Home > First Century Bank > Income and Expense

First Century Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,684,0001,309
Total interest expense$4,868,0002,043
Net interest income$27,816,0001,113
Provision for loan and lease losses$2,659,000475
Total noninterest income$6,199,0001,027
Gross Fiduciary activities income$0981
Service charges on deposit accounts$26,0004,117
Trading account gains and feesNANA
Additional Noninterest Income$6,173,000766
Total noninterest expense$17,366,0001,359
Salaries and employee benefits$9,714,0001,370
Premises and equipment expense$1,434,0001,595
Additional noninterest expense$6,173,000766
Pre-tax net operating income$13,990,000903
Securities gains (losses)$-756,0004,259
Applicable income taxes$2,935,000757
Income before extraordinary items$10,299,000987
Extraordinary gains, net$054
Net income$10,299,0001,001
Minority interest net income$088
Net income of bank and minority interests.$10,299,000990
Net charge-offs$2,632,000339
Cash dividends$3,900,000982
Sale, conversion, retirement of capital stock, net$919,000199
Net operating income$10,896,240957
2023-06-30 (YTD Data)Rank
Total interest income$22,151,000976
Total interest expense$3,290,0001,478
Net interest income$18,861,000854
Provision for loan and lease losses$2,637,000301
Total noninterest income$3,236,000963
Gross Fiduciary activities income$0931
Service charges on deposit accounts$13,0004,148
Trading account gains and feesNANA
Additional Noninterest Income$3,223,000710
Total noninterest expense$8,244,0001,391
Salaries and employee benefits$4,389,0001,469
Premises and equipment expense$707,0001,603
Additional noninterest expense$3,223,000710
Pre-tax net operating income$11,216,000638
Securities gains (losses)$-756,0004,507
Applicable income taxes$2,420,000571
Income before extraordinary items$8,040,000710
Extraordinary gains, net$051
Net income$8,040,000722
Minority interest net income$081
Net income of bank and minority interests.$8,040,000710
Net charge-offs$2,634,000194
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$0486
Net operating income$8,637,240679
2023-03-31 (YTD Data)Rank
Total interest income$16,480,000706
Total interest expense$2,220,0001,109
Net interest income$14,260,000621
Provision for loan and lease losses$2,645,000194
Total noninterest income$1,543,000987
Gross Fiduciary activities income$0913
Service charges on deposit accounts$8,0004,103
Trading account gains and feesNANA
Additional Noninterest Income$1,535,000730
Total noninterest expense$4,241,0001,374
Salaries and employee benefits$2,219,0001,492
Premises and equipment expense$350,0001,645
Additional noninterest expense$1,535,000730
Pre-tax net operating income$8,917,000473
Securities gains (losses)$-756,0004,567
Applicable income taxes$1,971,000433
Income before extraordinary items$6,190,000525
Extraordinary gains, net$04
Net income$6,190,000526
Minority interest net income$048
Net income of bank and minority interests.$6,190,000526
Net charge-offs$2,636,000119
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,787,240501
2022-12-31 (YTD Data)Rank
Total interest income$20,308,0001,549
Total interest expense$1,799,0001,716
Net interest income$18,509,0001,531
Provision for loan and lease losses$3,783,000336
Total noninterest income$8,408,000849
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$34,0004,140
Trading account gains and feesNANA
Additional Noninterest Income$8,374,000634
Total noninterest expense$13,811,0001,598
Salaries and employee benefits$7,494,0001,661
Premises and equipment expense$1,407,0001,601
Additional noninterest expense$8,374,000634
Pre-tax net operating income$9,323,0001,337
Securities gains (losses)$0691
Applicable income taxes$2,190,0001,006
Income before extraordinary items$7,133,0001,423
Extraordinary gains, net$05
Net income$7,133,0001,423
Minority interest net income$063
Net income of bank and minority interests.$7,133,0001,423
Net charge-offs$3,778,000189
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,133,0001,444
2022-09-30 (YTD Data)Rank
Total interest income$15,193,0001,497
Total interest expense$492,0002,675
Net interest income$14,701,0001,435
Provision for loan and lease losses$3,783,000259
Total noninterest income$6,700,000835
Gross Fiduciary activities income$0968
Service charges on deposit accounts$26,0004,160
Trading account gains and feesNANA
Additional Noninterest Income$6,674,000625
Total noninterest expense$9,942,0001,632
Salaries and employee benefits$5,098,0001,782
Premises and equipment expense$1,075,0001,586
Additional noninterest expense$6,674,000625
Pre-tax net operating income$7,676,0001,247
Securities gains (losses)$0740
Applicable income taxes$1,661,0001,005
Income before extraordinary items$6,015,0001,290
Extraordinary gains, net$04
Net income$6,015,0001,289
Minority interest net income$057
Net income of bank and minority interests.$6,015,0001,290
Net charge-offs$3,780,000148
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,015,0001,317
2022-06-30 (YTD Data)Rank
Total interest income$11,954,0001,277
Total interest expense$146,0003,556
Net interest income$11,808,0001,195
Provision for loan and lease losses$3,783,000165
Total noninterest income$4,242,000852
Gross Fiduciary activities income$0925
Service charges on deposit accounts$17,0004,205
Trading account gains and feesNANA
Additional Noninterest Income$4,225,000663
Total noninterest expense$6,718,0001,606
Salaries and employee benefits$3,417,0001,773
Premises and equipment expense$674,0001,676
Additional noninterest expense$2,627,0001,281
Pre-tax net operating income$5,549,0001,117
Securities gains (losses)$0687
Applicable income taxes$1,371,000838
Income before extraordinary items$4,178,0001,197
Extraordinary gains, net$04
Net income$4,178,0001,197
Minority interest net income$060
Net income of bank and minority interests.$4,178,0001,197
Net charge-offs$3,781,000114
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,178,0001,220
2022-03-31 (YTD Data)Rank
Total interest income$10,178,000803
Total interest expense$84,0003,396
Net interest income$10,094,000749
Provision for loan and lease losses$3,765,00082
Total noninterest income$2,137,000852
Gross Fiduciary activities income$0892
Service charges on deposit accounts$9,0004,198
Trading account gains and feesNANA
Additional Noninterest Income$2,128,000669
Total noninterest expense$3,472,0001,562
Salaries and employee benefits$1,641,0001,815
Premises and equipment expense$351,0001,643
Additional noninterest expense$1,480,0001,154
Pre-tax net operating income$4,994,000689
Securities gains (losses)$0623
Applicable income taxes$1,269,000557
Income before extraordinary items$3,725,000738
Extraordinary gains, net$04
Net income$3,725,000738
Minority interest net income$050
Net income of bank and minority interests.$3,725,000738
Net charge-offs$1,921,000117
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,725,000742
2021-12-31 (YTD Data)Rank
Total interest income$12,665,0002,107
Total interest expense$254,0003,914
Net interest income$12,411,0001,982
Provision for loan and lease losses$3,763,000148
Total noninterest income$7,949,000986
Gross Fiduciary activities income$0994
Service charges on deposit accounts$32,0004,254
Trading account gains and feesNANA
Additional Noninterest Income$7,917,000792
Total noninterest expense$12,211,0001,723
Salaries and employee benefits$6,264,0001,874
Premises and equipment expense$1,405,0001,601
Additional noninterest expense$4,542,0001,432
Pre-tax net operating income$4,386,0002,214
Securities gains (losses)$5,0001,837
Applicable income taxes$809,0001,759
Income before extraordinary items$3,582,0002,310
Extraordinary gains, net$010
Net income$3,582,0002,311
Minority interest net income$074
Net income of bank and minority interests.$3,582,0002,311
Net charge-offs$3,760,000197
Cash dividends$1,250,0001,984
Sale, conversion, retirement of capital stock, net$12,000556
Net operating income$3,577,9002,283
2021-09-30 (YTD Data)Rank
Total interest income$11,408,0001,883
Total interest expense$189,0004,025
Net interest income$11,219,0001,753
Provision for loan and lease losses$3,763,000102
Total noninterest income$5,859,0001,016
Gross Fiduciary activities income$0957
Service charges on deposit accounts$22,0004,349
Trading account gains and feesNANA
Additional Noninterest Income$5,837,000821
Total noninterest expense$8,861,0001,762
Salaries and employee benefits$4,379,0001,971
Premises and equipment expense$1,041,0001,642
Additional noninterest expense$3,441,0001,424
Pre-tax net operating income$4,454,0001,919
Securities gains (losses)$5,0001,760
Applicable income taxes$924,0001,525
Income before extraordinary items$3,535,0002,035
Extraordinary gains, net$08
Net income$3,535,0002,034
Minority interest net income$069
Net income of bank and minority interests.$3,535,0002,035
Net charge-offs$3,763,000168
Cash dividends$1,250,0001,539
Sale, conversion, retirement of capital stock, net$9,000521
Net operating income$3,531,0502,015
2021-06-30 (YTD Data)Rank
Total interest income$10,257,0001,478
Total interest expense$134,0004,025
Net interest income$10,123,0001,368
Provision for loan and lease losses$3,763,00072
Total noninterest income$3,943,0001,009
Gross Fiduciary activities income$0951
Service charges on deposit accounts$14,0004,373
Trading account gains and feesNANA
Additional Noninterest Income$3,929,000814
Total noninterest expense$5,950,0001,749
Salaries and employee benefits$2,854,0001,987
Premises and equipment expense$683,0001,656
Additional noninterest expense$2,413,0001,358
Pre-tax net operating income$4,353,0001,446
Securities gains (losses)$01,818
Applicable income taxes$922,0001,206
Income before extraordinary items$3,431,0001,561
Extraordinary gains, net$06
Net income$3,431,0001,561
Minority interest net income$067
Net income of bank and minority interests.$3,431,0001,561
Net charge-offs$3,763,000144
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$6,000497
Net operating income$3,431,0001,528
2021-03-31 (YTD Data)Rank
Total interest income$8,923,000918
Total interest expense$76,0003,972
Net interest income$8,847,000854
Provision for loan and lease losses$3,763,00047
Total noninterest income$1,959,0001,018
Gross Fiduciary activities income$0922
Service charges on deposit accounts$8,0004,314
Trading account gains and feesNANA
Additional Noninterest Income$1,951,000831
Total noninterest expense$3,077,0001,687
Salaries and employee benefits$1,433,0001,978
Premises and equipment expense$342,0001,675
Additional noninterest expense$1,302,0001,254
Pre-tax net operating income$3,966,000913
Securities gains (losses)$01,392
Applicable income taxes$1,005,000745
Income before extraordinary items$2,961,0001,039
Extraordinary gains, net$03
Net income$2,961,0001,039
Minority interest net income$055
Net income of bank and minority interests.$2,961,0001,039
Net charge-offs$2,072,000141
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$3,000466
Net operating income$2,961,0001,012
2020-12-31 (YTD Data)Rank
Total interest income$16,510,0001,752
Total interest expense$337,0004,210
Net interest income$16,173,0001,549
Provision for loan and lease losses$4,550,000608
Total noninterest income$8,643,000879
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$42,0004,292
Trading account gains and feesNANA
Additional Noninterest Income$8,601,000718
Total noninterest expense$13,136,0001,580
Salaries and employee benefits$6,153,0001,873
Premises and equipment expense$1,531,0001,496
Additional noninterest expense$5,452,0001,181
Pre-tax net operating income$7,130,0001,363
Securities gains (losses)$6,269,00098
Applicable income taxes$3,069,000682
Income before extraordinary items$10,330,000931
Extraordinary gains, net$04
Net income$10,330,000931
Minority interest net income$072
Net income of bank and minority interests.$10,330,000931
Net charge-offs$4,516,000237
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$78,000467
Net operating income$5,377,4901,505
2020-09-30 (YTD Data)Rank
Total interest income$15,136,0001,492
Total interest expense$300,0004,122
Net interest income$14,836,0001,280
Provision for loan and lease losses$4,550,000524
Total noninterest income$5,658,000944
Gross Fiduciary activities income$0981
Service charges on deposit accounts$32,0004,317
Trading account gains and feesNANA
Additional Noninterest Income$5,626,000754
Total noninterest expense$9,558,0001,601
Salaries and employee benefits$4,196,0001,973
Premises and equipment expense$1,182,0001,457
Additional noninterest expense$4,180,0001,146
Pre-tax net operating income$6,386,0001,160
Securities gains (losses)$5,299,00090
Applicable income taxes$2,866,000577
Income before extraordinary items$8,819,000792
Extraordinary gains, net$04
Net income$8,819,000792
Minority interest net income$065
Net income of bank and minority interests.$8,819,000792
Net charge-offs$4,546,000187
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$58,000436
Net operating income$4,632,7901,302
2020-06-30 (YTD Data)Rank
Total interest income$13,680,0001,154
Total interest expense$291,0003,839
Net interest income$13,389,0001,005
Provision for loan and lease losses$4,550,000419
Total noninterest income$4,201,000833
Gross Fiduciary activities income$0970
Service charges on deposit accounts$22,0004,330
Trading account gains and feesNANA
Additional Noninterest Income$4,179,000650
Total noninterest expense$6,619,0001,534
Salaries and employee benefits$2,889,0001,930
Premises and equipment expense$797,0001,433
Additional noninterest expense$2,933,0001,090
Pre-tax net operating income$6,421,000748
Securities gains (losses)$-1,0004,646
Applicable income taxes$1,503,000604
Income before extraordinary items$4,917,000867
Extraordinary gains, net$04
Net income$4,917,000867
Minority interest net income$065
Net income of bank and minority interests.$4,917,000867
Net charge-offs$4,535,000158
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$39,000412
Net operating income$4,917,790833
2020-03-31 (YTD Data)Rank
Total interest income$11,971,000714
Total interest expense$225,0003,435
Net interest income$11,746,000602
Provision for loan and lease losses$4,551,000267
Total noninterest income$2,456,000708
Gross Fiduciary activities income$0941
Service charges on deposit accounts$12,0004,405
Trading account gains and feesNANA
Additional Noninterest Income$2,444,000506
Total noninterest expense$3,629,0001,431
Salaries and employee benefits$1,454,0001,930
Premises and equipment expense$415,0001,398
Additional noninterest expense$1,760,000975
Pre-tax net operating income$6,022,000393
Securities gains (losses)$-1,0004,671
Applicable income taxes$1,453,000336
Income before extraordinary items$4,568,000439
Extraordinary gains, net$04
Net income$4,568,000439
Minority interest net income$056
Net income of bank and minority interests.$4,568,000439
Net charge-offs$1,992,000168
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$20,000398
Net operating income$4,568,790424
2019-12-31 (YTD Data)Rank
Total interest income$5,949,0003,455
Total interest expense$522,0004,105
Net interest income$5,427,0003,275
Provision for loan and lease losses$-170,0005,019
Total noninterest income$5,225,0001,102
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$9,0004,969
Trading account gains and feesNANA
Additional Noninterest Income$5,216,000806
Total noninterest expense$5,941,0002,717
Salaries and employee benefits$2,390,0003,312
Premises and equipment expense$336,0003,739
Additional noninterest expense$3,215,0001,798
Pre-tax net operating income$4,881,0001,789
Securities gains (losses)$02,379
Applicable income taxes$1,327,0001,198
Income before extraordinary items$3,554,0002,066
Extraordinary gains, net$011
Net income$3,554,0002,068
Minority interest net income$076
Net income of bank and minority interests.$3,554,0002,068
Net charge-offs$311,0001,341
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-307,0005,136
Net operating income$3,554,0002,026
2019-09-30 (YTD Data)Rank
Total interest income$4,557,0003,465
Total interest expense$244,0004,573
Net interest income$4,313,0003,220
Provision for loan and lease losses$-170,0005,127
Total noninterest income$3,629,0001,148
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,0005,083
Trading account gains and feesNANA
Additional Noninterest Income$3,626,000842
Total noninterest expense$4,023,0002,891
Salaries and employee benefits$1,612,0003,506
Premises and equipment expense$198,0004,130
Additional noninterest expense$2,213,0001,951
Pre-tax net operating income$4,089,0001,698
Securities gains (losses)$02,167
Applicable income taxes$1,050,0001,196
Income before extraordinary items$3,039,0001,924
Extraordinary gains, net$011
Net income$3,039,0001,924
Minority interest net income$072
Net income of bank and minority interests.$3,039,0001,925
Net charge-offs$315,0001,016
Cash dividends$81,0003,403
Sale, conversion, retirement of capital stock, net$58,000469
Net operating income$3,039,0001,886
2019-06-30 (YTD Data)Rank
Total interest income$3,535,0003,214
Total interest expense$199,0004,415
Net interest income$3,336,0002,973
Provision for loan and lease losses$-145,0005,191
Total noninterest income$1,648,0001,455
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,0005,131
Trading account gains and feesNANA
Additional Noninterest Income$1,646,0001,088
Total noninterest expense$2,578,0002,985
Salaries and employee benefits$1,089,0003,507
Premises and equipment expense$133,0004,144
Additional noninterest expense$1,356,0002,101
Pre-tax net operating income$2,551,0001,764
Securities gains (losses)$01,702
Applicable income taxes$643,0001,241
Income before extraordinary items$1,908,0001,982
Extraordinary gains, net$011
Net income$1,908,0001,980
Minority interest net income$069
Net income of bank and minority interests.$1,908,0001,982
Net charge-offs$313,000769
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$39,000460
Net operating income$1,908,0001,957
2019-03-31 (YTD Data)Rank
Total interest income$2,442,0002,669
Total interest expense$153,0003,989
Net interest income$2,289,0002,445
Provision for loan and lease losses$339,000625
Total noninterest income$785,0001,451
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,0005,178
Trading account gains and feesNANA
Additional Noninterest Income$784,0001,073
Total noninterest expense$1,209,0003,134
Salaries and employee benefits$525,0003,610
Premises and equipment expense$60,0004,302
Additional noninterest expense$624,0002,220
Pre-tax net operating income$1,526,0001,506
Securities gains (losses)$01,087
Applicable income taxes$389,0001,071
Income before extraordinary items$1,137,0001,701
Extraordinary gains, net$05
Net income$1,137,0001,699
Minority interest net income$052
Net income of bank and minority interests.$1,137,0001,700
Net charge-offs$-91,0005,179
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$19,000426
Net operating income$1,137,0001,676
2018-12-31 (YTD Data)Rank
Total interest income$5,777,0003,507
Total interest expense$43,0005,326
Net interest income$5,734,0003,250
Provision for loan and lease losses$1,896,000530
Total noninterest income$3,243,0001,453
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,0005,232
Trading account gains and feesNANA
Additional Noninterest Income$3,238,0001,081
Total noninterest expense$4,909,0003,089
Salaries and employee benefits$1,919,0003,759
Premises and equipment expense$252,0004,273
Additional noninterest expense$2,738,0002,068
Pre-tax net operating income$2,172,0003,004
Securities gains (losses)$01,125
Applicable income taxes$566,0001,874
Income before extraordinary items$1,606,0003,270
Extraordinary gains, net$06
Net income$1,606,0003,269
Minority interest net income$072
Net income of bank and minority interests.$1,606,0003,269
Net charge-offs$2,073,000350
Cash dividends$43,0003,943
Sale, conversion, retirement of capital stock, net$65,000527
Net operating income$1,606,0003,271
2018-09-30 (YTD Data)Rank
Total interest income$4,576,0003,417
Total interest expense$19,0005,423
Net interest income$4,557,0003,162
Provision for loan and lease losses$1,725,000436
Total noninterest income$2,488,0001,453
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,0005,306
Trading account gains and feesNANA
Additional Noninterest Income$2,485,0001,067
Total noninterest expense$3,749,0003,063
Salaries and employee benefits$1,380,0003,866
Premises and equipment expense$190,0004,299
Additional noninterest expense$2,179,0001,970
Pre-tax net operating income$1,571,0003,123
Securities gains (losses)$01,118
Applicable income taxes$333,0002,136
Income before extraordinary items$1,238,0003,265
Extraordinary gains, net$05
Net income$1,238,0003,264
Minority interest net income$066
Net income of bank and minority interests.$1,238,0003,264
Net charge-offs$1,718,000301
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$46,000504
Net operating income$1,238,0003,264
2018-06-30 (YTD Data)Rank
Total interest income$3,241,0003,304
Total interest expense$13,0005,483
Net interest income$3,228,0003,056
Provision for loan and lease losses$1,438,000362
Total noninterest income$1,732,0001,417
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,0005,368
Trading account gains and feesNANA
Additional Noninterest Income$1,730,0001,038
Total noninterest expense$2,548,0003,045
Salaries and employee benefits$887,0003,946
Premises and equipment expense$127,0004,322
Additional noninterest expense$1,534,0001,888
Pre-tax net operating income$974,0003,200
Securities gains (losses)$0961
Applicable income taxes$2,0003,899
Income before extraordinary items$972,0003,007
Extraordinary gains, net$06
Net income$972,0003,006
Minority interest net income$065
Net income of bank and minority interests.$972,0003,006
Net charge-offs$1,260,000288
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$27,000502
Net operating income$972,0002,998
2018-03-31 (YTD Data)Rank
Total interest income$1,732,0003,186
Total interest expense$6,0005,549
Net interest income$1,726,0002,959
Provision for loan and lease losses$977,000285
Total noninterest income$1,084,0001,201
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,0005,419
Trading account gains and feesNANA
Additional Noninterest Income$1,083,000881
Total noninterest expense$1,425,0002,875
Salaries and employee benefits$458,0003,923
Premises and equipment expense$64,0004,358
Additional noninterest expense$903,0001,636
Pre-tax net operating income$408,0003,412
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$408,0003,217
Extraordinary gains, net$07
Net income$408,0003,217
Minority interest net income$052
Net income of bank and minority interests.$408,0003,217
Net charge-offs$621,000282
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$12,000477
Net operating income$408,0003,219
2017-12-31 (YTD Data)Rank
Total interest income$4,998,0003,749
Total interest expense$23,0005,617
Net interest income$4,975,0003,542
Provision for loan and lease losses$1,611,000610
Total noninterest income$2,806,0001,667
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,0005,485
Trading account gains and feesNANA
Additional Noninterest Income$2,800,0001,222
Total noninterest expense$5,365,0002,981
Salaries and employee benefits$1,779,0003,977
Premises and equipment expense$264,0004,359
Additional noninterest expense$3,322,0001,791
Pre-tax net operating income$805,0004,319
Securities gains (losses)$67,000770
Applicable income taxes$-1,745,0005,630
Income before extraordinary items$2,617,0002,258
Extraordinary gains, net$09
Net income$2,617,0002,258
Minority interest net income$076
Net income of bank and minority interests.$2,617,0002,258
Net charge-offs$1,084,000650
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,550,0002,274
2017-09-30 (YTD Data)Rank
Total interest income$3,573,0003,867
Total interest expense$17,0005,686
Net interest income$3,556,0003,660
Provision for loan and lease losses$776,000855
Total noninterest income$1,953,0001,751
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$5,0005,538
Trading account gains and feesNANA
Additional Noninterest Income$1,948,0001,303
Total noninterest expense$3,983,0003,009
Salaries and employee benefits$1,307,0004,040
Premises and equipment expense$198,0004,386
Additional noninterest expense$2,478,0001,795
Pre-tax net operating income$750,0004,149
Securities gains (losses)$02,274
Applicable income taxes$2,0004,064
Income before extraordinary items$748,0003,938
Extraordinary gains, net$09
Net income$748,0003,937
Minority interest net income$071
Net income of bank and minority interests.$748,0003,938
Net charge-offs$580,000718
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$748,0003,920
2017-06-30 (YTD Data)Rank
Total interest income$2,383,0003,869
Total interest expense$11,0005,734
Net interest income$2,372,0003,668
Provision for loan and lease losses$396,000998
Total noninterest income$1,317,0001,731
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,0005,587
Trading account gains and feesNANA
Additional Noninterest Income$1,314,0001,296
Total noninterest expense$2,570,0003,079
Salaries and employee benefits$833,0004,141
Premises and equipment expense$132,0004,416
Additional noninterest expense$1,605,0001,827
Pre-tax net operating income$723,0003,607
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$723,0003,348
Extraordinary gains, net$011
Net income$723,0003,347
Minority interest net income$071
Net income of bank and minority interests.$723,0003,348
Net charge-offs$236,000956
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$723,0003,322
2017-03-31 (YTD Data)Rank
Total interest income$1,366,0003,632
Total interest expense$6,0005,795
Net interest income$1,360,0003,391
Provision for loan and lease losses$105,0001,394
Total noninterest income$678,0001,696
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$2,0005,612
Trading account gains and feesNANA
Additional Noninterest Income$676,0001,261
Total noninterest expense$1,288,0003,120
Salaries and employee benefits$419,0004,185
Premises and equipment expense$66,0004,460
Additional noninterest expense$803,0001,837
Pre-tax net operating income$645,0002,675
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$645,0002,325
Extraordinary gains, net$08
Net income$645,0002,324
Minority interest net income$055
Net income of bank and minority interests.$645,0002,325
Net charge-offs$52,0001,304
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$645,0002,298
2016-12-31 (YTD Data)Rank
Total interest income$2,214,0005,104
Total interest expense$23,0005,854
Net interest income$2,191,0004,969
Provision for loan and lease losses$45,0003,716
Total noninterest income$4,438,0001,248
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,0005,728
Trading account gains and fees$0170
Additional Noninterest Income$4,434,000923
Total noninterest expense$5,359,0003,050
Salaries and employee benefits$2,516,0003,391
Premises and equipment expense$334,0004,121
Additional noninterest expense$2,509,0002,307
Pre-tax net operating income$1,225,0003,785
Securities gains (losses)$42,0001,954
Applicable income taxes$04,278
Income before extraordinary items$1,267,0003,544
Extraordinary gains, net$05
Net income$1,267,0003,542
Minority interest net income$082
Net income of bank and minority interests.$1,267,0003,543
Net charge-offs$2,0004,145
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,225,0003,537
2016-09-30 (YTD Data)Rank
Total interest income$1,702,0005,128
Total interest expense$16,0005,928
Net interest income$1,686,0004,980
Provision for loan and lease losses$10,0004,002
Total noninterest income$3,645,0001,169
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,0005,791
Trading account gains and fees$0169
Additional Noninterest Income$3,642,000851
Total noninterest expense$4,342,0002,914
Salaries and employee benefits$2,183,0003,082
Premises and equipment expense$270,0003,994
Additional noninterest expense$1,889,0002,293
Pre-tax net operating income$979,0003,752
Securities gains (losses)$42,0001,893
Applicable income taxes$04,325
Income before extraordinary items$1,021,0003,462
Extraordinary gains, net$05
Net income$1,021,0003,459
Minority interest net income$071
Net income of bank and minority interests.$1,021,0003,462
Net charge-offs$-1,0004,445
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$979,0003,473
2016-06-30 (YTD Data)Rank
Total interest income$1,230,0005,055
Total interest expense$10,0006,004
Net interest income$1,220,0004,918
Provision for loan and lease losses$10,0003,761
Total noninterest income$2,920,0001,014
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,0005,866
Trading account gains and fees$0157
Additional Noninterest Income$2,918,000743
Total noninterest expense$3,301,0002,673
Salaries and employee benefits$1,744,0002,775
Premises and equipment expense$191,0003,906
Additional noninterest expense$1,366,0002,156
Pre-tax net operating income$829,0003,403
Securities gains (losses)$41,0001,569
Applicable income taxes$04,338
Income before extraordinary items$870,0003,024
Extraordinary gains, net$016
Net income$870,0003,022
Minority interest net income$071
Net income of bank and minority interests.$870,0003,023
Net charge-offs$-1,0004,332
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$829,0003,060
2016-03-31 (YTD Data)Rank
Total interest income$701,0004,933
Total interest expense$5,0006,063
Net interest income$696,0004,752
Provision for loan and lease losses$10,0003,253
Total noninterest income$1,868,000833
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,0005,909
Trading account gains and fees$0142
Additional Noninterest Income$1,867,000603
Total noninterest expense$1,863,0002,456
Salaries and employee benefits$978,0002,555
Premises and equipment expense$115,0003,591
Additional noninterest expense$770,0001,911
Pre-tax net operating income$691,0002,509
Securities gains (losses)$42,000907
Applicable income taxes$04,259
Income before extraordinary items$733,0002,135
Extraordinary gains, net$012
Net income$733,0002,135
Minority interest net income$062
Net income of bank and minority interests.$733,0002,135
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$691,0002,165
2015-12-31 (YTD Data)Rank
Total interest income$2,852,0004,919
Total interest expense$21,0006,118
Net interest income$2,831,0004,746
Provision for loan and lease losses$42,0003,720
Total noninterest income$6,373,000953
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$5,0005,990
Trading account gains and fees$0159
Additional Noninterest Income$6,368,000678
Total noninterest expense$7,514,0002,430
Salaries and employee benefits$4,150,0002,421
Premises and equipment expense$440,0003,724
Additional noninterest expense$2,924,0002,053
Pre-tax net operating income$1,648,0003,348
Securities gains (losses)$385,000445
Applicable income taxes$04,402
Income before extraordinary items$2,033,0002,705
Extraordinary gains, net$023
Net income$2,033,0002,706
Minority interest net income$081
Net income of bank and minority interests.$2,033,0002,707
Net charge-offs$11,0003,977
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,648,0003,020
2015-09-30 (YTD Data)Rank
Total interest income$2,226,0004,915
Total interest expense$16,0006,208
Net interest income$2,210,0004,723
Provision for loan and lease losses$27,0003,672
Total noninterest income$4,981,000926
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,0006,065
Trading account gains and fees$0153
Additional Noninterest Income$4,977,000661
Total noninterest expense$5,769,0002,372
Salaries and employee benefits$3,206,0002,345
Premises and equipment expense$333,0003,758
Additional noninterest expense$2,230,0002,013
Pre-tax net operating income$1,395,0003,208
Securities gains (losses)$385,000387
Applicable income taxes$04,489
Income before extraordinary items$1,780,0002,461
Extraordinary gains, net$021
Net income$1,780,0002,462
Minority interest net income$078
Net income of bank and minority interests.$1,780,0002,462
Net charge-offs$16,0003,459
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,395,0002,855
2015-06-30 (YTD Data)Rank
Total interest income$1,604,0004,833
Total interest expense$11,0006,281
Net interest income$1,593,0004,591
Provision for loan and lease losses$17,0003,596
Total noninterest income$3,449,000905
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,0006,120
Trading account gains and fees$0157
Additional Noninterest Income$3,446,000654
Total noninterest expense$4,010,0002,295
Salaries and employee benefits$2,243,0002,277
Premises and equipment expense$220,0003,799
Additional noninterest expense$1,547,0001,954
Pre-tax net operating income$1,015,0003,042
Securities gains (losses)$385,000317
Applicable income taxes$04,497
Income before extraordinary items$1,400,0002,169
Extraordinary gains, net$022
Net income$1,400,0002,172
Minority interest net income$075
Net income of bank and minority interests.$1,400,0002,172
Net charge-offs$16,0003,071
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,015,0002,676
2015-03-31 (YTD Data)Rank
Total interest income$739,0004,991
Total interest expense$5,0006,352
Net interest income$734,0004,789
Provision for loan and lease losses$03,703
Total noninterest income$1,746,000871
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,0006,193
Trading account gains and fees$0152
Additional Noninterest Income$1,745,000632
Total noninterest expense$1,901,0002,417
Salaries and employee benefits$1,058,0002,390
Premises and equipment expense$107,0003,891
Additional noninterest expense$736,0002,012
Pre-tax net operating income$579,0002,763
Securities gains (losses)$385,000208
Applicable income taxes$04,400
Income before extraordinary items$964,0001,660
Extraordinary gains, net$013
Net income$964,0001,662
Minority interest net income$064
Net income of bank and minority interests.$964,0001,662
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$579,0002,387
2014-12-31 (YTD Data)Rank
Total interest income$2,768,0005,167
Total interest expense$25,0006,433
Net interest income$2,743,0004,982
Provision for loan and lease losses$88,0003,346
Total noninterest income$3,108,0001,528
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$10,0006,253
Trading account gains and fees$0180
Additional Noninterest Income$3,098,0001,083
Total noninterest expense$5,727,0003,016
Salaries and employee benefits$2,886,0003,162
Premises and equipment expense$505,0003,608
Additional noninterest expense$2,336,0002,551
Pre-tax net operating income$36,0006,003
Securities gains (losses)$41,0001,863
Applicable income taxes$04,531
Income before extraordinary items$77,0005,952
Extraordinary gains, net$017
Net income$77,0005,952
Minority interest net income$084
Net income of bank and minority interests.$77,0005,953
Net charge-offs$60,0003,617
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$36,0006,014
2014-09-30 (YTD Data)Rank
Total interest income$2,036,0005,254
Total interest expense$18,0006,520
Net interest income$2,018,0005,067
Provision for loan and lease losses$80,0003,050
Total noninterest income$2,046,0001,685
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$9,0006,314
Trading account gains and fees$0174
Additional Noninterest Income$2,037,0001,186
Total noninterest expense$4,170,0003,099
Salaries and employee benefits$2,095,0003,258
Premises and equipment expense$386,0003,612
Additional noninterest expense$1,689,0002,627
Pre-tax net operating income$-186,0006,297
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-186,0006,313
Extraordinary gains, net$015
Net income$-186,0006,313
Minority interest net income$081
Net income of bank and minority interests.$-186,0006,313
Net charge-offs$60,0003,115
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-186,0006,310
2014-06-30 (YTD Data)Rank
Total interest income$1,307,0005,346
Total interest expense$12,0006,580
Net interest income$1,295,0005,140
Provision for loan and lease losses$04,196
Total noninterest income$1,236,0001,799
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$7,0006,336
Trading account gains and fees$0172
Additional Noninterest Income$1,229,0001,262
Total noninterest expense$2,699,0003,170
Salaries and employee benefits$1,352,0003,348
Premises and equipment expense$257,0003,654
Additional noninterest expense$1,090,0002,690
Pre-tax net operating income$-168,0006,384
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-168,0006,388
Extraordinary gains, net$020
Net income$-168,0006,389
Minority interest net income$080
Net income of bank and minority interests.$-168,0006,390
Net charge-offs$-17,0005,822
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-168,0006,381
2014-03-31 (YTD Data)Rank
Total interest income$615,0005,493
Total interest expense$7,0006,641
Net interest income$608,0005,292
Provision for loan and lease losses$03,817
Total noninterest income$545,0001,916
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$5,0006,292
Trading account gains and fees$0147
Additional Noninterest Income$540,0001,338
Total noninterest expense$1,336,0003,220
Salaries and employee benefits$690,0003,322
Premises and equipment expense$132,0003,630
Additional noninterest expense$514,0002,823
Pre-tax net operating income$-183,0006,517
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-183,0006,523
Extraordinary gains, net$016
Net income$-183,0006,523
Minority interest net income$066
Net income of bank and minority interests.$-183,0006,523
Net charge-offs$-28,0006,147
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-183,0006,519
2013-12-31 (YTD Data)Rank
Total interest income$3,111,0005,159
Total interest expense$52,0006,646
Net interest income$3,059,0004,892
Provision for loan and lease losses$-100,0006,384
Total noninterest income$4,966,0001,138
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$11,0006,516
Trading account gains and fees$0184
Additional Noninterest Income$4,955,000809
Total noninterest expense$9,132,0002,073
Salaries and employee benefits$4,740,0002,158
Premises and equipment expense$599,0003,318
Additional noninterest expense$3,793,0001,681
Pre-tax net operating income$-1,007,0006,568
Securities gains (losses)$48,0001,821
Applicable income taxes$04,631
Income before extraordinary items$-959,0006,578
Extraordinary gains, net$029
Net income$-959,0006,579
Minority interest net income$090
Net income of bank and minority interests.$-959,0006,579
Net charge-offs$93,0003,818
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$6,000867
Net operating income$-1,007,0006,574
2013-09-30 (YTD Data)Rank
Total interest income$2,370,0005,176
Total interest expense$42,0006,713
Net interest income$2,328,0004,894
Provision for loan and lease losses$-100,0006,561
Total noninterest income$4,360,0001,036
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$9,0006,579
Trading account gains and fees$0180
Additional Noninterest Income$4,351,000736
Total noninterest expense$7,243,0001,957
Salaries and employee benefits$3,837,0002,007
Premises and equipment expense$464,0003,273
Additional noninterest expense$2,942,0001,640
Pre-tax net operating income$-455,0006,603
Securities gains (losses)$48,0001,686
Applicable income taxes$04,713
Income before extraordinary items$-407,0006,607
Extraordinary gains, net$025
Net income$-407,0006,608
Minority interest net income$084
Net income of bank and minority interests.$-407,0006,608
Net charge-offs$67,0003,636
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$6,000800
Net operating income$-455,0006,609
2013-06-30 (YTD Data)Rank
Total interest income$1,605,0005,171
Total interest expense$29,0006,766
Net interest income$1,576,0004,879
Provision for loan and lease losses$-100,0006,679
Total noninterest income$3,599,000885
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$7,0006,596
Trading account gains and fees$0157
Additional Noninterest Income$3,592,000636
Total noninterest expense$5,128,0001,861
Salaries and employee benefits$2,738,0001,882
Premises and equipment expense$314,0003,254
Additional noninterest expense$2,076,0001,568
Pre-tax net operating income$147,0005,606
Securities gains (losses)$48,0001,546
Applicable income taxes$04,679
Income before extraordinary items$195,0005,297
Extraordinary gains, net$022
Net income$195,0005,300
Minority interest net income$082
Net income of bank and minority interests.$195,0005,300
Net charge-offs$61,0003,190
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$6,000752
Net operating income$147,0005,470
2013-03-31 (YTD Data)Rank
Total interest income$802,0005,209
Total interest expense$16,0006,825
Net interest income$786,0004,902
Provision for loan and lease losses$04,409
Total noninterest income$2,017,000820
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$4,0006,617
Trading account gains and fees$0148
Additional Noninterest Income$2,013,000579
Total noninterest expense$2,628,0001,843
Salaries and employee benefits$1,466,0001,779
Premises and equipment expense$167,0003,144
Additional noninterest expense$995,0001,620
Pre-tax net operating income$175,0004,660
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$175,0004,498
Extraordinary gains, net$010
Net income$175,0004,500
Minority interest net income$076
Net income of bank and minority interests.$175,0004,500
Net charge-offs$61,0002,275
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$175,0004,401
2012-12-31 (YTD Data)Rank
Total interest income$2,836,0005,574
Total interest expense$358,0005,725
Net interest income$2,478,0005,484
Provision for loan and lease losses$-59,0006,864
Total noninterest income$6,021,000999
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$25,0006,600
Trading account gains and fees$0166
Additional Noninterest Income$5,996,000714
Total noninterest expense$8,544,0002,214
Salaries and employee benefits$4,554,0002,196
Premises and equipment expense$577,0003,488
Additional noninterest expense$3,413,0001,923
Pre-tax net operating income$14,0006,122
Securities gains (losses)$205,0001,668
Applicable income taxes$04,751
Income before extraordinary items$219,0005,727
Extraordinary gains, net$029
Net income$219,0005,725
Minority interest net income$093
Net income of bank and minority interests.$219,0005,726
Net charge-offs$-1,0006,346
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$15,000870
Net operating income$14,0006,138
2012-09-30 (YTD Data)Rank
Total interest income$2,169,0005,633
Total interest expense$309,0005,623
Net interest income$1,860,0005,561
Provision for loan and lease losses$-59,0006,994
Total noninterest income$4,431,0001,015
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$19,0006,684
Trading account gains and fees$0157
Additional Noninterest Income$4,412,000701
Total noninterest expense$5,963,0002,381
Salaries and employee benefits$3,048,0002,417
Premises and equipment expense$409,0003,666
Additional noninterest expense$2,506,0001,965
Pre-tax net operating income$387,0005,031
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$387,0005,021
Extraordinary gains, net$020
Net income$387,0005,022
Minority interest net income$086
Net income of bank and minority interests.$387,0005,022
Net charge-offs$2,0005,642
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$11,000841
Net operating income$387,0004,842
2012-06-30 (YTD Data)Rank
Total interest income$1,498,0005,610
Total interest expense$235,0005,462
Net interest income$1,263,0005,560
Provision for loan and lease losses$-59,0007,082
Total noninterest income$2,829,0001,032
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$9,0006,823
Trading account gains and fees$0153
Additional Noninterest Income$2,820,000727
Total noninterest expense$3,834,0002,467
Salaries and employee benefits$1,976,0002,484
Premises and equipment expense$268,0003,692
Additional noninterest expense$1,590,0002,055
Pre-tax net operating income$317,0004,769
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$317,0004,728
Extraordinary gains, net$019
Net income$317,0004,731
Minority interest net income$084
Net income of bank and minority interests.$317,0004,731
Net charge-offs$-9,0006,612
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$8,000803
Net operating income$317,0004,539
2012-03-31 (YTD Data)Rank
Total interest income$774,0005,600
Total interest expense$126,0005,433
Net interest income$648,0005,543
Provision for loan and lease losses$05,254
Total noninterest income$1,562,000951
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$4,0006,891
Trading account gains and fees$0148
Additional Noninterest Income$1,558,000665
Total noninterest expense$1,962,0002,410
Salaries and employee benefits$1,041,0002,387
Premises and equipment expense$125,0003,884
Additional noninterest expense$796,0002,042
Pre-tax net operating income$248,0004,183
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$248,0003,989
Extraordinary gains, net$019
Net income$248,0003,991
Minority interest net income$078
Net income of bank and minority interests.$248,0003,991
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$248,0003,835
2011-12-31 (YTD Data)Rank
Total interest income$3,198,0005,632
Total interest expense$720,0005,141
Net interest income$2,478,0005,672
Provision for loan and lease losses$211,0004,571
Total noninterest income$4,502,0001,131
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$19,0006,748
Trading account gains and fees$0146
Additional Noninterest Income$4,483,000772
Total noninterest expense$6,803,0002,729
Salaries and employee benefits$3,543,0002,721
Premises and equipment expense$542,0003,834
Additional noninterest expense$2,718,0002,415
Pre-tax net operating income$-34,0006,062
Securities gains (losses)$57,0002,497
Applicable income taxes$04,719
Income before extraordinary items$23,0006,100
Extraordinary gains, net$029
Net income$23,0006,102
Minority interest net income$096
Net income of bank and minority interests.$23,0006,102
Net charge-offs$228,0004,142
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$12,000994
Net operating income$-34,0006,089
2011-09-30 (YTD Data)Rank
Total interest income$2,371,0005,704
Total interest expense$578,0005,123
Net interest income$1,793,0005,792
Provision for loan and lease losses$180,0004,271
Total noninterest income$2,675,0001,329
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$12,0006,832
Trading account gains and fees$0145
Additional Noninterest Income$2,663,000914
Total noninterest expense$4,778,0002,917
Salaries and employee benefits$2,494,0002,868
Premises and equipment expense$395,0003,945
Additional noninterest expense$1,889,0002,587
Pre-tax net operating income$-490,0006,600
Securities gains (losses)$57,0002,250
Applicable income taxes$04,740
Income before extraordinary items$-433,0006,660
Extraordinary gains, net$021
Net income$-433,0006,661
Minority interest net income$087
Net income of bank and minority interests.$-433,0006,661
Net charge-offs$209,0003,665
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$6,000962
Net operating income$-490,0006,632
2011-06-30 (YTD Data)Rank
Total interest income$1,603,0005,736
Total interest expense$412,0005,079
Net interest income$1,191,0005,834
Provision for loan and lease losses$180,0003,659
Total noninterest income$1,591,0001,418
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$8,0006,873
Trading account gains and fees$0153
Additional Noninterest Income$1,583,000978
Total noninterest expense$3,156,0002,963
Salaries and employee benefits$1,640,0002,916
Premises and equipment expense$252,0004,084
Additional noninterest expense$1,264,0002,618
Pre-tax net operating income$-554,0006,814
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-554,0006,869
Extraordinary gains, net$015
Net income$-554,0006,868
Minority interest net income$089
Net income of bank and minority interests.$-554,0006,869
Net charge-offs$186,0003,187
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,000914
Net operating income$-554,0006,857
2011-03-31 (YTD Data)Rank
Total interest income$832,0005,690
Total interest expense$218,0005,057
Net interest income$614,0005,770
Provision for loan and lease losses$180,0002,550
Total noninterest income$803,0001,414
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$4,0006,879
Trading account gains and fees$0158
Additional Noninterest Income$799,000969
Total noninterest expense$1,546,0003,027
Salaries and employee benefits$816,0002,947
Premises and equipment expense$127,0004,116
Additional noninterest expense$603,0002,713
Pre-tax net operating income$-309,0006,944
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-309,0006,991
Extraordinary gains, net$09
Net income$-309,0006,991
Minority interest net income$086
Net income of bank and minority interests.$-309,0006,991
Net charge-offs$188,0002,166
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$5,000788
Net operating income$-309,0006,978
2010-12-31 (YTD Data)Rank
Total interest income$4,230,0005,272
Total interest expense$1,102,0005,012
Net interest income$3,128,0005,252
Provision for loan and lease losses$750,0003,475
Total noninterest income$5,626,000983
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$50,0006,229
Trading account gains and fees$0175
Additional Noninterest Income$5,576,000684
Total noninterest expense$7,359,0002,621
Salaries and employee benefits$4,394,0002,201
Premises and equipment expense$539,0003,997
Additional noninterest expense$2,426,0002,750
Pre-tax net operating income$645,0004,049
Securities gains (losses)$146,0001,848
Applicable income taxes$04,655
Income before extraordinary items$791,0003,628
Extraordinary gains, net$029
Net income$791,0003,625
Minority interest net income$0111
Net income of bank and minority interests.$791,0003,628
Net charge-offs$687,0003,195
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$9,0001,165
Net operating income$645,0003,833
2010-09-30 (YTD Data)Rank
Total interest income$3,227,0005,321
Total interest expense$848,0005,109
Net interest income$2,379,0005,270
Provision for loan and lease losses$439,0003,768
Total noninterest income$3,479,0001,132
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$42,0006,224
Trading account gains and fees$0165
Additional Noninterest Income$3,437,000747
Total noninterest expense$4,985,0002,845
Salaries and employee benefits$2,870,0002,526
Premises and equipment expense$417,0003,982
Additional noninterest expense$1,698,0002,854
Pre-tax net operating income$434,0004,403
Securities gains (losses)$146,0001,620
Applicable income taxes$04,726
Income before extraordinary items$580,0003,840
Extraordinary gains, net$023
Net income$580,0003,840
Minority interest net income$0110
Net income of bank and minority interests.$580,0003,841
Net charge-offs$209,0004,185
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$434,0004,183
2010-06-30 (YTD Data)Rank
Total interest income$2,203,0005,289
Total interest expense$589,0005,109
Net interest income$1,614,0005,231
Provision for loan and lease losses$310,0003,545
Total noninterest income$1,946,0001,253
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$31,0006,151
Trading account gains and fees$0152
Additional Noninterest Income$1,915,000832
Total noninterest expense$3,204,0002,948
Salaries and employee benefits$1,827,0002,645
Premises and equipment expense$287,0003,930
Additional noninterest expense$1,090,0002,974
Pre-tax net operating income$46,0005,836
Securities gains (losses)$146,0001,149
Applicable income taxes$04,691
Income before extraordinary items$192,0004,942
Extraordinary gains, net$019
Net income$192,0004,943
Minority interest net income$0105
Net income of bank and minority interests.$192,0004,942
Net charge-offs$180,0003,650
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-8,0007,761
Net operating income$46,0005,821
2010-03-31 (YTD Data)Rank
Total interest income$1,178,0005,191
Total interest expense$306,0005,155
Net interest income$872,0005,070
Provision for loan and lease losses$75,0004,293
Total noninterest income$869,0001,374
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$855,000896
Total noninterest expense$1,608,0002,961
Salaries and employee benefits$920,0002,662
Premises and equipment expense$155,0003,807
Additional noninterest expense$533,0002,998
Pre-tax net operating income$58,0005,561
Securities gains (losses)$33,0001,315
Applicable income taxes$04,611
Income before extraordinary items$91,0005,098
Extraordinary gains, net$016
Net income$91,0005,099
Minority interest net income$091
Net income of bank and minority interests.$91,0005,098
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$12,000775
Net operating income$58,0005,479
2009-12-31 (YTD Data)Rank
Total interest income$5,090,0005,078
Total interest expense$1,715,0004,845
Net interest income$3,375,0005,054
Provision for loan and lease losses$333,0005,132
Total noninterest income$2,062,0002,085
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$45,0006,552
Trading account gains and fees$0211
Additional Noninterest Income$2,017,0001,363
Total noninterest expense$4,971,0003,708
Salaries and employee benefits$2,475,0003,715
Premises and equipment expense$537,0004,192
Additional noninterest expense$1,959,0003,367
Pre-tax net operating income$133,0004,986
Securities gains (losses)$25,0002,955
Applicable income taxes$04,388
Income before extraordinary items$158,0004,959
Extraordinary gains, net$034
Net income$158,0004,960
Minority interest net income$0115
Net income of bank and minority interests.$158,0004,960
Net charge-offs$481,0003,844
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$53,0001,050
Net operating income$133,0004,982
2009-09-30 (YTD Data)Rank
Total interest income$3,766,0005,176
Total interest expense$1,347,0004,871
Net interest income$2,419,0005,203
Provision for loan and lease losses$206,0005,115
Total noninterest income$1,296,0002,396
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$35,0006,570
Trading account gains and fees$0212
Additional Noninterest Income$1,261,0001,559
Total noninterest expense$3,363,0004,007
Salaries and employee benefits$1,614,0004,160
Premises and equipment expense$386,0004,348
Additional noninterest expense$1,363,0003,530
Pre-tax net operating income$146,0005,133
Securities gains (losses)$25,0002,648
Applicable income taxes$04,592
Income before extraordinary items$171,0004,986
Extraordinary gains, net$027
Net income$171,0004,985
Minority interest net income$0118
Net income of bank and minority interests.$171,0004,986
Net charge-offs$260,0003,911
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$53,000911
Net operating income$146,0005,049
2009-06-30 (YTD Data)Rank
Total interest income$2,534,0005,194
Total interest expense$964,0004,826
Net interest income$1,570,0005,279
Provision for loan and lease losses$70,0005,703
Total noninterest income$968,0002,234
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$23,0006,604
Trading account gains and fees$0193
Additional Noninterest Income$945,0001,482
Total noninterest expense$2,204,0004,091
Salaries and employee benefits$1,094,0004,157
Premises and equipment expense$257,0004,384
Additional noninterest expense$853,0003,702
Pre-tax net operating income$264,0004,321
Securities gains (losses)$25,0002,233
Applicable income taxes$04,657
Income before extraordinary items$289,0004,022
Extraordinary gains, net$021
Net income$289,0004,021
Minority interest net income$0112
Net income of bank and minority interests.$289,0004,021
Net charge-offs$216,0003,335
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$35,000890
Net operating income$264,0004,057
2009-03-31 (YTD Data)Rank
Total interest income$1,197,0005,410
Total interest expense$502,0004,821
Net interest income$695,0005,612
Provision for loan and lease losses$06,744
Total noninterest income$285,0003,118
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$10,0006,707
Trading account gains and fees$0171
Additional Noninterest Income$275,0002,070
Total noninterest expense$976,0004,369
Salaries and employee benefits$490,0004,535
Premises and equipment expense$134,0004,307
Additional noninterest expense$352,0003,935
Pre-tax net operating income$4,0006,184
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$4,0006,356
Extraordinary gains, net$015
Net income$4,0006,358
Minority interest net income$0102
Net income of bank and minority interests.$4,0006,358
Net charge-offs$171,0002,292
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$868,000168
Net operating income$4,0006,208
2008-12-31 (YTD Data)Rank
Total interest income$2,500,0006,980
Total interest expense$1,586,0005,865
Net interest income$914,0007,692
Provision for loan and lease losses$640,0003,383
Total noninterest income$482,0004,921
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,0006,766
Trading account gains and fees$0154
Additional Noninterest Income$441,0003,415
Total noninterest expense$4,079,0004,174
Salaries and employee benefits$1,999,0004,458
Premises and equipment expense$519,0004,361
Additional noninterest expense$1,561,0003,517
Pre-tax net operating income$-3,323,0007,641
Securities gains (losses)$3,0002,883
Applicable income taxes$04,979
Income before extraordinary items$-3,320,0007,662
Extraordinary gains, net$039
Net income$-3,320,0007,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0003,311
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$3,231,000258
Net operating income$-3,323,0007,726
2008-09-30 (YTD Data)Rank
Total interest income$1,679,0007,243
Total interest expense$1,154,0006,050
Net interest income$525,0007,989
Provision for loan and lease losses$410,0003,033
Total noninterest income$317,0005,272
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$30,0006,830
Trading account gains and fees$0148
Additional Noninterest Income$287,0003,759
Total noninterest expense$2,851,0004,380
Salaries and employee benefits$1,375,0004,746
Premises and equipment expense$417,0004,170
Additional noninterest expense$1,059,0003,713
Pre-tax net operating income$-2,419,0007,933
Securities gains (losses)$3,0002,756
Applicable income taxes$05,372
Income before extraordinary items$-2,416,0007,942
Extraordinary gains, net$031
Net income$-2,416,0007,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0002,499
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$2,591,000204
Net operating income$-2,419,0008,007
2008-06-30 (YTD Data)Rank
Total interest income$1,056,0007,410
Total interest expense$738,0006,251
Net interest income$318,0008,107
Provision for loan and lease losses$245,0002,833
Total noninterest income$189,0005,546
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$25,0006,713
Trading account gains and fees$0149
Additional Noninterest Income$164,0004,156
Total noninterest expense$1,826,0004,530
Salaries and employee benefits$942,0004,718
Premises and equipment expense$250,0004,506
Additional noninterest expense$634,0004,007
Pre-tax net operating income$-1,564,0008,096
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,564,0008,161
Extraordinary gains, net$021
Net income$-1,564,0008,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,695
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,0001,122
Net operating income$-1,564,0008,150
2008-03-31 (YTD Data)Rank
Total interest income$510,0007,526
Total interest expense$391,0006,292
Net interest income$119,0008,307
Provision for loan and lease losses$06,080
Total noninterest income$38,0007,035
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$12,0006,732
Trading account gains and fees$0158
Additional Noninterest Income$26,0006,106
Total noninterest expense$759,0005,097
Salaries and employee benefits$388,0005,336
Premises and equipment expense$114,0004,779
Additional noninterest expense$257,0004,594
Pre-tax net operating income$-602,0008,146
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-602,0008,195
Extraordinary gains, net$015
Net income$-602,0008,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,589
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,000981
Net operating income$-602,0008,181
2007-12-31 (YTD Data)Rank
Total interest income$2,217,0007,397
Total interest expense$1,455,0006,494
Net interest income$762,0008,019
Provision for loan and lease losses$115,0004,733
Total noninterest income$41,0008,102
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$52,0006,719
Trading account gains and fees$0178
Additional Noninterest Income$-11,0008,458
Total noninterest expense$2,251,0005,891
Salaries and employee benefits$1,137,0006,133
Premises and equipment expense$357,0005,351
Additional noninterest expense$757,0005,524
Pre-tax net operating income$-1,563,0008,208
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,563,0008,249
Extraordinary gains, net$039
Net income$-1,563,0008,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0002,366
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$4,0001,278
Net operating income$-1,563,0008,240
2007-09-30 (YTD Data)Rank
Total interest income$1,663,0007,443
Total interest expense$1,047,0006,607
Net interest income$616,0008,013
Provision for loan and lease losses$12,0006,108
Total noninterest income$56,0007,868
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$41,0006,701
Trading account gains and fees$0184
Additional Noninterest Income$15,0007,834
Total noninterest expense$1,566,0006,086
Salaries and employee benefits$785,0006,331
Premises and equipment expense$257,0005,464
Additional noninterest expense$524,0005,679
Pre-tax net operating income$-906,0008,266
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-906,0008,310
Extraordinary gains, net$033
Net income$-906,0008,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0002,255
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$4,0001,116
Net operating income$-906,0008,299
2007-06-30 (YTD Data)Rank
Total interest income$1,122,0007,470
Total interest expense$699,0006,621
Net interest income$423,0008,051
Provision for loan and lease losses$06,209
Total noninterest income$40,0007,858
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$30,0006,661
Trading account gains and fees$0168
Additional Noninterest Income$10,0007,880
Total noninterest expense$996,0006,269
Salaries and employee benefits$504,0006,465
Premises and equipment expense$173,0005,463
Additional noninterest expense$319,0005,954
Pre-tax net operating income$-533,0008,320
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-533,0008,347
Extraordinary gains, net$029
Net income$-533,0008,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,604
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$3,0001,018
Net operating income$-533,0008,342
2007-03-31 (YTD Data)Rank
Total interest income$572,0007,478
Total interest expense$364,0006,557
Net interest income$208,0008,123
Provision for loan and lease losses$05,779
Total noninterest income$19,0007,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$16,0006,601
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$485,0006,360
Salaries and employee benefits$252,0006,508
Premises and equipment expense$86,0005,493
Additional noninterest expense$147,0006,164
Pre-tax net operating income$-258,0008,366
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-258,0008,392
Extraordinary gains, net$022
Net income$-258,0008,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0001,293
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$2,000852
Net operating income$-258,0008,382
2006-12-31 (YTD Data)Rank
Total interest income$2,492,0007,148
Total interest expense$1,348,0006,335
Net interest income$1,144,0007,654
Provision for loan and lease losses$06,850
Total noninterest income$-137,0008,669
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$68,0006,610
Trading account gains and fees$0130
Additional Noninterest Income$-205,0008,673
Total noninterest expense$1,966,0006,211
Salaries and employee benefits$911,0006,628
Premises and equipment expense$339,0005,416
Additional noninterest expense$716,0005,570
Pre-tax net operating income$-959,0008,409
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-959,0008,448
Extraordinary gains, net$051
Net income$-959,0008,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,519
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-959,0008,436
2006-09-30 (YTD Data)Rank
Total interest income$1,904,0007,150
Total interest expense$1,001,0006,308
Net interest income$903,0007,643
Provision for loan and lease losses$06,685
Total noninterest income$-151,0008,735
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$53,0006,653
Trading account gains and fees$0126
Additional Noninterest Income$-204,0008,740
Total noninterest expense$1,463,0006,219
Salaries and employee benefits$659,0006,710
Premises and equipment expense$257,0005,393
Additional noninterest expense$547,0005,512
Pre-tax net operating income$-711,0008,510
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-711,0008,541
Extraordinary gains, net$045
Net income$-711,0008,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,646
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-711,0008,536
2006-06-30 (YTD Data)Rank
Total interest income$1,308,0007,102
Total interest expense$641,0006,323
Net interest income$667,0007,522
Provision for loan and lease losses$06,419
Total noninterest income$-180,0008,769
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$33,0006,762
Trading account gains and fees$0126
Additional Noninterest Income$-213,0008,778
Total noninterest expense$1,005,0006,156
Salaries and employee benefits$449,0006,687
Premises and equipment expense$171,0005,399
Additional noninterest expense$385,0005,341
Pre-tax net operating income$-518,0008,571
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-518,0008,593
Extraordinary gains, net$039
Net income$-518,0008,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,393
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-518,0008,591
2006-03-31 (YTD Data)Rank
Total interest income$632,0007,157
Total interest expense$301,0006,378
Net interest income$331,0007,549
Provision for loan and lease losses$06,013
Total noninterest income$20,0008,055
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$15,0006,832
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,055
Total noninterest expense$515,0006,090
Salaries and employee benefits$230,0006,652
Premises and equipment expense$87,0005,380
Additional noninterest expense$198,0005,204
Pre-tax net operating income$-164,0008,513
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-164,0008,531
Extraordinary gains, net$021
Net income$-164,0008,530
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,748
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-164,0008,519
2005-12-31 (YTD Data)Rank
Total interest income$2,694,0006,842
Total interest expense$1,063,0006,125
Net interest income$1,631,0007,123
Provision for loan and lease losses$225,0003,375
Total noninterest income$-99,0008,826
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$63,0006,871
Trading account gains and fees$0138
Additional Noninterest Income$-162,0008,832
Total noninterest expense$2,351,0005,575
Salaries and employee benefits$1,109,0006,030
Premises and equipment expense$373,0005,077
Additional noninterest expense$869,0004,884
Pre-tax net operating income$-1,044,0008,651
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,044,0008,676
Extraordinary gains, net$046
Net income$-1,044,0008,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,317
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-1,044,0008,661
2005-09-30 (YTD Data)Rank
Total interest income$2,051,0006,808
Total interest expense$755,0006,159
Net interest income$1,296,0007,025
Provision for loan and lease losses$225,0002,711
Total noninterest income$-127,0008,855
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$48,0006,889
Trading account gains and fees$0126
Additional Noninterest Income$-175,0008,861
Total noninterest expense$1,792,0005,495
Salaries and employee benefits$869,0005,868
Premises and equipment expense$278,0005,085
Additional noninterest expense$645,0004,875
Pre-tax net operating income$-848,0008,694
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-848,0008,722
Extraordinary gains, net$035
Net income$-848,0008,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,809
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-848,0008,700
2005-06-30 (YTD Data)Rank
Total interest income$1,385,0006,739
Total interest expense$468,0006,202
Net interest income$917,0006,878
Provision for loan and lease losses$225,0001,956
Total noninterest income$-84,0008,863
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$30,0006,945
Trading account gains and fees$0116
Additional Noninterest Income$-114,0008,872
Total noninterest expense$1,252,0005,331
Salaries and employee benefits$592,0005,793
Premises and equipment expense$188,0005,028
Additional noninterest expense$472,0004,575
Pre-tax net operating income$-644,0008,716
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-644,0008,741
Extraordinary gains, net$030
Net income$-644,0008,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0001,257
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-644,0008,718
2005-03-31 (YTD Data)Rank
Total interest income$718,0006,687
Total interest expense$232,0006,161
Net interest income$486,0006,780
Provision for loan and lease losses$225,0001,003
Total noninterest income$20,0008,219
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$11,0007,233
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,829
Total noninterest expense$649,0005,254
Salaries and employee benefits$305,0005,739
Premises and equipment expense$98,0004,931
Additional noninterest expense$246,0004,414
Pre-tax net operating income$-368,0008,813
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-368,0008,829
Extraordinary gains, net$024
Net income$-368,0008,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,000943
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$536,000151
Net operating income$-368,0008,813
2004-12-31 (YTD Data)Rank
Total interest income$3,540,0005,934
Total interest expense$1,196,0005,132
Net interest income$2,344,0006,193
Provision for loan and lease losses$2,275,000481
Total noninterest income$51,0008,571
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$70,0006,959
Trading account gains and fees$0138
Additional Noninterest Income$-19,0008,934
Total noninterest expense$2,263,0005,604
Salaries and employee benefits$1,165,0005,779
Premises and equipment expense$307,0005,616
Additional noninterest expense$791,0005,127
Pre-tax net operating income$-2,143,0008,905
Securities gains (losses)$03,819
Applicable income taxes$665,0002,852
Income before extraordinary items$-2,808,0008,940
Extraordinary gains, net$034
Net income$-2,808,0008,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,851,000488
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-2,808,0008,928
2004-09-30 (YTD Data)Rank
Total interest income$2,804,0005,761
Total interest expense$931,0004,987
Net interest income$1,873,0006,020
Provision for loan and lease losses$1,704,000466
Total noninterest income$71,0008,195
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$56,0006,905
Trading account gains and fees$0134
Additional Noninterest Income$15,0008,248
Total noninterest expense$1,651,0005,669
Salaries and employee benefits$835,0005,884
Premises and equipment expense$243,0005,436
Additional noninterest expense$573,0005,193
Pre-tax net operating income$-1,411,0008,943
Securities gains (losses)$03,710
Applicable income taxes$665,0002,401
Income before extraordinary items$-2,076,0008,983
Extraordinary gains, net$026
Net income$-2,076,0008,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,000719
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$169,000460
Net operating income$-2,076,0008,974
2004-06-30 (YTD Data)Rank
Total interest income$1,973,0005,590
Total interest expense$646,0004,880
Net interest income$1,327,0005,802
Provision for loan and lease losses$1,705,000351
Total noninterest income$94,0007,344
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$39,0006,883
Trading account gains and fees$0130
Additional Noninterest Income$55,0006,266
Total noninterest expense$1,031,0005,905
Salaries and employee benefits$529,0006,098
Premises and equipment expense$145,0005,764
Additional noninterest expense$357,0005,447
Pre-tax net operating income$-1,315,0009,019
Securities gains (losses)$03,413
Applicable income taxes$665,0001,777
Income before extraordinary items$-1,980,0009,050
Extraordinary gains, net$021
Net income$-1,980,0009,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$688,000564
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$168,000356
Net operating income$-1,980,0009,037
2004-03-31 (YTD Data)Rank
Total interest income$1,023,0005,515
Total interest expense$321,0004,963
Net interest income$702,0005,623
Provision for loan and lease losses$283,000876
Total noninterest income$35,0007,776
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$19,0006,877
Trading account gains and fees$0121
Additional Noninterest Income$16,0007,156
Total noninterest expense$479,0006,181
Salaries and employee benefits$242,0006,445
Premises and equipment expense$73,0005,767
Additional noninterest expense$164,0005,716
Pre-tax net operating income$-25,0008,668
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-25,0008,712
Extraordinary gains, net$016
Net income$-25,0008,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,775
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$168,000215
Net operating income$-25,0008,666
2003-12-31 (YTD Data)Rank
Total interest income$3,413,0006,115
Total interest expense$1,332,0005,258
Net interest income$2,081,0006,456
Provision for loan and lease losses$341,0002,898
Total noninterest income$258,0006,895
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$60,0007,265
Trading account gains and fees$0160
Additional Noninterest Income$198,0005,303
Total noninterest expense$1,627,0006,648
Salaries and employee benefits$891,0006,622
Premises and equipment expense$267,0006,000
Additional noninterest expense$469,0006,733
Pre-tax net operating income$371,0007,153
Securities gains (losses)$5,0003,903
Applicable income taxes$07,459
Income before extraordinary items$376,0006,914
Extraordinary gains, net$054
Net income$376,0006,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,589
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$615,000466
Net operating income$371,0006,788
2003-09-30 (YTD Data)Rank
Total interest income$2,433,0006,340
Total interest expense$1,028,0005,292
Net interest income$1,405,0006,825
Provision for loan and lease losses$308,0002,473
Total noninterest income$216,0006,712
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$45,0007,328
Trading account gains and fees$0153
Additional Noninterest Income$171,0005,087
Total noninterest expense$1,222,0006,650
Salaries and employee benefits$683,0006,543
Premises and equipment expense$196,0006,054
Additional noninterest expense$343,0006,777
Pre-tax net operating income$91,0008,276
Securities gains (losses)$5,0003,620
Applicable income taxes$07,524
Income before extraordinary items$96,0008,244
Extraordinary gains, net$040
Net income$96,0008,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,747
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$175,000461
Net operating income$91,0008,151
2003-06-30 (YTD Data)Rank
Total interest income$1,499,0006,648
Total interest expense$717,0005,262
Net interest income$782,0007,335
Provision for loan and lease losses$207,0002,464
Total noninterest income$137,0006,812
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$32,0007,257
Trading account gains and fees$0150
Additional Noninterest Income$105,0005,250
Total noninterest expense$794,0006,735
Salaries and employee benefits$434,0006,719
Premises and equipment expense$129,0006,077
Additional noninterest expense$231,0006,761
Pre-tax net operating income$-82,0008,803
Securities gains (losses)$1,0003,586
Applicable income taxes$07,529
Income before extraordinary items$-81,0008,902
Extraordinary gains, net$030
Net income$-81,0008,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-82,0008,810
2003-03-31 (YTD Data)Rank
Total interest income$712,0006,862
Total interest expense$416,0004,918
Net interest income$296,0007,951
Provision for loan and lease losses$141,0001,871
Total noninterest income$15,0008,812
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$3,0008,754
Total noninterest expense$375,0006,919
Salaries and employee benefits$199,0006,991
Premises and equipment expense$66,0006,019
Additional noninterest expense$110,0006,890
Pre-tax net operating income$-205,0009,091
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-205,0009,138
Extraordinary gains, net$021
Net income$-205,0009,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,062
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-205,0009,077
2002-12-31 (YTD Data)Rank
Total interest income$1,237,0008,642
Total interest expense$882,0007,246
Net interest income$355,0009,133
Provision for loan and lease losses$260,0003,766
Total noninterest income$37,0009,060
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$17,0008,012
Trading account gains and fees$0153
Additional Noninterest Income$20,0008,540
Total noninterest expense$1,266,0007,329
Salaries and employee benefits$717,0007,210
Premises and equipment expense$176,0007,078
Additional noninterest expense$373,0007,321
Pre-tax net operating income$-1,134,0009,149
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-1,134,0009,204
Extraordinary gains, net$070
Net income$-1,134,0009,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,420
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$5,705,000135
Net operating income$-1,134,0009,168

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.