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FIRST COMMERCIAL BANK, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$42,403,000	1,073
Total interest expense	$16,677,000	895
Net interest income	$25,726,000	1,169
Provision for loan and lease losses	$-131,000	4,351
Total noninterest income	$4,349,000	1,295
Gross Fiduciary activities income	$774,000	546
Service charges on deposit accounts	$1,382,000	777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,193,000	1,541
Total noninterest expense	$23,838,000	1,053
Salaries and employee benefits	$14,726,000	975
Premises and equipment expense	$2,802,000	927
Additional noninterest expense	$2,193,000	1,541
Pre-tax net operating income	$6,368,000	1,660
Securities gains (losses)	$0	988
Applicable income taxes	$1,656,000	1,106
Income before extraordinary items	$4,712,000	1,795
Extraordinary gains, net	$0	54
Net income	$4,712,000	1,817
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,712,000	1,798
Net charge-offs	$-8,000	3,806
Cash dividends	$2,745,000	1,283
Sale, conversion, retirement of capital stock, net	$842,000	212
Net operating income	$4,712,000	1,822
2023-09-30 (YTD Data)		Rank
Total interest income	$31,172,000	1,069
Total interest expense	$11,650,000	893
Net interest income	$19,522,000	1,169
Provision for loan and lease losses	$250,000	1,476
Total noninterest income	$3,337,000	1,270
Gross Fiduciary activities income	$576,000	542
Service charges on deposit accounts	$978,000	819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,783,000	1,454
Total noninterest expense	$17,930,000	1,050
Salaries and employee benefits	$11,039,000	979
Premises and equipment expense	$2,134,000	924
Additional noninterest expense	$1,783,000	1,454
Pre-tax net operating income	$4,679,000	1,735
Securities gains (losses)	$0	849
Applicable income taxes	$1,220,000	1,137
Income before extraordinary items	$3,459,000	1,883
Extraordinary gains, net	$0	52
Net income	$3,459,000	1,900
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,459,000	1,883
Net charge-offs	$-8,000	3,787
Cash dividends	$375,000	2,443
Sale, conversion, retirement of capital stock, net	$780,000	185
Net operating income	$3,459,000	1,912
2023-06-30 (YTD Data)		Rank
Total interest income	$20,087,000	1,072
Total interest expense	$6,975,000	885
Net interest income	$13,112,000	1,175
Provision for loan and lease losses	$250,000	1,174
Total noninterest income	$2,193,000	1,232
Gross Fiduciary activities income	$368,000	544
Service charges on deposit accounts	$610,000	853
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,215,000	1,361
Total noninterest expense	$12,205,000	1,025
Salaries and employee benefits	$7,503,000	967
Premises and equipment expense	$1,407,000	916
Additional noninterest expense	$1,215,000	1,360
Pre-tax net operating income	$2,850,000	1,805
Securities gains (losses)	$0	938
Applicable income taxes	$746,000	1,216
Income before extraordinary items	$2,104,000	2,001
Extraordinary gains, net	$0	51
Net income	$2,104,000	2,025
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,104,000	2,001
Net charge-offs	$-5,000	3,722
Cash dividends	$375,000	2,174
Sale, conversion, retirement of capital stock, net	$661,000	150
Net operating income	$2,104,000	2,011
2023-03-31 (YTD Data)		Rank
Total interest income	$9,687,000	1,092
Total interest expense	$3,210,000	848
Net interest income	$6,477,000	1,186
Provision for loan and lease losses	$0	2,612
Total noninterest income	$812,000	1,478
Gross Fiduciary activities income	$193,000	554
Service charges on deposit accounts	$279,000	921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	1,889
Total noninterest expense	$5,950,000	1,059
Salaries and employee benefits	$3,589,000	1,022
Premises and equipment expense	$711,000	931
Additional noninterest expense	$340,000	1,889
Pre-tax net operating income	$1,339,000	1,925
Securities gains (losses)	$0	950
Applicable income taxes	$352,000	1,265
Income before extraordinary items	$987,000	2,108
Extraordinary gains, net	$0	4
Net income	$987,000	2,108
Minority interest net income	$0	48
Net income of bank and minority interests.	$987,000	2,108
Net charge-offs	$-5,000	3,836
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$240,000	163
Net operating income	$987,000	2,133
2022-12-31 (YTD Data)		Rank
Total interest income	$28,611,000	1,191
Total interest expense	$3,707,000	989
Net interest income	$24,904,000	1,199
Provision for loan and lease losses	$1,555,000	610
Total noninterest income	$7,253,000	938
Gross Fiduciary activities income	$660,000	582
Service charges on deposit accounts	$959,000	1,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,634,000	824
Total noninterest expense	$23,352,000	1,046
Salaries and employee benefits	$15,431,000	928
Premises and equipment expense	$2,656,000	958
Additional noninterest expense	$5,634,000	824
Pre-tax net operating income	$7,250,000	1,598
Securities gains (losses)	$0	691
Applicable income taxes	$1,895,000	1,116
Income before extraordinary items	$5,355,000	1,736
Extraordinary gains, net	$0	5
Net income	$5,355,000	1,733
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,355,000	1,735
Net charge-offs	$-24,000	3,880
Cash dividends	$2,750,000	1,225
Sale, conversion, retirement of capital stock, net	$915,000	253
Net operating income	$5,355,000	1,770
2022-09-30 (YTD Data)		Rank
Total interest income	$19,718,000	1,220
Total interest expense	$1,678,000	1,189
Net interest income	$18,040,000	1,216
Provision for loan and lease losses	$630,000	838
Total noninterest income	$6,310,000	866
Gross Fiduciary activities income	$495,000	584
Service charges on deposit accounts	$696,000	1,089
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,119,000	744
Total noninterest expense	$17,521,000	1,041
Salaries and employee benefits	$11,695,000	920
Premises and equipment expense	$1,862,000	1,004
Additional noninterest expense	$5,119,000	744
Pre-tax net operating income	$6,199,000	1,455
Securities gains (losses)	$0	740
Applicable income taxes	$1,605,000	1,020
Income before extraordinary items	$4,594,000	1,584
Extraordinary gains, net	$0	4
Net income	$4,594,000	1,584
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,594,000	1,584
Net charge-offs	$-25,000	3,871
Cash dividends	$375,000	2,384
Sale, conversion, retirement of capital stock, net	$894,000	200
Net operating income	$4,594,000	1,614
2022-06-30 (YTD Data)		Rank
Total interest income	$12,013,000	1,270
Total interest expense	$935,000	1,204
Net interest income	$11,078,000	1,266
Provision for loan and lease losses	$420,000	765
Total noninterest income	$5,238,000	741
Gross Fiduciary activities income	$317,000	549
Service charges on deposit accounts	$275,000	1,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,646,000	623
Total noninterest expense	$11,481,000	1,046
Salaries and employee benefits	$7,724,000	917
Premises and equipment expense	$1,169,000	1,051
Additional noninterest expense	$2,588,000	1,298
Pre-tax net operating income	$4,415,000	1,312
Securities gains (losses)	$0	687
Applicable income taxes	$1,150,000	918
Income before extraordinary items	$3,265,000	1,433
Extraordinary gains, net	$0	4
Net income	$3,265,000	1,432
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,265,000	1,433
Net charge-offs	$-23,000	3,933
Cash dividends	$375,000	2,105
Sale, conversion, retirement of capital stock, net	$743,000	165
Net operating income	$3,265,000	1,469
2022-03-31 (YTD Data)		Rank
Total interest income	$5,598,000	1,306
Total interest expense	$447,000	1,210
Net interest income	$5,151,000	1,313
Provision for loan and lease losses	$210,000	643
Total noninterest income	$1,085,000	1,309
Gross Fiduciary activities income	$127,000	582
Service charges on deposit accounts	$224,000	1,092
Trading account gains and fees	NA	NA
Additional Noninterest Income	$734,000	1,332
Total noninterest expense	$5,106,000	1,149
Salaries and employee benefits	$3,308,000	1,056
Premises and equipment expense	$517,000	1,172
Additional noninterest expense	$1,281,000	1,298
Pre-tax net operating income	$920,000	2,208
Securities gains (losses)	$0	623
Applicable income taxes	$230,000	1,502
Income before extraordinary items	$690,000	2,375
Extraordinary gains, net	$0	4
Net income	$690,000	2,373
Minority interest net income	$0	50
Net income of bank and minority interests.	$690,000	2,375
Net charge-offs	$-15,000	4,054
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$287,000	157
Net operating income	$690,000	2,397
2021-12-31 (YTD Data)		Rank
Total interest income	$22,689,000	1,331
Total interest expense	$2,205,000	1,228
Net interest income	$20,484,000	1,336
Provision for loan and lease losses	$904,000	661
Total noninterest income	$5,387,000	1,251
Gross Fiduciary activities income	$441,000	590
Service charges on deposit accounts	$394,000	1,883
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,552,000	1,141
Total noninterest expense	$20,836,000	1,133
Salaries and employee benefits	$14,242,000	975
Premises and equipment expense	$1,909,000	1,267
Additional noninterest expense	$4,685,000	1,401
Pre-tax net operating income	$4,131,000	2,283
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,025,000	1,583
Income before extraordinary items	$3,106,000	2,494
Extraordinary gains, net	$0	10
Net income	$3,106,000	2,494
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,106,000	2,495
Net charge-offs	$-90,000	4,324
Cash dividends	$2,398,000	1,380
Sale, conversion, retirement of capital stock, net	$1,052,000	223
Net operating income	$3,106,000	2,471
2021-09-30 (YTD Data)		Rank
Total interest income	$16,800,000	1,379
Total interest expense	$1,721,000	1,242
Net interest income	$15,079,000	1,380
Provision for loan and lease losses	$644,000	671
Total noninterest income	$3,907,000	1,308
Gross Fiduciary activities income	$322,000	591
Service charges on deposit accounts	$282,000	1,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,303,000	1,203
Total noninterest expense	$15,275,000	1,158
Salaries and employee benefits	$10,560,000	999
Premises and equipment expense	$1,295,000	1,387
Additional noninterest expense	$3,420,000	1,430
Pre-tax net operating income	$3,067,000	2,399
Securities gains (losses)	$0	2,015
Applicable income taxes	$760,000	1,680
Income before extraordinary items	$2,307,000	2,622
Extraordinary gains, net	$0	8
Net income	$2,307,000	2,622
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,307,000	2,622
Net charge-offs	$-86,000	4,415
Cash dividends	$390,000	2,508
Sale, conversion, retirement of capital stock, net	$768,000	211
Net operating income	$2,307,000	2,595
2021-06-30 (YTD Data)		Rank
Total interest income	$10,952,000	1,386
Total interest expense	$1,179,000	1,258
Net interest income	$9,773,000	1,403
Provision for loan and lease losses	$324,000	843
Total noninterest income	$2,542,000	1,320
Gross Fiduciary activities income	$214,000	593
Service charges on deposit accounts	$182,000	1,925
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,146,000	1,238
Total noninterest expense	$9,923,000	1,162
Salaries and employee benefits	$6,794,000	1,029
Premises and equipment expense	$778,000	1,494
Additional noninterest expense	$2,351,000	1,392
Pre-tax net operating income	$2,068,000	2,343
Securities gains (losses)	$0	1,818
Applicable income taxes	$504,000	1,653
Income before extraordinary items	$1,564,000	2,562
Extraordinary gains, net	$0	6
Net income	$1,564,000	2,561
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,564,000	2,562
Net charge-offs	$-84,000	4,543
Cash dividends	$390,000	2,171
Sale, conversion, retirement of capital stock, net	$443,000	198
Net operating income	$1,564,000	2,530
2021-03-31 (YTD Data)		Rank
Total interest income	$5,505,000	1,379
Total interest expense	$612,000	1,282
Net interest income	$4,893,000	1,393
Provision for loan and lease losses	$243,000	696
Total noninterest income	$1,217,000	1,346
Gross Fiduciary activities income	$95,000	610
Service charges on deposit accounts	$87,000	1,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,035,000	1,247
Total noninterest expense	$4,840,000	1,162
Salaries and employee benefits	$3,381,000	1,028
Premises and equipment expense	$356,000	1,625
Additional noninterest expense	$1,103,000	1,419
Pre-tax net operating income	$1,027,000	2,331
Securities gains (losses)	$0	1,392
Applicable income taxes	$247,000	1,656
Income before extraordinary items	$780,000	2,551
Extraordinary gains, net	$0	3
Net income	$780,000	2,549
Minority interest net income	$0	55
Net income of bank and minority interests.	$780,000	2,551
Net charge-offs	$-74,000	4,706
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$198,000	190
Net operating income	$780,000	2,522
2020-12-31 (YTD Data)		Rank
Total interest income	$19,549,000	1,529
Total interest expense	$3,289,000	1,377
Net interest income	$16,260,000	1,540
Provision for loan and lease losses	$848,000	1,784
Total noninterest income	$2,680,000	1,830
Gross Fiduciary activities income	$320,000	627
Service charges on deposit accounts	$384,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,976,000	1,793
Total noninterest expense	$16,036,000	1,331
Salaries and employee benefits	$11,093,000	1,152
Premises and equipment expense	$1,199,000	1,802
Additional noninterest expense	$3,744,000	1,616
Pre-tax net operating income	$2,056,000	2,913
Securities gains (losses)	$0	2,675
Applicable income taxes	$-375,000	4,942
Income before extraordinary items	$2,431,000	2,587
Extraordinary gains, net	$0	4
Net income	$2,431,000	2,586
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,431,000	2,587
Net charge-offs	$-47,000	4,583
Cash dividends	$2,337,000	1,355
Sale, conversion, retirement of capital stock, net	$15,804,000	44
Net operating income	$2,431,000	2,541
2020-09-30 (YTD Data)		Rank
Total interest income	$13,524,000	1,636
Total interest expense	$2,601,000	1,382
Net interest income	$10,923,000	1,682
Provision for loan and lease losses	$189,000	2,823
Total noninterest income	$1,501,000	2,091
Gross Fiduciary activities income	$230,000	624
Service charges on deposit accounts	$296,000	1,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$975,000	2,174
Total noninterest expense	$10,816,000	1,433
Salaries and employee benefits	$7,588,000	1,232
Premises and equipment expense	$864,000	1,849
Additional noninterest expense	$2,364,000	1,823
Pre-tax net operating income	$1,419,000	3,022
Securities gains (losses)	$0	2,494
Applicable income taxes	$-310,000	4,966
Income before extraordinary items	$1,729,000	2,642
Extraordinary gains, net	$0	4
Net income	$1,729,000	2,641
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,729,000	2,642
Net charge-offs	$-44,000	4,620
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$1,704,000	129
Net operating income	$1,729,000	2,597
2020-06-30 (YTD Data)		Rank
Total interest income	$8,642,000	1,714
Total interest expense	$1,821,000	1,419
Net interest income	$6,821,000	1,788
Provision for loan and lease losses	$30,000	3,658
Total noninterest income	$902,000	2,138
Gross Fiduciary activities income	$154,000	628
Service charges on deposit accounts	$223,000	1,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	2,325
Total noninterest expense	$6,479,000	1,562
Salaries and employee benefits	$4,470,000	1,355
Premises and equipment expense	$515,000	1,989
Additional noninterest expense	$1,494,000	1,887
Pre-tax net operating income	$1,214,000	2,676
Securities gains (losses)	$0	2,249
Applicable income taxes	$-140,000	4,945
Income before extraordinary items	$1,354,000	2,381
Extraordinary gains, net	$0	4
Net income	$1,354,000	2,381
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,354,000	2,381
Net charge-offs	$-38,000	4,677
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$793,000	133
Net operating income	$1,354,000	2,349
2020-03-31 (YTD Data)		Rank
Total interest income	$4,262,000	1,721
Total interest expense	$960,000	1,471
Net interest income	$3,302,000	1,778
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$499,000	1,947
Gross Fiduciary activities income	$71,000	639
Service charges on deposit accounts	$127,000	1,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	1,995
Total noninterest expense	$2,879,000	1,744
Salaries and employee benefits	$1,894,000	1,574
Premises and equipment expense	$229,000	2,157
Additional noninterest expense	$756,000	1,907
Pre-tax net operating income	$892,000	2,001
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$892,000	1,824
Extraordinary gains, net	$0	4
Net income	$892,000	1,824
Minority interest net income	$0	56
Net income of bank and minority interests.	$892,000	1,824
Net charge-offs	$-79,000	4,934
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$146,000	205
Net operating income	$892,000	1,796
2019-12-31 (YTD Data)		Rank
Total interest income	$17,245,000	1,719
Total interest expense	$3,984,000	1,475
Net interest income	$13,261,000	1,784
Provision for loan and lease losses	$60,000	3,246
Total noninterest income	$1,574,000	2,232
Gross Fiduciary activities income	$263,000	660
Service charges on deposit accounts	$458,000	2,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$853,000	2,438
Total noninterest expense	$10,159,000	1,898
Salaries and employee benefits	$6,298,000	1,776
Premises and equipment expense	$1,191,000	1,807
Additional noninterest expense	$2,670,000	2,112
Pre-tax net operating income	$4,616,000	1,861
Securities gains (losses)	$0	2,379
Applicable income taxes	$200,000	2,634
Income before extraordinary items	$4,416,000	1,752
Extraordinary gains, net	$0	11
Net income	$4,416,000	1,754
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,416,000	1,754
Net charge-offs	$101,000	2,205
Cash dividends	$2,352,000	1,428
Sale, conversion, retirement of capital stock, net	$379,000	321
Net operating income	$4,416,000	1,725
2019-09-30 (YTD Data)		Rank
Total interest income	$12,835,000	1,750
Total interest expense	$2,944,000	1,506
Net interest income	$9,891,000	1,814
Provision for loan and lease losses	$60,000	2,989
Total noninterest income	$1,059,000	2,385
Gross Fiduciary activities income	$191,000	657
Service charges on deposit accounts	$339,000	2,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,670
Total noninterest expense	$7,648,000	1,903
Salaries and employee benefits	$4,740,000	1,774
Premises and equipment expense	$888,000	1,828
Additional noninterest expense	$2,020,000	2,103
Pre-tax net operating income	$3,242,000	2,014
Securities gains (losses)	$0	2,167
Applicable income taxes	$95,000	2,960
Income before extraordinary items	$3,147,000	1,870
Extraordinary gains, net	$0	11
Net income	$3,147,000	1,869
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,147,000	1,871
Net charge-offs	$-30,000	4,704
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$379,000	259
Net operating income	$3,147,000	1,835
2019-06-30 (YTD Data)		Rank
Total interest income	$8,469,000	1,768
Total interest expense	$1,891,000	1,529
Net interest income	$6,578,000	1,824
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$679,000	2,385
Gross Fiduciary activities income	$122,000	669
Service charges on deposit accounts	$211,000	2,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	2,653
Total noninterest expense	$5,100,000	1,907
Salaries and employee benefits	$3,160,000	1,775
Premises and equipment expense	$594,000	1,835
Additional noninterest expense	$1,346,000	2,116
Pre-tax net operating income	$2,097,000	2,038
Securities gains (losses)	$0	1,702
Applicable income taxes	$47,000	3,109
Income before extraordinary items	$2,050,000	1,867
Extraordinary gains, net	$0	11
Net income	$2,050,000	1,866
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,050,000	1,867
Net charge-offs	$-23,000	4,718
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$379,000	194
Net operating income	$2,050,000	1,841
2019-03-31 (YTD Data)		Rank
Total interest income	$4,191,000	1,783
Total interest expense	$927,000	1,513
Net interest income	$3,264,000	1,846
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$284,000	2,588
Gross Fiduciary activities income	$57,000	683
Service charges on deposit accounts	$104,000	2,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	2,971
Total noninterest expense	$2,600,000	1,878
Salaries and employee benefits	$1,572,000	1,802
Premises and equipment expense	$293,000	1,869
Additional noninterest expense	$735,000	1,955
Pre-tax net operating income	$918,000	2,166
Securities gains (losses)	$0	1,087
Applicable income taxes	$-9,000	5,200
Income before extraordinary items	$927,000	1,988
Extraordinary gains, net	$0	5
Net income	$927,000	1,986
Minority interest net income	$0	52
Net income of bank and minority interests.	$927,000	1,987
Net charge-offs	$-10,000	4,659
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$379,000	118
Net operating income	$927,000	1,970
2018-12-31 (YTD Data)		Rank
Total interest income	$16,398,000	1,719
Total interest expense	$2,605,000	1,595
Net interest income	$13,793,000	1,729
Provision for loan and lease losses	$395,000	1,685
Total noninterest income	$1,545,000	2,299
Gross Fiduciary activities income	$201,000	710
Service charges on deposit accounts	$467,000	2,088
Trading account gains and fees	NA	NA
Additional Noninterest Income	$877,000	2,388
Total noninterest expense	$10,405,000	1,838
Salaries and employee benefits	$6,330,000	1,729
Premises and equipment expense	$1,265,000	1,739
Additional noninterest expense	$2,810,000	2,037
Pre-tax net operating income	$4,538,000	1,922
Securities gains (losses)	$0	1,125
Applicable income taxes	$126,000	2,963
Income before extraordinary items	$4,412,000	1,753
Extraordinary gains, net	$0	6
Net income	$4,412,000	1,752
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,412,000	1,752
Net charge-offs	$175,000	1,747
Cash dividends	$2,236,000	1,357
Sale, conversion, retirement of capital stock, net	$381,000	328
Net operating income	$4,412,000	1,743
2018-09-30 (YTD Data)		Rank
Total interest income	$11,954,000	1,752
Total interest expense	$1,781,000	1,632
Net interest income	$10,173,000	1,755
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,152,000	2,316
Gross Fiduciary activities income	$146,000	702
Service charges on deposit accounts	$358,000	2,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$648,000	2,425
Total noninterest expense	$7,773,000	1,843
Salaries and employee benefits	$4,723,000	1,744
Premises and equipment expense	$1,002,000	1,680
Additional noninterest expense	$2,048,000	2,084
Pre-tax net operating income	$3,462,000	1,903
Securities gains (losses)	$0	1,118
Applicable income taxes	$106,000	2,974
Income before extraordinary items	$3,356,000	1,744
Extraordinary gains, net	$0	5
Net income	$3,356,000	1,743
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,356,000	1,743
Net charge-offs	$-79,000	5,055
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$359,000	283
Net operating income	$3,356,000	1,732
2018-06-30 (YTD Data)		Rank
Total interest income	$7,648,000	1,799
Total interest expense	$1,081,000	1,673
Net interest income	$6,567,000	1,788
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$709,000	2,414
Gross Fiduciary activities income	$92,000	716
Service charges on deposit accounts	$247,000	1,993
Trading account gains and fees	NA	NA
Additional Noninterest Income	$370,000	2,618
Total noninterest expense	$5,124,000	1,873
Salaries and employee benefits	$3,204,000	1,738
Premises and equipment expense	$576,000	1,880
Additional noninterest expense	$1,344,000	2,121
Pre-tax net operating income	$2,092,000	2,036
Securities gains (losses)	$0	961
Applicable income taxes	$14,000	3,620
Income before extraordinary items	$2,078,000	1,823
Extraordinary gains, net	$0	6
Net income	$2,078,000	1,821
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,078,000	1,822
Net charge-offs	$-39,000	4,949
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$352,000	220
Net operating income	$2,078,000	1,815
2018-03-31 (YTD Data)		Rank
Total interest income	$3,683,000	1,847
Total interest expense	$512,000	1,684
Net interest income	$3,171,000	1,843
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$402,000	2,250
Gross Fiduciary activities income	$38,000	742
Service charges on deposit accounts	$130,000	1,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	2,303
Total noninterest expense	$2,611,000	1,862
Salaries and employee benefits	$1,642,000	1,724
Premises and equipment expense	$288,000	1,911
Additional noninterest expense	$681,000	2,084
Pre-tax net operating income	$932,000	2,134
Securities gains (losses)	$0	735
Applicable income taxes	$-21,000	5,504
Income before extraordinary items	$953,000	1,903
Extraordinary gains, net	$0	7
Net income	$953,000	1,902
Minority interest net income	$0	52
Net income of bank and minority interests.	$953,000	1,903
Net charge-offs	$-33,000	5,127
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$352,000	141
Net operating income	$953,000	1,891
2017-12-31 (YTD Data)		Rank
Total interest income	$14,571,000	1,821
Total interest expense	$1,501,000	1,923
Net interest income	$13,070,000	1,773
Provision for loan and lease losses	$430,000	1,583
Total noninterest income	$1,784,000	2,178
Gross Fiduciary activities income	$136,000	756
Service charges on deposit accounts	$513,000	1,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,135,000	2,136
Total noninterest expense	$10,061,000	1,908
Salaries and employee benefits	$6,140,000	1,784
Premises and equipment expense	$1,195,000	1,855
Additional noninterest expense	$2,726,000	2,108
Pre-tax net operating income	$4,363,000	1,914
Securities gains (losses)	$0	2,243
Applicable income taxes	$971,000	1,901
Income before extraordinary items	$3,392,000	1,851
Extraordinary gains, net	$0	9
Net income	$3,392,000	1,851
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,392,000	1,852
Net charge-offs	$142,000	2,130
Cash dividends	$2,341,000	1,248
Sale, conversion, retirement of capital stock, net	$227,000	390
Net operating income	$3,392,000	1,828
2017-09-30 (YTD Data)		Rank
Total interest income	$10,830,000	1,832
Total interest expense	$1,044,000	2,019
Net interest income	$9,786,000	1,777
Provision for loan and lease losses	$430,000	1,300
Total noninterest income	$1,173,000	2,357
Gross Fiduciary activities income	$100,000	752
Service charges on deposit accounts	$391,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$682,000	2,427
Total noninterest expense	$7,584,000	1,889
Salaries and employee benefits	$4,618,000	1,785
Premises and equipment expense	$908,000	1,847
Additional noninterest expense	$2,058,000	2,064
Pre-tax net operating income	$2,945,000	2,094
Securities gains (losses)	$0	2,274
Applicable income taxes	$300,000	2,482
Income before extraordinary items	$2,645,000	1,938
Extraordinary gains, net	$0	9
Net income	$2,645,000	1,938
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,645,000	1,938
Net charge-offs	$138,000	1,682
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$213,000	335
Net operating income	$2,645,000	1,911
2017-06-30 (YTD Data)		Rank
Total interest income	$6,646,000	1,933
Total interest expense	$647,000	2,086
Net interest income	$5,999,000	1,904
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$720,000	2,477
Gross Fiduciary activities income	$67,000	761
Service charges on deposit accounts	$266,000	1,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	2,624
Total noninterest expense	$4,938,000	1,928
Salaries and employee benefits	$3,049,000	1,806
Premises and equipment expense	$563,000	1,949
Additional noninterest expense	$1,326,000	2,129
Pre-tax net operating income	$1,661,000	2,318
Securities gains (losses)	$0	1,906
Applicable income taxes	$108,000	2,882
Income before extraordinary items	$1,553,000	2,098
Extraordinary gains, net	$0	11
Net income	$1,553,000	2,098
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,553,000	2,098
Net charge-offs	$39,000	2,175
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$213,000	273
Net operating income	$1,553,000	2,064
2017-03-31 (YTD Data)		Rank
Total interest income	$3,222,000	1,973
Total interest expense	$329,000	2,029
Net interest income	$2,893,000	1,956
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$430,000	2,230
Gross Fiduciary activities income	$30,000	778
Service charges on deposit accounts	$132,000	1,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	2,236
Total noninterest expense	$2,435,000	1,976
Salaries and employee benefits	$1,507,000	1,847
Premises and equipment expense	$289,000	1,939
Additional noninterest expense	$639,000	2,198
Pre-tax net operating income	$828,000	2,237
Securities gains (losses)	$0	1,153
Applicable income taxes	$38,000	3,040
Income before extraordinary items	$790,000	2,003
Extraordinary gains, net	$0	8
Net income	$790,000	2,004
Minority interest net income	$0	55
Net income of bank and minority interests.	$790,000	2,004
Net charge-offs	$-5,000	4,686
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$213,000	179
Net operating income	$790,000	1,978
2016-12-31 (YTD Data)		Rank
Total interest income	$13,542,000	1,874
Total interest expense	$1,265,000	2,044
Net interest income	$12,277,000	1,817
Provision for loan and lease losses	$240,000	2,221
Total noninterest income	$1,214,000	2,757
Gross Fiduciary activities income	$71,000	838
Service charges on deposit accounts	$484,000	2,135
Trading account gains and fees	$0	170
Additional Noninterest Income	$659,000	2,916
Total noninterest expense	$9,729,000	1,952
Salaries and employee benefits	$5,773,000	1,852
Premises and equipment expense	$1,200,000	1,863
Additional noninterest expense	$2,756,000	2,123
Pre-tax net operating income	$3,522,000	2,119
Securities gains (losses)	$0	3,212
Applicable income taxes	$296,000	2,660
Income before extraordinary items	$3,226,000	1,976
Extraordinary gains, net	$0	5
Net income	$3,226,000	1,975
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,226,000	1,975
Net charge-offs	$179,000	2,043
Cash dividends	$2,319,000	1,257
Sale, conversion, retirement of capital stock, net	$850,000	222
Net operating income	$3,226,000	1,926
2016-09-30 (YTD Data)		Rank
Total interest income	$10,267,000	1,858
Total interest expense	$957,000	2,028
Net interest income	$9,310,000	1,806
Provision for loan and lease losses	$180,000	2,135
Total noninterest income	$847,000	2,858
Gross Fiduciary activities income	$44,000	851
Service charges on deposit accounts	$356,000	2,176
Trading account gains and fees	$0	169
Additional Noninterest Income	$447,000	3,033
Total noninterest expense	$7,294,000	1,961
Salaries and employee benefits	$4,305,000	1,846
Premises and equipment expense	$905,000	1,865
Additional noninterest expense	$2,084,000	2,111
Pre-tax net operating income	$2,683,000	2,134
Securities gains (losses)	$0	3,160
Applicable income taxes	$237,000	2,679
Income before extraordinary items	$2,446,000	1,986
Extraordinary gains, net	$0	5
Net income	$2,446,000	1,986
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,446,000	1,986
Net charge-offs	$187,000	1,513
Cash dividends	$131,000	3,370
Sale, conversion, retirement of capital stock, net	$830,000	169
Net operating income	$2,446,000	1,926
2016-06-30 (YTD Data)		Rank
Total interest income	$6,837,000	1,861
Total interest expense	$643,000	2,025
Net interest income	$6,194,000	1,813
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$583,000	2,793
Gross Fiduciary activities income	$24,000	884
Service charges on deposit accounts	$230,000	2,206
Trading account gains and fees	$0	157
Additional Noninterest Income	$329,000	2,908
Total noninterest expense	$4,807,000	1,989
Salaries and employee benefits	$2,843,000	1,878
Premises and equipment expense	$599,000	1,879
Additional noninterest expense	$1,365,000	2,157
Pre-tax net operating income	$1,850,000	2,067
Securities gains (losses)	$0	2,835
Applicable income taxes	$181,000	2,575
Income before extraordinary items	$1,669,000	1,927
Extraordinary gains, net	$0	16
Net income	$1,669,000	1,926
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,669,000	1,926
Net charge-offs	$83,000	1,785
Cash dividends	$131,000	3,119
Sale, conversion, retirement of capital stock, net	$830,000	132
Net operating income	$1,669,000	1,878
2016-03-31 (YTD Data)		Rank
Total interest income	$3,375,000	1,877
Total interest expense	$323,000	2,022
Net interest income	$3,052,000	1,844
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$283,000	2,814
Gross Fiduciary activities income	$9,000	910
Service charges on deposit accounts	$114,000	2,215
Trading account gains and fees	$0	142
Additional Noninterest Income	$160,000	2,906
Total noninterest expense	$2,448,000	1,960
Salaries and employee benefits	$1,437,000	1,868
Premises and equipment expense	$297,000	1,890
Additional noninterest expense	$714,000	2,047
Pre-tax net operating income	$827,000	2,211
Securities gains (losses)	$0	2,077
Applicable income taxes	$55,000	2,918
Income before extraordinary items	$772,000	2,049
Extraordinary gains, net	$0	12
Net income	$772,000	2,049
Minority interest net income	$0	62
Net income of bank and minority interests.	$772,000	2,049
Net charge-offs	$2,000	2,815
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$124,000	231
Net operating income	$772,000	2,001
2015-12-31 (YTD Data)		Rank
Total interest income	$12,780,000	1,922
Total interest expense	$1,267,000	2,029
Net interest income	$11,513,000	1,883
Provision for loan and lease losses	$180,000	2,436
Total noninterest income	$1,310,000	2,663
Gross Fiduciary activities income	$3,000	1,124
Service charges on deposit accounts	$433,000	2,370
Trading account gains and fees	$0	159
Additional Noninterest Income	$874,000	2,545
Total noninterest expense	$9,275,000	2,037
Salaries and employee benefits	$5,191,000	1,993
Premises and equipment expense	$1,076,000	2,060
Additional noninterest expense	$3,008,000	2,007
Pre-tax net operating income	$3,368,000	2,130
Securities gains (losses)	$0	3,216
Applicable income taxes	$818,000	1,779
Income before extraordinary items	$2,550,000	2,304
Extraordinary gains, net	$0	23
Net income	$2,550,000	2,304
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,550,000	2,305
Net charge-offs	$65,000	3,050
Cash dividends	$1,567,000	1,596
Sale, conversion, retirement of capital stock, net	$430,000	324
Net operating income	$2,550,000	2,262
2015-09-30 (YTD Data)		Rank
Total interest income	$9,352,000	1,973
Total interest expense	$943,000	2,070
Net interest income	$8,409,000	1,950
Provision for loan and lease losses	$120,000	2,499
Total noninterest income	$928,000	2,763
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$307,000	2,482
Trading account gains and fees	$0	153
Additional Noninterest Income	$621,000	2,627
Total noninterest expense	$6,602,000	2,126
Salaries and employee benefits	$3,767,000	2,056
Premises and equipment expense	$659,000	2,414
Additional noninterest expense	$2,176,000	2,055
Pre-tax net operating income	$2,615,000	2,127
Securities gains (losses)	$0	3,031
Applicable income taxes	$878,000	1,492
Income before extraordinary items	$1,737,000	2,511
Extraordinary gains, net	$0	21
Net income	$1,737,000	2,512
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,737,000	2,512
Net charge-offs	$65,000	2,564
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$180,000	374
Net operating income	$1,737,000	2,467
2015-06-30 (YTD Data)		Rank
Total interest income	$5,874,000	2,076
Total interest expense	$609,000	2,132
Net interest income	$5,265,000	2,045
Provision for loan and lease losses	$40,000	3,050
Total noninterest income	$576,000	2,873
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$180,000	2,700
Trading account gains and fees	$0	157
Additional Noninterest Income	$396,000	2,688
Total noninterest expense	$4,164,000	2,229
Salaries and employee benefits	$2,369,000	2,170
Premises and equipment expense	$368,000	2,776
Additional noninterest expense	$1,427,000	2,089
Pre-tax net operating income	$1,637,000	2,196
Securities gains (losses)	$0	2,636
Applicable income taxes	$578,000	1,492
Income before extraordinary items	$1,059,000	2,650
Extraordinary gains, net	$0	22
Net income	$1,059,000	2,652
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,059,000	2,652
Net charge-offs	$22,000	2,884
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$180,000	303
Net operating income	$1,059,000	2,593
2015-03-31 (YTD Data)		Rank
Total interest income	$2,572,000	2,328
Total interest expense	$289,000	2,231
Net interest income	$2,283,000	2,336
Provision for loan and lease losses	$0	3,703
Total noninterest income	$256,000	3,006
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$73,000	3,050
Trading account gains and fees	$0	152
Additional Noninterest Income	$183,000	2,747
Total noninterest expense	$1,700,000	2,654
Salaries and employee benefits	$1,061,000	2,383
Premises and equipment expense	$144,000	3,285
Additional noninterest expense	$495,000	2,819
Pre-tax net operating income	$839,000	2,134
Securities gains (losses)	$0	2,027
Applicable income taxes	$296,000	1,455
Income before extraordinary items	$543,000	2,566
Extraordinary gains, net	$0	13
Net income	$543,000	2,569
Minority interest net income	$0	64
Net income of bank and minority interests.	$543,000	2,568
Net charge-offs	$-25,000	5,757
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$180,000	194
Net operating income	$543,000	2,492
2014-12-31 (YTD Data)		Rank
Total interest income	$10,351,000	2,324
Total interest expense	$1,202,000	2,258
Net interest income	$9,149,000	2,326
Provision for loan and lease losses	$0	4,603
Total noninterest income	$902,000	3,273
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$289,000	3,275
Trading account gains and fees	$0	180
Additional Noninterest Income	$613,000	3,002
Total noninterest expense	$6,473,000	2,764
Salaries and employee benefits	$4,066,000	2,457
Premises and equipment expense	$561,000	3,389
Additional noninterest expense	$1,846,000	3,066
Pre-tax net operating income	$3,578,000	1,994
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,036,000	1,510
Income before extraordinary items	$2,542,000	2,277
Extraordinary gains, net	$0	17
Net income	$2,542,000	2,277
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,542,000	2,277
Net charge-offs	$69,000	3,513
Cash dividends	$1,277,000	1,733
Sale, conversion, retirement of capital stock, net	$174,000	452
Net operating income	$2,542,000	2,229
2014-09-30 (YTD Data)		Rank
Total interest income	$7,666,000	2,369
Total interest expense	$888,000	2,324
Net interest income	$6,778,000	2,359
Provision for loan and lease losses	$0	4,401
Total noninterest income	$816,000	3,006
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$216,000	3,310
Trading account gains and fees	$0	174
Additional Noninterest Income	$600,000	2,644
Total noninterest expense	$4,856,000	2,776
Salaries and employee benefits	$3,035,000	2,469
Premises and equipment expense	$428,000	3,386
Additional noninterest expense	$1,393,000	3,055
Pre-tax net operating income	$2,738,000	1,997
Securities gains (losses)	$0	2,980
Applicable income taxes	$804,000	1,510
Income before extraordinary items	$1,934,000	2,274
Extraordinary gains, net	$0	15
Net income	$1,934,000	2,275
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,934,000	2,274
Net charge-offs	$36,000	3,487
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$114,000	438
Net operating income	$1,934,000	2,224
2014-06-30 (YTD Data)		Rank
Total interest income	$5,039,000	2,391
Total interest expense	$606,000	2,307
Net interest income	$4,433,000	2,391
Provision for loan and lease losses	$0	4,196
Total noninterest income	$632,000	2,755
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$142,000	3,328
Trading account gains and fees	$0	172
Additional Noninterest Income	$490,000	2,336
Total noninterest expense	$3,194,000	2,827
Salaries and employee benefits	$2,022,000	2,487
Premises and equipment expense	$286,000	3,400
Additional noninterest expense	$886,000	3,168
Pre-tax net operating income	$1,871,000	1,918
Securities gains (losses)	$0	2,580
Applicable income taxes	$553,000	1,445
Income before extraordinary items	$1,318,000	2,189
Extraordinary gains, net	$0	20
Net income	$1,318,000	2,192
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,318,000	2,192
Net charge-offs	$105,000	2,141
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$114,000	363
Net operating income	$1,318,000	2,142
2014-03-31 (YTD Data)		Rank
Total interest income	$2,511,000	2,399
Total interest expense	$309,000	2,297
Net interest income	$2,202,000	2,393
Provision for loan and lease losses	$0	3,817
Total noninterest income	$419,000	2,303
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$69,000	3,363
Trading account gains and fees	$0	147
Additional Noninterest Income	$350,000	1,814
Total noninterest expense	$1,560,000	2,900
Salaries and employee benefits	$996,000	2,520
Premises and equipment expense	$143,000	3,460
Additional noninterest expense	$421,000	3,289
Pre-tax net operating income	$1,061,000	1,684
Securities gains (losses)	$0	1,715
Applicable income taxes	$322,000	1,277
Income before extraordinary items	$739,000	1,931
Extraordinary gains, net	$0	16
Net income	$739,000	1,934
Minority interest net income	$0	66
Net income of bank and minority interests.	$739,000	1,934
Net charge-offs	$-1,000	4,711
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$100,000	250
Net operating income	$739,000	1,890
2013-12-31 (YTD Data)		Rank
Total interest income	$10,165,000	2,387
Total interest expense	$1,408,000	2,280
Net interest income	$8,757,000	2,397
Provision for loan and lease losses	$93,000	3,773
Total noninterest income	$776,000	3,660
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$293,000	3,407
Trading account gains and fees	$0	184
Additional Noninterest Income	$483,000	3,399
Total noninterest expense	$6,103,000	2,953
Salaries and employee benefits	$3,786,000	2,600
Premises and equipment expense	$558,000	3,482
Additional noninterest expense	$1,759,000	3,258
Pre-tax net operating income	$3,337,000	1,990
Securities gains (losses)	$0	3,182
Applicable income taxes	$728,000	1,775
Income before extraordinary items	$2,609,000	2,131
Extraordinary gains, net	$0	29
Net income	$2,609,000	2,135
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,609,000	2,135
Net charge-offs	$-249,000	6,656
Cash dividends	$1,200,000	1,704
Sale, conversion, retirement of capital stock, net	$144,000	494
Net operating income	$2,609,000	2,073
2013-09-30 (YTD Data)		Rank
Total interest income	$7,579,000	2,418
Total interest expense	$1,099,000	2,262
Net interest income	$6,480,000	2,440
Provision for loan and lease losses	$93,000	3,432
Total noninterest income	$582,000	3,734
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$228,000	3,354
Trading account gains and fees	$0	180
Additional Noninterest Income	$354,000	3,500
Total noninterest expense	$4,678,000	2,913
Salaries and employee benefits	$2,845,000	2,601
Premises and equipment expense	$417,000	3,515
Additional noninterest expense	$1,416,000	3,099
Pre-tax net operating income	$2,291,000	2,211
Securities gains (losses)	$0	3,040
Applicable income taxes	$467,000	1,978
Income before extraordinary items	$1,824,000	2,298
Extraordinary gains, net	$0	25
Net income	$1,824,000	2,303
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,824,000	2,303
Net charge-offs	$-246,000	6,750
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$105,000	453
Net operating income	$1,824,000	2,233
2013-06-30 (YTD Data)		Rank
Total interest income	$5,074,000	2,407
Total interest expense	$783,000	2,182
Net interest income	$4,291,000	2,435
Provision for loan and lease losses	$93,000	3,016
Total noninterest income	$380,000	3,787
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$154,000	3,305
Trading account gains and fees	$0	157
Additional Noninterest Income	$226,000	3,597
Total noninterest expense	$3,091,000	2,926
Salaries and employee benefits	$1,888,000	2,633
Premises and equipment expense	$277,000	3,535
Additional noninterest expense	$926,000	3,136
Pre-tax net operating income	$1,487,000	2,206
Securities gains (losses)	$0	2,791
Applicable income taxes	$298,000	2,028
Income before extraordinary items	$1,189,000	2,307
Extraordinary gains, net	$0	22
Net income	$1,189,000	2,316
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,189,000	2,314
Net charge-offs	$-241,000	6,826
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$103,000	363
Net operating income	$1,189,000	2,225
2013-03-31 (YTD Data)		Rank
Total interest income	$2,581,000	2,392
Total interest expense	$412,000	2,132
Net interest income	$2,169,000	2,427
Provision for loan and lease losses	$56,000	2,725
Total noninterest income	$145,000	4,245
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$77,000	3,284
Trading account gains and fees	$0	148
Additional Noninterest Income	$68,000	4,322
Total noninterest expense	$1,469,000	3,053
Salaries and employee benefits	$930,000	2,688
Premises and equipment expense	$138,000	3,577
Additional noninterest expense	$401,000	3,499
Pre-tax net operating income	$789,000	2,063
Securities gains (losses)	$0	1,966
Applicable income taxes	$165,000	1,908
Income before extraordinary items	$624,000	2,189
Extraordinary gains, net	$0	10
Net income	$624,000	2,191
Minority interest net income	$0	76
Net income of bank and minority interests.	$624,000	2,191
Net charge-offs	$-44,000	6,688
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$99,000	240
Net operating income	$624,000	2,105
2012-12-31 (YTD Data)		Rank
Total interest income	$11,015,000	2,350
Total interest expense	$2,010,000	2,128
Net interest income	$9,005,000	2,389
Provision for loan and lease losses	$431,000	2,930
Total noninterest income	$785,000	3,681
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$324,000	3,350
Trading account gains and fees	$0	166
Additional Noninterest Income	$461,000	3,445
Total noninterest expense	$5,642,000	3,172
Salaries and employee benefits	$3,472,000	2,808
Premises and equipment expense	$411,000	4,260
Additional noninterest expense	$1,759,000	3,401
Pre-tax net operating income	$3,717,000	1,742
Securities gains (losses)	$0	3,810
Applicable income taxes	$815,000	1,668
Income before extraordinary items	$2,902,000	1,920
Extraordinary gains, net	$0	29
Net income	$2,902,000	1,919
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,902,000	1,921
Net charge-offs	$515,000	2,616
Cash dividends	$1,769,000	1,327
Sale, conversion, retirement of capital stock, net	$579,000	286
Net operating income	$2,902,000	1,814
2012-09-30 (YTD Data)		Rank
Total interest income	$8,359,000	2,375
Total interest expense	$1,551,000	2,161
Net interest income	$6,808,000	2,411
Provision for loan and lease losses	$256,000	3,187
Total noninterest income	$506,000	3,986
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$240,000	3,407
Trading account gains and fees	$0	157
Additional Noninterest Income	$266,000	3,853
Total noninterest expense	$4,109,000	3,266
Salaries and employee benefits	$2,588,000	2,834
Premises and equipment expense	$292,000	4,415
Additional noninterest expense	$1,229,000	3,583
Pre-tax net operating income	$2,949,000	1,728
Securities gains (losses)	$0	3,575
Applicable income taxes	$784,000	1,457
Income before extraordinary items	$2,165,000	1,965
Extraordinary gains, net	$0	20
Net income	$2,165,000	1,964
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,165,000	1,966
Net charge-offs	$31,000	4,837
Cash dividends	$979,000	1,368
Sale, conversion, retirement of capital stock, net	$146,000	399
Net operating income	$2,165,000	1,848
2012-06-30 (YTD Data)		Rank
Total interest income	$5,575,000	2,386
Total interest expense	$1,062,000	2,174
Net interest income	$4,513,000	2,415
Provision for loan and lease losses	$153,000	3,314
Total noninterest income	$302,000	4,198
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$158,000	3,413
Trading account gains and fees	$0	153
Additional Noninterest Income	$144,000	4,131
Total noninterest expense	$2,717,000	3,316
Salaries and employee benefits	$1,747,000	2,807
Premises and equipment expense	$200,000	4,362
Additional noninterest expense	$770,000	3,767
Pre-tax net operating income	$1,945,000	1,716
Securities gains (losses)	$0	3,178
Applicable income taxes	$578,000	1,360
Income before extraordinary items	$1,367,000	2,045
Extraordinary gains, net	$0	19
Net income	$1,367,000	2,043
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,367,000	2,045
Net charge-offs	$27,000	4,455
Cash dividends	$979,000	1,010
Sale, conversion, retirement of capital stock, net	$116,000	339
Net operating income	$1,367,000	1,937
2012-03-31 (YTD Data)		Rank
Total interest income	$2,791,000	2,412
Total interest expense	$551,000	2,175
Net interest income	$2,240,000	2,440
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$156,000	4,143
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$85,000	3,261
Trading account gains and fees	$0	148
Additional Noninterest Income	$71,000	4,189
Total noninterest expense	$1,387,000	3,258
Salaries and employee benefits	$856,000	2,867
Premises and equipment expense	$110,000	4,193
Additional noninterest expense	$421,000	3,514
Pre-tax net operating income	$934,000	1,779
Securities gains (losses)	$0	2,210
Applicable income taxes	$274,000	1,381
Income before extraordinary items	$660,000	2,101
Extraordinary gains, net	$0	19
Net income	$660,000	2,101
Minority interest net income	$0	78
Net income of bank and minority interests.	$660,000	2,103
Net charge-offs	$16,000	3,803
Cash dividends	$979,000	497
Sale, conversion, retirement of capital stock, net	$107,000	214
Net operating income	$660,000	1,999
2011-12-31 (YTD Data)		Rank
Total interest income	$11,349,000	2,466
Total interest expense	$2,680,000	2,154
Net interest income	$8,669,000	2,532
Provision for loan and lease losses	$432,000	3,649
Total noninterest income	$573,000	4,162
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$363,000	3,215
Trading account gains and fees	$0	146
Additional Noninterest Income	$210,000	4,401
Total noninterest expense	$5,548,000	3,253
Salaries and employee benefits	$3,379,000	2,828
Premises and equipment expense	$467,000	4,221
Additional noninterest expense	$1,702,000	3,559
Pre-tax net operating income	$3,262,000	1,699
Securities gains (losses)	$0	3,838
Applicable income taxes	$946,000	1,394
Income before extraordinary items	$2,316,000	1,995
Extraordinary gains, net	$0	29
Net income	$2,316,000	1,996
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,316,000	1,996
Net charge-offs	$23,000	5,858
Cash dividends	$375,000	2,757
Sale, conversion, retirement of capital stock, net	$1,328,000	286
Net operating income	$2,316,000	1,908
2011-09-30 (YTD Data)		Rank
Total interest income	$8,484,000	2,500
Total interest expense	$2,105,000	2,154
Net interest income	$6,379,000	2,591
Provision for loan and lease losses	$249,000	3,882
Total noninterest income	$334,000	4,630
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$278,000	3,185
Trading account gains and fees	$0	145
Additional Noninterest Income	$56,000	5,669
Total noninterest expense	$4,131,000	3,282
Salaries and employee benefits	$2,511,000	2,842
Premises and equipment expense	$351,000	4,245
Additional noninterest expense	$1,269,000	3,554
Pre-tax net operating income	$2,333,000	1,840
Securities gains (losses)	$0	3,555
Applicable income taxes	$675,000	1,454
Income before extraordinary items	$1,658,000	2,137
Extraordinary gains, net	$0	21
Net income	$1,658,000	2,137
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,658,000	2,138
Net charge-offs	$23,000	5,478
Cash dividends	$375,000	2,106
Sale, conversion, retirement of capital stock, net	$1,119,000	257
Net operating income	$1,658,000	2,047
2011-06-30 (YTD Data)		Rank
Total interest income	$5,655,000	2,514
Total interest expense	$1,487,000	2,115
Net interest income	$4,168,000	2,647
Provision for loan and lease losses	$166,000	3,778
Total noninterest income	$175,000	5,061
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$177,000	3,255
Trading account gains and fees	$0	153
Additional Noninterest Income	$-2,000	6,989
Total noninterest expense	$2,721,000	3,357
Salaries and employee benefits	$1,670,000	2,872
Premises and equipment expense	$240,000	4,221
Additional noninterest expense	$811,000	3,708
Pre-tax net operating income	$1,456,000	1,930
Securities gains (losses)	$0	2,914
Applicable income taxes	$413,000	1,491
Income before extraordinary items	$1,043,000	2,199
Extraordinary gains, net	$0	15
Net income	$1,043,000	2,199
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,043,000	2,199
Net charge-offs	$63,000	4,277
Cash dividends	$375,000	1,702
Sale, conversion, retirement of capital stock, net	$1,094,000	160
Net operating income	$1,043,000	2,126
2011-03-31 (YTD Data)		Rank
Total interest income	$2,768,000	2,584
Total interest expense	$795,000	2,071
Net interest income	$1,973,000	2,760
Provision for loan and lease losses	$83,000	3,605
Total noninterest income	$69,000	5,509
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$89,000	3,215
Trading account gains and fees	$0	158
Additional Noninterest Income	$-20,000	7,228
Total noninterest expense	$1,351,000	3,376
Salaries and employee benefits	$834,000	2,898
Premises and equipment expense	$120,000	4,272
Additional noninterest expense	$397,000	3,748
Pre-tax net operating income	$608,000	2,199
Securities gains (losses)	$0	1,772
Applicable income taxes	$162,000	1,718
Income before extraordinary items	$446,000	2,461
Extraordinary gains, net	$0	9
Net income	$446,000	2,460
Minority interest net income	$0	86
Net income of bank and minority interests.	$446,000	2,461
Net charge-offs	$63,000	3,167
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$669,000	119
Net operating income	$446,000	2,413
2010-12-31 (YTD Data)		Rank
Total interest income	$11,813,000	2,527
Total interest expense	$3,909,000	2,039
Net interest income	$7,904,000	2,755
Provision for loan and lease losses	$439,000	4,341
Total noninterest income	$447,000	4,768
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$311,000	3,562
Trading account gains and fees	$0	175
Additional Noninterest Income	$136,000	5,089
Total noninterest expense	$5,281,000	3,449
Salaries and employee benefits	$3,135,000	2,994
Premises and equipment expense	$460,000	4,402
Additional noninterest expense	$1,686,000	3,693
Pre-tax net operating income	$2,631,000	1,821
Securities gains (losses)	$0	3,793
Applicable income taxes	$719,000	1,533
Income before extraordinary items	$1,912,000	2,107
Extraordinary gains, net	$0	29
Net income	$1,912,000	2,108
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,912,000	2,109
Net charge-offs	$89,000	5,509
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$288,000	563
Net operating income	$1,912,000	2,031
2010-09-30 (YTD Data)		Rank
Total interest income	$8,807,000	2,611
Total interest expense	$2,997,000	2,075
Net interest income	$5,810,000	2,841
Provision for loan and lease losses	$260,000	4,530
Total noninterest income	$288,000	5,109
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$223,000	3,723
Trading account gains and fees	$0	165
Additional Noninterest Income	$65,000	5,729
Total noninterest expense	$3,960,000	3,447
Salaries and employee benefits	$2,360,000	3,012
Premises and equipment expense	$356,000	4,387
Additional noninterest expense	$1,244,000	3,716
Pre-tax net operating income	$1,878,000	1,999
Securities gains (losses)	$0	3,651
Applicable income taxes	$503,000	1,667
Income before extraordinary items	$1,375,000	2,310
Extraordinary gains, net	$0	23
Net income	$1,375,000	2,306
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,375,000	2,311
Net charge-offs	$45,000	5,579
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$187,000	518
Net operating income	$1,375,000	2,196
2010-06-30 (YTD Data)		Rank
Total interest income	$5,788,000	2,678
Total interest expense	$2,023,000	2,135
Net interest income	$3,765,000	2,920
Provision for loan and lease losses	$165,000	4,492
Total noninterest income	$194,000	5,073
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$150,000	3,692
Trading account gains and fees	$0	152
Additional Noninterest Income	$44,000	5,738
Total noninterest expense	$2,645,000	3,458
Salaries and employee benefits	$1,592,000	2,978
Premises and equipment expense	$239,000	4,383
Additional noninterest expense	$814,000	3,751
Pre-tax net operating income	$1,149,000	2,122
Securities gains (losses)	$0	3,184
Applicable income taxes	$296,000	1,751
Income before extraordinary items	$853,000	2,392
Extraordinary gains, net	$0	19
Net income	$853,000	2,388
Minority interest net income	$0	105
Net income of bank and minority interests.	$853,000	2,391
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$151,000	414
Net operating income	$853,000	2,295
2010-03-31 (YTD Data)		Rank
Total interest income	$2,885,000	2,740
Total interest expense	$1,050,000	2,174
Net interest income	$1,835,000	3,013
Provision for loan and lease losses	$83,000	4,218
Total noninterest income	$84,000	5,344
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$75,000	3,697
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,000	6,695
Total noninterest expense	$1,326,000	3,484
Salaries and employee benefits	$823,000	2,941
Premises and equipment expense	$120,000	4,460
Additional noninterest expense	$383,000	3,912
Pre-tax net operating income	$510,000	2,373
Securities gains (losses)	$0	2,284
Applicable income taxes	$132,000	1,857
Income before extraordinary items	$378,000	2,651
Extraordinary gains, net	$0	16
Net income	$378,000	2,649
Minority interest net income	$0	91
Net income of bank and minority interests.	$378,000	2,651
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$116,000	290
Net operating income	$378,000	2,551
2009-12-31 (YTD Data)		Rank
Total interest income	$11,764,000	2,811
Total interest expense	$4,388,000	2,532
Net interest income	$7,376,000	2,927
Provision for loan and lease losses	$544,000	4,416
Total noninterest income	$515,000	4,679
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$323,000	3,745
Trading account gains and fees	$0	211
Additional Noninterest Income	$192,000	4,698
Total noninterest expense	$5,198,000	3,559
Salaries and employee benefits	$3,067,000	3,113
Premises and equipment expense	$469,000	4,554
Additional noninterest expense	$1,662,000	3,805
Pre-tax net operating income	$2,149,000	1,810
Securities gains (losses)	$0	3,754
Applicable income taxes	$544,000	1,476
Income before extraordinary items	$1,605,000	1,996
Extraordinary gains, net	$0	34
Net income	$1,605,000	1,993
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,605,000	1,995
Net charge-offs	$131,000	5,453
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$290,000	640
Net operating income	$1,605,000	1,966
2009-09-30 (YTD Data)		Rank
Total interest income	$8,798,000	2,855
Total interest expense	$3,294,000	2,643
Net interest income	$5,504,000	2,932
Provision for loan and lease losses	$347,000	4,393
Total noninterest income	$369,000	4,817
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$239,000	3,785
Trading account gains and fees	$0	212
Additional Noninterest Income	$130,000	5,006
Total noninterest expense	$3,934,000	3,531
Salaries and employee benefits	$2,315,000	3,122
Premises and equipment expense	$358,000	4,549
Additional noninterest expense	$1,261,000	3,745
Pre-tax net operating income	$1,592,000	1,949
Securities gains (losses)	$0	3,497
Applicable income taxes	$399,000	1,630
Income before extraordinary items	$1,193,000	2,189
Extraordinary gains, net	$0	27
Net income	$1,193,000	2,186
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,193,000	2,189
Net charge-offs	$61,000	5,524
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$239,000	552
Net operating income	$1,193,000	2,142
2009-06-30 (YTD Data)		Rank
Total interest income	$5,881,000	2,886
Total interest expense	$2,202,000	2,737
Net interest income	$3,679,000	2,915
Provision for loan and lease losses	$234,000	4,129
Total noninterest income	$309,000	4,364
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$167,000	3,668
Trading account gains and fees	$0	193
Additional Noninterest Income	$142,000	4,222
Total noninterest expense	$2,705,000	3,492
Salaries and employee benefits	$1,560,000	3,125
Premises and equipment expense	$251,000	4,437
Additional noninterest expense	$894,000	3,573
Pre-tax net operating income	$1,049,000	2,034
Securities gains (losses)	$0	3,136
Applicable income taxes	$261,000	1,685
Income before extraordinary items	$788,000	2,254
Extraordinary gains, net	$0	21
Net income	$788,000	2,251
Minority interest net income	$0	112
Net income of bank and minority interests.	$788,000	2,253
Net charge-offs	$61,000	4,739
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$172,000	500
Net operating income	$788,000	2,194
2009-03-31 (YTD Data)		Rank
Total interest income	$2,927,000	2,921
Total interest expense	$1,133,000	2,770
Net interest income	$1,794,000	2,986
Provision for loan and lease losses	$113,000	3,706
Total noninterest income	$123,000	4,822
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$81,000	3,683
Trading account gains and fees	$0	171
Additional Noninterest Income	$42,000	5,129
Total noninterest expense	$1,286,000	3,562
Salaries and employee benefits	$800,000	3,102
Premises and equipment expense	$125,000	4,516
Additional noninterest expense	$361,000	3,862
Pre-tax net operating income	$518,000	2,311
Securities gains (losses)	$0	2,434
Applicable income taxes	$128,000	1,930
Income before extraordinary items	$390,000	2,620
Extraordinary gains, net	$0	15
Net income	$390,000	2,619
Minority interest net income	$0	102
Net income of bank and minority interests.	$390,000	2,621
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$125,000	333
Net operating income	$390,000	2,473
2008-12-31 (YTD Data)		Rank
Total interest income	$13,415,000	2,749
Total interest expense	$5,872,000	2,565
Net interest income	$7,543,000	2,858
Provision for loan and lease losses	$354,000	4,345
Total noninterest income	$444,000	5,085
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$284,000	4,118
Trading account gains and fees	$0	154
Additional Noninterest Income	$160,000	5,205
Total noninterest expense	$4,929,000	3,605
Salaries and employee benefits	$3,147,000	3,119
Premises and equipment expense	$506,000	4,428
Additional noninterest expense	$1,276,000	4,083
Pre-tax net operating income	$2,704,000	1,963
Securities gains (losses)	$0	3,220
Applicable income taxes	$808,000	1,390
Income before extraordinary items	$1,896,000	2,097
Extraordinary gains, net	$0	39
Net income	$1,896,000	2,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,572
Cash dividends	$950,000	2,399
Sale, conversion, retirement of capital stock, net	$223,000	748
Net operating income	$1,896,000	2,207
2008-09-30 (YTD Data)		Rank
Total interest income	$10,232,000	2,764
Total interest expense	$4,502,000	2,605
Net interest income	$5,730,000	2,850
Provision for loan and lease losses	$225,000	4,003
Total noninterest income	$312,000	5,303
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$204,000	4,212
Trading account gains and fees	$0	148
Additional Noninterest Income	$108,000	5,502
Total noninterest expense	$3,795,000	3,511
Salaries and employee benefits	$2,375,000	3,126
Premises and equipment expense	$378,000	4,457
Additional noninterest expense	$1,042,000	3,747
Pre-tax net operating income	$2,022,000	2,298
Securities gains (losses)	$0	3,106
Applicable income taxes	$551,000	1,780
Income before extraordinary items	$1,471,000	2,360
Extraordinary gains, net	$0	31
Net income	$1,471,000	2,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,914
Cash dividends	$950,000	1,891
Sale, conversion, retirement of capital stock, net	$180,000	613
Net operating income	$1,471,000	2,470
2008-06-30 (YTD Data)		Rank
Total interest income	$6,812,000	2,796
Total interest expense	$3,029,000	2,688
Net interest income	$3,783,000	2,848
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$197,000	5,459
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$138,000	4,197
Trading account gains and fees	$0	149
Additional Noninterest Income	$59,000	5,884
Total noninterest expense	$2,463,000	3,606
Salaries and employee benefits	$1,536,000	3,265
Premises and equipment expense	$250,000	4,506
Additional noninterest expense	$677,000	3,811
Pre-tax net operating income	$1,367,000	2,372
Securities gains (losses)	$0	3,233
Applicable income taxes	$388,000	1,910
Income before extraordinary items	$979,000	2,622
Extraordinary gains, net	$0	21
Net income	$979,000	2,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$950,000	1,486
Sale, conversion, retirement of capital stock, net	$142,000	484
Net operating income	$979,000	2,567
2008-03-31 (YTD Data)		Rank
Total interest income	$3,451,000	2,825
Total interest expense	$1,603,000	2,712
Net interest income	$1,848,000	2,899
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$96,000	5,523
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$62,000	4,381
Trading account gains and fees	$0	158
Additional Noninterest Income	$34,000	5,717
Total noninterest expense	$1,185,000	3,740
Salaries and employee benefits	$748,000	3,361
Premises and equipment expense	$122,000	4,581
Additional noninterest expense	$315,000	3,979
Pre-tax net operating income	$684,000	2,457
Securities gains (losses)	$0	2,688
Applicable income taxes	$188,000	2,052
Income before extraordinary items	$496,000	2,710
Extraordinary gains, net	$0	15
Net income	$496,000	2,712
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$103,000	317
Net operating income	$496,000	2,638
2007-12-31 (YTD Data)		Rank
Total interest income	$14,548,000	2,768
Total interest expense	$7,249,000	2,539
Net interest income	$7,299,000	2,982
Provision for loan and lease losses	$387,000	2,749
Total noninterest income	$201,000	6,733
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$187,000	5,028
Trading account gains and fees	$0	178
Additional Noninterest Income	$14,000	7,960
Total noninterest expense	$4,223,000	3,949
Salaries and employee benefits	$2,630,000	3,582
Premises and equipment expense	$506,000	4,322
Additional noninterest expense	$1,087,000	4,369
Pre-tax net operating income	$2,890,000	2,546
Securities gains (losses)	$0	2,146
Applicable income taxes	$884,000	2,013
Income before extraordinary items	$2,006,000	2,817
Extraordinary gains, net	$0	39
Net income	$2,006,000	2,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$673,000	1,368
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$199,000	761
Net operating income	$2,006,000	2,800
2007-09-30 (YTD Data)		Rank
Total interest income	$10,675,000	2,820
Total interest expense	$5,266,000	2,608
Net interest income	$5,409,000	3,016
Provision for loan and lease losses	$239,000	2,694
Total noninterest income	$217,000	6,153
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$138,000	5,088
Trading account gains and fees	$0	184
Additional Noninterest Income	$79,000	6,171
Total noninterest expense	$3,137,000	3,956
Salaries and employee benefits	$2,005,000	3,523
Premises and equipment expense	$379,000	4,320
Additional noninterest expense	$753,000	4,583
Pre-tax net operating income	$2,250,000	2,623
Securities gains (losses)	$0	1,655
Applicable income taxes	$790,000	1,919
Income before extraordinary items	$1,460,000	3,029
Extraordinary gains, net	$0	33
Net income	$1,460,000	3,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,520
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$126,000	713
Net operating income	$1,460,000	3,009
2007-06-30 (YTD Data)		Rank
Total interest income	$6,898,000	2,920
Total interest expense	$3,346,000	2,725
Net interest income	$3,552,000	3,088
Provision for loan and lease losses	$145,000	2,710
Total noninterest income	$154,000	6,079
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$88,000	5,188
Trading account gains and fees	$0	168
Additional Noninterest Income	$66,000	5,849
Total noninterest expense	$2,070,000	4,031
Salaries and employee benefits	$1,343,000	3,541
Premises and equipment expense	$248,000	4,414
Additional noninterest expense	$479,000	4,703
Pre-tax net operating income	$1,491,000	2,683
Securities gains (losses)	$0	1,444
Applicable income taxes	$525,000	1,989
Income before extraordinary items	$966,000	3,107
Extraordinary gains, net	$0	29
Net income	$966,000	3,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	1,796
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$97,000	611
Net operating income	$966,000	3,091
2007-03-31 (YTD Data)		Rank
Total interest income	$3,441,000	2,904
Total interest expense	$1,685,000	2,694
Net interest income	$1,756,000	3,111
Provision for loan and lease losses	$62,000	2,721
Total noninterest income	$68,000	6,298
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$14,000	6,735
Trading account gains and fees	$0	195
Additional Noninterest Income	$54,000	4,958
Total noninterest expense	$1,043,000	4,009
Salaries and employee benefits	$682,000	3,534
Premises and equipment expense	$143,000	3,992
Additional noninterest expense	$218,000	4,976
Pre-tax net operating income	$719,000	2,746
Securities gains (losses)	$0	1,187
Applicable income taxes	$253,000	2,076
Income before extraordinary items	$466,000	3,179
Extraordinary gains, net	$0	22
Net income	$466,000	3,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	993
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$71,000	416
Net operating income	$466,000	3,151
2006-12-31 (YTD Data)		Rank
Total interest income	$12,470,000	2,986
Total interest expense	$5,584,000	2,759
Net interest income	$6,886,000	3,149
Provision for loan and lease losses	$293,000	2,846
Total noninterest income	$280,000	6,311
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$160,000	5,402
Trading account gains and fees	$0	130
Additional Noninterest Income	$120,000	6,013
Total noninterest expense	$3,764,000	4,159
Salaries and employee benefits	$2,266,000	3,888
Premises and equipment expense	$581,000	3,863
Additional noninterest expense	$917,000	4,796
Pre-tax net operating income	$3,109,000	2,713
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,129,000	2,030
Income before extraordinary items	$1,980,000	3,123
Extraordinary gains, net	$0	51
Net income	$1,980,000	3,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,171
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$79,000	927
Net operating income	$1,980,000	3,113
2006-09-30 (YTD Data)		Rank
Total interest income	$9,025,000	3,061
Total interest expense	$3,937,000	2,817
Net interest income	$5,088,000	3,216
Provision for loan and lease losses	$237,000	2,538
Total noninterest income	$215,000	6,320
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$118,000	5,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$97,000	5,900
Total noninterest expense	$2,741,000	4,234
Salaries and employee benefits	$1,652,000	3,961
Premises and equipment expense	$443,000	3,827
Additional noninterest expense	$646,000	4,982
Pre-tax net operating income	$2,325,000	2,812
Securities gains (losses)	$0	1,388
Applicable income taxes	$879,000	2,058
Income before extraordinary items	$1,446,000	3,286
Extraordinary gains, net	$0	45
Net income	$1,446,000	3,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$60,000	787
Net operating income	$1,446,000	3,277
2006-06-30 (YTD Data)		Rank
Total interest income	$5,707,000	3,153
Total interest expense	$2,409,000	2,910
Net interest income	$3,298,000	3,296
Provision for loan and lease losses	$171,000	2,390
Total noninterest income	$140,000	6,363
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$73,000	5,645
Trading account gains and fees	$0	126
Additional Noninterest Income	$67,000	5,874
Total noninterest expense	$1,788,000	4,324
Salaries and employee benefits	$1,065,000	4,076
Premises and equipment expense	$281,000	3,972
Additional noninterest expense	$442,000	4,885
Pre-tax net operating income	$1,479,000	2,901
Securities gains (losses)	$0	1,185
Applicable income taxes	$560,000	2,145
Income before extraordinary items	$919,000	3,405
Extraordinary gains, net	$0	39
Net income	$919,000	3,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$41,000	656
Net operating income	$919,000	3,395
2006-03-31 (YTD Data)		Rank
Total interest income	$2,699,000	3,246
Total interest expense	$1,099,000	3,025
Net interest income	$1,600,000	3,356
Provision for loan and lease losses	$86,000	2,261
Total noninterest income	$42,000	7,231
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$36,000	5,597
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	7,952
Total noninterest expense	$877,000	4,400
Salaries and employee benefits	$530,000	4,127
Premises and equipment expense	$148,000	3,826
Additional noninterest expense	$199,000	5,188
Pre-tax net operating income	$679,000	3,032
Securities gains (losses)	$0	955
Applicable income taxes	$262,000	2,200
Income before extraordinary items	$417,000	3,582
Extraordinary gains, net	$0	21
Net income	$417,000	3,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$29,000	461
Net operating income	$417,000	3,563
2005-12-31 (YTD Data)		Rank
Total interest income	$9,036,000	3,416
Total interest expense	$3,399,000	3,015
Net interest income	$5,637,000	3,603
Provision for loan and lease losses	$338,000	2,589
Total noninterest income	$198,000	7,084
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$128,000	5,896
Trading account gains and fees	$0	138
Additional Noninterest Income	$70,000	6,947
Total noninterest expense	$3,325,000	4,467
Salaries and employee benefits	$1,907,000	4,271
Premises and equipment expense	$591,000	3,703
Additional noninterest expense	$827,000	5,061
Pre-tax net operating income	$2,172,000	3,491
Securities gains (losses)	$0	2,296
Applicable income taxes	$653,000	2,940
Income before extraordinary items	$1,519,000	3,760
Extraordinary gains, net	$0	46
Net income	$1,519,000	3,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,631
Cash dividends	$30,000	5,872
Sale, conversion, retirement of capital stock, net	$19,000	858
Net operating income	$1,519,000	3,724
2005-09-30 (YTD Data)		Rank
Total interest income	$6,394,000	3,510
Total interest expense	$2,348,000	3,076
Net interest income	$4,046,000	3,729
Provision for loan and lease losses	$308,000	2,162
Total noninterest income	$148,000	7,109
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$97,000	5,916
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,000	7,043
Total noninterest expense	$2,483,000	4,446
Salaries and employee benefits	$1,427,000	4,247
Premises and equipment expense	$402,000	3,957
Additional noninterest expense	$654,000	4,838
Pre-tax net operating income	$1,403,000	3,934
Securities gains (losses)	$0	2,317
Applicable income taxes	$421,000	3,248
Income before extraordinary items	$982,000	4,215
Extraordinary gains, net	$0	35
Net income	$982,000	4,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,295
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$19,000	692
Net operating income	$982,000	4,167
2005-06-30 (YTD Data)		Rank
Total interest income	$4,030,000	3,608
Total interest expense	$1,463,000	3,109
Net interest income	$2,567,000	3,840
Provision for loan and lease losses	$194,000	2,211
Total noninterest income	$100,000	7,058
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$67,000	5,808
Trading account gains and fees	$0	116
Additional Noninterest Income	$33,000	7,057
Total noninterest expense	$1,612,000	4,510
Salaries and employee benefits	$957,000	4,208
Premises and equipment expense	$269,000	3,933
Additional noninterest expense	$386,000	5,204
Pre-tax net operating income	$861,000	4,102
Securities gains (losses)	$0	2,146
Applicable income taxes	$261,000	3,338
Income before extraordinary items	$600,000	4,410
Extraordinary gains, net	$0	30
Net income	$600,000	4,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$19,000	567
Net operating income	$600,000	4,356
2005-03-31 (YTD Data)		Rank
Total interest income	$1,920,000	3,716
Total interest expense	$678,000	3,200
Net interest income	$1,242,000	3,950
Provision for loan and lease losses	$88,000	2,305
Total noninterest income	$38,000	7,492
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$31,000	5,927
Trading account gains and fees	$0	115
Additional Noninterest Income	$7,000	8,020
Total noninterest expense	$806,000	4,544
Salaries and employee benefits	$484,000	4,197
Premises and equipment expense	$138,000	3,892
Additional noninterest expense	$184,000	5,365
Pre-tax net operating income	$386,000	4,366
Securities gains (losses)	$0	1,685
Applicable income taxes	$114,000	3,555
Income before extraordinary items	$272,000	4,642
Extraordinary gains, net	$0	24
Net income	$272,000	4,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$19,000	396
Net operating income	$272,000	4,603
2004-12-31 (YTD Data)		Rank
Total interest income	$6,137,000	4,187
Total interest expense	$2,034,000	3,594
Net interest income	$4,103,000	4,401
Provision for loan and lease losses	$440,000	2,189
Total noninterest income	$150,000	7,611
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$114,000	6,273
Trading account gains and fees	$0	138
Additional Noninterest Income	$36,000	7,787
Total noninterest expense	$2,828,000	4,875
Salaries and employee benefits	$1,602,000	4,724
Premises and equipment expense	$484,000	4,191
Additional noninterest expense	$742,000	5,337
Pre-tax net operating income	$985,000	5,277
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$985,000	4,741
Extraordinary gains, net	$0	34
Net income	$985,000	4,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,501
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$24,000	777
Net operating income	$985,000	4,661
2004-09-30 (YTD Data)		Rank
Total interest income	$4,357,000	4,336
Total interest expense	$1,466,000	3,686
Net interest income	$2,891,000	4,599
Provision for loan and lease losses	$347,000	2,031
Total noninterest income	$134,000	7,389
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$87,000	6,265
Trading account gains and fees	$0	134
Additional Noninterest Income	$47,000	7,150
Total noninterest expense	$2,065,000	4,930
Salaries and employee benefits	$1,176,000	4,743
Premises and equipment expense	$360,000	4,208
Additional noninterest expense	$529,000	5,464
Pre-tax net operating income	$613,000	5,846
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$613,000	5,303
Extraordinary gains, net	$0	26
Net income	$613,000	5,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,694
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$24,000	644
Net operating income	$613,000	5,223
2004-06-30 (YTD Data)		Rank
Total interest income	$2,777,000	4,482
Total interest expense	$982,000	3,658
Net interest income	$1,795,000	4,817
Provision for loan and lease losses	$225,000	1,999
Total noninterest income	$76,000	7,672
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$59,000	6,260
Trading account gains and fees	$0	130
Additional Noninterest Income	$17,000	7,905
Total noninterest expense	$1,364,000	4,980
Salaries and employee benefits	$775,000	4,821
Premises and equipment expense	$238,000	4,228
Additional noninterest expense	$351,000	5,505
Pre-tax net operating income	$282,000	6,614
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$282,000	6,170
Extraordinary gains, net	$0	21
Net income	$282,000	6,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,291
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$24,000	542
Net operating income	$282,000	6,098
2004-03-31 (YTD Data)		Rank
Total interest income	$1,326,000	4,654
Total interest expense	$482,000	3,750
Net interest income	$844,000	5,013
Provision for loan and lease losses	$126,000	1,733
Total noninterest income	$41,000	7,560
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$30,000	6,194
Trading account gains and fees	$0	121
Additional Noninterest Income	$11,000	7,645
Total noninterest expense	$679,000	5,012
Salaries and employee benefits	$383,000	4,889
Premises and equipment expense	$116,000	4,345
Additional noninterest expense	$180,000	5,435
Pre-tax net operating income	$80,000	7,464
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$80,000	7,219
Extraordinary gains, net	$0	16
Net income	$80,000	7,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$24,000	363
Net operating income	$80,000	7,142
2003-12-31 (YTD Data)		Rank
Total interest income	$4,470,000	5,263
Total interest expense	$1,546,000	4,780
Net interest income	$2,924,000	5,392
Provision for loan and lease losses	$307,000	3,107
Total noninterest income	$145,000	7,861
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$114,000	6,350
Trading account gains and fees	$0	160
Additional Noninterest Income	$31,000	8,089
Total noninterest expense	$2,401,000	5,365
Salaries and employee benefits	$1,356,000	5,199
Premises and equipment expense	$447,000	4,389
Additional noninterest expense	$598,000	6,000
Pre-tax net operating income	$361,000	7,185
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$361,000	6,985
Extraordinary gains, net	$0	54
Net income	$361,000	6,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$4,975,000	200
Net operating income	$361,000	6,837
2003-09-30 (YTD Data)		Rank
Total interest income	$3,222,000	5,461
Total interest expense	$1,124,000	5,002
Net interest income	$2,098,000	5,566
Provision for loan and lease losses	$227,000	3,045
Total noninterest income	$113,000	7,860
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$86,000	6,393
Trading account gains and fees	$0	153
Additional Noninterest Income	$27,000	7,963
Total noninterest expense	$1,764,000	5,413
Salaries and employee benefits	$997,000	5,261
Premises and equipment expense	$330,000	4,434
Additional noninterest expense	$437,000	6,077
Pre-tax net operating income	$220,000	7,617
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$220,000	7,456
Extraordinary gains, net	$0	40
Net income	$220,000	7,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$4,975,000	133
Net operating income	$220,000	7,300
2003-06-30 (YTD Data)		Rank
Total interest income	$2,080,000	5,604
Total interest expense	$728,000	5,218
Net interest income	$1,352,000	5,662
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$70,000	7,961
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$58,000	6,356
Trading account gains and fees	$0	150
Additional Noninterest Income	$12,000	8,333
Total noninterest expense	$1,159,000	5,457
Salaries and employee benefits	$670,000	5,244
Premises and equipment expense	$211,000	4,557
Additional noninterest expense	$278,000	6,207
Pre-tax net operating income	$113,000	7,898
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$113,000	7,816
Extraordinary gains, net	$0	30
Net income	$113,000	7,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$113,000	7,645
2003-03-31 (YTD Data)		Rank
Total interest income	$1,012,000	5,735
Total interest expense	$352,000	5,432
Net interest income	$660,000	5,733
Provision for loan and lease losses	$77,000	2,778
Total noninterest income	$35,000	7,955
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$28,000	6,375
Trading account gains and fees	$0	134
Additional Noninterest Income	$7,000	8,228
Total noninterest expense	$566,000	5,543
Salaries and employee benefits	$340,000	5,194
Premises and equipment expense	$87,000	5,158
Additional noninterest expense	$139,000	6,198
Pre-tax net operating income	$52,000	7,969
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$52,000	7,848
Extraordinary gains, net	$0	21
Net income	$52,000	7,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$52,000	7,696
2002-12-31 (YTD Data)		Rank
Total interest income	$3,369,000	6,468
Total interest expense	$1,352,000	6,058
Net interest income	$2,017,000	6,605
Provision for loan and lease losses	$259,000	3,788
Total noninterest income	$144,000	7,905
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$105,000	6,494
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	7,905
Total noninterest expense	$2,105,000	5,699
Salaries and employee benefits	$1,179,000	5,542
Premises and equipment expense	$406,000	4,596
Additional noninterest expense	$520,000	6,391
Pre-tax net operating income	$-203,000	8,834
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-203,000	8,908
Extraordinary gains, net	$0	70
Net income	$-203,000	8,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-203,000	8,854
2001-12-31 (YTD Data)		Rank
Total interest income	$2,165,000	8,056
Total interest expense	$831,000	8,371
Net interest income	$1,334,000	7,632
Provision for loan and lease losses	$310,000	3,126
Total noninterest income	$73,000	8,870
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$34,000	7,909
Trading account gains and fees	$0	177
Additional Noninterest Income	$39,000	8,049
Total noninterest expense	$1,953,000	5,828
Salaries and employee benefits	$1,202,000	5,317
Premises and equipment expense	$259,000	5,977
Additional noninterest expense	$492,000	6,490
Pre-tax net operating income	$-856,000	9,309
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-856,000	9,377
Extraordinary gains, net	$0	105
Net income	$-856,000	9,378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$876,000	435
Net operating income	$-856,000	9,345
2000-12-31 (YTD Data)		Rank
Total interest income	$191,000	9,829
Total interest expense	$22,000	9,824
Net interest income	$169,000	9,801
Provision for loan and lease losses	$122,000	4,805
Total noninterest income	$2,000	9,820
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	8,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	9,788
Total noninterest expense	$685,000	8,856
Salaries and employee benefits	$200,000	9,634
Premises and equipment expense	$52,000	9,324
Additional noninterest expense	$433,000	6,898
Pre-tax net operating income	$-636,000	9,609
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-636,000	9,634
Extraordinary gains, net	$0	38
Net income	$-636,000	9,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$10,624,000	59
Net operating income	$-636,000	9,633

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.