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First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$57,720,000822
Total interest expense$13,758,0001,038
Net interest income$43,962,000746
Provision for loan and lease losses$6,150,000284
Total noninterest income$12,363,000647
Gross Fiduciary activities income$3,119,000329
Service charges on deposit accounts$2,780,000428
Trading account gains and feesNANA
Additional Noninterest Income$6,464,000743
Total noninterest expense$37,044,000743
Salaries and employee benefits$21,039,000721
Premises and equipment expense$4,344,000632
Additional noninterest expense$6,464,000743
Pre-tax net operating income$13,131,000954
Securities gains (losses)$0988
Applicable income taxes$2,459,000847
Income before extraordinary items$10,672,000956
Extraordinary gains, net$054
Net income$10,672,000970
Minority interest net income$088
Net income of bank and minority interests.$10,672,000959
Net charge-offs$3,574,000283
Cash dividends$11,000,000460
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,672,000978
2023-09-30 (YTD Data)Rank
Total interest income$42,444,000823
Total interest expense$9,430,0001,032
Net interest income$33,014,000752
Provision for loan and lease losses$200,0001,644
Total noninterest income$9,204,000657
Gross Fiduciary activities income$2,335,000330
Service charges on deposit accounts$2,062,000426
Trading account gains and feesNANA
Additional Noninterest Income$4,807,000767
Total noninterest expense$28,018,000738
Salaries and employee benefits$16,039,000718
Premises and equipment expense$3,188,000640
Additional noninterest expense$4,807,000767
Pre-tax net operating income$14,000,000750
Securities gains (losses)$0849
Applicable income taxes$2,717,000687
Income before extraordinary items$11,283,000753
Extraordinary gains, net$052
Net income$11,283,000757
Minority interest net income$081
Net income of bank and minority interests.$11,283,000753
Net charge-offs$901,000432
Cash dividends$4,500,000650
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,283,000765
2023-06-30 (YTD Data)Rank
Total interest income$27,813,000813
Total interest expense$5,621,0001,023
Net interest income$22,192,000744
Provision for loan and lease losses$100,0001,805
Total noninterest income$6,083,000650
Gross Fiduciary activities income$1,525,000329
Service charges on deposit accounts$1,329,000422
Trading account gains and feesNANA
Additional Noninterest Income$3,229,000708
Total noninterest expense$18,333,000730
Salaries and employee benefits$10,535,000721
Premises and equipment expense$2,104,000637
Additional noninterest expense$3,229,000708
Pre-tax net operating income$9,842,000703
Securities gains (losses)$0938
Applicable income taxes$1,921,000676
Income before extraordinary items$7,921,000717
Extraordinary gains, net$051
Net income$7,921,000729
Minority interest net income$081
Net income of bank and minority interests.$7,921,000717
Net charge-offs$819,000337
Cash dividends$3,000,000631
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,921,000721
2023-03-31 (YTD Data)Rank
Total interest income$13,528,000826
Total interest expense$2,216,0001,113
Net interest income$11,312,000745
Provision for loan and lease losses$02,612
Total noninterest income$2,870,000669
Gross Fiduciary activities income$776,000338
Service charges on deposit accounts$646,000447
Trading account gains and feesNANA
Additional Noninterest Income$1,448,000754
Total noninterest expense$9,075,000751
Salaries and employee benefits$5,346,000728
Premises and equipment expense$1,062,000652
Additional noninterest expense$1,448,000754
Pre-tax net operating income$5,107,000706
Securities gains (losses)$0950
Applicable income taxes$979,000689
Income before extraordinary items$4,128,000715
Extraordinary gains, net$04
Net income$4,128,000714
Minority interest net income$048
Net income of bank and minority interests.$4,128,000714
Net charge-offs$917,000209
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,128,000723
2022-12-31 (YTD Data)Rank
Total interest income$49,394,000752
Total interest expense$3,273,0001,103
Net interest income$46,121,000722
Provision for loan and lease losses$1,850,000543
Total noninterest income$15,234,000572
Gross Fiduciary activities income$3,008,000345
Service charges on deposit accounts$2,677,000457
Trading account gains and feesNANA
Additional Noninterest Income$9,549,000583
Total noninterest expense$35,405,000738
Salaries and employee benefits$20,709,000724
Premises and equipment expense$4,415,000619
Additional noninterest expense$9,549,000583
Pre-tax net operating income$24,100,000656
Securities gains (losses)$-2,004,0004,551
Applicable income taxes$4,235,000667
Income before extraordinary items$17,861,000704
Extraordinary gains, net$05
Net income$17,861,000705
Minority interest net income$063
Net income of bank and minority interests.$17,861,000705
Net charge-offs$114,0001,175
Cash dividends$6,000,000666
Sale, conversion, retirement of capital stock, net$0568
Net operating income$19,484,240667
2022-09-30 (YTD Data)Rank
Total interest income$35,655,000744
Total interest expense$1,681,0001,187
Net interest income$33,974,000722
Provision for loan and lease losses$600,000860
Total noninterest income$8,860,000704
Gross Fiduciary activities income$2,302,000338
Service charges on deposit accounts$2,015,000456
Trading account gains and feesNANA
Additional Noninterest Income$4,543,000799
Total noninterest expense$26,342,000742
Salaries and employee benefits$15,384,000728
Premises and equipment expense$3,174,000637
Additional noninterest expense$4,543,000799
Pre-tax net operating income$15,892,000716
Securities gains (losses)$0740
Applicable income taxes$3,041,000684
Income before extraordinary items$12,851,000724
Extraordinary gains, net$04
Net income$12,851,000724
Minority interest net income$057
Net income of bank and minority interests.$12,851,000724
Net charge-offs$18,0001,631
Cash dividends$4,500,000620
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,851,000734
2022-06-30 (YTD Data)Rank
Total interest income$22,863,000735
Total interest expense$753,0001,418
Net interest income$22,110,000716
Provision for loan and lease losses$400,000782
Total noninterest income$5,757,000698
Gross Fiduciary activities income$1,563,000300
Service charges on deposit accounts$1,307,000464
Trading account gains and feesNANA
Additional Noninterest Income$2,887,000850
Total noninterest expense$17,308,000741
Salaries and employee benefits$10,210,000718
Premises and equipment expense$2,082,000639
Additional noninterest expense$5,016,000760
Pre-tax net operating income$10,159,000694
Securities gains (losses)$0687
Applicable income taxes$1,970,000666
Income before extraordinary items$8,189,000703
Extraordinary gains, net$04
Net income$8,189,000703
Minority interest net income$060
Net income of bank and minority interests.$8,189,000703
Net charge-offs$-92,0004,362
Cash dividends$3,000,000613
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,189,000715
2022-03-31 (YTD Data)Rank
Total interest income$11,024,000740
Total interest expense$340,0001,501
Net interest income$10,684,000719
Provision for loan and lease losses$02,285
Total noninterest income$2,778,000729
Gross Fiduciary activities income$803,000297
Service charges on deposit accounts$609,000482
Trading account gains and feesNANA
Additional Noninterest Income$1,366,000894
Total noninterest expense$8,490,000761
Salaries and employee benefits$5,123,000722
Premises and equipment expense$997,000674
Additional noninterest expense$2,370,000799
Pre-tax net operating income$4,972,000690
Securities gains (losses)$0623
Applicable income taxes$961,000662
Income before extraordinary items$4,011,000697
Extraordinary gains, net$04
Net income$4,011,000697
Minority interest net income$050
Net income of bank and minority interests.$4,011,000697
Net charge-offs$-118,0004,592
Cash dividends$1,500,000555
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,011,000704
2021-12-31 (YTD Data)Rank
Total interest income$37,145,000891
Total interest expense$1,415,0001,743
Net interest income$35,730,000854
Provision for loan and lease losses$-650,0004,470
Total noninterest income$10,454,000809
Gross Fiduciary activities income$2,712,000317
Service charges on deposit accounts$2,061,000524
Trading account gains and feesNANA
Additional Noninterest Income$5,681,000977
Total noninterest expense$32,445,000784
Salaries and employee benefits$17,793,000812
Premises and equipment expense$3,656,000720
Additional noninterest expense$10,996,000715
Pre-tax net operating income$14,389,000964
Securities gains (losses)$37,0001,257
Applicable income taxes$2,889,000884
Income before extraordinary items$11,537,0001,027
Extraordinary gains, net$010
Net income$11,537,0001,028
Minority interest net income$074
Net income of bank and minority interests.$11,537,0001,028
Net charge-offs$1,125,000391
Cash dividends$6,000,000685
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,507,4001,018
2021-09-30 (YTD Data)Rank
Total interest income$26,471,000938
Total interest expense$1,060,0001,816
Net interest income$25,411,000900
Provision for loan and lease losses$-1,000,0004,619
Total noninterest income$7,445,000859
Gross Fiduciary activities income$1,996,000321
Service charges on deposit accounts$1,436,000556
Trading account gains and feesNANA
Additional Noninterest Income$4,013,0001,050
Total noninterest expense$22,513,000858
Salaries and employee benefits$12,694,000860
Premises and equipment expense$2,647,000754
Additional noninterest expense$7,172,000809
Pre-tax net operating income$11,343,000969
Securities gains (losses)$37,0001,172
Applicable income taxes$2,320,000896
Income before extraordinary items$9,060,0001,033
Extraordinary gains, net$08
Net income$9,060,0001,033
Minority interest net income$069
Net income of bank and minority interests.$9,060,0001,033
Net charge-offs$1,051,000328
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,030,4001,017
2021-06-30 (YTD Data)Rank
Total interest income$16,140,000996
Total interest expense$691,0001,912
Net interest income$15,449,000951
Provision for loan and lease losses$-1,000,0004,676
Total noninterest income$4,736,000886
Gross Fiduciary activities income$1,300,000321
Service charges on deposit accounts$889,000575
Trading account gains and feesNANA
Additional Noninterest Income$2,547,0001,100
Total noninterest expense$13,206,000936
Salaries and employee benefits$7,248,000962
Premises and equipment expense$1,659,000799
Additional noninterest expense$4,299,000871
Pre-tax net operating income$7,979,000919
Securities gains (losses)$37,000989
Applicable income taxes$1,676,000828
Income before extraordinary items$6,340,000981
Extraordinary gains, net$06
Net income$6,340,000981
Minority interest net income$067
Net income of bank and minority interests.$6,340,000981
Net charge-offs$1,020,000266
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,310,770965
2021-03-31 (YTD Data)Rank
Total interest income$8,095,000980
Total interest expense$363,0001,921
Net interest income$7,732,000940
Provision for loan and lease losses$02,741
Total noninterest income$2,197,000939
Gross Fiduciary activities income$643,000316
Service charges on deposit accounts$442,000570
Trading account gains and feesNANA
Additional Noninterest Income$1,112,0001,184
Total noninterest expense$6,663,000920
Salaries and employee benefits$3,555,000972
Premises and equipment expense$879,000774
Additional noninterest expense$2,229,000824
Pre-tax net operating income$3,266,0001,071
Securities gains (losses)$37,000732
Applicable income taxes$632,000976
Income before extraordinary items$2,671,0001,132
Extraordinary gains, net$03
Net income$2,671,0001,132
Minority interest net income$055
Net income of bank and minority interests.$2,671,0001,132
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,641,0301,116
2020-12-31 (YTD Data)Rank
Total interest income$32,851,000981
Total interest expense$2,589,0001,667
Net interest income$30,262,000915
Provision for loan and lease losses$3,000,000798
Total noninterest income$8,493,000890
Gross Fiduciary activities income$2,208,000328
Service charges on deposit accounts$2,028,000519
Trading account gains and feesNANA
Additional Noninterest Income$4,257,0001,151
Total noninterest expense$23,489,000994
Salaries and employee benefits$13,322,000993
Premises and equipment expense$3,373,000766
Additional noninterest expense$6,794,0001,012
Pre-tax net operating income$12,266,000889
Securities gains (losses)$40,0001,818
Applicable income taxes$2,330,000841
Income before extraordinary items$9,976,000967
Extraordinary gains, net$04
Net income$9,976,000967
Minority interest net income$072
Net income of bank and minority interests.$9,976,000967
Net charge-offs$449,0001,047
Cash dividends$6,600,000614
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,943,600927
2020-09-30 (YTD Data)Rank
Total interest income$24,757,000985
Total interest expense$2,179,0001,607
Net interest income$22,578,000915
Provision for loan and lease losses$3,200,000678
Total noninterest income$6,259,000878
Gross Fiduciary activities income$1,610,000330
Service charges on deposit accounts$1,475,000526
Trading account gains and feesNANA
Additional Noninterest Income$3,174,0001,117
Total noninterest expense$17,611,000977
Salaries and employee benefits$10,109,000973
Premises and equipment expense$2,511,000758
Additional noninterest expense$4,991,0001,014
Pre-tax net operating income$8,026,000971
Securities gains (losses)$38,0001,662
Applicable income taxes$1,513,000893
Income before extraordinary items$6,551,0001,035
Extraordinary gains, net$04
Net income$6,551,0001,034
Minority interest net income$065
Net income of bank and minority interests.$6,551,0001,035
Net charge-offs$357,000937
Cash dividends$5,300,000547
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,520,2201,009
2020-06-30 (YTD Data)Rank
Total interest income$16,412,000998
Total interest expense$1,637,0001,543
Net interest income$14,775,000928
Provision for loan and lease losses$1,700,000787
Total noninterest income$4,033,000854
Gross Fiduciary activities income$1,037,000342
Service charges on deposit accounts$1,028,000508
Trading account gains and feesNANA
Additional Noninterest Income$1,968,0001,102
Total noninterest expense$11,540,000981
Salaries and employee benefits$6,611,000986
Premises and equipment expense$1,639,000775
Additional noninterest expense$3,290,0001,016
Pre-tax net operating income$5,568,000871
Securities gains (losses)$02,249
Applicable income taxes$1,054,000797
Income before extraordinary items$4,514,000938
Extraordinary gains, net$04
Net income$4,514,000938
Minority interest net income$065
Net income of bank and minority interests.$4,514,000938
Net charge-offs$338,000753
Cash dividends$3,300,000575
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,514,000905
2020-03-31 (YTD Data)Rank
Total interest income$8,168,0001,003
Total interest expense$963,0001,470
Net interest income$7,205,000939
Provision for loan and lease losses$900,000650
Total noninterest income$2,183,000768
Gross Fiduciary activities income$525,000335
Service charges on deposit accounts$681,000452
Trading account gains and feesNANA
Additional Noninterest Income$977,000990
Total noninterest expense$6,023,000957
Salaries and employee benefits$3,589,000921
Premises and equipment expense$812,000787
Additional noninterest expense$1,622,0001,043
Pre-tax net operating income$2,465,000898
Securities gains (losses)$01,705
Applicable income taxes$457,000792
Income before extraordinary items$2,008,000929
Extraordinary gains, net$04
Net income$2,008,000929
Minority interest net income$056
Net income of bank and minority interests.$2,008,000929
Net charge-offs$250,000556
Cash dividends$1,300,000677
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,008,000918
2019-12-31 (YTD Data)Rank
Total interest income$32,897,0001,000
Total interest expense$4,105,0001,453
Net interest income$28,792,000931
Provision for loan and lease losses$450,0001,581
Total noninterest income$8,830,000759
Gross Fiduciary activities income$1,868,000363
Service charges on deposit accounts$2,926,000430
Trading account gains and feesNANA
Additional Noninterest Income$4,036,000960
Total noninterest expense$24,048,000943
Salaries and employee benefits$13,567,000944
Premises and equipment expense$3,292,000768
Additional noninterest expense$7,189,000944
Pre-tax net operating income$13,124,000838
Securities gains (losses)$1,0002,288
Applicable income taxes$2,515,000782
Income before extraordinary items$10,610,000898
Extraordinary gains, net$011
Net income$10,610,000899
Minority interest net income$076
Net income of bank and minority interests.$10,610,000899
Net charge-offs$525,000996
Cash dividends$3,600,0001,046
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,609,190880
2019-09-30 (YTD Data)Rank
Total interest income$24,591,0001,007
Total interest expense$3,063,0001,465
Net interest income$21,528,000937
Provision for loan and lease losses$200,0001,960
Total noninterest income$6,420,000773
Gross Fiduciary activities income$1,372,000365
Service charges on deposit accounts$2,174,000432
Trading account gains and feesNANA
Additional Noninterest Income$2,874,000993
Total noninterest expense$18,299,000928
Salaries and employee benefits$10,374,000919
Premises and equipment expense$2,472,000765
Additional noninterest expense$5,453,000920
Pre-tax net operating income$9,449,000888
Securities gains (losses)$02,167
Applicable income taxes$1,804,000824
Income before extraordinary items$7,645,000940
Extraordinary gains, net$011
Net income$7,645,000941
Minority interest net income$072
Net income of bank and minority interests.$7,645,000941
Net charge-offs$297,0001,040
Cash dividends$2,400,0001,038
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,645,000918
2019-06-30 (YTD Data)Rank
Total interest income$16,236,0001,008
Total interest expense$1,973,0001,477
Net interest income$14,263,000941
Provision for loan and lease losses$200,0001,556
Total noninterest income$4,167,000773
Gross Fiduciary activities income$895,000368
Service charges on deposit accounts$1,415,000440
Trading account gains and fees$0131
Additional Noninterest Income$1,857,000978
Total noninterest expense$12,146,000925
Salaries and employee benefits$6,818,000927
Premises and equipment expense$1,664,000769
Additional noninterest expense$3,664,000931
Pre-tax net operating income$6,084,000889
Securities gains (losses)$01,702
Applicable income taxes$1,162,000825
Income before extraordinary items$4,922,000937
Extraordinary gains, net$011
Net income$4,922,000937
Minority interest net income$069
Net income of bank and minority interests.$4,922,000937
Net charge-offs$214,000956
Cash dividends$1,200,0001,279
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,922,000918
2019-03-31 (YTD Data)Rank
Total interest income$8,023,0001,014
Total interest expense$922,0001,519
Net interest income$7,101,000946
Provision for loan and lease losses$03,406
Total noninterest income$2,058,000756
Gross Fiduciary activities income$437,000370
Service charges on deposit accounts$701,000440
Trading account gains and fees$0126
Additional Noninterest Income$920,000949
Total noninterest expense$6,002,000928
Salaries and employee benefits$3,443,000919
Premises and equipment expense$856,000761
Additional noninterest expense$1,703,000969
Pre-tax net operating income$3,157,000849
Securities gains (losses)$01,087
Applicable income taxes$603,000780
Income before extraordinary items$2,554,000899
Extraordinary gains, net$05
Net income$2,554,000897
Minority interest net income$052
Net income of bank and minority interests.$2,554,000898
Net charge-offs$63,0001,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,554,000883
2018-12-31 (YTD Data)Rank
Total interest income$31,138,000989
Total interest expense$2,755,0001,525
Net interest income$28,383,000934
Provision for loan and lease losses$600,0001,277
Total noninterest income$9,457,000708
Gross Fiduciary activities income$1,682,000378
Service charges on deposit accounts$3,178,000411
Trading account gains and fees$0126
Additional Noninterest Income$4,597,000846
Total noninterest expense$23,586,000928
Salaries and employee benefits$13,287,000926
Premises and equipment expense$3,243,000773
Additional noninterest expense$7,056,000953
Pre-tax net operating income$13,654,000807
Securities gains (losses)$-1,0004,008
Applicable income taxes$2,539,000743
Income before extraordinary items$11,114,000838
Extraordinary gains, net$06
Net income$11,114,000836
Minority interest net income$072
Net income of bank and minority interests.$11,114,000837
Net charge-offs$917,000634
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,114,810836
2018-09-30 (YTD Data)Rank
Total interest income$22,979,000992
Total interest expense$1,957,0001,512
Net interest income$21,022,000937
Provision for loan and lease losses$100,0002,576
Total noninterest income$7,112,000712
Gross Fiduciary activities income$1,239,000383
Service charges on deposit accounts$2,364,000411
Trading account gains and fees$0138
Additional Noninterest Income$3,509,000843
Total noninterest expense$17,570,000930
Salaries and employee benefits$9,980,000928
Premises and equipment expense$2,409,000784
Additional noninterest expense$5,181,000958
Pre-tax net operating income$10,464,000789
Securities gains (losses)$01,118
Applicable income taxes$1,932,000743
Income before extraordinary items$8,532,000825
Extraordinary gains, net$05
Net income$8,532,000824
Minority interest net income$066
Net income of bank and minority interests.$8,532,000824
Net charge-offs$625,000624
Cash dividends$3,000,000778
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,532,000819
2018-06-30 (YTD Data)Rank
Total interest income$14,997,0001,000
Total interest expense$1,254,0001,495
Net interest income$13,743,000945
Provision for loan and lease losses$100,0002,173
Total noninterest income$4,868,000700
Gross Fiduciary activities income$816,000385
Service charges on deposit accounts$1,546,000412
Trading account gains and fees$0130
Additional Noninterest Income$2,506,000809
Total noninterest expense$11,649,000936
Salaries and employee benefits$6,610,000930
Premises and equipment expense$1,627,000777
Additional noninterest expense$3,412,000961
Pre-tax net operating income$6,862,000792
Securities gains (losses)$0961
Applicable income taxes$1,239,000758
Income before extraordinary items$5,623,000817
Extraordinary gains, net$06
Net income$5,623,000815
Minority interest net income$065
Net income of bank and minority interests.$5,623,000816
Net charge-offs$387,000619
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,623,000812
2018-03-31 (YTD Data)Rank
Total interest income$7,312,0001,011
Total interest expense$591,0001,500
Net interest income$6,721,000956
Provision for loan and lease losses$100,0001,437
Total noninterest income$2,740,000630
Gross Fiduciary activities income$407,000389
Service charges on deposit accounts$762,000425
Trading account gains and fees$0123
Additional Noninterest Income$1,571,000685
Total noninterest expense$5,852,000943
Salaries and employee benefits$3,383,000929
Premises and equipment expense$821,000777
Additional noninterest expense$1,648,000981
Pre-tax net operating income$3,509,000747
Securities gains (losses)$0735
Applicable income taxes$589,000764
Income before extraordinary items$2,920,000764
Extraordinary gains, net$07
Net income$2,920,000764
Minority interest net income$052
Net income of bank and minority interests.$2,920,000764
Net charge-offs$154,000668
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,920,000761
2017-12-31 (YTD Data)Rank
Total interest income$27,653,0001,036
Total interest expense$1,723,0001,724
Net interest income$25,930,000970
Provision for loan and lease losses$100,0003,045
Total noninterest income$8,828,000757
Gross Fiduciary activities income$1,447,000398
Service charges on deposit accounts$3,028,000431
Trading account gains and fees$0151
Additional Noninterest Income$4,353,000897
Total noninterest expense$23,277,000923
Salaries and employee benefits$12,923,000929
Premises and equipment expense$3,111,000806
Additional noninterest expense$7,243,000906
Pre-tax net operating income$11,381,000885
Securities gains (losses)$-103,0005,416
Applicable income taxes$4,094,000762
Income before extraordinary items$7,184,000996
Extraordinary gains, net$09
Net income$7,184,000996
Minority interest net income$076
Net income of bank and minority interests.$7,184,000996
Net charge-offs$95,0002,485
Cash dividends$5,500,000616
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,249,920981
2017-09-30 (YTD Data)Rank
Total interest income$20,387,0001,050
Total interest expense$1,235,0001,770
Net interest income$19,152,000996
Provision for loan and lease losses$04,088
Total noninterest income$6,113,000811
Gross Fiduciary activities income$1,061,000402
Service charges on deposit accounts$2,250,000440
Trading account gains and fees$0145
Additional Noninterest Income$2,802,0001,026
Total noninterest expense$17,135,000940
Salaries and employee benefits$9,585,000942
Premises and equipment expense$2,297,000817
Additional noninterest expense$5,253,000935
Pre-tax net operating income$8,130,000942
Securities gains (losses)$24,0001,242
Applicable income taxes$2,480,000787
Income before extraordinary items$5,674,0001,053
Extraordinary gains, net$09
Net income$5,674,0001,052
Minority interest net income$071
Net income of bank and minority interests.$5,674,0001,053
Net charge-offs$20,0002,983
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,657,2001,036
2017-06-30 (YTD Data)Rank
Total interest income$13,351,0001,053
Total interest expense$788,0001,787
Net interest income$12,563,0001,000
Provision for loan and lease losses$03,871
Total noninterest income$4,037,000811
Gross Fiduciary activities income$702,000400
Service charges on deposit accounts$1,490,000442
Trading account gains and fees$0139
Additional Noninterest Income$1,845,0001,028
Total noninterest expense$11,365,000950
Salaries and employee benefits$6,364,000949
Premises and equipment expense$1,520,000825
Additional noninterest expense$3,481,000941
Pre-tax net operating income$5,235,000954
Securities gains (losses)$13,0001,152
Applicable income taxes$1,588,000796
Income before extraordinary items$3,660,0001,063
Extraordinary gains, net$011
Net income$3,660,0001,063
Minority interest net income$071
Net income of bank and minority interests.$3,660,0001,063
Net charge-offs$-123,0005,486
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,650,9001,055
2017-03-31 (YTD Data)Rank
Total interest income$6,533,0001,067
Total interest expense$384,0001,805
Net interest income$6,149,0001,015
Provision for loan and lease losses$03,537
Total noninterest income$2,013,000804
Gross Fiduciary activities income$347,000408
Service charges on deposit accounts$755,000443
Trading account gains and fees$0142
Additional Noninterest Income$911,0001,026
Total noninterest expense$5,710,000947
Salaries and employee benefits$3,242,000942
Premises and equipment expense$773,000821
Additional noninterest expense$1,695,000950
Pre-tax net operating income$2,452,000987
Securities gains (losses)$01,153
Applicable income taxes$731,000824
Income before extraordinary items$1,721,0001,090
Extraordinary gains, net$08
Net income$1,721,0001,089
Minority interest net income$055
Net income of bank and minority interests.$1,721,0001,090
Net charge-offs$-130,0005,654
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,721,0001,064
2016-12-31 (YTD Data)Rank
Total interest income$25,237,0001,063
Total interest expense$1,362,0001,933
Net interest income$23,875,0001,014
Provision for loan and lease losses$04,332
Total noninterest income$8,900,000752
Gross Fiduciary activities income$1,353,000413
Service charges on deposit accounts$3,512,000398
Trading account gains and fees$0170
Additional Noninterest Income$4,035,000980
Total noninterest expense$23,469,000907
Salaries and employee benefits$12,938,000924
Premises and equipment expense$3,161,000788
Additional noninterest expense$7,370,000901
Pre-tax net operating income$9,306,000979
Securities gains (losses)$8,0002,738
Applicable income taxes$2,706,000841
Income before extraordinary items$6,608,0001,107
Extraordinary gains, net$05
Net income$6,608,0001,106
Minority interest net income$082
Net income of bank and minority interests.$6,608,0001,106
Net charge-offs$203,0001,910
Cash dividends$2,325,0001,248
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,602,3201,083
2016-09-30 (YTD Data)Rank
Total interest income$18,811,0001,072
Total interest expense$1,009,0001,961
Net interest income$17,802,0001,020
Provision for loan and lease losses$04,186
Total noninterest income$6,717,000753
Gross Fiduciary activities income$1,001,000416
Service charges on deposit accounts$2,635,000395
Trading account gains and fees$0169
Additional Noninterest Income$3,081,000964
Total noninterest expense$17,890,000890
Salaries and employee benefits$10,042,000880
Premises and equipment expense$2,397,000782
Additional noninterest expense$5,451,000909
Pre-tax net operating income$6,629,0001,029
Securities gains (losses)$10,0002,582
Applicable income taxes$1,893,000901
Income before extraordinary items$4,746,0001,157
Extraordinary gains, net$05
Net income$4,746,0001,157
Minority interest net income$071
Net income of bank and minority interests.$4,746,0001,157
Net charge-offs$-86,0005,535
Cash dividends$475,0002,463
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,738,9001,129
2016-06-30 (YTD Data)Rank
Total interest income$12,469,0001,075
Total interest expense$670,0001,975
Net interest income$11,799,0001,027
Provision for loan and lease losses$04,017
Total noninterest income$4,341,000767
Gross Fiduciary activities income$661,000415
Service charges on deposit accounts$1,694,000403
Trading account gains and fees$0157
Additional Noninterest Income$1,986,000970
Total noninterest expense$12,074,000882
Salaries and employee benefits$6,859,000858
Premises and equipment expense$1,612,000773
Additional noninterest expense$3,603,000923
Pre-tax net operating income$4,066,0001,093
Securities gains (losses)$6,0002,403
Applicable income taxes$1,195,000944
Income before extraordinary items$2,877,0001,241
Extraordinary gains, net$016
Net income$2,877,0001,241
Minority interest net income$071
Net income of bank and minority interests.$2,877,0001,241
Net charge-offs$-210,0005,856
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,872,7401,200
2016-03-31 (YTD Data)Rank
Total interest income$6,191,0001,086
Total interest expense$341,0001,948
Net interest income$5,850,0001,027
Provision for loan and lease losses$03,656
Total noninterest income$2,101,000770
Gross Fiduciary activities income$329,000412
Service charges on deposit accounts$780,000424
Trading account gains and fees$0142
Additional Noninterest Income$992,000936
Total noninterest expense$6,165,000860
Salaries and employee benefits$3,444,000854
Premises and equipment expense$854,000741
Additional noninterest expense$1,867,000875
Pre-tax net operating income$1,786,0001,203
Securities gains (losses)$6,0001,655
Applicable income taxes$517,0001,032
Income before extraordinary items$1,275,0001,348
Extraordinary gains, net$012
Net income$1,275,0001,347
Minority interest net income$062
Net income of bank and minority interests.$1,275,0001,349
Net charge-offs$4,0002,652
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,270,7401,315
2015-12-31 (YTD Data)Rank
Total interest income$22,165,0001,155
Total interest expense$1,155,0002,180
Net interest income$21,010,0001,088
Provision for loan and lease losses$-100,0005,729
Total noninterest income$8,483,000767
Gross Fiduciary activities income$1,375,000407
Service charges on deposit accounts$3,042,000442
Trading account gains and fees$0159
Additional Noninterest Income$4,066,000939
Total noninterest expense$25,223,000819
Salaries and employee benefits$13,850,000825
Premises and equipment expense$2,946,000842
Additional noninterest expense$8,427,000780
Pre-tax net operating income$4,370,0001,755
Securities gains (losses)$-55,0006,037
Applicable income taxes$1,190,0001,433
Income before extraordinary items$3,125,0001,980
Extraordinary gains, net$023
Net income$3,125,0001,981
Minority interest net income$081
Net income of bank and minority interests.$3,125,0001,982
Net charge-offs$1,094,000636
Cash dividends$13,500,000302
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,164,6001,921
2015-09-30 (YTD Data)Rank
Total interest income$16,145,0001,192
Total interest expense$853,0002,229
Net interest income$15,292,0001,118
Provision for loan and lease losses$-100,0005,916
Total noninterest income$6,228,000790
Gross Fiduciary activities income$1,025,000409
Service charges on deposit accounts$2,196,000459
Trading account gains and fees$0153
Additional Noninterest Income$3,007,000967
Total noninterest expense$18,749,000836
Salaries and employee benefits$10,359,000831
Premises and equipment expense$2,151,000870
Additional noninterest expense$6,239,000788
Pre-tax net operating income$2,871,0001,977
Securities gains (losses)$-52,0006,151
Applicable income taxes$779,0001,609
Income before extraordinary items$2,040,0002,228
Extraordinary gains, net$021
Net income$2,040,0002,229
Minority interest net income$078
Net income of bank and minority interests.$2,040,0002,229
Net charge-offs$1,043,000488
Cash dividends$13,250,000233
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,077,4402,153
2015-06-30 (YTD Data)Rank
Total interest income$10,381,0001,229
Total interest expense$571,0002,232
Net interest income$9,810,0001,166
Provision for loan and lease losses$-100,0006,049
Total noninterest income$4,011,000813
Gross Fiduciary activities income$688,000411
Service charges on deposit accounts$1,299,000506
Trading account gains and fees$0157
Additional Noninterest Income$2,024,000961
Total noninterest expense$12,166,000867
Salaries and employee benefits$6,722,000856
Premises and equipment expense$1,356,000909
Additional noninterest expense$4,088,000809
Pre-tax net operating income$1,755,0002,092
Securities gains (losses)$-52,0006,245
Applicable income taxes$487,0001,651
Income before extraordinary items$1,216,0002,412
Extraordinary gains, net$022
Net income$1,216,0002,414
Minority interest net income$075
Net income of bank and minority interests.$1,216,0002,414
Net charge-offs$489,000655
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,252,9202,314
2015-03-31 (YTD Data)Rank
Total interest income$4,988,0001,270
Total interest expense$302,0002,155
Net interest income$4,686,0001,204
Provision for loan and lease losses$03,703
Total noninterest income$1,767,000864
Gross Fiduciary activities income$343,000414
Service charges on deposit accounts$547,000581
Trading account gains and fees$0152
Additional Noninterest Income$877,0001,026
Total noninterest expense$5,507,000943
Salaries and employee benefits$3,126,000915
Premises and equipment expense$597,0001,021
Additional noninterest expense$1,784,000893
Pre-tax net operating income$946,0001,950
Securities gains (losses)$-52,0006,352
Applicable income taxes$246,0001,616
Income before extraordinary items$648,0002,269
Extraordinary gains, net$013
Net income$648,0002,270
Minority interest net income$064
Net income of bank and minority interests.$648,0002,270
Net charge-offs$-53,0005,963
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$685,4402,116
2014-12-31 (YTD Data)Rank
Total interest income$20,399,0001,241
Total interest expense$1,559,0001,833
Net interest income$18,840,0001,199
Provision for loan and lease losses$-3,850,0006,462
Total noninterest income$7,255,000837
Gross Fiduciary activities income$1,351,000414
Service charges on deposit accounts$2,572,000531
Trading account gains and fees$0180
Additional Noninterest Income$3,332,0001,023
Total noninterest expense$18,939,0001,076
Salaries and employee benefits$10,586,0001,026
Premises and equipment expense$2,395,0001,000
Additional noninterest expense$5,958,0001,108
Pre-tax net operating income$11,006,000759
Securities gains (losses)$696,000295
Applicable income taxes$3,690,000618
Income before extraordinary items$8,012,000821
Extraordinary gains, net$017
Net income$8,012,000820
Minority interest net income$084
Net income of bank and minority interests.$8,012,000820
Net charge-offs$76,0003,432
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,538,720856
2014-09-30 (YTD Data)Rank
Total interest income$15,185,0001,253
Total interest expense$1,206,0001,808
Net interest income$13,979,0001,213
Provision for loan and lease losses$-700,0006,416
Total noninterest income$5,368,000847
Gross Fiduciary activities income$1,016,000413
Service charges on deposit accounts$1,928,000531
Trading account gains and fees$0174
Additional Noninterest Income$2,424,0001,057
Total noninterest expense$13,948,0001,095
Salaries and employee benefits$7,731,0001,059
Premises and equipment expense$1,789,0001,021
Additional noninterest expense$4,428,0001,116
Pre-tax net operating income$6,099,0001,025
Securities gains (losses)$-69,0006,398
Applicable income taxes$1,808,000870
Income before extraordinary items$4,222,0001,176
Extraordinary gains, net$015
Net income$4,222,0001,174
Minority interest net income$081
Net income of bank and minority interests.$4,222,0001,175
Net charge-offs$228,0001,862
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,270,3001,141
2014-06-30 (YTD Data)Rank
Total interest income$10,003,0001,260
Total interest expense$831,0001,778
Net interest income$9,172,0001,220
Provision for loan and lease losses$-600,0006,519
Total noninterest income$3,530,000843
Gross Fiduciary activities income$683,000411
Service charges on deposit accounts$1,273,000531
Trading account gains and fees$0172
Additional Noninterest Income$1,574,0001,057
Total noninterest expense$9,155,0001,105
Salaries and employee benefits$5,063,0001,077
Premises and equipment expense$1,188,0001,030
Additional noninterest expense$2,904,0001,121
Pre-tax net operating income$4,147,000988
Securities gains (losses)$22,0001,602
Applicable income taxes$1,266,000807
Income before extraordinary items$2,903,0001,115
Extraordinary gains, net$020
Net income$2,903,0001,116
Minority interest net income$080
Net income of bank and minority interests.$2,903,0001,116
Net charge-offs$38,0003,009
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,887,6001,096
2014-03-31 (YTD Data)Rank
Total interest income$4,909,0001,287
Total interest expense$429,0001,746
Net interest income$4,480,0001,247
Provision for loan and lease losses$-200,0006,567
Total noninterest income$1,694,000831
Gross Fiduciary activities income$343,000409
Service charges on deposit accounts$630,000528
Trading account gains and fees$0147
Additional Noninterest Income$721,0001,100
Total noninterest expense$4,604,0001,107
Salaries and employee benefits$2,508,0001,107
Premises and equipment expense$621,0001,007
Additional noninterest expense$1,475,0001,086
Pre-tax net operating income$1,770,0001,084
Securities gains (losses)$01,715
Applicable income taxes$531,000896
Income before extraordinary items$1,239,0001,224
Extraordinary gains, net$016
Net income$1,239,0001,225
Minority interest net income$066
Net income of bank and minority interests.$1,239,0001,225
Net charge-offs$161,0001,076
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,239,0001,204
2013-12-31 (YTD Data)Rank
Total interest income$21,157,0001,214
Total interest expense$2,487,0001,366
Net interest income$18,670,0001,178
Provision for loan and lease losses$-425,0006,567
Total noninterest income$6,926,000893
Gross Fiduciary activities income$1,167,000424
Service charges on deposit accounts$2,204,000630
Trading account gains and fees$0184
Additional Noninterest Income$3,555,0001,037
Total noninterest expense$20,549,000995
Salaries and employee benefits$10,528,0001,025
Premises and equipment expense$2,467,000978
Additional noninterest expense$7,554,000900
Pre-tax net operating income$5,472,0001,341
Securities gains (losses)$03,182
Applicable income taxes$-4,684,0006,764
Income before extraordinary items$10,156,000638
Extraordinary gains, net$029
Net income$10,156,000641
Minority interest net income$090
Net income of bank and minority interests.$10,156,000640
Net charge-offs$2,006,000744
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,156,000619
2013-09-30 (YTD Data)Rank
Total interest income$16,064,0001,199
Total interest expense$1,999,0001,303
Net interest income$14,065,0001,172
Provision for loan and lease losses$2,525,000395
Total noninterest income$5,112,000917
Gross Fiduciary activities income$866,000427
Service charges on deposit accounts$1,550,000670
Trading account gains and fees$0180
Additional Noninterest Income$2,696,0001,052
Total noninterest expense$14,392,0001,067
Salaries and employee benefits$7,488,0001,090
Premises and equipment expense$1,864,000978
Additional noninterest expense$5,040,0001,007
Pre-tax net operating income$2,260,0002,223
Securities gains (losses)$03,040
Applicable income taxes$-387,0006,786
Income before extraordinary items$2,647,0001,692
Extraordinary gains, net$025
Net income$2,647,0001,694
Minority interest net income$084
Net income of bank and minority interests.$2,647,0001,696
Net charge-offs$3,725,000349
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,647,0001,645
2013-06-30 (YTD Data)Rank
Total interest income$10,778,0001,185
Total interest expense$1,397,0001,278
Net interest income$9,381,0001,157
Provision for loan and lease losses$2,250,000322
Total noninterest income$3,463,000911
Gross Fiduciary activities income$575,000429
Service charges on deposit accounts$923,000748
Trading account gains and fees$0157
Additional Noninterest Income$1,965,0001,004
Total noninterest expense$9,769,0001,044
Salaries and employee benefits$5,077,0001,063
Premises and equipment expense$1,257,000965
Additional noninterest expense$3,435,000976
Pre-tax net operating income$825,0003,278
Securities gains (losses)$02,791
Applicable income taxes$-513,0006,873
Income before extraordinary items$1,338,0002,122
Extraordinary gains, net$022
Net income$1,338,0002,130
Minority interest net income$082
Net income of bank and minority interests.$1,338,0002,128
Net charge-offs$2,847,000338
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,338,0002,039
2013-03-31 (YTD Data)Rank
Total interest income$5,407,0001,186
Total interest expense$736,0001,247
Net interest income$4,671,0001,165
Provision for loan and lease losses$-250,0006,909
Total noninterest income$1,470,0001,036
Gross Fiduciary activities income$285,000435
Service charges on deposit accounts$459,000752
Trading account gains and fees$0148
Additional Noninterest Income$726,0001,227
Total noninterest expense$5,099,0001,005
Salaries and employee benefits$2,634,0001,035
Premises and equipment expense$676,000912
Additional noninterest expense$1,789,000948
Pre-tax net operating income$1,292,0001,378
Securities gains (losses)$01,966
Applicable income taxes$284,0001,385
Income before extraordinary items$1,008,0001,475
Extraordinary gains, net$010
Net income$1,008,0001,478
Minority interest net income$076
Net income of bank and minority interests.$1,008,0001,477
Net charge-offs$69,0002,178
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,008,0001,414
2012-12-31 (YTD Data)Rank
Total interest income$23,432,0001,139
Total interest expense$3,929,0001,137
Net interest income$19,503,0001,120
Provision for loan and lease losses$3,555,000669
Total noninterest income$5,160,0001,132
Gross Fiduciary activities income$1,051,000440
Service charges on deposit accounts$2,127,000664
Trading account gains and fees$0166
Additional Noninterest Income$1,982,0001,532
Total noninterest expense$18,436,0001,082
Salaries and employee benefits$9,590,0001,098
Premises and equipment expense$2,585,000928
Additional noninterest expense$6,261,0001,111
Pre-tax net operating income$2,672,0002,295
Securities gains (losses)$1,147,000458
Applicable income taxes$977,0001,495
Income before extraordinary items$2,842,0001,951
Extraordinary gains, net$029
Net income$2,842,0001,950
Minority interest net income$093
Net income of bank and minority interests.$2,842,0001,952
Net charge-offs$3,417,000775
Cash dividends$499,0002,797
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,993,2202,471
2012-09-30 (YTD Data)Rank
Total interest income$17,858,0001,141
Total interest expense$3,066,0001,147
Net interest income$14,792,0001,125
Provision for loan and lease losses$3,455,000555
Total noninterest income$4,246,0001,050
Gross Fiduciary activities income$783,000439
Service charges on deposit accounts$1,568,000685
Trading account gains and fees$0157
Additional Noninterest Income$1,895,0001,317
Total noninterest expense$13,975,0001,068
Salaries and employee benefits$7,155,0001,091
Premises and equipment expense$1,939,000938
Additional noninterest expense$4,881,0001,060
Pre-tax net operating income$1,608,0002,759
Securities gains (losses)$1,146,000349
Applicable income taxes$888,0001,348
Income before extraordinary items$1,866,0002,246
Extraordinary gains, net$020
Net income$1,866,0002,246
Minority interest net income$086
Net income of bank and minority interests.$1,866,0002,246
Net charge-offs$2,343,000828
Cash dividends$499,0002,056
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,086,7203,129
2012-06-30 (YTD Data)Rank
Total interest income$12,088,0001,132
Total interest expense$2,092,0001,172
Net interest income$9,996,0001,114
Provision for loan and lease losses$2,650,000507
Total noninterest income$2,816,0001,036
Gross Fiduciary activities income$522,000438
Service charges on deposit accounts$1,025,000688
Trading account gains and fees$0153
Additional Noninterest Income$1,269,0001,286
Total noninterest expense$9,321,0001,071
Salaries and employee benefits$4,757,0001,097
Premises and equipment expense$1,314,000924
Additional noninterest expense$3,250,0001,057
Pre-tax net operating income$841,0003,186
Securities gains (losses)$1,118,000252
Applicable income taxes$725,0001,145
Income before extraordinary items$1,234,0002,215
Extraordinary gains, net$019
Net income$1,234,0002,215
Minority interest net income$084
Net income of bank and minority interests.$1,234,0002,215
Net charge-offs$1,588,000827
Cash dividends$499,0001,623
Sale, conversion, retirement of capital stock, net$0928
Net operating income$518,4803,726
2012-03-31 (YTD Data)Rank
Total interest income$6,209,0001,108
Total interest expense$1,067,0001,189
Net interest income$5,142,0001,082
Provision for loan and lease losses$2,000,000348
Total noninterest income$1,374,0001,036
Gross Fiduciary activities income$257,000440
Service charges on deposit accounts$502,000701
Trading account gains and fees$0148
Additional Noninterest Income$615,0001,303
Total noninterest expense$4,895,0001,016
Salaries and employee benefits$2,369,0001,100
Premises and equipment expense$671,000907
Additional noninterest expense$1,855,000921
Pre-tax net operating income$-379,0006,992
Securities gains (losses)$1,117,000123
Applicable income taxes$230,0001,568
Income before extraordinary items$508,0002,568
Extraordinary gains, net$019
Net income$508,0002,570
Minority interest net income$078
Net income of bank and minority interests.$508,0002,571
Net charge-offs$1,301,000565
Cash dividends$249,0001,441
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-262,7306,919
2011-12-31 (YTD Data)Rank
Total interest income$25,645,0001,102
Total interest expense$5,064,0001,188
Net interest income$20,581,0001,081
Provision for loan and lease losses$12,380,000358
Total noninterest income$5,827,000922
Gross Fiduciary activities income$1,024,000393
Service charges on deposit accounts$2,236,000659
Trading account gains and fees$0146
Additional Noninterest Income$2,567,0001,146
Total noninterest expense$20,739,000951
Salaries and employee benefits$9,460,0001,041
Premises and equipment expense$2,621,000955
Additional noninterest expense$8,658,000827
Pre-tax net operating income$-6,711,0007,135
Securities gains (losses)$59,0002,466
Applicable income taxes$3,994,000473
Income before extraordinary items$-10,646,0007,220
Extraordinary gains, net$029
Net income$-10,646,0007,220
Minority interest net income$096
Net income of bank and minority interests.$-10,646,0007,220
Net charge-offs$15,478,000309
Cash dividends$1,600,0001,159
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-10,705,0007,218
2011-09-30 (YTD Data)Rank
Total interest income$19,378,0001,111
Total interest expense$3,985,0001,173
Net interest income$15,393,0001,094
Provision for loan and lease losses$9,395,000339
Total noninterest income$4,274,000945
Gross Fiduciary activities income$781,000385
Service charges on deposit accounts$1,626,000680
Trading account gains and fees$0145
Additional Noninterest Income$1,867,0001,174
Total noninterest expense$14,388,0001,035
Salaries and employee benefits$6,867,0001,079
Premises and equipment expense$1,996,000955
Additional noninterest expense$5,525,000960
Pre-tax net operating income$-4,116,0007,184
Securities gains (losses)$41,0002,444
Applicable income taxes$-1,522,0007,342
Income before extraordinary items$-2,553,0007,112
Extraordinary gains, net$021
Net income$-2,553,0007,113
Minority interest net income$087
Net income of bank and minority interests.$-2,553,0007,113
Net charge-offs$6,928,000475
Cash dividends$1,400,000888
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,579,2407,099
2011-06-30 (YTD Data)Rank
Total interest income$12,975,0001,119
Total interest expense$2,739,0001,182
Net interest income$10,236,0001,090
Provision for loan and lease losses$3,820,000557
Total noninterest income$2,796,000965
Gross Fiduciary activities income$536,000389
Service charges on deposit accounts$1,036,000709
Trading account gains and fees$0153
Additional Noninterest Income$1,224,0001,167
Total noninterest expense$9,014,0001,112
Salaries and employee benefits$4,568,0001,095
Premises and equipment expense$1,302,000985
Additional noninterest expense$3,144,0001,124
Pre-tax net operating income$198,0005,117
Securities gains (losses)$41,0001,708
Applicable income taxes$-10,0006,865
Income before extraordinary items$249,0004,711
Extraordinary gains, net$015
Net income$249,0004,709
Minority interest net income$089
Net income of bank and minority interests.$249,0004,711
Net charge-offs$6,078,000396
Cash dividends$1,100,000742
Sale, conversion, retirement of capital stock, net$0986
Net operating income$208,0004,874
2011-03-31 (YTD Data)Rank
Total interest income$6,438,0001,134
Total interest expense$1,395,0001,205
Net interest income$5,043,0001,101
Provision for loan and lease losses$270,0002,101
Total noninterest income$1,351,000991
Gross Fiduciary activities income$267,000390
Service charges on deposit accounts$501,000713
Trading account gains and fees$0158
Additional Noninterest Income$583,0001,208
Total noninterest expense$4,542,0001,107
Salaries and employee benefits$2,288,0001,107
Premises and equipment expense$656,0001,002
Additional noninterest expense$1,598,0001,117
Pre-tax net operating income$1,582,000965
Securities gains (losses)$01,772
Applicable income taxes$492,000767
Income before extraordinary items$1,090,0001,129
Extraordinary gains, net$09
Net income$1,090,0001,129
Minority interest net income$086
Net income of bank and minority interests.$1,090,0001,129
Net charge-offs$3,137,000387
Cash dividends$550,000674
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,090,0001,100
2010-12-31 (YTD Data)Rank
Total interest income$27,213,0001,141
Total interest expense$6,375,0001,300
Net interest income$20,838,0001,066
Provision for loan and lease losses$11,731,000586
Total noninterest income$6,053,000921
Gross Fiduciary activities income$960,000405
Service charges on deposit accounts$2,617,000573
Trading account gains and fees$0175
Additional Noninterest Income$2,476,0001,207
Total noninterest expense$20,445,000977
Salaries and employee benefits$9,079,0001,089
Premises and equipment expense$2,745,000932
Additional noninterest expense$8,621,000859
Pre-tax net operating income$-5,285,0007,128
Securities gains (losses)$-7,0007,006
Applicable income taxes$-2,032,0007,456
Income before extraordinary items$-3,260,0007,030
Extraordinary gains, net$029
Net income$-3,260,0007,030
Minority interest net income$0111
Net income of bank and minority interests.$-3,260,0007,031
Net charge-offs$2,801,0001,531
Cash dividends$2,575,000634
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-3,255,5207,008
2010-09-30 (YTD Data)Rank
Total interest income$20,497,0001,150
Total interest expense$4,941,0001,313
Net interest income$15,556,0001,076
Provision for loan and lease losses$2,611,0001,394
Total noninterest income$4,357,000938
Gross Fiduciary activities income$724,000404
Service charges on deposit accounts$1,959,000587
Trading account gains and fees$0165
Additional Noninterest Income$1,674,0001,251
Total noninterest expense$13,381,0001,099
Salaries and employee benefits$6,756,0001,091
Premises and equipment expense$2,078,000931
Additional noninterest expense$4,547,0001,185
Pre-tax net operating income$3,921,0001,044
Securities gains (losses)$-7,0007,186
Applicable income taxes$1,183,000887
Income before extraordinary items$2,731,0001,230
Extraordinary gains, net$023
Net income$2,731,0001,234
Minority interest net income$0110
Net income of bank and minority interests.$2,731,0001,234
Net charge-offs$1,123,0002,058
Cash dividends$1,950,000555
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,735,9001,176
2010-06-30 (YTD Data)Rank
Total interest income$13,708,0001,158
Total interest expense$3,440,0001,300
Net interest income$10,268,0001,086
Provision for loan and lease losses$1,411,0001,584
Total noninterest income$2,723,000967
Gross Fiduciary activities income$488,000405
Service charges on deposit accounts$1,292,000593
Trading account gains and fees$0152
Additional Noninterest Income$943,0001,348
Total noninterest expense$8,804,0001,115
Salaries and employee benefits$4,516,0001,088
Premises and equipment expense$1,381,000947
Additional noninterest expense$2,907,0001,227
Pre-tax net operating income$2,776,000974
Securities gains (losses)$2,0002,979
Applicable income taxes$845,000820
Income before extraordinary items$1,933,0001,156
Extraordinary gains, net$019
Net income$1,933,0001,157
Minority interest net income$0105
Net income of bank and minority interests.$1,933,0001,157
Net charge-offs$883,0001,856
Cash dividends$1,300,000530
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,931,6001,109
2010-03-31 (YTD Data)Rank
Total interest income$6,886,0001,169
Total interest expense$1,829,0001,273
Net interest income$5,057,0001,116
Provision for loan and lease losses$411,0002,039
Total noninterest income$1,301,000982
Gross Fiduciary activities income$249,000406
Service charges on deposit accounts$609,000632
Trading account gains and fees$0175
Additional Noninterest Income$443,0001,417
Total noninterest expense$4,372,0001,146
Salaries and employee benefits$2,227,0001,117
Premises and equipment expense$691,000980
Additional noninterest expense$1,454,0001,209
Pre-tax net operating income$1,575,000852
Securities gains (losses)$2,0002,064
Applicable income taxes$486,000722
Income before extraordinary items$1,091,0001,001
Extraordinary gains, net$016
Net income$1,091,0001,004
Minority interest net income$091
Net income of bank and minority interests.$1,091,0001,005
Net charge-offs$352,0001,876
Cash dividends$650,000514
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,089,620978
2009-12-31 (YTD Data)Rank
Total interest income$27,411,0001,258
Total interest expense$8,614,0001,393
Net interest income$18,797,0001,185
Provision for loan and lease losses$2,300,0002,294
Total noninterest income$5,481,0001,021
Gross Fiduciary activities income$878,000416
Service charges on deposit accounts$2,539,000660
Trading account gains and fees$0211
Additional Noninterest Income$2,064,0001,343
Total noninterest expense$18,419,0001,129
Salaries and employee benefits$8,696,0001,120
Premises and equipment expense$2,758,000983
Additional noninterest expense$6,965,0001,115
Pre-tax net operating income$3,559,0001,147
Securities gains (losses)$10,0003,254
Applicable income taxes$977,000982
Income before extraordinary items$2,592,0001,296
Extraordinary gains, net$034
Net income$2,592,0001,294
Minority interest net income$0115
Net income of bank and minority interests.$2,592,0001,295
Net charge-offs$844,0003,094
Cash dividends$2,575,000688
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,584,7001,275
2009-09-30 (YTD Data)Rank
Total interest income$20,415,0001,294
Total interest expense$6,615,0001,432
Net interest income$13,800,0001,216
Provision for loan and lease losses$2,054,0001,869
Total noninterest income$3,949,0001,055
Gross Fiduciary activities income$658,000413
Service charges on deposit accounts$1,845,000681
Trading account gains and fees$0212
Additional Noninterest Income$1,446,0001,430
Total noninterest expense$13,753,0001,126
Salaries and employee benefits$6,584,0001,125
Premises and equipment expense$2,037,0001,002
Additional noninterest expense$5,132,0001,100
Pre-tax net operating income$1,942,0001,669
Securities gains (losses)$10,0002,967
Applicable income taxes$515,0001,370
Income before extraordinary items$1,437,0001,855
Extraordinary gains, net$027
Net income$1,437,0001,854
Minority interest net income$0118
Net income of bank and minority interests.$1,437,0001,855
Net charge-offs$523,0002,979
Cash dividends$1,925,000668
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,429,6001,814
2009-06-30 (YTD Data)Rank
Total interest income$13,467,0001,334
Total interest expense$4,555,0001,463
Net interest income$8,912,0001,245
Provision for loan and lease losses$1,660,0001,571
Total noninterest income$2,614,0001,073
Gross Fiduciary activities income$445,000412
Service charges on deposit accounts$1,183,000705
Trading account gains and fees$0193
Additional Noninterest Income$986,0001,448
Total noninterest expense$9,205,0001,141
Salaries and employee benefits$4,412,0001,143
Premises and equipment expense$1,345,0001,049
Additional noninterest expense$3,448,0001,113
Pre-tax net operating income$661,0002,860
Securities gains (losses)$10,0002,574
Applicable income taxes$130,0002,404
Income before extraordinary items$541,0002,952
Extraordinary gains, net$021
Net income$541,0002,950
Minority interest net income$0112
Net income of bank and minority interests.$541,0002,951
Net charge-offs$283,0003,005
Cash dividends$1,225,000736
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$532,9002,876
2009-03-31 (YTD Data)Rank
Total interest income$6,716,0001,353
Total interest expense$2,396,0001,442
Net interest income$4,320,0001,284
Provision for loan and lease losses$1,171,0001,077
Total noninterest income$1,244,0001,076
Gross Fiduciary activities income$231,000402
Service charges on deposit accounts$554,000723
Trading account gains and fees$0171
Additional Noninterest Income$459,0001,469
Total noninterest expense$4,204,0001,190
Salaries and employee benefits$2,206,0001,145
Premises and equipment expense$664,0001,069
Additional noninterest expense$1,334,0001,226
Pre-tax net operating income$189,0004,142
Securities gains (losses)$6,0002,034
Applicable income taxes$20,0003,565
Income before extraordinary items$175,0004,086
Extraordinary gains, net$015
Net income$175,0004,089
Minority interest net income$0102
Net income of bank and minority interests.$175,0004,089
Net charge-offs$260,0001,917
Cash dividends$550,000782
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$169,6003,983
2008-12-31 (YTD Data)Rank
Total interest income$30,910,0001,242
Total interest expense$12,151,0001,346
Net interest income$18,759,0001,185
Provision for loan and lease losses$1,994,0001,801
Total noninterest income$5,939,000919
Gross Fiduciary activities income$962,000415
Service charges on deposit accounts$2,878,000603
Trading account gains and fees$0154
Additional Noninterest Income$2,099,0001,259
Total noninterest expense$15,815,0001,239
Salaries and employee benefits$8,485,0001,172
Premises and equipment expense$2,560,0001,095
Additional noninterest expense$4,770,0001,325
Pre-tax net operating income$6,889,000803
Securities gains (losses)$2,0002,962
Applicable income taxes$2,114,000647
Income before extraordinary items$4,777,000848
Extraordinary gains, net$039
Net income$4,777,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0002,663
Cash dividends$5,118,000549
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,775,620916
2008-09-30 (YTD Data)Rank
Total interest income$23,656,0001,239
Total interest expense$9,298,0001,368
Net interest income$14,358,0001,180
Provision for loan and lease losses$739,0002,195
Total noninterest income$4,559,000943
Gross Fiduciary activities income$752,000414
Service charges on deposit accounts$2,153,000615
Trading account gains and fees$0148
Additional Noninterest Income$1,654,0001,267
Total noninterest expense$11,543,0001,254
Salaries and employee benefits$6,301,0001,210
Premises and equipment expense$1,880,0001,116
Additional noninterest expense$3,362,0001,336
Pre-tax net operating income$6,635,000758
Securities gains (losses)$2,0002,845
Applicable income taxes$2,115,000623
Income before extraordinary items$4,522,000814
Extraordinary gains, net$031
Net income$4,522,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,695
Cash dividends$4,593,000492
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,520,640861
2008-06-30 (YTD Data)Rank
Total interest income$16,004,0001,243
Total interest expense$6,407,0001,375
Net interest income$9,597,0001,155
Provision for loan and lease losses$354,0002,311
Total noninterest income$3,042,000956
Gross Fiduciary activities income$486,000430
Service charges on deposit accounts$1,405,000605
Trading account gains and fees$0149
Additional Noninterest Income$1,151,0001,271
Total noninterest expense$7,726,0001,248
Salaries and employee benefits$4,321,0001,189
Premises and equipment expense$1,211,0001,143
Additional noninterest expense$2,194,0001,347
Pre-tax net operating income$4,559,000775
Securities gains (losses)$2,0002,957
Applicable income taxes$1,455,000682
Income before extraordinary items$3,106,000875
Extraordinary gains, net$021
Net income$3,106,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,273
Cash dividends$4,093,000398
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,104,640858
2008-03-31 (YTD Data)Rank
Total interest income$8,440,0001,205
Total interest expense$3,564,0001,310
Net interest income$4,876,0001,122
Provision for loan and lease losses$270,0001,503
Total noninterest income$1,508,000963
Gross Fiduciary activities income$231,000448
Service charges on deposit accounts$699,000607
Trading account gains and fees$0158
Additional Noninterest Income$578,0001,263
Total noninterest expense$3,799,0001,277
Salaries and employee benefits$2,104,0001,233
Premises and equipment expense$589,0001,173
Additional noninterest expense$1,106,0001,298
Pre-tax net operating income$2,315,000831
Securities gains (losses)$02,688
Applicable income taxes$735,000733
Income before extraordinary items$1,580,000950
Extraordinary gains, net$015
Net income$1,580,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$3,693,000241
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,580,000912
2007-12-31 (YTD Data)Rank
Total interest income$35,498,0001,187
Total interest expense$16,445,0001,211
Net interest income$19,053,0001,173
Provision for loan and lease losses$398,0002,712
Total noninterest income$6,160,000926
Gross Fiduciary activities income$888,000449
Service charges on deposit accounts$2,992,000585
Trading account gains and fees$0178
Additional Noninterest Income$2,280,0001,254
Total noninterest expense$15,052,0001,234
Salaries and employee benefits$8,365,0001,193
Premises and equipment expense$2,222,0001,189
Additional noninterest expense$4,465,0001,257
Pre-tax net operating income$9,763,000874
Securities gains (losses)$-103,0008,156
Applicable income taxes$3,145,000784
Income before extraordinary items$6,515,0001,007
Extraordinary gains, net$039
Net income$6,515,0001,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0003,065
Cash dividends$2,200,0001,506
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,584,010980
2007-09-30 (YTD Data)Rank
Total interest income$26,567,0001,196
Total interest expense$12,439,0001,194
Net interest income$14,128,0001,191
Provision for loan and lease losses$67,0004,740
Total noninterest income$4,261,000994
Gross Fiduciary activities income$650,000449
Service charges on deposit accounts$2,160,000595
Trading account gains and fees$0184
Additional Noninterest Income$1,451,0001,408
Total noninterest expense$11,156,0001,243
Salaries and employee benefits$6,157,0001,210
Premises and equipment expense$1,668,0001,183
Additional noninterest expense$3,331,0001,232
Pre-tax net operating income$7,166,000966
Securities gains (losses)$-19,0007,946
Applicable income taxes$2,321,000852
Income before extraordinary items$4,826,0001,092
Extraordinary gains, net$033
Net income$4,826,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,293
Cash dividends$1,675,0001,390
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,838,9201,067
2007-06-30 (YTD Data)Rank
Total interest income$17,488,0001,219
Total interest expense$8,261,0001,202
Net interest income$9,227,0001,238
Provision for loan and lease losses$67,0003,886
Total noninterest income$2,735,0001,044
Gross Fiduciary activities income$441,000455
Service charges on deposit accounts$1,391,000626
Trading account gains and fees$0168
Additional Noninterest Income$903,0001,495
Total noninterest expense$7,347,0001,274
Salaries and employee benefits$4,073,0001,249
Premises and equipment expense$1,099,0001,216
Additional noninterest expense$2,175,0001,269
Pre-tax net operating income$4,548,0001,052
Securities gains (losses)$01,444
Applicable income taxes$1,475,000933
Income before extraordinary items$3,073,0001,163
Extraordinary gains, net$029
Net income$3,073,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,895
Cash dividends$1,150,0001,378
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,073,0001,144
2007-03-31 (YTD Data)Rank
Total interest income$8,689,0001,218
Total interest expense$4,131,0001,193
Net interest income$4,558,0001,253
Provision for loan and lease losses$05,779
Total noninterest income$1,284,0001,075
Gross Fiduciary activities income$225,000455
Service charges on deposit accounts$619,000685
Trading account gains and fees$0195
Additional Noninterest Income$440,0001,505
Total noninterest expense$3,497,0001,328
Salaries and employee benefits$1,866,0001,378
Premises and equipment expense$562,0001,201
Additional noninterest expense$1,069,0001,262
Pre-tax net operating income$2,345,0001,003
Securities gains (losses)$01,187
Applicable income taxes$762,000911
Income before extraordinary items$1,583,0001,113
Extraordinary gains, net$022
Net income$1,583,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0002,691
Cash dividends$575,0001,270
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,583,0001,095
2006-12-31 (YTD Data)Rank
Total interest income$32,944,0001,195
Total interest expense$14,628,0001,143
Net interest income$18,316,0001,235
Provision for loan and lease losses$378,0002,375
Total noninterest income$5,116,0001,075
Gross Fiduciary activities income$661,000516
Service charges on deposit accounts$2,730,000637
Trading account gains and fees$0130
Additional Noninterest Income$1,725,0001,503
Total noninterest expense$13,657,0001,308
Salaries and employee benefits$7,451,0001,310
Premises and equipment expense$1,993,0001,298
Additional noninterest expense$4,213,0001,271
Pre-tax net operating income$9,397,0001,041
Securities gains (losses)$4,0001,309
Applicable income taxes$3,032,000935
Income before extraordinary items$6,369,0001,154
Extraordinary gains, net$051
Net income$6,369,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,424
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,366,2801,145
2006-09-30 (YTD Data)Rank
Total interest income$24,128,0001,230
Total interest expense$10,420,0001,170
Net interest income$13,708,0001,254
Provision for loan and lease losses$278,0002,284
Total noninterest income$3,755,0001,104
Gross Fiduciary activities income$467,000534
Service charges on deposit accounts$2,043,000643
Trading account gains and fees$0126
Additional Noninterest Income$1,245,0001,548
Total noninterest expense$10,108,0001,336
Salaries and employee benefits$5,544,0001,331
Premises and equipment expense$1,452,0001,346
Additional noninterest expense$3,112,0001,287
Pre-tax net operating income$7,077,0001,085
Securities gains (losses)$4,0001,079
Applicable income taxes$2,306,000970
Income before extraordinary items$4,775,0001,190
Extraordinary gains, net$045
Net income$4,775,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,470
Cash dividends$1,425,0001,506
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,772,3201,182
2006-06-30 (YTD Data)Rank
Total interest income$15,592,0001,242
Total interest expense$6,466,0001,201
Net interest income$9,126,0001,249
Provision for loan and lease losses$169,0002,419
Total noninterest income$2,493,0001,110
Gross Fiduciary activities income$282,000563
Service charges on deposit accounts$1,362,000622
Trading account gains and fees$0126
Additional Noninterest Income$849,0001,525
Total noninterest expense$6,656,0001,359
Salaries and employee benefits$3,639,0001,361
Premises and equipment expense$954,0001,359
Additional noninterest expense$2,063,0001,302
Pre-tax net operating income$4,794,0001,056
Securities gains (losses)$4,000883
Applicable income taxes$1,557,000958
Income before extraordinary items$3,241,0001,180
Extraordinary gains, net$039
Net income$3,241,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,512
Cash dividends$950,0001,512
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,238,2801,167
2006-03-31 (YTD Data)Rank
Total interest income$7,477,0001,267
Total interest expense$2,972,0001,255
Net interest income$4,505,0001,262
Provision for loan and lease losses$85,0002,271
Total noninterest income$1,216,0001,112
Gross Fiduciary activities income$140,000573
Service charges on deposit accounts$663,000624
Trading account gains and fees$0115
Additional Noninterest Income$413,0001,536
Total noninterest expense$3,234,0001,396
Salaries and employee benefits$1,784,0001,397
Premises and equipment expense$467,0001,388
Additional noninterest expense$983,0001,338
Pre-tax net operating income$2,402,0001,039
Securities gains (losses)$0955
Applicable income taxes$782,000950
Income before extraordinary items$1,620,0001,152
Extraordinary gains, net$021
Net income$1,620,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0008,530
Cash dividends$475,0001,432
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,620,0001,135
2005-12-31 (YTD Data)Rank
Total interest income$26,011,0001,282
Total interest expense$9,291,0001,219
Net interest income$16,720,0001,308
Provision for loan and lease losses$837,0001,218
Total noninterest income$4,517,0001,166
Gross Fiduciary activities income$322,000685
Service charges on deposit accounts$2,610,000664
Trading account gains and fees$0138
Additional Noninterest Income$1,585,0001,597
Total noninterest expense$11,720,0001,469
Salaries and employee benefits$6,376,0001,468
Premises and equipment expense$1,677,0001,456
Additional noninterest expense$3,667,0001,394
Pre-tax net operating income$8,680,0001,117
Securities gains (losses)$-140,0008,515
Applicable income taxes$2,748,0001,037
Income before extraordinary items$5,792,0001,246
Extraordinary gains, net$046
Net income$5,792,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,395
Cash dividends$1,700,0001,662
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,887,2001,204
2005-09-30 (YTD Data)Rank
Total interest income$18,895,0001,291
Total interest expense$6,674,0001,189
Net interest income$12,221,0001,334
Provision for loan and lease losses$580,0001,234
Total noninterest income$3,262,0001,209
Gross Fiduciary activities income$201,000728
Service charges on deposit accounts$1,922,000675
Trading account gains and fees$0126
Additional Noninterest Income$1,139,0001,653
Total noninterest expense$8,634,0001,483
Salaries and employee benefits$4,713,0001,474
Premises and equipment expense$1,235,0001,469
Additional noninterest expense$2,686,0001,415
Pre-tax net operating income$6,269,0001,140
Securities gains (losses)$18,0001,269
Applicable income taxes$2,024,0001,058
Income before extraordinary items$4,263,0001,272
Extraordinary gains, net$035
Net income$4,263,0001,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,801
Cash dividends$1,250,0001,525
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,250,7601,250
2005-06-30 (YTD Data)Rank
Total interest income$12,060,0001,303
Total interest expense$4,251,0001,170
Net interest income$7,809,0001,365
Provision for loan and lease losses$411,0001,162
Total noninterest income$2,010,0001,256
Gross Fiduciary activities income$93,000816
Service charges on deposit accounts$1,246,000677
Trading account gains and fees$0116
Additional Noninterest Income$671,0001,790
Total noninterest expense$5,659,0001,498
Salaries and employee benefits$3,111,0001,493
Premises and equipment expense$800,0001,508
Additional noninterest expense$1,748,0001,430
Pre-tax net operating income$3,749,0001,240
Securities gains (losses)$18,0001,140
Applicable income taxes$1,207,0001,160
Income before extraordinary items$2,560,0001,361
Extraordinary gains, net$030
Net income$2,560,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,379
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,547,7601,349
2005-03-31 (YTD Data)Rank
Total interest income$5,787,0001,326
Total interest expense$2,040,0001,158
Net interest income$3,747,0001,411
Provision for loan and lease losses$244,000947
Total noninterest income$917,0001,341
Gross Fiduciary activities income$14,0001,027
Service charges on deposit accounts$585,000697
Trading account gains and fees$0115
Additional Noninterest Income$318,0001,826
Total noninterest expense$2,829,0001,499
Salaries and employee benefits$1,525,0001,530
Premises and equipment expense$395,0001,539
Additional noninterest expense$909,0001,362
Pre-tax net operating income$1,591,0001,434
Securities gains (losses)$01,685
Applicable income taxes$503,0001,352
Income before extraordinary items$1,088,0001,546
Extraordinary gains, net$024
Net income$1,088,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,622
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,088,0001,522
2004-12-31 (YTD Data)Rank
Total interest income$20,517,0001,396
Total interest expense$6,959,0001,169
Net interest income$13,558,0001,491
Provision for loan and lease losses$809,0001,271
Total noninterest income$4,373,0001,191
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,664,000662
Trading account gains and fees$0138
Additional Noninterest Income$1,709,0001,487
Total noninterest expense$10,661,0001,525
Salaries and employee benefits$5,224,0001,689
Premises and equipment expense$1,601,0001,439
Additional noninterest expense$3,836,0001,295
Pre-tax net operating income$6,461,0001,344
Securities gains (losses)$03,819
Applicable income taxes$2,028,0001,260
Income before extraordinary items$4,433,0001,454
Extraordinary gains, net$034
Net income$4,433,0001,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,390
Cash dividends$1,675,0001,592
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,433,0001,408
2004-09-30 (YTD Data)Rank
Total interest income$14,968,0001,424
Total interest expense$5,086,0001,172
Net interest income$9,882,0001,527
Provision for loan and lease losses$668,0001,144
Total noninterest income$3,377,0001,183
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,010,000664
Trading account gains and fees$0134
Additional Noninterest Income$1,367,0001,429
Total noninterest expense$7,984,0001,525
Salaries and employee benefits$3,872,0001,706
Premises and equipment expense$1,194,0001,445
Additional noninterest expense$2,918,0001,263
Pre-tax net operating income$4,607,0001,409
Securities gains (losses)$03,710
Applicable income taxes$1,472,0001,298
Income before extraordinary items$3,135,0001,546
Extraordinary gains, net$026
Net income$3,135,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,331
Cash dividends$1,250,0001,453
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,135,0001,502
2004-06-30 (YTD Data)Rank
Total interest income$9,715,0001,457
Total interest expense$3,342,0001,179
Net interest income$6,373,0001,564
Provision for loan and lease losses$448,0001,127
Total noninterest income$2,375,0001,131
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,322,000658
Trading account gains and fees$0130
Additional Noninterest Income$1,053,0001,276
Total noninterest expense$5,284,0001,532
Salaries and employee benefits$2,535,0001,733
Premises and equipment expense$784,0001,474
Additional noninterest expense$1,965,0001,232
Pre-tax net operating income$3,016,0001,418
Securities gains (losses)$03,413
Applicable income taxes$952,0001,336
Income before extraordinary items$2,064,0001,557
Extraordinary gains, net$021
Net income$2,064,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0001,255
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,064,0001,500
2004-03-31 (YTD Data)Rank
Total interest income$4,792,0001,485
Total interest expense$1,649,0001,221
Net interest income$3,143,0001,589
Provision for loan and lease losses$163,0001,349
Total noninterest income$884,0001,381
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$633,000674
Trading account gains and fees$0121
Additional Noninterest Income$251,0002,125
Total noninterest expense$2,492,0001,633
Salaries and employee benefits$1,203,0001,832
Premises and equipment expense$391,0001,495
Additional noninterest expense$898,0001,350
Pre-tax net operating income$1,372,0001,514
Securities gains (losses)$02,934
Applicable income taxes$429,0001,470
Income before extraordinary items$943,0001,678
Extraordinary gains, net$016
Net income$943,0001,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,000874
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$943,0001,592
2003-12-31 (YTD Data)Rank
Total interest income$17,737,0001,614
Total interest expense$6,668,0001,326
Net interest income$11,069,0001,766
Provision for loan and lease losses$705,0001,610
Total noninterest income$3,581,0001,460
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,322,000733
Trading account gains and fees$0160
Additional Noninterest Income$1,259,0002,051
Total noninterest expense$9,041,0001,757
Salaries and employee benefits$4,538,0001,896
Premises and equipment expense$1,289,0001,763
Additional noninterest expense$3,214,0001,539
Pre-tax net operating income$4,904,0001,661
Securities gains (losses)$69,0002,220
Applicable income taxes$1,532,0001,595
Income before extraordinary items$3,441,0001,810
Extraordinary gains, net$054
Net income$3,441,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0002,171
Cash dividends$3,848,000817
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,393,3901,746
2003-09-30 (YTD Data)Rank
Total interest income$13,249,0001,644
Total interest expense$5,130,0001,356
Net interest income$8,119,0001,813
Provision for loan and lease losses$516,0001,617
Total noninterest income$2,658,0001,508
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,700,000761
Trading account gains and fees$0153
Additional Noninterest Income$958,0002,116
Total noninterest expense$6,616,0001,800
Salaries and employee benefits$3,431,0001,887
Premises and equipment expense$951,0001,806
Additional noninterest expense$2,234,0001,632
Pre-tax net operating income$3,645,0001,711
Securities gains (losses)$15,0003,125
Applicable income taxes$1,157,0001,656
Income before extraordinary items$2,503,0001,920
Extraordinary gains, net$040
Net income$2,503,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,308
Cash dividends$3,448,000656
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,492,8001,828
2003-06-30 (YTD Data)Rank
Total interest income$8,779,0001,675
Total interest expense$3,528,0001,366
Net interest income$5,251,0001,864
Provision for loan and lease losses$330,0001,664
Total noninterest income$1,701,0001,551
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,107,000772
Trading account gains and fees$0150
Additional Noninterest Income$594,0002,203
Total noninterest expense$4,234,0001,864
Salaries and employee benefits$2,205,0001,933
Premises and equipment expense$613,0001,864
Additional noninterest expense$1,416,0001,701
Pre-tax net operating income$2,388,0001,751
Securities gains (losses)$16,0002,719
Applicable income taxes$763,0001,691
Income before extraordinary items$1,641,0001,943
Extraordinary gains, net$030
Net income$1,641,0001,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,211
Cash dividends$3,149,000492
Sale, conversion, retirement of capital stock, net$3,000,000112
Net operating income$1,630,1201,841
2003-03-31 (YTD Data)Rank
Total interest income$4,300,0001,720
Total interest expense$1,775,0001,385
Net interest income$2,525,0001,937
Provision for loan and lease losses$157,0001,637
Total noninterest income$764,0001,641
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$528,000779
Trading account gains and fees$0134
Additional Noninterest Income$236,0002,444
Total noninterest expense$2,006,0001,953
Salaries and employee benefits$1,030,0002,051
Premises and equipment expense$307,0001,859
Additional noninterest expense$669,0001,753
Pre-tax net operating income$1,126,0001,845
Securities gains (losses)$16,0002,005
Applicable income taxes$364,0001,759
Income before extraordinary items$778,0002,020
Extraordinary gains, net$021
Net income$778,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,011
Cash dividends$2,797,000305
Sale, conversion, retirement of capital stock, net$3,000,00054
Net operating income$767,1201,932
2002-12-31 (YTD Data)Rank
Total interest income$17,199,0001,801
Total interest expense$7,653,0001,478
Net interest income$9,546,0002,029
Provision for loan and lease losses$405,0002,800
Total noninterest income$2,177,0001,992
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,313,0001,229
Trading account gains and fees$0153
Additional Noninterest Income$864,0002,380
Total noninterest expense$7,108,0002,111
Salaries and employee benefits$3,509,0002,282
Premises and equipment expense$1,089,0002,016
Additional noninterest expense$2,510,0001,849
Pre-tax net operating income$4,210,0001,902
Securities gains (losses)$172,0001,271
Applicable income taxes$1,376,0001,764
Income before extraordinary items$3,006,0002,004
Extraordinary gains, net$070
Net income$3,006,0002,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,880
Cash dividends$924,0002,395
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,887,3202,007
2001-12-31 (YTD Data)Rank
Total interest income$17,347,0001,970
Total interest expense$8,676,0001,865
Net interest income$8,671,0002,060
Provision for loan and lease losses$420,0002,511
Total noninterest income$1,544,0002,459
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$920,0001,639
Trading account gains and fees$0177
Additional Noninterest Income$624,0002,762
Total noninterest expense$5,951,0002,394
Salaries and employee benefits$3,092,0002,431
Premises and equipment expense$919,0002,316
Additional noninterest expense$1,940,0002,302
Pre-tax net operating income$3,844,0001,834
Securities gains (losses)$-4,0009,172
Applicable income taxes$1,203,0001,803
Income before extraordinary items$2,637,0001,989
Extraordinary gains, net$0105
Net income$2,637,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,409
Cash dividends$1,231,0001,932
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,639,7601,912
2000-12-31 (YTD Data)Rank
Total interest income$16,950,0002,083
Total interest expense$9,331,0001,853
Net interest income$7,619,0002,337
Provision for loan and lease losses$369,0002,433
Total noninterest income$1,402,0002,466
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$834,0001,660
Trading account gains and fees$0180
Additional Noninterest Income$568,0002,720
Total noninterest expense$5,494,0002,488
Salaries and employee benefits$2,954,0002,424
Premises and equipment expense$835,0002,480
Additional noninterest expense$1,705,0002,511
Pre-tax net operating income$3,158,0002,294
Securities gains (losses)$01,956
Applicable income taxes$975,0002,172
Income before extraordinary items$2,183,0002,341
Extraordinary gains, net$038
Net income$2,183,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,380
Cash dividends$1,077,0002,148
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,183,0002,355
1999-12-31 (YTD Data)Rank
Total interest income$15,217,0002,149
Total interest expense$7,683,0001,947
Net interest income$7,534,0002,345
Provision for loan and lease losses$495,0001,787
Total noninterest income$1,118,0002,847
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$674,0001,979
Trading account gains and fees$0173
Additional Noninterest Income$444,0003,193
Total noninterest expense$5,210,0002,596
Salaries and employee benefits$2,694,0002,612
Premises and equipment expense$829,0002,445
Additional noninterest expense$1,687,0002,557
Pre-tax net operating income$2,947,0002,454
Securities gains (losses)$1,0002,805
Applicable income taxes$906,0002,375
Income before extraordinary items$2,042,0002,541
Extraordinary gains, net$035
Net income$2,042,0002,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,942
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,041,3102,507
1998-12-31 (YTD Data)Rank
Total interest income$13,836,0002,355
Total interest expense$7,110,0002,128
Net interest income$6,726,0002,524
Provision for loan and lease losses$330,0002,400
Total noninterest income$1,203,0002,683
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$620,0002,062
Trading account gains and fees$0224
Additional Noninterest Income$583,0002,688
Total noninterest expense$5,037,0002,596
Salaries and employee benefits$2,608,0002,593
Premises and equipment expense$788,0002,492
Additional noninterest expense$1,641,0002,551
Pre-tax net operating income$2,562,0002,719
Securities gains (losses)$198,000928
Applicable income taxes$841,0002,618
Income before extraordinary items$1,919,0002,646
Extraordinary gains, net$032
Net income$1,919,0002,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,320
Cash dividends$464,0003,698
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,780,4002,737
1997-12-31 (YTD Data)Rank
Total interest income$11,779,0002,785
Total interest expense$5,738,0002,608
Net interest income$6,041,0002,895
Provision for loan and lease losses$220,0003,234
Total noninterest income$1,045,0002,939
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$550,0002,397
Trading account gains and fees$0239
Additional Noninterest Income$495,0002,848
Total noninterest expense$4,585,0002,774
Salaries and employee benefits$2,366,0002,796
Premises and equipment expense$774,0002,493
Additional noninterest expense$1,445,0002,828
Pre-tax net operating income$2,281,0003,156
Securities gains (losses)$11,0002,294
Applicable income taxes$680,0003,311
Income before extraordinary items$1,612,0003,140
Extraordinary gains, net$044
Net income$1,612,0003,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,192
Cash dividends$535,0003,330
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,604,3003,091
1996-12-31 (YTD Data)Rank
Total interest income$10,656,0003,083
Total interest expense$5,097,0002,947
Net interest income$5,559,0003,181
Provision for loan and lease losses$120,0004,568
Total noninterest income$829,0003,606
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$472,0002,871
Trading account gains and fees$0262
Additional Noninterest Income$357,0003,647
Total noninterest expense$4,258,0003,152
Salaries and employee benefits$2,231,0002,988
Premises and equipment expense$743,0002,625
Additional noninterest expense$1,284,0003,569
Pre-tax net operating income$2,010,0003,410
Securities gains (losses)$20,0002,000
Applicable income taxes$578,0003,700
Income before extraordinary items$1,452,0003,297
Extraordinary gains, net$053
Net income$1,452,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,431
Cash dividends$465,0003,570
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,437,6003,289
1995-12-31 (YTD Data)Rank
Total interest income$9,794,0003,344
Total interest expense$4,733,0003,171
Net interest income$5,061,0003,488
Provision for loan and lease losses$08,958
Total noninterest income$960,0003,198
Gross Fiduciary activities income$3,0001,541
Service charges on deposit accounts$492,0002,761
Trading account gains and fees$0522
Additional Noninterest Income$465,0003,009
Total noninterest expense$4,178,0003,194
Salaries and employee benefits$2,204,0003,019
Premises and equipment expense$717,0002,752
Additional noninterest expense$1,257,0003,596
Pre-tax net operating income$1,843,0003,752
Securities gains (losses)$-8,0009,956
Applicable income taxes$527,0004,024
Income before extraordinary items$1,308,0003,661
Extraordinary gains, net$065
Net income$1,308,0003,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,165
Cash dividends$365,0004,093
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,313,6803,624
1994-12-31 (YTD Data)Rank
Total interest income$8,281,0003,622
Total interest expense$3,605,0003,364
Net interest income$4,676,0003,790
Provision for loan and lease losses$09,146
Total noninterest income$681,0004,211
Gross Fiduciary activities income$18,0001,426
Service charges on deposit accounts$379,0003,573
Trading account gains and fees$0475
Additional Noninterest Income$284,0004,253
Total noninterest expense$3,995,0003,433
Salaries and employee benefits$1,928,0003,405
Premises and equipment expense$588,0003,331
Additional noninterest expense$1,479,0003,341
Pre-tax net operating income$1,362,0004,762
Securities gains (losses)$73,000936
Applicable income taxes$391,0004,847
Income before extraordinary items$1,044,0004,370
Extraordinary gains, net$0249
Net income$1,044,0004,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,099
Cash dividends$385,0003,850
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$990,7104,619
1993-12-31 (YTD Data)Rank
Total interest income$8,180,0003,738
Total interest expense$3,428,0003,664
Net interest income$4,752,0003,747
Provision for loan and lease losses$240,0003,470
Total noninterest income$682,0004,518
Gross Fiduciary activities income$16,0001,465
Service charges on deposit accounts$380,0003,617
Trading account gains and fees$0532
Additional Noninterest Income$286,0004,602
Total noninterest expense$3,342,0004,086
Salaries and employee benefits$1,704,0003,813
Premises and equipment expense$539,0003,642
Additional noninterest expense$1,099,0004,536
Pre-tax net operating income$1,852,0003,576
Securities gains (losses)$92,0002,615
Applicable income taxes$582,0003,698
Income before extraordinary items$1,362,0003,552
Extraordinary gains, net$03,149
Net income$1,362,0003,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0009,554
Cash dividends$360,0003,906
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,297,6003,529
1992-12-31 (YTD Data)Rank
Total interest income$8,719,0003,970
Total interest expense$4,119,0003,967
Net interest income$4,600,0003,925
Provision for loan and lease losses$234,0004,813
Total noninterest income$635,0004,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$381,0003,647
Trading account gains and feesNANA
Additional Noninterest Income$254,0004,910
Total noninterest expense$3,071,0004,426
Salaries and employee benefits$1,462,0004,327
Premises and equipment expense$527,0003,795
Additional noninterest expense$1,082,0004,747
Pre-tax net operating income$1,930,0003,203
Securities gains (losses)$4,0007,235
Applicable income taxes$583,0003,512
Income before extraordinary items$1,351,0003,397
Extraordinary gains, net$01,422
Net income$1,351,0003,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0006,489
Cash dividends$439,0003,112
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,348,2003,162

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.