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First Bank of the Palm Beaches, Income and Expense

2019-12-31 (YTD Data)Rank
Total interest income$7,746,0003,015
Total interest expense$1,507,0002,737
Net interest income$6,239,0003,033
Provision for loan and lease losses$20,0003,719
Total noninterest income$1,937,0002,001
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$92,0004,007
Trading account gains and feesNANA
Additional Noninterest Income$1,845,0001,612
Total noninterest expense$5,731,0002,773
Salaries and employee benefits$3,410,0002,708
Premises and equipment expense$790,0002,362
Additional noninterest expense$1,531,0003,052
Pre-tax net operating income$2,425,0002,786
Securities gains (losses)$02,379
Applicable income taxes$641,0001,786
Income before extraordinary items$1,784,0003,053
Extraordinary gains, net$011
Net income$1,784,0003,052
Minority interest net income$076
Net income of bank and minority interests.$1,784,0003,054
Net charge-offs$-7,0004,388
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$46,000537
Net operating income$1,784,0003,020
2019-09-30 (YTD Data)Rank
Total interest income$5,784,0003,054
Total interest expense$1,096,0002,796
Net interest income$4,688,0003,063
Provision for loan and lease losses$20,0003,531
Total noninterest income$501,0003,337
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$67,0004,085
Trading account gains and feesNANA
Additional Noninterest Income$434,0002,883
Total noninterest expense$4,008,0002,905
Salaries and employee benefits$2,486,0002,765
Premises and equipment expense$582,0002,408
Additional noninterest expense$940,0003,447
Pre-tax net operating income$1,161,0003,439
Securities gains (losses)$02,167
Applicable income taxes$294,0002,245
Income before extraordinary items$867,0003,702
Extraordinary gains, net$011
Net income$867,0003,701
Minority interest net income$072
Net income of bank and minority interests.$867,0003,702
Net charge-offs$-7,0004,332
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$35,000504
Net operating income$867,0003,667
2019-06-30 (YTD Data)Rank
Total interest income$3,852,0003,058
Total interest expense$719,0002,811
Net interest income$3,133,0003,078
Provision for loan and lease losses$20,0003,272
Total noninterest income$325,0003,336
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$44,0004,120
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,879
Total noninterest expense$2,749,0002,866
Salaries and employee benefits$1,665,0002,778
Premises and equipment expense$387,0002,418
Additional noninterest expense$697,0003,276
Pre-tax net operating income$689,0003,594
Securities gains (losses)$01,702
Applicable income taxes$175,0002,298
Income before extraordinary items$514,0003,837
Extraordinary gains, net$011
Net income$514,0003,836
Minority interest net income$069
Net income of bank and minority interests.$514,0003,836
Net charge-offs$-7,0004,387
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$21,000503
Net operating income$514,0003,813
2019-03-31 (YTD Data)Rank
Total interest income$1,934,0003,072
Total interest expense$357,0002,794
Net interest income$1,577,0003,091
Provision for loan and lease losses$20,0002,754
Total noninterest income$157,0003,359
Gross Fiduciary activities income$0972
Service charges on deposit accounts$21,0004,185
Trading account gains and feesNANA
Additional Noninterest Income$136,0002,867
Total noninterest expense$1,422,0002,833
Salaries and employee benefits$852,0002,762
Premises and equipment expense$191,0002,447
Additional noninterest expense$379,0003,131
Pre-tax net operating income$292,0003,819
Securities gains (losses)$01,087
Applicable income taxes$74,0002,377
Income before extraordinary items$218,0004,009
Extraordinary gains, net$05
Net income$218,0004,007
Minority interest net income$052
Net income of bank and minority interests.$218,0004,008
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$11,000458
Net operating income$218,0004,009
2018-12-31 (YTD Data)Rank
Total interest income$6,781,0003,222
Total interest expense$970,0002,976
Net interest income$5,811,0003,226
Provision for loan and lease losses$45,0003,544
Total noninterest income$439,0003,952
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$77,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$362,0003,473
Total noninterest expense$5,104,0003,010
Salaries and employee benefits$3,169,0002,857
Premises and equipment expense$667,0002,656
Additional noninterest expense$1,268,0003,485
Pre-tax net operating income$1,101,0003,916
Securities gains (losses)$01,125
Applicable income taxes$279,0002,442
Income before extraordinary items$822,0004,109
Extraordinary gains, net$06
Net income$822,0004,108
Minority interest net income$072
Net income of bank and minority interests.$822,0004,108
Net charge-offs$-53,0004,901
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$110,000479
Net operating income$822,0004,117
2018-09-30 (YTD Data)Rank
Total interest income$4,920,0003,304
Total interest expense$686,0002,999
Net interest income$4,234,0003,301
Provision for loan and lease losses$45,0003,238
Total noninterest income$388,0003,762
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$58,0004,418
Trading account gains and feesNANA
Additional Noninterest Income$330,0003,275
Total noninterest expense$3,768,0003,050
Salaries and employee benefits$2,364,0002,871
Premises and equipment expense$468,0002,790
Additional noninterest expense$936,0003,535
Pre-tax net operating income$809,0004,022
Securities gains (losses)$01,118
Applicable income taxes$205,0002,529
Income before extraordinary items$604,0004,203
Extraordinary gains, net$05
Net income$604,0004,202
Minority interest net income$066
Net income of bank and minority interests.$604,0004,202
Net charge-offs$-3,0004,190
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$99,000431
Net operating income$604,0004,213
2018-06-30 (YTD Data)Rank
Total interest income$3,132,0003,369
Total interest expense$444,0002,972
Net interest income$2,688,0003,382
Provision for loan and lease losses$03,782
Total noninterest income$261,0003,775
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$38,0004,488
Trading account gains and feesNANA
Additional Noninterest Income$223,0003,238
Total noninterest expense$2,380,0003,176
Salaries and employee benefits$1,508,0002,974
Premises and equipment expense$276,0003,019
Additional noninterest expense$596,0003,638
Pre-tax net operating income$569,0003,967
Securities gains (losses)$0961
Applicable income taxes$144,0002,461
Income before extraordinary items$425,0004,140
Extraordinary gains, net$06
Net income$425,0004,139
Minority interest net income$065
Net income of bank and minority interests.$425,0004,139
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$16,000539
Net operating income$425,0004,144
2018-03-31 (YTD Data)Rank
Total interest income$1,529,0003,405
Total interest expense$212,0002,997
Net interest income$1,317,0003,430
Provision for loan and lease losses$03,508
Total noninterest income$76,0004,401
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$18,0004,565
Trading account gains and feesNANA
Additional Noninterest Income$58,0004,005
Total noninterest expense$1,138,0003,302
Salaries and employee benefits$704,0003,119
Premises and equipment expense$132,0003,131
Additional noninterest expense$302,0003,629
Pre-tax net operating income$255,0004,037
Securities gains (losses)$0735
Applicable income taxes$65,0002,501
Income before extraordinary items$190,0004,243
Extraordinary gains, net$07
Net income$190,0004,243
Minority interest net income$052
Net income of bank and minority interests.$190,0004,243
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$7,000519
Net operating income$190,0004,245
2017-12-31 (YTD Data)Rank
Total interest income$5,436,0003,602
Total interest expense$609,0003,368
Net interest income$4,827,0003,599
Provision for loan and lease losses$819,0001,028
Total noninterest income$425,0004,126
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$57,0004,873
Trading account gains and feesNANA
Additional Noninterest Income$368,0003,550
Total noninterest expense$4,026,0003,538
Salaries and employee benefits$2,542,0003,303
Premises and equipment expense$418,0003,577
Additional noninterest expense$1,066,0003,910
Pre-tax net operating income$407,0004,865
Securities gains (losses)$02,243
Applicable income taxes$426,0002,531
Income before extraordinary items$-19,0005,382
Extraordinary gains, net$09
Net income$-19,0005,382
Minority interest net income$076
Net income of bank and minority interests.$-19,0005,382
Net charge-offs$979,000706
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$42,000583
Net operating income$-19,0005,381
2017-09-30 (YTD Data)Rank
Total interest income$3,995,0003,668
Total interest expense$452,0003,382
Net interest income$3,543,0003,663
Provision for loan and lease losses$688,000937
Total noninterest income$317,0004,191
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$40,0004,971
Trading account gains and feesNANA
Additional Noninterest Income$277,0003,581
Total noninterest expense$2,964,0003,576
Salaries and employee benefits$1,923,0003,299
Premises and equipment expense$267,0003,890
Additional noninterest expense$774,0003,979
Pre-tax net operating income$208,0005,167
Securities gains (losses)$02,274
Applicable income taxes$78,0003,278
Income before extraordinary items$130,0005,274
Extraordinary gains, net$09
Net income$130,0005,273
Minority interest net income$071
Net income of bank and minority interests.$130,0005,274
Net charge-offs$991,000499
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$26,000568
Net operating income$130,0005,265
2017-06-30 (YTD Data)Rank
Total interest income$2,642,0003,691
Total interest expense$298,0003,379
Net interest income$2,344,0003,685
Provision for loan and lease losses$03,871
Total noninterest income$180,0004,370
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$24,0005,073
Trading account gains and feesNANA
Additional Noninterest Income$156,0003,805
Total noninterest expense$1,990,0003,584
Salaries and employee benefits$1,288,0003,306
Premises and equipment expense$178,0003,915
Additional noninterest expense$524,0003,969
Pre-tax net operating income$534,0004,048
Securities gains (losses)$01,906
Applicable income taxes$201,0002,469
Income before extraordinary items$333,0004,389
Extraordinary gains, net$011
Net income$333,0004,388
Minority interest net income$071
Net income of bank and minority interests.$333,0004,389
Net charge-offs$-1,0004,147
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$18,000551
Net operating income$333,0004,380
2017-03-31 (YTD Data)Rank
Total interest income$1,316,0003,699
Total interest expense$142,0003,436
Net interest income$1,174,0003,704
Provision for loan and lease losses$03,537
Total noninterest income$63,0004,774
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$12,0005,100
Trading account gains and feesNANA
Additional Noninterest Income$51,0004,270
Total noninterest expense$1,001,0003,607
Salaries and employee benefits$656,0003,306
Premises and equipment expense$88,0003,977
Additional noninterest expense$257,0004,015
Pre-tax net operating income$236,0004,171
Securities gains (losses)$01,153
Applicable income taxes$89,0002,521
Income before extraordinary items$147,0004,513
Extraordinary gains, net$08
Net income$147,0004,513
Minority interest net income$055
Net income of bank and minority interests.$147,0004,513
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$11,000500
Net operating income$147,0004,498
2016-12-31 (YTD Data)Rank
Total interest income$4,748,0003,898
Total interest expense$475,0003,729
Net interest income$4,273,0003,883
Provision for loan and lease losses$15,0004,115
Total noninterest income$280,0004,747
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$40,0005,298
Trading account gains and fees$0170
Additional Noninterest Income$240,0004,175
Total noninterest expense$3,807,0003,743
Salaries and employee benefits$2,390,0003,492
Premises and equipment expense$329,0004,147
Additional noninterest expense$1,088,0004,012
Pre-tax net operating income$731,0004,451
Securities gains (losses)$44,0001,919
Applicable income taxes$292,0002,674
Income before extraordinary items$483,0004,760
Extraordinary gains, net$05
Net income$483,0004,759
Minority interest net income$082
Net income of bank and minority interests.$483,0004,759
Net charge-offs$-9,0004,966
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$41,000604
Net operating income$454,8404,767
2016-09-30 (YTD Data)Rank
Total interest income$3,540,0003,935
Total interest expense$347,0003,805
Net interest income$3,193,0003,915
Provision for loan and lease losses$15,0003,917
Total noninterest income$222,0004,727
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$29,0005,382
Trading account gains and fees$0169
Additional Noninterest Income$193,0004,147
Total noninterest expense$2,838,0003,768
Salaries and employee benefits$1,771,0003,512
Premises and equipment expense$246,0004,169
Additional noninterest expense$821,0004,034
Pre-tax net operating income$562,0004,496
Securities gains (losses)$44,0001,850
Applicable income taxes$228,0002,718
Income before extraordinary items$378,0004,792
Extraordinary gains, net$05
Net income$378,0004,792
Minority interest net income$071
Net income of bank and minority interests.$378,0004,792
Net charge-offs$-8,0004,864
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$23,000590
Net operating income$349,8404,816
2016-06-30 (YTD Data)Rank
Total interest income$2,355,0003,976
Total interest expense$221,0003,890
Net interest income$2,134,0003,938
Provision for loan and lease losses$15,0003,638
Total noninterest income$116,0005,000
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$19,0005,440
Trading account gains and fees$0157
Additional Noninterest Income$97,0004,444
Total noninterest expense$1,849,0003,836
Salaries and employee benefits$1,134,0003,627
Premises and equipment expense$161,0004,234
Additional noninterest expense$554,0004,044
Pre-tax net operating income$386,0004,477
Securities gains (losses)$44,0001,516
Applicable income taxes$162,0002,656
Income before extraordinary items$268,0004,742
Extraordinary gains, net$016
Net income$268,0004,743
Minority interest net income$071
Net income of bank and minority interests.$268,0004,743
Net charge-offs$-8,0004,897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$13,000588
Net operating income$239,8404,805
2016-03-31 (YTD Data)Rank
Total interest income$1,173,0003,992
Total interest expense$106,0003,985
Net interest income$1,067,0003,945
Provision for loan and lease losses$15,0002,996
Total noninterest income$55,0005,043
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$9,0005,488
Trading account gains and fees$0142
Additional Noninterest Income$46,0004,486
Total noninterest expense$886,0003,972
Salaries and employee benefits$544,0003,733
Premises and equipment expense$81,0004,263
Additional noninterest expense$261,0004,179
Pre-tax net operating income$221,0004,309
Securities gains (losses)$02,077
Applicable income taxes$83,0002,606
Income before extraordinary items$138,0004,715
Extraordinary gains, net$012
Net income$138,0004,714
Minority interest net income$062
Net income of bank and minority interests.$138,0004,715
Net charge-offs$-7,0005,019
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$7,000552
Net operating income$138,0004,654
2015-12-31 (YTD Data)Rank
Total interest income$4,020,0004,298
Total interest expense$359,0004,345
Net interest income$3,661,0004,252
Provision for loan and lease losses$150,0002,613
Total noninterest income$375,0004,554
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$52,0005,358
Trading account gains and fees$0159
Additional Noninterest Income$323,0003,886
Total noninterest expense$3,325,0004,111
Salaries and employee benefits$1,980,0003,929
Premises and equipment expense$341,0004,227
Additional noninterest expense$1,004,0004,292
Pre-tax net operating income$561,0004,815
Securities gains (losses)$03,216
Applicable income taxes$-1,273,0006,114
Income before extraordinary items$1,834,0002,882
Extraordinary gains, net$023
Net income$1,834,0002,885
Minority interest net income$081
Net income of bank and minority interests.$1,834,0002,885
Net charge-offs$-68,0005,650
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$30,000656
Net operating income$1,834,0002,841
2015-09-30 (YTD Data)Rank
Total interest income$2,905,0004,413
Total interest expense$262,0004,439
Net interest income$2,643,0004,366
Provision for loan and lease losses$04,232
Total noninterest income$302,0004,505
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$38,0005,451
Trading account gains and fees$0153
Additional Noninterest Income$264,0003,791
Total noninterest expense$2,489,0004,142
Salaries and employee benefits$1,480,0003,948
Premises and equipment expense$267,0004,195
Additional noninterest expense$742,0004,335
Pre-tax net operating income$456,0004,835
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$456,0004,691
Extraordinary gains, net$021
Net income$456,0004,694
Minority interest net income$078
Net income of bank and minority interests.$456,0004,695
Net charge-offs$-64,0005,694
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$26,000612
Net operating income$456,0004,629
2015-06-30 (YTD Data)Rank
Total interest income$1,859,0004,530
Total interest expense$173,0004,486
Net interest income$1,686,0004,487
Provision for loan and lease losses$04,069
Total noninterest income$213,0004,457
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$25,0005,502
Trading account gains and fees$0157
Additional Noninterest Income$188,0003,726
Total noninterest expense$1,677,0004,158
Salaries and employee benefits$1,006,0003,941
Premises and equipment expense$181,0004,188
Additional noninterest expense$490,0004,391
Pre-tax net operating income$222,0005,153
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$222,0005,036
Extraordinary gains, net$022
Net income$222,0005,038
Minority interest net income$075
Net income of bank and minority interests.$222,0005,040
Net charge-offs$-18,0005,444
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$23,000564
Net operating income$222,0004,977
2015-03-31 (YTD Data)Rank
Total interest income$882,0004,663
Total interest expense$85,0004,564
Net interest income$797,0004,621
Provision for loan and lease losses$03,703
Total noninterest income$134,0004,105
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$10,0005,683
Trading account gains and fees$0152
Additional Noninterest Income$124,0003,290
Total noninterest expense$853,0004,159
Salaries and employee benefits$512,0003,922
Premises and equipment expense$92,0004,191
Additional noninterest expense$249,0004,370
Pre-tax net operating income$78,0005,385
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$78,0005,331
Extraordinary gains, net$013
Net income$78,0005,334
Minority interest net income$064
Net income of bank and minority interests.$78,0005,334
Net charge-offs$-7,0005,272
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$4,000625
Net operating income$78,0005,263
2014-12-31 (YTD Data)Rank
Total interest income$3,285,0004,898
Total interest expense$352,0004,687
Net interest income$2,933,0004,858
Provision for loan and lease losses$329,0001,889
Total noninterest income$394,0004,650
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$54,0005,636
Trading account gains and fees$0180
Additional Noninterest Income$340,0003,851
Total noninterest expense$3,109,0004,395
Salaries and employee benefits$1,941,0004,044
Premises and equipment expense$205,0005,319
Additional noninterest expense$963,0004,530
Pre-tax net operating income$-111,0006,169
Securities gains (losses)$-198,0006,397
Applicable income taxes$04,531
Income before extraordinary items$-309,0006,263
Extraordinary gains, net$017
Net income$-309,0006,264
Minority interest net income$084
Net income of bank and minority interests.$-309,0006,264
Net charge-offs$425,0001,650
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$4,120,00091
Net operating income$-111,0006,182
2014-09-30 (YTD Data)Rank
Total interest income$2,407,0004,993
Total interest expense$259,0004,790
Net interest income$2,148,0004,956
Provision for loan and lease losses$-85,0006,182
Total noninterest income$326,0004,536
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$42,0005,676
Trading account gains and fees$0174
Additional Noninterest Income$284,0003,713
Total noninterest expense$2,306,0004,437
Salaries and employee benefits$1,470,0004,028
Premises and equipment expense$124,0005,632
Additional noninterest expense$712,0004,579
Pre-tax net operating income$253,0005,485
Securities gains (losses)$-156,0006,473
Applicable income taxes$04,583
Income before extraordinary items$97,0005,894
Extraordinary gains, net$015
Net income$97,0005,893
Minority interest net income$081
Net income of bank and minority interests.$97,0005,894
Net charge-offs$204,0001,964
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$4,118,00070
Net operating income$253,0005,347
2014-06-30 (YTD Data)Rank
Total interest income$1,607,0005,011
Total interest expense$176,0004,808
Net interest income$1,431,0004,973
Provision for loan and lease losses$-85,0006,321
Total noninterest income$169,0004,902
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$28,0005,701
Trading account gains and fees$0172
Additional Noninterest Income$141,0004,119
Total noninterest expense$1,526,0004,501
Salaries and employee benefits$974,0004,062
Premises and equipment expense$79,0005,747
Additional noninterest expense$473,0004,603
Pre-tax net operating income$159,0005,509
Securities gains (losses)$-91,0006,538
Applicable income taxes$04,568
Income before extraordinary items$68,0005,900
Extraordinary gains, net$020
Net income$68,0005,902
Minority interest net income$080
Net income of bank and minority interests.$68,0005,903
Net charge-offs$-167,0006,419
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$2,676,00062
Net operating income$159,0005,381
2014-03-31 (YTD Data)Rank
Total interest income$813,0005,036
Total interest expense$88,0004,865
Net interest income$725,0004,988
Provision for loan and lease losses$-85,0006,505
Total noninterest income$54,0005,439
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$13,0005,787
Trading account gains and fees$0147
Additional Noninterest Income$41,0004,804
Total noninterest expense$765,0004,538
Salaries and employee benefits$481,0004,145
Premises and equipment expense$38,0005,848
Additional noninterest expense$246,0004,545
Pre-tax net operating income$99,0005,287
Securities gains (losses)$-91,0006,641
Applicable income taxes$04,445
Income before extraordinary items$8,0006,156
Extraordinary gains, net$016
Net income$8,0006,156
Minority interest net income$066
Net income of bank and minority interests.$8,0006,157
Net charge-offs$-160,0006,560
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$640,00088
Net operating income$99,0005,124
2013-12-31 (YTD Data)Rank
Total interest income$3,140,0005,143
Total interest expense$432,0004,760
Net interest income$2,708,0005,150
Provision for loan and lease losses$-161,0006,436
Total noninterest income$253,0005,341
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$48,0006,009
Trading account gains and fees$0184
Additional Noninterest Income$205,0004,585
Total noninterest expense$2,965,0004,635
Salaries and employee benefits$1,799,0004,317
Premises and equipment expense$158,0005,862
Additional noninterest expense$1,008,0004,563
Pre-tax net operating income$157,0005,818
Securities gains (losses)$-270,0006,660
Applicable income taxes$04,631
Income before extraordinary items$-113,0006,346
Extraordinary gains, net$029
Net income$-113,0006,347
Minority interest net income$090
Net income of bank and minority interests.$-113,0006,348
Net charge-offs$59,0004,224
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$1,039,000206
Net operating income$157,0005,769
2013-09-30 (YTD Data)Rank
Total interest income$2,329,0005,215
Total interest expense$334,0004,794
Net interest income$1,995,0005,225
Provision for loan and lease losses$-153,0006,604
Total noninterest income$200,0005,371
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$37,0006,057
Trading account gains and fees$0180
Additional Noninterest Income$163,0004,597
Total noninterest expense$2,198,0004,680
Salaries and employee benefits$1,333,0004,363
Premises and equipment expense$122,0005,871
Additional noninterest expense$743,0004,628
Pre-tax net operating income$150,0005,830
Securities gains (losses)$-270,0006,798
Applicable income taxes$04,713
Income before extraordinary items$-120,0006,473
Extraordinary gains, net$025
Net income$-120,0006,475
Minority interest net income$084
Net income of bank and minority interests.$-120,0006,475
Net charge-offs$19,0004,438
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$16,000730
Net operating income$150,0005,766
2013-06-30 (YTD Data)Rank
Total interest income$1,541,0005,251
Total interest expense$230,0004,792
Net interest income$1,311,0005,264
Provision for loan and lease losses$21,0004,224
Total noninterest income$165,0005,118
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$24,0006,093
Trading account gains and fees$0157
Additional Noninterest Income$141,0004,294
Total noninterest expense$1,464,0004,714
Salaries and employee benefits$874,0004,432
Premises and equipment expense$80,0005,920
Additional noninterest expense$510,0004,588
Pre-tax net operating income$-9,0006,331
Securities gains (losses)$60,0001,408
Applicable income taxes$04,679
Income before extraordinary items$51,0006,136
Extraordinary gains, net$022
Net income$51,0006,137
Minority interest net income$082
Net income of bank and minority interests.$51,0006,138
Net charge-offs$193,0002,132
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$11,000694
Net operating income$-9,0006,336
2013-03-31 (YTD Data)Rank
Total interest income$775,0005,284
Total interest expense$115,0004,874
Net interest income$660,0005,273
Provision for loan and lease losses$21,0003,551
Total noninterest income$98,0004,873
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$12,0006,102
Trading account gains and fees$0148
Additional Noninterest Income$86,0003,976
Total noninterest expense$727,0004,763
Salaries and employee benefits$446,0004,426
Premises and equipment expense$45,0005,811
Additional noninterest expense$236,0004,782
Pre-tax net operating income$10,0006,251
Securities gains (losses)$-2,0006,691
Applicable income taxes$04,602
Income before extraordinary items$8,0006,343
Extraordinary gains, net$010
Net income$8,0006,344
Minority interest net income$076
Net income of bank and minority interests.$8,0006,344
Net charge-offs$206,0001,335
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$6,000645
Net operating income$10,0006,245
2012-12-31 (YTD Data)Rank
Total interest income$3,126,0005,405
Total interest expense$505,0005,096
Net interest income$2,621,0005,375
Provision for loan and lease losses$410,0002,987
Total noninterest income$114,0006,207
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$41,0006,381
Trading account gains and fees$0166
Additional Noninterest Income$73,0005,577
Total noninterest expense$2,774,0004,923
Salaries and employee benefits$1,601,0004,678
Premises and equipment expense$315,0004,854
Additional noninterest expense$858,0005,142
Pre-tax net operating income$-449,0006,481
Securities gains (losses)$198,0001,708
Applicable income taxes$04,751
Income before extraordinary items$-251,0006,487
Extraordinary gains, net$029
Net income$-251,0006,482
Minority interest net income$093
Net income of bank and minority interests.$-251,0006,484
Net charge-offs$971,0001,848
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$23,000820
Net operating income$-449,0006,502
2012-09-30 (YTD Data)Rank
Total interest income$2,388,0005,460
Total interest expense$375,0005,246
Net interest income$2,013,0005,408
Provision for loan and lease losses$352,0002,763
Total noninterest income$76,0006,380
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$31,0006,456
Trading account gains and fees$0157
Additional Noninterest Income$45,0005,844
Total noninterest expense$2,089,0004,950
Salaries and employee benefits$1,200,0004,702
Premises and equipment expense$233,0004,947
Additional noninterest expense$656,0005,133
Pre-tax net operating income$-352,0006,613
Securities gains (losses)$97,0002,004
Applicable income taxes$04,802
Income before extraordinary items$-255,0006,656
Extraordinary gains, net$020
Net income$-255,0006,654
Minority interest net income$086
Net income of bank and minority interests.$-255,0006,654
Net charge-offs$838,0001,622
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$17,000786
Net operating income$-352,0006,631
2012-06-30 (YTD Data)Rank
Total interest income$1,603,0005,492
Total interest expense$246,0005,370
Net interest income$1,357,0005,422
Provision for loan and lease losses$335,0002,278
Total noninterest income$56,0006,356
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$21,0006,482
Trading account gains and fees$0153
Additional Noninterest Income$35,0005,755
Total noninterest expense$1,378,0005,007
Salaries and employee benefits$800,0004,740
Premises and equipment expense$154,0004,990
Additional noninterest expense$424,0005,223
Pre-tax net operating income$-300,0006,695
Securities gains (losses)$27,0002,373
Applicable income taxes$04,770
Income before extraordinary items$-273,0006,762
Extraordinary gains, net$019
Net income$-273,0006,762
Minority interest net income$084
Net income of bank and minority interests.$-273,0006,762
Net charge-offs$458,0001,872
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$-300,0006,718
2012-03-31 (YTD Data)Rank
Total interest income$795,0005,552
Total interest expense$119,0005,548
Net interest income$676,0005,463
Provision for loan and lease losses$1,0005,211
Total noninterest income$20,0006,654
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$10,0006,521
Trading account gains and fees$0148
Additional Noninterest Income$10,0006,212
Total noninterest expense$692,0005,032
Salaries and employee benefits$406,0004,741
Premises and equipment expense$75,0005,094
Additional noninterest expense$211,0005,238
Pre-tax net operating income$3,0006,399
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$3,0006,491
Extraordinary gains, net$019
Net income$3,0006,492
Minority interest net income$078
Net income of bank and minority interests.$3,0006,491
Net charge-offs$-17,0006,828
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$3,0006,386
2011-12-31 (YTD Data)Rank
Total interest income$3,347,0005,544
Total interest expense$437,0006,079
Net interest income$2,910,0005,338
Provision for loan and lease losses$160,0004,860
Total noninterest income$96,0006,466
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$48,0006,359
Trading account gains and fees$0146
Additional Noninterest Income$48,0005,944
Total noninterest expense$2,842,0005,014
Salaries and employee benefits$1,520,0004,926
Premises and equipment expense$315,0005,126
Additional noninterest expense$1,007,0004,883
Pre-tax net operating income$4,0005,999
Securities gains (losses)$38,0002,752
Applicable income taxes$04,719
Income before extraordinary items$42,0006,039
Extraordinary gains, net$029
Net income$42,0006,041
Minority interest net income$096
Net income of bank and minority interests.$42,0006,041
Net charge-offs$761,0002,698
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$1,270,000291
Net operating income$4,0006,026
2011-09-30 (YTD Data)Rank
Total interest income$2,528,0005,581
Total interest expense$325,0006,190
Net interest income$2,203,0005,354
Provision for loan and lease losses$135,0004,615
Total noninterest income$72,0006,559
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$36,0006,397
Trading account gains and fees$0145
Additional Noninterest Income$36,0006,056
Total noninterest expense$2,138,0005,027
Salaries and employee benefits$1,141,0004,921
Premises and equipment expense$243,0005,107
Additional noninterest expense$754,0004,923
Pre-tax net operating income$2,0006,126
Securities gains (losses)$38,0002,498
Applicable income taxes$04,740
Income before extraordinary items$40,0006,128
Extraordinary gains, net$021
Net income$40,0006,129
Minority interest net income$087
Net income of bank and minority interests.$40,0006,129
Net charge-offs$785,0002,169
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$1,264,000247
Net operating income$2,0006,150
2011-06-30 (YTD Data)Rank
Total interest income$1,724,0005,583
Total interest expense$220,0006,285
Net interest income$1,504,0005,331
Provision for loan and lease losses$80,0004,642
Total noninterest income$41,0006,734
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$22,0006,480
Trading account gains and fees$0153
Additional Noninterest Income$19,0006,286
Total noninterest expense$1,471,0004,995
Salaries and employee benefits$768,0004,931
Premises and equipment expense$164,0005,129
Additional noninterest expense$539,0004,814
Pre-tax net operating income$-6,0006,217
Securities gains (losses)$42,0001,689
Applicable income taxes$04,697
Income before extraordinary items$36,0006,105
Extraordinary gains, net$015
Net income$36,0006,104
Minority interest net income$089
Net income of bank and minority interests.$36,0006,105
Net charge-offs$87,0003,977
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$1,258,000149
Net operating income$-6,0006,249
2011-03-31 (YTD Data)Rank
Total interest income$884,0005,560
Total interest expense$117,0006,277
Net interest income$767,0005,281
Provision for loan and lease losses$8,0005,494
Total noninterest income$21,0006,771
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$6,0006,773
Trading account gains and fees$0158
Additional Noninterest Income$15,0006,083
Total noninterest expense$763,0004,926
Salaries and employee benefits$382,0004,980
Premises and equipment expense$81,0005,194
Additional noninterest expense$300,0004,528
Pre-tax net operating income$17,0006,125
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$17,0006,159
Extraordinary gains, net$09
Net income$17,0006,158
Minority interest net income$086
Net income of bank and minority interests.$17,0006,159
Net charge-offs$-32,0007,289
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$932,00096
Net operating income$17,0006,122
2010-12-31 (YTD Data)Rank
Total interest income$3,719,0005,579
Total interest expense$718,0005,921
Net interest income$3,001,0005,355
Provision for loan and lease losses$2,656,0001,751
Total noninterest income$101,0006,665
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$28,0006,534
Trading account gains and fees$0175
Additional Noninterest Income$73,0005,772
Total noninterest expense$3,237,0004,797
Salaries and employee benefits$1,553,0004,968
Premises and equipment expense$335,0005,180
Additional noninterest expense$1,349,0004,294
Pre-tax net operating income$-2,791,0006,887
Securities gains (losses)$111,0002,070
Applicable income taxes$04,655
Income before extraordinary items$-2,680,0006,957
Extraordinary gains, net$029
Net income$-2,680,0006,957
Minority interest net income$0111
Net income of bank and minority interests.$-2,680,0006,958
Net charge-offs$2,769,0001,540
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$883,000382
Net operating income$-2,791,0006,946
2010-09-30 (YTD Data)Rank
Total interest income$2,909,0005,561
Total interest expense$570,0005,956
Net interest income$2,339,0005,327
Provision for loan and lease losses$2,173,0001,563
Total noninterest income$78,0006,780
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$21,0006,634
Trading account gains and fees$0165
Additional Noninterest Income$57,0005,861
Total noninterest expense$2,414,0004,830
Salaries and employee benefits$1,176,0004,976
Premises and equipment expense$258,0005,163
Additional noninterest expense$980,0004,353
Pre-tax net operating income$-2,170,0007,095
Securities gains (losses)$111,0001,852
Applicable income taxes$04,726
Income before extraordinary items$-2,059,0007,144
Extraordinary gains, net$023
Net income$-2,059,0007,142
Minority interest net income$0110
Net income of bank and minority interests.$-2,059,0007,144
Net charge-offs$1,468,0001,796
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,0001,108
Net operating income$-2,170,0007,143
2010-06-30 (YTD Data)Rank
Total interest income$1,974,0005,564
Total interest expense$401,0005,953
Net interest income$1,573,0005,306
Provision for loan and lease losses$2,173,0001,208
Total noninterest income$54,0006,781
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$14,0006,675
Trading account gains and fees$0152
Additional Noninterest Income$40,0005,833
Total noninterest expense$1,715,0004,685
Salaries and employee benefits$914,0004,529
Premises and equipment expense$172,0005,214
Additional noninterest expense$629,0004,464
Pre-tax net operating income$-2,261,0007,315
Securities gains (losses)$111,0001,344
Applicable income taxes$04,691
Income before extraordinary items$-2,150,0007,357
Extraordinary gains, net$019
Net income$-2,150,0007,357
Minority interest net income$0105
Net income of bank and minority interests.$-2,150,0007,357
Net charge-offs$1,468,0001,377
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$8,000978
Net operating income$-2,261,0007,363
2010-03-31 (YTD Data)Rank
Total interest income$1,007,0005,599
Total interest expense$214,0005,943
Net interest income$793,0005,317
Provision for loan and lease losses$44,0005,047
Total noninterest income$25,0006,913
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$7,0006,721
Trading account gains and fees$0175
Additional Noninterest Income$18,0006,058
Total noninterest expense$913,0004,541
Salaries and employee benefits$565,0003,988
Premises and equipment expense$86,0005,286
Additional noninterest expense$262,0004,984
Pre-tax net operating income$-139,0006,734
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-139,0006,834
Extraordinary gains, net$016
Net income$-139,0006,835
Minority interest net income$091
Net income of bank and minority interests.$-139,0006,834
Net charge-offs$269,0002,147
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$4,000934
Net operating income$-139,0006,790
2009-12-31 (YTD Data)Rank
Total interest income$4,434,0005,461
Total interest expense$1,634,0004,957
Net interest income$2,800,0005,562
Provision for loan and lease losses$2,447,0002,218
Total noninterest income$79,0007,161
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$26,0006,826
Trading account gains and fees$0211
Additional Noninterest Income$53,0006,304
Total noninterest expense$3,075,0005,106
Salaries and employee benefits$1,572,0005,059
Premises and equipment expense$357,0005,275
Additional noninterest expense$1,146,0004,864
Pre-tax net operating income$-2,643,0006,810
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,643,0006,918
Extraordinary gains, net$034
Net income$-2,643,0006,919
Minority interest net income$0115
Net income of bank and minority interests.$-2,643,0006,919
Net charge-offs$982,0002,880
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$25,0001,180
Net operating income$-2,643,0006,926
2009-09-30 (YTD Data)Rank
Total interest income$3,317,0005,527
Total interest expense$1,379,0004,822
Net interest income$1,938,0005,783
Provision for loan and lease losses$2,034,0001,878
Total noninterest income$54,0007,353
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$19,0006,883
Trading account gains and fees$0212
Additional Noninterest Income$35,0006,592
Total noninterest expense$2,430,0004,963
Salaries and employee benefits$1,234,0004,966
Premises and equipment expense$276,0005,231
Additional noninterest expense$920,0004,659
Pre-tax net operating income$-2,472,0007,176
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-2,472,0007,292
Extraordinary gains, net$027
Net income$-2,472,0007,291
Minority interest net income$0118
Net income of bank and minority interests.$-2,472,0007,292
Net charge-offs$832,0002,416
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$29,0001,025
Net operating income$-2,472,0007,278
2009-06-30 (YTD Data)Rank
Total interest income$2,221,0005,569
Total interest expense$991,0004,750
Net interest income$1,230,0005,912
Provision for loan and lease losses$1,527,0001,633
Total noninterest income$30,0007,513
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$11,0006,975
Trading account gains and fees$0193
Additional Noninterest Income$19,0006,847
Total noninterest expense$1,661,0004,932
Salaries and employee benefits$835,0004,967
Premises and equipment expense$190,0005,211
Additional noninterest expense$636,0004,552
Pre-tax net operating income$-1,928,0007,365
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,928,0007,463
Extraordinary gains, net$021
Net income$-1,928,0007,463
Minority interest net income$0112
Net income of bank and minority interests.$-1,928,0007,462
Net charge-offs$1,311,0001,438
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$24,000963
Net operating income$-1,928,0007,460
2009-03-31 (YTD Data)Rank
Total interest income$1,157,0005,518
Total interest expense$502,0004,821
Net interest income$655,0005,760
Provision for loan and lease losses$393,0002,016
Total noninterest income$13,0007,659
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$5,0007,012
Trading account gains and fees$0171
Additional Noninterest Income$8,0007,040
Total noninterest expense$696,0005,411
Salaries and employee benefits$422,0004,979
Premises and equipment expense$93,0005,299
Additional noninterest expense$181,0005,842
Pre-tax net operating income$-421,0007,236
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-421,0007,369
Extraordinary gains, net$015
Net income$-421,0007,370
Minority interest net income$0102
Net income of bank and minority interests.$-421,0007,370
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$12,000859
Net operating income$-421,0007,335
2008-12-31 (YTD Data)Rank
Total interest income$4,397,0005,796
Total interest expense$1,760,0005,627
Net interest income$2,637,0005,778
Provision for loan and lease losses$386,0004,189
Total noninterest income$39,0007,815
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,095
Trading account gains and fees$0154
Additional Noninterest Income$23,0007,344
Total noninterest expense$3,076,0005,036
Salaries and employee benefits$1,834,0004,725
Premises and equipment expense$368,0005,311
Additional noninterest expense$874,0005,225
Pre-tax net operating income$-786,0006,915
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-786,0006,891
Extraordinary gains, net$039
Net income$-786,0006,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$102,000970
Net operating income$-786,0007,011
2008-09-30 (YTD Data)Rank
Total interest income$3,232,0005,908
Total interest expense$1,191,0005,979
Net interest income$2,041,0005,737
Provision for loan and lease losses$169,0004,473
Total noninterest income$26,0007,970
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$11,0007,156
Trading account gains and fees$0148
Additional Noninterest Income$15,0007,595
Total noninterest expense$2,326,0004,998
Salaries and employee benefits$1,400,0004,695
Premises and equipment expense$281,0005,275
Additional noninterest expense$645,0005,210
Pre-tax net operating income$-428,0007,215
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-428,0007,134
Extraordinary gains, net$031
Net income$-428,0007,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$71,000871
Net operating income$-428,0007,271
2008-06-30 (YTD Data)Rank
Total interest income$2,113,0006,023
Total interest expense$702,0006,347
Net interest income$1,411,0005,642
Provision for loan and lease losses$105,0004,183
Total noninterest income$16,0008,078
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$7,0007,210
Trading account gains and fees$0149
Additional Noninterest Income$9,0007,734
Total noninterest expense$1,542,0005,034
Salaries and employee benefits$928,0004,753
Premises and equipment expense$182,0005,392
Additional noninterest expense$432,0005,184
Pre-tax net operating income$-220,0007,347
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-220,0007,432
Extraordinary gains, net$021
Net income$-220,0007,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$41,000817
Net operating income$-220,0007,413
2008-03-31 (YTD Data)Rank
Total interest income$1,081,0006,040
Total interest expense$383,0006,332
Net interest income$698,0005,705
Provision for loan and lease losses$06,080
Total noninterest income$8,0008,113
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,0007,199
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$728,0005,233
Salaries and employee benefits$437,0004,965
Premises and equipment expense$85,0005,587
Additional noninterest expense$206,0005,288
Pre-tax net operating income$-22,0007,292
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-22,0007,401
Extraordinary gains, net$015
Net income$-22,0007,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$20,000699
Net operating income$-22,0007,332
2007-12-31 (YTD Data)Rank
Total interest income$3,448,0006,551
Total interest expense$1,357,0006,634
Net interest income$2,091,0006,393
Provision for loan and lease losses$471,0002,433
Total noninterest income$20,0008,240
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,0007,309
Trading account gains and fees$0178
Additional Noninterest Income$10,0008,060
Total noninterest expense$2,840,0005,179
Salaries and employee benefits$1,525,0005,252
Premises and equipment expense$400,0005,028
Additional noninterest expense$915,0004,924
Pre-tax net operating income$-1,200,0008,116
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,200,0008,167
Extraordinary gains, net$039
Net income$-1,200,0008,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$171,000799
Net operating income$-1,200,0008,160
2007-09-30 (YTD Data)Rank
Total interest income$2,234,0006,904
Total interest expense$801,0007,086
Net interest income$1,433,0006,646
Provision for loan and lease losses$284,0002,395
Total noninterest income$12,0008,321
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$6,0007,365
Trading account gains and fees$0184
Additional Noninterest Income$6,0008,162
Total noninterest expense$2,113,0005,184
Salaries and employee benefits$1,145,0005,241
Premises and equipment expense$283,0005,175
Additional noninterest expense$685,0004,859
Pre-tax net operating income$-952,0008,282
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-952,0008,322
Extraordinary gains, net$033
Net income$-952,0008,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$127,000711
Net operating income$-952,0008,313
2007-06-30 (YTD Data)Rank
Total interest income$1,358,0007,114
Total interest expense$496,0007,243
Net interest income$862,0006,926
Provision for loan and lease losses$206,0002,121
Total noninterest income$7,0008,401
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,0007,446
Trading account gains and fees$0168
Additional Noninterest Income$4,0008,223
Total noninterest expense$1,341,0005,375
Salaries and employee benefits$744,0005,352
Premises and equipment expense$179,0005,354
Additional noninterest expense$418,0005,145
Pre-tax net operating income$-678,0008,369
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-678,0008,402
Extraordinary gains, net$029
Net income$-678,0008,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$85,000639
Net operating income$-678,0008,395
2007-03-31 (YTD Data)Rank
Total interest income$621,0007,324
Total interest expense$242,0007,303
Net interest income$379,0007,226
Provision for loan and lease losses$110,0001,886
Total noninterest income$4,0008,418
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$650,0005,504
Salaries and employee benefits$343,0005,654
Premises and equipment expense$92,0005,299
Additional noninterest expense$215,0005,020
Pre-tax net operating income$-377,0008,460
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-377,0008,483
Extraordinary gains, net$022
Net income$-377,0008,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$42,000526
Net operating income$-377,0008,474
2006-12-31 (YTD Data)Rank
Total interest income$1,781,0007,708
Total interest expense$692,0007,527
Net interest income$1,089,0007,714
Provision for loan and lease losses$157,0003,983
Total noninterest income$-3,0008,658
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,0007,567
Trading account gains and fees$0130
Additional Noninterest Income$-5,0008,634
Total noninterest expense$2,541,0005,434
Salaries and employee benefits$1,211,0005,881
Premises and equipment expense$557,0003,976
Additional noninterest expense$773,0005,326
Pre-tax net operating income$-1,612,0008,541
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,612,0008,561
Extraordinary gains, net$051
Net income$-1,612,0008,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$14,109,000150
Net operating income$-1,612,0008,552
2006-09-30 (YTD Data)Rank
Total interest income$1,204,0007,897
Total interest expense$464,0007,687
Net interest income$740,0007,942
Provision for loan and lease losses$66,0004,743
Total noninterest income$3,0008,624
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,0007,593
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$1,910,0005,407
Salaries and employee benefits$893,0005,899
Premises and equipment expense$462,0003,692
Additional noninterest expense$555,0005,466
Pre-tax net operating income$-1,233,0008,623
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,233,0008,637
Extraordinary gains, net$045
Net income$-1,233,0008,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$14,000,000112
Net operating income$-1,233,0008,630
2006-06-30 (YTD Data)Rank
Total interest income$642,0008,184
Total interest expense$227,0008,032
Net interest income$415,0008,185
Provision for loan and lease losses$21,0005,479
Total noninterest income$2,0008,664
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,0007,650
Trading account gains and fees$0126
Additional Noninterest Income$1,0008,582
Total noninterest expense$1,491,0004,893
Salaries and employee benefits$650,0005,657
Premises and equipment expense$363,0003,231
Additional noninterest expense$478,0004,623
Pre-tax net operating income$-1,095,0008,703
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,095,0008,718
Extraordinary gains, net$039
Net income$-1,095,0008,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$14,000,00066
Net operating income$-1,095,0008,708
2006-03-31 (YTD Data)Rank
Total interest income$192,0008,555
Total interest expense$5,0008,734
Net interest income$187,0008,308
Provision for loan and lease losses$06,013
Total noninterest income$08,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$1,028,0003,945
Salaries and employee benefits$379,0005,193
Premises and equipment expense$253,0002,450
Additional noninterest expense$396,0003,153
Pre-tax net operating income$-841,0008,745
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-841,0008,754
Extraordinary gains, net$021
Net income$-841,0008,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$14,000,00027
Net operating income$-841,0008,744

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.