Home > First Chatham Bank > Income and Expense
First Chatham Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,432,000 | 1,254 |
| Total interest expense | $4,292,000 | 2,200 |
| Net interest income | $30,140,000 | 1,038 |
| Provision for loan and lease losses | $1,000,000 | 836 |
| Total noninterest income | $9,953,000 | 742 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $814,000 | 1,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,139,000 | 569 |
| Total noninterest expense | $22,612,000 | 1,092 |
| Salaries and employee benefits | $12,899,000 | 1,098 |
| Premises and equipment expense | $1,831,000 | 1,315 |
| Additional noninterest expense | $9,139,000 | 569 |
| Pre-tax net operating income | $16,481,000 | 796 |
| Securities gains (losses) | $-1,000 | 3,196 |
| Applicable income taxes | $4,449,000 | 583 |
| Income before extraordinary items | $12,031,000 | 864 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,031,000 | 877 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,031,000 | 867 |
| Net charge-offs | $43,000 | 1,876 |
| Cash dividends | $397,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 281 |
| Net operating income | $12,031,790 | 875 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,401,000 | 1,246 |
| Total interest expense | $2,835,000 | 2,221 |
| Net interest income | $22,566,000 | 1,043 |
| Provision for loan and lease losses | $850,000 | 731 |
| Total noninterest income | $7,461,000 | 744 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $607,000 | 1,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,854,000 | 585 |
| Total noninterest expense | $17,497,000 | 1,067 |
| Salaries and employee benefits | $9,962,000 | 1,072 |
| Premises and equipment expense | $1,348,000 | 1,347 |
| Additional noninterest expense | $6,854,000 | 585 |
| Pre-tax net operating income | $11,680,000 | 861 |
| Securities gains (losses) | $-2,000 | 3,320 |
| Applicable income taxes | $3,153,000 | 629 |
| Income before extraordinary items | $8,525,000 | 948 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,525,000 | 951 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,525,000 | 948 |
| Net charge-offs | $-7,000 | 3,746 |
| Cash dividends | $397,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 281 |
| Net operating income | $8,526,580 | 960 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,713,000 | 1,235 |
| Total interest expense | $1,639,000 | 2,233 |
| Net interest income | $15,074,000 | 1,050 |
| Provision for loan and lease losses | $750,000 | 602 |
| Total noninterest income | $5,917,000 | 660 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $389,000 | 1,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,528,000 | 493 |
| Total noninterest expense | $11,793,000 | 1,048 |
| Salaries and employee benefits | $6,769,000 | 1,040 |
| Premises and equipment expense | $852,000 | 1,381 |
| Additional noninterest expense | $5,528,000 | 493 |
| Pre-tax net operating income | $8,448,000 | 810 |
| Securities gains (losses) | $-2,000 | 3,632 |
| Applicable income taxes | $2,280,000 | 596 |
| Income before extraordinary items | $6,166,000 | 896 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,166,000 | 908 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,166,000 | 896 |
| Net charge-offs | $-11,000 | 3,949 |
| Cash dividends | $397,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 251 |
| Net operating income | $6,167,580 | 907 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 1,246 |
| Total interest expense | $672,000 | 2,287 |
| Net interest income | $7,409,000 | 1,066 |
| Provision for loan and lease losses | $300,000 | 662 |
| Total noninterest income | $2,603,000 | 713 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $201,000 | 1,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,402,000 | 541 |
| Total noninterest expense | $5,570,000 | 1,117 |
| Salaries and employee benefits | $3,210,000 | 1,114 |
| Premises and equipment expense | $427,000 | 1,410 |
| Additional noninterest expense | $2,402,000 | 541 |
| Pre-tax net operating income | $4,142,000 | 862 |
| Securities gains (losses) | $-1,000 | 3,873 |
| Applicable income taxes | $1,118,000 | 628 |
| Income before extraordinary items | $3,023,000 | 933 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,023,000 | 932 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,023,000 | 932 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $195,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,023,790 | 950 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,955,000 | 1,409 |
| Total interest expense | $1,345,000 | 2,052 |
| Net interest income | $21,610,000 | 1,345 |
| Provision for loan and lease losses | $1,100,000 | 761 |
| Total noninterest income | $11,945,000 | 693 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $782,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,163,000 | 526 |
| Total noninterest expense | $22,873,000 | 1,064 |
| Salaries and employee benefits | $13,196,000 | 1,071 |
| Premises and equipment expense | $1,795,000 | 1,333 |
| Additional noninterest expense | $11,163,000 | 526 |
| Pre-tax net operating income | $9,582,000 | 1,311 |
| Securities gains (losses) | $-13,000 | 3,488 |
| Applicable income taxes | $2,560,000 | 921 |
| Income before extraordinary items | $7,009,000 | 1,454 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,009,000 | 1,453 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,009,000 | 1,454 |
| Net charge-offs | $235,000 | 864 |
| Cash dividends | $394,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,019,270 | 1,476 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,424,000 | 1,481 |
| Total interest expense | $944,000 | 1,840 |
| Net interest income | $14,480,000 | 1,454 |
| Provision for loan and lease losses | $650,000 | 823 |
| Total noninterest income | $9,167,000 | 688 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $575,000 | 1,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,592,000 | 524 |
| Total noninterest expense | $16,815,000 | 1,084 |
| Salaries and employee benefits | $9,591,000 | 1,088 |
| Premises and equipment expense | $1,417,000 | 1,286 |
| Additional noninterest expense | $8,592,000 | 524 |
| Pre-tax net operating income | $6,182,000 | 1,459 |
| Securities gains (losses) | $-13,000 | 3,851 |
| Applicable income taxes | $1,666,000 | 1,003 |
| Income before extraordinary items | $4,503,000 | 1,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,503,000 | 1,606 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,503,000 | 1,607 |
| Net charge-offs | $146,000 | 793 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,513,270 | 1,637 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,089,000 | 1,596 |
| Total interest expense | $621,000 | 1,686 |
| Net interest income | $8,468,000 | 1,579 |
| Provision for loan and lease losses | $350,000 | 851 |
| Total noninterest income | $5,486,000 | 723 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $366,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,120,000 | 583 |
| Total noninterest expense | $10,757,000 | 1,115 |
| Salaries and employee benefits | $6,073,000 | 1,125 |
| Premises and equipment expense | $936,000 | 1,289 |
| Additional noninterest expense | $3,748,000 | 980 |
| Pre-tax net operating income | $2,847,000 | 1,788 |
| Securities gains (losses) | $-9,000 | 3,915 |
| Applicable income taxes | $766,000 | 1,188 |
| Income before extraordinary items | $2,072,000 | 1,962 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,072,000 | 1,962 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,072,000 | 1,962 |
| Net charge-offs | $26,000 | 1,228 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,079,110 | 2,000 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 1,713 |
| Total interest expense | $308,000 | 1,634 |
| Net interest income | $3,735,000 | 1,713 |
| Provision for loan and lease losses | $100,000 | 968 |
| Total noninterest income | $3,245,000 | 663 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $183,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,062,000 | 525 |
| Total noninterest expense | $5,399,000 | 1,108 |
| Salaries and employee benefits | $3,116,000 | 1,108 |
| Premises and equipment expense | $502,000 | 1,213 |
| Additional noninterest expense | $1,781,000 | 1,015 |
| Pre-tax net operating income | $1,481,000 | 1,655 |
| Securities gains (losses) | $-7,000 | 4,205 |
| Applicable income taxes | $398,000 | 1,109 |
| Income before extraordinary items | $1,076,000 | 1,832 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,076,000 | 1,831 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,076,000 | 1,832 |
| Net charge-offs | $-8,000 | 3,837 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,081,530 | 1,847 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,454,000 | 1,739 |
| Total interest expense | $1,352,000 | 1,800 |
| Net interest income | $15,102,000 | 1,718 |
| Provision for loan and lease losses | $2,250,000 | 247 |
| Total noninterest income | $24,018,000 | 460 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $661,000 | 1,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,357,000 | 382 |
| Total noninterest expense | $24,114,000 | 1,012 |
| Salaries and employee benefits | $13,110,000 | 1,053 |
| Premises and equipment expense | $1,824,000 | 1,304 |
| Additional noninterest expense | $9,180,000 | 837 |
| Pre-tax net operating income | $12,756,000 | 1,073 |
| Securities gains (losses) | $381,000 | 429 |
| Applicable income taxes | $3,151,000 | 829 |
| Income before extraordinary items | $9,986,000 | 1,157 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,986,000 | 1,157 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,986,000 | 1,157 |
| Net charge-offs | $1,145,000 | 389 |
| Cash dividends | $2,051,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,685,010 | 1,154 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,127,000 | 1,790 |
| Total interest expense | $1,031,000 | 1,855 |
| Net interest income | $11,096,000 | 1,763 |
| Provision for loan and lease losses | $2,250,000 | 183 |
| Total noninterest income | $18,543,000 | 458 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $490,000 | 1,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,053,000 | 379 |
| Total noninterest expense | $18,234,000 | 1,005 |
| Salaries and employee benefits | $9,635,000 | 1,077 |
| Premises and equipment expense | $1,351,000 | 1,335 |
| Additional noninterest expense | $7,248,000 | 798 |
| Pre-tax net operating income | $9,155,000 | 1,154 |
| Securities gains (losses) | $306,000 | 446 |
| Applicable income taxes | $2,555,000 | 822 |
| Income before extraordinary items | $6,906,000 | 1,260 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,906,000 | 1,260 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,906,000 | 1,260 |
| Net charge-offs | $1,535,000 | 273 |
| Cash dividends | $2,051,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,664,260 | 1,277 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,153,000 | 1,785 |
| Total interest expense | $707,000 | 1,884 |
| Net interest income | $7,446,000 | 1,754 |
| Provision for loan and lease losses | $1,600,000 | 181 |
| Total noninterest income | $10,930,000 | 501 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $319,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,611,000 | 418 |
| Total noninterest expense | $11,427,000 | 1,048 |
| Salaries and employee benefits | $5,909,000 | 1,137 |
| Premises and equipment expense | $922,000 | 1,315 |
| Additional noninterest expense | $4,596,000 | 832 |
| Pre-tax net operating income | $5,349,000 | 1,249 |
| Securities gains (losses) | $161,000 | 523 |
| Applicable income taxes | $1,487,000 | 899 |
| Income before extraordinary items | $4,023,000 | 1,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,023,000 | 1,395 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,023,000 | 1,395 |
| Net charge-offs | $1,143,000 | 251 |
| Cash dividends | $2,051,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,895,810 | 1,399 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 1,768 |
| Total interest expense | $362,000 | 1,925 |
| Net interest income | $3,753,000 | 1,726 |
| Provision for loan and lease losses | $1,100,000 | 168 |
| Total noninterest income | $4,783,000 | 554 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $170,000 | 1,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,613,000 | 473 |
| Total noninterest expense | $4,813,000 | 1,167 |
| Salaries and employee benefits | $2,300,000 | 1,383 |
| Premises and equipment expense | $440,000 | 1,380 |
| Additional noninterest expense | $2,073,000 | 869 |
| Pre-tax net operating income | $2,623,000 | 1,266 |
| Securities gains (losses) | $53,000 | 643 |
| Applicable income taxes | $722,000 | 894 |
| Income before extraordinary items | $1,954,000 | 1,419 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,954,000 | 1,419 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,954,000 | 1,419 |
| Net charge-offs | $632,000 | 236 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,912,130 | 1,398 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,760,000 | 1,818 |
| Total interest expense | $1,606,000 | 2,271 |
| Net interest income | $14,154,000 | 1,733 |
| Provision for loan and lease losses | $1,427,000 | 1,290 |
| Total noninterest income | $8,303,000 | 910 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $810,000 | 1,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,493,000 | 781 |
| Total noninterest expense | $17,160,000 | 1,251 |
| Salaries and employee benefits | $7,658,000 | 1,564 |
| Premises and equipment expense | $1,773,000 | 1,323 |
| Additional noninterest expense | $7,729,000 | 903 |
| Pre-tax net operating income | $3,870,000 | 2,112 |
| Securities gains (losses) | $233,000 | 959 |
| Applicable income taxes | $907,000 | 1,505 |
| Income before extraordinary items | $3,196,000 | 2,218 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,196,000 | 2,218 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,196,000 | 2,218 |
| Net charge-offs | $925,000 | 686 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,011,930 | 2,252 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,979,000 | 1,807 |
| Total interest expense | $1,230,000 | 2,343 |
| Net interest income | $10,749,000 | 1,708 |
| Provision for loan and lease losses | $1,402,000 | 1,111 |
| Total noninterest income | $7,688,000 | 758 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $603,000 | 1,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,085,000 | 643 |
| Total noninterest expense | $13,115,000 | 1,213 |
| Salaries and employee benefits | $5,900,000 | 1,523 |
| Premises and equipment expense | $1,299,000 | 1,346 |
| Additional noninterest expense | $5,916,000 | 872 |
| Pre-tax net operating income | $3,920,000 | 1,699 |
| Securities gains (losses) | $180,000 | 941 |
| Applicable income taxes | $1,107,000 | 1,107 |
| Income before extraordinary items | $2,993,000 | 1,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,993,000 | 1,905 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,993,000 | 1,906 |
| Net charge-offs | $1,009,000 | 505 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,850,800 | 1,909 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,197,000 | 1,793 |
| Total interest expense | $838,000 | 2,422 |
| Net interest income | $7,359,000 | 1,665 |
| Provision for loan and lease losses | $622,000 | 1,424 |
| Total noninterest income | $3,529,000 | 937 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $422,000 | 1,099 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,107,000 | 791 |
| Total noninterest expense | $8,353,000 | 1,257 |
| Salaries and employee benefits | $3,673,000 | 1,601 |
| Premises and equipment expense | $882,000 | 1,317 |
| Additional noninterest expense | $3,798,000 | 888 |
| Pre-tax net operating income | $1,913,000 | 2,063 |
| Securities gains (losses) | $95,000 | 1,009 |
| Applicable income taxes | $542,000 | 1,274 |
| Income before extraordinary items | $1,466,000 | 2,270 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,466,000 | 2,269 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,466,000 | 2,270 |
| Net charge-offs | $380,000 | 708 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,390,950 | 2,301 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 1,857 |
| Total interest expense | $436,000 | 2,509 |
| Net interest income | $3,438,000 | 1,733 |
| Provision for loan and lease losses | $252,000 | 1,293 |
| Total noninterest income | $1,469,000 | 995 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $265,000 | 1,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,204,000 | 852 |
| Total noninterest expense | $4,412,000 | 1,207 |
| Salaries and employee benefits | $1,851,000 | 1,600 |
| Premises and equipment expense | $463,000 | 1,269 |
| Additional noninterest expense | $2,098,000 | 823 |
| Pre-tax net operating income | $243,000 | 3,622 |
| Securities gains (losses) | $47,000 | 861 |
| Applicable income taxes | $78,000 | 2,124 |
| Income before extraordinary items | $212,000 | 3,638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $212,000 | 3,639 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $212,000 | 3,639 |
| Net charge-offs | $106,000 | 854 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $174,870 | 3,811 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,834,000 | 1,848 |
| Total interest expense | $1,698,000 | 2,592 |
| Net interest income | $14,136,000 | 1,693 |
| Provision for loan and lease losses | $540,000 | 1,417 |
| Total noninterest income | $4,174,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,124,000 | 1,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,050,000 | 1,184 |
| Total noninterest expense | $15,658,000 | 1,307 |
| Salaries and employee benefits | $6,951,000 | 1,643 |
| Premises and equipment expense | $1,911,000 | 1,211 |
| Additional noninterest expense | $6,796,000 | 990 |
| Pre-tax net operating income | $2,112,000 | 2,952 |
| Securities gains (losses) | $13,000 | 1,808 |
| Applicable income taxes | $-195,000 | 5,109 |
| Income before extraordinary items | $2,320,000 | 2,685 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,320,000 | 2,685 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,320,000 | 2,687 |
| Net charge-offs | $147,000 | 1,938 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,307,000 | 2,662 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,974,000 | 1,856 |
| Total interest expense | $1,252,000 | 2,639 |
| Net interest income | $10,722,000 | 1,689 |
| Provision for loan and lease losses | $540,000 | 1,091 |
| Total noninterest income | $4,504,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $833,000 | 1,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,671,000 | 836 |
| Total noninterest expense | $11,783,000 | 1,306 |
| Salaries and employee benefits | $5,009,000 | 1,710 |
| Premises and equipment expense | $1,466,000 | 1,205 |
| Additional noninterest expense | $5,308,000 | 953 |
| Pre-tax net operating income | $2,903,000 | 2,153 |
| Securities gains (losses) | $-7,000 | 4,845 |
| Applicable income taxes | $-28,000 | 5,150 |
| Income before extraordinary items | $2,924,000 | 1,970 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,924,000 | 1,970 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,924,000 | 1,971 |
| Net charge-offs | $319,000 | 1,002 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,931,000 | 1,936 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 1,868 |
| Total interest expense | $809,000 | 2,660 |
| Net interest income | $7,084,000 | 1,704 |
| Provision for loan and lease losses | $250,000 | 1,374 |
| Total noninterest income | $3,579,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $521,000 | 1,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,058,000 | 701 |
| Total noninterest expense | $7,794,000 | 1,324 |
| Salaries and employee benefits | $3,362,000 | 1,705 |
| Premises and equipment expense | $975,000 | 1,210 |
| Additional noninterest expense | $3,457,000 | 981 |
| Pre-tax net operating income | $2,619,000 | 1,723 |
| Securities gains (losses) | $-5,000 | 4,829 |
| Applicable income taxes | $-92,000 | 5,237 |
| Income before extraordinary items | $2,706,000 | 1,501 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,706,000 | 1,501 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,706,000 | 1,501 |
| Net charge-offs | $38,000 | 2,023 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,711,000 | 1,469 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 1,884 |
| Total interest expense | $392,000 | 2,669 |
| Net interest income | $3,531,000 | 1,723 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,924,000 | 789 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $257,000 | 1,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,667,000 | 644 |
| Total noninterest expense | $3,821,000 | 1,354 |
| Salaries and employee benefits | $1,619,000 | 1,755 |
| Premises and equipment expense | $514,000 | 1,160 |
| Additional noninterest expense | $1,688,000 | 974 |
| Pre-tax net operating income | $1,634,000 | 1,417 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $440,000 | 981 |
| Income before extraordinary items | $1,190,000 | 1,637 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,190,000 | 1,635 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,190,000 | 1,636 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,193,160 | 1,611 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,995,000 | 1,862 |
| Total interest expense | $1,382,000 | 2,462 |
| Net interest income | $13,613,000 | 1,750 |
| Provision for loan and lease losses | $293,000 | 2,016 |
| Total noninterest income | $4,403,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $824,000 | 1,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,579,000 | 1,010 |
| Total noninterest expense | $13,701,000 | 1,449 |
| Salaries and employee benefits | $5,956,000 | 1,823 |
| Premises and equipment expense | $1,841,000 | 1,266 |
| Additional noninterest expense | $5,904,000 | 1,096 |
| Pre-tax net operating income | $4,022,000 | 2,100 |
| Securities gains (losses) | $-21,000 | 4,619 |
| Applicable income taxes | $957,000 | 1,428 |
| Income before extraordinary items | $3,044,000 | 2,295 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,044,000 | 2,294 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,044,000 | 2,294 |
| Net charge-offs | $87,000 | 2,247 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,060,590 | 2,288 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,011,000 | 1,880 |
| Total interest expense | $995,000 | 2,447 |
| Net interest income | $10,016,000 | 1,771 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $2,962,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $567,000 | 1,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,395,000 | 1,112 |
| Total noninterest expense | $10,178,000 | 1,464 |
| Salaries and employee benefits | $4,492,000 | 1,807 |
| Premises and equipment expense | $1,381,000 | 1,262 |
| Additional noninterest expense | $4,305,000 | 1,110 |
| Pre-tax net operating income | $2,600,000 | 2,334 |
| Securities gains (losses) | $-18,000 | 4,905 |
| Applicable income taxes | $472,000 | 1,837 |
| Income before extraordinary items | $2,110,000 | 2,427 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,110,000 | 2,426 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,110,000 | 2,426 |
| Net charge-offs | $-45,000 | 4,897 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,124,760 | 2,412 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 1,904 |
| Total interest expense | $627,000 | 2,458 |
| Net interest income | $6,543,000 | 1,795 |
| Provision for loan and lease losses | $200,000 | 1,508 |
| Total noninterest income | $1,901,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $369,000 | 1,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,532,000 | 1,142 |
| Total noninterest expense | $6,607,000 | 1,501 |
| Salaries and employee benefits | $2,943,000 | 1,849 |
| Premises and equipment expense | $901,000 | 1,293 |
| Additional noninterest expense | $2,763,000 | 1,144 |
| Pre-tax net operating income | $1,637,000 | 2,389 |
| Securities gains (losses) | $-9,000 | 4,976 |
| Applicable income taxes | $22,000 | 3,468 |
| Income before extraordinary items | $1,606,000 | 2,202 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,606,000 | 2,199 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,606,000 | 2,201 |
| Net charge-offs | $18,000 | 2,302 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,614,910 | 2,188 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 1,944 |
| Total interest expense | $299,000 | 2,475 |
| Net interest income | $3,172,000 | 1,842 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $879,000 | 1,390 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $188,000 | 1,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 1,214 |
| Total noninterest expense | $3,236,000 | 1,538 |
| Salaries and employee benefits | $1,455,000 | 1,890 |
| Premises and equipment expense | $446,000 | 1,325 |
| Additional noninterest expense | $1,335,000 | 1,175 |
| Pre-tax net operating income | $815,000 | 2,363 |
| Securities gains (losses) | $-5,000 | 5,135 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $810,000 | 2,155 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $810,000 | 2,154 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $810,000 | 2,155 |
| Net charge-offs | $-201,000 | 5,480 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $815,000 | 2,132 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,582,000 | 1,915 |
| Total interest expense | $1,094,000 | 2,396 |
| Net interest income | $12,488,000 | 1,852 |
| Provision for loan and lease losses | $1,410,000 | 678 |
| Total noninterest income | $6,203,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $773,000 | 1,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,430,000 | 774 |
| Total noninterest expense | $14,863,000 | 1,335 |
| Salaries and employee benefits | $5,904,000 | 1,843 |
| Premises and equipment expense | $1,819,000 | 1,283 |
| Additional noninterest expense | $7,140,000 | 926 |
| Pre-tax net operating income | $2,418,000 | 2,805 |
| Securities gains (losses) | $-12,000 | 5,089 |
| Applicable income taxes | $-64,000 | 5,527 |
| Income before extraordinary items | $2,470,000 | 2,347 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,470,000 | 2,347 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,470,000 | 2,347 |
| Net charge-offs | $1,388,000 | 544 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,482,000 | 2,311 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,050,000 | 1,941 |
| Total interest expense | $812,000 | 2,390 |
| Net interest income | $9,238,000 | 1,879 |
| Provision for loan and lease losses | $1,070,000 | 659 |
| Total noninterest income | $4,550,000 | 981 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $571,000 | 1,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,979,000 | 798 |
| Total noninterest expense | $11,460,000 | 1,296 |
| Salaries and employee benefits | $4,440,000 | 1,845 |
| Premises and equipment expense | $1,327,000 | 1,322 |
| Additional noninterest expense | $5,693,000 | 864 |
| Pre-tax net operating income | $1,258,000 | 3,415 |
| Securities gains (losses) | $-7,000 | 5,348 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $1,240,000 | 3,153 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,240,000 | 3,152 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,240,000 | 3,153 |
| Net charge-offs | $1,004,000 | 494 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,246,930 | 3,128 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,589,000 | 1,946 |
| Total interest expense | $569,000 | 2,263 |
| Net interest income | $6,020,000 | 1,898 |
| Provision for loan and lease losses | $750,000 | 615 |
| Total noninterest income | $3,333,000 | 925 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $385,000 | 1,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,948,000 | 744 |
| Total noninterest expense | $7,944,000 | 1,271 |
| Salaries and employee benefits | $2,990,000 | 1,838 |
| Premises and equipment expense | $868,000 | 1,340 |
| Additional noninterest expense | $4,086,000 | 808 |
| Pre-tax net operating income | $659,000 | 3,745 |
| Securities gains (losses) | $-16,000 | 5,559 |
| Applicable income taxes | $11,000 | 3,790 |
| Income before extraordinary items | $632,000 | 3,597 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $632,000 | 3,595 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $632,000 | 3,597 |
| Net charge-offs | $765,000 | 426 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $647,680 | 3,526 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 1,959 |
| Total interest expense | $329,000 | 2,029 |
| Net interest income | $2,920,000 | 1,937 |
| Provision for loan and lease losses | $450,000 | 486 |
| Total noninterest income | $1,667,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $201,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,466,000 | 736 |
| Total noninterest expense | $3,865,000 | 1,306 |
| Salaries and employee benefits | $1,427,000 | 1,929 |
| Premises and equipment expense | $424,000 | 1,385 |
| Additional noninterest expense | $2,014,000 | 812 |
| Pre-tax net operating income | $272,000 | 3,980 |
| Securities gains (losses) | $-16,000 | 5,694 |
| Applicable income taxes | $11,000 | 3,564 |
| Income before extraordinary items | $245,000 | 3,895 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $245,000 | 3,893 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $245,000 | 3,895 |
| Net charge-offs | $772,000 | 258 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $260,360 | 3,801 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,531,000 | 2,004 |
| Total interest expense | $1,614,000 | 1,704 |
| Net interest income | $10,917,000 | 2,022 |
| Provision for loan and lease losses | $1,550,000 | 635 |
| Total noninterest income | $6,613,000 | 948 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $769,000 | 1,488 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,844,000 | 747 |
| Total noninterest expense | $13,535,000 | 1,455 |
| Salaries and employee benefits | $5,590,000 | 1,911 |
| Premises and equipment expense | $1,761,000 | 1,315 |
| Additional noninterest expense | $6,184,000 | 1,063 |
| Pre-tax net operating income | $2,445,000 | 2,716 |
| Securities gains (losses) | $-75,000 | 5,780 |
| Applicable income taxes | $-6,853,000 | 5,897 |
| Income before extraordinary items | $9,223,000 | 819 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,223,000 | 819 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,223,000 | 818 |
| Net charge-offs | $2,121,000 | 374 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $9,298,000 | 792 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,256,000 | 2,030 |
| Total interest expense | $1,215,000 | 1,686 |
| Net interest income | $8,041,000 | 2,057 |
| Provision for loan and lease losses | $1,290,000 | 575 |
| Total noninterest income | $4,448,000 | 1,018 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $552,000 | 1,548 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,896,000 | 811 |
| Total noninterest expense | $10,105,000 | 1,461 |
| Salaries and employee benefits | $4,077,000 | 1,949 |
| Premises and equipment expense | $1,384,000 | 1,271 |
| Additional noninterest expense | $4,644,000 | 1,064 |
| Pre-tax net operating income | $1,094,000 | 3,588 |
| Securities gains (losses) | $-56,000 | 5,890 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,038,000 | 3,433 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,038,000 | 3,431 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,038,000 | 3,433 |
| Net charge-offs | $2,214,000 | 275 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,094,000 | 3,287 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 2,041 |
| Total interest expense | $807,000 | 1,681 |
| Net interest income | $5,361,000 | 2,063 |
| Provision for loan and lease losses | $650,000 | 688 |
| Total noninterest income | $4,107,000 | 795 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $354,000 | 1,587 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,753,000 | 617 |
| Total noninterest expense | $6,757,000 | 1,460 |
| Salaries and employee benefits | $2,683,000 | 1,978 |
| Premises and equipment expense | $924,000 | 1,271 |
| Additional noninterest expense | $3,150,000 | 1,039 |
| Pre-tax net operating income | $2,061,000 | 1,894 |
| Securities gains (losses) | $-41,000 | 5,963 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,020,000 | 1,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,020,000 | 1,649 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,020,000 | 1,649 |
| Net charge-offs | $1,258,000 | 301 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,061,000 | 1,575 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 2,028 |
| Total interest expense | $404,000 | 1,680 |
| Net interest income | $2,678,000 | 2,069 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $2,571,000 | 659 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $185,000 | 1,524 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,386,000 | 504 |
| Total noninterest expense | $3,376,000 | 1,451 |
| Salaries and employee benefits | $1,339,000 | 1,991 |
| Premises and equipment expense | $455,000 | 1,288 |
| Additional noninterest expense | $1,582,000 | 1,039 |
| Pre-tax net operating income | $1,623,000 | 1,315 |
| Securities gains (losses) | $-20,000 | 6,023 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,603,000 | 1,114 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,603,000 | 1,115 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,603,000 | 1,115 |
| Net charge-offs | $660,000 | 283 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,623,000 | 1,078 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 2,019 |
| Total interest expense | $1,811,000 | 1,509 |
| Net interest income | $10,260,000 | 2,079 |
| Provision for loan and lease losses | $3,713,000 | 265 |
| Total noninterest income | $4,837,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $790,000 | 1,498 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,047,000 | 946 |
| Total noninterest expense | $12,506,000 | 1,550 |
| Salaries and employee benefits | $5,262,000 | 1,976 |
| Premises and equipment expense | $1,707,000 | 1,358 |
| Additional noninterest expense | $5,537,000 | 1,164 |
| Pre-tax net operating income | $-1,122,000 | 6,100 |
| Securities gains (losses) | $-79,000 | 6,061 |
| Applicable income taxes | $-137,000 | 6,015 |
| Income before extraordinary items | $-1,064,000 | 6,100 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,064,000 | 6,100 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,064,000 | 6,100 |
| Net charge-offs | $4,047,000 | 219 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-993,690 | 6,091 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 2,035 |
| Total interest expense | $1,402,000 | 1,492 |
| Net interest income | $7,635,000 | 2,109 |
| Provision for loan and lease losses | $3,302,000 | 224 |
| Total noninterest income | $3,283,000 | 1,236 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $587,000 | 1,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,696,000 | 1,053 |
| Total noninterest expense | $9,426,000 | 1,546 |
| Salaries and employee benefits | $3,894,000 | 2,002 |
| Premises and equipment expense | $1,282,000 | 1,369 |
| Additional noninterest expense | $4,250,000 | 1,146 |
| Pre-tax net operating income | $-1,810,000 | 6,231 |
| Securities gains (losses) | $-55,000 | 6,155 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-1,865,000 | 6,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,865,000 | 6,233 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,865,000 | 6,233 |
| Net charge-offs | $3,294,000 | 192 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,810,000 | 6,229 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 2,032 |
| Total interest expense | $970,000 | 1,444 |
| Net interest income | $5,043,000 | 2,122 |
| Provision for loan and lease losses | $2,972,000 | 186 |
| Total noninterest income | $1,965,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $374,000 | 1,555 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,591,000 | 1,137 |
| Total noninterest expense | $6,200,000 | 1,570 |
| Salaries and employee benefits | $2,591,000 | 2,006 |
| Premises and equipment expense | $835,000 | 1,416 |
| Additional noninterest expense | $2,774,000 | 1,156 |
| Pre-tax net operating income | $-2,164,000 | 6,322 |
| Securities gains (losses) | $-18,000 | 6,168 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-2,182,000 | 6,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,182,000 | 6,319 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-2,182,000 | 6,319 |
| Net charge-offs | $3,261,000 | 143 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-2,164,000 | 6,317 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 2,041 |
| Total interest expense | $503,000 | 1,398 |
| Net interest income | $2,481,000 | 2,143 |
| Provision for loan and lease losses | $1,631,000 | 162 |
| Total noninterest income | $955,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $195,000 | 1,476 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $760,000 | 1,132 |
| Total noninterest expense | $3,111,000 | 1,564 |
| Salaries and employee benefits | $1,296,000 | 2,019 |
| Premises and equipment expense | $409,000 | 1,455 |
| Additional noninterest expense | $1,406,000 | 1,132 |
| Pre-tax net operating income | $-1,306,000 | 6,395 |
| Securities gains (losses) | $8,000 | 1,548 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-1,298,000 | 6,388 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-1,298,000 | 6,389 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-1,298,000 | 6,389 |
| Net charge-offs | $264,000 | 592 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-1,306,000 | 6,387 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,510,000 | 1,972 |
| Total interest expense | $2,259,000 | 1,282 |
| Net interest income | $10,251,000 | 2,075 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $4,864,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $869,000 | 1,469 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,995,000 | 900 |
| Total noninterest expense | $12,923,000 | 1,475 |
| Salaries and employee benefits | $5,044,000 | 2,028 |
| Premises and equipment expense | $1,672,000 | 1,421 |
| Additional noninterest expense | $6,207,000 | 1,068 |
| Pre-tax net operating income | $2,162,000 | 2,850 |
| Securities gains (losses) | $-148,000 | 6,365 |
| Applicable income taxes | $-663,000 | 6,402 |
| Income before extraordinary items | $2,677,000 | 2,197 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,677,000 | 2,196 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,677,000 | 2,196 |
| Net charge-offs | $1,127,000 | 809 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,825,000 | 2,065 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,379,000 | 1,985 |
| Total interest expense | $1,719,000 | 1,279 |
| Net interest income | $7,660,000 | 2,093 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $3,398,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $645,000 | 1,489 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,753,000 | 968 |
| Total noninterest expense | $9,503,000 | 1,510 |
| Salaries and employee benefits | $3,814,000 | 2,018 |
| Premises and equipment expense | $1,252,000 | 1,428 |
| Additional noninterest expense | $4,437,000 | 1,114 |
| Pre-tax net operating income | $1,525,000 | 3,003 |
| Securities gains (losses) | $-131,000 | 6,464 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,394,000 | 2,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,394,000 | 2,876 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,394,000 | 2,876 |
| Net charge-offs | $990,000 | 683 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,525,000 | 2,653 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 1,978 |
| Total interest expense | $1,164,000 | 1,271 |
| Net interest income | $5,072,000 | 2,093 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $2,269,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $419,000 | 1,504 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,850,000 | 945 |
| Total noninterest expense | $6,276,000 | 1,531 |
| Salaries and employee benefits | $2,545,000 | 2,026 |
| Premises and equipment expense | $836,000 | 1,429 |
| Additional noninterest expense | $2,895,000 | 1,124 |
| Pre-tax net operating income | $1,035,000 | 2,916 |
| Securities gains (losses) | $-102,000 | 6,543 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $933,000 | 2,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $933,000 | 2,784 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $933,000 | 2,784 |
| Net charge-offs | $581,000 | 768 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,035,000 | 2,535 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 2,011 |
| Total interest expense | $590,000 | 1,274 |
| Net interest income | $2,471,000 | 2,141 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $1,034,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $248,000 | 1,283 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $786,000 | 1,027 |
| Total noninterest expense | $2,994,000 | 1,609 |
| Salaries and employee benefits | $1,266,000 | 2,050 |
| Premises and equipment expense | $417,000 | 1,460 |
| Additional noninterest expense | $1,311,000 | 1,221 |
| Pre-tax net operating income | $481,000 | 2,973 |
| Securities gains (losses) | $-78,000 | 6,631 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $403,000 | 2,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $403,000 | 2,976 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $403,000 | 2,976 |
| Net charge-offs | $243,000 | 828 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $481,000 | 2,603 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,497,000 | 1,980 |
| Total interest expense | $3,129,000 | 1,074 |
| Net interest income | $9,368,000 | 2,233 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $6,739,000 | 911 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,064,000 | 1,284 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,675,000 | 733 |
| Total noninterest expense | $13,545,000 | 1,445 |
| Salaries and employee benefits | $4,875,000 | 2,094 |
| Premises and equipment expense | $1,887,000 | 1,255 |
| Additional noninterest expense | $6,783,000 | 1,005 |
| Pre-tax net operating income | $2,562,000 | 2,431 |
| Securities gains (losses) | $-400,000 | 6,693 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,162,000 | 2,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,162,000 | 2,471 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,162,000 | 2,470 |
| Net charge-offs | $884,000 | 1,391 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,562,000 | 2,107 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 1,988 |
| Total interest expense | $2,488,000 | 1,047 |
| Net interest income | $6,877,000 | 2,283 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $4,910,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $788,000 | 1,303 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,122,000 | 767 |
| Total noninterest expense | $9,620,000 | 1,517 |
| Salaries and employee benefits | $3,662,000 | 2,087 |
| Premises and equipment expense | $1,400,000 | 1,278 |
| Additional noninterest expense | $4,558,000 | 1,113 |
| Pre-tax net operating income | $2,167,000 | 2,286 |
| Securities gains (losses) | $-138,000 | 6,753 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,029,000 | 2,114 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,029,000 | 2,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,029,000 | 2,121 |
| Net charge-offs | $1,204,000 | 878 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,167,000 | 1,932 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 1,984 |
| Total interest expense | $1,782,000 | 1,011 |
| Net interest income | $4,477,000 | 2,336 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $4,047,000 | 810 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $511,000 | 1,312 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,536,000 | 644 |
| Total noninterest expense | $6,439,000 | 1,511 |
| Salaries and employee benefits | $2,452,000 | 2,089 |
| Premises and equipment expense | $927,000 | 1,286 |
| Additional noninterest expense | $3,060,000 | 1,103 |
| Pre-tax net operating income | $2,085,000 | 1,664 |
| Securities gains (losses) | $-60,000 | 6,810 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,025,000 | 1,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,025,000 | 1,485 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,025,000 | 1,487 |
| Net charge-offs | $979,000 | 774 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,085,000 | 1,395 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 1,995 |
| Total interest expense | $954,000 | 982 |
| Net interest income | $2,186,000 | 2,404 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $2,479,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $258,000 | 1,296 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,221,000 | 544 |
| Total noninterest expense | $3,226,000 | 1,522 |
| Salaries and employee benefits | $1,220,000 | 2,111 |
| Premises and equipment expense | $460,000 | 1,320 |
| Additional noninterest expense | $1,546,000 | 1,078 |
| Pre-tax net operating income | $1,439,000 | 1,266 |
| Securities gains (losses) | $56,000 | 873 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,495,000 | 1,021 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,495,000 | 1,021 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,495,000 | 1,023 |
| Net charge-offs | $462,000 | 806 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,439,000 | 1,010 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,328,000 | 1,449 |
| Total interest expense | $5,749,000 | 766 |
| Net interest income | $12,579,000 | 1,751 |
| Provision for loan and lease losses | $4,836,000 | 521 |
| Total noninterest income | $15,501,000 | 491 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,129,000 | 1,262 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $14,372,000 | 381 |
| Total noninterest expense | $20,709,000 | 964 |
| Salaries and employee benefits | $9,110,000 | 1,158 |
| Premises and equipment expense | $2,146,000 | 1,104 |
| Additional noninterest expense | $9,453,000 | 744 |
| Pre-tax net operating income | $2,535,000 | 2,380 |
| Securities gains (losses) | $392,000 | 1,131 |
| Applicable income taxes | $2,769,000 | 654 |
| Income before extraordinary items | $158,000 | 5,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,544,000 | 6,871 |
| Minority interest net income | $2,702,000 | 19 |
| Net income of bank and minority interests. | $158,000 | 5,892 |
| Net charge-offs | $4,986,000 | 579 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-92,880 | 6,286 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,906,000 | 1,453 |
| Total interest expense | $4,617,000 | 745 |
| Net interest income | $9,289,000 | 1,793 |
| Provision for loan and lease losses | $3,957,000 | 490 |
| Total noninterest income | $10,875,000 | 506 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $837,000 | 1,283 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,038,000 | 392 |
| Total noninterest expense | $14,296,000 | 1,047 |
| Salaries and employee benefits | $6,249,000 | 1,260 |
| Premises and equipment expense | $1,621,000 | 1,110 |
| Additional noninterest expense | $6,426,000 | 812 |
| Pre-tax net operating income | $1,911,000 | 2,442 |
| Securities gains (losses) | $432,000 | 845 |
| Applicable income taxes | $2,934,000 | 518 |
| Income before extraordinary items | $-591,000 | 6,782 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,613,000 | 7,027 |
| Minority interest net income | $2,022,000 | 19 |
| Net income of bank and minority interests. | $-591,000 | 6,779 |
| Net charge-offs | $3,485,000 | 604 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-867,480 | 6,813 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,286,000 | 1,469 |
| Total interest expense | $3,302,000 | 704 |
| Net interest income | $5,984,000 | 1,850 |
| Provision for loan and lease losses | $3,039,000 | 448 |
| Total noninterest income | $5,890,000 | 594 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $550,000 | 1,285 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,340,000 | 455 |
| Total noninterest expense | $8,914,000 | 1,117 |
| Salaries and employee benefits | $3,971,000 | 1,306 |
| Premises and equipment expense | $1,080,000 | 1,112 |
| Additional noninterest expense | $3,863,000 | 895 |
| Pre-tax net operating income | $-79,000 | 6,498 |
| Securities gains (losses) | $164,000 | 1,249 |
| Applicable income taxes | $1,862,000 | 533 |
| Income before extraordinary items | $-1,777,000 | 7,096 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,060,000 | 7,152 |
| Minority interest net income | $1,283,000 | 20 |
| Net income of bank and minority interests. | $-1,777,000 | 7,096 |
| Net charge-offs | $3,205,000 | 491 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,881,960 | 7,086 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 1,470 |
| Total interest expense | $1,791,000 | 668 |
| Net interest income | $2,890,000 | 1,921 |
| Provision for loan and lease losses | $911,000 | 664 |
| Total noninterest income | $2,917,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $265,000 | 1,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,652,000 | 456 |
| Total noninterest expense | $4,589,000 | 1,087 |
| Salaries and employee benefits | $2,043,000 | 1,273 |
| Premises and equipment expense | $530,000 | 1,136 |
| Additional noninterest expense | $2,016,000 | 840 |
| Pre-tax net operating income | $307,000 | 3,800 |
| Securities gains (losses) | $275,000 | 478 |
| Applicable income taxes | $932,000 | 542 |
| Income before extraordinary items | $-350,000 | 7,017 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-992,000 | 7,167 |
| Minority interest net income | $642,000 | 17 |
| Net income of bank and minority interests. | $-350,000 | 7,017 |
| Net charge-offs | $-160,000 | 7,216 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-526,000 | 7,058 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,372,000 | 1,399 |
| Total interest expense | $8,864,000 | 657 |
| Net interest income | $11,508,000 | 1,906 |
| Provision for loan and lease losses | $9,104,000 | 450 |
| Total noninterest income | $13,904,000 | 483 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,130,000 | 1,305 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $12,774,000 | 364 |
| Total noninterest expense | $19,619,000 | 1,000 |
| Salaries and employee benefits | $8,815,000 | 1,120 |
| Premises and equipment expense | $2,155,000 | 1,158 |
| Additional noninterest expense | $8,649,000 | 828 |
| Pre-tax net operating income | $-3,311,000 | 6,945 |
| Securities gains (losses) | $-434,000 | 7,223 |
| Applicable income taxes | $2,552,000 | 652 |
| Income before extraordinary items | $-6,297,000 | 7,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,509,000 | 7,182 |
| Minority interest net income | $2,212,000 | 21 |
| Net income of bank and minority interests. | $-6,297,000 | 7,125 |
| Net charge-offs | $11,438,000 | 397 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,863,000 | 7,096 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,546,000 | 1,395 |
| Total interest expense | $6,930,000 | 655 |
| Net interest income | $8,616,000 | 1,917 |
| Provision for loan and lease losses | $5,695,000 | 554 |
| Total noninterest income | $10,254,000 | 482 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $829,000 | 1,350 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $9,425,000 | 357 |
| Total noninterest expense | $14,271,000 | 1,040 |
| Salaries and employee benefits | $6,440,000 | 1,154 |
| Premises and equipment expense | $1,663,000 | 1,141 |
| Additional noninterest expense | $6,168,000 | 868 |
| Pre-tax net operating income | $-1,096,000 | 6,821 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $1,561,000 | 766 |
| Income before extraordinary items | $-2,629,000 | 7,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,996,000 | 7,211 |
| Minority interest net income | $1,367,000 | 23 |
| Net income of bank and minority interests. | $-2,629,000 | 7,119 |
| Net charge-offs | $5,564,000 | 582 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,657,000 | 7,107 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,586,000 | 1,378 |
| Total interest expense | $4,811,000 | 661 |
| Net interest income | $5,775,000 | 1,911 |
| Provision for loan and lease losses | $4,697,000 | 470 |
| Total noninterest income | $7,565,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $532,000 | 1,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,033,000 | 341 |
| Total noninterest expense | $9,835,000 | 1,018 |
| Salaries and employee benefits | $4,798,000 | 1,033 |
| Premises and equipment expense | $1,124,000 | 1,138 |
| Additional noninterest expense | $3,913,000 | 926 |
| Pre-tax net operating income | $-1,192,000 | 7,031 |
| Securities gains (losses) | $75,000 | 1,328 |
| Applicable income taxes | $1,106,000 | 702 |
| Income before extraordinary items | $-2,223,000 | 7,231 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,249,000 | 7,311 |
| Minority interest net income | $1,026,000 | 24 |
| Net income of bank and minority interests. | $-2,223,000 | 7,232 |
| Net charge-offs | $5,149,000 | 452 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,298,000 | 7,228 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 1,350 |
| Total interest expense | $2,481,000 | 661 |
| Net interest income | $2,958,000 | 1,869 |
| Provision for loan and lease losses | $3,571,000 | 318 |
| Total noninterest income | $3,854,000 | 449 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $258,000 | 1,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,596,000 | 331 |
| Total noninterest expense | $5,066,000 | 985 |
| Salaries and employee benefits | $2,493,000 | 1,001 |
| Premises and equipment expense | $568,000 | 1,161 |
| Additional noninterest expense | $2,005,000 | 895 |
| Pre-tax net operating income | $-1,825,000 | 7,380 |
| Securities gains (losses) | $-37,000 | 7,305 |
| Applicable income taxes | $413,000 | 863 |
| Income before extraordinary items | $-2,275,000 | 7,415 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,783,000 | 7,440 |
| Minority interest net income | $508,000 | 24 |
| Net income of bank and minority interests. | $-2,275,000 | 7,415 |
| Net charge-offs | $2,294,000 | 496 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,238,000 | 7,411 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,093,000 | 1,280 |
| Total interest expense | $11,056,000 | 724 |
| Net interest income | $13,037,000 | 1,696 |
| Provision for loan and lease losses | $10,864,000 | 622 |
| Total noninterest income | $13,436,000 | 516 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,088,000 | 1,400 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,348,000 | 397 |
| Total noninterest expense | $20,619,000 | 968 |
| Salaries and employee benefits | $10,502,000 | 932 |
| Premises and equipment expense | $2,396,000 | 1,084 |
| Additional noninterest expense | $7,721,000 | 959 |
| Pre-tax net operating income | $-5,010,000 | 7,103 |
| Securities gains (losses) | $743,000 | 628 |
| Applicable income taxes | $5,640,000 | 335 |
| Income before extraordinary items | $-9,907,000 | 7,376 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,591,000 | 7,411 |
| Minority interest net income | $1,684,000 | 23 |
| Net income of bank and minority interests. | $-9,907,000 | 7,376 |
| Net charge-offs | $7,999,000 | 716 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,650,000 | 7,385 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,157,000 | 1,295 |
| Total interest expense | $8,394,000 | 743 |
| Net interest income | $9,763,000 | 1,722 |
| Provision for loan and lease losses | $4,580,000 | 933 |
| Total noninterest income | $7,031,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $819,000 | 1,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,212,000 | 501 |
| Total noninterest expense | $13,713,000 | 1,073 |
| Salaries and employee benefits | $6,989,000 | 1,046 |
| Premises and equipment expense | $1,821,000 | 1,079 |
| Additional noninterest expense | $4,903,000 | 1,098 |
| Pre-tax net operating income | $-1,499,000 | 6,961 |
| Securities gains (losses) | $182,000 | 1,448 |
| Applicable income taxes | $245,000 | 2,355 |
| Income before extraordinary items | $-1,562,000 | 7,063 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,226,000 | 7,169 |
| Minority interest net income | $664,000 | 35 |
| Net income of bank and minority interests. | $-1,562,000 | 7,063 |
| Net charge-offs | $1,078,000 | 2,106 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,744,000 | 7,069 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,402,000 | 1,281 |
| Total interest expense | $5,633,000 | 768 |
| Net interest income | $6,769,000 | 1,665 |
| Provision for loan and lease losses | $2,820,000 | 993 |
| Total noninterest income | $2,973,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $536,000 | 1,461 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,437,000 | 691 |
| Total noninterest expense | $8,622,000 | 1,148 |
| Salaries and employee benefits | $4,474,000 | 1,100 |
| Premises and equipment expense | $1,223,000 | 1,092 |
| Additional noninterest expense | $2,925,000 | 1,214 |
| Pre-tax net operating income | $-1,700,000 | 7,214 |
| Securities gains (losses) | $212,000 | 925 |
| Applicable income taxes | $-154,000 | 7,273 |
| Income before extraordinary items | $-1,334,000 | 7,199 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,369,000 | 7,206 |
| Minority interest net income | $35,000 | 67 |
| Net income of bank and minority interests. | $-1,334,000 | 7,199 |
| Net charge-offs | $126,000 | 3,998 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,524,800 | 7,239 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 1,291 |
| Total interest expense | $2,914,000 | 784 |
| Net interest income | $3,343,000 | 1,699 |
| Provision for loan and lease losses | $182,000 | 3,121 |
| Total noninterest income | $1,384,000 | 935 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $272,000 | 1,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,112,000 | 728 |
| Total noninterest expense | $4,386,000 | 1,143 |
| Salaries and employee benefits | $2,309,000 | 1,068 |
| Premises and equipment expense | $669,000 | 1,014 |
| Additional noninterest expense | $1,408,000 | 1,255 |
| Pre-tax net operating income | $159,000 | 4,466 |
| Securities gains (losses) | $-125,000 | 7,724 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $29,000 | 6,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,790 |
| Minority interest net income | $-15,000 | 7,916 |
| Net income of bank and minority interests. | $29,000 | 6,000 |
| Net charge-offs | $-36,000 | 7,743 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $135,250 | 4,448 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,308,000 | 1,263 |
| Total interest expense | $14,421,000 | 805 |
| Net interest income | $12,887,000 | 1,731 |
| Provision for loan and lease losses | $15,177,000 | 600 |
| Total noninterest income | $6,539,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,134,000 | 1,500 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,405,000 | 665 |
| Total noninterest expense | $17,332,000 | 1,200 |
| Salaries and employee benefits | $9,487,000 | 1,037 |
| Premises and equipment expense | $2,757,000 | 985 |
| Additional noninterest expense | $5,088,000 | 1,472 |
| Pre-tax net operating income | $-13,083,000 | 7,586 |
| Securities gains (losses) | $-2,002,000 | 7,807 |
| Applicable income taxes | $-4,687,000 | 7,748 |
| Income before extraordinary items | $-10,398,000 | 7,575 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,146,000 | 7,587 |
| Minority interest net income | $748,000 | 36 |
| Net income of bank and minority interests. | $-10,398,000 | 7,574 |
| Net charge-offs | $11,187,000 | 631 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,016,620 | 7,524 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,707,000 | 1,269 |
| Total interest expense | $11,150,000 | 827 |
| Net interest income | $9,557,000 | 1,752 |
| Provision for loan and lease losses | $2,522,000 | 1,653 |
| Total noninterest income | $4,160,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $852,000 | 1,505 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,308,000 | 803 |
| Total noninterest expense | $12,712,000 | 1,217 |
| Salaries and employee benefits | $6,895,000 | 1,081 |
| Premises and equipment expense | $2,071,000 | 987 |
| Additional noninterest expense | $3,746,000 | 1,444 |
| Pre-tax net operating income | $-1,517,000 | 6,870 |
| Securities gains (losses) | $-2,068,000 | 7,936 |
| Applicable income taxes | $-1,433,000 | 7,649 |
| Income before extraordinary items | $-2,152,000 | 7,214 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,675,000 | 7,319 |
| Minority interest net income | $523,000 | 42 |
| Net income of bank and minority interests. | $-2,152,000 | 7,213 |
| Net charge-offs | $1,201,000 | 2,003 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-828,480 | 6,643 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,821,000 | 1,302 |
| Total interest expense | $7,643,000 | 849 |
| Net interest income | $6,178,000 | 1,802 |
| Provision for loan and lease losses | $2,022,000 | 1,384 |
| Total noninterest income | $2,580,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $541,000 | 1,544 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,039,000 | 874 |
| Total noninterest expense | $8,578,000 | 1,213 |
| Salaries and employee benefits | $4,604,000 | 1,103 |
| Premises and equipment expense | $1,374,000 | 1,020 |
| Additional noninterest expense | $2,600,000 | 1,427 |
| Pre-tax net operating income | $-1,842,000 | 7,345 |
| Securities gains (losses) | $-2,935,000 | 8,087 |
| Applicable income taxes | $-1,275,000 | 7,808 |
| Income before extraordinary items | $-3,502,000 | 7,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,666,000 | 7,689 |
| Minority interest net income | $164,000 | 52 |
| Net income of bank and minority interests. | $-3,502,000 | 7,678 |
| Net charge-offs | $1,044,000 | 1,601 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,359,450 | 7,283 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 1,299 |
| Total interest expense | $3,916,000 | 857 |
| Net interest income | $3,059,000 | 1,816 |
| Provision for loan and lease losses | $682,000 | 1,495 |
| Total noninterest income | $1,302,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $248,000 | 1,626 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,054,000 | 818 |
| Total noninterest expense | $4,117,000 | 1,215 |
| Salaries and employee benefits | $2,331,000 | 1,094 |
| Premises and equipment expense | $686,000 | 1,039 |
| Additional noninterest expense | $1,100,000 | 1,472 |
| Pre-tax net operating income | $-438,000 | 7,251 |
| Securities gains (losses) | $841,000 | 213 |
| Applicable income taxes | $131,000 | 1,909 |
| Income before extraordinary items | $272,000 | 3,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $256,000 | 3,403 |
| Minority interest net income | $16,000 | 76 |
| Net income of bank and minority interests. | $272,000 | 3,298 |
| Net charge-offs | $149,000 | 2,422 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-291,470 | 7,128 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,728,000 | 1,168 |
| Total interest expense | $16,744,000 | 953 |
| Net interest income | $15,984,000 | 1,392 |
| Provision for loan and lease losses | $1,892,000 | 1,869 |
| Total noninterest income | $4,682,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $955,000 | 1,831 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,727,000 | 815 |
| Total noninterest expense | $16,508,000 | 1,182 |
| Salaries and employee benefits | $9,208,000 | 1,068 |
| Premises and equipment expense | $2,760,000 | 1,004 |
| Additional noninterest expense | $4,540,000 | 1,372 |
| Pre-tax net operating income | $2,266,000 | 2,255 |
| Securities gains (losses) | $65,000 | 1,425 |
| Applicable income taxes | $800,000 | 1,401 |
| Income before extraordinary items | $1,531,000 | 2,477 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,531,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 1,771 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,488,100 | 2,676 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,714,000 | 1,184 |
| Total interest expense | $12,582,000 | 989 |
| Net interest income | $12,132,000 | 1,394 |
| Provision for loan and lease losses | $1,251,000 | 1,600 |
| Total noninterest income | $3,531,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $680,000 | 1,914 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,851,000 | 849 |
| Total noninterest expense | $12,533,000 | 1,161 |
| Salaries and employee benefits | $7,092,000 | 1,076 |
| Premises and equipment expense | $2,057,000 | 1,015 |
| Additional noninterest expense | $3,384,000 | 1,332 |
| Pre-tax net operating income | $1,879,000 | 2,405 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $636,000 | 1,636 |
| Income before extraordinary items | $1,272,000 | 2,644 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,272,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,672 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,252,570 | 2,813 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,441,000 | 1,203 |
| Total interest expense | $8,407,000 | 1,032 |
| Net interest income | $8,034,000 | 1,384 |
| Provision for loan and lease losses | $640,000 | 1,631 |
| Total noninterest income | $2,322,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $428,000 | 1,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,894,000 | 879 |
| Total noninterest expense | $8,270,000 | 1,175 |
| Salaries and employee benefits | $4,639,000 | 1,103 |
| Premises and equipment expense | $1,362,000 | 1,023 |
| Additional noninterest expense | $2,269,000 | 1,306 |
| Pre-tax net operating income | $1,446,000 | 2,278 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $514,000 | 1,568 |
| Income before extraordinary items | $963,000 | 2,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $963,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 1,151 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $942,850 | 2,644 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,508,000 | 1,196 |
| Total interest expense | $4,371,000 | 1,072 |
| Net interest income | $4,137,000 | 1,341 |
| Provision for loan and lease losses | $217,000 | 1,742 |
| Total noninterest income | $833,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $192,000 | 2,147 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $641,000 | 1,189 |
| Total noninterest expense | $3,922,000 | 1,234 |
| Salaries and employee benefits | $2,210,000 | 1,163 |
| Premises and equipment expense | $661,000 | 1,052 |
| Additional noninterest expense | $1,051,000 | 1,371 |
| Pre-tax net operating income | $831,000 | 2,072 |
| Securities gains (losses) | $-13,000 | 8,341 |
| Applicable income taxes | $266,000 | 1,608 |
| Income before extraordinary items | $552,000 | 2,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $552,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,860 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $560,710 | 2,376 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,237,000 | 1,270 |
| Total interest expense | $16,911,000 | 1,172 |
| Net interest income | $16,326,000 | 1,368 |
| Provision for loan and lease losses | $978,000 | 1,449 |
| Total noninterest income | $3,604,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $669,000 | 2,454 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,935,000 | 1,034 |
| Total noninterest expense | $14,275,000 | 1,293 |
| Salaries and employee benefits | $8,113,000 | 1,230 |
| Premises and equipment expense | $2,431,000 | 1,096 |
| Additional noninterest expense | $3,731,000 | 1,486 |
| Pre-tax net operating income | $4,677,000 | 1,741 |
| Securities gains (losses) | $-7,000 | 7,477 |
| Applicable income taxes | $1,584,000 | 1,360 |
| Income before extraordinary items | $3,086,000 | 1,996 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,086,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,878 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,090,620 | 1,981 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,405,000 | 1,304 |
| Total interest expense | $12,429,000 | 1,197 |
| Net interest income | $11,976,000 | 1,410 |
| Provision for loan and lease losses | $676,000 | 1,243 |
| Total noninterest income | $2,740,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $475,000 | 2,551 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,265,000 | 1,013 |
| Total noninterest expense | $10,299,000 | 1,338 |
| Salaries and employee benefits | $5,748,000 | 1,307 |
| Premises and equipment expense | $1,809,000 | 1,092 |
| Additional noninterest expense | $2,742,000 | 1,481 |
| Pre-tax net operating income | $3,741,000 | 1,764 |
| Securities gains (losses) | $-8,000 | 7,721 |
| Applicable income taxes | $1,318,000 | 1,351 |
| Income before extraordinary items | $2,415,000 | 2,062 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,415,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,420,200 | 2,040 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,854,000 | 1,359 |
| Total interest expense | $8,092,000 | 1,234 |
| Net interest income | $7,762,000 | 1,473 |
| Provision for loan and lease losses | $451,000 | 1,116 |
| Total noninterest income | $1,730,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $313,000 | 2,569 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,417,000 | 1,094 |
| Total noninterest expense | $6,712,000 | 1,378 |
| Salaries and employee benefits | $3,735,000 | 1,357 |
| Premises and equipment expense | $1,196,000 | 1,121 |
| Additional noninterest expense | $1,781,000 | 1,524 |
| Pre-tax net operating income | $2,329,000 | 1,909 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $817,000 | 1,470 |
| Income before extraordinary items | $1,519,000 | 2,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,519,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,514,450 | 2,180 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,649,000 | 1,403 |
| Total interest expense | $3,966,000 | 1,241 |
| Net interest income | $3,683,000 | 1,575 |
| Provision for loan and lease losses | $244,000 | 989 |
| Total noninterest income | $1,003,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $141,000 | 2,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $862,000 | 948 |
| Total noninterest expense | $3,310,000 | 1,397 |
| Salaries and employee benefits | $1,797,000 | 1,442 |
| Premises and equipment expense | $591,000 | 1,138 |
| Additional noninterest expense | $922,000 | 1,454 |
| Pre-tax net operating income | $1,132,000 | 1,963 |
| Securities gains (losses) | $16,000 | 605 |
| Applicable income taxes | $416,000 | 1,480 |
| Income before extraordinary items | $732,000 | 2,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $732,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $721,760 | 2,236 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,888,000 | 1,688 |
| Total interest expense | $11,219,000 | 1,498 |
| Net interest income | $12,669,000 | 1,816 |
| Provision for loan and lease losses | $1,224,000 | 854 |
| Total noninterest income | $2,526,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $524,000 | 2,957 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,002,000 | 1,352 |
| Total noninterest expense | $10,271,000 | 1,741 |
| Salaries and employee benefits | $5,790,000 | 1,684 |
| Premises and equipment expense | $1,742,000 | 1,473 |
| Additional noninterest expense | $2,739,000 | 1,922 |
| Pre-tax net operating income | $3,700,000 | 2,384 |
| Securities gains (losses) | $-140,000 | 8,302 |
| Applicable income taxes | $1,148,000 | 2,007 |
| Income before extraordinary items | $2,412,000 | 2,690 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,412,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,409 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,507,200 | 2,604 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,902,000 | 1,782 |
| Total interest expense | $7,757,000 | 1,587 |
| Net interest income | $9,145,000 | 1,919 |
| Provision for loan and lease losses | $929,000 | 810 |
| Total noninterest income | $1,585,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $383,000 | 3,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,202,000 | 1,589 |
| Total noninterest expense | $7,156,000 | 1,856 |
| Salaries and employee benefits | $4,209,000 | 1,740 |
| Premises and equipment expense | $1,202,000 | 1,610 |
| Additional noninterest expense | $1,745,000 | 2,232 |
| Pre-tax net operating income | $2,645,000 | 2,553 |
| Securities gains (losses) | $-63,000 | 8,261 |
| Applicable income taxes | $837,000 | 2,136 |
| Income before extraordinary items | $1,745,000 | 2,856 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,745,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,039 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,787,840 | 2,792 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,497,000 | 1,876 |
| Total interest expense | $4,678,000 | 1,662 |
| Net interest income | $5,819,000 | 2,007 |
| Provision for loan and lease losses | $677,000 | 737 |
| Total noninterest income | $917,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $236,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $681,000 | 1,798 |
| Total noninterest expense | $4,555,000 | 1,941 |
| Salaries and employee benefits | $2,737,000 | 1,790 |
| Premises and equipment expense | $759,000 | 1,688 |
| Additional noninterest expense | $1,059,000 | 2,430 |
| Pre-tax net operating income | $1,504,000 | 2,873 |
| Securities gains (losses) | $-19,000 | 8,060 |
| Applicable income taxes | $489,000 | 2,349 |
| Income before extraordinary items | $996,000 | 3,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $996,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 707 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,008,730 | 3,178 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 1,951 |
| Total interest expense | $2,162,000 | 1,702 |
| Net interest income | $2,717,000 | 2,138 |
| Provision for loan and lease losses | $422,000 | 586 |
| Total noninterest income | $440,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $329,000 | 1,804 |
| Total noninterest expense | $2,165,000 | 2,041 |
| Salaries and employee benefits | $1,328,000 | 1,856 |
| Premises and equipment expense | $359,000 | 1,770 |
| Additional noninterest expense | $478,000 | 2,641 |
| Pre-tax net operating income | $570,000 | 3,441 |
| Securities gains (losses) | $-8,000 | 8,193 |
| Applicable income taxes | $165,000 | 2,890 |
| Income before extraordinary items | $397,000 | 3,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 3,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 474 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $402,680 | 3,685 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,417,000 | 2,294 |
| Total interest expense | $5,954,000 | 1,896 |
| Net interest income | $8,463,000 | 2,565 |
| Provision for loan and lease losses | $913,000 | 1,134 |
| Total noninterest income | $1,165,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $430,000 | 3,390 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $735,000 | 2,684 |
| Total noninterest expense | $6,278,000 | 2,637 |
| Salaries and employee benefits | $3,466,000 | 2,620 |
| Premises and equipment expense | $1,070,000 | 2,235 |
| Additional noninterest expense | $1,742,000 | 2,836 |
| Pre-tax net operating income | $2,437,000 | 3,211 |
| Securities gains (losses) | $-126,000 | 8,487 |
| Applicable income taxes | $914,000 | 2,381 |
| Income before extraordinary items | $1,397,000 | 3,959 |
| Extraordinary gains, net | $693,000 | 9 |
| Net income | $2,090,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,477,640 | 3,785 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,092,000 | 2,388 |
| Total interest expense | $4,064,000 | 1,963 |
| Net interest income | $6,028,000 | 2,661 |
| Provision for loan and lease losses | $561,000 | 1,264 |
| Total noninterest income | $809,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $312,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $497,000 | 2,896 |
| Total noninterest expense | $4,472,000 | 2,746 |
| Salaries and employee benefits | $2,483,000 | 2,694 |
| Premises and equipment expense | $755,000 | 2,338 |
| Additional noninterest expense | $1,234,000 | 2,975 |
| Pre-tax net operating income | $1,804,000 | 3,297 |
| Securities gains (losses) | $-45,000 | 8,443 |
| Applicable income taxes | $668,000 | 2,457 |
| Income before extraordinary items | $1,091,000 | 3,925 |
| Extraordinary gains, net | $310,000 | 14 |
| Net income | $1,401,000 | 3,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,119,800 | 3,820 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 2,538 |
| Total interest expense | $2,369,000 | 2,082 |
| Net interest income | $3,817,000 | 2,773 |
| Provision for loan and lease losses | $315,000 | 1,449 |
| Total noninterest income | $497,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $199,000 | 3,528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $298,000 | 3,065 |
| Total noninterest expense | $2,861,000 | 2,826 |
| Salaries and employee benefits | $1,575,000 | 2,798 |
| Premises and equipment expense | $484,000 | 2,404 |
| Additional noninterest expense | $802,000 | 3,018 |
| Pre-tax net operating income | $1,138,000 | 3,386 |
| Securities gains (losses) | $-29,000 | 8,469 |
| Applicable income taxes | $422,000 | 2,529 |
| Income before extraordinary items | $687,000 | 4,047 |
| Extraordinary gains, net | $310,000 | 11 |
| Net income | $997,000 | 3,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $705,560 | 3,914 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,711 |
| Total interest expense | $1,044,000 | 2,245 |
| Net interest income | $1,779,000 | 2,945 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $220,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,194 |
| Total noninterest expense | $1,394,000 | 2,891 |
| Salaries and employee benefits | $766,000 | 2,870 |
| Premises and equipment expense | $231,000 | 2,529 |
| Additional noninterest expense | $397,000 | 3,034 |
| Pre-tax net operating income | $455,000 | 3,928 |
| Securities gains (losses) | $-14,000 | 8,607 |
| Applicable income taxes | $168,000 | 2,893 |
| Income before extraordinary items | $273,000 | 4,628 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $273,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $281,960 | 4,508 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 3,257 |
| Total interest expense | $2,997,000 | 2,636 |
| Net interest income | $5,496,000 | 3,540 |
| Provision for loan and lease losses | $596,000 | 1,684 |
| Total noninterest income | $760,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $332,000 | 4,073 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $428,000 | 3,594 |
| Total noninterest expense | $4,904,000 | 3,175 |
| Salaries and employee benefits | $2,632,000 | 3,203 |
| Premises and equipment expense | $823,000 | 2,718 |
| Additional noninterest expense | $1,449,000 | 3,208 |
| Pre-tax net operating income | $756,000 | 5,926 |
| Securities gains (losses) | $-66,000 | 8,651 |
| Applicable income taxes | $262,000 | 4,399 |
| Income before extraordinary items | $428,000 | 6,634 |
| Extraordinary gains, net | $612,000 | 9 |
| Net income | $1,040,000 | 4,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $470,240 | 6,406 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 3,443 |
| Total interest expense | $2,106,000 | 2,734 |
| Net interest income | $3,784,000 | 3,762 |
| Provision for loan and lease losses | $426,000 | 1,680 |
| Total noninterest income | $544,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $244,000 | 4,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $300,000 | 3,725 |
| Total noninterest expense | $3,448,000 | 3,332 |
| Salaries and employee benefits | $1,869,000 | 3,336 |
| Premises and equipment expense | $537,000 | 3,068 |
| Additional noninterest expense | $1,042,000 | 3,302 |
| Pre-tax net operating income | $454,000 | 6,526 |
| Securities gains (losses) | $-51,000 | 8,806 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $403,000 | 6,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $403,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $454,000 | 5,960 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 3,644 |
| Total interest expense | $1,333,000 | 2,827 |
| Net interest income | $2,328,000 | 4,006 |
| Provision for loan and lease losses | $230,000 | 1,975 |
| Total noninterest income | $354,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $197,000 | 3,766 |
| Total noninterest expense | $2,242,000 | 3,426 |
| Salaries and employee benefits | $1,200,000 | 3,446 |
| Premises and equipment expense | $350,000 | 3,127 |
| Additional noninterest expense | $692,000 | 3,340 |
| Pre-tax net operating income | $210,000 | 7,109 |
| Securities gains (losses) | $-28,000 | 8,845 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $182,000 | 7,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $210,000 | 6,714 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,780 |
| Total interest expense | $594,000 | 3,146 |
| Net interest income | $1,156,000 | 4,013 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $165,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $1,133,000 | 3,405 |
| Salaries and employee benefits | $593,000 | 3,508 |
| Premises and equipment expense | $198,000 | 2,838 |
| Additional noninterest expense | $342,000 | 3,360 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $88,000 | 7,005 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 4,420 |
| Total interest expense | $2,073,000 | 3,920 |
| Net interest income | $3,678,000 | 4,631 |
| Provision for loan and lease losses | $368,000 | 2,740 |
| Total noninterest income | $547,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $191,000 | 5,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $356,000 | 4,185 |
| Total noninterest expense | $3,819,000 | 3,840 |
| Salaries and employee benefits | $2,201,000 | 3,619 |
| Premises and equipment expense | $611,000 | 3,464 |
| Additional noninterest expense | $1,007,000 | 4,255 |
| Pre-tax net operating income | $38,000 | 8,424 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $30,000 | 8,535 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $30,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $38,000 | 8,408 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 4,635 |
| Total interest expense | $1,520,000 | 4,098 |
| Net interest income | $2,590,000 | 4,844 |
| Provision for loan and lease losses | $303,000 | 2,488 |
| Total noninterest income | $413,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $134,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 4,165 |
| Total noninterest expense | $2,752,000 | 3,940 |
| Salaries and employee benefits | $1,599,000 | 3,715 |
| Premises and equipment expense | $430,000 | 3,649 |
| Additional noninterest expense | $723,000 | 4,370 |
| Pre-tax net operating income | $-52,000 | 8,721 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-55,000 | 8,803 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-55,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-52,000 | 8,719 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 4,863 |
| Total interest expense | $1,010,000 | 4,220 |
| Net interest income | $1,583,000 | 5,153 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $247,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $168,000 | 4,354 |
| Total noninterest expense | $1,789,000 | 4,018 |
| Salaries and employee benefits | $1,056,000 | 3,749 |
| Premises and equipment expense | $281,000 | 3,689 |
| Additional noninterest expense | $452,000 | 4,580 |
| Pre-tax net operating income | $-199,000 | 8,919 |
| Securities gains (losses) | $42,000 | 2,136 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-157,000 | 8,974 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-157,000 | 8,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-199,000 | 8,929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 5,260 |
| Total interest expense | $488,000 | 4,416 |
| Net interest income | $673,000 | 5,667 |
| Provision for loan and lease losses | $132,000 | 1,943 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $853,000 | 4,167 |
| Salaries and employee benefits | $533,000 | 3,710 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $197,000 | 5,007 |
| Pre-tax net operating income | $-229,000 | 9,110 |
| Securities gains (losses) | $57,000 | 1,316 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-172,000 | 9,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-172,000 | 9,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-229,000 | 9,097 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 7,182 |
| Total interest expense | $1,153,000 | 6,538 |
| Net interest income | $1,526,000 | 7,389 |
| Provision for loan and lease losses | $732,000 | 1,757 |
| Total noninterest income | $187,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,780 |
| Total noninterest expense | $3,049,000 | 4,406 |
| Salaries and employee benefits | $1,886,000 | 3,946 |
| Premises and equipment expense | $387,000 | 4,763 |
| Additional noninterest expense | $776,000 | 5,040 |
| Pre-tax net operating income | $-2,068,000 | 9,251 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-2,032,000 | 9,281 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,032,000 | 9,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $13,000,000 | 35 |
| Net operating income | $-2,068,000 | 9,254 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.