First Federal Savings and Loan Association of Lakewood, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0229%1,862
Percentage Net Loans Charged-off: Total real estate loans0.0045%920
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0444%341
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%3,409
Percentage Net Loans Charged-off: Home equity loans-0.0185%4,309
All other 1-4 family - Percent of loans charged-off, net0.0006%727
Percentage Net Loans Charged-off: Commercial and industrial0.5990%481
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,797
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%1,605
Percentage Net Loans Charged-off: Total real estate loans0.0061%711
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0611%245
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%3,438
Percentage Net Loans Charged-off: Home equity loans-0.0231%4,365
All other 1-4 family - Percent of loans charged-off, net0.0009%579
Percentage Net Loans Charged-off: Commercial and industrial0.5787%396
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,560
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,489
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%1,874
Percentage Net Loans Charged-off: Total real estate loans-0.0068%3,923
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%3,957
Percentage Net Loans Charged-off: Home equity loans-0.0233%4,392
All other 1-4 family - Percent of loans charged-off, net-0.0078%3,929
Percentage Net Loans Charged-off: Commercial and industrial0.4776%417
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,355
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%1,738
Percentage Net Loans Charged-off: Total real estate loans-0.0045%3,873
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0056%3,925
Percentage Net Loans Charged-off: Home equity loans-0.0235%4,494
All other 1-4 family - Percent of loans charged-off, net-0.0048%3,938
Percentage Net Loans Charged-off: Commercial and industrial0.3198%347
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0002%3,275
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,043
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans-0.0139%4,350
All other 1-4 family - Percent of loans charged-off, net0.0007%746
Percentage Net Loans Charged-off: Commercial and industrial-0.0081%3,534
Percentage Net Loans Charged-off: Loans to individuals0.0020%2,657
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0020%2,567
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0074%3,600
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,489
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%3,672
Percentage Net Loans Charged-off: Home equity loans0.0188%139
All other 1-4 family - Percent of loans charged-off, net-0.0066%3,784
Percentage Net Loans Charged-off: Commercial and industrial-0.0934%4,155
Percentage Net Loans Charged-off: Loans to individuals0.0027%2,422
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0027%2,342
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0133%3,705
Percentage Net Loans Charged-off: Total real estate loans-0.0089%3,702
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0116%3,812
Percentage Net Loans Charged-off: Home equity loans0.0032%127
All other 1-4 family - Percent of loans charged-off, net-0.0124%3,863
Percentage Net Loans Charged-off: Commercial and industrial-0.1268%4,087
Percentage Net Loans Charged-off: Loans to individuals0.0021%2,177
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0021%2,082
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0018%3,096
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,202
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%3,456
Percentage Net Loans Charged-off: Home equity loans0.0393%72
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,624
Percentage Net Loans Charged-off: Commercial and industrial-0.0360%3,766
Percentage Net Loans Charged-off: Loans to individuals0.0043%1,811
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0043%1,723
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%1,727
Percentage Net Loans Charged-off: Total real estate loans-0.0277%4,177
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0883%4,511
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0228%3,974
Percentage Net Loans Charged-off: Home equity loans-0.0786%3,410
All other 1-4 family - Percent of loans charged-off, net-0.0197%3,951
Percentage Net Loans Charged-off: Commercial and industrial0.7648%269
Percentage Net Loans Charged-off: Loans to individuals0.0011%2,543
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0011%2,444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0058%2,108
Percentage Net Loans Charged-off: Total real estate loans-0.0334%4,299
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.1184%4,624
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0256%4,087
Percentage Net Loans Charged-off: Home equity loans-0.0850%3,481
All other 1-4 family - Percent of loans charged-off, net-0.0223%4,080
Percentage Net Loans Charged-off: Commercial and industrial0.4982%327
Percentage Net Loans Charged-off: Loans to individuals0.0015%2,287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0015%2,193
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0174%3,926
Percentage Net Loans Charged-off: Total real estate loans-0.0449%4,456
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.1801%4,718
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0313%4,225
Percentage Net Loans Charged-off: Home equity loans-0.1177%3,548
All other 1-4 family - Percent of loans charged-off, net-0.0265%4,190
Percentage Net Loans Charged-off: Commercial and industrial0.2898%433
Percentage Net Loans Charged-off: Loans to individuals0.0023%1,995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0023%1,882
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%3,218
Percentage Net Loans Charged-off: Total real estate loans-0.0427%4,518
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.3817%4,807
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0018%548
Percentage Net Loans Charged-off: Home equity loans-0.0206%3,428
All other 1-4 family - Percent of loans charged-off, net0.0030%500
Percentage Net Loans Charged-off: Commercial and industrial0.4336%278
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0388%2,277
Percentage Net Loans Charged-off: Total real estate loans0.0029%1,877
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0174%4,487
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0055%1,411
Percentage Net Loans Charged-off: Home equity loans-0.0254%3,444
All other 1-4 family - Percent of loans charged-off, net0.0069%1,308
Percentage Net Loans Charged-off: Commercial and industrial0.6455%569
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0402%2,053
Percentage Net Loans Charged-off: Total real estate loans0.0017%1,671
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0240%4,561
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0047%1,234
Percentage Net Loans Charged-off: Home equity loans-0.0269%3,485
All other 1-4 family - Percent of loans charged-off, net0.0061%1,131
Percentage Net Loans Charged-off: Commercial and industrial0.7416%440
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,714
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0541%1,714
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,636
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,478
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0002%3,687
Percentage Net Loans Charged-off: Home equity loans-0.0298%3,527
All other 1-4 family - Percent of loans charged-off, net0.0011%1,076
Percentage Net Loans Charged-off: Commercial and industrial1.3066%286
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%2,161
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,644
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0150%4,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0003%860
Percentage Net Loans Charged-off: Home equity loans-0.0302%3,547
All other 1-4 family - Percent of loans charged-off, net0.0016%790
Percentage Net Loans Charged-off: Commercial and industrial0.5601%448
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0067%4,383
Percentage Net Loans Charged-off: Total real estate loans0.0020%2,145
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0205%4,595
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0042%1,772
Percentage Net Loans Charged-off: Home equity loans-0.0622%3,657
All other 1-4 family - Percent of loans charged-off, net0.0070%1,608
Percentage Net Loans Charged-off: Commercial and industrial-0.3288%4,765
Percentage Net Loans Charged-off: Loans to individuals-0.0383%4,569
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0383%4,528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0096%4,362
Percentage Net Loans Charged-off: Total real estate loans0.0019%1,859
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0210%4,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0041%1,501
Percentage Net Loans Charged-off: Home equity loans-0.0130%3,523
All other 1-4 family - Percent of loans charged-off, net0.0048%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.4411%4,878
Percentage Net Loans Charged-off: Loans to individuals-0.0516%4,549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0516%4,506
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0165%2,561
Percentage Net Loans Charged-off: Total real estate loans0.0050%1,505
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0174%4,726
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0075%1,218
Percentage Net Loans Charged-off: Home equity loans0.1083%186
All other 1-4 family - Percent of loans charged-off, net0.0033%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.5810%592
Percentage Net Loans Charged-off: Loans to individuals0.0084%2,803
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0084%2,696
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%2,071
Percentage Net Loans Charged-off: Total real estate loans-0.0031%4,032
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0102%4,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%4,079
Percentage Net Loans Charged-off: Home equity loans-0.1853%3,875
All other 1-4 family - Percent of loans charged-off, net0.0048%884
Percentage Net Loans Charged-off: Commercial and industrial1.1861%288
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%4,338
Percentage Net Loans Charged-off: Total real estate loans-0.0031%4,081
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.1728%5,125
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0131%1,783
Percentage Net Loans Charged-off: Home equity loans0.0134%535
All other 1-4 family - Percent of loans charged-off, net0.0131%1,708
Percentage Net Loans Charged-off: Commercial and industrial-0.2040%4,821
Percentage Net Loans Charged-off: Loans to individuals0.0342%3,262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0342%3,163
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0091%4,367
Percentage Net Loans Charged-off: Total real estate loans-0.0125%4,403
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.2251%5,225
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0070%1,661
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0073%1,571
Percentage Net Loans Charged-off: Commercial and industrial0.0707%1,495
Percentage Net Loans Charged-off: Loans to individuals0.0470%2,970
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0470%2,859
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0263%4,690
Percentage Net Loans Charged-off: Total real estate loans-0.0299%4,782
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.3213%5,318
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%4,190
Percentage Net Loans Charged-off: Home equity loans0.0423%326
All other 1-4 family - Percent of loans charged-off, net-0.0054%4,322
Percentage Net Loans Charged-off: Commercial and industrial-0.0556%4,460
Percentage Net Loans Charged-off: Loans to individuals0.0774%2,612
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0774%2,492
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0562%5,022
Percentage Net Loans Charged-off: Total real estate loans-0.0597%5,132
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.6161%5,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%4,382
Percentage Net Loans Charged-off: Home equity loans-0.0540%3,890
All other 1-4 family - Percent of loans charged-off, net-0.0049%4,363
Percentage Net Loans Charged-off: Commercial and industrial-0.4179%5,122
Percentage Net Loans Charged-off: Loans to individuals0.1606%2,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1606%1,908
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1738%1,425
Percentage Net Loans Charged-off: Total real estate loans0.1901%561
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate1.8466%66
Percentage Net Loans Charged-off: Multi-family residential-0.0076%4,405
Percentage Net Loans Charged-off: 1-4 family residential0.0188%2,036
Percentage Net Loans Charged-off: Home equity loans0.2437%243
All other 1-4 family - Percent of loans charged-off, net0.0080%2,133
Percentage Net Loans Charged-off: Commercial and industrial-0.5403%5,268
Percentage Net Loans Charged-off: Loans to individuals-0.0717%5,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0717%4,967
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1868%1,124
Percentage Net Loans Charged-off: Total real estate loans0.2037%455
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate1.8656%45
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0293%1,657
Percentage Net Loans Charged-off: Home equity loans0.2793%188
All other 1-4 family - Percent of loans charged-off, net0.0171%1,740
Percentage Net Loans Charged-off: Commercial and industrial-0.5262%5,294
Percentage Net Loans Charged-off: Loans to individuals-0.0927%5,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0927%4,988
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0430%2,334
Percentage Net Loans Charged-off: Total real estate loans0.0520%1,158
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.3023%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0274%1,485
Percentage Net Loans Charged-off: Home equity loans0.2196%215
All other 1-4 family - Percent of loans charged-off, net0.0178%1,496
Percentage Net Loans Charged-off: Commercial and industrial-0.2396%5,136
Percentage Net Loans Charged-off: Loans to individuals-0.1452%5,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1452%5,036
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1559%1,034
Percentage Net Loans Charged-off: Total real estate loans0.1659%440
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.7769%72
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.1087%722
Percentage Net Loans Charged-off: Home equity loans0.0161%341
All other 1-4 family - Percent of loans charged-off, net0.1133%686
Percentage Net Loans Charged-off: Commercial and industrial-0.3494%5,301
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0103%3,920
Percentage Net Loans Charged-off: Total real estate loans0.0066%2,764
Percentage Net Loans Charged-off:Construction & development-0.0432%4,734
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0108%2,554
Percentage Net Loans Charged-off: Home equity loans0.2076%370
All other 1-4 family - Percent of loans charged-off, net0.0016%2,611
Percentage Net Loans Charged-off: Commercial and industrial0.5744%952
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,583
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0058%3,704
Percentage Net Loans Charged-off: Total real estate loans0.0068%2,433
Percentage Net Loans Charged-off:Construction & development-0.0589%4,840
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0119%2,235
Percentage Net Loans Charged-off: Home equity loans0.2422%315
All other 1-4 family - Percent of loans charged-off, net0.0013%2,299
Percentage Net Loans Charged-off: Commercial and industrial-0.1077%5,029
Percentage Net Loans Charged-off: Loans to individuals-0.0035%4,899
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0035%4,833
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%3,602
Percentage Net Loans Charged-off: Total real estate loans0.0026%2,312
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0031%2,080
Percentage Net Loans Charged-off: Home equity loans0.3398%236
All other 1-4 family - Percent of loans charged-off, net-0.0123%5,015
Percentage Net Loans Charged-off: Commercial and industrial0.0789%1,382
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,073
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0245%4,975
Percentage Net Loans Charged-off: Total real estate loans-0.0302%5,237
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0367%5,362
Percentage Net Loans Charged-off: Home equity loans-0.0169%4,049
All other 1-4 family - Percent of loans charged-off, net-0.0376%5,402
Percentage Net Loans Charged-off: Commercial and industrial1.0022%383
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,340
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0727%2,790
Percentage Net Loans Charged-off: Total real estate loans0.0774%1,884
Percentage Net Loans Charged-off:Construction & development0.0373%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0918%1,857
Percentage Net Loans Charged-off: Home equity loans0.4603%295
All other 1-4 family - Percent of loans charged-off, net0.0747%1,979
Percentage Net Loans Charged-off: Commercial and industrial-0.5458%5,681
Percentage Net Loans Charged-off: Loans to individuals0.0090%3,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0090%3,570
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0697%2,566
Percentage Net Loans Charged-off: Total real estate loans0.0740%1,761
Percentage Net Loans Charged-off:Construction & development-0.0236%4,869
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0906%1,690
Percentage Net Loans Charged-off: Home equity loans0.5092%252
All other 1-4 family - Percent of loans charged-off, net0.0709%1,833
Percentage Net Loans Charged-off: Commercial and industrial-0.5379%5,748
Percentage Net Loans Charged-off: Loans to individuals0.0203%3,345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0203%3,205
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0997%2,016
Percentage Net Loans Charged-off: Total real estate loans0.1044%1,362
Percentage Net Loans Charged-off:Construction & development-0.0331%4,981
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1277%1,323
Percentage Net Loans Charged-off: Home equity loans0.7547%191
All other 1-4 family - Percent of loans charged-off, net0.0975%1,482
Percentage Net Loans Charged-off: Commercial and industrial-0.5605%5,813
Percentage Net Loans Charged-off: Loans to individuals0.0311%2,974
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0311%2,841
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0625%2,123
Percentage Net Loans Charged-off: Total real estate loans0.0663%1,388
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0802%1,306
Percentage Net Loans Charged-off: Home equity loans0.3385%263
All other 1-4 family - Percent of loans charged-off, net0.0675%1,294
Percentage Net Loans Charged-off: Commercial and industrial-0.7379%5,941
Percentage Net Loans Charged-off: Loans to individuals0.0386%2,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0386%2,325
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1804%2,225
Percentage Net Loans Charged-off: Total real estate loans0.1853%1,575
Percentage Net Loans Charged-off:Construction & development-0.0741%5,224
Percentage Net Loans Charged-off: Commercial real estate0.2038%1,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2032%1,601
Percentage Net Loans Charged-off: Home equity loans0.9181%231
All other 1-4 family - Percent of loans charged-off, net0.1667%1,757
Percentage Net Loans Charged-off: Commercial and industrial-0.2975%5,760
Percentage Net Loans Charged-off: Loans to individuals0.0347%3,777
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0347%3,654
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1905%1,942
Percentage Net Loans Charged-off: Total real estate loans0.1944%1,400
Percentage Net Loans Charged-off:Construction & development-0.0978%5,333
Percentage Net Loans Charged-off: Commercial real estate0.2792%869
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2061%1,452
Percentage Net Loans Charged-off: Home equity loans0.7590%281
All other 1-4 family - Percent of loans charged-off, net0.1777%1,558
Percentage Net Loans Charged-off: Commercial and industrial-0.1105%5,390
Percentage Net Loans Charged-off: Loans to individuals0.0612%3,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0612%3,209
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2138%1,745
Percentage Net Loans Charged-off: Total real estate loans0.2165%1,292
Percentage Net Loans Charged-off:Construction & development-0.1452%5,458
Percentage Net Loans Charged-off: Commercial real estate0.0546%1,281
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2645%1,203
Percentage Net Loans Charged-off: Home equity loans0.7996%256
All other 1-4 family - Percent of loans charged-off, net0.2368%1,256
Percentage Net Loans Charged-off: Commercial and industrial0.2790%1,254
Percentage Net Loans Charged-off: Loans to individuals0.0863%2,941
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0863%2,792
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2290%1,405
Percentage Net Loans Charged-off: Total real estate loans0.2353%1,071
Percentage Net Loans Charged-off:Construction & development-0.1205%5,542
Percentage Net Loans Charged-off: Commercial real estate0.0158%985
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.2920%968
Percentage Net Loans Charged-off: Home equity loans1.1341%156
All other 1-4 family - Percent of loans charged-off, net0.2467%1,003
Percentage Net Loans Charged-off: Commercial and industrial-0.5493%6,079
Percentage Net Loans Charged-off: Loans to individuals0.0592%2,615
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0592%2,488
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3316%2,018
Percentage Net Loans Charged-off: Total real estate loans0.3304%1,627
Percentage Net Loans Charged-off:Construction & development0.7513%934
Percentage Net Loans Charged-off: Commercial real estate0.2105%1,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3350%1,564
Percentage Net Loans Charged-off: Home equity loans0.5672%622
All other 1-4 family - Percent of loans charged-off, net0.3213%1,578
Percentage Net Loans Charged-off: Commercial and industrial2.5436%462
Percentage Net Loans Charged-off: Loans to individuals0.0464%4,009
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0464%3,865
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3617%1,748
Percentage Net Loans Charged-off: Total real estate loans0.3582%1,477
Percentage Net Loans Charged-off:Construction & development1.0618%747
Percentage Net Loans Charged-off: Commercial real estate0.2137%1,476
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3507%1,445
Percentage Net Loans Charged-off: Home equity loans0.5844%585
All other 1-4 family - Percent of loans charged-off, net0.3365%1,451
Percentage Net Loans Charged-off: Commercial and industrial3.5679%307
Percentage Net Loans Charged-off: Loans to individuals0.0104%3,831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0104%3,691
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3678%1,734
Percentage Net Loans Charged-off: Total real estate loans0.3599%1,444
Percentage Net Loans Charged-off:Construction & development0.6890%827
Percentage Net Loans Charged-off: Commercial real estate0.0477%1,796
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.3995%1,303
Percentage Net Loans Charged-off: Home equity loans0.4637%626
All other 1-4 family - Percent of loans charged-off, net0.3955%1,287
Percentage Net Loans Charged-off: Commercial and industrial4.5879%236
Percentage Net Loans Charged-off: Loans to individuals-0.0159%5,432
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0159%5,368
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4155%1,412
Percentage Net Loans Charged-off: Total real estate loans0.3982%1,219
Percentage Net Loans Charged-off:Construction & development1.1378%539
Percentage Net Loans Charged-off: Commercial real estate0.1025%1,147
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4120%1,161
Percentage Net Loans Charged-off: Home equity loans0.5228%477
All other 1-4 family - Percent of loans charged-off, net0.4049%1,108
Percentage Net Loans Charged-off: Commercial and industrial6.3615%143
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6363%1,838
Percentage Net Loans Charged-off: Total real estate loans0.6248%1,639
Percentage Net Loans Charged-off:Construction & development3.1465%820
Percentage Net Loans Charged-off: Commercial real estate0.9214%977
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4506%1,943
Percentage Net Loans Charged-off: Home equity loans0.3758%1,168
All other 1-4 family - Percent of loans charged-off, net0.4559%1,858
Percentage Net Loans Charged-off: Commercial and industrial8.3259%121
Percentage Net Loans Charged-off: Loans to individuals-0.9213%6,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9213%6,755
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6221%1,767
Percentage Net Loans Charged-off: Total real estate loans0.6419%1,542
Percentage Net Loans Charged-off:Construction & development3.8142%674
Percentage Net Loans Charged-off: Commercial real estate1.0427%797
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4101%1,981
Percentage Net Loans Charged-off: Home equity loans0.3971%1,028
All other 1-4 family - Percent of loans charged-off, net0.4111%1,884
Percentage Net Loans Charged-off: Commercial and industrial5.0524%272
Percentage Net Loans Charged-off: Loans to individuals-1.2658%6,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.2658%6,871
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5415%1,971
Percentage Net Loans Charged-off: Total real estate loans0.5583%1,728
Percentage Net Loans Charged-off:Construction & development0.4925%1,523
Percentage Net Loans Charged-off: Commercial real estate1.4008%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4444%1,787
Percentage Net Loans Charged-off: Home equity loans0.5144%833
All other 1-4 family - Percent of loans charged-off, net0.4392%1,735
Percentage Net Loans Charged-off: Commercial and industrial6.9353%213
Percentage Net Loans Charged-off: Loans to individuals-1.9318%7,013
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.9318%6,964
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9519%1,088
Percentage Net Loans Charged-off: Total real estate loans0.8898%1,044
Percentage Net Loans Charged-off:Construction & development0.9651%981
Percentage Net Loans Charged-off: Commercial real estate3.0815%246
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5491%1,391
Percentage Net Loans Charged-off: Home equity loans0.9120%528
All other 1-4 family - Percent of loans charged-off, net0.5214%1,336
Percentage Net Loans Charged-off: Commercial and industrial11.2365%131
Percentage Net Loans Charged-off: Loans to individuals0.0159%3,005
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0159%2,841
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6327%2,563
Percentage Net Loans Charged-off: Total real estate loans0.8829%1,802
Percentage Net Loans Charged-off:Construction & development8.1088%586
Percentage Net Loans Charged-off: Commercial real estate1.7266%688
Percentage Net Loans Charged-off: Multi-family residential-0.0343%5,642
Percentage Net Loans Charged-off: 1-4 family residential0.3705%2,650
Percentage Net Loans Charged-off: Home equity loans-0.2909%5,364
All other 1-4 family - Percent of loans charged-off, net0.4192%2,369
Percentage Net Loans Charged-off: Commercial and industrial-13.3607%7,073
Percentage Net Loans Charged-off: Loans to individuals-0.0623%6,507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0603%6,458
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4702%2,854
Percentage Net Loans Charged-off: Total real estate loans0.5761%2,203
Percentage Net Loans Charged-off:Construction & development5.2907%830
Percentage Net Loans Charged-off: Commercial real estate0.8080%1,238
Percentage Net Loans Charged-off: Multi-family residential0.4571%641
Percentage Net Loans Charged-off: 1-4 family residential0.2799%2,732
Percentage Net Loans Charged-off: Home equity loans-0.0697%5,301
All other 1-4 family - Percent of loans charged-off, net0.3054%2,528
Percentage Net Loans Charged-off: Commercial and industrial-4.4619%7,115
Percentage Net Loans Charged-off: Loans to individuals-0.1683%6,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1610%6,678
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5488%2,459
Percentage Net Loans Charged-off: Total real estate loans0.7025%1,845
Percentage Net Loans Charged-off:Construction & development7.1802%603
Percentage Net Loans Charged-off: Commercial real estate0.9264%1,059
Percentage Net Loans Charged-off: Multi-family residential0.7280%474
Percentage Net Loans Charged-off: 1-4 family residential0.3007%2,459
Percentage Net Loans Charged-off: Home equity loans-0.1316%5,348
All other 1-4 family - Percent of loans charged-off, net0.3320%2,229
Percentage Net Loans Charged-off: Commercial and industrial-5.8118%7,188
Percentage Net Loans Charged-off: Loans to individuals-0.2570%6,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2410%6,775
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8605%1,535
Percentage Net Loans Charged-off: Total real estate loans1.1817%1,052
Percentage Net Loans Charged-off:Construction & development15.1681%217
Percentage Net Loans Charged-off: Commercial real estate0.2480%1,402
Percentage Net Loans Charged-off: Multi-family residential1.8221%232
Percentage Net Loans Charged-off: 1-4 family residential0.4969%1,561
Percentage Net Loans Charged-off: Home equity loans0.2422%872
All other 1-4 family - Percent of loans charged-off, net0.5154%1,430
Percentage Net Loans Charged-off: Commercial and industrial-12.5713%7,264
Percentage Net Loans Charged-off: Loans to individuals0.1399%3,026
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1260%2,815
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3847%4,110
Percentage Net Loans Charged-off: Total real estate loans0.3497%3,496
Percentage Net Loans Charged-off:Construction & development2.2736%1,981
Percentage Net Loans Charged-off: Commercial real estate0.1732%2,911
Percentage Net Loans Charged-off: Multi-family residential0.2640%936
Percentage Net Loans Charged-off: 1-4 family residential0.2747%3,102
Percentage Net Loans Charged-off: Home equity loans0.2015%1,624
All other 1-4 family - Percent of loans charged-off, net0.2796%2,976
Percentage Net Loans Charged-off: Commercial and industrial2.1420%1,528
Percentage Net Loans Charged-off: Loans to individuals0.3059%4,100
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4604%3,450
Percentage Net Loans Charged-off: Total real estate loans0.4407%2,876
Percentage Net Loans Charged-off:Construction & development3.1266%1,560
Percentage Net Loans Charged-off: Commercial real estate0.1836%2,479
Percentage Net Loans Charged-off: Multi-family residential0.3273%736
Percentage Net Loans Charged-off: 1-4 family residential0.3383%2,589
Percentage Net Loans Charged-off: Home equity loans0.2779%1,347
All other 1-4 family - Percent of loans charged-off, net0.3423%2,484
Percentage Net Loans Charged-off: Commercial and industrial1.3623%1,876
Percentage Net Loans Charged-off: Loans to individuals0.4847%3,202
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5613%2,852
Percentage Net Loans Charged-off: Total real estate loans0.5400%2,376
Percentage Net Loans Charged-off:Construction & development5.5128%925
Percentage Net Loans Charged-off: Commercial real estate0.2826%1,841
Percentage Net Loans Charged-off: Multi-family residential0.5234%550
Percentage Net Loans Charged-off: 1-4 family residential0.3035%2,403
Percentage Net Loans Charged-off: Home equity loans0.2387%1,177
All other 1-4 family - Percent of loans charged-off, net0.3078%2,266
Percentage Net Loans Charged-off: Commercial and industrial1.4395%1,665
Percentage Net Loans Charged-off: Loans to individuals0.6924%2,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4226%2,779
Percentage Net Loans Charged-off: Total real estate loans0.3631%2,374
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.5748%1,028
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3620%1,816
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.3860%1,693
Percentage Net Loans Charged-off: Commercial and industrial3.0248%778
Percentage Net Loans Charged-off: Loans to individuals0.7098%2,238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4435%4,020
Percentage Net Loans Charged-off: Total real estate loans0.4792%2,975
Percentage Net Loans Charged-off:Construction & development2.2162%1,988
Percentage Net Loans Charged-off: Commercial real estate0.1495%2,645
Percentage Net Loans Charged-off: Multi-family residential0.1443%825
Percentage Net Loans Charged-off: 1-4 family residential0.4153%2,321
Percentage Net Loans Charged-off: Home equity loans0.5846%1,144
All other 1-4 family - Percent of loans charged-off, net0.4048%2,261
Percentage Net Loans Charged-off: Commercial and industrial-1.5075%7,637
Percentage Net Loans Charged-off: Loans to individuals0.5382%3,963
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4311%3,525
Percentage Net Loans Charged-off: Total real estate loans0.4536%2,572
Percentage Net Loans Charged-off:Construction & development2.4045%1,600
Percentage Net Loans Charged-off: Commercial real estate0.2604%1,788
Percentage Net Loans Charged-off: Multi-family residential0.5963%484
Percentage Net Loans Charged-off: 1-4 family residential0.3457%2,227
Percentage Net Loans Charged-off: Home equity loans0.2957%1,245
All other 1-4 family - Percent of loans charged-off, net0.3487%2,112
Percentage Net Loans Charged-off: Commercial and industrial-0.5856%7,599
Percentage Net Loans Charged-off: Loans to individuals0.2238%4,768
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5635%2,634
Percentage Net Loans Charged-off: Total real estate loans0.5941%1,933
Percentage Net Loans Charged-off:Construction & development3.5251%1,063
Percentage Net Loans Charged-off: Commercial real estate0.2379%1,462
Percentage Net Loans Charged-off: Multi-family residential0.7247%347
Percentage Net Loans Charged-off: 1-4 family residential0.4316%1,741
Percentage Net Loans Charged-off: Home equity loans0.4009%925
All other 1-4 family - Percent of loans charged-off, net0.4335%1,617
Percentage Net Loans Charged-off: Commercial and industrial-0.6847%7,664
Percentage Net Loans Charged-off: Loans to individuals0.0993%4,848
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6715%1,839
Percentage Net Loans Charged-off: Total real estate loans0.6400%1,408
Percentage Net Loans Charged-off:Construction & development6.6014%443
Percentage Net Loans Charged-off: Commercial real estate0.0276%1,294
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3104%1,581
Percentage Net Loans Charged-off: Home equity loans0.3921%632
All other 1-4 family - Percent of loans charged-off, net0.3057%1,474
Percentage Net Loans Charged-off: Commercial and industrial2.5663%809
Percentage Net Loans Charged-off: Loans to individuals0.3589%3,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6436%1,920
Percentage Net Loans Charged-off: Total real estate loans0.5574%1,553
Percentage Net Loans Charged-off:Construction & development7.9558%273
Percentage Net Loans Charged-off: Commercial real estate0.0013%2,352
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0925%2,938
Percentage Net Loans Charged-off: Home equity loans-0.0577%5,985
All other 1-4 family - Percent of loans charged-off, net0.1003%2,709
Percentage Net Loans Charged-off: Commercial and industrial4.7833%402
Percentage Net Loans Charged-off: Loans to individuals0.4391%3,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1841%3,455
Percentage Net Loans Charged-off: Total real estate loans0.1789%2,270
Percentage Net Loans Charged-off:Construction & development2.6166%588
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0222%3,180
Percentage Net Loans Charged-off: Home equity loans-0.0797%6,005
All other 1-4 family - Percent of loans charged-off, net0.0273%2,908
Percentage Net Loans Charged-off: Commercial and industrial0.5472%1,933
Percentage Net Loans Charged-off: Loans to individuals0.0093%5,429
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0292%5,105
Percentage Net Loans Charged-off: Total real estate loans0.0114%3,557
Percentage Net Loans Charged-off:Construction & development0.1135%1,444
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0050%2,785
Percentage Net Loans Charged-off: Home equity loans-0.1246%6,016
All other 1-4 family - Percent of loans charged-off, net0.0114%2,502
Percentage Net Loans Charged-off: Commercial and industrial0.8351%1,195
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0600%7,842
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-2.6933%8,035
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6889%749
Percentage Net Loans Charged-off: Total real estate loans0.5102%540
Percentage Net Loans Charged-off:Construction & development5.5752%78
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1508%1,505
Percentage Net Loans Charged-off: Home equity loans0.1816%579
All other 1-4 family - Percent of loans charged-off, net0.1493%1,463
Percentage Net Loans Charged-off: Commercial and industrial7.4161%123
Percentage Net Loans Charged-off: Loans to individuals0.1564%4,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1499%2,467
Percentage Net Loans Charged-off: Total real estate loans0.1521%1,123
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1803%989
Percentage Net Loans Charged-off: Home equity loans0.1950%419
All other 1-4 family - Percent of loans charged-off, net0.1796%938
Percentage Net Loans Charged-off: Commercial and industrial0.0851%2,701
Percentage Net Loans Charged-off: Loans to individuals0.1223%4,564
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0475%3,714
Percentage Net Loans Charged-off: Total real estate loans0.0363%1,867
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0430%1,595
Percentage Net Loans Charged-off: Home equity loans0.2879%272
All other 1-4 family - Percent of loans charged-off, net0.0310%1,597
Percentage Net Loans Charged-off: Commercial and industrial0.4099%1,385
Percentage Net Loans Charged-off: Loans to individuals0.3385%2,995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0622%2,743
Percentage Net Loans Charged-off: Total real estate loans0.0441%1,271
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0521%1,105
Percentage Net Loans Charged-off: Home equity loans0.5234%139
All other 1-4 family - Percent of loans charged-off, net0.0286%1,135
Percentage Net Loans Charged-off: Commercial and industrial0.6109%801
Percentage Net Loans Charged-off: Loans to individuals0.8719%1,428
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0164%5,489
Percentage Net Loans Charged-off: Total real estate loans0.0186%2,767
Percentage Net Loans Charged-off:Construction & development0.5583%209
Percentage Net Loans Charged-off: Commercial real estate0.1032%770
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0296%8,120
Percentage Net Loans Charged-off: Home equity loans0.0469%572
All other 1-4 family - Percent of loans charged-off, net-0.0339%8,099
Percentage Net Loans Charged-off: Commercial and industrial-0.0571%7,325
Percentage Net Loans Charged-off: Loans to individuals-0.0548%7,614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0544%3,642
Percentage Net Loans Charged-off: Total real estate loans0.0584%1,493
Percentage Net Loans Charged-off:Construction & development0.7867%105
Percentage Net Loans Charged-off: Commercial real estate0.1374%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,675
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0023%7,680
Percentage Net Loans Charged-off: Commercial and industrial-0.0768%7,349
Percentage Net Loans Charged-off: Loans to individuals-0.0737%7,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0791%2,818
Percentage Net Loans Charged-off: Total real estate loans0.0917%1,034
Percentage Net Loans Charged-off:Construction & development1.2080%60
Percentage Net Loans Charged-off: Commercial real estate0.2073%374
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0009%2,010
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0009%1,871
Percentage Net Loans Charged-off: Commercial and industrial-0.3444%7,863
Percentage Net Loans Charged-off: Loans to individuals-0.1101%7,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1903%1,353
Percentage Net Loans Charged-off: Total real estate loans0.1963%439
Percentage Net Loans Charged-off:Construction & development2.5133%20
Percentage Net Loans Charged-off: Commercial real estate0.4172%171
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0149%1,224
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0158%1,122
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0451%4,895
Percentage Net Loans Charged-off: Total real estate loans0.0123%2,983
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.2626%115
Percentage Net Loans Charged-off: 1-4 family residential0.0114%2,756
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0122%2,563
Percentage Net Loans Charged-off: Commercial and industrial1.3325%890
Percentage Net Loans Charged-off: Loans to individuals0.2695%4,717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0558%4,046
Percentage Net Loans Charged-off: Total real estate loans0.0159%2,440
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.3578%78
Percentage Net Loans Charged-off: 1-4 family residential0.0145%2,310
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0155%2,145
Percentage Net Loans Charged-off: Commercial and industrial1.6855%620
Percentage Net Loans Charged-off: Loans to individuals0.3893%3,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%3,696
Percentage Net Loans Charged-off: Total real estate loans0.0264%1,864
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.5643%49
Percentage Net Loans Charged-off: 1-4 family residential0.0247%1,782
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0263%1,655
Percentage Net Loans Charged-off: Commercial and industrial1.3341%747
Percentage Net Loans Charged-off: Loans to individuals0.4548%3,036
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1013%2,428
Percentage Net Loans Charged-off: Total real estate loans0.0375%1,267
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential1.2134%20
Percentage Net Loans Charged-off: 1-4 family residential0.0317%1,256
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0337%1,130
Percentage Net Loans Charged-off: Commercial and industrial2.7327%329
Percentage Net Loans Charged-off: Loans to individuals0.9115%1,656
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0362%5,620
Percentage Net Loans Charged-off: Total real estate loans0.0368%2,596
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential5.1471%32
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,868
Percentage Net Loans Charged-off: Home equity loans-0.0578%6,033
All other 1-4 family - Percent of loans charged-off, net0.0020%3,026
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.0655%6,232
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0607%4,446
Percentage Net Loans Charged-off: Total real estate loans0.0613%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential8.0427%16
Percentage Net Loans Charged-off: 1-4 family residential0.0040%2,684
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0042%2,518
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.2560%4,649
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%5,908
Percentage Net Loans Charged-off: Total real estate loans0.0025%2,724
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0028%2,241
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0030%2,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.3724%3,746
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0066%4,914
Percentage Net Loans Charged-off: Total real estate loans0.0050%1,880
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0056%1,549
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0060%1,434
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.7319%2,333
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1308%4,271
Percentage Net Loans Charged-off: Total real estate loans-0.0081%8,195
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%8,323
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0096%8,327
Percentage Net Loans Charged-off: Commercial and industrial14.0895%47
Percentage Net Loans Charged-off: Loans to individuals0.3405%5,078
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0094%8,183
Percentage Net Loans Charged-off: Total real estate loans-0.0108%8,255
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0120%8,367
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0127%8,375
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.4390%4,108
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0185%8,167
Percentage Net Loans Charged-off: Total real estate loans-0.0160%8,395
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0179%8,451
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0189%8,475
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals-0.9249%8,976
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0284%8,026
Percentage Net Loans Charged-off: Total real estate loans-0.0234%8,575
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0262%8,593
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0276%8,617
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals-1.8063%9,061
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%7,077
Percentage Net Loans Charged-off: Total real estate loans0.0138%3,529
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0256%1,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0136%3,030
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0142%2,879
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.4346%4,629
Percentage Net Loans Charged-off: Credit card loans3.8432%732
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0176%8,931
Percentage Net Loans Charged-off: Total real estate loans-0.0117%8,641
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0129%8,782
Percentage Net Loans Charged-off: Home equity loans-0.0627%6,003
All other 1-4 family - Percent of loans charged-off, net-0.0111%8,760
Percentage Net Loans Charged-off: Commercial and industrial-0.4463%8,813
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0368%9,217
Percentage Net Loans Charged-off: Total real estate loans-0.0376%1,471
Percentage Net Loans Charged-off:Construction & development-0.3476%1,453
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0298%1,463
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0307%1,459
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,037
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,356
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%7,859
Percentage Net Loans Charged-off: Total real estate loans-0.0043%1,291
Percentage Net Loans Charged-off:Construction & development0.0134%215
Percentage Net Loans Charged-off: Commercial real estate0.0133%362
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%1,362
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-0.0060%1,366
Percentage Net Loans Charged-off: Commercial and industrial0.5137%380
Percentage Net Loans Charged-off: Loans to individuals0.1581%1,203
Percentage Net Loans Charged-off: Credit card loans1.0707%772
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0693%5,866
Percentage Net Loans Charged-off: Total real estate loans0.0241%660
Percentage Net Loans Charged-off:Construction & development0.5929%48
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0080%823
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0081%762
Percentage Net Loans Charged-off: Commercial and industrial5.2568%26
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,315
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0276%7,472
Percentage Net Loans Charged-off: Total real estate loans0.0285%660
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0307%680
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0310%626
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals-0.0361%1,443
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,805
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0000%891
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,371
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0241%10,408
Percentage Net Loans Charged-off: Total real estate loans-0.0240%1,367
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential-0.0269%1,447
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net-0.0270%1,441
Percentage Net Loans Charged-off: Commercial and industrial0.0000%798
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,350
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,921
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.0000%761
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,287
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%9,922
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.0000%929
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,311
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1667%7,749
Percentage Net Loans Charged-off: Total real estate loans0.1683%803
Percentage Net Loans Charged-off:Construction & development4.0894%196
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,086
Percentage Net Loans Charged-off: Loans to individuals0.0540%1,364
Percentage Net Loans Charged-off: Credit card loans1.9268%638
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA