$30,367,000	382
Extraordinary gains, net	$0	11
Net income	$30,367,000	383
Minority interest net income	$0	76
Net income of bank and minority interests.	$30,367,000	383
Net charge-offs	$2,022,000	410
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$1,299,000	184
Net operating income	$30,216,590	378
2019-09-30 (YTD Data)		Rank
Total interest income	$109,689,000	291
Total interest expense	$59,506,000	154
Net interest income	$50,183,000	434
Provision for loan and lease losses	$5,498,000	196
Total noninterest income	$11,071,000	529
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$347,000	2,028
Trading account gains and fees	$0	129
Additional Noninterest Income	$10,724,000	400
Total noninterest expense	$31,645,000	551
Salaries and employee benefits	$18,949,000	519
Premises and equipment expense	$1,342,000	1,290
Additional noninterest expense	$11,354,000	477
Pre-tax net operating income	$24,111,000	431
Securities gains (losses)	$183,000	554
Applicable income taxes	$2,566,000	664
Income before extraordinary items	$21,728,000	398
Extraordinary gains, net	$0	11
Net income	$21,728,000	398
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,728,000	398
Net charge-offs	$1,711,000	344
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$954,000	172
Net operating income	$21,565,130	392
2019-06-30 (YTD Data)		Rank
Total interest income	$71,945,000	296
Total interest expense	$38,221,000	155
Net interest income	$33,724,000	430
Provision for loan and lease losses	$2,674,000	240
Total noninterest income	$5,605,000	632
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$248,000	1,915
Trading account gains and fees	$0	131
Additional Noninterest Income	$5,357,000	498
Total noninterest expense	$21,308,000	547
Salaries and employee benefits	$12,354,000	525
Premises and equipment expense	$899,000	1,293
Additional noninterest expense	$8,055,000	457
Pre-tax net operating income	$15,347,000	436
Securities gains (losses)	$161,000	415
Applicable income taxes	$1,593,000	663
Income before extraordinary items	$13,915,000	406
Extraordinary gains, net	$0	11
Net income	$13,915,000	407
Minority interest net income	$0	69
Net income of bank and minority interests.	$13,915,000	407
Net charge-offs	$594,000	509
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$611,000	153
Net operating income	$13,770,100	402
2019-03-31 (YTD Data)		Rank
Total interest income	$35,053,000	297
Total interest expense	$18,182,000	157
Net interest income	$16,871,000	427
Provision for loan and lease losses	$1,285,000	240
Total noninterest income	$2,285,000	701
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$132,000	1,819
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,153,000	541
Total noninterest expense	$10,314,000	562
Salaries and employee benefits	$6,000,000	539
Premises and equipment expense	$447,000	1,318
Additional noninterest expense	$3,867,000	464
Pre-tax net operating income	$7,557,000	437
Securities gains (losses)	$36,000	448
Applicable income taxes	$881,000	606
Income before extraordinary items	$6,712,000	409
Extraordinary gains, net	$0	5
Net income	$6,712,000	409
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,712,000	409
Net charge-offs	$340,000	439
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$298,000	138
Net operating income	$6,680,320	405
2018-12-31 (YTD Data)		Rank
Total interest income	$115,670,000	322
Total interest expense	$50,787,000	161
Net interest income	$64,883,000	430
Provision for loan and lease losses	$3,892,000	312
Total noninterest income	$8,733,000	752
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$496,000	2,004
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,237,000	576
Total noninterest expense	$40,970,000	544
Salaries and employee benefits	$22,204,000	566
Premises and equipment expense	$1,729,000	1,330
Additional noninterest expense	$17,037,000	430
Pre-tax net operating income	$28,754,000	450
Securities gains (losses)	$-64,000	4,900
Applicable income taxes	$3,224,000	637
Income before extraordinary items	$25,466,000	426
Extraordinary gains, net	$0	6
Net income	$25,466,000	425
Minority interest net income	$0	72
Net income of bank and minority interests.	$25,466,000	425
Net charge-offs	$966,000	603
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$1,143,000	214
Net operating income	$25,522,960	425
2018-09-30 (YTD Data)		Rank
Total interest income	$83,769,000	327
Total interest expense	$34,936,000	162
Net interest income	$48,833,000	425
Provision for loan and lease losses	$2,405,000	342
Total noninterest income	$6,791,000	743
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$368,000	2,026
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,423,000	565
Total noninterest expense	$28,908,000	582
Salaries and employee benefits	$16,776,000	561
Premises and equipment expense	$1,297,000	1,335
Additional noninterest expense	$10,835,000	476
Pre-tax net operating income	$24,311,000	421
Securities gains (losses)	$-92,000	5,223
Applicable income taxes	$3,258,000	528
Income before extraordinary items	$20,961,000	404
Extraordinary gains, net	$0	5
Net income	$20,961,000	403
Minority interest net income	$0	66
Net income of bank and minority interests.	$20,961,000	403
Net charge-offs	$671,000	596
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$854,000	196
Net operating income	$21,041,040	400
2018-06-30 (YTD Data)		Rank
Total interest income	$53,494,000	337
Total interest expense	$21,259,000	162
Net interest income	$32,235,000	425
Provision for loan and lease losses	$1,517,000	350
Total noninterest income	$4,834,000	703
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$242,000	2,022
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,592,000	541
Total noninterest expense	$19,372,000	575
Salaries and employee benefits	$11,349,000	548
Premises and equipment expense	$879,000	1,324
Additional noninterest expense	$7,144,000	483
Pre-tax net operating income	$16,180,000	413
Securities gains (losses)	$-70,000	5,301
Applicable income taxes	$2,259,000	521
Income before extraordinary items	$13,851,000	397
Extraordinary gains, net	$0	6
Net income	$13,851,000	396
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,851,000	397
Net charge-offs	$434,000	574
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$570,000	177
Net operating income	$13,911,200	393
2018-03-31 (YTD Data)		Rank
Total interest income	$26,030,000	342
Total interest expense	$9,932,000	161
Net interest income	$16,098,000	422
Provision for loan and lease losses	$850,000	313
Total noninterest income	$2,706,000	636
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$119,000	2,060
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,587,000	483
Total noninterest expense	$9,756,000	569
Salaries and employee benefits	$5,702,000	554
Premises and equipment expense	$449,000	1,317
Additional noninterest expense	$3,605,000	483
Pre-tax net operating income	$8,198,000	402
Securities gains (losses)	$-47,000	5,397
Applicable income taxes	$1,189,000	498
Income before extraordinary items	$6,962,000	391
Extraordinary gains, net	$0	7
Net income	$6,962,000	391
Minority interest net income	$0	52
Net income of bank and minority interests.	$6,962,000	391
Net charge-offs	$260,000	467
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$296,000	155
Net operating income	$7,001,950	391
2017-12-31 (YTD Data)		Rank
Total interest income	$84,885,000	373
Total interest expense	$28,179,000	166
Net interest income	$56,706,000	453
Provision for loan and lease losses	$4,872,000	255
Total noninterest income	$10,489,000	663
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$450,000	2,207
Trading account gains and fees	$0	151
Additional Noninterest Income	$10,039,000	509
Total noninterest expense	$35,085,000	627
Salaries and employee benefits	$20,538,000	585
Premises and equipment expense	$1,732,000	1,330
Additional noninterest expense	$12,815,000	531
Pre-tax net operating income	$27,238,000	426
Securities gains (losses)	$-8,000	5,031
Applicable income taxes	$9,241,000	433
Income before extraordinary items	$17,989,000	441
Extraordinary gains, net	$0	9
Net income	$17,989,000	439
Minority interest net income	$0	76
Net income of bank and minority interests.	$17,989,000	441
Net charge-offs	$883,000	760
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$690,000	257
Net operating income	$17,994,280	434
2017-09-30 (YTD Data)		Rank
Total interest income	$60,199,000	386
Total interest expense	$19,534,000	173
Net interest income	$40,665,000	477
Provision for loan and lease losses	$3,693,000	249
Total noninterest income	$8,031,000	662
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$332,000	2,241
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,699,000	513
Total noninterest expense	$25,794,000	641
Salaries and employee benefits	$15,027,000	603
Premises and equipment expense	$1,300,000	1,343
Additional noninterest expense	$9,467,000	535
Pre-tax net operating income	$19,209,000	461
Securities gains (losses)	$-8,000	5,370
Applicable income taxes	$5,442,000	462
Income before extraordinary items	$13,759,000	467
Extraordinary gains, net	$0	9
Net income	$13,759,000	464
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,759,000	467
Net charge-offs	$587,000	710
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$476,000	245
Net operating income	$13,764,760	463
2017-06-30 (YTD Data)		Rank
Total interest income	$37,458,000	404
Total interest expense	$11,670,000	179
Net interest income	$25,788,000	489
Provision for loan and lease losses	$2,357,000	247
Total noninterest income	$4,875,000	710
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$214,000	2,275
Trading account gains and fees	$0	139
Additional Noninterest Income	$4,661,000	551
Total noninterest expense	$16,763,000	658
Salaries and employee benefits	$9,975,000	604
Premises and equipment expense	$860,000	1,353
Additional noninterest expense	$5,928,000	574
Pre-tax net operating income	$11,543,000	495
Securities gains (losses)	$0	1,906
Applicable income taxes	$3,336,000	486
Income before extraordinary items	$8,207,000	512
Extraordinary gains, net	$0	11
Net income	$8,207,000	510
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,207,000	512
Net charge-offs	$144,000	1,273
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$265,000	252
Net operating income	$8,207,000	505
2017-03-31 (YTD Data)		Rank
Total interest income	$17,436,000	421
Total interest expense	$5,302,000	191
Net interest income	$12,134,000	518
Provision for loan and lease losses	$1,035,000	262
Total noninterest income	$2,139,000	764
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$105,000	2,313
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,034,000	579
Total noninterest expense	$8,274,000	669
Salaries and employee benefits	$4,924,000	625
Premises and equipment expense	$429,000	1,369
Additional noninterest expense	$2,921,000	587
Pre-tax net operating income	$4,964,000	531
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,444,000	526
Income before extraordinary items	$3,520,000	581
Extraordinary gains, net	$0	8
Net income	$3,520,000	581
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,520,000	581
Net charge-offs	$122,000	821
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$61,000	299
Net operating income	$3,520,000	570
2016-12-31 (YTD Data)		Rank
Total interest income	$59,082,000	463
Total interest expense	$17,837,000	204
Net interest income	$41,245,000	583
Provision for loan and lease losses	$4,330,000	289
Total noninterest income	$14,067,000	541
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$391,000	2,508
Trading account gains and fees	$0	170
Additional Noninterest Income	$13,676,000	413
Total noninterest expense	$29,876,000	717
Salaries and employee benefits	$16,759,000	712
Premises and equipment expense	$1,939,000	1,213
Additional noninterest expense	$11,178,000	616
Pre-tax net operating income	$21,106,000	488
Securities gains (losses)	$177,000	947
Applicable income taxes	$7,135,000	434
Income before extraordinary items	$14,148,000	547
Extraordinary gains, net	$0	5
Net income	$14,148,000	545
Minority interest net income	$0	82
Net income of bank and minority interests.	$14,148,000	546
Net charge-offs	$1,700,000	436
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$566,000	265
Net operating income	$14,031,180	541
2016-09-30 (YTD Data)		Rank
Total interest income	$42,272,000	477
Total interest expense	$12,615,000	205
Net interest income	$29,657,000	606
Provision for loan and lease losses	$4,074,000	231
Total noninterest income	$11,161,000	522
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$299,000	2,474
Trading account gains and fees	$0	169
Additional Noninterest Income	$10,862,000	396
Total noninterest expense	$22,122,000	724
Salaries and employee benefits	$12,339,000	718
Premises and equipment expense	$1,589,000	1,120
Additional noninterest expense	$8,194,000	636
Pre-tax net operating income	$14,622,000	529
Securities gains (losses)	$177,000	875
Applicable income taxes	$5,064,000	455
Income before extraordinary items	$9,735,000	604
Extraordinary gains, net	$0	5
Net income	$9,735,000	604
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,735,000	604
Net charge-offs	$1,864,000	316
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$404,000	243
Net operating income	$9,618,180	594
2016-06-30 (YTD Data)		Rank
Total interest income	$26,755,000	502
Total interest expense	$7,718,000	222
Net interest income	$19,037,000	630
Provision for loan and lease losses	$1,870,000	315
Total noninterest income	$6,296,000	584
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$197,000	2,468
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,099,000	429
Total noninterest expense	$14,119,000	752
Salaries and employee benefits	$7,941,000	744
Premises and equipment expense	$1,095,000	1,082
Additional noninterest expense	$5,083,000	682
Pre-tax net operating income	$9,344,000	534
Securities gains (losses)	$177,000	650
Applicable income taxes	$3,287,000	461
Income before extraordinary items	$6,234,000	622
Extraordinary gains, net	$0	16
Net income	$6,234,000	620
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,234,000	621
Net charge-offs	$205,000	1,106
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$246,000	255
Net operating income	$6,118,950	613
2016-03-31 (YTD Data)		Rank
Total interest income	$12,738,000	521
Total interest expense	$3,302,000	242
Net interest income	$9,436,000	631
Provision for loan and lease losses	$946,000	294
Total noninterest income	$2,634,000	645
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$95,000	2,502
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,539,000	471
Total noninterest expense	$6,618,000	802
Salaries and employee benefits	$3,764,000	784
Premises and equipment expense	$479,000	1,225
Additional noninterest expense	$2,375,000	704
Pre-tax net operating income	$4,506,000	531
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,584,000	465
Income before extraordinary items	$2,922,000	629
Extraordinary gains, net	$0	12
Net income	$2,922,000	627
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,922,000	629
Net charge-offs	$77,000	1,164
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$95,000	266
Net operating income	$2,922,000	615
2015-12-31 (YTD Data)		Rank
Total interest income	$41,664,000	616
Total interest expense	$10,224,000	281
Net interest income	$31,440,000	715
Provision for loan and lease losses	$1,946,000	466
Total noninterest income	$10,746,000	637
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$333,000	2,835
Trading account gains and fees	$0	159
Additional Noninterest Income	$10,413,000	478
Total noninterest expense	$24,202,000	856
Salaries and employee benefits	$13,533,000	836
Premises and equipment expense	$1,670,000	1,385
Additional noninterest expense	$8,999,000	736
Pre-tax net operating income	$16,038,000	584
Securities gains (losses)	$0	3,216
Applicable income taxes	$5,550,000	485
Income before extraordinary items	$10,488,000	699
Extraordinary gains, net	$0	23
Net income	$10,488,000	698
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,488,000	699
Net charge-offs	$-605,000	6,030
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$582,000	295
Net operating income	$10,488,000	685
2015-09-30 (YTD Data)		Rank
Total interest income	$30,020,000	647
Total interest expense	$7,425,000	284
Net interest income	$22,595,000	749
Provision for loan and lease losses	$1,200,000	504
Total noninterest income	$8,501,000	629
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$243,000	2,905
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,258,000	469
Total noninterest expense	$18,101,000	867
Salaries and employee benefits	$10,331,000	835
Premises and equipment expense	$1,193,000	1,457
Additional noninterest expense	$6,577,000	754
Pre-tax net operating income	$11,795,000	611
Securities gains (losses)	$0	3,031
Applicable income taxes	$4,079,000	516
Income before extraordinary items	$7,716,000	714
Extraordinary gains, net	$0	21
Net income	$7,716,000	712
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,716,000	714
Net charge-offs	$-671,000	6,154
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$489,000	249
Net operating income	$7,716,000	698
2015-06-30 (YTD Data)		Rank
Total interest income	$19,428,000	665
Total interest expense	$4,811,000	295
Net interest income	$14,617,000	774
Provision for loan and lease losses	$746,000	549
Total noninterest income	$6,031,000	607
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$155,000	2,962
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,876,000	451
Total noninterest expense	$12,080,000	873
Salaries and employee benefits	$7,030,000	822
Premises and equipment expense	$739,000	1,574
Additional noninterest expense	$4,311,000	768
Pre-tax net operating income	$7,822,000	611
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,710,000	519
Income before extraordinary items	$5,112,000	724
Extraordinary gains, net	$0	22
Net income	$5,112,000	722
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,112,000	724
Net charge-offs	$-527,000	6,226
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$352,000	234
Net operating income	$5,112,000	696
2015-03-31 (YTD Data)		Rank
Total interest income	$9,241,000	695
Total interest expense	$2,333,000	300
Net interest income	$6,908,000	816
Provision for loan and lease losses	$442,000	463
Total noninterest income	$3,345,000	539
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$71,000	3,105
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,274,000	402
Total noninterest expense	$5,947,000	878
Salaries and employee benefits	$3,429,000	840
Premises and equipment expense	$363,000	1,623
Additional noninterest expense	$2,155,000	763
Pre-tax net operating income	$3,864,000	599
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,387,000	494
Income before extraordinary items	$2,477,000	718
Extraordinary gains, net	$0	13
Net income	$2,477,000	715
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,477,000	718
Net charge-offs	$-136,000	6,181
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$215,000	179
Net operating income	$2,477,000	693
2014-12-31 (YTD Data)		Rank
Total interest income	$31,445,000	793
Total interest expense	$8,603,000	322
Net interest income	$22,842,000	979
Provision for loan and lease losses	$349,000	1,843
Total noninterest income	$7,297,000	832
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$269,000	3,407
Trading account gains and fees	$-631,000	6,498
Additional Noninterest Income	$7,659,000	557
Total noninterest expense	$21,861,000	924
Salaries and employee benefits	$12,180,000	901
Premises and equipment expense	$1,689,000	1,404
Additional noninterest expense	$7,992,000	813
Pre-tax net operating income	$7,929,000	1,036
Securities gains (losses)	$539,000	369
Applicable income taxes	$2,882,000	747
Income before extraordinary items	$5,586,000	1,179
Extraordinary gains, net	$0	17
Net income	$5,586,000	1,177
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,586,000	1,178
Net charge-offs	$-25,000	5,850
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$317,000	366
Net operating income	$5,230,260	1,217
2014-09-30 (YTD Data)		Rank
Total interest income	$22,764,000	824
Total interest expense	$6,437,000	322
Net interest income	$16,327,000	1,044
Provision for loan and lease losses	$-38,000	6,122
Total noninterest income	$5,051,000	886
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$201,000	3,460
Trading account gains and fees	$-249,000	6,574
Additional Noninterest Income	$5,099,000	608
Total noninterest expense	$16,281,000	925
Salaries and employee benefits	$9,080,000	905
Premises and equipment expense	$1,263,000	1,414
Additional noninterest expense	$5,938,000	821
Pre-tax net operating income	$5,135,000	1,185
Securities gains (losses)	$539,000	280
Applicable income taxes	$1,922,000	833
Income before extraordinary items	$3,752,000	1,291
Extraordinary gains, net	$0	15
Net income	$3,752,000	1,291
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,752,000	1,291
Net charge-offs	$-76,000	6,151
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$281,000	306
Net operating income	$3,396,260	1,393
2014-06-30 (YTD Data)		Rank
Total interest income	$14,732,000	850
Total interest expense	$4,244,000	323
Net interest income	$10,488,000	1,071
Provision for loan and lease losses	$74,000	2,650
Total noninterest income	$2,936,000	958
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$152,000	3,196
Trading account gains and fees	$-538,000	6,648
Additional Noninterest Income	$3,322,000	606
Total noninterest expense	$10,583,000	947
Salaries and employee benefits	$5,831,000	931
Premises and equipment expense	$840,000	1,423
Additional noninterest expense	$3,912,000	824
Pre-tax net operating income	$2,767,000	1,375
Securities gains (losses)	$484,000	234
Applicable income taxes	$1,081,000	907
Income before extraordinary items	$2,170,000	1,429
Extraordinary gains, net	$0	20
Net income	$2,170,000	1,431
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,170,000	1,431
Net charge-offs	$360,000	1,125
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$121,000	358
Net operating income	$1,845,720	1,619
2014-03-31 (YTD Data)		Rank
Total interest income	$7,076,000	890
Total interest expense	$2,087,000	329
Net interest income	$4,989,000	1,119
Provision for loan and lease losses	$147,000	1,331
Total noninterest income	$1,301,000	1,019
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$71,000	3,306
Trading account gains and fees	$-195,000	6,723
Additional Noninterest Income	$1,425,000	648
Total noninterest expense	$5,269,000	963
Salaries and employee benefits	$2,933,000	941
Premises and equipment expense	$420,000	1,449
Additional noninterest expense	$1,916,000	836
Pre-tax net operating income	$874,000	1,969
Securities gains (losses)	$359,000	174
Applicable income taxes	$358,000	1,175
Income before extraordinary items	$875,000	1,677
Extraordinary gains, net	$0	16
Net income	$875,000	1,681
Minority interest net income	$0	66
Net income of bank and minority interests.	$875,000	1,680
Net charge-offs	$185,000	995
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$24,000	447
Net operating income	$620,110	2,181
2013-12-31 (YTD Data)		Rank
Total interest income	$25,678,000	984
Total interest expense	$7,923,000	392
Net interest income	$17,755,000	1,243
Provision for loan and lease losses	$324,000	2,350
Total noninterest income	$10,148,000	662
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$290,000	3,419
Trading account gains and fees	$227,000	115
Additional Noninterest Income	$9,631,000	496
Total noninterest expense	$19,504,000	1,054
Salaries and employee benefits	$9,987,000	1,087
Premises and equipment expense	$1,362,000	1,721
Additional noninterest expense	$8,155,000	836
Pre-tax net operating income	$8,075,000	952
Securities gains (losses)	$-112,000	6,563
Applicable income taxes	$2,162,000	854
Income before extraordinary items	$5,801,000	1,071
Extraordinary gains, net	$0	29
Net income	$5,801,000	1,073
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,801,000	1,073
Net charge-offs	$731,000	1,588
Cash dividends	$750,000	2,271
Sale, conversion, retirement of capital stock, net	$386,000	317
Net operating income	$5,882,760	1,027
2013-09-30 (YTD Data)		Rank
Total interest income	$18,529,000	1,027
Total interest expense	$5,862,000	407
Net interest income	$12,667,000	1,290
Provision for loan and lease losses	$101,000	3,338
Total noninterest income	$8,835,000	605
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$217,000	3,441
Trading account gains and fees	$-837,000	6,883
Additional Noninterest Income	$9,455,000	418
Total noninterest expense	$14,413,000	1,065
Salaries and employee benefits	$7,390,000	1,103
Premises and equipment expense	$983,000	1,793
Additional noninterest expense	$6,040,000	841
Pre-tax net operating income	$6,988,000	846
Securities gains (losses)	$-118,000	6,739
Applicable income taxes	$1,999,000	733
Income before extraordinary items	$4,871,000	956
Extraordinary gains, net	$0	25
Net income	$4,871,000	959
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,871,000	959
Net charge-offs	$475,000	1,644
Cash dividends	$750,000	1,718
Sale, conversion, retirement of capital stock, net	$167,000	372
Net operating income	$4,954,780	916
2013-06-30 (YTD Data)		Rank
Total interest income	$12,042,000	1,054
Total interest expense	$3,859,000	424
Net interest income	$8,183,000	1,315
Provision for loan and lease losses	$158,000	2,381
Total noninterest income	$7,104,000	537
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$147,000	3,385
Trading account gains and fees	$1,208,000	61
Additional Noninterest Income	$5,749,000	458
Total noninterest expense	$9,396,000	1,086
Salaries and employee benefits	$4,983,000	1,090
Premises and equipment expense	$576,000	2,004
Additional noninterest expense	$3,837,000	889
Pre-tax net operating income	$5,733,000	685
Securities gains (losses)	$-215,000	6,882
Applicable income taxes	$1,655,000	619
Income before extraordinary items	$3,863,000	805
Extraordinary gains, net	$0	22
Net income	$3,863,000	805
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,863,000	807
Net charge-offs	$464,000	1,311
Cash dividends	$750,000	1,346
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,013,500	745
2013-03-31 (YTD Data)		Rank
Total interest income	$5,841,000	1,095
Total interest expense	$1,936,000	438
Net interest income	$3,905,000	1,373
Provision for loan and lease losses	$134,000	1,815
Total noninterest income	$3,289,000	569
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$66,000	3,575
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,223,000	425
Total noninterest expense	$4,150,000	1,230
Salaries and employee benefits	$2,284,000	1,192
Premises and equipment expense	$151,000	3,367
Additional noninterest expense	$1,715,000	979
Pre-tax net operating income	$2,910,000	664
Securities gains (losses)	$-219,000	6,983
Applicable income taxes	$820,000	626
Income before extraordinary items	$1,871,000	816
Extraordinary gains, net	$0	10
Net income	$1,871,000	817
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,871,000	818
Net charge-offs	$219,000	1,286
Cash dividends	$250,000	1,457
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,024,300	732
2012-12-31 (YTD Data)		Rank
Total interest income	$24,374,000	1,103
Total interest expense	$8,532,000	489
Net interest income	$15,842,000	1,380
Provision for loan and lease losses	$2,852,000	805
Total noninterest income	$11,691,000	605
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$287,000	3,570
Trading account gains and fees	$0	166
Additional Noninterest Income	$11,404,000	450
Total noninterest expense	$16,193,000	1,245
Salaries and employee benefits	$8,380,000	1,249
Premises and equipment expense	$902,000	2,480
Additional noninterest expense	$6,911,000	1,011
Pre-tax net operating income	$8,488,000	845
Securities gains (losses)	$-204,000	6,964
Applicable income taxes	$2,235,000	800
Income before extraordinary items	$6,049,000	999
Extraordinary gains, net	$0	29
Net income	$6,049,000	999
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,049,000	999
Net charge-offs	$2,675,000	919
Cash dividends	$250,000	3,437
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,197,920	912
2012-09-30 (YTD Data)		Rank
Total interest income	$18,247,000	1,119
Total interest expense	$6,493,000	500
Net interest income	$11,754,000	1,412
Provision for loan and lease losses	$2,107,000	812
Total noninterest income	$7,766,000	665
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$217,000	3,592
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,549,000	486
Total noninterest expense	$11,549,000	1,297
Salaries and employee benefits	$5,960,000	1,298
Premises and equipment expense	$440,000	3,484
Additional noninterest expense	$5,149,000	1,012
Pre-tax net operating income	$5,864,000	928
Securities gains (losses)	$-155,000	7,051
Applicable income taxes	$1,503,000	912
Income before extraordinary items	$4,206,000	1,083
Extraordinary gains, net	$0	20
Net income	$4,206,000	1,084
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,206,000	1,084
Net charge-offs	$1,363,000	1,198
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,320,700	1,001
2012-06-30 (YTD Data)		Rank
Total interest income	$12,217,000	1,121
Total interest expense	$4,324,000	528
Net interest income	$7,893,000	1,399
Provision for loan and lease losses	$1,134,000	998
Total noninterest income	$4,187,000	768
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$148,000	3,539
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,039,000	553
Total noninterest expense	$7,521,000	1,320
Salaries and employee benefits	$3,871,000	1,330
Premises and equipment expense	$277,000	3,625
Additional noninterest expense	$3,373,000	1,033
Pre-tax net operating income	$3,425,000	1,035
Securities gains (losses)	$-43,000	7,039
Applicable income taxes	$855,000	1,009
Income before extraordinary items	$2,527,000	1,191
Extraordinary gains, net	$0	19
Net income	$2,527,000	1,190
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,527,000	1,190
Net charge-offs	$1,063,000	1,088
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,559,250	1,099
2012-03-31 (YTD Data)		Rank
Total interest income	$6,161,000	1,117
Total interest expense	$2,160,000	552
Net interest income	$4,001,000	1,385
Provision for loan and lease losses	$570,000	978
Total noninterest income	$1,928,000	804
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$82,000	3,326
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,846,000	585
Total noninterest expense	$3,790,000	1,314
Salaries and employee benefits	$1,968,000	1,316
Premises and equipment expense	$135,000	3,709
Additional noninterest expense	$1,687,000	1,020
Pre-tax net operating income	$1,569,000	1,122
Securities gains (losses)	$40,000	1,329
Applicable income taxes	$404,000	1,063
Income before extraordinary items	$1,205,000	1,209
Extraordinary gains, net	$0	19
Net income	$1,205,000	1,209
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,205,000	1,210
Net charge-offs	$438,000	1,185
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,175,000	1,168
2011-12-31 (YTD Data)		Rank
Total interest income	$24,242,000	1,175
Total interest expense	$9,621,000	594
Net interest income	$14,621,000	1,528
Provision for loan and lease losses	$2,440,000	1,362
Total noninterest income	$4,171,000	1,200
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$375,000	3,156
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,796,000	872
Total noninterest expense	$11,219,000	1,735
Salaries and employee benefits	$5,174,000	1,886
Premises and equipment expense	$606,000	3,554
Additional noninterest expense	$5,439,000	1,276
Pre-tax net operating income	$5,133,000	1,156
Securities gains (losses)	$-542,000	7,241
Applicable income taxes	$1,000,000	1,340
Income before extraordinary items	$3,591,000	1,371
Extraordinary gains, net	$0	29
Net income	$3,591,000	1,371
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,591,000	1,371
Net charge-offs	$3,629,000	1,055
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,013,760	1,178
2011-09-30 (YTD Data)		Rank
Total interest income	$18,234,000	1,190
Total interest expense	$7,384,000	606
Net interest income	$10,850,000	1,553
Provision for loan and lease losses	$1,493,000	1,517
Total noninterest income	$1,984,000	1,625
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$283,000	3,153
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,701,000	1,242
Total noninterest expense	$8,103,000	1,789
Salaries and employee benefits	$3,765,000	1,928
Premises and equipment expense	$490,000	3,399
Additional noninterest expense	$3,848,000	1,340
Pre-tax net operating income	$3,238,000	1,394
Securities gains (losses)	$-472,000	7,340
Applicable income taxes	$513,000	1,716
Income before extraordinary items	$2,253,000	1,675
Extraordinary gains, net	$0	21
Net income	$2,253,000	1,676
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,253,000	1,676
Net charge-offs	$2,768,000	991
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,635,320	1,377
2011-06-30 (YTD Data)		Rank
Total interest income	$12,049,000	1,210
Total interest expense	$4,977,000	630
Net interest income	$7,072,000	1,592
Provision for loan and lease losses	$860,000	1,649
Total noninterest income	$1,215,000	1,724
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$190,000	3,127
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,025,000	1,317
Total noninterest expense	$5,198,000	1,862
Salaries and employee benefits	$2,429,000	2,010
Premises and equipment expense	$270,000	3,911
Additional noninterest expense	$2,499,000	1,401
Pre-tax net operating income	$2,229,000	1,313
Securities gains (losses)	$-448,000	7,430
Applicable income taxes	$322,000	1,722
Income before extraordinary items	$1,459,000	1,661
Extraordinary gains, net	$0	15
Net income	$1,459,000	1,661
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,459,000	1,661
Net charge-offs	$1,625,000	1,059
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,826,360	1,304
2011-03-31 (YTD Data)		Rank
Total interest income	$6,001,000	1,223
Total interest expense	$2,502,000	657
Net interest income	$3,499,000	1,601
Provision for loan and lease losses	$524,000	1,389
Total noninterest income	$539,000	1,879
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$94,000	3,108
Trading account gains and fees	$0	158
Additional Noninterest Income	$445,000	1,463
Total noninterest expense	$2,546,000	1,908
Salaries and employee benefits	$1,188,000	2,054
Premises and equipment expense	$137,000	3,939
Additional noninterest expense	$1,221,000	1,432
Pre-tax net operating income	$968,000	1,487
Securities gains (losses)	$-297,000	7,494
Applicable income taxes	$80,000	2,425
Income before extraordinary items	$591,000	1,937
Extraordinary gains, net	$0	9
Net income	$591,000	1,936
Minority interest net income	$0	86
Net income of bank and minority interests.	$591,000	1,937
Net charge-offs	$556,000	1,254
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$852,360	1,371
2010-12-31 (YTD Data)		Rank
Total interest income	$25,612,000	1,210
Total interest expense	$10,786,000	751
Net interest income	$14,826,000	1,507
Provision for loan and lease losses	$927,000	3,174
Total noninterest income	$4,015,000	1,267
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$461,000	2,794
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,554,000	939
Total noninterest expense	$10,150,000	1,930
Salaries and employee benefits	$4,694,000	2,062
Premises and equipment expense	$407,000	4,717
Additional noninterest expense	$5,049,000	1,437
Pre-tax net operating income	$7,764,000	689
Securities gains (losses)	$-893,000	7,493
Applicable income taxes	$1,774,000	799
Income before extraordinary items	$5,097,000	869
Extraordinary gains, net	$0	29
Net income	$5,097,000	869
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,097,000	870
Net charge-offs	$4,178,000	1,172
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,757,820	729
2010-09-30 (YTD Data)		Rank
Total interest income	$19,583,000	1,206
Total interest expense	$8,241,000	756
Net interest income	$11,342,000	1,504
Provision for loan and lease losses	$-370,000	7,734
Total noninterest income	$2,295,000	1,523
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$348,000	2,840
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,947,000	1,115
Total noninterest expense	$7,326,000	1,982
Salaries and employee benefits	$3,405,000	2,125
Premises and equipment expense	$258,000	5,163
Additional noninterest expense	$3,663,000	1,446
Pre-tax net operating income	$6,681,000	641
Securities gains (losses)	$-671,000	7,614
Applicable income taxes	$1,648,000	695
Income before extraordinary items	$4,362,000	794
Extraordinary gains, net	$0	23
Net income	$4,362,000	792
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,362,000	795
Net charge-offs	$2,746,000	1,224
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,851,830	682
2010-06-30 (YTD Data)		Rank
Total interest income	$13,199,000	1,210
Total interest expense	$5,638,000	767
Net interest income	$7,561,000	1,503
Provision for loan and lease losses	$-997,000	7,818
Total noninterest income	$1,102,000	1,901
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$234,000	2,850
Trading account gains and fees	$0	152
Additional Noninterest Income	$868,000	1,438
Total noninterest expense	$4,752,000	2,046
Salaries and employee benefits	$2,092,000	2,334
Premises and equipment expense	$173,000	5,202
Additional noninterest expense	$2,487,000	1,430
Pre-tax net operating income	$4,908,000	565
Securities gains (losses)	$-244,000	7,621
Applicable income taxes	$1,333,000	562
Income before extraordinary items	$3,331,000	679
Extraordinary gains, net	$0	19
Net income	$3,331,000	679
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,331,000	679
Net charge-offs	$1,997,000	1,123
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,504,240	619
2010-03-31 (YTD Data)		Rank
Total interest income	$6,749,000	1,200
Total interest expense	$2,925,000	781
Net interest income	$3,824,000	1,503
Provision for loan and lease losses	$-1,770,000	7,925
Total noninterest income	$454,000	2,181
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$108,000	3,000
Trading account gains and fees	$0	175
Additional Noninterest Income	$346,000	1,672
Total noninterest expense	$2,382,000	2,060
Salaries and employee benefits	$1,030,000	2,402
Premises and equipment expense	$88,000	5,241
Additional noninterest expense	$1,264,000	1,408
Pre-tax net operating income	$3,666,000	370
Securities gains (losses)	$-257,000	7,789
Applicable income taxes	$1,047,000	370
Income before extraordinary items	$2,362,000	463
Extraordinary gains, net	$0	16
Net income	$2,362,000	464
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,362,000	465
Net charge-offs	$906,000	1,110
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,539,330	417
2009-12-31 (YTD Data)		Rank
Total interest income	$28,997,000	1,185
Total interest expense	$14,859,000	780
Net interest income	$14,138,000	1,589
Provision for loan and lease losses	$11,564,000	774
Total noninterest income	$2,618,000	1,770
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$574,000	2,617
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,044,000	1,349
Total noninterest expense	$9,016,000	2,205
Salaries and employee benefits	$3,594,000	2,717
Premises and equipment expense	$452,000	4,662
Additional noninterest expense	$4,970,000	1,497
Pre-tax net operating income	$-3,824,000	7,033
Securities gains (losses)	$-246,000	7,459
Applicable income taxes	$-2,075,000	7,527
Income before extraordinary items	$-1,995,000	6,752
Extraordinary gains, net	$0	34
Net income	$-1,995,000	6,750
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,995,000	6,750
Net charge-offs	$6,081,000	993
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,837,560	6,691
2009-09-30 (YTD Data)		Rank
Total interest income	$21,939,000	1,196
Total interest expense	$11,632,000	786
Net interest income	$10,307,000	1,632
Provision for loan and lease losses	$6,060,000	921
Total noninterest income	$1,935,000	1,822
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$433,000	2,613
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,502,000	1,397
Total noninterest expense	$6,846,000	2,180
Salaries and employee benefits	$2,674,000	2,755
Premises and equipment expense	$336,000	4,733
Additional noninterest expense	$3,836,000	1,412
Pre-tax net operating income	$-664,000	6,455
Securities gains (losses)	$-176,000	7,566
Applicable income taxes	$-780,000	7,482
Income before extraordinary items	$-60,000	5,906
Extraordinary gains, net	$0	27
Net income	$-60,000	5,906
Minority interest net income	$0	118
Net income of bank and minority interests.	$-60,000	5,906
Net charge-offs	$4,623,000	865
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$52,640	5,488
2009-06-30 (YTD Data)		Rank
Total interest income	$14,682,000	1,215
Total interest expense	$8,140,000	793
Net interest income	$6,542,000	1,700
Provision for loan and lease losses	$3,509,000	979
Total noninterest income	$1,319,000	1,806
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$286,000	2,609
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,033,000	1,400
Total noninterest expense	$4,643,000	2,168
Salaries and employee benefits	$1,894,000	2,624
Premises and equipment expense	$228,000	4,711
Additional noninterest expense	$2,521,000	1,471
Pre-tax net operating income	$-291,000	6,416
Securities gains (losses)	$0	3,136
Applicable income taxes	$-422,000	7,537
Income before extraordinary items	$131,000	4,997
Extraordinary gains, net	$0	21
Net income	$131,000	4,994
Minority interest net income	$0	112
Net income of bank and minority interests.	$131,000	4,995
Net charge-offs	$2,523,000	964
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$131,000	4,912
2009-03-31 (YTD Data)		Rank
Total interest income	$7,345,000	1,229
Total interest expense	$4,168,000	804
Net interest income	$3,177,000	1,743
Provision for loan and lease losses	$2,028,000	748
Total noninterest income	$421,000	2,415
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$142,000	2,582
Trading account gains and fees	$0	171
Additional Noninterest Income	$279,000	2,046
Total noninterest expense	$2,051,000	2,369
Salaries and employee benefits	$951,000	2,662
Premises and equipment expense	$124,000	4,533
Additional noninterest expense	$976,000	1,660
Pre-tax net operating income	$-481,000	7,299
Securities gains (losses)	$0	2,434
Applicable income taxes	$-327,000	7,811
Income before extraordinary items	$-154,000	6,951
Extraordinary gains, net	$0	15
Net income	$-154,000	6,952
Minority interest net income	$0	102
Net income of bank and minority interests.	$-154,000	6,952
Net charge-offs	$1,447,000	754
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-154,000	6,877
2008-12-31 (YTD Data)		Rank
Total interest income	$31,523,000	1,213
Total interest expense	$18,873,000	844
Net interest income	$12,650,000	1,764
Provision for loan and lease losses	$4,819,000	1,026
Total noninterest income	$1,454,000	2,686
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$565,000	2,761
Trading account gains and fees	$0	154
Additional Noninterest Income	$889,000	2,309
Total noninterest expense	$7,725,000	2,448
Salaries and employee benefits	$3,431,000	2,880
Premises and equipment expense	$587,000	4,006
Additional noninterest expense	$3,707,000	1,668
Pre-tax net operating income	$1,560,000	2,949
Securities gains (losses)	$249,000	620
Applicable income taxes	$61,000	3,742
Income before extraordinary items	$1,748,000	2,244
Extraordinary gains, net	$0	39
Net income	$1,748,000	2,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,766,000	852
Cash dividends	$700,000	2,846
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,506,470	2,653
2008-09-30 (YTD Data)		Rank
Total interest income	$23,827,000	1,234
Total interest expense	$14,544,000	854
Net interest income	$9,283,000	1,816
Provision for loan and lease losses	$3,295,000	846
Total noninterest income	$1,075,000	2,762
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$393,000	2,921
Trading account gains and fees	$0	148
Additional Noninterest Income	$682,000	2,359
Total noninterest expense	$5,747,000	2,460
Salaries and employee benefits	$2,495,000	2,988
Premises and equipment expense	$453,000	3,920
Additional noninterest expense	$2,799,000	1,597
Pre-tax net operating income	$1,316,000	3,120
Securities gains (losses)	$172,000	684
Applicable income taxes	$90,000	3,674
Income before extraordinary items	$1,398,000	2,470
Extraordinary gains, net	$0	31
Net income	$1,398,000	2,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,725,000	681
Cash dividends	$700,000	2,266
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,236,320	2,842
2008-06-30 (YTD Data)		Rank
Total interest income	$16,004,000	1,243
Total interest expense	$10,034,000	853
Net interest income	$5,970,000	1,877
Provision for loan and lease losses	$2,009,000	789
Total noninterest income	$735,000	2,758
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$211,000	3,373
Trading account gains and fees	$0	149
Additional Noninterest Income	$524,000	2,179
Total noninterest expense	$3,843,000	2,462
Salaries and employee benefits	$1,713,000	2,937
Premises and equipment expense	$311,000	3,863
Additional noninterest expense	$1,819,000	1,619
Pre-tax net operating income	$853,000	3,295
Securities gains (losses)	$94,000	1,021
Applicable income taxes	$36,000	4,305
Income before extraordinary items	$911,000	2,779
Extraordinary gains, net	$0	21
Net income	$911,000	2,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,858,000	578
Cash dividends	$700,000	1,851
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$820,760	2,955
2008-03-31 (YTD Data)		Rank
Total interest income	$8,080,000	1,256
Total interest expense	$5,220,000	875
Net interest income	$2,860,000	1,952
Provision for loan and lease losses	$898,000	677
Total noninterest income	$291,000	3,199
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$89,000	3,686
Trading account gains and fees	$0	158
Additional Noninterest Income	$202,000	2,561
Total noninterest expense	$1,880,000	2,512
Salaries and employee benefits	$814,000	3,115
Premises and equipment expense	$157,000	3,841
Additional noninterest expense	$909,000	1,586
Pre-tax net operating income	$373,000	3,693
Securities gains (losses)	$94,000	744
Applicable income taxes	$13,000	4,639
Income before extraordinary items	$454,000	2,912
Extraordinary gains, net	$0	15
Net income	$454,000	2,915
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,091,000	438
Cash dividends	$700,000	1,018
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$362,820	3,310
2007-12-31 (YTD Data)		Rank
Total interest income	$32,196,000	1,322
Total interest expense	$20,160,000	977
Net interest income	$12,036,000	1,882
Provision for loan and lease losses	$1,802,000	915
Total noninterest income	$1,345,000	2,901
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$457,000	3,259
Trading account gains and fees	$0	178
Additional Noninterest Income	$888,000	2,400
Total noninterest expense	$7,572,000	2,409
Salaries and employee benefits	$3,381,000	2,910
Premises and equipment expense	$523,000	4,229
Additional noninterest expense	$3,668,000	1,508
Pre-tax net operating income	$4,007,000	1,983
Securities gains (losses)	$38,000	889
Applicable income taxes	$1,043,000	1,809
Income before extraordinary items	$3,002,000	2,052
Extraordinary gains, net	$0	39
Net income	$3,002,000	2,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,466,000	526
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$-12,000,000	8,531
Net operating income	$2,973,880	2,052
2007-09-30 (YTD Data)		Rank
Total interest income	$23,699,000	1,357
Total interest expense	$14,775,000	993
Net interest income	$8,924,000	1,918
Provision for loan and lease losses	$1,415,000	678
Total noninterest income	$1,039,000	2,838
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$353,000	3,160
Trading account gains and fees	$0	184
Additional Noninterest Income	$686,000	2,356
Total noninterest expense	$5,452,000	2,489
Salaries and employee benefits	$2,354,000	3,086
Premises and equipment expense	$387,000	4,265
Additional noninterest expense	$2,711,000	1,494
Pre-tax net operating income	$3,096,000	2,046
Securities gains (losses)	$38,000	681
Applicable income taxes	$817,000	1,888
Income before extraordinary items	$2,317,000	2,112
Extraordinary gains, net	$0	33
Net income	$2,317,000	2,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,002,000	404
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$-12,000,000	8,555
Net operating income	$2,288,880	2,113
2007-06-30 (YTD Data)		Rank
Total interest income	$15,697,000	1,377
Total interest expense	$9,822,000	1,011
Net interest income	$5,875,000	1,976
Provision for loan and lease losses	$763,000	729
Total noninterest income	$733,000	2,738
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$250,000	3,032
Trading account gains and fees	$0	168
Additional Noninterest Income	$483,000	2,304
Total noninterest expense	$3,643,000	2,511
Salaries and employee benefits	$1,532,000	3,192
Premises and equipment expense	$261,000	4,256
Additional noninterest expense	$1,850,000	1,482
Pre-tax net operating income	$2,202,000	1,992
Securities gains (losses)	$30,000	626
Applicable income taxes	$589,000	1,865
Income before extraordinary items	$1,643,000	2,070
Extraordinary gains, net	$0	29
Net income	$1,643,000	2,069
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,436,000	344
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$-12,000,000	8,611
Net operating income	$1,620,800	2,078
2007-03-31 (YTD Data)		Rank
Total interest income	$8,075,000	1,320
Total interest expense	$5,017,000	981
Net interest income	$3,058,000	1,887
Provision for loan and lease losses	$633,000	428
Total noninterest income	$373,000	2,687
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$129,000	2,922
Trading account gains and fees	$0	195
Additional Noninterest Income	$244,000	2,253
Total noninterest expense	$1,831,000	2,506
Salaries and employee benefits	$765,000	3,212
Premises and equipment expense	$133,000	4,204
Additional noninterest expense	$933,000	1,435
Pre-tax net operating income	$967,000	2,231
Securities gains (losses)	$15,000	615
Applicable income taxes	$238,000	2,161
Income before extraordinary items	$744,000	2,197
Extraordinary gains, net	$0	22
Net income	$744,000	2,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,134,000	216
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$-12,000,000	8,648
Net operating income	$732,600	2,212
2006-12-31 (YTD Data)		Rank
Total interest income	$24,989,000	1,617
Total interest expense	$14,950,000	1,121
Net interest income	$10,039,000	2,282
Provision for loan and lease losses	$2,255,000	501
Total noninterest income	$1,075,000	3,379
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$471,000	3,190
Trading account gains and fees	$0	130
Additional Noninterest Income	$604,000	3,004
Total noninterest expense	$5,818,000	2,944
Salaries and employee benefits	$2,340,000	3,798
Premises and equipment expense	$305,000	5,709
Additional noninterest expense	$3,173,000	1,655
Pre-tax net operating income	$3,041,000	2,748
Securities gains (losses)	$30,000	801
Applicable income taxes	$788,000	2,497
Income before extraordinary items	$2,283,000	2,812
Extraordinary gains, net	$0	51
Net income	$2,283,000	2,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,504,000	318
Cash dividends	$818,000	2,905
Sale, conversion, retirement of capital stock, net	$-3,394,000	8,674
Net operating income	$2,260,800	2,823
2006-09-30 (YTD Data)		Rank
Total interest income	$18,051,000	1,657
Total interest expense	$10,574,000	1,161
Net interest income	$7,477,000	2,318
Provision for loan and lease losses	$1,245,000	633
Total noninterest income	$766,000	3,487
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$342,000	3,276
Trading account gains and fees	$0	126
Additional Noninterest Income	$424,000	3,113
Total noninterest expense	$4,421,000	2,908
Salaries and employee benefits	$1,874,000	3,615
Premises and equipment expense	$228,000	5,738
Additional noninterest expense	$2,319,000	1,694
Pre-tax net operating income	$2,577,000	2,592
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$705,000	2,375
Income before extraordinary items	$1,875,000	2,713
Extraordinary gains, net	$0	45
Net income	$1,875,000	2,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,659,000	309
Cash dividends	$818,000	2,215
Sale, conversion, retirement of capital stock, net	$-3,394,000	8,738
Net operating income	$1,872,810	2,700
2006-06-30 (YTD Data)		Rank
Total interest income	$11,729,000	1,664
Total interest expense	$6,691,000	1,159
Net interest income	$5,038,000	2,315
Provision for loan and lease losses	$540,000	917
Total noninterest income	$503,000	3,513
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$222,000	3,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$281,000	3,131
Total noninterest expense	$3,077,000	2,825
Salaries and employee benefits	$1,261,000	3,603
Premises and equipment expense	$149,000	5,798
Additional noninterest expense	$1,667,000	1,581
Pre-tax net operating income	$1,924,000	2,386
Securities gains (losses)	$3,000	925
Applicable income taxes	$550,000	2,175
Income before extraordinary items	$1,377,000	2,506
Extraordinary gains, net	$0	39
Net income	$1,377,000	2,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,218,000	296
Cash dividends	$818,000	1,694
Sale, conversion, retirement of capital stock, net	$-3,394,000	8,773
Net operating income	$1,374,870	2,489
2006-03-31 (YTD Data)		Rank
Total interest income	$5,711,000	1,672
Total interest expense	$3,204,000	1,148
Net interest income	$2,507,000	2,323
Provision for loan and lease losses	$422,000	586
Total noninterest income	$236,000	3,613
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$105,000	3,367
Trading account gains and fees	$0	115
Additional Noninterest Income	$131,000	3,225
Total noninterest expense	$1,621,000	2,698
Salaries and employee benefits	$587,000	3,828
Premises and equipment expense	$75,000	5,803
Additional noninterest expense	$959,000	1,373
Pre-tax net operating income	$700,000	2,968
Securities gains (losses)	$0	955
Applicable income taxes	$177,000	2,781
Income before extraordinary items	$523,000	3,056
Extraordinary gains, net	$0	21
Net income	$523,000	3,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,024,000	209
Cash dividends	$367,000	1,724
Sale, conversion, retirement of capital stock, net	$-1,681,000	8,786
Net operating income	$523,000	3,034
2005-12-31 (YTD Data)		Rank
Total interest income	$21,147,000	1,602
Total interest expense	$11,670,000	954
Net interest income	$9,477,000	2,331
Provision for loan and lease losses	$1,953,000	557
Total noninterest income	$991,000	3,588
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$406,000	3,521
Trading account gains and fees	$0	138
Additional Noninterest Income	$585,000	3,105
Total noninterest expense	$5,409,000	3,026
Salaries and employee benefits	$2,226,000	3,813
Premises and equipment expense	$235,000	6,366
Additional noninterest expense	$2,948,000	1,714
Pre-tax net operating income	$3,106,000	2,679
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$932,000	2,349
Income before extraordinary items	$2,179,000	2,874
Extraordinary gains, net	$0	46
Net income	$2,179,000	2,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,431,000	520
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$146,000	678
Net operating income	$2,175,500	2,848
2005-09-30 (YTD Data)		Rank
Total interest income	$15,595,000	1,576
Total interest expense	$8,572,000	925
Net interest income	$7,023,000	2,337
Provision for loan and lease losses	$1,365,000	560
Total noninterest income	$730,000	3,644
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$305,000	3,522
Trading account gains and fees	$0	126
Additional Noninterest Income	$425,000	3,170
Total noninterest expense	$4,016,000	3,014
Salaries and employee benefits	$1,641,000	3,839
Premises and equipment expense	$176,000	6,342
Additional noninterest expense	$2,199,000	1,701
Pre-tax net operating income	$2,372,000	2,682
Securities gains (losses)	$5,000	1,712
Applicable income taxes	$689,000	2,416
Income before extraordinary items	$1,688,000	2,842
Extraordinary gains, net	$0	35
Net income	$1,688,000	2,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$918,000	531
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$111,000	554
Net operating income	$1,684,450	2,815
2005-06-30 (YTD Data)		Rank
Total interest income	$10,202,000	1,563
Total interest expense	$5,487,000	905
Net interest income	$4,715,000	2,302
Provision for loan and lease losses	$886,000	589
Total noninterest income	$478,000	3,632
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$198,000	3,539
Trading account gains and fees	$0	116
Additional Noninterest Income	$280,000	3,191
Total noninterest expense	$2,613,000	3,068
Salaries and employee benefits	$1,073,000	3,874
Premises and equipment expense	$114,000	6,411
Additional noninterest expense	$1,426,000	1,735
Pre-tax net operating income	$1,694,000	2,488
Securities gains (losses)	$5,000	1,582
Applicable income taxes	$505,000	2,265
Income before extraordinary items	$1,194,000	2,659
Extraordinary gains, net	$0	30
Net income	$1,194,000	2,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$667,000	491
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$72,000	462
Net operating income	$1,190,500	2,627
2005-03-31 (YTD Data)		Rank
Total interest income	$5,033,000	1,548
Total interest expense	$2,665,000	885
Net interest income	$2,368,000	2,271
Provision for loan and lease losses	$253,000	911
Total noninterest income	$236,000	3,603
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$92,000	3,634
Trading account gains and fees	$0	115
Additional Noninterest Income	$144,000	3,044
Total noninterest expense	$1,395,000	2,886
Salaries and employee benefits	$542,000	3,844
Premises and equipment expense	$58,000	6,415
Additional noninterest expense	$795,000	1,566
Pre-tax net operating income	$956,000	2,248
Securities gains (losses)	$1,000	1,514
Applicable income taxes	$280,000	2,082
Income before extraordinary items	$677,000	2,386
Extraordinary gains, net	$0	24
Net income	$677,000	2,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	467
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$37,000	344
Net operating income	$676,290	2,350
2004-12-31 (YTD Data)		Rank
Total interest income	$17,237,000	1,669
Total interest expense	$8,557,000	950
Net interest income	$8,680,000	2,358
Provision for loan and lease losses	$1,978,000	554
Total noninterest income	$655,000	4,585
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$327,000	4,128
Trading account gains and fees	$0	138
Additional Noninterest Income	$328,000	4,099
Total noninterest expense	$4,598,000	3,358
Salaries and employee benefits	$1,800,000	4,344
Premises and equipment expense	$235,000	6,349
Additional noninterest expense	$2,563,000	1,900
Pre-tax net operating income	$2,759,000	2,762
Securities gains (losses)	$-113,000	8,742
Applicable income taxes	$817,000	2,494
Income before extraordinary items	$1,829,000	3,151
Extraordinary gains, net	$0	34
Net income	$1,829,000	3,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$775,000	930
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$85,000	682
Net operating income	$1,906,970	2,979
2004-09-30 (YTD Data)		Rank
Total interest income	$12,587,000	1,687
Total interest expense	$6,118,000	971
Net interest income	$6,469,000	2,334
Provision for loan and lease losses	$1,392,000	567
Total noninterest income	$481,000	4,649
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$240,000	4,194
Trading account gains and fees	$0	134
Additional Noninterest Income	$241,000	4,126
Total noninterest expense	$3,523,000	3,285
Salaries and employee benefits	$1,411,000	4,150
Premises and equipment expense	$178,000	6,308
Additional noninterest expense	$1,934,000	1,852
Pre-tax net operating income	$2,035,000	2,836
Securities gains (losses)	$13,000	2,563
Applicable income taxes	$638,000	2,462
Income before extraordinary items	$1,410,000	3,122
Extraordinary gains, net	$0	26
Net income	$1,410,000	3,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$520,000	914
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$71,000	552
Net operating income	$1,401,030	3,067
2004-06-30 (YTD Data)		Rank
Total interest income	$7,899,000	1,779
Total interest expense	$3,850,000	1,013
Net interest income	$4,049,000	2,463
Provision for loan and lease losses	$748,000	678
Total noninterest income	$341,000	4,483
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$158,000	4,210
Trading account gains and fees	$0	130
Additional Noninterest Income	$183,000	3,929
Total noninterest expense	$2,308,000	3,352
Salaries and employee benefits	$924,000	4,228
Premises and equipment expense	$120,000	6,318
Additional noninterest expense	$1,264,000	1,886
Pre-tax net operating income	$1,334,000	2,851
Securities gains (losses)	$-1,000	8,365
Applicable income taxes	$419,000	2,485
Income before extraordinary items	$914,000	3,165
Extraordinary gains, net	$0	21
Net income	$914,000	3,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$288,000	1,069
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$55,000	463
Net operating income	$914,690	3,077
2004-03-31 (YTD Data)		Rank
Total interest income	$3,858,000	1,824
Total interest expense	$1,864,000	1,063
Net interest income	$1,994,000	2,501
Provision for loan and lease losses	$199,000	1,168
Total noninterest income	$165,000	4,531
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$79,000	4,141
Trading account gains and fees	$0	121
Additional Noninterest Income	$86,000	4,023
Total noninterest expense	$1,181,000	3,267
Salaries and employee benefits	$454,000	4,322
Premises and equipment expense	$61,000	6,270
Additional noninterest expense	$666,000	1,786
Pre-tax net operating income	$779,000	2,470
Securities gains (losses)	$23,000	1,635
Applicable income taxes	$261,000	2,124
Income before extraordinary items	$541,000	2,746
Extraordinary gains, net	$0	16
Net income	$541,000	2,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	904
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$19,000	382
Net operating income	$525,590	2,725
2003-12-31 (YTD Data)		Rank
Total interest income	$13,066,000	2,177
Total interest expense	$7,589,000	1,175
Net interest income	$5,477,000	3,439
Provision for loan and lease losses	$1,418,000	857
Total noninterest income	$786,000	4,274
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$414,000	3,567
Trading account gains and fees	$0	160
Additional Noninterest Income	$372,000	4,105
Total noninterest expense	$4,527,000	3,331
Salaries and employee benefits	$1,489,000	4,868
Premises and equipment expense	$342,000	5,256
Additional noninterest expense	$2,696,000	1,796
Pre-tax net operating income	$318,000	7,361
Securities gains (losses)	$274,000	1,110
Applicable income taxes	$125,000	5,487
Income before extraordinary items	$467,000	6,486
Extraordinary gains, net	$0	54
Net income	$467,000	6,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,613,000	648
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$75,000	690
Net operating income	$250,540	7,387
2003-09-30 (YTD Data)		Rank
Total interest income	$9,606,000	2,271
Total interest expense	$5,708,000	1,221
Net interest income	$3,898,000	3,602
Provision for loan and lease losses	$822,000	1,056
Total noninterest income	$597,000	4,287
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$313,000	3,571
Trading account gains and fees	$0	153
Additional Noninterest Income	$284,000	4,134
Total noninterest expense	$3,481,000	3,247
Salaries and employee benefits	$1,175,000	4,693
Premises and equipment expense	$244,000	5,408
Additional noninterest expense	$2,062,000	1,751
Pre-tax net operating income	$192,000	7,768
Securities gains (losses)	$284,000	1,004
Applicable income taxes	$114,000	5,428
Income before extraordinary items	$362,000	6,583
Extraordinary gains, net	$0	40
Net income	$362,000	6,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,161,000	623
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$56,000	550
Net operating income	$146,160	7,788
2003-06-30 (YTD Data)		Rank
Total interest income	$6,431,000	2,278
Total interest expense	$3,773,000	1,267
Net interest income	$2,658,000	3,528
Provision for loan and lease losses	$721,000	856
Total noninterest income	$389,000	4,318
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$199,000	3,639
Trading account gains and fees	$0	150
Additional Noninterest Income	$190,000	4,131
Total noninterest expense	$2,320,000	3,250
Salaries and employee benefits	$783,000	4,682
Premises and equipment expense	$160,000	5,447
Additional noninterest expense	$1,377,000	1,748
Pre-tax net operating income	$6,000	8,629
Securities gains (losses)	$261,000	890
Applicable income taxes	$70,000	5,557
Income before extraordinary items	$197,000	6,991
Extraordinary gains, net	$0	30
Net income	$197,000	6,994
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,105,000	490
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$38,000	454
Net operating income	$3,860	8,629
2003-03-31 (YTD Data)		Rank
Total interest income	$3,207,000	2,307
Total interest expense	$1,833,000	1,331
Net interest income	$1,374,000	3,416
Provision for loan and lease losses	$469,000	651
Total noninterest income	$187,000	4,326
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$98,000	3,600
Trading account gains and fees	$0	134
Additional Noninterest Income	$89,000	4,149
Total noninterest expense	$1,187,000	3,183
Salaries and employee benefits	$390,000	4,693
Premises and equipment expense	$84,000	5,273
Additional noninterest expense	$713,000	1,652
Pre-tax net operating income	$-95,000	8,968
Securities gains (losses)	$268,000	547
Applicable income taxes	$57,000	4,911
Income before extraordinary items	$116,000	6,615
Extraordinary gains, net	$0	21
Net income	$116,000	6,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,065,000	319
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$19,000	322
Net operating income	$-63,560	8,898
2002-12-31 (YTD Data)		Rank
Total interest income	$14,232,000	2,159
Total interest expense	$7,490,000	1,514
Net interest income	$6,742,000	2,829
Provision for loan and lease losses	$1,405,000	1,001
Total noninterest income	$803,000	3,986
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$372,000	3,704
Trading account gains and fees	$0	153
Additional Noninterest Income	$431,000	3,556
Total noninterest expense	$4,658,000	3,119
Salaries and employee benefits	$1,561,000	4,544
Premises and equipment expense	$321,000	5,345
Additional noninterest expense	$2,776,000	1,696
Pre-tax net operating income	$1,482,000	4,151
Securities gains (losses)	$-433,000	9,249
Applicable income taxes	$-1,397,000	9,308
Income before extraordinary items	$2,446,000	2,398
Extraordinary gains, net	$0	70
Net income	$2,446,000	2,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$442,000	1,820
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$81,000	668
Net operating income	$2,879,000	2,011
2001-12-31 (YTD Data)		Rank
Total interest income	$15,765,000	2,188
Total interest expense	$9,679,000	1,679
Net interest income	$6,086,000	2,915
Provision for loan and lease losses	$941,000	1,313
Total noninterest income	$565,000	4,737
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$166,000	5,565
Trading account gains and fees	$0	177
Additional Noninterest Income	$399,000	3,538
Total noninterest expense	$4,535,000	3,070
Salaries and employee benefits	$1,635,000	4,238
Premises and equipment expense	$255,000	6,034
Additional noninterest expense	$2,645,000	1,730
Pre-tax net operating income	$1,175,000	4,464
Securities gains (losses)	$44,000	2,476
Applicable income taxes	$-854,000	9,542
Income before extraordinary items	$2,073,000	2,443
Extraordinary gains, net	$0	105
Net income	$2,073,000	2,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$690,000	1,231
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$125,000	621
Net operating income	$2,029,000	2,413
2000-12-31 (YTD Data)		Rank
Total interest income	$12,724,000	2,743
Total interest expense	$8,577,000	2,010
Net interest income	$4,147,000	4,056
Provision for loan and lease losses	$713,000	1,395
Total noninterest income	$82,000	8,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	7,545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	8,576
Total noninterest expense	$8,105,000	1,716
Salaries and employee benefits	$1,668,000	4,015
Premises and equipment expense	$241,000	6,174
Additional noninterest expense	$6,196,000	802
Pre-tax net operating income	$-4,589,000	9,869
Securities gains (losses)	$-38,000	9,069
Applicable income taxes	$0	8,362
Income before extraordinary items	$-4,627,000	9,859
Extraordinary gains, net	$0	38
Net income	$-4,627,000	9,858
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,357
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$17,075,000	32
Net operating income	$-4,589,000	9,860
1999-12-31 (YTD Data)		Rank
Total interest income	$3,512,000	6,812
Total interest expense	$2,426,000	5,291
Net interest income	$1,086,000	8,432
Provision for loan and lease losses	$307,000	2,593
Total noninterest income	$39,000	9,741
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	8,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	9,637
Total noninterest expense	$3,599,000	3,631
Salaries and employee benefits	$834,000	6,601
Premises and equipment expense	$163,000	7,432
Additional noninterest expense	$2,602,000	1,715
Pre-tax net operating income	$-2,781,000	10,177
Securities gains (losses)	$0	3,155
Applicable income taxes	$5,000	8,598
Income before extraordinary items	$-2,786,000	10,179
Extraordinary gains, net	$0	35
Net income	$-2,786,000	10,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,499
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$11,818,000	56
Net operating income	$-2,786,000	10,174
1998-12-31 (YTD Data)		Rank
Total interest income	$117,000	10,401
Total interest expense	$1,000	10,435
Net interest income	$116,000	10,369
Provision for loan and lease losses	$0	8,652
Total noninterest income	$0	10,416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	10,383
Total noninterest expense	$1,144,000	7,699
Salaries and employee benefits	$478,000	8,495
Premises and equipment expense	$4,000	10,414
Additional noninterest expense	$662,000	5,380
Pre-tax net operating income	$-1,028,000	10,347
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-1,028,000	10,364
Extraordinary gains, net	$0	32
Net income	$-1,028,000	10,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$14,336,000	66
Net operating income	$-1,028,000	10,343

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.