Home > First Internet Bank of Indiana > Net charge- offs to loans

First Internet Bank of Indiana, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3083%346
Percentage Net Loans Charged-off: Total real estate loans0.0096%788
Percentage Net Loans Charged-off:Construction & development0.0212%176
Percentage Net Loans Charged-off: Commercial real estate0.0042%480
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0185%438
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0195%405
Percentage Net Loans Charged-off: Commercial and industrial1.2426%260
Percentage Net Loans Charged-off: Loans to individuals0.1079%2,312
Percentage Net Loans Charged-off: Credit card loans12.2796%68
Percentage Net Loans Charged-off: Other loans to individual0.0866%2,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3736%233
Percentage Net Loans Charged-off: Total real estate loans0.0052%735
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0243%341
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0256%316
Percentage Net Loans Charged-off: Commercial and industrial1.5819%173
Percentage Net Loans Charged-off: Loans to individuals0.1024%2,117
Percentage Net Loans Charged-off: Credit card loans16.7192%16
Percentage Net Loans Charged-off: Other loans to individual0.0730%2,167
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4859%167
Percentage Net Loans Charged-off: Total real estate loans0.0021%671
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0097%394
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0102%356
Percentage Net Loans Charged-off: Commercial and industrial2.1280%163
Percentage Net Loans Charged-off: Loans to individuals0.1182%1,823
Percentage Net Loans Charged-off: Credit card loans25.4155%12
Percentage Net Loans Charged-off: Other loans to individual0.0730%1,985
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8052%95
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,406
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%3,736
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0022%3,813
Percentage Net Loans Charged-off: Commercial and industrial3.6645%48
Percentage Net Loans Charged-off: Loans to individuals0.1721%1,505
Percentage Net Loans Charged-off: Credit card loans53.7652%3
Percentage Net Loans Charged-off: Other loans to individual0.0751%1,659
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0343%1,394
Percentage Net Loans Charged-off: Total real estate loans-0.0870%4,540
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.1123%4,575
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0513%4,357
Percentage Net Loans Charged-off: Home equity loans-0.7342%4,692
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,687
Percentage Net Loans Charged-off: Commercial and industrial0.0591%1,003
Percentage Net Loans Charged-off: Loans to individuals0.6328%829
Percentage Net Loans Charged-off: Credit card loans0.6479%352
Percentage Net Loans Charged-off: Other loans to individual0.6328%770
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0367%1,133
Percentage Net Loans Charged-off: Total real estate loans-0.1198%4,606
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.1524%4,637
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0729%4,474
Percentage Net Loans Charged-off: Home equity loans-1.0165%4,736
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,675
Percentage Net Loans Charged-off: Commercial and industrial0.0419%856
Percentage Net Loans Charged-off: Loans to individuals0.8455%587
Percentage Net Loans Charged-off: Credit card loans0.6441%345
Percentage Net Loans Charged-off: Other loans to individual0.8459%533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0444%943
Percentage Net Loans Charged-off: Total real estate loans-0.1845%4,597
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.2320%4,563
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.1187%4,455
Percentage Net Loans Charged-off: Home equity loans-1.5814%3,566
All other 1-4 family - Percent of loans charged-off, net-0.0047%3,589
Percentage Net Loans Charged-off: Commercial and industrial0.0211%803
Percentage Net Loans Charged-off: Loans to individuals1.2746%368
Percentage Net Loans Charged-off: Credit card loans-0.9677%810
Percentage Net Loans Charged-off: Other loans to individual1.2794%336
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0521%771
Percentage Net Loans Charged-off: Total real estate loans-0.3400%4,685
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.4643%4,635
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%3,715
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0064%3,786
Percentage Net Loans Charged-off: Commercial and industrial0.0450%508
Percentage Net Loans Charged-off: Loans to individuals2.0521%225
Percentage Net Loans Charged-off: Credit card loans-1.9386%819
Percentage Net Loans Charged-off: Other loans to individual2.0610%208
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0885%928
Percentage Net Loans Charged-off: Total real estate loans0.1585%249
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.2105%241
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%3,568
Percentage Net Loans Charged-off: Home equity loans0.3206%54
All other 1-4 family - Percent of loans charged-off, net-0.0340%4,144
Percentage Net Loans Charged-off: Commercial and industrial0.0138%1,379
Percentage Net Loans Charged-off: Loans to individuals0.0717%2,144
Percentage Net Loans Charged-off: Credit card loans-0.1603%798
Percentage Net Loans Charged-off: Other loans to individual0.0722%2,038
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1207%654
Percentage Net Loans Charged-off: Total real estate loans0.2145%170
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.2767%169
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0267%533
Percentage Net Loans Charged-off: Home equity loans0.4275%43
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,769
Percentage Net Loans Charged-off: Commercial and industrial0.0299%1,072
Percentage Net Loans Charged-off: Loans to individuals0.0880%1,860
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual0.0882%1,754
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1775%477
Percentage Net Loans Charged-off: Total real estate loans0.3223%114
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.4135%122
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0458%397
Percentage Net Loans Charged-off: Home equity loans0.6381%28
All other 1-4 family - Percent of loans charged-off, net-0.0067%3,790
Percentage Net Loans Charged-off: Commercial and industrial0.0501%840
Percentage Net Loans Charged-off: Loans to individuals0.0900%1,654
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual0.0902%1,538
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0152%1,439
Percentage Net Loans Charged-off: Total real estate loans0.0116%611
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0867%233
Percentage Net Loans Charged-off: Home equity loans1.2503%14
All other 1-4 family - Percent of loans charged-off, net-0.0150%4,126
Percentage Net Loans Charged-off: Commercial and industrial-0.0046%3,496
Percentage Net Loans Charged-off: Loans to individuals0.1113%1,416
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.1116%1,306
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0554%1,990
Percentage Net Loans Charged-off: Total real estate loans0.0059%1,770
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0075%965
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0019%1,504
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0021%1,419
Percentage Net Loans Charged-off: Commercial and industrial0.2265%1,074
Percentage Net Loans Charged-off: Loans to individuals0.1407%2,284
Percentage Net Loans Charged-off: Credit card loans1.1494%380
Percentage Net Loans Charged-off: Other loans to individual0.1383%2,190
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0611%1,728
Percentage Net Loans Charged-off: Total real estate loans0.0003%1,729
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0015%1,302
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0016%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.2783%841
Percentage Net Loans Charged-off: Loans to individuals0.1615%2,114
Percentage Net Loans Charged-off: Credit card loans0.7592%415
Percentage Net Loans Charged-off: Other loans to individual0.1601%1,990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0886%1,364
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,467
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0043%1,090
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0046%1,023
Percentage Net Loans Charged-off: Commercial and industrial0.4531%611
Percentage Net Loans Charged-off: Loans to individuals0.2179%1,897
Percentage Net Loans Charged-off: Credit card loans1.1163%386
Percentage Net Loans Charged-off: Other loans to individual0.2158%1,777
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0595%1,414
Percentage Net Loans Charged-off: Total real estate loans0.0030%1,044
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0157%736
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0167%672
Percentage Net Loans Charged-off: Commercial and industrial0.1876%705
Percentage Net Loans Charged-off: Loans to individuals0.3060%1,600
Percentage Net Loans Charged-off: Credit card loans0.5284%397
Percentage Net Loans Charged-off: Other loans to individual0.3054%1,498
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0700%2,092
Percentage Net Loans Charged-off: Total real estate loans0.0082%1,913
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0357%1,213
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0379%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.3142%1,161
Percentage Net Loans Charged-off: Loans to individuals0.3362%1,984
Percentage Net Loans Charged-off: Credit card loans3.7927%151
Percentage Net Loans Charged-off: Other loans to individual0.3270%1,895
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0799%1,683
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,727
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%4,031
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0039%4,068
Percentage Net Loans Charged-off: Commercial and industrial0.4668%765
Percentage Net Loans Charged-off: Loans to individuals0.3624%1,787
Percentage Net Loans Charged-off: Credit card loans5.4236%86
Percentage Net Loans Charged-off: Other loans to individual0.3488%1,702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0420%2,057
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,758
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%4,041
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0045%4,086
Percentage Net Loans Charged-off: Commercial and industrial0.0917%1,225
Percentage Net Loans Charged-off: Loans to individuals0.3314%1,745
Percentage Net Loans Charged-off: Credit card loans3.7547%146
Percentage Net Loans Charged-off: Other loans to individual0.3220%1,644
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0486%1,588
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,800
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%4,091
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0032%4,144
Percentage Net Loans Charged-off: Commercial and industrial0.2015%712
Percentage Net Loans Charged-off: Loans to individuals0.3203%1,617
Percentage Net Loans Charged-off: Credit card loans2.4768%236
Percentage Net Loans Charged-off: Other loans to individual0.3142%1,515
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%2,599
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,910
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%4,218
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,263
Percentage Net Loans Charged-off: Commercial and industrial0.0529%1,862
Percentage Net Loans Charged-off: Loans to individuals0.3393%1,941
Percentage Net Loans Charged-off: Credit card loans3.4222%170
Percentage Net Loans Charged-off: Other loans to individual0.3291%1,865
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0385%2,308
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,805
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%4,151
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0029%4,215
Percentage Net Loans Charged-off: Commercial and industrial0.0025%1,895
Percentage Net Loans Charged-off: Loans to individuals0.3522%1,768
Percentage Net Loans Charged-off: Credit card loans1.8835%295
Percentage Net Loans Charged-off: Other loans to individual0.3471%1,673
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0384%2,080
Percentage Net Loans Charged-off: Total real estate loans-0.0001%3,761
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%4,083
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0006%4,157
Percentage Net Loans Charged-off: Commercial and industrial-0.0039%3,849
Percentage Net Loans Charged-off: Loans to individuals0.3554%1,646
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual0.3567%1,538
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0475%1,642
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,266
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0049%1,077
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0053%992
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.4324%1,442
Percentage Net Loans Charged-off: Credit card loans0.0000%441
Percentage Net Loans Charged-off: Other loans to individual0.4340%1,334
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0518%2,764
Percentage Net Loans Charged-off: Total real estate loans0.0075%2,422
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0303%1,838
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0336%1,707
Percentage Net Loans Charged-off: Commercial and industrial0.1859%1,554
Percentage Net Loans Charged-off: Loans to individuals0.2847%2,380
Percentage Net Loans Charged-off: Credit card loans6.6468%60
Percentage Net Loans Charged-off: Other loans to individual0.2576%2,362
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0491%2,452
Percentage Net Loans Charged-off: Total real estate loans0.0105%2,021
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0423%1,484
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0472%1,372
Percentage Net Loans Charged-off: Commercial and industrial0.1816%1,271
Percentage Net Loans Charged-off: Loans to individuals0.2358%2,392
Percentage Net Loans Charged-off: Credit card loans2.4595%254
Percentage Net Loans Charged-off: Other loans to individual0.2261%2,275
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%2,858
Percentage Net Loans Charged-off: Total real estate loans-0.0040%4,276
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0158%4,782
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0177%4,851
Percentage Net Loans Charged-off: Commercial and industrial-0.1496%4,974
Percentage Net Loans Charged-off: Loans to individuals0.2402%2,180
Percentage Net Loans Charged-off: Credit card loans2.1012%281
Percentage Net Loans Charged-off: Other loans to individual0.2318%2,075
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0357%2,073
Percentage Net Loans Charged-off: Total real estate loans-0.0011%4,097
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%4,506
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0053%4,581
Percentage Net Loans Charged-off: Commercial and industrial-0.1973%5,147
Percentage Net Loans Charged-off: Loans to individuals0.3672%1,657
Percentage Net Loans Charged-off: Credit card loans3.7581%145
Percentage Net Loans Charged-off: Other loans to individual0.3514%1,567
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1479%1,785
Percentage Net Loans Charged-off: Total real estate loans0.0138%2,557
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0478%1,930
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0555%1,728
Percentage Net Loans Charged-off: Commercial and industrial1.4616%447
Percentage Net Loans Charged-off: Loans to individuals0.1228%3,110
Percentage Net Loans Charged-off: Credit card loans-0.3420%1,115
Percentage Net Loans Charged-off: Other loans to individual0.1257%2,949
Percentage Net Loans Charged-off: All other loans and lease0.0502%1,328
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2227%1,052
Percentage Net Loans Charged-off: Total real estate loans0.0195%2,102
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0647%1,506
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0753%1,349
Percentage Net Loans Charged-off: Commercial and industrial2.1910%260
Percentage Net Loans Charged-off: Loans to individuals0.1478%2,694
Percentage Net Loans Charged-off: Credit card loans-0.4616%1,121
Percentage Net Loans Charged-off: Other loans to individual0.1517%2,529
Percentage Net Loans Charged-off: All other loans and lease0.0520%1,142
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0381%2,697
Percentage Net Loans Charged-off: Total real estate loans0.0317%1,742
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0997%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1163%1,010
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.1075%2,657
Percentage Net Loans Charged-off: Credit card loans0.4669%551
Percentage Net Loans Charged-off: Other loans to individual0.1050%2,517
Percentage Net Loans Charged-off: All other loans and lease0.0808%906
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0298%2,355
Percentage Net Loans Charged-off: Total real estate loans-0.0133%4,918
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0400%5,402
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0470%5,486
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.3502%1,654
Percentage Net Loans Charged-off: Credit card loans0.9501%397
Percentage Net Loans Charged-off: Other loans to individual0.3458%1,518
Percentage Net Loans Charged-off: All other loans and lease0.0573%768
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0700%5,671
Percentage Net Loans Charged-off: Total real estate loans-0.1079%5,754
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential-23.7823%4,943
Percentage Net Loans Charged-off: 1-4 family residential-0.0787%5,736
Percentage Net Loans Charged-off: Home equity loans-0.0849%4,334
All other 1-4 family - Percent of loans charged-off, net-0.0774%5,740
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individuals0.1011%3,171
Percentage Net Loans Charged-off: Credit card loans0.6601%599
Percentage Net Loans Charged-off: Other loans to individual0.0962%3,040
Percentage Net Loans Charged-off: All other loans and lease0.2728%763
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1076%5,810
Percentage Net Loans Charged-off: Total real estate loans-0.1488%5,884
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential-28.3470%4,989
Percentage Net Loans Charged-off: 1-4 family residential-0.1014%5,836
Percentage Net Loans Charged-off: Home equity loans-0.1089%4,406
All other 1-4 family - Percent of loans charged-off, net-0.0998%5,827
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals0.0452%3,224
Percentage Net Loans Charged-off: Credit card loans1.0125%456
Percentage Net Loans Charged-off: Other loans to individual0.0365%3,140
Percentage Net Loans Charged-off: All other loans and lease0.3591%617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1307%5,877
Percentage Net Loans Charged-off: Total real estate loans-0.1935%6,016
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential-36.1751%5,020
Percentage Net Loans Charged-off: 1-4 family residential-0.0696%5,801
Percentage Net Loans Charged-off: Home equity loans-0.0075%4,163
All other 1-4 family - Percent of loans charged-off, net-0.0833%5,845
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals0.1400%2,508
Percentage Net Loans Charged-off: Credit card loans2.1575%255
Percentage Net Loans Charged-off: Other loans to individual0.1214%2,463
Percentage Net Loans Charged-off: All other loans and lease0.1810%705
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0693%5,690
Percentage Net Loans Charged-off: Total real estate loans-0.1293%5,973
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.2606%6,123
Percentage Net Loans Charged-off: Home equity loans-0.0072%4,206
All other 1-4 family - Percent of loans charged-off, net-0.3181%6,158
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.2336%1,891
Percentage Net Loans Charged-off: Credit card loans-0.4357%1,136
Percentage Net Loans Charged-off: Other loans to individual0.2399%1,752
Percentage Net Loans Charged-off: All other loans and lease0.2102%551
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0039%5,434
Percentage Net Loans Charged-off: Total real estate loans-0.0529%5,924
Percentage Net Loans Charged-off:Construction & development-2.0778%5,828
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0802%2,580
Percentage Net Loans Charged-off: Home equity loans0.1490%818
All other 1-4 family - Percent of loans charged-off, net0.0630%2,670
Percentage Net Loans Charged-off: Commercial and industrial0.0214%2,620
Percentage Net Loans Charged-off: Loans to individuals0.1865%2,928
Percentage Net Loans Charged-off: Credit card loans4.5943%113
Percentage Net Loans Charged-off: Other loans to individual0.1429%3,013
Percentage Net Loans Charged-off: All other loans and lease0.9587%432
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%5,558
Percentage Net Loans Charged-off: Total real estate loans-0.0820%6,077
Percentage Net Loans Charged-off:Construction & development-3.0776%5,918
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1002%2,153
Percentage Net Loans Charged-off: Home equity loans0.2096%670
All other 1-4 family - Percent of loans charged-off, net0.0719%2,320
Percentage Net Loans Charged-off: Commercial and industrial0.0294%2,211
Percentage Net Loans Charged-off: Loans to individuals0.2139%2,582
Percentage Net Loans Charged-off: Credit card loans4.1098%117
Percentage Net Loans Charged-off: Other loans to individual0.1753%2,605
Percentage Net Loans Charged-off: All other loans and lease1.2437%344
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1238%2,435
Percentage Net Loans Charged-off: Total real estate loans0.0905%2,121
Percentage Net Loans Charged-off:Construction & development-0.0101%5,110
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1678%1,609
Percentage Net Loans Charged-off: Home equity loans0.3431%475
All other 1-4 family - Percent of loans charged-off, net0.1214%1,786
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.2985%2,022
Percentage Net Loans Charged-off: Credit card loans4.8979%94
Percentage Net Loans Charged-off: Other loans to individual0.2525%2,057
Percentage Net Loans Charged-off: All other loans and lease2.0513%241
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1361%1,894
Percentage Net Loans Charged-off: Total real estate loans0.1138%1,552
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2108%1,142
Percentage Net Loans Charged-off: Home equity loans0.8622%213
All other 1-4 family - Percent of loans charged-off, net0.0606%1,689
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.2436%2,046
Percentage Net Loans Charged-off: Credit card loans5.8288%89
Percentage Net Loans Charged-off: Other loans to individual0.1864%2,079
Percentage Net Loans Charged-off: All other loans and lease3.4884%161
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1622%3,192
Percentage Net Loans Charged-off: Total real estate loans0.1005%3,155
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.2457%1,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0365%3,671
Percentage Net Loans Charged-off: Home equity loans-0.0147%4,645
All other 1-4 family - Percent of loans charged-off, net0.0433%3,429
Percentage Net Loans Charged-off: Commercial and industrial-0.2291%5,940
Percentage Net Loans Charged-off: Loans to individuals0.4080%2,330
Percentage Net Loans Charged-off: Credit card loans4.0741%150
Percentage Net Loans Charged-off: Other loans to individual0.3744%2,312
Percentage Net Loans Charged-off: All other loans and lease2.5048%295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1473%3,069
Percentage Net Loans Charged-off: Total real estate loans0.1021%2,903
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.3628%1,160
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.0167%6,132
Percentage Net Loans Charged-off: Home equity loans-0.0169%4,672
All other 1-4 family - Percent of loans charged-off, net-0.0167%6,104
Percentage Net Loans Charged-off: Commercial and industrial-0.3765%6,154
Percentage Net Loans Charged-off: Loans to individuals0.3502%2,306
Percentage Net Loans Charged-off: Credit card loans3.6267%164
Percentage Net Loans Charged-off: Other loans to individual0.3212%2,265
Percentage Net Loans Charged-off: All other loans and lease4.2243%188
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2213%2,417
Percentage Net Loans Charged-off: Total real estate loans0.1956%2,130
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.5978%781
Percentage Net Loans Charged-off: Multi-family residential-0.0227%5,245
Percentage Net Loans Charged-off: 1-4 family residential0.0414%3,001
Percentage Net Loans Charged-off: Home equity loans-0.0506%4,758
All other 1-4 family - Percent of loans charged-off, net0.0460%2,794
Percentage Net Loans Charged-off: Commercial and industrial-0.8299%6,403
Percentage Net Loans Charged-off: Loans to individuals0.4097%1,988
Percentage Net Loans Charged-off: Credit card loans1.9035%355
Percentage Net Loans Charged-off: Other loans to individual0.3969%1,895
Percentage Net Loans Charged-off: All other loans and lease4.8436%162
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2072%2,177
Percentage Net Loans Charged-off: Total real estate loans0.0657%2,492
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1035%2,047
Percentage Net Loans Charged-off: Home equity loans-0.0522%4,779
All other 1-4 family - Percent of loans charged-off, net0.1105%1,906
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.5250%1,589
Percentage Net Loans Charged-off: Credit card loans4.2698%150
Percentage Net Loans Charged-off: Other loans to individual0.4942%1,510
Percentage Net Loans Charged-off: All other loans and lease7.8762%118
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6825%1,729
Percentage Net Loans Charged-off: Total real estate loans0.7402%1,398
Percentage Net Loans Charged-off:Construction & development-0.0054%5,887
Percentage Net Loans Charged-off: Commercial real estate0.6492%1,296
Percentage Net Loans Charged-off: Multi-family residential8.1544%101
Percentage Net Loans Charged-off: 1-4 family residential0.2115%2,921
Percentage Net Loans Charged-off: Home equity loans-0.0149%4,960
All other 1-4 family - Percent of loans charged-off, net0.2207%2,745
Percentage Net Loans Charged-off: Commercial and industrial-0.9319%6,633
Percentage Net Loans Charged-off: Loans to individuals0.6716%1,934
Percentage Net Loans Charged-off: Credit card loans1.1748%612
Percentage Net Loans Charged-off: Other loans to individual0.6675%1,794
Percentage Net Loans Charged-off: All other loans and lease1.7937%414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4725%2,205
Percentage Net Loans Charged-off: Total real estate loans0.3967%2,211
Percentage Net Loans Charged-off:Construction & development-0.0075%5,916
Percentage Net Loans Charged-off: Commercial real estate1.0000%818
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3457%2,188
Percentage Net Loans Charged-off: Home equity loans1.9729%318
All other 1-4 family - Percent of loans charged-off, net0.2809%2,328
Percentage Net Loans Charged-off: Commercial and industrial-1.4789%6,778
Percentage Net Loans Charged-off: Loans to individuals0.6956%1,721
Percentage Net Loans Charged-off: Credit card loans1.5599%487
Percentage Net Loans Charged-off: Other loans to individual0.6886%1,601
Percentage Net Loans Charged-off: All other loans and lease2.0095%354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5656%1,899
Percentage Net Loans Charged-off: Total real estate loans0.4554%1,976
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate1.7594%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3013%2,220
Percentage Net Loans Charged-off: Home equity loans3.1471%186
All other 1-4 family - Percent of loans charged-off, net0.1915%2,515
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.7628%1,550
Percentage Net Loans Charged-off: Credit card loans1.2624%525
Percentage Net Loans Charged-off: Other loans to individual0.7588%1,423
Percentage Net Loans Charged-off: All other loans and lease3.9045%223
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4701%1,911
Percentage Net Loans Charged-off: Total real estate loans0.2146%2,430
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2885%1,930
Percentage Net Loans Charged-off: Home equity loans2.2957%262
All other 1-4 family - Percent of loans charged-off, net0.2172%1,996
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.8840%1,257
Percentage Net Loans Charged-off: Credit card loans-0.3610%1,261
Percentage Net Loans Charged-off: Other loans to individual0.8937%1,122
Percentage Net Loans Charged-off: All other loans and lease2.9197%226
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0289%1,691
Percentage Net Loans Charged-off: Total real estate loans0.9379%1,715
Percentage Net Loans Charged-off:Construction & development2.7420%1,486
Percentage Net Loans Charged-off: Commercial real estate3.4544%249
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.6395%1,857
Percentage Net Loans Charged-off: Home equity loans3.8717%208
All other 1-4 family - Percent of loans charged-off, net0.5137%2,106
Percentage Net Loans Charged-off: Commercial and industrial5.0511%426
Percentage Net Loans Charged-off: Loans to individuals1.0228%1,633
Percentage Net Loans Charged-off: Credit card loans2.8520%390
Percentage Net Loans Charged-off: Other loans to individual1.0053%1,443
Percentage Net Loans Charged-off: All other loans and lease31.3653%64
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0672%1,493
Percentage Net Loans Charged-off: Total real estate loans1.0210%1,432
Percentage Net Loans Charged-off:Construction & development3.9081%1,050
Percentage Net Loans Charged-off: Commercial real estate2.3470%388
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.7302%1,559
Percentage Net Loans Charged-off: Home equity loans4.6655%170
All other 1-4 family - Percent of loans charged-off, net0.5696%1,780
Percentage Net Loans Charged-off: Commercial and industrial3.2434%674
Percentage Net Loans Charged-off: Loans to individuals1.0399%1,491
Percentage Net Loans Charged-off: Credit card loans2.4744%423
Percentage Net Loans Charged-off: Other loans to individual1.0243%1,253
Percentage Net Loans Charged-off: All other loans and lease40.9069%51
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9729%1,614
Percentage Net Loans Charged-off: Total real estate loans0.9618%1,452
Percentage Net Loans Charged-off:Construction & development1.0550%1,657
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.0521%1,115
Percentage Net Loans Charged-off: Home equity loans3.5867%256
All other 1-4 family - Percent of loans charged-off, net0.9375%1,194
Percentage Net Loans Charged-off: Commercial and industrial0.4628%2,223
Percentage Net Loans Charged-off: Loans to individuals0.9779%1,526
Percentage Net Loans Charged-off: Credit card loans3.6527%309
Percentage Net Loans Charged-off: Other loans to individual0.9515%1,264
Percentage Net Loans Charged-off: All other loans and lease71.6364%27
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6917%1,831
Percentage Net Loans Charged-off: Total real estate loans0.4700%1,962
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.5583%1,452
Percentage Net Loans Charged-off: Home equity loans3.8018%206
All other 1-4 family - Percent of loans charged-off, net0.3944%1,640
Percentage Net Loans Charged-off: Commercial and industrial0.8554%1,346
Percentage Net Loans Charged-off: Loans to individuals0.8572%1,528
Percentage Net Loans Charged-off: Credit card loans1.2246%522
Percentage Net Loans Charged-off: Other loans to individual0.8454%1,235
Percentage Net Loans Charged-off: All other loans and lease84.2105%23
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3314%1,675
Percentage Net Loans Charged-off: Total real estate loans1.2545%1,556
Percentage Net Loans Charged-off:Construction & development2.6846%1,839
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.1602%1,228
Percentage Net Loans Charged-off: Home equity loans3.1852%290
All other 1-4 family - Percent of loans charged-off, net1.0380%1,316
Percentage Net Loans Charged-off: Commercial and industrial1.5454%1,966
Percentage Net Loans Charged-off: Loans to individuals1.3635%1,636
Percentage Net Loans Charged-off: Credit card loans6.9154%193
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease36.6300%82
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1645%1,754
Percentage Net Loans Charged-off: Total real estate loans0.9816%1,789
Percentage Net Loans Charged-off:Construction & development-0.0677%6,946
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.2038%1,044
Percentage Net Loans Charged-off: Home equity loans1.9184%477
All other 1-4 family - Percent of loans charged-off, net1.1596%1,077
Percentage Net Loans Charged-off: Commercial and industrial2.1835%1,368
Percentage Net Loans Charged-off: Loans to individuals1.2423%1,645
Percentage Net Loans Charged-off: Credit card loans5.8238%254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease28.6924%85
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2593%1,515
Percentage Net Loans Charged-off: Total real estate loans1.0113%1,587
Percentage Net Loans Charged-off:Construction & development0.1085%2,568
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.2301%978
Percentage Net Loans Charged-off: Home equity loans1.2298%623
All other 1-4 family - Percent of loans charged-off, net1.2301%975
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals1.4167%1,387
Percentage Net Loans Charged-off: Credit card loans4.5390%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.9535%128
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1269%1,493
Percentage Net Loans Charged-off: Total real estate loans-0.0359%7,477
Percentage Net Loans Charged-off:Construction & development-0.0249%6,941
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.0404%7,444
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.0430%7,450
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals1.7716%1,127
Percentage Net Loans Charged-off: Credit card loans7.3707%219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease20.2532%94
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8479%1,351
Percentage Net Loans Charged-off: Total real estate loans1.5847%1,301
Percentage Net Loans Charged-off:Construction & development2.1888%1,999
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.6197%825
Percentage Net Loans Charged-off: Home equity loans4.3092%230
All other 1-4 family - Percent of loans charged-off, net1.4299%921
Percentage Net Loans Charged-off: Commercial and industrial0.2662%4,313
Percentage Net Loans Charged-off: Loans to individuals1.9814%1,349
Percentage Net Loans Charged-off: Credit card loans8.9358%186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease50.8130%65
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8640%1,079
Percentage Net Loans Charged-off: Total real estate loans1.6228%1,036
Percentage Net Loans Charged-off:Construction & development0.2290%2,784
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential2.0471%518
Percentage Net Loans Charged-off: Home equity loans4.0951%209
All other 1-4 family - Percent of loans charged-off, net1.9007%580
Percentage Net Loans Charged-off: Commercial and industrial0.3558%3,466
Percentage Net Loans Charged-off: Loans to individuals1.9878%1,263
Percentage Net Loans Charged-off: Credit card loans10.3724%144
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease25.2701%110
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5369%1,231
Percentage Net Loans Charged-off: Total real estate loans0.5263%2,073
Percentage Net Loans Charged-off:Construction & development0.3617%2,242
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6115%1,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.6579%1,265
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals1.9622%1,223
Percentage Net Loans Charged-off: Credit card loans10.3148%143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease38.8212%69
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7765%817
Percentage Net Loans Charged-off: Total real estate loans0.5758%1,491
Percentage Net Loans Charged-off:Construction & development0.7805%1,336
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5976%1,092
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.6442%981
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals2.2458%998
Percentage Net Loans Charged-off: Credit card loans7.3394%244
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease51.3761%47
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1085%1,092
Percentage Net Loans Charged-off: Total real estate loans0.1285%3,408
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1681%2,358
Percentage Net Loans Charged-off: Home equity loans0.5142%688
All other 1-4 family - Percent of loans charged-off, net0.1358%2,419
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals1.4559%1,536
Percentage Net Loans Charged-off: Credit card loans5.9670%212
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease109.7561%19
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0611%797
Percentage Net Loans Charged-off: Total real estate loans0.1601%2,390
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2106%1,673
Percentage Net Loans Charged-off: Home equity loans0.6530%472
All other 1-4 family - Percent of loans charged-off, net0.1671%1,751
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals1.3784%1,323
Percentage Net Loans Charged-off: Credit card loans7.6059%121
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease112.4043%12
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0739%647
Percentage Net Loans Charged-off: Total real estate loans0.1680%1,883
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2213%1,364
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.2445%1,195
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals1.3936%1,211
Percentage Net Loans Charged-off: Credit card loans7.4774%127
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease145.0000%14
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2424%423
Percentage Net Loans Charged-off: Total real estate loans-0.0084%7,769
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%7,807
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0124%7,798
Percentage Net Loans Charged-off: Commercial and industrial2.5903%375
Percentage Net Loans Charged-off: Loans to individuals1.6666%930
Percentage Net Loans Charged-off: Credit card loans9.0060%104
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease176.7442%10
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7042%729
Percentage Net Loans Charged-off: Total real estate loans0.2996%959
Percentage Net Loans Charged-off:Construction & development1.6853%274
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0274%7,991
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0293%7,973
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.8235%2,003
Percentage Net Loans Charged-off: Credit card loans4.7122%207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease172.1854%9
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7655%471
Percentage Net Loans Charged-off: Total real estate loans0.7767%193
Percentage Net Loans Charged-off:Construction & development4.4682%53
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0791%8,145
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0833%8,114
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.7504%1,874
Percentage Net Loans Charged-off: Credit card loans4.1853%248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease197.7034%8
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8400%401
Percentage Net Loans Charged-off: Total real estate loans1.3635%78
Percentage Net Loans Charged-off:Construction & development7.7715%24
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.1200%8,213
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.1201%8,179
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.6705%1,913
Percentage Net Loans Charged-off: Credit card loans4.0681%238
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease371.9256%4
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3540%235
Percentage Net Loans Charged-off: Total real estate loans2.6699%33
Percentage Net Loans Charged-off:Construction & development15.1534%10
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1254%807
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.1255%746
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals1.0062%1,258
Percentage Net Loans Charged-off: Credit card loans2.1302%470
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease206.4516%8
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8164%387
Percentage Net Loans Charged-off: Total real estate loans0.3635%393
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3943%423
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.3950%422
Percentage Net Loans Charged-off: Commercial and industrial11.6058%37
Percentage Net Loans Charged-off: Loans to individuals0.8704%1,728
Percentage Net Loans Charged-off: Credit card loans5.9701%116
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease151.4085%11
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7250%367
Percentage Net Loans Charged-off: Total real estate loans0.4587%215
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.4913%282
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.4922%275
Percentage Net Loans Charged-off: Commercial and industrial38.7286%6
Percentage Net Loans Charged-off: Loans to individuals0.7325%1,841
Percentage Net Loans Charged-off: Credit card loans5.4604%148
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease139.6476%9
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8051%340
Percentage Net Loans Charged-off: Total real estate loans0.6886%132
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.7269%174
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.7282%180
Percentage Net Loans Charged-off: Commercial and industrial56.3068%7
Percentage Net Loans Charged-off: Loans to individuals0.7687%1,646
Percentage Net Loans Charged-off: Credit card loans5.4924%160
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease91.8919%9
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3667%177
Percentage Net Loans Charged-off: Total real estate loans1.1115%62
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential1.1635%89
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net1.1655%96
Percentage Net Loans Charged-off: Commercial and industrial301.5385%1
Percentage Net Loans Charged-off: Loans to individuals1.0819%1,195
Percentage Net Loans Charged-off: Credit card loans4.4857%231
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease125.8427%7
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4844%897
Percentage Net Loans Charged-off: Total real estate loans0.0827%1,466
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0848%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0849%1,538
Percentage Net Loans Charged-off: Commercial and industrial25.8981%7
Percentage Net Loans Charged-off: Loans to individuals0.5515%3,352
Percentage Net Loans Charged-off: Credit card loans5.6880%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-5.8140%7,708
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4161%929
Percentage Net Loans Charged-off: Total real estate loans0.0311%2,076
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0318%1,989
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0319%1,888
Percentage Net Loans Charged-off: Commercial and industrial32.8328%4
Percentage Net Loans Charged-off: Loans to individuals0.4586%3,279
Percentage Net Loans Charged-off: Credit card loans4.3077%313
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.9646%173
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4589%822
Percentage Net Loans Charged-off: Total real estate loans-0.0113%7,862
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0116%7,961
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0116%7,948
Percentage Net Loans Charged-off: Commercial and industrial48.5323%4
Percentage Net Loans Charged-off: Loans to individuals0.5014%2,866
Percentage Net Loans Charged-off: Credit card loans4.7558%288
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.8297%7,701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4826%727
Percentage Net Loans Charged-off: Total real estate loans-0.0110%7,954
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0112%8,039
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0112%8,039
Percentage Net Loans Charged-off: Commercial and industrial94.8891%3
Percentage Net Loans Charged-off: Loans to individuals0.4332%2,779
Percentage Net Loans Charged-off: Credit card loans5.2018%258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-13.6752%7,744
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3171%1,813
Percentage Net Loans Charged-off: Total real estate loans0.1335%1,313
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1351%1,304
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1352%1,298
Percentage Net Loans Charged-off: Commercial and industrial-9.7823%8,527
Percentage Net Loans Charged-off: Loans to individuals0.4292%4,180
Percentage Net Loans Charged-off: Credit card loans8.2059%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.4400%82
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2952%1,677
Percentage Net Loans Charged-off: Total real estate loans0.1727%898
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1747%914
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1748%919
Percentage Net Loans Charged-off: Commercial and industrial-15.7458%8,567
Percentage Net Loans Charged-off: Loans to individuals0.4199%3,783
Percentage Net Loans Charged-off: Credit card loans8.9040%133
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.5712%83
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2572%1,791
Percentage Net Loans Charged-off: Total real estate loans0.2475%625
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2500%661
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2501%671
Percentage Net Loans Charged-off: Commercial and industrial-16.3298%8,610
Percentage Net Loans Charged-off: Loans to individuals0.3548%3,822
Percentage Net Loans Charged-off: Credit card loans8.4411%147
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.8276%149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3312%1,331
Percentage Net Loans Charged-off: Total real estate loans0.3770%373
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3802%399
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3804%398
Percentage Net Loans Charged-off: Commercial and industrial-7.5622%8,618
Percentage Net Loans Charged-off: Loans to individuals0.3642%3,354
Percentage Net Loans Charged-off: Credit card loans7.4099%228
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9178%678
Percentage Net Loans Charged-off: Total real estate loans0.2391%945
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2396%968
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.2397%981
Percentage Net Loans Charged-off: Commercial and industrial9.2757%126
Percentage Net Loans Charged-off: Loans to individuals0.7586%3,131
Percentage Net Loans Charged-off: Credit card loans4.9981%419
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease55.2369%27
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9104%581
Percentage Net Loans Charged-off: Total real estate loans0.2638%720
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2641%759
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.2642%757
Percentage Net Loans Charged-off: Commercial and industrial-0.7505%8,529
Percentage Net Loans Charged-off: Loans to individuals0.5402%3,663
Percentage Net Loans Charged-off: Credit card loans5.5439%355
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease66.9558%22
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3327%360
Percentage Net Loans Charged-off: Total real estate loans0.3845%457
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3845%512
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.3845%521
Percentage Net Loans Charged-off: Commercial and industrial-0.3998%8,338
Percentage Net Loans Charged-off: Loans to individuals0.6002%3,193
Percentage Net Loans Charged-off: Credit card loans4.7727%469
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease89.7910%20
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6993%146
Percentage Net Loans Charged-off: Total real estate loans0.7784%185
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.7784%207
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.7785%213
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.6022%2,878
Percentage Net Loans Charged-off: Credit card loans2.8401%760
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease160.1641%13
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3475%2,404
Percentage Net Loans Charged-off: Total real estate loans0.0270%3,091
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0272%2,724
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0272%2,621
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals1.3805%1,559
Percentage Net Loans Charged-off: Credit card loans6.9690%279
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9725%422
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7852%970
Percentage Net Loans Charged-off: Total real estate loans0.0593%2,227
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0606%1,961
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0606%1,890
Percentage Net Loans Charged-off: Commercial and industrial7.7320%176
Percentage Net Loans Charged-off: Loans to individuals2.2592%662
Percentage Net Loans Charged-off: Credit card loans9.8821%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9970%687
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2193%2,934
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2232%2,946
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loansNANA
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA