Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $18,913,000 | 1,715 |
Total interest expense | $8,867,000 | 1,731 |
Net interest income | $10,046,000 | 1,703 |
Provision for loan and lease losses | $480,000 | 1,770 |
Total noninterest income | $2,554,000 | 1,519 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $1,041,000 | 1,208 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $1,513,000 | 1,394 |
Total noninterest expense | $7,765,000 | 1,689 |
Salaries and employee benefits | $4,439,000 | 1,474 |
Premises and equipment expense | $1,204,000 | 1,635 |
Additional noninterest expense | $2,122,000 | 2,004 |
Pre-tax net operating income | $4,355,000 | 1,690 |
Securities gains (losses) | $27,000 | 2,200 |
Applicable income taxes | $1,476,000 | 1,661 |
Income before extraordinary items | $2,906,000 | 1,819 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,906,000 | 1,819 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $363,000 | 1,631 |
Cash dividends | $725,000 | 2,787 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,888,180 | 1,751 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $16,648,000 | 1,972 |
Total interest expense | $7,681,000 | 2,003 |
Net interest income | $8,967,000 | 1,939 |
Provision for loan and lease losses | $350,000 | 2,319 |
Total noninterest income | $2,134,000 | 1,679 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $1,009,000 | 1,268 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $1,125,000 | 1,628 |
Total noninterest expense | $6,635,000 | 1,945 |
Salaries and employee benefits | $3,774,000 | 1,732 |
Premises and equipment expense | $939,000 | 2,095 |
Additional noninterest expense | $1,922,000 | 2,176 |
Pre-tax net operating income | $4,116,000 | 1,842 |
Securities gains (losses) | $-47,000 | 10,626 |
Applicable income taxes | $1,400,000 | 1,804 |
Income before extraordinary items | $2,669,000 | 1,980 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,669,000 | 1,980 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $187,000 | 2,648 |
Cash dividends | $300,000 | 4,516 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,700,020 | 1,897 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $14,629,000 | 2,296 |
Total interest expense | $6,588,000 | 2,342 |
Net interest income | $8,041,000 | 2,247 |
Provision for loan and lease losses | $310,000 | 2,501 |
Total noninterest income | $1,779,000 | 2,024 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $843,000 | 1,586 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $936,000 | 1,897 |
Total noninterest expense | $5,856,000 | 2,353 |
Salaries and employee benefits | $3,335,000 | 1,987 |
Premises and equipment expense | $755,000 | 2,589 |
Additional noninterest expense | $1,766,000 | 2,741 |
Pre-tax net operating income | $3,654,000 | 1,983 |
Securities gains (losses) | $11,000 | 2,431 |
Applicable income taxes | $1,242,000 | 1,938 |
Income before extraordinary items | $2,423,000 | 2,048 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,423,000 | 2,049 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 7,102 |
Cash dividends | $285,000 | 4,676 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,415,740 | 2,012 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $12,390,000 | 2,696 |
Total interest expense | $5,706,000 | 2,697 |
Net interest income | $6,684,000 | 2,668 |
Provision for loan and lease losses | $356,000 | 2,045 |
Total noninterest income | $1,586,000 | 2,201 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $780,000 | 1,743 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $806,000 | 2,095 |
Total noninterest expense | $5,109,000 | 2,654 |
Salaries and employee benefits | $2,759,000 | 2,414 |
Premises and equipment expense | $698,000 | 2,812 |
Additional noninterest expense | $1,652,000 | 2,811 |
Pre-tax net operating income | $2,805,000 | 2,571 |
Securities gains (losses) | $-62,000 | 11,287 |
Applicable income taxes | $927,000 | 2,536 |
Income before extraordinary items | $1,816,000 | 2,716 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,816,000 | 2,717 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 5,457 |
Cash dividends | $360,000 | 4,106 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,856,920 | 2,640 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,848,000 | 3,396 |
Total interest expense | $3,714,000 | 3,283 |
Net interest income | $5,134,000 | 3,471 |
Provision for loan and lease losses | $325,000 | 2,132 |
Total noninterest income | $1,926,000 | 1,881 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $730,000 | 1,841 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,196,000 | 1,628 |
Total noninterest expense | $4,569,000 | 3,015 |
Salaries and employee benefits | $2,468,000 | 2,700 |
Premises and equipment expense | $531,000 | 3,608 |
Additional noninterest expense | $1,570,000 | 3,175 |
Pre-tax net operating income | $2,166,000 | 3,216 |
Securities gains (losses) | $-18,000 | 10,260 |
Applicable income taxes | $746,000 | 2,948 |
Income before extraordinary items | $1,402,000 | 3,366 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,402,000 | 3,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $194,000 | 2,547 |
Cash dividends | $360,000 | 3,991 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,413,700 | 3,365 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $7,310,000 | 4,149 |
Total interest expense | $2,787,000 | 4,389 |
Net interest income | $4,523,000 | 3,915 |
Provision for loan and lease losses | $311,000 | 2,909 |
Total noninterest income | $1,586,000 | 2,336 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $674,000 | 2,030 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $912,000 | 2,172 |
Total noninterest expense | $4,035,000 | 3,464 |
Salaries and employee benefits | $2,093,000 | 3,137 |
Premises and equipment expense | $481,000 | 4,008 |
Additional noninterest expense | $1,461,000 | 3,589 |
Pre-tax net operating income | $1,763,000 | 3,759 |
Securities gains (losses) | $32,000 | 4,013 |
Applicable income taxes | $621,000 | 3,491 |
Income before extraordinary items | $1,174,000 | 4,098 |
Extraordinary gains, net | $-8,000 | 12,278 |
Net income | $1,166,000 | 4,242 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $195,000 | 3,188 |
Cash dividends | $275,000 | 4,630 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,153,200 | 3,959 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,835,000 | 4,921 |
Total interest expense | $2,757,000 | 5,537 |
Net interest income | $4,078,000 | 4,365 |
Provision for loan and lease losses | $502,000 | 2,986 |
Total noninterest income | $1,114,000 | 3,033 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $593,000 | 2,319 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $521,000 | 3,104 |
Total noninterest expense | $3,114,000 | 4,372 |
Salaries and employee benefits | $1,614,000 | 3,965 |
Premises and equipment expense | $441,000 | 4,425 |
Additional noninterest expense | $1,059,000 | 4,826 |
Pre-tax net operating income | $1,576,000 | 3,865 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $566,000 | 3,599 |
Income before extraordinary items | $1,010,000 | 4,460 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,010,000 | 4,503 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $347,000 | 3,073 |
Cash dividends | $196,000 | 5,174 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,010,000 | 4,141 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.