Home > First Chatham Bank > Net charge- offs to loans
First Chatham Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 2,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | -0.1717% | 4,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0486% | 4,394 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.2077% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0519% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0568% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.2442% | 4,576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 4,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0570% | 4,461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0571% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 366 |
| Percentage Net Loans Charged-off:Construction & development | -0.4376% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1244% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 4,527 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 4,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 0.1178% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 4,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0565% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.1754% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0610% | 4,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0428% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0732% | 4,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0973% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.3240% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0697% | 4,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 3,312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0922% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0626% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 4,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0558% | 3,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 4,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0982% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3906% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 1.4679% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0995% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1640% | 4,573 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3460% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 4,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3210% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6927% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5631% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 2.9983% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3116% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 4,294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0487% | 3,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 4,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2987% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7776% | 106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6638% | 40 |
| Percentage Net Loans Charged-off:Construction & development | 2.7300% | 10 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4900% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 3,445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0466% | 4,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2785% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8678% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8814% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 1.8288% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0352% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 4,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0534% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8486% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3348% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.1504% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2432% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 3,499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0416% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1393% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4915% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2109% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.2063% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3294% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0426% | 4,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 4,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7644% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.3176% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0395% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 3,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0407% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3437% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2040% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.7130% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1587% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0545% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0560% | 3,603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0533% | 4,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0709% | 4,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0885% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | -0.1163% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0816% | 4,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1021% | 4,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1537% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2386% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0962% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0962% | 2,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.1425% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1183% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0903% | 4,929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1221% | 3,773 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0654% | 4,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4514% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1183% | 2,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 2,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0471% | 4,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.1853% | 4,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 4,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0960% | 3,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6273% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1585% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1585% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 4,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0852% | 5,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1338% | 3,859 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 4,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1742% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1034% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1034% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0806% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 4,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2515% | 306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6759% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0246% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 4,688 |
| Percentage Net Loans Charged-off:Construction & development | -0.4044% | 4,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0720% | 5,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4178% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1191% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.5307% | 4,940 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 5,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6547% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7403% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 4,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 3,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3288% | 5,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3730% | 5,464 |
| Percentage Net Loans Charged-off:Construction & development | -1.7765% | 5,051 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 5,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 4,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0430% | 4,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5716% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5835% | 133 |
| Percentage Net Loans Charged-off:Construction & development | 3.4016% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0301% | 3,887 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6023% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5532% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5247% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 3.1176% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 3,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8706% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6393% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5903% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 3.4995% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 5,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0620% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 4,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1276% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2973% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2143% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 7.1660% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 5,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0760% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 5,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1881% | 181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8800% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8034% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 2.3436% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3313% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5082% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7004% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5019% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3661% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2283% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0469% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 3.1084% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5900% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2488% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5906% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4744% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0441% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9887% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 4.5226% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 5,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 3,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5731% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0860% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1096% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 4.5968% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1780% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 4,093 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 5,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1108% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6781% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5532% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 1.8588% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5352% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5732% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5176% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8561% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8193% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.2245% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0737% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7123% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7574% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6911% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2582% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7084% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3775% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.1405% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1133% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0787% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1187% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0594% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.3903% | 19 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4353% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5377% | 310 |
| Percentage Net Loans Charged-off:Construction & development | -0.1801% | 5,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1162% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2163% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0672% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0661% | 4,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4582% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5020% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.8920% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4178% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3953% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0368% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 2,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2549% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1936% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1936% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5378% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6324% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 0.9927% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5642% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5299% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4199% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4740% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6118% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 1.0791% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7538% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 2,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1349% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2965% | 5,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3990% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5673% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.9029% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7615% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5990% | 6,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3432% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4491% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.6204% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0525% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1238% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6175% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2454% | 5,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5459% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5459% | 1,843 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6134% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7020% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.9242% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8340% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7994% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4409% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1615% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7269% | 1,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7269% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7276% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8239% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 1.8368% | 540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4651% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1902% | 4,922 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1501% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2325% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2062% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2062% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6504% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9358% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 3.5878% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3445% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7494% | 5,058 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2224% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7930% | 6,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4507% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3402% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 2.4307% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5086% | 1,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.9922% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 1,674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 3,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0900% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3432% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3432% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3375% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1922% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 1.6934% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6378% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.6400% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 6,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0653% | 1,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 6,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1088% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6550% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6550% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8244% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6237% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 2.3001% | 890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9663% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.2050% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 6,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0946% | 1,234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 6,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8932% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9503% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9503% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1793% | 6,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 1,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1881% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0898% | 6,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1679% | 6,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9192% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9259% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 7.3800% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4031% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4356% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5966% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3772% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0354% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3447% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2904% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8586% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0051% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 3.2393% | 1,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8558% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1681% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5026% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0538% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2993% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5559% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5231% | 481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5267% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7220% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 3.8550% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7433% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7262% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3916% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5203% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7465% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4162% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3534% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2055% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4817% | 425 |
| Percentage Net Loans Charged-off:Construction & development | 5.4864% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1852% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8185% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8343% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3068% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8724% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9160% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7140% | 148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9354% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9586% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 3.2772% | 1,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1327% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.7754% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3770% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1996% | 1,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4285% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8575% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1299% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3489% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4621% | 2,805 |
| Percentage Net Loans Charged-off:Construction & development | 1.1282% | 2,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3581% | 2,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2360% | 1,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3998% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2334% | 7,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5177% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 5,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1890% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.2914% | 2,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3981% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1256% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5160% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6347% | 7,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3460% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0353% | 7,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3552% | 7,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9145% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6311% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4419% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 4.6840% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7899% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1267% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7346% | 1,021 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3034% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4615% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6872% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3724% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2524% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.5346% | 2,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1456% | 3,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4661% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7613% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6251% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4862% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3800% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.8015% | 1,902 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2237% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6982% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7357% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4869% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 3,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 2,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4578% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3905% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 6,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5776% | 141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2963% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3281% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.5618% | 1,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3872% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0439% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 3,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1304% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2188% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.4646% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1698% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5049% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3206% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3361% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.6932% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2618% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1912% | 4,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5103% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1321% | 7,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 6,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 3,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5173% | 3,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 3,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 3,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1760% | 1,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1681% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 5,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5141% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0861% | 4,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3494% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4715% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5601% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8894% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 3,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4455% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 6,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 987 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 5,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 5,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1261% | 4,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2496% | 3,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 5,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 6,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 5,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 5,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1699% | 4,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |