Home > First Federal Savings and Loan Association of Lorain > Net charge- offs to loans
First Federal Savings and Loan Association of Lorain, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0351% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1937% | 4,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0383% | 4,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4930% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7500% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0374% | 4,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 4,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1907% | 4,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4092% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6108% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0382% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1812% | 4,550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6388% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8453% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0498% | 4,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0509% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1544% | 4,621 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9441% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2553% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1945% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2026% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -8.7159% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2042% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1608% | 4,596 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2055% | 4,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4087% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7723% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2545% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2605% | 4,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -9.2967% | 4,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2622% | 4,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1641% | 4,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2654% | 4,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2486% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5243% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3743% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3821% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -10.1281% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3842% | 4,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1469% | 3,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3923% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7383% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0946% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0411% | 4,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0555% | 4,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4667% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0579% | 4,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1476% | 3,452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0547% | 4,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7052% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1856% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2828% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2862% | 4,730 |
| Percentage Net Loans Charged-off:Construction & development | -1.4176% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1239% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1312% | 3,973 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2564% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1203% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2708% | 4,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0189% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1597% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3383% | 4,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3427% | 4,804 |
| Percentage Net Loans Charged-off:Construction & development | -1.8908% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1644% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1721% | 4,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3009% | 4,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1998% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3201% | 4,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3347% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5439% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3608% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3661% | 4,848 |
| Percentage Net Loans Charged-off:Construction & development | -2.9540% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1227% | 4,681 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2528% | 4,020 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2946% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3521% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3196% | 4,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6807% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9704% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2420% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2496% | 4,833 |
| Percentage Net Loans Charged-off:Construction & development | -3.7708% | 4,519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2442% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1499% | 4,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8404% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1889% | 4,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7548% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1949% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1774% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1843% | 4,871 |
| Percentage Net Loans Charged-off:Construction & development | -2.9847% | 4,591 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9779% | 4,865 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 3,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1091% | 4,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1277% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1188% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2886% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7417% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1426% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1479% | 4,863 |
| Percentage Net Loans Charged-off:Construction & development | -2.9130% | 4,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1994% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0121% | 4,010 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0784% | 4,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3469% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 4,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7341% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1004% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0917% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0967% | 4,841 |
| Percentage Net Loans Charged-off:Construction & development | -1.5399% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6241% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0883% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0573% | 4,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6148% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9535% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1043% | 4,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.1466% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.0341% | 4,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0856% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0880% | 4,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8899% | 4,883 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0681% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1078% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1148% | 4,949 |
| Percentage Net Loans Charged-off:Construction & development | -3.8761% | 4,745 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 4,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1088% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 4,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9506% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2493% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5988% | 1,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1068% | 5,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1165% | 5,006 |
| Percentage Net Loans Charged-off:Construction & development | -5.1571% | 4,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1013% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7310% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1979% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7514% | 927 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1717% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1775% | 5,110 |
| Percentage Net Loans Charged-off:Construction & development | -7.8982% | 4,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 4,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1629% | 3,828 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5075% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5986% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1236% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0515% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0517% | 4,962 |
| Percentage Net Loans Charged-off:Construction & development | -1.8939% | 4,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0580% | 3,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1285% | 5,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1371% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | -3.4963% | 4,959 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1095% | 5,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0635% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4884% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1019% | 5,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0263% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5981% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1339% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1400% | 5,221 |
| Percentage Net Loans Charged-off:Construction & development | -3.3619% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2100% | 5,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0666% | 5,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4303% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1026% | 5,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3320% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7351% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1279% | 5,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1442% | 5,263 |
| Percentage Net Loans Charged-off:Construction & development | -4.1235% | 5,042 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3110% | 5,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0561% | 4,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4927% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0966% | 5,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8000% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9330% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 828 |
| Percentage Net Loans Charged-off:Construction & development | -0.2238% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6130% | 5,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6612% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5591% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6154% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.8188% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2019% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1542% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 4,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5000% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9735% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3586% | 44 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 3,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,282 |
| Percentage Net Loans Charged-off:Construction & development | 1.0838% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 5,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2610% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 5,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3671% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4863% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0792% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0826% | 5,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0853% | 5,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5356% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1362% | 5,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7246% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9619% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1212% | 5,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1217% | 5,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1309% | 5,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7653% | 4,295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0794% | 5,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.3833% | 5,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1815% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2568% | 4,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2547% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6720% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8368% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.2799% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5587% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3175% | 4,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7698% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8152% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3060% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2412% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2424% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.4585% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3110% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1831% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1128% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1896% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.8032% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3748% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5988% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6019% | 221 |
| Percentage Net Loans Charged-off:Construction & development | -0.9880% | 5,487 |
| Percentage Net Loans Charged-off: Commercial real estate | -15.8457% | 6,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6425% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7100% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5221% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7288% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7770% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7811% | 146 |
| Percentage Net Loans Charged-off:Construction & development | -1.3813% | 5,591 |
| Percentage Net Loans Charged-off: Commercial real estate | -20.6831% | 6,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8395% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9249% | 152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7061% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9470% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7940% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7982% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.5422% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1194% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2236% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7882% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4990% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8176% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2337% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2349% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8972% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4224% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1672% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8522% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0195% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0242% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 12.8251% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3312% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9824% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6591% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0054% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6231% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0763% | 3,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3844% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1136% | 6,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9060% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9067% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 3.1967% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9493% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5650% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7626% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5244% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7874% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8102% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2747% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9843% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1969% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1971% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 0.2930% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3786% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6458% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1047% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6590% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1511% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2060% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8862% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5019% | 6,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6179% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6224% | 445 |
| Percentage Net Loans Charged-off:Construction & development | -0.5934% | 5,778 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2463% | 6,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3183% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3604% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5970% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2311% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2981% | 5,897 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3705% | 1,188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4460% | 6,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4458% | 6,667 |
| Percentage Net Loans Charged-off:Construction & development | -18.3032% | 6,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4671% | 6,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1084% | 6,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3337% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1548% | 6,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5089% | 6,419 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2817% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2870% | 6,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5471% | 6,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5475% | 6,753 |
| Percentage Net Loans Charged-off:Construction & development | -19.2613% | 6,272 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3841% | 6,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1957% | 6,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4315% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2616% | 6,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4855% | 6,415 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2542% | 1,243 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2365% | 6,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2641% | 6,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2634% | 6,713 |
| Percentage Net Loans Charged-off:Construction & development | -4.0475% | 6,233 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0940% | 6,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2022% | 6,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5336% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2795% | 6,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4366% | 6,327 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1910% | 1,224 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2232% | 6,599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 6,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0651% | 6,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.9863% | 6,093 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 6,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4838% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1105% | 6,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5844% | 6,407 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3857% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2048% | 6,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1337% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1293% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 18.9263% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4653% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0487% | 797 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7202% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9599% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6976% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1900% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2185% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4941% | 6,633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0881% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0868% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 21.2977% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 2,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0636% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6264% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6733% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6221% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4400% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1442% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3137% | 6,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8579% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8514% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 11.8561% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0298% | 2,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0916% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6039% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6393% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4129% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3888% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6536% | 1,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6384% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0451% | 6,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1733% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6843% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3177% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7167% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1789% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9342% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0625% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0560% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 12.8389% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.5255% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0288% | 989 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4977% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4875% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4129% | 2,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6319% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2411% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0086% | 7,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7357% | 2,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7241% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 4.7786% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.5300% | 11 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0382% | 824 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4010% | 2,290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7588% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2852% | 2,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4924% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9442% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2616% | 3,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6496% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6388% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 3.7597% | 999 |
| Percentage Net Loans Charged-off: Commercial real estate | 21.5477% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0571% | 644 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2551% | 2,656 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7615% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 3,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2026% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3295% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7547% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6006% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5823% | 1,729 |
| Percentage Net Loans Charged-off:Construction & development | 1.4044% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 45.1388% | 4 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 6,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2404% | 874 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 6,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8588% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4430% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4480% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6415% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6264% | 2,635 |
| Percentage Net Loans Charged-off:Construction & development | 2.6064% | 1,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6034% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9364% | 713 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5099% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8716% | 959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4807% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8773% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3007% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8187% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8040% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 3.3456% | 1,498 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1011% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5697% | 675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6798% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0122% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6530% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9382% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3354% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9459% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9288% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 4.4625% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1235% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8506% | 500 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7354% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9081% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7215% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5072% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4010% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1402% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1178% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 4.0737% | 886 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.1686% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6928% | 271 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8879% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8984% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8870% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7067% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2229% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5454% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5261% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 1.5552% | 2,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7338% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5507% | 666 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4703% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1554% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4148% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9359% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4758% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6110% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5914% | 2,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 3,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9296% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7922% | 453 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6061% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5611% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5286% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9598% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0451% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2222% | 3,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0414% | 2,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7689% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2383% | 431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4146% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2015% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4755% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4133% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 5,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 7,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 7,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6034% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8422% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4998% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4874% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | 3.2434% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2815% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7614% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2313% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9533% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1719% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2564% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4766% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5818% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5661% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 4.2334% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8609% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0121% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2774% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9854% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2188% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7679% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6001% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5529% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5330% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 6.1353% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2591% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4204% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6650% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2934% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0863% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6488% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6257% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 12.1793% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4499% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8573% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5680% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7099% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1014% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2717% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.4654% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0063% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1487% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1704% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1978% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8849% | 332 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3627% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1406% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0105% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7672% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2613% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0400% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8040% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6781% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7681% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1356% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0677% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1277% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4797% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 4,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.1881% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0844% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 2,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9478% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4762% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.2451% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1105% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 2,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3342% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0858% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.3579% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1634% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8927% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9117% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3215% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0887% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.1097% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 3,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 2,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8811% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7394% | 627 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.1445% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3471% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2956% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6079% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9526% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 3,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9903% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5586% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0283% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0058% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2566% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3843% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 3,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2487% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9987% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0169% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3316% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0122% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 6,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 3,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.1226% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5165% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9496% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 6,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0368% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1010% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7580% | 641 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 5,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0565% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6396% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6043% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0376% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8550% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1715% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 5,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 2.3461% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 3,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8221% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7510% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 7,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 8,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.1507% | 8,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 3,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7811% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3028% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 6,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,251 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8554% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4178% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 9,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.4379% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5808% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6993% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 7,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 947 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8262% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4565% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 6,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0386% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8702% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0142% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 7,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 8,075 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 8,460 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 9,774 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 10,931 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |