Home > First Bank of Montana > Income and Expense
First Bank of Montana, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 2,790 |
| Total interest expense | $333,000 | 3,277 |
| Net interest income | $2,055,000 | 2,657 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $219,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,051 |
| Total noninterest expense | $762,000 | 4,799 |
| Salaries and employee benefits | $268,000 | 5,700 |
| Premises and equipment expense | $84,000 | 4,824 |
| Additional noninterest expense | $410,000 | 3,581 |
| Pre-tax net operating income | $1,512,000 | 1,155 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $487,000 | 912 |
| Income before extraordinary items | $1,025,000 | 1,421 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,025,000 | 1,422 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,025,000 | 1,422 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $600,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,025,000 | 1,343 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,352,000 | 2,938 |
| Total interest expense | $1,303,000 | 3,784 |
| Net interest income | $8,049,000 | 2,713 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $877,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $311,000 | 3,530 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $566,000 | 2,946 |
| Total noninterest expense | $3,528,000 | 4,473 |
| Salaries and employee benefits | $1,317,000 | 5,302 |
| Premises and equipment expense | $333,000 | 5,004 |
| Additional noninterest expense | $1,878,000 | 3,309 |
| Pre-tax net operating income | $5,398,000 | 1,104 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,508,000 | 992 |
| Income before extraordinary items | $3,890,000 | 1,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,890,000 | 1,283 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,890,000 | 1,283 |
| Net charge-offs | $125,000 | 4,771 |
| Cash dividends | $2,800,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,083 |
| Net operating income | $3,890,000 | 1,212 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 2,981 |
| Total interest expense | $966,000 | 3,904 |
| Net interest income | $6,029,000 | 2,725 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $616,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $238,000 | 3,498 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $378,000 | 3,132 |
| Total noninterest expense | $2,686,000 | 4,434 |
| Salaries and employee benefits | $1,000,000 | 5,282 |
| Premises and equipment expense | $255,000 | 5,000 |
| Additional noninterest expense | $1,431,000 | 3,272 |
| Pre-tax net operating income | $3,959,000 | 1,162 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,083,000 | 1,024 |
| Income before extraordinary items | $2,876,000 | 1,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,876,000 | 1,346 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,876,000 | 1,346 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $2,200,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,012 |
| Net operating income | $2,876,000 | 1,270 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 3,079 |
| Total interest expense | $619,000 | 4,130 |
| Net interest income | $3,896,000 | 2,807 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $410,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $158,000 | 3,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 3,147 |
| Total noninterest expense | $1,659,000 | 4,676 |
| Salaries and employee benefits | $585,000 | 5,618 |
| Premises and equipment expense | $176,000 | 4,961 |
| Additional noninterest expense | $898,000 | 3,459 |
| Pre-tax net operating income | $2,647,000 | 1,129 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $835,000 | 890 |
| Income before extraordinary items | $1,812,000 | 1,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,812,000 | 1,375 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,812,000 | 1,375 |
| Net charge-offs | $8,000 | 5,406 |
| Cash dividends | $1,200,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 952 |
| Net operating income | $1,812,000 | 1,315 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 3,233 |
| Total interest expense | $288,000 | 4,411 |
| Net interest income | $1,854,000 | 2,915 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $74,000 | 3,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,163 |
| Total noninterest expense | $779,000 | 4,868 |
| Salaries and employee benefits | $247,000 | 5,999 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $445,000 | 3,480 |
| Pre-tax net operating income | $1,277,000 | 1,147 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $409,000 | 872 |
| Income before extraordinary items | $868,000 | 1,390 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $868,000 | 1,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $868,000 | 1,391 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $600,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $868,000 | 1,350 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,851,000 | 3,262 |
| Total interest expense | $1,330,000 | 4,555 |
| Net interest income | $7,521,000 | 2,889 |
| Provision for loan and lease losses | $265,000 | 5,013 |
| Total noninterest income | $855,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $287,000 | 3,726 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $568,000 | 2,998 |
| Total noninterest expense | $3,433,000 | 4,648 |
| Salaries and employee benefits | $1,272,000 | 5,511 |
| Premises and equipment expense | $360,000 | 5,004 |
| Additional noninterest expense | $1,801,000 | 3,532 |
| Pre-tax net operating income | $4,678,000 | 1,089 |
| Securities gains (losses) | $183,000 | 1,667 |
| Applicable income taxes | $1,590,000 | 872 |
| Income before extraordinary items | $3,271,000 | 1,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,271,000 | 1,302 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,271,000 | 1,303 |
| Net charge-offs | $150,000 | 5,055 |
| Cash dividends | $2,550,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,059 |
| Net operating income | $3,148,390 | 1,298 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 3,268 |
| Total interest expense | $1,027,000 | 4,629 |
| Net interest income | $5,767,000 | 2,862 |
| Provision for loan and lease losses | $265,000 | 4,504 |
| Total noninterest income | $634,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $218,000 | 3,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $416,000 | 3,049 |
| Total noninterest expense | $2,586,000 | 4,648 |
| Salaries and employee benefits | $952,000 | 5,558 |
| Premises and equipment expense | $283,000 | 4,966 |
| Additional noninterest expense | $1,351,000 | 3,509 |
| Pre-tax net operating income | $3,550,000 | 1,137 |
| Securities gains (losses) | $183,000 | 1,443 |
| Applicable income taxes | $1,231,000 | 869 |
| Income before extraordinary items | $2,502,000 | 1,328 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,502,000 | 1,332 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,502,000 | 1,332 |
| Net charge-offs | $99,000 | 4,912 |
| Cash dividends | $1,450,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 990 |
| Net operating income | $2,379,390 | 1,342 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,599,000 | 3,259 |
| Total interest expense | $705,000 | 4,671 |
| Net interest income | $3,894,000 | 2,815 |
| Provision for loan and lease losses | $265,000 | 3,809 |
| Total noninterest income | $368,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $229,000 | 3,279 |
| Total noninterest expense | $1,654,000 | 4,762 |
| Salaries and employee benefits | $568,000 | 5,860 |
| Premises and equipment expense | $191,000 | 4,980 |
| Additional noninterest expense | $895,000 | 3,493 |
| Pre-tax net operating income | $2,343,000 | 1,135 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $765,000 | 871 |
| Income before extraordinary items | $1,578,000 | 1,395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,578,000 | 1,395 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,578,000 | 1,396 |
| Net charge-offs | $102,000 | 4,229 |
| Cash dividends | $850,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 914 |
| Net operating income | $1,578,000 | 1,345 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,317 |
| Total interest expense | $357,000 | 4,768 |
| Net interest income | $1,940,000 | 2,862 |
| Provision for loan and lease losses | $165,000 | 3,229 |
| Total noninterest income | $170,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $64,000 | 4,014 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $106,000 | 3,400 |
| Total noninterest expense | $789,000 | 4,967 |
| Salaries and employee benefits | $259,000 | 6,122 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $433,000 | 3,599 |
| Pre-tax net operating income | $1,156,000 | 1,143 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $377,000 | 881 |
| Income before extraordinary items | $779,000 | 1,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $779,000 | 1,418 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $779,000 | 1,418 |
| Net charge-offs | $104,000 | 3,063 |
| Cash dividends | $425,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 851 |
| Net operating income | $779,000 | 1,365 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,355,000 | 3,398 |
| Total interest expense | $1,388,000 | 5,332 |
| Net interest income | $7,967,000 | 2,742 |
| Provision for loan and lease losses | $985,000 | 3,533 |
| Total noninterest income | $838,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $296,000 | 3,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $542,000 | 3,066 |
| Total noninterest expense | $3,523,000 | 4,696 |
| Salaries and employee benefits | $1,247,000 | 5,743 |
| Premises and equipment expense | $406,000 | 4,961 |
| Additional noninterest expense | $1,870,000 | 3,502 |
| Pre-tax net operating income | $4,297,000 | 977 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,426,000 | 732 |
| Income before extraordinary items | $2,871,000 | 1,174 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,871,000 | 1,172 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,871,000 | 1,173 |
| Net charge-offs | $26,000 | 6,556 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 1,026 |
| Net operating income | $2,871,000 | 1,167 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 3,499 |
| Total interest expense | $1,023,000 | 5,505 |
| Net interest income | $5,863,000 | 2,796 |
| Provision for loan and lease losses | $785,000 | 3,131 |
| Total noninterest income | $673,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $225,000 | 3,893 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $448,000 | 3,005 |
| Total noninterest expense | $2,672,000 | 4,671 |
| Salaries and employee benefits | $954,000 | 5,702 |
| Premises and equipment expense | $303,000 | 5,012 |
| Additional noninterest expense | $1,415,000 | 3,425 |
| Pre-tax net operating income | $3,079,000 | 1,062 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,005,000 | 845 |
| Income before extraordinary items | $2,074,000 | 1,290 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,074,000 | 1,289 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,074,000 | 1,290 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 947 |
| Net operating income | $2,074,000 | 1,262 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 3,651 |
| Total interest expense | $695,000 | 5,584 |
| Net interest income | $3,699,000 | 2,906 |
| Provision for loan and lease losses | $460,000 | 3,074 |
| Total noninterest income | $524,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $150,000 | 3,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $374,000 | 2,651 |
| Total noninterest expense | $1,757,000 | 4,761 |
| Salaries and employee benefits | $597,000 | 5,930 |
| Premises and equipment expense | $202,000 | 5,048 |
| Additional noninterest expense | $958,000 | 3,396 |
| Pre-tax net operating income | $2,006,000 | 1,138 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $684,000 | 844 |
| Income before extraordinary items | $1,322,000 | 1,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,322,000 | 1,421 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,322,000 | 1,422 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 906 |
| Net operating income | $1,322,000 | 1,388 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 3,724 |
| Total interest expense | $359,000 | 5,621 |
| Net interest income | $1,803,000 | 2,968 |
| Provision for loan and lease losses | $255,000 | 2,532 |
| Total noninterest income | $241,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $168,000 | 2,772 |
| Total noninterest expense | $794,000 | 4,976 |
| Salaries and employee benefits | $269,000 | 6,227 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $425,000 | 3,412 |
| Pre-tax net operating income | $995,000 | 1,293 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $350,000 | 918 |
| Income before extraordinary items | $645,000 | 1,675 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $645,000 | 1,676 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $645,000 | 1,677 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $645,000 | 1,590 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,890,000 | 3,833 |
| Total interest expense | $2,141,000 | 5,144 |
| Net interest income | $6,749,000 | 3,164 |
| Provision for loan and lease losses | $390,000 | 4,176 |
| Total noninterest income | $654,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $332,000 | 3,832 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $322,000 | 3,979 |
| Total noninterest expense | $3,447,000 | 4,690 |
| Salaries and employee benefits | $1,350,000 | 5,634 |
| Premises and equipment expense | $383,000 | 5,205 |
| Additional noninterest expense | $1,714,000 | 3,278 |
| Pre-tax net operating income | $3,566,000 | 1,535 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,279,000 | 979 |
| Income before extraordinary items | $2,287,000 | 1,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,287,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 963 |
| Net operating income | $2,287,000 | 1,866 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 3,902 |
| Total interest expense | $1,708,000 | 5,113 |
| Net interest income | $4,923,000 | 3,264 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $507,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $252,000 | 3,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $255,000 | 3,982 |
| Total noninterest expense | $2,594,000 | 4,666 |
| Salaries and employee benefits | $1,008,000 | 5,665 |
| Premises and equipment expense | $284,000 | 5,247 |
| Additional noninterest expense | $1,302,000 | 3,149 |
| Pre-tax net operating income | $2,661,000 | 1,829 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $952,000 | 1,198 |
| Income before extraordinary items | $1,709,000 | 2,056 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,709,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 839 |
| Net operating income | $1,709,000 | 2,163 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 4,043 |
| Total interest expense | $1,167,000 | 5,197 |
| Net interest income | $3,145,000 | 3,368 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $345,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $162,000 | 3,906 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $183,000 | 3,932 |
| Total noninterest expense | $1,637,000 | 4,847 |
| Salaries and employee benefits | $616,000 | 5,974 |
| Premises and equipment expense | $184,000 | 5,362 |
| Additional noninterest expense | $837,000 | 3,227 |
| Pre-tax net operating income | $1,763,000 | 1,895 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $638,000 | 1,330 |
| Income before extraordinary items | $1,125,000 | 2,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,125,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 749 |
| Net operating income | $1,125,000 | 2,285 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 4,163 |
| Total interest expense | $624,000 | 5,175 |
| Net interest income | $1,497,000 | 3,491 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $185,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $782,000 | 5,001 |
| Salaries and employee benefits | $271,000 | 6,335 |
| Premises and equipment expense | $93,000 | 5,371 |
| Additional noninterest expense | $418,000 | 3,184 |
| Pre-tax net operating income | $885,000 | 1,991 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $321,000 | 1,407 |
| Income before extraordinary items | $564,000 | 2,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $564,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 635 |
| Net operating income | $564,000 | 2,363 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 3,930 |
| Total interest expense | $2,910,000 | 4,885 |
| Net interest income | $6,491,000 | 3,301 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $496,000 | 5,046 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $304,000 | 4,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $192,000 | 5,146 |
| Total noninterest expense | $3,817,000 | 4,273 |
| Salaries and employee benefits | $1,670,000 | 4,974 |
| Premises and equipment expense | $360,000 | 5,327 |
| Additional noninterest expense | $1,787,000 | 2,947 |
| Pre-tax net operating income | $3,150,000 | 2,373 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $1,395,000 | 1,486 |
| Income before extraordinary items | $1,752,000 | 3,106 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,752,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 1,097 |
| Net operating income | $1,753,920 | 3,093 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 3,947 |
| Total interest expense | $2,160,000 | 4,920 |
| Net interest income | $4,887,000 | 3,291 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $380,000 | 5,027 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $240,000 | 3,953 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $140,000 | 5,221 |
| Total noninterest expense | $3,013,000 | 4,081 |
| Salaries and employee benefits | $1,368,000 | 4,660 |
| Premises and equipment expense | $265,000 | 5,366 |
| Additional noninterest expense | $1,380,000 | 2,812 |
| Pre-tax net operating income | $2,239,000 | 2,636 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $782,000 | 1,936 |
| Income before extraordinary items | $1,454,000 | 3,034 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,454,000 | 3,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,915 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 836 |
| Net operating income | $1,455,950 | 3,016 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 3,972 |
| Total interest expense | $1,404,000 | 4,987 |
| Net interest income | $3,264,000 | 3,316 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $88,000 | 5,345 |
| Total noninterest expense | $2,037,000 | 4,081 |
| Salaries and employee benefits | $953,000 | 4,564 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $905,000 | 2,869 |
| Pre-tax net operating income | $1,465,000 | 2,719 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $511,000 | 2,037 |
| Income before extraordinary items | $951,000 | 3,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $951,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 760 |
| Net operating income | $952,950 | 3,115 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 4,806 |
| Total interest expense | $502,000 | 5,849 |
| Net interest income | $1,217,000 | 4,106 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $37,000 | 5,638 |
| Total noninterest expense | $732,000 | 5,100 |
| Salaries and employee benefits | $344,000 | 5,642 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $325,000 | 3,724 |
| Pre-tax net operating income | $558,000 | 3,277 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $226,000 | 2,229 |
| Income before extraordinary items | $329,000 | 3,965 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $329,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $330,920 | 3,934 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 7,745 |
| Total interest expense | $487,000 | 7,940 |
| Net interest income | $1,251,000 | 7,512 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $63,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $37,000 | 7,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,799 |
| Total noninterest expense | $577,000 | 8,348 |
| Salaries and employee benefits | $302,000 | 8,364 |
| Premises and equipment expense | $57,000 | 8,285 |
| Additional noninterest expense | $218,000 | 8,016 |
| Pre-tax net operating income | $737,000 | 5,824 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $297,000 | 3,822 |
| Income before extraordinary items | $440,000 | 6,362 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $440,000 | 6,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,504 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $440,000 | 6,362 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 5,046 |
| Total interest expense | $1,143,000 | 6,025 |
| Net interest income | $3,298,000 | 4,442 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $156,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $108,000 | 5,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $1,793,000 | 5,607 |
| Salaries and employee benefits | $1,028,000 | 5,464 |
| Premises and equipment expense | $201,000 | 6,060 |
| Additional noninterest expense | $564,000 | 5,406 |
| Pre-tax net operating income | $1,211,000 | 4,278 |
| Securities gains (losses) | $-14,000 | 7,714 |
| Applicable income taxes | $458,000 | 2,979 |
| Income before extraordinary items | $739,000 | 4,888 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $739,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,371 |
| Cash dividends | $350,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $747,960 | 4,857 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 5,110 |
| Total interest expense | $708,000 | 6,111 |
| Net interest income | $2,164,000 | 4,494 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 5,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $1,215,000 | 5,570 |
| Salaries and employee benefits | $699,000 | 5,433 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $386,000 | 5,333 |
| Pre-tax net operating income | $593,000 | 5,020 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $223,000 | 3,470 |
| Income before extraordinary items | $370,000 | 5,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $370,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,511 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $370,000 | 5,564 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 5,150 |
| Total interest expense | $344,000 | 6,078 |
| Net interest income | $1,047,000 | 4,581 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $651,000 | 5,353 |
| Salaries and employee benefits | $371,000 | 5,253 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $206,000 | 5,089 |
| Pre-tax net operating income | $20,000 | 8,034 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $16,000 | 8,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,127 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $16,000 | 8,035 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 5,153 |
| Total interest expense | $1,059,000 | 6,137 |
| Net interest income | $3,929,000 | 4,680 |
| Provision for loan and lease losses | $55,000 | 5,644 |
| Total noninterest income | $248,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $141,000 | 5,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 6,302 |
| Total noninterest expense | $2,220,000 | 5,752 |
| Salaries and employee benefits | $1,392,000 | 5,311 |
| Premises and equipment expense | $241,000 | 6,307 |
| Additional noninterest expense | $587,000 | 6,127 |
| Pre-tax net operating income | $1,902,000 | 3,813 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $724,000 | 2,762 |
| Income before extraordinary items | $1,178,000 | 4,394 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,178,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,178,000 | 4,358 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 5,233 |
| Total interest expense | $732,000 | 6,241 |
| Net interest income | $2,891,000 | 4,751 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $188,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 5,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,270 |
| Total noninterest expense | $1,512,000 | 6,047 |
| Salaries and employee benefits | $911,000 | 5,721 |
| Premises and equipment expense | $166,000 | 6,480 |
| Additional noninterest expense | $435,000 | 6,120 |
| Pre-tax net operating income | $1,522,000 | 3,707 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $579,000 | 2,693 |
| Income before extraordinary items | $943,000 | 4,336 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $943,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $943,000 | 4,281 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 5,297 |
| Total interest expense | $419,000 | 6,493 |
| Net interest income | $1,900,000 | 4,762 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $127,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,000 | 6,178 |
| Total noninterest expense | $995,000 | 6,081 |
| Salaries and employee benefits | $603,000 | 5,725 |
| Premises and equipment expense | $109,000 | 6,513 |
| Additional noninterest expense | $283,000 | 6,173 |
| Pre-tax net operating income | $1,002,000 | 3,698 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $379,000 | 2,693 |
| Income before extraordinary items | $623,000 | 4,321 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $623,000 | 4,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $623,000 | 4,261 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,399 |
| Total interest expense | $190,000 | 6,677 |
| Net interest income | $927,000 | 4,867 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $489,000 | 6,194 |
| Salaries and employee benefits | $294,000 | 5,838 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $140,000 | 6,238 |
| Pre-tax net operating income | $493,000 | 3,714 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $186,000 | 2,728 |
| Income before extraordinary items | $307,000 | 4,305 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $307,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $201,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $307,000 | 4,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 5,300 |
| Total interest expense | $747,000 | 6,430 |
| Net interest income | $3,604,000 | 4,820 |
| Provision for loan and lease losses | $85,000 | 5,258 |
| Total noninterest income | $449,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $144,000 | 5,867 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $305,000 | 4,234 |
| Total noninterest expense | $2,191,000 | 5,714 |
| Salaries and employee benefits | $1,357,000 | 5,290 |
| Premises and equipment expense | $243,000 | 6,265 |
| Additional noninterest expense | $591,000 | 6,025 |
| Pre-tax net operating income | $1,777,000 | 3,819 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $679,000 | 2,816 |
| Income before extraordinary items | $1,113,000 | 4,402 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,113,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,445 |
| Cash dividends | $1,051,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,103,400 | 4,358 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 5,285 |
| Total interest expense | $556,000 | 6,432 |
| Net interest income | $2,685,000 | 4,817 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $371,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $109,000 | 5,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $262,000 | 3,982 |
| Total noninterest expense | $1,528,000 | 5,896 |
| Salaries and employee benefits | $912,000 | 5,625 |
| Premises and equipment expense | $179,000 | 6,296 |
| Additional noninterest expense | $437,000 | 6,026 |
| Pre-tax net operating income | $1,458,000 | 3,634 |
| Securities gains (losses) | $15,000 | 2,477 |
| Applicable income taxes | $557,000 | 2,709 |
| Income before extraordinary items | $916,000 | 4,222 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $916,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,358 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $906,400 | 4,176 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,332 |
| Total interest expense | $373,000 | 6,450 |
| Net interest income | $1,767,000 | 4,861 |
| Provision for loan and lease losses | $55,000 | 4,589 |
| Total noninterest income | $318,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,018,000 | 5,938 |
| Salaries and employee benefits | $618,000 | 5,604 |
| Premises and equipment expense | $114,000 | 6,459 |
| Additional noninterest expense | $286,000 | 6,123 |
| Pre-tax net operating income | $1,012,000 | 3,504 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $387,000 | 2,620 |
| Income before extraordinary items | $640,000 | 4,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $640,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,646 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $630,400 | 4,026 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 5,404 |
| Total interest expense | $192,000 | 6,442 |
| Net interest income | $861,000 | 4,951 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $81,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $503,000 | 6,029 |
| Salaries and employee benefits | $303,000 | 5,709 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $148,000 | 6,044 |
| Pre-tax net operating income | $424,000 | 3,944 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $162,000 | 2,950 |
| Income before extraordinary items | $277,000 | 4,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $277,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,400 | 4,447 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 5,123 |
| Total interest expense | $994,000 | 6,144 |
| Net interest income | $3,680,000 | 4,630 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $244,000 | 6,992 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $173,000 | 5,573 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $2,187,000 | 5,700 |
| Salaries and employee benefits | $1,305,000 | 5,342 |
| Premises and equipment expense | $245,000 | 6,235 |
| Additional noninterest expense | $637,000 | 5,791 |
| Pre-tax net operating income | $1,627,000 | 3,910 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $613,000 | 3,021 |
| Income before extraordinary items | $1,014,000 | 4,609 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,014,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,736 |
| Cash dividends | $570,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,014,000 | 4,435 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 5,096 |
| Total interest expense | $781,000 | 6,139 |
| Net interest income | $2,817,000 | 4,582 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $202,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $135,000 | 5,524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $1,575,000 | 5,815 |
| Salaries and employee benefits | $883,000 | 5,670 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $513,000 | 5,547 |
| Pre-tax net operating income | $1,334,000 | 3,790 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $502,000 | 3,023 |
| Income before extraordinary items | $832,000 | 4,486 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $832,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $270,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $832,000 | 4,321 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 5,127 |
| Total interest expense | $558,000 | 6,059 |
| Net interest income | $1,847,000 | 4,635 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $137,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $86,000 | 5,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $1,048,000 | 5,835 |
| Salaries and employee benefits | $587,000 | 5,685 |
| Premises and equipment expense | $118,000 | 6,318 |
| Additional noninterest expense | $343,000 | 5,533 |
| Pre-tax net operating income | $826,000 | 3,966 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $307,000 | 3,206 |
| Income before extraordinary items | $519,000 | 4,698 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $519,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $270,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $519,000 | 4,494 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,303 |
| Total interest expense | $295,000 | 5,981 |
| Net interest income | $849,000 | 4,874 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $511,000 | 5,934 |
| Salaries and employee benefits | $287,000 | 5,768 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $166,000 | 5,612 |
| Pre-tax net operating income | $388,000 | 4,107 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $140,000 | 3,347 |
| Income before extraordinary items | $248,000 | 4,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $248,000 | 4,545 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 5,447 |
| Total interest expense | $1,346,000 | 6,069 |
| Net interest income | $3,275,000 | 4,985 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $268,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $181,000 | 5,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $2,004,000 | 5,863 |
| Salaries and employee benefits | $1,169,000 | 5,575 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $578,000 | 6,064 |
| Pre-tax net operating income | $1,319,000 | 4,449 |
| Securities gains (losses) | $24,000 | 3,010 |
| Applicable income taxes | $494,000 | 3,470 |
| Income before extraordinary items | $849,000 | 5,045 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $849,000 | 5,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $350,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $833,640 | 4,959 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 5,670 |
| Total interest expense | $1,762,000 | 6,487 |
| Net interest income | $3,155,000 | 4,887 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $274,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $189,000 | 5,296 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,950,000 | 5,836 |
| Salaries and employee benefits | $1,096,000 | 5,659 |
| Premises and equipment expense | $264,000 | 5,917 |
| Additional noninterest expense | $590,000 | 5,899 |
| Pre-tax net operating income | $1,379,000 | 4,077 |
| Securities gains (losses) | $61,000 | 2,176 |
| Applicable income taxes | $528,000 | 3,232 |
| Income before extraordinary items | $912,000 | 4,526 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $912,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $410,000 | 3,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $872,960 | 4,543 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 5,896 |
| Total interest expense | $1,769,000 | 6,661 |
| Net interest income | $3,022,000 | 5,133 |
| Provision for loan and lease losses | $739,000 | 1,358 |
| Total noninterest income | $264,000 | 6,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $1,879,000 | 5,903 |
| Salaries and employee benefits | $963,000 | 6,071 |
| Premises and equipment expense | $262,000 | 5,881 |
| Additional noninterest expense | $654,000 | 5,443 |
| Pre-tax net operating income | $668,000 | 6,345 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $277,000 | 4,753 |
| Income before extraordinary items | $391,000 | 6,910 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $391,000 | 6,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 971 |
| Cash dividends | $652,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $391,000 | 6,914 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 5,962 |
| Total interest expense | $1,738,000 | 6,482 |
| Net interest income | $2,731,000 | 5,501 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $265,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $1,859,000 | 5,967 |
| Salaries and employee benefits | $977,000 | 5,977 |
| Premises and equipment expense | $244,000 | 6,130 |
| Additional noninterest expense | $638,000 | 5,590 |
| Pre-tax net operating income | $1,118,000 | 4,983 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $425,000 | 4,001 |
| Income before extraordinary items | $693,000 | 5,489 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $693,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $650,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $693,000 | 5,455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 6,236 |
| Total interest expense | $1,726,000 | 6,714 |
| Net interest income | $2,557,000 | 5,755 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $279,000 | 6,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $1,749,000 | 6,129 |
| Salaries and employee benefits | $916,000 | 6,134 |
| Premises and equipment expense | $254,000 | 5,912 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $1,083,000 | 5,182 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $402,000 | 4,401 |
| Income before extraordinary items | $681,000 | 5,691 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $681,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $631,000 | 3,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $681,000 | 5,586 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 6,333 |
| Total interest expense | $1,625,000 | 7,061 |
| Net interest income | $2,748,000 | 5,672 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $272,000 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,716,000 | 6,249 |
| Salaries and employee benefits | $903,000 | 6,269 |
| Premises and equipment expense | $239,000 | 6,223 |
| Additional noninterest expense | $574,000 | 5,966 |
| Pre-tax net operating income | $1,214,000 | 5,209 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $446,000 | 4,561 |
| Income before extraordinary items | $764,000 | 5,609 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $764,000 | 5,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $734,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $766,560 | 5,548 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 6,628 |
| Total interest expense | $1,658,000 | 7,197 |
| Net interest income | $2,591,000 | 6,053 |
| Provision for loan and lease losses | $79,000 | 5,643 |
| Total noninterest income | $286,000 | 7,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $1,667,000 | 6,679 |
| Salaries and employee benefits | $859,000 | 6,660 |
| Premises and equipment expense | $227,000 | 6,573 |
| Additional noninterest expense | $581,000 | 6,474 |
| Pre-tax net operating income | $1,131,000 | 5,313 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $437,000 | 4,603 |
| Income before extraordinary items | $703,000 | 5,750 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $703,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $768,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $697,240 | 5,712 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 6,788 |
| Total interest expense | $1,603,000 | 7,408 |
| Net interest income | $2,605,000 | 6,119 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $315,000 | 6,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,630,000 | 6,901 |
| Salaries and employee benefits | $810,000 | 7,053 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $1,290,000 | 4,996 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $493,000 | 4,238 |
| Income before extraordinary items | $794,000 | 5,479 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $794,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $904,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $795,920 | 5,447 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 7,023 |
| Total interest expense | $1,257,000 | 7,698 |
| Net interest income | $2,473,000 | 6,530 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $404,000 | 6,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $1,799,000 | 6,689 |
| Salaries and employee benefits | $924,000 | 6,492 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $694,000 | 6,367 |
| Pre-tax net operating income | $1,078,000 | 5,651 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $281,000 | 6,110 |
| Income before extraordinary items | $797,000 | 5,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $797,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $903,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $797,000 | 5,442 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 7,239 |
| Total interest expense | $1,368,000 | 7,644 |
| Net interest income | $2,347,000 | 6,827 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $393,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $1,794,000 | 6,907 |
| Salaries and employee benefits | $907,000 | 6,671 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $706,000 | 6,517 |
| Pre-tax net operating income | $946,000 | 6,134 |
| Securities gains (losses) | $505,000 | 890 |
| Applicable income taxes | $511,000 | 4,105 |
| Income before extraordinary items | $940,000 | 4,926 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $940,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $820,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $611,750 | 6,444 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 7,652 |
| Total interest expense | $1,686,000 | 7,930 |
| Net interest income | $2,204,000 | 7,235 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $431,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,690 |
| Total noninterest expense | $1,763,000 | 7,068 |
| Salaries and employee benefits | $927,000 | 6,469 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $653,000 | 7,085 |
| Pre-tax net operating income | $872,000 | 6,237 |
| Securities gains (losses) | $132,000 | 2,579 |
| Applicable income taxes | $298,000 | 5,950 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $842,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $613,600 | 6,115 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.