Home > First Community Bank > Income and Expense
First Community Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 4,437 |
| Total interest expense | $2,996,000 | 4,800 |
| Net interest income | $4,794,000 | 4,123 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $455,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $264,000 | 4,349 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $191,000 | 5,161 |
| Total noninterest expense | $2,982,000 | 5,019 |
| Salaries and employee benefits | $1,983,000 | 4,404 |
| Premises and equipment expense | $562,000 | 4,029 |
| Additional noninterest expense | $437,000 | 6,886 |
| Pre-tax net operating income | $2,157,000 | 3,162 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $2,155,000 | 2,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,155,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $1,680,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,154,000 | 2,666 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 4,458 |
| Total interest expense | $2,275,000 | 4,768 |
| Net interest income | $3,563,000 | 4,167 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $328,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 4,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $139,000 | 5,234 |
| Total noninterest expense | $1,657,000 | 5,913 |
| Salaries and employee benefits | $914,000 | 5,911 |
| Premises and equipment expense | $422,000 | 4,007 |
| Additional noninterest expense | $321,000 | 6,903 |
| Pre-tax net operating income | $2,144,000 | 2,709 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $2,141,000 | 2,252 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,141,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $1,480,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,141,000 | 2,237 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 4,496 |
| Total interest expense | $1,494,000 | 4,811 |
| Net interest income | $2,374,000 | 4,203 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $218,000 | 5,409 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $126,000 | 4,462 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $92,000 | 5,270 |
| Total noninterest expense | $1,098,000 | 5,982 |
| Salaries and employee benefits | $598,000 | 6,028 |
| Premises and equipment expense | $279,000 | 4,056 |
| Additional noninterest expense | $221,000 | 6,884 |
| Pre-tax net operating income | $1,434,000 | 2,764 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $1,431,000 | 2,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,431,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $940,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,431,000 | 2,270 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 4,462 |
| Total interest expense | $745,000 | 4,796 |
| Net interest income | $1,206,000 | 4,146 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $107,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $549,000 | 6,022 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $141,000 | 4,032 |
| Additional noninterest expense | $106,000 | 6,983 |
| Pre-tax net operating income | $734,000 | 2,712 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $732,000 | 2,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $732,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $732,000 | 2,213 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 4,373 |
| Total interest expense | $2,848,000 | 4,455 |
| Net interest income | $4,636,000 | 4,254 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $439,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $237,000 | 4,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $202,000 | 5,109 |
| Total noninterest expense | $2,110,000 | 6,004 |
| Salaries and employee benefits | $1,174,000 | 5,982 |
| Premises and equipment expense | $519,000 | 4,167 |
| Additional noninterest expense | $417,000 | 6,984 |
| Pre-tax net operating income | $2,845,000 | 2,873 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $2,843,000 | 2,366 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,843,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $1,575,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,844,000 | 2,349 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,573,000 | 4,383 |
| Total interest expense | $2,109,000 | 4,400 |
| Net interest income | $3,464,000 | 4,276 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $334,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $173,000 | 4,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,990 |
| Total noninterest expense | $1,545,000 | 6,068 |
| Salaries and employee benefits | $864,000 | 6,012 |
| Premises and equipment expense | $383,000 | 4,209 |
| Additional noninterest expense | $298,000 | 7,094 |
| Pre-tax net operating income | $2,163,000 | 2,959 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $2,162,000 | 2,416 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,162,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,225,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,162,000 | 2,410 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 4,451 |
| Total interest expense | $1,368,000 | 4,349 |
| Net interest income | $2,205,000 | 4,437 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $216,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $117,000 | 4,667 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,149 |
| Total noninterest expense | $1,048,000 | 6,028 |
| Salaries and employee benefits | $584,000 | 5,997 |
| Premises and equipment expense | $250,000 | 4,268 |
| Additional noninterest expense | $214,000 | 6,959 |
| Pre-tax net operating income | $1,313,000 | 3,169 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $1,312,000 | 2,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,312,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $925,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,312,000 | 2,581 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 4,472 |
| Total interest expense | $674,000 | 4,272 |
| Net interest income | $1,068,000 | 4,512 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 4,498 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $522,000 | 6,049 |
| Salaries and employee benefits | $295,000 | 5,987 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $101,000 | 7,063 |
| Pre-tax net operating income | $626,000 | 3,218 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $625,000 | 2,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $625,000 | 2,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $625,000 | 2,638 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 4,731 |
| Total interest expense | $1,726,000 | 4,860 |
| Net interest income | $4,005,000 | 4,622 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $389,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $206,000 | 4,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,339 |
| Total noninterest expense | $1,865,000 | 6,330 |
| Salaries and employee benefits | $1,043,000 | 6,230 |
| Premises and equipment expense | $453,000 | 4,469 |
| Additional noninterest expense | $369,000 | 7,260 |
| Pre-tax net operating income | $2,419,000 | 3,226 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $2,416,000 | 2,664 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,416,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,005 |
| Cash dividends | $1,250,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,418,000 | 2,634 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 4,790 |
| Total interest expense | $1,159,000 | 5,035 |
| Net interest income | $3,005,000 | 4,635 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $289,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $151,000 | 5,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,343 |
| Total noninterest expense | $1,382,000 | 6,330 |
| Salaries and employee benefits | $773,000 | 6,246 |
| Premises and equipment expense | $332,000 | 4,517 |
| Additional noninterest expense | $277,000 | 7,263 |
| Pre-tax net operating income | $1,822,000 | 3,274 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $1,823,000 | 2,669 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,823,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,821,000 | 2,633 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 4,831 |
| Total interest expense | $692,000 | 5,185 |
| Net interest income | $1,997,000 | 4,614 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $185,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $91,000 | 5,365 |
| Total noninterest expense | $886,000 | 6,443 |
| Salaries and employee benefits | $510,000 | 6,275 |
| Premises and equipment expense | $212,000 | 4,614 |
| Additional noninterest expense | $164,000 | 7,466 |
| Pre-tax net operating income | $1,236,000 | 3,171 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $1,236,000 | 2,576 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,236,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,653 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,235,000 | 2,546 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 4,891 |
| Total interest expense | $299,000 | 5,494 |
| Net interest income | $1,014,000 | 4,581 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $84,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $50,000 | 4,996 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $448,000 | 6,448 |
| Salaries and employee benefits | $259,000 | 6,258 |
| Premises and equipment expense | $109,000 | 4,578 |
| Additional noninterest expense | $80,000 | 7,570 |
| Pre-tax net operating income | $620,000 | 3,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $619,000 | 2,550 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $619,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $619,000 | 2,509 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 5,135 |
| Total interest expense | $818,000 | 6,200 |
| Net interest income | $3,739,000 | 4,702 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $390,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $241,000 | 4,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,698 |
| Total noninterest expense | $1,777,000 | 6,402 |
| Salaries and employee benefits | $975,000 | 6,355 |
| Premises and equipment expense | $434,000 | 4,527 |
| Additional noninterest expense | $368,000 | 7,301 |
| Pre-tax net operating income | $2,242,000 | 3,250 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $2,241,000 | 2,649 |
| Extraordinary gains, net | $3,000 | 30 |
| Net income | $2,244,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $930,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,241,000 | 2,603 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 5,168 |
| Total interest expense | $559,000 | 6,415 |
| Net interest income | $2,809,000 | 4,692 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $288,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $181,000 | 4,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $107,000 | 5,792 |
| Total noninterest expense | $1,316,000 | 6,409 |
| Salaries and employee benefits | $727,000 | 6,347 |
| Premises and equipment expense | $321,000 | 4,549 |
| Additional noninterest expense | $268,000 | 7,353 |
| Pre-tax net operating income | $1,691,000 | 3,306 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $1,693,000 | 2,683 |
| Extraordinary gains, net | $3,000 | 21 |
| Net income | $1,696,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $630,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,690,000 | 2,627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 5,191 |
| Total interest expense | $359,000 | 6,545 |
| Net interest income | $1,875,000 | 4,688 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $187,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $118,000 | 4,906 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 5,871 |
| Total noninterest expense | $895,000 | 6,377 |
| Salaries and employee benefits | $496,000 | 6,323 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $187,000 | 7,286 |
| Pre-tax net operating income | $1,107,000 | 3,302 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,109,000 | 2,690 |
| Extraordinary gains, net | $3,000 | 19 |
| Net income | $1,112,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $430,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,106,000 | 2,625 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,227 |
| Total interest expense | $185,000 | 6,543 |
| Net interest income | $925,000 | 4,731 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $442,000 | 6,468 |
| Salaries and employee benefits | $262,000 | 6,167 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $548,000 | 3,294 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $551,000 | 2,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $551,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $230,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $548,000 | 2,621 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 5,449 |
| Total interest expense | $787,000 | 6,748 |
| Net interest income | $3,436,000 | 4,859 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $423,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $202,000 | 5,250 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $221,000 | 5,088 |
| Total noninterest expense | $1,672,000 | 6,575 |
| Salaries and employee benefits | $850,000 | 6,750 |
| Premises and equipment expense | $408,000 | 4,675 |
| Additional noninterest expense | $414,000 | 7,074 |
| Pre-tax net operating income | $2,139,000 | 3,246 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,139,000 | 2,722 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,139,000 | 2,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $1,430,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,139,000 | 2,588 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 5,543 |
| Total interest expense | $598,000 | 6,859 |
| Net interest income | $2,538,000 | 4,918 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $329,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $205,000 | 4,556 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 5,684 |
| Total noninterest expense | $1,211,000 | 6,670 |
| Salaries and employee benefits | $616,000 | 6,849 |
| Premises and equipment expense | $296,000 | 4,754 |
| Additional noninterest expense | $299,000 | 7,148 |
| Pre-tax net operating income | $1,620,000 | 3,350 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,620,000 | 2,801 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,620,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $1,131,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,620,000 | 2,654 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 5,631 |
| Total interest expense | $409,000 | 6,921 |
| Net interest income | $1,657,000 | 4,976 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $222,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $122,000 | 4,964 |
| Total noninterest expense | $773,000 | 6,814 |
| Salaries and employee benefits | $391,000 | 7,001 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $200,000 | 7,140 |
| Pre-tax net operating income | $1,082,000 | 3,327 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,082,000 | 2,810 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,082,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $901,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,082,000 | 2,644 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,600 |
| Total interest expense | $207,000 | 6,979 |
| Net interest income | $847,000 | 4,886 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $374,000 | 6,924 |
| Salaries and employee benefits | $196,000 | 7,027 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $586,000 | 3,141 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $586,000 | 2,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $160,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $586,000 | 2,456 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 5,750 |
| Total interest expense | $912,000 | 7,171 |
| Net interest income | $3,299,000 | 4,961 |
| Provision for loan and lease losses | $173,000 | 4,671 |
| Total noninterest income | $353,000 | 6,078 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 5,360 |
| Total noninterest expense | $1,437,000 | 6,982 |
| Salaries and employee benefits | $708,000 | 7,240 |
| Premises and equipment expense | $335,000 | 5,228 |
| Additional noninterest expense | $394,000 | 7,197 |
| Pre-tax net operating income | $2,042,000 | 3,374 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,086,000 | 2,710 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,086,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $1,079,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,042,000 | 2,663 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 6,165 |
| Total interest expense | $1,601,000 | 6,780 |
| Net interest income | $2,634,000 | 5,544 |
| Provision for loan and lease losses | $128,000 | 5,093 |
| Total noninterest income | $408,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $195,000 | 5,225 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $1,252,000 | 7,323 |
| Salaries and employee benefits | $576,000 | 7,777 |
| Premises and equipment expense | $297,000 | 5,549 |
| Additional noninterest expense | $379,000 | 7,308 |
| Pre-tax net operating income | $1,662,000 | 3,613 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $1,655,000 | 2,997 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,655,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $756,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,641,140 | 2,914 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 6,583 |
| Total interest expense | $1,777,000 | 6,637 |
| Net interest income | $2,101,000 | 6,418 |
| Provision for loan and lease losses | $53,000 | 6,459 |
| Total noninterest income | $277,000 | 6,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $1,043,000 | 7,890 |
| Salaries and employee benefits | $477,000 | 8,361 |
| Premises and equipment expense | $255,000 | 5,977 |
| Additional noninterest expense | $311,000 | 7,858 |
| Pre-tax net operating income | $1,282,000 | 4,538 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $119,000 | 6,296 |
| Income before extraordinary items | $1,173,000 | 3,927 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,173,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $595,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,163,900 | 3,937 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 7,122 |
| Total interest expense | $1,329,000 | 7,341 |
| Net interest income | $1,903,000 | 6,823 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $663,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 2,910 |
| Total noninterest expense | $1,060,000 | 7,949 |
| Salaries and employee benefits | $525,000 | 8,189 |
| Premises and equipment expense | $213,000 | 6,603 |
| Additional noninterest expense | $322,000 | 7,933 |
| Pre-tax net operating income | $1,471,000 | 4,158 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $297,000 | 4,842 |
| Income before extraordinary items | $1,167,000 | 3,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,167,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $487,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,172,600 | 3,919 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 7,599 |
| Total interest expense | $1,156,000 | 8,013 |
| Net interest income | $1,789,000 | 7,074 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $308,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $1,041,000 | 7,985 |
| Salaries and employee benefits | $514,000 | 8,265 |
| Premises and equipment expense | $220,000 | 6,425 |
| Additional noninterest expense | $307,000 | 8,051 |
| Pre-tax net operating income | $986,000 | 5,458 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $107,000 | 7,422 |
| Income before extraordinary items | $877,000 | 4,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $877,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $309,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $878,780 | 4,814 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 8,472 |
| Total interest expense | $898,000 | 8,973 |
| Net interest income | $1,534,000 | 7,904 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $300,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,194 |
| Total noninterest expense | $1,009,000 | 8,314 |
| Salaries and employee benefits | $504,000 | 8,576 |
| Premises and equipment expense | $199,000 | 6,876 |
| Additional noninterest expense | $306,000 | 8,259 |
| Pre-tax net operating income | $755,000 | 6,754 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $203,000 | 6,834 |
| Income before extraordinary items | $552,000 | 6,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $552,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $212,000 | 5,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $552,000 | 6,603 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 9,889 |
| Total interest expense | $640,000 | 10,151 |
| Net interest income | $1,012,000 | 9,523 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $227,000 | 7,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $770,000 | 9,549 |
| Salaries and employee benefits | $387,000 | 9,698 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $218,000 | 9,728 |
| Pre-tax net operating income | $469,000 | 8,124 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $189,000 | 7,300 |
| Income before extraordinary items | $280,000 | 8,587 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $280,000 | 8,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $280,000 | 8,519 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 10,963 |
| Total interest expense | $495,000 | 11,028 |
| Net interest income | $718,000 | 10,787 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $184,000 | 8,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $643,000 | 10,397 |
| Salaries and employee benefits | $309,000 | 10,667 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $186,000 | 10,608 |
| Pre-tax net operating income | $259,000 | 10,050 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $164,000 | 10,321 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $164,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $165,280 | 10,289 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 11,870 |
| Total interest expense | $369,000 | 11,750 |
| Net interest income | $542,000 | 11,879 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $147,000 | 9,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $513,000 | 11,545 |
| Salaries and employee benefits | $223,000 | 11,900 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $155,000 | 11,730 |
| Pre-tax net operating income | $176,000 | 11,082 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $116,000 | 11,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $116,000 | 11,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $15,000 | 8,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $116,000 | 11,254 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 12,778 |
| Total interest expense | $321,000 | 12,582 |
| Net interest income | $403,000 | 12,807 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $57,000 | 12,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $344,000 | 12,846 |
| Salaries and employee benefits | $171,000 | 12,852 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $112,000 | 12,840 |
| Pre-tax net operating income | $116,000 | 11,747 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $83,000 | 11,985 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $83,000 | 12,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $35,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $80,900 | 11,827 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 13,444 |
| Total interest expense | $363,000 | 13,319 |
| Net interest income | $369,000 | 13,464 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $239,000 | 13,727 |
| Salaries and employee benefits | $121,000 | 13,715 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $87,000 | 13,631 |
| Pre-tax net operating income | $172,000 | 11,320 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $113,000 | 11,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $113,000 | 11,454 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.