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First Citizens Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$16,088,000	2,177
Total interest expense	$4,052,000	2,264
Net interest income	$12,036,000	2,109
Provision for loan and lease losses	$250,000	1,809
Total noninterest income	$2,331,000	1,860
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$646,000	1,398
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,685,000	1,766
Total noninterest expense	$8,460,000	2,248
Salaries and employee benefits	$4,572,000	2,328
Premises and equipment expense	$660,000	2,572
Additional noninterest expense	$1,685,000	1,766
Pre-tax net operating income	$5,657,000	1,790
Securities gains (losses)	$-109,000	3,810
Applicable income taxes	$1,120,000	1,367
Income before extraordinary items	$4,428,000	1,871
Extraordinary gains, net	$0	54
Net income	$4,428,000	1,894
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,428,000	1,874
Net charge-offs	$137,000	1,332
Cash dividends	$1,200,000	1,981
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,515,200	1,873
2023-09-30 (YTD Data)		Rank
Total interest income	$11,638,000	2,196
Total interest expense	$2,672,000	2,292
Net interest income	$8,966,000	2,129
Provision for loan and lease losses	$150,000	1,867
Total noninterest income	$1,716,000	1,869
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$477,000	1,418
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,239,000	1,787
Total noninterest expense	$6,162,000	2,280
Salaries and employee benefits	$3,362,000	2,346
Premises and equipment expense	$481,000	2,615
Additional noninterest expense	$1,239,000	1,787
Pre-tax net operating income	$4,370,000	1,798
Securities gains (losses)	$-109,000	4,020
Applicable income taxes	$865,000	1,383
Income before extraordinary items	$3,396,000	1,910
Extraordinary gains, net	$0	52
Net income	$3,396,000	1,927
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,396,000	1,910
Net charge-offs	$109,000	1,146
Cash dividends	$600,000	2,093
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,483,200	1,905
2023-06-30 (YTD Data)		Rank
Total interest income	$7,434,000	2,234
Total interest expense	$1,548,000	2,301
Net interest income	$5,886,000	2,165
Provision for loan and lease losses	$50,000	2,224
Total noninterest income	$1,177,000	1,789
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$299,000	1,456
Trading account gains and fees	$0	112
Additional Noninterest Income	$878,000	1,657
Total noninterest expense	$3,941,000	2,336
Salaries and employee benefits	$2,146,000	2,415
Premises and equipment expense	$325,000	2,593
Additional noninterest expense	$878,000	1,655
Pre-tax net operating income	$3,072,000	1,736
Securities gains (losses)	$-109,000	4,220
Applicable income taxes	$568,000	1,404
Income before extraordinary items	$2,395,000	1,829
Extraordinary gains, net	$0	51
Net income	$2,395,000	1,849
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,395,000	1,829
Net charge-offs	$-10,000	3,918
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,483,290	1,802
2023-03-31 (YTD Data)		Rank
Total interest income	$3,616,000	2,243
Total interest expense	$675,000	2,284
Net interest income	$2,941,000	2,186
Provision for loan and lease losses	$0	2,612
Total noninterest income	$534,000	1,878
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$141,000	1,531
Trading account gains and fees	$0	97
Additional Noninterest Income	$393,000	1,750
Total noninterest expense	$1,830,000	2,480
Salaries and employee benefits	$1,032,000	2,502
Premises and equipment expense	$145,000	2,803
Additional noninterest expense	$393,000	1,750
Pre-tax net operating income	$1,645,000	1,680
Securities gains (losses)	$-109,000	4,359
Applicable income taxes	$289,000	1,420
Income before extraordinary items	$1,247,000	1,807
Extraordinary gains, net	$0	4
Net income	$1,247,000	1,807
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,247,000	1,807
Net charge-offs	$7,000	1,486
Cash dividends	$600,000	1,112
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,335,290	1,747
2022-12-31 (YTD Data)		Rank
Total interest income	$12,357,000	2,230
Total interest expense	$1,207,000	2,175
Net interest income	$11,150,000	2,213
Provision for loan and lease losses	$150,000	1,951
Total noninterest income	$2,169,000	1,961
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$610,000	1,486
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,559,000	1,856
Total noninterest expense	$8,152,000	2,278
Salaries and employee benefits	$4,217,000	2,416
Premises and equipment expense	$604,000	2,702
Additional noninterest expense	$1,559,000	1,856
Pre-tax net operating income	$5,017,000	2,042
Securities gains (losses)	$-121,000	3,968
Applicable income taxes	$976,000	1,567
Income before extraordinary items	$3,920,000	2,133
Extraordinary gains, net	$0	5
Net income	$3,920,000	2,132
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,920,000	2,132
Net charge-offs	$74,000	1,366
Cash dividends	$1,150,000	2,015
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,016,800	2,129
2022-09-30 (YTD Data)		Rank
Total interest income	$8,909,000	2,227
Total interest expense	$738,000	2,140
Net interest income	$8,171,000	2,223
Provision for loan and lease losses	$50,000	2,233
Total noninterest income	$1,562,000	2,029
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$464,000	1,481
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,098,000	1,960
Total noninterest expense	$5,580,000	2,405
Salaries and employee benefits	$3,055,000	2,464
Premises and equipment expense	$439,000	2,753
Additional noninterest expense	$1,098,000	1,960
Pre-tax net operating income	$4,103,000	1,904
Securities gains (losses)	$0	740
Applicable income taxes	$854,000	1,459
Income before extraordinary items	$3,249,000	1,989
Extraordinary gains, net	$0	4
Net income	$3,249,000	1,988
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,249,000	1,988
Net charge-offs	$-64,000	4,174
Cash dividends	$550,000	2,123
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,249,000	2,024
2022-06-30 (YTD Data)		Rank
Total interest income	$5,722,000	2,240
Total interest expense	$461,000	2,059
Net interest income	$5,261,000	2,240
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,052,000	2,011
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$302,000	1,494
Trading account gains and fees	$0	108
Additional Noninterest Income	$750,000	1,981
Total noninterest expense	$3,537,000	2,472
Salaries and employee benefits	$1,927,000	2,568
Premises and equipment expense	$280,000	2,836
Additional noninterest expense	$1,330,000	2,153
Pre-tax net operating income	$2,776,000	1,827
Securities gains (losses)	$0	687
Applicable income taxes	$602,000	1,346
Income before extraordinary items	$2,174,000	1,894
Extraordinary gains, net	$0	4
Net income	$2,174,000	1,894
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,174,000	1,894
Net charge-offs	$-39,000	4,101
Cash dividends	$550,000	1,811
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,174,000	1,935
2022-03-31 (YTD Data)		Rank
Total interest income	$2,802,000	2,223
Total interest expense	$226,000	2,046
Net interest income	$2,576,000	2,226
Provision for loan and lease losses	$0	2,285
Total noninterest income	$523,000	2,019
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$155,000	1,459
Trading account gains and fees	$0	103
Additional Noninterest Income	$368,000	1,986
Total noninterest expense	$1,613,000	2,619
Salaries and employee benefits	$844,000	2,757
Premises and equipment expense	$139,000	2,863
Additional noninterest expense	$630,000	2,223
Pre-tax net operating income	$1,486,000	1,650
Securities gains (losses)	$0	623
Applicable income taxes	$352,000	1,187
Income before extraordinary items	$1,134,000	1,764
Extraordinary gains, net	$0	4
Net income	$1,134,000	1,764
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,134,000	1,764
Net charge-offs	$-20,000	4,154
Cash dividends	$550,000	1,099
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,134,000	1,783
2021-12-31 (YTD Data)		Rank
Total interest income	$12,398,000	2,150
Total interest expense	$1,234,000	1,917
Net interest income	$11,164,000	2,152
Provision for loan and lease losses	$100,000	2,175
Total noninterest income	$2,325,000	2,070
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$538,000	1,530
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,787,000	2,035
Total noninterest expense	$7,756,000	2,327
Salaries and employee benefits	$4,074,000	2,467
Premises and equipment expense	$592,000	2,762
Additional noninterest expense	$3,090,000	1,933
Pre-tax net operating income	$5,633,000	1,908
Securities gains (losses)	$59,000	1,056
Applicable income taxes	$1,209,000	1,476
Income before extraordinary items	$4,483,000	2,023
Extraordinary gains, net	$0	10
Net income	$4,483,000	2,024
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,483,000	2,025
Net charge-offs	$-157,000	4,483
Cash dividends	$1,625,000	1,725
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,436,390	2,012
2021-09-30 (YTD Data)		Rank
Total interest income	$9,490,000	2,156
Total interest expense	$1,000,000	1,892
Net interest income	$8,490,000	2,157
Provision for loan and lease losses	$100,000	1,926
Total noninterest income	$1,597,000	2,204
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$393,000	1,548
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,204,000	2,186
Total noninterest expense	$5,246,000	2,502
Salaries and employee benefits	$2,824,000	2,608
Premises and equipment expense	$441,000	2,787
Additional noninterest expense	$1,981,000	2,171
Pre-tax net operating income	$4,741,000	1,841
Securities gains (losses)	$59,000	994
Applicable income taxes	$1,045,000	1,429
Income before extraordinary items	$3,755,000	1,961
Extraordinary gains, net	$0	8
Net income	$3,755,000	1,960
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,755,000	1,961
Net charge-offs	$-144,000	4,565
Cash dividends	$1,025,000	1,704
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,708,390	1,953
2021-06-30 (YTD Data)		Rank
Total interest income	$6,041,000	2,222
Total interest expense	$563,000	2,186
Net interest income	$5,478,000	2,201
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,096,000	2,143
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$252,000	1,539
Trading account gains and fees	$0	133
Additional Noninterest Income	$844,000	2,101
Total noninterest expense	$3,507,000	2,489
Salaries and employee benefits	$1,906,000	2,587
Premises and equipment expense	$282,000	2,862
Additional noninterest expense	$1,319,000	2,149
Pre-tax net operating income	$3,067,000	1,858
Securities gains (losses)	$59,000	824
Applicable income taxes	$647,000	1,476
Income before extraordinary items	$2,479,000	1,956
Extraordinary gains, net	$0	6
Net income	$2,479,000	1,955
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,479,000	1,956
Net charge-offs	$-143,000	4,681
Cash dividends	$1,025,000	1,353
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,432,390	1,955
2021-03-31 (YTD Data)		Rank
Total interest income	$2,849,000	2,304
Total interest expense	$289,000	2,231
Net interest income	$2,560,000	2,292
Provision for loan and lease losses	$0	2,741
Total noninterest income	$580,000	2,076
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$131,000	1,486
Trading account gains and fees	$0	127
Additional Noninterest Income	$449,000	2,025
Total noninterest expense	$1,506,000	2,705
Salaries and employee benefits	$828,000	2,795
Premises and equipment expense	$136,000	2,927
Additional noninterest expense	$542,000	2,408
Pre-tax net operating income	$1,634,000	1,762
Securities gains (losses)	$59,000	610
Applicable income taxes	$368,000	1,374
Income before extraordinary items	$1,325,000	1,866
Extraordinary gains, net	$0	3
Net income	$1,325,000	1,865
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,325,000	1,866
Net charge-offs	$-101,000	4,767
Cash dividends	$500,000	1,175
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,278,390	1,881
2020-12-31 (YTD Data)		Rank
Total interest income	$11,228,000	2,346
Total interest expense	$1,479,000	2,407
Net interest income	$9,749,000	2,297
Provision for loan and lease losses	$250,000	2,838
Total noninterest income	$1,831,000	2,222
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$550,000	1,508
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,281,000	2,236
Total noninterest expense	$7,372,000	2,388
Salaries and employee benefits	$4,064,000	2,457
Premises and equipment expense	$669,000	2,592
Additional noninterest expense	$2,639,000	2,128
Pre-tax net operating income	$3,958,000	2,080
Securities gains (losses)	$73,000	1,537
Applicable income taxes	$692,000	1,714
Income before extraordinary items	$3,339,000	2,149
Extraordinary gains, net	$0	4
Net income	$3,339,000	2,149
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,339,000	2,149
Net charge-offs	$2,000	3,319
Cash dividends	$1,000,000	2,187
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,278,410	2,128
2020-09-30 (YTD Data)		Rank
Total interest income	$8,254,000	2,383
Total interest expense	$1,164,000	2,432
Net interest income	$7,090,000	2,342
Provision for loan and lease losses	$200,000	2,745
Total noninterest income	$1,324,000	2,219
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$416,000	1,498
Trading account gains and fees	$0	125
Additional Noninterest Income	$908,000	2,245
Total noninterest expense	$5,284,000	2,436
Salaries and employee benefits	$2,885,000	2,522
Premises and equipment expense	$492,000	2,620
Additional noninterest expense	$1,907,000	2,147
Pre-tax net operating income	$2,930,000	2,074
Securities gains (losses)	$0	2,494
Applicable income taxes	$517,000	1,713
Income before extraordinary items	$2,413,000	2,198
Extraordinary gains, net	$0	4
Net income	$2,413,000	2,198
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,413,000	2,198
Net charge-offs	$-17,000	4,382
Cash dividends	$500,000	2,300
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,413,000	2,136
2020-06-30 (YTD Data)		Rank
Total interest income	$5,639,000	2,377
Total interest expense	$823,000	2,452
Net interest income	$4,816,000	2,330
Provision for loan and lease losses	$200,000	2,381
Total noninterest income	$842,000	2,213
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$291,000	1,468
Trading account gains and fees	$0	123
Additional Noninterest Income	$551,000	2,286
Total noninterest expense	$3,517,000	2,443
Salaries and employee benefits	$1,922,000	2,532
Premises and equipment expense	$334,000	2,594
Additional noninterest expense	$1,261,000	2,149
Pre-tax net operating income	$1,941,000	2,049
Securities gains (losses)	$0	2,249
Applicable income taxes	$310,000	1,721
Income before extraordinary items	$1,631,000	2,120
Extraordinary gains, net	$0	4
Net income	$1,631,000	2,120
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,631,000	2,120
Net charge-offs	$17,000	2,258
Cash dividends	$500,000	1,959
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,631,000	2,077
2020-03-31 (YTD Data)		Rank
Total interest income	$2,881,000	2,330
Total interest expense	$422,000	2,554
Net interest income	$2,459,000	2,250
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$441,000	2,076
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$176,000	1,445
Trading account gains and fees	$0	106
Additional Noninterest Income	$265,000	2,135
Total noninterest expense	$1,592,000	2,627
Salaries and employee benefits	$865,000	2,710
Premises and equipment expense	$168,000	2,602
Additional noninterest expense	$559,000	2,355
Pre-tax net operating income	$1,258,000	1,520
Securities gains (losses)	$0	1,705
Applicable income taxes	$242,000	1,242
Income before extraordinary items	$1,016,000	1,642
Extraordinary gains, net	$0	4
Net income	$1,016,000	1,643
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,016,000	1,643
Net charge-offs	$11,000	1,834
Cash dividends	$500,000	1,256
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,016,000	1,618
2019-12-31 (YTD Data)		Rank
Total interest income	$11,685,000	2,336
Total interest expense	$1,656,000	2,621
Net interest income	$10,029,000	2,235
Provision for loan and lease losses	$200,000	2,341
Total noninterest income	$2,001,000	1,966
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$727,000	1,449
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,274,000	1,978
Total noninterest expense	$7,291,000	2,377
Salaries and employee benefits	$3,924,000	2,480
Premises and equipment expense	$743,000	2,446
Additional noninterest expense	$2,624,000	2,139
Pre-tax net operating income	$4,539,000	1,882
Securities gains (losses)	$27,000	1,515
Applicable income taxes	$910,000	1,507
Income before extraordinary items	$3,656,000	2,006
Extraordinary gains, net	$0	11
Net income	$3,656,000	2,008
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,656,000	2,008
Net charge-offs	$134,000	2,009
Cash dividends	$975,000	2,384
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,634,400	1,985
2019-09-30 (YTD Data)		Rank
Total interest income	$8,730,000	2,367
Total interest expense	$1,224,000	2,667
Net interest income	$7,506,000	2,269
Provision for loan and lease losses	$150,000	2,250
Total noninterest income	$1,330,000	2,100
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$550,000	1,442
Trading account gains and fees	$0	129
Additional Noninterest Income	$780,000	2,202
Total noninterest expense	$5,151,000	2,493
Salaries and employee benefits	$2,779,000	2,600
Premises and equipment expense	$513,000	2,592
Additional noninterest expense	$1,859,000	2,232
Pre-tax net operating income	$3,535,000	1,886
Securities gains (losses)	$27,000	1,314
Applicable income taxes	$681,000	1,553
Income before extraordinary items	$2,881,000	1,995
Extraordinary gains, net	$0	11
Net income	$2,881,000	1,995
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,881,000	1,996
Net charge-offs	$133,000	1,578
Cash dividends	$525,000	2,437
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,859,130	1,977
2019-06-30 (YTD Data)		Rank
Total interest income	$5,759,000	2,381
Total interest expense	$789,000	2,687
Net interest income	$4,970,000	2,286
Provision for loan and lease losses	$50,000	2,768
Total noninterest income	$835,000	2,153
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$357,000	1,454
Trading account gains and fees	$0	131
Additional Noninterest Income	$478,000	2,263
Total noninterest expense	$3,438,000	2,503
Salaries and employee benefits	$1,866,000	2,597
Premises and equipment expense	$334,000	2,629
Additional noninterest expense	$1,238,000	2,239
Pre-tax net operating income	$2,317,000	1,892
Securities gains (losses)	$27,000	937
Applicable income taxes	$452,000	1,526
Income before extraordinary items	$1,892,000	1,993
Extraordinary gains, net	$0	11
Net income	$1,892,000	1,991
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,892,000	1,993
Net charge-offs	$94,000	1,447
Cash dividends	$450,000	2,212
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,870,130	1,987
2019-03-31 (YTD Data)		Rank
Total interest income	$2,839,000	2,402
Total interest expense	$367,000	2,759
Net interest income	$2,472,000	2,300
Provision for loan and lease losses	$0	3,406
Total noninterest income	$463,000	2,003
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$185,000	1,410
Trading account gains and fees	$0	126
Additional Noninterest Income	$278,000	2,040
Total noninterest expense	$1,592,000	2,653
Salaries and employee benefits	$849,000	2,766
Premises and equipment expense	$160,000	2,734
Additional noninterest expense	$583,000	2,323
Pre-tax net operating income	$1,343,000	1,666
Securities gains (losses)	$3,000	920
Applicable income taxes	$276,000	1,318
Income before extraordinary items	$1,070,000	1,772
Extraordinary gains, net	$0	5
Net income	$1,070,000	1,770
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,070,000	1,771
Net charge-offs	$13,000	1,875
Cash dividends	$375,000	1,557
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,067,630	1,755
2018-12-31 (YTD Data)		Rank
Total interest income	$11,138,000	2,340
Total interest expense	$1,303,000	2,550
Net interest income	$9,835,000	2,283
Provision for loan and lease losses	$600,000	1,277
Total noninterest income	$1,920,000	2,034
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$789,000	1,389
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,131,000	2,100
Total noninterest expense	$7,694,000	2,312
Salaries and employee benefits	$3,832,000	2,521
Premises and equipment expense	$613,000	2,798
Additional noninterest expense	$3,249,000	1,788
Pre-tax net operating income	$3,461,000	2,301
Securities gains (losses)	$24,000	542
Applicable income taxes	$579,000	1,857
Income before extraordinary items	$2,906,000	2,359
Extraordinary gains, net	$0	6
Net income	$2,906,000	2,358
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,906,000	2,358
Net charge-offs	$210,000	1,613
Cash dividends	$725,000	2,585
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,886,080	2,367
2018-09-30 (YTD Data)		Rank
Total interest income	$8,253,000	2,355
Total interest expense	$906,000	2,581
Net interest income	$7,347,000	2,294
Provision for loan and lease losses	$500,000	1,123
Total noninterest income	$1,404,000	2,078
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$589,000	1,398
Trading account gains and fees	$0	138
Additional Noninterest Income	$815,000	2,176
Total noninterest expense	$5,705,000	2,332
Salaries and employee benefits	$2,774,000	2,584
Premises and equipment expense	$448,000	2,866
Additional noninterest expense	$2,483,000	1,764
Pre-tax net operating income	$2,546,000	2,370
Securities gains (losses)	$24,000	541
Applicable income taxes	$369,000	2,056
Income before extraordinary items	$2,201,000	2,367
Extraordinary gains, net	$0	5
Net income	$2,201,000	2,366
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,201,000	2,366
Net charge-offs	$214,000	1,201
Cash dividends	$340,000	2,752
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,180,360	2,375
2018-06-30 (YTD Data)		Rank
Total interest income	$5,376,000	2,385
Total interest expense	$550,000	2,646
Net interest income	$4,826,000	2,316
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$958,000	2,057
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$402,000	1,375
Trading account gains and fees	$0	130
Additional Noninterest Income	$556,000	2,158
Total noninterest expense	$4,057,000	2,241
Salaries and employee benefits	$1,871,000	2,579
Premises and equipment expense	$301,000	2,862
Additional noninterest expense	$1,885,000	1,587
Pre-tax net operating income	$1,427,000	2,598
Securities gains (losses)	$24,000	448
Applicable income taxes	$123,000	2,572
Income before extraordinary items	$1,328,000	2,509
Extraordinary gains, net	$0	6
Net income	$1,328,000	2,508
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,328,000	2,508
Net charge-offs	$214,000	900
Cash dividends	$340,000	2,368
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,305,920	2,533
2018-03-31 (YTD Data)		Rank
Total interest income	$2,608,000	2,428
Total interest expense	$251,000	2,749
Net interest income	$2,357,000	2,359
Provision for loan and lease losses	$0	3,508
Total noninterest income	$465,000	2,063
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$209,000	1,338
Trading account gains and fees	$0	123
Additional Noninterest Income	$256,000	2,203
Total noninterest expense	$1,592,000	2,672
Salaries and employee benefits	$819,000	2,861
Premises and equipment expense	$146,000	2,953
Additional noninterest expense	$627,000	2,204
Pre-tax net operating income	$1,230,000	1,757
Securities gains (losses)	$24,000	311
Applicable income taxes	$234,000	1,427
Income before extraordinary items	$1,020,000	1,817
Extraordinary gains, net	$0	7
Net income	$1,020,000	1,816
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,020,000	1,817
Net charge-offs	$145,000	694
Cash dividends	$340,000	1,503
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,000,560	1,836
2017-12-31 (YTD Data)		Rank
Total interest income	$10,071,000	2,433
Total interest expense	$951,000	2,628
Net interest income	$9,120,000	2,371
Provision for loan and lease losses	$350,000	1,810
Total noninterest income	$1,864,000	2,123
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$908,000	1,277
Trading account gains and fees	$0	151
Additional Noninterest Income	$956,000	2,352
Total noninterest expense	$7,204,000	2,462
Salaries and employee benefits	$3,786,000	2,558
Premises and equipment expense	$621,000	2,867
Additional noninterest expense	$2,797,000	2,050
Pre-tax net operating income	$3,430,000	2,269
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,338,000	1,628
Income before extraordinary items	$2,092,000	2,621
Extraordinary gains, net	$0	9
Net income	$2,092,000	2,620
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,092,000	2,621
Net charge-offs	$353,000	1,353
Cash dividends	$1,110,000	2,067
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,092,000	2,598
2017-09-30 (YTD Data)		Rank
Total interest income	$7,456,000	2,470
Total interest expense	$702,000	2,637
Net interest income	$6,754,000	2,403
Provision for loan and lease losses	$125,000	2,461
Total noninterest income	$1,435,000	2,112
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$684,000	1,286
Trading account gains and fees	$0	145
Additional Noninterest Income	$751,000	2,318
Total noninterest expense	$5,144,000	2,540
Salaries and employee benefits	$2,715,000	2,666
Premises and equipment expense	$467,000	2,887
Additional noninterest expense	$1,962,000	2,167
Pre-tax net operating income	$2,920,000	2,106
Securities gains (losses)	$0	2,274
Applicable income taxes	$667,000	1,823
Income before extraordinary items	$2,253,000	2,195
Extraordinary gains, net	$0	9
Net income	$2,253,000	2,196
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,253,000	2,196
Net charge-offs	$368,000	985
Cash dividends	$340,000	2,777
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,253,000	2,165
2017-06-30 (YTD Data)		Rank
Total interest income	$4,901,000	2,475
Total interest expense	$460,000	2,631
Net interest income	$4,441,000	2,429
Provision for loan and lease losses	$25,000	3,303
Total noninterest income	$967,000	2,099
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$455,000	1,270
Trading account gains and fees	$0	139
Additional Noninterest Income	$512,000	2,295
Total noninterest expense	$3,385,000	2,578
Salaries and employee benefits	$1,826,000	2,662
Premises and equipment expense	$290,000	3,017
Additional noninterest expense	$1,269,000	2,220
Pre-tax net operating income	$1,998,000	2,029
Securities gains (losses)	$0	1,906
Applicable income taxes	$470,000	1,751
Income before extraordinary items	$1,528,000	2,120
Extraordinary gains, net	$0	11
Net income	$1,528,000	2,121
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,528,000	2,121
Net charge-offs	$-41,000	5,234
Cash dividends	$340,000	2,390
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,528,000	2,092
2017-03-31 (YTD Data)		Rank
Total interest income	$2,459,000	2,459
Total interest expense	$225,000	2,637
Net interest income	$2,234,000	2,418
Provision for loan and lease losses	$0	3,537
Total noninterest income	$427,000	2,241
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$231,000	1,265
Trading account gains and fees	$0	142
Additional Noninterest Income	$196,000	2,602
Total noninterest expense	$1,539,000	2,777
Salaries and employee benefits	$822,000	2,889
Premises and equipment expense	$134,000	3,212
Additional noninterest expense	$583,000	2,375
Pre-tax net operating income	$1,122,000	1,808
Securities gains (losses)	$0	1,153
Applicable income taxes	$352,000	1,357
Income before extraordinary items	$770,000	2,040
Extraordinary gains, net	$0	8
Net income	$770,000	2,041
Minority interest net income	$0	55
Net income of bank and minority interests.	$770,000	2,041
Net charge-offs	$3,000	2,592
Cash dividends	$340,000	1,543
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$770,000	2,016
2016-12-31 (YTD Data)		Rank
Total interest income	$9,663,000	2,469
Total interest expense	$1,000,000	2,416
Net interest income	$8,663,000	2,457
Provision for loan and lease losses	$200,000	2,434
Total noninterest income	$1,787,000	2,253
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$862,000	1,367
Trading account gains and fees	$0	170
Additional Noninterest Income	$925,000	2,485
Total noninterest expense	$6,927,000	2,572
Salaries and employee benefits	$3,568,000	2,714
Premises and equipment expense	$595,000	3,028
Additional noninterest expense	$2,764,000	2,116
Pre-tax net operating income	$3,323,000	2,216
Securities gains (losses)	$244,000	768
Applicable income taxes	$759,000	1,897
Income before extraordinary items	$2,808,000	2,209
Extraordinary gains, net	$0	5
Net income	$2,808,000	2,207
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,808,000	2,208
Net charge-offs	$178,000	2,052
Cash dividends	$1,048,000	2,146
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,615,240	2,283
2016-09-30 (YTD Data)		Rank
Total interest income	$7,208,000	2,481
Total interest expense	$704,000	2,526
Net interest income	$6,504,000	2,459
Provision for loan and lease losses	$50,000	3,314
Total noninterest income	$1,334,000	2,258
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$647,000	1,368
Trading account gains and fees	$0	169
Additional Noninterest Income	$687,000	2,510
Total noninterest expense	$5,003,000	2,641
Salaries and employee benefits	$2,608,000	2,757
Premises and equipment expense	$480,000	2,913
Additional noninterest expense	$1,915,000	2,261
Pre-tax net operating income	$2,785,000	2,069
Securities gains (losses)	$231,000	728
Applicable income taxes	$691,000	1,768
Income before extraordinary items	$2,325,000	2,078
Extraordinary gains, net	$0	5
Net income	$2,325,000	2,078
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,325,000	2,078
Net charge-offs	$56,000	2,501
Cash dividends	$340,000	2,779
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,147,130	2,156
2016-06-30 (YTD Data)		Rank
Total interest income	$4,793,000	2,492
Total interest expense	$466,000	2,553
Net interest income	$4,327,000	2,468
Provision for loan and lease losses	$25,000	3,413
Total noninterest income	$912,000	2,214
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$423,000	1,373
Trading account gains and fees	$0	157
Additional Noninterest Income	$489,000	2,405
Total noninterest expense	$3,251,000	2,703
Salaries and employee benefits	$1,654,000	2,866
Premises and equipment expense	$322,000	2,908
Additional noninterest expense	$1,275,000	2,278
Pre-tax net operating income	$1,963,000	1,970
Securities gains (losses)	$62,000	1,287
Applicable income taxes	$437,000	1,797
Income before extraordinary items	$1,588,000	2,018
Extraordinary gains, net	$0	16
Net income	$1,588,000	2,018
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,588,000	2,018
Net charge-offs	$-14,000	5,094
Cash dividends	$340,000	2,396
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,539,640	2,015
2016-03-31 (YTD Data)		Rank
Total interest income	$2,391,000	2,497
Total interest expense	$230,000	2,574
Net interest income	$2,161,000	2,469
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$473,000	2,144
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$207,000	1,395
Trading account gains and fees	$0	142
Additional Noninterest Income	$266,000	2,248
Total noninterest expense	$1,541,000	2,809
Salaries and employee benefits	$803,000	2,942
Premises and equipment expense	$156,000	2,995
Additional noninterest expense	$582,000	2,460
Pre-tax net operating income	$1,068,000	1,833
Securities gains (losses)	$62,000	732
Applicable income taxes	$285,000	1,525
Income before extraordinary items	$845,000	1,898
Extraordinary gains, net	$0	12
Net income	$845,000	1,899
Minority interest net income	$0	62
Net income of bank and minority interests.	$845,000	1,899
Net charge-offs	$18,000	2,041
Cash dividends	$340,000	1,519
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$798,500	1,944
2015-12-31 (YTD Data)		Rank
Total interest income	$9,234,000	2,541
Total interest expense	$924,000	2,555
Net interest income	$8,310,000	2,512
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,717,000	2,312
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$786,000	1,503
Trading account gains and fees	$0	159
Additional Noninterest Income	$931,000	2,478
Total noninterest expense	$7,348,000	2,471
Salaries and employee benefits	$3,501,000	2,738
Premises and equipment expense	$686,000	2,850
Additional noninterest expense	$3,161,000	1,912
Pre-tax net operating income	$2,679,000	2,512
Securities gains (losses)	$229,000	673
Applicable income taxes	$522,000	2,185
Income before extraordinary items	$2,386,000	2,412
Extraordinary gains, net	$0	23
Net income	$2,386,000	2,414
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,386,000	2,414
Net charge-offs	$91,000	2,744
Cash dividends	$1,040,000	2,074
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,198,220	2,504
2015-09-30 (YTD Data)		Rank
Total interest income	$6,890,000	2,567
Total interest expense	$694,000	2,585
Net interest income	$6,196,000	2,533
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,328,000	2,284
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$588,000	1,520
Trading account gains and fees	$0	153
Additional Noninterest Income	$740,000	2,410
Total noninterest expense	$5,359,000	2,535
Salaries and employee benefits	$2,531,000	2,822
Premises and equipment expense	$515,000	2,895
Additional noninterest expense	$2,313,000	1,939
Pre-tax net operating income	$2,165,000	2,423
Securities gains (losses)	$229,000	579
Applicable income taxes	$438,000	2,120
Income before extraordinary items	$1,956,000	2,307
Extraordinary gains, net	$0	21
Net income	$1,956,000	2,308
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,956,000	2,308
Net charge-offs	$49,000	2,795
Cash dividends	$340,000	2,688
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,768,220	2,432
2015-06-30 (YTD Data)		Rank
Total interest income	$4,543,000	2,595
Total interest expense	$462,000	2,603
Net interest income	$4,081,000	2,563
Provision for loan and lease losses	$0	4,069
Total noninterest income	$944,000	2,216
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$390,000	1,505
Trading account gains and fees	$0	157
Additional Noninterest Income	$554,000	2,299
Total noninterest expense	$3,541,000	2,575
Salaries and employee benefits	$1,587,000	2,962
Premises and equipment expense	$313,000	3,071
Additional noninterest expense	$1,641,000	1,842
Pre-tax net operating income	$1,484,000	2,356
Securities gains (losses)	$0	2,636
Applicable income taxes	$239,000	2,309
Income before extraordinary items	$1,245,000	2,379
Extraordinary gains, net	$0	22
Net income	$1,245,000	2,381
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,245,000	2,381
Net charge-offs	$44,000	2,414
Cash dividends	$340,000	2,309
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,245,000	2,324
2015-03-31 (YTD Data)		Rank
Total interest income	$2,258,000	2,600
Total interest expense	$229,000	2,641
Net interest income	$2,029,000	2,568
Provision for loan and lease losses	$0	3,703
Total noninterest income	$342,000	2,609
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$183,000	1,555
Trading account gains and fees	$0	152
Additional Noninterest Income	$159,000	2,941
Total noninterest expense	$2,266,000	2,089
Salaries and employee benefits	$771,000	3,045
Premises and equipment expense	$151,000	3,188
Additional noninterest expense	$1,344,000	1,182
Pre-tax net operating income	$105,000	5,171
Securities gains (losses)	$0	2,027
Applicable income taxes	$-112,000	6,373
Income before extraordinary items	$217,000	4,158
Extraordinary gains, net	$0	13
Net income	$217,000	4,160
Minority interest net income	$0	64
Net income of bank and minority interests.	$217,000	4,161
Net charge-offs	$-36,000	5,861
Cash dividends	$340,000	1,438
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$217,000	4,089
2014-12-31 (YTD Data)		Rank
Total interest income	$9,143,000	2,603
Total interest expense	$935,000	2,700
Net interest income	$8,208,000	2,562
Provision for loan and lease losses	$400,000	1,663
Total noninterest income	$2,324,000	1,905
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$974,000	1,325
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,350,000	1,906
Total noninterest expense	$6,841,000	2,666
Salaries and employee benefits	$3,449,000	2,790
Premises and equipment expense	$685,000	2,958
Additional noninterest expense	$2,707,000	2,234
Pre-tax net operating income	$3,291,000	2,122
Securities gains (losses)	$255,000	680
Applicable income taxes	$828,000	1,731
Income before extraordinary items	$2,718,000	2,169
Extraordinary gains, net	$0	17
Net income	$2,718,000	2,169
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,718,000	2,168
Net charge-offs	$447,000	1,586
Cash dividends	$1,411,000	1,639
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,521,650	2,246
2014-09-30 (YTD Data)		Rank
Total interest income	$6,755,000	2,657
Total interest expense	$707,000	2,729
Net interest income	$6,048,000	2,615
Provision for loan and lease losses	$200,000	2,067
Total noninterest income	$1,902,000	1,783
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$741,000	1,309
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,161,000	1,769
Total noninterest expense	$4,854,000	2,777
Salaries and employee benefits	$2,494,000	2,878
Premises and equipment expense	$509,000	3,003
Additional noninterest expense	$1,851,000	2,427
Pre-tax net operating income	$2,896,000	1,913
Securities gains (losses)	$254,000	539
Applicable income taxes	$764,000	1,560
Income before extraordinary items	$2,386,000	1,919
Extraordinary gains, net	$0	15
Net income	$2,386,000	1,919
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,386,000	1,918
Net charge-offs	$251,000	1,752
Cash dividends	$705,000	1,868
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,192,960	2,021
2014-06-30 (YTD Data)		Rank
Total interest income	$4,500,000	2,658
Total interest expense	$478,000	2,729
Net interest income	$4,022,000	2,615
Provision for loan and lease losses	$100,000	2,327
Total noninterest income	$1,389,000	1,637
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$504,000	1,272
Trading account gains and fees	$0	172
Additional Noninterest Income	$885,000	1,578
Total noninterest expense	$3,099,000	2,881
Salaries and employee benefits	$1,568,000	3,025
Premises and equipment expense	$336,000	3,052
Additional noninterest expense	$1,195,000	2,498
Pre-tax net operating income	$2,212,000	1,672
Securities gains (losses)	$131,000	650
Applicable income taxes	$620,000	1,350
Income before extraordinary items	$1,723,000	1,751
Extraordinary gains, net	$0	20
Net income	$1,723,000	1,754
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,723,000	1,753
Net charge-offs	$140,000	1,900
Cash dividends	$705,000	1,476
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,626,060	1,804
2014-03-31 (YTD Data)		Rank
Total interest income	$2,234,000	2,675
Total interest expense	$244,000	2,723
Net interest income	$1,990,000	2,638
Provision for loan and lease losses	$0	3,817
Total noninterest income	$523,000	1,960
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$254,000	1,254
Trading account gains and fees	$0	147
Additional Noninterest Income	$269,000	2,162
Total noninterest expense	$1,552,000	2,910
Salaries and employee benefits	$801,000	2,993
Premises and equipment expense	$162,000	3,175
Additional noninterest expense	$589,000	2,522
Pre-tax net operating income	$961,000	1,834
Securities gains (losses)	$131,000	362
Applicable income taxes	$297,000	1,353
Income before extraordinary items	$795,000	1,824
Extraordinary gains, net	$0	16
Net income	$795,000	1,828
Minority interest net income	$0	66
Net income of bank and minority interests.	$795,000	1,827
Net charge-offs	$-23,000	6,086
Cash dividends	$705,000	808
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$699,370	1,968
2013-12-31 (YTD Data)		Rank
Total interest income	$8,971,000	2,671
Total interest expense	$1,152,000	2,650
Net interest income	$7,819,000	2,656
Provision for loan and lease losses	$435,000	2,007
Total noninterest income	$2,000,000	2,175
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,045,000	1,295
Trading account gains and fees	$0	184
Additional Noninterest Income	$955,000	2,445
Total noninterest expense	$6,790,000	2,702
Salaries and employee benefits	$3,277,000	2,932
Premises and equipment expense	$705,000	2,951
Additional noninterest expense	$2,808,000	2,225
Pre-tax net operating income	$2,594,000	2,412
Securities gains (losses)	$218,000	843
Applicable income taxes	$368,000	2,436
Income before extraordinary items	$2,444,000	2,234
Extraordinary gains, net	$0	29
Net income	$2,444,000	2,237
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,444,000	2,237
Net charge-offs	$728,000	1,595
Cash dividends	$655,000	2,442
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,254,340	2,317
2013-09-30 (YTD Data)		Rank
Total interest income	$6,685,000	2,708
Total interest expense	$891,000	2,660
Net interest income	$5,794,000	2,691
Provision for loan and lease losses	$100,000	3,343
Total noninterest income	$1,466,000	2,245
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$793,000	1,296
Trading account gains and fees	$0	180
Additional Noninterest Income	$673,000	2,567
Total noninterest expense	$4,926,000	2,783
Salaries and employee benefits	$2,450,000	2,957
Premises and equipment expense	$507,000	3,070
Additional noninterest expense	$1,969,000	2,338
Pre-tax net operating income	$2,234,000	2,239
Securities gains (losses)	$218,000	782
Applicable income taxes	$507,000	1,905
Income before extraordinary items	$1,945,000	2,183
Extraordinary gains, net	$0	25
Net income	$1,945,000	2,189
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,945,000	2,189
Net charge-offs	$389,000	1,852
Cash dividends	$405,000	2,308
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,772,780	2,272
2013-06-30 (YTD Data)		Rank
Total interest income	$4,418,000	2,731
Total interest expense	$617,000	2,645
Net interest income	$3,801,000	2,725
Provision for loan and lease losses	$100,000	2,924
Total noninterest income	$961,000	2,271
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$523,000	1,277
Trading account gains and fees	$0	157
Additional Noninterest Income	$438,000	2,668
Total noninterest expense	$3,056,000	2,953
Salaries and employee benefits	$1,586,000	3,040
Premises and equipment expense	$324,000	3,179
Additional noninterest expense	$1,146,000	2,646
Pre-tax net operating income	$1,606,000	2,093
Securities gains (losses)	$218,000	702
Applicable income taxes	$413,000	1,704
Income before extraordinary items	$1,411,000	2,035
Extraordinary gains, net	$0	22
Net income	$1,411,000	2,043
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,411,000	2,041
Net charge-offs	$346,000	1,551
Cash dividends	$405,000	1,888
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,243,140	2,155
2013-03-31 (YTD Data)		Rank
Total interest income	$2,224,000	2,732
Total interest expense	$328,000	2,584
Net interest income	$1,896,000	2,741
Provision for loan and lease losses	$100,000	2,044
Total noninterest income	$550,000	2,072
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$261,000	1,275
Trading account gains and fees	$0	148
Additional Noninterest Income	$289,000	2,273
Total noninterest expense	$1,520,000	2,985
Salaries and employee benefits	$805,000	3,038
Premises and equipment expense	$157,000	3,279
Additional noninterest expense	$558,000	2,711
Pre-tax net operating income	$826,000	1,992
Securities gains (losses)	$218,000	430
Applicable income taxes	$419,000	1,053
Income before extraordinary items	$625,000	2,187
Extraordinary gains, net	$0	10
Net income	$625,000	2,189
Minority interest net income	$0	76
Net income of bank and minority interests.	$625,000	2,189
Net charge-offs	$313,000	1,025
Cash dividends	$405,000	1,084
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$485,480	2,571
2012-12-31 (YTD Data)		Rank
Total interest income	$9,262,000	2,760
Total interest expense	$1,567,000	2,618
Net interest income	$7,695,000	2,747
Provision for loan and lease losses	$222,000	3,811
Total noninterest income	$3,120,000	1,597
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,115,000	1,276
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,005,000	1,521
Total noninterest expense	$6,882,000	2,696
Salaries and employee benefits	$3,290,000	2,935
Premises and equipment expense	$678,000	3,096
Additional noninterest expense	$2,914,000	2,230
Pre-tax net operating income	$3,711,000	1,744
Securities gains (losses)	$238,000	1,553
Applicable income taxes	$927,000	1,537
Income before extraordinary items	$3,022,000	1,848
Extraordinary gains, net	$0	29
Net income	$3,022,000	1,846
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,022,000	1,848
Net charge-offs	$13,000	5,526
Cash dividends	$1,211,000	1,713
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,838,740	1,847
2012-09-30 (YTD Data)		Rank
Total interest income	$6,964,000	2,814
Total interest expense	$1,216,000	2,655
Net interest income	$5,748,000	2,801
Provision for loan and lease losses	$50,000	4,919
Total noninterest income	$2,634,000	1,450
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$777,000	1,383
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,857,000	1,343
Total noninterest expense	$4,738,000	2,923
Salaries and employee benefits	$2,452,000	2,962
Premises and equipment expense	$506,000	3,142
Additional noninterest expense	$1,780,000	2,697
Pre-tax net operating income	$3,594,000	1,467
Securities gains (losses)	$238,000	1,299
Applicable income taxes	$857,000	1,377
Income before extraordinary items	$2,975,000	1,498
Extraordinary gains, net	$0	20
Net income	$2,975,000	1,499
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,975,000	1,499
Net charge-offs	$-67,000	6,971
Cash dividends	$461,000	2,110
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,789,360	1,495
2012-06-30 (YTD Data)		Rank
Total interest income	$4,678,000	2,820
Total interest expense	$845,000	2,650
Net interest income	$3,833,000	2,801
Provision for loan and lease losses	$50,000	4,550
Total noninterest income	$2,206,000	1,240
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$502,000	1,405
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,704,000	1,040
Total noninterest expense	$2,969,000	3,089
Salaries and employee benefits	$1,580,000	3,052
Premises and equipment expense	$329,000	3,208
Additional noninterest expense	$1,060,000	2,974
Pre-tax net operating income	$3,020,000	1,177
Securities gains (losses)	$238,000	995
Applicable income taxes	$883,000	989
Income before extraordinary items	$2,375,000	1,257
Extraordinary gains, net	$0	19
Net income	$2,375,000	1,257
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,375,000	1,257
Net charge-offs	$-23,000	6,825
Cash dividends	$461,000	1,691
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,201,260	1,271
2012-03-31 (YTD Data)		Rank
Total interest income	$2,383,000	2,802
Total interest expense	$460,000	2,560
Net interest income	$1,923,000	2,812
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$1,730,000	868
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$274,000	1,283
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,456,000	698
Total noninterest expense	$1,422,000	3,184
Salaries and employee benefits	$782,000	3,079
Premises and equipment expense	$156,000	3,367
Additional noninterest expense	$484,000	3,181
Pre-tax net operating income	$2,181,000	828
Securities gains (losses)	$0	2,210
Applicable income taxes	$584,000	773
Income before extraordinary items	$1,597,000	935
Extraordinary gains, net	$0	19
Net income	$1,597,000	936
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,597,000	936
Net charge-offs	$69,000	2,773
Cash dividends	$461,000	946
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,597,000	886
2011-12-31 (YTD Data)		Rank
Total interest income	$10,235,000	2,706
Total interest expense	$2,239,000	2,528
Net interest income	$7,996,000	2,734
Provision for loan and lease losses	$1,272,000	2,085
Total noninterest income	$2,475,000	1,725
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,230,000	1,197
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,245,000	1,854
Total noninterest expense	$7,045,000	2,653
Salaries and employee benefits	$3,415,000	2,799
Premises and equipment expense	$654,000	3,352
Additional noninterest expense	$2,976,000	2,221
Pre-tax net operating income	$2,154,000	2,368
Securities gains (losses)	$197,000	1,467
Applicable income taxes	$618,000	1,816
Income before extraordinary items	$1,733,000	2,511
Extraordinary gains, net	$0	29
Net income	$1,733,000	2,511
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,733,000	2,512
Net charge-offs	$560,000	3,045
Cash dividends	$575,000	2,262
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,587,220	2,583
2011-09-30 (YTD Data)		Rank
Total interest income	$7,833,000	2,691
Total interest expense	$1,747,000	2,552
Net interest income	$6,086,000	2,698
Provision for loan and lease losses	$1,100,000	1,850
Total noninterest income	$1,957,000	1,638
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$927,000	1,195
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,030,000	1,738
Total noninterest expense	$4,894,000	2,846
Salaries and employee benefits	$2,535,000	2,822
Premises and equipment expense	$501,000	3,344
Additional noninterest expense	$1,858,000	2,617
Pre-tax net operating income	$2,049,000	2,047
Securities gains (losses)	$157,000	1,394
Applicable income taxes	$554,000	1,647
Income before extraordinary items	$1,652,000	2,148
Extraordinary gains, net	$0	21
Net income	$1,652,000	2,148
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,652,000	2,149
Net charge-offs	$485,000	2,699
Cash dividends	$400,000	2,021
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,534,250	2,182
2011-06-30 (YTD Data)		Rank
Total interest income	$5,298,000	2,676
Total interest expense	$1,206,000	2,554
Net interest income	$4,092,000	2,687
Provision for loan and lease losses	$850,000	1,656
Total noninterest income	$1,158,000	1,797
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$610,000	1,188
Trading account gains and fees	$0	153
Additional Noninterest Income	$548,000	1,971
Total noninterest expense	$3,210,000	2,909
Salaries and employee benefits	$1,649,000	2,904
Premises and equipment expense	$302,000	3,627
Additional noninterest expense	$1,259,000	2,631
Pre-tax net operating income	$1,190,000	2,251
Securities gains (losses)	$157,000	861
Applicable income taxes	$232,000	2,064
Income before extraordinary items	$1,115,000	2,072
Extraordinary gains, net	$0	15
Net income	$1,115,000	2,072
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,115,000	2,072
Net charge-offs	$415,000	2,326
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$984,690	2,229
2011-03-31 (YTD Data)		Rank
Total interest income	$2,705,000	2,636
Total interest expense	$658,000	2,450
Net interest income	$2,047,000	2,669
Provision for loan and lease losses	$350,000	1,781
Total noninterest income	$560,000	1,839
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$302,000	1,183
Trading account gains and fees	$0	158
Additional Noninterest Income	$258,000	2,101
Total noninterest expense	$1,295,000	3,485
Salaries and employee benefits	$715,000	3,277
Premises and equipment expense	$94,000	4,869
Additional noninterest expense	$486,000	3,265
Pre-tax net operating income	$962,000	1,499
Securities gains (losses)	$102,000	531
Applicable income taxes	$226,000	1,376
Income before extraordinary items	$838,000	1,428
Extraordinary gains, net	$0	9
Net income	$838,000	1,428
Minority interest net income	$0	86
Net income of bank and minority interests.	$838,000	1,428
Net charge-offs	$664,000	1,122
Cash dividends	$400,000	888
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$757,420	1,510
2010-12-31 (YTD Data)		Rank
Total interest income	$9,789,000	3,011
Total interest expense	$2,560,000	2,941
Net interest income	$7,229,000	2,991
Provision for loan and lease losses	$1,241,000	2,729
Total noninterest income	$10,908,000	592
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,182,000	1,273
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,726,000	464
Total noninterest expense	$8,954,000	2,168
Salaries and employee benefits	$2,936,000	3,174
Premises and equipment expense	$769,000	3,065
Additional noninterest expense	$5,249,000	1,387
Pre-tax net operating income	$7,942,000	675
Securities gains (losses)	$100,000	2,161
Applicable income taxes	$2,851,000	560
Income before extraordinary items	$5,191,000	851
Extraordinary gains, net	$0	29
Net income	$5,191,000	851
Minority interest net income	$0	111
Net income of bank and minority interests.	$5,191,000	852
Net charge-offs	$471,000	3,737
Cash dividends	$948,000	1,559
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,126,000	827
2010-09-30 (YTD Data)		Rank
Total interest income	$6,975,000	3,197
Total interest expense	$1,877,000	3,109
Net interest income	$5,098,000	3,190
Provision for loan and lease losses	$810,000	2,828
Total noninterest income	$11,462,000	467
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$867,000	1,356
Trading account gains and fees	$0	165
Additional Noninterest Income	$10,595,000	349
Total noninterest expense	$4,701,000	2,995
Salaries and employee benefits	$1,784,000	3,764
Premises and equipment expense	$351,000	4,424
Additional noninterest expense	$2,566,000	2,018
Pre-tax net operating income	$11,049,000	394
Securities gains (losses)	$100,000	1,940
Applicable income taxes	$3,525,000	382
Income before extraordinary items	$7,624,000	449
Extraordinary gains, net	$0	23
Net income	$7,624,000	451
Minority interest net income	$0	110
Net income of bank and minority interests.	$7,624,000	451
Net charge-offs	$334,000	3,588
Cash dividends	$794,000	1,281
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$7,556,000	439
2010-06-30 (YTD Data)		Rank
Total interest income	$4,316,000	3,453
Total interest expense	$1,136,000	3,448
Net interest income	$3,180,000	3,379
Provision for loan and lease losses	$650,000	2,465
Total noninterest income	$10,908,000	352
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$518,000	1,519
Trading account gains and fees	$0	152
Additional Noninterest Income	$10,390,000	262
Total noninterest expense	$2,667,000	3,429
Salaries and employee benefits	$1,051,000	4,150
Premises and equipment expense	$234,000	4,445
Additional noninterest expense	$1,382,000	2,412
Pre-tax net operating income	$10,771,000	276
Securities gains (losses)	$100,000	1,416
Applicable income taxes	$3,525,000	253
Income before extraordinary items	$7,346,000	304
Extraordinary gains, net	$0	19
Net income	$7,346,000	303
Minority interest net income	$0	105
Net income of bank and minority interests.	$7,346,000	304
Net charge-offs	$568,000	2,299
Cash dividends	$29,000	3,319
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$7,278,000	301
2010-03-31 (YTD Data)		Rank
Total interest income	$1,522,000	4,462
Total interest expense	$428,000	4,313
Net interest income	$1,094,000	4,408
Provision for loan and lease losses	$200,000	2,974
Total noninterest income	$9,527,000	240
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$199,000	1,880
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,328,000	182
Total noninterest expense	$638,000	5,579
Salaries and employee benefits	$270,000	6,050
Premises and equipment expense	$85,000	5,323
Additional noninterest expense	$283,000	4,747
Pre-tax net operating income	$9,783,000	170
Securities gains (losses)	$0	2,284
Applicable income taxes	$3,525,000	159
Income before extraordinary items	$6,258,000	187
Extraordinary gains, net	$0	16
Net income	$6,258,000	188
Minority interest net income	$0	91
Net income of bank and minority interests.	$6,258,000	189
Net charge-offs	$21,000	4,393
Cash dividends	$29,000	2,445
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$6,258,000	185
2009-12-31 (YTD Data)		Rank
Total interest income	$5,179,000	5,036
Total interest expense	$1,684,000	4,886
Net interest income	$3,495,000	4,970
Provision for loan and lease losses	$1,225,000	3,180
Total noninterest income	$1,031,000	3,276
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$785,000	2,072
Trading account gains and fees	$0	211
Additional Noninterest Income	$246,000	4,300
Total noninterest expense	$2,618,000	5,564
Salaries and employee benefits	$1,097,000	6,035
Premises and equipment expense	$369,000	5,189
Additional noninterest expense	$1,152,000	4,853
Pre-tax net operating income	$683,000	3,589
Securities gains (losses)	$-735,000	7,648
Applicable income taxes	$-134,000	6,646
Income before extraordinary items	$82,000	5,228
Extraordinary gains, net	$0	34
Net income	$82,000	5,227
Minority interest net income	$0	115
Net income of bank and minority interests.	$82,000	5,227
Net charge-offs	$1,150,000	2,706
Cash dividends	$255,000	3,391
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$552,400	3,644
2009-09-30 (YTD Data)		Rank
Total interest income	$4,012,000	5,001
Total interest expense	$1,274,000	5,010
Net interest income	$2,738,000	4,853
Provision for loan and lease losses	$490,000	3,821
Total noninterest income	$762,000	3,374
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$594,000	2,064
Trading account gains and fees	$0	212
Additional Noninterest Income	$168,000	4,588
Total noninterest expense	$1,985,000	5,538
Salaries and employee benefits	$836,000	6,033
Premises and equipment expense	$269,000	5,301
Additional noninterest expense	$880,000	4,784
Pre-tax net operating income	$1,025,000	2,698
Securities gains (losses)	$-235,000	7,616
Applicable income taxes	$290,000	1,951
Income before extraordinary items	$500,000	3,692
Extraordinary gains, net	$0	27
Net income	$500,000	3,691
Minority interest net income	$0	118
Net income of bank and minority interests.	$500,000	3,692
Net charge-offs	$279,000	3,821
Cash dividends	$255,000	2,807
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$650,400	3,163
2009-06-30 (YTD Data)		Rank
Total interest income	$2,673,000	5,040
Total interest expense	$847,000	5,128
Net interest income	$1,826,000	4,846
Provision for loan and lease losses	$240,000	4,070
Total noninterest income	$500,000	3,415
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$377,000	2,123
Trading account gains and fees	$0	193
Additional Noninterest Income	$123,000	4,448
Total noninterest expense	$1,356,000	5,523
Salaries and employee benefits	$587,000	5,979
Premises and equipment expense	$178,000	5,368
Additional noninterest expense	$591,000	4,766
Pre-tax net operating income	$730,000	2,683
Securities gains (losses)	$-235,000	7,812
Applicable income taxes	$194,000	1,993
Income before extraordinary items	$301,000	3,961
Extraordinary gains, net	$0	21
Net income	$301,000	3,960
Minority interest net income	$0	112
Net income of bank and minority interests.	$301,000	3,960
Net charge-offs	$86,000	4,405
Cash dividends	$255,000	2,389
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$451,400	3,170
2009-03-31 (YTD Data)		Rank
Total interest income	$1,319,000	5,123
Total interest expense	$426,000	5,228
Net interest income	$893,000	4,916
Provision for loan and lease losses	$100,000	3,845
Total noninterest income	$253,000	3,354
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$188,000	2,067
Trading account gains and fees	$0	171
Additional Noninterest Income	$65,000	4,382
Total noninterest expense	$635,000	5,650
Salaries and employee benefits	$268,000	6,237
Premises and equipment expense	$97,000	5,192
Additional noninterest expense	$270,000	4,735
Pre-tax net operating income	$411,000	2,754
Securities gains (losses)	$0	2,434
Applicable income taxes	$126,000	1,949
Income before extraordinary items	$285,000	3,225
Extraordinary gains, net	$0	15
Net income	$285,000	3,225
Minority interest net income	$0	102
Net income of bank and minority interests.	$285,000	3,225
Net charge-offs	$45,000	3,676
Cash dividends	$255,000	1,489
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$285,000	3,074
2008-12-31 (YTD Data)		Rank
Total interest income	$5,593,000	5,139
Total interest expense	$2,013,000	5,284
Net interest income	$3,580,000	4,913
Provision for loan and lease losses	$340,000	4,408
Total noninterest income	$1,037,000	3,333
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$791,000	2,146
Trading account gains and fees	$0	154
Additional Noninterest Income	$246,000	4,475
Total noninterest expense	$2,505,000	5,639
Salaries and employee benefits	$1,135,000	6,127
Premises and equipment expense	$318,000	5,652
Additional noninterest expense	$1,052,000	4,673
Pre-tax net operating income	$1,772,000	2,712
Securities gains (losses)	$0	3,220
Applicable income taxes	$506,000	1,845
Income before extraordinary items	$1,266,000	2,813
Extraordinary gains, net	$0	39
Net income	$1,266,000	2,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	4,638
Cash dividends	$396,000	3,716
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,266,000	2,955
2008-09-30 (YTD Data)		Rank
Total interest income	$4,188,000	5,221
Total interest expense	$1,550,000	5,347
Net interest income	$2,638,000	5,001
Provision for loan and lease losses	$180,000	4,348
Total noninterest income	$751,000	3,486
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$583,000	2,197
Trading account gains and fees	$0	148
Additional Noninterest Income	$168,000	4,764
Total noninterest expense	$1,756,000	5,810
Salaries and employee benefits	$815,000	6,248
Premises and equipment expense	$242,000	5,645
Additional noninterest expense	$699,000	4,952
Pre-tax net operating income	$1,453,000	2,907
Securities gains (losses)	$0	3,106
Applicable income taxes	$498,000	1,908
Income before extraordinary items	$955,000	3,200
Extraordinary gains, net	$0	31
Net income	$955,000	3,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	4,092
Cash dividends	$226,000	3,730
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$955,000	3,345
2008-06-30 (YTD Data)		Rank
Total interest income	$2,778,000	5,308
Total interest expense	$1,077,000	5,395
Net interest income	$1,701,000	5,102
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$504,000	3,483
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$391,000	2,171
Trading account gains and fees	$0	149
Additional Noninterest Income	$113,000	4,835
Total noninterest expense	$1,118,000	5,976
Salaries and employee benefits	$539,000	6,311
Premises and equipment expense	$160,000	5,703
Additional noninterest expense	$419,000	5,283
Pre-tax net operating income	$967,000	3,017
Securities gains (losses)	$0	3,233
Applicable income taxes	$329,000	2,101
Income before extraordinary items	$638,000	3,500
Extraordinary gains, net	$0	21
Net income	$638,000	3,500
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,007
Cash dividends	$226,000	3,288
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$638,000	3,451
2008-03-31 (YTD Data)		Rank
Total interest income	$1,402,000	5,381
Total interest expense	$584,000	5,363
Net interest income	$818,000	5,245
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$250,000	3,514
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$191,000	2,157
Trading account gains and fees	$0	158
Additional Noninterest Income	$59,000	4,725
Total noninterest expense	$530,000	6,157
Salaries and employee benefits	$249,000	6,529
Premises and equipment expense	$73,000	5,950
Additional noninterest expense	$208,000	5,252
Pre-tax net operating income	$478,000	3,164
Securities gains (losses)	$0	2,688
Applicable income taxes	$164,000	2,213
Income before extraordinary items	$314,000	3,698
Extraordinary gains, net	$0	15
Net income	$314,000	3,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,413
Cash dividends	$226,000	2,191
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$314,000	3,612
2007-12-31 (YTD Data)		Rank
Total interest income	$5,385,000	5,514
Total interest expense	$2,415,000	5,362
Net interest income	$2,970,000	5,529
Provision for loan and lease losses	$400,000	2,692
Total noninterest income	$1,004,000	3,531
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$786,000	2,163
Trading account gains and fees	$0	178
Additional Noninterest Income	$218,000	4,888
Total noninterest expense	$2,324,000	5,810
Salaries and employee benefits	$990,000	6,458
Premises and equipment expense	$283,000	5,927
Additional noninterest expense	$1,051,000	4,492
Pre-tax net operating income	$1,250,000	4,274
Securities gains (losses)	$0	2,146
Applicable income taxes	$349,000	3,189
Income before extraordinary items	$901,000	4,542
Extraordinary gains, net	$0	39
Net income	$901,000	4,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$366,000	2,036
Cash dividends	$292,000	4,480
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$901,000	4,532
2007-09-30 (YTD Data)		Rank
Total interest income	$3,949,000	5,602
Total interest expense	$1,776,000	5,422
Net interest income	$2,173,000	5,626
Provision for loan and lease losses	$340,000	2,129
Total noninterest income	$742,000	3,561
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$595,000	2,126
Trading account gains and fees	$0	184
Additional Noninterest Income	$147,000	5,132
Total noninterest expense	$1,632,000	5,961
Salaries and employee benefits	$744,000	6,452
Premises and equipment expense	$203,000	6,034
Additional noninterest expense	$685,000	4,859
Pre-tax net operating income	$943,000	4,492
Securities gains (losses)	$0	1,655
Applicable income taxes	$325,000	3,087
Income before extraordinary items	$618,000	4,942
Extraordinary gains, net	$0	33
Net income	$618,000	4,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$329,000	1,445
Cash dividends	$150,000	4,354
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$618,000	4,929
2007-06-30 (YTD Data)		Rank
Total interest income	$2,574,000	5,696
Total interest expense	$1,156,000	5,490
Net interest income	$1,418,000	5,718
Provision for loan and lease losses	$200,000	2,152
Total noninterest income	$478,000	3,647
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$385,000	2,192
Trading account gains and fees	$0	168
Additional Noninterest Income	$93,000	5,248
Total noninterest expense	$1,057,000	6,092
Salaries and employee benefits	$491,000	6,530
Premises and equipment expense	$135,000	6,081
Additional noninterest expense	$431,000	5,040
Pre-tax net operating income	$639,000	4,507
Securities gains (losses)	$0	1,444
Applicable income taxes	$224,000	3,116
Income before extraordinary items	$415,000	4,982
Extraordinary gains, net	$0	29
Net income	$415,000	4,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	1,256
Cash dividends	$150,000	3,935
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$415,000	4,976
2007-03-31 (YTD Data)		Rank
Total interest income	$1,273,000	5,725
Total interest expense	$567,000	5,536
Net interest income	$706,000	5,737
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$236,000	3,666
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$184,000	2,212
Trading account gains and fees	$0	195
Additional Noninterest Income	$52,000	5,033
Total noninterest expense	$495,000	6,319
Salaries and employee benefits	$240,000	6,632
Premises and equipment expense	$73,000	5,929
Additional noninterest expense	$182,000	5,562
Pre-tax net operating income	$387,000	4,079
Securities gains (losses)	$0	1,187
Applicable income taxes	$135,000	2,876
Income before extraordinary items	$252,000	4,534
Extraordinary gains, net	$0	22
Net income	$252,000	4,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$150,000	2,695
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$252,000	4,522
2006-12-31 (YTD Data)		Rank
Total interest income	$4,812,000	5,668
Total interest expense	$1,979,000	5,432
Net interest income	$2,833,000	5,699
Provision for loan and lease losses	$900,000	1,140
Total noninterest income	$727,000	4,276
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$543,000	2,890
Trading account gains and fees	$0	130
Additional Noninterest Income	$184,000	5,275
Total noninterest expense	$2,171,000	5,921
Salaries and employee benefits	$916,000	6,613
Premises and equipment expense	$248,000	6,236
Additional noninterest expense	$1,007,000	4,490
Pre-tax net operating income	$489,000	6,532
Securities gains (losses)	$0	1,687
Applicable income taxes	$95,000	5,003
Income before extraordinary items	$394,000	6,541
Extraordinary gains, net	$0	51
Net income	$394,000	6,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$889,000	757
Cash dividends	$315,000	4,406
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$394,000	6,542
2006-09-30 (YTD Data)		Rank
Total interest income	$3,554,000	5,703
Total interest expense	$1,428,000	5,472
Net interest income	$2,126,000	5,738
Provision for loan and lease losses	$760,000	982
Total noninterest income	$532,000	4,334
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$397,000	2,964
Trading account gains and fees	$0	126
Additional Noninterest Income	$135,000	5,319
Total noninterest expense	$1,533,000	6,092
Salaries and employee benefits	$699,000	6,576
Premises and equipment expense	$177,000	6,376
Additional noninterest expense	$657,000	4,926
Pre-tax net operating income	$365,000	6,742
Securities gains (losses)	$0	1,388
Applicable income taxes	$142,000	4,527
Income before extraordinary items	$223,000	7,100
Extraordinary gains, net	$0	45
Net income	$223,000	7,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$807,000	557
Cash dividends	$200,000	4,136
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$223,000	7,099
2006-06-30 (YTD Data)		Rank
Total interest income	$2,320,000	5,732
Total interest expense	$906,000	5,491
Net interest income	$1,414,000	5,776
Provision for loan and lease losses	$700,000	716
Total noninterest income	$368,000	4,231
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$275,000	2,871
Trading account gains and fees	$0	126
Additional Noninterest Income	$93,000	5,283
Total noninterest expense	$1,063,000	5,983
Salaries and employee benefits	$477,000	6,551
Premises and equipment expense	$115,000	6,453
Additional noninterest expense	$471,000	4,655
Pre-tax net operating income	$19,000	8,097
Securities gains (losses)	$0	1,185
Applicable income taxes	$142,000	4,093
Income before extraordinary items	$-123,000	8,367
Extraordinary gains, net	$0	39
Net income	$-123,000	8,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$745,000	420
Cash dividends	$200,000	3,653
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-123,000	8,364
2006-03-31 (YTD Data)		Rank
Total interest income	$1,168,000	5,674
Total interest expense	$442,000	5,435
Net interest income	$726,000	5,693
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$185,000	4,144
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$132,000	2,871
Trading account gains and fees	$0	115
Additional Noninterest Income	$53,000	5,003
Total noninterest expense	$535,000	5,977
Salaries and employee benefits	$230,000	6,652
Premises and equipment expense	$58,000	6,447
Additional noninterest expense	$247,000	4,516
Pre-tax net operating income	$316,000	4,831
Securities gains (losses)	$0	955
Applicable income taxes	$105,000	3,523
Income before extraordinary items	$211,000	5,240
Extraordinary gains, net	$0	21
Net income	$211,000	5,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,442
Cash dividends	$200,000	2,370
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$211,000	5,233
2005-12-31 (YTD Data)		Rank
Total interest income	$4,238,000	5,656
Total interest expense	$1,377,000	5,467
Net interest income	$2,861,000	5,647
Provision for loan and lease losses	$181,000	3,742
Total noninterest income	$661,000	4,548
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$496,000	3,072
Trading account gains and fees	$0	138
Additional Noninterest Income	$165,000	5,562
Total noninterest expense	$2,008,000	6,107
Salaries and employee benefits	$874,000	6,709
Premises and equipment expense	$251,000	6,205
Additional noninterest expense	$883,000	4,842
Pre-tax net operating income	$1,333,000	4,663
Securities gains (losses)	$0	2,296
Applicable income taxes	$381,000	3,779
Income before extraordinary items	$952,000	4,944
Extraordinary gains, net	$0	46
Net income	$952,000	4,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	4,711
Cash dividends	$370,000	4,101
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$952,000	4,916
2005-09-30 (YTD Data)		Rank
Total interest income	$3,105,000	5,701
Total interest expense	$991,000	5,458
Net interest income	$2,114,000	5,718
Provision for loan and lease losses	$160,000	3,373
Total noninterest income	$471,000	4,710
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$355,000	3,174
Trading account gains and fees	$0	126
Additional Noninterest Income	$116,000	5,683
Total noninterest expense	$1,351,000	6,398
Salaries and employee benefits	$611,000	6,877
Premises and equipment expense	$184,000	6,235
Additional noninterest expense	$556,000	5,372
Pre-tax net operating income	$1,074,000	4,596
Securities gains (losses)	$0	2,317
Applicable income taxes	$363,000	3,474
Income before extraordinary items	$711,000	5,055
Extraordinary gains, net	$0	35
Net income	$711,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,852
Cash dividends	$170,000	4,233
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$711,000	5,008
2005-06-30 (YTD Data)		Rank
Total interest income	$2,002,000	5,738
Total interest expense	$641,000	5,388
Net interest income	$1,361,000	5,814
Provision for loan and lease losses	$120,000	3,004
Total noninterest income	$309,000	4,715
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$229,000	3,212
Trading account gains and fees	$0	116
Additional Noninterest Income	$80,000	5,615
Total noninterest expense	$886,000	6,443
Salaries and employee benefits	$394,000	6,958
Premises and equipment expense	$121,000	6,259
Additional noninterest expense	$371,000	5,342
Pre-tax net operating income	$664,000	4,751
Securities gains (losses)	$0	2,146
Applicable income taxes	$220,000	3,629
Income before extraordinary items	$444,000	5,182
Extraordinary gains, net	$0	30
Net income	$444,000	5,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,392
Cash dividends	$170,000	3,698
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$444,000	5,132
2005-03-31 (YTD Data)		Rank
Total interest income	$965,000	5,831
Total interest expense	$313,000	5,362
Net interest income	$652,000	5,959
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$157,000	4,590
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$111,000	3,214
Trading account gains and fees	$0	115
Additional Noninterest Income	$46,000	5,356
Total noninterest expense	$427,000	6,591
Salaries and employee benefits	$203,000	6,938
Premises and equipment expense	$60,000	6,332
Additional noninterest expense	$164,000	5,726
Pre-tax net operating income	$322,000	4,816
Securities gains (losses)	$0	1,685
Applicable income taxes	$107,000	3,663
Income before extraordinary items	$215,000	5,231
Extraordinary gains, net	$0	24
Net income	$215,000	5,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$170,000	2,408
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$215,000	5,199
2004-12-31 (YTD Data)		Rank
Total interest income	$3,844,000	5,679
Total interest expense	$1,157,000	5,221
Net interest income	$2,687,000	5,768
Provision for loan and lease losses	$315,000	2,812
Total noninterest income	$655,000	4,585
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$503,000	3,135
Trading account gains and fees	$0	138
Additional Noninterest Income	$152,000	5,659
Total noninterest expense	$1,913,000	6,149
Salaries and employee benefits	$806,000	6,904
Premises and equipment expense	$214,000	6,591
Additional noninterest expense	$893,000	4,732
Pre-tax net operating income	$1,114,000	4,968
Securities gains (losses)	$9,000	2,866
Applicable income taxes	$275,000	4,326
Income before extraordinary items	$848,000	5,130
Extraordinary gains, net	$0	34
Net income	$848,000	5,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$310,000	1,949
Cash dividends	$550,000	3,369
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$841,160	5,077
2004-09-30 (YTD Data)		Rank
Total interest income	$2,847,000	5,705
Total interest expense	$855,000	5,238
Net interest income	$1,992,000	5,805
Provision for loan and lease losses	$235,000	2,682
Total noninterest income	$482,000	4,643
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$365,000	3,221
Trading account gains and fees	$0	134
Additional Noninterest Income	$117,000	5,624
Total noninterest expense	$1,288,000	6,477
Salaries and employee benefits	$594,000	6,926
Premises and equipment expense	$165,000	6,512
Additional noninterest expense	$529,000	5,464
Pre-tax net operating income	$951,000	4,729
Securities gains (losses)	$9,000	2,772
Applicable income taxes	$330,000	3,623
Income before extraordinary items	$630,000	5,239
Extraordinary gains, net	$0	26
Net income	$630,000	5,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,975
Cash dividends	$312,000	3,378
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$624,060	5,175
2004-06-30 (YTD Data)		Rank
Total interest income	$1,869,000	5,777
Total interest expense	$564,000	5,294
Net interest income	$1,305,000	5,862
Provision for loan and lease losses	$190,000	2,297
Total noninterest income	$327,000	4,586
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$251,000	3,142
Trading account gains and fees	$0	130
Additional Noninterest Income	$76,000	5,692
Total noninterest expense	$845,000	6,568
Salaries and employee benefits	$380,000	7,077
Premises and equipment expense	$95,000	6,896
Additional noninterest expense	$370,000	5,334
Pre-tax net operating income	$597,000	4,846
Securities gains (losses)	$0	3,413
Applicable income taxes	$204,000	3,735
Income before extraordinary items	$393,000	5,356
Extraordinary gains, net	$0	21
Net income	$393,000	5,356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	1,468
Cash dividends	$312,000	2,812
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$393,000	5,269
2004-03-31 (YTD Data)		Rank
Total interest income	$926,000	5,838
Total interest expense	$275,000	5,436
Net interest income	$651,000	5,867
Provision for loan and lease losses	$115,000	1,912
Total noninterest income	$167,000	4,509
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$122,000	3,125
Trading account gains and fees	$0	121
Additional Noninterest Income	$45,000	5,324
Total noninterest expense	$387,000	6,853
Salaries and employee benefits	$195,000	7,054
Premises and equipment expense	$46,000	6,981
Additional noninterest expense	$146,000	6,092
Pre-tax net operating income	$316,000	4,697
Securities gains (losses)	$0	2,934
Applicable income taxes	$111,000	3,616
Income before extraordinary items	$205,000	5,272
Extraordinary gains, net	$0	16
Net income	$205,000	5,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	866
Cash dividends	$312,000	1,670
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$205,000	5,154
2003-12-31 (YTD Data)		Rank
Total interest income	$3,591,000	5,966
Total interest expense	$1,263,000	5,395
Net interest income	$2,328,000	6,135
Provision for loan and lease losses	$300,000	3,140
Total noninterest income	$598,000	4,979
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$461,000	3,308
Trading account gains and fees	$0	160
Additional Noninterest Income	$137,000	5,993
Total noninterest expense	$1,729,000	6,472
Salaries and employee benefits	$785,000	6,966
Premises and equipment expense	$193,000	6,866
Additional noninterest expense	$751,000	5,257
Pre-tax net operating income	$897,000	5,432
Securities gains (losses)	$40,000	2,704
Applicable income taxes	$246,000	4,604
Income before extraordinary items	$691,000	5,619
Extraordinary gains, net	$0	54
Net income	$691,000	5,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	3,008
Cash dividends	$320,000	4,262
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$661,400	5,571
2003-09-30 (YTD Data)		Rank
Total interest income	$2,676,000	6,061
Total interest expense	$981,000	5,442
Net interest income	$1,695,000	6,269
Provision for loan and lease losses	$205,000	3,293
Total noninterest income	$436,000	5,093
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$343,000	3,338
Trading account gains and fees	$0	153
Additional Noninterest Income	$93,000	6,209
Total noninterest expense	$1,265,000	6,534
Salaries and employee benefits	$604,000	6,899
Premises and equipment expense	$136,000	7,031
Additional noninterest expense	$525,000	5,482
Pre-tax net operating income	$661,000	5,655
Securities gains (losses)	$40,000	2,501
Applicable income taxes	$223,000	4,487
Income before extraordinary items	$478,000	5,963
Extraordinary gains, net	$0	40
Net income	$478,000	5,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	2,482
Cash dividends	$240,000	3,794
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$450,800	5,927
2003-06-30 (YTD Data)		Rank
Total interest income	$1,785,000	6,089
Total interest expense	$686,000	5,412
Net interest income	$1,099,000	6,366
Provision for loan and lease losses	$140,000	3,226
Total noninterest income	$280,000	5,167
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$220,000	3,392
Trading account gains and fees	$0	150
Additional Noninterest Income	$60,000	6,260
Total noninterest expense	$825,000	6,610
Salaries and employee benefits	$389,000	7,015
Premises and equipment expense	$90,000	7,025
Additional noninterest expense	$346,000	5,509
Pre-tax net operating income	$414,000	5,778
Securities gains (losses)	$40,000	2,170
Applicable income taxes	$148,000	4,513
Income before extraordinary items	$306,000	6,056
Extraordinary gains, net	$0	30
Net income	$306,000	6,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,259
Cash dividends	$215,000	3,366
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$279,200	6,057
2003-03-31 (YTD Data)		Rank
Total interest income	$876,000	6,185
Total interest expense	$367,000	5,296
Net interest income	$509,000	6,597
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$139,000	5,078
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$106,000	3,394
Trading account gains and fees	$0	134
Additional Noninterest Income	$33,000	6,044
Total noninterest expense	$413,000	6,610
Salaries and employee benefits	$223,000	6,648
Premises and equipment expense	$42,000	7,220
Additional noninterest expense	$148,000	5,988
Pre-tax net operating income	$190,000	5,958
Securities gains (losses)	$40,000	1,513
Applicable income taxes	$75,000	4,475
Income before extraordinary items	$155,000	5,936
Extraordinary gains, net	$0	21
Net income	$155,000	5,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	1,835
Cash dividends	$205,000	2,168
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$128,200	6,224
2002-12-31 (YTD Data)		Rank
Total interest income	$3,916,000	5,976
Total interest expense	$1,712,000	5,303
Net interest income	$2,204,000	6,315
Provision for loan and lease losses	$415,000	2,759
Total noninterest income	$525,000	5,085
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$434,000	3,337
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	6,629
Total noninterest expense	$1,707,000	6,444
Salaries and employee benefits	$868,000	6,623
Premises and equipment expense	$179,000	7,044
Additional noninterest expense	$660,000	5,603
Pre-tax net operating income	$607,000	6,404
Securities gains (losses)	$84,000	1,908
Applicable income taxes	$164,000	5,397
Income before extraordinary items	$527,000	6,275
Extraordinary gains, net	$0	70
Net income	$527,000	6,274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$645,000	1,362
Cash dividends	$225,000	4,750
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$463,160	6,430
2001-12-31 (YTD Data)		Rank
Total interest income	$4,320,000	6,088
Total interest expense	$2,369,000	5,561
Net interest income	$1,951,000	6,510
Provision for loan and lease losses	$135,000	4,984
Total noninterest income	$515,000	4,986
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$387,000	3,493
Trading account gains and fees	$0	177
Additional Noninterest Income	$128,000	5,853
Total noninterest expense	$1,688,000	6,365
Salaries and employee benefits	$826,000	6,671
Premises and equipment expense	$215,000	6,569
Additional noninterest expense	$647,000	5,567
Pre-tax net operating income	$643,000	6,010
Securities gains (losses)	$0	4,612
Applicable income taxes	$139,000	5,564
Income before extraordinary items	$504,000	6,051
Extraordinary gains, net	$0	105
Net income	$504,000	6,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,455
Cash dividends	$210,000	4,928
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$504,000	5,939
2000-12-31 (YTD Data)		Rank
Total interest income	$4,636,000	5,990
Total interest expense	$2,410,000	5,697
Net interest income	$2,226,000	6,224
Provision for loan and lease losses	$140,000	4,540
Total noninterest income	$427,000	5,361
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$333,000	3,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	6,569
Total noninterest expense	$1,643,000	6,381
Salaries and employee benefits	$814,000	6,662
Premises and equipment expense	$202,000	6,737
Additional noninterest expense	$627,000	5,614
Pre-tax net operating income	$870,000	5,641
Securities gains (losses)	$4,000	1,432
Applicable income taxes	$199,000	5,399
Income before extraordinary items	$675,000	5,508
Extraordinary gains, net	$0	38
Net income	$675,000	5,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,034
Cash dividends	$200,000	5,103
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$671,920	5,531
1999-12-31 (YTD Data)		Rank
Total interest income	$4,125,000	6,255
Total interest expense	$1,981,000	6,039
Net interest income	$2,144,000	6,386
Provision for loan and lease losses	$110,000	5,020
Total noninterest income	$427,000	5,425
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$288,000	4,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	5,780
Total noninterest expense	$1,604,000	6,523
Salaries and employee benefits	$785,000	6,818
Premises and equipment expense	$256,000	5,957
Additional noninterest expense	$563,000	6,065
Pre-tax net operating income	$857,000	5,730
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$214,000	5,558
Income before extraordinary items	$644,000	5,699
Extraordinary gains, net	$0	35
Net income	$644,000	5,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,462
Cash dividends	$190,000	5,325
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$643,250	5,671
1998-12-31 (YTD Data)		Rank
Total interest income	$3,682,000	6,769
Total interest expense	$1,840,000	6,474
Net interest income	$1,842,000	6,963
Provision for loan and lease losses	$50,000	6,568
Total noninterest income	$340,000	6,102
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$257,000	4,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,095
Total noninterest expense	$1,388,000	6,998
Salaries and employee benefits	$698,000	7,199
Premises and equipment expense	$207,000	6,600
Additional noninterest expense	$483,000	6,551
Pre-tax net operating income	$744,000	6,321
Securities gains (losses)	$42,000	1,862
Applicable income taxes	$209,000	6,091
Income before extraordinary items	$577,000	6,175
Extraordinary gains, net	$0	32
Net income	$577,000	6,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,453
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$546,340	6,238
1997-12-31 (YTD Data)		Rank
Total interest income	$3,371,000	7,325
Total interest expense	$1,656,000	6,991
Net interest income	$1,715,000	7,516
Provision for loan and lease losses	$20,000	7,880
Total noninterest income	$298,000	6,663
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$243,000	4,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	8,220
Total noninterest expense	$1,247,000	7,507
Salaries and employee benefits	$645,000	7,633
Premises and equipment expense	$178,000	7,230
Additional noninterest expense	$424,000	7,161
Pre-tax net operating income	$746,000	6,796
Securities gains (losses)	$21,000	1,847
Applicable income taxes	$211,000	6,739
Income before extraordinary items	$556,000	6,631
Extraordinary gains, net	$0	44
Net income	$556,000	6,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,767
Cash dividends	$345,000	4,277
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$540,880	6,677
1996-12-31 (YTD Data)		Rank
Total interest income	$3,165,000	7,786
Total interest expense	$1,550,000	7,443
Net interest income	$1,615,000	7,993
Provision for loan and lease losses	$5,000	8,822
Total noninterest income	$283,000	7,154
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$241,000	4,950
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	9,253
Total noninterest expense	$1,099,000	8,333
Salaries and employee benefits	$589,000	8,208
Premises and equipment expense	$128,000	8,584
Additional noninterest expense	$382,000	8,031
Pre-tax net operating income	$794,000	6,531
Securities gains (losses)	$20,000	2,000
Applicable income taxes	$221,000	6,822
Income before extraordinary items	$593,000	6,317
Extraordinary gains, net	$0	53
Net income	$593,000	6,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	10,349
Cash dividends	$85,000	6,967
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$578,400	6,336
1995-12-31 (YTD Data)		Rank
Total interest income	$3,071,000	8,099
Total interest expense	$1,538,000	7,592
Net interest income	$1,533,000	8,445
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$303,000	7,047
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$244,000	5,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	8,803
Total noninterest expense	$1,090,000	8,612
Salaries and employee benefits	$531,000	8,844
Premises and equipment expense	$127,000	8,867
Additional noninterest expense	$432,000	7,878
Pre-tax net operating income	$726,000	7,192
Securities gains (losses)	$3,000	3,092
Applicable income taxes	$177,000	7,810
Income before extraordinary items	$552,000	6,891
Extraordinary gains, net	$0	65
Net income	$552,000	6,889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,445
Cash dividends	$80,000	7,161
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$549,720	6,879
1994-12-31 (YTD Data)		Rank
Total interest income	$2,560,000	8,807
Total interest expense	$1,113,000	8,242
Net interest income	$1,447,000	9,020
Provision for loan and lease losses	$90,000	4,765
Total noninterest income	$317,000	7,031
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,309
Total noninterest expense	$1,049,000	9,165
Salaries and employee benefits	$500,000	9,393
Premises and equipment expense	$127,000	9,189
Additional noninterest expense	$422,000	8,602
Pre-tax net operating income	$625,000	7,864
Securities gains (losses)	$-111,000	11,601
Applicable income taxes	$131,000	8,694
Income before extraordinary items	$383,000	8,330
Extraordinary gains, net	$0	249
Net income	$383,000	8,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$76,000	7,394
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$466,250	7,611
1993-12-31 (YTD Data)		Rank
Total interest income	$2,351,000	9,467
Total interest expense	$1,007,000	9,077
Net interest income	$1,344,000	9,588
Provision for loan and lease losses	$70,000	6,634
Total noninterest income	$311,000	7,500
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$258,000	4,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,919
Total noninterest expense	$1,036,000	9,576
Salaries and employee benefits	$476,000	9,889
Premises and equipment expense	$126,000	9,610
Additional noninterest expense	$434,000	8,884
Pre-tax net operating income	$549,000	8,303
Securities gains (losses)	$82,000	2,771
Applicable income taxes	$127,000	9,151
Income before extraordinary items	$504,000	7,515
Extraordinary gains, net	$0	3,149
Net income	$504,000	7,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	5,061
Cash dividends	$70,000	7,518
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$438,400	7,805
1992-12-31 (YTD Data)		Rank
Total interest income	$2,392,000	10,105
Total interest expense	$1,142,000	9,820
Net interest income	$1,250,000	10,145
Provision for loan and lease losses	$100,000	7,236
Total noninterest income	$306,000	7,642
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$264,000	4,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,916
Total noninterest expense	$968,000	10,126
Salaries and employee benefits	$429,000	10,530
Premises and equipment expense	$129,000	9,729
Additional noninterest expense	$410,000	9,438
Pre-tax net operating income	$488,000	8,492
Securities gains (losses)	$40,000	4,499
Applicable income taxes	$133,000	9,043
Income before extraordinary items	$395,000	8,271
Extraordinary gains, net	$0	1,422
Net income	$395,000	8,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	7,548
Cash dividends	$65,000	7,330
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$365,000	8,197

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.