Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0074% | 4,253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 3,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 4,295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4152% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5273% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3561% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 4,353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1406% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3623% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 4,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1325% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2993% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2171% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3034% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1815% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4044% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3736% | 4,652 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4424% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 3,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5909% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5765% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3856% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 3,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0813% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2886% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1831% | 4,710 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3133% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0186% | 4,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 3,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 3,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1118% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4387% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1414% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0312% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 3,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1025% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2427% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1218% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0728% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 3,966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0528% | 3,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1952% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3340% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.1076% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 3,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3073% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5880% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2897% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.2020% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 3,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3849% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8032% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3576% | 852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.4216% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0583% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4453% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8063% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4207% | 775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1734% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.3054% | 4,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0588% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1020% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1039% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6985% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4305% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2516% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3694% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0715% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1769% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2147% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5051% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5195% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5040% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1867% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1256% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0257% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2366% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2412% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2797% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5097% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4136% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5173% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3084% | 477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2532% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0729% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2288% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4545% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4633% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4268% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3662% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3974% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3479% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4236% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7615% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5758% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6986% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2303% | 768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1941% | 347 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4609% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1331% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6209% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4522% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5583% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2523% | 259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0787% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6620% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7343% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6424% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6677% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 935 |
| Percentage Net Loans Charged-off:Construction & development | -0.0457% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2884% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7338% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7557% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7323% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 866 |
| Percentage Net Loans Charged-off:Construction & development | -0.0527% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3260% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6994% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5397% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5883% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0536% | 4,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2899% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6927% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9897% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5607% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0551% | 4,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6490% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8777% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5816% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2280% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 272 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0050% | 436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7262% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8073% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5719% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2964% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2404% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.7308% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0861% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1410% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2618% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4558% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2582% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4232% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5430% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9233% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2855% | 2,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2057% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 0.2809% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1867% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3358% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6068% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3306% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6576% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1646% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3525% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2855% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2918% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 0.4629% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1236% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1735% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4787% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9194% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4703% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0981% | 4,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8637% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9517% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4414% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4764% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4963% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 0.9630% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8329% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8491% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0794% | 4,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1796% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 18.5328% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3778% | 1,518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.1809% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3994% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7277% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1719% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6588% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6445% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 1,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0382% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3124% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7635% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6283% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7221% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6295% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0994% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 5,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7657% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2860% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7890% | 931 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2781% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.2825% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1004% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0895% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7797% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5778% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2270% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2982% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.2631% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6049% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2488% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5995% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4765% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8222% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4930% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3904% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.2778% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8056% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1658% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1686% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0131% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5682% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9523% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4954% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7201% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4797% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3037% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.2968% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6857% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3999% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7047% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7949% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5911% | 1,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4625% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2685% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1838% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4117% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9391% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1572% | 582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5719% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2985% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2826% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.1565% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 1,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6001% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6089% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2944% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2928% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1048% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3026% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9369% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2722% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.1380% | 5,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0756% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5849% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5934% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2633% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4010% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0721% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3665% | 1,857 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0090% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 2,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.1574% | 5,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1151% | 6,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2962% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3006% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2865% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3788% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2159% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3871% | 1,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3457% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1720% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4134% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7293% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3455% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2861% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3361% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3650% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 1.2306% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3493% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1269% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 2,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 2,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5122% | 2,045 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5649% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4527% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1566% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4449% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4830% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 1.6454% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4689% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 996 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2216% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4774% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2399% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4337% | 1,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1694% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3359% | 1,514 |
| Percentage Net Loans Charged-off:Construction & development | 1.4532% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 1,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2468% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2751% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2465% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2888% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6456% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2241% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6101% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0955% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2551% | 1,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2028% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.1185% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1772% | 1,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3144% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7053% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3095% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8270% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7822% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8301% | 1,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0979% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 2.0292% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1273% | 2,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4900% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6586% | 890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4878% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6325% | 6,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5705% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0580% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4788% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0544% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7121% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 2.7721% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1721% | 2,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4935% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8804% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4884% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4742% | 6,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5011% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5856% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4361% | 2,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0856% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 5,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8331% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 3.4648% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2598% | 1,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3758% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3263% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3632% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2096% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4375% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2549% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3890% | 2,144 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5832% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1030% | 7,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3146% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.1405% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4404% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3425% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6738% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3116% | 1,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -10.4868% | 7,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9064% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1849% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3827% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7949% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2361% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.7564% | 2,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 3,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3271% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3315% | 2,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9575% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0459% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6053% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9443% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2229% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9669% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2559% | 3,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.9227% | 1,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 6,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3470% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3516% | 2,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9776% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1518% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2234% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9964% | 1,291 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4102% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3047% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2948% | 2,915 |
| Percentage Net Loans Charged-off:Construction & development | 1.4110% | 1,524 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 6,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2828% | 2,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2866% | 2,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8403% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3380% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9727% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1011% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9393% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4178% | 489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3948% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | 2.8529% | 847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 2,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.6084% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9108% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1724% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4379% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3449% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3992% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3002% | 3,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.5722% | 2,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3238% | 2,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2567% | 3,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 3,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4993% | 3,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0885% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7054% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7598% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2714% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 3,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4008% | 1,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2460% | 2,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2483% | 2,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1062% | 3,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0077% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9613% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 4,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 4,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 7,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 3,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 3,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0615% | 1,809 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4696% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 4,782 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 7,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 7,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 6,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1270% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9931% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 4,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 4,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 3,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2035% | 3,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 3,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1002% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8002% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1189% | 1,764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 5,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 5,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 3,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4809% | 3,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7941% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1540% | 1,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 4,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 4,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0867% | 3,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 2,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6794% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2467% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 3,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 7,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1982% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2002% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8743% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7076% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 5,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0588% | 2,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 3,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 3,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1940% | 3,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 3,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 3,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0792% | 2,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1987% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3180% | 3,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 7,791 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 7,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 7,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 7,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1388% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 3,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 7,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0667% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1532% | 3,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1262% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3366% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3399% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5508% | 2,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1060% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1260% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3279% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3308% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4617% | 437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2026% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5186% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5228% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 6,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5923% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2471% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0397% | 3,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0329% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5918% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0824% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2724% | 1,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1777% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1183% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1186% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4953% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9590% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1611% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2701% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1982% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4934% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7290% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5211% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2739% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3925% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3792% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3803% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9833% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8645% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 1,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1469% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1914% | 2,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0607% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3501% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2339% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1242% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1057% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1890% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2598% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8048% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4516% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 1,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1122% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2200% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2202% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7501% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6724% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2175% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4198% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4198% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2090% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0376% | 7,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 2,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4668% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0188% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9737% | 1,347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0090% | 1,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1120% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3449% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9610% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0006% | 1,244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0237% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 1,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5572% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8364% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0425% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0912% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9142% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5435% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0997% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2380% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1151% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0575% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1960% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3378% | 3,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7659% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2879% | 1,792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 1,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1759% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3902% | 2,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7105% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3973% | 2,715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5591% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9040% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6369% | 2,698 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3081% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6110% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5932% | 2,737 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4051% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1177% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4912% | 4,353 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0234% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3892% | 2,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6624% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9191% | 1,760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 5,386 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 6,159 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 6,355 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 7,444 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |