Home > First Federal Savings Bank of Kent > Assets and Liabilities
First Federal Savings Bank of Kent, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $93,182,000 | 4,594 |
| Cash and due from depository institutions | $1,477,000 | 7,112 |
| Interest-bearing balances | $1,000,000 | 2,444 |
| Securities | $5,000,000 | 9,245 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $84,118,000 | 3,231 |
| Loan loss allowance | $392,000 | 6,623 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $850,000 | 6,473 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,437,000 | 4,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,182,000 | 4,594 |
| Total liabilities | $84,800,000 | 4,526 |
| Total deposits | $75,834,000 | 4,721 |
| Interest-bearing deposits | $75,834,000 | 4,154 |
| Deposits held in domestic offices | $75,834,000 | 4,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,550,000 | 1,514 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $416,000 | 6,604 |
| Total equity capital | $8,382,000 | 5,016 |
| Total bank equity capital | $8,382,000 | 5,016 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,000 | 9,663 |
| Surplus | $3,481,000 | 3,761 |
| Undivided profits | $4,894,000 | 4,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $482,000 | 4,890 |
| Earning assets | $90,418,000 | 4,397 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $89,802,600 | 4,575 |
| Average Assets, quarterly | $93,962,000 | 4,519 |
| Volatile liabilities | $15,079,000 | 3,743 |
| Insider loans | $415,000 | 5,891 |
| FHLB advances | $8,550,000 | 456 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,015,000 | 3,047 |
| Tier 1 (core) risk-based capital | $8,382,000 | 4,877 |
| Tier 2 risk-based capital | $391,000 | 6,087 |
| Total risk weighted assets | $58,186,000 | 4,484 |
| Total unused commitments | $12,015,000 | 3,049 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $86,805,000 | 4,970 |
| Cash and due from depository institutions | $908,000 | 7,667 |
| Interest-bearing balances | $289,000 | 3,684 |
| Securities | $7,000,000 | 8,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $76,889,000 | 3,531 |
| Loan loss allowance | $356,000 | 7,237 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $898,000 | 6,369 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,110,000 | 5,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,805,000 | 4,970 |
| Total liabilities | $76,359,000 | 5,053 |
| Total deposits | $65,040,000 | 5,493 |
| Interest-bearing deposits | $65,040,000 | 4,862 |
| Deposits held in domestic offices | $65,040,000 | 5,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,850,000 | 1,261 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $469,000 | 6,196 |
| Total equity capital | $10,446,000 | 4,183 |
| Total bank equity capital | $10,446,000 | 4,183 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,000 | 10,129 |
| Surplus | $3,481,000 | 3,845 |
| Undivided profits | $6,958,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 7,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $389,000 | 5,784 |
| Earning assets | $84,178,000 | 4,774 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $79,308,600 | 5,185 |
| Average Assets, quarterly | $84,315,500 | 5,038 |
| Volatile liabilities | $16,352,000 | 3,399 |
| Insider loans | $440,000 | 5,848 |
| FHLB advances | $10,850,000 | 431 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,339,000 | 3,537 |
| Tier 1 (core) risk-based capital | $10,446,000 | 4,089 |
| Tier 2 risk-based capital | $356,000 | 6,565 |
| Total risk weighted assets | $59,136,000 | 4,429 |
| Total unused commitments | $9,339,000 | 3,551 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $75,262,000 | 5,632 |
| Cash and due from depository institutions | $2,987,000 | 8,427 |
| Interest-bearing balances | $2,395,000 | 1,623 |
| Securities | $7,000,000 | 9,400 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $63,315,000 | 4,079 |
| Loan loss allowance | $242,000 | 8,866 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $930,000 | 6,315 |
| Other real estate owned | $0 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,030,000 | 6,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,262,000 | 5,632 |
| Total liabilities | $65,326,000 | 5,769 |
| Total deposits | $61,036,000 | 5,857 |
| Interest-bearing deposits | $61,036,000 | 5,218 |
| Deposits held in domestic offices | $61,036,000 | 5,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,900,000 | 1,853 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $390,000 | 7,274 |
| Total equity capital | $9,936,000 | 4,361 |
| Total bank equity capital | $9,936,000 | 4,361 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,000 | 10,595 |
| Surplus | $3,481,000 | 3,836 |
| Undivided profits | $6,448,000 | 3,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 7,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $356,000 | 6,350 |
| Earning assets | $72,710,000 | 5,409 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $75,396,000 | 5,409 |
| Average Assets, quarterly | $74,867,500 | 5,606 |
| Volatile liabilities | $9,010,000 | 4,882 |
| Insider loans | $451,000 | 5,949 |
| FHLB advances | $3,300,000 | 590 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,320,000 | 3,680 |
| Tier 1 (core) risk-based capital | $9,936,000 | 4,237 |
| Tier 2 risk-based capital | $242,000 | 8,185 |
| Total risk weighted assets | $47,672,000 | 5,228 |
| Total unused commitments | $8,320,000 | 3,693 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $75,217,000 | 5,611 |
| Cash and due from depository institutions | $7,224,000 | 8,329 |
| Interest-bearing balances | $6,597,000 | 541 |
| Securities | $7,500,000 | 9,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $58,547,000 | 4,297 |
| Loan loss allowance | $228,000 | 9,405 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $987,000 | 6,135 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $959,000 | 6,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,217,000 | 5,611 |
| Total liabilities | $66,178,000 | 5,725 |
| Total deposits | $60,959,000 | 5,854 |
| Interest-bearing deposits | $60,959,000 | 5,135 |
| Deposits held in domestic offices | $60,959,000 | 5,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,900,000 | 1,785 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $319,000 | 7,055 |
| Total equity capital | $9,039,000 | 4,455 |
| Total bank equity capital | $9,039,000 | 4,455 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,000 | 11,168 |
| Surplus | $3,481,000 | 3,764 |
| Undivided profits | $5,551,000 | 3,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 9,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $275,000 | 7,009 |
| Earning assets | $72,644,000 | 5,362 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $74,108,200 | 5,542 |
| Average Assets, quarterly | $75,047,500 | 5,572 |
| Volatile liabilities | $10,429,000 | 4,209 |
| Insider loans | $378,000 | 6,496 |
| FHLB advances | $4,000,000 | 656 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,628,000 | 3,772 |
| Tier 1 (core) risk-based capital | $9,039,000 | 4,506 |
| Tier 2 risk-based capital | $228,000 | 8,617 |
| Total risk weighted assets | $45,893,000 | 5,303 |
| Total unused commitments | $7,628,000 | 3,779 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $72,428,000 | 5,889 |
| Cash and due from depository institutions | $9,335,000 | 8,670 |
| Interest-bearing balances | $8,822,000 | 702 |
| Securities | $6,000,000 | 10,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $55,092,000 | 4,410 |
| Loan loss allowance | $78,000 | 12,463 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $962,000 | 6,284 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,039,000 | 5,919 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,428,000 | 5,889 |
| Total liabilities | $66,981,000 | 5,805 |
| Total deposits | $66,501,000 | 5,644 |
| Interest-bearing deposits | $66,501,000 | 4,970 |
| Deposits held in domestic offices | $66,501,000 | 5,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $480,000 | 5,516 |
| Total equity capital | $5,447,000 | 6,829 |
| Total bank equity capital | $5,447,000 | 6,829 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $5,447,000 | 4,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 6,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $288,000 | 6,291 |
| Earning assets | $69,914,000 | 5,661 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $70,136,800 | 5,925 |
| Average Assets, quarterly | $71,854,000 | 5,885 |
| Volatile liabilities | $5,796,000 | 5,999 |
| Insider loans | $379,000 | 6,562 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,477,000 | 4,158 |
| Tier 1 (core) risk-based capital | $5,447,000 | 6,738 |
| Tier 2 risk-based capital | $78,000 | 12,119 |
| Total risk weighted assets | $39,685,000 | 5,928 |
| Total unused commitments | $6,477,000 | 4,184 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $66,934,000 | 6,355 |
| Cash and due from depository institutions | $14,489,000 | 9,428 |
| Interest-bearing balances | $13,579,000 | 573 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $50,480,000 | 4,787 |
| Loan loss allowance | $59,000 | 13,277 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,000,000 | 6,190 |
| Other real estate owned | $73,000 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $892,000 | 6,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,934,000 | 6,355 |
| Total liabilities | $62,417,000 | 6,222 |
| Total deposits | $62,080,000 | 6,065 |
| Interest-bearing deposits | $61,494,000 | 5,471 |
| Deposits held in domestic offices | $62,080,000 | 6,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $337,000 | 7,654 |
| Total equity capital | $4,517,000 | 7,614 |
| Total bank equity capital | $4,517,000 | 7,614 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,517,000 | 4,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 11,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $295,000 | 6,595 |
| Earning assets | $64,059,000 | 6,125 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $63,888,600 | 6,454 |
| Average Assets, quarterly | $66,570,000 | 6,321 |
| Volatile liabilities | $4,262,000 | 7,174 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,738,000 | 3,823 |
| Tier 1 (core) risk-based capital | $4,517,000 | 7,558 |
| Tier 2 risk-based capital | $59,000 | 12,957 |
| Total risk weighted assets | $35,297,000 | 6,516 |
| Total unused commitments | $6,738,000 | 3,844 |
| Derivatives | $0 | 651 |