Home > First Bank & Trust > Income and Expense

First Bank & Trust, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$18,913,0001,715
Total interest expense$8,867,0001,731
Net interest income$10,046,0001,703
Provision for loan and lease losses$480,0001,770
Total noninterest income$2,554,0001,519
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,041,0001,208
Trading account gains and fees$0224
Additional Noninterest Income$1,513,0001,394
Total noninterest expense$7,765,0001,689
Salaries and employee benefits$4,439,0001,474
Premises and equipment expense$1,204,0001,635
Additional noninterest expense$2,122,0002,004
Pre-tax net operating income$4,355,0001,690
Securities gains (losses)$27,0002,200
Applicable income taxes$1,476,0001,661
Income before extraordinary items$2,906,0001,819
Extraordinary gains, net$032
Net income$2,906,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,631
Cash dividends$725,0002,787
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,888,1801,751
1997-12-31 (YTD Data)Rank
Total interest income$16,648,0001,972
Total interest expense$7,681,0002,003
Net interest income$8,967,0001,939
Provision for loan and lease losses$350,0002,319
Total noninterest income$2,134,0001,679
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,009,0001,268
Trading account gains and fees$0239
Additional Noninterest Income$1,125,0001,628
Total noninterest expense$6,635,0001,945
Salaries and employee benefits$3,774,0001,732
Premises and equipment expense$939,0002,095
Additional noninterest expense$1,922,0002,176
Pre-tax net operating income$4,116,0001,842
Securities gains (losses)$-47,00010,626
Applicable income taxes$1,400,0001,804
Income before extraordinary items$2,669,0001,980
Extraordinary gains, net$044
Net income$2,669,0001,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,648
Cash dividends$300,0004,516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,700,0201,897
1996-12-31 (YTD Data)Rank
Total interest income$14,629,0002,296
Total interest expense$6,588,0002,342
Net interest income$8,041,0002,247
Provision for loan and lease losses$310,0002,501
Total noninterest income$1,779,0002,024
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$843,0001,586
Trading account gains and fees$0262
Additional Noninterest Income$936,0001,897
Total noninterest expense$5,856,0002,353
Salaries and employee benefits$3,335,0001,987
Premises and equipment expense$755,0002,589
Additional noninterest expense$1,766,0002,741
Pre-tax net operating income$3,654,0001,983
Securities gains (losses)$11,0002,431
Applicable income taxes$1,242,0001,938
Income before extraordinary items$2,423,0002,048
Extraordinary gains, net$053
Net income$2,423,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,102
Cash dividends$285,0004,676
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,415,7402,012
1995-12-31 (YTD Data)Rank
Total interest income$12,390,0002,696
Total interest expense$5,706,0002,697
Net interest income$6,684,0002,668
Provision for loan and lease losses$356,0002,045
Total noninterest income$1,586,0002,201
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$780,0001,743
Trading account gains and fees$0522
Additional Noninterest Income$806,0002,095
Total noninterest expense$5,109,0002,654
Salaries and employee benefits$2,759,0002,414
Premises and equipment expense$698,0002,812
Additional noninterest expense$1,652,0002,811
Pre-tax net operating income$2,805,0002,571
Securities gains (losses)$-62,00011,287
Applicable income taxes$927,0002,536
Income before extraordinary items$1,816,0002,716
Extraordinary gains, net$065
Net income$1,816,0002,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,457
Cash dividends$360,0004,106
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,856,9202,640
1994-12-31 (YTD Data)Rank
Total interest income$8,848,0003,396
Total interest expense$3,714,0003,283
Net interest income$5,134,0003,471
Provision for loan and lease losses$325,0002,132
Total noninterest income$1,926,0001,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$730,0001,841
Trading account gains and feesNANA
Additional Noninterest Income$1,196,0001,628
Total noninterest expense$4,569,0003,015
Salaries and employee benefits$2,468,0002,700
Premises and equipment expense$531,0003,608
Additional noninterest expense$1,570,0003,175
Pre-tax net operating income$2,166,0003,216
Securities gains (losses)$-18,00010,260
Applicable income taxes$746,0002,948
Income before extraordinary items$1,402,0003,366
Extraordinary gains, net$0249
Net income$1,402,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,547
Cash dividends$360,0003,991
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,413,7003,365
1993-12-31 (YTD Data)Rank
Total interest income$7,310,0004,149
Total interest expense$2,787,0004,389
Net interest income$4,523,0003,915
Provision for loan and lease losses$311,0002,909
Total noninterest income$1,586,0002,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$674,0002,030
Trading account gains and feesNANA
Additional Noninterest Income$912,0002,172
Total noninterest expense$4,035,0003,464
Salaries and employee benefits$2,093,0003,137
Premises and equipment expense$481,0004,008
Additional noninterest expense$1,461,0003,589
Pre-tax net operating income$1,763,0003,759
Securities gains (losses)$32,0004,013
Applicable income taxes$621,0003,491
Income before extraordinary items$1,174,0004,098
Extraordinary gains, net$-8,00012,278
Net income$1,166,0004,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0003,188
Cash dividends$275,0004,630
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,153,2003,959
1992-12-31 (YTD Data)Rank
Total interest income$6,835,0004,921
Total interest expense$2,757,0005,537
Net interest income$4,078,0004,365
Provision for loan and lease losses$502,0002,986
Total noninterest income$1,114,0003,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$593,0002,319
Trading account gains and feesNANA
Additional Noninterest Income$521,0003,104
Total noninterest expense$3,114,0004,372
Salaries and employee benefits$1,614,0003,965
Premises and equipment expense$441,0004,425
Additional noninterest expense$1,059,0004,826
Pre-tax net operating income$1,576,0003,865
Securities gains (losses)$08,369
Applicable income taxes$566,0003,599
Income before extraordinary items$1,010,0004,460
Extraordinary gains, net$01,422
Net income$1,010,0004,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0003,073
Cash dividends$196,0005,174
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,010,0004,141

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.