Home > First Community Bank > Net charge- offs to loans
First Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7190% | 179 |
| Percentage Net Loans Charged-off: Loans to individuals | 174,720.0000% | 2 |
| Percentage Net Loans Charged-off: Credit card loans | 821.0000% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0243% | 2,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 23.9194% | 22 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 4,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0788% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0097% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0097% | 2,463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 3,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,447 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0124% | 3,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0298% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0298% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,981 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0389% | 4,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 3,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0306% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0335% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 4,354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0571% | 4,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 3,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0404% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0162% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0162% | 4,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0535% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0765% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 4,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 4,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0491% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0220% | 4,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0220% | 4,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 3,950 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0891% | 4,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 3,973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 3,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0513% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 3,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 4,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0417% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0417% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0514% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 4,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1030% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0934% | 4,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2456% | 3,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 3,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0363% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 4,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.1349% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 4,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 4,316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1635% | 3,553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 3,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1816% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1816% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 703 |
| Percentage Net Loans Charged-off:Construction & development | 0.2040% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 3,441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2741% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 3,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6760% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6760% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,321 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1714% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1286% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 3,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2249% | 4,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2098% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2098% | 1,799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2011% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2011% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,181 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0461% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 4,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0853% | 4,846 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0494% | 3,629 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0950% | 4,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0190% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0821% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0821% | 2,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0288% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0452% | 4,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 4,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0614% | 3,701 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0825% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0825% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0084% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2076% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2076% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 4,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8794% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8794% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1281% | 5,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1800% | 5,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4879% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4879% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0319% | 4,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 4,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1919% | 5,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,691 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2418% | 5,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2323% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 4,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 4,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1208% | 5,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1480% | 5,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0872% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0872% | 2,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 5,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2165% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2165% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 5,024 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0469% | 4,470 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0469% | 5,113 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0550% | 3,966 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 5,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2174% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2174% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 4,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 5,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 5,116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0626% | 4,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0671% | 5,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1049% | 4,079 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0559% | 5,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1557% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1557% | 2,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0294% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0450% | 5,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 5,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0432% | 5,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1564% | 4,135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 4,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1794% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1794% | 2,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0459% | 5,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 5,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 1,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2502% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 3,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3282% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 5,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1347% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1347% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2667% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4283% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 5,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 5,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0979% | 2,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0979% | 2,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3583% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2552% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0323% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0732% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0732% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9290% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 4,020 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0484% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1963% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 4,118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 2,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1697% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6340% | 5,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6340% | 5,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1671% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2011% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3377% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9084% | 5,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9084% | 5,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0829% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2800% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3078% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5247% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 4,187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4596% | 6,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4596% | 6,074 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7431% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2767% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4768% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 4,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6427% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9297% | 6,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9297% | 6,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5874% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2255% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2394% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3990% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 1,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0459% | 2,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1791% | 5,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1433% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1433% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2405% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2465% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4194% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 2,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1259% | 5,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3754% | 589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3754% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3383% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3791% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6418% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 2,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1604% | 5,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3188% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3188% | 1,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 1,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2433% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3586% | 512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1628% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2483% | 5,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1966% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1966% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2698% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2857% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 1,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3850% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2450% | 978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1713% | 2,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0877% | 5,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6227% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6227% | 1,641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2731% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0223% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3802% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1573% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3253% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 2,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 4,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6548% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6548% | 1,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2525% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2628% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3486% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3269% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 2,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1146% | 5,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0099% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0099% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 1,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2808% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3438% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2501% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6282% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1191% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 5,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5854% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5854% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1722% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1064% | 2,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3208% | 401 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 4,208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 4,948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 3,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0689% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7844% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7844% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 3,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 2,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6982% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 3,097 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 4,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2022% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3727% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5296% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1291% | 3,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0814% | 2,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4960% | 231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 4,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 3,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3660% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9496% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9496% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 2,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1634% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4196% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 5,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5774% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2339% | 6,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1040% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1040% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4952% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4363% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2923% | 2,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8992% | 628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6548% | 1,821 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0034% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5405% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1431% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3391% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2732% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5306% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4682% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2640% | 2,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2084% | 487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7539% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1617% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6216% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3866% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8060% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7566% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5725% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5186% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3711% | 1,699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8252% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9259% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7927% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3539% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6472% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5946% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7420% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8046% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7476% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0278% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3585% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9242% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 6,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3364% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2980% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5408% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5276% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1353% | 3,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1644% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6259% | 1,140 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3300% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4450% | 3,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5109% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5429% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5288% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 2,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1063% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7036% | 957 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2300% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4368% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5714% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6716% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6488% | 2,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2660% | 1,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2940% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0660% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3639% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6082% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9698% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6247% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6125% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1713% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3245% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 5,561 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7318% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7252% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8957% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8400% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6747% | 2,478 |
| Percentage Net Loans Charged-off:Construction & development | 5.8683% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0714% | 3,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4594% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4016% | 1,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4754% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5633% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0267% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8280% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5860% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 4.9695% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 2,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3883% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3276% | 1,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4047% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4083% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0751% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1012% | 1,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7826% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 7.4734% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0835% | 1,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3074% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3206% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3039% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3870% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6293% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2160% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0027% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 10.0670% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1743% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2200% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8017% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6239% | 2,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3367% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2697% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 2,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6688% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0498% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8251% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6934% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5658% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2482% | 2,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2174% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 1,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5412% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0246% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6823% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3885% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 3,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 5,963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2197% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2190% | 7,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6055% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 7,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0888% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1340% | 8,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1616% | 8,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3476% | 7,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6883% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 4,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1254% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0560% | 8,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8380% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 2,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0670% | 8,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1911% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8049% | 7,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4058% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 4,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1012% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2630% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2591% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2641% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0449% | 8,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1907% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 7,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1306% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3177% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5408% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2514% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6429% | 8,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1319% | 3,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 2,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0776% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 3,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7591% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 7,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 2,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4517% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 2,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 8,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1978% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1730% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4361% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 7,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 8,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2326% | 7,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4952% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2314% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5141% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6825% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2394% | 7,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4534% | 3,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2271% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4858% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6436% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2323% | 7,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2122% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3271% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 8,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7440% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9826% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4367% | 7,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 4,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0552% | 7,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 8,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7235% | 8,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1061% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3200% | 2,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0436% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 5,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3009% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2522% | 8,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9412% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1371% | 8,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 8,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5363% | 8,181 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2032% | 7,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 8,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7893% | 8,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8431% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2734% | 9,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8105% | 8,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4299% | 9,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1409% | 8,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1698% | 5,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3273% | 9,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0914% | 8,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1387% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1985% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 5,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3535% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.1053% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0771% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1113% | 6,584 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 8,957 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 5,225 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 5,590 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 6,289 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 5,629 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |