Home > First Bank of Alabama > Income and Expense

First Bank of Alabama, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,220,000888
Total interest expense$17,786,000857
Net interest income$34,434,000927
Provision for loan and lease losses$2,343,000512
Total noninterest income$8,638,000825
Gross Fiduciary activities income$12,000853
Service charges on deposit accounts$1,370,000787
Trading account gains and feesNANA
Additional Noninterest Income$7,256,000689
Total noninterest expense$24,774,0001,020
Salaries and employee benefits$11,309,0001,227
Premises and equipment expense$3,003,000864
Additional noninterest expense$7,256,000689
Pre-tax net operating income$15,955,000813
Securities gains (losses)$-152,0003,891
Applicable income taxes$2,064,000970
Income before extraordinary items$13,739,000789
Extraordinary gains, net$054
Net income$13,739,000801
Minority interest net income$088
Net income of bank and minority interests.$13,739,000792
Net charge-offs$674,000646
Cash dividends$3,949,000976
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,871,240791
2023-09-30 (YTD Data)Rank
Total interest income$38,352,000886
Total interest expense$12,369,000851
Net interest income$25,983,000923
Provision for loan and lease losses$308,0001,321
Total noninterest income$6,505,000826
Gross Fiduciary activities income$7,000844
Service charges on deposit accounts$1,122,000736
Trading account gains and feesNANA
Additional Noninterest Income$5,376,000707
Total noninterest expense$18,513,0001,023
Salaries and employee benefits$8,550,0001,214
Premises and equipment expense$2,145,000922
Additional noninterest expense$5,376,000707
Pre-tax net operating income$13,667,000763
Securities gains (losses)$-152,0004,119
Applicable income taxes$417,0001,877
Income before extraordinary items$13,098,000661
Extraordinary gains, net$052
Net income$13,098,000665
Minority interest net income$081
Net income of bank and minority interests.$13,098,000661
Net charge-offs$223,000855
Cash dividends$2,925,000903
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,245,440664
2023-06-30 (YTD Data)Rank
Total interest income$24,877,000884
Total interest expense$7,343,000851
Net interest income$17,534,000923
Provision for loan and lease losses$188,0001,382
Total noninterest income$4,709,000764
Gross Fiduciary activities income$6,000826
Service charges on deposit accounts$749,000728
Trading account gains and feesNANA
Additional Noninterest Income$3,954,000626
Total noninterest expense$12,341,0001,014
Salaries and employee benefits$5,749,0001,202
Premises and equipment expense$1,385,000930
Additional noninterest expense$3,954,000626
Pre-tax net operating income$9,714,000709
Securities gains (losses)$0938
Applicable income taxes$114,0002,480
Income before extraordinary items$9,600,000615
Extraordinary gains, net$051
Net income$9,600,000626
Minority interest net income$081
Net income of bank and minority interests.$9,600,000615
Net charge-offs$122,000851
Cash dividends$1,950,000907
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,600,000624
2023-03-31 (YTD Data)Rank
Total interest income$11,851,000918
Total interest expense$3,018,000888
Net interest income$8,833,000926
Provision for loan and lease losses$169,000973
Total noninterest income$2,859,000671
Gross Fiduciary activities income$6,000819
Service charges on deposit accounts$371,000741
Trading account gains and feesNANA
Additional Noninterest Income$2,482,000530
Total noninterest expense$6,330,0001,010
Salaries and employee benefits$2,978,0001,182
Premises and equipment expense$645,0001,003
Additional noninterest expense$2,482,000530
Pre-tax net operating income$5,193,000698
Securities gains (losses)$0950
Applicable income taxes$1,092,000638
Income before extraordinary items$4,101,000723
Extraordinary gains, net$04
Net income$4,101,000722
Minority interest net income$048
Net income of bank and minority interests.$4,101,000722
Net charge-offs$50,000804
Cash dividends$975,000850
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,101,000737
2022-12-31 (YTD Data)Rank
Total interest income$38,202,000929
Total interest expense$4,733,000822
Net interest income$33,469,000931
Provision for loan and lease losses$1,422,000654
Total noninterest income$4,759,0001,237
Gross Fiduciary activities income$68,000778
Service charges on deposit accounts$1,287,000833
Trading account gains and feesNANA
Additional Noninterest Income$3,404,0001,166
Total noninterest expense$20,988,0001,145
Salaries and employee benefits$9,726,0001,345
Premises and equipment expense$2,553,000993
Additional noninterest expense$3,404,0001,166
Pre-tax net operating income$15,818,000905
Securities gains (losses)$-707,0004,392
Applicable income taxes$3,117,000814
Income before extraordinary items$11,994,000967
Extraordinary gains, net$05
Net income$11,994,000968
Minority interest net income$063
Net income of bank and minority interests.$11,994,000968
Net charge-offs$872,000455
Cash dividends$7,508,000573
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,552,530959
2022-09-30 (YTD Data)Rank
Total interest income$27,322,000932
Total interest expense$2,787,000776
Net interest income$24,535,000938
Provision for loan and lease losses$1,405,000494
Total noninterest income$3,664,0001,236
Gross Fiduciary activities income$39,000789
Service charges on deposit accounts$922,000873
Trading account gains and feesNANA
Additional Noninterest Income$2,703,0001,145
Total noninterest expense$15,078,0001,184
Salaries and employee benefits$7,157,0001,355
Premises and equipment expense$1,833,0001,012
Additional noninterest expense$2,703,0001,145
Pre-tax net operating income$11,716,000911
Securities gains (losses)$-83,0004,185
Applicable income taxes$2,385,000804
Income before extraordinary items$9,248,000951
Extraordinary gains, net$04
Net income$9,248,000950
Minority interest net income$057
Net income of bank and minority interests.$9,248,000951
Net charge-offs$75,0001,047
Cash dividends$6,581,000475
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,313,570963
2022-06-30 (YTD Data)Rank
Total interest income$17,457,000934
Total interest expense$1,573,000735
Net interest income$15,884,000940
Provision for loan and lease losses$839,000485
Total noninterest income$2,472,0001,216
Gross Fiduciary activities income$39,000738
Service charges on deposit accounts$597,000885
Trading account gains and feesNANA
Additional Noninterest Income$1,836,0001,156
Total noninterest expense$9,812,0001,196
Salaries and employee benefits$4,802,0001,348
Premises and equipment expense$1,205,0001,022
Additional noninterest expense$3,805,000967
Pre-tax net operating income$7,705,000866
Securities gains (losses)$0687
Applicable income taxes$1,605,000762
Income before extraordinary items$6,100,000894
Extraordinary gains, net$04
Net income$6,100,000894
Minority interest net income$060
Net income of bank and minority interests.$6,100,000894
Net charge-offs$-149,0004,482
Cash dividends$4,875,000444
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,100,000908
2022-03-31 (YTD Data)Rank
Total interest income$8,544,000930
Total interest expense$731,000746
Net interest income$7,813,000930
Provision for loan and lease losses$268,000544
Total noninterest income$1,291,0001,180
Gross Fiduciary activities income$39,000686
Service charges on deposit accounts$295,000887
Trading account gains and feesNANA
Additional Noninterest Income$957,0001,110
Total noninterest expense$4,817,0001,203
Salaries and employee benefits$2,408,0001,348
Premises and equipment expense$594,0001,048
Additional noninterest expense$1,815,000995
Pre-tax net operating income$4,019,000822
Securities gains (losses)$0623
Applicable income taxes$800,000743
Income before extraordinary items$3,219,000834
Extraordinary gains, net$04
Net income$3,219,000833
Minority interest net income$050
Net income of bank and minority interests.$3,219,000834
Net charge-offs$-48,0004,389
Cash dividends$2,438,000414
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,219,000841
2021-12-31 (YTD Data)Rank
Total interest income$31,541,0001,008
Total interest expense$3,295,000832
Net interest income$28,246,0001,028
Provision for loan and lease losses$966,000616
Total noninterest income$5,185,0001,281
Gross Fiduciary activities income$12,000860
Service charges on deposit accounts$1,219,000822
Trading account gains and feesNANA
Additional Noninterest Income$3,954,0001,259
Total noninterest expense$18,094,0001,255
Salaries and employee benefits$8,707,0001,457
Premises and equipment expense$2,313,0001,059
Additional noninterest expense$7,074,0001,026
Pre-tax net operating income$14,371,000967
Securities gains (losses)$426,000403
Applicable income taxes$3,247,000812
Income before extraordinary items$11,550,0001,025
Extraordinary gains, net$010
Net income$11,550,0001,026
Minority interest net income$074
Net income of bank and minority interests.$11,550,0001,026
Net charge-offs$107,0001,314
Cash dividends$6,094,000675
Sale, conversion, retirement of capital stock, net$8,800,00077
Net operating income$11,213,4601,036
2021-09-30 (YTD Data)Rank
Total interest income$23,307,0001,046
Total interest expense$2,505,000872
Net interest income$20,802,0001,059
Provision for loan and lease losses$688,000625
Total noninterest income$4,033,0001,278
Gross Fiduciary activities income$12,000838
Service charges on deposit accounts$863,000864
Trading account gains and feesNANA
Additional Noninterest Income$3,158,0001,245
Total noninterest expense$13,004,0001,303
Salaries and employee benefits$6,327,0001,497
Premises and equipment expense$1,699,0001,094
Additional noninterest expense$4,978,0001,058
Pre-tax net operating income$11,143,000976
Securities gains (losses)$426,000369
Applicable income taxes$2,589,000813
Income before extraordinary items$8,980,0001,039
Extraordinary gains, net$08
Net income$8,980,0001,040
Minority interest net income$069
Net income of bank and minority interests.$8,980,0001,040
Net charge-offs$128,000981
Cash dividends$3,656,000740
Sale, conversion, retirement of capital stock, net$8,800,00066
Net operating income$8,643,4601,052
2021-06-30 (YTD Data)Rank
Total interest income$15,342,0001,043
Total interest expense$1,676,000894
Net interest income$13,666,0001,057
Provision for loan and lease losses$450,000658
Total noninterest income$3,073,0001,163
Gross Fiduciary activities income$12,000805
Service charges on deposit accounts$584,000819
Trading account gains and feesNANA
Additional Noninterest Income$2,477,0001,113
Total noninterest expense$8,355,0001,336
Salaries and employee benefits$4,046,0001,549
Premises and equipment expense$1,096,0001,117
Additional noninterest expense$3,213,0001,079
Pre-tax net operating income$7,934,000924
Securities gains (losses)$109,000642
Applicable income taxes$1,508,000892
Income before extraordinary items$6,535,000958
Extraordinary gains, net$06
Net income$6,535,000958
Minority interest net income$067
Net income of bank and minority interests.$6,535,000958
Net charge-offs$147,000755
Cash dividends$2,438,000735
Sale, conversion, retirement of capital stock, net$8,800,00042
Net operating income$6,446,710948
2021-03-31 (YTD Data)Rank
Total interest income$7,347,0001,077
Total interest expense$822,000963
Net interest income$6,525,0001,096
Provision for loan and lease losses$225,000730
Total noninterest income$1,166,0001,394
Gross Fiduciary activities income$12,000773
Service charges on deposit accounts$258,000891
Trading account gains and feesNANA
Additional Noninterest Income$896,0001,370
Total noninterest expense$3,828,0001,421
Salaries and employee benefits$1,938,0001,587
Premises and equipment expense$506,0001,208
Additional noninterest expense$1,384,0001,181
Pre-tax net operating income$3,638,000990
Securities gains (losses)$109,000459
Applicable income taxes$740,000884
Income before extraordinary items$3,007,0001,023
Extraordinary gains, net$03
Net income$3,007,0001,023
Minority interest net income$055
Net income of bank and minority interests.$3,007,0001,023
Net charge-offs$184,000452
Cash dividends$1,219,000645
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,919,8001,016
2020-12-31 (YTD Data)Rank
Total interest income$28,123,0001,127
Total interest expense$3,974,0001,170
Net interest income$24,149,0001,104
Provision for loan and lease losses$2,905,000821
Total noninterest income$3,068,0001,708
Gross Fiduciary activities income$12,000878
Service charges on deposit accounts$1,041,000913
Trading account gains and feesNANA
Additional Noninterest Income$2,015,0001,778
Total noninterest expense$14,269,0001,458
Salaries and employee benefits$7,371,0001,608
Premises and equipment expense$1,990,0001,186
Additional noninterest expense$4,908,0001,305
Pre-tax net operating income$10,043,0001,060
Securities gains (losses)$712,000480
Applicable income taxes$2,190,000884
Income before extraordinary items$8,565,0001,091
Extraordinary gains, net$04
Net income$8,565,0001,091
Minority interest net income$072
Net income of bank and minority interests.$8,565,0001,091
Net charge-offs$1,383,000534
Cash dividends$6,021,000650
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,995,4001,112
2020-09-30 (YTD Data)Rank
Total interest income$20,987,0001,128
Total interest expense$3,048,0001,218
Net interest income$17,939,0001,099
Provision for loan and lease losses$2,185,000841
Total noninterest income$2,277,0001,668
Gross Fiduciary activities income$12,000840
Service charges on deposit accounts$761,000931
Trading account gains and feesNANA
Additional Noninterest Income$1,504,0001,736
Total noninterest expense$10,670,0001,451
Salaries and employee benefits$5,519,0001,602
Premises and equipment expense$1,457,0001,209
Additional noninterest expense$3,694,0001,273
Pre-tax net operating income$7,361,0001,039
Securities gains (losses)$288,000733
Applicable income taxes$1,680,000834
Income before extraordinary items$5,969,0001,113
Extraordinary gains, net$04
Net income$5,969,0001,113
Minority interest net income$065
Net income of bank and minority interests.$5,969,0001,113
Net charge-offs$1,464,000396
Cash dividends$2,267,0001,003
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,741,4801,106
2020-06-30 (YTD Data)Rank
Total interest income$13,509,0001,171
Total interest expense$2,088,0001,274
Net interest income$11,421,0001,137
Provision for loan and lease losses$1,385,000896
Total noninterest income$1,503,0001,623
Gross Fiduciary activities income$12,000819
Service charges on deposit accounts$512,000934
Trading account gains and feesNANA
Additional Noninterest Income$979,0001,690
Total noninterest expense$7,086,0001,444
Salaries and employee benefits$3,659,0001,608
Premises and equipment expense$944,0001,234
Additional noninterest expense$2,483,0001,255
Pre-tax net operating income$4,453,0001,060
Securities gains (losses)$288,000564
Applicable income taxes$1,020,000820
Income before extraordinary items$3,721,0001,092
Extraordinary gains, net$04
Net income$3,721,0001,092
Minority interest net income$065
Net income of bank and minority interests.$3,721,0001,092
Net charge-offs$1,490,000310
Cash dividends$1,511,000981
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,493,4801,127
2020-03-31 (YTD Data)Rank
Total interest income$6,651,0001,192
Total interest expense$1,064,0001,368
Net interest income$5,587,0001,141
Provision for loan and lease losses$725,000729
Total noninterest income$728,0001,556
Gross Fiduciary activities income$12,000784
Service charges on deposit accounts$297,000953
Trading account gains and feesNANA
Additional Noninterest Income$419,0001,682
Total noninterest expense$3,591,0001,445
Salaries and employee benefits$1,834,0001,612
Premises and equipment expense$468,0001,256
Additional noninterest expense$1,289,0001,233
Pre-tax net operating income$1,999,0001,038
Securities gains (losses)$218,000351
Applicable income taxes$510,000731
Income before extraordinary items$1,707,0001,066
Extraordinary gains, net$04
Net income$1,707,0001,064
Minority interest net income$056
Net income of bank and minority interests.$1,707,0001,066
Net charge-offs$282,000511
Cash dividends$756,000989
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,534,7801,148
2019-12-31 (YTD Data)Rank
Total interest income$25,834,0001,222
Total interest expense$3,749,0001,548
Net interest income$22,085,0001,151
Provision for loan and lease losses$1,150,000823
Total noninterest income$2,878,0001,613
Gross Fiduciary activities income$16,000890
Service charges on deposit accounts$1,182,000993
Trading account gains and feesNANA
Additional Noninterest Income$1,680,0001,700
Total noninterest expense$13,357,0001,494
Salaries and employee benefits$6,646,0001,702
Premises and equipment expense$1,800,0001,272
Additional noninterest expense$4,911,0001,270
Pre-tax net operating income$10,456,0001,024
Securities gains (losses)$132,000785
Applicable income taxes$2,045,000884
Income before extraordinary items$8,543,0001,061
Extraordinary gains, net$011
Net income$8,543,0001,062
Minority interest net income$076
Net income of bank and minority interests.$8,543,0001,062
Net charge-offs$818,000747
Cash dividends$2,922,0001,216
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,436,0801,050
2019-09-30 (YTD Data)Rank
Total interest income$19,248,0001,240
Total interest expense$2,736,0001,593
Net interest income$16,512,0001,166
Provision for loan and lease losses$775,000839
Total noninterest income$2,078,0001,637
Gross Fiduciary activities income$16,000851
Service charges on deposit accounts$869,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$1,193,0001,738
Total noninterest expense$9,866,0001,524
Salaries and employee benefits$4,874,0001,739
Premises and equipment expense$1,328,0001,302
Additional noninterest expense$3,664,0001,274
Pre-tax net operating income$7,949,0001,027
Securities gains (losses)$132,000668
Applicable income taxes$1,550,000923
Income before extraordinary items$6,531,0001,074
Extraordinary gains, net$011
Net income$6,531,0001,075
Minority interest net income$072
Net income of bank and minority interests.$6,531,0001,075
Net charge-offs$359,000925
Cash dividends$2,166,0001,126
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,424,0801,059
2019-06-30 (YTD Data)Rank
Total interest income$12,661,0001,254
Total interest expense$1,748,0001,611
Net interest income$10,913,0001,180
Provision for loan and lease losses$550,000798
Total noninterest income$1,314,0001,657
Gross Fiduciary activities income$16,000824
Service charges on deposit accounts$554,0001,045
Trading account gains and feesNANA
Additional Noninterest Income$744,0001,787
Total noninterest expense$6,526,0001,538
Salaries and employee benefits$3,234,0001,746
Premises and equipment expense$882,0001,310
Additional noninterest expense$2,410,0001,305
Pre-tax net operating income$5,151,0001,021
Securities gains (losses)$114,000502
Applicable income taxes$1,040,000892
Income before extraordinary items$4,225,0001,063
Extraordinary gains, net$011
Net income$4,225,0001,063
Minority interest net income$069
Net income of bank and minority interests.$4,225,0001,063
Net charge-offs$396,000658
Cash dividends$1,410,0001,146
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,133,8001,066
2019-03-31 (YTD Data)Rank
Total interest income$6,277,0001,247
Total interest expense$795,0001,684
Net interest income$5,482,0001,170
Provision for loan and lease losses$225,000848
Total noninterest income$634,0001,670
Gross Fiduciary activities income$16,000776
Service charges on deposit accounts$265,0001,075
Trading account gains and feesNANA
Additional Noninterest Income$353,0001,793
Total noninterest expense$3,236,0001,556
Salaries and employee benefits$1,607,0001,765
Premises and equipment expense$469,0001,272
Additional noninterest expense$1,160,0001,332
Pre-tax net operating income$2,655,000968
Securities gains (losses)$01,087
Applicable income taxes$510,000898
Income before extraordinary items$2,145,0001,024
Extraordinary gains, net$05
Net income$2,145,0001,023
Minority interest net income$052
Net income of bank and minority interests.$2,145,0001,023
Net charge-offs$177,000666
Cash dividends$654,0001,114
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,145,0001,003
2018-12-31 (YTD Data)Rank
Total interest income$23,602,0001,251
Total interest expense$2,474,0001,659
Net interest income$21,128,0001,181
Provision for loan and lease losses$1,315,000707
Total noninterest income$2,633,0001,686
Gross Fiduciary activities income$25,000894
Service charges on deposit accounts$1,038,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$1,570,0001,745
Total noninterest expense$12,152,0001,599
Salaries and employee benefits$5,853,0001,859
Premises and equipment expense$1,653,0001,365
Additional noninterest expense$4,646,0001,326
Pre-tax net operating income$10,294,0001,010
Securities gains (losses)$-233,0005,176
Applicable income taxes$1,839,000928
Income before extraordinary items$8,222,0001,078
Extraordinary gains, net$06
Net income$8,222,0001,077
Minority interest net income$072
Net income of bank and minority interests.$8,222,0001,077
Net charge-offs$425,0001,059
Cash dividends$18,384,000276
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,413,0601,063
2018-09-30 (YTD Data)Rank
Total interest income$17,550,0001,246
Total interest expense$1,714,0001,686
Net interest income$15,836,0001,182
Provision for loan and lease losses$765,000807
Total noninterest income$1,916,0001,736
Gross Fiduciary activities income$25,000847
Service charges on deposit accounts$771,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$1,120,0001,813
Total noninterest expense$8,783,0001,650
Salaries and employee benefits$4,398,0001,848
Premises and equipment expense$1,151,0001,477
Additional noninterest expense$3,234,0001,419
Pre-tax net operating income$8,204,000978
Securities gains (losses)$-99,0005,236
Applicable income taxes$1,575,000860
Income before extraordinary items$6,530,0001,035
Extraordinary gains, net$05
Net income$6,530,0001,034
Minority interest net income$066
Net income of bank and minority interests.$6,530,0001,034
Net charge-offs$338,000921
Cash dividends$17,730,000221
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,610,1901,019
2018-06-30 (YTD Data)Rank
Total interest income$11,536,0001,240
Total interest expense$1,071,0001,689
Net interest income$10,465,0001,183
Provision for loan and lease losses$465,000868
Total noninterest income$1,291,0001,726
Gross Fiduciary activities income$25,000817
Service charges on deposit accounts$508,0001,147
Trading account gains and feesNANA
Additional Noninterest Income$758,0001,793
Total noninterest expense$5,795,0001,674
Salaries and employee benefits$2,911,0001,871
Premises and equipment expense$774,0001,478
Additional noninterest expense$2,110,0001,447
Pre-tax net operating income$5,496,000960
Securities gains (losses)$-99,0005,346
Applicable income taxes$1,117,000809
Income before extraordinary items$4,280,0001,032
Extraordinary gains, net$06
Net income$4,280,0001,031
Minority interest net income$065
Net income of bank and minority interests.$4,280,0001,031
Net charge-offs$163,0001,033
Cash dividends$16,999,000172
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,358,2101,010
2018-03-31 (YTD Data)Rank
Total interest income$5,765,0001,229
Total interest expense$520,0001,657
Net interest income$5,245,0001,180
Provision for loan and lease losses$240,000830
Total noninterest income$636,0001,733
Gross Fiduciary activities income$25,000773
Service charges on deposit accounts$250,0001,174
Trading account gains and feesNANA
Additional Noninterest Income$361,0001,817
Total noninterest expense$2,884,0001,697
Salaries and employee benefits$1,438,0001,913
Premises and equipment expense$366,0001,583
Additional noninterest expense$1,080,0001,405
Pre-tax net operating income$2,757,000930
Securities gains (losses)$0735
Applicable income taxes$658,000704
Income before extraordinary items$2,099,0001,027
Extraordinary gains, net$07
Net income$2,099,0001,026
Minority interest net income$052
Net income of bank and minority interests.$2,099,0001,027
Net charge-offs$116,000778
Cash dividends$1,267,000597
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,099,0001,017
2017-12-31 (YTD Data)Rank
Total interest income$17,908,0001,492
Total interest expense$1,701,0001,735
Net interest income$16,207,0001,442
Provision for loan and lease losses$421,0001,600
Total noninterest income$1,906,0002,094
Gross Fiduciary activities income$21,000923
Service charges on deposit accounts$882,0001,312
Trading account gains and feesNANA
Additional Noninterest Income$1,003,0002,287
Total noninterest expense$8,907,0002,098
Salaries and employee benefits$4,420,0002,304
Premises and equipment expense$1,009,0002,094
Additional noninterest expense$3,478,0001,723
Pre-tax net operating income$8,785,0001,095
Securities gains (losses)$539,000217
Applicable income taxes$2,531,0001,097
Income before extraordinary items$6,793,0001,054
Extraordinary gains, net$09
Net income$6,793,0001,054
Minority interest net income$076
Net income of bank and minority interests.$6,793,0001,054
Net charge-offs$62,0002,820
Cash dividends$4,314,000772
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,399,5301,095
2017-09-30 (YTD Data)Rank
Total interest income$12,267,0001,632
Total interest expense$1,161,0001,849
Net interest income$11,106,0001,575
Provision for loan and lease losses$331,0001,526
Total noninterest income$1,264,0002,271
Gross Fiduciary activities income$21,000888
Service charges on deposit accounts$590,0001,448
Trading account gains and feesNANA
Additional Noninterest Income$653,0002,483
Total noninterest expense$5,468,0002,451
Salaries and employee benefits$2,805,0002,605
Premises and equipment expense$624,0002,399
Additional noninterest expense$2,039,0002,089
Pre-tax net operating income$6,571,0001,120
Securities gains (losses)$02,274
Applicable income taxes$1,611,0001,064
Income before extraordinary items$4,960,0001,163
Extraordinary gains, net$09
Net income$4,960,0001,163
Minority interest net income$071
Net income of bank and minority interests.$4,960,0001,163
Net charge-offs$-4,0004,505
Cash dividends$3,047,000750
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,960,0001,149
2017-06-30 (YTD Data)Rank
Total interest income$8,111,0001,623
Total interest expense$742,0001,885
Net interest income$7,369,0001,568
Provision for loan and lease losses$241,0001,408
Total noninterest income$838,0002,294
Gross Fiduciary activities income$21,000859
Service charges on deposit accounts$396,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$421,0002,529
Total noninterest expense$3,447,0002,543
Salaries and employee benefits$1,821,0002,667
Premises and equipment expense$413,0002,420
Additional noninterest expense$1,213,0002,306
Pre-tax net operating income$4,519,0001,075
Securities gains (losses)$01,906
Applicable income taxes$1,012,0001,096
Income before extraordinary items$3,507,0001,100
Extraordinary gains, net$011
Net income$3,507,0001,100
Minority interest net income$071
Net income of bank and minority interests.$3,507,0001,100
Net charge-offs$-26,0005,089
Cash dividends$1,511,000947
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,507,0001,088
2017-03-31 (YTD Data)Rank
Total interest income$4,025,0001,617
Total interest expense$366,0001,882
Net interest income$3,659,0001,567
Provision for loan and lease losses$151,0001,111
Total noninterest income$392,0002,358
Gross Fiduciary activities income$21,000814
Service charges on deposit accounts$192,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$179,0002,717
Total noninterest expense$1,683,0002,603
Salaries and employee benefits$916,0002,695
Premises and equipment expense$208,0002,453
Additional noninterest expense$559,0002,452
Pre-tax net operating income$2,217,0001,073
Securities gains (losses)$01,153
Applicable income taxes$417,0001,210
Income before extraordinary items$1,800,0001,049
Extraordinary gains, net$08
Net income$1,800,0001,049
Minority interest net income$055
Net income of bank and minority interests.$1,800,0001,049
Net charge-offs$-22,0005,287
Cash dividends$756,000903
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,800,0001,029
2016-12-31 (YTD Data)Rank
Total interest income$15,195,0001,660
Total interest expense$1,714,0001,602
Net interest income$13,481,0001,664
Provision for loan and lease losses$330,0001,898
Total noninterest income$1,398,0002,579
Gross Fiduciary activities income$28,000934
Service charges on deposit accounts$769,0001,488
Trading account gains and fees$0170
Additional Noninterest Income$601,0003,015
Total noninterest expense$8,252,0002,232
Salaries and employee benefits$3,583,0002,710
Premises and equipment expense$851,0002,390
Additional noninterest expense$3,818,0001,592
Pre-tax net operating income$6,297,0001,346
Securities gains (losses)$1,153,000199
Applicable income taxes$1,392,0001,332
Income before extraordinary items$6,058,0001,190
Extraordinary gains, net$05
Net income$6,058,0001,189
Minority interest net income$082
Net income of bank and minority interests.$6,058,0001,189
Net charge-offs$290,0001,558
Cash dividends$2,876,0001,064
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,124,0701,327
2016-09-30 (YTD Data)Rank
Total interest income$11,369,0001,665
Total interest expense$1,339,0001,554
Net interest income$10,030,0001,681
Provision for loan and lease losses$150,0002,338
Total noninterest income$1,136,0002,480
Gross Fiduciary activities income$28,000900
Service charges on deposit accounts$574,0001,491
Trading account gains and fees$0169
Additional Noninterest Income$534,0002,812
Total noninterest expense$6,344,0002,191
Salaries and employee benefits$2,654,0002,730
Premises and equipment expense$618,0002,450
Additional noninterest expense$3,072,0001,508
Pre-tax net operating income$4,672,0001,381
Securities gains (losses)$1,153,000170
Applicable income taxes$1,011,0001,402
Income before extraordinary items$4,814,0001,144
Extraordinary gains, net$05
Net income$4,814,0001,143
Minority interest net income$071
Net income of bank and minority interests.$4,814,0001,144
Net charge-offs$257,0001,269
Cash dividends$2,145,000969
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,857,0101,334
2016-06-30 (YTD Data)Rank
Total interest income$7,583,0001,666
Total interest expense$967,0001,455
Net interest income$6,616,0001,706
Provision for loan and lease losses$60,0002,701
Total noninterest income$754,0002,464
Gross Fiduciary activities income$28,000869
Service charges on deposit accounts$369,0001,526
Trading account gains and fees$0157
Additional Noninterest Income$357,0002,804
Total noninterest expense$4,573,0002,070
Salaries and employee benefits$1,723,0002,803
Premises and equipment expense$411,0002,465
Additional noninterest expense$2,439,0001,300
Pre-tax net operating income$2,737,0001,517
Securities gains (losses)$1,153,000122
Applicable income taxes$660,0001,413
Income before extraordinary items$3,230,0001,133
Extraordinary gains, net$016
Net income$3,230,0001,133
Minority interest net income$071
Net income of bank and minority interests.$3,230,0001,133
Net charge-offs$152,0001,310
Cash dividends$1,414,0001,013
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,273,0101,467
2016-03-31 (YTD Data)Rank
Total interest income$3,721,0001,713
Total interest expense$594,0001,198
Net interest income$3,127,0001,795
Provision for loan and lease losses$03,656
Total noninterest income$382,0002,419
Gross Fiduciary activities income$28,000807
Service charges on deposit accounts$188,0001,497
Trading account gains and fees$0142
Additional Noninterest Income$166,0002,855
Total noninterest expense$2,830,0001,713
Salaries and employee benefits$858,0002,811
Premises and equipment expense$212,0002,446
Additional noninterest expense$1,760,000924
Pre-tax net operating income$679,0002,534
Securities gains (losses)$1,153,00063
Applicable income taxes$318,0001,418
Income before extraordinary items$1,514,0001,173
Extraordinary gains, net$012
Net income$1,514,0001,174
Minority interest net income$062
Net income of bank and minority interests.$1,514,0001,174
Net charge-offs$-7,0005,019
Cash dividends$682,000981
Sale, conversion, retirement of capital stock, net$0659
Net operating income$557,0102,527
2015-12-31 (YTD Data)Rank
Total interest income$15,298,0001,627
Total interest expense$2,648,0001,062
Net interest income$12,650,0001,733
Provision for loan and lease losses$223,0002,228
Total noninterest income$1,649,0002,366
Gross Fiduciary activities income$29,000950
Service charges on deposit accounts$852,0001,401
Trading account gains and fees$0159
Additional Noninterest Income$768,0002,707
Total noninterest expense$7,293,0002,485
Salaries and employee benefits$3,472,0002,753
Premises and equipment expense$1,435,0001,593
Additional noninterest expense$2,386,0002,433
Pre-tax net operating income$6,783,0001,233
Securities gains (losses)$138,000953
Applicable income taxes$1,286,0001,359
Income before extraordinary items$5,635,0001,236
Extraordinary gains, net$023
Net income$5,635,0001,236
Minority interest net income$081
Net income of bank and minority interests.$5,635,0001,236
Net charge-offs$164,0002,175
Cash dividends$2,730,0001,061
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,523,2201,232
2015-09-30 (YTD Data)Rank
Total interest income$11,530,0001,627
Total interest expense$2,016,0001,056
Net interest income$9,514,0001,738
Provision for loan and lease losses$223,0001,863
Total noninterest income$1,216,0002,402
Gross Fiduciary activities income$29,000916
Service charges on deposit accounts$623,0001,441
Trading account gains and fees$0153
Additional Noninterest Income$564,0002,756
Total noninterest expense$5,391,0002,528
Salaries and employee benefits$2,526,0002,826
Premises and equipment expense$1,058,0001,635
Additional noninterest expense$1,807,0002,404
Pre-tax net operating income$5,116,0001,257
Securities gains (losses)$138,000826
Applicable income taxes$849,0001,526
Income before extraordinary items$4,405,0001,204
Extraordinary gains, net$021
Net income$4,405,0001,203
Minority interest net income$078
Net income of bank and minority interests.$4,405,0001,204
Net charge-offs$161,0001,726
Cash dividends$2,048,000957
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,289,0801,198
2015-06-30 (YTD Data)Rank
Total interest income$7,623,0001,643
Total interest expense$1,342,0001,064
Net interest income$6,281,0001,761
Provision for loan and lease losses$162,0001,706
Total noninterest income$747,0002,521
Gross Fiduciary activities income$29,000891
Service charges on deposit accounts$395,0001,486
Trading account gains and fees$0157
Additional Noninterest Income$323,0002,973
Total noninterest expense$3,639,0002,507
Salaries and employee benefits$1,679,0002,844
Premises and equipment expense$713,0001,638
Additional noninterest expense$1,247,0002,357
Pre-tax net operating income$3,227,0001,294
Securities gains (losses)$138,000677
Applicable income taxes$517,0001,586
Income before extraordinary items$2,848,0001,226
Extraordinary gains, net$022
Net income$2,848,0001,228
Minority interest net income$075
Net income of bank and minority interests.$2,848,0001,227
Net charge-offs$119,0001,572
Cash dividends$1,365,000965
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,730,7001,235
2015-03-31 (YTD Data)Rank
Total interest income$3,727,0001,682
Total interest expense$674,0001,067
Net interest income$3,053,0001,810
Provision for loan and lease losses$50,0002,062
Total noninterest income$397,0002,406
Gross Fiduciary activities income$29,000828
Service charges on deposit accounts$190,0001,503
Trading account gains and fees$0152
Additional Noninterest Income$178,0002,786
Total noninterest expense$1,859,0002,469
Salaries and employee benefits$847,0002,849
Premises and equipment expense$365,0001,613
Additional noninterest expense$647,0002,263
Pre-tax net operating income$1,541,0001,300
Securities gains (losses)$02,027
Applicable income taxes$219,0001,733
Income before extraordinary items$1,322,0001,268
Extraordinary gains, net$013
Net income$1,322,0001,269
Minority interest net income$064
Net income of bank and minority interests.$1,322,0001,270
Net charge-offs$-65,0006,021
Cash dividends$683,000884
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,322,0001,226
2014-12-31 (YTD Data)Rank
Total interest income$14,405,0001,738
Total interest expense$2,821,0001,056
Net interest income$11,584,0001,883
Provision for loan and lease losses$689,0001,154
Total noninterest income$1,575,0002,436
Gross Fiduciary activities income$54,000922
Service charges on deposit accounts$878,0001,458
Trading account gains and fees$0180
Additional Noninterest Income$643,0002,947
Total noninterest expense$7,184,0002,564
Salaries and employee benefits$3,191,0002,965
Premises and equipment expense$1,437,0001,630
Additional noninterest expense$2,556,0002,372
Pre-tax net operating income$5,286,0001,448
Securities gains (losses)$92,0001,318
Applicable income taxes$836,0001,725
Income before extraordinary items$4,542,0001,424
Extraordinary gains, net$017
Net income$4,542,0001,422
Minority interest net income$084
Net income of bank and minority interests.$4,542,0001,423
Net charge-offs$1,636,000611
Cash dividends$2,130,0001,210
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,464,7201,418
2014-09-30 (YTD Data)Rank
Total interest income$10,766,0001,757
Total interest expense$2,116,0001,070
Net interest income$8,650,0001,899
Provision for loan and lease losses$539,0001,078
Total noninterest income$1,211,0002,428
Gross Fiduciary activities income$54,000887
Service charges on deposit accounts$657,0001,470
Trading account gains and fees$0174
Additional Noninterest Income$500,0002,910
Total noninterest expense$5,298,0002,590
Salaries and employee benefits$2,361,0002,999
Premises and equipment expense$1,063,0001,665
Additional noninterest expense$1,874,0002,400
Pre-tax net operating income$4,024,0001,450
Securities gains (losses)$92,0001,054
Applicable income taxes$601,0001,794
Income before extraordinary items$3,515,0001,379
Extraordinary gains, net$015
Net income$3,515,0001,377
Minority interest net income$081
Net income of bank and minority interests.$3,515,0001,379
Net charge-offs$1,321,000538
Cash dividends$1,448,0001,185
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,436,8001,380
2014-06-30 (YTD Data)Rank
Total interest income$7,123,0001,763
Total interest expense$1,416,0001,066
Net interest income$5,707,0001,898
Provision for loan and lease losses$289,0001,339
Total noninterest income$786,0002,433
Gross Fiduciary activities income$30,000913
Service charges on deposit accounts$422,0001,496
Trading account gains and fees$0172
Additional Noninterest Income$334,0002,884
Total noninterest expense$3,463,0002,639
Salaries and employee benefits$1,544,0003,054
Premises and equipment expense$707,0001,680
Additional noninterest expense$1,212,0002,465
Pre-tax net operating income$2,741,0001,386
Securities gains (losses)$02,580
Applicable income taxes$378,0001,826
Income before extraordinary items$2,363,0001,325
Extraordinary gains, net$020
Net income$2,363,0001,325
Minority interest net income$080
Net income of bank and minority interests.$2,363,0001,326
Net charge-offs$335,0001,177
Cash dividends$912,0001,242
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,363,0001,295
2014-03-31 (YTD Data)Rank
Total interest income$3,566,0001,749
Total interest expense$717,0001,061
Net interest income$2,849,0001,898
Provision for loan and lease losses$03,817
Total noninterest income$377,0002,460
Gross Fiduciary activities income$29,000857
Service charges on deposit accounts$202,0001,537
Trading account gains and fees$0147
Additional Noninterest Income$146,0003,007
Total noninterest expense$1,765,0002,604
Salaries and employee benefits$722,0003,223
Premises and equipment expense$341,0001,763
Additional noninterest expense$702,0002,141
Pre-tax net operating income$1,461,0001,278
Securities gains (losses)$01,715
Applicable income taxes$189,0001,770
Income before extraordinary items$1,272,0001,198
Extraordinary gains, net$016
Net income$1,272,0001,199
Minority interest net income$066
Net income of bank and minority interests.$1,272,0001,199
Net charge-offs$270,000775
Cash dividends$424,0001,167
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,272,0001,179
2013-12-31 (YTD Data)Rank
Total interest income$14,210,0001,758
Total interest expense$3,326,0001,011
Net interest income$10,884,0001,945
Provision for loan and lease losses$3,013,000432
Total noninterest income$1,116,0003,017
Gross Fiduciary activities income$25,0001,022
Service charges on deposit accounts$860,0001,550
Trading account gains and fees$0184
Additional Noninterest Income$231,0004,415
Total noninterest expense$6,893,0002,665
Salaries and employee benefits$2,907,0003,179
Premises and equipment expense$1,382,0001,690
Additional noninterest expense$2,604,0002,369
Pre-tax net operating income$2,094,0002,771
Securities gains (losses)$1,026,000227
Applicable income taxes$395,0002,375
Income before extraordinary items$2,725,0002,040
Extraordinary gains, net$029
Net income$2,725,0002,045
Minority interest net income$090
Net income of bank and minority interests.$2,725,0002,045
Net charge-offs$3,004,000542
Cash dividends$1,060,0001,853
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,832,3802,717
2013-09-30 (YTD Data)Rank
Total interest income$10,682,0001,758
Total interest expense$2,580,0001,016
Net interest income$8,102,0001,961
Provision for loan and lease losses$2,725,000366
Total noninterest income$868,0003,009
Gross Fiduciary activities income$25,000974
Service charges on deposit accounts$635,0001,576
Trading account gains and fees$0180
Additional Noninterest Income$208,0004,264
Total noninterest expense$5,007,0002,741
Salaries and employee benefits$2,102,0003,275
Premises and equipment expense$1,003,0001,761
Additional noninterest expense$1,902,0002,415
Pre-tax net operating income$1,238,0003,303
Securities gains (losses)$1,026,000202
Applicable income taxes$350,0002,280
Income before extraordinary items$1,914,0002,210
Extraordinary gains, net$025
Net income$1,914,0002,216
Minority interest net income$084
Net income of bank and minority interests.$1,914,0002,216
Net charge-offs$1,694,000679
Cash dividends$636,0001,875
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,041,9003,268
2013-06-30 (YTD Data)Rank
Total interest income$7,113,0001,761
Total interest expense$1,772,0001,017
Net interest income$5,341,0001,972
Provision for loan and lease losses$2,500,000296
Total noninterest income$481,0003,359
Gross Fiduciary activities income$25,000944
Service charges on deposit accounts$397,0001,629
Trading account gains and fees$0157
Additional Noninterest Income$59,0005,351
Total noninterest expense$3,337,0002,746
Salaries and employee benefits$1,362,0003,366
Premises and equipment expense$659,0001,781
Additional noninterest expense$1,316,0002,329
Pre-tax net operating income$-15,0006,348
Securities gains (losses)$1,026,000178
Applicable income taxes$255,0002,191
Income before extraordinary items$756,0003,168
Extraordinary gains, net$022
Net income$756,0003,170
Minority interest net income$082
Net income of bank and minority interests.$756,0003,171
Net charge-offs$1,486,000573
Cash dividends$424,0001,863
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-13,5006,346
2013-03-31 (YTD Data)Rank
Total interest income$3,625,0001,741
Total interest expense$924,0001,013
Net interest income$2,701,0001,969
Provision for loan and lease losses$2,500,000175
Total noninterest income$222,0003,483
Gross Fiduciary activities income$25,000883
Service charges on deposit accounts$209,0001,566
Trading account gains and fees$0148
Additional Noninterest Income$-12,0006,807
Total noninterest expense$1,674,0002,763
Salaries and employee benefits$662,0003,460
Premises and equipment expense$325,0001,831
Additional noninterest expense$687,0002,267
Pre-tax net operating income$-1,251,0006,950
Securities gains (losses)$1,026,000107
Applicable income taxes$135,0002,103
Income before extraordinary items$-360,0006,836
Extraordinary gains, net$010
Net income$-360,0006,837
Minority interest net income$076
Net income of bank and minority interests.$-360,0006,837
Net charge-offs$1,492,000330
Cash dividends$212,0001,586
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,386,0006,955
2012-12-31 (YTD Data)Rank
Total interest income$15,695,0001,692
Total interest expense$4,363,0001,044
Net interest income$11,332,0001,934
Provision for loan and lease losses$4,150,000595
Total noninterest income$1,872,0002,289
Gross Fiduciary activities income$36,0001,002
Service charges on deposit accounts$1,003,0001,410
Trading account gains and fees$0166
Additional Noninterest Income$833,0002,617
Total noninterest expense$6,761,0002,749
Salaries and employee benefits$2,972,0003,146
Premises and equipment expense$1,450,0001,621
Additional noninterest expense$2,339,0002,720
Pre-tax net operating income$2,293,0002,564
Securities gains (losses)$1,182,000437
Applicable income taxes$606,0001,984
Income before extraordinary items$2,869,0001,936
Extraordinary gains, net$029
Net income$2,869,0001,934
Minority interest net income$093
Net income of bank and minority interests.$2,869,0001,937
Net charge-offs$3,987,000690
Cash dividends$633,0002,500
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,887,9402,566
2012-09-30 (YTD Data)Rank
Total interest income$12,042,0001,678
Total interest expense$3,345,0001,066
Net interest income$8,697,0001,915
Provision for loan and lease losses$3,500,000547
Total noninterest income$1,363,0002,326
Gross Fiduciary activities income$34,000971
Service charges on deposit accounts$734,0001,451
Trading account gains and fees$0157
Additional Noninterest Income$595,0002,692
Total noninterest expense$4,994,0002,789
Salaries and employee benefits$2,260,0003,130
Premises and equipment expense$1,049,0001,695
Additional noninterest expense$1,685,0002,828
Pre-tax net operating income$1,566,0002,798
Securities gains (losses)$1,182,000339
Applicable income taxes$1,047,0001,186
Income before extraordinary items$1,701,0002,429
Extraordinary gains, net$020
Net income$1,701,0002,430
Minority interest net income$086
Net income of bank and minority interests.$1,701,0002,430
Net charge-offs$3,299,000628
Cash dividends$421,0002,222
Sale, conversion, retirement of capital stock, net$0952
Net operating income$944,5203,384
2012-06-30 (YTD Data)Rank
Total interest income$8,199,0001,663
Total interest expense$2,285,0001,071
Net interest income$5,914,0001,875
Provision for loan and lease losses$3,050,000446
Total noninterest income$897,0002,322
Gross Fiduciary activities income$34,000933
Service charges on deposit accounts$476,0001,480
Trading account gains and fees$0153
Additional Noninterest Income$387,0002,688
Total noninterest expense$3,155,0002,935
Salaries and employee benefits$1,494,0003,165
Premises and equipment expense$648,0001,831
Additional noninterest expense$1,013,0003,092
Pre-tax net operating income$606,0003,785
Securities gains (losses)$1,182,000234
Applicable income taxes$798,0001,066
Income before extraordinary items$990,0002,639
Extraordinary gains, net$019
Net income$990,0002,639
Minority interest net income$084
Net income of bank and minority interests.$990,0002,639
Net charge-offs$2,828,000539
Cash dividends$212,0002,465
Sale, conversion, retirement of capital stock, net$0928
Net operating income$233,5204,952
2012-03-31 (YTD Data)Rank
Total interest income$4,323,0001,593
Total interest expense$1,184,0001,076
Net interest income$3,139,0001,784
Provision for loan and lease losses$1,950,000359
Total noninterest income$418,0002,416
Gross Fiduciary activities income$34,000852
Service charges on deposit accounts$246,0001,423
Trading account gains and fees$0148
Additional Noninterest Income$138,0003,187
Total noninterest expense$1,519,0003,018
Salaries and employee benefits$739,0003,214
Premises and equipment expense$316,0001,889
Additional noninterest expense$464,0003,274
Pre-tax net operating income$88,0005,537
Securities gains (losses)$02,210
Applicable income taxes$399,0001,075
Income before extraordinary items$-311,0006,991
Extraordinary gains, net$019
Net income$-311,0006,991
Minority interest net income$078
Net income of bank and minority interests.$-311,0006,991
Net charge-offs$367,0001,307
Cash dividends$212,0001,537
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-311,0006,962
2011-12-31 (YTD Data)Rank
Total interest income$18,741,0001,523
Total interest expense$5,294,0001,136
Net interest income$13,447,0001,658
Provision for loan and lease losses$5,235,000758
Total noninterest income$1,563,0002,382
Gross Fiduciary activities income$28,000989
Service charges on deposit accounts$1,022,0001,455
Trading account gains and fees$0146
Additional Noninterest Income$513,0003,085
Total noninterest expense$6,241,0002,960
Salaries and employee benefits$3,051,0003,076
Premises and equipment expense$1,345,0001,854
Additional noninterest expense$1,845,0003,354
Pre-tax net operating income$3,534,0001,582
Securities gains (losses)$1,789,000266
Applicable income taxes$1,081,0001,275
Income before extraordinary items$4,242,0001,182
Extraordinary gains, net$029
Net income$4,242,0001,182
Minority interest net income$096
Net income of bank and minority interests.$4,242,0001,182
Net charge-offs$4,063,000953
Cash dividends$1,294,0001,368
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,810,8001,627
2011-09-30 (YTD Data)Rank
Total interest income$14,568,0001,483
Total interest expense$4,083,0001,153
Net interest income$10,485,0001,604
Provision for loan and lease losses$4,495,000682
Total noninterest income$1,163,0002,389
Gross Fiduciary activities income$28,000928
Service charges on deposit accounts$755,0001,479
Trading account gains and fees$0145
Additional Noninterest Income$380,0003,117
Total noninterest expense$4,692,0002,953
Salaries and employee benefits$2,285,0003,087
Premises and equipment expense$985,0001,903
Additional noninterest expense$1,422,0003,287
Pre-tax net operating income$2,461,0001,756
Securities gains (losses)$1,789,000208
Applicable income taxes$1,045,0001,050
Income before extraordinary items$3,205,0001,200
Extraordinary gains, net$021
Net income$3,205,0001,200
Minority interest net income$087
Net income of bank and minority interests.$3,205,0001,200
Net charge-offs$2,734,0001,000
Cash dividends$1,082,0001,087
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,863,2501,854
2011-06-30 (YTD Data)Rank
Total interest income$9,944,0001,464
Total interest expense$2,846,0001,142
Net interest income$7,098,0001,588
Provision for loan and lease losses$3,955,000541
Total noninterest income$720,0002,496
Gross Fiduciary activities income$28,000908
Service charges on deposit accounts$494,0001,478
Trading account gains and fees$0153
Additional Noninterest Income$198,0003,499
Total noninterest expense$3,171,0002,954
Salaries and employee benefits$1,522,0003,115
Premises and equipment expense$639,0001,972
Additional noninterest expense$1,010,0003,189
Pre-tax net operating income$692,0003,208
Securities gains (losses)$1,044,000193
Applicable income taxes$822,000902
Income before extraordinary items$914,0002,436
Extraordinary gains, net$015
Net income$914,0002,436
Minority interest net income$089
Net income of bank and minority interests.$914,0002,436
Net charge-offs$2,823,000726
Cash dividends$870,000910
Sale, conversion, retirement of capital stock, net$0986
Net operating income$245,8404,646
2011-03-31 (YTD Data)Rank
Total interest income$4,980,0001,471
Total interest expense$1,453,0001,157
Net interest income$3,527,0001,583
Provision for loan and lease losses$1,030,000836
Total noninterest income$306,0002,794
Gross Fiduciary activities income$28,000840
Service charges on deposit accounts$251,0001,421
Trading account gains and fees$0158
Additional Noninterest Income$27,0005,504
Total noninterest expense$1,592,0002,943
Salaries and employee benefits$810,0002,969
Premises and equipment expense$316,0002,031
Additional noninterest expense$466,0003,360
Pre-tax net operating income$1,211,0001,204
Securities gains (losses)$01,772
Applicable income taxes$411,000871
Income before extraordinary items$800,0001,485
Extraordinary gains, net$09
Net income$800,0001,485
Minority interest net income$086
Net income of bank and minority interests.$800,0001,485
Net charge-offs$112,0002,615
Cash dividends$658,000576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$800,0001,437
2010-12-31 (YTD Data)Rank
Total interest income$19,707,0001,560
Total interest expense$6,342,0001,308
Net interest income$13,365,0001,654
Provision for loan and lease losses$1,420,0002,537
Total noninterest income$1,555,0002,456
Gross Fiduciary activities income$33,0001,007
Service charges on deposit accounts$1,045,0001,457
Trading account gains and fees$0175
Additional Noninterest Income$477,0003,258
Total noninterest expense$6,120,0003,058
Salaries and employee benefits$3,164,0002,975
Premises and equipment expense$1,275,0001,994
Additional noninterest expense$1,681,0003,700
Pre-tax net operating income$7,380,000736
Securities gains (losses)$20,0003,102
Applicable income taxes$1,612,000860
Income before extraordinary items$5,788,000761
Extraordinary gains, net$029
Net income$5,788,000761
Minority interest net income$0111
Net income of bank and minority interests.$5,788,000762
Net charge-offs$1,151,0002,496
Cash dividends$2,633,000619
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,772,400728
2010-09-30 (YTD Data)Rank
Total interest income$14,762,0001,600
Total interest expense$4,811,0001,338
Net interest income$9,951,0001,693
Provision for loan and lease losses$1,140,0002,332
Total noninterest income$1,206,0002,415
Gross Fiduciary activities income$33,000966
Service charges on deposit accounts$774,0001,521
Trading account gains and fees$0165
Additional Noninterest Income$399,0003,104
Total noninterest expense$4,515,0003,104
Salaries and employee benefits$2,385,0002,983
Premises and equipment expense$932,0002,062
Additional noninterest expense$1,198,0003,811
Pre-tax net operating income$5,502,000772
Securities gains (losses)$20,0002,883
Applicable income taxes$1,228,000870
Income before extraordinary items$4,294,000808
Extraordinary gains, net$023
Net income$4,294,000806
Minority interest net income$0110
Net income of bank and minority interests.$4,294,000809
Net charge-offs$849,0002,387
Cash dividends$1,974,000545
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,278,400771
2010-06-30 (YTD Data)Rank
Total interest income$9,726,0001,632
Total interest expense$3,211,0001,397
Net interest income$6,515,0001,724
Provision for loan and lease losses$840,0002,138
Total noninterest income$865,0002,252
Gross Fiduciary activities income$33,000928
Service charges on deposit accounts$508,0001,551
Trading account gains and fees$0152
Additional Noninterest Income$324,0002,738
Total noninterest expense$2,976,0003,137
Salaries and employee benefits$1,590,0002,983
Premises and equipment expense$608,0002,128
Additional noninterest expense$778,0003,860
Pre-tax net operating income$3,564,000770
Securities gains (losses)$03,184
Applicable income taxes$817,000842
Income before extraordinary items$2,747,000811
Extraordinary gains, net$019
Net income$2,747,000810
Minority interest net income$0105
Net income of bank and minority interests.$2,747,000811
Net charge-offs$756,0002,000
Cash dividends$1,316,000525
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,747,000779
2010-03-31 (YTD Data)Rank
Total interest income$4,798,0001,687
Total interest expense$1,594,0001,482
Net interest income$3,204,0001,769
Provision for loan and lease losses$330,0002,276
Total noninterest income$429,0002,253
Gross Fiduciary activities income$33,000839
Service charges on deposit accounts$250,0001,560
Trading account gains and fees$0175
Additional Noninterest Income$146,0002,890
Total noninterest expense$1,486,0003,174
Salaries and employee benefits$783,0003,064
Premises and equipment expense$299,0002,204
Additional noninterest expense$404,0003,775
Pre-tax net operating income$1,817,000746
Securities gains (losses)$02,284
Applicable income taxes$408,000826
Income before extraordinary items$1,409,000788
Extraordinary gains, net$016
Net income$1,409,000790
Minority interest net income$091
Net income of bank and minority interests.$1,409,000792
Net charge-offs$459,0001,637
Cash dividends$658,000507
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,409,000754
2009-12-31 (YTD Data)Rank
Total interest income$19,256,0001,775
Total interest expense$7,249,0001,637
Net interest income$12,007,0001,843
Provision for loan and lease losses$820,0003,804
Total noninterest income$1,903,0002,195
Gross Fiduciary activities income$81,000894
Service charges on deposit accounts$1,139,0001,495
Trading account gains and fees$0211
Additional Noninterest Income$683,0002,703
Total noninterest expense$6,028,0003,171
Salaries and employee benefits$3,120,0003,064
Premises and equipment expense$1,165,0002,273
Additional noninterest expense$1,743,0003,689
Pre-tax net operating income$7,062,000613
Securities gains (losses)$03,754
Applicable income taxes$1,610,000665
Income before extraordinary items$5,452,000616
Extraordinary gains, net$034
Net income$5,452,000616
Minority interest net income$0115
Net income of bank and minority interests.$5,452,000617
Net charge-offs$800,0003,179
Cash dividends$2,632,000676
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,452,000617
2009-09-30 (YTD Data)Rank
Total interest income$14,468,0001,794
Total interest expense$5,575,0001,665
Net interest income$8,893,0001,861
Provision for loan and lease losses$520,0003,738
Total noninterest income$1,442,0002,223
Gross Fiduciary activities income$36,000957
Service charges on deposit accounts$837,0001,525
Trading account gains and fees$0212
Additional Noninterest Income$569,0002,598
Total noninterest expense$4,479,0003,193
Salaries and employee benefits$2,345,0003,081
Premises and equipment expense$849,0002,353
Additional noninterest expense$1,285,0003,693
Pre-tax net operating income$5,336,000642
Securities gains (losses)$03,497
Applicable income taxes$1,044,000816
Income before extraordinary items$4,292,000629
Extraordinary gains, net$027
Net income$4,292,000630
Minority interest net income$0118
Net income of bank and minority interests.$4,292,000631
Net charge-offs$425,0003,265
Cash dividends$1,974,000655
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,292,000624
2009-06-30 (YTD Data)Rank
Total interest income$9,766,0001,804
Total interest expense$3,747,0001,729
Net interest income$6,019,0001,841
Provision for loan and lease losses$300,0003,683
Total noninterest income$843,0002,444
Gross Fiduciary activities income$36,000916
Service charges on deposit accounts$530,0001,572
Trading account gains and fees$0193
Additional Noninterest Income$277,0003,125
Total noninterest expense$3,016,0003,207
Salaries and employee benefits$1,562,0003,122
Premises and equipment expense$553,0002,429
Additional noninterest expense$901,0003,555
Pre-tax net operating income$3,546,000644
Securities gains (losses)$03,136
Applicable income taxes$696,000834
Income before extraordinary items$2,850,000641
Extraordinary gains, net$021
Net income$2,850,000640
Minority interest net income$0112
Net income of bank and minority interests.$2,850,000642
Net charge-offs$3,0006,371
Cash dividends$1,316,000700
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,850,000624
2009-03-31 (YTD Data)Rank
Total interest income$5,006,0001,787
Total interest expense$1,883,0001,789
Net interest income$3,123,0001,783
Provision for loan and lease losses$150,0003,210
Total noninterest income$475,0002,221
Gross Fiduciary activities income$36,000829
Service charges on deposit accounts$259,0001,571
Trading account gains and fees$0171
Additional Noninterest Income$180,0002,653
Total noninterest expense$1,429,0003,268
Salaries and employee benefits$776,0003,177
Premises and equipment expense$267,0002,550
Additional noninterest expense$386,0003,675
Pre-tax net operating income$2,019,000605
Securities gains (losses)$02,434
Applicable income taxes$348,000923
Income before extraordinary items$1,671,000600
Extraordinary gains, net$015
Net income$1,671,000601
Minority interest net income$0102
Net income of bank and minority interests.$1,671,000603
Net charge-offs$76,0003,153
Cash dividends$658,000669
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,671,000562
2008-12-31 (YTD Data)Rank
Total interest income$19,192,0001,985
Total interest expense$8,474,0001,863
Net interest income$10,718,0002,064
Provision for loan and lease losses$590,0003,543
Total noninterest income$1,559,0002,555
Gross Fiduciary activities income$44,000993
Service charges on deposit accounts$772,0002,189
Trading account gains and fees$0154
Additional Noninterest Income$743,0002,543
Total noninterest expense$5,345,0003,381
Salaries and employee benefits$2,887,0003,360
Premises and equipment expense$1,068,0002,480
Additional noninterest expense$1,390,0003,826
Pre-tax net operating income$6,342,000883
Securities gains (losses)$03,220
Applicable income taxes$1,230,0001,011
Income before extraordinary items$5,112,000796
Extraordinary gains, net$039
Net income$5,112,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,0002,690
Cash dividends$2,634,0001,039
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,112,000854
2008-09-30 (YTD Data)Rank
Total interest income$14,267,0002,050
Total interest expense$6,486,0001,903
Net interest income$7,781,0002,157
Provision for loan and lease losses$240,0003,905
Total noninterest income$1,228,0002,534
Gross Fiduciary activities income$44,000958
Service charges on deposit accounts$564,0002,236
Trading account gains and fees$0148
Additional Noninterest Income$620,0002,483
Total noninterest expense$4,048,0003,353
Salaries and employee benefits$2,205,0003,352
Premises and equipment expense$789,0002,523
Additional noninterest expense$1,054,0003,719
Pre-tax net operating income$4,721,0001,073
Securities gains (losses)$03,106
Applicable income taxes$971,0001,175
Income before extraordinary items$3,750,000979
Extraordinary gains, net$031
Net income$3,750,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,743
Cash dividends$1,974,0001,052
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,750,0001,041
2008-06-30 (YTD Data)Rank
Total interest income$9,389,0002,103
Total interest expense$4,406,0001,960
Net interest income$4,983,0002,228
Provision for loan and lease losses$90,0004,395
Total noninterest income$809,0002,591
Gross Fiduciary activities income$43,000922
Service charges on deposit accounts$395,0002,143
Trading account gains and fees$0149
Additional Noninterest Income$371,0002,696
Total noninterest expense$2,737,0003,328
Salaries and employee benefits$1,457,0003,414
Premises and equipment expense$536,0002,487
Additional noninterest expense$744,0003,545
Pre-tax net operating income$2,965,0001,203
Securities gains (losses)$03,233
Applicable income taxes$624,0001,357
Income before extraordinary items$2,341,0001,179
Extraordinary gains, net$021
Net income$2,341,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,973
Cash dividends$1,316,0001,116
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,341,0001,161
2008-03-31 (YTD Data)Rank
Total interest income$4,559,0002,207
Total interest expense$2,226,0002,055
Net interest income$2,333,0002,356
Provision for loan and lease losses$45,0003,899
Total noninterest income$407,0002,566
Gross Fiduciary activities income$43,000837
Service charges on deposit accounts$185,0002,224
Trading account gains and fees$0158
Additional Noninterest Income$179,0002,736
Total noninterest expense$1,311,0003,449
Salaries and employee benefits$729,0003,442
Premises and equipment expense$275,0002,454
Additional noninterest expense$307,0004,043
Pre-tax net operating income$1,384,0001,360
Securities gains (losses)$02,688
Applicable income taxes$348,0001,325
Income before extraordinary items$1,036,0001,448
Extraordinary gains, net$015
Net income$1,036,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,488
Cash dividends$658,0001,077
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,036,0001,397
2007-12-31 (YTD Data)Rank
Total interest income$17,843,0002,306
Total interest expense$8,931,0002,128
Net interest income$8,912,0002,471
Provision for loan and lease losses$110,0004,771
Total noninterest income$1,288,0002,995
Gross Fiduciary activities income$25,0001,120
Service charges on deposit accounts$789,0002,157
Trading account gains and fees$-196,0008,484
Additional Noninterest Income$670,0002,819
Total noninterest expense$5,027,0003,427
Salaries and employee benefits$2,938,0003,285
Premises and equipment expense$1,126,0002,307
Additional noninterest expense$963,0004,770
Pre-tax net operating income$5,063,0001,620
Securities gains (losses)$-860,0008,417
Applicable income taxes$478,0002,797
Income before extraordinary items$3,725,0001,700
Extraordinary gains, net$039
Net income$3,725,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,353
Cash dividends$2,608,0001,328
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,490,4001,422
2007-09-30 (YTD Data)Rank
Total interest income$13,301,0002,332
Total interest expense$6,631,0002,134
Net interest income$6,670,0002,491
Provision for loan and lease losses$90,0004,255
Total noninterest income$909,0003,117
Gross Fiduciary activities income$25,0001,051
Service charges on deposit accounts$585,0002,160
Trading account gains and fees$-196,0008,526
Additional Noninterest Income$495,0002,867
Total noninterest expense$3,511,0003,609
Salaries and employee benefits$2,181,0003,297
Premises and equipment expense$699,0002,713
Additional noninterest expense$631,0005,135
Pre-tax net operating income$3,978,0001,674
Securities gains (losses)$01,655
Applicable income taxes$1,095,0001,541
Income before extraordinary items$2,883,0001,756
Extraordinary gains, net$033
Net income$2,883,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,861
Cash dividends$1,950,0001,253
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,883,0001,741
2007-06-30 (YTD Data)Rank
Total interest income$8,750,0002,380
Total interest expense$4,386,0002,156
Net interest income$4,364,0002,555
Provision for loan and lease losses$60,0003,990
Total noninterest income$554,0003,331
Gross Fiduciary activities income$25,0001,018
Service charges on deposit accounts$388,0002,180
Trading account gains and fees$-196,0008,589
Additional Noninterest Income$337,0002,839
Total noninterest expense$2,289,0003,712
Salaries and employee benefits$1,456,0003,331
Premises and equipment expense$463,0002,747
Additional noninterest expense$370,0005,529
Pre-tax net operating income$2,569,0001,779
Securities gains (losses)$01,444
Applicable income taxes$747,0001,573
Income before extraordinary items$1,822,0001,895
Extraordinary gains, net$029
Net income$1,822,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$1,292,0001,262
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,822,0001,876
2007-03-31 (YTD Data)Rank
Total interest income$4,246,0002,427
Total interest expense$2,172,0002,165
Net interest income$2,074,0002,676
Provision for loan and lease losses$30,0003,737
Total noninterest income$525,0002,144
Gross Fiduciary activities income$25,000937
Service charges on deposit accounts$200,0002,050
Trading account gains and fees$149,000101
Additional Noninterest Income$151,0003,007
Total noninterest expense$1,131,0003,743
Salaries and employee benefits$717,0003,389
Premises and equipment expense$228,0002,805
Additional noninterest expense$186,0005,504
Pre-tax net operating income$1,438,0001,594
Securities gains (losses)$01,187
Applicable income taxes$399,0001,524
Income before extraordinary items$1,039,0001,657
Extraordinary gains, net$022
Net income$1,039,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,191
Cash dividends$634,0001,174
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,039,0001,643
2006-12-31 (YTD Data)Rank
Total interest income$15,453,0002,493
Total interest expense$6,711,0002,358
Net interest income$8,742,0002,580
Provision for loan and lease losses$115,0004,549
Total noninterest income$1,537,0002,657
Gross Fiduciary activities income$63,000997
Service charges on deposit accounts$836,0002,043
Trading account gains and fees$0130
Additional Noninterest Income$638,0002,908
Total noninterest expense$4,821,0003,450
Salaries and employee benefits$2,788,0003,330
Premises and equipment expense$934,0002,633
Additional noninterest expense$1,099,0004,211
Pre-tax net operating income$5,343,0001,784
Securities gains (losses)$64,000635
Applicable income taxes$1,270,0001,889
Income before extraordinary items$4,137,0001,734
Extraordinary gains, net$051
Net income$4,137,0001,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,787
Cash dividends$2,535,0001,277
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,087,7201,739
2006-09-30 (YTD Data)Rank
Total interest income$11,415,0002,512
Total interest expense$4,706,0002,434
Net interest income$6,709,0002,559
Provision for loan and lease losses$105,0003,999
Total noninterest income$1,105,0002,741
Gross Fiduciary activities income$63,000956
Service charges on deposit accounts$632,0002,026
Trading account gains and fees$0126
Additional Noninterest Income$410,0003,178
Total noninterest expense$3,502,0003,530
Salaries and employee benefits$2,035,0003,398
Premises and equipment expense$636,0002,864
Additional noninterest expense$831,0004,158
Pre-tax net operating income$4,207,0001,768
Securities gains (losses)$64,000515
Applicable income taxes$1,176,0001,673
Income before extraordinary items$3,095,0001,786
Extraordinary gains, net$045
Net income$3,095,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,378
Cash dividends$1,901,0001,202
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,048,9201,787
2006-06-30 (YTD Data)Rank
Total interest income$7,429,0002,525
Total interest expense$2,915,0002,494
Net interest income$4,514,0002,532
Provision for loan and lease losses$75,0003,786
Total noninterest income$757,0002,694
Gross Fiduciary activities income$63,000898
Service charges on deposit accounts$416,0002,030
Trading account gains and fees$0126
Additional Noninterest Income$278,0003,155
Total noninterest expense$2,348,0003,518
Salaries and employee benefits$1,349,0003,427
Premises and equipment expense$421,0002,875
Additional noninterest expense$578,0004,024
Pre-tax net operating income$2,848,0001,735
Securities gains (losses)$64,000411
Applicable income taxes$783,0001,689
Income before extraordinary items$2,129,0001,712
Extraordinary gains, net$039
Net income$2,129,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,977
Cash dividends$1,268,0001,197
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,082,2801,738
2006-03-31 (YTD Data)Rank
Total interest income$3,625,0002,540
Total interest expense$1,373,0002,507
Net interest income$2,252,0002,518
Provision for loan and lease losses$45,0003,261
Total noninterest income$394,0002,567
Gross Fiduciary activities income$57,000781
Service charges on deposit accounts$189,0002,141
Trading account gains and fees$0115
Additional Noninterest Income$148,0002,988
Total noninterest expense$1,186,0003,506
Salaries and employee benefits$668,0003,472
Premises and equipment expense$212,0002,866
Additional noninterest expense$306,0003,834
Pre-tax net operating income$1,415,0001,710
Securities gains (losses)$64,000305
Applicable income taxes$390,0001,687
Income before extraordinary items$1,089,0001,646
Extraordinary gains, net$021
Net income$1,089,0001,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$634,0001,102
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,041,6401,706
2005-12-31 (YTD Data)Rank
Total interest income$13,838,0002,385
Total interest expense$4,431,0002,444
Net interest income$9,407,0002,349
Provision for loan and lease losses$450,0002,063
Total noninterest income$1,553,0002,632
Gross Fiduciary activities income$53,0001,038
Service charges on deposit accounts$935,0001,829
Trading account gains and fees$0138
Additional Noninterest Income$565,0003,172
Total noninterest expense$4,391,0003,601
Salaries and employee benefits$2,629,0003,339
Premises and equipment expense$736,0003,113
Additional noninterest expense$1,026,0004,340
Pre-tax net operating income$6,119,0001,556
Securities gains (losses)$64,000854
Applicable income taxes$1,542,0001,672
Income before extraordinary items$4,641,0001,522
Extraordinary gains, net$046
Net income$4,641,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,288
Cash dividends$2,438,0001,257
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,593,0001,511
2005-09-30 (YTD Data)Rank
Total interest income$10,368,0002,339
Total interest expense$3,205,0002,413
Net interest income$7,163,0002,285
Provision for loan and lease losses$375,0001,807
Total noninterest income$1,180,0002,612
Gross Fiduciary activities income$53,000983
Service charges on deposit accounts$728,0001,771
Trading account gains and fees$0126
Additional Noninterest Income$399,0003,286
Total noninterest expense$3,074,0003,764
Salaries and employee benefits$1,923,0003,395
Premises and equipment expense$594,0002,905
Additional noninterest expense$557,0005,367
Pre-tax net operating income$4,894,0001,466
Securities gains (losses)$64,000807
Applicable income taxes$1,350,0001,499
Income before extraordinary items$3,608,0001,476
Extraordinary gains, net$035
Net income$3,608,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,163
Cash dividends$1,805,0001,150
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,561,2801,468
2005-06-30 (YTD Data)Rank
Total interest income$6,783,0002,327
Total interest expense$2,031,0002,405
Net interest income$4,752,0002,283
Provision for loan and lease losses$300,0001,505
Total noninterest income$801,0002,533
Gross Fiduciary activities income$51,000935
Service charges on deposit accounts$489,0001,717
Trading account gains and fees$0116
Additional Noninterest Income$261,0003,308
Total noninterest expense$1,963,0003,866
Salaries and employee benefits$1,270,0003,394
Premises and equipment expense$378,0002,994
Additional noninterest expense$315,0005,858
Pre-tax net operating income$3,290,0001,422
Securities gains (losses)$2,0001,855
Applicable income taxes$900,0001,480
Income before extraordinary items$2,392,0001,455
Extraordinary gains, net$030
Net income$2,392,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,191
Cash dividends$1,195,0001,138
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,390,5401,428
2005-03-31 (YTD Data)Rank
Total interest income$3,353,0002,303
Total interest expense$979,0002,383
Net interest income$2,374,0002,263
Provision for loan and lease losses$75,0002,455
Total noninterest income$400,0002,490
Gross Fiduciary activities income$24,000954
Service charges on deposit accounts$241,0001,693
Trading account gains and fees$0115
Additional Noninterest Income$135,0003,174
Total noninterest expense$1,062,0003,673
Salaries and employee benefits$633,0003,415
Premises and equipment expense$181,0003,131
Additional noninterest expense$248,0004,387
Pre-tax net operating income$1,637,0001,398
Securities gains (losses)$2,0001,406
Applicable income taxes$450,0001,466
Income before extraordinary items$1,189,0001,424
Extraordinary gains, net$024
Net income$1,189,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,424
Cash dividends$585,0001,078
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,187,5401,404
2004-12-31 (YTD Data)Rank
Total interest income$13,860,0002,043
Total interest expense$3,841,0002,117
Net interest income$10,019,0002,026
Provision for loan and lease losses$1,150,000933
Total noninterest income$1,513,0002,672
Gross Fiduciary activities income$38,0001,105
Service charges on deposit accounts$992,0001,766
Trading account gains and fees$0138
Additional Noninterest Income$483,0003,373
Total noninterest expense$4,000,0003,745
Salaries and employee benefits$2,396,0003,458
Premises and equipment expense$790,0002,814
Additional noninterest expense$814,0005,033
Pre-tax net operating income$6,382,0001,357
Securities gains (losses)$53,0001,691
Applicable income taxes$1,700,0001,456
Income before extraordinary items$4,735,0001,361
Extraordinary gains, net$034
Net income$4,735,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,067,000734
Cash dividends$2,511,0001,115
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,695,7801,334
2004-09-30 (YTD Data)Rank
Total interest income$10,418,0002,011
Total interest expense$2,882,0002,076
Net interest income$7,536,0001,996
Provision for loan and lease losses$1,000,000775
Total noninterest income$1,147,0002,650
Gross Fiduciary activities income$38,0001,052
Service charges on deposit accounts$742,0001,786
Trading account gains and fees$0134
Additional Noninterest Income$367,0003,356
Total noninterest expense$2,919,0003,796
Salaries and employee benefits$1,844,0003,365
Premises and equipment expense$599,0002,785
Additional noninterest expense$476,0005,785
Pre-tax net operating income$4,764,0001,364
Securities gains (losses)$44,0001,759
Applicable income taxes$1,350,0001,408
Income before extraordinary items$3,458,0001,422
Extraordinary gains, net$026
Net income$3,458,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$787,000682
Cash dividends$1,828,0001,068
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,426,3201,396
2004-06-30 (YTD Data)Rank
Total interest income$7,041,0001,985
Total interest expense$1,929,0002,047
Net interest income$5,112,0001,948
Provision for loan and lease losses$850,000596
Total noninterest income$776,0002,640
Gross Fiduciary activities income$25,0001,063
Service charges on deposit accounts$483,0001,812
Trading account gains and fees$0130
Additional Noninterest Income$268,0003,186
Total noninterest expense$1,892,0003,918
Salaries and employee benefits$1,242,0003,345
Premises and equipment expense$402,0002,777
Additional noninterest expense$248,0006,559
Pre-tax net operating income$3,146,0001,348
Securities gains (losses)$33,0001,728
Applicable income taxes$900,0001,398
Income before extraordinary items$2,279,0001,421
Extraordinary gains, net$021
Net income$2,279,0001,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$757,000529
Cash dividends$1,243,0001,057
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,255,2401,378
2004-03-31 (YTD Data)Rank
Total interest income$3,701,0001,904
Total interest expense$978,0002,032
Net interest income$2,723,0001,829
Provision for loan and lease losses$600,000441
Total noninterest income$385,0002,597
Gross Fiduciary activities income$25,000963
Service charges on deposit accounts$226,0001,866
Trading account gains and fees$0121
Additional Noninterest Income$134,0003,139
Total noninterest expense$1,039,0003,648
Salaries and employee benefits$602,0003,444
Premises and equipment expense$204,0002,769
Additional noninterest expense$233,0004,555
Pre-tax net operating income$1,469,0001,411
Securities gains (losses)$02,934
Applicable income taxes$450,0001,410
Income before extraordinary items$1,019,0001,569
Extraordinary gains, net$016
Net income$1,019,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$681,000348
Cash dividends$585,0001,058
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,019,0001,483
2003-12-31 (YTD Data)Rank
Total interest income$13,825,0002,056
Total interest expense$4,461,0002,001
Net interest income$9,364,0002,087
Provision for loan and lease losses$820,0001,426
Total noninterest income$1,564,0002,762
Gross Fiduciary activities income$31,0001,169
Service charges on deposit accounts$936,0001,852
Trading account gains and fees$0160
Additional Noninterest Income$597,0003,267
Total noninterest expense$4,176,0003,589
Salaries and employee benefits$2,304,0003,495
Premises and equipment expense$758,0002,886
Additional noninterest expense$1,114,0003,946
Pre-tax net operating income$5,932,0001,393
Securities gains (losses)$1,0004,307
Applicable income taxes$1,697,0001,456
Income before extraordinary items$4,236,0001,478
Extraordinary gains, net$054
Net income$4,236,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$784,0001,118
Cash dividends$2,341,0001,221
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,235,2901,412
2003-09-30 (YTD Data)Rank
Total interest income$10,222,0002,119
Total interest expense$3,460,0002,015
Net interest income$6,762,0002,165
Provision for loan and lease losses$460,0001,778
Total noninterest income$1,178,0002,824
Gross Fiduciary activities income$30,0001,110
Service charges on deposit accounts$695,0001,860
Trading account gains and fees$0153
Additional Noninterest Income$453,0003,316
Total noninterest expense$3,069,0003,632
Salaries and employee benefits$1,764,0003,419
Premises and equipment expense$466,0003,415
Additional noninterest expense$839,0003,932
Pre-tax net operating income$4,411,0001,457
Securities gains (losses)$1,0004,000
Applicable income taxes$1,326,0001,471
Income before extraordinary items$3,086,0001,575
Extraordinary gains, net$040
Net income$3,086,0001,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,0001,326
Cash dividends$1,756,0001,128
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,085,3001,501
2003-06-30 (YTD Data)Rank
Total interest income$6,896,0002,109
Total interest expense$2,404,0001,995
Net interest income$4,492,0002,166
Provision for loan and lease losses$310,0001,741
Total noninterest income$791,0002,780
Gross Fiduciary activities income$29,0001,057
Service charges on deposit accounts$460,0001,841
Trading account gains and fees$0150
Additional Noninterest Income$302,0003,277
Total noninterest expense$2,038,0003,633
Salaries and employee benefits$1,134,0003,520
Premises and equipment expense$315,0003,350
Additional noninterest expense$589,0003,750
Pre-tax net operating income$2,935,0001,449
Securities gains (losses)$1,0003,586
Applicable income taxes$876,0001,506
Income before extraordinary items$2,060,0001,571
Extraordinary gains, net$030
Net income$2,060,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0001,850
Cash dividends$1,170,0001,162
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,059,3001,469
2003-03-31 (YTD Data)Rank
Total interest income$3,491,0002,105
Total interest expense$1,221,0002,018
Net interest income$2,270,0002,150
Provision for loan and lease losses$160,0001,616
Total noninterest income$389,0002,729
Gross Fiduciary activities income$26,000973
Service charges on deposit accounts$221,0001,853
Trading account gains and fees$0134
Additional Noninterest Income$142,0003,320
Total noninterest expense$1,031,0003,560
Salaries and employee benefits$565,0003,529
Premises and equipment expense$145,0003,578
Additional noninterest expense$321,0003,442
Pre-tax net operating income$1,468,0001,456
Securities gains (losses)$02,891
Applicable income taxes$397,0001,632
Income before extraordinary items$1,071,0001,511
Extraordinary gains, net$021
Net income$1,071,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,298
Cash dividends$585,0001,080
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,071,0001,418
2002-12-31 (YTD Data)Rank
Total interest income$14,449,0002,121
Total interest expense$5,287,0002,130
Net interest income$9,162,0002,110
Provision for loan and lease losses$625,0001,990
Total noninterest income$1,269,0002,958
Gross Fiduciary activities income$74,0001,047
Service charges on deposit accounts$951,0001,687
Trading account gains and fees$0153
Additional Noninterest Income$244,0004,656
Total noninterest expense$3,856,0003,658
Salaries and employee benefits$2,137,0003,545
Premises and equipment expense$590,0003,463
Additional noninterest expense$1,129,0003,783
Pre-tax net operating income$5,950,0001,408
Securities gains (losses)$65,0002,174
Applicable income taxes$1,634,0001,533
Income before extraordinary items$4,381,0001,421
Extraordinary gains, net$070
Net income$4,381,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,405
Cash dividends$2,973,000940
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,333,5501,382
2001-12-31 (YTD Data)Rank
Total interest income$14,539,0002,358
Total interest expense$7,079,0002,269
Net interest income$7,460,0002,404
Provision for loan and lease losses$424,0002,497
Total noninterest income$1,140,0003,034
Gross Fiduciary activities income$67,0001,078
Service charges on deposit accounts$843,0001,804
Trading account gains and fees$0177
Additional Noninterest Income$230,0004,641
Total noninterest expense$3,601,0003,738
Salaries and employee benefits$2,076,0003,486
Premises and equipment expense$628,0003,250
Additional noninterest expense$897,0004,420
Pre-tax net operating income$4,575,0001,571
Securities gains (losses)$41,0002,547
Applicable income taxes$1,197,0001,819
Income before extraordinary items$3,419,0001,557
Extraordinary gains, net$0105
Net income$3,419,0001,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,428
Cash dividends$1,902,0001,397
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,388,6601,500
2000-12-31 (YTD Data)Rank
Total interest income$13,393,0002,596
Total interest expense$6,327,0002,640
Net interest income$7,066,0002,521
Provision for loan and lease losses$180,0003,942
Total noninterest income$1,014,0003,093
Gross Fiduciary activities income$67,0001,002
Service charges on deposit accounts$769,0001,805
Trading account gains and fees$0180
Additional Noninterest Income$178,0005,064
Total noninterest expense$3,525,0003,682
Salaries and employee benefits$2,042,0003,402
Premises and equipment expense$527,0003,636
Additional noninterest expense$956,0004,133
Pre-tax net operating income$4,375,0001,679
Securities gains (losses)$12,0001,101
Applicable income taxes$1,189,0001,839
Income before extraordinary items$3,198,0001,641
Extraordinary gains, net$038
Net income$3,198,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,671
Cash dividends$2,926,000992
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,189,2401,639
1999-12-31 (YTD Data)Rank
Total interest income$11,933,0002,712
Total interest expense$5,304,0002,760
Net interest income$6,629,0002,640
Provision for loan and lease losses$180,0003,760
Total noninterest income$929,0003,276
Gross Fiduciary activities income$56,0001,085
Service charges on deposit accounts$758,0001,750
Trading account gains and fees$0173
Additional Noninterest Income$115,0006,295
Total noninterest expense$3,202,0003,999
Salaries and employee benefits$1,928,0003,555
Premises and equipment expense$448,0004,143
Additional noninterest expense$826,0004,668
Pre-tax net operating income$4,176,0001,776
Securities gains (losses)$7,0001,949
Applicable income taxes$1,087,0002,078
Income before extraordinary items$3,096,0001,725
Extraordinary gains, net$035
Net income$3,096,0001,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,827
Cash dividends$1,414,0001,765
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,090,8201,692
1998-12-31 (YTD Data)Rank
Total interest income$11,294,0002,857
Total interest expense$5,215,0002,880
Net interest income$6,079,0002,828
Provision for loan and lease losses$185,0003,665
Total noninterest income$818,0003,568
Gross Fiduciary activities income$33,0001,171
Service charges on deposit accounts$685,0001,872
Trading account gains and fees$0224
Additional Noninterest Income$100,0006,633
Total noninterest expense$3,045,0004,061
Salaries and employee benefits$1,798,0003,669
Premises and equipment expense$456,0003,965
Additional noninterest expense$791,0004,718
Pre-tax net operating income$3,667,0001,979
Securities gains (losses)$3,0003,720
Applicable income taxes$999,0002,314
Income before extraordinary items$2,671,0001,959
Extraordinary gains, net$032
Net income$2,671,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,822
Cash dividends$1,658,0001,533
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,668,8101,894
1997-12-31 (YTD Data)Rank
Total interest income$10,805,0003,007
Total interest expense$5,011,0002,967
Net interest income$5,794,0003,016
Provision for loan and lease losses$120,0004,629
Total noninterest income$680,0004,055
Gross Fiduciary activities income$28,0001,246
Service charges on deposit accounts$567,0002,312
Trading account gains and fees$0239
Additional Noninterest Income$85,0007,227
Total noninterest expense$2,895,0004,217
Salaries and employee benefits$1,761,0003,716
Premises and equipment expense$438,0004,132
Additional noninterest expense$696,0005,241
Pre-tax net operating income$3,459,0002,178
Securities gains (losses)$3,0003,097
Applicable income taxes$933,0002,578
Income before extraordinary items$2,529,0002,087
Extraordinary gains, net$044
Net income$2,529,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,853
Cash dividends$1,268,0001,816
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,526,8102,042
1996-12-31 (YTD Data)Rank
Total interest income$10,498,0003,133
Total interest expense$5,139,0002,925
Net interest income$5,359,0003,305
Provision for loan and lease losses$60,0006,086
Total noninterest income$692,0004,147
Gross Fiduciary activities income$63,0001,189
Service charges on deposit accounts$537,0002,529
Trading account gains and fees$0262
Additional Noninterest Income$92,0007,384
Total noninterest expense$2,651,0004,787
Salaries and employee benefits$1,549,0004,187
Premises and equipment expense$462,0004,034
Additional noninterest expense$640,0006,092
Pre-tax net operating income$3,340,0002,148
Securities gains (losses)$1,0003,760
Applicable income taxes$912,0002,546
Income before extraordinary items$2,429,0002,042
Extraordinary gains, net$053
Net income$2,429,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0005,074
Cash dividends$804,0002,472
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,428,2701,999
1995-12-31 (YTD Data)Rank
Total interest income$10,074,0003,267
Total interest expense$4,819,0003,118
Net interest income$5,255,0003,373
Provision for loan and lease losses$60,0005,704
Total noninterest income$660,0004,279
Gross Fiduciary activities income$60,0001,260
Service charges on deposit accounts$504,0002,705
Trading account gains and fees$0522
Additional Noninterest Income$96,0007,354
Total noninterest expense$2,593,0004,839
Salaries and employee benefits$1,464,0004,378
Premises and equipment expense$388,0004,661
Additional noninterest expense$741,0005,586
Pre-tax net operating income$3,262,0002,266
Securities gains (losses)$5,0002,809
Applicable income taxes$907,0002,577
Income before extraordinary items$2,360,0002,150
Extraordinary gains, net$065
Net income$2,360,0002,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$746,0002,557
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,356,4002,115
1994-12-31 (YTD Data)Rank
Total interest income$9,726,0003,105
Total interest expense$4,516,0002,711
Net interest income$5,210,0003,433
Provision for loan and lease losses$120,0004,039
Total noninterest income$770,0003,839
Gross Fiduciary activities income$18,0001,426
Service charges on deposit accounts$459,0003,002
Trading account gains and fees$0475
Additional Noninterest Income$293,0004,145
Total noninterest expense$2,644,0004,919
Salaries and employee benefits$1,389,0004,602
Premises and equipment expense$403,0004,561
Additional noninterest expense$852,0005,413
Pre-tax net operating income$3,216,0002,209
Securities gains (losses)$-68,00011,275
Applicable income taxes$858,0002,603
Income before extraordinary items$2,290,0002,127
Extraordinary gains, net$0249
Net income$2,290,0002,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,738
Cash dividends$685,0002,573
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,339,6402,108
1993-12-31 (YTD Data)Rank
Total interest income$9,291,0003,324
Total interest expense$4,450,0002,875
Net interest income$4,841,0003,678
Provision for loan and lease losses$120,0005,200
Total noninterest income$594,0004,992
Gross Fiduciary activities income$26,0001,422
Service charges on deposit accounts$436,0003,186
Trading account gains and fees$0532
Additional Noninterest Income$132,0006,969
Total noninterest expense$2,479,0005,324
Salaries and employee benefits$1,303,0004,867
Premises and equipment expense$392,0004,794
Additional noninterest expense$784,0006,021
Pre-tax net operating income$2,836,0002,428
Securities gains (losses)$8,0005,699
Applicable income taxes$805,0002,746
Income before extraordinary items$2,039,0002,459
Extraordinary gains, net$03,149
Net income$2,039,0002,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0005,762
Cash dividends$646,0002,535
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,033,2402,318
1992-12-31 (YTD Data)Rank
Total interest income$9,420,0003,706
Total interest expense$4,894,0003,376
Net interest income$4,526,0003,983
Provision for loan and lease losses$220,0004,962
Total noninterest income$486,0005,760
Gross Fiduciary activities income$28,0001,444
Service charges on deposit accounts$372,0003,719
Trading account gains and fees$0504
Additional Noninterest Income$86,0008,594
Total noninterest expense$2,386,0005,515
Salaries and employee benefits$1,215,0005,102
Premises and equipment expense$360,0005,258
Additional noninterest expense$811,0006,004
Pre-tax net operating income$2,406,0002,591
Securities gains (losses)$19,0005,661
Applicable income taxes$694,0003,006
Income before extraordinary items$1,731,0002,654
Extraordinary gains, net$01,422
Net income$1,731,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0004,061
Cash dividends$476,0002,931
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,717,5102,475

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.