Home > First Bank of Alabama > Net charge- offs to loans
First Bank of Alabama, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1013% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1586% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8341% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9907% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2466% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 4,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0042% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7630% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3195% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 4,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0249% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3163% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2797% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3169% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0317% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1102% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5777% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4881% | 897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0465% | 4,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1490% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0206% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0427% | 4,209 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1837% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0687% | 4,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0636% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2077% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1568% | 4,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3126% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2091% | 4,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0560% | 4,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0978% | 4,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0746% | 4,370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 3,296 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0838% | 4,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2615% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4890% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3378% | 4,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0366% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0341% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1375% | 4,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1589% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0575% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4786% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6289% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7185% | 4,475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 3,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0423% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1441% | 3,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 4,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2347% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4319% | 4,535 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4787% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4216% | 4,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 4,415 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1842% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 4,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3145% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1900% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4141% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1419% | 4,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0914% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2389% | 3,599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4762% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0220% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1247% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0534% | 1,690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0899% | 4,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 3,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0974% | 4,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0329% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5714% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6984% | 552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1114% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7444% | 223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1338% | 4,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8297% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3362% | 4,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4985% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1721% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5373% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1352% | 4,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6274% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2940% | 4,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7743% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2599% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9639% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0401% | 2,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2348% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3055% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2453% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5176% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7246% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2329% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0467% | 4,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2305% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2778% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7966% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2108% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7321% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1544% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 4,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4878% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4377% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3998% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5614% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2277% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2316% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0728% | 4,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0843% | 4,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9708% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4750% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6178% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6284% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 4,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3144% | 5,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3643% | 5,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8302% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7090% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9921% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9253% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1324% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 4,107 |
| Percentage Net Loans Charged-off:Construction & development | -1.3179% | 4,924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2241% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1211% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2403% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7280% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1446% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6737% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1902% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | -1.9088% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0494% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2785% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3221% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9865% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9035% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6746% | 1,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0362% | 4,864 |
| Percentage Net Loans Charged-off:Construction & development | -3.0671% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3480% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4030% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8145% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7851% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5398% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1073% | 5,276 |
| Percentage Net Loans Charged-off:Construction & development | -5.2366% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1852% | 191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3425% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3970% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6784% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8590% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3431% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9685% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.2922% | 4,962 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 5,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1997% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3325% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6148% | 1,085 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4693% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.4771% | 5,084 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 5,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1801% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1524% | 5,149 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9413% | 1,089 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0197% | 4,737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 4,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.2832% | 5,021 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0372% | 5,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2777% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0609% | 5,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0765% | 5,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1758% | 5,149 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0496% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0293% | 4,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0438% | 5,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0520% | 5,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 5,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0924% | 5,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1162% | 5,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0528% | 4,811 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0499% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1244% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.2806% | 5,122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 5,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7763% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1644% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 4,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2118% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8450% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2969% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1932% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 576 |
| Percentage Net Loans Charged-off:Construction & development | -0.3601% | 5,221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 5,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4739% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0613% | 4,146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1349% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8846% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9224% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4612% | 1,541 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1843% | 667 |
| Percentage Net Loans Charged-off:Construction & development | -0.4994% | 5,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 5,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7762% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 5,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0531% | 4,148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 4,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7309% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9982% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2804% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 4,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0210% | 5,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 5,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0604% | 4,190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 5,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4222% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2808% | 5,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1086% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0893% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3705% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1189% | 3,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7055% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0210% | 5,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1549% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2664% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3687% | 4,615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5006% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 4,295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1462% | 5,489 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4722% | 1,162 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0615% | 5,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1913% | 916 |
| Percentage Net Loans Charged-off:Construction & development | -0.0349% | 4,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2503% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1748% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9906% | 4,656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4899% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1690% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5344% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0554% | 5,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1669% | 6,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1948% | 6,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0867% | 5,247 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0292% | 5,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5067% | 6,207 |
| Percentage Net Loans Charged-off: Home equity loans | -3.9042% | 4,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 5,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2556% | 5,573 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3607% | 1,133 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2232% | 5,457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1121% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2850% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 19.9759% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1636% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6061% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7622% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5835% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3034% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2227% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6132% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1830% | 5,799 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2120% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3895% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 23.7600% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2635% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1338% | 4,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4379% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1081% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4385% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2792% | 5,904 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4621% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4638% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 6.4198% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 5,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1328% | 4,681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3597% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6465% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0416% | 5,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8939% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3255% | 5,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1586% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7468% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7151% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 12.4542% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 5,865 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1317% | 4,703 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 5,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4291% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3352% | 5,952 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3490% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3309% | 5,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0493% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5082% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 18.1228% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9109% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1273% | 5,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 3,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2745% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 6,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7436% | 6,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1479% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3306% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3420% | 6,248 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5395% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9204% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.3805% | 1,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8794% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1762% | 5,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4010% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 3,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9723% | 6,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3130% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7749% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2019% | 6,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0157% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3840% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.7031% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.6731% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4604% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6256% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 6,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 5,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7322% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2486% | 6,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0263% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7929% | 50 |
| Percentage Net Loans Charged-off:Construction & development | 1.6849% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.2433% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9259% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2670% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 6,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 5,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4073% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2014% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1391% | 5,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4456% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2287% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 3.4446% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3104% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.4556% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7525% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5811% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7870% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5132% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3070% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2552% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1520% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0436% | 5,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6491% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6416% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 4.3727% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6498% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.9887% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7136% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4964% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7573% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1053% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0140% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0527% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6955% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0553% | 6,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3493% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3938% | 136 |
| Percentage Net Loans Charged-off:Construction & development | -0.8436% | 6,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9578% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.4397% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0120% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4853% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1178% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4709% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3996% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0573% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0805% | 6,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8491% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9068% | 1,018 |
| Percentage Net Loans Charged-off:Construction & development | -1.2747% | 6,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6356% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0977% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6662% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7979% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3961% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2837% | 6,331 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7870% | 1,290 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2150% | 6,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3348% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4107% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 9.5008% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7423% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1114% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3338% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0842% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4787% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4227% | 1,401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5436% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0058% | 6,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1059% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6763% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 12.5539% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7395% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5886% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7070% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2513% | 2,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6946% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5720% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6466% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9676% | 6,469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2967% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1965% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 19.7403% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6825% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9795% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1826% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4874% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0818% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3844% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8272% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2640% | 6,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2632% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3930% | 2,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9079% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3153% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0575% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8686% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8276% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8316% | 6,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6786% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3052% | 3,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.1636% | 3,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 3,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7560% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9066% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9771% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9120% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2283% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4224% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6676% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3570% | 3,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.2142% | 2,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0631% | 2,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8572% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0257% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2432% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0885% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6382% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0610% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8961% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5405% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.3415% | 2,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0946% | 2,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2898% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5400% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6621% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1656% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4383% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0773% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1074% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 3,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.7235% | 1,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.2249% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6094% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9091% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4941% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3761% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.5714% | 2,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6117% | 1,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1450% | 3,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1712% | 3,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5012% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5138% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6826% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1667% | 3,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4758% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 7,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 7,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6990% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 3,513 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2144% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 6,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 7,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 7,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 7,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 7,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2440% | 4,275 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5600% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1928% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 7,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 7,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0676% | 7,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 2,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6858% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9248% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2026% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3726% | 2,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 5,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 3,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1670% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2842% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2537% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2386% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 3,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 3,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7431% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2332% | 4,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2891% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3620% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 2,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8012% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3371% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2757% | 1,735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1979% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0575% | 6,971 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5517% | 1,728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1190% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 5,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1695% | 7,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3115% | 3,964 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2826% | 1,889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0654% | 1,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 5,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2227% | 7,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3274% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5686% | 1,898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0902% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3262% | 7,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3047% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4144% | 1,910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1484% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6140% | 1,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3188% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4631% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3528% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8792% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 3,865 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9340% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 7,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 7,994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3358% | 7,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1070% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9141% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 7,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1034% | 7,043 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2857% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 3,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6156% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8610% | 8,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5428% | 3,393 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3485% | 1,062 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8488% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1419% | 8,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 3,823 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0179% | 1,034 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4292% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5637% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6849% | 8,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3331% | 3,556 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5979% | 2,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1016% | 8,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7592% | 8,351 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1503% | 2,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0275% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2153% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7825% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 3,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0488% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6294% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9413% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4272% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0051% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0660% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4427% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3282% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3860% | 1,441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4452% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0999% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.0795% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5552% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5776% | 2,597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5872% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.9498% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9472% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | -5.6219% | 2,599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7389% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0912% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6638% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5827% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5371% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3533% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8233% | 2,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7744% | 1,540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3162% | 1,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3995% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9941% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1650% | 1,298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1724% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1635% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 24.7839% | 54 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6034% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4154% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9318% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6348% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2684% | 3,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3770% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5435% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2107% | 3,345 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 6,083 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 7,913 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 6,723 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 6,995 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4056% | 5,022 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |