Home > First Community Bank of Tennessee > Net charge- offs to loans
First Community Bank of Tennessee, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2856% | 4,522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5028% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1310% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5813% | 950 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 3,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3854% | 4,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0928% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1786% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0749% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,023 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5848% | 4,592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1943% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1430% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2792% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1150% | 1,802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3559% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0963% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1166% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2689% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0266% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5823% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3658% | 4,562 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3804% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3952% | 4,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8666% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7251% | 4,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2947% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5161% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7999% | 4,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 3,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0376% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 3,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2444% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2828% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4660% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 3,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5923% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5791% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5952% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1863% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0963% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5827% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7429% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6509% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9180% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0073% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5511% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7938% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 4,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0375% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2004% | 498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 3,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7484% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8725% | 792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4354% | 4,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2041% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5064% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0240% | 4,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5680% | 4,912 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1095% | 4,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3719% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1929% | 4,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0696% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 4,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8167% | 4,987 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4151% | 4,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2724% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5386% | 4,992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0920% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0206% | 5,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1938% | 5,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5420% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5178% | 5,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1434% | 4,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1425% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2231% | 2,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1274% | 4,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5322% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6225% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9196% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8599% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5875% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1741% | 4,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9321% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2902% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9710% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 4,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8973% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9282% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7238% | 1,151 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3454% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0233% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6303% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7982% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 2,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0207% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2605% | 2,128 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8081% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1425% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8098% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5794% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3179% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 5,253 |
| Percentage Net Loans Charged-off:Construction & development | -0.5227% | 5,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 5,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2443% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2939% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8950% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3612% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0017% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 5,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.5642% | 5,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 5,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 4,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3400% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1342% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1338% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3014% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0506% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0789% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0531% | 5,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.8504% | 5,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5270% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8258% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7417% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1700% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7577% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1845% | 5,829 |
| Percentage Net Loans Charged-off:Construction & development | -1.6591% | 5,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1009% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6044% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7131% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.5768% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0403% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 5,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0723% | 5,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 2,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1810% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6170% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4089% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4873% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6543% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 2,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 4,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0518% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7168% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1779% | 2,400 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6748% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3690% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9846% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1632% | 5,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3603% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 5,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 5,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5668% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4689% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6667% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2183% | 5,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0881% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2760% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3060% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.2888% | 5,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1999% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 2,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2345% | 4,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2382% | 2,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 2,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4896% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4215% | 702 |
| Percentage Net Loans Charged-off:Construction & development | -0.3671% | 5,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6681% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0730% | 2,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3059% | 4,740 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 4,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0569% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0643% | 3,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3188% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5185% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5894% | 515 |
| Percentage Net Loans Charged-off:Construction & development | -0.5936% | 5,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7193% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3623% | 4,789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 2,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 4,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1700% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1926% | 2,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5485% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1761% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3703% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8066% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3521% | 4,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 5,009 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1695% | 5,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1920% | 5,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7080% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2818% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2844% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.9608% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1069% | 2,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3375% | 1,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5299% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3317% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 5,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3793% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7541% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3322% | 2,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7280% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3605% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3753% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 1.5369% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4155% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0988% | 4,850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4311% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 5,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4239% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0280% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3493% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6050% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2013% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2055% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2606% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0717% | 4,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2707% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 5,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5217% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5827% | 1,495 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9398% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 2,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4043% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 5,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7778% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8662% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3459% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | 2.2619% | 1,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 3,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0395% | 3,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1706% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1552% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2193% | 3,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3007% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4472% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4297% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 2.9497% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 2,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 3,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 3,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4097% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0962% | 3,741 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0518% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7272% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 6,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.4475% | 6,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 3,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6503% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5842% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1589% | 6,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2041% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 6,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.8880% | 6,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2147% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2364% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2035% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3746% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3896% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.2308% | 2,656 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 6,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 2,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2845% | 5,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4464% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0789% | 6,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0784% | 6,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8924% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3739% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4122% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.2955% | 2,317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 6,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3602% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3718% | 5,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 2,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0930% | 3,365 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5170% | 7,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5020% | 7,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8868% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7313% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8297% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.4121% | 1,969 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 6,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5819% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6061% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7250% | 7,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6798% | 7,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5887% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1300% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0478% | 1,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1504% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 6,092 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6001% | 7,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5230% | 7,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9250% | 406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1579% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2920% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 8.5534% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1869% | 2,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0231% | 694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 3,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2233% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0267% | 5,298 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0288% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9760% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3321% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4865% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 10.5895% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1530% | 2,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 3,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3115% | 3,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 4,120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3647% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6309% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8686% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1139% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 16.2431% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2411% | 1,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 3,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 3,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4007% | 2,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4060% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2089% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4713% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2229% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.2067% | 1,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5210% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1207% | 7,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1268% | 7,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1298% | 6,909 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0498% | 6,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5554% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8924% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8989% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 4.2894% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3351% | 2,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4917% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6270% | 1,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4840% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 4,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3819% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2188% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8400% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3147% | 4,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 4,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0285% | 3,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2180% | 1,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7884% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1615% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 3,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7766% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1871% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3489% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1942% | 3,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.1667% | 2,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3294% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2777% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6508% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2005% | 2,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3007% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1490% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8641% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3085% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6826% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1138% | 2,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1203% | 1,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7517% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9481% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0043% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6377% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5316% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 1.3568% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 7,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3310% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5566% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3147% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2603% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0492% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0529% | 698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5867% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3095% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1978% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 7,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4402% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4619% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4386% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3321% | 2,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9921% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2239% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4870% | 532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 3,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3225% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8875% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3503% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1958% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1784% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0402% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1031% | 8,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1113% | 8,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5344% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5363% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6846% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5106% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3180% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0189% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6502% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5091% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 8,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0803% | 7,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1836% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2550% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5604% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0687% | 8,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1142% | 7,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2201% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8929% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1357% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1141% | 8,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 7,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 7,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0432% | 7,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2189% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8436% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8746% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2567% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1405% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 2,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8694% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4870% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4921% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2233% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1931% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2287% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 2,983 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3352% | 1,908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0504% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 7,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0985% | 8,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5065% | 8,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0723% | 7,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3705% | 2,853 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9780% | 1,944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7033% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1109% | 8,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1969% | 8,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9910% | 8,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1092% | 7,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 2,631 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9827% | 1,948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5088% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3339% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 965 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5027% | 6,120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2085% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 3,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6066% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0477% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2501% | 516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0734% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1823% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7152% | 6,085 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2315% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0259% | 3,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3424% | 3,849 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7728% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1112% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 8,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2889% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0906% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3646% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5093% | 2,830 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6762% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1076% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 8,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2365% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2911% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3740% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3868% | 7,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6665% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1301% | 7,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0850% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4664% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 2,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0509% | 3,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5074% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6593% | 1,062 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0577% | 7,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2493% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1697% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.1225% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6108% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 2,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 3,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2879% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8697% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0551% | 7,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2359% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8971% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0576% | 7,751 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8195% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0852% | 7,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3329% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4669% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7450% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 1,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0291% | 4,645 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4645% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0853% | 7,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0691% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 7,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 3,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2644% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 8,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 7,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7382% | 3,213 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2154% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0730% | 7,489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1716% | 3,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1706% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 7,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 2,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3594% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 2,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 7,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6379% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3360% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1010% | 7,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2894% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2707% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5547% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 7,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0528% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5949% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1093% | 7,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4150% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5155% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 8,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 7,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8101% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1995% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1099% | 7,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 4,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5905% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 4,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6434% | 3,625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9685% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4950% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 5,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 8,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 8,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 8,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6751% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0444% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0334% | 7,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 4,306 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2148% | 3,300 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4329% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4046% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 3,723 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 6,916 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 9,597 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |