Home > First Federal Savings and Loan Association > Income and Expense
First Federal Savings and Loan Association, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,388,000 | 2,655 |
| Total interest expense | $4,930,000 | 2,027 |
| Net interest income | $6,458,000 | 3,006 |
| Provision for loan and lease losses | $103,000 | 2,422 |
| Total noninterest income | $1,375,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $154,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,221,000 | 2,087 |
| Total noninterest expense | $6,971,000 | 2,568 |
| Salaries and employee benefits | $3,623,000 | 2,672 |
| Premises and equipment expense | $938,000 | 2,103 |
| Additional noninterest expense | $1,221,000 | 2,087 |
| Pre-tax net operating income | $759,000 | 3,754 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $167,000 | 2,540 |
| Income before extraordinary items | $592,000 | 3,798 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $592,000 | 3,836 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $592,000 | 3,799 |
| Net charge-offs | $3,000 | 2,678 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $592,000 | 3,824 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 2,685 |
| Total interest expense | $3,445,000 | 1,999 |
| Net interest income | $4,782,000 | 3,044 |
| Provision for loan and lease losses | $68,000 | 2,344 |
| Total noninterest income | $1,151,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $114,000 | 2,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,037,000 | 1,947 |
| Total noninterest expense | $5,247,000 | 2,547 |
| Salaries and employee benefits | $2,719,000 | 2,657 |
| Premises and equipment expense | $713,000 | 2,088 |
| Additional noninterest expense | $1,037,000 | 1,947 |
| Pre-tax net operating income | $618,000 | 3,788 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $147,000 | 2,502 |
| Income before extraordinary items | $471,000 | 3,855 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $471,000 | 3,890 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $471,000 | 3,855 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $471,000 | 3,888 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 2,707 |
| Total interest expense | $2,114,000 | 1,952 |
| Net interest income | $3,199,000 | 3,054 |
| Provision for loan and lease losses | $34,000 | 2,412 |
| Total noninterest income | $913,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $73,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $840,000 | 1,706 |
| Total noninterest expense | $3,475,000 | 2,541 |
| Salaries and employee benefits | $1,837,000 | 2,644 |
| Premises and equipment expense | $432,000 | 2,200 |
| Additional noninterest expense | $840,000 | 1,704 |
| Pre-tax net operating income | $603,000 | 3,558 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $151,000 | 2,307 |
| Income before extraordinary items | $452,000 | 3,657 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $452,000 | 3,692 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $452,000 | 3,656 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $452,000 | 3,679 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 2,738 |
| Total interest expense | $910,000 | 1,946 |
| Net interest income | $1,658,000 | 3,021 |
| Provision for loan and lease losses | $16,000 | 2,184 |
| Total noninterest income | $276,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $35,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 2,230 |
| Total noninterest expense | $1,717,000 | 2,580 |
| Salaries and employee benefits | $918,000 | 2,667 |
| Premises and equipment expense | $210,000 | 2,285 |
| Additional noninterest expense | $241,000 | 2,230 |
| Pre-tax net operating income | $201,000 | 3,900 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $33,000 | 2,759 |
| Income before extraordinary items | $168,000 | 3,914 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $168,000 | 3,914 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $168,000 | 3,914 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $168,000 | 3,942 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,268,000 | 2,805 |
| Total interest expense | $1,413,000 | 1,989 |
| Net interest income | $6,855,000 | 2,909 |
| Provision for loan and lease losses | $1,000 | 3,003 |
| Total noninterest income | $1,214,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $131,000 | 3,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,083,000 | 2,252 |
| Total noninterest expense | $7,401,000 | 2,418 |
| Salaries and employee benefits | $3,936,000 | 2,528 |
| Premises and equipment expense | $856,000 | 2,208 |
| Additional noninterest expense | $1,083,000 | 2,252 |
| Pre-tax net operating income | $667,000 | 4,039 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $111,000 | 2,963 |
| Income before extraordinary items | $556,000 | 4,050 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $556,000 | 4,049 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $556,000 | 4,050 |
| Net charge-offs | $4,000 | 2,370 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $556,000 | 4,072 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 2,833 |
| Total interest expense | $821,000 | 2,007 |
| Net interest income | $5,053,000 | 2,904 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $991,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $97,000 | 3,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 2,179 |
| Total noninterest expense | $5,552,000 | 2,418 |
| Salaries and employee benefits | $2,941,000 | 2,541 |
| Premises and equipment expense | $651,000 | 2,206 |
| Additional noninterest expense | $894,000 | 2,179 |
| Pre-tax net operating income | $492,000 | 4,042 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $86,000 | 2,950 |
| Income before extraordinary items | $406,000 | 4,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $406,000 | 4,066 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $406,000 | 4,066 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $406,000 | 4,098 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 2,859 |
| Total interest expense | $502,000 | 1,950 |
| Net interest income | $3,247,000 | 2,934 |
| Provision for loan and lease losses | $-1,000 | 4,357 |
| Total noninterest income | $744,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $61,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 2,077 |
| Total noninterest expense | $3,639,000 | 2,433 |
| Salaries and employee benefits | $1,902,000 | 2,582 |
| Premises and equipment expense | $435,000 | 2,214 |
| Additional noninterest expense | $1,302,000 | 2,189 |
| Pre-tax net operating income | $353,000 | 3,929 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $65,000 | 2,799 |
| Income before extraordinary items | $288,000 | 3,960 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $288,000 | 3,960 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $288,000 | 3,960 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $288,000 | 3,990 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 2,847 |
| Total interest expense | $260,000 | 1,869 |
| Net interest income | $1,588,000 | 2,934 |
| Provision for loan and lease losses | $-1,000 | 4,387 |
| Total noninterest income | $428,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $30,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 1,915 |
| Total noninterest expense | $1,815,000 | 2,432 |
| Salaries and employee benefits | $957,000 | 2,569 |
| Premises and equipment expense | $213,000 | 2,257 |
| Additional noninterest expense | $645,000 | 2,195 |
| Pre-tax net operating income | $202,000 | 3,733 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $43,000 | 2,586 |
| Income before extraordinary items | $159,000 | 3,798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $159,000 | 3,796 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $159,000 | 3,798 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $159,000 | 3,821 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 2,901 |
| Total interest expense | $1,359,000 | 1,799 |
| Net interest income | $6,129,000 | 3,046 |
| Provision for loan and lease losses | $-104,000 | 4,246 |
| Total noninterest income | $2,477,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $117,000 | 3,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,360,000 | 1,746 |
| Total noninterest expense | $7,215,000 | 2,432 |
| Salaries and employee benefits | $3,811,000 | 2,577 |
| Premises and equipment expense | $892,000 | 2,175 |
| Additional noninterest expense | $2,512,000 | 2,244 |
| Pre-tax net operating income | $1,495,000 | 3,479 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $277,000 | 2,521 |
| Income before extraordinary items | $1,218,000 | 3,575 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,218,000 | 3,575 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,218,000 | 3,575 |
| Net charge-offs | $-107,000 | 4,380 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,218,000 | 3,558 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 2,941 |
| Total interest expense | $1,073,000 | 1,808 |
| Net interest income | $4,589,000 | 3,097 |
| Provision for loan and lease losses | $-105,000 | 4,390 |
| Total noninterest income | $1,982,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $84,000 | 3,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,898,000 | 1,728 |
| Total noninterest expense | $5,414,000 | 2,440 |
| Salaries and employee benefits | $2,835,000 | 2,599 |
| Premises and equipment expense | $678,000 | 2,188 |
| Additional noninterest expense | $1,901,000 | 2,232 |
| Pre-tax net operating income | $1,262,000 | 3,481 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $244,000 | 2,451 |
| Income before extraordinary items | $1,018,000 | 3,590 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,018,000 | 3,590 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,018,000 | 3,590 |
| Net charge-offs | $-107,000 | 4,481 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,018,000 | 3,567 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 2,938 |
| Total interest expense | $748,000 | 1,811 |
| Net interest income | $3,099,000 | 3,078 |
| Provision for loan and lease losses | $-4,000 | 4,383 |
| Total noninterest income | $1,359,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $53,000 | 3,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,306,000 | 1,641 |
| Total noninterest expense | $3,531,000 | 2,477 |
| Salaries and employee benefits | $1,825,000 | 2,656 |
| Premises and equipment expense | $458,000 | 2,160 |
| Additional noninterest expense | $1,248,000 | 2,235 |
| Pre-tax net operating income | $931,000 | 3,355 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $179,000 | 2,373 |
| Income before extraordinary items | $752,000 | 3,462 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $752,000 | 3,461 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $752,000 | 3,462 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $752,000 | 3,437 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 2,921 |
| Total interest expense | $386,000 | 1,838 |
| Net interest income | $1,550,000 | 3,061 |
| Provision for loan and lease losses | $-6,000 | 4,567 |
| Total noninterest income | $701,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 1,621 |
| Total noninterest expense | $1,722,000 | 2,498 |
| Salaries and employee benefits | $879,000 | 2,701 |
| Premises and equipment expense | $232,000 | 2,158 |
| Additional noninterest expense | $611,000 | 2,233 |
| Pre-tax net operating income | $535,000 | 3,167 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $106,000 | 2,254 |
| Income before extraordinary items | $429,000 | 3,299 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $429,000 | 3,300 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $429,000 | 3,299 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $429,000 | 3,269 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,765,000 | 2,722 |
| Total interest expense | $2,182,000 | 1,868 |
| Net interest income | $6,583,000 | 2,912 |
| Provision for loan and lease losses | $495,000 | 2,262 |
| Total noninterest income | $2,765,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $127,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,638,000 | 1,542 |
| Total noninterest expense | $7,046,000 | 2,445 |
| Salaries and employee benefits | $3,711,000 | 2,602 |
| Premises and equipment expense | $997,000 | 2,041 |
| Additional noninterest expense | $2,338,000 | 2,290 |
| Pre-tax net operating income | $1,807,000 | 3,065 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $346,000 | 2,212 |
| Income before extraordinary items | $1,461,000 | 3,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,461,000 | 3,216 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,461,000 | 3,217 |
| Net charge-offs | $1,000 | 3,386 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,461,000 | 3,153 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 2,701 |
| Total interest expense | $1,718,000 | 1,890 |
| Net interest income | $5,002,000 | 2,893 |
| Provision for loan and lease losses | $420,000 | 2,103 |
| Total noninterest income | $1,936,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $94,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,842,000 | 1,564 |
| Total noninterest expense | $5,196,000 | 2,463 |
| Salaries and employee benefits | $2,722,000 | 2,626 |
| Premises and equipment expense | $741,000 | 2,041 |
| Additional noninterest expense | $1,733,000 | 2,288 |
| Pre-tax net operating income | $1,322,000 | 3,121 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $263,000 | 2,192 |
| Income before extraordinary items | $1,059,000 | 3,283 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,059,000 | 3,283 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,059,000 | 3,283 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,059,000 | 3,230 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 2,729 |
| Total interest expense | $1,198,000 | 1,921 |
| Net interest income | $3,297,000 | 2,928 |
| Provision for loan and lease losses | $293,000 | 2,094 |
| Total noninterest income | $1,214,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $61,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,153,000 | 1,529 |
| Total noninterest expense | $3,388,000 | 2,491 |
| Salaries and employee benefits | $1,793,000 | 2,657 |
| Premises and equipment expense | $476,000 | 2,089 |
| Additional noninterest expense | $1,119,000 | 2,326 |
| Pre-tax net operating income | $830,000 | 3,184 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $165,000 | 2,209 |
| Income before extraordinary items | $665,000 | 3,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $665,000 | 3,358 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $665,000 | 3,359 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $665,000 | 3,300 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 2,657 |
| Total interest expense | $647,000 | 1,942 |
| Net interest income | $1,712,000 | 2,845 |
| Provision for loan and lease losses | $138,000 | 1,734 |
| Total noninterest income | $361,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $35,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 1,921 |
| Total noninterest expense | $1,626,000 | 2,586 |
| Salaries and employee benefits | $857,000 | 2,725 |
| Premises and equipment expense | $219,000 | 2,214 |
| Additional noninterest expense | $550,000 | 2,377 |
| Pre-tax net operating income | $309,000 | 3,370 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $63,000 | 2,251 |
| Income before extraordinary items | $246,000 | 3,504 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $246,000 | 3,505 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $246,000 | 3,505 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $246,000 | 3,483 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 2,692 |
| Total interest expense | $2,903,000 | 1,848 |
| Net interest income | $6,404,000 | 2,977 |
| Provision for loan and lease losses | $50,000 | 3,376 |
| Total noninterest income | $1,369,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $153,000 | 3,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,216,000 | 2,028 |
| Total noninterest expense | $6,938,000 | 2,464 |
| Salaries and employee benefits | $3,361,000 | 2,729 |
| Premises and equipment expense | $957,000 | 2,088 |
| Additional noninterest expense | $2,620,000 | 2,142 |
| Pre-tax net operating income | $785,000 | 4,086 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $144,000 | 2,829 |
| Income before extraordinary items | $641,000 | 4,208 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $641,000 | 4,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $641,000 | 4,210 |
| Net charge-offs | $-5,000 | 4,345 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $641,000 | 4,180 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 2,726 |
| Total interest expense | $2,201,000 | 1,856 |
| Net interest income | $4,784,000 | 3,026 |
| Provision for loan and lease losses | $35,000 | 3,311 |
| Total noninterest income | $971,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $113,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $858,000 | 2,090 |
| Total noninterest expense | $5,090,000 | 2,512 |
| Salaries and employee benefits | $2,506,000 | 2,754 |
| Premises and equipment expense | $722,000 | 2,098 |
| Additional noninterest expense | $1,862,000 | 2,228 |
| Pre-tax net operating income | $630,000 | 4,141 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $119,000 | 2,845 |
| Income before extraordinary items | $511,000 | 4,254 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $511,000 | 4,254 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $511,000 | 4,254 |
| Net charge-offs | $-5,000 | 4,259 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $511,000 | 4,232 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 2,753 |
| Total interest expense | $1,452,000 | 1,838 |
| Net interest income | $3,169,000 | 3,055 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $541,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $68,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,270 |
| Total noninterest expense | $3,391,000 | 2,530 |
| Salaries and employee benefits | $1,764,000 | 2,684 |
| Premises and equipment expense | $491,000 | 2,088 |
| Additional noninterest expense | $1,136,000 | 2,375 |
| Pre-tax net operating income | $309,000 | 4,413 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $55,000 | 3,048 |
| Income before extraordinary items | $254,000 | 4,481 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $254,000 | 4,479 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $254,000 | 4,479 |
| Net charge-offs | $-5,000 | 4,282 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $254,000 | 4,467 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 2,769 |
| Total interest expense | $729,000 | 1,793 |
| Net interest income | $1,576,000 | 3,094 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $243,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $29,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,328 |
| Total noninterest expense | $1,728,000 | 2,498 |
| Salaries and employee benefits | $798,000 | 2,864 |
| Premises and equipment expense | $240,000 | 2,142 |
| Additional noninterest expense | $690,000 | 2,055 |
| Pre-tax net operating income | $91,000 | 4,740 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $13,000 | 3,316 |
| Income before extraordinary items | $78,000 | 4,774 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $78,000 | 4,773 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $78,000 | 4,773 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $78,000 | 4,764 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,576,000 | 2,809 |
| Total interest expense | $2,397,000 | 1,701 |
| Net interest income | $6,179,000 | 3,111 |
| Provision for loan and lease losses | $16,000 | 3,884 |
| Total noninterest income | $1,085,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $149,000 | 3,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 2,318 |
| Total noninterest expense | $6,554,000 | 2,570 |
| Salaries and employee benefits | $3,497,000 | 2,684 |
| Premises and equipment expense | $893,000 | 2,210 |
| Additional noninterest expense | $2,164,000 | 2,464 |
| Pre-tax net operating income | $694,000 | 4,394 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $145,000 | 2,882 |
| Income before extraordinary items | $549,000 | 4,480 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $549,000 | 4,479 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $549,000 | 4,479 |
| Net charge-offs | $32,000 | 2,869 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $549,000 | 4,489 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 2,858 |
| Total interest expense | $1,647,000 | 1,737 |
| Net interest income | $4,600,000 | 3,144 |
| Provision for loan and lease losses | $16,000 | 3,680 |
| Total noninterest income | $804,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $112,000 | 3,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $692,000 | 2,360 |
| Total noninterest expense | $4,850,000 | 2,604 |
| Salaries and employee benefits | $2,586,000 | 2,718 |
| Premises and equipment expense | $667,000 | 2,224 |
| Additional noninterest expense | $1,597,000 | 2,495 |
| Pre-tax net operating income | $538,000 | 4,444 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $109,000 | 2,950 |
| Income before extraordinary items | $429,000 | 4,532 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $429,000 | 4,531 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $429,000 | 4,531 |
| Net charge-offs | $40,000 | 2,342 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $429,000 | 4,539 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 2,928 |
| Total interest expense | $939,000 | 1,868 |
| Net interest income | $3,069,000 | 3,152 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $507,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $74,000 | 3,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 2,424 |
| Total noninterest expense | $3,190,000 | 2,646 |
| Salaries and employee benefits | $1,714,000 | 2,744 |
| Premises and equipment expense | $420,000 | 2,327 |
| Additional noninterest expense | $1,056,000 | 2,515 |
| Pre-tax net operating income | $371,000 | 4,418 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $71,000 | 2,943 |
| Income before extraordinary items | $300,000 | 4,524 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $300,000 | 4,523 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $300,000 | 4,523 |
| Net charge-offs | $39,000 | 1,900 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $300,000 | 4,529 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,007 |
| Total interest expense | $412,000 | 1,982 |
| Net interest income | $1,503,000 | 3,208 |
| Provision for loan and lease losses | $2,000 | 3,432 |
| Total noninterest income | $250,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 2,432 |
| Total noninterest expense | $1,586,000 | 2,677 |
| Salaries and employee benefits | $849,000 | 2,784 |
| Premises and equipment expense | $207,000 | 2,392 |
| Additional noninterest expense | $530,000 | 2,528 |
| Pre-tax net operating income | $165,000 | 4,517 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $136,000 | 4,572 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $136,000 | 4,571 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $136,000 | 4,572 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $136,000 | 4,581 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 3,033 |
| Total interest expense | $1,471,000 | 1,958 |
| Net interest income | $5,894,000 | 3,207 |
| Provision for loan and lease losses | $160,000 | 2,586 |
| Total noninterest income | $1,093,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $185,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $908,000 | 2,400 |
| Total noninterest expense | $6,209,000 | 2,706 |
| Salaries and employee benefits | $3,316,000 | 2,810 |
| Premises and equipment expense | $839,000 | 2,375 |
| Additional noninterest expense | $2,054,000 | 2,599 |
| Pre-tax net operating income | $618,000 | 4,571 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-13,000 | 5,460 |
| Income before extraordinary items | $631,000 | 4,264 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $631,000 | 4,264 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $631,000 | 4,264 |
| Net charge-offs | $-5,000 | 4,675 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $631,000 | 4,253 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 3,065 |
| Total interest expense | $1,071,000 | 1,981 |
| Net interest income | $4,404,000 | 3,240 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $760,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $142,000 | 3,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,545 |
| Total noninterest expense | $4,580,000 | 2,756 |
| Salaries and employee benefits | $2,442,000 | 2,862 |
| Premises and equipment expense | $626,000 | 2,391 |
| Additional noninterest expense | $1,512,000 | 2,651 |
| Pre-tax net operating income | $584,000 | 4,433 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $195,000 | 2,781 |
| Income before extraordinary items | $389,000 | 4,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $389,000 | 4,680 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $389,000 | 4,680 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $389,000 | 4,670 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 3,097 |
| Total interest expense | $693,000 | 1,980 |
| Net interest income | $2,885,000 | 3,273 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $482,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $87,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 2,598 |
| Total noninterest expense | $3,000,000 | 2,802 |
| Salaries and employee benefits | $1,604,000 | 2,902 |
| Premises and equipment expense | $402,000 | 2,470 |
| Additional noninterest expense | $994,000 | 2,685 |
| Pre-tax net operating income | $367,000 | 4,480 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $119,000 | 2,828 |
| Income before extraordinary items | $248,000 | 4,695 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $248,000 | 4,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $248,000 | 4,695 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $248,000 | 4,686 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 3,149 |
| Total interest expense | $338,000 | 1,993 |
| Net interest income | $1,408,000 | 3,327 |
| Provision for loan and lease losses | $-1,000 | 5,628 |
| Total noninterest income | $206,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,838 |
| Total noninterest expense | $1,477,000 | 2,857 |
| Salaries and employee benefits | $800,000 | 2,949 |
| Premises and equipment expense | $196,000 | 2,542 |
| Additional noninterest expense | $481,000 | 2,747 |
| Pre-tax net operating income | $138,000 | 4,731 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $39,000 | 3,024 |
| Income before extraordinary items | $99,000 | 4,877 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $99,000 | 4,877 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $99,000 | 4,877 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $99,000 | 4,864 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 3,220 |
| Total interest expense | $1,287,000 | 2,011 |
| Net interest income | $5,384,000 | 3,409 |
| Provision for loan and lease losses | $1,000 | 4,314 |
| Total noninterest income | $1,140,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $162,000 | 3,857 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $978,000 | 2,424 |
| Total noninterest expense | $7,058,000 | 2,542 |
| Salaries and employee benefits | $4,199,000 | 2,412 |
| Premises and equipment expense | $815,000 | 2,462 |
| Additional noninterest expense | $2,044,000 | 2,716 |
| Pre-tax net operating income | $-535,000 | 5,798 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-223,000 | 5,802 |
| Income before extraordinary items | $-312,000 | 5,761 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-312,000 | 5,760 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-312,000 | 5,760 |
| Net charge-offs | $7,000 | 3,950 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-312,000 | 5,750 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 3,233 |
| Total interest expense | $949,000 | 2,038 |
| Net interest income | $4,045,000 | 3,421 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $810,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $117,000 | 3,944 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $693,000 | 2,503 |
| Total noninterest expense | $5,555,000 | 2,435 |
| Salaries and employee benefits | $3,434,000 | 2,234 |
| Premises and equipment expense | $619,000 | 2,443 |
| Additional noninterest expense | $1,502,000 | 2,756 |
| Pre-tax net operating income | $-700,000 | 5,900 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-270,000 | 5,916 |
| Income before extraordinary items | $-430,000 | 5,884 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-430,000 | 5,884 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-430,000 | 5,884 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-430,000 | 5,878 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 3,246 |
| Total interest expense | $621,000 | 2,080 |
| Net interest income | $2,700,000 | 3,433 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $532,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $73,000 | 4,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $459,000 | 2,482 |
| Total noninterest expense | $4,073,000 | 2,268 |
| Salaries and employee benefits | $2,650,000 | 2,003 |
| Premises and equipment expense | $415,000 | 2,448 |
| Additional noninterest expense | $1,008,000 | 2,754 |
| Pre-tax net operating income | $-841,000 | 6,009 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-283,000 | 6,013 |
| Income before extraordinary items | $-558,000 | 5,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-558,000 | 5,992 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-558,000 | 5,992 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-558,000 | 5,989 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 3,261 |
| Total interest expense | $305,000 | 2,113 |
| Net interest income | $1,352,000 | 3,446 |
| Provision for loan and lease losses | $-1,000 | 5,851 |
| Total noninterest income | $212,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $177,000 | 2,785 |
| Total noninterest expense | $1,457,000 | 2,937 |
| Salaries and employee benefits | $742,000 | 3,093 |
| Premises and equipment expense | $217,000 | 2,409 |
| Additional noninterest expense | $498,000 | 2,784 |
| Pre-tax net operating income | $108,000 | 5,012 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $24,000 | 3,391 |
| Income before extraordinary items | $84,000 | 5,150 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $84,000 | 5,149 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $84,000 | 5,149 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $84,000 | 5,093 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 3,235 |
| Total interest expense | $1,179,000 | 2,148 |
| Net interest income | $5,452,000 | 3,393 |
| Provision for loan and lease losses | $204,000 | 2,300 |
| Total noninterest income | $993,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $177,000 | 3,882 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $816,000 | 2,620 |
| Total noninterest expense | $5,773,000 | 2,932 |
| Salaries and employee benefits | $3,022,000 | 3,015 |
| Premises and equipment expense | $855,000 | 2,425 |
| Additional noninterest expense | $1,896,000 | 2,898 |
| Pre-tax net operating income | $468,000 | 4,992 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $116,000 | 3,243 |
| Income before extraordinary items | $352,000 | 5,126 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $352,000 | 5,130 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $352,000 | 5,130 |
| Net charge-offs | $332,000 | 1,518 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $352,000 | 5,079 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 3,264 |
| Total interest expense | $874,000 | 2,190 |
| Net interest income | $4,078,000 | 3,426 |
| Provision for loan and lease losses | $168,000 | 2,167 |
| Total noninterest income | $748,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $137,000 | 3,872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,647 |
| Total noninterest expense | $4,308,000 | 2,972 |
| Salaries and employee benefits | $2,261,000 | 3,050 |
| Premises and equipment expense | $634,000 | 2,483 |
| Additional noninterest expense | $1,413,000 | 2,919 |
| Pre-tax net operating income | $350,000 | 5,108 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $84,000 | 3,370 |
| Income before extraordinary items | $266,000 | 5,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $266,000 | 5,225 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $266,000 | 5,227 |
| Net charge-offs | $287,000 | 1,237 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $266,000 | 5,177 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 3,281 |
| Total interest expense | $577,000 | 2,214 |
| Net interest income | $2,728,000 | 3,445 |
| Provision for loan and lease losses | $129,000 | 1,951 |
| Total noninterest income | $510,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $86,000 | 3,954 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $424,000 | 2,604 |
| Total noninterest expense | $2,883,000 | 2,973 |
| Salaries and employee benefits | $1,514,000 | 3,068 |
| Premises and equipment expense | $423,000 | 2,490 |
| Additional noninterest expense | $946,000 | 2,921 |
| Pre-tax net operating income | $226,000 | 5,137 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $54,000 | 3,408 |
| Income before extraordinary items | $172,000 | 5,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $172,000 | 5,259 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $172,000 | 5,262 |
| Net charge-offs | $156,000 | 1,353 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $172,000 | 5,217 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 3,345 |
| Total interest expense | $285,000 | 2,251 |
| Net interest income | $1,323,000 | 3,511 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $236,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $196,000 | 2,662 |
| Total noninterest expense | $1,420,000 | 3,019 |
| Salaries and employee benefits | $742,000 | 3,122 |
| Premises and equipment expense | $208,000 | 2,569 |
| Additional noninterest expense | $470,000 | 2,922 |
| Pre-tax net operating income | $104,000 | 5,183 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $24,000 | 3,446 |
| Income before extraordinary items | $80,000 | 5,309 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $80,000 | 5,313 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $80,000 | 5,313 |
| Net charge-offs | $36,000 | 1,790 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $80,000 | 5,238 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 3,367 |
| Total interest expense | $1,136,000 | 2,357 |
| Net interest income | $5,311,000 | 3,507 |
| Provision for loan and lease losses | $148,000 | 2,809 |
| Total noninterest income | $1,011,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $198,000 | 3,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $813,000 | 2,615 |
| Total noninterest expense | $5,437,000 | 3,137 |
| Salaries and employee benefits | $2,743,000 | 3,267 |
| Premises and equipment expense | $886,000 | 2,471 |
| Additional noninterest expense | $1,808,000 | 3,108 |
| Pre-tax net operating income | $737,000 | 4,586 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $221,000 | 2,873 |
| Income before extraordinary items | $516,000 | 4,892 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $516,000 | 4,891 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $516,000 | 4,892 |
| Net charge-offs | $211,000 | 2,399 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $516,000 | 4,839 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,802,000 | 3,408 |
| Total interest expense | $841,000 | 2,413 |
| Net interest income | $3,961,000 | 3,550 |
| Provision for loan and lease losses | $68,000 | 3,192 |
| Total noninterest income | $774,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $150,000 | 3,961 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $624,000 | 2,589 |
| Total noninterest expense | $4,173,000 | 3,096 |
| Salaries and employee benefits | $2,141,000 | 3,201 |
| Premises and equipment expense | $667,000 | 2,493 |
| Additional noninterest expense | $1,365,000 | 3,098 |
| Pre-tax net operating income | $494,000 | 4,806 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $148,000 | 3,035 |
| Income before extraordinary items | $346,000 | 5,085 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $346,000 | 5,085 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $346,000 | 5,087 |
| Net charge-offs | $195,000 | 2,021 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $346,000 | 5,043 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 3,431 |
| Total interest expense | $548,000 | 2,480 |
| Net interest income | $2,624,000 | 3,567 |
| Provision for loan and lease losses | $47,000 | 3,096 |
| Total noninterest income | $481,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $98,000 | 3,982 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $383,000 | 2,693 |
| Total noninterest expense | $2,755,000 | 3,123 |
| Salaries and employee benefits | $1,406,000 | 3,255 |
| Premises and equipment expense | $430,000 | 2,569 |
| Additional noninterest expense | $919,000 | 3,092 |
| Pre-tax net operating income | $303,000 | 4,888 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $93,000 | 3,062 |
| Income before extraordinary items | $210,000 | 5,172 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $210,000 | 5,174 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $210,000 | 5,175 |
| Net charge-offs | $114,000 | 2,061 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $210,000 | 5,126 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 3,496 |
| Total interest expense | $267,000 | 2,551 |
| Net interest income | $1,289,000 | 3,612 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $185,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $138,000 | 3,086 |
| Total noninterest expense | $1,394,000 | 3,131 |
| Salaries and employee benefits | $691,000 | 3,319 |
| Premises and equipment expense | $215,000 | 2,610 |
| Additional noninterest expense | $488,000 | 2,938 |
| Pre-tax net operating income | $80,000 | 5,461 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $28,000 | 3,328 |
| Income before extraordinary items | $52,000 | 5,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,689 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $52,000 | 5,689 |
| Net charge-offs | $114,000 | 1,287 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $52,000 | 5,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 3,443 |
| Total interest expense | $1,384,000 | 2,308 |
| Net interest income | $5,105,000 | 3,661 |
| Provision for loan and lease losses | $29,000 | 4,590 |
| Total noninterest income | $1,101,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $194,000 | 4,152 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $907,000 | 2,498 |
| Total noninterest expense | $5,606,000 | 3,136 |
| Salaries and employee benefits | $2,818,000 | 3,234 |
| Premises and equipment expense | $833,000 | 2,618 |
| Additional noninterest expense | $1,955,000 | 3,032 |
| Pre-tax net operating income | $571,000 | 4,856 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $201,000 | 2,946 |
| Income before extraordinary items | $370,000 | 5,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $370,000 | 5,230 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $370,000 | 5,230 |
| Net charge-offs | $184,000 | 3,107 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $370,000 | 5,170 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 3,464 |
| Total interest expense | $1,087,000 | 2,284 |
| Net interest income | $3,795,000 | 3,702 |
| Provision for loan and lease losses | $1,000 | 4,918 |
| Total noninterest income | $813,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $140,000 | 4,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $673,000 | 2,567 |
| Total noninterest expense | $4,168,000 | 3,160 |
| Salaries and employee benefits | $2,105,000 | 3,271 |
| Premises and equipment expense | $622,000 | 2,647 |
| Additional noninterest expense | $1,441,000 | 3,066 |
| Pre-tax net operating income | $439,000 | 4,922 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $153,000 | 2,999 |
| Income before extraordinary items | $286,000 | 5,319 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $286,000 | 5,320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $286,000 | 5,321 |
| Net charge-offs | $175,000 | 2,709 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $286,000 | 5,231 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 3,450 |
| Total interest expense | $758,000 | 2,247 |
| Net interest income | $2,540,000 | 3,681 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $611,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $527,000 | 2,402 |
| Total noninterest expense | $2,754,000 | 3,188 |
| Salaries and employee benefits | $1,374,000 | 3,344 |
| Premises and equipment expense | $402,000 | 2,733 |
| Additional noninterest expense | $978,000 | 3,022 |
| Pre-tax net operating income | $396,000 | 4,498 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $137,000 | 2,775 |
| Income before extraordinary items | $259,000 | 4,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $259,000 | 4,964 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $259,000 | 4,965 |
| Net charge-offs | $162,000 | 2,299 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $259,000 | 4,844 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,440 |
| Total interest expense | $403,000 | 2,183 |
| Net interest income | $1,269,000 | 3,696 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $274,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $235,000 | 2,543 |
| Total noninterest expense | $1,372,000 | 3,215 |
| Salaries and employee benefits | $660,000 | 3,471 |
| Premises and equipment expense | $194,000 | 2,817 |
| Additional noninterest expense | $518,000 | 2,901 |
| Pre-tax net operating income | $171,000 | 4,691 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $59,000 | 2,880 |
| Income before extraordinary items | $112,000 | 5,113 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $112,000 | 5,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $112,000 | 5,115 |
| Net charge-offs | $116,000 | 1,773 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $112,000 | 5,007 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 3,420 |
| Total interest expense | $2,481,000 | 1,763 |
| Net interest income | $4,612,000 | 4,021 |
| Provision for loan and lease losses | $96,000 | 4,729 |
| Total noninterest income | $1,274,000 | 2,863 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,090,000 | 2,267 |
| Total noninterest expense | $5,533,000 | 3,218 |
| Salaries and employee benefits | $2,613,000 | 3,453 |
| Premises and equipment expense | $800,000 | 2,751 |
| Additional noninterest expense | $2,120,000 | 2,955 |
| Pre-tax net operating income | $257,000 | 5,536 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $109,000 | 3,449 |
| Income before extraordinary items | $148,000 | 5,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $148,000 | 5,925 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $148,000 | 5,928 |
| Net charge-offs | $329,000 | 3,193 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $148,000 | 5,771 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,461 |
| Total interest expense | $1,970,000 | 1,743 |
| Net interest income | $3,392,000 | 4,140 |
| Provision for loan and lease losses | $94,000 | 4,427 |
| Total noninterest income | $791,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $134,000 | 4,535 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $657,000 | 2,550 |
| Total noninterest expense | $3,933,000 | 3,372 |
| Salaries and employee benefits | $1,893,000 | 3,560 |
| Premises and equipment expense | $593,000 | 2,802 |
| Additional noninterest expense | $1,447,000 | 3,204 |
| Pre-tax net operating income | $156,000 | 5,838 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $58,000 | 3,719 |
| Income before extraordinary items | $98,000 | 6,116 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $98,000 | 6,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $98,000 | 6,115 |
| Net charge-offs | $201,000 | 3,303 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $98,000 | 5,982 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 3,449 |
| Total interest expense | $1,315,000 | 1,786 |
| Net interest income | $2,297,000 | 4,111 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $472,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $88,000 | 4,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,695 |
| Total noninterest expense | $2,607,000 | 3,407 |
| Salaries and employee benefits | $1,256,000 | 3,583 |
| Premises and equipment expense | $380,000 | 2,880 |
| Additional noninterest expense | $971,000 | 3,204 |
| Pre-tax net operating income | $162,000 | 5,521 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $58,000 | 3,450 |
| Income before extraordinary items | $104,000 | 5,914 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,914 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $104,000 | 5,914 |
| Net charge-offs | $92,000 | 3,493 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $104,000 | 5,760 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 3,442 |
| Total interest expense | $662,000 | 1,848 |
| Net interest income | $1,172,000 | 4,076 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $224,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $1,276,000 | 3,481 |
| Salaries and employee benefits | $606,000 | 3,709 |
| Premises and equipment expense | $192,000 | 2,867 |
| Additional noninterest expense | $478,000 | 3,209 |
| Pre-tax net operating income | $120,000 | 5,201 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $42,000 | 3,207 |
| Income before extraordinary items | $78,000 | 5,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 5,634 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $78,000 | 5,634 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $78,000 | 5,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,645,000 | 3,448 |
| Total interest expense | $2,933,000 | 2,000 |
| Net interest income | $4,712,000 | 4,067 |
| Provision for loan and lease losses | $264,000 | 4,298 |
| Total noninterest income | $511,000 | 4,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $511,000 | 3,089 |
| Total noninterest expense | $5,325,000 | 3,370 |
| Salaries and employee benefits | $2,857,000 | 3,233 |
| Premises and equipment expense | $1,083,000 | 2,238 |
| Additional noninterest expense | $1,385,000 | 4,067 |
| Pre-tax net operating income | $-366,000 | 6,335 |
| Securities gains (losses) | $306,000 | 1,120 |
| Applicable income taxes | $-21,000 | 6,656 |
| Income before extraordinary items | $-39,000 | 6,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-39,000 | 6,206 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-39,000 | 6,206 |
| Net charge-offs | $247,000 | 4,033 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-237,900 | 6,305 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,434 |
| Total interest expense | $2,247,000 | 2,043 |
| Net interest income | $3,595,000 | 4,035 |
| Provision for loan and lease losses | $146,000 | 4,536 |
| Total noninterest income | $366,000 | 4,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $366,000 | 3,174 |
| Total noninterest expense | $3,959,000 | 3,398 |
| Salaries and employee benefits | $2,135,000 | 3,247 |
| Premises and equipment expense | $814,000 | 2,260 |
| Additional noninterest expense | $1,010,000 | 4,152 |
| Pre-tax net operating income | $-144,000 | 6,337 |
| Securities gains (losses) | $154,000 | 1,410 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $6,000 | 6,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 6,240 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,000 | 6,240 |
| Net charge-offs | $157,000 | 3,969 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-92,560 | 6,322 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 3,422 |
| Total interest expense | $1,511,000 | 2,091 |
| Net interest income | $2,451,000 | 3,987 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $280,000 | 4,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 2,979 |
| Total noninterest expense | $2,742,000 | 3,329 |
| Salaries and employee benefits | $1,458,000 | 3,214 |
| Premises and equipment expense | $554,000 | 2,234 |
| Additional noninterest expense | $730,000 | 3,977 |
| Pre-tax net operating income | $-31,000 | 6,285 |
| Securities gains (losses) | $91,000 | 1,204 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $37,000 | 6,097 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,096 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $37,000 | 6,097 |
| Net charge-offs | $148,000 | 3,431 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-21,240 | 6,298 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 3,408 |
| Total interest expense | $760,000 | 2,153 |
| Net interest income | $1,242,000 | 3,958 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $107,000 | 4,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,447 |
| Total noninterest expense | $1,428,000 | 3,230 |
| Salaries and employee benefits | $744,000 | 3,174 |
| Premises and equipment expense | $279,000 | 2,267 |
| Additional noninterest expense | $405,000 | 3,697 |
| Pre-tax net operating income | $-79,000 | 6,634 |
| Securities gains (losses) | $51,000 | 755 |
| Applicable income taxes | $-9,000 | 6,994 |
| Income before extraordinary items | $-19,000 | 6,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-19,000 | 6,483 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-19,000 | 6,483 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-53,680 | 6,580 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 3,381 |
| Total interest expense | $3,479,000 | 2,278 |
| Net interest income | $5,040,000 | 3,940 |
| Provision for loan and lease losses | $215,000 | 5,259 |
| Total noninterest income | $545,000 | 4,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $545,000 | 3,067 |
| Total noninterest expense | $5,508,000 | 3,338 |
| Salaries and employee benefits | $2,752,000 | 3,341 |
| Premises and equipment expense | $1,123,000 | 2,247 |
| Additional noninterest expense | $1,633,000 | 3,774 |
| Pre-tax net operating income | $-138,000 | 5,981 |
| Securities gains (losses) | $436,000 | 994 |
| Applicable income taxes | $92,000 | 3,288 |
| Income before extraordinary items | $206,000 | 5,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $206,000 | 5,261 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $206,000 | 5,261 |
| Net charge-offs | $1,050,000 | 2,625 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-94,840 | 5,993 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 3,396 |
| Total interest expense | $2,670,000 | 2,314 |
| Net interest income | $3,828,000 | 3,955 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $436,000 | 4,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $436,000 | 2,983 |
| Total noninterest expense | $4,016,000 | 3,400 |
| Salaries and employee benefits | $2,085,000 | 3,340 |
| Premises and equipment expense | $841,000 | 2,290 |
| Additional noninterest expense | $1,090,000 | 4,066 |
| Pre-tax net operating income | $113,000 | 5,576 |
| Securities gains (losses) | $208,000 | 1,351 |
| Applicable income taxes | $100,000 | 3,124 |
| Income before extraordinary items | $221,000 | 5,210 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $221,000 | 5,212 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $221,000 | 5,213 |
| Net charge-offs | $990,000 | 2,204 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $77,480 | 5,679 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 3,385 |
| Total interest expense | $1,819,000 | 2,357 |
| Net interest income | $2,583,000 | 3,928 |
| Provision for loan and lease losses | $90,000 | 5,248 |
| Total noninterest income | $249,000 | 4,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $249,000 | 3,132 |
| Total noninterest expense | $2,664,000 | 3,434 |
| Salaries and employee benefits | $1,376,000 | 3,394 |
| Premises and equipment expense | $560,000 | 2,301 |
| Additional noninterest expense | $728,000 | 4,037 |
| Pre-tax net operating income | $78,000 | 5,642 |
| Securities gains (losses) | $109,000 | 1,357 |
| Applicable income taxes | $54,000 | 3,226 |
| Income before extraordinary items | $133,000 | 5,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,330 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $133,000 | 5,331 |
| Net charge-offs | $809,000 | 1,928 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $55,610 | 5,752 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 3,432 |
| Total interest expense | $938,000 | 2,406 |
| Net interest income | $1,277,000 | 3,989 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $126,000 | 4,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 3,112 |
| Total noninterest expense | $1,339,000 | 3,456 |
| Salaries and employee benefits | $682,000 | 3,460 |
| Premises and equipment expense | $271,000 | 2,410 |
| Additional noninterest expense | $386,000 | 3,886 |
| Pre-tax net operating income | $14,000 | 6,096 |
| Securities gains (losses) | $35,000 | 1,295 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $33,000 | 5,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,946 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $33,000 | 5,944 |
| Net charge-offs | $797,000 | 1,205 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $9,550 | 6,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,047,000 | 3,224 |
| Total interest expense | $4,650,000 | 2,415 |
| Net interest income | $5,397,000 | 3,755 |
| Provision for loan and lease losses | $911,000 | 3,644 |
| Total noninterest income | $814,000 | 3,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $814,000 | 2,430 |
| Total noninterest expense | $5,618,000 | 3,349 |
| Salaries and employee benefits | $2,795,000 | 3,396 |
| Premises and equipment expense | $1,147,000 | 2,307 |
| Additional noninterest expense | $1,676,000 | 3,777 |
| Pre-tax net operating income | $-318,000 | 5,824 |
| Securities gains (losses) | $330,000 | 1,158 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $11,000 | 5,495 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,000 | 5,494 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $11,000 | 5,494 |
| Net charge-offs | $721,000 | 3,309 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-292,600 | 5,911 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,711,000 | 3,222 |
| Total interest expense | $3,603,000 | 2,444 |
| Net interest income | $4,108,000 | 3,727 |
| Provision for loan and lease losses | $463,000 | 3,926 |
| Total noninterest income | $646,000 | 3,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $646,000 | 2,417 |
| Total noninterest expense | $4,220,000 | 3,354 |
| Salaries and employee benefits | $2,059,000 | 3,462 |
| Premises and equipment expense | $874,000 | 2,294 |
| Additional noninterest expense | $1,287,000 | 3,687 |
| Pre-tax net operating income | $71,000 | 5,408 |
| Securities gains (losses) | $330,000 | 937 |
| Applicable income taxes | $139,000 | 2,629 |
| Income before extraordinary items | $262,000 | 4,575 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $262,000 | 4,574 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $262,000 | 4,576 |
| Net charge-offs | $575,000 | 2,849 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $47,500 | 5,515 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 3,178 |
| Total interest expense | $2,471,000 | 2,482 |
| Net interest income | $2,785,000 | 3,666 |
| Provision for loan and lease losses | $245,000 | 4,047 |
| Total noninterest income | $413,000 | 3,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $413,000 | 2,509 |
| Total noninterest expense | $2,859,000 | 3,348 |
| Salaries and employee benefits | $1,356,000 | 3,540 |
| Premises and equipment expense | $592,000 | 2,300 |
| Additional noninterest expense | $911,000 | 3,518 |
| Pre-tax net operating income | $94,000 | 5,258 |
| Securities gains (losses) | $264,000 | 842 |
| Applicable income taxes | $124,000 | 2,447 |
| Income before extraordinary items | $234,000 | 4,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $234,000 | 4,340 |
| Net charge-offs | $483,000 | 2,388 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $62,400 | 5,400 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 3,166 |
| Total interest expense | $1,276,000 | 2,492 |
| Net interest income | $1,391,000 | 3,658 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $177,000 | 4,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $177,000 | 2,677 |
| Total noninterest expense | $1,383,000 | 3,356 |
| Salaries and employee benefits | $689,000 | 3,519 |
| Premises and equipment expense | $302,000 | 2,287 |
| Additional noninterest expense | $392,000 | 3,631 |
| Pre-tax net operating income | $125,000 | 4,754 |
| Securities gains (losses) | $115,000 | 931 |
| Applicable income taxes | $83,000 | 2,373 |
| Income before extraordinary items | $157,000 | 4,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $157,000 | 4,269 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $157,000 | 4,269 |
| Net charge-offs | $170,000 | 2,300 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,250 | 5,024 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,127,000 | 3,009 |
| Total interest expense | $6,055,000 | 2,498 |
| Net interest income | $6,072,000 | 3,445 |
| Provision for loan and lease losses | $835,000 | 2,972 |
| Total noninterest income | $626,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $626,000 | 2,826 |
| Total noninterest expense | $5,486,000 | 3,317 |
| Salaries and employee benefits | $2,781,000 | 3,465 |
| Premises and equipment expense | $1,254,000 | 2,152 |
| Additional noninterest expense | $1,451,000 | 3,711 |
| Pre-tax net operating income | $377,000 | 5,196 |
| Securities gains (losses) | $62,000 | 1,458 |
| Applicable income taxes | $174,000 | 2,944 |
| Income before extraordinary items | $265,000 | 5,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $265,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 3,098 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $225,320 | 5,538 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 3,001 |
| Total interest expense | $4,681,000 | 2,520 |
| Net interest income | $4,663,000 | 3,396 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $475,000 | 4,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $475,000 | 2,898 |
| Total noninterest expense | $4,153,000 | 3,289 |
| Salaries and employee benefits | $2,121,000 | 3,452 |
| Premises and equipment expense | $953,000 | 2,135 |
| Additional noninterest expense | $1,079,000 | 3,663 |
| Pre-tax net operating income | $935,000 | 3,812 |
| Securities gains (losses) | $53,000 | 1,377 |
| Applicable income taxes | $366,000 | 2,262 |
| Income before extraordinary items | $622,000 | 4,066 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $622,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,116 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $588,080 | 4,322 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,381,000 | 2,968 |
| Total interest expense | $3,281,000 | 2,502 |
| Net interest income | $3,100,000 | 3,399 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $343,000 | 4,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $343,000 | 2,823 |
| Total noninterest expense | $2,770,000 | 3,296 |
| Salaries and employee benefits | $1,430,000 | 3,466 |
| Premises and equipment expense | $615,000 | 2,197 |
| Additional noninterest expense | $725,000 | 3,620 |
| Pre-tax net operating income | $658,000 | 3,820 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $265,000 | 2,354 |
| Income before extraordinary items | $431,000 | 4,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,459 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $406,680 | 4,382 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,286,000 | 2,963 |
| Total interest expense | $1,721,000 | 2,541 |
| Net interest income | $1,565,000 | 3,381 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $173,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,791 |
| Total noninterest expense | $1,367,000 | 3,328 |
| Salaries and employee benefits | $738,000 | 3,405 |
| Premises and equipment expense | $305,000 | 2,229 |
| Additional noninterest expense | $324,000 | 3,896 |
| Pre-tax net operating income | $371,000 | 3,706 |
| Securities gains (losses) | $18,000 | 1,652 |
| Applicable income taxes | $135,000 | 2,445 |
| Income before extraordinary items | $254,000 | 4,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $242,300 | 4,154 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,927,000 | 2,876 |
| Total interest expense | $6,943,000 | 2,651 |
| Net interest income | $6,984,000 | 3,114 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $670,000 | 4,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $670,000 | 2,819 |
| Total noninterest expense | $5,559,000 | 3,163 |
| Salaries and employee benefits | $2,925,000 | 3,297 |
| Premises and equipment expense | $1,261,000 | 2,074 |
| Additional noninterest expense | $1,373,000 | 3,679 |
| Pre-tax net operating income | $2,095,000 | 3,213 |
| Securities gains (losses) | $57,000 | 754 |
| Applicable income taxes | $745,000 | 2,221 |
| Income before extraordinary items | $1,407,000 | 3,568 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,407,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,305 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,369,950 | 3,616 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,476,000 | 2,870 |
| Total interest expense | $5,184,000 | 2,653 |
| Net interest income | $5,292,000 | 3,086 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $496,000 | 4,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $496,000 | 2,864 |
| Total noninterest expense | $4,149,000 | 3,150 |
| Salaries and employee benefits | $2,177,000 | 3,301 |
| Premises and equipment expense | $945,000 | 2,053 |
| Additional noninterest expense | $1,027,000 | 3,625 |
| Pre-tax net operating income | $1,639,000 | 3,277 |
| Securities gains (losses) | $54,000 | 611 |
| Applicable income taxes | $587,000 | 2,327 |
| Income before extraordinary items | $1,106,000 | 3,659 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,106,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,721 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,070,900 | 3,711 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,046,000 | 2,860 |
| Total interest expense | $3,476,000 | 2,635 |
| Net interest income | $3,570,000 | 3,071 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $348,000 | 4,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $348,000 | 2,781 |
| Total noninterest expense | $2,763,000 | 3,180 |
| Salaries and employee benefits | $1,448,000 | 3,343 |
| Premises and equipment expense | $628,000 | 2,063 |
| Additional noninterest expense | $687,000 | 3,617 |
| Pre-tax net operating income | $1,155,000 | 3,184 |
| Securities gains (losses) | $40,000 | 578 |
| Applicable income taxes | $416,000 | 2,326 |
| Income before extraordinary items | $779,000 | 3,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $779,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $753,000 | 3,634 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 2,871 |
| Total interest expense | $1,761,000 | 2,596 |
| Net interest income | $1,725,000 | 3,149 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $160,000 | 4,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $160,000 | 2,899 |
| Total noninterest expense | $1,372,000 | 3,205 |
| Salaries and employee benefits | $703,000 | 3,447 |
| Premises and equipment expense | $323,000 | 2,021 |
| Additional noninterest expense | $346,000 | 3,559 |
| Pre-tax net operating income | $513,000 | 3,470 |
| Securities gains (losses) | $20,000 | 564 |
| Applicable income taxes | $185,000 | 2,510 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $335,000 | 3,904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,395,000 | 2,808 |
| Total interest expense | $6,225,000 | 2,519 |
| Net interest income | $7,170,000 | 3,042 |
| Provision for loan and lease losses | $207,000 | 3,467 |
| Total noninterest income | $728,000 | 4,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $728,000 | 2,719 |
| Total noninterest expense | $5,666,000 | 3,013 |
| Salaries and employee benefits | $2,953,000 | 3,178 |
| Premises and equipment expense | $1,193,000 | 2,086 |
| Additional noninterest expense | $1,520,000 | 3,267 |
| Pre-tax net operating income | $2,025,000 | 3,614 |
| Securities gains (losses) | $54,000 | 665 |
| Applicable income taxes | $712,000 | 2,649 |
| Income before extraordinary items | $1,367,000 | 3,983 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,367,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,414 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,331,360 | 4,015 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,879,000 | 2,824 |
| Total interest expense | $4,468,000 | 2,537 |
| Net interest income | $5,411,000 | 3,055 |
| Provision for loan and lease losses | $66,000 | 4,743 |
| Total noninterest income | $530,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $530,000 | 2,767 |
| Total noninterest expense | $4,238,000 | 3,015 |
| Salaries and employee benefits | $2,210,000 | 3,178 |
| Premises and equipment expense | $891,000 | 2,111 |
| Additional noninterest expense | $1,137,000 | 3,267 |
| Pre-tax net operating income | $1,637,000 | 3,584 |
| Securities gains (losses) | $37,000 | 619 |
| Applicable income taxes | $572,000 | 2,668 |
| Income before extraordinary items | $1,102,000 | 3,931 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,102,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,075 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,077,580 | 3,977 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 2,849 |
| Total interest expense | $2,821,000 | 2,567 |
| Net interest income | $3,608,000 | 3,061 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $349,000 | 4,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $349,000 | 2,761 |
| Total noninterest expense | $2,821,000 | 3,036 |
| Salaries and employee benefits | $1,482,000 | 3,155 |
| Premises and equipment expense | $585,000 | 2,131 |
| Additional noninterest expense | $754,000 | 3,286 |
| Pre-tax net operating income | $1,110,000 | 3,543 |
| Securities gains (losses) | $28,000 | 539 |
| Applicable income taxes | $388,000 | 2,664 |
| Income before extraordinary items | $750,000 | 3,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $750,000 | 3,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $731,520 | 3,945 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 2,828 |
| Total interest expense | $1,352,000 | 2,544 |
| Net interest income | $1,828,000 | 3,007 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $165,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,797 |
| Total noninterest expense | $1,421,000 | 3,019 |
| Salaries and employee benefits | $772,000 | 3,065 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $363,000 | 3,369 |
| Pre-tax net operating income | $572,000 | 3,425 |
| Securities gains (losses) | $14,000 | 520 |
| Applicable income taxes | $202,000 | 2,595 |
| Income before extraordinary items | $384,000 | 3,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $374,760 | 3,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,929,000 | 2,726 |
| Total interest expense | $4,678,000 | 2,343 |
| Net interest income | $7,251,000 | 2,959 |
| Provision for loan and lease losses | $205,000 | 3,545 |
| Total noninterest income | $692,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $692,000 | 2,800 |
| Total noninterest expense | $5,361,000 | 3,055 |
| Salaries and employee benefits | $2,794,000 | 3,161 |
| Premises and equipment expense | $1,048,000 | 2,271 |
| Additional noninterest expense | $1,519,000 | 3,199 |
| Pre-tax net operating income | $2,377,000 | 3,264 |
| Securities gains (losses) | $84,000 | 760 |
| Applicable income taxes | $840,000 | 2,539 |
| Income before extraordinary items | $1,621,000 | 3,605 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,621,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,500 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,565,560 | 3,659 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 2,717 |
| Total interest expense | $3,349,000 | 2,325 |
| Net interest income | $5,424,000 | 2,944 |
| Provision for loan and lease losses | $205,000 | 2,914 |
| Total noninterest income | $517,000 | 4,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $517,000 | 2,816 |
| Total noninterest expense | $4,031,000 | 3,008 |
| Salaries and employee benefits | $2,120,000 | 3,108 |
| Premises and equipment expense | $778,000 | 2,278 |
| Additional noninterest expense | $1,133,000 | 3,170 |
| Pre-tax net operating income | $1,705,000 | 3,446 |
| Securities gains (losses) | $65,000 | 802 |
| Applicable income taxes | $602,000 | 2,629 |
| Income before extraordinary items | $1,168,000 | 3,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,168,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,890 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,125,100 | 3,804 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 2,708 |
| Total interest expense | $2,102,000 | 2,331 |
| Net interest income | $3,615,000 | 2,919 |
| Provision for loan and lease losses | $71,000 | 3,938 |
| Total noninterest income | $333,000 | 4,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $333,000 | 2,878 |
| Total noninterest expense | $2,649,000 | 3,033 |
| Salaries and employee benefits | $1,389,000 | 3,140 |
| Premises and equipment expense | $512,000 | 2,285 |
| Additional noninterest expense | $748,000 | 3,186 |
| Pre-tax net operating income | $1,228,000 | 3,186 |
| Securities gains (losses) | $44,000 | 835 |
| Applicable income taxes | $433,000 | 2,478 |
| Income before extraordinary items | $839,000 | 3,525 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $839,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $809,960 | 3,568 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 2,738 |
| Total interest expense | $982,000 | 2,375 |
| Net interest income | $1,809,000 | 2,899 |
| Provision for loan and lease losses | $49,000 | 3,251 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $166,000 | 2,792 |
| Total noninterest expense | $1,305,000 | 3,085 |
| Salaries and employee benefits | $688,000 | 3,170 |
| Premises and equipment expense | $251,000 | 2,350 |
| Additional noninterest expense | $366,000 | 3,246 |
| Pre-tax net operating income | $621,000 | 3,155 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $219,000 | 2,455 |
| Income before extraordinary items | $424,000 | 3,479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $424,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $409,480 | 3,528 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 2,678 |
| Total interest expense | $3,618,000 | 2,232 |
| Net interest income | $6,946,000 | 2,905 |
| Provision for loan and lease losses | $77,000 | 5,377 |
| Total noninterest income | $638,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $638,000 | 2,875 |
| Total noninterest expense | $5,030,000 | 3,102 |
| Salaries and employee benefits | $2,649,000 | 3,190 |
| Premises and equipment expense | $894,000 | 2,540 |
| Additional noninterest expense | $1,487,000 | 3,143 |
| Pre-tax net operating income | $2,477,000 | 3,031 |
| Securities gains (losses) | $103,000 | 1,225 |
| Applicable income taxes | $870,000 | 2,386 |
| Income before extraordinary items | $1,710,000 | 3,304 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,710,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,265 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,642,020 | 3,346 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,806,000 | 2,696 |
| Total interest expense | $2,700,000 | 2,206 |
| Net interest income | $5,106,000 | 2,944 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $510,000 | 4,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $510,000 | 2,765 |
| Total noninterest expense | $3,767,000 | 3,067 |
| Salaries and employee benefits | $1,981,000 | 3,157 |
| Premises and equipment expense | $673,000 | 2,518 |
| Additional noninterest expense | $1,113,000 | 3,129 |
| Pre-tax net operating income | $1,804,000 | 3,142 |
| Securities gains (losses) | $80,000 | 1,326 |
| Applicable income taxes | $629,000 | 2,485 |
| Income before extraordinary items | $1,255,000 | 3,426 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,255,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,582 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,201,400 | 3,463 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 2,692 |
| Total interest expense | $1,821,000 | 2,157 |
| Net interest income | $3,380,000 | 2,956 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $355,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $355,000 | 2,704 |
| Total noninterest expense | $2,500,000 | 3,093 |
| Salaries and employee benefits | $1,311,000 | 3,194 |
| Premises and equipment expense | $453,000 | 2,487 |
| Additional noninterest expense | $736,000 | 3,166 |
| Pre-tax net operating income | $1,225,000 | 3,067 |
| Securities gains (losses) | $62,000 | 1,323 |
| Applicable income taxes | $428,000 | 2,442 |
| Income before extraordinary items | $859,000 | 3,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $817,460 | 3,387 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 2,666 |
| Total interest expense | $946,000 | 2,111 |
| Net interest income | $1,673,000 | 2,967 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $170,000 | 4,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $170,000 | 2,726 |
| Total noninterest expense | $1,214,000 | 3,195 |
| Salaries and employee benefits | $662,000 | 3,184 |
| Premises and equipment expense | $229,000 | 2,484 |
| Additional noninterest expense | $323,000 | 3,527 |
| Pre-tax net operating income | $629,000 | 2,963 |
| Securities gains (losses) | $30,000 | 1,495 |
| Applicable income taxes | $220,000 | 2,408 |
| Income before extraordinary items | $439,000 | 3,260 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $439,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $418,900 | 3,265 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,234,000 | 2,534 |
| Total interest expense | $4,593,000 | 1,940 |
| Net interest income | $6,641,000 | 2,887 |
| Provision for loan and lease losses | $116,000 | 5,097 |
| Total noninterest income | $1,014,000 | 3,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,014,000 | 2,363 |
| Total noninterest expense | $4,746,000 | 3,184 |
| Salaries and employee benefits | $2,419,000 | 3,352 |
| Premises and equipment expense | $882,000 | 2,534 |
| Additional noninterest expense | $1,445,000 | 3,192 |
| Pre-tax net operating income | $2,793,000 | 2,649 |
| Securities gains (losses) | $594,000 | 670 |
| Applicable income taxes | $1,200,000 | 1,937 |
| Income before extraordinary items | $2,187,000 | 2,679 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,187,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,884 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,800,900 | 2,960 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 2,530 |
| Total interest expense | $3,582,000 | 1,947 |
| Net interest income | $4,990,000 | 2,905 |
| Provision for loan and lease losses | $116,000 | 4,420 |
| Total noninterest income | $820,000 | 3,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $820,000 | 2,337 |
| Total noninterest expense | $3,648,000 | 3,117 |
| Salaries and employee benefits | $1,860,000 | 3,293 |
| Premises and equipment expense | $686,000 | 2,468 |
| Additional noninterest expense | $1,102,000 | 3,124 |
| Pre-tax net operating income | $2,046,000 | 2,803 |
| Securities gains (losses) | $560,000 | 632 |
| Applicable income taxes | $927,000 | 1,973 |
| Income before extraordinary items | $1,679,000 | 2,714 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,679,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,333 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,320,600 | 3,101 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 2,502 |
| Total interest expense | $2,523,000 | 1,903 |
| Net interest income | $3,289,000 | 2,921 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $577,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $577,000 | 2,237 |
| Total noninterest expense | $2,403,000 | 3,153 |
| Salaries and employee benefits | $1,226,000 | 3,314 |
| Premises and equipment expense | $467,000 | 2,392 |
| Additional noninterest expense | $710,000 | 3,196 |
| Pre-tax net operating income | $1,409,000 | 2,724 |
| Securities gains (losses) | $250,000 | 918 |
| Applicable income taxes | $596,000 | 2,055 |
| Income before extraordinary items | $1,063,000 | 2,849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,063,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,920 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $903,000 | 3,035 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 2,488 |
| Total interest expense | $1,382,000 | 1,795 |
| Net interest income | $1,569,000 | 3,044 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $271,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 2,249 |
| Total noninterest expense | $1,174,000 | 3,217 |
| Salaries and employee benefits | $612,000 | 3,300 |
| Premises and equipment expense | $238,000 | 2,339 |
| Additional noninterest expense | $324,000 | 3,410 |
| Pre-tax net operating income | $657,000 | 2,879 |
| Securities gains (losses) | $98,000 | 1,014 |
| Applicable income taxes | $264,000 | 2,242 |
| Income before extraordinary items | $491,000 | 2,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $427,300 | 3,140 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,785,000 | 2,419 |
| Total interest expense | $6,329,000 | 1,803 |
| Net interest income | $6,456,000 | 2,951 |
| Provision for loan and lease losses | $89,000 | 5,940 |
| Total noninterest income | $825,000 | 3,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $825,000 | 2,457 |
| Total noninterest expense | $4,371,000 | 3,305 |
| Salaries and employee benefits | $2,137,000 | 3,545 |
| Premises and equipment expense | $866,000 | 2,493 |
| Additional noninterest expense | $1,368,000 | 3,205 |
| Pre-tax net operating income | $2,821,000 | 2,618 |
| Securities gains (losses) | $199,000 | 1,175 |
| Applicable income taxes | $1,179,000 | 1,965 |
| Income before extraordinary items | $1,841,000 | 2,972 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,841,000 | 2,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,372 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,713,640 | 3,050 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,397,000 | 2,378 |
| Total interest expense | $8,642,000 | 1,872 |
| Net interest income | $5,755,000 | 3,062 |
| Provision for loan and lease losses | $116,000 | 5,357 |
| Total noninterest income | $861,000 | 3,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $861,000 | 2,273 |
| Total noninterest expense | $4,139,000 | 3,329 |
| Salaries and employee benefits | $1,970,000 | 3,635 |
| Premises and equipment expense | $809,000 | 2,606 |
| Additional noninterest expense | $1,360,000 | 3,138 |
| Pre-tax net operating income | $2,361,000 | 2,792 |
| Securities gains (losses) | $233,000 | 1,075 |
| Applicable income taxes | $910,000 | 2,227 |
| Income before extraordinary items | $1,684,000 | 2,947 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,684,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,532,550 | 3,073 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,948,000 | 2,684 |
| Total interest expense | $7,817,000 | 2,179 |
| Net interest income | $5,131,000 | 3,391 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $767,000 | 3,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $767,000 | 2,204 |
| Total noninterest expense | $3,805,000 | 3,465 |
| Salaries and employee benefits | $1,932,000 | 3,570 |
| Premises and equipment expense | $642,000 | 3,096 |
| Additional noninterest expense | $1,231,000 | 3,349 |
| Pre-tax net operating income | $2,018,000 | 3,303 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $702,000 | 2,776 |
| Income before extraordinary items | $1,330,000 | 3,576 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,330,000 | 3,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,320,900 | 3,577 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,879,000 | 2,721 |
| Total interest expense | $6,853,000 | 2,156 |
| Net interest income | $5,026,000 | 3,444 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $679,000 | 4,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $679,000 | 2,428 |
| Total noninterest expense | $3,337,000 | 3,865 |
| Salaries and employee benefits | $1,612,000 | 4,101 |
| Premises and equipment expense | $550,000 | 3,496 |
| Additional noninterest expense | $1,175,000 | 3,499 |
| Pre-tax net operating income | $2,288,000 | 2,996 |
| Securities gains (losses) | $83,000 | 806 |
| Applicable income taxes | $830,000 | 2,567 |
| Income before extraordinary items | $1,541,000 | 3,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,541,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,487,050 | 3,226 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,263,000 | 2,657 |
| Total interest expense | $7,287,000 | 2,085 |
| Net interest income | $4,976,000 | 3,409 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $750,000 | 3,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $750,000 | 2,267 |
| Total noninterest expense | $3,003,000 | 4,116 |
| Salaries and employee benefits | $1,435,000 | 4,405 |
| Premises and equipment expense | $433,000 | 4,151 |
| Additional noninterest expense | $1,135,000 | 3,533 |
| Pre-tax net operating income | $2,548,000 | 2,734 |
| Securities gains (losses) | $155,000 | 1,036 |
| Applicable income taxes | $942,000 | 2,419 |
| Income before extraordinary items | $1,761,000 | 2,840 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,761,000 | 2,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,660,250 | 2,906 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 2,974 |
| Total interest expense | $6,359,000 | 2,360 |
| Net interest income | $4,611,000 | 3,753 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $649,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $649,000 | 2,342 |
| Total noninterest expense | $2,882,000 | 4,239 |
| Salaries and employee benefits | $1,419,000 | 4,453 |
| Premises and equipment expense | $452,000 | 4,030 |
| Additional noninterest expense | $1,011,000 | 3,861 |
| Pre-tax net operating income | $2,225,000 | 3,218 |
| Securities gains (losses) | $49,000 | 1,354 |
| Applicable income taxes | $795,000 | 2,944 |
| Income before extraordinary items | $1,479,000 | 3,402 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,479,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,447,150 | 3,381 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,493,000 | 3,436 |
| Total interest expense | $5,250,000 | 2,879 |
| Net interest income | $4,243,000 | 4,093 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $745,000 | 3,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $745,000 | 2,196 |
| Total noninterest expense | $3,606,000 | 3,682 |
| Salaries and employee benefits | $1,452,000 | 4,446 |
| Premises and equipment expense | $458,000 | 4,057 |
| Additional noninterest expense | $1,696,000 | 2,822 |
| Pre-tax net operating income | $1,322,000 | 4,785 |
| Securities gains (losses) | $90,000 | 1,006 |
| Applicable income taxes | $483,000 | 4,260 |
| Income before extraordinary items | $929,000 | 4,763 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $929,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $869,600 | 4,940 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,286,000 | 3,886 |
| Total interest expense | $4,797,000 | 3,133 |
| Net interest income | $3,489,000 | 4,889 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $826,000 | 3,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $826,000 | 2,057 |
| Total noninterest expense | $2,694,000 | 4,683 |
| Salaries and employee benefits | $1,274,000 | 4,942 |
| Premises and equipment expense | $446,000 | 4,144 |
| Additional noninterest expense | $974,000 | 4,454 |
| Pre-tax net operating income | $1,561,000 | 4,308 |
| Securities gains (losses) | $120,000 | 881 |
| Applicable income taxes | $579,000 | 3,750 |
| Income before extraordinary items | $1,102,000 | 4,241 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,102,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,022,800 | 4,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 3,993 |
| Total interest expense | $3,910,000 | 3,119 |
| Net interest income | $3,529,000 | 4,908 |
| Provision for loan and lease losses | $171,000 | 3,347 |
| Total noninterest income | $597,000 | 4,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $597,000 | 2,592 |
| Total noninterest expense | $2,705,000 | 4,820 |
| Salaries and employee benefits | $1,311,000 | 4,839 |
| Premises and equipment expense | $413,000 | 4,457 |
| Additional noninterest expense | $981,000 | 4,785 |
| Pre-tax net operating income | $1,250,000 | 5,081 |
| Securities gains (losses) | $215,000 | 473 |
| Applicable income taxes | $516,000 | 3,964 |
| Income before extraordinary items | $949,000 | 4,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $949,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $809,250 | 5,373 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 3,912 |
| Total interest expense | $4,081,000 | 3,113 |
| Net interest income | $3,704,000 | 4,723 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $651,000 | 2,729 |
| Total noninterest expense | $2,703,000 | 4,925 |
| Salaries and employee benefits | $1,300,000 | 4,878 |
| Premises and equipment expense | $363,000 | 5,088 |
| Additional noninterest expense | $1,040,000 | 4,757 |
| Pre-tax net operating income | $1,432,000 | 4,502 |
| Securities gains (losses) | $637,000 | 768 |
| Applicable income taxes | $731,000 | 2,992 |
| Income before extraordinary items | $1,338,000 | 3,607 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,338,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $923,950 | 4,761 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,108,000 | 3,820 |
| Total interest expense | $5,378,000 | 3,091 |
| Net interest income | $3,730,000 | 4,750 |
| Provision for loan and lease losses | $283,000 | 4,285 |
| Total noninterest income | $752,000 | 4,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $752,000 | 2,396 |
| Total noninterest expense | $2,476,000 | 5,357 |
| Salaries and employee benefits | $1,202,000 | 5,151 |
| Premises and equipment expense | $355,000 | 5,314 |
| Additional noninterest expense | $919,000 | 5,423 |
| Pre-tax net operating income | $1,723,000 | 3,570 |
| Securities gains (losses) | $411,000 | 1,254 |
| Applicable income taxes | $765,000 | 2,721 |
| Income before extraordinary items | $1,369,000 | 3,352 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,369,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,105,960 | 3,806 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.