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First Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$28,372,000	1,467
Total interest expense	$10,820,000	1,219
Net interest income	$17,552,000	1,609
Provision for loan and lease losses	$192,000	2,036
Total noninterest income	$2,769,000	1,705
Gross Fiduciary activities income	$861,000	532
Service charges on deposit accounts	$448,000	1,770
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,460,000	1,906
Total noninterest expense	$12,595,000	1,758
Salaries and employee benefits	$7,048,000	1,759
Premises and equipment expense	$2,074,000	1,177
Additional noninterest expense	$1,460,000	1,906
Pre-tax net operating income	$7,534,000	1,461
Securities gains (losses)	$-55,000	3,674
Applicable income taxes	$1,652,000	1,112
Income before extraordinary items	$5,827,000	1,556
Extraordinary gains, net	$0	54
Net income	$5,827,000	1,571
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,827,000	1,559
Net charge-offs	$-14,000	3,914
Cash dividends	$1,250,000	1,934
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,870,450	1,578
2023-09-30 (YTD Data)		Rank
Total interest income	$20,740,000	1,460
Total interest expense	$7,619,000	1,203
Net interest income	$13,121,000	1,620
Provision for loan and lease losses	$188,000	1,703
Total noninterest income	$1,960,000	1,754
Gross Fiduciary activities income	$646,000	525
Service charges on deposit accounts	$343,000	1,750
Trading account gains and fees	$0	125
Additional Noninterest Income	$971,000	2,021
Total noninterest expense	$9,453,000	1,744
Salaries and employee benefits	$5,449,000	1,720
Premises and equipment expense	$1,619,000	1,140
Additional noninterest expense	$971,000	2,021
Pre-tax net operating income	$5,440,000	1,557
Securities gains (losses)	$-94,000	3,984
Applicable income taxes	$1,168,000	1,173
Income before extraordinary items	$4,178,000	1,653
Extraordinary gains, net	$0	52
Net income	$4,178,000	1,666
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,178,000	1,653
Net charge-offs	$-25,000	4,048
Cash dividends	$750,000	1,927
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,252,260	1,662
2023-06-30 (YTD Data)		Rank
Total interest income	$13,397,000	1,471
Total interest expense	$4,616,000	1,176
Net interest income	$8,781,000	1,629
Provision for loan and lease losses	$149,000	1,591
Total noninterest income	$1,324,000	1,676
Gross Fiduciary activities income	$430,000	521
Service charges on deposit accounts	$228,000	1,740
Trading account gains and fees	$0	112
Additional Noninterest Income	$666,000	1,912
Total noninterest expense	$6,112,000	1,779
Salaries and employee benefits	$3,547,000	1,741
Premises and equipment expense	$1,082,000	1,135
Additional noninterest expense	$666,000	1,909
Pre-tax net operating income	$3,844,000	1,477
Securities gains (losses)	$-107,000	4,214
Applicable income taxes	$810,000	1,152
Income before extraordinary items	$2,927,000	1,601
Extraordinary gains, net	$0	51
Net income	$2,927,000	1,621
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,927,000	1,601
Net charge-offs	$-19,000	4,096
Cash dividends	$500,000	1,943
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,011,530	1,588
2023-03-31 (YTD Data)		Rank
Total interest income	$6,433,000	1,500
Total interest expense	$2,024,000	1,177
Net interest income	$4,409,000	1,632
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$647,000	1,709
Gross Fiduciary activities income	$214,000	536
Service charges on deposit accounts	$102,000	1,883
Trading account gains and fees	$0	97
Additional Noninterest Income	$331,000	1,908
Total noninterest expense	$3,109,000	1,779
Salaries and employee benefits	$1,868,000	1,709
Premises and equipment expense	$581,000	1,086
Additional noninterest expense	$331,000	1,908
Pre-tax net operating income	$1,872,000	1,535
Securities gains (losses)	$-124,000	4,377
Applicable income taxes	$373,000	1,218
Income before extraordinary items	$1,375,000	1,696
Extraordinary gains, net	$0	4
Net income	$1,375,000	1,695
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,375,000	1,696
Net charge-offs	$9,000	1,398
Cash dividends	$250,000	1,683
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,472,960	1,639
2022-12-31 (YTD Data)		Rank
Total interest income	$20,766,000	1,525
Total interest expense	$2,734,000	1,262
Net interest income	$18,032,000	1,560
Provision for loan and lease losses	$79,000	2,354
Total noninterest income	$2,548,000	1,797
Gross Fiduciary activities income	$813,000	551
Service charges on deposit accounts	$423,000	1,882
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,312,000	2,041
Total noninterest expense	$12,305,000	1,743
Salaries and employee benefits	$7,025,000	1,749
Premises and equipment expense	$2,313,000	1,068
Additional noninterest expense	$1,312,000	2,041
Pre-tax net operating income	$8,196,000	1,454
Securities gains (losses)	$-363,000	4,250
Applicable income taxes	$1,731,000	1,176
Income before extraordinary items	$6,102,000	1,609
Extraordinary gains, net	$0	5
Net income	$6,102,000	1,607
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,102,000	1,608
Net charge-offs	$17,000	1,980
Cash dividends	$1,300,000	1,885
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,388,770	1,582
2022-09-30 (YTD Data)		Rank
Total interest income	$14,826,000	1,537
Total interest expense	$1,550,000	1,283
Net interest income	$13,276,000	1,570
Provision for loan and lease losses	$71,000	2,100
Total noninterest income	$1,957,000	1,795
Gross Fiduciary activities income	$626,000	545
Service charges on deposit accounts	$308,000	1,927
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,023,000	2,027
Total noninterest expense	$8,906,000	1,786
Salaries and employee benefits	$5,277,000	1,731
Premises and equipment expense	$1,698,000	1,084
Additional noninterest expense	$1,023,000	2,027
Pre-tax net operating income	$6,256,000	1,444
Securities gains (losses)	$-373,000	4,448
Applicable income taxes	$1,290,000	1,185
Income before extraordinary items	$4,593,000	1,585
Extraordinary gains, net	$0	4
Net income	$4,593,000	1,585
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,593,000	1,585
Net charge-offs	$11,000	1,790
Cash dividends	$800,000	1,842
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,887,670	1,547
2022-06-30 (YTD Data)		Rank
Total interest income	$9,487,000	1,542
Total interest expense	$908,000	1,230
Net interest income	$8,579,000	1,562
Provision for loan and lease losses	$63,000	1,753
Total noninterest income	$1,242,000	1,823
Gross Fiduciary activities income	$454,000	496
Service charges on deposit accounts	$195,000	1,996
Trading account gains and fees	$0	108
Additional Noninterest Income	$593,000	2,209
Total noninterest expense	$5,863,000	1,785
Salaries and employee benefits	$3,458,000	1,758
Premises and equipment expense	$1,135,000	1,073
Additional noninterest expense	$1,270,000	2,228
Pre-tax net operating income	$3,895,000	1,442
Securities gains (losses)	$-151,000	4,424
Applicable income taxes	$830,000	1,139
Income before extraordinary items	$2,914,000	1,545
Extraordinary gains, net	$0	4
Net income	$2,914,000	1,544
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,914,000	1,545
Net charge-offs	$11,000	1,552
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,033,290	1,552
2022-03-31 (YTD Data)		Rank
Total interest income	$4,560,000	1,543
Total interest expense	$456,000	1,186
Net interest income	$4,104,000	1,572
Provision for loan and lease losses	$62,000	1,225
Total noninterest income	$635,000	1,814
Gross Fiduciary activities income	$250,000	484
Service charges on deposit accounts	$94,000	2,017
Trading account gains and fees	$0	103
Additional Noninterest Income	$291,000	2,219
Total noninterest expense	$3,014,000	1,747
Salaries and employee benefits	$1,817,000	1,682
Premises and equipment expense	$559,000	1,091
Additional noninterest expense	$638,000	2,209
Pre-tax net operating income	$1,663,000	1,524
Securities gains (losses)	$-12,000	4,282
Applicable income taxes	$361,000	1,172
Income before extraordinary items	$1,290,000	1,614
Extraordinary gains, net	$0	4
Net income	$1,290,000	1,613
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,290,000	1,614
Net charge-offs	$1,000	1,671
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,299,480	1,629
2021-12-31 (YTD Data)		Rank
Total interest income	$20,648,000	1,444
Total interest expense	$2,027,000	1,318
Net interest income	$18,621,000	1,450
Provision for loan and lease losses	$611,000	869
Total noninterest income	$2,110,000	2,159
Gross Fiduciary activities income	$738,000	527
Service charges on deposit accounts	$366,000	1,968
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,006,000	2,627
Total noninterest expense	$11,474,000	1,795
Salaries and employee benefits	$6,868,000	1,734
Premises and equipment expense	$2,139,000	1,144
Additional noninterest expense	$2,467,000	2,265
Pre-tax net operating income	$8,646,000	1,402
Securities gains (losses)	$117,000	795
Applicable income taxes	$1,940,000	1,127
Income before extraordinary items	$6,823,000	1,532
Extraordinary gains, net	$0	10
Net income	$6,823,000	1,531
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,823,000	1,532
Net charge-offs	$137,000	1,187
Cash dividends	$2,000,000	1,514
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,730,570	1,516
2021-09-30 (YTD Data)		Rank
Total interest income	$15,729,000	1,444
Total interest expense	$1,545,000	1,365
Net interest income	$14,184,000	1,460
Provision for loan and lease losses	$424,000	944
Total noninterest income	$1,709,000	2,132
Gross Fiduciary activities income	$555,000	520
Service charges on deposit accounts	$263,000	2,020
Trading account gains and fees	$0	132
Additional Noninterest Income	$891,000	2,506
Total noninterest expense	$8,618,000	1,794
Salaries and employee benefits	$5,274,000	1,715
Premises and equipment expense	$1,655,000	1,120
Additional noninterest expense	$1,689,000	2,392
Pre-tax net operating income	$6,851,000	1,405
Securities gains (losses)	$97,000	819
Applicable income taxes	$1,587,000	1,106
Income before extraordinary items	$5,361,000	1,538
Extraordinary gains, net	$0	8
Net income	$5,361,000	1,538
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,361,000	1,538
Net charge-offs	$129,000	979
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,284,370	1,520
2021-06-30 (YTD Data)		Rank
Total interest income	$10,197,000	1,484
Total interest expense	$1,073,000	1,385
Net interest income	$9,124,000	1,479
Provision for loan and lease losses	$303,000	861
Total noninterest income	$1,160,000	2,070
Gross Fiduciary activities income	$380,000	518
Service charges on deposit accounts	$165,000	2,035
Trading account gains and fees	$0	133
Additional Noninterest Income	$615,000	2,435
Total noninterest expense	$5,642,000	1,814
Salaries and employee benefits	$3,442,000	1,736
Premises and equipment expense	$1,077,000	1,138
Additional noninterest expense	$1,123,000	2,388
Pre-tax net operating income	$4,339,000	1,450
Securities gains (losses)	$27,000	1,094
Applicable income taxes	$992,000	1,147
Income before extraordinary items	$3,374,000	1,578
Extraordinary gains, net	$0	6
Net income	$3,374,000	1,578
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,374,000	1,578
Net charge-offs	$104,000	895
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,352,670	1,551
2021-03-31 (YTD Data)		Rank
Total interest income	$4,943,000	1,528
Total interest expense	$563,000	1,384
Net interest income	$4,380,000	1,522
Provision for loan and lease losses	$181,000	862
Total noninterest income	$559,000	2,119
Gross Fiduciary activities income	$177,000	530
Service charges on deposit accounts	$87,000	1,968
Trading account gains and fees	$0	127
Additional Noninterest Income	$295,000	2,470
Total noninterest expense	$2,618,000	1,897
Salaries and employee benefits	$1,544,000	1,865
Premises and equipment expense	$548,000	1,126
Additional noninterest expense	$526,000	2,450
Pre-tax net operating income	$2,140,000	1,458
Securities gains (losses)	$31,000	782
Applicable income taxes	$499,000	1,145
Income before extraordinary items	$1,672,000	1,598
Extraordinary gains, net	$0	3
Net income	$1,672,000	1,598
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,672,000	1,598
Net charge-offs	$1,000	1,805
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,647,510	1,576
2020-12-31 (YTD Data)		Rank
Total interest income	$21,813,000	1,378
Total interest expense	$4,047,000	1,150
Net interest income	$17,766,000	1,426
Provision for loan and lease losses	$2,457,000	919
Total noninterest income	$1,912,000	2,177
Gross Fiduciary activities income	$623,000	546
Service charges on deposit accounts	$431,000	1,789
Trading account gains and fees	$0	133
Additional Noninterest Income	$858,000	2,625
Total noninterest expense	$11,197,000	1,788
Salaries and employee benefits	$6,703,000	1,731
Premises and equipment expense	$2,075,000	1,140
Additional noninterest expense	$2,419,000	2,253
Pre-tax net operating income	$6,024,000	1,558
Securities gains (losses)	$493,000	605
Applicable income taxes	$1,422,000	1,173
Income before extraordinary items	$5,095,000	1,618
Extraordinary gains, net	$0	4
Net income	$5,095,000	1,618
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,095,000	1,618
Net charge-offs	$1,986,000	417
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,705,530	1,673
2020-09-30 (YTD Data)		Rank
Total interest income	$16,299,000	1,390
Total interest expense	$3,328,000	1,125
Net interest income	$12,971,000	1,451
Provision for loan and lease losses	$1,201,000	1,221
Total noninterest income	$1,425,000	2,140
Gross Fiduciary activities income	$438,000	544
Service charges on deposit accounts	$325,000	1,771
Trading account gains and fees	$0	125
Additional Noninterest Income	$662,000	2,564
Total noninterest expense	$8,246,000	1,798
Salaries and employee benefits	$5,042,000	1,718
Premises and equipment expense	$1,561,000	1,133
Additional noninterest expense	$1,643,000	2,359
Pre-tax net operating income	$4,949,000	1,407
Securities gains (losses)	$486,000	507
Applicable income taxes	$1,214,000	1,036
Income before extraordinary items	$4,221,000	1,453
Extraordinary gains, net	$0	4
Net income	$4,221,000	1,454
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,221,000	1,454
Net charge-offs	$704,000	619
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,837,060	1,526
2020-06-30 (YTD Data)		Rank
Total interest income	$11,097,000	1,388
Total interest expense	$2,384,000	1,137
Net interest income	$8,713,000	1,444
Provision for loan and lease losses	$723,000	1,311
Total noninterest income	$921,000	2,115
Gross Fiduciary activities income	$321,000	537
Service charges on deposit accounts	$224,000	1,760
Trading account gains and fees	$0	123
Additional Noninterest Income	$376,000	2,675
Total noninterest expense	$5,537,000	1,785
Salaries and employee benefits	$3,415,000	1,693
Premises and equipment expense	$1,048,000	1,124
Additional noninterest expense	$1,074,000	2,390
Pre-tax net operating income	$3,374,000	1,315
Securities gains (losses)	$256,000	601
Applicable income taxes	$811,000	979
Income before extraordinary items	$2,819,000	1,375
Extraordinary gains, net	$0	4
Net income	$2,819,000	1,375
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,819,000	1,375
Net charge-offs	$499,000	594
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,616,760	1,437
2020-03-31 (YTD Data)		Rank
Total interest income	$5,612,000	1,363
Total interest expense	$1,277,000	1,172
Net interest income	$4,335,000	1,413
Provision for loan and lease losses	$336,000	1,124
Total noninterest income	$476,000	1,990
Gross Fiduciary activities income	$175,000	521
Service charges on deposit accounts	$148,000	1,642
Trading account gains and fees	$0	106
Additional Noninterest Income	$153,000	2,751
Total noninterest expense	$2,617,000	1,883
Salaries and employee benefits	$1,591,000	1,798
Premises and equipment expense	$528,000	1,135
Additional noninterest expense	$498,000	2,541
Pre-tax net operating income	$1,858,000	1,120
Securities gains (losses)	$196,000	392
Applicable income taxes	$465,000	782
Income before extraordinary items	$1,589,000	1,133
Extraordinary gains, net	$0	4
Net income	$1,589,000	1,132
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,589,000	1,133
Net charge-offs	$2,000	2,313
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,434,160	1,213
2019-12-31 (YTD Data)		Rank
Total interest income	$20,286,000	1,510
Total interest expense	$4,323,000	1,396
Net interest income	$15,963,000	1,513
Provision for loan and lease losses	$1,233,000	775
Total noninterest income	$1,859,000	2,043
Gross Fiduciary activities income	$602,000	555
Service charges on deposit accounts	$509,000	1,906
Trading account gains and fees	$0	135
Additional Noninterest Income	$748,000	2,572
Total noninterest expense	$9,685,000	1,970
Salaries and employee benefits	$5,822,000	1,892
Premises and equipment expense	$1,599,000	1,428
Additional noninterest expense	$2,264,000	2,362
Pre-tax net operating income	$6,904,000	1,373
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,595,000	1,064
Income before extraordinary items	$5,309,000	1,531
Extraordinary gains, net	$0	11
Net income	$5,309,000	1,532
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,309,000	1,533
Net charge-offs	$963,000	675
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,309,000	1,499
2019-09-30 (YTD Data)		Rank
Total interest income	$14,523,000	1,574
Total interest expense	$3,002,000	1,485
Net interest income	$11,521,000	1,575
Provision for loan and lease losses	$558,000	1,064
Total noninterest income	$1,324,000	2,106
Gross Fiduciary activities income	$429,000	558
Service charges on deposit accounts	$356,000	1,995
Trading account gains and fees	$0	129
Additional Noninterest Income	$539,000	2,641
Total noninterest expense	$6,598,000	2,111
Salaries and employee benefits	$3,924,000	2,046
Premises and equipment expense	$1,150,000	1,491
Additional noninterest expense	$1,524,000	2,539
Pre-tax net operating income	$5,689,000	1,316
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,312,000	1,025
Income before extraordinary items	$4,377,000	1,442
Extraordinary gains, net	$0	11
Net income	$4,377,000	1,442
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,377,000	1,444
Net charge-offs	$665,000	640
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,377,000	1,409
2019-06-30 (YTD Data)		Rank
Total interest income	$9,236,000	1,639
Total interest expense	$1,800,000	1,577
Net interest income	$7,436,000	1,637
Provision for loan and lease losses	$244,000	1,401
Total noninterest income	$839,000	2,150
Gross Fiduciary activities income	$274,000	564
Service charges on deposit accounts	$218,000	2,088
Trading account gains and fees	$0	131
Additional Noninterest Income	$347,000	2,649
Total noninterest expense	$4,163,000	2,201
Salaries and employee benefits	$2,516,000	2,110
Premises and equipment expense	$750,000	1,520
Additional noninterest expense	$897,000	2,782
Pre-tax net operating income	$3,868,000	1,271
Securities gains (losses)	$0	1,702
Applicable income taxes	$897,000	973
Income before extraordinary items	$2,971,000	1,399
Extraordinary gains, net	$0	11
Net income	$2,971,000	1,398
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,971,000	1,399
Net charge-offs	$3,000	2,936
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,971,000	1,377
2019-03-31 (YTD Data)		Rank
Total interest income	$4,557,000	1,659
Total interest expense	$826,000	1,632
Net interest income	$3,731,000	1,634
Provision for loan and lease losses	$72,000	1,780
Total noninterest income	$411,000	2,135
Gross Fiduciary activities income	$131,000	579
Service charges on deposit accounts	$108,000	2,094
Trading account gains and fees	$0	126
Additional Noninterest Income	$172,000	2,585
Total noninterest expense	$1,951,000	2,313
Salaries and employee benefits	$1,139,000	2,280
Premises and equipment expense	$410,000	1,424
Additional noninterest expense	$402,000	2,998
Pre-tax net operating income	$2,119,000	1,161
Securities gains (losses)	$0	1,087
Applicable income taxes	$512,000	891
Income before extraordinary items	$1,607,000	1,293
Extraordinary gains, net	$0	5
Net income	$1,607,000	1,291
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,607,000	1,292
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,607,000	1,274
2018-12-31 (YTD Data)		Rank
Total interest income	$16,365,000	1,724
Total interest expense	$2,739,000	1,530
Net interest income	$13,626,000	1,749
Provision for loan and lease losses	$660,000	1,197
Total noninterest income	$1,774,000	2,119
Gross Fiduciary activities income	$591,000	564
Service charges on deposit accounts	$440,000	2,172
Trading account gains and fees	$0	126
Additional Noninterest Income	$743,000	2,584
Total noninterest expense	$8,529,000	2,146
Salaries and employee benefits	$5,587,000	1,921
Premises and equipment expense	$1,264,000	1,740
Additional noninterest expense	$1,678,000	2,939
Pre-tax net operating income	$6,211,000	1,470
Securities gains (losses)	$-86,000	4,971
Applicable income taxes	$1,365,000	1,121
Income before extraordinary items	$4,760,000	1,643
Extraordinary gains, net	$0	6
Net income	$4,760,000	1,643
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,760,000	1,642
Net charge-offs	$30,000	2,911
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,827,940	1,614
2018-09-30 (YTD Data)		Rank
Total interest income	$11,974,000	1,750
Total interest expense	$1,940,000	1,523
Net interest income	$10,034,000	1,769
Provision for loan and lease losses	$510,000	1,112
Total noninterest income	$1,342,000	2,122
Gross Fiduciary activities income	$462,000	552
Service charges on deposit accounts	$318,000	2,236
Trading account gains and fees	$0	138
Additional Noninterest Income	$562,000	2,605
Total noninterest expense	$6,249,000	2,178
Salaries and employee benefits	$4,009,000	1,977
Premises and equipment expense	$981,000	1,710
Additional noninterest expense	$1,259,000	2,935
Pre-tax net operating income	$4,617,000	1,504
Securities gains (losses)	$-11,000	4,792
Applicable income taxes	$1,053,000	1,128
Income before extraordinary items	$3,553,000	1,660
Extraordinary gains, net	$0	5
Net income	$3,553,000	1,658
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,553,000	1,659
Net charge-offs	$33,000	2,445
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,561,690	1,643
2018-06-30 (YTD Data)		Rank
Total interest income	$7,816,000	1,768
Total interest expense	$1,226,000	1,522
Net interest income	$6,590,000	1,783
Provision for loan and lease losses	$360,000	1,045
Total noninterest income	$870,000	2,166
Gross Fiduciary activities income	$308,000	559
Service charges on deposit accounts	$193,000	2,343
Trading account gains and fees	$0	130
Additional Noninterest Income	$369,000	2,624
Total noninterest expense	$4,141,000	2,198
Salaries and employee benefits	$2,678,000	1,985
Premises and equipment expense	$640,000	1,750
Additional noninterest expense	$823,000	2,994
Pre-tax net operating income	$2,959,000	1,531
Securities gains (losses)	$-11,000	5,009
Applicable income taxes	$670,000	1,147
Income before extraordinary items	$2,278,000	1,708
Extraordinary gains, net	$0	6
Net income	$2,278,000	1,707
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,278,000	1,707
Net charge-offs	$-24,000	4,803
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,286,690	1,687
2018-03-31 (YTD Data)		Rank
Total interest income	$3,790,000	1,799
Total interest expense	$573,000	1,543
Net interest income	$3,217,000	1,816
Provision for loan and lease losses	$150,000	1,106
Total noninterest income	$449,000	2,111
Gross Fiduciary activities income	$177,000	534
Service charges on deposit accounts	$95,000	2,377
Trading account gains and fees	$0	123
Additional Noninterest Income	$177,000	2,633
Total noninterest expense	$2,035,000	2,255
Salaries and employee benefits	$1,321,000	2,031
Premises and equipment expense	$325,000	1,744
Additional noninterest expense	$389,000	3,120
Pre-tax net operating income	$1,481,000	1,500
Securities gains (losses)	$-11,000	5,228
Applicable income taxes	$335,000	1,141
Income before extraordinary items	$1,135,000	1,654
Extraordinary gains, net	$0	7
Net income	$1,135,000	1,654
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,135,000	1,654
Net charge-offs	$-21,000	4,998
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,143,690	1,634
2017-12-31 (YTD Data)		Rank
Total interest income	$13,939,000	1,884
Total interest expense	$2,075,000	1,494
Net interest income	$11,864,000	1,930
Provision for loan and lease losses	$98,000	3,106
Total noninterest income	$1,642,000	2,281
Gross Fiduciary activities income	$493,000	590
Service charges on deposit accounts	$447,000	2,218
Trading account gains and fees	$0	151
Additional Noninterest Income	$702,000	2,714
Total noninterest expense	$7,982,000	2,266
Salaries and employee benefits	$5,206,000	2,023
Premises and equipment expense	$1,298,000	1,734
Additional noninterest expense	$1,478,000	3,259
Pre-tax net operating income	$5,426,000	1,602
Securities gains (losses)	$21,000	1,311
Applicable income taxes	$2,172,000	1,215
Income before extraordinary items	$3,275,000	1,899
Extraordinary gains, net	$0	9
Net income	$3,275,000	1,899
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,275,000	1,900
Net charge-offs	$273,000	1,565
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,261,560	1,887
2017-09-30 (YTD Data)		Rank
Total interest income	$10,289,000	1,906
Total interest expense	$1,519,000	1,501
Net interest income	$8,770,000	1,962
Provision for loan and lease losses	$48,000	3,282
Total noninterest income	$1,241,000	2,302
Gross Fiduciary activities income	$365,000	597
Service charges on deposit accounts	$344,000	2,177
Trading account gains and fees	$0	145
Additional Noninterest Income	$532,000	2,732
Total noninterest expense	$5,781,000	2,344
Salaries and employee benefits	$3,781,000	2,084
Premises and equipment expense	$977,000	1,731
Additional noninterest expense	$1,023,000	3,418
Pre-tax net operating income	$4,182,000	1,582
Securities gains (losses)	$23,000	1,253
Applicable income taxes	$1,374,000	1,190
Income before extraordinary items	$2,831,000	1,809
Extraordinary gains, net	$0	9
Net income	$2,831,000	1,808
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,831,000	1,809
Net charge-offs	$62,000	2,292
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,815,590	1,793
2017-06-30 (YTD Data)		Rank
Total interest income	$6,718,000	1,916
Total interest expense	$968,000	1,522
Net interest income	$5,750,000	1,975
Provision for loan and lease losses	$48,000	2,913
Total noninterest income	$816,000	2,332
Gross Fiduciary activities income	$246,000	597
Service charges on deposit accounts	$235,000	2,128
Trading account gains and fees	$0	139
Additional Noninterest Income	$335,000	2,803
Total noninterest expense	$3,864,000	2,343
Salaries and employee benefits	$2,577,000	2,059
Premises and equipment expense	$652,000	1,741
Additional noninterest expense	$635,000	3,586
Pre-tax net operating income	$2,654,000	1,619
Securities gains (losses)	$23,000	938
Applicable income taxes	$870,000	1,207
Income before extraordinary items	$1,807,000	1,848
Extraordinary gains, net	$0	11
Net income	$1,807,000	1,848
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,807,000	1,848
Net charge-offs	$-43,000	5,250
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,791,360	1,834
2017-03-31 (YTD Data)		Rank
Total interest income	$3,280,000	1,950
Total interest expense	$460,000	1,555
Net interest income	$2,820,000	2,001
Provision for loan and lease losses	$48,000	2,130
Total noninterest income	$400,000	2,334
Gross Fiduciary activities income	$125,000	603
Service charges on deposit accounts	$114,000	2,189
Trading account gains and fees	$0	142
Additional Noninterest Income	$161,000	2,848
Total noninterest expense	$1,772,000	2,533
Salaries and employee benefits	$1,250,000	2,135
Premises and equipment expense	$314,000	1,824
Additional noninterest expense	$208,000	4,399
Pre-tax net operating income	$1,400,000	1,506
Securities gains (losses)	$0	1,153
Applicable income taxes	$462,000	1,138
Income before extraordinary items	$938,000	1,746
Extraordinary gains, net	$0	8
Net income	$938,000	1,745
Minority interest net income	$0	55
Net income of bank and minority interests.	$938,000	1,746
Net charge-offs	$-25,000	5,330
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$938,000	1,732
2016-12-31 (YTD Data)		Rank
Total interest income	$14,526,000	1,743
Total interest expense	$1,685,000	1,629
Net interest income	$12,841,000	1,749
Provision for loan and lease losses	$1,532,000	638
Total noninterest income	$1,564,000	2,434
Gross Fiduciary activities income	$493,000	595
Service charges on deposit accounts	$451,000	2,254
Trading account gains and fees	$0	170
Additional Noninterest Income	$620,000	2,979
Total noninterest expense	$8,002,000	2,289
Salaries and employee benefits	$4,798,000	2,158
Premises and equipment expense	$1,411,000	1,607
Additional noninterest expense	$1,793,000	2,967
Pre-tax net operating income	$4,871,000	1,659
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,519,000	1,251
Income before extraordinary items	$3,352,000	1,914
Extraordinary gains, net	$0	5
Net income	$3,352,000	1,913
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,352,000	1,913
Net charge-offs	$1,411,000	517
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,352,000	1,869
2016-09-30 (YTD Data)		Rank
Total interest income	$11,151,000	1,709
Total interest expense	$1,225,000	1,676
Net interest income	$9,926,000	1,704
Provision for loan and lease losses	$1,436,000	524
Total noninterest income	$1,196,000	2,409
Gross Fiduciary activities income	$382,000	587
Service charges on deposit accounts	$328,000	2,305
Trading account gains and fees	$0	169
Additional Noninterest Income	$486,000	2,933
Total noninterest expense	$5,796,000	2,362
Salaries and employee benefits	$3,520,000	2,192
Premises and equipment expense	$1,086,000	1,579
Additional noninterest expense	$1,190,000	3,236
Pre-tax net operating income	$3,890,000	1,588
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,258,000	1,223
Income before extraordinary items	$2,632,000	1,872
Extraordinary gains, net	$0	5
Net income	$2,632,000	1,872
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,632,000	1,872
Net charge-offs	$1,270,000	400
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,632,000	1,822
2016-06-30 (YTD Data)		Rank
Total interest income	$7,756,000	1,639
Total interest expense	$798,000	1,702
Net interest income	$6,958,000	1,613
Provision for loan and lease losses	$1,340,000	404
Total noninterest income	$800,000	2,381
Gross Fiduciary activities income	$270,000	580
Service charges on deposit accounts	$212,000	2,345
Trading account gains and fees	$0	157
Additional Noninterest Income	$318,000	2,946
Total noninterest expense	$3,789,000	2,409
Salaries and employee benefits	$2,268,000	2,260
Premises and equipment expense	$725,000	1,579
Additional noninterest expense	$796,000	3,247
Pre-tax net operating income	$2,629,000	1,568
Securities gains (losses)	$0	2,835
Applicable income taxes	$850,000	1,212
Income before extraordinary items	$1,779,000	1,836
Extraordinary gains, net	$0	16
Net income	$1,779,000	1,835
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,779,000	1,835
Net charge-offs	$1,230,000	307
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,779,000	1,783
2016-03-31 (YTD Data)		Rank
Total interest income	$3,549,000	1,790
Total interest expense	$389,000	1,739
Net interest income	$3,160,000	1,780
Provision for loan and lease losses	$396,000	559
Total noninterest income	$414,000	2,322
Gross Fiduciary activities income	$145,000	572
Service charges on deposit accounts	$112,000	2,246
Trading account gains and fees	$0	142
Additional Noninterest Income	$157,000	2,930
Total noninterest expense	$1,864,000	2,454
Salaries and employee benefits	$1,146,000	2,257
Premises and equipment expense	$349,000	1,641
Additional noninterest expense	$369,000	3,419
Pre-tax net operating income	$1,314,000	1,543
Securities gains (losses)	$0	2,077
Applicable income taxes	$424,000	1,191
Income before extraordinary items	$890,000	1,796
Extraordinary gains, net	$0	12
Net income	$890,000	1,797
Minority interest net income	$0	62
Net income of bank and minority interests.	$890,000	1,797
Net charge-offs	$418,000	388
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$890,000	1,754
2015-12-31 (YTD Data)		Rank
Total interest income	$12,388,000	1,975
Total interest expense	$1,377,000	1,903
Net interest income	$11,011,000	1,963
Provision for loan and lease losses	$520,000	1,309
Total noninterest income	$1,587,000	2,419
Gross Fiduciary activities income	$453,000	622
Service charges on deposit accounts	$507,000	2,120
Trading account gains and fees	$0	159
Additional Noninterest Income	$627,000	2,983
Total noninterest expense	$7,659,000	2,392
Salaries and employee benefits	$4,716,000	2,159
Premises and equipment expense	$1,378,000	1,656
Additional noninterest expense	$1,565,000	3,313
Pre-tax net operating income	$4,419,000	1,738
Securities gains (losses)	$22,000	2,184
Applicable income taxes	$1,383,000	1,296
Income before extraordinary items	$3,058,000	2,020
Extraordinary gains, net	$0	23
Net income	$3,058,000	2,021
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,058,000	2,022
Net charge-offs	$182,000	2,072
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,042,820	1,989
2015-09-30 (YTD Data)		Rank
Total interest income	$9,191,000	2,002
Total interest expense	$1,026,000	1,932
Net interest income	$8,165,000	1,993
Provision for loan and lease losses	$180,000	2,044
Total noninterest income	$1,193,000	2,434
Gross Fiduciary activities income	$350,000	610
Service charges on deposit accounts	$373,000	2,159
Trading account gains and fees	$0	153
Additional Noninterest Income	$470,000	2,994
Total noninterest expense	$5,712,000	2,404
Salaries and employee benefits	$3,523,000	2,170
Premises and equipment expense	$1,049,000	1,651
Additional noninterest expense	$1,140,000	3,391
Pre-tax net operating income	$3,466,000	1,707
Securities gains (losses)	$22,000	1,962
Applicable income taxes	$1,093,000	1,291
Income before extraordinary items	$2,395,000	1,955
Extraordinary gains, net	$0	21
Net income	$2,395,000	1,957
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,395,000	1,957
Net charge-offs	$-76,000	5,737
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,379,820	1,934
2015-06-30 (YTD Data)		Rank
Total interest income	$6,033,000	2,028
Total interest expense	$685,000	1,932
Net interest income	$5,348,000	2,020
Provision for loan and lease losses	$66,000	2,603
Total noninterest income	$783,000	2,454
Gross Fiduciary activities income	$232,000	620
Service charges on deposit accounts	$232,000	2,239
Trading account gains and fees	$0	157
Additional Noninterest Income	$319,000	2,991
Total noninterest expense	$3,819,000	2,401
Salaries and employee benefits	$2,329,000	2,200
Premises and equipment expense	$718,000	1,624
Additional noninterest expense	$772,000	3,369
Pre-tax net operating income	$2,246,000	1,734
Securities gains (losses)	$21,000	1,689
Applicable income taxes	$700,000	1,322
Income before extraordinary items	$1,567,000	1,972
Extraordinary gains, net	$0	22
Net income	$1,567,000	1,974
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,567,000	1,974
Net charge-offs	$-73,000	5,852
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,552,510	1,940
2015-03-31 (YTD Data)		Rank
Total interest income	$2,980,000	2,045
Total interest expense	$341,000	1,959
Net interest income	$2,639,000	2,035
Provision for loan and lease losses	$27,000	2,662
Total noninterest income	$384,000	2,444
Gross Fiduciary activities income	$61,000	740
Service charges on deposit accounts	$103,000	2,425
Trading account gains and fees	$0	152
Additional Noninterest Income	$220,000	2,503
Total noninterest expense	$1,998,000	2,309
Salaries and employee benefits	$1,264,000	2,060
Premises and equipment expense	$356,000	1,660
Additional noninterest expense	$378,000	3,410
Pre-tax net operating income	$998,000	1,859
Securities gains (losses)	$21,000	1,218
Applicable income taxes	$307,000	1,421
Income before extraordinary items	$712,000	2,111
Extraordinary gains, net	$0	13
Net income	$712,000	2,112
Minority interest net income	$0	64
Net income of bank and minority interests.	$712,000	2,112
Net charge-offs	$-82,000	6,075
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$697,300	2,077
2014-12-31 (YTD Data)		Rank
Total interest income	$12,311,000	1,998
Total interest expense	$1,461,000	1,933
Net interest income	$10,850,000	1,982
Provision for loan and lease losses	$166,000	2,672
Total noninterest income	$1,564,000	2,449
Gross Fiduciary activities income	$447,000	632
Service charges on deposit accounts	$476,000	2,353
Trading account gains and fees	$0	180
Additional Noninterest Income	$641,000	2,948
Total noninterest expense	$7,770,000	2,370
Salaries and employee benefits	$4,666,000	2,186
Premises and equipment expense	$1,505,000	1,565
Additional noninterest expense	$1,599,000	3,401
Pre-tax net operating income	$4,478,000	1,684
Securities gains (losses)	$27,000	2,144
Applicable income taxes	$1,353,000	1,280
Income before extraordinary items	$3,152,000	1,936
Extraordinary gains, net	$0	17
Net income	$3,152,000	1,935
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,152,000	1,934
Net charge-offs	$-12,000	5,693
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,133,100	1,906
2014-09-30 (YTD Data)		Rank
Total interest income	$9,188,000	2,022
Total interest expense	$1,113,000	1,930
Net interest income	$8,075,000	2,005
Provision for loan and lease losses	$130,000	2,543
Total noninterest income	$1,189,000	2,451
Gross Fiduciary activities income	$348,000	622
Service charges on deposit accounts	$361,000	2,356
Trading account gains and fees	$0	174
Additional Noninterest Income	$480,000	2,960
Total noninterest expense	$5,796,000	2,390
Salaries and employee benefits	$3,539,000	2,169
Premises and equipment expense	$1,088,000	1,620
Additional noninterest expense	$1,169,000	3,475
Pre-tax net operating income	$3,338,000	1,702
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$1,016,000	1,297
Income before extraordinary items	$2,324,000	1,965
Extraordinary gains, net	$0	15
Net income	$2,324,000	1,965
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,324,000	1,964
Net charge-offs	$-9,000	5,598
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,322,600	1,919
2014-06-30 (YTD Data)		Rank
Total interest income	$6,118,000	2,019
Total interest expense	$744,000	1,954
Net interest income	$5,374,000	2,002
Provision for loan and lease losses	$106,000	2,279
Total noninterest income	$779,000	2,447
Gross Fiduciary activities income	$219,000	638
Service charges on deposit accounts	$242,000	2,328
Trading account gains and fees	$0	172
Additional Noninterest Income	$318,000	2,954
Total noninterest expense	$3,791,000	2,438
Salaries and employee benefits	$2,325,000	2,194
Premises and equipment expense	$712,000	1,662
Additional noninterest expense	$754,000	3,570
Pre-tax net operating income	$2,256,000	1,645
Securities gains (losses)	$1,000	2,460
Applicable income taxes	$687,000	1,270
Income before extraordinary items	$1,570,000	1,909
Extraordinary gains, net	$0	20
Net income	$1,570,000	1,913
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,570,000	1,912
Net charge-offs	$-8,000	5,605
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,569,300	1,860
2014-03-31 (YTD Data)		Rank
Total interest income	$3,016,000	2,037
Total interest expense	$374,000	1,980
Net interest income	$2,642,000	2,026
Provision for loan and lease losses	$70,000	1,937
Total noninterest income	$394,000	2,392
Gross Fiduciary activities income	$119,000	625
Service charges on deposit accounts	$117,000	2,365
Trading account gains and fees	$0	147
Additional Noninterest Income	$158,000	2,900
Total noninterest expense	$1,971,000	2,360
Salaries and employee benefits	$1,245,000	2,082
Premises and equipment expense	$336,000	1,794
Additional noninterest expense	$390,000	3,472
Pre-tax net operating income	$995,000	1,775
Securities gains (losses)	$0	1,715
Applicable income taxes	$293,000	1,367
Income before extraordinary items	$702,000	1,994
Extraordinary gains, net	$0	16
Net income	$702,000	1,997
Minority interest net income	$0	66
Net income of bank and minority interests.	$702,000	1,997
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$702,000	1,959
2013-12-31 (YTD Data)		Rank
Total interest income	$12,084,000	2,042
Total interest expense	$1,767,000	1,904
Net interest income	$10,317,000	2,039
Provision for loan and lease losses	$140,000	3,337
Total noninterest income	$1,517,000	2,574
Gross Fiduciary activities income	$331,000	690
Service charges on deposit accounts	$512,000	2,332
Trading account gains and fees	$0	184
Additional Noninterest Income	$674,000	2,931
Total noninterest expense	$7,322,000	2,522
Salaries and employee benefits	$4,571,000	2,229
Premises and equipment expense	$1,264,000	1,835
Additional noninterest expense	$1,487,000	3,678
Pre-tax net operating income	$4,372,000	1,599
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,305,000	1,233
Income before extraordinary items	$3,067,000	1,866
Extraordinary gains, net	$0	29
Net income	$3,067,000	1,869
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,067,000	1,869
Net charge-offs	$52,000	4,318
Cash dividends	$375,000	3,070
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,067,000	1,832
2013-09-30 (YTD Data)		Rank
Total interest income	$9,056,000	2,050
Total interest expense	$1,359,000	1,924
Net interest income	$7,697,000	2,051
Provision for loan and lease losses	$110,000	3,266
Total noninterest income	$1,155,000	2,597
Gross Fiduciary activities income	$248,000	681
Service charges on deposit accounts	$378,000	2,375
Trading account gains and fees	$0	180
Additional Noninterest Income	$529,000	2,932
Total noninterest expense	$5,496,000	2,530
Salaries and employee benefits	$3,451,000	2,216
Premises and equipment expense	$928,000	1,870
Additional noninterest expense	$1,117,000	3,678
Pre-tax net operating income	$3,246,000	1,631
Securities gains (losses)	$0	3,040
Applicable income taxes	$981,000	1,271
Income before extraordinary items	$2,265,000	1,923
Extraordinary gains, net	$0	25
Net income	$2,265,000	1,930
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,265,000	1,929
Net charge-offs	$4,000	4,962
Cash dividends	$250,000	2,769
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,265,000	1,866
2013-06-30 (YTD Data)		Rank
Total interest income	$5,966,000	2,068
Total interest expense	$919,000	1,921
Net interest income	$5,047,000	2,074
Provision for loan and lease losses	$90,000	3,034
Total noninterest income	$764,000	2,621
Gross Fiduciary activities income	$165,000	687
Service charges on deposit accounts	$246,000	2,394
Trading account gains and fees	$0	157
Additional Noninterest Income	$353,000	2,974
Total noninterest expense	$3,603,000	2,580
Salaries and employee benefits	$2,248,000	2,268
Premises and equipment expense	$620,000	1,875
Additional noninterest expense	$735,000	3,705
Pre-tax net operating income	$2,118,000	1,643
Securities gains (losses)	$0	2,791
Applicable income taxes	$631,000	1,289
Income before extraordinary items	$1,487,000	1,938
Extraordinary gains, net	$0	22
Net income	$1,487,000	1,944
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,487,000	1,944
Net charge-offs	$-1,000	5,537
Cash dividends	$250,000	2,371
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,487,000	1,866
2013-03-31 (YTD Data)		Rank
Total interest income	$2,934,000	2,120
Total interest expense	$470,000	1,932
Net interest income	$2,464,000	2,128
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$367,000	2,689
Gross Fiduciary activities income	$90,000	677
Service charges on deposit accounts	$120,000	2,433
Trading account gains and fees	$0	148
Additional Noninterest Income	$157,000	3,111
Total noninterest expense	$1,867,000	2,521
Salaries and employee benefits	$1,198,000	2,156
Premises and equipment expense	$314,000	1,883
Additional noninterest expense	$355,000	3,800
Pre-tax net operating income	$944,000	1,800
Securities gains (losses)	$0	1,966
Applicable income taxes	$275,000	1,417
Income before extraordinary items	$669,000	2,065
Extraordinary gains, net	$0	10
Net income	$669,000	2,067
Minority interest net income	$0	76
Net income of bank and minority interests.	$669,000	2,067
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$669,000	1,989
2012-12-31 (YTD Data)		Rank
Total interest income	$11,884,000	2,200
Total interest expense	$2,243,000	1,944
Net interest income	$9,641,000	2,231
Provision for loan and lease losses	$100,000	4,651
Total noninterest income	$1,411,000	2,711
Gross Fiduciary activities income	$290,000	713
Service charges on deposit accounts	$511,000	2,438
Trading account gains and fees	$0	166
Additional Noninterest Income	$610,000	3,078
Total noninterest expense	$7,089,000	2,629
Salaries and employee benefits	$4,275,000	2,309
Premises and equipment expense	$1,366,000	1,729
Additional noninterest expense	$1,448,000	3,883
Pre-tax net operating income	$3,863,000	1,692
Securities gains (losses)	$5,000	3,522
Applicable income taxes	$1,099,000	1,375
Income before extraordinary items	$2,769,000	1,996
Extraordinary gains, net	$0	29
Net income	$2,769,000	1,995
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,769,000	1,997
Net charge-offs	$257,000	3,491
Cash dividends	$550,000	2,661
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,765,400	1,891
2012-09-30 (YTD Data)		Rank
Total interest income	$8,868,000	2,254
Total interest expense	$1,733,000	1,972
Net interest income	$7,135,000	2,286
Provision for loan and lease losses	$70,000	4,710
Total noninterest income	$1,040,000	2,743
Gross Fiduciary activities income	$220,000	709
Service charges on deposit accounts	$375,000	2,513
Trading account gains and fees	$0	157
Additional Noninterest Income	$445,000	3,118
Total noninterest expense	$5,265,000	2,660
Salaries and employee benefits	$3,249,000	2,284
Premises and equipment expense	$974,000	1,831
Additional noninterest expense	$1,042,000	4,003
Pre-tax net operating income	$2,840,000	1,770
Securities gains (losses)	$5,000	3,269
Applicable income taxes	$866,000	1,370
Income before extraordinary items	$1,979,000	2,131
Extraordinary gains, net	$0	20
Net income	$1,979,000	2,132
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,979,000	2,133
Net charge-offs	$265,000	2,983
Cash dividends	$200,000	2,886
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,975,500	2,006
2012-06-30 (YTD Data)		Rank
Total interest income	$5,883,000	2,283
Total interest expense	$1,180,000	1,997
Net interest income	$4,703,000	2,321
Provision for loan and lease losses	$50,000	4,550
Total noninterest income	$696,000	2,692
Gross Fiduciary activities income	$150,000	709
Service charges on deposit accounts	$245,000	2,525
Trading account gains and fees	$0	153
Additional Noninterest Income	$301,000	3,063
Total noninterest expense	$3,449,000	2,711
Salaries and employee benefits	$2,124,000	2,332
Premises and equipment expense	$642,000	1,849
Additional noninterest expense	$683,000	4,054
Pre-tax net operating income	$1,900,000	1,758
Securities gains (losses)	$5,000	2,890
Applicable income taxes	$580,000	1,354
Income before extraordinary items	$1,325,000	2,093
Extraordinary gains, net	$0	19
Net income	$1,325,000	2,092
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,325,000	2,093
Net charge-offs	$269,000	2,421
Cash dividends	$200,000	2,506
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,321,500	1,991
2012-03-31 (YTD Data)		Rank
Total interest income	$2,936,000	2,314
Total interest expense	$607,000	2,019
Net interest income	$2,329,000	2,351
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$358,000	2,645
Gross Fiduciary activities income	$89,000	682
Service charges on deposit accounts	$116,000	2,604
Trading account gains and fees	$0	148
Additional Noninterest Income	$153,000	3,043
Total noninterest expense	$1,787,000	2,619
Salaries and employee benefits	$1,110,000	2,246
Premises and equipment expense	$327,000	1,811
Additional noninterest expense	$350,000	3,988
Pre-tax net operating income	$880,000	1,872
Securities gains (losses)	$0	2,210
Applicable income taxes	$263,000	1,432
Income before extraordinary items	$617,000	2,204
Extraordinary gains, net	$0	19
Net income	$617,000	2,206
Minority interest net income	$0	78
Net income of bank and minority interests.	$617,000	2,207
Net charge-offs	$292,000	1,517
Cash dividends	$200,000	1,565
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$617,000	2,103
2011-12-31 (YTD Data)		Rank
Total interest income	$12,184,000	2,288
Total interest expense	$2,789,000	2,088
Net interest income	$9,395,000	2,329
Provision for loan and lease losses	$424,000	3,677
Total noninterest income	$1,360,000	2,598
Gross Fiduciary activities income	$236,000	704
Service charges on deposit accounts	$546,000	2,396
Trading account gains and fees	$0	146
Additional Noninterest Income	$578,000	2,913
Total noninterest expense	$6,820,000	2,724
Salaries and employee benefits	$4,151,000	2,322
Premises and equipment expense	$1,205,000	2,056
Additional noninterest expense	$1,464,000	3,918
Pre-tax net operating income	$3,511,000	1,592
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,051,000	1,299
Income before extraordinary items	$2,460,000	1,899
Extraordinary gains, net	$0	29
Net income	$2,460,000	1,900
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,460,000	1,900
Net charge-offs	$-49,000	7,180
Cash dividends	$475,000	2,495
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,460,000	1,811
2011-09-30 (YTD Data)		Rank
Total interest income	$9,155,000	2,312
Total interest expense	$2,137,000	2,127
Net interest income	$7,018,000	2,342
Provision for loan and lease losses	$310,000	3,562
Total noninterest income	$1,015,000	2,600
Gross Fiduciary activities income	$182,000	682
Service charges on deposit accounts	$419,000	2,377
Trading account gains and fees	$0	145
Additional Noninterest Income	$414,000	2,980
Total noninterest expense	$5,137,000	2,712
Salaries and employee benefits	$3,090,000	2,331
Premises and equipment expense	$935,000	2,007
Additional noninterest expense	$1,112,000	3,882
Pre-tax net operating income	$2,586,000	1,682
Securities gains (losses)	$0	3,555
Applicable income taxes	$771,000	1,325
Income before extraordinary items	$1,815,000	1,990
Extraordinary gains, net	$0	21
Net income	$1,815,000	1,990
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,815,000	1,990
Net charge-offs	$-42,000	7,234
Cash dividends	$250,000	2,494
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,815,000	1,888
2011-06-30 (YTD Data)		Rank
Total interest income	$6,015,000	2,364
Total interest expense	$1,441,000	2,182
Net interest income	$4,574,000	2,399
Provision for loan and lease losses	$200,000	3,519
Total noninterest income	$679,000	2,594
Gross Fiduciary activities income	$129,000	692
Service charges on deposit accounts	$273,000	2,390
Trading account gains and fees	$0	153
Additional Noninterest Income	$277,000	2,998
Total noninterest expense	$3,496,000	2,692
Salaries and employee benefits	$2,032,000	2,387
Premises and equipment expense	$620,000	2,035
Additional noninterest expense	$844,000	3,605
Pre-tax net operating income	$1,557,000	1,820
Securities gains (losses)	$0	2,914
Applicable income taxes	$450,000	1,419
Income before extraordinary items	$1,107,000	2,088
Extraordinary gains, net	$0	15
Net income	$1,107,000	2,088
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,107,000	2,088
Net charge-offs	$-22,000	7,179
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,107,000	2,019
2011-03-31 (YTD Data)		Rank
Total interest income	$2,948,000	2,420
Total interest expense	$720,000	2,256
Net interest income	$2,228,000	2,468
Provision for loan and lease losses	$80,000	3,622
Total noninterest income	$333,000	2,642
Gross Fiduciary activities income	$61,000	699
Service charges on deposit accounts	$131,000	2,442
Trading account gains and fees	$0	158
Additional Noninterest Income	$141,000	3,013
Total noninterest expense	$1,821,000	2,609
Salaries and employee benefits	$1,086,000	2,254
Premises and equipment expense	$318,000	2,020
Additional noninterest expense	$417,000	3,632
Pre-tax net operating income	$660,000	2,063
Securities gains (losses)	$0	1,772
Applicable income taxes	$182,000	1,602
Income before extraordinary items	$478,000	2,336
Extraordinary gains, net	$0	9
Net income	$478,000	2,335
Minority interest net income	$0	86
Net income of bank and minority interests.	$478,000	2,336
Net charge-offs	$-4,000	6,688
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$478,000	2,285
2010-12-31 (YTD Data)		Rank
Total interest income	$12,405,000	2,426
Total interest expense	$3,052,000	2,576
Net interest income	$9,353,000	2,332
Provision for loan and lease losses	$1,090,000	2,926
Total noninterest income	$1,841,000	2,187
Gross Fiduciary activities income	$264,000	699
Service charges on deposit accounts	$624,000	2,219
Trading account gains and fees	$0	175
Additional Noninterest Income	$953,000	2,226
Total noninterest expense	$6,894,000	2,756
Salaries and employee benefits	$3,894,000	2,470
Premises and equipment expense	$1,335,000	1,915
Additional noninterest expense	$1,665,000	3,727
Pre-tax net operating income	$3,210,000	1,529
Securities gains (losses)	$0	3,793
Applicable income taxes	$948,000	1,275
Income before extraordinary items	$2,262,000	1,819
Extraordinary gains, net	$0	29
Net income	$2,262,000	1,820
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,262,000	1,821
Net charge-offs	$1,252,000	2,389
Cash dividends	$100,000	3,688
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,262,000	1,750
2010-09-30 (YTD Data)		Rank
Total interest income	$9,165,000	2,512
Total interest expense	$2,331,000	2,621
Net interest income	$6,834,000	2,429
Provision for loan and lease losses	$970,000	2,555
Total noninterest income	$1,069,000	2,605
Gross Fiduciary activities income	$208,000	678
Service charges on deposit accounts	$466,000	2,277
Trading account gains and fees	$0	165
Additional Noninterest Income	$395,000	3,113
Total noninterest expense	$5,259,000	2,721
Salaries and employee benefits	$2,991,000	2,423
Premises and equipment expense	$1,060,000	1,836
Additional noninterest expense	$1,208,000	3,792
Pre-tax net operating income	$1,674,000	2,185
Securities gains (losses)	$0	3,651
Applicable income taxes	$438,000	1,788
Income before extraordinary items	$1,236,000	2,494
Extraordinary gains, net	$0	23
Net income	$1,236,000	2,491
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,236,000	2,495
Net charge-offs	$1,252,000	1,952
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,236,000	2,369
2010-06-30 (YTD Data)		Rank
Total interest income	$6,090,000	2,553
Total interest expense	$1,584,000	2,673
Net interest income	$4,506,000	2,458
Provision for loan and lease losses	$470,000	2,946
Total noninterest income	$723,000	2,534
Gross Fiduciary activities income	$147,000	665
Service charges on deposit accounts	$319,000	2,237
Trading account gains and fees	$0	152
Additional Noninterest Income	$257,000	3,079
Total noninterest expense	$3,470,000	2,748
Salaries and employee benefits	$1,976,000	2,457
Premises and equipment expense	$704,000	1,854
Additional noninterest expense	$790,000	3,825
Pre-tax net operating income	$1,289,000	1,936
Securities gains (losses)	$0	3,184
Applicable income taxes	$353,000	1,571
Income before extraordinary items	$936,000	2,237
Extraordinary gains, net	$0	19
Net income	$936,000	2,236
Minority interest net income	$0	105
Net income of bank and minority interests.	$936,000	2,239
Net charge-offs	$1,009,000	1,716
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$936,000	2,163
2010-03-31 (YTD Data)		Rank
Total interest income	$3,044,000	2,607
Total interest expense	$821,000	2,702
Net interest income	$2,223,000	2,532
Provision for loan and lease losses	$330,000	2,276
Total noninterest income	$365,000	2,526
Gross Fiduciary activities income	$80,000	655
Service charges on deposit accounts	$156,000	2,271
Trading account gains and fees	$0	175
Additional Noninterest Income	$129,000	3,089
Total noninterest expense	$1,838,000	2,652
Salaries and employee benefits	$1,068,000	2,306
Premises and equipment expense	$362,000	1,867
Additional noninterest expense	$408,000	3,751
Pre-tax net operating income	$420,000	2,748
Securities gains (losses)	$0	2,284
Applicable income taxes	$93,000	2,188
Income before extraordinary items	$327,000	2,969
Extraordinary gains, net	$0	16
Net income	$327,000	2,965
Minority interest net income	$0	91
Net income of bank and minority interests.	$327,000	2,969
Net charge-offs	$1,011,000	1,032
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$327,000	2,858
2009-12-31 (YTD Data)		Rank
Total interest income	$13,236,000	2,514
Total interest expense	$3,923,000	2,780
Net interest income	$9,313,000	2,342
Provision for loan and lease losses	$745,000	3,949
Total noninterest income	$1,441,000	2,619
Gross Fiduciary activities income	$225,000	731
Service charges on deposit accounts	$731,000	2,172
Trading account gains and fees	$0	211
Additional Noninterest Income	$485,000	3,254
Total noninterest expense	$7,314,000	2,688
Salaries and employee benefits	$3,904,000	2,504
Premises and equipment expense	$1,410,000	1,906
Additional noninterest expense	$2,000,000	3,308
Pre-tax net operating income	$2,695,000	1,488
Securities gains (losses)	$165,000	1,711
Applicable income taxes	$789,000	1,148
Income before extraordinary items	$2,071,000	1,612
Extraordinary gains, net	$0	34
Net income	$2,071,000	1,610
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,071,000	1,611
Net charge-offs	$479,000	3,852
Cash dividends	$300,000	3,192
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,952,200	1,672
2009-09-30 (YTD Data)		Rank
Total interest income	$10,041,000	2,525
Total interest expense	$3,024,000	2,847
Net interest income	$7,017,000	2,330
Provision for loan and lease losses	$365,000	4,308
Total noninterest income	$1,114,000	2,630
Gross Fiduciary activities income	$167,000	731
Service charges on deposit accounts	$560,000	2,157
Trading account gains and fees	$0	212
Additional Noninterest Income	$387,000	3,238
Total noninterest expense	$5,677,000	2,608
Salaries and employee benefits	$3,053,000	2,437
Premises and equipment expense	$1,060,000	1,924
Additional noninterest expense	$1,564,000	3,178
Pre-tax net operating income	$2,089,000	1,559
Securities gains (losses)	$0	3,497
Applicable income taxes	$598,000	1,246
Income before extraordinary items	$1,491,000	1,791
Extraordinary gains, net	$0	27
Net income	$1,491,000	1,791
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,491,000	1,791
Net charge-offs	$373,000	3,427
Cash dividends	$300,000	2,611
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,491,000	1,742
2009-06-30 (YTD Data)		Rank
Total interest income	$6,804,000	2,525
Total interest expense	$2,047,000	2,907
Net interest income	$4,757,000	2,301
Provision for loan and lease losses	$230,000	4,141
Total noninterest income	$736,000	2,661
Gross Fiduciary activities income	$118,000	726
Service charges on deposit accounts	$363,000	2,182
Trading account gains and fees	$0	193
Additional Noninterest Income	$255,000	3,264
Total noninterest expense	$3,807,000	2,623
Salaries and employee benefits	$2,014,000	2,497
Premises and equipment expense	$718,000	1,915
Additional noninterest expense	$1,075,000	3,107
Pre-tax net operating income	$1,456,000	1,557
Securities gains (losses)	$0	3,136
Applicable income taxes	$420,000	1,225
Income before extraordinary items	$1,036,000	1,794
Extraordinary gains, net	$0	21
Net income	$1,036,000	1,791
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,036,000	1,793
Net charge-offs	$331,000	2,814
Cash dividends	$300,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,036,000	1,744
2009-03-31 (YTD Data)		Rank
Total interest income	$3,416,000	2,545
Total interest expense	$1,019,000	3,006
Net interest income	$2,397,000	2,281
Provision for loan and lease losses	$120,000	3,591
Total noninterest income	$381,000	2,585
Gross Fiduciary activities income	$77,000	669
Service charges on deposit accounts	$177,000	2,172
Trading account gains and fees	$0	171
Additional Noninterest Income	$127,000	3,246
Total noninterest expense	$1,742,000	2,759
Salaries and employee benefits	$962,000	2,627
Premises and equipment expense	$371,000	1,904
Additional noninterest expense	$409,000	3,508
Pre-tax net operating income	$916,000	1,408
Securities gains (losses)	$0	2,434
Applicable income taxes	$281,000	1,115
Income before extraordinary items	$635,000	1,695
Extraordinary gains, net	$0	15
Net income	$635,000	1,696
Minority interest net income	$0	102
Net income of bank and minority interests.	$635,000	1,697
Net charge-offs	$147,000	2,444
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$635,000	1,607
2008-12-31 (YTD Data)		Rank
Total interest income	$14,165,000	2,612
Total interest expense	$5,120,000	2,905
Net interest income	$9,045,000	2,412
Provision for loan and lease losses	$935,000	2,811
Total noninterest income	$1,528,000	2,592
Gross Fiduciary activities income	$199,000	781
Service charges on deposit accounts	$768,000	2,193
Trading account gains and fees	$0	154
Additional Noninterest Income	$561,000	3,001
Total noninterest expense	$6,654,000	2,804
Salaries and employee benefits	$3,873,000	2,582
Premises and equipment expense	$1,383,000	1,970
Additional noninterest expense	$1,398,000	3,812
Pre-tax net operating income	$2,984,000	1,804
Securities gains (losses)	$185,000	760
Applicable income taxes	$918,000	1,277
Income before extraordinary items	$2,251,000	1,775
Extraordinary gains, net	$0	39
Net income	$2,251,000	1,776
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$278,000	3,639
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,119,650	2,006
2008-09-30 (YTD Data)		Rank
Total interest income	$10,622,000	2,669
Total interest expense	$4,002,000	2,905
Net interest income	$6,620,000	2,494
Provision for loan and lease losses	$679,000	2,309
Total noninterest income	$1,150,000	2,652
Gross Fiduciary activities income	$158,000	771
Service charges on deposit accounts	$564,000	2,236
Trading account gains and fees	$0	148
Additional Noninterest Income	$428,000	3,073
Total noninterest expense	$4,793,000	2,880
Salaries and employee benefits	$2,786,000	2,705
Premises and equipment expense	$1,020,000	2,006
Additional noninterest expense	$987,000	3,905
Pre-tax net operating income	$2,298,000	2,071
Securities gains (losses)	$185,000	663
Applicable income taxes	$738,000	1,463
Income before extraordinary items	$1,745,000	2,018
Extraordinary gains, net	$0	31
Net income	$1,745,000	2,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	2,672
Cash dividends	$775,000	2,140
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,615,500	2,288
2008-06-30 (YTD Data)		Rank
Total interest income	$7,081,000	2,691
Total interest expense	$2,837,000	2,852
Net interest income	$4,244,000	2,576
Provision for loan and lease losses	$267,000	2,729
Total noninterest income	$749,000	2,726
Gross Fiduciary activities income	$123,000	756
Service charges on deposit accounts	$339,000	2,405
Trading account gains and fees	$0	149
Additional Noninterest Income	$287,000	3,109
Total noninterest expense	$3,240,000	2,847
Salaries and employee benefits	$1,924,000	2,663
Premises and equipment expense	$663,000	2,048
Additional noninterest expense	$653,000	3,909
Pre-tax net operating income	$1,486,000	2,216
Securities gains (losses)	$185,000	651
Applicable income taxes	$498,000	1,612
Income before extraordinary items	$1,173,000	2,247
Extraordinary gains, net	$0	21
Net income	$1,173,000	2,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,321
Cash dividends	$475,000	2,358
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,043,500	2,440
2008-03-31 (YTD Data)		Rank
Total interest income	$3,623,000	2,699
Total interest expense	$1,541,000	2,812
Net interest income	$2,082,000	2,619
Provision for loan and lease losses	$185,000	1,906
Total noninterest income	$378,000	2,704
Gross Fiduciary activities income	$66,000	747
Service charges on deposit accounts	$156,000	2,535
Trading account gains and fees	$0	158
Additional Noninterest Income	$156,000	2,971
Total noninterest expense	$1,543,000	2,973
Salaries and employee benefits	$891,000	2,858
Premises and equipment expense	$332,000	2,044
Additional noninterest expense	$320,000	3,920
Pre-tax net operating income	$732,000	2,334
Securities gains (losses)	$185,000	470
Applicable income taxes	$282,000	1,542
Income before extraordinary items	$635,000	2,202
Extraordinary gains, net	$0	15
Net income	$635,000	2,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$507,350	2,583
2007-12-31 (YTD Data)		Rank
Total interest income	$14,035,000	2,854
Total interest expense	$6,053,000	2,986
Net interest income	$7,982,000	2,734
Provision for loan and lease losses	$200,000	3,846
Total noninterest income	$1,530,000	2,672
Gross Fiduciary activities income	$165,000	839
Service charges on deposit accounts	$774,000	2,200
Trading account gains and fees	$0	178
Additional Noninterest Income	$591,000	3,020
Total noninterest expense	$6,136,000	2,906
Salaries and employee benefits	$3,489,000	2,811
Premises and equipment expense	$1,316,000	1,990
Additional noninterest expense	$1,331,000	3,769
Pre-tax net operating income	$3,176,000	2,360
Securities gains (losses)	$-12,000	7,599
Applicable income taxes	$919,000	1,960
Income before extraordinary items	$2,245,000	2,587
Extraordinary gains, net	$0	39
Net income	$2,245,000	2,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$356,000	2,067
Cash dividends	$1,130,000	2,443
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,253,520	2,573
2007-09-30 (YTD Data)		Rank
Total interest income	$10,401,000	2,890
Total interest expense	$4,447,000	3,026
Net interest income	$5,954,000	2,746
Provision for loan and lease losses	$120,000	3,851
Total noninterest income	$1,166,000	2,645
Gross Fiduciary activities income	$127,000	834
Service charges on deposit accounts	$595,000	2,126
Trading account gains and fees	$0	184
Additional Noninterest Income	$444,000	3,034
Total noninterest expense	$4,445,000	2,978
Salaries and employee benefits	$2,529,000	2,891
Premises and equipment expense	$918,000	2,112
Additional noninterest expense	$998,000	3,707
Pre-tax net operating income	$2,555,000	2,398
Securities gains (losses)	$-12,000	7,827
Applicable income taxes	$789,000	1,923
Income before extraordinary items	$1,754,000	2,645
Extraordinary gains, net	$0	33
Net income	$1,754,000	2,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,218
Cash dividends	$1,000,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,762,280	2,612
2007-06-30 (YTD Data)		Rank
Total interest income	$6,880,000	2,927
Total interest expense	$2,924,000	3,068
Net interest income	$3,956,000	2,780
Provision for loan and lease losses	$75,000	3,728
Total noninterest income	$787,000	2,624
Gross Fiduciary activities income	$91,000	832
Service charges on deposit accounts	$405,000	2,093
Trading account gains and fees	$0	168
Additional Noninterest Income	$291,000	3,067
Total noninterest expense	$2,946,000	3,013
Salaries and employee benefits	$1,691,000	2,920
Premises and equipment expense	$613,000	2,116
Additional noninterest expense	$642,000	3,806
Pre-tax net operating income	$1,722,000	2,426
Securities gains (losses)	$-12,000	8,036
Applicable income taxes	$530,000	1,983
Income before extraordinary items	$1,180,000	2,676
Extraordinary gains, net	$0	29
Net income	$1,180,000	2,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,311
Cash dividends	$700,000	1,963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,188,280	2,647
2007-03-31 (YTD Data)		Rank
Total interest income	$3,353,000	2,989
Total interest expense	$1,437,000	3,099
Net interest income	$1,916,000	2,862
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$381,000	2,649
Gross Fiduciary activities income	$45,000	833
Service charges on deposit accounts	$187,000	2,167
Trading account gains and fees	$0	195
Additional Noninterest Income	$149,000	3,039
Total noninterest expense	$1,378,000	3,189
Salaries and employee benefits	$776,000	3,165
Premises and equipment expense	$295,000	2,215
Additional noninterest expense	$307,000	3,906
Pre-tax net operating income	$874,000	2,399
Securities gains (losses)	$-12,000	8,291
Applicable income taxes	$264,000	2,020
Income before extraordinary items	$598,000	2,634
Extraordinary gains, net	$0	22
Net income	$598,000	2,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,088
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$606,280	2,586
2006-12-31 (YTD Data)		Rank
Total interest income	$12,746,000	2,939
Total interest expense	$4,951,000	3,044
Net interest income	$7,795,000	2,818
Provision for loan and lease losses	$330,000	2,609
Total noninterest income	$1,289,000	2,982
Gross Fiduciary activities income	$130,000	890
Service charges on deposit accounts	$590,000	2,722
Trading account gains and fees	$0	130
Additional Noninterest Income	$569,000	3,114
Total noninterest expense	$6,123,000	2,830
Salaries and employee benefits	$3,365,000	2,827
Premises and equipment expense	$1,335,000	1,876
Additional noninterest expense	$1,423,000	3,437
Pre-tax net operating income	$2,631,000	3,016
Securities gains (losses)	$0	1,687
Applicable income taxes	$719,000	2,629
Income before extraordinary items	$1,912,000	3,194
Extraordinary gains, net	$0	51
Net income	$1,912,000	3,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	2,584
Cash dividends	$101,000	5,414
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,912,000	3,178
2006-09-30 (YTD Data)		Rank
Total interest income	$9,396,000	2,957
Total interest expense	$3,562,000	3,070
Net interest income	$5,834,000	2,846
Provision for loan and lease losses	$220,000	2,716
Total noninterest income	$937,000	3,068
Gross Fiduciary activities income	$111,000	863
Service charges on deposit accounts	$408,000	2,917
Trading account gains and fees	$0	126
Additional Noninterest Income	$418,000	3,146
Total noninterest expense	$4,571,000	2,831
Salaries and employee benefits	$2,529,000	2,818
Premises and equipment expense	$998,000	1,900
Additional noninterest expense	$1,044,000	3,487
Pre-tax net operating income	$1,980,000	3,142
Securities gains (losses)	$0	1,388
Applicable income taxes	$556,000	2,713
Income before extraordinary items	$1,424,000	3,317
Extraordinary gains, net	$0	45
Net income	$1,424,000	3,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,593
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,424,000	3,305
2006-06-30 (YTD Data)		Rank
Total interest income	$6,195,000	2,945
Total interest expense	$2,297,000	3,047
Net interest income	$3,898,000	2,842
Provision for loan and lease losses	$130,000	2,874
Total noninterest income	$616,000	3,064
Gross Fiduciary activities income	$70,000	881
Service charges on deposit accounts	$242,000	3,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$304,000	2,988
Total noninterest expense	$3,130,000	2,788
Salaries and employee benefits	$1,736,000	2,758
Premises and equipment expense	$681,000	1,853
Additional noninterest expense	$713,000	3,419
Pre-tax net operating income	$1,254,000	3,264
Securities gains (losses)	$0	1,185
Applicable income taxes	$343,000	2,857
Income before extraordinary items	$911,000	3,427
Extraordinary gains, net	$0	39
Net income	$911,000	3,430
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$911,000	3,419
2006-03-31 (YTD Data)		Rank
Total interest income	$3,012,000	2,962
Total interest expense	$1,116,000	2,982
Net interest income	$1,896,000	2,916
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$339,000	2,849
Gross Fiduciary activities income	$33,000	900
Service charges on deposit accounts	$129,000	2,926
Trading account gains and fees	$0	115
Additional Noninterest Income	$177,000	2,704
Total noninterest expense	$1,489,000	2,890
Salaries and employee benefits	$817,000	2,915
Premises and equipment expense	$339,000	1,864
Additional noninterest expense	$333,000	3,587
Pre-tax net operating income	$656,000	3,115
Securities gains (losses)	$0	955
Applicable income taxes	$181,000	2,746
Income before extraordinary items	$475,000	3,300
Extraordinary gains, net	$0	21
Net income	$475,000	3,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,616
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$475,000	3,276
2005-12-31 (YTD Data)		Rank
Total interest income	$11,143,000	2,875
Total interest expense	$3,522,000	2,930
Net interest income	$7,621,000	2,824
Provision for loan and lease losses	$95,000	4,915
Total noninterest income	$1,362,000	2,865
Gross Fiduciary activities income	$119,000	919
Service charges on deposit accounts	$491,000	3,090
Trading account gains and fees	$0	138
Additional Noninterest Income	$752,000	2,642
Total noninterest expense	$6,504,000	2,548
Salaries and employee benefits	$3,429,000	2,651
Premises and equipment expense	$1,454,000	1,683
Additional noninterest expense	$1,621,000	3,046
Pre-tax net operating income	$2,384,000	3,255
Securities gains (losses)	$0	2,296
Applicable income taxes	$582,000	3,125
Income before extraordinary items	$1,802,000	3,355
Extraordinary gains, net	$0	46
Net income	$1,802,000	3,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	2,472
Cash dividends	$2,844,000	1,087
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,802,000	3,324
2005-09-30 (YTD Data)		Rank
Total interest income	$8,207,000	2,873
Total interest expense	$2,500,000	2,929
Net interest income	$5,707,000	2,798
Provision for loan and lease losses	$67,000	4,861
Total noninterest income	$1,077,000	2,765
Gross Fiduciary activities income	$103,000	876
Service charges on deposit accounts	$357,000	3,162
Trading account gains and fees	$0	126
Additional Noninterest Income	$617,000	2,516
Total noninterest expense	$4,775,000	2,578
Salaries and employee benefits	$2,499,000	2,675
Premises and equipment expense	$1,112,000	1,630
Additional noninterest expense	$1,164,000	3,115
Pre-tax net operating income	$1,942,000	3,125
Securities gains (losses)	$0	2,317
Applicable income taxes	$565,000	2,739
Income before extraordinary items	$1,377,000	3,351
Extraordinary gains, net	$0	35
Net income	$1,377,000	3,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	1,928
Cash dividends	$2,844,000	785
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,377,000	3,308
2005-06-30 (YTD Data)		Rank
Total interest income	$3,964,000	3,657
Total interest expense	$1,050,000	3,999
Net interest income	$2,914,000	3,480
Provision for loan and lease losses	$9,000	6,195
Total noninterest income	$647,000	2,935
Gross Fiduciary activities income	$70,000	881
Service charges on deposit accounts	$188,000	3,641
Trading account gains and fees	$0	116
Additional Noninterest Income	$389,000	2,598
Total noninterest expense	$2,441,000	3,259
Salaries and employee benefits	$1,331,000	3,258
Premises and equipment expense	$556,000	2,122
Additional noninterest expense	$554,000	4,042
Pre-tax net operating income	$1,111,000	3,435
Securities gains (losses)	$0	2,146
Applicable income taxes	$292,000	3,148
Income before extraordinary items	$819,000	3,590
Extraordinary gains, net	$0	30
Net income	$819,000	3,592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,682
Cash dividends	$540,000	2,088
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$819,000	3,542
2005-03-31 (YTD Data)		Rank
Total interest income	$1,904,000	3,744
Total interest expense	$515,000	3,939
Net interest income	$1,389,000	3,630
Provision for loan and lease losses	$4,000	5,908
Total noninterest income	$316,000	2,937
Gross Fiduciary activities income	$29,000	928
Service charges on deposit accounts	$93,000	3,609
Trading account gains and fees	$0	115
Additional Noninterest Income	$194,000	2,530
Total noninterest expense	$1,156,000	3,415
Salaries and employee benefits	$625,000	3,449
Premises and equipment expense	$266,000	2,230
Additional noninterest expense	$265,000	4,174
Pre-tax net operating income	$545,000	3,450
Securities gains (losses)	$0	1,685
Applicable income taxes	$142,000	3,192
Income before extraordinary items	$403,000	3,598
Extraordinary gains, net	$0	24
Net income	$403,000	3,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$267,000	1,897
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$403,000	3,566
2004-12-31 (YTD Data)		Rank
Total interest income	$7,722,000	3,505
Total interest expense	$2,094,000	3,516
Net interest income	$5,628,000	3,477
Provision for loan and lease losses	$8,000	7,099
Total noninterest income	$1,325,000	2,919
Gross Fiduciary activities income	$110,000	923
Service charges on deposit accounts	$430,000	3,476
Trading account gains and fees	$0	138
Additional Noninterest Income	$785,000	2,528
Total noninterest expense	$4,647,000	3,327
Salaries and employee benefits	$2,517,000	3,326
Premises and equipment expense	$1,026,000	2,233
Additional noninterest expense	$1,104,000	4,005
Pre-tax net operating income	$2,298,000	3,203
Securities gains (losses)	$0	3,819
Applicable income taxes	$547,000	3,190
Income before extraordinary items	$1,751,000	3,245
Extraordinary gains, net	$0	34
Net income	$1,751,000	3,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,630
Cash dividends	$1,083,000	2,192
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,751,000	3,187
2004-09-30 (YTD Data)		Rank
Total interest income	$5,782,000	3,487
Total interest expense	$1,583,000	3,455
Net interest income	$4,199,000	3,457
Provision for loan and lease losses	$8,000	6,855
Total noninterest income	$1,021,000	2,882
Gross Fiduciary activities income	$97,000	881
Service charges on deposit accounts	$318,000	3,519
Trading account gains and fees	$0	134
Additional Noninterest Income	$606,000	2,485
Total noninterest expense	$3,290,000	3,464
Salaries and employee benefits	$1,802,000	3,425
Premises and equipment expense	$659,000	2,569
Additional noninterest expense	$829,000	3,980
Pre-tax net operating income	$1,922,000	2,985
Securities gains (losses)	$0	3,710
Applicable income taxes	$523,000	2,825
Income before extraordinary items	$1,399,000	3,143
Extraordinary gains, net	$0	26
Net income	$1,399,000	3,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,516
Cash dividends	$808,000	1,998
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,399,000	3,069
2004-06-30 (YTD Data)		Rank
Total interest income	$3,843,000	3,486
Total interest expense	$1,081,000	3,355
Net interest income	$2,762,000	3,490
Provision for loan and lease losses	$8,000	6,484
Total noninterest income	$655,000	2,980
Gross Fiduciary activities income	$54,000	940
Service charges on deposit accounts	$212,000	3,504
Trading account gains and fees	$0	130
Additional Noninterest Income	$389,000	2,557
Total noninterest expense	$2,184,000	3,499
Salaries and employee benefits	$1,220,000	3,392
Premises and equipment expense	$433,000	2,591
Additional noninterest expense	$531,000	4,128
Pre-tax net operating income	$1,225,000	3,067
Securities gains (losses)	$0	3,413
Applicable income taxes	$333,000	2,887
Income before extraordinary items	$892,000	3,245
Extraordinary gains, net	$0	21
Net income	$892,000	3,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,564
Cash dividends	$541,000	2,023
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$892,000	3,156
2004-03-31 (YTD Data)		Rank
Total interest income	$1,847,000	3,613
Total interest expense	$548,000	3,362
Net interest income	$1,299,000	3,648
Provision for loan and lease losses	$8,000	5,831
Total noninterest income	$302,000	3,094
Gross Fiduciary activities income	$24,000	970
Service charges on deposit accounts	$94,000	3,720
Trading account gains and fees	$0	121
Additional Noninterest Income	$184,000	2,617
Total noninterest expense	$1,048,000	3,623
Salaries and employee benefits	$575,000	3,595
Premises and equipment expense	$214,000	2,641
Additional noninterest expense	$259,000	4,194
Pre-tax net operating income	$545,000	3,311
Securities gains (losses)	$0	2,934
Applicable income taxes	$143,000	3,179
Income before extraordinary items	$402,000	3,484
Extraordinary gains, net	$0	16
Net income	$402,000	3,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,994
Cash dividends	$278,000	1,829
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$402,000	3,383
2003-12-31 (YTD Data)		Rank
Total interest income	$7,534,000	3,595
Total interest expense	$2,362,000	3,496
Net interest income	$5,172,000	3,598
Provision for loan and lease losses	$50,000	6,256
Total noninterest income	$1,222,000	3,262
Gross Fiduciary activities income	$85,000	992
Service charges on deposit accounts	$411,000	3,587
Trading account gains and fees	$0	160
Additional Noninterest Income	$726,000	2,900
Total noninterest expense	$4,290,000	3,499
Salaries and employee benefits	$2,379,000	3,403
Premises and equipment expense	$891,000	2,508
Additional noninterest expense	$1,020,000	4,205
Pre-tax net operating income	$2,054,000	3,339
Securities gains (losses)	$0	4,500
Applicable income taxes	$544,000	3,239
Income before extraordinary items	$1,510,000	3,542
Extraordinary gains, net	$0	54
Net income	$1,510,000	3,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,174
Cash dividends	$1,077,000	2,211
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,510,000	3,388
2003-09-30 (YTD Data)		Rank
Total interest income	$5,714,000	3,613
Total interest expense	$1,803,000	3,551
Net interest income	$3,911,000	3,590
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$925,000	3,302
Gross Fiduciary activities income	$77,000	964
Service charges on deposit accounts	$308,000	3,603
Trading account gains and fees	$0	153
Additional Noninterest Income	$540,000	2,996
Total noninterest expense	$3,134,000	3,570
Salaries and employee benefits	$1,754,000	3,445
Premises and equipment expense	$630,000	2,646
Additional noninterest expense	$750,000	4,260
Pre-tax net operating income	$1,657,000	3,278
Securities gains (losses)	$0	4,204
Applicable income taxes	$449,000	3,214
Income before extraordinary items	$1,208,000	3,483
Extraordinary gains, net	$0	40
Net income	$1,208,000	3,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$810,000	1,982
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,208,000	3,315
2003-06-30 (YTD Data)		Rank
Total interest income	$3,867,000	3,603
Total interest expense	$1,223,000	3,609
Net interest income	$2,644,000	3,541
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$614,000	3,292
Gross Fiduciary activities income	$46,000	982
Service charges on deposit accounts	$211,000	3,494
Trading account gains and fees	$0	150
Additional Noninterest Income	$357,000	2,981
Total noninterest expense	$2,082,000	3,568
Salaries and employee benefits	$1,155,000	3,475
Premises and equipment expense	$427,000	2,602
Additional noninterest expense	$500,000	4,242
Pre-tax net operating income	$1,146,000	3,196
Securities gains (losses)	$0	3,782
Applicable income taxes	$319,000	3,122
Income before extraordinary items	$827,000	3,422
Extraordinary gains, net	$0	30
Net income	$827,000	3,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$542,000	2,033
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$827,000	3,239
2003-03-31 (YTD Data)		Rank
Total interest income	$1,959,000	3,587
Total interest expense	$624,000	3,630
Net interest income	$1,335,000	3,502
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$335,000	2,996
Gross Fiduciary activities income	$24,000	989
Service charges on deposit accounts	$103,000	3,472
Trading account gains and fees	$0	134
Additional Noninterest Income	$208,000	2,655
Total noninterest expense	$1,093,000	3,410
Salaries and employee benefits	$622,000	3,265
Premises and equipment expense	$208,000	2,679
Additional noninterest expense	$263,000	4,055
Pre-tax net operating income	$562,000	3,228
Securities gains (losses)	$0	2,891
Applicable income taxes	$153,000	3,192
Income before extraordinary items	$409,000	3,404
Extraordinary gains, net	$0	21
Net income	$409,000	3,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$271,000	1,882
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$409,000	3,241
2002-12-31 (YTD Data)		Rank
Total interest income	$8,882,000	3,340
Total interest expense	$3,409,000	3,186
Net interest income	$5,473,000	3,392
Provision for loan and lease losses	$110,000	5,550
Total noninterest income	$1,161,000	3,142
Gross Fiduciary activities income	$75,000	1,045
Service charges on deposit accounts	$367,000	3,743
Trading account gains and fees	$0	153
Additional Noninterest Income	$719,000	2,667
Total noninterest expense	$4,167,000	3,450
Salaries and employee benefits	$2,275,000	3,370
Premises and equipment expense	$868,000	2,490
Additional noninterest expense	$1,024,000	4,104
Pre-tax net operating income	$2,357,000	3,020
Securities gains (losses)	$0	4,537
Applicable income taxes	$656,000	2,965
Income before extraordinary items	$1,701,000	3,181
Extraordinary gains, net	$0	70
Net income	$1,701,000	3,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,736
Cash dividends	$1,089,000	2,093
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,701,000	3,073
2001-12-31 (YTD Data)		Rank
Total interest income	$10,124,000	3,273
Total interest expense	$4,942,000	3,179
Net interest income	$5,182,000	3,340
Provision for loan and lease losses	$110,000	5,436
Total noninterest income	$995,000	3,352
Gross Fiduciary activities income	$77,000	1,052
Service charges on deposit accounts	$347,000	3,783
Trading account gains and fees	$0	177
Additional Noninterest Income	$571,000	2,916
Total noninterest expense	$3,965,000	3,456
Salaries and employee benefits	$2,134,000	3,405
Premises and equipment expense	$788,000	2,668
Additional noninterest expense	$1,043,000	3,923
Pre-tax net operating income	$2,102,000	3,060
Securities gains (losses)	$175,000	1,305
Applicable income taxes	$676,000	2,739
Income before extraordinary items	$1,601,000	3,069
Extraordinary gains, net	$0	105
Net income	$1,601,000	3,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,857
Cash dividends	$1,269,000	1,889
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,478,500	3,153
2000-12-31 (YTD Data)		Rank
Total interest income	$10,096,000	3,362
Total interest expense	$5,076,000	3,273
Net interest income	$5,020,000	3,453
Provision for loan and lease losses	$120,000	4,828
Total noninterest income	$993,000	3,147
Gross Fiduciary activities income	$121,000	899
Service charges on deposit accounts	$319,000	3,872
Trading account gains and fees	$0	180
Additional Noninterest Income	$553,000	2,776
Total noninterest expense	$3,712,000	3,530
Salaries and employee benefits	$1,913,000	3,609
Premises and equipment expense	$774,000	2,656
Additional noninterest expense	$1,025,000	3,917
Pre-tax net operating income	$2,181,000	3,108
Securities gains (losses)	$-70,000	9,312
Applicable income taxes	$609,000	3,073
Income before extraordinary items	$1,502,000	3,249
Extraordinary gains, net	$0	38
Net income	$1,502,000	3,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	9,334
Cash dividends	$1,206,000	1,969
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,551,700	3,165
1999-12-31 (YTD Data)		Rank
Total interest income	$9,372,000	3,417
Total interest expense	$4,603,000	3,149
Net interest income	$4,769,000	3,602
Provision for loan and lease losses	$100,000	5,206
Total noninterest income	$956,000	3,198
Gross Fiduciary activities income	$78,000	1,032
Service charges on deposit accounts	$328,000	3,733
Trading account gains and fees	$0	173
Additional Noninterest Income	$550,000	2,779
Total noninterest expense	$3,597,000	3,634
Salaries and employee benefits	$1,888,000	3,609
Premises and equipment expense	$661,000	3,012
Additional noninterest expense	$1,048,000	3,869
Pre-tax net operating income	$2,028,000	3,310
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$599,000	3,222
Income before extraordinary items	$1,428,000	3,371
Extraordinary gains, net	$0	35
Net income	$1,428,000	3,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,314
Cash dividends	$1,082,000	2,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,428,700	3,335
1998-12-31 (YTD Data)		Rank
Total interest income	$8,522,000	3,705
Total interest expense	$4,260,000	3,487
Net interest income	$4,262,000	3,919
Provision for loan and lease losses	$0	8,652
Total noninterest income	$751,000	3,780
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$263,000	4,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	3,023
Total noninterest expense	$3,086,000	4,024
Salaries and employee benefits	$1,674,000	3,898
Premises and equipment expense	$539,000	3,487
Additional noninterest expense	$873,000	4,392
Pre-tax net operating income	$1,927,000	3,439
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$571,000	3,525
Income before extraordinary items	$1,353,000	3,549
Extraordinary gains, net	$0	32
Net income	$1,353,000	3,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$523,000	3,414
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,355,100	3,445
1997-12-31 (YTD Data)		Rank
Total interest income	$7,062,000	4,470
Total interest expense	$3,344,000	4,290
Net interest income	$3,718,000	4,507
Provision for loan and lease losses	$0	8,829
Total noninterest income	$609,000	4,372
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$257,000	4,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$352,000	3,569
Total noninterest expense	$2,616,000	4,606
Salaries and employee benefits	$1,465,000	4,341
Premises and equipment expense	$419,000	4,285
Additional noninterest expense	$732,000	5,047
Pre-tax net operating income	$1,711,000	4,017
Securities gains (losses)	$-6,000	9,765
Applicable income taxes	$485,000	4,301
Income before extraordinary items	$1,220,000	3,996
Extraordinary gains, net	$0	44
Net income	$1,220,000	3,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	10,129
Cash dividends	$353,000	4,211
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,224,320	3,914
1996-12-31 (YTD Data)		Rank
Total interest income	$6,791,000	4,699
Total interest expense	$3,220,000	4,489
Net interest income	$3,571,000	4,745
Provision for loan and lease losses	$0	9,041
Total noninterest income	$506,000	5,112
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$278,000	4,467
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	4,822
Total noninterest expense	$2,484,000	5,034
Salaries and employee benefits	$1,431,000	4,507
Premises and equipment expense	$440,000	4,198
Additional noninterest expense	$613,000	6,274
Pre-tax net operating income	$1,593,000	4,132
Securities gains (losses)	$-6,000	10,029
Applicable income taxes	$472,000	4,344
Income before extraordinary items	$1,115,000	4,113
Extraordinary gains, net	$0	53
Net income	$1,115,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,310
Cash dividends	$577,000	3,135
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,119,200	4,049
1995-12-31 (YTD Data)		Rank
Total interest income	$6,339,000	4,959
Total interest expense	$3,011,000	4,739
Net interest income	$3,328,000	5,070
Provision for loan and lease losses	$0	8,958
Total noninterest income	$534,000	4,948
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$272,000	4,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$262,000	4,364
Total noninterest expense	$2,571,000	4,873
Salaries and employee benefits	$1,395,000	4,570
Premises and equipment expense	$413,000	4,404
Additional noninterest expense	$763,000	5,450
Pre-tax net operating income	$1,291,000	4,991
Securities gains (losses)	$-22,000	10,616
Applicable income taxes	$350,000	5,442
Income before extraordinary items	$919,000	4,909
Extraordinary gains, net	$0	65
Net income	$919,000	4,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$294,000	4,632
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$934,840	4,840
1994-12-31 (YTD Data)		Rank
Total interest income	$5,797,000	5,020
Total interest expense	$2,503,000	4,654
Net interest income	$3,294,000	5,207
Provision for loan and lease losses	$0	9,146
Total noninterest income	$536,000	5,031
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$295,000	4,421
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	4,692
Total noninterest expense	$2,710,000	4,813
Salaries and employee benefits	$1,474,000	4,342
Premises and equipment expense	$424,000	4,371
Additional noninterest expense	$812,000	5,625
Pre-tax net operating income	$1,120,000	5,498
Securities gains (losses)	$-10,000	9,836
Applicable income taxes	$310,000	5,758
Income before extraordinary items	$800,000	5,374
Extraordinary gains, net	$0	249
Net income	$800,000	5,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$277,000	4,699
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$807,200	5,385
1993-12-31 (YTD Data)		Rank
Total interest income	$6,000,000	4,953
Total interest expense	$2,518,000	4,778
Net interest income	$3,482,000	4,979
Provision for loan and lease losses	$110,000	5,504
Total noninterest income	$533,000	5,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$321,000	4,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	5,484
Total noninterest expense	$2,535,000	5,213
Salaries and employee benefits	$1,338,000	4,756
Premises and equipment expense	$400,000	4,714
Additional noninterest expense	$797,000	5,941
Pre-tax net operating income	$1,370,000	4,669
Securities gains (losses)	$63,000	3,105
Applicable income taxes	$429,000	4,748
Income before extraordinary items	$1,004,000	4,689
Extraordinary gains, net	$0	3,149
Net income	$1,004,000	4,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	5,491
Cash dividends	$242,000	4,960
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$959,900	4,604
1992-12-31 (YTD Data)		Rank
Total interest income	$6,678,000	5,026
Total interest expense	$3,187,000	4,902
Net interest income	$3,491,000	5,021
Provision for loan and lease losses	$175,000	5,648
Total noninterest income	$538,000	5,347
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$302,000	4,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$236,000	5,159
Total noninterest expense	$2,562,000	5,196
Salaries and employee benefits	$1,360,000	4,626
Premises and equipment expense	$397,000	4,824
Additional noninterest expense	$805,000	6,046
Pre-tax net operating income	$1,292,000	4,630
Securities gains (losses)	$30,000	4,989
Applicable income taxes	$426,000	4,563
Income before extraordinary items	$896,000	4,947
Extraordinary gains, net	$0	1,422
Net income	$896,000	5,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	4,110
Cash dividends	$205,000	4,929
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$875,600	4,717

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.