Home > First Federal Bank of California, a Federal Savings Bank > Income and Expense
First Federal Bank of California, a Federal Savings Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $239,619,000 | 142 |
| Total interest expense | $126,153,000 | 93 |
| Net interest income | $113,466,000 | 177 |
| Provision for loan and lease losses | $208,000,000 | 79 |
| Total noninterest income | $18,376,000 | 344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $18,376,000 | 248 |
| Total noninterest expense | $66,605,000 | 262 |
| Salaries and employee benefits | $28,247,000 | 261 |
| Premises and equipment expense | $12,100,000 | 176 |
| Additional noninterest expense | $26,258,000 | 289 |
| Pre-tax net operating income | $-142,763,000 | 8,054 |
| Securities gains (losses) | $4,770,000 | 111 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-137,993,000 | 8,049 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-137,993,000 | 8,048 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-137,993,000 | 8,048 |
| Net charge-offs | $284,652,000 | 54 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-142,763,000 | 8,053 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $165,530,000 | 146 |
| Total interest expense | $90,356,000 | 97 |
| Net interest income | $75,174,000 | 179 |
| Provision for loan and lease losses | $138,000,000 | 76 |
| Total noninterest income | $9,822,000 | 395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,822,000 | 281 |
| Total noninterest expense | $46,312,000 | 257 |
| Salaries and employee benefits | $19,447,000 | 257 |
| Premises and equipment expense | $8,287,000 | 177 |
| Additional noninterest expense | $18,578,000 | 282 |
| Pre-tax net operating income | $-99,316,000 | 8,142 |
| Securities gains (losses) | $4,770,000 | 96 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-94,546,000 | 8,140 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-94,546,000 | 8,138 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-94,546,000 | 8,139 |
| Net charge-offs | $189,706,000 | 55 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-99,316,000 | 8,145 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $90,365,000 | 141 |
| Total interest expense | $47,467,000 | 98 |
| Net interest income | $42,898,000 | 162 |
| Provision for loan and lease losses | $75,000,000 | 75 |
| Total noninterest income | $2,693,000 | 591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,693,000 | 403 |
| Total noninterest expense | $22,945,000 | 252 |
| Salaries and employee benefits | $10,534,000 | 228 |
| Premises and equipment expense | $4,182,000 | 185 |
| Additional noninterest expense | $8,229,000 | 266 |
| Pre-tax net operating income | $-52,354,000 | 8,201 |
| Securities gains (losses) | $1,397,000 | 145 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-50,957,000 | 8,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-50,957,000 | 8,198 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-50,957,000 | 8,198 |
| Net charge-offs | $95,612,000 | 52 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-52,354,000 | 8,200 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $412,824,000 | 132 |
| Total interest expense | $224,219,000 | 103 |
| Net interest income | $188,605,000 | 155 |
| Provision for loan and lease losses | $570,800,000 | 45 |
| Total noninterest income | $11,882,000 | 518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,882,000 | 347 |
| Total noninterest expense | $83,774,000 | 275 |
| Salaries and employee benefits | $44,612,000 | 221 |
| Premises and equipment expense | $16,794,000 | 180 |
| Additional noninterest expense | $22,368,000 | 361 |
| Pre-tax net operating income | $-454,087,000 | 8,288 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $-58,214,000 | 8,269 |
| Income before extraordinary items | $-395,853,000 | 8,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-395,853,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,040,000 | 41 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-395,870,400 | 8,279 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $317,097,000 | 134 |
| Total interest expense | $170,342,000 | 110 |
| Net interest income | $146,755,000 | 157 |
| Provision for loan and lease losses | $350,800,000 | 44 |
| Total noninterest income | $12,611,000 | 421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,611,000 | 285 |
| Total noninterest expense | $61,449,000 | 276 |
| Salaries and employee benefits | $35,149,000 | 216 |
| Premises and equipment expense | $12,532,000 | 186 |
| Additional noninterest expense | $13,768,000 | 390 |
| Pre-tax net operating income | $-252,883,000 | 8,369 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $-100,327,000 | 8,368 |
| Income before extraordinary items | $-152,536,000 | 8,356 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-152,536,000 | 8,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,332,000 | 46 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-152,548,800 | 8,357 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $217,174,000 | 132 |
| Total interest expense | $118,504,000 | 113 |
| Net interest income | $98,670,000 | 152 |
| Provision for loan and lease losses | $240,500,000 | 43 |
| Total noninterest income | $8,210,000 | 450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,210,000 | 302 |
| Total noninterest expense | $42,501,000 | 263 |
| Salaries and employee benefits | $24,140,000 | 214 |
| Premises and equipment expense | $8,821,000 | 176 |
| Additional noninterest expense | $9,540,000 | 370 |
| Pre-tax net operating income | $-176,121,000 | 8,441 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $-73,714,000 | 8,439 |
| Income before extraordinary items | $-102,387,000 | 8,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-102,387,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,863,000 | 53 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-102,399,800 | 8,426 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $115,585,000 | 130 |
| Total interest expense | $63,940,000 | 114 |
| Net interest income | $51,645,000 | 145 |
| Provision for loan and lease losses | $150,300,000 | 33 |
| Total noninterest income | $1,711,000 | 856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,711,000 | 563 |
| Total noninterest expense | $20,682,000 | 262 |
| Salaries and employee benefits | $11,097,000 | 232 |
| Premises and equipment expense | $5,453,000 | 145 |
| Additional noninterest expense | $4,132,000 | 393 |
| Pre-tax net operating income | $-117,626,000 | 8,490 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $-49,282,000 | 8,485 |
| Income before extraordinary items | $-68,331,000 | 8,478 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-68,331,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,476,000 | 72 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-68,339,320 | 8,478 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $597,643,000 | 117 |
| Total interest expense | $325,431,000 | 103 |
| Net interest income | $272,212,000 | 116 |
| Provision for loan and lease losses | $32,400,000 | 110 |
| Total noninterest income | $6,423,000 | 890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,423,000 | 561 |
| Total noninterest expense | $81,217,000 | 263 |
| Salaries and employee benefits | $48,845,000 | 203 |
| Premises and equipment expense | $15,277,000 | 186 |
| Additional noninterest expense | $17,095,000 | 392 |
| Pre-tax net operating income | $165,018,000 | 94 |
| Securities gains (losses) | $4,692,000 | 60 |
| Applicable income taxes | $71,740,000 | 79 |
| Income before extraordinary items | $97,970,000 | 104 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $97,970,000 | 103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,110,000 | 142 |
| Cash dividends | $100,000,000 | 84 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $94,967,120 | 106 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $465,513,000 | 114 |
| Total interest expense | $252,609,000 | 98 |
| Net interest income | $212,904,000 | 115 |
| Provision for loan and lease losses | $11,400,000 | 143 |
| Total noninterest income | $5,928,000 | 756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,928,000 | 488 |
| Total noninterest expense | $59,643,000 | 256 |
| Salaries and employee benefits | $36,866,000 | 203 |
| Premises and equipment expense | $10,553,000 | 195 |
| Additional noninterest expense | $12,224,000 | 391 |
| Pre-tax net operating income | $147,789,000 | 93 |
| Securities gains (losses) | $4,746,000 | 56 |
| Applicable income taxes | $64,417,000 | 79 |
| Income before extraordinary items | $88,118,000 | 102 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $88,118,000 | 101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,944,000 | 195 |
| Cash dividends | $100,000,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $85,080,560 | 107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $325,118,000 | 120 |
| Total interest expense | $176,682,000 | 104 |
| Net interest income | $148,436,000 | 120 |
| Provision for loan and lease losses | $6,900,000 | 141 |
| Total noninterest income | $5,206,000 | 624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,206,000 | 425 |
| Total noninterest expense | $41,043,000 | 256 |
| Salaries and employee benefits | $24,604,000 | 213 |
| Premises and equipment expense | $6,774,000 | 212 |
| Additional noninterest expense | $9,665,000 | 345 |
| Pre-tax net operating income | $105,699,000 | 101 |
| Securities gains (losses) | $4,438,000 | 42 |
| Applicable income taxes | $46,423,000 | 86 |
| Income before extraordinary items | $63,714,000 | 108 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $63,714,000 | 108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,774,000 | 303 |
| Cash dividends | $25,000,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $60,873,680 | 110 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $170,399,000 | 108 |
| Total interest expense | $93,716,000 | 95 |
| Net interest income | $76,683,000 | 115 |
| Provision for loan and lease losses | $3,800,000 | 117 |
| Total noninterest income | $2,706,000 | 589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,706,000 | 408 |
| Total noninterest expense | $20,546,000 | 254 |
| Salaries and employee benefits | $12,624,000 | 211 |
| Premises and equipment expense | $3,271,000 | 214 |
| Additional noninterest expense | $4,651,000 | 348 |
| Pre-tax net operating income | $55,043,000 | 94 |
| Securities gains (losses) | $2,956,000 | 41 |
| Applicable income taxes | $24,651,000 | 81 |
| Income before extraordinary items | $33,348,000 | 103 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $33,348,000 | 104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 354 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $31,456,160 | 107 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $712,266,000 | 89 |
| Total interest expense | $409,137,000 | 84 |
| Net interest income | $303,129,000 | 106 |
| Provision for loan and lease losses | $12,400,000 | 122 |
| Total noninterest income | $9,907,000 | 618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,907,000 | 417 |
| Total noninterest expense | $77,043,000 | 259 |
| Salaries and employee benefits | $45,821,000 | 214 |
| Premises and equipment expense | $12,403,000 | 213 |
| Additional noninterest expense | $18,819,000 | 343 |
| Pre-tax net operating income | $223,593,000 | 93 |
| Securities gains (losses) | $6,223,000 | 55 |
| Applicable income taxes | $97,155,000 | 80 |
| Income before extraordinary items | $132,661,000 | 105 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $132,661,000 | 107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,252 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $128,678,280 | 106 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $531,157,000 | 97 |
| Total interest expense | $305,055,000 | 91 |
| Net interest income | $226,102,000 | 113 |
| Provision for loan and lease losses | $9,400,000 | 119 |
| Total noninterest income | $7,180,000 | 649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,180,000 | 442 |
| Total noninterest expense | $57,322,000 | 273 |
| Salaries and employee benefits | $34,793,000 | 222 |
| Premises and equipment expense | $9,072,000 | 226 |
| Additional noninterest expense | $13,457,000 | 365 |
| Pre-tax net operating income | $166,560,000 | 104 |
| Securities gains (losses) | $3,850,000 | 63 |
| Applicable income taxes | $72,046,000 | 91 |
| Income before extraordinary items | $98,364,000 | 116 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $98,364,000 | 117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,324 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $95,900,000 | 117 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $348,345,000 | 98 |
| Total interest expense | $196,683,000 | 92 |
| Net interest income | $151,662,000 | 113 |
| Provision for loan and lease losses | $6,400,000 | 116 |
| Total noninterest income | $4,938,000 | 630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,938,000 | 436 |
| Total noninterest expense | $39,055,000 | 272 |
| Salaries and employee benefits | $24,018,000 | 221 |
| Premises and equipment expense | $6,062,000 | 233 |
| Additional noninterest expense | $8,975,000 | 370 |
| Pre-tax net operating income | $111,145,000 | 111 |
| Securities gains (losses) | $2,083,000 | 67 |
| Applicable income taxes | $47,872,000 | 98 |
| Income before extraordinary items | $65,356,000 | 121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $65,356,000 | 122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,922 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $64,022,880 | 120 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $169,791,000 | 98 |
| Total interest expense | $93,388,000 | 93 |
| Net interest income | $76,403,000 | 113 |
| Provision for loan and lease losses | $3,900,000 | 100 |
| Total noninterest income | $2,280,000 | 663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,280,000 | 452 |
| Total noninterest expense | $19,749,000 | 273 |
| Salaries and employee benefits | $12,239,000 | 218 |
| Premises and equipment expense | $3,035,000 | 231 |
| Additional noninterest expense | $4,475,000 | 364 |
| Pre-tax net operating income | $55,034,000 | 109 |
| Securities gains (losses) | $145,000 | 214 |
| Applicable income taxes | $23,198,000 | 97 |
| Income before extraordinary items | $31,981,000 | 120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,981,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $31,888,200 | 119 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $469,606,000 | 120 |
| Total interest expense | $247,643,000 | 97 |
| Net interest income | $221,963,000 | 143 |
| Provision for loan and lease losses | $19,750,000 | 94 |
| Total noninterest income | $30,946,000 | 284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,946,000 | 223 |
| Total noninterest expense | $73,089,000 | 278 |
| Salaries and employee benefits | $44,877,000 | 224 |
| Premises and equipment expense | $11,295,000 | 239 |
| Additional noninterest expense | $16,917,000 | 384 |
| Pre-tax net operating income | $160,070,000 | 129 |
| Securities gains (losses) | $125,000 | 636 |
| Applicable income taxes | $67,365,000 | 113 |
| Income before extraordinary items | $92,830,000 | 146 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $92,830,000 | 146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $868,000 | 759 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $92,750,000 | 141 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $325,472,000 | 126 |
| Total interest expense | $164,545,000 | 105 |
| Net interest income | $160,927,000 | 149 |
| Provision for loan and lease losses | $15,750,000 | 91 |
| Total noninterest income | $20,641,000 | 313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,641,000 | 241 |
| Total noninterest expense | $55,020,000 | 279 |
| Salaries and employee benefits | $34,570,000 | 220 |
| Premises and equipment expense | $8,388,000 | 241 |
| Additional noninterest expense | $12,062,000 | 391 |
| Pre-tax net operating income | $110,798,000 | 140 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $46,588,000 | 122 |
| Income before extraordinary items | $64,196,000 | 152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $64,196,000 | 152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $832,000 | 566 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $64,204,960 | 148 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $200,732,000 | 132 |
| Total interest expense | $96,494,000 | 109 |
| Net interest income | $104,238,000 | 152 |
| Provision for loan and lease losses | $7,750,000 | 100 |
| Total noninterest income | $10,533,000 | 379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,533,000 | 284 |
| Total noninterest expense | $37,308,000 | 270 |
| Salaries and employee benefits | $23,680,000 | 210 |
| Premises and equipment expense | $5,525,000 | 241 |
| Additional noninterest expense | $8,103,000 | 383 |
| Pre-tax net operating income | $69,713,000 | 144 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,317,000 | 126 |
| Income before extraordinary items | $40,396,000 | 164 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,396,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 8,739 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $40,396,000 | 158 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $91,655,000 | 140 |
| Total interest expense | $41,583,000 | 118 |
| Net interest income | $50,072,000 | 155 |
| Provision for loan and lease losses | $3,750,000 | 98 |
| Total noninterest income | $4,464,000 | 418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,464,000 | 300 |
| Total noninterest expense | $18,729,000 | 270 |
| Salaries and employee benefits | $12,127,000 | 213 |
| Premises and equipment expense | $2,679,000 | 246 |
| Additional noninterest expense | $3,923,000 | 383 |
| Pre-tax net operating income | $32,057,000 | 156 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,480,000 | 135 |
| Income before extraordinary items | $18,577,000 | 171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $18,577,000 | 171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 8,845 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $18,577,000 | 165 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $262,706,000 | 167 |
| Total interest expense | $101,205,000 | 132 |
| Net interest income | $161,501,000 | 178 |
| Provision for loan and lease losses | $3,000,000 | 384 |
| Total noninterest income | $16,076,000 | 444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,076,000 | 315 |
| Total noninterest expense | $66,362,000 | 294 |
| Salaries and employee benefits | $40,827,000 | 235 |
| Premises and equipment expense | $10,483,000 | 256 |
| Additional noninterest expense | $15,052,000 | 394 |
| Pre-tax net operating income | $108,215,000 | 152 |
| Securities gains (losses) | $5,435,000 | 110 |
| Applicable income taxes | $47,612,000 | 137 |
| Income before extraordinary items | $66,038,000 | 171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $66,038,000 | 172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-437,000 | 8,937 |
| Cash dividends | $30,000,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $62,559,600 | 170 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $184,868,000 | 171 |
| Total interest expense | $68,321,000 | 136 |
| Net interest income | $116,547,000 | 182 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $11,468,000 | 468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,468,000 | 333 |
| Total noninterest expense | $48,190,000 | 302 |
| Salaries and employee benefits | $29,584,000 | 246 |
| Premises and equipment expense | $7,625,000 | 264 |
| Additional noninterest expense | $10,981,000 | 403 |
| Pre-tax net operating income | $79,825,000 | 157 |
| Securities gains (losses) | $5,435,000 | 93 |
| Applicable income taxes | $35,670,000 | 143 |
| Income before extraordinary items | $49,590,000 | 172 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $49,590,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-443,000 | 8,975 |
| Cash dividends | $30,000,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $46,111,600 | 170 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $119,873,000 | 171 |
| Total interest expense | $42,184,000 | 140 |
| Net interest income | $77,689,000 | 180 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $7,528,000 | 468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,528,000 | 331 |
| Total noninterest expense | $30,511,000 | 307 |
| Salaries and employee benefits | $18,538,000 | 257 |
| Premises and equipment expense | $4,886,000 | 273 |
| Additional noninterest expense | $7,087,000 | 407 |
| Pre-tax net operating income | $54,706,000 | 161 |
| Securities gains (losses) | $31,000 | 1,773 |
| Applicable income taxes | $23,019,000 | 146 |
| Income before extraordinary items | $31,718,000 | 176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,718,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-212,000 | 8,991 |
| Cash dividends | $30,000,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $31,698,160 | 170 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $58,516,000 | 172 |
| Total interest expense | $20,810,000 | 141 |
| Net interest income | $37,706,000 | 181 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $3,474,000 | 491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,474,000 | 337 |
| Total noninterest expense | $15,208,000 | 310 |
| Salaries and employee benefits | $9,153,000 | 266 |
| Premises and equipment expense | $2,467,000 | 274 |
| Additional noninterest expense | $3,588,000 | 402 |
| Pre-tax net operating income | $25,972,000 | 157 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $10,928,000 | 146 |
| Income before extraordinary items | $15,057,000 | 180 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,057,000 | 181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,882 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $15,048,680 | 169 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $232,630,000 | 176 |
| Total interest expense | $88,363,000 | 146 |
| Net interest income | $144,267,000 | 187 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $17,328,000 | 440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,328,000 | 313 |
| Total noninterest expense | $55,278,000 | 344 |
| Salaries and employee benefits | $33,287,000 | 281 |
| Premises and equipment expense | $9,432,000 | 284 |
| Additional noninterest expense | $12,559,000 | 462 |
| Pre-tax net operating income | $106,317,000 | 148 |
| Securities gains (losses) | $2,444,000 | 259 |
| Applicable income taxes | $44,157,000 | 138 |
| Income before extraordinary items | $64,604,000 | 161 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $64,604,000 | 162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,008 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $63,039,840 | 154 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $176,161,000 | 180 |
| Total interest expense | $67,504,000 | 151 |
| Net interest income | $108,657,000 | 188 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $12,186,000 | 482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,186,000 | 349 |
| Total noninterest expense | $40,776,000 | 353 |
| Salaries and employee benefits | $24,867,000 | 287 |
| Premises and equipment expense | $6,959,000 | 292 |
| Additional noninterest expense | $8,950,000 | 487 |
| Pre-tax net operating income | $80,067,000 | 153 |
| Securities gains (losses) | $2,381,000 | 247 |
| Applicable income taxes | $33,023,000 | 142 |
| Income before extraordinary items | $49,425,000 | 167 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $49,425,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,375 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $47,901,160 | 155 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $118,669,000 | 180 |
| Total interest expense | $45,683,000 | 155 |
| Net interest income | $72,986,000 | 185 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $7,505,000 | 506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,505,000 | 359 |
| Total noninterest expense | $27,299,000 | 351 |
| Salaries and employee benefits | $16,919,000 | 284 |
| Premises and equipment expense | $4,540,000 | 304 |
| Additional noninterest expense | $5,840,000 | 501 |
| Pre-tax net operating income | $53,192,000 | 151 |
| Securities gains (losses) | $692,000 | 473 |
| Applicable income taxes | $22,664,000 | 140 |
| Income before extraordinary items | $31,220,000 | 180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $31,220,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,802 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $30,777,120 | 165 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $59,855,000 | 184 |
| Total interest expense | $23,329,000 | 156 |
| Net interest income | $36,526,000 | 188 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $3,818,000 | 500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,818,000 | 369 |
| Total noninterest expense | $13,979,000 | 345 |
| Salaries and employee benefits | $8,718,000 | 283 |
| Premises and equipment expense | $2,297,000 | 297 |
| Additional noninterest expense | $2,964,000 | 491 |
| Pre-tax net operating income | $26,365,000 | 155 |
| Securities gains (losses) | $472,000 | 363 |
| Applicable income taxes | $11,284,000 | 142 |
| Income before extraordinary items | $15,553,000 | 174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,553,000 | 174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,095 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $15,250,920 | 161 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $259,005,000 | 177 |
| Total interest expense | $128,447,000 | 142 |
| Net interest income | $130,558,000 | 204 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $14,476,000 | 496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,476,000 | 349 |
| Total noninterest expense | $57,531,000 | 336 |
| Salaries and employee benefits | $32,524,000 | 274 |
| Premises and equipment expense | $9,876,000 | 273 |
| Additional noninterest expense | $15,131,000 | 424 |
| Pre-tax net operating income | $87,503,000 | 164 |
| Securities gains (losses) | $7,807,000 | 124 |
| Applicable income taxes | $40,056,000 | 151 |
| Income before extraordinary items | $55,254,000 | 184 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $55,254,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,300,000 | 9,353 |
| Cash dividends | $20,000,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $50,257,520 | 185 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $328,742,000 | 165 |
| Total interest expense | $201,790,000 | 144 |
| Net interest income | $126,952,000 | 205 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $12,942,000 | 510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,942,000 | 368 |
| Total noninterest expense | $50,805,000 | 356 |
| Salaries and employee benefits | $28,533,000 | 286 |
| Premises and equipment expense | $8,984,000 | 283 |
| Additional noninterest expense | $13,288,000 | 473 |
| Pre-tax net operating income | $89,089,000 | 162 |
| Securities gains (losses) | $654,000 | 532 |
| Applicable income taxes | $37,735,000 | 150 |
| Income before extraordinary items | $52,008,000 | 181 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $52,008,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 9,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $51,589,440 | 172 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $308,348,000 | 192 |
| Total interest expense | $206,549,000 | 162 |
| Net interest income | $101,799,000 | 227 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $13,376,000 | 482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,376,000 | 366 |
| Total noninterest expense | $47,143,000 | 362 |
| Salaries and employee benefits | $26,032,000 | 293 |
| Premises and equipment expense | $8,577,000 | 288 |
| Additional noninterest expense | $12,534,000 | 495 |
| Pre-tax net operating income | $68,032,000 | 188 |
| Securities gains (losses) | $64,000 | 663 |
| Applicable income taxes | $28,833,000 | 163 |
| Income before extraordinary items | $39,263,000 | 208 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $39,263,000 | 207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-854,000 | 9,885 |
| Cash dividends | $10,000,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $39,222,040 | 207 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $256,120,000 | 193 |
| Total interest expense | $155,643,000 | 167 |
| Net interest income | $100,477,000 | 229 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $15,256,000 | 474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $15,256,000 | 358 |
| Total noninterest expense | $48,611,000 | 361 |
| Salaries and employee benefits | $26,838,000 | 297 |
| Premises and equipment expense | $8,755,000 | 288 |
| Additional noninterest expense | $13,018,000 | 492 |
| Pre-tax net operating income | $67,122,000 | 205 |
| Securities gains (losses) | $1,220,000 | 193 |
| Applicable income taxes | $29,296,000 | 186 |
| Income before extraordinary items | $39,046,000 | 226 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $39,046,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,511,000 | 10,217 |
| Cash dividends | $99,554,000 | 91 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $38,265,200 | 225 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $285,457,000 | 184 |
| Total interest expense | $180,833,000 | 149 |
| Net interest income | $104,624,000 | 215 |
| Provision for loan and lease losses | $7,200,000 | 249 |
| Total noninterest income | $13,648,000 | 496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $13,648,000 | 371 |
| Total noninterest expense | $48,107,000 | 362 |
| Salaries and employee benefits | $25,866,000 | 298 |
| Premises and equipment expense | $8,344,000 | 281 |
| Additional noninterest expense | $13,897,000 | 458 |
| Pre-tax net operating income | $62,965,000 | 208 |
| Securities gains (losses) | $4,062,000 | 143 |
| Applicable income taxes | $28,594,000 | 176 |
| Income before extraordinary items | $38,433,000 | 221 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $38,433,000 | 222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 670 |
| Cash dividends | $5,875,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $35,833,320 | 224 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $294,736,000 | 178 |
| Total interest expense | $198,337,000 | 145 |
| Net interest income | $96,399,000 | 240 |
| Provision for loan and lease losses | $20,500,000 | 128 |
| Total noninterest income | $16,626,000 | 405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,626,000 | 294 |
| Total noninterest expense | $46,417,000 | 348 |
| Salaries and employee benefits | $22,757,000 | 312 |
| Premises and equipment expense | $8,141,000 | 285 |
| Additional noninterest expense | $15,519,000 | 405 |
| Pre-tax net operating income | $46,108,000 | 241 |
| Securities gains (losses) | $652,000 | 370 |
| Applicable income taxes | $19,898,000 | 224 |
| Income before extraordinary items | $26,862,000 | 277 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $26,862,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,915,000 | 152 |
| Cash dividends | $5,875,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $26,444,720 | 270 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $293,410,000 | 198 |
| Total interest expense | $198,017,000 | 156 |
| Net interest income | $95,393,000 | 271 |
| Provision for loan and lease losses | $35,900,000 | 100 |
| Total noninterest income | $21,952,000 | 367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $21,952,000 | 279 |
| Total noninterest expense | $60,044,000 | 341 |
| Salaries and employee benefits | $22,194,000 | 353 |
| Premises and equipment expense | $7,733,000 | 334 |
| Additional noninterest expense | $30,117,000 | 327 |
| Pre-tax net operating income | $21,401,000 | 442 |
| Securities gains (losses) | $253,000 | 614 |
| Applicable income taxes | $9,749,000 | 370 |
| Income before extraordinary items | $11,905,000 | 499 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,905,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,316,000 | 11,450 |
| Cash dividends | $5,875,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,743,080 | 500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $298,726,000 | 204 |
| Total interest expense | $218,282,000 | 142 |
| Net interest income | $80,444,000 | 315 |
| Provision for loan and lease losses | $28,376,000 | 92 |
| Total noninterest income | $13,926,000 | 497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $13,926,000 | 361 |
| Total noninterest expense | $46,360,000 | 423 |
| Salaries and employee benefits | $23,279,000 | 352 |
| Premises and equipment expense | $7,701,000 | 356 |
| Additional noninterest expense | $15,380,000 | 498 |
| Pre-tax net operating income | $19,634,000 | 491 |
| Securities gains (losses) | $-1,817,000 | 11,905 |
| Applicable income taxes | $7,567,000 | 445 |
| Income before extraordinary items | $10,250,000 | 587 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,250,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-686,000 | 11,941 |
| Cash dividends | $5,876,000 | 567 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $11,412,880 | 534 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $232,933,000 | 224 |
| Total interest expense | $153,642,000 | 150 |
| Net interest income | $79,291,000 | 310 |
| Provision for loan and lease losses | $85,700,000 | 29 |
| Total noninterest income | $13,423,000 | 488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $13,423,000 | 362 |
| Total noninterest expense | $48,357,000 | 406 |
| Salaries and employee benefits | $22,801,000 | 355 |
| Premises and equipment expense | $8,346,000 | 336 |
| Additional noninterest expense | $17,210,000 | 482 |
| Pre-tax net operating income | $-41,343,000 | 12,637 |
| Securities gains (losses) | $554,000 | 254 |
| Applicable income taxes | $-17,387,000 | 12,602 |
| Income before extraordinary items | $-23,402,000 | 12,586 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-23,402,000 | 12,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,390,000 | 94 |
| Cash dividends | $5,000,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $47,750,000 | 27 |
| Net operating income | $-23,756,560 | 12,588 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $227,991,000 | 212 |
| Total interest expense | $129,874,000 | 156 |
| Net interest income | $98,117,000 | 268 |
| Provision for loan and lease losses | $67,679,000 | 51 |
| Total noninterest income | $10,753,000 | 578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $10,753,000 | 415 |
| Total noninterest expense | $48,836,000 | 411 |
| Salaries and employee benefits | $22,776,000 | 354 |
| Premises and equipment expense | $8,275,000 | 340 |
| Additional noninterest expense | $17,785,000 | 514 |
| Pre-tax net operating income | $-7,645,000 | 13,210 |
| Securities gains (losses) | $4,255,000 | 174 |
| Applicable income taxes | $-1,420,000 | 13,202 |
| Income before extraordinary items | $-1,970,000 | 13,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,970,000 | 13,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,065,000 | 13,276 |
| Cash dividends | $3,000,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $7,355,000 | 154 |
| Net operating income | $-4,693,200 | 13,144 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $255,022,000 | 205 |
| Total interest expense | $151,324,000 | 162 |
| Net interest income | $103,698,000 | 248 |
| Provision for loan and lease losses | $41,385,000 | 123 |
| Total noninterest income | $13,092,000 | 498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $13,092,000 | 369 |
| Total noninterest expense | $46,907,000 | 428 |
| Salaries and employee benefits | $23,142,000 | 347 |
| Premises and equipment expense | $6,279,000 | 425 |
| Additional noninterest expense | $17,486,000 | 509 |
| Pre-tax net operating income | $28,498,000 | 260 |
| Securities gains (losses) | $334,000 | 1,437 |
| Applicable income taxes | $6,701,000 | 373 |
| Income before extraordinary items | $22,131,000 | 256 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $22,131,000 | 256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,154,000 | 180 |
| Cash dividends | $4,250,000 | 430 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 200 |
| Net operating income | $21,873,820 | 229 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.