Home > First & Farmers National Bank, Inc. > Net charge- offs to loans

First & Farmers National Bank, Inc., Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0305%4,266
Percentage Net Loans Charged-off: Total real estate loans-0.0498%4,407
Percentage Net Loans Charged-off:Construction & development-0.7295%4,534
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,569
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0019%3,619
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals0.0503%2,579
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0503%2,448
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0133%1,920
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,378
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,587
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,638
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.0841%2,197
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0841%2,125
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0104%1,810
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,430
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,635
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,653
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.0119%2,300
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0119%2,244
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%1,465
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,505
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%3,731
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%2,089
Percentage Net Loans Charged-off: Total real estate loans-0.0163%4,009
Percentage Net Loans Charged-off:Construction & development-0.8379%4,693
Percentage Net Loans Charged-off: Commercial real estate0.0962%223
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0079%632
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0081%590
Percentage Net Loans Charged-off: Commercial and industrial0.1591%714
Percentage Net Loans Charged-off: Loans to individuals0.0509%2,390
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0509%2,299
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0552%933
Percentage Net Loans Charged-off: Total real estate loans0.0384%342
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.1285%143
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0114%482
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0118%462
Percentage Net Loans Charged-off: Commercial and industrial0.2086%495
Percentage Net Loans Charged-off: Loans to individuals0.0590%2,139
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0590%2,054
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0742%717
Percentage Net Loans Charged-off: Total real estate loans0.0576%243
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.1938%98
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0153%389
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0158%363
Percentage Net Loans Charged-off: Commercial and industrial0.3051%336
Percentage Net Loans Charged-off: Loans to individuals0.0253%2,104
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0253%2,015
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1339%422
Percentage Net Loans Charged-off: Total real estate loans0.1186%139
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.3837%50
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0355%219
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0367%202
Percentage Net Loans Charged-off: Commercial and industrial0.5239%187
Percentage Net Loans Charged-off: Loans to individuals-0.0512%3,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0512%3,898
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0700%4,460
Percentage Net Loans Charged-off: Total real estate loans-0.0036%3,471
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%3,583
Percentage Net Loans Charged-off: Home equity loans-0.0822%3,413
All other 1-4 family - Percent of loans charged-off, net-0.0036%3,508
Percentage Net Loans Charged-off: Commercial and industrial0.0653%1,066
Percentage Net Loans Charged-off: Loans to individuals0.0981%1,995
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0981%1,898
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0315%4,150
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,564
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%3,709
Percentage Net Loans Charged-off: Home equity loans-0.1090%3,514
All other 1-4 family - Percent of loans charged-off, net-0.0041%3,586
Percentage Net Loans Charged-off: Commercial and industrial0.0832%834
Percentage Net Loans Charged-off: Loans to individuals0.0963%1,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0963%1,713
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0562%4,427
Percentage Net Loans Charged-off: Total real estate loans-0.0066%3,785
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%3,920
Percentage Net Loans Charged-off: Home equity loans-0.1610%3,576
All other 1-4 family - Percent of loans charged-off, net-0.0061%3,774
Percentage Net Loans Charged-off: Commercial and industrial0.0908%713
Percentage Net Loans Charged-off: Loans to individuals0.0132%1,959
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0132%1,853
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1079%4,661
Percentage Net Loans Charged-off: Total real estate loans-0.0106%4,053
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%4,165
Percentage Net Loans Charged-off: Home equity loans-0.3113%3,634
All other 1-4 family - Percent of loans charged-off, net-0.0074%3,896
Percentage Net Loans Charged-off: Commercial and industrial0.1767%444
Percentage Net Loans Charged-off: Loans to individuals0.1059%1,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1059%1,322
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0354%4,590
Percentage Net Loans Charged-off: Total real estate loans0.0133%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0234%1,096
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0244%1,028
Percentage Net Loans Charged-off: Commercial and industrial-0.0161%4,014
Percentage Net Loans Charged-off: Loans to individuals-0.1157%4,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1157%4,462
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0061%2,920
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,662
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%3,713
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0017%3,760
Percentage Net Loans Charged-off: Commercial and industrial-0.0206%4,034
Percentage Net Loans Charged-off: Loans to individuals0.1278%2,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1278%2,127
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0075%2,683
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,791
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%3,868
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0040%3,918
Percentage Net Loans Charged-off: Commercial and industrial-0.0252%4,062
Percentage Net Loans Charged-off: Loans to individuals0.1655%2,062
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1655%1,940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0026%2,504
Percentage Net Loans Charged-off: Total real estate loans-0.0029%3,821
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%3,965
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0053%4,019
Percentage Net Loans Charged-off: Commercial and industrial-0.0411%4,111
Percentage Net Loans Charged-off: Loans to individuals0.0507%2,204
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0507%2,112
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0246%4,671
Percentage Net Loans Charged-off: Total real estate loans-0.0422%4,729
Percentage Net Loans Charged-off:Construction & development-1.5739%4,723
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0171%1,486
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0180%1,394
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%4,070
Percentage Net Loans Charged-off: Loans to individuals0.1288%2,750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1288%2,621
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0263%2,567
Percentage Net Loans Charged-off: Total real estate loans0.0115%1,548
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0203%1,215
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0214%1,127
Percentage Net Loans Charged-off: Commercial and industrial0.0999%1,447
Percentage Net Loans Charged-off: Loans to individuals0.0605%2,897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0605%2,778
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%2,517
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,804
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%3,972
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0028%4,012
Percentage Net Loans Charged-off: Commercial and industrial0.1163%1,158
Percentage Net Loans Charged-off: Loans to individuals0.1448%2,303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1448%2,184
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%2,519
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial-0.0454%4,302
Percentage Net Loans Charged-off: Loans to individuals0.0523%2,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0523%2,179
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0127%4,561
Percentage Net Loans Charged-off: Total real estate loans-0.0399%4,844
Percentage Net Loans Charged-off:Construction & development-1.2531%4,919
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0340%1,436
Percentage Net Loans Charged-off: Home equity loans0.1965%195
All other 1-4 family - Percent of loans charged-off, net0.0247%1,498
Percentage Net Loans Charged-off: Commercial and industrial0.0760%1,744
Percentage Net Loans Charged-off: Loans to individuals0.1460%2,680
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1460%2,586
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0162%2,850
Percentage Net Loans Charged-off: Total real estate loans0.0043%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0172%1,476
Percentage Net Loans Charged-off: Home equity loans0.1736%191
All other 1-4 family - Percent of loans charged-off, net0.0081%1,557
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%3,929
Percentage Net Loans Charged-off: Loans to individuals0.0674%2,874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0674%2,767
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0049%2,998
Percentage Net Loans Charged-off: Total real estate loans-0.0025%3,941
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%4,224
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0046%4,300
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals0.0502%2,728
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0502%2,614
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0014%2,682
Percentage Net Loans Charged-off: Total real estate loans-0.0033%4,067
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0059%4,338
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0062%4,412
Percentage Net Loans Charged-off: Commercial and industrial0.0415%967
Percentage Net Loans Charged-off: Loans to individuals0.0503%2,335
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0503%2,208
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0210%4,971
Percentage Net Loans Charged-off: Total real estate loans-0.0527%5,144
Percentage Net Loans Charged-off:Construction & development-1.0275%5,142
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0076%2,242
Percentage Net Loans Charged-off: Home equity loans-0.2320%4,121
All other 1-4 family - Percent of loans charged-off, net0.0236%1,865
Percentage Net Loans Charged-off: Commercial and industrial-0.0049%4,161
Percentage Net Loans Charged-off: Loans to individuals0.2461%2,554
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2461%2,410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0592%5,217
Percentage Net Loans Charged-off: Total real estate loans-0.0898%5,336
Percentage Net Loans Charged-off:Construction & development-1.5390%5,211
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%4,478
Percentage Net Loans Charged-off: Home equity loans-0.0322%3,902
All other 1-4 family - Percent of loans charged-off, net-0.0022%4,458
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,017
Percentage Net Loans Charged-off: Loans to individuals0.1127%2,889
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1127%2,744
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0742%5,319
Percentage Net Loans Charged-off: Total real estate loans-0.1211%5,454
Percentage Net Loans Charged-off:Construction & development-2.3383%5,253
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0184%1,587
Percentage Net Loans Charged-off: Home equity loans-0.0480%3,959
All other 1-4 family - Percent of loans charged-off, net0.0230%1,442
Percentage Net Loans Charged-off: Commercial and industrial0.1337%1,187
Percentage Net Loans Charged-off: Loans to individuals0.1443%2,502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1443%2,362
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0394%2,024
Percentage Net Loans Charged-off: Total real estate loans0.0299%1,108
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0525%964
Percentage Net Loans Charged-off: Home equity loans-0.0478%4,045
All other 1-4 family - Percent of loans charged-off, net0.0594%859
Percentage Net Loans Charged-off: Commercial and industrial0.0369%1,020
Percentage Net Loans Charged-off: Loans to individuals-0.0214%4,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0214%4,678
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1301%1,941
Percentage Net Loans Charged-off: Total real estate loans0.1446%943
Percentage Net Loans Charged-off:Construction & development1.4646%99
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1457%1,028
Percentage Net Loans Charged-off: Home equity loans-0.0236%4,009
All other 1-4 family - Percent of loans charged-off, net0.1582%937
Percentage Net Loans Charged-off: Commercial and industrial0.1676%1,638
Percentage Net Loans Charged-off: Loans to individuals0.1811%2,854
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1811%2,700
Percentage Net Loans Charged-off: All other loans and lease-0.5869%5,351
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1486%1,510
Percentage Net Loans Charged-off: Total real estate loans0.1732%686
Percentage Net Loans Charged-off:Construction & development2.0433%63
Percentage Net Loans Charged-off: Commercial real estate0.0658%770
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1275%1,041
Percentage Net Loans Charged-off: Home equity loans-0.0315%4,049
All other 1-4 family - Percent of loans charged-off, net0.1393%951
Percentage Net Loans Charged-off: Commercial and industrial0.2288%1,196
Percentage Net Loans Charged-off: Loans to individuals0.1511%2,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1511%2,531
Percentage Net Loans Charged-off: All other loans and lease-0.8766%5,401
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1960%1,168
Percentage Net Loans Charged-off: Total real estate loans0.2315%534
Percentage Net Loans Charged-off:Construction & development2.9499%51
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1978%739
Percentage Net Loans Charged-off: Home equity loans-0.0236%4,046
All other 1-4 family - Percent of loans charged-off, net0.2145%678
Percentage Net Loans Charged-off: Commercial and industrial0.3447%895
Percentage Net Loans Charged-off: Loans to individuals0.2279%2,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2279%2,071
Percentage Net Loans Charged-off: All other loans and lease-1.4594%5,471
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2187%932
Percentage Net Loans Charged-off: Total real estate loans0.3049%366
Percentage Net Loans Charged-off:Construction & development6.1521%15
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1026%916
Percentage Net Loans Charged-off: Home equity loans-0.0468%4,147
All other 1-4 family - Percent of loans charged-off, net0.1139%834
Percentage Net Loans Charged-off: Commercial and industrial0.5221%541
Percentage Net Loans Charged-off: Loans to individuals0.1313%2,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1313%2,033
Percentage Net Loans Charged-off: All other loans and lease-3.1075%5,511
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5379%480
Percentage Net Loans Charged-off: Total real estate loans-0.2913%5,964
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0701%1,154
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%5,200
Percentage Net Loans Charged-off: Home equity loans-0.0111%4,127
All other 1-4 family - Percent of loans charged-off, net-0.0063%5,185
Percentage Net Loans Charged-off: Commercial and industrial-0.0980%5,101
Percentage Net Loans Charged-off: Loans to individuals0.2822%2,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2822%2,183
Percentage Net Loans Charged-off: All other loans and lease27.1881%58
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6997%304
Percentage Net Loans Charged-off: Total real estate loans-0.3766%6,078
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0951%882
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0134%2,605
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0145%2,484
Percentage Net Loans Charged-off: Commercial and industrial-0.1193%5,195
Percentage Net Loans Charged-off: Loans to individuals0.0607%3,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0607%3,009
Percentage Net Loans Charged-off: All other loans and lease36.1772%41
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5354%115
Percentage Net Loans Charged-off: Total real estate loans0.0608%1,812
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.1416%677
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0336%2,124
Percentage Net Loans Charged-off: Home equity loans0.0220%677
All other 1-4 family - Percent of loans charged-off, net0.0346%2,001
Percentage Net Loans Charged-off: Commercial and industrial-0.1575%5,341
Percentage Net Loans Charged-off: Loans to individuals-0.0100%4,949
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0100%4,879
Percentage Net Loans Charged-off: All other loans and lease52.7548%23
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0204%5,057
Percentage Net Loans Charged-off: Total real estate loans-0.0020%4,660
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0065%5,379
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.1524%5,395
Percentage Net Loans Charged-off: Loans to individuals-0.0999%5,202
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0999%5,144
Percentage Net Loans Charged-off: All other loans and lease0.1077%652
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1775%2,251
Percentage Net Loans Charged-off: Total real estate loans0.2982%1,044
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.5828%592
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.2163%1,519
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2337%1,387
Percentage Net Loans Charged-off: Commercial and industrial-0.1874%5,578
Percentage Net Loans Charged-off: Loans to individuals-0.2654%5,951
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2654%5,900
Percentage Net Loans Charged-off: All other loans and lease-0.7516%5,812
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2806%1,403
Percentage Net Loans Charged-off: Total real estate loans0.4569%645
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.7803%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.3882%853
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.4194%754
Percentage Net Loans Charged-off: Commercial and industrial-0.2111%5,663
Percentage Net Loans Charged-off: Loans to individuals-0.3924%6,059
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3924%6,017
Percentage Net Loans Charged-off: All other loans and lease-1.1235%5,889
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2553%1,535
Percentage Net Loans Charged-off: Total real estate loans0.4086%763
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.8566%357
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2674%1,191
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2887%1,084
Percentage Net Loans Charged-off: Commercial and industrial-0.2201%5,705
Percentage Net Loans Charged-off: Loans to individuals-0.6092%6,218
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6092%6,173
Percentage Net Loans Charged-off: All other loans and lease0.0592%1,006
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2462%1,336
Percentage Net Loans Charged-off: Total real estate loans0.3207%857
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.3573%514
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.3692%818
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.3986%759
Percentage Net Loans Charged-off: Commercial and industrial-0.2580%5,823
Percentage Net Loans Charged-off: Loans to individuals0.0925%2,513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0925%2,382
Percentage Net Loans Charged-off: All other loans and lease0.2438%557
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5254%1,262
Percentage Net Loans Charged-off: Total real estate loans0.5214%1,054
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.8450%686
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.5392%1,048
Percentage Net Loans Charged-off: Home equity loans0.1631%1,118
All other 1-4 family - Percent of loans charged-off, net0.5711%972
Percentage Net Loans Charged-off: Commercial and industrial-0.8726%6,339
Percentage Net Loans Charged-off: Loans to individuals2.0081%488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0081%440
Percentage Net Loans Charged-off: All other loans and lease0.5985%599
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2963%2,054
Percentage Net Loans Charged-off: Total real estate loans0.2172%2,063
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.4236%1,260
Percentage Net Loans Charged-off: Home equity loans0.2144%944
All other 1-4 family - Percent of loans charged-off, net0.4415%1,164
Percentage Net Loans Charged-off: Commercial and industrial-0.8572%6,389
Percentage Net Loans Charged-off: Loans to individuals2.1204%434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1204%396
Percentage Net Loans Charged-off: All other loans and lease0.5266%606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%4,458
Percentage Net Loans Charged-off: Total real estate loans0.0528%3,174
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0848%2,654
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0923%2,450
Percentage Net Loans Charged-off: Commercial and industrial-0.9038%6,426
Percentage Net Loans Charged-off: Loans to individuals0.5067%1,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5067%1,636
Percentage Net Loans Charged-off: All other loans and lease0.4256%600
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0062%5,310
Percentage Net Loans Charged-off: Total real estate loans0.1174%2,168
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1884%1,724
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.2050%1,567
Percentage Net Loans Charged-off: Commercial and industrial-2.0857%6,623
Percentage Net Loans Charged-off: Loans to individuals0.9686%1,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9686%925
Percentage Net Loans Charged-off: All other loans and lease0.0508%856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2141%3,677
Percentage Net Loans Charged-off: Total real estate loans0.1842%3,363
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0286%3,049
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3069%2,436
Percentage Net Loans Charged-off: Home equity loans0.1917%1,428
All other 1-4 family - Percent of loans charged-off, net0.3182%2,281
Percentage Net Loans Charged-off: Commercial and industrial-0.1453%6,149
Percentage Net Loans Charged-off: Loans to individuals0.2660%3,146
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2660%2,980
Percentage Net Loans Charged-off: All other loans and lease1.5562%445
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1853%3,634
Percentage Net Loans Charged-off: Total real estate loans0.1876%3,159
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0381%2,654
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3092%2,336
Percentage Net Loans Charged-off: Home equity loans0.2506%1,193
All other 1-4 family - Percent of loans charged-off, net0.3152%2,183
Percentage Net Loans Charged-off: Commercial and industrial-0.4073%6,511
Percentage Net Loans Charged-off: Loans to individuals0.1206%3,596
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1206%3,413
Percentage Net Loans Charged-off: All other loans and lease1.7050%381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1812%3,508
Percentage Net Loans Charged-off: Total real estate loans0.1787%3,027
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3134%2,181
Percentage Net Loans Charged-off: Home equity loans0.3679%953
All other 1-4 family - Percent of loans charged-off, net0.3078%2,096
Percentage Net Loans Charged-off: Commercial and industrial0.0607%2,618
Percentage Net Loans Charged-off: Loans to individuals0.2972%2,614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2972%2,437
Percentage Net Loans Charged-off: All other loans and lease0.2437%806
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0610%3,885
Percentage Net Loans Charged-off: Total real estate loans0.0589%3,252
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1037%2,527
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1147%2,335
Percentage Net Loans Charged-off: Commercial and industrial-0.0303%5,509
Percentage Net Loans Charged-off: Loans to individuals0.3249%2,183
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3249%2,019
Percentage Net Loans Charged-off: All other loans and lease-0.2510%6,270
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4810%3,071
Percentage Net Loans Charged-off: Total real estate loans0.5377%2,533
Percentage Net Loans Charged-off:Construction & development2.3896%1,581
Percentage Net Loans Charged-off: Commercial real estate1.0940%1,149
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.2039%3,412
Percentage Net Loans Charged-off: Home equity loans0.2252%1,588
All other 1-4 family - Percent of loans charged-off, net0.2016%3,321
Percentage Net Loans Charged-off: Commercial and industrial-0.0409%6,276
Percentage Net Loans Charged-off: Loans to individuals0.4531%2,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4242%2,767
Percentage Net Loans Charged-off: All other loans and lease0.7584%660
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4461%2,940
Percentage Net Loans Charged-off: Total real estate loans0.4879%2,442
Percentage Net Loans Charged-off:Construction & development0.1041%2,511
Percentage Net Loans Charged-off: Commercial real estate1.4600%753
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1094%3,692
Percentage Net Loans Charged-off: Home equity loans0.3007%1,303
All other 1-4 family - Percent of loans charged-off, net0.0881%3,679
Percentage Net Loans Charged-off: Commercial and industrial0.0990%3,346
Percentage Net Loans Charged-off: Loans to individuals0.4137%2,852
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3821%2,649
Percentage Net Loans Charged-off: All other loans and lease0.6140%688
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2952%3,398
Percentage Net Loans Charged-off: Total real estate loans0.3698%2,659
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.9401%1,040
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1705%3,028
Percentage Net Loans Charged-off: Home equity loans0.7584%830
All other 1-4 family - Percent of loans charged-off, net0.1049%3,189
Percentage Net Loans Charged-off: Commercial and industrial-0.2395%6,685
Percentage Net Loans Charged-off: Loans to individuals0.0995%3,769
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0899%3,590
Percentage Net Loans Charged-off: All other loans and lease0.7822%554
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4080%2,465
Percentage Net Loans Charged-off: Total real estate loans0.5361%1,810
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate1.2925%658
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2751%2,039
Percentage Net Loans Charged-off: Home equity loans1.5205%424
All other 1-4 family - Percent of loans charged-off, net0.1347%2,345
Percentage Net Loans Charged-off: Commercial and industrial-0.2550%6,720
Percentage Net Loans Charged-off: Loans to individuals0.1842%2,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1599%2,705
Percentage Net Loans Charged-off: All other loans and lease0.3900%596
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1365%1,965
Percentage Net Loans Charged-off: Total real estate loans0.8216%2,197
Percentage Net Loans Charged-off:Construction & development0.2845%3,046
Percentage Net Loans Charged-off: Commercial real estate-0.3339%7,412
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.7015%1,844
Percentage Net Loans Charged-off: Home equity loans0.1374%1,724
All other 1-4 family - Percent of loans charged-off, net0.7629%1,697
Percentage Net Loans Charged-off: Commercial and industrial2.9290%1,181
Percentage Net Loans Charged-off: Loans to individuals0.7937%2,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2920%517
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9551%2,085
Percentage Net Loans Charged-off: Total real estate loans0.6059%2,448
Percentage Net Loans Charged-off:Construction & development0.3706%2,676
Percentage Net Loans Charged-off: Commercial real estate-0.5167%7,521
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.8828%1,387
Percentage Net Loans Charged-off: Home equity loans0.3198%1,302
All other 1-4 family - Percent of loans charged-off, net0.9437%1,299
Percentage Net Loans Charged-off: Commercial and industrial3.0720%986
Percentage Net Loans Charged-off: Loans to individuals0.6593%2,705
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7890%544
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5957%2,737
Percentage Net Loans Charged-off: Total real estate loans-0.1377%7,611
Percentage Net Loans Charged-off:Construction & development0.5490%2,232
Percentage Net Loans Charged-off: Commercial real estate-1.2591%7,603
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6069%1,678
Percentage Net Loans Charged-off: Home equity loans-0.0202%5,534
All other 1-4 family - Percent of loans charged-off, net0.6748%1,508
Percentage Net Loans Charged-off: Commercial and industrial4.1986%687
Percentage Net Loans Charged-off: Loans to individuals0.6991%2,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5794%368
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1669%3,926
Percentage Net Loans Charged-off: Total real estate loans-0.6360%7,786
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate-2.7214%7,709
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.5331%1,507
Percentage Net Loans Charged-off: Home equity loans-0.6253%5,697
All other 1-4 family - Percent of loans charged-off, net0.6553%1,276
Percentage Net Loans Charged-off: Commercial and industrial5.1550%508
Percentage Net Loans Charged-off: Loans to individuals0.5784%2,482
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3596%781
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8572%2,684
Percentage Net Loans Charged-off: Total real estate loans0.7342%2,361
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate1.5348%761
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3252%2,665
Percentage Net Loans Charged-off: Home equity loans0.1949%1,618
All other 1-4 family - Percent of loans charged-off, net0.3376%2,485
Percentage Net Loans Charged-off: Commercial and industrial0.9996%2,863
Percentage Net Loans Charged-off: Loans to individuals1.2302%2,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3599%866
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8530%2,258
Percentage Net Loans Charged-off: Total real estate loans0.7642%1,883
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate1.9991%417
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0801%3,638
Percentage Net Loans Charged-off: Home equity loans0.2665%1,277
All other 1-4 family - Percent of loans charged-off, net0.0628%3,595
Percentage Net Loans Charged-off: Commercial and industrial1.5266%1,864
Percentage Net Loans Charged-off: Loans to individuals0.9077%2,642
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5907%1,054
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7035%2,294
Percentage Net Loans Charged-off: Total real estate loans0.2421%2,942
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.5087%1,045
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1141%2,942
Percentage Net Loans Charged-off: Home equity loans0.3340%976
All other 1-4 family - Percent of loans charged-off, net0.0940%2,854
Percentage Net Loans Charged-off: Commercial and industrial3.4728%818
Percentage Net Loans Charged-off: Loans to individuals1.0169%2,285
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6380%885
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0708%1,271
Percentage Net Loans Charged-off: Total real estate loans-0.0019%7,532
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%7,556
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0044%7,559
Percentage Net Loans Charged-off: Commercial and industrial8.0450%263
Percentage Net Loans Charged-off: Loans to individuals1.4812%1,507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3035%864
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5152%2,296
Percentage Net Loans Charged-off: Total real estate loans0.2971%2,347
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.4664%905
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2389%1,985
Percentage Net Loans Charged-off: Home equity loans0.1482%1,110
All other 1-4 family - Percent of loans charged-off, net0.2469%1,857
Percentage Net Loans Charged-off: Commercial and industrial1.0003%1,827
Percentage Net Loans Charged-off: Loans to individuals0.8113%2,738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6862%596
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3493%2,290
Percentage Net Loans Charged-off: Total real estate loans0.2849%1,743
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.6297%476
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0621%2,692
Percentage Net Loans Charged-off: Home equity loans-0.0370%5,980
All other 1-4 family - Percent of loans charged-off, net0.0707%2,427
Percentage Net Loans Charged-off: Commercial and industrial0.1373%3,096
Percentage Net Loans Charged-off: Loans to individuals0.7283%2,504
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9140%685
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4366%1,552
Percentage Net Loans Charged-off: Total real estate loans0.4319%1,035
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.9435%283
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1031%1,912
Percentage Net Loans Charged-off: Home equity loans-0.0566%5,987
All other 1-4 family - Percent of loans charged-off, net0.1168%1,690
Percentage Net Loans Charged-off: Commercial and industrial0.0675%2,811
Percentage Net Loans Charged-off: Loans to individuals0.7221%2,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8536%633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1882%2,240
Percentage Net Loans Charged-off: Total real estate loans0.0020%2,665
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0147%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%7,781
Percentage Net Loans Charged-off: Home equity loans-0.0572%5,954
All other 1-4 family - Percent of loans charged-off, net-0.0049%7,725
Percentage Net Loans Charged-off: Commercial and industrial-0.0720%7,249
Percentage Net Loans Charged-off: Loans to individuals1.2895%1,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9437%495
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3854%1,450
Percentage Net Loans Charged-off: Total real estate loans0.4110%697
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.8801%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.5260%502
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.5278%497
Percentage Net Loans Charged-off: Commercial and industrial-0.1059%7,529
Percentage Net Loans Charged-off: Loans to individuals1.8590%712
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6178%482
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3331%1,199
Percentage Net Loans Charged-off: Total real estate loans0.2238%809
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.4498%8,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.5493%353
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.5511%347
Percentage Net Loans Charged-off: Commercial and industrial-0.1435%7,524
Percentage Net Loans Charged-off: Loans to individuals1.9006%603
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6977%649
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0481%3,703
Percentage Net Loans Charged-off: Total real estate loans0.0168%2,254
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.7398%8,267
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.3185%553
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.3195%533
Percentage Net Loans Charged-off: Commercial and industrial-0.0286%6,954
Percentage Net Loans Charged-off: Loans to individuals0.2569%3,361
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3520%801
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1113%2,075
Percentage Net Loans Charged-off: Total real estate loans0.0499%1,212
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-1.4168%8,321
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.4354%350
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.4368%330
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.8626%1,445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0727%7,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8276%383
Percentage Net Loans Charged-off: Total real estate loans0.6497%189
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate1.1175%144
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.8853%144
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.8877%144
Percentage Net Loans Charged-off: Commercial and industrial0.4052%1,825
Percentage Net Loans Charged-off: Loans to individuals2.8208%320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5273%784
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7145%375
Percentage Net Loans Charged-off: Total real estate loans0.5087%188
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0123%928
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.9209%115
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.9234%128
Percentage Net Loans Charged-off: Commercial and industrial-0.0102%6,763
Percentage Net Loans Charged-off: Loans to individuals3.0500%262
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6884%607
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5269%571
Percentage Net Loans Charged-off: Total real estate loans0.4113%253
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0179%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.7478%167
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.7497%169
Percentage Net Loans Charged-off: Commercial and industrial-0.2416%7,744
Percentage Net Loans Charged-off: Loans to individuals2.1556%453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6140%576
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7676%358
Percentage Net Loans Charged-off: Total real estate loans0.7063%105
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0356%413
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential1.2802%84
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net1.2831%84
Percentage Net Loans Charged-off: Commercial and industrial-0.5046%7,972
Percentage Net Loans Charged-off: Loans to individuals3.0091%333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2818%7,321
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9376%114
Percentage Net Loans Charged-off: Total real estate loans1.1588%72
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.7843%208
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential1.7238%58
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net1.7285%60
Percentage Net Loans Charged-off: Commercial and industrial4.1237%236
Percentage Net Loans Charged-off: Loans to individuals5.4469%114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9620%378
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2546%94
Percentage Net Loans Charged-off: Total real estate loans1.2813%53
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate1.0111%139
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential1.8231%55
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net1.8286%57
Percentage Net Loans Charged-off: Commercial and industrial5.4500%154
Percentage Net Loans Charged-off: Loans to individuals6.2378%93
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3161%290
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5174%96
Percentage Net Loans Charged-off: Total real estate loans1.3979%52
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate1.3843%97
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential1.9575%56
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net1.9641%59
Percentage Net Loans Charged-off: Commercial and industrial7.1656%124
Percentage Net Loans Charged-off: Loans to individuals6.0674%98
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.2252%198
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7479%48
Percentage Net Loans Charged-off: Total real estate loans1.5921%49
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.8582%124
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential2.9805%41
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net2.9903%45
Percentage Net Loans Charged-off: Commercial and industrial14.4564%51
Percentage Net Loans Charged-off: Loans to individuals10.0765%44
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.8926%123
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6332%224
Percentage Net Loans Charged-off: Total real estate loans0.7854%181
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate1.2451%195
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential1.0291%140
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net1.0322%149
Percentage Net Loans Charged-off: Commercial and industrial-0.3079%8,085
Percentage Net Loans Charged-off: Loans to individuals2.6121%497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease11.8632%87
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9535%158
Percentage Net Loans Charged-off: Total real estate loans0.9024%125
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate1.7172%119
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.8686%169
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.8712%173
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals2.4200%522
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.8999%66
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2621%142
Percentage Net Loans Charged-off: Total real estate loans0.7113%183
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate1.9220%117
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.8274%192
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.8297%195
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals3.6774%286
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.6474%53
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5355%860
Percentage Net Loans Charged-off: Total real estate loans0.1842%673
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3092%476
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3101%464
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals3.6332%349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9178%679
Percentage Net Loans Charged-off: Total real estate loans1.0599%142
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate6.4226%21
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0203%8,458
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0204%8,453
Percentage Net Loans Charged-off: Commercial and industrial0.4963%2,627
Percentage Net Loans Charged-off: Loans to individuals1.0048%2,342
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1241%3,891
Percentage Net Loans Charged-off: Total real estate loans-0.0137%8,336
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0277%8,518
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0278%8,518
Percentage Net Loans Charged-off: Commercial and industrial0.0200%4,030
Percentage Net Loans Charged-off: Loans to individuals1.2304%1,678
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1251%3,599
Percentage Net Loans Charged-off: Total real estate loans-0.0210%8,468
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0430%8,642
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0431%8,640
Percentage Net Loans Charged-off: Commercial and industrial0.0305%3,401
Percentage Net Loans Charged-off: Loans to individuals1.2631%1,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0518%4,156
Percentage Net Loans Charged-off: Total real estate loans-0.0424%8,718
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0870%8,842
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0873%8,841
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.7587%2,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2737%2,952
Percentage Net Loans Charged-off: Total real estate loans0.0379%2,812
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0145%1,458
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0694%2,043
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0698%1,971
Percentage Net Loans Charged-off: Commercial and industrial0.4309%2,986
Percentage Net Loans Charged-off: Loans to individuals1.2986%1,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7632%841
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1064%4,997
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.9149%2,509
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0527%5,717
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%5,039
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0560%6,209
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0586%6,486
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3611%2,483
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0938%5,772
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0584%6,767
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0239%9,078
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6063%3,577
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA