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First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$33,770,0001,276
Total interest expense$9,835,0001,309
Net interest income$23,935,0001,252
Provision for loan and lease losses$03,275
Total noninterest income$6,417,0001,005
Gross Fiduciary activities income$0981
Service charges on deposit accounts$237,0002,489
Trading account gains and feesNANA
Additional Noninterest Income$6,180,000765
Total noninterest expense$22,185,0001,110
Salaries and employee benefits$13,489,0001,043
Premises and equipment expense$2,546,000986
Additional noninterest expense$6,180,000765
Pre-tax net operating income$8,167,0001,378
Securities gains (losses)$-77,0003,745
Applicable income taxes$03,369
Income before extraordinary items$8,090,0001,202
Extraordinary gains, net$054
Net income$8,090,0001,218
Minority interest net income$088
Net income of bank and minority interests.$8,090,0001,205
Net charge-offs$2,0002,745
Cash dividends$2,774,0001,269
Sale, conversion, retirement of capital stock, net$6,000501
Net operating income$8,167,0001,217
2023-09-30 (YTD Data)Rank
Total interest income$24,221,0001,293
Total interest expense$6,616,0001,320
Net interest income$17,605,0001,273
Provision for loan and lease losses$03,085
Total noninterest income$5,038,000997
Gross Fiduciary activities income$0950
Service charges on deposit accounts$180,0002,497
Trading account gains and feesNANA
Additional Noninterest Income$4,858,000761
Total noninterest expense$16,464,0001,115
Salaries and employee benefits$10,040,0001,067
Premises and equipment expense$1,878,0001,001
Additional noninterest expense$4,858,000761
Pre-tax net operating income$6,179,0001,421
Securities gains (losses)$-77,0003,936
Applicable income taxes$03,407
Income before extraordinary items$6,102,0001,231
Extraordinary gains, net$052
Net income$6,102,0001,240
Minority interest net income$081
Net income of bank and minority interests.$6,102,0001,231
Net charge-offs$6,0002,278
Cash dividends$2,774,000936
Sale, conversion, retirement of capital stock, net$6,000477
Net operating income$6,179,0001,242
2023-06-30 (YTD Data)Rank
Total interest income$15,438,0001,305
Total interest expense$3,958,0001,310
Net interest income$11,480,0001,309
Provision for loan and lease losses$02,940
Total noninterest income$3,200,000966
Gross Fiduciary activities income$0931
Service charges on deposit accounts$128,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$3,072,000734
Total noninterest expense$10,950,0001,113
Salaries and employee benefits$6,672,0001,058
Premises and equipment expense$1,245,0001,002
Additional noninterest expense$3,072,000734
Pre-tax net operating income$3,730,0001,511
Securities gains (losses)$-78,0004,176
Applicable income taxes$03,436
Income before extraordinary items$3,652,0001,338
Extraordinary gains, net$051
Net income$3,652,0001,352
Minority interest net income$081
Net income of bank and minority interests.$3,652,0001,338
Net charge-offs$7,0001,927
Cash dividends$2,159,000826
Sale, conversion, retirement of capital stock, net$6,000455
Net operating income$3,730,0001,340
2023-03-31 (YTD Data)Rank
Total interest income$7,503,0001,317
Total interest expense$1,739,0001,304
Net interest income$5,764,0001,304
Provision for loan and lease losses$02,612
Total noninterest income$1,410,0001,048
Gross Fiduciary activities income$0913
Service charges on deposit accounts$61,0002,468
Trading account gains and feesNANA
Additional Noninterest Income$1,349,000790
Total noninterest expense$5,544,0001,120
Salaries and employee benefits$3,373,0001,062
Premises and equipment expense$631,0001,020
Additional noninterest expense$1,349,000790
Pre-tax net operating income$1,630,0001,689
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,630,0001,513
Extraordinary gains, net$04
Net income$1,630,0001,513
Minority interest net income$048
Net income of bank and minority interests.$1,630,0001,513
Net charge-offs$-1,0003,238
Cash dividends$1,544,000579
Sale, conversion, retirement of capital stock, net$6,000403
Net operating income$1,630,0001,527
2022-12-31 (YTD Data)Rank
Total interest income$21,845,0001,463
Total interest expense$2,021,0001,584
Net interest income$19,824,0001,445
Provision for loan and lease losses$30,0002,675
Total noninterest income$9,142,000810
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$230,0002,583
Trading account gains and feesNANA
Additional Noninterest Income$8,912,000612
Total noninterest expense$21,422,0001,122
Salaries and employee benefits$13,285,0001,064
Premises and equipment expense$2,411,0001,036
Additional noninterest expense$8,912,000612
Pre-tax net operating income$7,514,0001,559
Securities gains (losses)$-1,0003,144
Applicable income taxes$03,596
Income before extraordinary items$7,513,0001,373
Extraordinary gains, net$05
Net income$7,513,0001,373
Minority interest net income$063
Net income of bank and minority interests.$7,513,0001,373
Net charge-offs$-211,0004,447
Cash dividends$2,647,0001,257
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,514,0001,391
2022-09-30 (YTD Data)Rank
Total interest income$14,655,0001,557
Total interest expense$988,0001,779
Net interest income$13,667,0001,527
Provision for loan and lease losses$30,0002,440
Total noninterest income$7,358,000787
Gross Fiduciary activities income$0968
Service charges on deposit accounts$177,0002,572
Trading account gains and feesNANA
Additional Noninterest Income$7,181,000594
Total noninterest expense$16,033,0001,129
Salaries and employee benefits$9,978,0001,054
Premises and equipment expense$1,766,0001,048
Additional noninterest expense$7,181,000594
Pre-tax net operating income$4,962,0001,708
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$4,962,0001,499
Extraordinary gains, net$04
Net income$4,962,0001,499
Minority interest net income$057
Net income of bank and minority interests.$4,962,0001,499
Net charge-offs$-221,0004,495
Cash dividends$2,647,000923
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,962,0001,530
2022-06-30 (YTD Data)Rank
Total interest income$8,921,0001,629
Total interest expense$511,0001,928
Net interest income$8,410,0001,592
Provision for loan and lease losses$30,0002,075
Total noninterest income$5,076,000752
Gross Fiduciary activities income$0925
Service charges on deposit accounts$116,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$4,960,000593
Total noninterest expense$10,410,0001,136
Salaries and employee benefits$6,534,0001,071
Premises and equipment expense$1,197,0001,029
Additional noninterest expense$2,679,0001,263
Pre-tax net operating income$3,046,0001,715
Securities gains (losses)$-1,0003,689
Applicable income taxes$03,564
Income before extraordinary items$3,045,0001,514
Extraordinary gains, net$04
Net income$3,045,0001,513
Minority interest net income$060
Net income of bank and minority interests.$3,045,0001,514
Net charge-offs$-31,0004,028
Cash dividends$2,030,000825
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,046,0001,548
2022-03-31 (YTD Data)Rank
Total interest income$4,267,0001,637
Total interest expense$248,0001,927
Net interest income$4,019,0001,602
Provision for loan and lease losses$30,0001,548
Total noninterest income$2,935,000703
Gross Fiduciary activities income$0892
Service charges on deposit accounts$55,0002,631
Trading account gains and feesNANA
Additional Noninterest Income$2,880,000547
Total noninterest expense$5,183,0001,142
Salaries and employee benefits$3,266,0001,069
Premises and equipment expense$598,0001,042
Additional noninterest expense$1,319,0001,269
Pre-tax net operating income$1,741,0001,482
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,741,0001,315
Extraordinary gains, net$04
Net income$1,741,0001,315
Minority interest net income$050
Net income of bank and minority interests.$1,741,0001,315
Net charge-offs$-2,0003,266
Cash dividends$1,412,000614
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,741,0001,329
2021-12-31 (YTD Data)Rank
Total interest income$20,221,0001,470
Total interest expense$1,079,0002,107
Net interest income$19,142,0001,417
Provision for loan and lease losses$180,0001,802
Total noninterest income$12,141,000733
Gross Fiduciary activities income$0994
Service charges on deposit accounts$186,0002,784
Trading account gains and feesNANA
Additional Noninterest Income$11,955,000592
Total noninterest expense$21,620,0001,101
Salaries and employee benefits$13,524,0001,027
Premises and equipment expense$2,323,0001,053
Additional noninterest expense$5,773,0001,172
Pre-tax net operating income$9,483,0001,323
Securities gains (losses)$-3,0004,291
Applicable income taxes$03,710
Income before extraordinary items$9,480,0001,189
Extraordinary gains, net$010
Net income$9,480,0001,189
Minority interest net income$074
Net income of bank and minority interests.$9,480,0001,189
Net charge-offs$-638,0004,744
Cash dividends$3,835,000979
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,483,0001,174
2021-09-30 (YTD Data)Rank
Total interest income$15,381,0001,481
Total interest expense$820,0002,169
Net interest income$14,561,0001,424
Provision for loan and lease losses$135,0001,755
Total noninterest income$9,024,000746
Gross Fiduciary activities income$0957
Service charges on deposit accounts$136,0002,825
Trading account gains and feesNANA
Additional Noninterest Income$8,888,000613
Total noninterest expense$15,959,0001,123
Salaries and employee benefits$9,885,0001,064
Premises and equipment expense$1,767,0001,053
Additional noninterest expense$4,307,0001,178
Pre-tax net operating income$7,491,0001,323
Securities gains (losses)$-3,0004,477
Applicable income taxes$03,719
Income before extraordinary items$7,488,0001,195
Extraordinary gains, net$08
Net income$7,488,0001,195
Minority interest net income$069
Net income of bank and minority interests.$7,488,0001,196
Net charge-offs$-229,0004,683
Cash dividends$3,836,000713
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,491,0001,176
2021-06-30 (YTD Data)Rank
Total interest income$9,472,0001,573
Total interest expense$548,0002,224
Net interest income$8,924,0001,505
Provision for loan and lease losses$90,0001,757
Total noninterest income$6,340,000731
Gross Fiduciary activities income$0951
Service charges on deposit accounts$88,0002,813
Trading account gains and feesNANA
Additional Noninterest Income$6,252,000604
Total noninterest expense$10,476,0001,131
Salaries and employee benefits$6,420,0001,072
Premises and equipment expense$1,153,0001,069
Additional noninterest expense$2,903,0001,152
Pre-tax net operating income$4,698,0001,369
Securities gains (losses)$-2,0004,535
Applicable income taxes$03,702
Income before extraordinary items$4,696,0001,241
Extraordinary gains, net$06
Net income$4,696,0001,242
Minority interest net income$067
Net income of bank and minority interests.$4,696,0001,242
Net charge-offs$-226,0004,769
Cash dividends$2,865,000649
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,698,0001,213
2021-03-31 (YTD Data)Rank
Total interest income$4,637,0001,598
Total interest expense$279,0002,281
Net interest income$4,358,0001,533
Provision for loan and lease losses$45,0001,795
Total noninterest income$3,421,000691
Gross Fiduciary activities income$0922
Service charges on deposit accounts$38,0002,957
Trading account gains and feesNANA
Additional Noninterest Income$3,383,000578
Total noninterest expense$5,150,0001,127
Salaries and employee benefits$3,183,0001,071
Premises and equipment expense$581,0001,072
Additional noninterest expense$1,386,0001,180
Pre-tax net operating income$2,584,0001,282
Securities gains (losses)$-1,0004,533
Applicable income taxes$03,613
Income before extraordinary items$2,583,0001,172
Extraordinary gains, net$03
Net income$2,583,0001,172
Minority interest net income$055
Net income of bank and minority interests.$2,583,0001,172
Net charge-offs$-127,0004,806
Cash dividends$1,982,000475
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,584,0001,142
2020-12-31 (YTD Data)Rank
Total interest income$20,160,0001,486
Total interest expense$1,618,0002,265
Net interest income$18,542,0001,378
Provision for loan and lease losses$240,0002,884
Total noninterest income$9,468,000835
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$244,0002,496
Trading account gains and feesNANA
Additional Noninterest Income$9,224,000684
Total noninterest expense$21,275,0001,068
Salaries and employee benefits$13,192,0001,002
Premises and equipment expense$2,506,000985
Additional noninterest expense$5,577,0001,159
Pre-tax net operating income$6,495,0001,464
Securities gains (losses)$62,0001,620
Applicable income taxes$03,697
Income before extraordinary items$6,557,0001,323
Extraordinary gains, net$04
Net income$6,557,0001,324
Minority interest net income$072
Net income of bank and minority interests.$6,557,0001,324
Net charge-offs$-123,0004,791
Cash dividends$3,042,0001,105
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,495,0001,298
2020-09-30 (YTD Data)Rank
Total interest income$15,260,0001,479
Total interest expense$1,300,0002,266
Net interest income$13,960,0001,364
Provision for loan and lease losses$165,0002,936
Total noninterest income$6,143,000894
Gross Fiduciary activities income$0981
Service charges on deposit accounts$175,0002,562
Trading account gains and feesNANA
Additional Noninterest Income$5,968,000730
Total noninterest expense$15,513,0001,077
Salaries and employee benefits$9,421,0001,026
Premises and equipment expense$1,879,000975
Additional noninterest expense$4,213,0001,144
Pre-tax net operating income$4,425,0001,548
Securities gains (losses)$61,0001,453
Applicable income taxes$03,696
Income before extraordinary items$4,486,0001,375
Extraordinary gains, net$04
Net income$4,486,0001,376
Minority interest net income$065
Net income of bank and minority interests.$4,486,0001,376
Net charge-offs$-125,0004,854
Cash dividends$3,043,000800
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,425,0001,348
2020-06-30 (YTD Data)Rank
Total interest income$10,145,0001,493
Total interest expense$938,0002,237
Net interest income$9,207,0001,374
Provision for loan and lease losses$90,0003,062
Total noninterest income$4,626,000775
Gross Fiduciary activities income$0970
Service charges on deposit accounts$126,0002,502
Trading account gains and feesNANA
Additional Noninterest Income$4,500,000615
Total noninterest expense$11,554,000979
Salaries and employee benefits$6,116,0001,032
Premises and equipment expense$1,275,000964
Additional noninterest expense$4,163,000828
Pre-tax net operating income$2,189,0001,874
Securities gains (losses)$61,0001,211
Applicable income taxes$03,655
Income before extraordinary items$2,250,0001,682
Extraordinary gains, net$04
Net income$2,250,0001,683
Minority interest net income$065
Net income of bank and minority interests.$2,250,0001,683
Net charge-offs$-61,0004,796
Cash dividends$2,071,000777
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,189,0001,663
2020-03-31 (YTD Data)Rank
Total interest income$4,887,0001,538
Total interest expense$560,0002,140
Net interest income$4,327,0001,415
Provision for loan and lease losses$45,0002,611
Total noninterest income$1,665,000921
Gross Fiduciary activities income$0941
Service charges on deposit accounts$70,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$1,595,000700
Total noninterest expense$5,164,0001,075
Salaries and employee benefits$3,077,0001,047
Premises and equipment expense$639,000979
Additional noninterest expense$1,448,0001,127
Pre-tax net operating income$783,0002,187
Securities gains (losses)$60,000783
Applicable income taxes$03,513
Income before extraordinary items$843,0001,895
Extraordinary gains, net$04
Net income$843,0001,895
Minority interest net income$056
Net income of bank and minority interests.$843,0001,895
Net charge-offs$-3,0004,005
Cash dividends$1,409,000638
Sale, conversion, retirement of capital stock, net$0482
Net operating income$783,0001,983
2019-12-31 (YTD Data)Rank
Total interest income$20,581,0001,487
Total interest expense$2,695,0001,935
Net interest income$17,886,0001,364
Provision for loan and lease losses$180,0002,435
Total noninterest income$7,291,000881
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$299,0002,616
Trading account gains and feesNANA
Additional Noninterest Income$6,992,000662
Total noninterest expense$19,084,0001,128
Salaries and employee benefits$11,809,0001,056
Premises and equipment expense$2,570,000961
Additional noninterest expense$4,705,0001,318
Pre-tax net operating income$5,913,0001,553
Securities gains (losses)$52,0001,227
Applicable income taxes$03,859
Income before extraordinary items$5,965,0001,392
Extraordinary gains, net$011
Net income$5,965,0001,394
Minority interest net income$076
Net income of bank and minority interests.$5,965,0001,394
Net charge-offs$13,0003,248
Cash dividends$2,770,0001,260
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,913,0001,369
2019-09-30 (YTD Data)Rank
Total interest income$15,448,0001,499
Total interest expense$2,040,0001,945
Net interest income$13,408,0001,371
Provision for loan and lease losses$135,0002,339
Total noninterest income$5,114,000916
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$234,0002,576
Trading account gains and feesNANA
Additional Noninterest Income$4,880,000695
Total noninterest expense$14,067,0001,138
Salaries and employee benefits$8,715,0001,067
Premises and equipment expense$1,919,000964
Additional noninterest expense$3,433,0001,339
Pre-tax net operating income$4,320,0001,620
Securities gains (losses)$54,0001,039
Applicable income taxes$03,902
Income before extraordinary items$4,374,0001,446
Extraordinary gains, net$011
Net income$4,374,0001,446
Minority interest net income$072
Net income of bank and minority interests.$4,374,0001,448
Net charge-offs$35,0002,430
Cash dividends$2,770,000931
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,320,0001,430
2019-06-30 (YTD Data)Rank
Total interest income$10,132,0001,516
Total interest expense$1,320,0001,965
Net interest income$8,812,0001,394
Provision for loan and lease losses$90,0002,284
Total noninterest income$3,173,000941
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$156,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$3,017,000708
Total noninterest expense$9,368,0001,133
Salaries and employee benefits$5,781,0001,064
Premises and equipment expense$1,309,000956
Additional noninterest expense$2,278,0001,375
Pre-tax net operating income$2,527,0001,779
Securities gains (losses)$51,000743
Applicable income taxes$03,901
Income before extraordinary items$2,578,0001,563
Extraordinary gains, net$011
Net income$2,578,0001,563
Minority interest net income$069
Net income of bank and minority interests.$2,578,0001,563
Net charge-offs$46,0001,888
Cash dividends$2,110,000829
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,527,0001,555
2019-03-31 (YTD Data)Rank
Total interest income$5,067,0001,510
Total interest expense$628,0001,999
Net interest income$4,439,0001,385
Provision for loan and lease losses$45,0002,137
Total noninterest income$1,498,000948
Gross Fiduciary activities income$0972
Service charges on deposit accounts$74,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$1,424,000710
Total noninterest expense$4,696,0001,134
Salaries and employee benefits$2,947,0001,048
Premises and equipment expense$652,000953
Additional noninterest expense$1,097,0001,404
Pre-tax net operating income$1,196,0001,809
Securities gains (losses)$-27,0005,209
Applicable income taxes$03,800
Income before extraordinary items$1,169,0001,657
Extraordinary gains, net$05
Net income$1,169,0001,655
Minority interest net income$052
Net income of bank and minority interests.$1,169,0001,656
Net charge-offs$67,0001,062
Cash dividends$1,450,000654
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,196,0001,609
2018-12-31 (YTD Data)Rank
Total interest income$19,152,0001,500
Total interest expense$1,657,0002,197
Net interest income$17,495,0001,387
Provision for loan and lease losses$180,0002,460
Total noninterest income$6,537,000923
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$327,0002,615
Trading account gains and feesNANA
Additional Noninterest Income$6,210,000700
Total noninterest expense$18,500,0001,133
Salaries and employee benefits$11,194,0001,073
Premises and equipment expense$2,612,000944
Additional noninterest expense$4,694,0001,313
Pre-tax net operating income$5,352,0001,691
Securities gains (losses)$-73,0004,930
Applicable income taxes$03,978
Income before extraordinary items$5,279,0001,512
Extraordinary gains, net$06
Net income$5,279,0001,510
Minority interest net income$072
Net income of bank and minority interests.$5,279,0001,511
Net charge-offs$-190,0005,166
Cash dividends$2,583,0001,221
Sale, conversion, retirement of capital stock, net$2,000660
Net operating income$5,352,0001,487
2018-09-30 (YTD Data)Rank
Total interest income$13,943,0001,521
Total interest expense$1,138,0002,249
Net interest income$12,805,0001,413
Provision for loan and lease losses$135,0002,344
Total noninterest income$5,027,000920
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$255,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$4,772,000700
Total noninterest expense$13,770,0001,136
Salaries and employee benefits$8,294,0001,080
Premises and equipment expense$1,975,000932
Additional noninterest expense$3,501,0001,322
Pre-tax net operating income$3,927,0001,727
Securities gains (losses)$-71,0005,187
Applicable income taxes$04,032
Income before extraordinary items$3,856,0001,567
Extraordinary gains, net$05
Net income$3,856,0001,566
Minority interest net income$066
Net income of bank and minority interests.$3,856,0001,566
Net charge-offs$-46,0004,904
Cash dividends$2,583,000876
Sale, conversion, retirement of capital stock, net$2,000622
Net operating income$3,927,0001,530
2018-06-30 (YTD Data)Rank
Total interest income$8,999,0001,557
Total interest expense$706,0002,275
Net interest income$8,293,0001,450
Provision for loan and lease losses$90,0002,265
Total noninterest income$3,335,000912
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$172,0002,526
Trading account gains and feesNANA
Additional Noninterest Income$3,163,000709
Total noninterest expense$9,166,0001,141
Salaries and employee benefits$5,479,0001,097
Premises and equipment expense$1,333,000928
Additional noninterest expense$2,354,0001,320
Pre-tax net operating income$2,372,0001,852
Securities gains (losses)$-71,0005,304
Applicable income taxes$04,018
Income before extraordinary items$2,301,0001,687
Extraordinary gains, net$06
Net income$2,301,0001,686
Minority interest net income$065
Net income of bank and minority interests.$2,301,0001,686
Net charge-offs$-107,0005,213
Cash dividends$1,966,000790
Sale, conversion, retirement of capital stock, net$2,000608
Net operating income$2,372,0001,630
2018-03-31 (YTD Data)Rank
Total interest income$4,419,0001,565
Total interest expense$337,0002,264
Net interest income$4,082,0001,471
Provision for loan and lease losses$45,0002,144
Total noninterest income$1,573,000933
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$83,0002,605
Trading account gains and feesNANA
Additional Noninterest Income$1,490,000707
Total noninterest expense$4,643,0001,130
Salaries and employee benefits$2,767,0001,089
Premises and equipment expense$682,000920
Additional noninterest expense$1,194,0001,289
Pre-tax net operating income$967,0002,088
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$967,0001,885
Extraordinary gains, net$07
Net income$967,0001,884
Minority interest net income$052
Net income of bank and minority interests.$967,0001,885
Net charge-offs$-4,0004,365
Cash dividends$1,354,000573
Sale, conversion, retirement of capital stock, net$2,000558
Net operating income$967,0001,874
2017-12-31 (YTD Data)Rank
Total interest income$17,147,0001,565
Total interest expense$1,192,0002,248
Net interest income$15,955,0001,472
Provision for loan and lease losses$180,0002,471
Total noninterest income$6,896,000889
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$347,0002,603
Trading account gains and feesNANA
Additional Noninterest Income$6,549,000697
Total noninterest expense$18,092,0001,149
Salaries and employee benefits$11,002,0001,079
Premises and equipment expense$2,689,000906
Additional noninterest expense$4,401,0001,392
Pre-tax net operating income$4,579,0001,840
Securities gains (losses)$-18,0005,156
Applicable income taxes$04,135
Income before extraordinary items$4,561,0001,447
Extraordinary gains, net$09
Net income$4,561,0001,446
Minority interest net income$076
Net income of bank and minority interests.$4,561,0001,447
Net charge-offs$-176,0005,413
Cash dividends$2,536,0001,166
Sale, conversion, retirement of capital stock, net$4,000689
Net operating income$4,579,0001,428
2017-09-30 (YTD Data)Rank
Total interest income$12,739,0001,576
Total interest expense$877,0002,261
Net interest income$11,862,0001,484
Provision for loan and lease losses$135,0002,385
Total noninterest income$5,164,000907
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$271,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$4,893,000703
Total noninterest expense$13,553,0001,154
Salaries and employee benefits$8,200,0001,093
Premises and equipment expense$2,041,000908
Additional noninterest expense$3,312,0001,383
Pre-tax net operating income$3,338,0001,901
Securities gains (losses)$-18,0005,483
Applicable income taxes$04,172
Income before extraordinary items$3,320,0001,595
Extraordinary gains, net$09
Net income$3,320,0001,594
Minority interest net income$071
Net income of bank and minority interests.$3,320,0001,595
Net charge-offs$-23,0004,968
Cash dividends$2,536,000872
Sale, conversion, retirement of capital stock, net$4,000653
Net operating income$3,338,0001,566
2017-06-30 (YTD Data)Rank
Total interest income$8,355,0001,571
Total interest expense$573,0002,254
Net interest income$7,782,0001,496
Provision for loan and lease losses$90,0002,313
Total noninterest income$3,481,000899
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$187,0002,498
Trading account gains and feesNANA
Additional Noninterest Income$3,294,000693
Total noninterest expense$9,074,0001,152
Salaries and employee benefits$5,498,0001,090
Premises and equipment expense$1,361,000906
Additional noninterest expense$2,215,0001,375
Pre-tax net operating income$2,099,0001,958
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,099,0001,638
Extraordinary gains, net$011
Net income$2,099,0001,638
Minority interest net income$071
Net income of bank and minority interests.$2,099,0001,638
Net charge-offs$-20,0005,019
Cash dividends$1,925,000802
Sale, conversion, retirement of capital stock, net$4,000630
Net operating income$2,099,0001,620
2017-03-31 (YTD Data)Rank
Total interest income$4,166,0001,571
Total interest expense$283,0002,265
Net interest income$3,883,0001,491
Provision for loan and lease losses$45,0002,149
Total noninterest income$1,463,000999
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$91,0002,546
Trading account gains and feesNANA
Additional Noninterest Income$1,372,000762
Total noninterest expense$4,601,0001,150
Salaries and employee benefits$2,810,0001,078
Premises and equipment expense$670,000932
Additional noninterest expense$1,121,0001,358
Pre-tax net operating income$700,0002,539
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$700,0002,192
Extraordinary gains, net$08
Net income$700,0002,193
Minority interest net income$055
Net income of bank and minority interests.$700,0002,193
Net charge-offs$-17,0005,196
Cash dividends$1,314,000574
Sale, conversion, retirement of capital stock, net$4,000576
Net operating income$700,0002,164
2016-12-31 (YTD Data)Rank
Total interest income$17,016,0001,496
Total interest expense$1,161,0002,188
Net interest income$15,855,0001,420
Provision for loan and lease losses$170,0002,629
Total noninterest income$7,023,000899
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$367,0002,605
Trading account gains and fees$0170
Additional Noninterest Income$6,656,000687
Total noninterest expense$18,360,0001,132
Salaries and employee benefits$11,151,0001,051
Premises and equipment expense$2,626,000924
Additional noninterest expense$4,583,0001,361
Pre-tax net operating income$4,348,0001,811
Securities gains (losses)$82,0001,492
Applicable income taxes$04,278
Income before extraordinary items$4,430,0001,529
Extraordinary gains, net$05
Net income$4,430,0001,528
Minority interest net income$082
Net income of bank and minority interests.$4,430,0001,528
Net charge-offs$201,0001,922
Cash dividends$2,286,0001,271
Sale, conversion, retirement of capital stock, net$5,000727
Net operating income$4,348,0001,523
2016-09-30 (YTD Data)Rank
Total interest income$12,825,0001,486
Total interest expense$864,0002,199
Net interest income$11,961,0001,423
Provision for loan and lease losses$125,0002,532
Total noninterest income$5,214,000906
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$284,0002,561
Trading account gains and fees$0169
Additional Noninterest Income$4,930,000698
Total noninterest expense$13,568,0001,149
Salaries and employee benefits$8,144,0001,076
Premises and equipment expense$1,993,000922
Additional noninterest expense$3,431,0001,359
Pre-tax net operating income$3,482,0001,746
Securities gains (losses)$64,0001,582
Applicable income taxes$04,325
Income before extraordinary items$3,546,0001,472
Extraordinary gains, net$05
Net income$3,546,0001,471
Minority interest net income$071
Net income of bank and minority interests.$3,546,0001,472
Net charge-offs$-22,0005,126
Cash dividends$2,286,000917
Sale, conversion, retirement of capital stock, net$5,000678
Net operating income$3,482,0001,453
2016-06-30 (YTD Data)Rank
Total interest income$8,542,0001,494
Total interest expense$570,0002,222
Net interest income$7,972,0001,422
Provision for loan and lease losses$80,0002,499
Total noninterest income$3,162,000959
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$190,0002,524
Trading account gains and fees$0157
Additional Noninterest Income$2,972,000737
Total noninterest expense$9,213,0001,127
Salaries and employee benefits$5,448,0001,077
Premises and equipment expense$1,316,000936
Additional noninterest expense$2,449,0001,293
Pre-tax net operating income$1,841,0002,073
Securities gains (losses)$64,0001,267
Applicable income taxes$04,338
Income before extraordinary items$1,905,0001,741
Extraordinary gains, net$016
Net income$1,905,0001,740
Minority interest net income$071
Net income of bank and minority interests.$1,905,0001,741
Net charge-offs$3,0003,433
Cash dividends$1,714,000874
Sale, conversion, retirement of capital stock, net$5,000649
Net operating income$1,841,0001,740
2016-03-31 (YTD Data)Rank
Total interest income$4,243,0001,496
Total interest expense$286,0002,220
Net interest income$3,957,0001,429
Provision for loan and lease losses$35,0002,443
Total noninterest income$1,497,000965
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$92,0002,559
Trading account gains and fees$0142
Additional Noninterest Income$1,405,000742
Total noninterest expense$4,615,0001,124
Salaries and employee benefits$2,774,0001,062
Premises and equipment expense$641,000964
Additional noninterest expense$1,200,0001,310
Pre-tax net operating income$804,0002,267
Securities gains (losses)$37,000956
Applicable income taxes$04,259
Income before extraordinary items$841,0001,903
Extraordinary gains, net$012
Net income$841,0001,904
Minority interest net income$062
Net income of bank and minority interests.$841,0001,904
Net charge-offs$28,0001,781
Cash dividends$1,142,000663
Sale, conversion, retirement of capital stock, net$5,000575
Net operating income$804,0001,928
2015-12-31 (YTD Data)Rank
Total interest income$16,673,0001,479
Total interest expense$1,226,0002,084
Net interest income$15,447,0001,433
Provision for loan and lease losses$120,0002,830
Total noninterest income$5,773,0001,023
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$398,0002,523
Trading account gains and fees$0159
Additional Noninterest Income$5,375,000778
Total noninterest expense$17,632,0001,148
Salaries and employee benefits$10,595,0001,065
Premises and equipment expense$2,585,000935
Additional noninterest expense$4,452,0001,400
Pre-tax net operating income$3,468,0002,078
Securities gains (losses)$76,0001,329
Applicable income taxes$04,402
Income before extraordinary items$3,544,0001,773
Extraordinary gains, net$023
Net income$3,544,0001,774
Minority interest net income$081
Net income of bank and minority interests.$3,544,0001,775
Net charge-offs$781,000826
Cash dividends$2,786,0001,047
Sale, conversion, retirement of capital stock, net$8,000753
Net operating income$3,468,0001,779
2015-09-30 (YTD Data)Rank
Total interest income$12,431,0001,501
Total interest expense$921,0002,099
Net interest income$11,510,0001,450
Provision for loan and lease losses$90,0002,744
Total noninterest income$4,215,0001,045
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$312,0002,454
Trading account gains and fees$0153
Additional Noninterest Income$3,903,000801
Total noninterest expense$13,077,0001,162
Salaries and employee benefits$7,914,0001,078
Premises and equipment expense$1,892,000972
Additional noninterest expense$3,271,0001,432
Pre-tax net operating income$2,558,0002,159
Securities gains (losses)$76,0001,191
Applicable income taxes$04,489
Income before extraordinary items$2,634,0001,817
Extraordinary gains, net$021
Net income$2,634,0001,819
Minority interest net income$078
Net income of bank and minority interests.$2,634,0001,820
Net charge-offs$720,000659
Cash dividends$2,286,000881
Sale, conversion, retirement of capital stock, net$1,000758
Net operating income$2,558,0001,830
2015-06-30 (YTD Data)Rank
Total interest income$8,294,0001,506
Total interest expense$617,0002,107
Net interest income$7,677,0001,461
Provision for loan and lease losses$60,0002,661
Total noninterest income$2,655,0001,100
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$209,0002,420
Trading account gains and fees$0157
Additional Noninterest Income$2,446,000839
Total noninterest expense$8,747,0001,156
Salaries and employee benefits$5,289,0001,070
Premises and equipment expense$1,287,000961
Additional noninterest expense$2,171,0001,439
Pre-tax net operating income$1,525,0002,321
Securities gains (losses)$76,000976
Applicable income taxes$04,497
Income before extraordinary items$1,601,0001,932
Extraordinary gains, net$022
Net income$1,601,0001,934
Minority interest net income$075
Net income of bank and minority interests.$1,601,0001,934
Net charge-offs$692,000482
Cash dividends$1,716,000810
Sale, conversion, retirement of capital stock, net$1,000732
Net operating income$1,525,0001,974
2015-03-31 (YTD Data)Rank
Total interest income$4,110,0001,515
Total interest expense$313,0002,097
Net interest income$3,797,0001,469
Provision for loan and lease losses$30,0002,461
Total noninterest income$1,221,0001,118
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$100,0002,472
Trading account gains and fees$0152
Additional Noninterest Income$1,121,000852
Total noninterest expense$4,448,0001,148
Salaries and employee benefits$2,681,0001,064
Premises and equipment expense$648,000959
Additional noninterest expense$1,119,0001,375
Pre-tax net operating income$540,0002,879
Securities gains (losses)$76,000682
Applicable income taxes$04,400
Income before extraordinary items$616,0002,347
Extraordinary gains, net$013
Net income$616,0002,348
Minority interest net income$064
Net income of bank and minority interests.$616,0002,348
Net charge-offs$87,0001,203
Cash dividends$1,143,000590
Sale, conversion, retirement of capital stock, net$1,000676
Net operating income$540,0002,504
2014-12-31 (YTD Data)Rank
Total interest income$16,480,0001,515
Total interest expense$1,402,0002,005
Net interest income$15,078,0001,467
Provision for loan and lease losses$120,0002,961
Total noninterest income$5,489,0001,028
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$405,0002,666
Trading account gains and fees$0180
Additional Noninterest Income$5,084,000740
Total noninterest expense$16,976,0001,175
Salaries and employee benefits$10,136,0001,086
Premises and equipment expense$2,607,000936
Additional noninterest expense$4,233,0001,489
Pre-tax net operating income$3,471,0002,039
Securities gains (losses)$-28,0006,172
Applicable income taxes$04,531
Income before extraordinary items$3,443,0001,792
Extraordinary gains, net$017
Net income$3,443,0001,792
Minority interest net income$084
Net income of bank and minority interests.$3,443,0001,791
Net charge-offs$-1,0005,362
Cash dividends$2,286,0001,153
Sale, conversion, retirement of capital stock, net$9,000792
Net operating income$3,471,0001,748
2014-09-30 (YTD Data)Rank
Total interest income$12,258,0001,533
Total interest expense$1,059,0002,018
Net interest income$11,199,0001,482
Provision for loan and lease losses$90,0002,885
Total noninterest income$4,193,0001,010
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$315,0002,620
Trading account gains and fees$0174
Additional Noninterest Income$3,878,000736
Total noninterest expense$12,690,0001,190
Salaries and employee benefits$7,593,0001,088
Premises and equipment expense$1,972,000926
Additional noninterest expense$3,125,0001,515
Pre-tax net operating income$2,612,0002,074
Securities gains (losses)$-25,0006,275
Applicable income taxes$04,583
Income before extraordinary items$2,587,0001,800
Extraordinary gains, net$015
Net income$2,587,0001,800
Minority interest net income$081
Net income of bank and minority interests.$2,587,0001,799
Net charge-offs$-2,0005,291
Cash dividends$2,286,000835
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$2,612,0001,750
2014-06-30 (YTD Data)Rank
Total interest income$8,048,0001,549
Total interest expense$707,0002,031
Net interest income$7,341,0001,499
Provision for loan and lease losses$60,0002,755
Total noninterest income$2,745,0001,008
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$202,0002,687
Trading account gains and fees$0172
Additional Noninterest Income$2,543,000724
Total noninterest expense$8,464,0001,187
Salaries and employee benefits$5,041,0001,085
Premises and equipment expense$1,357,000910
Additional noninterest expense$2,066,0001,518
Pre-tax net operating income$1,562,0002,206
Securities gains (losses)$-25,0006,412
Applicable income taxes$04,568
Income before extraordinary items$1,537,0001,941
Extraordinary gains, net$020
Net income$1,537,0001,945
Minority interest net income$080
Net income of bank and minority interests.$1,537,0001,944
Net charge-offs$-2,0005,209
Cash dividends$1,714,000744
Sale, conversion, retirement of capital stock, net$9,000682
Net operating income$1,562,0001,869
2014-03-31 (YTD Data)Rank
Total interest income$3,905,0001,589
Total interest expense$356,0002,038
Net interest income$3,549,0001,545
Provision for loan and lease losses$30,0002,577
Total noninterest income$1,249,0001,059
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$90,0002,874
Trading account gains and fees$0147
Additional Noninterest Income$1,159,000744
Total noninterest expense$4,365,0001,166
Salaries and employee benefits$2,654,0001,028
Premises and equipment expense$682,000925
Additional noninterest expense$1,029,0001,517
Pre-tax net operating income$403,0003,273
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$403,0002,973
Extraordinary gains, net$016
Net income$403,0002,976
Minority interest net income$066
Net income of bank and minority interests.$403,0002,976
Net charge-offs$55,0001,793
Cash dividends$1,142,000549
Sale, conversion, retirement of capital stock, net$9,000584
Net operating income$403,0002,938
2013-12-31 (YTD Data)Rank
Total interest income$15,218,0001,638
Total interest expense$1,641,0002,004
Net interest income$13,577,0001,602
Provision for loan and lease losses$169,0003,171
Total noninterest income$7,328,000858
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$409,0002,758
Trading account gains and fees$0184
Additional Noninterest Income$6,919,000634
Total noninterest expense$17,390,0001,179
Salaries and employee benefits$10,440,0001,034
Premises and equipment expense$2,581,000940
Additional noninterest expense$4,369,0001,514
Pre-tax net operating income$3,346,0001,983
Securities gains (losses)$-16,0006,301
Applicable income taxes$04,631
Income before extraordinary items$3,330,0001,739
Extraordinary gains, net$029
Net income$3,330,0001,743
Minority interest net income$090
Net income of bank and minority interests.$3,330,0001,743
Net charge-offs$-35,0006,363
Cash dividends$2,281,0001,079
Sale, conversion, retirement of capital stock, net$4,000886
Net operating income$3,346,0001,699
2013-09-30 (YTD Data)Rank
Total interest income$11,142,0001,685
Total interest expense$1,257,0002,030
Net interest income$9,885,0001,644
Provision for loan and lease losses$169,0002,814
Total noninterest income$5,795,000831
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$320,0002,704
Trading account gains and fees$0180
Additional Noninterest Income$5,475,000623
Total noninterest expense$13,103,0001,175
Salaries and employee benefits$7,998,0001,005
Premises and equipment expense$1,920,000948
Additional noninterest expense$3,185,0001,541
Pre-tax net operating income$2,408,0002,131
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,408,0001,827
Extraordinary gains, net$025
Net income$2,408,0001,831
Minority interest net income$084
Net income of bank and minority interests.$2,408,0001,832
Net charge-offs$-33,0006,369
Cash dividends$2,280,000785
Sale, conversion, retirement of capital stock, net$3,000828
Net operating income$2,408,0001,780
2013-06-30 (YTD Data)Rank
Total interest income$7,407,0001,691
Total interest expense$847,0002,036
Net interest income$6,560,0001,643
Provision for loan and lease losses$113,0002,844
Total noninterest income$3,919,000825
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$215,0002,656
Trading account gains and fees$0157
Additional Noninterest Income$3,704,000618
Total noninterest expense$8,813,0001,162
Salaries and employee benefits$5,408,0001,001
Premises and equipment expense$1,290,000930
Additional noninterest expense$2,115,0001,546
Pre-tax net operating income$1,553,0002,141
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,553,0001,871
Extraordinary gains, net$022
Net income$1,553,0001,876
Minority interest net income$082
Net income of bank and minority interests.$1,553,0001,877
Net charge-offs$-31,0006,434
Cash dividends$1,711,000717
Sale, conversion, retirement of capital stock, net$3,000789
Net operating income$1,553,0001,796
2013-03-31 (YTD Data)Rank
Total interest income$3,725,0001,691
Total interest expense$455,0001,978
Net interest income$3,270,0001,657
Provision for loan and lease losses$56,0002,725
Total noninterest income$2,085,000798
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$105,0002,697
Trading account gains and fees$0148
Additional Noninterest Income$1,980,000589
Total noninterest expense$4,502,0001,142
Salaries and employee benefits$2,807,000969
Premises and equipment expense$646,000947
Additional noninterest expense$1,049,0001,551
Pre-tax net operating income$797,0002,052
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$797,0001,778
Extraordinary gains, net$010
Net income$797,0001,779
Minority interest net income$076
Net income of bank and minority interests.$797,0001,780
Net charge-offs$-37,0006,632
Cash dividends$1,140,000478
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$797,0001,715
2012-12-31 (YTD Data)Rank
Total interest income$16,875,0001,575
Total interest expense$2,117,0002,043
Net interest income$14,758,0001,483
Provision for loan and lease losses$225,0003,781
Total noninterest income$6,889,000909
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$408,0002,904
Trading account gains and fees$0166
Additional Noninterest Income$6,481,000661
Total noninterest expense$17,336,0001,166
Salaries and employee benefits$10,790,000967
Premises and equipment expense$2,438,000974
Additional noninterest expense$4,108,0001,648
Pre-tax net operating income$4,086,0001,619
Securities gains (losses)$745,000688
Applicable income taxes$04,751
Income before extraordinary items$4,831,0001,220
Extraordinary gains, net$029
Net income$4,831,0001,222
Minority interest net income$093
Net income of bank and minority interests.$4,831,0001,221
Net charge-offs$735,0002,169
Cash dividends$2,277,0001,101
Sale, conversion, retirement of capital stock, net$13,000880
Net operating income$4,086,0001,342
2012-09-30 (YTD Data)Rank
Total interest income$12,897,0001,575
Total interest expense$1,616,0002,087
Net interest income$11,281,0001,476
Provision for loan and lease losses$188,0003,591
Total noninterest income$5,037,000910
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$305,0002,939
Trading account gains and fees$0157
Additional Noninterest Income$4,732,000669
Total noninterest expense$12,830,0001,180
Salaries and employee benefits$7,944,000976
Premises and equipment expense$1,840,000973
Additional noninterest expense$3,046,0001,650
Pre-tax net operating income$3,300,0001,574
Securities gains (losses)$105,0001,935
Applicable income taxes$04,802
Income before extraordinary items$3,405,0001,325
Extraordinary gains, net$020
Net income$3,405,0001,326
Minority interest net income$086
Net income of bank and minority interests.$3,405,0001,326
Net charge-offs$591,0001,991
Cash dividends$2,277,000702
Sale, conversion, retirement of capital stock, net$13,000817
Net operating income$3,300,0001,294
2012-06-30 (YTD Data)Rank
Total interest income$8,722,0001,562
Total interest expense$1,105,0002,108
Net interest income$7,617,0001,454
Provision for loan and lease losses$150,0003,329
Total noninterest income$3,123,000946
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$204,0002,903
Trading account gains and fees$0153
Additional Noninterest Income$2,919,000706
Total noninterest expense$8,608,0001,174
Salaries and employee benefits$5,269,000988
Premises and equipment expense$1,295,000935
Additional noninterest expense$2,044,0001,640
Pre-tax net operating income$1,982,0001,695
Securities gains (losses)$105,0001,561
Applicable income taxes$04,770
Income before extraordinary items$2,087,0001,425
Extraordinary gains, net$019
Net income$2,087,0001,424
Minority interest net income$084
Net income of bank and minority interests.$2,087,0001,425
Net charge-offs$167,0002,931
Cash dividends$1,708,000612
Sale, conversion, retirement of capital stock, net$13,000737
Net operating income$1,982,0001,405
2012-03-31 (YTD Data)Rank
Total interest income$4,391,0001,569
Total interest expense$575,0002,107
Net interest income$3,816,0001,457
Provision for loan and lease losses$75,0003,178
Total noninterest income$1,426,0001,009
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$94,0003,073
Trading account gains and fees$0148
Additional Noninterest Income$1,332,000734
Total noninterest expense$4,346,0001,149
Salaries and employee benefits$2,660,000975
Premises and equipment expense$657,000926
Additional noninterest expense$1,029,0001,609
Pre-tax net operating income$821,0001,987
Securities gains (losses)$115,000846
Applicable income taxes$04,704
Income before extraordinary items$936,0001,565
Extraordinary gains, net$019
Net income$936,0001,566
Minority interest net income$078
Net income of bank and minority interests.$936,0001,566
Net charge-offs$-3,0006,199
Cash dividends$1,138,000422
Sale, conversion, retirement of capital stock, net$13,000567
Net operating income$821,0001,658
2011-12-31 (YTD Data)Rank
Total interest income$18,533,0001,546
Total interest expense$3,024,0001,947
Net interest income$15,509,0001,436
Provision for loan and lease losses$250,0004,345
Total noninterest income$4,849,0001,070
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$380,0003,129
Trading account gains and fees$0146
Additional Noninterest Income$4,469,000775
Total noninterest expense$16,626,0001,186
Salaries and employee benefits$9,975,000986
Premises and equipment expense$3,159,000783
Additional noninterest expense$3,492,0001,928
Pre-tax net operating income$3,482,0001,610
Securities gains (losses)$783,000553
Applicable income taxes$04,719
Income before extraordinary items$4,265,0001,174
Extraordinary gains, net$029
Net income$4,265,0001,174
Minority interest net income$096
Net income of bank and minority interests.$4,265,0001,174
Net charge-offs$138,0004,679
Cash dividends$2,271,000867
Sale, conversion, retirement of capital stock, net$6,0001,038
Net operating income$3,482,0001,340
2011-09-30 (YTD Data)Rank
Total interest income$14,020,0001,546
Total interest expense$2,374,0001,939
Net interest income$11,646,0001,443
Provision for loan and lease losses$200,0004,143
Total noninterest income$3,560,0001,086
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$296,0003,068
Trading account gains and fees$0145
Additional Noninterest Income$3,264,000781
Total noninterest expense$12,596,0001,170
Salaries and employee benefits$7,316,0001,003
Premises and equipment expense$2,348,000807
Additional noninterest expense$2,932,0001,736
Pre-tax net operating income$2,410,0001,792
Securities gains (losses)$780,000437
Applicable income taxes$04,740
Income before extraordinary items$3,190,0001,211
Extraordinary gains, net$021
Net income$3,190,0001,211
Minority interest net income$087
Net income of bank and minority interests.$3,190,0001,211
Net charge-offs$67,0004,770
Cash dividends$2,271,000574
Sale, conversion, retirement of capital stock, net$6,000962
Net operating income$2,410,0001,497
2011-06-30 (YTD Data)Rank
Total interest income$9,372,0001,554
Total interest expense$1,622,0001,962
Net interest income$7,750,0001,445
Provision for loan and lease losses$125,0004,121
Total noninterest income$2,379,0001,077
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$200,0003,027
Trading account gains and fees$0153
Additional Noninterest Income$2,179,000783
Total noninterest expense$8,350,0001,190
Salaries and employee benefits$4,910,0001,009
Premises and equipment expense$1,566,000816
Additional noninterest expense$1,874,0001,827
Pre-tax net operating income$1,654,0001,722
Securities gains (losses)$355,000481
Applicable income taxes$04,697
Income before extraordinary items$2,009,0001,247
Extraordinary gains, net$015
Net income$2,009,0001,247
Minority interest net income$089
Net income of bank and minority interests.$2,009,0001,247
Net charge-offs$68,0004,213
Cash dividends$1,704,000499
Sale, conversion, retirement of capital stock, net$6,000884
Net operating income$1,654,0001,422
2011-03-31 (YTD Data)Rank
Total interest income$4,721,0001,553
Total interest expense$836,0001,977
Net interest income$3,885,0001,433
Provision for loan and lease losses$38,0004,453
Total noninterest income$1,072,0001,147
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$94,0003,108
Trading account gains and fees$0158
Additional Noninterest Income$978,000844
Total noninterest expense$4,186,0001,198
Salaries and employee benefits$2,544,000980
Premises and equipment expense$747,000883
Additional noninterest expense$895,0001,891
Pre-tax net operating income$733,0001,904
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$733,0001,609
Extraordinary gains, net$09
Net income$733,0001,609
Minority interest net income$086
Net income of bank and minority interests.$733,0001,609
Net charge-offs$05,107
Cash dividends$1,135,000341
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$733,0001,561
2010-12-31 (YTD Data)Rank
Total interest income$21,102,0001,450
Total interest expense$3,641,0002,173
Net interest income$17,461,0001,285
Provision for loan and lease losses$750,0003,475
Total noninterest income$6,757,000854
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$395,0003,109
Trading account gains and fees$0175
Additional Noninterest Income$6,362,000617
Total noninterest expense$17,364,0001,162
Salaries and employee benefits$9,816,000998
Premises and equipment expense$3,297,000778
Additional noninterest expense$4,251,0001,690
Pre-tax net operating income$6,104,000859
Securities gains (losses)$327,0001,188
Applicable income taxes$04,655
Income before extraordinary items$6,431,000698
Extraordinary gains, net$029
Net income$6,431,000696
Minority interest net income$0111
Net income of bank and minority interests.$6,431,000699
Net charge-offs$228,0004,618
Cash dividends$2,702,000604
Sale, conversion, retirement of capital stock, net$2,0001,211
Net operating income$6,104,000699
2010-09-30 (YTD Data)Rank
Total interest income$16,005,0001,468
Total interest expense$2,728,0002,272
Net interest income$13,277,0001,279
Provision for loan and lease losses$675,0003,084
Total noninterest income$4,955,000855
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$310,0003,089
Trading account gains and fees$0165
Additional Noninterest Income$4,645,000608
Total noninterest expense$12,804,0001,174
Salaries and employee benefits$7,169,0001,013
Premises and equipment expense$2,489,000771
Additional noninterest expense$3,146,0001,688
Pre-tax net operating income$4,753,000882
Securities gains (losses)$327,0001,015
Applicable income taxes$04,726
Income before extraordinary items$5,080,000690
Extraordinary gains, net$023
Net income$5,080,000690
Minority interest net income$0110
Net income of bank and minority interests.$5,080,000690
Net charge-offs$223,0004,105
Cash dividends$2,702,000405
Sale, conversion, retirement of capital stock, net$2,0001,119
Net operating income$4,753,000694
2010-06-30 (YTD Data)Rank
Total interest income$10,726,0001,485
Total interest expense$1,807,0002,380
Net interest income$8,919,0001,278
Provision for loan and lease losses$450,0002,998
Total noninterest income$3,713,000767
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$208,0003,079
Trading account gains and fees$0152
Additional Noninterest Income$3,505,000538
Total noninterest expense$8,595,0001,154
Salaries and employee benefits$4,770,0001,015
Premises and equipment expense$1,770,000743
Additional noninterest expense$2,055,0001,716
Pre-tax net operating income$3,587,000764
Securities gains (losses)$125,0001,266
Applicable income taxes$04,691
Income before extraordinary items$3,712,000601
Extraordinary gains, net$019
Net income$3,712,000601
Minority interest net income$0105
Net income of bank and minority interests.$3,712,000602
Net charge-offs$42,0005,025
Cash dividends$1,700,000404
Sale, conversion, retirement of capital stock, net$2,0001,045
Net operating income$3,587,000603
2010-03-31 (YTD Data)Rank
Total interest income$5,325,0001,534
Total interest expense$932,0002,421
Net interest income$4,393,0001,313
Provision for loan and lease losses$225,0002,809
Total noninterest income$1,154,0001,088
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$1,053,000763
Total noninterest expense$4,288,0001,173
Salaries and employee benefits$2,400,0001,027
Premises and equipment expense$915,000740
Additional noninterest expense$973,0001,784
Pre-tax net operating income$1,034,0001,264
Securities gains (losses)$125,000698
Applicable income taxes$04,611
Income before extraordinary items$1,159,000941
Extraordinary gains, net$016
Net income$1,159,000945
Minority interest net income$091
Net income of bank and minority interests.$1,159,000945
Net charge-offs$42,0003,871
Cash dividends$1,133,000292
Sale, conversion, retirement of capital stock, net$2,000972
Net operating income$1,034,0001,025
2009-12-31 (YTD Data)Rank
Total interest income$23,047,0001,495
Total interest expense$4,756,0002,372
Net interest income$18,291,0001,223
Provision for loan and lease losses$975,0003,549
Total noninterest income$5,516,0001,013
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$422,0003,227
Trading account gains and fees$0211
Additional Noninterest Income$5,094,000703
Total noninterest expense$16,807,0001,237
Salaries and employee benefits$9,357,0001,048
Premises and equipment expense$3,234,000833
Additional noninterest expense$4,216,0001,774
Pre-tax net operating income$6,025,000717
Securities gains (losses)$215,0001,503
Applicable income taxes$04,388
Income before extraordinary items$6,240,000546
Extraordinary gains, net$034
Net income$6,240,000546
Minority interest net income$0115
Net income of bank and minority interests.$6,240,000547
Net charge-offs$596,0003,567
Cash dividends$2,885,000616
Sale, conversion, retirement of capital stock, net$3,0001,323
Net operating income$6,025,000566
2009-09-30 (YTD Data)Rank
Total interest income$17,343,0001,516
Total interest expense$3,717,0002,375
Net interest income$13,626,0001,233
Provision for loan and lease losses$750,0003,186
Total noninterest income$4,292,000992
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$323,0003,201
Trading account gains and fees$0212
Additional Noninterest Income$3,969,000696
Total noninterest expense$12,535,0001,231
Salaries and employee benefits$6,946,0001,076
Premises and equipment expense$2,405,000853
Additional noninterest expense$3,184,0001,696
Pre-tax net operating income$4,633,000737
Securities gains (losses)$215,0001,239
Applicable income taxes$04,592
Income before extraordinary items$4,848,000558
Extraordinary gains, net$027
Net income$4,848,000560
Minority interest net income$0118
Net income of bank and minority interests.$4,848,000560
Net charge-offs$545,0002,921
Cash dividends$2,885,000437
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,633,000580
2009-06-30 (YTD Data)Rank
Total interest income$11,623,0001,540
Total interest expense$2,567,0002,390
Net interest income$9,056,0001,233
Provision for loan and lease losses$375,0003,368
Total noninterest income$2,977,000973
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$217,0003,158
Trading account gains and fees$0193
Additional Noninterest Income$2,760,000681
Total noninterest expense$8,394,0001,239
Salaries and employee benefits$4,620,0001,094
Premises and equipment expense$1,647,000854
Additional noninterest expense$2,127,0001,713
Pre-tax net operating income$3,264,000704
Securities gains (losses)$215,000975
Applicable income taxes$04,657
Income before extraordinary items$3,479,000508
Extraordinary gains, net$021
Net income$3,479,000506
Minority interest net income$0112
Net income of bank and minority interests.$3,479,000508
Net charge-offs$205,0003,389
Cash dividends$2,144,000414
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,264,000527
2009-03-31 (YTD Data)Rank
Total interest income$5,876,0001,544
Total interest expense$1,322,0002,400
Net interest income$4,554,0001,216
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,190,0001,113
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$104,0003,190
Trading account gains and fees$0171
Additional Noninterest Income$1,086,000795
Total noninterest expense$4,370,0001,147
Salaries and employee benefits$2,323,0001,096
Premises and equipment expense$860,000824
Additional noninterest expense$1,187,0001,370
Pre-tax net operating income$1,224,0001,041
Securities gains (losses)$127,000881
Applicable income taxes$04,835
Income before extraordinary items$1,351,000756
Extraordinary gains, net$015
Net income$1,351,000756
Minority interest net income$0102
Net income of bank and minority interests.$1,351,000758
Net charge-offs$195,0002,156
Cash dividends$1,578,000273
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,224,000796
2008-12-31 (YTD Data)Rank
Total interest income$24,205,0001,602
Total interest expense$7,168,0002,158
Net interest income$17,037,0001,304
Provision for loan and lease losses$410,0004,100
Total noninterest income$4,052,0001,266
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$380,0003,560
Trading account gains and fees$0154
Additional Noninterest Income$3,672,000831
Total noninterest expense$16,187,0001,211
Salaries and employee benefits$8,517,0001,163
Premises and equipment expense$3,100,000890
Additional noninterest expense$4,570,0001,368
Pre-tax net operating income$4,492,0001,218
Securities gains (losses)$448,000416
Applicable income taxes$04,979
Income before extraordinary items$4,940,000822
Extraordinary gains, net$039
Net income$4,940,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0004,839
Cash dividends$2,104,0001,280
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,492,000987
2008-09-30 (YTD Data)Rank
Total interest income$18,147,0001,640
Total interest expense$5,557,0002,178
Net interest income$12,590,0001,349
Provision for loan and lease losses$290,0003,611
Total noninterest income$2,784,0001,384
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$288,0003,564
Trading account gains and fees$0148
Additional Noninterest Income$2,496,000932
Total noninterest expense$11,458,0001,262
Salaries and employee benefits$6,280,0001,214
Premises and equipment expense$2,349,000883
Additional noninterest expense$2,829,0001,584
Pre-tax net operating income$3,626,0001,360
Securities gains (losses)$448,000342
Applicable income taxes$05,372
Income before extraordinary items$4,074,000895
Extraordinary gains, net$031
Net income$4,074,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,914
Cash dividends$2,104,000965
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,626,0001,073
2008-06-30 (YTD Data)Rank
Total interest income$12,104,0001,665
Total interest expense$3,901,0002,159
Net interest income$8,203,0001,358
Provision for loan and lease losses$170,0003,411
Total noninterest income$1,693,0001,507
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$187,0003,617
Trading account gains and fees$0149
Additional Noninterest Income$1,506,0001,054
Total noninterest expense$7,524,0001,280
Salaries and employee benefits$4,127,0001,250
Premises and equipment expense$1,605,000856
Additional noninterest expense$1,792,0001,646
Pre-tax net operating income$2,202,0001,545
Securities gains (losses)$448,000348
Applicable income taxes$05,627
Income before extraordinary items$2,650,0001,038
Extraordinary gains, net$021
Net income$2,650,0001,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,906
Cash dividends$1,315,0001,117
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,202,0001,238
2008-03-31 (YTD Data)Rank
Total interest income$6,223,0001,670
Total interest expense$2,183,0002,092
Net interest income$4,040,0001,376
Provision for loan and lease losses$70,0003,305
Total noninterest income$705,0001,741
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$86,0003,747
Trading account gains and fees$0158
Additional Noninterest Income$619,0001,211
Total noninterest expense$3,828,0001,264
Salaries and employee benefits$2,048,0001,283
Premises and equipment expense$780,000883
Additional noninterest expense$1,000,0001,435
Pre-tax net operating income$847,0002,052
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$847,0001,737
Extraordinary gains, net$015
Net income$847,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,652
Cash dividends$438,0001,504
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$847,0001,672
2007-12-31 (YTD Data)Rank
Total interest income$24,411,0001,751
Total interest expense$10,567,0001,876
Net interest income$13,844,0001,633
Provision for loan and lease losses$300,0003,174
Total noninterest income$3,255,0001,551
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$403,0003,509
Trading account gains and fees$0178
Additional Noninterest Income$2,852,0001,054
Total noninterest expense$13,249,0001,387
Salaries and employee benefits$7,916,0001,260
Premises and equipment expense$2,668,000972
Additional noninterest expense$2,665,0002,055
Pre-tax net operating income$3,550,0002,172
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,550,0001,769
Extraordinary gains, net$039
Net income$3,550,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,216
Cash dividends$1,753,0001,787
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,550,0001,762
2007-09-30 (YTD Data)Rank
Total interest income$18,037,0001,777
Total interest expense$7,994,0001,861
Net interest income$10,043,0001,694
Provision for loan and lease losses$270,0002,452
Total noninterest income$2,554,0001,495
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$303,0003,498
Trading account gains and fees$0184
Additional Noninterest Income$2,251,0001,018
Total noninterest expense$9,710,0001,408
Salaries and employee benefits$5,819,0001,293
Premises and equipment expense$1,986,000976
Additional noninterest expense$1,905,0002,098
Pre-tax net operating income$2,617,0002,350
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,617,0001,931
Extraordinary gains, net$033
Net income$2,617,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$1,753,0001,348
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,617,0001,918
2007-06-30 (YTD Data)Rank
Total interest income$11,791,0001,829
Total interest expense$5,279,0001,876
Net interest income$6,512,0001,762
Provision for loan and lease losses$180,0002,301
Total noninterest income$1,582,0001,610
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$216,0003,355
Trading account gains and fees$0168
Additional Noninterest Income$1,366,0001,126
Total noninterest expense$6,487,0001,422
Salaries and employee benefits$3,846,0001,326
Premises and equipment expense$1,353,000961
Additional noninterest expense$1,288,0002,081
Pre-tax net operating income$1,427,0002,771
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,427,0002,291
Extraordinary gains, net$029
Net income$1,427,0002,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,006
Cash dividends$1,315,0001,239
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,427,0002,274
2007-03-31 (YTD Data)Rank
Total interest income$5,769,0001,859
Total interest expense$2,547,0001,917
Net interest income$3,222,0001,785
Provision for loan and lease losses$90,0002,153
Total noninterest income$730,0001,678
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$103,0003,387
Trading account gains and fees$0195
Additional Noninterest Income$627,0001,156
Total noninterest expense$3,226,0001,440
Salaries and employee benefits$1,943,0001,322
Premises and equipment expense$681,000963
Additional noninterest expense$602,0002,192
Pre-tax net operating income$636,0002,995
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$636,0002,514
Extraordinary gains, net$022
Net income$636,0002,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,933
Cash dividends$438,0001,577
Sale, conversion, retirement of capital stock, net$0885
Net operating income$636,0002,486
2006-12-31 (YTD Data)Rank
Total interest income$21,919,0001,841
Total interest expense$8,432,0001,953
Net interest income$13,487,0001,702
Provision for loan and lease losses$360,0002,452
Total noninterest income$2,999,0001,636
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$401,0003,534
Trading account gains and fees$0130
Additional Noninterest Income$2,598,0001,105
Total noninterest expense$12,916,0001,383
Salaries and employee benefits$7,592,0001,283
Premises and equipment expense$2,660,000939
Additional noninterest expense$2,664,0001,991
Pre-tax net operating income$3,210,0002,661
Securities gains (losses)$-8,0007,211
Applicable income taxes$06,600
Income before extraordinary items$3,202,0002,155
Extraordinary gains, net$051
Net income$3,202,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0002,276
Cash dividends$1,748,0001,741
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,210,0002,142
2006-09-30 (YTD Data)Rank
Total interest income$15,998,0001,875
Total interest expense$5,953,0002,007
Net interest income$10,045,0001,732
Provision for loan and lease losses$320,0002,035
Total noninterest income$2,213,0001,664
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$316,0003,458
Trading account gains and fees$0126
Additional Noninterest Income$1,897,0001,138
Total noninterest expense$9,604,0001,400
Salaries and employee benefits$5,627,0001,311
Premises and equipment expense$2,006,000947
Additional noninterest expense$1,971,0001,978
Pre-tax net operating income$2,334,0002,808
Securities gains (losses)$-41,0008,113
Applicable income taxes$06,687
Income before extraordinary items$2,293,0002,314
Extraordinary gains, net$045
Net income$2,293,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,183
Cash dividends$1,748,0001,285
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,334,0002,262
2006-06-30 (YTD Data)Rank
Total interest income$10,244,0001,907
Total interest expense$3,715,0002,023
Net interest income$6,529,0001,783
Provision for loan and lease losses$200,0002,096
Total noninterest income$1,606,0001,531
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$221,0003,329
Trading account gains and fees$0126
Additional Noninterest Income$1,385,0001,076
Total noninterest expense$6,437,0001,403
Salaries and employee benefits$3,727,0001,333
Premises and equipment expense$1,287,000982
Additional noninterest expense$1,423,0001,843
Pre-tax net operating income$1,498,0002,882
Securities gains (losses)$-41,0008,319
Applicable income taxes$06,706
Income before extraordinary items$1,457,0002,391
Extraordinary gains, net$039
Net income$1,457,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,871
Cash dividends$1,311,0001,166
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,498,0002,328
2006-03-31 (YTD Data)Rank
Total interest income$4,880,0001,950
Total interest expense$1,696,0002,100
Net interest income$3,184,0001,817
Provision for loan and lease losses$80,0002,332
Total noninterest income$898,0001,385
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$108,0003,311
Trading account gains and fees$0115
Additional Noninterest Income$790,000965
Total noninterest expense$3,207,0001,409
Salaries and employee benefits$1,878,0001,323
Premises and equipment expense$632,000999
Additional noninterest expense$697,0001,875
Pre-tax net operating income$795,0002,719
Securities gains (losses)$-41,0008,527
Applicable income taxes$06,588
Income before extraordinary items$754,0002,319
Extraordinary gains, net$021
Net income$754,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,748
Cash dividends$874,000846
Sale, conversion, retirement of capital stock, net$0648
Net operating income$795,0002,179
2005-12-31 (YTD Data)Rank
Total interest income$17,319,0001,940
Total interest expense$4,446,0002,435
Net interest income$12,873,0001,710
Provision for loan and lease losses$500,0001,892
Total noninterest income$3,111,0001,557
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$491,0003,090
Trading account gains and fees$0138
Additional Noninterest Income$2,620,0001,127
Total noninterest expense$12,651,0001,360
Salaries and employee benefits$7,260,0001,276
Premises and equipment expense$2,536,000947
Additional noninterest expense$2,855,0001,769
Pre-tax net operating income$2,833,0002,891
Securities gains (losses)$-47,0008,155
Applicable income taxes$06,964
Income before extraordinary items$2,786,0002,384
Extraordinary gains, net$046
Net income$2,786,0002,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,766
Cash dividends$2,773,0001,108
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,833,0002,330
2005-09-30 (YTD Data)Rank
Total interest income$12,509,0001,953
Total interest expense$3,012,0002,526
Net interest income$9,497,0001,714
Provision for loan and lease losses$410,0001,683
Total noninterest income$2,304,0001,572
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$380,0003,030
Trading account gains and fees$0126
Additional Noninterest Income$1,924,0001,159
Total noninterest expense$9,375,0001,365
Salaries and employee benefits$5,448,0001,262
Premises and equipment expense$1,852,000960
Additional noninterest expense$2,075,0001,801
Pre-tax net operating income$2,016,0003,040
Securities gains (losses)$-34,0008,371
Applicable income taxes$06,976
Income before extraordinary items$1,982,0002,502
Extraordinary gains, net$035
Net income$1,982,0002,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$2,773,000803
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,016,0002,441
2005-06-30 (YTD Data)Rank
Total interest income$8,012,0001,977
Total interest expense$1,872,0002,551
Net interest income$6,140,0001,753
Provision for loan and lease losses$260,0001,721
Total noninterest income$1,422,0001,668
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$259,0002,930
Trading account gains and fees$0116
Additional Noninterest Income$1,163,0001,208
Total noninterest expense$6,166,0001,372
Salaries and employee benefits$3,622,0001,264
Premises and equipment expense$1,181,000999
Additional noninterest expense$1,363,0001,814
Pre-tax net operating income$1,136,0003,390
Securities gains (losses)$-34,0008,509
Applicable income taxes$06,961
Income before extraordinary items$1,102,0002,874
Extraordinary gains, net$030
Net income$1,102,0002,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,529
Cash dividends$2,336,000626
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,136,0002,743
2005-03-31 (YTD Data)Rank
Total interest income$3,866,0002,017
Total interest expense$873,0002,603
Net interest income$2,993,0001,785
Provision for loan and lease losses$110,0001,892
Total noninterest income$662,0001,738
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$130,0002,849
Trading account gains and fees$0115
Additional Noninterest Income$532,0001,271
Total noninterest expense$2,992,0001,415
Salaries and employee benefits$1,813,0001,271
Premises and equipment expense$539,0001,109
Additional noninterest expense$640,0001,916
Pre-tax net operating income$553,0003,419
Securities gains (losses)$-23,0008,686
Applicable income taxes$06,892
Income before extraordinary items$530,0002,909
Extraordinary gains, net$024
Net income$530,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$612,0001,014
Sale, conversion, retirement of capital stock, net$0491
Net operating income$553,0002,747
2004-12-31 (YTD Data)Rank
Total interest income$14,299,0001,979
Total interest expense$2,900,0002,702
Net interest income$11,399,0001,772
Provision for loan and lease losses$380,0002,457
Total noninterest income$2,840,0001,684
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$529,0003,011
Trading account gains and fees$0138
Additional Noninterest Income$2,311,0001,202
Total noninterest expense$11,407,0001,424
Salaries and employee benefits$6,612,0001,332
Premises and equipment expense$2,044,0001,126
Additional noninterest expense$2,751,0001,770
Pre-tax net operating income$2,452,0003,054
Securities gains (losses)$152,000979
Applicable income taxes$07,185
Income before extraordinary items$2,604,0002,341
Extraordinary gains, net$034
Net income$2,604,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,230
Cash dividends$2,948,000991
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,452,0002,416
2004-09-30 (YTD Data)Rank
Total interest income$10,558,0001,989
Total interest expense$2,123,0002,718
Net interest income$8,435,0001,782
Provision for loan and lease losses$320,0002,139
Total noninterest income$2,181,0001,655
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$420,0002,887
Trading account gains and fees$0134
Additional Noninterest Income$1,761,0001,193
Total noninterest expense$8,440,0001,444
Salaries and employee benefits$4,947,0001,330
Premises and equipment expense$1,512,0001,135
Additional noninterest expense$1,981,0001,808
Pre-tax net operating income$1,856,0003,066
Securities gains (losses)$153,000925
Applicable income taxes$07,220
Income before extraordinary items$2,009,0002,308
Extraordinary gains, net$026
Net income$2,009,0002,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0001,134
Cash dividends$2,948,000717
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,856,0002,425
2004-06-30 (YTD Data)Rank
Total interest income$6,833,0002,028
Total interest expense$1,382,0002,752
Net interest income$5,451,0001,832
Provision for loan and lease losses$240,0001,886
Total noninterest income$1,422,0001,678
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$288,0002,804
Trading account gains and fees$0130
Additional Noninterest Income$1,134,0001,212
Total noninterest expense$5,580,0001,448
Salaries and employee benefits$3,274,0001,333
Premises and equipment expense$1,006,0001,147
Additional noninterest expense$1,300,0001,837
Pre-tax net operating income$1,053,0003,419
Securities gains (losses)$233,000592
Applicable income taxes$07,214
Income before extraordinary items$1,286,0002,369
Extraordinary gains, net$021
Net income$1,286,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,000964
Cash dividends$2,336,000621
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,053,0002,737
2004-03-31 (YTD Data)Rank
Total interest income$3,427,0002,043
Total interest expense$705,0002,732
Net interest income$2,722,0001,830
Provision for loan and lease losses$120,0001,785
Total noninterest income$730,0001,611
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$149,0002,692
Trading account gains and fees$0121
Additional Noninterest Income$581,0001,175
Total noninterest expense$2,757,0001,485
Salaries and employee benefits$1,646,0001,349
Premises and equipment expense$480,0001,218
Additional noninterest expense$631,0001,866
Pre-tax net operating income$575,0003,187
Securities gains (losses)$229,000454
Applicable income taxes$07,103
Income before extraordinary items$804,0001,951
Extraordinary gains, net$016
Net income$804,0001,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,261
Cash dividends$1,224,000559
Sale, conversion, retirement of capital stock, net$0464
Net operating income$575,0002,514
2003-12-31 (YTD Data)Rank
Total interest income$15,514,0001,834
Total interest expense$2,973,0002,897
Net interest income$12,541,0001,550
Provision for loan and lease losses$440,0002,407
Total noninterest income$3,581,0001,460
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$574,0002,791
Trading account gains and fees$0160
Additional Noninterest Income$3,007,0001,092
Total noninterest expense$11,438,0001,403
Salaries and employee benefits$6,676,0001,280
Premises and equipment expense$2,163,0001,052
Additional noninterest expense$2,599,0001,857
Pre-tax net operating income$4,244,0001,893
Securities gains (losses)$107,0001,824
Applicable income taxes$21,0006,768
Income before extraordinary items$4,330,0001,451
Extraordinary gains, net$054
Net income$4,330,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0002,000
Cash dividends$3,277,000924
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,223,0001,419
2003-09-30 (YTD Data)Rank
Total interest income$11,717,0001,860
Total interest expense$2,296,0002,907
Net interest income$9,421,0001,552
Provision for loan and lease losses$320,0002,381
Total noninterest income$2,747,0001,475
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$442,0002,735
Trading account gains and fees$0153
Additional Noninterest Income$2,305,0001,117
Total noninterest expense$8,497,0001,428
Salaries and employee benefits$4,959,0001,319
Premises and equipment expense$1,667,0001,038
Additional noninterest expense$1,871,0001,911
Pre-tax net operating income$3,351,0001,866
Securities gains (losses)$3,0003,777
Applicable income taxes$21,0006,780
Income before extraordinary items$3,333,0001,475
Extraordinary gains, net$040
Net income$3,333,0001,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,761
Cash dividends$3,277,000688
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,330,0301,396
2003-06-30 (YTD Data)Rank
Total interest income$7,825,0001,875
Total interest expense$1,603,0002,867
Net interest income$6,222,0001,568
Provision for loan and lease losses$200,0002,502
Total noninterest income$1,848,0001,449
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$299,0002,656
Trading account gains and fees$0150
Additional Noninterest Income$1,549,0001,110
Total noninterest expense$5,644,0001,429
Salaries and employee benefits$3,239,0001,344
Premises and equipment expense$1,136,0001,016
Additional noninterest expense$1,269,0001,891
Pre-tax net operating income$2,226,0001,862
Securities gains (losses)$3,0003,367
Applicable income taxes$21,0006,569
Income before extraordinary items$2,208,0001,487
Extraordinary gains, net$030
Net income$2,208,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,297
Cash dividends$2,668,000581
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,205,0301,395
2003-03-31 (YTD Data)Rank
Total interest income$3,871,0001,898
Total interest expense$828,0002,842
Net interest income$3,043,0001,609
Provision for loan and lease losses$100,0002,353
Total noninterest income$940,0001,396
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$147,0002,616
Trading account gains and fees$0134
Additional Noninterest Income$793,0001,054
Total noninterest expense$2,894,0001,386
Salaries and employee benefits$1,643,0001,323
Premises and equipment expense$584,000987
Additional noninterest expense$667,0001,762
Pre-tax net operating income$989,0002,069
Securities gains (losses)$02,891
Applicable income taxes$21,0006,031
Income before extraordinary items$968,0001,660
Extraordinary gains, net$021
Net income$968,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,716
Cash dividends$1,509,000475
Sale, conversion, retirement of capital stock, net$0419
Net operating income$968,0001,558
2002-12-31 (YTD Data)Rank
Total interest income$17,046,0001,816
Total interest expense$4,216,0002,628
Net interest income$12,830,0001,511
Provision for loan and lease losses$465,0002,518
Total noninterest income$3,753,0001,319
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$581,0002,626
Trading account gains and fees$0153
Additional Noninterest Income$3,172,000961
Total noninterest expense$11,129,0001,388
Salaries and employee benefits$6,444,0001,255
Premises and equipment expense$2,274,000961
Additional noninterest expense$2,411,0001,917
Pre-tax net operating income$4,989,0001,632
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$4,989,0001,266
Extraordinary gains, net$070
Net income$4,989,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,477
Cash dividends$3,248,000865
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,989,0001,205
2001-12-31 (YTD Data)Rank
Total interest income$20,740,0001,639
Total interest expense$8,205,0001,971
Net interest income$12,535,0001,415
Provision for loan and lease losses$525,0002,118
Total noninterest income$2,467,0001,704
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$576,0002,512
Trading account gains and fees$0177
Additional Noninterest Income$1,891,0001,296
Total noninterest expense$9,838,0001,495
Salaries and employee benefits$5,821,0001,278
Premises and equipment expense$1,825,0001,168
Additional noninterest expense$2,192,0002,055
Pre-tax net operating income$4,639,0001,555
Securities gains (losses)$96,0001,783
Applicable income taxes$29,0007,102
Income before extraordinary items$4,706,0001,154
Extraordinary gains, net$0105
Net income$4,706,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,151
Cash dividends$2,747,0001,005
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,610,9601,133
2000-12-31 (YTD Data)Rank
Total interest income$20,913,0001,652
Total interest expense$10,482,0001,638
Net interest income$10,431,0001,686
Provision for loan and lease losses$168,0004,178
Total noninterest income$2,144,0001,783
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$616,0002,233
Trading account gains and fees$0180
Additional Noninterest Income$1,528,0001,362
Total noninterest expense$9,491,0001,464
Salaries and employee benefits$5,591,0001,263
Premises and equipment expense$1,690,0001,196
Additional noninterest expense$2,210,0001,971
Pre-tax net operating income$2,916,0002,443
Securities gains (losses)$-108,0009,436
Applicable income taxes$08,362
Income before extraordinary items$2,808,0001,858
Extraordinary gains, net$038
Net income$2,808,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,162
Cash dividends$2,050,0001,325
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,916,0001,784
1999-12-31 (YTD Data)Rank
Total interest income$18,888,0001,718
Total interest expense$8,010,0001,866
Net interest income$10,878,0001,592
Provision for loan and lease losses$240,0003,119
Total noninterest income$2,240,0001,713
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$623,0002,131
Trading account gains and fees$0173
Additional Noninterest Income$1,617,0001,333
Total noninterest expense$9,530,0001,452
Salaries and employee benefits$5,737,0001,207
Premises and equipment expense$1,674,0001,205
Additional noninterest expense$2,119,0002,054
Pre-tax net operating income$3,348,0002,185
Securities gains (losses)$15,0001,536
Applicable income taxes$1,329,0001,747
Income before extraordinary items$2,034,0002,555
Extraordinary gains, net$035
Net income$2,034,0002,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,020
Cash dividends$4,080,000761
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,024,4002,530
1998-12-31 (YTD Data)Rank
Total interest income$19,251,0001,686
Total interest expense$8,487,0001,800
Net interest income$10,764,0001,569
Provision for loan and lease losses$252,0002,973
Total noninterest income$2,384,0001,601
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$646,0001,983
Trading account gains and fees$0224
Additional Noninterest Income$1,738,0001,273
Total noninterest expense$9,201,0001,439
Salaries and employee benefits$5,545,0001,185
Premises and equipment expense$1,634,0001,165
Additional noninterest expense$2,022,0002,093
Pre-tax net operating income$3,695,0001,963
Securities gains (losses)$73,0001,477
Applicable income taxes$1,432,0001,700
Income before extraordinary items$2,336,0002,228
Extraordinary gains, net$032
Net income$2,336,0002,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,256
Cash dividends$1,041,0002,137
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,289,2802,199
1997-12-31 (YTD Data)Rank
Total interest income$18,152,0001,821
Total interest expense$8,203,0001,884
Net interest income$9,949,0001,754
Provision for loan and lease losses$232,0003,133
Total noninterest income$2,485,0001,491
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$638,0002,059
Trading account gains and fees$0239
Additional Noninterest Income$1,847,0001,160
Total noninterest expense$9,196,0001,421
Salaries and employee benefits$5,174,0001,272
Premises and equipment expense$1,545,0001,272
Additional noninterest expense$2,477,0001,711
Pre-tax net operating income$3,006,0002,494
Securities gains (losses)$225,000661
Applicable income taxes$1,066,0002,310
Income before extraordinary items$2,165,0002,402
Extraordinary gains, net$044
Net income$2,165,0002,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,460
Cash dividends$1,045,0002,092
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,014,2502,520
1996-12-31 (YTD Data)Rank
Total interest income$16,832,0002,010
Total interest expense$7,663,0002,051
Net interest income$9,169,0001,960
Provision for loan and lease losses$216,0003,242
Total noninterest income$2,430,0001,588
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$676,0001,998
Trading account gains and fees$0262
Additional Noninterest Income$1,754,0001,265
Total noninterest expense$8,888,0001,589
Salaries and employee benefits$5,025,0001,337
Premises and equipment expense$1,542,0001,321
Additional noninterest expense$2,321,0002,155
Pre-tax net operating income$2,495,0002,772
Securities gains (losses)$17,0002,110
Applicable income taxes$790,0002,879
Income before extraordinary items$1,722,0002,822
Extraordinary gains, net$053
Net income$1,722,0002,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,0001,433
Cash dividends$1,090,0002,013
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,710,2702,795
1995-12-31 (YTD Data)Rank
Total interest income$15,807,0002,131
Total interest expense$7,714,0002,026
Net interest income$8,093,0002,225
Provision for loan and lease losses$129,0003,960
Total noninterest income$2,440,0001,574
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$704,0001,924
Trading account gains and fees$0522
Additional Noninterest Income$1,736,0001,246
Total noninterest expense$8,340,0001,686
Salaries and employee benefits$4,645,0001,427
Premises and equipment expense$1,403,0001,466
Additional noninterest expense$2,292,0002,151
Pre-tax net operating income$2,064,0003,388
Securities gains (losses)$30,0001,626
Applicable income taxes$669,0003,370
Income before extraordinary items$1,425,0003,401
Extraordinary gains, net$065
Net income$1,425,0003,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,707
Cash dividends$1,066,0001,926
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,404,6003,417
1994-12-31 (YTD Data)Rank
Total interest income$13,416,0002,282
Total interest expense$5,470,0002,274
Net interest income$7,946,0002,271
Provision for loan and lease losses$128,0003,919
Total noninterest income$1,863,0001,925
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$705,0001,909
Trading account gains and fees$0475
Additional Noninterest Income$1,158,0001,674
Total noninterest expense$7,894,0001,836
Salaries and employee benefits$4,585,0001,470
Premises and equipment expense$1,238,0001,673
Additional noninterest expense$2,071,0002,498
Pre-tax net operating income$1,787,0003,771
Securities gains (losses)$24,0001,636
Applicable income taxes$588,0003,571
Income before extraordinary items$1,223,0003,792
Extraordinary gains, net$0249
Net income$1,223,0003,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$1,054,0001,806
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,206,6803,868
1993-12-31 (YTD Data)Rank
Total interest income$13,235,0002,336
Total interest expense$4,729,0002,724
Net interest income$8,506,0002,123
Provision for loan and lease losses$205,0003,850
Total noninterest income$1,864,0002,066
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$754,0001,810
Trading account gains and fees$0532
Additional Noninterest Income$1,110,0001,900
Total noninterest expense$7,483,0001,968
Salaries and employee benefits$4,418,0001,535
Premises and equipment expense$1,068,0001,939
Additional noninterest expense$1,997,0002,739
Pre-tax net operating income$2,682,0002,550
Securities gains (losses)$608,000790
Applicable income taxes$1,063,0002,119
Income before extraordinary items$2,227,0002,246
Extraordinary gains, net$03,149
Net income$2,227,0002,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$1,060,0001,658
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,813,5602,592
1992-12-31 (YTD Data)Rank
Total interest income$14,785,0002,373
Total interest expense$5,512,0003,019
Net interest income$9,273,0001,976
Provision for loan and lease losses$247,0004,624
Total noninterest income$1,750,0002,130
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$781,0001,725
Trading account gains and fees$0504
Additional Noninterest Income$969,0002,052
Total noninterest expense$7,640,0001,942
Salaries and employee benefits$4,404,0001,503
Premises and equipment expense$1,074,0001,972
Additional noninterest expense$2,162,0002,627
Pre-tax net operating income$3,136,0001,982
Securities gains (losses)$588,000955
Applicable income taxes$1,151,0001,832
Income before extraordinary items$2,573,0001,772
Extraordinary gains, net$01,422
Net income$2,573,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0006,366
Cash dividends$1,058,0001,473
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,167,2801,945

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.