Home > First Farmers and Merchants Bank > Net charge- offs to loans
First Farmers and Merchants Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 4,195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3207% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3207% | 1,463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 2,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1305% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 4,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2153% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2153% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 1,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 3,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 4,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 3,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1954% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 4,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 4,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 3,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2005% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2005% | 1,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 3,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 4,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0709% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1582% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1582% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0513% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1172% | 4,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1423% | 4,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0641% | 3,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2048% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0987% | 4,167 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0491% | 4,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0491% | 3,973 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0865% | 4,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0865% | 4,058 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,450 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1327% | 4,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1327% | 4,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 3,584 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2290% | 4,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2290% | 4,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1712% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1712% | 4,537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0378% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1771% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1771% | 4,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0564% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 3,852 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0706% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0706% | 4,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 3,858 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1480% | 4,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1480% | 4,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 2,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0064% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 4,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2027% | 4,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2027% | 4,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0025% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1939% | 4,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1939% | 4,784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1609% | 4,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1609% | 4,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2576% | 4,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2576% | 4,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 3,484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 4,531 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1727% | 4,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1727% | 4,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 3,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2101% | 4,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2101% | 4,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 4,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0851% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1855% | 4,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1855% | 4,879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1360% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2442% | 4,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2442% | 4,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0001% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 4,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 4,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,740 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0352% | 4,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0352% | 4,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,420 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 3,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0709% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0078% | 4,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0078% | 4,720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 2,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 3,763 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1365% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0347% | 2,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0347% | 2,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,868 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 4,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1155% | 4,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1155% | 4,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 3,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8539% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8539% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0042% | 4,940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0500% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0332% | 4,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9686% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9686% | 768 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 4,948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 3,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2299% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2299% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 4,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1421% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 4,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1093% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1093% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 5,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0964% | 5,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 5,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 5,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 5,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 5,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4477% | 5,634 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0466% | 5,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0466% | 5,181 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0019% | 5,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1266% | 5,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0360% | 5,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0653% | 5,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 5,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0076% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 5,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5999% | 5,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0026% | 5,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1963% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0613% | 5,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0974% | 5,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0603% | 5,768 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0760% | 5,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9276% | 5,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0122% | 4,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0122% | 4,883 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 4,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0766% | 5,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0807% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 4,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2152% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 3,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3020% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0692% | 5,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0692% | 5,503 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 5,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 2,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2847% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 4,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0878% | 5,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0419% | 5,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0418% | 5,301 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0107% | 5,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 5,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 5,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 5,087 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 5,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 2,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0876% | 5,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0876% | 5,430 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 5,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 5,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 5,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 5,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 5,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 4,407 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 5,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 5,016 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2773% | 5,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2773% | 5,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 4,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 1,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 2,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 1,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 3,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1893% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 3,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 3,426 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0043% | 5,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 4,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 2,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 3,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1837% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0763% | 3,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0763% | 3,384 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 5,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 3,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 1,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 3,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2843% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0513% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0513% | 3,162 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 5,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5724% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1561% | 2,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 3,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3488% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1418% | 1,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 6,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4469% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0722% | 4,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0722% | 3,963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4117% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4767% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 3,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1508% | 1,334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 3,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0636% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0088% | 4,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0088% | 3,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6003% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3355% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7819% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 2,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1042% | 2,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8923% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0267% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0267% | 3,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8580% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4675% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0860% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1806% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1673% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1861% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3474% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0798% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0798% | 2,695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6152% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6752% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8053% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 3,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 1,842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1456% | 3,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6211% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2694% | 3,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 3,467 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0181% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8176% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8863% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3709% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1572% | 3,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0617% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1934% | 3,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8628% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5154% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4777% | 2,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 5,999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0452% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1008% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8975% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2181% | 2,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0198% | 1,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2928% | 2,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2636% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0285% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9236% | 1,305 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0292% | 6,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7600% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7869% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5777% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4387% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 1,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5865% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6238% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1045% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7976% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0543% | 6,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2008% | 4,216 |
| Percentage Net Loans Charged-off:Construction & development | -0.0888% | 6,903 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5143% | 2,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 4,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 1,719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5942% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1864% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2575% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3368% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2631% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.1195% | 6,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6737% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 3,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1875% | 1,464 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 3,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9042% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3070% | 3,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3426% | 1,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3765% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2870% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.1717% | 7,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6935% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1316% | 3,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2827% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 3,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0344% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 4,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5290% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6348% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5388% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.3358% | 7,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3686% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5709% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 2,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2944% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2225% | 6,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1697% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3276% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3824% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 2.4495% | 1,901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5971% | 1,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 4,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1807% | 1,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 7,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 4,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3076% | 4,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 6,569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4292% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5369% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | 3.4921% | 1,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7936% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 3,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 4,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1752% | 4,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 6,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6198% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7862% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 4.9294% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2182% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1811% | 1,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 3,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1034% | 3,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0297% | 5,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0738% | 7,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1198% | 7,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.3532% | 7,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0561% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3281% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 5,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 3,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.7037% | 1,814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 7,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 7,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 5,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.2504% | 7,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 7,858 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 7,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1006% | 3,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0304% | 5,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 6,669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1198% | 8,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1520% | 8,203 |
| Percentage Net Loans Charged-off:Construction & development | -1.2847% | 7,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 7,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1812% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0632% | 4,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 6,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 6,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0889% | 3,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 7,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 7,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1042% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 7,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2940% | 7,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1979% | 4,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0063% | 6,796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 7,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 7,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2542% | 7,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 4,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 6,789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 7,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 7,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 6,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0991% | 4,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0059% | 6,817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 7,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0382% | 8,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 6,900 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0332% | 6,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 7,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7544% | 6,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8333% | 8,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0244% | 7,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1104% | 6,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2849% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 2,991 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0039% | 8,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4175% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3331% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2000% | 7,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0052% | 6,863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6667% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0831% | 6,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0387% | 8,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0759% | 8,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0578% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3612% | 8,443 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.9276% | 6,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0860% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1702% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1266% | 5,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0851% | 8,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1063% | 8,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0670% | 357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4820% | 8,481 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.1515% | 6,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0840% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1631% | 7,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 4,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1315% | 8,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1413% | 8,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.1198% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7310% | 8,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3486% | 7,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1540% | 4,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2951% | 8,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3466% | 8,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.2271% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6257% | 8,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6439% | 8,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5752% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1698% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.7316% | 6,465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1802% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8573% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2474% | 8,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2285% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | -10.5690% | 6,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1255% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7663% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4065% | 8,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3240% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1404% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3197% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | -13.8749% | 6,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4001% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5175% | 8,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9165% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2396% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6808% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | -22.5435% | 6,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4259% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1951% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7439% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4634% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2730% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.4558% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3903% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5353% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0414% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4086% | 2,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7040% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0423% | 7,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3351% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3294% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 0.5572% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4983% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3135% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0637% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1519% | 3,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0680% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0569% | 7,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3179% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2923% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.8068% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5630% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0931% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2014% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1009% | 7,574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1667% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 7,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6735% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1149% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6338% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4066% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 1.8778% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7126% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2182% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7042% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7466% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1271% | 1,563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1983% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 8,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6433% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1205% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0917% | 1,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1747% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0998% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8103% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2927% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2872% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5730% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6715% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8853% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1305% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7350% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2848% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9732% | 29 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1488% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4508% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1032% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6061% | 1,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 11.1111% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9900% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2731% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2014% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2288% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2294% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1920% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3605% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0938% | 1,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0461% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1954% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3340% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5494% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 5,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5268% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2971% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2091% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2022% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2034% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5551% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5021% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0950% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 6,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1638% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.2086% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8332% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 14.7389% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5619% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |