Home > First Federal Savings and Loan Association > Income and Expense
First Federal Savings and Loan Association, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,518,000 | 3,048 |
| Total interest expense | $992,000 | 3,704 |
| Net interest income | $7,526,000 | 2,785 |
| Provision for loan and lease losses | $14,000 | 3,131 |
| Total noninterest income | $788,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $113,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $675,000 | 2,688 |
| Total noninterest expense | $5,588,000 | 2,888 |
| Salaries and employee benefits | $2,622,000 | 3,124 |
| Premises and equipment expense | $735,000 | 2,427 |
| Additional noninterest expense | $675,000 | 2,688 |
| Pre-tax net operating income | $2,712,000 | 2,625 |
| Securities gains (losses) | $-148,000 | 3,885 |
| Applicable income taxes | $494,000 | 1,915 |
| Income before extraordinary items | $2,070,000 | 2,746 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,070,000 | 2,774 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,070,000 | 2,748 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,189,880 | 2,707 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,266,000 | 3,049 |
| Total interest expense | $663,000 | 3,714 |
| Net interest income | $5,603,000 | 2,813 |
| Provision for loan and lease losses | $14,000 | 2,900 |
| Total noninterest income | $583,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $82,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 2,677 |
| Total noninterest expense | $4,166,000 | 2,888 |
| Salaries and employee benefits | $1,917,000 | 3,134 |
| Premises and equipment expense | $561,000 | 2,407 |
| Additional noninterest expense | $501,000 | 2,676 |
| Pre-tax net operating income | $2,006,000 | 2,697 |
| Securities gains (losses) | $-148,000 | 4,111 |
| Applicable income taxes | $358,000 | 1,990 |
| Income before extraordinary items | $1,500,000 | 2,847 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,500,000 | 2,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,500,000 | 2,848 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,619,880 | 2,785 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 3,048 |
| Total interest expense | $382,000 | 3,732 |
| Net interest income | $3,741,000 | 2,831 |
| Provision for loan and lease losses | $12,000 | 2,724 |
| Total noninterest income | $387,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $54,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 2,648 |
| Total noninterest expense | $2,771,000 | 2,888 |
| Salaries and employee benefits | $1,292,000 | 3,130 |
| Premises and equipment expense | $383,000 | 2,365 |
| Additional noninterest expense | $333,000 | 2,643 |
| Pre-tax net operating income | $1,345,000 | 2,708 |
| Securities gains (losses) | $-46,000 | 4,064 |
| Applicable income taxes | $251,000 | 1,984 |
| Income before extraordinary items | $1,048,000 | 2,804 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,048,000 | 2,835 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,048,000 | 2,804 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,085,260 | 2,792 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 3,051 |
| Total interest expense | $159,000 | 3,746 |
| Net interest income | $1,869,000 | 2,848 |
| Provision for loan and lease losses | $6,000 | 2,441 |
| Total noninterest income | $172,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $27,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 2,790 |
| Total noninterest expense | $1,361,000 | 2,942 |
| Salaries and employee benefits | $639,000 | 3,184 |
| Premises and equipment expense | $193,000 | 2,399 |
| Additional noninterest expense | $145,000 | 2,790 |
| Pre-tax net operating income | $674,000 | 2,760 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $131,000 | 1,956 |
| Income before extraordinary items | $543,000 | 2,809 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $543,000 | 2,809 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $543,000 | 2,809 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $543,000 | 2,841 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 3,214 |
| Total interest expense | $226,000 | 3,971 |
| Net interest income | $5,918,000 | 3,119 |
| Provision for loan and lease losses | $11,000 | 2,893 |
| Total noninterest income | $763,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $113,000 | 3,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $650,000 | 2,790 |
| Total noninterest expense | $5,244,000 | 2,958 |
| Salaries and employee benefits | $2,568,000 | 3,160 |
| Premises and equipment expense | $666,000 | 2,569 |
| Additional noninterest expense | $650,000 | 2,790 |
| Pre-tax net operating income | $1,426,000 | 3,482 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $257,000 | 2,516 |
| Income before extraordinary items | $1,169,000 | 3,519 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,169,000 | 3,517 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,169,000 | 3,518 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,169,000 | 3,539 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,194,000 | 3,286 |
| Total interest expense | $109,000 | 4,173 |
| Net interest income | $4,085,000 | 3,210 |
| Provision for loan and lease losses | $7,000 | 2,746 |
| Total noninterest income | $584,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $85,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 2,808 |
| Total noninterest expense | $3,906,000 | 2,954 |
| Salaries and employee benefits | $1,917,000 | 3,153 |
| Premises and equipment expense | $502,000 | 2,551 |
| Additional noninterest expense | $499,000 | 2,808 |
| Pre-tax net operating income | $756,000 | 3,766 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $127,000 | 2,731 |
| Income before extraordinary items | $629,000 | 3,783 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $629,000 | 3,782 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $629,000 | 3,782 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $629,000 | 3,814 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 3,411 |
| Total interest expense | $50,000 | 4,405 |
| Net interest income | $2,466,000 | 3,330 |
| Provision for loan and lease losses | $7,000 | 2,465 |
| Total noninterest income | $392,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $54,000 | 3,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 2,818 |
| Total noninterest expense | $2,514,000 | 3,011 |
| Salaries and employee benefits | $1,213,000 | 3,236 |
| Premises and equipment expense | $333,000 | 2,568 |
| Additional noninterest expense | $968,000 | 2,670 |
| Pre-tax net operating income | $337,000 | 3,953 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $50,000 | 2,925 |
| Income before extraordinary items | $287,000 | 3,962 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $287,000 | 3,962 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $287,000 | 3,962 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $287,000 | 3,993 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 3,462 |
| Total interest expense | $25,000 | 4,409 |
| Net interest income | $1,152,000 | 3,378 |
| Provision for loan and lease losses | $7,000 | 2,086 |
| Total noninterest income | $196,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $28,000 | 3,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,766 |
| Total noninterest expense | $1,244,000 | 3,025 |
| Salaries and employee benefits | $594,000 | 3,267 |
| Premises and equipment expense | $172,000 | 2,532 |
| Additional noninterest expense | $478,000 | 2,670 |
| Pre-tax net operating income | $97,000 | 4,137 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $10,000 | 3,133 |
| Income before extraordinary items | $87,000 | 4,127 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $87,000 | 4,126 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $87,000 | 4,127 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $87,000 | 4,153 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 3,597 |
| Total interest expense | $152,000 | 4,302 |
| Net interest income | $4,421,000 | 3,502 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $852,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $92,000 | 3,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $760,000 | 2,888 |
| Total noninterest expense | $4,827,000 | 3,078 |
| Salaries and employee benefits | $2,362,000 | 3,281 |
| Premises and equipment expense | $666,000 | 2,593 |
| Additional noninterest expense | $1,799,000 | 2,772 |
| Pre-tax net operating income | $446,000 | 4,293 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $52,000 | 3,292 |
| Income before extraordinary items | $394,000 | 4,305 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $394,000 | 4,304 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $394,000 | 4,305 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $394,000 | 4,288 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 3,659 |
| Total interest expense | $124,000 | 4,339 |
| Net interest income | $3,347,000 | 3,565 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $642,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $66,000 | 3,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,918 |
| Total noninterest expense | $3,625,000 | 3,083 |
| Salaries and employee benefits | $1,779,000 | 3,292 |
| Premises and equipment expense | $509,000 | 2,580 |
| Additional noninterest expense | $1,337,000 | 2,796 |
| Pre-tax net operating income | $364,000 | 4,352 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $45,000 | 3,225 |
| Income before extraordinary items | $319,000 | 4,369 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $319,000 | 4,368 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $319,000 | 4,369 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $319,000 | 4,356 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 3,700 |
| Total interest expense | $88,000 | 4,359 |
| Net interest income | $2,194,000 | 3,610 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $422,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $41,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 2,907 |
| Total noninterest expense | $2,417,000 | 3,075 |
| Salaries and employee benefits | $1,176,000 | 3,298 |
| Premises and equipment expense | $338,000 | 2,572 |
| Additional noninterest expense | $903,000 | 2,768 |
| Pre-tax net operating income | $199,000 | 4,447 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $21,000 | 3,313 |
| Income before extraordinary items | $178,000 | 4,458 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $178,000 | 4,457 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $178,000 | 4,458 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $178,000 | 4,441 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 3,693 |
| Total interest expense | $46,000 | 4,389 |
| Net interest income | $1,094,000 | 3,592 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $220,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $22,000 | 3,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,848 |
| Total noninterest expense | $1,197,000 | 3,092 |
| Salaries and employee benefits | $576,000 | 3,333 |
| Premises and equipment expense | $173,000 | 2,557 |
| Additional noninterest expense | $448,000 | 2,747 |
| Pre-tax net operating income | $117,000 | 4,375 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $14,000 | 3,191 |
| Income before extraordinary items | $103,000 | 4,393 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $103,000 | 4,392 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $103,000 | 4,393 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $103,000 | 4,378 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 3,670 |
| Total interest expense | $193,000 | 4,567 |
| Net interest income | $4,491,000 | 3,510 |
| Provision for loan and lease losses | $87,000 | 3,655 |
| Total noninterest income | $761,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $91,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 2,856 |
| Total noninterest expense | $4,925,000 | 3,038 |
| Salaries and employee benefits | $2,402,000 | 3,264 |
| Premises and equipment expense | $654,000 | 2,634 |
| Additional noninterest expense | $1,869,000 | 2,635 |
| Pre-tax net operating income | $240,000 | 4,478 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $9,000 | 3,517 |
| Income before extraordinary items | $231,000 | 4,508 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $231,000 | 4,507 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $231,000 | 4,508 |
| Net charge-offs | $47,000 | 2,427 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $231,000 | 4,460 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 3,710 |
| Total interest expense | $145,000 | 4,623 |
| Net interest income | $3,365,000 | 3,541 |
| Provision for loan and lease losses | $76,000 | 3,482 |
| Total noninterest income | $516,000 | 3,274 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $68,000 | 3,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 2,940 |
| Total noninterest expense | $3,756,000 | 2,996 |
| Salaries and employee benefits | $1,816,000 | 3,250 |
| Premises and equipment expense | $476,000 | 2,668 |
| Additional noninterest expense | $1,464,000 | 2,553 |
| Pre-tax net operating income | $49,000 | 4,716 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-89,000 | 4,917 |
| Income before extraordinary items | $138,000 | 4,598 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $138,000 | 4,597 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $138,000 | 4,598 |
| Net charge-offs | $22,000 | 2,453 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $138,000 | 4,564 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 3,717 |
| Total interest expense | $98,000 | 4,672 |
| Net interest income | $2,305,000 | 3,526 |
| Provision for loan and lease losses | $35,000 | 3,621 |
| Total noninterest income | $327,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $46,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 2,971 |
| Total noninterest expense | $2,509,000 | 2,992 |
| Salaries and employee benefits | $1,190,000 | 3,281 |
| Premises and equipment expense | $355,000 | 2,491 |
| Additional noninterest expense | $964,000 | 2,578 |
| Pre-tax net operating income | $88,000 | 4,591 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-2,000 | 4,831 |
| Income before extraordinary items | $90,000 | 4,596 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $90,000 | 4,596 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $90,000 | 4,596 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $90,000 | 4,566 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 3,679 |
| Total interest expense | $50,000 | 4,740 |
| Net interest income | $1,201,000 | 3,421 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $153,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $27,000 | 3,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 2,934 |
| Total noninterest expense | $1,284,000 | 2,978 |
| Salaries and employee benefits | $617,000 | 3,260 |
| Premises and equipment expense | $192,000 | 2,402 |
| Additional noninterest expense | $475,000 | 2,629 |
| Pre-tax net operating income | $70,000 | 4,429 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $4,000 | 3,309 |
| Income before extraordinary items | $66,000 | 4,418 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $66,000 | 4,418 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $66,000 | 4,418 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $66,000 | 4,411 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 3,603 |
| Total interest expense | $163,000 | 4,888 |
| Net interest income | $5,261,000 | 3,326 |
| Provision for loan and lease losses | $135,000 | 2,688 |
| Total noninterest income | $601,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $120,000 | 3,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 3,075 |
| Total noninterest expense | $4,945,000 | 3,027 |
| Salaries and employee benefits | $2,503,000 | 3,232 |
| Premises and equipment expense | $572,000 | 2,876 |
| Additional noninterest expense | $1,870,000 | 2,676 |
| Pre-tax net operating income | $782,000 | 4,092 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $124,000 | 2,922 |
| Income before extraordinary items | $658,000 | 4,185 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $658,000 | 4,187 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $658,000 | 4,187 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $658,000 | 4,155 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 3,628 |
| Total interest expense | $116,000 | 4,974 |
| Net interest income | $4,001,000 | 3,341 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $437,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $89,000 | 3,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 3,117 |
| Total noninterest expense | $3,648,000 | 3,085 |
| Salaries and employee benefits | $1,883,000 | 3,248 |
| Premises and equipment expense | $381,000 | 3,107 |
| Additional noninterest expense | $1,384,000 | 2,712 |
| Pre-tax net operating income | $655,000 | 4,108 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $107,000 | 2,902 |
| Income before extraordinary items | $548,000 | 4,184 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $548,000 | 4,184 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $548,000 | 4,184 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $548,000 | 4,154 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,626 |
| Total interest expense | $70,000 | 5,038 |
| Net interest income | $2,698,000 | 3,342 |
| Provision for loan and lease losses | $135,000 | 1,935 |
| Total noninterest income | $286,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $61,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,133 |
| Total noninterest expense | $2,426,000 | 3,106 |
| Salaries and employee benefits | $1,242,000 | 3,281 |
| Premises and equipment expense | $257,000 | 3,089 |
| Additional noninterest expense | $927,000 | 2,733 |
| Pre-tax net operating income | $423,000 | 4,160 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $69,000 | 2,924 |
| Income before extraordinary items | $354,000 | 4,220 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $354,000 | 4,219 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $354,000 | 4,219 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $354,000 | 4,207 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 3,669 |
| Total interest expense | $32,000 | 5,109 |
| Net interest income | $1,340,000 | 3,378 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $131,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $30,000 | 3,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,209 |
| Total noninterest expense | $1,201,000 | 3,144 |
| Salaries and employee benefits | $615,000 | 3,337 |
| Premises and equipment expense | $136,000 | 3,028 |
| Additional noninterest expense | $450,000 | 2,780 |
| Pre-tax net operating income | $180,000 | 4,300 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $28,000 | 2,989 |
| Income before extraordinary items | $152,000 | 4,337 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $152,000 | 4,336 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $152,000 | 4,336 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $152,000 | 4,329 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 3,701 |
| Total interest expense | $99,000 | 5,158 |
| Net interest income | $5,037,000 | 3,489 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $572,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $110,000 | 4,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,167 |
| Total noninterest expense | $4,940,000 | 3,074 |
| Salaries and employee benefits | $2,425,000 | 3,337 |
| Premises and equipment expense | $559,000 | 2,964 |
| Additional noninterest expense | $1,956,000 | 2,623 |
| Pre-tax net operating income | $519,000 | 4,613 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $69,000 | 3,261 |
| Income before extraordinary items | $450,000 | 4,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $450,000 | 4,618 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $450,000 | 4,618 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $450,000 | 4,625 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 3,760 |
| Total interest expense | $71,000 | 5,224 |
| Net interest income | $3,702,000 | 3,552 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $417,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $83,000 | 4,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,261 |
| Total noninterest expense | $3,701,000 | 3,087 |
| Salaries and employee benefits | $1,803,000 | 3,343 |
| Premises and equipment expense | $436,000 | 2,915 |
| Additional noninterest expense | $1,462,000 | 2,647 |
| Pre-tax net operating income | $358,000 | 4,759 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $46,000 | 3,353 |
| Income before extraordinary items | $312,000 | 4,758 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $312,000 | 4,756 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $312,000 | 4,757 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $312,000 | 4,766 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 3,795 |
| Total interest expense | $47,000 | 5,264 |
| Net interest income | $2,418,000 | 3,587 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $272,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $56,000 | 4,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 3,290 |
| Total noninterest expense | $2,454,000 | 3,116 |
| Salaries and employee benefits | $1,183,000 | 3,397 |
| Premises and equipment expense | $290,000 | 2,936 |
| Additional noninterest expense | $981,000 | 2,654 |
| Pre-tax net operating income | $221,000 | 4,818 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $27,000 | 3,403 |
| Income before extraordinary items | $194,000 | 4,822 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $194,000 | 4,821 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $194,000 | 4,821 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $194,000 | 4,822 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 3,831 |
| Total interest expense | $23,000 | 5,320 |
| Net interest income | $1,190,000 | 3,635 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $132,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $28,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,298 |
| Total noninterest expense | $1,236,000 | 3,130 |
| Salaries and employee benefits | $594,000 | 3,424 |
| Premises and equipment expense | $159,000 | 2,805 |
| Additional noninterest expense | $483,000 | 2,700 |
| Pre-tax net operating income | $86,000 | 4,964 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $8,000 | 3,565 |
| Income before extraordinary items | $78,000 | 4,964 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $78,000 | 4,963 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $78,000 | 4,964 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $78,000 | 4,967 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 3,839 |
| Total interest expense | $106,000 | 5,297 |
| Net interest income | $4,618,000 | 3,683 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $538,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $120,000 | 4,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,397 |
| Total noninterest expense | $4,978,000 | 3,098 |
| Salaries and employee benefits | $2,221,000 | 3,545 |
| Premises and equipment expense | $589,000 | 2,954 |
| Additional noninterest expense | $2,168,000 | 2,515 |
| Pre-tax net operating income | $178,000 | 5,208 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-144,000 | 5,557 |
| Income before extraordinary items | $322,000 | 4,800 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $322,000 | 4,800 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $322,000 | 4,800 |
| Net charge-offs | $5,000 | 3,859 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $322,000 | 4,789 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 3,883 |
| Total interest expense | $80,000 | 5,341 |
| Net interest income | $3,430,000 | 3,727 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $406,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $75,000 | 4,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,345 |
| Total noninterest expense | $3,750,000 | 3,108 |
| Salaries and employee benefits | $1,627,000 | 3,608 |
| Premises and equipment expense | $455,000 | 2,930 |
| Additional noninterest expense | $1,668,000 | 2,475 |
| Pre-tax net operating income | $86,000 | 5,371 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-20,000 | 5,610 |
| Income before extraordinary items | $106,000 | 5,330 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $106,000 | 5,329 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $106,000 | 5,330 |
| Net charge-offs | $5,000 | 3,457 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $106,000 | 5,319 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 3,904 |
| Total interest expense | $54,000 | 5,364 |
| Net interest income | $2,272,000 | 3,743 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $263,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $56,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,430 |
| Total noninterest expense | $2,529,000 | 3,109 |
| Salaries and employee benefits | $1,023,000 | 3,734 |
| Premises and equipment expense | $322,000 | 2,832 |
| Additional noninterest expense | $1,184,000 | 2,352 |
| Pre-tax net operating income | $6,000 | 5,535 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $-35,000 | 5,696 |
| Income before extraordinary items | $41,000 | 5,460 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $41,000 | 5,459 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $41,000 | 5,460 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $41,000 | 5,459 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 3,942 |
| Total interest expense | $27,000 | 5,405 |
| Net interest income | $1,127,000 | 3,773 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $104,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $27,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,824 |
| Total noninterest expense | $1,293,000 | 3,108 |
| Salaries and employee benefits | $514,000 | 3,803 |
| Premises and equipment expense | $170,000 | 2,782 |
| Additional noninterest expense | $609,000 | 2,293 |
| Pre-tax net operating income | $-62,000 | 5,704 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-40,000 | 5,775 |
| Income before extraordinary items | $-22,000 | 5,669 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-22,000 | 5,669 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-22,000 | 5,669 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-22,000 | 5,662 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 3,992 |
| Total interest expense | $116,000 | 5,421 |
| Net interest income | $4,395,000 | 3,830 |
| Provision for loan and lease losses | $5,000 | 4,258 |
| Total noninterest income | $632,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $134,000 | 4,161 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $498,000 | 3,280 |
| Total noninterest expense | $4,701,000 | 3,312 |
| Salaries and employee benefits | $2,161,000 | 3,679 |
| Premises and equipment expense | $734,000 | 2,633 |
| Additional noninterest expense | $1,806,000 | 2,953 |
| Pre-tax net operating income | $321,000 | 5,124 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $35,000 | 3,711 |
| Income before extraordinary items | $286,000 | 5,138 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $286,000 | 5,137 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $286,000 | 5,137 |
| Net charge-offs | $30,000 | 3,453 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $286,000 | 5,107 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 4,023 |
| Total interest expense | $88,000 | 5,461 |
| Net interest income | $3,286,000 | 3,862 |
| Provision for loan and lease losses | $5,000 | 4,109 |
| Total noninterest income | $466,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $92,000 | 4,296 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $374,000 | 3,274 |
| Total noninterest expense | $3,441,000 | 3,374 |
| Salaries and employee benefits | $1,604,000 | 3,693 |
| Premises and equipment expense | $569,000 | 2,596 |
| Additional noninterest expense | $1,268,000 | 3,085 |
| Pre-tax net operating income | $306,000 | 5,044 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $48,000 | 3,585 |
| Income before extraordinary items | $258,000 | 5,095 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $258,000 | 5,095 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $258,000 | 5,095 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $258,000 | 5,041 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 4,068 |
| Total interest expense | $59,000 | 5,513 |
| Net interest income | $2,171,000 | 3,901 |
| Provision for loan and lease losses | $5,000 | 3,906 |
| Total noninterest income | $299,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $65,000 | 4,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 3,378 |
| Total noninterest expense | $2,276,000 | 3,414 |
| Salaries and employee benefits | $1,072,000 | 3,725 |
| Premises and equipment expense | $381,000 | 2,604 |
| Additional noninterest expense | $823,000 | 3,167 |
| Pre-tax net operating income | $189,000 | 5,131 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $27,000 | 3,659 |
| Income before extraordinary items | $162,000 | 5,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 5,182 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $162,000 | 5,182 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $162,000 | 5,117 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 4,101 |
| Total interest expense | $30,000 | 5,552 |
| Net interest income | $1,079,000 | 3,918 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $112,000 | 3,398 |
| Total noninterest expense | $1,140,000 | 3,416 |
| Salaries and employee benefits | $552,000 | 3,695 |
| Premises and equipment expense | $188,000 | 2,659 |
| Additional noninterest expense | $400,000 | 3,237 |
| Pre-tax net operating income | $86,000 | 5,177 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $11,000 | 3,724 |
| Income before extraordinary items | $75,000 | 5,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $75,000 | 5,221 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $75,000 | 5,221 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $75,000 | 5,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 4,182 |
| Total interest expense | $133,000 | 5,543 |
| Net interest income | $4,131,000 | 4,012 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $654,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $171,000 | 3,942 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $483,000 | 3,338 |
| Total noninterest expense | $4,527,000 | 3,442 |
| Salaries and employee benefits | $2,220,000 | 3,684 |
| Premises and equipment expense | $752,000 | 2,678 |
| Additional noninterest expense | $1,555,000 | 3,326 |
| Pre-tax net operating income | $258,000 | 5,363 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $12,000 | 4,048 |
| Income before extraordinary items | $246,000 | 5,361 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $246,000 | 5,364 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $246,000 | 5,364 |
| Net charge-offs | $22,000 | 3,711 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $246,000 | 5,310 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 4,269 |
| Total interest expense | $101,000 | 5,615 |
| Net interest income | $3,030,000 | 4,093 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $536,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $127,000 | 3,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $409,000 | 3,184 |
| Total noninterest expense | $3,381,000 | 3,475 |
| Salaries and employee benefits | $1,669,000 | 3,696 |
| Premises and equipment expense | $555,000 | 2,748 |
| Additional noninterest expense | $1,157,000 | 3,358 |
| Pre-tax net operating income | $185,000 | 5,503 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $6,000 | 4,240 |
| Income before extraordinary items | $179,000 | 5,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,492 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $179,000 | 5,493 |
| Net charge-offs | $23,000 | 3,290 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $179,000 | 5,440 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 4,296 |
| Total interest expense | $69,000 | 5,644 |
| Net interest income | $2,015,000 | 4,123 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $342,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $84,000 | 3,992 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $258,000 | 3,265 |
| Total noninterest expense | $2,238,000 | 3,521 |
| Salaries and employee benefits | $1,117,000 | 3,722 |
| Premises and equipment expense | $386,000 | 2,669 |
| Additional noninterest expense | $735,000 | 3,477 |
| Pre-tax net operating income | $119,000 | 5,543 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $4,000 | 4,265 |
| Income before extraordinary items | $115,000 | 5,529 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 5,529 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $115,000 | 5,531 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $115,000 | 5,485 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 4,312 |
| Total interest expense | $34,000 | 5,709 |
| Net interest income | $1,010,000 | 4,137 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $164,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 3,311 |
| Total noninterest expense | $1,134,000 | 3,514 |
| Salaries and employee benefits | $562,000 | 3,737 |
| Premises and equipment expense | $198,000 | 2,668 |
| Additional noninterest expense | $374,000 | 3,431 |
| Pre-tax net operating income | $40,000 | 5,699 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-5,000 | 6,220 |
| Income before extraordinary items | $45,000 | 5,656 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $45,000 | 5,656 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $45,000 | 5,657 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $45,000 | 5,605 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 4,400 |
| Total interest expense | $180,000 | 5,609 |
| Net interest income | $3,958,000 | 4,216 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $726,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $201,000 | 3,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $525,000 | 3,210 |
| Total noninterest expense | $4,664,000 | 3,472 |
| Salaries and employee benefits | $2,341,000 | 3,648 |
| Premises and equipment expense | $837,000 | 2,568 |
| Additional noninterest expense | $1,486,000 | 3,572 |
| Pre-tax net operating income | $20,000 | 6,038 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-65,000 | 6,233 |
| Income before extraordinary items | $85,000 | 5,931 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $85,000 | 5,931 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $85,000 | 5,932 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $85,000 | 5,893 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 4,443 |
| Total interest expense | $142,000 | 5,635 |
| Net interest income | $2,955,000 | 4,269 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $551,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $153,000 | 3,926 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $398,000 | 3,231 |
| Total noninterest expense | $3,487,000 | 3,495 |
| Salaries and employee benefits | $1,749,000 | 3,661 |
| Premises and equipment expense | $647,000 | 2,553 |
| Additional noninterest expense | $1,091,000 | 3,646 |
| Pre-tax net operating income | $19,000 | 6,095 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-48,000 | 6,374 |
| Income before extraordinary items | $67,000 | 5,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $67,000 | 5,978 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $67,000 | 5,979 |
| Net charge-offs | $16,000 | 3,939 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $67,000 | 5,962 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 4,472 |
| Total interest expense | $101,000 | 5,606 |
| Net interest income | $1,948,000 | 4,310 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $360,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $103,000 | 3,887 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $257,000 | 3,254 |
| Total noninterest expense | $2,333,000 | 3,498 |
| Salaries and employee benefits | $1,195,000 | 3,624 |
| Premises and equipment expense | $418,000 | 2,621 |
| Additional noninterest expense | $720,000 | 3,670 |
| Pre-tax net operating income | $-25,000 | 6,239 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-45,000 | 6,463 |
| Income before extraordinary items | $20,000 | 6,130 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $20,000 | 6,131 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $20,000 | 6,132 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $20,000 | 6,101 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 4,500 |
| Total interest expense | $52,000 | 5,652 |
| Net interest income | $974,000 | 4,323 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $172,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $121,000 | 3,299 |
| Total noninterest expense | $1,171,000 | 3,527 |
| Salaries and employee benefits | $603,000 | 3,628 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $356,000 | 3,679 |
| Pre-tax net operating income | $-25,000 | 6,306 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-27,000 | 6,525 |
| Income before extraordinary items | $2,000 | 6,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,213 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,000 | 6,215 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,000 | 6,194 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 4,455 |
| Total interest expense | $302,000 | 5,383 |
| Net interest income | $3,983,000 | 4,288 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $655,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $169,000 | 4,384 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $486,000 | 3,391 |
| Total noninterest expense | $4,441,000 | 3,674 |
| Salaries and employee benefits | $2,245,000 | 3,817 |
| Premises and equipment expense | $775,000 | 2,759 |
| Additional noninterest expense | $1,421,000 | 3,791 |
| Pre-tax net operating income | $197,000 | 5,726 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-6,000 | 6,271 |
| Income before extraordinary items | $203,000 | 5,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $203,000 | 5,704 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $203,000 | 5,704 |
| Net charge-offs | $146,000 | 3,359 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $203,000 | 5,647 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 4,490 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $2,997,000 | 4,317 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $482,000 | 4,088 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $128,000 | 4,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,500 |
| Total noninterest expense | $3,287,000 | 3,725 |
| Salaries and employee benefits | $1,656,000 | 3,849 |
| Premises and equipment expense | $580,000 | 2,792 |
| Additional noninterest expense | $1,051,000 | 3,822 |
| Pre-tax net operating income | $192,000 | 5,704 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $182,000 | 5,702 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $182,000 | 5,703 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $182,000 | 5,703 |
| Net charge-offs | $146,000 | 2,897 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $182,000 | 5,638 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 4,486 |
| Total interest expense | $174,000 | 5,307 |
| Net interest income | $2,000,000 | 4,314 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $302,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $83,000 | 4,443 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 3,652 |
| Total noninterest expense | $2,156,000 | 3,774 |
| Salaries and employee benefits | $1,102,000 | 3,883 |
| Premises and equipment expense | $373,000 | 2,863 |
| Additional noninterest expense | $681,000 | 3,898 |
| Pre-tax net operating income | $146,000 | 5,610 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $15,000 | 4,050 |
| Income before extraordinary items | $131,000 | 5,656 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $131,000 | 5,658 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $131,000 | 5,658 |
| Net charge-offs | $124,000 | 2,544 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $131,000 | 5,566 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 4,462 |
| Total interest expense | $93,000 | 5,282 |
| Net interest income | $1,017,000 | 4,282 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $124,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $82,000 | 4,046 |
| Total noninterest expense | $1,071,000 | 3,830 |
| Salaries and employee benefits | $547,000 | 3,940 |
| Premises and equipment expense | $187,000 | 2,885 |
| Additional noninterest expense | $337,000 | 3,946 |
| Pre-tax net operating income | $70,000 | 5,620 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $63,000 | 5,678 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $63,000 | 5,680 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $63,000 | 5,680 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $63,000 | 5,580 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 4,468 |
| Total interest expense | $515,000 | 5,060 |
| Net interest income | $4,170,000 | 4,297 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $641,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $166,000 | 4,601 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $475,000 | 3,405 |
| Total noninterest expense | $4,655,000 | 3,662 |
| Salaries and employee benefits | $2,471,000 | 3,606 |
| Premises and equipment expense | $767,000 | 2,830 |
| Additional noninterest expense | $1,417,000 | 3,925 |
| Pre-tax net operating income | $156,000 | 5,785 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-20,000 | 6,572 |
| Income before extraordinary items | $176,000 | 5,852 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $176,000 | 5,851 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $176,000 | 5,852 |
| Net charge-offs | $28,000 | 5,238 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $176,000 | 5,685 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 4,514 |
| Total interest expense | $409,000 | 5,082 |
| Net interest income | $3,140,000 | 4,355 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $465,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $123,000 | 4,678 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $342,000 | 3,495 |
| Total noninterest expense | $3,486,000 | 3,693 |
| Salaries and employee benefits | $1,852,000 | 3,619 |
| Premises and equipment expense | $584,000 | 2,832 |
| Additional noninterest expense | $1,050,000 | 3,984 |
| Pre-tax net operating income | $119,000 | 5,948 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-14,000 | 6,774 |
| Income before extraordinary items | $133,000 | 5,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $133,000 | 5,991 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $133,000 | 5,991 |
| Net charge-offs | $28,000 | 4,901 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $133,000 | 5,852 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 4,541 |
| Total interest expense | $291,000 | 5,056 |
| Net interest income | $2,094,000 | 4,364 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $285,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $81,000 | 4,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 3,646 |
| Total noninterest expense | $2,369,000 | 3,655 |
| Salaries and employee benefits | $1,303,000 | 3,496 |
| Premises and equipment expense | $516,000 | 2,233 |
| Additional noninterest expense | $550,000 | 4,601 |
| Pre-tax net operating income | $10,000 | 6,274 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-31,000 | 6,905 |
| Income before extraordinary items | $41,000 | 6,271 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 6,271 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $41,000 | 6,271 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $41,000 | 6,134 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 4,561 |
| Total interest expense | $159,000 | 4,973 |
| Net interest income | $1,048,000 | 4,383 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $160,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 3,420 |
| Total noninterest expense | $1,210,000 | 3,611 |
| Salaries and employee benefits | $664,000 | 3,480 |
| Premises and equipment expense | $256,000 | 2,256 |
| Additional noninterest expense | $290,000 | 4,468 |
| Pre-tax net operating income | $-2,000 | 6,441 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-18,000 | 7,018 |
| Income before extraordinary items | $16,000 | 6,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $16,000 | 6,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $16,000 | 6,364 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $16,000 | 6,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 4,488 |
| Total interest expense | $772,000 | 4,996 |
| Net interest income | $4,396,000 | 4,274 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $539,000 | 4,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $539,000 | 3,009 |
| Total noninterest expense | $4,755,000 | 3,667 |
| Salaries and employee benefits | $2,570,000 | 3,484 |
| Premises and equipment expense | $998,000 | 2,417 |
| Additional noninterest expense | $1,187,000 | 4,482 |
| Pre-tax net operating income | $180,000 | 5,550 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-11,000 | 6,594 |
| Income before extraordinary items | $191,000 | 5,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $191,000 | 5,595 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $191,000 | 5,595 |
| Net charge-offs | $1,000 | 6,385 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $191,000 | 5,475 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 4,522 |
| Total interest expense | $595,000 | 5,056 |
| Net interest income | $3,293,000 | 4,302 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $392,000 | 4,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $392,000 | 3,073 |
| Total noninterest expense | $3,520,000 | 3,713 |
| Salaries and employee benefits | $1,898,000 | 3,529 |
| Premises and equipment expense | $755,000 | 2,414 |
| Additional noninterest expense | $867,000 | 4,562 |
| Pre-tax net operating income | $165,000 | 5,602 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $164,000 | 5,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,646 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $164,000 | 5,646 |
| Net charge-offs | $1,000 | 6,123 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $164,000 | 5,513 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 4,527 |
| Total interest expense | $405,000 | 5,118 |
| Net interest income | $2,222,000 | 4,280 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $279,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 2,985 |
| Total noninterest expense | $2,292,000 | 3,817 |
| Salaries and employee benefits | $1,263,000 | 3,563 |
| Premises and equipment expense | $503,000 | 2,437 |
| Additional noninterest expense | $526,000 | 4,869 |
| Pre-tax net operating income | $209,000 | 5,062 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $38,000 | 3,523 |
| Income before extraordinary items | $171,000 | 5,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 5,214 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $171,000 | 5,215 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $171,000 | 5,130 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,532 |
| Total interest expense | $206,000 | 5,182 |
| Net interest income | $1,109,000 | 4,281 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $133,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,102 |
| Total noninterest expense | $1,161,000 | 3,788 |
| Salaries and employee benefits | $642,000 | 3,538 |
| Premises and equipment expense | $255,000 | 2,450 |
| Additional noninterest expense | $264,000 | 4,855 |
| Pre-tax net operating income | $81,000 | 5,368 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $70,000 | 5,414 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $70,000 | 5,413 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $70,000 | 5,414 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $70,000 | 5,359 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,737,000 | 4,447 |
| Total interest expense | $1,098,000 | 5,022 |
| Net interest income | $4,639,000 | 4,161 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $495,000 | 4,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $495,000 | 3,207 |
| Total noninterest expense | $4,646,000 | 3,809 |
| Salaries and employee benefits | $2,331,000 | 3,791 |
| Premises and equipment expense | $1,004,000 | 2,469 |
| Additional noninterest expense | $1,311,000 | 4,368 |
| Pre-tax net operating income | $488,000 | 4,408 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $101,000 | 3,230 |
| Income before extraordinary items | $387,000 | 4,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 4,668 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $387,000 | 4,668 |
| Net charge-offs | $108,000 | 5,357 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $387,000 | 4,509 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 4,495 |
| Total interest expense | $859,000 | 5,077 |
| Net interest income | $3,497,000 | 4,210 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $359,000 | 4,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $359,000 | 3,267 |
| Total noninterest expense | $3,464,000 | 3,831 |
| Salaries and employee benefits | $1,725,000 | 3,870 |
| Premises and equipment expense | $756,000 | 2,505 |
| Additional noninterest expense | $983,000 | 4,342 |
| Pre-tax net operating income | $392,000 | 4,536 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $84,000 | 3,234 |
| Income before extraordinary items | $308,000 | 4,836 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $308,000 | 4,839 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $308,000 | 4,839 |
| Net charge-offs | $105,000 | 4,853 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $308,000 | 4,639 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 4,510 |
| Total interest expense | $602,000 | 5,068 |
| Net interest income | $2,323,000 | 4,222 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $285,000 | 4,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $285,000 | 2,922 |
| Total noninterest expense | $2,291,000 | 3,850 |
| Salaries and employee benefits | $1,148,000 | 3,895 |
| Premises and equipment expense | $498,000 | 2,550 |
| Additional noninterest expense | $645,000 | 4,399 |
| Pre-tax net operating income | $317,000 | 4,331 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $72,000 | 3,052 |
| Income before extraordinary items | $245,000 | 4,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 4,604 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $245,000 | 4,604 |
| Net charge-offs | $81,000 | 4,465 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,000 | 4,460 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,550 |
| Total interest expense | $308,000 | 5,143 |
| Net interest income | $1,167,000 | 4,238 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $139,000 | 4,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $139,000 | 2,979 |
| Total noninterest expense | $1,145,000 | 3,889 |
| Salaries and employee benefits | $571,000 | 3,960 |
| Premises and equipment expense | $252,000 | 2,582 |
| Additional noninterest expense | $322,000 | 4,395 |
| Pre-tax net operating income | $161,000 | 4,442 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $124,000 | 4,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 4,681 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $124,000 | 4,679 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $124,000 | 4,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 4,512 |
| Total interest expense | $1,340,000 | 5,416 |
| Net interest income | $4,876,000 | 4,014 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $653,000 | 4,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $653,000 | 2,772 |
| Total noninterest expense | $4,635,000 | 3,904 |
| Salaries and employee benefits | $2,295,000 | 3,956 |
| Premises and equipment expense | $995,000 | 2,584 |
| Additional noninterest expense | $1,345,000 | 4,401 |
| Pre-tax net operating income | $894,000 | 3,167 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $236,000 | 2,245 |
| Income before extraordinary items | $658,000 | 3,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $658,000 | 3,459 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $658,000 | 3,459 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $658,000 | 3,398 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 4,556 |
| Total interest expense | $1,017,000 | 5,522 |
| Net interest income | $3,686,000 | 3,993 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $494,000 | 4,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $494,000 | 2,831 |
| Total noninterest expense | $3,457,000 | 3,938 |
| Salaries and employee benefits | $1,684,000 | 4,036 |
| Premises and equipment expense | $754,000 | 2,594 |
| Additional noninterest expense | $1,019,000 | 4,320 |
| Pre-tax net operating income | $723,000 | 3,273 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $195,000 | 2,346 |
| Income before extraordinary items | $528,000 | 3,599 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $528,000 | 3,597 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $528,000 | 3,599 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $528,000 | 3,511 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,561 |
| Total interest expense | $681,000 | 5,632 |
| Net interest income | $2,486,000 | 3,957 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $340,000 | 4,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $340,000 | 2,790 |
| Total noninterest expense | $2,269,000 | 4,005 |
| Salaries and employee benefits | $1,135,000 | 4,040 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $629,000 | 4,585 |
| Pre-tax net operating income | $557,000 | 3,131 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $404,000 | 3,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 3,451 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $404,000 | 3,452 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $404,000 | 3,343 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,563 |
| Total interest expense | $345,000 | 5,710 |
| Net interest income | $1,257,000 | 3,919 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $161,000 | 4,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $161,000 | 2,856 |
| Total noninterest expense | $1,126,000 | 3,956 |
| Salaries and employee benefits | $565,000 | 4,082 |
| Premises and equipment expense | $250,000 | 2,680 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $292,000 | 3,376 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $81,000 | 2,393 |
| Income before extraordinary items | $211,000 | 3,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 3,780 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $211,000 | 3,782 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 3,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 4,632 |
| Total interest expense | $1,792,000 | 5,580 |
| Net interest income | $4,871,000 | 4,022 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $617,000 | 4,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $617,000 | 2,853 |
| Total noninterest expense | $4,439,000 | 3,926 |
| Salaries and employee benefits | $2,278,000 | 4,051 |
| Premises and equipment expense | $922,000 | 2,817 |
| Additional noninterest expense | $1,239,000 | 4,188 |
| Pre-tax net operating income | $1,049,000 | 3,669 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $287,000 | 2,452 |
| Income before extraordinary items | $762,000 | 3,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $762,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,787 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $762,000 | 3,923 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 4,677 |
| Total interest expense | $1,391,000 | 5,624 |
| Net interest income | $3,672,000 | 4,023 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $464,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $464,000 | 2,932 |
| Total noninterest expense | $3,287,000 | 3,935 |
| Salaries and employee benefits | $1,682,000 | 4,122 |
| Premises and equipment expense | $683,000 | 2,869 |
| Additional noninterest expense | $922,000 | 4,134 |
| Pre-tax net operating income | $849,000 | 3,988 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $237,000 | 2,733 |
| Income before extraordinary items | $612,000 | 4,095 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $612,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,844 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $612,000 | 4,241 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 4,701 |
| Total interest expense | $960,000 | 5,681 |
| Net interest income | $2,459,000 | 4,027 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $310,000 | 4,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $310,000 | 2,970 |
| Total noninterest expense | $2,247,000 | 3,890 |
| Salaries and employee benefits | $1,118,000 | 4,163 |
| Premises and equipment expense | $520,000 | 2,555 |
| Additional noninterest expense | $609,000 | 4,146 |
| Pre-tax net operating income | $522,000 | 4,302 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $144,000 | 3,067 |
| Income before extraordinary items | $378,000 | 4,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $378,000 | 4,526 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,720 |
| Total interest expense | $504,000 | 5,742 |
| Net interest income | $1,247,000 | 3,991 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $152,000 | 4,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $1,123,000 | 3,899 |
| Salaries and employee benefits | $555,000 | 4,200 |
| Premises and equipment expense | $274,000 | 2,460 |
| Additional noninterest expense | $294,000 | 4,183 |
| Pre-tax net operating income | $276,000 | 4,340 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $77,000 | 3,092 |
| Income before extraordinary items | $199,000 | 4,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $199,000 | 4,574 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,239,000 | 4,649 |
| Total interest expense | $1,924,000 | 5,905 |
| Net interest income | $5,315,000 | 3,816 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $609,000 | 4,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $609,000 | 2,977 |
| Total noninterest expense | $4,468,000 | 3,780 |
| Salaries and employee benefits | $2,256,000 | 4,008 |
| Premises and equipment expense | $989,000 | 2,596 |
| Additional noninterest expense | $1,223,000 | 4,027 |
| Pre-tax net operating income | $1,456,000 | 3,964 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $422,000 | 2,961 |
| Income before extraordinary items | $1,034,000 | 4,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,034,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,034,000 | 4,240 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 4,675 |
| Total interest expense | $1,399,000 | 6,010 |
| Net interest income | $4,012,000 | 3,820 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $449,000 | 4,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $449,000 | 3,018 |
| Total noninterest expense | $3,279,000 | 3,839 |
| Salaries and employee benefits | $1,653,000 | 4,061 |
| Premises and equipment expense | $733,000 | 2,609 |
| Additional noninterest expense | $893,000 | 4,038 |
| Pre-tax net operating income | $1,182,000 | 3,983 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $346,000 | 2,996 |
| Income before extraordinary items | $836,000 | 4,260 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $836,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $836,000 | 4,247 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 4,676 |
| Total interest expense | $910,000 | 6,076 |
| Net interest income | $2,693,000 | 3,829 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $293,000 | 4,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $293,000 | 3,050 |
| Total noninterest expense | $2,161,000 | 3,890 |
| Salaries and employee benefits | $1,107,000 | 4,082 |
| Premises and equipment expense | $472,000 | 2,706 |
| Additional noninterest expense | $582,000 | 4,109 |
| Pre-tax net operating income | $825,000 | 3,953 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $248,000 | 2,974 |
| Income before extraordinary items | $577,000 | 4,249 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $577,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $577,000 | 4,237 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 4,714 |
| Total interest expense | $439,000 | 6,178 |
| Net interest income | $1,346,000 | 3,823 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $144,000 | 4,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $144,000 | 3,096 |
| Total noninterest expense | $1,086,000 | 3,875 |
| Salaries and employee benefits | $558,000 | 4,088 |
| Premises and equipment expense | $232,000 | 2,765 |
| Additional noninterest expense | $296,000 | 4,021 |
| Pre-tax net operating income | $404,000 | 3,973 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $121,000 | 3,019 |
| Income before extraordinary items | $283,000 | 4,315 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $283,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $283,000 | 4,296 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 4,497 |
| Total interest expense | $1,504,000 | 6,108 |
| Net interest income | $5,680,000 | 3,661 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $598,000 | 4,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $598,000 | 3,025 |
| Total noninterest expense | $4,370,000 | 3,713 |
| Salaries and employee benefits | $2,221,000 | 3,951 |
| Premises and equipment expense | $951,000 | 2,588 |
| Additional noninterest expense | $1,198,000 | 3,939 |
| Pre-tax net operating income | $1,908,000 | 3,745 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $587,000 | 2,913 |
| Income before extraordinary items | $1,321,000 | 4,060 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,321,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,321,000 | 4,036 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,381,000 | 4,480 |
| Total interest expense | $1,078,000 | 6,160 |
| Net interest income | $4,303,000 | 3,670 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $446,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $446,000 | 3,039 |
| Total noninterest expense | $3,239,000 | 3,748 |
| Salaries and employee benefits | $1,647,000 | 3,975 |
| Premises and equipment expense | $706,000 | 2,620 |
| Additional noninterest expense | $886,000 | 3,964 |
| Pre-tax net operating income | $1,510,000 | 3,767 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $468,000 | 2,945 |
| Income before extraordinary items | $1,042,000 | 4,073 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,042,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,042,000 | 4,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 4,435 |
| Total interest expense | $679,000 | 6,201 |
| Net interest income | $2,911,000 | 3,627 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $299,000 | 4,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,023 |
| Total noninterest expense | $2,154,000 | 3,760 |
| Salaries and employee benefits | $1,107,000 | 3,973 |
| Premises and equipment expense | $461,000 | 2,658 |
| Additional noninterest expense | $586,000 | 3,986 |
| Pre-tax net operating income | $1,056,000 | 3,674 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $330,000 | 2,905 |
| Income before extraordinary items | $726,000 | 3,983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $726,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $726,000 | 3,971 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 4,392 |
| Total interest expense | $324,000 | 6,224 |
| Net interest income | $1,467,000 | 3,605 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $147,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,003 |
| Total noninterest expense | $1,062,000 | 3,825 |
| Salaries and employee benefits | $544,000 | 4,037 |
| Premises and equipment expense | $230,000 | 2,667 |
| Additional noninterest expense | $288,000 | 4,029 |
| Pre-tax net operating income | $552,000 | 3,526 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $173,000 | 2,816 |
| Income before extraordinary items | $379,000 | 3,829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $379,000 | 3,810 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,180,000 | 4,067 |
| Total interest expense | $1,068,000 | 6,117 |
| Net interest income | $6,112,000 | 3,370 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $637,000 | 4,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $637,000 | 2,951 |
| Total noninterest expense | $4,272,000 | 3,672 |
| Salaries and employee benefits | $2,157,000 | 3,903 |
| Premises and equipment expense | $919,000 | 2,547 |
| Additional noninterest expense | $1,196,000 | 3,880 |
| Pre-tax net operating income | $2,477,000 | 3,181 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $788,000 | 2,623 |
| Income before extraordinary items | $1,689,000 | 3,507 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,689,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,689,000 | 3,478 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 4,031 |
| Total interest expense | $766,000 | 6,127 |
| Net interest income | $4,609,000 | 3,349 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $479,000 | 4,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $479,000 | 2,970 |
| Total noninterest expense | $3,143,000 | 3,702 |
| Salaries and employee benefits | $1,569,000 | 3,955 |
| Premises and equipment expense | $690,000 | 2,543 |
| Additional noninterest expense | $884,000 | 3,861 |
| Pre-tax net operating income | $1,945,000 | 3,120 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $620,000 | 2,581 |
| Income before extraordinary items | $1,325,000 | 3,443 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,325,000 | 3,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,325,000 | 3,400 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 3,981 |
| Total interest expense | $483,000 | 6,125 |
| Net interest income | $3,091,000 | 3,326 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $310,000 | 4,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $310,000 | 3,004 |
| Total noninterest expense | $2,060,000 | 3,724 |
| Salaries and employee benefits | $1,059,000 | 3,910 |
| Premises and equipment expense | $432,000 | 2,650 |
| Additional noninterest expense | $569,000 | 3,964 |
| Pre-tax net operating income | $1,341,000 | 2,999 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $428,000 | 2,502 |
| Income before extraordinary items | $913,000 | 3,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $913,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $913,000 | 3,271 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 3,964 |
| Total interest expense | $228,000 | 6,200 |
| Net interest income | $1,548,000 | 3,324 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $153,000 | 4,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $153,000 | 2,944 |
| Total noninterest expense | $1,023,000 | 3,782 |
| Salaries and employee benefits | $526,000 | 3,940 |
| Premises and equipment expense | $226,000 | 2,578 |
| Additional noninterest expense | $271,000 | 4,113 |
| Pre-tax net operating income | $678,000 | 2,929 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $217,000 | 2,467 |
| Income before extraordinary items | $461,000 | 3,251 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $461,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $461,000 | 3,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 3,654 |
| Total interest expense | $1,095,000 | 5,397 |
| Net interest income | $6,266,000 | 3,180 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $545,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $545,000 | 3,149 |
| Total noninterest expense | $4,174,000 | 3,610 |
| Salaries and employee benefits | $2,102,000 | 3,833 |
| Premises and equipment expense | $903,000 | 2,513 |
| Additional noninterest expense | $1,169,000 | 3,838 |
| Pre-tax net operating income | $2,637,000 | 2,862 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $872,000 | 2,383 |
| Income before extraordinary items | $1,765,000 | 3,230 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,765,000 | 3,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,765,000 | 3,171 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 3,611 |
| Total interest expense | $854,000 | 5,242 |
| Net interest income | $4,702,000 | 3,157 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $388,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $388,000 | 3,251 |
| Total noninterest expense | $3,087,000 | 3,624 |
| Salaries and employee benefits | $1,519,000 | 3,913 |
| Premises and equipment expense | $698,000 | 2,428 |
| Additional noninterest expense | $870,000 | 3,832 |
| Pre-tax net operating income | $2,003,000 | 2,879 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $671,000 | 2,390 |
| Income before extraordinary items | $1,332,000 | 3,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,332,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,332,000 | 3,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,575 |
| Total interest expense | $596,000 | 5,118 |
| Net interest income | $3,139,000 | 3,156 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $247,000 | 5,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 3,343 |
| Total noninterest expense | $2,050,000 | 3,663 |
| Salaries and employee benefits | $995,000 | 3,995 |
| Premises and equipment expense | $458,000 | 2,459 |
| Additional noninterest expense | $597,000 | 3,760 |
| Pre-tax net operating income | $1,336,000 | 2,847 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $453,000 | 2,354 |
| Income before extraordinary items | $883,000 | 3,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $883,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $883,000 | 3,183 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,543 |
| Total interest expense | $318,000 | 4,996 |
| Net interest income | $1,572,000 | 3,148 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $118,000 | 5,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $118,000 | 3,377 |
| Total noninterest expense | $1,017,000 | 3,705 |
| Salaries and employee benefits | $495,000 | 4,040 |
| Premises and equipment expense | $220,000 | 2,567 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $673,000 | 2,786 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $228,000 | 2,352 |
| Income before extraordinary items | $445,000 | 3,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 3,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $445,000 | 3,115 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 3,387 |
| Total interest expense | $2,306,000 | 3,566 |
| Net interest income | $5,842,000 | 3,260 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $688,000 | 4,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $688,000 | 2,997 |
| Total noninterest expense | $4,068,000 | 3,667 |
| Salaries and employee benefits | $2,076,000 | 3,808 |
| Premises and equipment expense | $777,000 | 2,830 |
| Additional noninterest expense | $1,215,000 | 3,692 |
| Pre-tax net operating income | $2,462,000 | 2,925 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $839,000 | 2,452 |
| Income before extraordinary items | $1,623,000 | 3,352 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,623,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,623,000 | 3,204 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 3,384 |
| Total interest expense | $1,870,000 | 3,459 |
| Net interest income | $4,352,000 | 3,292 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $529,000 | 4,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $529,000 | 3,025 |
| Total noninterest expense | $3,000,000 | 3,707 |
| Salaries and employee benefits | $1,530,000 | 3,848 |
| Premises and equipment expense | $558,000 | 2,928 |
| Additional noninterest expense | $912,000 | 3,677 |
| Pre-tax net operating income | $1,881,000 | 2,973 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $641,000 | 2,549 |
| Income before extraordinary items | $1,240,000 | 3,406 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,240,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,240,000 | 3,244 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 3,330 |
| Total interest expense | $1,301,000 | 3,444 |
| Net interest income | $2,939,000 | 3,247 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $336,000 | 4,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $336,000 | 3,095 |
| Total noninterest expense | $1,964,000 | 3,753 |
| Salaries and employee benefits | $990,000 | 3,950 |
| Premises and equipment expense | $390,000 | 2,838 |
| Additional noninterest expense | $584,000 | 3,777 |
| Pre-tax net operating income | $1,311,000 | 2,888 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $446,000 | 2,491 |
| Income before extraordinary items | $865,000 | 3,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $865,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $865,000 | 3,137 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 3,311 |
| Total interest expense | $665,000 | 3,454 |
| Net interest income | $1,492,000 | 3,179 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $171,000 | 4,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 2,981 |
| Total noninterest expense | $985,000 | 3,714 |
| Salaries and employee benefits | $495,000 | 3,934 |
| Premises and equipment expense | $194,000 | 2,827 |
| Additional noninterest expense | $296,000 | 3,686 |
| Pre-tax net operating income | $678,000 | 2,803 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $231,000 | 2,453 |
| Income before extraordinary items | $447,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $447,000 | 3,029 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,410,000 | 3,181 |
| Total interest expense | $3,322,000 | 3,246 |
| Net interest income | $6,088,000 | 3,105 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $618,000 | 4,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $618,000 | 2,913 |
| Total noninterest expense | $3,921,000 | 3,612 |
| Salaries and employee benefits | $2,147,000 | 3,524 |
| Premises and equipment expense | $675,000 | 3,096 |
| Additional noninterest expense | $1,099,000 | 3,885 |
| Pre-tax net operating income | $2,785,000 | 2,652 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $949,000 | 2,301 |
| Income before extraordinary items | $1,836,000 | 2,979 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,836,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,836,000 | 2,895 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 3,272 |
| Total interest expense | $4,227,000 | 3,636 |
| Net interest income | $5,899,000 | 2,986 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $649,000 | 4,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $649,000 | 2,697 |
| Total noninterest expense | $3,642,000 | 3,708 |
| Salaries and employee benefits | $1,917,000 | 3,717 |
| Premises and equipment expense | $652,000 | 3,127 |
| Additional noninterest expense | $1,073,000 | 3,842 |
| Pre-tax net operating income | $2,906,000 | 2,324 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $970,000 | 2,115 |
| Income before extraordinary items | $1,936,000 | 2,605 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,936,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,936,000 | 2,533 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,991,000 | 3,393 |
| Total interest expense | $3,977,000 | 3,999 |
| Net interest income | $6,014,000 | 2,938 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $552,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $552,000 | 2,781 |
| Total noninterest expense | $3,403,000 | 3,807 |
| Salaries and employee benefits | $1,789,000 | 3,800 |
| Premises and equipment expense | $658,000 | 3,038 |
| Additional noninterest expense | $956,000 | 4,133 |
| Pre-tax net operating income | $3,163,000 | 2,288 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,077,000 | 1,993 |
| Income before extraordinary items | $2,086,000 | 2,458 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,086,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,086,000 | 2,461 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 3,241 |
| Total interest expense | $4,136,000 | 3,490 |
| Net interest income | $5,794,000 | 3,014 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $581,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $581,000 | 2,689 |
| Total noninterest expense | $3,385,000 | 3,801 |
| Salaries and employee benefits | $1,740,000 | 3,847 |
| Premises and equipment expense | $599,000 | 3,256 |
| Additional noninterest expense | $1,046,000 | 3,872 |
| Pre-tax net operating income | $2,990,000 | 2,419 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,018,000 | 2,196 |
| Income before extraordinary items | $1,972,000 | 2,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,972,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,972,000 | 2,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,818,000 | 3,286 |
| Total interest expense | $4,272,000 | 3,474 |
| Net interest income | $5,546,000 | 3,097 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $653,000 | 4,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $653,000 | 2,503 |
| Total noninterest expense | $3,380,000 | 3,721 |
| Salaries and employee benefits | $1,656,000 | 3,924 |
| Premises and equipment expense | $581,000 | 3,263 |
| Additional noninterest expense | $1,143,000 | 3,508 |
| Pre-tax net operating income | $2,819,000 | 2,512 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $935,000 | 2,429 |
| Income before extraordinary items | $1,884,000 | 2,700 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,884,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,884,000 | 2,621 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,658,000 | 3,345 |
| Total interest expense | $4,393,000 | 3,361 |
| Net interest income | $5,265,000 | 3,306 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $600,000 | 4,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $600,000 | 2,472 |
| Total noninterest expense | $3,021,000 | 4,072 |
| Salaries and employee benefits | $1,518,000 | 4,210 |
| Premises and equipment expense | $478,000 | 3,864 |
| Additional noninterest expense | $1,025,000 | 3,814 |
| Pre-tax net operating income | $2,844,000 | 2,608 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $970,000 | 2,502 |
| Income before extraordinary items | $1,874,000 | 2,734 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,874,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,874,000 | 2,680 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,071,000 | 3,585 |
| Total interest expense | $4,263,000 | 3,501 |
| Net interest income | $4,808,000 | 3,676 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $586,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $586,000 | 2,607 |
| Total noninterest expense | $3,613,000 | 3,674 |
| Salaries and employee benefits | $1,391,000 | 4,609 |
| Premises and equipment expense | $426,000 | 4,317 |
| Additional noninterest expense | $1,796,000 | 2,697 |
| Pre-tax net operating income | $1,781,000 | 3,767 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $592,000 | 3,635 |
| Income before extraordinary items | $1,189,000 | 3,898 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,189,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,189,000 | 3,853 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,452,000 | 3,827 |
| Total interest expense | $3,878,000 | 3,774 |
| Net interest income | $4,574,000 | 3,847 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $532,000 | 4,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $532,000 | 2,754 |
| Total noninterest expense | $2,717,000 | 4,650 |
| Salaries and employee benefits | $1,213,000 | 5,174 |
| Premises and equipment expense | $475,000 | 3,917 |
| Additional noninterest expense | $1,029,000 | 4,245 |
| Pre-tax net operating income | $2,389,000 | 2,972 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $815,000 | 2,838 |
| Income before extraordinary items | $1,574,000 | 3,107 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,574,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,574,000 | 3,082 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 3,624 |
| Total interest expense | $3,796,000 | 3,223 |
| Net interest income | $4,473,000 | 3,941 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $495,000 | 5,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $495,000 | 2,968 |
| Total noninterest expense | $2,741,000 | 4,775 |
| Salaries and employee benefits | $1,208,000 | 5,214 |
| Premises and equipment expense | $498,000 | 3,824 |
| Additional noninterest expense | $1,035,000 | 4,583 |
| Pre-tax net operating income | $2,227,000 | 3,141 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $856,000 | 2,615 |
| Income before extraordinary items | $1,371,000 | 3,424 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,371,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,371,000 | 3,458 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,677 |
| Total interest expense | $4,132,000 | 3,076 |
| Net interest income | $4,178,000 | 4,235 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $639,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $639,000 | 2,771 |
| Total noninterest expense | $2,772,000 | 4,824 |
| Salaries and employee benefits | $1,190,000 | 5,279 |
| Premises and equipment expense | $515,000 | 3,759 |
| Additional noninterest expense | $1,067,000 | 4,659 |
| Pre-tax net operating income | $2,029,000 | 3,267 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $658,000 | 3,310 |
| Income before extraordinary items | $1,371,000 | 3,524 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,371,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 12,347 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,371,000 | 3,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,168,000 | 3,796 |
| Total interest expense | $5,200,000 | 3,196 |
| Net interest income | $3,968,000 | 4,479 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $536,000 | 5,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $536,000 | 3,046 |
| Total noninterest expense | $2,566,000 | 5,189 |
| Salaries and employee benefits | $1,127,000 | 5,473 |
| Premises and equipment expense | $477,000 | 4,140 |
| Additional noninterest expense | $962,000 | 5,215 |
| Pre-tax net operating income | $1,914,000 | 3,230 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $609,000 | 3,395 |
| Income before extraordinary items | $1,305,000 | 3,514 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,305,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,305,000 | 3,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.